Académique Documents
Professionnel Documents
Culture Documents
1
Company Introduction
Company Name :
NewTech Enterprises
Product Name :
NewTech CNC
Wood Engraving Machine
Mailing Address:
2
Management Team
3
Confidentiality Agreement
Kh .Shehryar Masud
___________________
Signature
___________________
Name
___________________
Date ____/____/______
4
we at NewTech are committed to provide intelligent products which
facilitates the manufactures of wooden products world wide by satisfying
their needs in time using state of the art equipment and CNC technologies,
Enhance their productivity and profitability by reducing their labor cost.
Nature of Business :
This is a Trading business and the concept is to get new machines from
china and distribute it in Pakistan but the major difference is to provide
services after sale.
5
Executive Summery
This is a trading business in which we are importing machines and spare parts of
CNC (computer numeric control) Wood Engraver Machines from Ruijie
Corporation China and to distribute it into our local Pakistani market. Currently
there is no such distributor available in the market so we have to make our
distribution network first. And initially the product works on exclusive distribution
network. As we are dealing with business products so our target costumer is all the
manufactures of wooden products who want Innovative Cutting and Engraving on
wood. Such customers are working on large scale and face heavy demand of their
wooden products inside as well as out side the country.
Over all the Furniture industry in Pakistan is developing gradually at its own and
the idea of setting up showrooms on G.T Road, and Gujarat By-pass is increasing.
The estimated overall furniture sale from Gujarat is about Rs. 250 million per
annum. This figure is gradually increasing with the increasing demand and quality
consciousness of the consumers. Right now this CNC Engraver machine concept
is new for the current market and people are not familiar with the products
efficiency, so they are conscious regarding their investment in such (tools)
machines, but they can afford it and can welcome it if they will find a reasonable
price by showing them the related benefits.
The estimated finance for this project is 10 million rupees but one can start it even
less than 10 million this decrease of investment depends on the number of
machines that one can stock . one have to maintain his stock sufficiently and 3 to
4 machine should be there initially in stock at any time. One Machine cost us at
home of about Rs 1300,000 and can be easily sold Rs 1600,000. According to our
plan we will use 50% Equity and 50% Debt.
6
Industry Analyses
Global Environment:
Presently, public forests of Pakistan contribute only 10% of fuel wood and
just 14% of the commercial timber. Farm grown wood provides 90% fuel
wood and 65-70% of timber wood requirements (Mohyuddin, 1998). The
remaining 15-20% of timber requirement is being fulfilled by the import of
wood and wood products (Ahmad, 1991; Khan, 1989) and Rs. 9163.9
million per annum is being spent on the import of wood and wood products.
The total demand of wood in the year 2000 was 844600 m3
7
Political Legal Environment:
Pakistans export in furniture has remained stagnant due to lack of modern
machinery & latest technology. Government of Pakistan is trying its best to
improve this rich industrys potential by emphasizing upon the opportunities
for the foreign investors, to develop the industry by the import of modern
wood working machines and latest wood processing techniques, working
closely with the Pakistans furniture industry in near future. The domestic
demand for home & office furniture is growing at an annual rate of over
25%. The next decade will see tens of thousands of new apartments and
offices coming up every year, requiring to be furnished a growing
opportunity for the furniture manufacturers.
Furniture industry is developing gradually at its own and the idea of setting
up showrooms on G.T Road, and Gujrat By-pass is increasing. The
estimated overall furniture sale from Gujrat is about Rs. 250 million per
annum. This figure is gradually increasing with the increasing demand and
quality consciousness of the consumers.
There are around 350 units overall and over 8,000 persons are directly or
indirectly involved in this sector. At the moment, a few of the local furniture
manufacturers are exporting furniture items to the individual clients in UK,
US, Saudi Arabia and Middle East. The total export of Furniture from Gujrat
is about US$ 4.5 million. (Directorate of industries), however due to limited
production capacity these firms are not able to fulfill the large export orders
and hence can not compete vigorously in international markets..
8
SWOT Analysis
Strengths
Creative designs and innovating cutting.
Multifunctional products
Unique product
Competitive price
Providing support after sale .
Weakness:
Entirely new brand
Distribution and supply chain are not developed yet.
Dependent on our supplier.
Opportunities:
Can gain the first mover advantage in this field
To capture the entire wood market.
No such technology available in the market.
Expansion in future
Threats
The global economy downtown
Easy entry of the competitor
Market are very complicated and diversified.
