16.

Next Ill read a list of financial assets and please tell me if you (FILL or your spouse) own
any of these. Do you . . .
Asset
Yes
No
a. have a savings account?
1
2
b. have any certificates of deposit (CD)?
1
2
c. have an employer-provided retirement account?
1
2
d. IF YES TO 16c, ASK: Do you have any input in how the money in
your (employer-provided) retirement account is handled?
e. have a personal IRA or Keogh account?
f. own any annuities?
g. have life insurance with a cash value?
h. own any government savings bonds?
i. own any corporate bonds?
j. own any stocks?
k. own any mutual funds?
l. have any other financial assets? (IF YES: Specify
)

1
1
1
1
1
1
1
1
1

2
2
2
2
2
2
2
2
2

27. Next Ill ask about sources of financial information that people sometimes use. How
frequently have you obtained information about investing from [FILL]? Would you say
never, seldom, sometimes, often, or very often?
Never
a.
b.
c.
d.
e.
f.
g.
h.
i.
j.
k.
l.

a financial advisor
investment clubs
the Internet
television programs
radio programs
adult education courses
newspapers, magazines, newsletters,
or books
a library
friends or colleagues
your workplace
anyplace else?
IF NOT NEVER, SPECIFY:
(Where?) OPEN-ENDED

Seldom Sometimes

Often

1
1
1
1
1
1
1

2
2
2
2
2
2
2

3
3
3
3
3
3
3

4
4
4
4
4
4
4

1
1
1
1

2
2
2
2

3
3
3
3

4
4
4
4

Very
often
5
5
5
5
5
5
5
5
5
5
5

. The next questions ask about the use of computer-related investment tools. First, how often
do you [FILL]? Would you say never, seldom, sometimes, often, or very often?
Never
a. get investment information over the
Internet?
b. use personalized market watch websites?
c. buy or sell investments over the Internet?

Seldom Sometimes

Often

Very

often

(Internet trading)
d. read e-mail investment newsletters
e. use investment analysis software?
f. use investment management software?

1
1
1

2
2
2

3
3
3

4
4
4

5
5
5

39. Before you make specific investment decisions, how often do you first [FILL].
(Would you say never, seldom, sometimes, often, or always?)

1
1
1

2
2
2

Sometimes
3
3
3

1
1
1

2
2
2

Never
a.
b.
c.
d.
e.
f.
g.

review your overall investment goals?

assess your risk tolerance level?
determine your return objective for the
investment?
consider a variety of investment options?
check the current financial market condition?
talk with family or friends who are
knowledgeable about investing?
consult with a financial advisor?

Seldom

Investor security
1. I invest to live a safe and secure life
2. I invest only in those assets that are risk free
3. I invest to meet my family needs in future
Risk coverage
1. I invest to take advantage of tax benefits
2. Risk coverage is reason for investment
3. I invest to save for my retirement
Future planning
1. I prefer long term investments over short term investments
2. I save to meet future social obligations

I invest to meet my family needs in future

I invest to live a safe and secure life
I invest only in those assets that are risk free I
I invest to save for my retirement
I save to meet future social obligations
I prefer long term investments over short term investments
I invest to receive returns like interest and dividend
I invest to take advantage of tax benefits
Risk coverage is reason for investment

Often

Always

4
4
4

5
5
5

3
3
3

4
4
4

5
5
5