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Banking & Financial Statistics

(Monthly)
(Provisional)

Deposit

Credit

2500

2000

Rs in Billion

1500

1822

1395

1844

1402

1872

1440

1920

1910

1459

1506

1969

1965
1581

1566

2002
1624

2107

1682

2111

1691

2131
1737

2186
1778

1000

500

0
Mid Nov Mid Dec Mid Jan Mid Feb Mid Mar Mid Apr Mid May Mid June Mid July Mid Aug Mid Sept Mid Oct
2015

2015

2016

2016

2016

2016

2016

2016

2016

2016

2016

Nepal Rastra Bank


Banks & Financial Institution Regulation Department
Statistics Division

2073 Asoj
Mid-Oct, 2016

2016

Contents
1.
2.
3.
4.
5.

Explanatory note
Major financial indicators
Statement of Assets & Liabilities of Banks & Financial Institutions
Profit & Loss Account of Banks & Financial Institutions
Statement of Sector wise, Product wise and Security wise Credit

Page
1
2
3
7
11

6. Statement of Assets and Liabilities


a. Commercial banks
b. Development banks
c.
Finance companies

15
17
22

7. Profit & Loss account


a. Commercial banks
b. Development banks
c.
Finance companies

25
26
29

8. Sector- wise, product-wise and security-wise credit


a. Commercial banks
b. Development banks
c.
Finance companies

32
33
36

9. Micro-credit development banks


a. Major financial indicators
b. Statement of assets and liabilities
c. Profit & loss account
d. Miscellaneous Information

39
39
39
39

10. Districtwise Branch List

40

11. Interest Rate Structure of Commercial Banks

43

Annextures

1. List of bank and financial institutions with short name

Annex 1

Explanatory Notes
1
2
3

"Banking and Financial Statistics, Monthly" contains statistical information of NRB licensed
Banks and Financial Institutions (BFIs).
Blank spaces in the headings and sub-headings indicate the unavailability of data or nil in
transactions or not submitted in prescribed format.
The following months of the Gregorian Calendar year are the approximate equivalent of the
months of the Nepalese Calendar Year:
Nepalese Month
Baisakh
Jeth
Asar
Saun
Bhadau
Asoj
Kattik
Mangsir
Pus
Magh
Fagun
Chait

Statistics of following Licensed BFIs have been used.


Data available , out of total number
Total Number of Licensed BFIs*

5
6

Gregorian Month
Mid-May
Mid-June
Mid-July
Mid-Aug
Mid-Sept
Mid-Oct
Mid-Nov
Mid-Dec
Mid-Jan
Mid-Feb
Mid-Mar
Mid-Apr

Commercial
Banks
28
28

Development
Banks
64
64

Finance
Companies
37
39

Micro
Credits
44
45

Total
173
176

* Samjhana Finance Ltd. and Himalaya Finance Ltd. ("C" class Financial Institution ) are in
the process of liquidation
All the amount in this statistics are in million of rupees.
Short Names of BFIs are used in notification and their full names have been provided in the Annexture I.

Major Financial Indicators


as on Asoj End, 2073 (Mid-Oct, 2016)

Class "A"

Class "B" Class "C" Overall

A. Credit, Deposit Ratios (%)


1
2
3
4
5
6
7
8
9
10

Total Deposit/GDP
Total Credit/GDP
Total Credit/ Total Deposit
Lcy Credit/Lcy Deposit & Core Capital
Fixed Deposit/Total Deposit
Saving Deposit/Total Deposit
Current Deposit/Total Deposit
NPL/ Total Loan
Total LLP/Total Loan
Deprived SectorLoan/Total Loan $

81.66
65.62
80.36
77.57
29.33
40.27
9.65
1.81
2.53
5.64

13.07
11.18
85.58
76.14
24.36
53.10
2.20
2.18
2.46
6.59

2.48
2.29
92.17
74.47
38.05
53.11
0.06
15.27
15.90
4.45

97.21
79.09
81.36
77.27
28.88
42.32
8.40
2.25
2.91
5.73

12.51
10.40
24.29

15.59
2.15
31.10

29.71
5.13
44.94

13.36
9.15
25.74

11.10
12.59

14.27
15.25

21.09
22.03

11.82
13.22

1886
13550373
761851
892
215094
128
1748916
513734
1662
4304770
55519
92349

851
3527062
303967

166
441852
35422

164640
18752
250
341378

11390
1886
26
25079

2903
17519287
1101240
812
213084
102
1754566
515465
1908
4657125
52014
82797

B. Liquidity Ratios (%)


1
2
3

Cash & Bank Balance/Total Deposit


Investment in Gov. Security/Total Deposit
Total Liquid Assets/Total Deposit

C. Capital Adequacy Ratios (%)


1
2

Core Capital/RWA
Total Capital/RWA

D. Financial Access
1
2
3
4
5
6
7
8
9
10
11
12

No. of Branches
No. of Deposit Accounts
No.of Loan Accounts
No. of Branchless Banking Centers
No. of Branchless Banking Customers
No. of Non-operated Branchless Banking Centers

No. of Mobile Banking Customers


No. of Internet Banking Customers
No. of ATMs
No. of Debit Cards
No. of Credit Cards
No. of Prepaid Cards

E. Interest Rate(%)
1

Wt. Avg Interest on Deposit


(a) Saving
(b) Fixed
(c) Call
Wt. Avg Interest on Credit

3.30
2.06
5.67
4.16
8.62

Note: Bank balance includes money at call


Nominal GDP(At Producer's Price) for 2015/16 Rs. 2248691 million(Preliminary)
Negative core capital has been excluded in calculation of Capital Adequacy Ratios
$ 6 months prior Total Loan is taken for calculating Deprived Sector Lending

Statement of Assets and Liabilities of Banks & Financial Institutions (Aggregate)

Liabilities

4
5

6
7

CAPITAL FUND
a. Paid-up Capital
b. Statutory Reserves
c. Retained Earning
d. Others Reserves
BORROWINGS
a. NRB
b. "A"Class Licensed Institution
c. Foreign Banks and Fin. Ins.
d. Other Financial Ins.
e. Bonds and Securities
DEPOSITS
a. Current
b. Savings
c. Fixed
d. Call Deposits
e. Others
Bills Payable
Other Liabilities
1. Loan Loss Provision
2. Interest Suspense a/c
3. Others
Reconcillation A/c
Profit & Loss A/c
TOTAL

Mid-July
2014

2015

Mid-Sept
2016

2016

Mid-Oct
2016

% Change

1
145861.43
128985.27
32722.08
-27214.24
11368.33
18202.84
2010.04
5182.01
4.12
1306.53
9700.14
1477832.61
129108.41
587593.46
453408.61
285024.29
22697.85
1553.13
169227.44
48932.49
30453.76
89841.19
2869.47
31566.75
1847113.68

2
162992.51
140794.10
37149.85
-27802.05
12850.60
21355.96
3291.48
5504.53
0.00
1119.81
11440.14
1771946.15
158746.16
714466.16
513283.02
363041.66
22409.16
1729.91
188093.19
51482.56
31256.97
105353.66
280.36
36755.88
2183153.96

3
4
5
214892.48 261220.53 261834.85
163370.74 165949.22 174297.93
43680.58
45781.30
48331.00
-11166.95
26219.90
14445.59
19008.11
23270.11
24760.33
42822.19
45305.16
46363.38
6855.13
6772.84
7186.28
20083.07
21733.09
21664.87
0.00
0.00
0.00
5111.62
6026.85
6739.86
10772.37
10772.37
10772.37
2107502.69 2130699.27 2185924.79
185135.30 176039.82 183616.72
875419.91 896777.17 925131.85
617634.95 618938.21 631391.60
401829.34 410953.17 416582.64
27483.20
27990.91
29201.98
3927.13
5294.63
2418.24
206694.45 221571.33 219423.76
48593.77
48765.51
51680.37
32000.69
42146.17
34916.97
126099.99 130659.65 132826.42
13817.41
9127.65
21812.40
49443.18
5779.77
13254.43
2639099.54 2678998.34 2751031.85

2/1
11.74
9.16
13.53
2.16
13.04
17.32
63.75
6.22
-100.00
-14.29
17.94
19.90
22.96
21.59
13.21
27.37
-1.27
11.38
11.15
5.21
2.64
17.27
-90.23
16.44
18.19

3/2
31.84
16.04
17.58
-59.83
47.92
100.52
108.27
264.85
0.00
356.47
-5.84
18.94
16.62
22.53
20.33
10.68
22.64
127.01
9.89
-5.61
2.38
19.69
4828.52
34.52
20.88

5/4
0.24
5.03
5.57
-44.91
6.40
2.34
6.10
-0.31
0.00
11.83
0.00
2.59
4.30
3.16
2.01
1.37
4.33
-54.33
-0.97
5.98
-17.15
1.66
138.97
129.32
2.69

319196.62
41862.07
41073.72
788.35
220546.60
162286.93
34656.48
5302.85
18300.33
56787.95
162544.89
160867.12
1677.78
72656.22
1119260.81
1084965.27
26247.72
8047.82
9805.60
737.25
30477.72
123962.34
32041.34
91920.99
491.99
4756.96
-1032.54
4255.78
1847113.65

353397.28
48642.45
47305.51
1336.94
237957.23
165070.53
37838.00
6882.80
28165.90
66797.60
206160.48
182112.29
24048.18
85675.60
1345671.32
1230999.56
30678.62
83993.14
14548.03
1132.63
31732.63
135346.49
32792.14
102554.35
392.16
5250.92
2947.32
899.11
2183153.98

385746.01 323311.62 362466.19


56937.25
48364.85
65740.89
55937.33
47220.99
64390.49
999.92
1143.85
1350.40
262419.81 203418.85 226370.63
180498.18 128537.07 141405.88
41730.30
38932.23
39837.84
8437.01
8361.15
8948.49
31754.32
27588.41
36178.42
66388.94
71527.92
70354.66
238675.86 251348.88 244066.06
196070.31 209504.21 200117.85
42605.55
41844.67
43948.21
131777.67 136134.64 137474.88
1669203.04 1726084.58 1768305.49
1542024.97 1679386.14 1692351.34
121291.82
38569.80
66417.53
5886.25
8128.63
9536.63
11601.52
10156.82
9822.28
1075.28
315.71
369.16
35044.21
36815.18
37471.69
144135.22 167687.34 162274.59
34038.25
48990.98
37778.02
110096.97 118696.36 124496.57
319.21
319.72
299.96
4797.21
4371.67
4275.53
16089.93
19417.05
22757.32
634.40
3034.95
1448.44
2639099.55 2678998.16 2751031.59

10.71
16.20
15.17
69.59
7.89
1.72
9.18
29.79
53.91
17.63
26.83
13.21
1333.34
17.92
20.23
13.46
16.88
943.68
48.36
53.63
4.12
9.18
2.34
11.57
-20.29
10.38
-385.44
-78.87
18.19

9.15
17.05
18.25
-25.21
10.28
9.35
10.29
22.58
12.74
-0.61
15.77
7.66
77.17
53.81
24.04
25.27
295.36
-92.99
-20.25
-5.06
10.44
6.49
3.80
7.35
-18.60
-8.64
445.92
-29.44
20.88

12.11
35.93
36.36
18.06
11.28
10.01
2.33
7.02
31.14
-1.64
-2.90
-4.48
5.03
0.98
2.45
0.77
72.20
17.32
-3.29
16.93
1.78
-3.23
-22.89
4.89
-6.18
-2.20
17.20
-52.27
2.69

Assets
1

LIQUID FUNDS
a. Cash Balance
Nepalese Notes & Coins
Foreign Currency
b. Bank Balance
1. In Nepal Rastra Bank
2. "A"Class Licensed Institution
3. Other Financial Ins.
4. In Foreign banks
c. Money at Call
INVESTMENTS
a. Govt.Securities
b Others

SHARE & OTHER INVESTMENT

5
6

LOANS & ADVANCES


a. Private Sector
b. Financial Institutions
c. Government Organizations
BILLS PURCHASED
LOANS AGT. COLLECTED BILLS

FIXED ASSETS

OTHER ASSETS
a. Accrued Interests
b. Others
Expenses not Written off
Non Banking Assets
Reconcillation Account
Profit & Loss A/c
TOTAL

9
10
11
12

Statement of Assets and Liabilities of Commercial Banks

Liabilities

Mid-July
2014

2015

2016

Mid-Sept
2016

Mid-Oct
2016

% Change

1
108212.91
87454.02
27696.23
-16561.92
9624.58
15228.20
2010.04
2601.47
4.12
912.42
9700.14
1204463.40
125065.83
450524.99
365048.50
247429.62
16394.45
1513.82
127781.31
31622.89
21397.75
74760.68
-2495.70
23141.71
1477845.65

2
122167.95
97921.41
31063.03
-17279.67
10463.18
18419.75
3291.48
2762.58
0.00
925.56
11440.14
1462896.12
153598.94
559391.64
419883.01
313955.92
16066.61
1698.32
146984.02
35779.54
21287.89
89916.59
-5325.76
27664.37
1774504.78

3
4
5
170147.60 204267.02 204771.81
121090.62 123677.05 131225.66
36597.19
38011.40
40251.80
-4332.54
22285.55
11890.26
16792.32
20293.02
21404.09
37269.65
40158.07
37285.40
6661.23
6728.34
7141.18
14724.43
16630.50
12631.99
0.00
0.00
0.00
5111.62
6026.85
6739.86
10772.37
10772.37
10772.37
1764592.44 1791256.86 1836231.07
178263.95 170228.99 177129.62
698691.30 716150.64 739422.52
524462.99 525438.05 538562.15
340863.88 356386.24 357052.61
22310.33
23052.93
24064.17
3871.77
4944.08
2336.48
166839.27 176708.93 178980.92
34894.47
35293.83
37322.97
22183.24
30566.19
24411.69
109761.56 110848.91 117246.26
3962.29
-2008.31
9875.52
38128.55
3985.40
10354.28
2184811.57 2219312.04 2279835.48

2/1
12.90
11.97
12.16
4.33
8.71
20.96
63.75
6.19
-100.00
1.44
17.94
21.46
22.81
24.16
15.02
26.89
-2.00
12.19
15.03
13.14
-0.51
20.27
113.40
19.54
20.07

3/2
39.27
23.66
17.82
-74.93
60.49
102.34
102.38
433.00
0.00
452.28
-5.84
20.62
16.06
24.90
24.91
8.57
38.86
127.98
13.51
-2.47
4.21
22.07
-174.40
37.83
23.12