No copyrights protection
9
SECTION 1: DESCRIPTION OF VENTURE
10
Growth Trends In This Business
Furniture industry in Pakistan is developing gradually at its own and the idea
of setting up showrooms on G.T Road, and Gujarat By-pass is
increasing. The estimated overall furniture sale from Gujarat is about
Rs. 250 million per annum. This figure is gradually increasing with
the increasing demand and quality consciousness of the consumers.
Pricing Power:
Right now this CNC Engraver machine concept is new for the current
market and people are not familiar with the products efficiency, so they are
conscious regarding their investment in such (tools) machines, but they can
afford it and can welcome it if they will find a reasonable price by showing
them the related benefits.
Suppliers:
This is a trading business in which we are importing machines and spare
parts of CNC engraver machines from ABC Corporation China and to
distribute it into our local market.
Distributor :
11
Location of the business:
This business is basically divided in to two parts the one is head office and
the other one is its warehouse.
Head office:
Head office is a place where our business customers will get interact with us
so it should be in a fine location and initially one should go for a rented
office or for its own office .we have selected a place for the head office is
We have get this place on three year agreement against Rs 500000 Advance
payment and Rs 50000 monthly rent.
Warehouse:
is a place where all the products are used to store before the sale happens it
can also serve as workshop and can store all the spare parts of the CNC
engraver machines and also it contains the technical department who is there
to support out targeted customers. so mostly it is used by the company so
there is no need get a very fine location for it. Any place which is wide,
good for storage of machines and easily accessible is fine for warehouse. we
have selected a place for the warehouse is :
12
Office furniture and Equipment:
To meet official requirement of this business the following furniture is to be
required
All office equipment and furniture and fixture are purchased on cash and
they are company assets and insured by Premier Insurance Company .
Personnels
Human Resources
CEO-
13
Professional Consultants
Background of Entrepreneurs:
As the CEO of this project what I feel the thing which motivates me in this
business is that it is a trading business and because I have the experience of
production related business that is yarn manufacturing. And the current
situation of Pakistan due to energy crises is not in favor of manufacturing.
So I have to go for trading and I believe the Future survival is only in trading
business.
As the Project Director of this project what I feel the thing which motivates
me in this business is that I have seen the embroidery machines and I know
how rapid this business is developed in Pakistan. 10 years back it was a new
and unique concept to make embroidery through machines and there was
only one distributor of such machines in Pakistan but now that business has
been penetrated in the Pakistani market and same is the case happen with
CNC engraver machines because the product is new and one have to develop
its market now so this is the right time to get into this business.
14
Operational plan
Import
Price Settlement
Execution NEWTECH
Ware hose
NEWTECH
Head office
Customer
Pakistan
15
Technology Utilized:.
This is the web address of the company. The company would operate
NewTech will get a jump-start to building its client base primarily because
of its location and the fact that it is the only service provider of its kind in
the area. This will make it very easy for new clients to try Newtech's
Business Centre for the first time. It will then take our total focus on
16
we will service our direct customers through our head office location on
payments in head office and customer can enjoy our delivery service
Once we have verified their credit history with a credit agency check, our
17
Marketing Plan
Marketing analysis
Market size
The information sources for determining market size is following:
Customer surveys
There are around 350 units overall and over 8,000 persons are directly or
indirectly involved in this sector. At the moment, a few of the local furniture
manufacturers are exporting furniture items to the individual clients in UK,
US, Saudi Arabia and Middle East. The total export of Furniture from Gujrat
is about US$ 4.5 million. (Directorate of industries), however due to limited
production capacity these firms are not able to fulfill the large export orders
and hence can not compete vigorously in international markets..
Market profitability
This framework, known as Porter's five forces, identifies five factors that
influence the market profitability:
Buyer power
Supplier power
Barriers to entry
Threat of substitute products
Rivalry among firms in the industry
Low Car manufacturing takes extremely large amount of capital to enter. To compete at GMs level is next to impossible.
18
Market trends
Right now this CNC Engraver machine concept is new for the current
market and people are not familiar with the products efficiency, so they are
conscious regarding their investment in such (tools) machines, but they can
afford it and can welcome it if they will find a reasonable price by showing
them the related benefits.
19
5-Strategic alliance
There exist a strategic alliance between NewTech Pakistan and
Ruijie china ,the motive behind this strategy is that they have the
manufacturing technology and we have the desired market so being
manufacture they are producing and we are here to distribute it in to
Pakistan
We are largely dependent on our suppliers so the major key factor is that if we
become successful to get proper input from our suppliers (Ruijie) with in
proper time.
