TREASURY SERVICES

ACH Debit Blocking

Enhance security and control over ACH debit activity posted to your corporate accounts.

When an originating company attempts

to post ACH debits, the system
immediately compares the incoming
company identification (ID) number with
your listing of authorized company ID
numbers.
This incoming ID number must match
exactly and if you choose, comply with
dollar limits to post successfully. If
your parameters are not met, the system
automatically returns the item without
posting the debit to your account.
Additionally, if you put the systems
block all capability to work, you
prevent all ACH debits from posting to
your account.

Choose the option that best meets

your companys needs
All ACH Debits Blocked All ACH
debits presented against your account
will be returned to the originator.
Maximum ACH Debit Dollar Limit
Allowed You specify the maximum

Control who can post ACH debits to your accounts

Choose from flexible options to meet the level of protection your company needs

dollar amount acceptable for ACH

debits. Those exceeding the maximum
amount will be returned.
Allowable Company Identification
Numbers and Dollar Limits You
provide a list of allowable company ID
numbers. Only ACH debits that contain
the company ID numbers on your list
will post to your account. You can also
add criteria for accepting only ACH
debits up to a dollar limit and during
specified time periods.
Non-allowable Company Identification
Numbers You supply a list of
unauthorized company ID numbers. All
ACH debits with a company ID number
that appears on your unauthorized list
will be returned.

Reclamation entries, as this term is

defined in the Operating Rules of the
National Automated Clearing House
Association (NACHA).
Debits to your account initiated by us
to correct processing errors, effect
back-valuations or make other
adjustments.
Returns or reversals of ACH debits
originated by you.

(Continued)
Contact your representative
to learn more, or visit us at
jpmorganchase.com/ts.

11/2006

How it works

Protect your company from the costly possibility of paying unauthorized ACH
debit transactions

JPMorgan Chase Bank, N.A. Member FDIC

Our ACH Debit Blocking service enables

you to specify which companies are
authorized to post ACH debits to your
accounts, blocking those that are not
authorized. You can also set dollar-limit
ceilings or block all ACH debits from
posting.

Key features and benefits

Debits not affected by debit blocking

The following types of ACH-related debit
transactions will not be blocked and will
be handled in accordance with our
customary practices and applicable law
and rules:

2006 JPMorgan Chase & Co. All Rights Reserved.

Whether you permit trading partners,

government agencies or other ACH
originators to debit your accounts, we
can help you minimize the risk and
potential cost of accepting unauthorized
transactions.

ACH debits to your account to offset

any ACH credit entries originated by
you through us.
Reversals of previously received ACH
credits.

TREASURY SERVICES

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Did you know

Additional solutions

#1 in ACH Items Originated NACHA,

2005-2006

JPMorgan ACCESSSM Gain a secure,

single point of access to a wide range of
financial transactions and account
information via the Internet for treasury
and investment professionals worldwide.

11/2006

Best Overall Bank for Cash

Management in North America Global
Finance, 2005-2006

SM
Pay Connexion Deploy a robust,
flexible, and configurable payment
solution that provides you with the ability
to efficiently collect revenue
electronically using your Web site, an IVR
system or call center representatives.
Payments can be initiated via electronic
check (ACH debit), credit card, or debit
card.

JPMorgan Chase Bank, N.A. Member FDIC

Best Information Security Initiatives

(Among the Worlds Best Internet
Banks in North America) Global
Finance, 2006

2006 JPMorgan Chase & Co. All Rights Reserved.

#1 in ACH Credit and Debit Originations

Ernst & Young, 2004-2006

TREASURY SERVICES