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Mangan
Chicago, IL 60609
www.linkedin.com/in/judithmangan
773-315-7329
judith_mangan@yahoo.com
PROFESSIONAL EXPERIENCE
Perl Mortgage Chicago, IL
Mortgage Quality Control /Post Closing Specialist
2013 - 2014
Partner with production, supervisors, managers and team members to improve the process in place
Coordinate design & implementation of new process, review exiting processes for efficiencies
Document and keep existing procedures current
Review Vendor processes end to end including the development of flood metrics and reporting
Represent WLO at calibration meetings between the Flood IQC Team and Market partners, including
collaborating with Lines of Business and Production teams to validate exceptions identified
Design testing for Flood regulations and other key Regulatory Controls within Commercial Bank
2015-2016
2012 -2013
Process and prepare for closing retail mortgage loans (conventional and government, purchase and
refinance) under various loan programs in accordance with policies & procedures
Issue proper disclosures as required by federal regulatory compliance
Review rate lock and point objectives for accuracy, ensure overage and underage is approved as well as
waiver of any fees
Set up files and order all necessary exhibits for appraisal and credit reports
Check alternative documentation for accuracy and potential problems
Order title insurance, flood and tax certificates and surveys, reviewing for problems upon receipt
Review all documents thoroughly before submission to underwriting
Obtain and review documents for acceptability against loan conditions
Complete loan submissions and perform closings
Judith A. Mangan
The Northern Trust Company Chicago, IL
Banking Relationship Associate- Officer
1999-2008
1985-1994
Education/Training
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