U.S.

Bank BAI2 Transmission File

Format & U.S. Bank Supported Codes
The following samples detail the BAI2 transmission file layout.
BAI V2 File (80 character column)
Previous Day
01,042000013,SAMPLECOA,070329,0506,1,80,,2/
02,042000013,091000022,1,070328,2359,,2/
03,123456789012,,015,00000173137444,,,040,00000173137444,,/
88,045,00000173137444,,,072,00000000000000,,,074,00000000000000,,/
88,075,00000000000000,,,087,00000234961746,,,088,00000000000000,,/
88,100,00000173137444,,,102,00000000000002,,,400,00000107638977,,/
88,402,00000000000002,,,230,00000000024524,00001,,355,00000173112920,00001,/
88,530,00000107638977,00002,/
16,347,0000000024524,,I-GEN107032800003445,/
88,INTEREST EARNED
16,351,0000173112920,S,00000173112920,00000000000000,00000000000000/
88,I-GEN12345678901234,/
88,REPO SWEEP PURCHASE @ 5.1%
88,IMMEDIATE FUNDS:
1,731,129.20/
88,1 DAY FLOAT:
0.00/
88,2 DAY FLOAT:
0.00/
88,3 OR MORE DAY FLOAT:
0.00/
16,531,0000107623731,,PROGRAM,/
88,REPO SWEEP REDEMPTION
16,531,00001596703341,,PROGRAM,/
88,INTEREST REDEMPTION
49,0000001596703345,000020/
98,0000002513367488,00001,000022/
99,0000002513367488,00001,000024/

Current Day
01,042000013,042000013,070316,1301,1,80,,2/
02,SAMPLECOA,042000013,1,070316,1301,USD,3/
03,000001234567,,010,00000002500000,,,030,-0000000710917,,/
88,040,00000002500000,,,060,-0000000710917,,,070,00000000000000,,/
88,072,00000000000000,,,074,00000000000000,,,075,00000000000000,,/
88,100,00000000000000,,,102,00000000000000,,,400,00000003210917,,/
88,402,00000000000003,,,446,00000001696558,00001,,450,00000001514359,00002,/
16,447,0000001696558,,,/
88,CD FUNDING
-MIAMISBG 031607AC#123456789012
16,469,0000000471790,,,20070740796815/
88,A. B. C.
ABC BILL 0000000706900000866LN1362407381
16,469,0000001042569,,,20070740796816/
88,A. B. C.
ABC BILL 0000000706900004079171362407381
49,0000000013210920,000012/
03,000002345678,,010,00000016826063,,,030,00000017190645,,/
88,040,00000010907135,,,060,00000010907135,,,070,00000000000000,,/
88,072,00000000000000,,,074,00000000364582,,,075,00000000000000,,/
88,100,00000000364582,,,102,00000000000001,,,400,00000000000000,,/
88,402,00000000000000,,,110,00000000364582,00001,/
16,116,0000000364582,S,00000000000000,00000000000000,00000000364582/
88,5026887103,0000000000912/
88,IMMEDIATE FUNDS:
0.00/
88,1 DAY FLOAT:
0.00/
88,2 DAY FLOAT:
3,645.82/
88,3 OR MORE DAY FLOAT:
0.00/
49,0000000057289307,000012/
98,0000000070500227,00002,000026/
99,0000000070500227,00002,000028/

4/11

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U.S. Bank SinglePoint

U.S. Bank BAI2 Transmission File Layout

File Explanation
The following is an example of a typical file order. Note that a header must always be followed with an associated
trailer prior to receiving a new header. For example, an account identifier and summary record must be followed by
an account trailer, prior to receiving the next account identifier and summary record.
01
02
03
16
88
16
88
49
03
16
88
88
49
98
02
03
88
49
98
99