Second success factor is, increase in sale and reduced our operational cost.
Technological progress
20
The Marketing Mix
Product
Price
Place (distribution)
Promotion
People
People
The main problem faced by NewTech was the identification of the need and demand of
people so that they feel satisfaction .for this purpose a survey was conducted and question
were asked .our target market was wood manufacturer.
Market research
NewTech is accompany that have done a grate job in the field of innovative products.we
conduct a survey to know that what people want? Special type of Questioner was
prepared and the views of people were asked .Research is very important when ever we
launch a new product.
I. Survey research
II. Observational research
III. Behavioral data
a) Questionnaire
b) Telephone
c) Face to face survey
21
Segmentation
NewTech Company divides the market on the basis of different factors.
1) Geographical segmentation
Pakistan 77 % 23 %
Province
Punjab,
City
2) Firmographic segmentation
As we are making business products so our target costumer is the
manufactures of wooden products who want Innovative Cutting And
Engraving on wood. Such customers are working on large scale
and face heavy demand of their wooden products.
3) Behavior segmentation
i) Quality sensitive:
The behavior of our target customer is first of all he is quality sensitive and
want quality products.
Such target customer feels more power by getting unique and advance
machinery into their business.
22
PRODUCT:
Country of Origin:
China (mainland)
Brand Name:
Ruijie
23
Primary Competitive Advantages:
Experienced Staff
Guarantee/Warranty
Price
Product Features
Quality Approvals
Reputation
Service
Small Orders Accepted
Eastern Europe
North America
Mid East/Africa
Central/South America
Asia
Western Europe
Australasia
Supplier Address
24
Product Specifications
Brand name
Functionality
Styling
Quality
Safety
Packaging
Repairs and Support
Warranty
Accessories and services
Application:
25
Parameters:
Payment Details:
Payment Terms:
Minimum Order:
o 1 to 99 Set
Free delivery
26
Distribution Network
Distribution -Scope Strategies
Exclusive distribution
o Limiting the distribution to only one intermediary in the
territory
Intensive distribution
o Distribute from as many outlets as possible to provide location
convenience
Selective distribution
o Appoint several but not all retailers
Exclusive Distribution:
Advantages
27
Companies Distribution channels
Channels
Distributor ( Importer ) NewTECH Enterprises
Warehouse
Customer
28
Positioning:
Product pricing:
The product price is mainly consists of the following factors
Financial cost + Timing cost +Energy cost + Risk
Pricing strategies
Value pricing ( skimming) It means that we base our prices on the value we
deliver to our customers. This practice is also called skimming. It is easy
because we are in the introductory phase of the product life cycle.
29
So as we have one machine price is Rs 1600000 so we have to sale two
machines in one month to survive
Promotion
Promotion Decisions
In the context of the marketing mix, promotion represents the various aspects of
marketing communication, that is, the communication of information about the product
with the goal of generating a positive customer response. Marketing communication
decisions include:
Advertising Media:
Electronic Media
I) Radio
FM radio is one of the popular way to introduce such products to our target customers
by making special introductory program on the promotion of our products .
Reach radio advertisement covers major cites of Punjab and covers 60% of the target market which is
affected by your advertisement.
Frequency: The number of time a person is exposed to your message. In our case a
person must be exposed seven times to our message in a month.
Message: special half an hour introductory program on the promotion of our products.
ii) Email
we have try to send maximum emails to our target costumes consisting details of our
products .our target customer can also interact with us by sending emails as well. The
email address is as fallow newtech@hotmail.com
iii) website
website is made for highly educated business man who is using internet and keep
him/her self up to date by visiting different websites in this regard we have developed
30
a website www.newtech.com . it not only contain all information regarding existing
products but also the products that company is going to launch in near future .
2) Print Media
2) professional magazines:
we can also promote our products in some special industry magazine like
architectural magazines ,furniture magazines
Promotional budget
31
Per month Budget for printed media
Total =12000
Organizational Plan
In this organization only the partners will contribute towards business, nobody outside
the organization would be to invest and only the finance will be borrowed from the bank.
Form Of Organization.
This is a medium scale organization and it is basically a trading company.
