Let us not judge ourselves by the profit we make but by the trust and the confidence that people

ave in us. Let us cherish and nurture that trust and ensure that every person who deals with us
deals with the confidence that he will not be misguided but his interests will be carefully protected.

About Us
Chairman's Message
Our Directors
Management Profile
Corporate Ethos
Milestones
Social Responsibility
In Memoriam

Let us not judge ourselves by the profit we make but by the trust and the confidence that people have in us. Let us cherish and
nurture that trust and ensure that every person who deals with us deals with the confidence that he will not be misguided but his
interests will be carefully protected.

Our

core

values

ERV ATE HL UIIACEBS IL T Y

DTINRTUPEESGNTRWDITAOYBRIL HTIYN E S
GO D W L

WHY US

We are the largest gold financing company in India in terms of loan portfolio, according to the 2015 update to the IMaCS

Research & Analytics Industry Reports, Gold Loans Market in India, 2015 ("IMaCS Industry Report, (2015 Update)").
We provide personal and business loans secured by gold jewellery, or Gold Loans, primarily to individuals who possess
gold jewellery but could not access formal credit within a reasonable time, or to whom credit may not be available at all, to
meet unanticipated or other short-term liquidity requirements. ...

25000
129 year
Employees

4200+

6 million

Branches spread
Existence

Customers in its portfolio

over 21 states &

4 Union Territories

131 Tonnes
450,000+
Gold Jewellery kept as
investor base across debenture
Security as on
subordinated debt portfolio

8,240 cr

23,408cr

market capitalization as on
31 st march, 2015

31st march, 2015

22,000+
Trained personnels ensure
operational Efficiency and business

Retail loan assets under

management as on

Retail
and

31 st march, 2015

80,000+
Customers are served every day;
their satisfaction confirms repeat

64+
Learning centres, along with two
management academies help

growth
through

business

strengthen our capabilities

continued training

We are back with a more customer-oriented

approach, reaching out to customers
aggressively.
We are back with new
products, novel to gold loan
industry.
We are back with new marketing and
sales strategies to expand and deepen our
presence and strengthen our brand.
We are back with a more skilled
and

promising team, who are welltrained to meet and exceed

customer expectations.
And amid all this, we continue to strengthen
our social engagements.
We are not just running a
business.
We are a vehicle for social empowerment to
help millions of people translate their latent

aspirations into visible achievements.

M.G. George Muthoot

Chairman

George Alexander Muthoot

Managing Director

( chartered accountant who qualified with a first rank in Kerala and ranked 20th overall in India, in 1978)

George Jacob Muthoot

Joint Managing Director
George Jacob Muthoot has a degree in civil engineering from Manipal University and is a businessman by profession.

George Thomas MuthootJoint Managing Director

George Thomas Muthoot is a businessman by profession

Alexander George Muthoot

Whole time Director
Mr Alexander George Muthoot, is an MBA Graduate from Thunderbird University (USA) and an advanced diploma holder in
Business Administration from Florida International University, Miami (USA).

John K. Paul
Independent Director
John K. Paul is a graduate in engineering from the Regional Engineering College, Kozhikode and a businessman by profession.

K. John Mathew
Independent Director
K. John Mathew is a graduate in law from the Government Law College, Ernakulam and is a retired judge of the High Court of
Kerala

Mr K George John
Independent Director
Mr. George is a post graduate in Mathematical Statistics.

George Joseph
Independent Director
George Joseph is a first rank holder commerce graduate from Kerala University

Ms Pamela Anna Mathew

Additional Director
She holds a Post graduate degree in Economics & Business Administration from Kerala and Cochin University.

K. R. Bijimon
Chief General Manager
K. R. Bijimon, our Chief General Manager is a Fellow Member of the Institute of Chartered Accountants of India, New Delhi

Oommen K. Mammen
Chief Financial Officer
Oommen K. Mammen , our Chief Financial Officer is a Fellow member of the Institute of Chartered Accountants of India, New Delhi.