FILE HEADER
GROUP HEADER
ACCOUNT IDENTIFIER
TRANSACTION DETAIL
CONTINUATION
TRANSACTION DETAIL
CONTINUATION
ACCOUNT TRAILER
ACCOUNT IDENTIFIER
TRANSACTION DETAIL
CONTINUATION
CONTINUATION
ACCOUNT TRAILER
GROUP TRAILER
GROUP HEADER
ACCOUNT IDENTIFIER
CONTINUATION
ACCOUNT TRAILER
GROUP TRAILER
FILE TRAILER

Begins the file

Begins a new group
Begins the account
Begins a new transaction
Continues the transaction
Begins a new transaction
Continues the transaction
Ends the account
Begins a new account
Begins a new transaction
Continues the transaction
Continues the transaction
Ends the account
Ends the group
Begins a new group
Begins a new account
Continues the account summary information
Ends the account
Ends the group
Ends the file

The records are a fixed length 80, fixed block.

Fields within the record are delimited by the comma (,).
The end of the record is delimited by the slash (/).

4/11

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U.S. Bank SinglePoint

U.S. Bank BAI2 Transmission File Layout

1. File Header
Marks the beginning of the file. It identifies the sender and the receiver of the transmission, and it describes the
structure of the file. All fields are required except those labeled optional.
FIELD
NAME/DESCRIPTION

RECORD FORMAT EXAMPLE

RECORD CODE
(*) ABA/FRB #
Note: Known in the BAI Version
2 specifications as sender
identification.

01,125000024,125000024,070329,0936,004,80,1,2/
01,125000024,125000024,070329,0936,004,80,1,2/

RECEIVER IDENTIFICATION
(i.e. Tax Payer ID)

01,125000024,
125000024,070329,0936,004,80,1,2/

REQUIREMENTS
Must be 01 for the file header record.
Must be the 9 digit ABA/FRB # as
assigned by the Federal Reserve.

Must be numeric.
Must be right justified with leading
zeros.

FILE CREATION DATE

01,125000024,
125000024,070329,0936,004,80,1,2/

FILE CREATION TIME

01,125000024,125000024,070329,0936,004,80,1,2/

FILE IDENTIFICATION
NUMBER

01,125000024,125000024,070329,0936,004,80,1,2/

PHYSICAL RECORD LENGTH

01,125000024,125000024,070329,0936,004,80,1,2/

BLOCK SIZE

01,125000024,125000024,070329,0936,004,80,1,2/

VERSION NUMBER

01,125000024,125000024,070329,0936,004,80,1,2/

4/11

If the tax payer id is used it must be 9

digits long.

U.S. Bank sends the 9-digit ABA in this

field for current day, and a U.S Bank
defined customer identification
number for previous day.
Field format must be YYMMDD.
This field represents the date the
sender created the file.
Must be in military format (0001 through
2400).
This field represents the time of day the
sender created the file.
The identification number must be new
for each file with the same file
creation date.
This field is used to uniquely identify
those files transmitted between a
sender and a receiver on a given
date.
The identification number is defined by
the sender.
This field is optional.
This field identifies the number of
characters in a physical record.
This field is optional.
This field identifies the number of
physical records in a block.
This field specifies the BAI version
number.

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U.S. Bank SinglePoint

U.S. Bank BAI2 Transmission File Layout

2. Group Header
The group header identifies a group of accounts, all of which are from the same originator and include the same asof-date.
FIELD
NAME/DESCRIPTION
RECORD CODE
RECEIVER IDENTIFICATION
(i.e. Vendor user # or Tax Payer
ID)

RECORD FORMAT EXAMPLE

02,SAMPLECOA
,042000013,1,070329,0936,USD,1/
02,SAMPLECOA,042000013,1,070329,0936,USD,1/

Must be 02 for the group header

record.

If the tax payer id is used it must be 9

digits long.

U.S. Bank uses an assigned ID for

(*) ABA/FRB #
Note: Known in the BAI Version
2 specifications as originator
identification.