5/4
0.25
6.10
5.89
-46.65
5.48
-7.15
6.14
-24.04
0.00
11.83
0.00
2.51
4.05
3.25
2.50
0.19
4.39
-52.74
1.29
5.75
-20.14
5.77
-591.73
159.81
2.73

226401.82
34628.53
33928.61
699.91
177300.62
149910.91
9153.13
18.78
18217.79
14472.67
2
156830.54
155190.33
1640.22
3 SHARE & OTHER INVESTMENT
69534.76
4 LOANS & ADVANCES
891629.91
a. Private Sector
860588.35
b. Financial Institutions
23050.77
c. Government Organizations
7990.78
5 BILLS PURCHASED
9794.86
6 LOANS AGT. COLLECTED BILLS
737.25
7 FIXED ASSETS
22600.03
8 OTHER ASSETS
102400.91
a. Accrued Interests
22763.51
b. Others
79637.40
9 Expenses not Written off
398.44
10 Non Banking Assets
2046.79
11 Reconcillation Account
-6377.24
12 Profit & Loss A/c
1847.55
TOTAL
1477845.62

250377.11
40636.96
39384.90
1252.06
189230.03
147933.67
13172.91
125.88
27997.56
20510.12
200262.57
176214.77
24047.80
81897.82
1087486.69
976374.75
27231.05
83880.89
14533.93
1132.63
24479.96
113748.89
22293.32
91455.57
318.55
2608.84
-2675.08
332.89
1774504.79

274495.34 217704.52 255150.06


47988.66
39861.58
55454.39
47060.55
38812.52
54253.78
928.11
1049.06
1200.61
205858.37 150368.48 174267.55
161790.30 112253.19 124766.41
12470.74
10559.79
13456.10
83.09
179.36
88.63
31514.23
27376.14
35956.41
20648.32
27474.46
25428.12
229827.62 242025.92 234642.24
187275.77 200284.95 190943.84
42551.85
41740.97
43698.41
128320.72 132161.57 133172.16
1380358.68 1430928.23 1465349.69
1256142.55 1387507.43 1392622.00
118383.24
35365.15
63272.89
5832.88
8055.65
9454.80
11595.12
10150.42
9815.88
548.83
315.71
369.16
28610.94
30287.84
30826.66
122000.30 142861.42 136513.28
23985.61
37116.19
26896.78
98014.69 105745.23 109616.50
252.50
246.62
233.70
2543.30
2534.99
2473.90
6258.22
8223.46
10832.58
0.00
1871.35
456.14
2184811.58 2219312.05 2279835.48

10.59
17.35
16.08
78.89
6.73
-1.32
43.92
570.21
53.68
41.72
27.69
13.55
1366.13
17.78
21.97
13.45
18.14
949.72
48.38
53.63
8.32
11.08
-2.07
14.84
-20.05
27.46
-58.05
-81.98
20.07

9.63
18.09
19.49
-25.87
8.79
9.37
-5.33
-33.99
12.56
0.67
14.76
6.28
76.95
56.68
26.93
28.65
334.74
-93.05
-20.22
-51.54
16.87
7.25
7.59
7.17
-20.73
-2.51
-333.95
-100.00
23.12

17.20
39.12
39.78
14.45
15.89
11.15
27.43
-50.58
31.34
-7.45
-3.05
-4.66
4.69
0.76
2.41
0.37
78.91
17.37
-3.30
16.93
1.78
-4.44
-27.53
3.66
-5.24
-2.41
31.73
-75.62
2.73

4
5

6
7

CAPITAL FUND
a. Paid-up Capital
b. Statutory Reserves
c. Retained Earning
d. Others Reserves
BORROWINGS
a. NRB
b. "A"Class Licensed Institution
c. Foreign Banks and Fin. Ins.
d. Other Financial Ins.
e. Bonds and Securities
DEPOSITS
a. Current
b. Savings
c. Fixed
d. Call Deposits
e. Others
Bills Payable
Other Liabilities
1. Loan Loss Provision
2. Interest Suspense a/c
3. Others
Reconcillation A/c
Profit & Loss A/c
TOTAL

Assets
1

LIQUID FUNDS
a. Cash Balance
Nepalese Notes & Coins
Foreign Currency
b. Bank Balance
1. In Nepal Rastra Bank
2. "A"Class Licensed Institution
3. Other Financial Ins.
4. In Foreign banks
c. Money at Call
INVESTMENTS
a. Govt.Securities
b Others

Statement of Assets and Liabilities of Development Banks

Liabilities

Mid-July
2014

2015

2016

Mid-Sept
2016

Mid-Oct
2016

% Change

1
2
27683.64 30296.85
25606.53 27448.46
2706.17
3608.10
-1481.47 -1907.59
852.40
1147.88
2408.48
2454.26
0.00
0.00
2014.38
2260.00
0.00
0.00
394.11
194.26
0.00
0.00
199932.80 237096.19
3964.21
5056.01
105094.40 120779.93
53998.41 62203.55
36345.53 48166.94
530.25
889.75
32.71
27.17
20116.85 20670.18
6860.14
6171.65
3117.96
3322.76
10138.76 11175.78
3671.63
3800.85
5079.57
6296.30
258925.69 300641.79

3
4
34481.56 43432.84
29216.56 29335.62
4420.10
5004.01
-248.18
7288.10
1093.08
1805.11
2993.89
3157.85
5.00
5.00
2988.89
3152.85
0.00
0.00
0.00
0.00
0.00
0.00
278631.25 275889.85
6741.29
5738.25
143668.59 147587.37
68230.74 68648.07
59245.77 53119.34
744.86
796.82
54.46
350.17
18746.57 24060.91
4936.93
5143.97
2618.40
4392.20
11191.25 14524.75
7783.30
9075.67
8153.72
1115.53
350844.75 357082.82

5
44465.45
30576.49
5407.55
6350.01
2131.40
4988.02
5.00
4983.02
0.00
0.00
0.00
293876.63
6453.65
156062.91
71589.54
58842.09
928.44
81.49
20963.34
6176.34
3499.31
11287.69
9877.11
2129.08
376381.12

2/1
9.44
7.19
33.33
28.76
34.66
1.90
0.00
12.19
0.00
-50.71
0.00
18.59
27.54
14.93
15.20
32.53
67.80
-16.92
2.75
-10.04
6.57
10.23
3.52
23.95
16.11

68931.29 79794.81
6139.82
6979.21
6051.74
6894.72
88.07
84.49
27923.34 33250.96
9163.59 14008.99
15810.29 15817.63
2866.92
3255.99
82.54
168.34
34868.13 39564.65
2
3230.11
3338.45
3229.98
3338.33
0.12
0.12
3 SHARE & OTHER INVESTMENT
1564.99
2037.17
4 LOANS & ADVANCES
161799.22 193462.91
a. Private Sector
160516.87 191447.83
b. Financial Institutions
1246.52
1981.58
c. Government Organizations
35.83
33.50
5 BILLS PURCHASED
4.34
7.70
6 LOANS AGT. COLLECTED BILLS
0.00
0.00
7 FIXED ASSETS
5259.37
4925.03
8 OTHER ASSETS
11379.64 10992.49
a. Accrued Interests
3316.39
3803.85
b. Others
8063.25
7188.64
9 Expenses not Written off
43.37
35.13
10 Non Banking Assets
1539.64
1840.38
11 Reconcillation Account
3645.30
3820.15
12 Profit & Loss A/c
1528.41
387.56
TOTAL
258925.69 300641.79

85767.68 81509.51
7891.86
7618.32
7820.18
7523.58
71.68
94.74
39311.73 36278.02
16081.21 13680.16
19092.59 18656.47
3897.84
3729.11
240.09
212.28
38564.09 37613.18
5491.83
5965.54
5479.33
5903.04
12.50
62.50
2103.22
2284.11
232993.26 238233.77
230577.07 235631.33
2414.50
2566.75
1.68
35.69
0.00
0.00
0.00
0.00
4544.27
4657.79
10733.79 13400.49
2793.27
4560.59
7940.52
8839.89
36.37
43.28
1000.79
983.71
7749.91
9048.15
423.63
956.28
350844.75 357082.63

85098.15
9313.99
9164.26
149.73
36490.50
14536.54
16714.70
5017.26
222.01
39293.66
6372.90
6310.40
62.50
2631.68
251513.07
248754.88
2713.63
44.56
0.00
0.00
4903.61
14250.78
3788.96
10461.82
37.47
960.39
9791.90
820.92
376380.85

15.76
7.49
13.67
13.08
13.93
13.42
-4.07
-15.16
19.08
18.23
52.88
14.79
0.05
20.70
13.57
19.71
103.95
42.62
13.47
-2.53
3.35
64.50
3.35
64.13
0.00 10006.18
30.17
3.24
19.57
20.43
19.27
20.44
58.97
21.85
-6.49
-94.97
77.26 -100.00
0.00
0.00
-6.36
-7.73
-3.40
-2.35
14.70
-26.57
-10.85
10.46
-18.99
3.52
19.53
-45.62
4.80
102.87
-74.64
9.31
16.11
16.70

4
5

6
7

CAPITAL FUND
a. Paid-up Capital
b. Statutory Reserves
c. Retained Earning
d. Others Reserves
BORROWINGS
a. NRB
b. "A"Class Licensed Institution
c. Foreign Banks and Fin. Ins.
d. Other Financial Ins.
e. Bonds and Securities
DEPOSITS
a. Current
b. Savings
c. Fixed
d. Call Deposits
e. Others
Bills Payable
Other Liabilities
1. Loan Loss Provision
2. Interest Suspense a/c
3. Others
Reconcillation A/c
Profit & Loss A/c
TOTAL

3/2
13.81
6.44
22.50
-86.99
-4.77
21.99
0.00
32.25
0.00
-100.00
0.00
17.52
33.33
18.95
9.69
23.00
-16.28
100.42
-9.31
-20.01
-21.20
0.14
104.78
29.50
16.70

5/4
2.38
4.23
8.06
-12.87
18.08
57.96
0.00
58.05
0.00
0.00
0.00
6.52
12.47
5.74
4.28
10.77
16.52
-76.73
-12.87
20.07
-20.33
-22.29
8.83
90.86
5.40

Assets
1

LIQUID FUNDS
a. Cash Balance
Nepalese Notes & Coins
Foreign Currency
b. Bank Balance
1. In Nepal Rastra Bank
2. "A"Class Licensed Institution
3. Other Financial Ins.
4. In Foreign banks
c. Money at Call
INVESTMENTS
a. Govt.Securities
b Others

4.40
22.26
21.81
58.05
0.59
6.26
-10.41
34.54
4.58
4.47
6.83
6.90
0.00
15.22
5.57
5.57
5.72
24.85
0.00
0.00
5.28
6.35
-16.92
18.35
-13.44
-2.37
8.22
-14.15
5.40

Statement of Assets and Liabilities of Finance Companies

Liabilities

Mid-July
2014

2015

2016

Mid-Sept
2016

Mid-Oct
2016

% Change

1
9964.89
15924.71
2319.67
-9170.85
891.35
566.16
0.00
566.16
0.00
0.00
0.00
73436.41
78.38
31974.07
34361.69
1249.13
5773.15
6.60
21329.27
10449.46
5938.05
4941.75
1693.55
3345.47
110342.35

2
10527.71
15424.23
2478.72
-8614.79
1239.54
481.95
0.00
481.95
0.00
0.00
0.00
71953.84
91.21
34294.58
31196.45
918.79
5452.80
4.41
20438.99
9531.38
6646.32
4261.29
1805.27
2795.21
108007.39

3
4
10263.32 13520.67
13063.56 12936.55
2663.29
2765.89
-6586.24 -3353.75
1122.71
1171.98
2558.64
1989.24
188.90
39.50
2369.74
1949.74
0.00
0.00
0.00
0.00
0.00
0.00
64279.00 63552.56
130.06
72.57
33060.01 33039.16
24941.22 24852.09
1719.69
1447.59
4428.01
4141.16
0.90
0.38
21108.62 20801.49
8762.38
8327.71
7199.06
7187.78
5147.18
5286.00
2071.83
2060.29
3160.91
678.84
103443.22 102603.48

5
12597.59
12495.77
2671.66
-3794.67
1224.83
4089.96
40.10
4049.86
0.00
0.00
0.00
55817.10
33.45
29646.42
21239.91
687.94
4209.37
0.27
19479.50
8181.06
7005.98
4292.46
2059.77
771.07
94815.25

2/1
5.65
-3.14
6.86
-6.06
39.06
-14.87
0.00
-14.87
0.00
0.00
0.00
-2.02
16.38
7.26
-9.21
-26.45
-5.55
-33.11
-4.17
-8.79
11.93
-13.77
6.60
-16.45
-2.12

3/2
5/4
-2.51
-6.83
-15.30
-3.41
7.45
-3.41
-23.55 13.15
-9.43
4.51
430.89 105.60
0.00
1.52
391.69 107.71
0.00
0.00
0.00
0.00
0.00
0.00
-10.67 -12.17
42.59 -53.91
-3.60 -10.27
-20.05 -14.53
87.17 -52.48
-18.79
1.65
-79.69 -30.36
3.28
-6.36
-8.07
-1.76
8.32
-2.53
20.79 -18.80
14.77
-0.03
13.08 13.59
-4.23
-7.59

23863.52
1093.73
1093.36
0.37
15322.64
3212.44
9693.05
2417.15
0.00
7447.15
2
2484.24
2446.81
37.44
3 SHARE & OTHER INVESTMENT
1556.47
4 LOANS & ADVANCES
65831.69
a. Private Sector
63860.05
b. Financial Institutions
1950.43
c. Government Organizations
21.21
5 BILLS PURCHASED
6.40
6 LOANS AGT. COLLECTED BILLS
0.00
7 FIXED ASSETS
2618.31
8 OTHER ASSETS
10181.79
a. Accrued Interests
5961.44
b. Others
4220.34
9 Expenses not Written off
50.19
10 Non Banking Assets
1170.53
11 Reconcillation Account
1699.39
12 Profit & Loss A/c
879.82
TOTAL
110342.35

23225.37
1026.28
1025.89
0.39
15476.25
3127.86
8847.46
3500.93
0.00
6722.84
2559.46
2559.20
0.26
1740.61
64721.71
63176.98
1465.98
78.74
6.40
0.00
2327.65
10605.10
6694.97
3910.13
38.48
801.69
1802.25
178.66
108007.39

