Banking Laws, particular topics for study

Banking Laws, Vol. II, by T. Aquino, 2010 3 rd Edition

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Topic
Use of a credit card by a bank officer which is
issued by the bank where he is an officer;
would the DOSRI rule apply;
In case of DOSRI transactions, what are the
procedural requirements; arms length rule;
reportorial requirements;
Individual and aggregate ceiling in DOSRI
loans;
Waiver of rights to secrecy of bank deposits in
case of DOSRI transactions;
May unsecured loans be granted by bank;
May banks grant loans in amounts equivalent
to 100% of the appraised value of the
securities;
In case of foreclosure of mortgages executed
in favor of a bank, what is the period of
redemption granted to the mortgagor;
May a bank extend the redemption period for
foreclosed mortgages;
Will the issuance of a restraining order or a
writ of preliminary injunction toll the running of
the redemption period;
Will the filing of an action to annul the
foreclosure sale suspend the running of the
redemption period;
In case of mortgages foreclosed by banks,
what is the redemption price;
May a bank obtain possession of the foreclosed
property during the redemption period;
What is the extent or nature of the authority of
the judge before whom an application for the
issuance of a writ of possession is made;
May a bank be deemed to be a mortgagee in
good faith based on a claim that a mortgagee
of land is not required to look further than
what appears on the face of the title;
In case of a loan granted to a borrower
corporation, may a bank validly cause the
execution of the personal properties of an
officer of the borrowing corporation who has
signed as surety or a joint and solidary

Comment/Remark

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undertaking with the borrowing corporation

(JSS);
In case a loan is secured by an assignment of
deposit by the borrower, in case of default,
what is the procedure to be undertaken by the
lender to get the value of the security;
Where the borrower executed an assignment
of rights or properties in favor of the lender, is
the ownership over the rights or the properties
transferred to the assignee;
What is the so-called single borrower limit in
case of loans granted by banking institutions;
What is loan participation; syndicated
loan;
Gateway Electronics Corporation v. Land Bank
of the Philippines, GR Nos. 155217 and
156393, July 30, 2003;
Truth in Lending Act; will the act of furnishing
the borrower a copy of the promissory note
which stipulates the interest rate and other
charges be deemed compliance with the
requirement for a disclosure statement;
Sia v. CA et al., GR No. 102970, May 13, 1993;
Independence principle in Letters of Credits
transctions;
Fit and Proper Rule;
Doctrine of apparent authority; First Philippine
International Bank v. CA, GR No. 115849,
January 24, 1996;
Unsound banking practices;
Conservatorship; powers of conservator;
Receivership; grounds for the appointment of
a receiver;
Who has the jurisdiction to hear and decide
cases to place a bank under receivership;
Duties of a receiver;
Powers of PDIC;
Close Now, Hear Later Scheme;
Liquidation of banks;
Judicial review of orders placing banks under
conservatorship or receivership;
Banco Filipino Savings and Mortgage Bank v.
Monetary Board, 204 SCRA 767 (1991);
Ong v. CA, GR No. No. 112830, Feb. 1, 1996);