02,ABCCORP ,042000013,1,070329,0936,USD,1/

GROUP STATUS

02,SAMPLECOA,042000013,1,070329,0936,USD,1/

AS-OF-DATE

02,SAMPLECOA
,042000013,1,070329,0936,USD,1/

AS-OF-TIME

02,SAMPLECOA,042000013,1,070329,0936,USD,1/

CURRENCY CODE

02,SAMPLECOA
,042000013,1,070329,0936,USD,1/

AS-OF-DATE MODIFIER

02,SAMPLECOA,042000013,1,070329,0936,USD,1/

4/11

REQUIREMENTS

current day and the 9-digit ABA for

previous day.
Must be the 9 digit ABA/FRB # as
assigned by the Federal Reserve.
Must be numeric.
Must be right justified with leading
zeros.
The values for this field are:
1 = update
2 = deletion
3 = correction
4 = test only.
Field format must be YYMMDD.
This field identifies the date of the
data.
Time of day, in the originator time
zone, for which reported information
is current.
Must be in military format (0001
through 2400).
This field is optional; Firstar does not
send.
The default is currency code "USD".
This field is optional.
If this field is used, one of the
following values must be used:
1 = interim/previous-day data
2 = final/previous-day data
3 = interim/same-day data
4 = final/same-day data.

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U.S. Bank BAI2 Transmission File Layout

3. Account Identifier and Summary Status

The Account Identifier and Summary Status record identifies the account number and reports summary and status
information. An 03 record is used to identify each account.
FIELD
NAME/DESCRIPTION

RECORD FORMAT EXAMPLE

REQUIREMENTS

RECORD CODE

03,000001234567,USD,010,00000002500000,,/

Must be 03 for the account identifier and

(*) CUSTOMER ACCOUNT

NUMBER

03,000001234567,USD,010,00000002500000,,/

This field is a 9 digit bank account number

CURRENCY CODE

03,000001234567,USD,01000000002500000,,/

Must be numeric.
This field is optional; U.S. Bank does not

summary status record.

right justified with leading zeros.

send this field

The default is the currency code from the

group header record.

(*) TYPE CODE

03,000001234567,USD,010,00000002500000,,/

This field identifies the type of status data.

This field must be 3 numeric positions.
This field contains account balance and
summary fields. See previous day and
current day file samples for all values
supplied.

AMOUNT

03,000001234567,USD,010,00000002500000,,/
03,000001234567,USD,015,-109193,,/

This field must be numeric.

The maximum field length is 14 bytes (with an
implied decimal of 2 positions).

Status amounts are signed positive "+" or

negative "-". If no sign precedes the
amount, the default is positive.

ITEM COUNT
FUNDS TYPE

4/11

03,000001234567,USD,010,00000002500000,,/
03,000001234567,USD,010,00000002500000,,/

This field must be delimited by a comma.

This field must be delimited by a comma.

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U.S. Bank BAI2 Transmission File Layout

4. Transaction Detail
The transaction detail record is used to report transaction detail with accompanying text and reference numbers. The
record reports detail for the account referenced in the previous 03 record. All fields are required except those
labeled optional.
FIELD
NAME/DESCRIPTION

RECORD FORMAT EXAMPLE

REQUIREMENTS

RECORD CODE

16,175,344125,,00000041143,,/

Must be 16 for the transaction

TYPE CODE

16,175,344125,,00000041143,,/

This field identifies the type of

detail record.
detail data.