25482.99 24097.58
1056.73
884.95
1056.60
884.89
0.13
0.05
17249.72 16772.36
2626.67
2603.71
10166.97
9715.96
4456.08
4452.68
0.00
0.00
7176.54
6440.28
3356.41
3357.41
3315.21
3316.21
41.20
41.20
1353.73
1688.97
55851.11 56922.58
55305.34 56247.39
494.08
637.90
51.68
37.29
6.40
6.40
526.45
0.00
1889.00
1869.56
11401.12 11425.43
7259.36
7314.19
4141.76
4111.23
30.34
29.82
1253.12
852.97
2081.80
2145.43
210.77
207.32
103443.22 102603.48

22217.97
972.51
972.45
0.06
15612.58
2102.94
9667.04
3842.60
0.00
5632.88
3050.91
2863.61
187.30
1671.05
51442.73
50974.45
431.01
37.27
6.40
0.00
1741.42
11510.53
7092.28
4418.25
28.79
841.23
2132.85
171.37
94815.25

-2.67
-6.17
-6.17
6.89
1.00
-2.63
-8.72
44.84
0.00
-9.73
3.03
4.59
-99.30
11.83
-1.69
-1.07
-24.84
271.34
0.00
0.00
-11.10
4.16
12.30
-7.35
-23.32
-31.51
6.05
-79.69
-2.12

9.72
-7.80
2.97
9.89
2.99
9.89
-67.23 19.87
11.46
-6.91
-16.02 -19.23
14.91
-0.50
27.28 -13.70
0.00
0.00
6.75 -12.54
31.14
-9.13
29.54 -13.65
15623.66 354.65
-22.23
-1.06
-13.71
-9.63
-12.46
-9.37
-66.30 -32.43
-34.37
-0.07
0.00
0.00
0.00
0.00
-18.85
-6.85
7.51
0.74
8.43
-3.03
5.92
7.47
-21.17
-3.46
56.31
-1.38
15.51
-0.59
17.97 -17.34
-4.23
-7.59

4
5

6
7

CAPITAL FUND
a. Paid-up Capital
b. Statutory Reserves
c. Retained Earning
d. Others Reserves
BORROWINGS
a. NRB
b. "A"Class Licensed Institution
c. Foreign Banks and Fin. Ins.
d. Other Financial Ins.
e. Bonds and Securities
DEPOSITS
a. Current
b. Savings
c. Fixed
d. Call Deposits
e. Others
Bills Payable
Other Liabilities
1. Loan Loss Provision
2. Interest Suspense a/c
3. Others
Reconcillation A/c
Profit & Loss A/c
TOTAL

Assets
1

LIQUID FUNDS
a. Cash Balance
Nepalese Notes & Coins
Foreign Currency
b. Bank Balance
1. In Nepal Rastra Bank
2. "A"Class Licensed Institution
3. Other Financial Ins.
4. In Foreign banks
c. Money at Call
INVESTMENTS
a. Govt.Securities
b Others

Profit and Loss Statement of Banks & Financial Institutions (Aggregate)


Mid-July
2014
1 Interest Expenses
1.1 Deposit Liabilities
1.1.1 Saving A/c
1.1.2 Fixed A/c
1.1.2.1 Upto 3 Months Fixed A/c
1.1.2.2 3 to 6 Months fixed A/c
1.1.2.3 6 Months to 1 Year Fixed A/c
1.1.2.4 Above 1 Year
1.1.3 Call Deposit
1.1.4 Certificate of Deposits
1.2 Others
2 Commission/Fee Expense
3 Employees Expenses
4 Office Operating Expenses
5 Exchange Fluctuation Loss
5.1 Due to Change in Exchange Rates
5.2 Due to Foreign Currency Transactions
6 Non-Operatiing Expenses
7. Provision for Risk
7.1 Loan loss Provision
7.1.1 General Loan loss Provision

7.1.1.1 Pass Loan Loss Provision


7.1.1.2 Watch List Provision
7.1.2 Special Loan Loss Provision
7.1.3 Additional Loan Loss Provision
7.2. Provision for Non-Banking Assets
7.3. Provision for Loss on Investment
7.4. Provision for Loss of Other Assets
8 Loan Written Off
9 Provision for Staff Bonus
10 Provision for Income Tax
11 Others
12 Net Profit
TOTAL EXPENSES

2015

2016

Mid-Sept
2016

Mid-Oct
2016

% Change

1
68151.35
66485.63
21763.14
34583.20
2866.37
1065.31
15136.29
15515.23
10108.65
30.64
1665.72
448.04
18747.82
15067.83
30.99
16.21
14.77
143.87
14274.84
12362.41
2835.44
0.00
0.00
9424.45
102.52
1498.26
40.12
374.06
623.54
3452.11
10677.75
45.06
29331.59
160994.78

2
67271.02
65418.33
22494.48
31594.10
1995.01
1043.26
14308.11
14247.72
11302.25
27.50
1852.69
509.46
21218.85
17624.25
64.81
64.83
-0.01
89.80
12781.47
11018.41
4071.38
3210.53
860.85
6627.48
319.54
1429.51
101.98
231.58
439.90
4053.16
12158.39
495.79
37039.32
173746.23

3
64943.04
63252.25
21234.79
31710.65
1914.75
1240.54
15369.26
13186.09
10301.47
5.34
1690.79
546.23
22715.53
18123.58
197.03
182.01
15.02
106.14
9649.95
8451.80
5107.97
4530.40
577.57
3028.49
315.34
1012.22
14.53
171.40
355.03
5851.53
17591.64
61.16
49004.93
189145.80

4
12530.14
12238.03
3897.78
6189.33
236.78
239.06
3223.25
2490.24
2144.43
6.49
292.12
75.90
3793.41
2469.07
11.07
10.69
0.38
43.74
422.33
404.99
436.79
350.27
86.52
-87.11
55.32
22.73
0.20
-5.59
22.03
546.41
1649.29
34.78
4615.69
26213.87

5 2/1
3/2
18355.04
-1.29
-3.46
17852.16
-1.61
-3.31
5697.34
3.36
-5.60
9073.52
-8.64
0.37
368.21 -30.40
-4.02
314.26
-2.07
18.91
4680.06
-5.47
7.42
3710.98
-8.17
-7.45
3071.57
11.81
-8.85
9.73 -10.26
-80.57
502.88
11.22
-8.74
134.01
13.71
7.22
6313.51
13.18
7.05
4245.42
16.97
2.83
10.54 109.15
203.99
7.91 299.81
180.76
2.63 -100.09 -117828.70
39.15 -37.58
18.20
4791.10 -10.46
-24.50
4746.30 -10.87
-23.29
2169.53
43.59
25.46
1632.65
0.00
41.11
536.89
0.00
-32.91
2498.20 -29.68
-54.30
78.56 211.68
-1.32
37.02
-4.59
-29.19
10.57 154.17
-85.75
-2.79
0.00
0.00
336.03 -29.45
-19.29
1389.87
17.41
44.37
4271.82
13.87
44.69
5.57 1000.27
-87.66
12237.16
26.28
32.31
52129.22
7.92
8.86

127191.89
119484.79
3502.98
3049.44
28.74
234.04
190.76
962.10
2108.65
1133.37
8051.43
231.80
6517.57
1302.07
4168.69
220.18
3948.52
5508.69
4041.44
8679.68
806.02
526.32
2020.61
160994.77

134011.48
127175.43
2309.29
1982.25
76.54
160.24
90.26
716.42
2633.89
1176.47
8935.14
248.42
7494.65
1192.07
4761.74
983.31
3778.43
7326.73
4743.47
11842.55
1508.63
157.81
458.66
173746.22

146483.09
138782.71
3487.02
3005.11
136.72
199.66
145.54
589.35
2513.39
1110.61
9828.97
300.48
8074.48
1454.01
5708.82
1342.09
4366.73
9123.21
4775.86
11550.65
1276.09
231.44
167.67
189145.79

19128.89
17723.69
850.03
678.78
29.02
93.18
49.05
74.00
303.55
177.62
1800.16
32.60
1515.65
251.91
906.33
119.18
787.15
1566.55
322.01
448.20
124.19
46.66
1870.87
26213.87

40104.05
37255.90
1371.08
1109.83
41.64
187.09
32.52
161.99
946.31
368.76
2790.76
47.44
2340.24
403.07
1470.56
165.01
1305.54
2597.95
1739.46
2686.45
225.34
82.63
432.05
52129.23

5/4
46.49
45.87
46.17
46.60
55.50
31.46
45.20
49.02
43.24
49.90
72.15
76.57
66.43
71.94
-4.81
-26.00
593.40
-10.49
1034.44
1071.94
396.70
366.11
520.55
-2967.75
42.02
62.88
5094.34
-50.13
1425.04
154.36
159.01
-84.00
165.12
98.86

Income
1. Interest Income
1.1. On Loans and Advance
1.2. On Investment
1.2.1 Government Bonds
1.2.2 Foreign Bonds
1.2.3 NRB Bonds
1.2.4 Deventure & Bonds
1.3 Agency Balance
1.4 On Call Deposit
1.5 Others
2. Comission & Discount
2.1 Bills Purchase & Discount
2.2 Comission
2.3 Others
3 Income From Exchange Fluctuation
3.1 Due to Change in Exchange Rate
3.2 Due to Foreign Currency Trans.
4 Other Operating Income
5 Non Operating Income
6 Provision Written Back
7 Recovery from Written off Loan
8 Income from Extra Ordinary Expenses
9 Net Loss
TOTAL INCOME

5.36
6.44
-34.08
-35.00
166.33
-31.53
-52.68
-25.54
24.91
3.80
10.98
7.17
14.99
-8.45
14.23
346.60
-4.31
33.00
17.37
36.44
87.17
-70.02
-77.30
7.92

9.31
9.13
51.00
51.60
78.62
24.60
61.24
-17.74
-4.57
-5.60
10.00
20.96
7.74
21.97
19.89
36.49
15.57
24.52
0.68
-2.46
-15.41
46.65
-63.44
8.86

109.65
110.20
61.30
63.50
43.48
100.79
-33.71
118.90
211.75
107.61
55.03
45.52
54.40
60.01
62.25
38.45
65.86
65.84
440.19
499.38
81.45
77.09
-76.91
98.86

Profit and Loss Statement of Commercial Banks


Mid-July
2014
1 Interest Expenses
1.1 Deposit Liabilities
1.1.1 Saving A/c
1.1.2 Fixed A/c
1.1.2.1 Upto 3 Months Fixed A/c
1.1.2.2 3 to 6 Months fixed A/c
1.1.2.3 6 Months to 1 Year Fixed A/c
1.1.2.4 Above 1 Year
1.1.3 Call Deposit
1.1.4 Certificate of Deposits
1.2 Others
2 Commission/Fee Expense
3 Employees Expenses
4 Office Operating Expenses
5 Exchange Fluctuation Loss
5.1 Due to Change in Exchange Rates
5.2 Due to Foreign Currency Transactions
6 Non-Operatiing Expenses
7. Provision for Risk
7.1 Loan loss Provision
7.1.1 General Loan loss Provision

7.1.1.1 Pass Loan Loss Provision


7.1.1.2 Watch List Provision
7.1.2 Special Loan Loss Provision
7.1.3 Additional Loan Loss Provision
7.2. Provision for Non-Banking Assets
7.3. Provision for Loss on Investment
7.4. Provision for Loss of Other Assets
8 Loan Written Off
9 Provision for Staff Bonus
10 Provision for Income Tax
11 Others
12 Net Profit
TOTAL EXPENSES

2015

2016

Mid-Sept
2016

Mid-Oct
2016

% Change

1
49263.53
47872.14
13593.22
26009.72
2734.87
861.78
10816.67
11596.41
8238.57
30.63
1391.40
441.61
15561.92
11195.23
23.74
12.23
11.51
15.61
8339.38
8091.42
2084.15
0.00
0.00
6007.27
0.00
207.96
-1.14
41.14
269.95
2660.27
8232.63
6.14
21294.17
117304.18

2
49191.03
47732.95
14740.74
23632.62
1909.08
890.25
10151.63
10681.65
9332.14
27.45
1458.08
505.07
17776.14
13613.82
63.27
63.27
0.00
13.39
9962.24
9070.71
3891.06
3163.99
727.07
5176.73
2.92
679.65
40.37
171.51
103.45
3139.60
9521.99
465.47
28386.05
132741.51

3
47854.50
46323.77
13684.45
24433.35
1842.14
935.82
11607.80
10047.59
8200.79
5.18
1530.73
543.21
19107.70
14313.59
19.05
4.39
14.66
70.03
7061.61
6401.84
4110.57
3625.52
485.05
2197.47
93.81
611.52
4.97
43.27
77.54
4628.86
14145.34
56.32
38128.55
146006.29

4
9369.68
9102.08
2505.43
4860.17
227.80
191.03
2461.52
1979.82
1730.01
6.47
267.60
75.23
3191.32
1919.46
10.56
10.19
0.36
25.89
340.88
330.62
193.00
117.93
75.07
82.20
55.42
15.65
0.20
-5.59
18.27
466.87
1411.15
29.15
3631.05
20489.50

5
2/1
3/2
13835.42
-0.15
-2.72
13406.87
-0.29
-2.95
3694.57
8.44
-7.17
7264.58
-9.14
3.39
352.71
-30.20
-3.51
241.95
3.30
5.12
3728.90
-6.15
14.34
2941.02
-7.89
-5.94
2438.01
13.27 -12.12
9.71
-10.37 -81.14
428.55
4.79
4.98
126.95
14.37
7.55
5173.32
14.23
7.49
3363.65
21.60
5.14
4.33 166.46 -69.90
1.91 417.26 -93.06
2.42 -100.00
0.00
26.89
-14.18 422.82
3645.76
19.46 -29.12
3597.74
12.10 -29.42
1576.29
86.70
5.64
1315.28
0.00
14.59
261.01
0.00 -33.29
1971.16
-13.83 -57.55
50.29
0.00 3118.15
47.53 226.82 -10.02
3.38 -3643.82 -87.68
-2.88
0.00
0.00
309.20
-61.68 -25.05
1169.58
18.02
47.43
3642.55
15.66
48.55
0.16 7475.89 -87.90
10122.57
33.30
34.32
41420.38
13.16
9.99

5/4
47.66
47.29
47.46
49.47
54.83
26.65
51.49
48.55
40.92
49.99
60.14
68.76
62.11
75.24
-58.96
-81.22
568.17
3.87
969.51
988.17
716.72
1015.34
247.67
2297.86
-9.25
203.69
1558.93
-48.44
1592.24
150.51
158.13
-99.45
178.78
102.15

