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Well, I don't know about you guys, but quite frankly, I've had enough. Wachovia
shouldn't have accepted the bailout money from the gov't (which is really our h
ard earned tax dollars) if they had no intentions on bailing out anyone other th
an themselves! I've sued Wachovia in the past (before they acquired World Savin
gs Bank) for extending a prepayment penalty fee and I had the entire matter reso
lved within 1 week....and mind you, I am not an attorney, never went to law scho
ol, and I sued completely on my own. Now, that being said, I took some of my ow
n steps yet again for the 2nd time in hopes of getting what I was promised when
we initially went through the phone interview: (1) 2% fixed interest rate; (2) l
ower monthly payment that included my escrows; (3) keeping my home (especially s
ince we put 20% down payment on the purchase price back in 2005). I am keeping
my fingers crossed that I will succeed for the 2nd time but it's never a guarant
ee!
I think that if we all ban together (picture the Boston Tea Party) and everyone
writes or files a complaint to the addresses listed below, then they will have n
o other choice but to listen and comply. My filed complaint alone is completely
useless unless it's backed up by everyone else who is experiencing the same dif
ficulties. Below you will find the steps in filing a lawsuit and complaint in y
our own County, but please keep in mind that all we can do is try our best and h
ope it'll work:
Wachovia Corporation
Legal Division
NC0630
One Wachovia Center
301 South College Street
Charlotte, NC 28288
(704) 374-6611
Board of Directors
Wells Fargo & Company
P.O. Box 63750
San Francisco, CA 94163
email: boardcommunications@wellsfargo.com
Good luck to all and if you have any questions feel free to drop me a line at cl
ichtenstein@hotmail.com. Just remember, I am a regular schmoe like everyone els
e, sharing my experience that worked for me back in 2008 and hopefully again in
2010! Therefore, I can not give any legal advice, since I am not an attorney an
d hold no office in that capacity either.