AMOUNT

FUNDS TYPE

16,175,344125,,00000041143,,/

16,175,344125,1,00000041143,,/

16,175,78900,0,00000040038,,/
16,195,19754489,S,19754489,000,000,940003520,0000000000/
16,175,299654,V,961227,2359,460013,,/
16,175,88884,D,6,0,084,1,1800,2,0,3,0,4,0,5,0,00000040010,,/
16,301,312896,Z,722101899,0000090074,CUR TRSF

(*) STATE SITE #

16,175,344125,1,00000041143,,/

Note: Known in the BAI

Version 2 specifications as
one of the following:
a. bank reference number or
b. customer reference # (i.e.
store number)

TEXT

4/11

16,175,344125,1,00000041143,DEPOSIT/

Must be numeric.
This field is always positive.
The maximum field length is
11 bytes (with an implied
decimal of 2 positions).
This field is optional; U.S.
Bank uses S as the
default.
If this field is used, one of the
following values must
be used:
0 (zero) = immediate
availability
1 = one day availability
2 = two or more day
availability
S = distributed availability
V = value dated
D = distributed availability
Z = unknown (default)
Note: For FUNDS TYPE S,
the next three fields are
immediate availability
amount, one day availability
and more than one day
availability amount.
For FUNDS TYPE V, the next
two fields are value date
(YYMMDD) and value time
(military). Value date and
time is when the originator
makes the funds available.
Time is optional.
Must be the state/site
number as encoded on the
MICR line of the deposit
ticket.
10 bytes long and numeric.
Text will precede this
number..
Must be right justified with
leading zeros.
Must be on all transactions.
This field is optional.
This field cannot begin with a
slash.

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U.S. Bank BAI2 Transmission File Layout

5. Continuation Record
The continuation record is used when the data in any type of record exceeds the physical record size.
This record can also be used if dividing the record is desirable. The continuation record allows the data to continue
in the same format. The continuation record may follow any type of record including another continuation record.
FIELD
NAME/DESCRIPTION
RECORD CODE
NEXT FIELD

RECORD FORMAT
EXAMPLE
88,CHECK DEPOSIT
ADJUSTMENT
88,CHECK DEPOSIT
ADJUSTMENT
(This is the text field
continued for a previous
type 16 record.)

REQUIREMENTS
Must be 88 for the continuation record.
The "Record Code" field is followed by a continuation of the
preceding record.

The format is exactly the same as in the preceding record.

If the preceding record ended within a text field, the text continues
in the 88 record.

If the preceding record did not end within a text field, the 88 record
continues with whatever field follows the final field in the
preceding record
Do not split nontext fields between records. If a nontext field is
begun in one record, it must be completed in that record. The
following 88 record may continue with the next field.

6. Account Trailer
The account trailer record provides account level control totals. All fields are required.
FIELD
NAME/DESCRIPTION

RECORD FORMAT
EXAMPLE

RECORD CODE
ACCOUNT CONTROL
TOTAL

49,0000001596703345,000024/
49,0000001596703345,000024/

NUMBER OF RECORDS

49,0000001596703345,000024/

REQUIREMENTS
Must be 49 for the account trailer record.
This field is the algebraic sum of all "Amount" fields in the
preceding type 03 record and all type 16 and 88 records
associated with that account. The total does not include
amounts reported in "Funds Type" or "Item Count" fields. This
field includes the sign "+" or "-" for the total. If no sign
precedes the total, the default is positive.
This field must be an integer.
This field represents the total number of records in this
account. Include the 03, all 16 and 88 records and this 49
record.

7. Group Trailer
The group trailer record provides group level control totals. All fields are required.
FIELD
NAME/DESCRIPTION

RECORD FORMAT
EXAMPLE

RECORD CODE
GROUP CONTROL TOTAL

98,0000002513367488,00001,000022/
98,0000002513367488,00001,000022/

NUMBER OF ACCOUNTS

98,0000002513367488,00001,000022/

NUMBER OF RECORDS

98,0000002513367488,00001,000022/

4/11

REQUIREMENTS
Must be 98 for the group trailer record.
This field is the algebraic sum of account control totals
in this group. This field includes the sign ("+" or "-") for
the total. If no sign precedes the total, the default is
positive.
This field must be an integer.
This field represents the total number of 03 records in
this group.
This is 5 bytes long and prefilled with zeros.
This field must be an integer.
This field represents the total number of records in this
group. Include the 02, all 03, 16, 88 and 49 records
and this 98 record.

