Joseph Zernik DMD PhD

Fax: (801) 998-0917 Email: jz12345@earthlink.net

08-12-09. December 9, 2008, Countrywide In-House Counsel Todd

Boock – refusal to respond regarding repeat filing of alleged
fraudulent records in court.

X-McAfee-Timeout-Protection: 1
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Subject: Re: Fwd: REPEAT FILING OF OFFENDING FRAUDULENT RECORDS IN COURT.
YOUR RESPONSE REQUESTED BY
WED, DEC 10, 2008, 5:00PM. Notice of start of Safe harbor period per CCP 128.7.
From: "Todd Boock" <Todd_Boock@Countrywide.Com>
Date: Tue, 9 Dec 2008 22:12:11 -0800
To: "joseph zernik" <jz12345@earthlink.net>
cc: jwamberg@bryancave.com,
jenna.moldawsky@bryancave.com
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Dr. Zernik,

The referral to me regarding this matter was in error. Please contact Bryan Cave LLP,
specifically John Amberg (310-576-2280) or Jenna Moldawsky (310-576-2377), both copied
on this e-mail, should you have any inquiries, issues or other reason to communicate with
Countrywide or its corporate affiliate Bank of America, regarding this matter. As an employee
of Countrywide, I am covered by the protective order prohibiting you from contacting
employees of Countrywide.

Thank you for your anticipated cooperation.

Todd Boock

From: joseph zernik [jz12345@earthlink.net]

Sent: 12/09/2008 05:41 PM PST
To: Todd Boock
Subject: Fwd: REPEAT FILING OF OFFENDING FRAUDULENT RECORDS IN COURT.
YOUR RESPONSE REQUESTED BY WED, DEC 10, 2008, 5:00PM. Notice of start of Safe
harbor period per CCP 128.7.

FYI

Date: Tue, 09 Dec 2008 15:27:28 -0800

To: "Mohammad Keshavarzi" <MKeshavarzi@sheppardmullin.com>, "Paul
Malingagio" <PMalingagio@sheppardmullin.com>, "Ted
z Page 2/2 April 15, 2009

Max"<tmax@sheppardmullin.com>
From: joseph zernik <jz12345@earthlink.net>
Subject: REPEAT FILING OF OFFENDING FRAUDULENT RECORDS IN
COURT. YOUR RESPONSE REQUESTED BY WED, DEC 10, 2008,
5:00PM. Notice of start of Safe harbor period per CCP 128.7.
Cc: sandor_samuels@countrywide.com,
samuels_sandor@Countrywide.com, angelo_mozilo@countrywide.com,
mozilo_angelo@countrywide.com, maria_McLaurin@countrywide.com,
bbianco@lasuperiorcourt.org, "Ted Max"<tmax@sheppardmullin.com>, "Van
Cleve, Peter D." <pdvancleve@BryanCave.com>, soverton@cmda-law.com,
kdicarlo@cmda-law.com, tfriedman@lasuperiorcourt.org,
jsczuleger@lasuperiorcourt.org, jclarke@lasuperiorcourt.org,
jclarke@lasuperiorcourt.org, Jconnor@lasuperiorcourt.org,
jsegal@lasuperiorcourt.org, "David J. Pasternak" <jwp@paslaw.com>, "John
Patton" <jwp@paslaw.com>, "Amberg, John W."
<jwamberg@BryanCave.com>, jenna.moldawsky@bryancave.com,
todd_Boock@Countrywide.Coma, "attention
Mayo"<patrick.c.ryan@bankofamerica.com>, "attention
Mayo"<ocrates@bankkofamerica.com>, "attention Mayo"
<joyce.schilling@bankofamerica.com>, <amayorkas@omm.com>

December 9, 2008

Mohammad Keshavarzi
Sheppard Mullin, LLP

RE: REPEAT FILING OF OFFENDING FRAUDULENT RECORDS IN

COURT.
RESPONSE REQUESTED BY WED, DEC 10, 2008, 5:00PM.
Notice of start of Safe Harbor period per CCP §128.7.

Mr Keshavarzi:

You recently sent me copy of papers you filed in court under the name of
Sheppard Mullin, LLP, for motion to establish recovery, scheduled for Nov 21,
2008.

