1.

1 Introduction
Islamic banking is a rapidly growing part of the financial sector in the world Indeed; it is not
restricted to Islamic countries and is spreading wherever there is a sizable Muslim
community. More recently, it has caught the attention of conventional financial markets as
well. Islamic Banking is a financial Institution whose statutes, rules and procedures expressly
state its commitment to the principle of Islamic Shariah and to the banning of the receipt and
payment of Riba (interest) on any of its operation. Islamic Banking is one of the most
sensitive businesses all over the world. In this regard the Islamic financial system is
concerned more about using money as a tool not as an objective. So the money can reflect the
true value of resources. Worse to mention also thats the Islamic banking carry a unique risks
more than the generic risks existed in the conventional system, but not based on the credit
risk like the conventional system.
Export Import Bank of Bangladesh Limited is a third generation Islamic bank. In Islamic
banking Investment management is the part of Bank Management which decides what type
of investment product will be offered to whom; How much it will be offered and analyses
and measures the Investment Risk and manage all the activities regarding the Investments.
Investment management always tries to provide support to managing risk in a customer
portfolio. Investment management is mainly concerned with investment appraisal,
disbursement, and recovery of investment. The study on Investment Management System:
A Study on Export Import Bank of Bangladesh Limited at Rajshahi Branch

1.2 Origin of the Report

Internship program is a mandatory requirement of the Master of Business Administration
[MBA] program, under IBA, Rajshahi Univerysity. Before completion of the degree, a
student must undergo the Internship program. This report is prepared based on practical
knowledge acquired from the internship program and as well as for the fulfillment of degree
requirement of MBA, IBA, Rajshahi University. As practical orientation is integral part of

MBA, I have spent to the Export Import Bank of Bangladesh Ltd, Rajshahi Branch to have
real life exposure on a 90 days internship program (from August17, 2012 to till January 06,
2013). This internship report titled Investment Management: A Study on Export Import
Bank of Bangladesh Limited at Rajshahi Branch will be able to meet the requirement of the
internship program successfully.

1.3 Objective of the Report

The main purpose of this study is to examine the Investment management system of Export
Import Bank of Bangladesh Limited. Pursuing this, my observation was on: Investment
management system and policy of Export Import Bank of Bangladesh Limited and also
which decides what type of investment product will be offered to whom, how much it will be
offered and analyzes and measures the Investment Risk and manage all the activities
regarding the Investments by Export Import Bank of Bangladesh Limited for a successful
implementation of an Investment management and Investment performance evaluation.
The other objectives of the report are:

To review the present investment management system

To analyze the present performance of Investment management system
To find out the strengths and weakness of the Investment management system of

EXIM bank Limited

To suggest measures for the improvement

1.4 Methodology of the Report

This report is a permutation of fundamental and substandard data investigation along with the
financial analysis
Sources of Data: I have collected data from the two unique sources one is primary sources
and another is secondary sources.
Primary Sources:

Face to face conversation with the respective officers and stuffs of the branch and

head office.
Discussing with my supervising teacher and manager
Practical work experience in the different desk of the department of the branch
In depthstudy of selected cases

Secondary Sources

Annual Report of EXIM Bank Ltd.

Website of the EXIM Bank Ltd.
Several books and periodicals related to the banking sector
Bangladesh Bank Report
Different circular sent by the head office of EXIM Bank
Various documentary file of EXIM Bank
Prior research report
Annual budget of EXIM Bank

1.5 Limitations of the Report

Investment department is very sensitive area and it has a very few scope for the internship
student to do work. Most of the works area based on online and software system for that data
collected from face to face conversion and some hand out provided by the investment officer.

Limitations of the report are as follows:

Limitation of time was one of the most important factors for collecting data. A longer
time period would have ensured to collect more information in details.

Information secrecy is one of the most critical problems. Disclosing of information in

a financial institution is highly restricted. This hinders to describe the divisional

activities in details.
The project is limited only to draw a framework and analyze the theoretical aspects of
an effective Investment management process, not for developing any model and
statistics.