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U.S. Bank SinglePoint

U.S. Bank BAI2 Transmission File Layout

8. File Trailer
The file trailer record provides file control totals. All fields are required.
FIELD
NAME/DESCRIPTION
RECORD CODE
FILE CONTROL TOTAL

RECORD FORMAT
EXAMPLE
99,0000002513367488,00001,000024/
99,0000002513367488,00001,000024/

NUMBER OF GROUPS

99,0000002513367488,00001,000024/

NUMBER OF RECORDS

99,0000002513367488,00001,000024/

4/11

REQUIREMENTS
Must be 99 for the file trailer record.
This field is the algebraic sum of all group control totals
in this file. This field includes the sign ("+" or "-") for the
total. If no sign precedes the total, the default is
positive.
This field represents the number of 02 records in this
file.
This field must be an integer.
This field represents the total number of records of all
codes in the file. Include the 01, all 02, 03, 16, 88, 49,
and 98 records and this 99 record.

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U.S. Bank BAI2 Transmission File Layout

Previous Day BAI Codes

The following BAI Codes are supported by U.S. Bank direct transmission of previous day data.
BAI CODE
015
040
045
072
074
075
079
080
081
087
088

STATUS
STATUS
STATUS
STATUS
STATUS
STATUS
STATUS
STATUS
STATUS
STATUS
STATUS
STATUS

DESCRIPTION
LEDGER BALANCE
COLLECTED + 1 DAY
OPENING COLLECTED
ONE DAY FLOAT
2 DAY FLOAT
3+ DAY FLOAT
4 DAY FLOAT
5 DAY FL0AT
6 DAY FLOAT
MTD AVE COLLECTED
MTD AVE NEG COLLECTED

BAI CODE
100
102
110
150
190
205
230
250
251
270
352
355
356
390
400
402
446
467
450
470
490
505
507
530
550
551
570
580
628
630
655
690

SUMMARY
SUMMARY
SUMMARY
SUMMARY
SUMMARY
SUMMARY
SUMMARY
SUMMARY
SUMMARY
SUMMARY
SUMMARY
SUMMARY
SUMMARY
SUMMARY
SUMMARY
SUMMARY
SUMMARY
SUMMARY
SUMMARY
SUMMARY
SUMMARY
SUMMARY
SUMMARY
SUMMARY
SUMMARY
SUMMARY
SUMMARY
SUMMARY
SUMMARY
SUMMARY
SUMMARY
SUMMARY
SUMMARY

DESCRIPTION
TOTAL AMOUNT OF CREDITS
TOTAL NUMBER OF CREDITS
TOTAL LOCKBOX DEPOSITS
TOTAL ACH CREDITS
TOTAL WIRE CREDITS
TOTAL BOOK TRANSFER CREDITS
TOTAL SWEEPS CREDIT
TOTAL CHECKS POSTED AND RETURNED
TOTAL DEBIT REVERSALS
TOTAL ZBA CREDITS
TOTAL CASH CENTER CREDITS
INVESTMENT INTEREST
TOTAL CREDIT ADJUSTMENTS
TOTAL MISCELLANEOUS CREDITS
TOTAL AMOUNT OF DEBITS
TOTAL NUMBER OF DEBITS
TOTAL ACH DISBURSEMENT FUNDING DEBITS
TOTAL ACH SETTLEMENT DEBITS
TOTA ACH DEBITS
TOTAL CHECKS PAID
TOTAL WIRE DEBITS
TOTAL BOOK TRANSFER DEBITS
TOTAL INTERNATIONAL MONEY TRANSFER DEBITS
TOTAL SECURITY DEBITS
TOTAL DEPOSITED ITEMS RETURNED
TOTAL CREDIT REVERSALS
TOTAL ZBA DEBITS
TOTAL CD PRESENTMENTS
TOTAL CASH CENTER DEBITS
TOTAL DEBIT ADJUSTMENTS
TOTAL INVESTMENT INTEREST DEBITS
TOTAL MISCELLANEOUS DEBITS