1) No signatures were visible on my copy. I request that you forward to me

copy bearing your visible original signatures. In case the copy you filed in
court does not bear your signatures, and you choose to keep that paper filed,
I request that you correct that situation expediently, otherwise please
withdraw such papers, and notice me accordingly.

2) Your most recent papers again included records produced in subpoena by

Countrywide, which were the core of this ligation. I complained in the past
that such papers constituted fraud on numerous accounts. Such records
were repeatedly fraudulently misrepresented by you as the product of fax
transmission from Victor Parks, loan broker, to Countrywide San Rafael, on
Monday, October 25, 2004, 5:03 pm.

3) In fact, as made clear by Ms Samaan in her deposition, Mr Perks had

nothing to do with any of it. Among other umpteen frauds, throughout the
transaction in 2004, Ms Samaan impersonated Mr Parks in fax
communications. This record was no exception.

4) This record also was never received by Countrywide on the date and time
indicated above, as you misrepresented in court. In fact the transmission that
z Page 3/2 April 15, 2009

generated that fax header imprint was from Samaan in Los Angeles to her
husband in Los Angeles. I went through that issue in depth among other
opportunities, on august 9, 2007, in open court.

5) You have never provided adequate authentication of that record when you
introduced it as evidence. and I filed for sanctions against you per CCP
§128.7 for filing of fraudulent records in court.

6) To avoid that hearing, you scheduled in conflict another "hearing" as you

fraudulently called it, with retired Judge O'Brien, who had no authority at all to
hold any "hearing" of any kind.

7) This court refuses to even confirm that Samaan v Zernik was ever a case
of the Superior Court of California. Regardless, you were fully aware that
such records were, are, and always will be fraud, and therefore any
purported order, decree, judgment, or any other outcome of such litigation
was is, and always will be null and void.

8) In the most recent papers you omitted the fraudulent transmittal cover
sheet. Regardless, this record is the product of fraud, and it was introduced
by you as part of fraudulent evidence.

9) Therefore, I request that you immediately remove this record from your
most recent pending papers.

10) Therefore, I also request that you submit a request for a nunc pro tunc
order:
a) to mark all instances where such paper appears in the court file as
instances of fraud.
b) to vacate all orders, decrees, judgments that were based on such
fraudulent real estate contract record.

10) Please consider this notice per CCP §128.7 for start of Safe Harbor
period.
MR KESHAVARZi & MR MALINGAGIO: RESPONSE REQUESTED BY
WED, DEC 10, 2008, 5:00PM.

11) This message is copied to Att John Amberg and Att Jenna Moldawsky,
who claims to be authorize to represent Countrywide Home Loans, Inc, a
subsidiary of Bank of America. Countrywide Home Loans, Inc too is
requested to file request in court for the withdrawal of such fraudulent records
produced by Countrywide Home Loans, Inc as part of subpoena productions
that were replete with fraudulent records, and which tried to entirely fabricate
Samaan's fraudulent loan applications underwriting history.
MR AMBERG AND MS MOLDAWSKY: RESPONSE REQUESTED BY
WED, DEC 10, 2008, 5:00PM.

12) This notice is also forwarded to Att Todd Boock, Countrywide Home
Loans, Inc, who was part of the team under Mr Samuels, who devised the
subpoena fraud in 2006, and repeatedly provided fraudulent responses to
questions in Meet and Confer in 2007, then claimed religious observance to
void appearance in motion to compel. Mr Boock is requested to authenticate
the real estate contract record, otherwise, to withdraw it from the record, and
with it the entire countrywide fraudulent subpoena, and to notice the parties
and the court accordingly. Mr Book is according to Bank of America Office of
General Counsel the only one authorized to represent Bank of America
Corporation. That office had no record of Bryan Cave LLP as authorized to
z Page 4/2 April 15, 2009

represent Bank of America in this matter.

MR BOOK: RESPONSE REQUESTED BY WED, DEC 10, 2008, 5:00PM.

