INTERNSHIP REPORT ON

NATIONAL BANK OF PAKISTAN MAIN BRANCH

MANSEHRA
(0364)

Submitted by: Muhammad Aslam

Roll # S-024-2012

Supervised by: Dr.Amjad Rafiq

Government
College of
Management Sciences Abbottabad
SESSION
2012-2015

INTERNSHIP REPORT ON
NATIONAL BANK OF PAKISTAN MAIN BRANCH
MANSEHRA
(0364)
Submitted by: Muhammad Aslam
Roll # S-024-2012
Supervised by: Dr.Amjad Rafiq
This internship report is submitted in partial fulfillment of the
requirements for the degree of Masters of Business
Administration awarded by the Hazara University,
Mansehra

Government College of Management Sciences Abbottabad

SESSION
2012-2015

DEDICATION
I would like to thank my lovely parents and teachers for giving me this opportunity to get this
degree and supporting me in all my student life. Their support enables me to accomplish my
MBA degree. I dedicate this report to my ever-loving parents and my teachers, specifically to
my loving father.

Abstract
Banks play very important and vital role for the economic growth and sustainability of
economy. The bank deals in money, such institution are also required to fulfill other financial
needs such as provision of place to deposit money, serving for the utilities and advancing
money in order to facilitate the needs of householders and the businesses. In this report the
financial position of NBP has been studied and analyzed.
The methodology for data collection that was available resources by the organization, like
website, annual reports, books, articles publicly available data, etc. also, interviews with
some employees and observation methods were used. In the first chapter introduction to the
report, background of study, scope of the study, merits, limitation, and scheme of the study
are given. The report covers the history of NBP bank, introduction of NBP, its background,
role and functions, its core values, and miscellaneous topics related to Finance department of
NBP Bank
Ultimately whole argument comes down to this: the bank is functioning in a proper &
systematic manner, but need more competitive strategies, long term debts, & outside
creditors, creditors should provide the funds to meet the SBP policies to have the maximum
branches.
In this report, I also included the financial analysis that helps to know that where the NBP is
strong and where it needs improvements. NBP offers new products and services day by day
for improving its performance, but there are many hurdles in the way of success of NBP, all
the recommendations are given in the report and there solutions as well as that can be helpful
in the success of NBP in future.

Table of Contents
CHAPTER 1
INTRODUCTION OF STUDY

01

1.1 Background of Study

01

1.2 Purpose of Study

01

1.3 Scope of Study

01

1.4 Limitations of the work

02

1.5 Benefits of the Study

02

1.6 Research methodology

02

1.7 Scheme of the report

03

CHAPTER 2
INTRODUCTION TO ORGANIZATION (NBP)

04

2.1 They aim to be an organization that is founded on..

04

2.2 Historical Introduction to the organization (National Bank of Pakistan)

06

2.3 Organizational structure of NBP

10

2.4 Senior Management

12

2.5 Vision and Mission Statements

14

2.6 Objectives of National Bank of Pakistan

14

2.7 Core Values

14

2.8 Corporate Profile

16

2.9 Organization Structure of Bank Branch

17

CHAPTER 3
PRODUCT AND SERVICES

20

3.1 Deposit Department

20

3.2 Types of Accounts

21

3.3 Problems in personal account

26

3.4 Types of financing

26

3.5 Western union

27

3.6 Clearing department

29

3.7 Short credit

30

3.9 Foreign exchange department

31

3.10 Types of Cheque

34

3.11 Remittance department

35

3.12 Demand draft (Dd)

35

3.13 Mail transfer (Mt)

36

3.14 Telegraphic transfer (TT)

37

3.15 computer department

39

3.16 Establishment department

39

3.17 Sarhad rural support Programme section (SRSP)

40

CHAPTER 4
FINANCIAL ANALYSIS

40

4.1 Financial statement analysis

40

4.2 The financial data of NBP is analyzed in the following ways

40

CHAPTER 5
CONCLUSION AND RECOMMENDATIONS

53

5.1 Conclusion

53

5.2 Recommendations

53

REFERENCES

60

Acknowledgements
Allah Almighty is worthy of all acknowledgments, whose grace has no limits and who gave
me the strength and will to complete this report.
I have no words to express my heartiest sense of gratitude to my supervisor, Dr. Amjad Rafiq,
for his supervision, contribution, intellectual guidance, constructive suggestion, valuable
time, patience, and wise comments to make this report possible.
I highly appreciate the help and cooperation of the Branch manager of NBP Main Branch
Mansehra for his support and collaboration.
The finally yet importantly, I would feel incomplete without thanking to my parents who
always pray for my brilliant success and bright future.

Muhammad Aslam

LIST OF ABBREVIATIONS

NBP

National Bank of Pakistan

BOD

Board of Directors

D.D

Demand Draft

EBIT

Earning Before Income Tax

EPS

Earning per share

EVP

Executive vice president

I.T

Information technology

L/C

letter of credit

M/T

Mail Transfer

MIS

Management Information system

PLS

Profit and loss saving

SBP

State bank of Pakistan

SEVP

Senior executive vice president

SVP

Senior vice president

SWOT

Strength Weaknesses Opportunities Threat

SS

Specimen signature

VP

Vice president

Executive summary
This internship report is related to national bank of Pakistan, being a government bank it is
operating in almost every part of the country that is why it is the largest bank of Pakistan.
Furthermore, NBP has its network outside national boundaries of Pakistan. To know about
the functions and procedure of any organization it is very important to work there for
minimum six months than you may able to understand this thing. The intense competition,
among banks, the privatization of the financial institution and financial liberalization in
general are gradually and continuously making the banking sector effective and efficient.
The basic purpose of this report is to describe and define different functions and products of
the bank, to identify weak areas of the bank, to analyze the performance of the management
and to make a financial analysis of it and suggest recommendations. It is also our degree
requirement to do an internship in any company so the basic purpose of this report is to fulfill
the bachelor degree requirement
The report actually gives the following information, which I have divided in different
chapters. First chapter is about introduction to the report, background of study, scope of the
study, merits, limitations, and scheme of the study. The second chapter is related to history of
banking, banking in Pakistan, introduction to the organization, its historical background, role,
and functions of organization, its core values, and collection of topics related to banking.
Third chapter covers the organizational structure of NBP, different departments working at
NBP and different financial products of NBP. The fourth chapter of this report is related to
the analysis and the findings, which have been observed. It includes the financial analysis;
Analysis no doubt acts as a mirror for the management. In addition, management should
develop plans to avail any opportunities which is been created by the environment because it
is very important in this competitive world. At the end of this report there is
recommendations based on the analysis.