BAI CODE
108

CREDIT/DEBIT
CREDIT

DESCRIPTION
CUSTOMER DEPOSIT(S)

4/11

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U.S. Bank SinglePoint

BAI CODE
116
135
145
155
166
168
169
171
172
175
187
191
195
196
201
206
208
214
249
252
254
258
266
275
281
295
306
346
347
349
351
353
354
357
366
392
395
397
398
399
408
409
415
466
468
469
475
481
491
493
495

4/11

CREDIT/DEBIT
CREDIT
CREDIT
CREDIT
CREDIT
CREDIT
CREDIT
CREDIT
CREDIT
CREDIT
CREDIT
CREDIT
CREDIT
CREDIT
CREDIT
CREDIT
CREDIT
CREDIT
CREDIT
CREDIT
CREDIT
CREDIT
CREDIT
CREDIT
CREDIT
CREDIT
CREDIT
CREDIT
CREDIT
CREDIT
CREDIT
CREDIT
CREDIT
CREDIT
CREDIT
CREDIT
CREDIT
CREDIT
CREDIT
CREDIT
CREDIT
DEBIT
DEBIT
DEBIT
DEBIT
DEBIT
DEBIT
DEBIT
DEBIT
DEBIT
DEBIT
DEBIT

U.S. Bank BAI2 Transmission File Layout

DESCRIPTION
LOCKBOX DEPOSIT(S)
DTC CREDIT(S)
ACH CONCENTRATION CREDIT(S)
PREAUTHORIZED DRAFT CREDIT(S)
ACH SETTLEMENT CREDIT(S)
ACH RETURN ITEM(S)
ACH CREDIT(S)
INDIVIDUAL LOAN DEPOSIT(S)
DEPOSIT CORRECTION CREDIT(S)
DEPOSIT(S)
CASH LETTER CREDIT(S)
INTERNAL WIRE TRANSFER CREDIT(S)
INCOMING FEDWIRE(S)
WIRE TRANSFER CREDIT ADJUSTMENT(S)
INDIVIDUAL AUTOMATIC TRANSFER(S)
BOOK TRANSFER CREDIT(S)
INCOMING INTL WIRE TRANSFER(S)
INCOMING FX INTERNATIONAL
INVESTMENT CREDIT(S)
DEBIT REVERSAL(S)
POSTING ERROR CORRECTION CREDIT(S)
ACH REVERSAL CREDIT(S)
RETURN ITEM(S) - REDEPOSIT CREDIT
TARGET BALANCE CREDIT(S)
CONTR DISB CREDIT(S)
ATM DEPOSIT(S)
FED FUNDS SOLD
SWEEP INTEREST INCOME
SWEEP PRINCIPAL CREDIT(S)
PRINCIPAL PAYMENTS CREDIT(S)
REPO SWEEP PURCHASE(S)
CASH AND COIN ADJ CREDIT(S)
INTEREST CREDIT(S)
CREDIT ADJUSTMENT(S)
CURRENCY AND COIN DEPOSIT(S)
LOAN SWEEP ADVANCE(S)
CHECK REVERSAL(S)
FLOAT ADJUSTMENT(S)
MISCELLANEOUS FEE REFUND(S)
MISCELLANEOUS CREDIT(S)
FLOAT ADJUSTMENT(S)
DEBIT(S) (ANY TYPE)
LOCKBOX DEBIT(S)
ACH SETTLEMENT DEBIT(S)
ACH RETURN ITEM(S)
ACH DEBIT(S)
CHECK(S) PAID
INSTALLMENT LOAN PAYMENT(S)
INTERNAL WIRE TRANSFER DEBIT(S)
CUSTOMER INITIATED OUTGOING FEDWIRE(S)
OUTGOING FEDWIRE(S)