13) This notice is also forwarded to:

Mr Timothy J. Mayopoulos, Executive Vice President and General Counsel
Bank of America Corporation (Bank of America)
100 N Tryon St
NC1-007-56-11
Charlotte, NC 28255
Phone: (704) 386-7484
Fax: (704) 370-3515
With the demands:
a) that Bank of America corporation put an end to this fraudulent litigation and
farce of a court, progressing in its name in the past six months,
b) that it withdraw the fraudulent subpoenas produced by Sandor Samuels,
Todd Boock and their colleagues in the corrupt Legal Division of Countrywide
,
c) that they take action to mitigate damages,
d) that they report in the quarterly report for Q-IV of 2008 such material
deficiency - the compromise of the legal team of Bank of America
Corporation resulting from incorporation of the Legal Division of Countrywide
Financial Corporation to its ranks pursuant to

A. Section 307 of Sarbanes-Oxley

Since material violation of law has occurred, is occurring and is about to occur again, as
set forth in Section 307 of the Sarbanes-Oxley Act of 2002 and the SEC Rule
promulgated there under (17 CFR 205), the general counsel must inform his superiors
and the authorities. This notice may be in any form, but should conspicuously state that
it is being made under Section 307 of the Sarbanes-Oxley Act.
MR MAYOPOULOS: RESPONSE REQUESTED BY WED, DEC 10, 2008,
5:00PM.

Joseph Zernik
Fax: 801 998 0917
Tel: 310 435 9107

Additional documentation, including fraud experts opinion letters re: fraud in

this litigation can be viewed at:
http://inproperinla.com/04-10-26-doc-44-countrywide-fraud-underwriting-
letter.pdf
http://inproperinla.com/04-10-26-opinion-letter-countrywide-underwriting-
letter-oct-26-s.pdf
http://inproperinla.com/04-09-07-samaan-s-prequalification-letter.pdf
http://inproperinla.com/04-09-07-opinion-letter-fraud-in-prequalificaion-
letter-s.pdf
http://inproperinla.com/04-09-27-doc-40-samaan-fraudulent-loan-
applications-s.pdf
http://inproperinla.com/04-09-27-samaan-countrywide-fraudulent-loan-
application.pdf
http://inproperinla.com/04-09-27-opinion-letter-fraud-in-loan-applications-
signature-s.pdf
z Page 5/2 April 15, 2009

http://inproperinla.com/04-10-18-wire-fraud-p1.pdf
http://inproperinla.com/04-10-18-9-emails-in-re-wire-fax-fraud.pdf
http://inproperinla.com/04-10-25-countrywide-adulterated-branch-input-
exception-request-s.pdf
http://inproperinla.com/04-10-25-doc-45-countrywide-fraud-contract-
record.pdf
http://inproperinla.com/04-10-26-countrywide-fraudulent-underwriting-letter-
s.pdf
http://inproperinla.com/06-07-10-samaan-deposition.pdf
http://inproperinla.com/07-02-08-countrywide-fraudulent-subpoena-
production-c-s.pdf
http://inproperinla.com/06-11-09-doc-38-1-countrywide-mclaurin-false-
declarations.pdf
http://inproperinla.com/06-11-09-doc-38-2-countrywide-mclaurin-false-
declarations.pdf
http://inproperinla.com/07-06-20-bet-tzedek-web-page-with-samuels-before-
letter.pdf - Samuels - the fraudster as "fraud buster"

======================================================================
Confidentiality Notice: The information contained in and transmitted with this communication is
strictly confidential, is intended only for the use of the intended recipient, and is the property of
Countrywide Financial Corporation or its affiliates and subsidiaries. If you are not the intended
recipient, you are hereby notified that any use of the information contained in or transmitted
with the communication or dissemination, distribution, or copying of this communication is
strictly prohibited by law. If you have received this communication in error, please immediately
return this communication to the sender and delete the original message and any copy of it in
your possession.
======================================================================
Please support our petition: Calling upon President Obama - Free the 10,000 Rampart-FIPs.
http://www.thepetitionsite.com/1/restore-justice-in-l-a
Best reference on how they got falsely convicted, and why they are still imprisoned: LAPD Blue
Ribbon Report (2006): http://inproperinla.com/00-00-00-rampart-blue-ribbon-review-panel-
2006-report.pdf
One reference for our low, conservative estimate of 10,000- PBS Frontline
(2001): http://inproperinla.com/01-05-01-pbs-
frontline_rampart-false-imprisonments-s.pdf
Joseph Zernik, DMD PhD <jz12345@earthlink.net>, Fax: (801) 998-0917; Cell: 310 435 9107, No voice
mail; IM, Page- OK, No ID- No response
 Joseph Zernik DMD PhD
Fax: (801) 998-0917 Email: jz12345@earthlink.net