95849.23
91023.28
3239.70
2816.91
28.74
218.55
175.50
714.00
258.09
614.16
7252.50
231.59
6022.89
998.02
4118.09
219.24
3898.85
3614.09
1241.27
4031.87
776.54
420.58
0.00
117304.17

101174.86
97566.06
2065.62
1774.19
76.54
132.56
82.33
491.44
399.14
652.61
8247.23
247.40
7055.01
944.82
4712.88
980.69
3732.18
5281.25
3880.23
7604.21
1445.40
64.77
330.67
132741.51

113200.58
108083.45
3265.06
2828.94
136.72
167.89
131.52
420.46
627.38
804.22
9230.35
300.36
7688.74
1241.25
5461.96
1116.14
4345.81
6555.19
2757.19
7698.29
1024.53
78.21
0.00
146006.29

14951.45
13774.91
817.50
654.03
29.02
92.99
41.46
62.80
131.27
164.96
1715.23
32.58
1464.42
218.23
897.49
118.52
778.98
1139.39
81.83
63.85
121.03
2.23
1517.00
20489.50

31514.37
29609.08
1294.27
1049.41
41.64
184.81
18.41
92.73
230.33
287.96
2643.57
47.43
2247.01
349.14
1454.56
164.75
1289.82
1902.99
1463.97
1988.72
209.49
18.28
224.44
41420.39

110.78
114.95
58.32
60.45
43.48
98.73
-55.59
47.65
75.46
74.56
54.12
45.54
53.44
59.99
62.07
39.01
65.58
67.02
1688.94
3014.80
73.10
720.61
-85.20
102.15

Income
1. Interest Income
1.1. On Loans and Advance
1.2. On Investment
1.2.1 Government Bonds
1.2.2 Foreign Bonds
1.2.3 NRB Bonds
1.2.4 Deventure & Bonds
1.3 Agency Balance
1.4 On Call Deposit
1.5 Others
2. Comission & Discount
2.1 Bills Purchase & Discount
2.2 Comission
2.3 Others
3 Income From Exchange Fluctuation
3.1 Due to Change in Exchange Rate
3.2 Due to Foreign Currency Trans.
4 Other Operating Income
5 Non Operating Income
6 Provision Written Back
7 Recovery from Written off Loan
8 Income from Extra Ordinary Expenses
9 Net Loss
TOTAL INCOME

5.56
11.89
7.19
10.78
-36.24
58.07
-37.02
59.45
166.33
78.62
-39.35
26.65
-53.09
59.75
-31.17 -14.44
54.65
57.18
6.26
23.23
13.72
11.92
6.82
21.41
17.14
8.98
-5.33
31.37
14.44
15.89
347.31
13.81
-4.27
16.44
46.13
24.12
212.60 -28.94
88.60
1.24
86.13 -29.12
-84.60
20.73
0.00 -100.00
13.16
9.99

Profit and Loss Statement of Development Banks


Mid-July

1 Interest Expenses
1.1 Deposit Liabilities
1.1.1 Saving A/c
1.1.2 Fixed A/c
1.1.2.1 Upto 3 Months Fixed A/c
1.1.2.2 3 to 6 Months fixed A/c
1.1.2.3 6 Months to 1 Year Fixed A/c
1.1.2.4 Above 1 Year
1.1.3 Call Deposit
1.1.4 Certificate of Deposits
1.2 Others
2 Commission/Fee Expense
3 Employees Expenses
4 Office Operating Expenses
5 Exchange Fluctuation Loss
5.1 Due to Change in Exchange Rates
5.2 Due to Foreign Currency Transactions
6 Non-Operatiing Expenses
7. Provision for Risk
7.1 Loan loss Provision
7.1.1 General Loan loss Provision

7.1.1.1 Pass Loan Loss Provision


7.1.1.2 Watch List Provision
7.1.2 Special Loan Loss Provision
7.1.3 Additional Loan Loss Provision
7.2. Provision for Non-Banking Assets
7.3. Provision for Loss on Investment
7.4. Provision for Loss of Other Assets
8 Loan Written Off
9 Provision for Staff Bonus
10 Provision for Income Tax
11 Others
12 Net Profit
TOTAL EXPENSES

Mid-Sept
2016

2016

Mid-Oct
2016

% Change

2014

2015

1
13000.57
12811.12
5944.44
5071.10
93.84
146.20
2573.54
2257.51
1795.59
0.00
189.45
5.43
2356.60
2905.88
7.25
3.98
3.26
110.83
3525.12
2554.92
563.53
0.00
0.00
1934.63
56.76
642.02
2.81
325.37
165.54
569.23
1810.11
36.78
4691.95
29185.27

2
13157.27
12804.81
5804.70
5086.43
59.93
116.36
2716.01
2194.14
1913.68
0.00
352.45
3.26
2640.86
3017.24
1.55
1.56
-0.01
41.67
1866.82
1349.90
154.01
27.86
126.15
1104.99
90.90
497.62
11.46
7.84
225.49
704.19
2043.98
20.53
5925.13
29648.00

3
13312.19
13172.88
5946.21
5212.02
54.26
278.90
2769.74
2109.12
2014.52
0.12
139.31
1.36
2907.09
3038.53
177.98
177.62
0.36
16.31
1415.40
1271.31
733.07
652.10
80.97
502.83
35.40
108.91
-0.43
35.62
155.56
962.73
2793.14
4.17
7762.81
32547.27

4
2327.31
2312.82
1028.96
878.92
6.31
44.34
480.87
347.40
404.92
0.01
14.49
0.34
468.08
396.41
0.52
0.50
0.02
15.20
21.00
18.18
241.64
230.20
11.44
-223.36
-0.10
2.82
0.00
0.00
3.76
51.40
153.72
0.26
399.71
3837.71

5 2/1
3/2
5/4
3637.65
1.21
1.18 56.30
3583.40
-0.05
2.87 54.94
1578.85
-2.35
2.44 53.44
1380.74
0.30
2.47 57.10
11.89 -36.13
-9.47 88.59
67.27 -20.41
139.69 51.70
721.22
5.54
1.98 49.98
580.35
-2.81
-3.87 67.06
623.79
6.58
5.27 54.05
0.02
0.00
0.00 48.17
54.25 86.04
-60.47 274.42
6.35 -39.85
-58.30 1765.20
901.16 12.06
10.08 92.52
713.07
3.83
0.71 79.88
6.21 -78.64 11400.55 1100.69
6.00 -60.83 11283.12 1099.73
0.21 -100.39 -2960.52 1128.59
11.83 -62.40
-60.86 -22.12
905.28 -47.04
-24.18 4209.94
917.90 -47.16
-5.82 4948.39
516.85 -72.67
375.98 113.89
259.56
0.00 2240.61 12.76
257.29
0.00
-35.81 2148.53
396.58 -42.88
-54.49 -277.55
4.46 60.14
-61.05 ######
-14.76 -22.49
-78.11 -623.06
2.05 308.19 -103.77
0.00
0.09
0.00
0.00
0.00
8.57 36.22
-31.01 127.77
181.43 23.71
36.71 252.98
529.08 12.92
36.65 244.19
0.03 -44.18
-79.70 -89.01
1388.44 26.28
31.01 247.36
8289.11
1.59
9.78 115.99

22130.34
20111.26
152.46
137.26
0.00
6.77
8.42
168.42
1401.86
296.34
616.60
0.20
401.50
214.90
50.60
0.94
49.67
1372.85
2135.56
1658.69
10.34
69.49
1140.79
29185.27

24453.29
22110.85
134.58
121.98
0.00
10.90
1.71
137.10
1688.66
382.10
585.87
1.02
390.41
194.44
48.86
2.62
46.25
1552.34
402.44
2531.66
21.45
35.69
16.40
29648.00

26440.45
24547.15
123.20
101.73
0.00
11.11
10.35
103.08
1486.16
180.86
487.12
0.12
364.54
122.46
246.86
225.94
20.92
2088.22
1130.88
2018.37
2.61
128.54
4.23
32547.27

3096.78
2965.18
19.21
11.98
0.00
0.00
7.22
11.20
96.81
4.39
71.89
0.02
47.63
24.25
8.84
0.67
8.17
325.06
53.01
37.63
0.00
4.04
240.47
3837.71

7129.91 10.50
6426.51
9.94
48.72 -11.73
34.05 -11.14
0.00
0.00
1.11 60.88
13.55 -79.75
27.23 -18.59
576.28 20.46
51.17 28.94
127.82
-4.98
0.02 409.97
88.58
-2.76
39.22
-9.52
15.99
-3.43
0.27 179.65
15.72
-6.88
550.61 13.07
128.93 -81.16
230.31 52.63
0.41 107.40
23.96 -48.64
81.17 -98.56
8289.11
1.59

Income
1. Interest Income
1.1. On Loans and Advance
1.2. On Investment
1.2.1 Government Bonds
1.2.2 Foreign Bonds
1.2.3 NRB Bonds
1.2.4 Deventure & Bonds
1.3 Agency Balance
1.4 On Call Deposit
1.5 Others
2. Comission & Discount
2.1 Bills Purchase & Discount
2.2 Comission
2.3 Others
3 Income From Exchange Fluctuation
3.1 Due to Change in Exchange Rate
3.2 Due to Foreign Currency Trans.
4 Other Operating Income
5 Non Operating Income
6 Provision Written Back
7 Recovery from Written off Loan
8 Income from Extra Ordinary Expenses
9 Net Loss
TOTAL INCOME

8.13
11.02
-8.46
-16.60
0.00
2.00
506.78
-24.81
-11.99
-52.67
-16.86
-88.61
-6.62
-37.02
405.20
8539.48
-54.77
34.52
181.01
-20.27
-87.85
260.14
-74.18
9.78

130.24
116.73
153.63
184.16
0.00
0.00
87.60
143.25
495.26
1066.78
77.81
0.00
86.00
61.76
80.88
-60.08
92.40
69.39
143.23
512.10
0.00
493.29
-66.25
115.99

Profit and Loss Statement of Finance Companies


Mid-July
2014
1 Interest Expenses
1.1 Deposit Liabilities
1.1.1 Saving A/c
1.1.2 Fixed A/c
1.1.2.1 Upto 3 Months Fixed A/c
1.1.2.2 3 to 6 Months fixed A/c
1.1.2.3 6 Months to 1 Year Fixed A/c
1.1.2.4 Above 1 Year
1.1.3 Call Deposit
1.1.4 Certificate of Deposits
1.2 Others
2 Commission/Fee Expense
3 Employees Expenses
4 Office Operating Expenses
5 Exchange Fluctuation Loss
5.1 Due to Change in Exchange Rates
5.2 Due to Foreign Currency Transactions
6 Non-Operatiing Expenses
7. Provision for Risk
7.1 Loan loss Provision
7.1.1 General Loan loss Provision

7.1.1.1 Pass Loan Loss Provision


7.1.1.2 Watch List Provision
7.1.2 Special Loan Loss Provision
7.1.3 Additional Loan Loss Provision
7.2. Provision for Non-Banking Assets
7.3. Provision for Loss on Investment
7.4. Provision for Loss of Other Assets
8 Loan Written Off
9 Provision for Staff Bonus
10 Provision for Income Tax
11 Others
12 Net Profit
TOTAL EXPENSES

2015

2016

Mid-Sept
2016

Mid-Oct
2016

% Change

1
5887.25
5802.37
2225.47
3502.38
37.66
57.33
1746.08
1661.31
74.49
0.02
84.88
1.00
829.30
966.71
0.00
0.00
0.00
17.43
2410.35
1716.07
187.76
0.00
0.00
1482.55
45.76
648.27
38.45
7.55
188.06
222.60
635.01
2.14
3345.47
14505.33

2
3
4922.73 3776.34
4880.57 3755.60
1949.03 1604.12
2875.05 2065.28
26.00
18.35
36.65
25.82
1440.47
991.72
1371.93 1029.38
56.44
86.16
0.05
0.04
42.16
20.74
1.13
1.67
801.85
700.74
993.19
771.46
0.00
0.00
0.00
0.00
0.00
0.00
34.74
19.81
952.41 1172.94
597.80
778.65
26.31
264.33
18.68
252.78
7.63
11.55
345.76
328.19
225.73
186.13
252.23
291.80
50.14
9.99
52.23
92.51
110.96
121.93
209.37
259.93
592.41
653.15
9.80
0.67
2728.14 3113.58
11356.71 10592.23

4
833.15
823.13
363.39
450.24
2.68
3.68
280.86
163.02
9.49
0.00
10.02
0.33
134.02
153.21
0.00
0.00
0.00
2.65
60.45
56.19
2.15
2.15
0.00
54.04
0.00
4.26
0.00
0.00
0.00
28.14
84.42
5.38
584.92
1886.66

5
881.98
861.89
423.92
428.20
3.60
5.05
229.94
189.61
9.78
0.00
20.08
0.71
239.04
168.70
0.00
0.00
0.00
0.42
240.06
230.66
76.39
57.81
18.58
130.46
23.80
4.26
5.14
0.01
18.26
38.86
100.19
5.38
726.15
2419.73

2/1
3/2
5/4
-16.38 -23.29
5.86
-15.89 -23.05
4.71
-12.42 -17.70 16.66
-17.91 -28.17 -4.90
-30.95 -29.42 34.56
-36.08 -29.53 37.01
-17.50 -31.15 -18.13
-17.42 -24.97 16.31
-24.24
52.65
2.98
170.55 -19.53 ######
-50.33 -50.79 100.35
12.23
48.06 113.75
-3.31 -12.61 78.36
2.74 -22.32 10.11
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
99.32 -42.98 -84.06
-60.49
23.15 297.15
-65.16
30.25 310.50
-85.99 904.68 ######
0.00 1253.25 ######
0.00
51.34
0.00
-76.68
-5.08 141.42
393.30 -17.55
0.00
-61.09
15.68
0.00
30.40 -80.08
0.00
0.00
0.00
0.00
-41.00
9.89
0.00
-5.94
24.15 38.09
-6.71
10.25 18.67
357.41 -93.13
0.00
-18.45
14.13 24.14
-21.71
-6.73 28.25

9212.31
8350.25
110.82
95.26
0.00
8.72
6.84
79.67
448.70
222.87
182.33
0.00
93.18
89.15
0.00
0.00
0.00
521.75
664.61
2989.11
19.14
36.25
879.82
14505.33