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U.S. Bank SinglePoint

BAI CODE
496
501
506
508
514
529
531
549
552
554
558
564
566
567
575
581
595
627
629
631
654
656
658
659
666
691
694
695
698
699
904
958
959
968

4/11

CREDIT/DEBIT
DEBIT
DEBIT
DEBIT
DEBIT
DEBIT
DEBIT
DEBIT
DEBIT
DEBIT
DEBIT
DEBIT
DEBIT
DEBIT
DEBIT
DEBIT
DEBIT
DEBIT
DEBIT
DEBIT
DEBIT
DEBIT
DEBIT
DEBIT
DEBIT
DEBIT
DEBIT
DEBIT
DEBIT
DEBIT
DEBIT
DEBIT
CREDIT
CREDIT
CREDIT

U.S. Bank BAI2 Transmission File Layout

DESCRIPTION
WIRE TRANSFER DEBIT ADJUSTMENT(S)
INDIVIDUAL AUTOMATIC TRANSFER DEBIT(S)
BOOK TRANSFER DEBIT(S)
OUTGOING INTL WIRE TRANSFER(S)
OUTGOING FX INTERNATIONAL TRANSFER(S)
MISCELLANEOUS INTERNATIONAL DEBIT(S)
SECURITIES PURCHASED
INVESTMENT DEBIT(S)
CREDIT REVERSAL(S)
POSTING ERROR CORRECTION DEBIT(S)
ACH REVERSAL DEBIT(S)
OVERDRAFT FEE(S)
RETURN ITEM(S)
RETURN ITEM FEE(S)
TARGET BALANCE DEBIT(S)
CONTROLLED DISB CHECKS
ATM DEBIT(S)
FED FUNDS PURCHASED
CURRENCY AND COIN ADJ DEBIT
DEBIT ADJUSTMENT(S)
INTEREST DEBIT(S)
SWEEP PRINCIPAL DEBIT(S)
PRINCIPAL PAYMENTS DEBIT(S)
INTEREST ADJUSTMENT DEBIT(S)
CURRENCY/COIN SHIPPED
CASH VAULT COIN/CURRENCY PURCHASED
DEPOSIT REVERSAL(S)
DEPOSIT CORRECTION DEBIT(S)
MISCELLANEOUS FEES
MISCELLANEOUS DEBIT(S)
LOAN SWEEP PAYDOWN
LINE OF CREDIT
LINE OF CREDIT BALANCE
LINE OF CREDIT OUTSTANDING

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U.S. Bank SinglePoint

U.S. Bank BAI2 Transmission File Layout

Current Day BAI Codes

The following BAI Codes are supported by U.S. Bank direct transmission of current day data.
BAI CODE
010
030
040
060
072
074
075

STATUS
STATUS
STATUS
STATUS
STATUS
STATUS
STATUS
STATUS

DESCRIPTION
OPENING LEDGER BALANCE
INTERIM LEDGER
OPENING COLLECTED
INTERIM COLLECTED
INTERIM 1-DAY FLOAT
INTERIM -2 DAY FLOAT
INTERIM 3 OR MORE DAY FLOAT

BAI CODE
100
102
110
140
190
205
390
400
402
446
467
450
490
505
507
580
583
584
588
690
966

SUMMARY
SUMMARY
SUMMARY
SUMMARY
SUMMARY
SUMMARY
SUMMARY
SUMMARY
SUMMARY
SUMMARY
SUMMARY
SUMMARY
SUMMARY
SUMMARY
SUMMARY
SUMMARY
SUMMARY
SUMMARY
SUMMARY
SUMMARY
SUMMARY
SUMMARY