09-03-14. March 14, 2009, Request for clarifications from Countrywide

In-House Counsel Att Todd Book, regarding conduct of counsel

Date: Sat, 14 Mar 2009 20:44:55 -0700

To: <Todd_Boock@Countrywide.Com>
From: joseph zernik <jz12345@earthlink.net>
Subject: Request for log of records in actions, and separately - monetary transactions in court
in affair of Samaan v Zernik

Please see attached

_________________________________________________
Please support our petition:
Calling upon the President Obama:
Open the Books of LA Superior Court - to Free the 10,000 Rampart-FIPs.
http://www.thepetitionsite.com/1/restore-justice-in-l-a
Best reference on how they got falsely convicted, and why they are still imprisoned: LAPD Blue
Ribbon Report (2006):
http://inproperinla.com/00-00-00-rampart-blue-ribbon-review-panel-2006-report.pdf
One reference for our low, conservative estimate of 10,000- PBS Frontline (2001):
http://inproperinla.com/01-05-01-pbs-frontline_rampart-false-imprisonments-s.pdf
________________________________________________
Joseph Zernik, DMD PhD
<jz12345@earthlink.net>
Cell: 310 435 9107
No voice mail; IM, Page- OK
No ID- No response
_________________________________________________
 Joseph Zernik DMD PhD
Fax: (801) 998-0917 Email: jz12345@earthlink.net

09-03-14. Request for logs of papers, actions, monetary transactions,

deemed valid by parties

March 14, 2009

Att Todd Boock

Legal Department
CFC/Bank of America Corporation
By email: <Todd_Boock@Countrywide.Com>

RE: Request for log of a) CFC and b) BAC filings in actions and monetary transactions in court,
deemed by you valid, in affair of Samaan v Zernik. Please respond no later than Wed, March 18, 09.
Mr Boock:
In reviewing the state of affair of Samaan v Zernik:
1. As of Friday, March 13, 2009, Bank of America Corporation (BAC) office of the General Counsel insisted
that you are the only one authorized to appear on behalf of BAC, and the only one I should communicate
with, regarding what they referred to as LA Superior Court Samaan v Zernik Case #SC087400, and I call
the affair of Samaan v Zernik.
2. You on the other hand informed me that you are barred from communicating with me per court order, and
informed me that I should communicate only with Bryan Cave, LLP in this matter, as representing BAC.
3. The office of BAC General Counsel is clear about the fact that it does not and did not authorize Bryan Cave
LLP, and all senior staff in that office that I discussed the matter with, are unanimous in that position.
4. Separately, regardless of the question of authorization, or lack thereof, but probably resulting from the fact
that they have appeared all along with no authorization, Bryan Cave, LLP, filed in court papers that appear
to this lay person invalid on their face "from all four corners of the roll"...
5. The appearance that Judge Friedman (or any other judge of the LA Superior Court), in open court, deems a
proceeding, or a paper, or a counsel, or even his own pronouncements as valid (or invalid, for that matter),
does not mean anything. It is just an appearance... Nothing more. Since he could always be crossing his
fingers behind his back... That is the best way I found so far, how to explain to others the meaning of the
double/triple book system of the LA Superior Court. I also always notice the added convenience and
flexibility…
6. One cannot rely on court records here, since the court routinely adulterates Case History retroactively, and
paper court file is not maintained in chronological order, and is missing key papers.
Therefore, I need to know what you, as authorized counsel for CFC, and then for CAB, at this time,
deem valid, regardless of whether I, or others hold the same opinion or not.
1. Do you hold the office of BAC General Counsel Timothy Mayopoulos as holding valid authority over you in
Samaan v Zernik, at this time?
2. Please be specific and provide the name and date of a valid order of the Superior Court of California,
County of Los Angeles that prohibits you from communicating with me at this time.
3. Do you consider Samaan v Zernik a valid case litigated under the authority of the Superior Court of
California, County of Los Angeles?
4. Please list the judges, if any, that you deem held or hold this file with valid authority, as judges, duly
assigned to a valid case of the Superior Court of California, County of Los Angeles: Neidorf, Connor,
Goodman, Biderman, Segal, Hart-Cole, Collins, Friedman.
z Page 2/2 March 14, 2009