8383.33 6842.06
7498.52 6152.12
109.09
98.76
86.08
74.44
0.00
0.00
16.78
20.65
6.23
3.67
87.87
65.81
546.09
399.84
141.75
125.53
102.04
111.50
0.00
0.01
49.23
21.19
52.81
90.30
0.00
0.00
0.00
0.00
0.00
0.00
493.14
479.80
460.80
887.79
1706.69 1833.99
41.78
248.95
57.35
24.70
111.60
163.43
11356.71 10592.23

1080.66
983.60
13.32
12.77
0.00
0.18
0.37
0.00
75.47
8.27
13.05
0.00
3.61
9.44
0.00
0.00
0.00
102.10
187.17
346.73
3.16
40.39
113.40
1886.66

1459.77
1220.31
28.08
26.36
0.00
1.17
0.55
42.02
139.70
29.64
19.37
0.00
4.65
14.71
0.00
0.00
0.00
144.35
146.56
467.42
15.44
40.39
126.44
2419.73

-9.00
-10.20
-1.56
-9.64
0.00
92.50
-8.96
10.30
21.71
-36.40
-44.04
0.00
-47.17
-40.77
-10.24
0.00
-10.24
-5.48
-30.67
-42.90
118.26
58.18
-87.32
-21.71

Income
1. Interest Income
1.1. On Loans and Advance
1.2. On Investment
1.2.1 Government Bonds
1.2.2 Foreign Bonds
1.2.3 NRB Bonds
1.2.4 Deventure & Bonds
1.3 Agency Balance
1.4 On Call Deposit
1.5 Others
2. Comission & Discount
2.1 Bills Purchase & Discount
2.2 Comission
2.3 Others
3 Income From Exchange Fluctuation
3.1 Due to Change in Exchange Rate
3.2 Due to Foreign Currency Trans.
4 Other Operating Income
5 Non Operating Income
6 Provision Written Back
7 Recovery from Written off Loan
8 Income from Extra Ordinary Expenses
9 Net Loss
TOTAL INCOME

10

-18.38
-17.96
-9.47
-13.52
0.00
23.06
-41.05
-25.11
-26.78
-11.45
9.27
0.00
-56.95
71.00
-99.57
0.00
-99.94
-2.71
92.66
7.46
495.90
-56.94
46.45
-6.73

35.08
24.07
110.89
106.49
0.00
538.95
50.00
######
85.11
258.35
48.41
0.00
28.89
55.88
0.00
0.00
0.00
41.38
-21.70
34.81
387.95
0.00
11.50
28.25

Statement of Loans and Advances of Banks & Financial Institutions (Aggregate)


Mid-July
2014

Sectorwise

2015

2016

Mid-Sept
2016

Mid-Oct
2016

% Change

3
4
5
76816.32
80101.53
81924.25
1980.46
2044.64
2143.31
3404.03
3572.03
3602.13
296097.02 303226.36 309304.12
182851.94 190734.95 193580.52
46417.77
47985.12
49334.48
19473.46
20029.44
20939.47
67489.25
71110.29
72252.13
374322.54 388849.16 395003.99
135000.17 135770.85 140947.30
54426.26
56752.96
58956.30
72146.41
74353.26
76041.83
120843.49 126625.73 129684.08
1654.98
1561.52
1569.97
228955.74 233839.25 243213.03
1681879.83 1736557.09 1778496.92

2/1
28.31
22.15
-1.52
14.85
28.53
34.89
15.82
10.85
21.86
18.75
33.79
18.10
16.61
44.93
20.12
20.49

3/2
24.33
-40.98
-3.45
15.87
19.92
34.39
20.14
39.29
25.91
25.82
23.61
12.80
19.12
-3.45
34.89
23.54

173069.81 223149.61
211367.58 245994.73
48161.32
55141.88
250607.47 293603.14
89484.87 118861.54
82482.16
85678.07
20031.63
24084.77
63653.90
80966.96
50576.56
63889.82
10045.08
13511.29
130323.28 156470.18
1129803.66 1361351.98

272694.42 276786.72 285348.14


294326.89 309241.53 317327.83
72678.07
79395.98
76917.50
365785.23 381347.86 389245.70
142815.41 149478.42 153097.78
108071.88 110377.47 113439.32
37681.04
37305.06
38774.94
110094.35 118639.59 123900.08
81239.19
77963.46
87861.77
12530.80
10775.20
10664.54
183962.55 185245.81 181919.34
1681879.83 1736557.10 1778496.93

28.94
16.38
14.49
17.16
32.83
3.87
20.23
27.20
26.32
34.51
20.06
20.49

22.20 3.09
19.65 2.61
31.80 -3.12
24.58 2.07
20.15 2.42
26.14 2.77
56.45 3.94
35.97 4.43
27.16 12.70
-7.26 -1.03
17.57 -1.80
23.54 2.42

31102.67
31374.67
992.12
784.73
14092.14
18776.93
10774.58
9824.90
9893.47
8925.88
881.11
899.02
936410.77 1131830.49
785804.82 957231.98
150605.95 174598.50
11927.48
13969.01
2817.51
3532.80
9109.97
10436.21
29975.14
40479.05
2155.95
2385.24
20737.62
27833.31
2001.69
2350.72
2167.66
3581.03
192.25
93.08
2706.26
4235.68
410.98
427.58
94117.78 113884.53
1129803.67 1361351.89

30642.25
29769.63
28269.75 0.87
-2.33 -5.04
1014.67
1180.78
1590.44 -20.90
29.30 34.69
29668.70
29427.19
30394.67 33.24
58.01 3.29
10553.39
11406.70
12149.33 -8.81
7.41 6.51
9577.14
9961.46
10672.02 -9.78
7.30 7.13
976.25
1445.24
1477.31 2.03
8.59 2.22
1463645.87 1516765.99 1554161.20 20.87
29.32 2.47
1207217.80 1253569.61 1284739.44 21.82
26.12 2.49
256428.07 263196.39 269421.76 15.93
46.87 2.37
15710.45
14841.72
14406.88 17.12
12.47 -2.93
3525.87
1527.63
1414.30 25.39
-0.20 -7.42
12184.58
13314.09
12992.59 14.56
16.75 -2.41
52993.07
52905.89
55185.31 35.04
30.91 4.31
2364.19
2518.79
2525.77 10.64
-0.88 0.28
33209.50
33847.66
35190.25 34.22
19.32 3.97
4054.12
4411.66
4977.52 17.44
72.46 12.83
4855.55
5136.50
5313.48 65.20
35.59 3.45
4226.93
900.78
897.80 -51.58 4441.02 -0.33
4282.79
6090.49
6280.49 56.51
1.11 3.12
416.03
553.38
676.45 4.04
-2.70 22.24
77235.40
79705.83
81662.90 21.00 -32.18 2.46
1681879.83 1736557.11 1778496.93 20.49
23.54 2.42

Agricultural and Forest Related


48152.08
61783.87
Fishery Related
2747.06
3355.59
Mining Related
3580.05
3525.74
Agriculture, Forestry & Bevarage Production Related
222489.70 255534.57
Construction
118632.87 152480.40
Electricity,Gas and Water
25606.61
34540.43
Metal Products, Machinary & Electronic Equipment & Assemblage 13994.97
16208.31
Transport, Communication and Public Utilities
43707.55
48451.67
Wholesaler & Retailer
243966.15 297286.58
Finance, Insurance and Real Estate
90353.77 107293.66
Hotel or Restaurant
32909.63
44028.90
Other Services
54154.23
63957.60
Consumption Loans
87003.21 101450.14
Local Government
1182.73
1714.14
Others
141309.64 169740.36
TOTAL
1129803.67 1361351.97

5/4
2.28
4.83
0.84
2.00
1.49
2.81
4.54
1.61
1.58
3.81
3.88
2.27
2.42
0.54
4.01
2.42

Productwise
Term Loan
Overdraft
Trust Receipt Loan / Import Loan
Demand & Other Working Capital Loan
Residential Personal Home Loan (Up to Rs. 1 Crore)
Real Estate Loan
Margin Nature Loan
Hire Purchase Loan
Deprived Sector Loan
Bills Purchased
Other Product

Total
Collateral wise
Gold and Silver
Government Securities
Non Governmental Securities
Fixed Deposit Receipts
Own
Other Licences Institutions
Collateral of Properties
Fixed Assets
Current Assets
Against security of Bill
Domestic Bills
Foreign Bills
Against Guarantee
Government Guarantee
Institutional Guarantee
Personal Guarantee
Collective Guarantee
International Rated Foreign Bank's Guarantee
Other Guarantee
Credit Card
Others

Total

11

Statement of Loans and Advances of Commercial Banks


Mid-July
2014

Sectorwise

2015

Mid-Oct
2016

Mid-Sept
2016

2016

% Change

Agricultural and Forest Related


37810.81
47818.18
59611.10
62639.89
64046.92
Fishery Related
2491.48
2888.07
1513.96
1561.61
1653.28
Mining Related
3258.97
3064.11
2970.72
3184.62
3197.62
Agriculture, Forestry & Bevarage Production Related
207142.86 239722.81 278304.22 285593.03 291187.81
Construction
88914.98 115175.72 142303.46 148982.34 151665.49
Electricity,Gas and Water
21784.34
29412.29
42101.95
43878.11
45047.04
Metal Products, Machinary & Electronic Equipment & Assemblage
10887.77
12402.24
16327.51
16882.77
17893.96
Transport, Communication and Public Utilities
25221.64
26254.45
43246.45
45074.59
46411.44
Wholesaler & Retailer
205667.15 256252.52 330886.83 344737.71 351020.41
Finance, Insurance and Real Estate
72768.84
89220.30 114517.91 114379.15 118584.98
Hotel or Restaurant
24846.43
35337.97
43361.87
45990.96
47822.01
Other Services
43987.36
53099.98
60591.89
62910.63
64173.53
Consumption Loans
68227.23
80339.71
99230.33 104876.57 106685.96
Local Government
1096.16
1621.81
1576.17
1480.80
1485.50
Others
88042.57 110543.10 155958.26 159221.56 164658.78
TOTAL
902162.01 1103153.25 1392502.62 1441394.34 1475534.73

2/1
26.47
15.92
-5.98
15.73
29.53
35.02
13.91
4.09
24.60
22.61
42.23
20.72
17.75
47.95
25.56
22.28

3/2
24.66
-47.58
-3.05
16.09
23.55
43.14
31.65
64.72
29.13
28.35
22.71
14.11
23.51
-2.81
41.08
26.23

5/4
2.25
5.87
0.41
1.96
1.80
2.66
5.99
2.97
1.82
3.68
3.98
2.01
1.73
0.32
3.41
2.37

Productwise
Term Loan
Overdraft
Trust Receipt Loan / Import Loan
Demand & Other Working Capital Loan
Residential Personal Home Loan (Up to Rs. 1 Crore)
Real Estate Loan
Margin Nature Loan
Hire Purchase Loan
Deprived Sector Loan
Bills Purchased
Other Product

Total
Collateral wise
Gold and Silver
Government Securities
Non Governmental Securities
Fixed Deposit Receipts
Own
Other Licences Institutions
Collateral of Properties
Fixed Assets
Current Assets
Against security of Bill
Domestic Bills
Foreign Bills
Against Guarantee
Government Guarantee
Institutional Guarantee
Personal Guarantee
Collective Guarantee
International Rated Foreign Bank's Guarantee
Other Guarantee
Credit Card
Others

Total

142965.53 187297.61 227581.99 230774.15 237569.06


170872.66 200106.73 239961.46 255207.35 260956.32
48161.32
55141.88
72677.77
79395.98
76917.50
216015.90 260320.80 334766.54 350321.95 357643.62
64673.30
87842.96 109296.95 114413.22 117325.25
60467.66
63879.59
83603.42
85276.34
87993.08
11988.14
16360.29
28428.82
28652.20
29857.03
41023.45
54406.77
79566.01
86027.85
89864.15
40962.32
51515.94
66005.84
62542.81
71652.98
10034.34
13497.19
12523.00
10766.86
10658.14
94997.38 112783.49 138090.81 138015.66 135097.62
902162.00 1103153.26 1392502.62 1441394.35 1475534.74

31.01
17.11
14.49
20.51
35.83
5.64
36.47
32.62
0.00
34.51
18.72
22.28

21.51 2.94
19.92 2.25
31.80 -3.12
28.60 2.09
24.42 2.55
30.88 3.19
73.77 4.20
46.24 4.46
0.00 14.57
-7.22 -1.01
22.44 -2.11
26.23 2.37

27088.37
26813.12
26326.42
25614.19
24364.08 -1.02
-1.82 -4.88
968.71
751.68
991.90
1155.04
1559.94 -22.40
31.96 35.06
8973.82
13183.16
23084.76
22935.11
23713.73 46.91
75.11 3.39
7359.78
6561.88
7542.78
8419.56
8952.54 -10.84
14.95 6.33
6478.67
5662.90
6566.55
6974.32
7475.23 -12.59
15.96 7.18
881.11
898.97
976.23
1445.24
1477.31
2.03
8.59 2.22
733614.96 900985.02 1206655.78 1254377.65 1284204.76 22.81
33.93 2.38
583662.27 726933.32 950449.10 991385.68 1014988.83 24.55
30.75 2.38
149952.69 174051.71 256206.67 262991.97 269215.93 16.07
47.20 2.37
11923.28
13672.66
15133.48
14317.07
13888.08 14.67
10.68 -3.00
2813.31
3236.45
2950.40
1004.46
896.96 15.04
-8.84 -10.70
9109.97
10436.21
12183.08
13312.61
12991.12 14.56
16.74 -2.41
25697.50
34298.71
44016.18
43231.78
45191.89 33.47
28.33 4.53
1975.30
2208.28
2191.40
2343.25
2348.86 11.79
-0.76 0.24
18972.97
24969.73
28853.08
29200.85
30356.80 31.61
15.55 3.96
1684.14
2069.26
3325.36
3528.97
4098.33 22.87
60.70 16.13
404.05
951.02
1365.35
1417.38
1433.25 135.37
43.57 1.12
117.47
93.08
4226.93
900.78
897.80 -20.76 4441.02 -0.33
2529.85
4007.34
4054.06
5840.54
6056.84 58.40
1.17 3.70
410.98
427.58
416.03
553.38
676.45
4.04
-2.70 22.24
86124.60 106459.44
68335.30
70790.57
72983.26 23.61 -35.81 3.10
902162.02 1103153.26 1392502.62 1441394.36 1475534.73 22.28
26.23 2.37