DESCRIPTION
TOTAL AMOUNT OF CREDITS
TOTAL NUMBER OF CREDITS
TOTAL LOCKBOX DEPOSITS
TOTAL ACH CREDITS
TOTAL WIRE CREDITS
TOTAL BOOK TRANSFER CREDITS
TOTAL MISCELLANEOUS CREDITS
TOTAL AMOUNT OF DEBITS
TOTAL NUMBER OF DEBITS
TOTAL ACH DISBURSEMENT FUNDING DEBITS
TOTAL ACH SETTLEMENT DEBITS
TOTA ACH DEBITS
TOTAL WIRE DEBITS
TOTAL BOOK TRANSFER DEBITS
TOTAL INTERNATIONAL MONEY TRANSFER DEBITS
TOTAL CD PRESENTMENTS
1ST PRESENTMENT
2ND PRESENTMENT
TOTAL PRESENTMENTS
TOTAL MISCELLANEOUS DEBITS
NET FUNDING TOTAL

BAI CODE
108
115
116
135
145
155
166
168
169
191
195
196
206
208
214
258

CREDIT/DEBIT
CREDIT
CREDIT
CREDIT
CREDIT
CREDIT
CREDIT
CREDIT
CREDIT
CREDIT
CREDIT
CREDIT
CREDIT
CREDIT
CREDIT
CREDIT
CREDIT

DESCRIPTION
CUSTOMER DEPOSIT(S)
LOCKBOX DEPOSIT(S)
LOCKBOX DEPOSIT(S)
DTC CREDIT(S)
ACH CONCENTRATION CREDIT(S)
PREAUTHORIZED DRAFT CREDIT(S)
ACH SETTLEMENT CREDIT(S)
ACH RETURN ITEM(S)
ACH CREDIT(S)
INTERNAL WIRE TRANSFER CREDIT(S)
INCOMING FEDWIRE(S)
WIRE TRANSFER CREDIT ADJUSTMENT(S)
BOOK TRANSFER CREDIT(S)
INCOMING INTL WIRE TRANSFER(S)
INCOMING FX INTERNATIONAL
ACH REVERSAL CREDIT(S)

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U.S. Bank SinglePoint

BAI CODE
266
281
397
398
399
409
466
468
469
475
491
493
495
496
501
506
508
514
529
558
581
698
699
907

CREDIT/DEBIT
CREDIT
CREDIT
CREDIT
CREDIT
CREDIT
DEBIT
DEBIT
DEBIT
DEBIT
DEBIT
DEBIT
DEBIT
DEBIT
DEBIT
DEBIT
DEBIT
DEBIT
DEBIT
DEBIT
DEBIT
DEBIT
DEBIT
DEBIT
CREDIT/DEBIT

U.S. Bank BAI2 Transmission File Layout

DESCRIPTION
RETURN ITEM(S) - REDEPOSIT CREDIT
CONTR DISB CREDIT(S)
FLOAT ADJUSTMENT(S)
MISCELLANEOUS FEE REFUND(S)
MISCELLANEOUS CREDIT(S)
DEBIT(S) (ANY TYPE)
ACH SETTLEMENT DEBIT(S)
ACH RETURN ITEM(S)
ACH DEBIT(S)
CHECK(S) PAID
INTERNAL WIRE TRANSFER DEBIT(S)
CUSTOMER INITIATED OUTGOING FEDWIRE(S)
OUTGOING FEDWIRE(S)
WIRE TRANSFER DEBIT ADJUSTMENT(S)
INDIVIDUAL AUTOMATIC TRANSFER DEBIT(S)
BOOK TRANSFER DEBIT(S)
OUTGOING INTL WIRE TRANSFER(S)
OUTGOING FX INTERNATIONAL TRANSFER(S)
MISCELLANEOUS INTERNATIONAL DEBIT(S)
ACH REVERSAL DEBIT(S)
CONTROLLED DISB CHECKS
MISCELLANEOUS FEES
MISCELLANEOUS DEBIT(S)
PRIOR DAY ADJUSTMENTS

U.S. Bank SinglePoint is a registered trademark of U.S. Bancorp.

2005-2011 U.S. Bank

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