5. Do you deem the appearances of Att Moldawsky and/or Amberg as appearances on behalf of Bryan Cave,
LLP?
6. Did you deem the appearances of Att Moldawsky and/or Amberg as appearances of Counsel of Record on
behalf CFC? If so, are you familiar with an engagement agreement? What is its date? who were the parties
who signed such agreement?
7. Do you deem the appearances of Att Moldawsky and/or Amberg as appearances of Counsel of Record on
behalf BAC? If so, are you familiar with an engagement agreement? What is its date? who were the parties
who signed such agreement?
8. Please provide the legal foundation for the designation of “Non-Party”, which appears in papers filed by
Amberg/Moldawsky.
9. Please provide list of papers that are deemed by you valid paper filed in court by Att Moldawsky/Amberg on
behalf of CFC.
10. Have you ever filed any paper in court independent of Att Moldawsky/Amberg? If so , please provide a list.
11. Please provide list of papers that are deemed by you valid paper filed in court by Att Moldawsky/Amberg on
behalf of BAC.
12. Please provide a full and complete list of monetary transactions between Pasternak and Att
Moldawsky/Amberg on behalf of CFC (date and sum). Please indicate which you deem lawful, if any, and
the specific legal authority for each and every one of these payment (date and name of court order,
judgment, writ, etc)
13. Please provide a full and complete list of monetary transactions between Pasternak and Att
Moldawsky/Amberg on behalf of BAC (date and sum). Please indicate which you deem lawful, if any, and
the specific legal authority for each and every one of these payment (date and name of court order,
judgment, writ, etc)

Joseph Zernik

CC:
Office of BAC General Counsel Timothy Mayopoulos
BAC Audit Committee
_________________________________________________
Please support our petition:
Calling upon the President Obama:
Open the Books of LA Superior Court - to Free the 10,000 Rampart-FIPs.
http://www.thepetitionsite.com/1/restore-justice-in-l-a
Best reference on how they got falsely convicted, and why they are still imprisoned: Blue Ribbon Report (2006)
http://inproperinla.com/00-00-00-rampart-blue-ribbon-review-panel-2006-report.pdf
One reference for our low, conservative estimate of 10,000 Rampart –FIPs: PBS Frontline (2001)
http://inproperinla.com/01-05-01-pbs-frontline_rampart-false-imprisonments-s.pdf
________________________________________________
z Page 3/2 March 14, 2009

Joseph Zernik, DMD PhD

<jz12345@earthlink.net>
Cell: 310 435 9107
No voice mail; IM, Page- OK
No ID- No response
_________________________________________________
 Joseph Zernik DMD PhD
Fax: (801) 998-0917 Email: jz12345@earthlink.net

09-03-18. March 18, 2009, Att Todd Boock, Countrywide In-House

Counsel Email Response

X-WSS-ID: 0KGPZ4G-0D-392-01
To: "joseph zernik" jz12345@earthlink.net
cc: "Phillip.Wertz" Phillip.Wertz@bankofamerica.com,
jwamberg@bryancave.com,
jenna.moldawsky@bryancave.com
Subject: Re: Request for log of records in actions, and separately - monetary transactions in
court in affair of Samaan v Zernik

X-Mailer: Lotus Notes Release 7.0.2 HF534 April 27, 2007

From: "Todd Boock" Todd_Boock@Countrywide.Com

Date: Wed, 18 Mar 2009 13:49:25 –0700

X-Form: Reply
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2007) at 03/18/2009 03:48:25 PM
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Dr. Zernik,

As I have previously advised, I am not the appropriate person to whom to direct inquiries about
the issues you have raised. I understand that you spoke with Phillip Wertz at Bank of
America, and he referred you to me. Mr. Wertz, who is copied on this e-mail, has nothing to do
with this matter, and he should have referred you to our outside counsel. Your continued
communications to him and any other officers or employees of Countrywide and/or Bank of
America are in violation of the Los Angeles County Superior Court's protective order.

Bryan Cave LLP is representing Countrywide and Bank of America for purposes of this
matter. Please contact Bryan Cave LLP, specifically John Amberg or Jenna Moldawsky, both
copied on this e-mail, in writing should you have any inquiries, issues or other reason to
communicate with Countrywide or Bank of America regarding this matter.

Thank you for your anticipated cooperation.

Todd A. Boock