32
Organogram:
BODs
CEO
and G
Project
Operations
HR Marketing Financ
Director
e
Art
MIS Consumer
& Design
Relations
Managers
33
Organizational structure is defined as the organizations formal framework
by which job tasks are divided, grouped and coordinated
34
Top Level of Management
35
Middle Level of Management
36
s. They are responsible for the quality as well as quantity of
production.
t. They are also entrusted with the responsibility of maintaining
good relation in the organization.
u. They communicate workers problems, suggestions, and
recommendatory appeals etc to the higher level and higher level
goals and objectives to the workers.
v. They help to solve the grievances of the workers.
w. They supervise & guide the sub-ordinates.
x. They are responsible for providing training to the workers.
y. They arrange necessary materials, machines, tools etc for
getting the things done.
z. They prepare periodical reports about the performance of the
workers.
aa. They ensure discipline in the enterprise.
bb.They motivate workers.
cc. They are the image builders of the enterprise because they are
in direct contact with the workers.
Identification of Partners:
37
The partners are Miss Saba Ishaq, Miss Sana Imtiaz, Miss Maira Gull, Miss
Naila, Miss Sumaila, Miss Samreen, Mr. M.Sajid, Mr.Shahnawaz, and
Mr.Shehryar.
Recruitment Plan
Roles and Responsibilities of members (Job Description and Job Specification)
38
JOB DESCRIPTION of Finance Manager;
providing and interpreting financial information;
monitoring and interpreting cash flows and predicting
future trends;
analyzing change and advising accordingly;
formulating strategic and long-term business plans;
researching and reporting on factors influencing business
performance;
analyzing competitors and market trends;
developing financial management mechanisms that
minimize financial risk;
conducting reviews and evaluations for cost-reduction
opportunities;
managing a company's financial accounting, monitoring
and reporting systems;
liaising with auditors to ensure annual monitoring is carried
out
producing accurate financial reports to specific deadlines;
managing budgets;
arranging new sources of finance for a company's debt
facilities;
supervising staff;
keeping abreast of changes in financial regulations and
legislation.
Job Specification ;
MA in Finance, Accounting or equivalent experience.
Extensive financial or cost management experience.
5+ years senior level experience in international
development program operations.
In depth knowledge of USAID, CDC and other
international donor agencies.
Knowledge of cost accounting methods and practices
applicable to management of private and federal monies.
Comfortable with a team approach to management and the
ability to manage several major activities simultaneously.
39
Excellent general management skills particularly in
facilitation, team building and coordination
Posses excellent problem solving skills.
Public Accounting or financial reporting experience.
Experience in the preparation of financial statements,
budgets and forecast.
Firm foundation in accounting principles and financial
reporting standards.
Sub-contract and sub-agreement financial management
experience.
Experience developing finance and accounting policies,
procedures and systems.
Demonstrates a leadership and management style that
works in cooperation with others who represent a wide
range of interests and needs.
Experience with international, non-profit organizations
(larger than $10M), as well as a multi-office, multi-national
environment.
Understanding of the difference between contracts and
cooperative agreements and their relevant terms and
Job description of HR manager;
Plan, develop and implement strategy for HR management
and development (including recruitment and selection
policy/practices, discipline, grievance, counseling, pay and
conditions, contracts, training and development, succession
planning, moral and motivation, culture and attitude
development, performance appraisal and quality
management issues)
Establish and maintain appropriate systems for measuring
necessary aspects of HR development
Monitor, measure and report on HR issues, opportunities
and development plans and achievement within agreed
formats and timescales
Manage and develop direct reporting staff.
Manage and control departmental expenditure within agreed
budgets.
Liaise with other functional / departmental head so as to
understand all necessary aspects and needs of HR
development, and to ensure they are fully informed of HR
objectives, purpose and achievements.
Maintain awareness and knowledge of latest HR
development theory and methods and provide suitable
40
interpretation to directors, managers and staff within the
organization.
Contribute to the evaluation and development of HR
strategy and performance in co-operation with the executive
team.
Ensure activities meet with and integrate with
organizational requirement for quality management, health
and safety, legal requirement, environmental policies and
general duty of care.
Audit and authenticate all documents related to legal, salary
statements and distribution, policies etc.
Develop and Maintain healthy relation with Govt. and Non
Govt. Organizations for better and fast functioning of
organization.
Plan for employees performance appraisal; develop tools
for appraisal, job evaluation and development.
Plan and direct for Training of employee including senior
managers, maintain contact with outside resources for
training.
Job Specification;
Minimum of 6 years human resources experience
Preferable to have experience in two or more of the
following areas: human resources management,
organizational development/change management, process
improvement (Six Sigma preferred), compensation, staffing.