12

Statement of Loans and Advances of Development Banks


Mid-July
2014

Sectorwise

2015

Mid-Sept
2016

2016

Mid-Oct
2016

% Change

Agricultural and Forest Related


8423.26 12002.65 15169.69 15369.19 15917.75
Fishery Related
214.77
404.87
410.64
425.06
456.77
Mining Related
275.24
390.09
391.51
346.19
368.80
Agriculture, Forestry & Bevarage Production Related
10699.48 12179.35 14829.67 14715.09 15541.00
Construction
19507.92 26554.42 32645.74 33638.12 34292.34
Electricity,Gas and Water
3617.75
4933.46
4000.83
3817.29
3990.24
Metal Products, Machinary & Electronic Equipment & Assemblage
2385.15
2976.90
2395.14
2383.67
2335.47
Transport, Communication and Public Utilities
12897.59 15099.18 17830.86 19240.76 19892.83
Wholesaler & Retailer
29633.88 32542.18 35847.16 36520.12 37552.18
Finance, Insurance and Real Estate
12797.65 13368.46 16264.86 17234.70 18487.32
Hotel or Restaurant
6278.73
7231.42
9287.71
8968.74
9829.75
Other Services
7909.36
8661.91
9369.02
9294.29
9933.90
Consumption Loans
12728.61 15563.89 17035.39 17308.50 18763.94
Local Government
38.04
32.34
41.32
43.22
46.97
Others
34396.15 41529.50 57473.73 58928.83 64103.81
TOTAL
161803.56 193470.61 232993.26 238233.77 251513.07

2/1
3/2
42.49 26.39
88.51
1.42
41.73
0.36
13.83 21.76
36.12 22.94
36.37 -18.90
24.81 -19.54
17.07 18.09
9.81 10.16
4.46 21.67
15.17 28.44
9.51
8.16
22.27
9.45
-14.98 27.76
20.74 38.39
19.57 20.43

5/4
3.57
7.46
6.53
5.61
1.94
4.53
-2.02
3.39
2.83
7.27
9.60
6.88
8.41
8.68
8.78
5.57

Productwise
Term Loan
Overdraft
Trust Receipt Loan / Import Loan
Demand & Other Working Capital Loan
Residential Personal Home Loan (Up to Rs. 1 Crore)
Real Estate Loan
Margin Nature Loan
Hire Purchase Loan
Deprived Sector Loan
Bills Purchased
Other Product

Total
Collateral wise
Gold and Silver
Government Securities
Non Governmental Securities
Fixed Deposit Receipts
Own
Other Licences Institutions
Collateral of Properties
Fixed Assets
Current Assets
Against security of Bill
Domestic Bills
Foreign Bills
Against Guarantee
Government Guarantee
Institutional Guarantee
Personal Guarantee
Collective Guarantee
International Rated Foreign Bank's Guarantee
Other Guarantee
Credit Card
Others

Total

21437.34 27992.73 37259.67 38086.57 40736.85


40494.92 45887.99 54365.43 54034.19 56371.51
0.00
0.00
0.30
0.00
0.00
19857.01 20503.15 20231.27 20343.83 22657.25
16820.26 22476.27 26787.73 28122.82 28853.88
12773.90 13116.83 17273.22 18026.28 18718.56
4112.98
3831.26
5205.67
5031.45
5403.06
15906.14 18970.95 23685.84 25243.72 27626.96
7564.63 10198.29 12938.71 13216.71 14099.88
4.34
7.70
1.40
1.94
0.00
22832.03 30485.43 35244.02 36126.27 37045.12
161803.56 193470.61 232993.26 238233.77 251513.07

30.58 33.10
6.96
13.32 18.47
4.33
0.00
0.00
0.00
3.25 -1.33 11.37
33.63 19.18
2.60
2.68 31.69
3.84
-6.85 35.87
7.39
19.27 24.85
9.44
0.00
0.00
6.68
77.26 -81.82 -100.00
33.52 15.61
2.54
19.57 20.43
5.57

3680.33
4111.82
4189.41
4003.34
3737.92 11.72
1.89
5.85
12.34
6.15
9.11
13.86 110.90 -50.16
3181.68
3330.32
4660.50
4659.83
4977.18
4.67 39.94
1709.14
2014.24
2155.69
2124.44
2427.94 17.85
7.02
1709.14
2014.20
2155.67
2124.44
2427.94 17.85
7.02
0.00
0.05
0.02
0.00
0.00
0.00 -55.56
147209.51 177855.55 213181.75 217977.17 229894.10 20.82 19.86
146794.10 177513.72 213171.49 217966.92 229884.99 20.93 20.09
415.41
341.83
10.26
10.24
9.12 -17.71 -97.00
4.20
15.30
8.28
8.32
8.30 264.19 -45.88
4.20
15.30
8.28
8.32
8.30 264.19 -45.88
0.00
0.00
0.00
0.00
0.00
0.00
0.00
3621.07
5424.35
7887.82
8543.33
8949.41 49.80 45.42
112.75
112.07
113.69
118.44
117.07
-0.60
1.44
1492.52
2552.54
3716.23
3982.33
4234.82 71.02 45.59
200.91
155.40
570.85
726.55
725.25 -22.65 267.33
1737.70
2602.75
3481.97
3710.88
3866.99 49.78 33.78
74.78
0.00
0.00
0.00
0.00 -100.00
0.00
2.41
1.59
5.10
5.13
5.28 -33.93 220.21
0.00
0.00
0.00
0.00
0.00
0.00
0.00
2391.77
706.70
903.66
908.22
1504.34 -70.45 27.87
161803.56 193470.61 232993.26 238233.77 251513.07 19.57 20.43

13

-6.63
52.12
6.81
14.29
14.29
0.00
5.47
5.47
-10.99
-0.27
-0.27
0.00
4.75
-1.16
6.34
-0.18
4.21
0.00
2.89
0.00
65.64
5.57

Statement of Loans and Advances of Finance Companies


Mid-Sept Mid-Oct
2016
2016

Mid-July
2014

Sectorwise

2015

2016

% Change

2/1

3/2

5/4

Agricultural and Forest Related


1918.01 1963.05 2035.53 2092.45 1959.58 2.35
3.69 -6.35
Fishery Related
40.81
62.64
55.86
57.98
33.27 53.49 -10.83 -42.62
Mining Related
45.84
71.55
41.80
41.22
35.71 56.09 -41.57 -13.37
Agriculture, Forestry & Bevarage Production Related
4647.36 3632.41 2963.13 2918.24 2575.31 -21.84 -18.43 -11.75
Construction
10209.97 10750.27 7902.75 8114.49 7622.69 5.29 -26.49 -6.06
Electricity,Gas and Water
204.52
194.69
314.99
289.72
297.20 -4.81 61.79 2.58
Metal Products, Machinary & Electronic Equipment & Assemblage722.06
829.16
750.81
763.00
710.04 14.83 -9.45 -6.94
Transport, Communication and Public Utilities
5588.33 7098.04 6411.94 6794.94 5947.86 27.02 -9.67 -12.47
Wholesaler & Retailer
8665.13 8491.89 7588.55 7591.33 6431.40 -2.00 -10.64 -15.28
Finance, Insurance and Real Estate
4787.27 4704.90 4217.40 4157.00 3874.99 -1.72 -10.36 -6.78
Hotel or Restaurant
1784.46 1459.52 1776.67 1793.26 1304.54 -18.21 21.73 -27.25
Other Services
2257.51 2195.70 2185.50 2148.33 1934.40 -2.74 -0.46 -9.96
Consumption Loans
6047.38 5546.54 4577.78 4440.65 4234.19 -8.28 -17.47 -4.65
Local Government
48.53
59.99
37.50
37.50
37.50 23.63 -37.50 0.00
Others
18870.91 17667.77 15523.75 15688.86 14450.45 -6.38 -12.14 -7.89
TOTAL
65838.09 64728.11 56383.96 56928.98 51449.13 -1.69 -12.89 -9.63

Productwise
Term Loan
Overdraft
Trust Receipt Loan / Import Loan
Demand & Other Working Capital Loan
Residential Personal Home Loan (Up to Rs. 1 Crore)
Real Estate Loan
Margin Nature Loan
Hire Purchase Loan
Deprived Sector Loan
Bills Purchased
Other Product

Total
Collateral wise
Gold and Silver
Government Securities
Non Governmental Securities
Fixed Deposit Receipts
Own
Other Licences Institutions
Collateral of Properties
Fixed Assets
Current Assets
Against security of Bill
Domestic Bills
Foreign Bills
Against Guarantee
Government Guarantee
Institutional Guarantee
Personal Guarantee
Collective Guarantee
International Rated Foreign Bank's Guarantee
Other Guarantee
Credit Card
Others

Total

8666.94 7859.26 7852.76 7926.00 7042.24 -9.32 -0.08 -11.15


0.00
0.00
0.00
0.00
0.00 0.00
0.00 0.00
0.00
0.00
0.00
0.00
0.00 0.00
0.00 0.00
14734.55 12779.18 10787.42 10682.08 8944.83 -13.27 -15.59 -16.26
7991.30 8542.32 6730.72 6942.39 6918.65 6.90 -21.21 -0.34
9240.60 8681.64 7195.24 7074.85 6727.68 -6.05 -17.12 -4.91
3930.51 3893.22 4046.55 3621.40 3514.85 -0.95
3.94 -2.94
6724.31 7589.24 6842.49 7368.03 6408.97 12.86 -9.84 -13.02
2049.60 2175.58 2294.65 2203.95 2108.92 0.00
0.00 -4.31
6.40
6.40
6.40
6.40
6.40 0.00
0.00 0.00
12493.87 13201.26 10627.73 11103.88 9776.59 5.66 -19.49 -11.95
65838.09 64728.11 56383.96 56928.98 51449.13 -1.69 -12.89 -9.63
333.97
449.73
126.42
152.10
167.75 34.66 -71.89 10.29
17.56
20.72
16.63
16.63
16.63 17.98 -19.73 0.03
1936.64 2263.45 1923.44 1832.25 1703.76 16.88 -15.02 -7.01
1705.66 1248.78
854.92
862.70
768.85 -26.79 -31.54 -10.88
1705.66 1248.78
854.92
862.70
768.85 -26.79 -31.54 -10.88
0.00
0.00
0.00
0.00
0.00 0.00
0.00 0.00
55586.29 52989.91 43808.35 44411.18 40062.33 -4.67 -17.33 -9.79
55348.44 52784.94 43597.21 44217.01 39865.63 -4.63 -17.41 -9.84
237.85
204.97
211.14
194.17
196.71 -13.82
3.01 1.31
0.00
281.05
568.69
516.33
510.50 0.00 102.34 -1.13
0.00
281.05
567.19
514.85
509.04 0.00 101.81 -1.13
0.00
0.00
1.50
1.48
1.47 0.00
0.00 -0.88
656.57
755.99 1089.07 1130.78 1044.01 15.14 44.06 -7.67
67.90
64.90
59.11
57.11
59.85 -4.42 -8.93 4.80
272.12
311.04
640.19
664.48
598.62 14.30 105.83 -9.91
116.64
126.05
157.91
156.14
153.94 8.07 25.27 -1.41
25.91
27.25
8.24
8.24
13.24 5.20 -69.78 60.71
0.00
0.00
0.00
0.00
0.00 0.00
0.00 0.00
174.00
226.74
223.63
244.82
218.36 30.31 -1.37 -10.81
0.00
0.00
0.00
0.00
0.00 0.00
0.00 0.00
5601.40 6718.39 7996.44 8007.03 7175.30 19.94 19.02 -10.39
65838.09 64728.01 56383.96 56928.98 51449.13 -1.69 -12.89 -9.63

14

2060.87
2.76
-3136.74
847.17

4454.68

4067.50
0.07
618.35
718.45
300.00

3205.83
3104.51
246.58
1024.22
2599.78

2897.53

2073.86

1390.16

974.63
1825.39

1102.18
761.38

1942.87
295.69
600.00

1175.73
528.17
6807.20

MBL

6039.33
3037.13

NIC

6977.80
3883.74

NCC

9276.78
4499.15
465.21

BOK

7573.52
2812.43

EBL

16287.75
8706.61

NBB

11587.92
6183.54

NSBI

9322.99
8588.97

HBL

NABIL

6273.54
6499.48

NIBL

RBB

BFI Name

NBL

S.N.

