NEPTUNE FINANCIAL SOFTWARE PLC

Rubikon Banking Intelligence

Introduction & Roadmap
Recommendations

This document explains about complete process, flows, capability &

importance of the Rubikon Banking Intelligence module, with rooms to
improvement and the feasible Roadmap of this module. Roadmap suggested
based on our client expectation, market demand & Rubikon objectives.

Contents
Preface................................................................................................................... 3
Rubikon Banking Intelligence................................................................................. 3
List of the Dashboards Implemented.....................................................................3
Standard Banking Intelligence............................................................................3
Road Map Based on Data....................................................................................... 4
BI Implementation Kick-of.................................................................................4
Benefits.............................................................................................................. 5
Historical Analysis.............................................................................................. 5
Analytics and Predictive Modelling.....................................................................5
Benefits.............................................................................................................. 5
Road Map Based on Data Functional Module.........................................................6
Road Map on Budget & Forecasting Analysis.........................................................6
Operational Service level Roadmap.......................................................................7
Benefits.............................................................................................................. 7

Preface
Banking Intelligence is one of the functional modules of the Rubikon Core
banking system. This module has been tightly coupled with its parent
system in the aspects of Parameterization, Data collection, Data
population and Data Projection. This document completely covers the
development & Client Implementation procedures. Document also
recommends the Gaps in the clients expectation, Roadmap of this
module.

Rubikon Banking Intelligence

Banking Intelligence initially developed on the focus of configuring the Key
performance indicators (KPI) for the financial institutions. These KPIs are
calculated based on the general practice followed by the bank to calculate
manually. Automation of this process is the base framework of this
module, which comprises on 11 Operational Services to collect the
relevant information for the KPIs which are explained in the
administrative document v3.0.

List of the Dashboards Implemented

Standard Banking Intelligence

Comparative Analysis of KPI

Executive Summary
Asset & Liability Group Analysis
Operational Cash flow
Profit & Loss Group Analysis
Comparative Analysis of General Ledger
Forecasting
What-If.

Road Map Based on Data

Irrespective of any BI Module the Data in the Dashboard should strictly
follow the below roadmap.

BI Implementation Kick-of
Phase I - Present Data

Dashboards should show only the Present

Status of the Bank

Historical Analysis
Phase II - Historical Data

Dashboard can show Data incomparing

Current and Past Year Data

Analytics & Predictive

Modelling
After Subsequnt Data Growth(min 6

Phase III - Forecasting & What - If

months)in the BI, Forecasting and What-If

can be implemented

BI Implementation Kick-of
The First phase of the implementation of BI Module is very important to
setup the base framework for future analytics. So the Consultant travel is
must. Following tasks of the implementation are
1.
2.
3.
4.
5.
6.
7.
8.
9.

Demonstration of Banking Intelligence

Tool Installations
BI Module Integration with the Core
Business Requirement discussion
Initial Configuration of the Important Summary Informations
KPI Setup
Operational Service stableness
UAT
Go-Live

These are the activities during the first phase of the implementation. The
initial setup and breakthrough of the Banking Intelligence module training
must be given to the Bank ICT people and the End users (Top
Management).

Benefits

Project duration will be less than 4 weeks

UAT Timeline will be reduced if only current status of the
Banks is tested.
Easily monitored the day today activities of the Financial
Institution.

Reason to not to include the historical data is

There will not be any data available before Go-Live date of BI.
Incomplete Dashboards gives negative presumption to the End
users to think it as Incomplete Information.
Doing UAT of historical data will take more time to collect the
relevant information and validate the BI system.
However the Historical Data Dashboards will be provided within short
time span of 2 to 3 months.

Historical Analysis
The historical data analysis dashboards can be implemented within short
span of BI Initial Implementation between 3 to 12 months of Gap to build
the data from BI Go-Live Date. But everything is subject to Banks
Discretion and Neptunes agreement on Roadmap of the module.
List of measures should be provided in the Historical Data Dashboards are
Year on Year
Month to month
Quarter to Quarter

Analytics and Predictive Modelling

The third phase of the BI Module Implementation is Analytics and
prediction. This module will be the quantitative analysis based forecasting
and what-if can be designed. Minimal of 6 month proper summary data
must be available.

Benefits
Prediction helps the financial institution to forecast their Business.
It gives confident in taking new plans and products.

Road Map Based on Data Functional Module

Generally Banking Intelligence can be deployed in all the aspects of
Banking where the management is required to take any decision based on
the facts.
Following modules can be implemented under Rubikon Flagship.
1. GL Group Analysis
2. Credit Analysis
3. NPA Analysis
4. Deposit Analysis
5. Channel Analysis
6. Product Analysis
7. Foreign Currency Analysis
8. Liquidity Risk Analysis
9. Customer Relationship Analysis
10.
Group Loan Analysis
In the above said Functional areas initially we can find the Data availability
in Rubikon and design each Executive Dashboards, with following
information
Related Balance Information. (Say for Ex Profit, Deposit Balance,
Branch Numbers, etc)
KPIs for the related Functional areas.

Displaying & comparing all the KPIs configured in the KPI Parameters
screen must be avoided in showing on the dashboards. Instead we can
group the KPI and show with relevant summary data balances with the KPI
percent.

Road Map on Budget & Forecasting Analysis

Please refer the Proposed Enhancements of Budget Control.docx. This
document is prepared based on the market analysis of the Budget
Analysis

Proposed
Enhancements of Budget Control.docx

Operational Service level Roadmap

As of now the current BI system has 11 Operational Service to populate the GL
Analysis Data, Summary Creation in Areas Like Service channel, product, GL,
Transaction Type, etc.
In addition to it, there should be operational service which will be executed as
like Standard Procedure OS.

Benefits
Above framework allows creating the business logic in oracle PLSQL
instead of Java.
Reduces the Development team dependency.
Can utilize for other Functional modules like NPA, Deposit, CRM, etc.