Types of products

Protection solution
If your dream for yourself and your loved ones is to live life on your own
terms, then you will need to ensure that this dream comes to fruition. The
best way to do this is to take term insurance. Birla Sun Life Insurance (BSLI)
offers you the chance to take term insurance plans that go a long way in
ensuring that your family is cared for even when storm clouds gather over
the horizon.
BSLI's Protection Solutions offer plans that provide complete financial security
for your family. One simple step you take today - of taking term insurance will
offer you the chance to get sizeable life coverage at low premiums. Our
financial advisors can answer your questions related to buying term
insurance plans for your family. But first, know about term insurance by
browsing our plans below.

plan benefit & Plan Name

A plan that assures financial security for your family while keeping pace with
your growing needs, and rewards you for a healthy lifestyle
BSLI Protector Plus Plan
BSLI Future Guard Plan provides complete financial freedom even when
you're not around, so that your loved ones live comfortably.
BSLI Future Guard Plan
Your life responsibilities might either be escalating or have been steady.
Protect your family against the extra liabilities of life by choosing the plan
option best suitable for your needs.
BSLI Easy Protect Plan
To deal with growing expectations and secure the financial future of your
family, Birla Sun Life Insurance has come up with the perfect protection
solution for you.

Savings with Protection

The purpose of any responsible person's life is to create sufficient wealth and
security for the future. Every person works hard throughout life so that he
and his loved ones may enjoy every material comfort and not want for
anything. This often entails compromising on small joys in the present to
enjoy a good life later.
But what if there was a way to enjoy a good standard of living and also save
consistently for future use? Birla Sun Life Insurance offers a money back
insurance policy that creates wealth in the form of periodic incremental
savings. BSLI savings with Protection Solutions offers you the chance to
steadily save money in small amounts, with the added advantages of a large
life cover and tax free returns on the endowment insurance plan. These small
savings secure your future, and your loved ones can be assured of stability
even in your absence.
Know more about the money back insurance policies BSLI offers below. Our
financial advisors are at hand to answer your queries.

plan benefit & Plan Name

In our life when there is so much uncertainty around us, there's nothing more
reassuring than knowing that not only is your money safe, but also that you
will get more than what you have invested.
BSLI Vision MoneyBack Plus Plan
Introducing the BSLI Vision LifeIncome Plan, a traditional participating whole
life plan that helps you to not only plan your financial goals but also realize
your dreams by providing you with a steady income and whole life cover.With
survival benefits payable every year from the end of the premium paying
term till maturity and a life insurance benefit, this plan offers a perfect blend
of income and financial protection for you and your family. BSLI Vision
LifeIncome Plan
Since nothing in life is guaranteed, it is great to find some things that are.
Presenting the BSLI Vision Endowment Plan that offers you the best of both
worlds since some things bring with its promise the reassurance that you get
back more than what you have invested. This plan assures growth in your
savings and return of your money so you can build a safe and financially
sound future for your family .
BSLI Vision Endowment Plan
Life is full of uncertainties and seldom turns out the way one expects it to be.
We all look for security; whether it is for our familys future or for our savings.
Given a choice, we would leave nothing to chance when it comes to fulfilling

goals and securing familys well-being.

BSLI Savings Plan
It allows you the flexibility to choose your policy term, enjoy protection up to
the age of 100 years and gain steady growth in savings over time so that you
can relax and enjoy life with complete peace of mind.
BSLI Vision LifeSecure Plan
The BSLI Income Assured Plan is suitable for you if your key objective is
secured savings, regular income and comprehensive financial protection for
your family.
BSLI Income Assured Plan
With survival benefits payable every year from 5th policy anniversary till
maturity and life insurance benefit, this plan offers a perfect combination of
liquidity, savings and financial protection of your family.
BSLI Vision Regular Returns Plan
So by investing in BSLI Vision Endowment Plus Plan, your investment can go a
long way in building a safe and financially sound future for your family, today
as well as in the years to come.
BSLI Vision Endowment Plus Plan
The Guaranteed Maturity Benefit is the Maturity Sum Assured and will depend
on the chosen Death Benefit option, premium paying frequency, amount of
premium chosen and the gender of the life insured. BSLI Guaranteed Future
Plan
BSLI SecurePlus Plan
BSLI SecurePlus Plan offers you a backup income opportunity that guarantees
more than just income, it offers peace of mind. In time of crisis, neither you
nor your family will have to sacrifice their needs and aspirations.

Children's Future Solutions:

Your child brings you unceasing joy, and your entire life is focussed towards
helping your child realise his every ambition. You work tirelessly to help your
child realise his every dream and every life goaland a major part of your life
is dedicated to ensuring that you have the financial wherewithal to meet
future expenses for your child.
These expenses include funding your child's foreign education, helping with

capital to set up a small home-based business or even paying for a lavish

wedding. The best way to raise essential funds for these expenses is to invest
in child insurance plans. To this end, Birla Sun Life Insurance Future Solutions
extends a helping hand to parents who wish to convert their children's every
dream to reality. This is a child plan that provides you with a high life cover,
the opportunity to earn guaranteed returns on the investment and the
freedom to manage your fund to maximise your earnings as per need.

plan benefit & Plan Name

BSLI Vision Star Plan.
Some benefits are guaranteed and some benefits are variable with bonuses
based on the future performance of the participating business and economic
conditions.
Retirement Solutions
The retirement years are a time of blissful rest and enjoyment of hobbies. But
it also brings with it a dreadful fact: your income stops, but your expenses
continue unabated. Suddenly, you begin to feel the financial pressures of
daily living, as you realise that your carefully cultivated savings are quickly
whittled away to run your household expenses.
Inflation, rising living costs, dwindling savingshow will you combat these
eventualities? You can trust the Birla Sun Life Insurance Retirement Solutions
plan, a retirement pension plan that answers every financial conundrum that
retirement may pose. With three excellent retirement plans on offer, you can
build a sizeable fund of money that will last you all through your postretirement stage. The best part is, you need not wait till you are 60 years old
to enjoy the benefits of the retirement plan. You can choose your retirement
age and enjoy the best years of your life with an excellent range of pension
plans.

plan benefit & Plan Name

Presenting the BSLI Empower Pension Plan, a plan designed especially to
ensure that you remain in control of your destiny even during the second
innings of life. A unit linked, non-participating pension plan it is simple,
hassle-free and helps you accumulate your premiums and the investment
returns into a corpus for your retirement; so that you can focus on your goals,
and enhance your savings for a secure future.