SCBNL

Statement of Assets and Liabilities as on Asoj end, 2073(Mid-Oct, 2016)

Liabilities
1

4
5

6
7

CAPITAL FUND
a. Paid-up Capital
b. Calls in Advance
c. Proposed Bonus Share
d. General Reserves
e. Share Premium
f. Retained Earning
BORROWINGS
a. NRB
b. Interbank Borrowing
c. Foreign Banks and Fin. Ins.
d. Other Financial Ins.
e. Bonds and Securities
DEPOSITS
a. Current
Domestic
Foreign
b. Savings
Domestic
Foreign
c. Fixed
Domestic
Foreign
d. Call Deposits
Domestic
Foreign
e. Others
Domestic
Foreign
Bills Payable
Other Liabilities
1. Sundry Creditors
2. Loan Loss Provision
3. Interest Suspense a/c
4. Others
Reconcillation A/c
Profit & Loss A/c

-3607.73
-112.93
940.20
640.20

68.09
134.09
19.49
19.49

6890.38
2742.60

8509.02
4576.89

3921.20
2353.18

7715.15
5819.65

5382.41
3864.54

1940.60
18.56
1039.26
1149.36
1073.85
5.00

1490.87

596.82
0.08
966.25
4.87
2.50
2.50

1263.49
319.96
105.64
206.41
2900.00

603.69
112.79
733.85
67.54
1553.82
1553.82

1049.78

300.00

1780.29
660.97
2944.40
94.40
1850.00

2400.00

600.00
93226.21
10567.44
8605.28
1962.16
47875.09
46554.13
1320.96
18953.15
16171.74
2781.41
14251.99
7948.77
6303.22
1578.55
1248.25
330.31
189.56
4011.73
256.79
1407.41
563.26
1784.28
257.96
438.46

5807.20
1000.00
68897.83
5634.51
5288.64
345.87
29158.83
28919.55
239.29
21633.98
18004.48
3629.50
12000.29
6195.14
5805.14
470.22
406.56
63.66
312.19
2512.22
202.61
618.77
73.61
1617.23
161.99
354.18

39695.13
2659.41
2379.46
279.95
12394.88
12346.84
48.04
18417.83
17765.59
652.23
5507.63
5112.99
394.64
715.39
715.15
0.24
126.35
5786.26
242.61
632.87
328.41
4582.38
1.03
337.45

1068.85
89155.10
8172.65
7844.43
328.22
40596.51
40426.63
169.88
25211.36
20522.78
4688.58
13749.15
10402.94
3346.20
1425.43
1419.86
5.57
423.79
12140.35
500.91
963.56
227.87
10448.01
7.31
513.42

1000.00
69326.38
5149.56
4800.92
348.65
22111.48
21679.89
431.59
28538.64
28484.54
54.10
12869.23
12584.04
285.19
657.46
558.66
98.80
39.19
3341.86
217.76
2042.70
296.32
785.07
270.97

30633.05
1276.11
1179.54
96.58
9925.43
9610.76
314.67
11136.70
10859.15
277.55
7920.62
7912.35
8.27
374.18
373.17
1.01
4.27
1861.98
214.17
459.59
190.51
997.71
4.74
198.73

261.05

226.69

68246.12 108000.71

86023.41

52005.04 110204.19

84431.82

36626.47

86495.48

69793.63

8684.70
2455.06
2424.99
30.07
6229.64
4488.20
4461.20
27.00
889.75
791.96
97.79
47.82
803.88

720.87

300.00
1550.00
120128.22 114869.88
18037.14 14782.49
15191.83
9099.30
2845.31
5683.18
56834.19 41425.99
53537.35 40234.06
3296.84
1191.93
9673.26 29686.75
8349.55 29148.36
1323.71
538.38
33008.19 27048.61
18795.88 21020.79
14212.31
6027.82
2575.43
1926.05
2375.05
1565.76
200.38
360.29
296.14
0.21
17486.96 12115.86
7765.00
1274.30
1714.94
1681.59
440.01
500.40
7567.01
8659.57
13.22
958.96
740.80

117647.72

178020.06

150758.19 146627.51

LIQUID FUNDS
13836.45
a. Cash Balance
3305.02
Nepalese Notes & Coins
3267.68
Foreign Currency
37.34
b. Bank Balance
10531.44
1. In Nepal Rastra Bank
9336.07
Domestic Currency
9269.00
Foreign Currency
67.08
2. "A"Class Licensed Institution
443.49
Domestic Currency
443.49
Foreign Currency
3. Other Financial Ins.
4. In Foreign Banks
751.88
c. Money at Call
Domestic Currency
Foreign Currency
INVESTMENT IN SECURITIES
12278.82
a. Govt.Securities
9152.74
b. NRB Bond
3126.08
c. Govt.Non-Fin. Ins.
d. Other Non-Fin Ins.
e Non Residents
SHARE & OTHER INVESTMENT
5307.83
a. Interbank Lending
3850.00
b. Non Residents
1329.48
c. Others
128.36
LOANS & ADVANCES
66026.65
a. Private Sector
66026.65
b. Financial Institutions
c. Government Organizations
5 BILL PURCHASED
4.62
a. Domestic Bills Purchased
0.40
b. Foreign Bills Purchased
4.22
c. Import Bills & Imports
6 LOANS AGAINST COLLECTED BILLS
a. Against Domestic Bills
b. Against Foreign Bills
FIXED ASSETS
436.62
OTHER ASSETS
17038.02
a. Accrued Interest:
4467.63
Financial Institutions
Government Enterprises
Private Sector
4467.63
b. Staff Loans / Adv.
1567.57
c. Sundry Debtors
4976.68
d. Cash In Transit
e. Others
6026.14
9 Expenses not Written off
13.18
Non Banking Assets
136.94
Reconcillation Account
2568.59
Profit & Loss A/c

22303.01
4888.87
4782.26
106.61
15269.14
12309.45
12147.69
161.76
1679.90
1668.94
10.96

12736.78
2121.73
1982.67
139.05
9788.82
7665.76
6224.97
1440.79
184.31
184.31

13859.42
2826.19
2682.65
143.54
10905.55
5063.62
4587.09
476.52
708.76
633.75
75.00

11055.23
902.14
869.44
32.70
2983.50
1793.28
1751.24
42.04
64.82
64.82

10446.04
1937.70
1836.47
101.23
8280.00
4081.24
3933.51
147.73
142.01
142.01

6892.54
2808.05
2789.76
18.29
4069.07
3151.34
3115.29
36.05
340.54
340.54

5544.78
1281.59
1249.01
32.58
4263.19
2934.22
2840.71
93.50
272.67
272.65
0.02

18029.40
2930.72
2909.06
21.67
15098.68
12415.23
12263.86
151.37
774.11
763.20
10.91

8463.64
2200.95
2147.38
53.57
5987.17
3929.39
3890.69
38.70
489.10
483.91
5.19

4473.70
971.89
967.10
4.79
2693.93
2383.40
2350.83
32.57
197.29
190.06
7.23

9006.10
1613.43
1582.48
30.95
6938.90
4390.27
4350.68
39.58
271.41
271.36
0.05

1279.79
2145.00
2145.00

5133.18
127.68

1125.40
7169.59

4056.75
228.34

577.19
15.42

1056.31

1909.34

1568.68
275.52

113.24
807.89

40172.41
28422.41
11750.00

1938.75
826.23
90.00
736.23
18100.72
14573.33
3260.88

127.68
13406.89
10006.89
3400.00

7169.59
8770.51
6240.51
2530.00

228.34
9395.18
5585.03
2200.00

15.42
7777.97
7777.97

3368.97
2498.97
870.00

11221.06
11221.06

275.52
9845.82
9345.82
500.00

807.89
3927.41
2847.41
1080.00

2277.22
453.77
350.00
103.77
10219.46
6955.91
3065.90

1594.87

266.52
20553.74

14402.76

14283.88

1610.14
10731.05

3022.39
750.30
2130.21
141.89
33635.28
32079.87
1527.72
27.69
637.61
568.48
69.13

6744.60

1628.88

364.29
352.28

6668.75
75.85
69487.34
62442.44
2894.60
4150.30
42.70
39.38
3.32

1501.83
127.05
60705.42
57256.32
3186.19
262.91
770.92

86223.77
19059.85
18858.17
201.68
53007.36
52993.93
13.43
10103.58
10018.46
85.12
2585.46
2585.46
1467.52
1466.72
0.80
33.43
14511.73
5522.98
2166.53
4391.36
2430.86
9421.98
1183.28

146595.45
30972.54
30921.83
50.71
92205.53
92150.63
54.90
12101.70
12101.70
9645.58
9468.85
176.73
1670.10
1670.10
63.35
20377.20
2217.90
3970.98
9982.56
4205.76

57412.82
15797.80
9162.25
6635.55
26612.27
22973.36
3638.91
3683.66
2863.87
819.79
10717.67
2192.95
8524.72
601.42
536.11
65.31
204.02
2704.18
424.49
409.41
163.40
1706.88
351.59

500.00
72478.71
2232.39
2181.67
50.71
20301.98
20231.63
70.35
29261.59
28576.93
684.65
20133.31
19476.67
656.64
549.44
549.44
98.59
3041.98
486.42
1082.89
289.59
1183.09

58137.05
2141.27
2112.26
29.01
22428.69
22387.19
41.50
21907.22
21799.40
107.82
11270.48
10778.80
491.68
389.39
334.08
55.31
28.13
4465.54
1590.68
679.14
190.72
2005.00

Assets
1

7
8

10
11
12

TOTAL ASSETS

117647.72

620.88
973.99
85931.63
81579.51
3079.27
1272.85
57.77
39.38
18.39

20125.82
427.92
83432.29
80381.08
3051.21
7.48
7.48

10459.60
3943.16
93871.90
92313.03
1451.85
107.03
573.38
69.36
343.45
160.57

14283.88
32390.86
30882.09
1508.76
0.42
0.09
0.32

15323.28

9635.86
1095.19
70756.65
65811.53
3147.31
1797.81
1427.27
15.20
61.36
1350.71

15167.51
155.77
52209.12
49577.90
2631.23

1929.00
3003.64
690.27
563.26
23.57
103.44
1087.84

1525.77
1506.13
217.06
73.61
55.75
87.70
735.38
182.15

189.68
5517.83
332.47
125.02
4.06
203.39
667.83
213.14

371.55

4304.39

788.59
110.87
677.72

770.92

12.01
25212.34
24952.51
187.99
71.84
134.91
13.77
0.72
120.42

197.65
2739.00
1632.51
1106.49
61331.97
60675.16

6104.78
4965.28

1139.51
24.87

765.23

24.87
49376.39
47750.20
1592.47
33.72
497.95
0.68
497.27

575.56
1568.07
405.60
161.00
89.50
155.10
423.62
544.05

657.39
4208.30
255.44
187.12
55.12
13.20
454.24
1570.54

194.81
2.10
287.99

1928.08
119.72
119.52

86495.48

69793.63

656.82
765.23

106.86
106.86
1383.94
19584.82
10079.33
7746.47
137.15
2195.71
3991.24
741.29
473.43
4299.53

1637.90
14182.42
1112.19
281.07
81.69
749.43
2009.45
4264.46

2389.72
8119.52
744.61
639.33
66.23
39.04
263.51
847.34

421.50
1323.73
237.38
103.41
13.38
120.60
325.53
99.96

6796.32

6264.07

660.86

84.08
6907.53

3.93

19.84
1205.69
95.29
216.58

178020.06

150758.19 146627.51

68246.12 108000.71

734.62
3944.48
373.33
151.19
79.28
142.86
1650.33
566.03
273.00
1081.79

88.49

1731.28
1261.21
379.97
232.96
79.12
67.89
348.62
277.27

834.89
1039.61
208.40
191.70
16.70

255.35

209.76

24.66

569.61

84431.82

36626.47

497.41
124.05

69.70

15

86023.40

52005.04 110204.19

Mega

Civil

Janata

PRABHU
6396.64
5881.40

2678.69
2060.00

4203.75
3240.58

4024.43
3082.78

634.69
98.73
-1442.99
1224.81
20.53

164.86
424.89
28.94
1018.09

177.55
1.08
740.48
22.54

20.53

1018.09

367.47
0.54
558.83
36.34
4146.11
651.50
3494.61

65296.26
2491.18
2426.31
64.87
35261.06
35208.86
52.21
12146.23
11547.85
598.38
14756.34
14436.91
319.44
641.45
641.45

25250.35
1000.71
990.06
10.65
6707.19
6676.82
30.37
10947.80
10681.05
266.75
6486.08
6486.08

31341.20
938.03
907.84
30.19
5443.44
5400.60
42.84
18172.79
18172.79

108.57
108.57

36774.15
1534.93
1493.98
40.96
10649.74
10562.71
87.03
8853.57
8543.47
310.10
15458.62
15414.45
44.17
277.30
277.30

41.36
1085.35
62.63
431.45
89.75
501.53

24.14
2224.03
6.88
525.67
140.98
1550.50

27.35
2522.73
95.03
1191.14
319.76
916.80

555.79

25.01
9186.43
692.47
3960.18
2107.33
2426.44
7.29
282.45

63.98

146.95

80664.82

81214.60

30137.82

47519.12

37915.71

11256.82
1809.27
1786.72
22.56
8489.62
4447.88
4328.78
119.10
793.10
793.10

12627.23
2527.61
2409.71
117.91
7389.52
4596.78
4359.51
237.27
865.89
857.17
8.72
20.79
1906.06
2710.10
2390.00
320.10
6713.01
6649.96
63.05

3095.92
914.17
902.24
11.93
2181.75
1304.69
1305.62
-0.93
175.00
149.20
25.80
0.54
701.53

8273.69
1183.22
1170.47
12.75
2036.67
1612.75
1604.94
7.82
300.89
300.06
0.83

3339.27
668.87
662.59
6.28
2670.40
2105.84
2087.89
17.95
306.29
304.08
2.21

123.03
5053.79
3960.00
1093.79
3604.51
3604.51

258.27

1180.63

1333.11

789.80

945.86

574.58
606.05
51510.86
51510.86

266.80
1066.31
21719.40
20640.17
949.14
130.10

600.30
189.51
32344.72
31633.20
711.52

866.29
79.57
27016.49
25461.30
1054.94
500.25
155.85
155.85

NMB

Sunrise

Prime

Citizens

Global

ADBNL

SBL

BFI Name

Laxmi

S.N.

Kumari

Statement of Assets and Liabilities as on Asoj end, 2073(Mid-Oct, 2016)

Liabilities
1

4
5

6
7

CAPITAL FUND
a. Paid-up Capital
b. Calls in Advance
c. Proposed Bonus Share
d. General Reserves
e. Share Premium
f. Retained Earning
BORROWINGS
a. NRB
b. Interbank Borrowing
c. Foreign Banks and Fin. Ins.
d. Other Financial Ins.
e. Bonds and Securities
DEPOSITS
a. Current
Domestic
Foreign
b. Savings
Domestic
Foreign
c. Fixed
Domestic
Foreign
d. Call Deposits
Domestic
Foreign
e. Others
Domestic
Foreign
Bills Payable
Other Liabilities
1. Sundry Creditors
2. Loan Loss Provision
3. Interest Suspense a/c
4. Others
Reconcillation A/c
Profit & Loss A/c

4063.42
2699.17

546.37
13.39
804.48
184.20
184.20

40356.97
1633.64
1553.41
80.23
9921.95
9813.50
108.46
18270.68
17096.43
1174.25
10277.73
9746.17
531.56
252.97
252.97
81.12
2793.57
779.29
676.21
179.22
1158.85

5837.72
3039.23
827.86
0.53
563.48
74.00
1264.16
68.47
400.00

400.00
51584.73
2071.43
1963.60
107.83
11917.37
11624.93
292.44
21983.32
20717.65
1265.67
14860.89
13556.31
1304.58
751.72
705.79
45.92
120.53
4607.53
1495.26
885.24
128.81
2098.22

7231.90
3022.08
353.04

18759.69
10374.40

8705.72
6164.27

822.96
0.38
1958.91
1074.53
1869.26
60.00
600.00

4408.78

986.28
987.77

5.74
1203.52
70050.93
3583.17
3395.74
187.43
20726.32
20608.95
117.37
21141.78
20824.35
317.43
23981.53
23781.47
200.05
618.13
616.96
1.17

516.23
1380.00
85664.69
8543.96
8537.92
6.04
40580.29
40580.06
0.23
34404.59
34404.59