Excellence in a client management model: mobilizing the
best people and integrating the tools and processes required
to meet the needs of the business
Business driven with strong financial acumen.
Strategic planning, complex problem resolution and general
management expertise.
Outstanding communication and presentation skills.
High level of interpersonal skills and integrity; solid team
player.
Ability to influence senior management, establish and
maintain collaborative partnerships and provide thought
leadership.
Ability to architect and drive change
Ability to lead in a global, matrixes environment
41
Critical Risks and Potential impediment
Environmental Risks
New Concept
Our product is a new concept for Pakistani market and it may become a potential risk for
our company to develop new market because people itself are very much sensitive about
new industrial products.
Financial Risks
Capital Arrangement.
As we have elaborated in our Financial planning that our capital budgeting consist of
50% Equity and 50% Debt. So we may have Difficulty in arranging the debts from
financial institutions.
This machine is a little more complex in nature so to fully understand the working of
machine one should have special knowledge regarding Computer added design CAD and
Computer added manufacturing CAM So under such condition we need high technical
people that may become problem in future for hiring special technical assistance.
42
FINANCIAL PLANS
NEWTECH INTREPRISES
INCOME STATEMENT
For the peiod ended June 30th,2010
Operating Expenses
43
NEWTECH INTREPRISES
BALANCE SHEET
As on June 30th,2010
2010 2011 2012
LIABILITIES
RS. RS. RS.
current liabilities
Short term loan 500000 500000 450000
Bill payables 100000 150000 300000
Provision for taxation
Excise duty 2% 500000 477740 900000
Custom duty 2% 313000 300000 894103
Sales tax 1000000 1800000 1500000
Income tax 10% 1800000 2500000 3500000
TOTAL LIABILITIES 14213000 15727740 17044103
ASSETS
Fixed ASSETS RS. RS. RS.
Vehicles 2000000 2430000 2187000
Office furniture 329200 312740 297103
Intangible
Copy right 7 15000 60000 40000
Long term loans and advances
Preliminary expense 150000 - -
CURRENT ASSETS
Cash 8 1268800 1300000 1320000
Stock and trade 2550000 3825000 5100000
Stores, spares and tools 9 1100000 1300000 1500000
Accounts receivables 10 6800000 6500000 6600000
TOTAL ASSETS 14213000 15727740 17044103
44
NEW TECH ENTERPRISES
Cash Flow Statement
2011 2012
45
statement of changes in equity
issued paid up capital revenue
capital reserves reserves Total
Profitability ratios
Gross margin 10.2 9.90 9.60
operating profit margin 8.0 7.80 7.20
net profit margin 9.8 9.50 9.00
return on assets 6.0 5.60 5.18
return on equity 8.0 7.30 7.0
Leverage ratio
long term debt ratio 2.9 2.5 2.0
long term debt equity ratio 4.55 4.0 3.8
total debt ratio 2.51 2.7 2.8
times interest earned 4.65 4.0 3.90
46
Break even Analysis
Our price of a single machine is Rs 1600000 a competitive pricing
strategy. And we have a fixed costs Rs 360000 that will remain constant
100000 variable cost in labor and raw material. To recover your fixed costs
2600000 aprox
Harvesting Strategy
47
Harvest Strategy and Controls
The following will enable us to keep on track. If we fail in any of these areas, we will
need to re-evaluate our business model:
Implementation
We will manage implementation by having a weekly milestones meeting with the entire
staff to make sure that we are on track with our milestones and re-adjust our goals as we
gather new data.
Once a quarter, we will review the milestones achieved, financial and estimated expanses
to ensure that we stay focused on our business objectives and that we are not distracted
by opportunities simply because they are different than what we are currently pursuing.
Contingency Planning
In the event that the business has a slower start-up than
anticipated, expenses may be reduced as follows:
We may work up to two years and the directors will have to take only 50% of
their share of profit .
We may reduce our profit margins.
We may start reducing our extra marketing expenses.
We may reduce our human resource to become cost effective.
These quantified savings can reduce operating expenses and more viable position that
would pave our ways towards success as soon as possible.
48
Appendix
49
50
Ch Lal Din House ph: 041 8716089 Date of Birth 25/11/1982
house# P-91Street# 5 Mob: 0321 7696911 NID# 33100-6374968-9
Rabany Colony Faisalabad E-Mail: zoonpower@hotmail.com
Muhammad Sajid
51
plots and files.