BSLI Empower Pension Plan

It enables you to convert your savings or lump sum amounts into an instantly
guaranteed lifetime income source for retirement, which you can avail
anytime you choose to have it.
BSLI Immediate Annuity Plan
Your retirement years are your second innings, a new life where you leave
behind your working life and responsibilities and find time for yourself.
Presenting, BSLI Empower Pension SP Plan this plan will help you gain
financial freedom during your second innings. Helps you focus on your goals
and enhances your savings for a future free from worries. BSLI Empower
Pension - SP Plan

Health And Wellness

Medical costs have skyrocketed over the years, and often we find ourselves
struggling to arrange for funds required during a medical emergency. Such
unforeseen events can play havoc with our financial planning and cause
sleepless nights.
Here's when Birla Sun Life Insurance Health & Wellness Solutions come to the
rescue. Now you can focus on getting quality treatment, rather than having to
worry about organizing the funds. Our plans offer various options to insure
yourself and your family for an adequate sum, covering hospitalization, major
illnesses and injuries.
To get more information about our plans and have an expert help you identify
one that is best suited to your needs, simply call a Birla Sun Life Insurance
Financial Advisor today.

plan benefit & Plan Name

BSLI Hospital Plus Plan
Hospital Plus Plan, acts as a supplement to your Health Insurance Policy and
helps you financially to mitigate additional expenses.
BSLI Cancer Shield Plan
Like all the uncertainties in life now you can plan for cancer at every stage
with Birla Sun Life Cancer Shield Plan. Its a promise that we will always be by
your side.

Wealth with Protection Solutions

It is important to have a dream in life, but it is even more important to have a
plan that makes your dream come true. Your dream could encompass

anything having a sports car, buying a villa, taking a foreign vacation every
year, starting a profitable business with your day job, et al. Merely dreaming
the dream will not make it come true, you will need a solid plan to back your
vision.
This plan will come through unit lined insurance plans under the aegis of the
Birla Sun Life Insurance Wealth with Protection Solutions. There are five
excellent plans on offer, which provide a sizeable life insurance cover and
help you save money regularly for the future. Each plan is suited to your
specific goals and aligns itself to help you realise your cherished dreams.
With ULIP policies, you can achieve supplemental income even as you get a
vigorous life cover.
Find out which plan works best you by clicking on the plan name below:
plan benefit and plan name
BSLI Wealth Max Plan
A single pay unit linked plan that allows you to choose how your money is
invested in 13 different funds.
BSLI Wealth Secure Plan
A life insurance plan that ensures you meet your familys dreams by picking
out an investment option that best suits your requirement and also financially
secures your family with Whole Life Cover.
BSLI Wealth Assure Plan
Birla Sun Life Insurance Wealth Assure Plan, a protection and savings plan,
that enables your wealth to grow steadily over time, providing you and your
family with a secure financial future to meet your needs at different stages of
life.
BSLI Fortune Elite Plan
Under BSLI Fortune Elite Plan, you decide how to invest your premiums in one
of the three investment options - Systematic Transfer Option, Return
Optimiser Option or the Self-Managed Option.More details in the product
brochure.
BSLI Wealth Aspire Plan
Guaranteed Additions - You are rewarded for policy continuance in the form of
additional units will be added to your policy.

Organization structure

Key peoples of organisation

Board of Directors

Mr. Kumar M Birla

Mr. Donald A Stewart,

Mr. Bishwanath N Puranmalka

Mr. Ajay Srinivasan

Mr. Gary M Comerford

Mr. Suresh N Talwar

Mr. Gian P Gupta

His Highness Maharaja G Singh

Mr. Stephan Rajotte

Dr. Bharat K Singh

Investment Committee

Mr. B. N. Puranmalka

Mr. Eugene Lundrigan

Mr. Ajay Srinivasan

Mr. Vikram Mehmi

Mr. Mayank Bathwal

Mr. Fabien Jeudy

Mr. Vikram Kotak

Ms. Keerti Gupta

Management Team

Mr. Vikram Mehmi

President & Chief Executive Officer

Mr. Mayank Bathwal

Chief Financial Officer

Mr. Mario Braganza

Chief Operating Officer

Mr. E.N. Goveia

Head - Direct Sales Force

Mr. Amit Punchhi

Senior Vice President - Third Party Distribution

Mr. Bhavesh Sanghvi

Head - Group Life & Pensions

Mr. Snehal Shah

Senior Vice President - Operations

Ms. Anjana Grewal

Senior Vice President - Marketing & Communications

Mr. Rajesh Bhojani

Senior Vice President - DSF Expansion

Mr. K.H. Venkatachalam

Vice President Human Resource

Mr. Fabien Jeudy

Vice President, Chief & Appointed Actuary

Mr. Lalit Vermani

Vice President - Compliance

Mr. Melvyn D'souza

Vice President Risk Management and Internal Audit

Mr. Vikram Kotak

Vice President - Investments

Mr. Bhalachandra Nayak

Vice President Strategy

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