Académique Documents
Professionnel Documents
Culture Documents
TrueValue Loan
3 / 6 / 12 months
6 / 12 months
20% / 23%
Xpress Loan
9 / 12 months
21% / 24%
Easy Loan
6 /12 months
23% / 24%
Super Loan
12 months
24%
Installment Scheme
6 / 9 / 12 months
Installment Scheme
18 / 21 / 24 / 15 months
Loan Overdraft
n/a
20%
HDFC Gold
Loan
Scheme Name
Loan
Slab
Tenure
In
Annualized
In Other
Kerala
State
0 - 30
days
GL-SY Scheme
210
Days
31- 60
days
Interest Rate
14%
24%
States
14%
25.83%
24%
61210
26%
26%
19%
19%
days
0 - 30
Privilege Loan
(GL-PL)*
days
90 Days
23.07%
31 - 90
days
24%
24%
0 - 60
Swarna Shakthi
(GL-SX)
24%
days
90 Days
25.53%
61 - 90
26%
days
0 - 60
Loan
(GL-SI)#
24%
days
Simple Interest
90 Days
25.01%
61 - 90
days
26%
0 - 30
days
Xpress Loan
210
31 -60
(GL-XG)
Days
days
61-210
days
23%
24%
24%
26.50%
25%
26%
0 - 30
20%
days
Value for Money
270
31 -60
(GL-VM)*
Days
days
27.70%
61-270
days
31 -60
Super Loan
270
(GL-SG)
Days
days
24%
26%
days
0 - 30
25%
23%
23%
24%
24%
27.96%
61-90
days
91-270
days
Samadhan Gold
365
0 - 30
Loan
Days
days
25%
25%
26%
26%
22%
27.88%
23%
31 -60
days
61-90
(GL-SA)
days
91-365
days
0 - 30
days
31 -60
days
365
Days
61-90
days
91-120
days
23%
24%
24%
25%
25%
26%
15%
15%
17%
17%
19%
25.70%
19%
22%
22%
25%
25%
21%
21%
121365
days
0-30
days
GL B1-N
90 Days
23.07%
31-90
days
23%
23%
0-30
days
GL B1+N
90 Days
days
0-30
days
24%
17%
17%
23.06%
days
0-30
days
180
31-60
Days
days
61-180
days
GL B4+
24%
90 Days
31-90
GL B3+
180
0-180
Days
days
GL OH
90 Days
GL OL
90 Days
21%
23.77%
31-90
GL B2+
21%
0-90
days
0-90
days
25%
25%
22%
22%
24%
25.96%
25%
24%
25%
15%
15.69%
15%
24%
24.82%
24%
21%
21.67%
21%
Loan Tenure /
Period
Rate of Interest
(p.a.)
Valuation
Fee
12 months
11 % to 14 %
NIL
Interest
Agriculture Purpose
Rate
Loan
Amount
Eligibility
Lending
The lending rate of the Union Gold scheme is Rs.1800 per gram of gold ornaments of 22 carats or
Rate
80% of appraised value of gold, whichever is less, subject to periodical revision by the Bank on
the basis of gold price.
Processing
Charges
Documents
Required