Education Plan (Need Analysis)

Disease
Disability

Risk 100%

Death

After 18 Years
Total Investment 100% (60 Lac).

Disease

Disability
Death

Risk Cover
After 18 Years
Investment Just 30% (18 Lac) on Easy installments.
After 18 Years Company Gifted 70% amount (42 Lac).
Total Amount 60 Lac.

Note: bachon ki hiegher education k liye ap k pas 2 option hain, khud karain ya phir EFU k through karain,
ager ap khud karty hain to time aaney pe ap ko apni investment se hi sara fund nikalna hoga matlab 60 lac,
ager yehi planning ap EFU k through karty hain to ap ko 60 lac ka 30% nikalna hoga wo bhi easy instalments
me 18 years k period me, time period pora hone pe company ap ko 60 lac ka fund dey gi higher education k
liye jesa k oper dekhya gaya hai, risk cover bhi company ka hoga or 100% fund ki guarantee bhi company ki.

Future Planning (Solution)

Maturity
Company will be paid, ------------------------ 6,000,000
You will be pay, --------------------------------- 2,049,948
Net profit, ---------------------------------------- 3,950,052

Benefits for You

If a person is unable to follow any occupation due to sickness or
disability caused by an accident, for six month or more the
current premium will be paid by the company.
In case 50% Disability (amputation of one limb), ------------ 9 lac.
In case 100% Disability (amputation of two limb), ----------- 18 lac
+ remaining all installments waive off till maturity+ Maturity.
In case of Natural Death, ----------------- 18 lac + Continuation
benefit active, remaining all installments waive off till maturity +
(Per Quarter 15,000 income for family) + Maturity.
In case of Accidental Death, ----------------- 36 lac + Continuation
benefit active, remaining all installments waive off till maturity +
(Per Quarter 15,000 income for family) + Maturity.

Saving

Yearly, --------------------- 113,886

Half Yearly, -------------- 56,943
Monthly, ----------------- 9,490
Save Daily, --------------- 316