52
Samreen khalid
Home Address:
176 C GULBERG Colony.
Imtiaz Ali
Mobile: 0300-6547838
Email: sana_imtiaz@yahoo.com
Nationality: Pakistani
Tel: 041-0000000
OTHER SKILLS
MS Word
Ms Excel
REFEREES
53
Reference will be provided on requests.
NAILA TABASSUM
OBJECTIVE:
PROFILE:
Name: Naila Tabassum
Fathers name: M.Asalm
Date of birth: 06-9-1987
N.I.C # 33100-015625-2
Religion: Islam
Marital status: single
Domicile: fsd
Nationality: Pakistan
Language: Urdu, Punjabi, English
Contact # 0301-7854565
Address house # 57, jranwala road, fsd
PROFESSIONAL QUALIFICATION:
B.COM (2008)
From: university of Punjab
Division: 1st
FSC (2006)
From: B.I.S.E
Grade: B
MATRIC (2004)
From: B.I.S.E
Grade: A+
Browsing
54
MUHAMMAD
cooking SHAHNAWAZ
House # 323 (P-1), Kaleem Shaheed Colony, Near Iqbal Hospital, Faisalabad
MSN_engr@yahoo.com
Cell # 0300-7900781
OBJECTIVE:
To be responsible member of an Organizations team where my qualification and
experience can have a measurable & valuable contribution towards and achievement of
ultimate objective and task assigned.
PERSONAL INFORMATION:
Fathers Name : Nazir Ahmad
N.I.C. # : 33100-4719646-3
Nationality : Pakistani
PROFESSIONAL EXPERIENCE:
24 May 2008 to Date
Water and Sanitation Agency, FDA, Faisalabad
Working as SUB ENGINEER in Planning & Designing Directorates at WASA, FDA,
Faisalabad
55
01 January 2007 to 23 August 2007
Punjab Rural Support Program (PRSP) Faisalabad
Worked as Field Engineer in the School Council Program under the Punjab Rural
Support Program (PRSP), Faisalabad
PROFESSIONAL TRAINING:
01 July to 15 July 2008
Water and Sanitation Agency, FDA, Faisalabad
Two weeks Training on Geographical Information System (GIS) at Water and
Sanitation Agency, FDA, Faisalabad.
PROFESSIONAL QUALIFICATION:
Auto CAD (2003)
From: Punjab Board of Technical Education, Lahore
Grade: A+
EDUCATION:
F.A. (2004)
56
From : BISE,Faisalabad
Division : 2nd
Matriculation (1999)
From : BISE,Sargodha
Division : 2nd
57
RESUME
CAREER GOAL
A management position where education and experience combine with
positive interpersonal skills initiative and capacity to motivate others can be utilized for
mutual benefits.
PROFILE
Skilled in applying a logical common sense approach to seek practical solutions
A self motivated, possessing a high degree of professional integrity
PERSONAL INFORMATION
ACADEMIC QUALIFICATION
Degree/Qualification Year University/Board Division/grad Main subjects
e
MBA(Finance) 2010 Agriculture University Continue Finance,
4th (Last) Semester continue. Faisalabad
58
Reading books on different topics
Internet surfing
REFERENCES
References will be available on request..
RESUME
CAREER GOAL
A management position where education and experience combine with
positive interpersonal skills initiative and capacity to motivate others can be utilized for
mutual benefits.
PROFILE
Skilled in applying a logical common sense approach to seek practical solutions
A self motivated, possessing a high degree of professional integrity
PERSONAL INFORMATION
ACADEMIC QUALIFICATION
Degree/Qualification Year University/Board Division/grad Main subjects
e
MBA(Finance) 2010 Agriculture University Continue Finance,
4th (Last) Semester continue. Faisalabad
59
Good communication Skills
Good typing Speed
MS Word, Excel, Power Point and SPSS
Maira Gull
OBJECTIVE:
PROFILE:
Name: Maira Gull
Fathers name: Khawaja Amjad Gull Sikka
Date of birth: 25 jan,1988
N.I.C #
Religion: Islam
Marital status: single
Domicile: fsd
Nationality: Pakistan
Language: Urdu
Contact #
Address: peoples colony no 1,fsd House #32-C
PROFESSIONAL QUALIFICATION:
60
B.COM (2008)
From: university of Punjab
Division: 1st
I.COM (2006)
From: B.I.S.E
Grade: A
MATRIC (2004)
From: B.I.S.E
Grade: A
Browsing
Reading
Web development
Microsoft office XP
61