5917.57
1868.37
1267.32
368.35
2413.53

23468.95
8173.69
3662.29
1803.20
9829.77

274.20

422.39

420.93

345.16

251.06

313.53

85343.86 130256.62

94759.20

63811.40

61370.96

63895.90

7496.06
2063.56
2010.55
53.01
5432.49
4710.95
4659.06
51.90
459.41
446.06
13.35
9.75
252.38

7381.93
2357.65
2333.46
24.19
4487.14
3434.86
3420.57
14.29
293.69
293.38
0.31

9973.43
2159.51
2139.17
20.33
6315.70
5122.35
5114.82
7.53
397.06
385.71
11.35

6259.18
1470.38
1457.84
12.54
4788.80
3158.41
3133.75
24.66
563.73
563.58
0.16

758.60
537.14
230.00
307.14
6452.79
5371.77
1081.03

796.29
1498.22
1498.22

1066.65

4022.68
4022.68

5584.70
3954.35
1630.35

1257.24

1415.25
575.22

2404.79

239.02

135.85

47718.30

62686.36

LIQUID FUNDS
6640.91
a. Cash Balance
1125.30
Nepalese Notes & Coins
1092.21
Foreign Currency
33.10
b. Bank Balance
4335.60
1. In Nepal Rastra Bank
3161.91
Domestic Currency
3156.19
Foreign Currency
5.72
2. "A"Class Licensed Institution
161.38
Domestic Currency
149.26
Foreign Currency
12.12
3. Other Financial Ins.
4. In Foreign Banks
1012.31
c. Money at Call
1180.00
Domestic Currency
1180.00
Foreign Currency
INVESTMENT IN SECURITIES
3758.86
a. Govt.Securities
3342.86
b. NRB Bond
416.00
c. Govt.Non-Fin. Ins.
d. Other Non-Fin Ins.
e Non Residents
SHARE & OTHER INVESTMENT
2293.76
a. Interbank Lending
565.78
b. Non Residents
1664.97
c. Others
63.02
LOANS & ADVANCES
32401.27
a. Private Sector
31662.83
b. Financial Institutions
738.44
c. Government Organizations
5 BILL PURCHASED
9.83
a. Domestic Bills Purchased
b. Foreign Bills Purchased
9.83
c. Import Bills & Imports
6 LOANS AGAINST COLLECTED BILLS
a. Against Domestic Bills
b. Against Foreign Bills
FIXED ASSETS
737.40
OTHER ASSETS
1638.57
a. Accrued Interest:
225.31
Financial Institutions
113.36
Government Enterprises
37.31
Private Sector
74.63
b. Staff Loans / Adv.
254.54
c. Sundry Debtors
30.58
d. Cash In Transit
e. Others
1128.14
9 Expenses not Written off
Non Banking Assets
134.12
Reconcillation Account
2.00
Profit & Loss A/c
101.59

5305.78
1311.08
1294.24
16.84
3994.71
2661.60
2580.40
81.21
274.23
269.51
4.73

8555.71
2401.43
2338.55
62.88
4864.06
3851.39
3843.41
7.98
235.55
221.37
14.18

1058.87

777.11
1290.22
1130.17
160.05
7567.43
7567.43

2992.52
984.00
1940.90
44.67

709.05
709.05
1426.80
1426.80

34.47
532.93
400.00

400.00
80347.61
4123.18
3983.87
139.31
36268.01
33204.60
3063.41
21867.25
21478.01
389.24
17380.14
17128.69
251.45
709.04
683.14
25.91
4884.94
957.84
1686.50
209.11
2031.48

6840.41
5537.35

5461.01
3705.26

6144.67
5301.40

695.88
402.05
42.04
163.09
2118.25
100.43
1517.83

580.38

774.26

1140.66
34.71
43.82
43.82

16.00
53.01

500.00
50319.22
1571.14
1482.62
88.52
11385.56
11288.93
96.64
25682.02
25521.68
160.34
11401.74
11368.66
33.07
278.76
264.87
13.89
73.25
4115.12
24.17
1089.79
362.55
2638.61

52418.09
3479.21
2970.89
508.33
8996.40
8965.81
30.59
24069.46
24069.46
15343.14
15306.24
36.90
529.87
529.87
32.42
3164.56
16.96
822.81
238.59
2086.20

54083.01
2295.50
2116.38
179.12
17898.55
17825.81
72.74
27417.61
26397.50
1020.11
5430.99
5332.42
98.57
1040.35
1040.08
0.28
11.11
3343.59
61.25
982.99
464.12
1835.23

9269.51
5430.06
0.07
1006.86
1424.86
1105.14
302.52
2031.66
1380.00
40.96
110.69
500.00
65585.35
2747.87
2427.93
319.94
19904.84
19729.05
175.80
24553.42
23654.94
898.47
16281.70
16070.12
211.58
2097.52
1443.70
653.82
54.54
3167.97
56.55
1438.94
219.42
1453.06

6364.08
5988.63
375.45
422.86
422.86

Assets
1

7
8

10
11
12

TOTAL ASSETS

47718.30

4243.46
4239.96
3.50

3581.19

2984.15

2647.61
933.58
43170.26
42804.53
365.72

714.89
2269.26
59920.89
59920.89

872.45
35.85

219.10
33.35
185.75

11189.61
3076.46
3055.82
20.64
7961.87
5771.19
5745.95
25.24
1772.40
1767.96
4.44
5.81
412.47
151.28
151.28
7357.42
5201.42
2156.00

4329.05
840.00
3489.05
84792.76
84771.05
21.71

10634.59
10134.59
500.00

6101.87
247.29
5465.40
389.19
66138.61
66138.61

1025.87

1257.24
43654.45
42041.36
1612.80
0.29
76.30
76.30

1025.87

840.02
42966.25
40892.78
1637.40
436.07
197.67
6.95
190.72

2274.54
130.25
46296.00
45110.33
1185.67
155.50

3.92
3244.71
957.93
957.93
5259.42
4959.42
300.00

3811.31
1000.10
2412.53
398.68
56366.11
54461.17
1904.95
1133.24
1133.24

2822.31
1872.31
950.00

234.83
234.83

3727.05
3127.05
600.00

155.50

836.60
89.85

78.35
57.02
494.05
400.10

1636.97
3351.72
430.43
220.24
61.13
149.06
381.78
23.39

771.23
1975.75
274.40
191.32
29.39
53.69
92.93
31.60

829.63
2225.34
533.44
369.03
60.90
103.50
246.47
513.47

1354.94
1398.31
284.43
138.61
44.03
101.80
306.11
12.54

2932.48
5896.87
2179.96
1392.12
59.47
728.37
845.14
1140.55

89.85
479.12
598.11
112.04
76.23
21.76
14.05
374.59
67.47

564.45
1883.26
205.39
82.88
53.90
68.60
261.84
9.39

520.91
1811.67
372.64
249.73
47.98
74.93
183.12
1.85

762.95

2516.13

1576.82

931.96

795.22

1731.23

44.02

1406.65

1254.06

48.71

80.36

84.68

118.69

58.70

1.72

61370.96

63895.90

80664.82

81214.60

47519.12

37915.71

1450.02
4014.11
221.95
76.00
53.78
92.17
240.18
2184.29

1175.01
4921.69
368.35
153.05

1333.44
19706.53
1803.20

215.30
585.20
1926.84

1367.68

2041.30

1803.20
3866.36
10947.45
24.36
3065.17
193.25
1354.57

134.14

-0.11

85343.86 130256.62

94759.20

49.08

172.46
172.46

1435.60
1792.47
135.37

60.41
62686.36

63811.40

16

224.44
30137.82

Infrastructure

Shangrila
1457.70
1073.46

755.29
538.56

1200.70
940.91

56.73

13.66

103.82

-173.29
9.76

78.07
0.01

23.09

300.93
14.57
250.00

182.64
23.93
176.92
0.76

102.67
6.64
107.42

122.15

-267.98
235.24

109.71
2.11
142.49
12.18
1090.00

250.00

1090.00

10946.61
201.10
201.10

5560.48
100.57
100.57

5249.25
56.52
56.52

5883.46
5883.46

2812.41
2812.41

1980.48
1980.48

Gandaki

1199.85
933.37

Suprim

1243.97
820.02
4.64

Triveni

Sahayogi

167.75
111.00
20.00

Karnali

Narayani

392.68
257.88

178.81

-74.27
55.57
6.12
10.05
17.52

Yeti

Siddhartha

Malika

NIDC

BFI Name

Sanima

S.N.

Century

Statement of Assets and Liabilities as on Asoj end, 2073(Mid-Oct, 2016)

Liabilities
1

4
5

6
7

CAPITAL FUND
a. Paid-up Capital
b. Calls in Advance
c. Proposed Bonus Share
d. General Reserves
e. Share Premium
f. Retained Earning
BORROWINGS
a. NRB
b. Interbank Borrowing
c. Foreign Banks and Fin. Ins.
d. Other Financial Ins.
e. Bonds and Securities
DEPOSITS
a. Current
Domestic
Foreign
b. Savings
Domestic
Foreign
c. Fixed
Domestic
Foreign
d. Call Deposits
Domestic
Foreign
e. Others
Domestic
Foreign
Bills Payable
Other Liabilities
1. Sundry Creditors
2. Loan Loss Provision
3. Interest Suspense a/c
4. Others
Reconcillation A/c
Profit & Loss A/c

3373.45
2840.80

6023.02
5279.00

3423.47
415.82

1736.69
1156.22

1650.29
1419.17

1532.30
1386.23

84.67
49.11
4.34
394.53

564.54
102.37
2.80
74.32
3371.36
3001.36

905.40

241.75

223.35

1992.14
110.10

312.18
26.53

0.61
7.16

7230.13
7206.91
23.22
200.72
200.72

370.00
48697.27
2478.10
2407.61
70.48
20585.08
20231.89
353.19
14944.31
14730.91
213.40
10382.26
10145.08
237.17
307.53
307.53

26.43
1194.19
35.96
364.39
39.52
754.31

2946.54
2.70
507.66
102.95
2333.23

31681.64
2154.42
2053.46
100.96
8298.47
8282.24
16.23
13797.90
13797.90

1540.09
34.40
34.40

11552.33
286.91
286.91

439.15
439.15

6382.76
6382.76

12656.74
388.11
387.84
0.27
7390.39
7390.39

1049.10
1049.10

3819.70
3819.70

1991.15
1991.15

17.45
17.45

1062.97
1062.97

2879.26
2879.26

692.71

10824.48
239.13
228.61
10.52
4404.55
4404.53
0.02
3284.83
3284.83

7.84
7.84

2894.10
2890.85
3.24
1.87
1.87

807.94
74.72
368.48
168.29
196.45

6.30
1439.47
26.57
393.57
162.58
856.74

110.80
26.83

227.81

2916.42
85.22
85.22

1823.04
9.10
9.10

9097.61
223.25
223.25

91.51
91.51

2366.99
2366.99

1081.45
1081.45

4879.45
4879.45

7835.82
138.14
138.09
0.05
2864.56
2864.56

136.14
136.14

340.49
340.49

407.21
407.21

2050.28
2050.28

1295.38
1295.38

1804.65
1804.65

1152.50
1152.50

1339.95
1339.95

123.72
123.72

321.23
321.23

1830.35
1830.35

3534.99
3534.99

3038.45
3038.45

1491.28
1491.28

1867.06
1867.06

4.06
4.06

114.27
114.27

2.75
2.75

18.95
18.95

3.71
3.71

5.24
5.24

76.26
1.19
30.85
32.17
12.05

449.36
86.23
196.36
90.93
75.85

391.87
1.98
95.83
30.34
263.72

4.31
492.86
19.05
160.01
60.27
253.53

343.76
0.39
120.29
50.16
172.91

0.16
0.16

74.92

271.62

1537.41
53.98
313.52
521.09
648.81
5.10
21.01

20.43

28.19

63.13

24.94

55.62

44.34

236.48
7.03
61.02
19.24
149.19
0.06
32.58

36350.63

61309.81

6527.08

14002.16

15143.16

13865.69

587.58

3432.56

2067.04

11065.87

10573.16

12945.83

6584.89

6814.07

LIQUID FUNDS
4732.07
a. Cash Balance
1029.32
Nepalese Notes & Coins
1017.96
Foreign Currency
11.36
b. Bank Balance
3702.75
1. In Nepal Rastra Bank
2506.60
Domestic Currency
2453.70
Foreign Currency
52.90
2. "A"Class Licensed Institution
306.33
Domestic Currency
298.43
Foreign Currency
7.89
3. Other Financial Ins.
4. In Foreign Banks
889.83
c. Money at Call
Domestic Currency
Foreign Currency
INVESTMENT IN SECURITIES
1024.09
a. Govt.Securities
544.09
b. NRB Bond
480.00
c. Govt.Non-Fin. Ins.
d. Other Non-Fin Ins.
e Non Residents
SHARE & OTHER INVESTMENT
1387.20
a. Interbank Lending
929.74
b. Non Residents
373.45
c. Others
84.01
LOANS & ADVANCES
27567.96
a. Private Sector
b. Financial Institutions
27567.96
c. Government Organizations
5 BILL PURCHASED
26.40
a. Domestic Bills Purchased
b. Foreign Bills Purchased
26.40
c. Import Bills & Imports
6 LOANS AGAINST COLLECTED BILLS
a. Against Domestic Bills
b. Against Foreign Bills
FIXED ASSETS
490.80
OTHER ASSETS
1080.02
a. Accrued Interest:
55.99
Financial Institutions
39.52
Government Enterprises
12.22
Private Sector
4.25
b. Staff Loans / Adv.
296.29
c. Sundry Debtors
376.96
d. Cash In Transit
e. Others
350.77
9 Expenses not Written off
3.40
Non Banking Assets
38.69
Reconcillation Account
Profit & Loss A/c

3690.64
1113.21
1091.32
21.88
2577.44
2377.74
2362.03
15.71
93.00
85.75
7.26

2810.62
18.19
18.19

3140.80
352.45
352.12
0.33
757.75
677.47
677.47

2688.71
283.88
282.28
1.60
2404.82
563.66
563.66

104.81
3.37
3.37

643.60
51.05
51.05

763.18
106.00
106.00

1882.27
268.95
268.95

2792.42
113.01
113.01

3559.54
235.02
234.51
0.51
736.90
647.03
647.03

101.44
0.47
0.47

135.75
124.08
124.08

110.84
110.84
110.84

569.30
510.18
510.18

2210.61
306.73
305.43
1.30
1903.87
559.89
559.89

1432.58
168.39
167.97
0.42
1264.19
258.26
258.26

2679.42
2679.42

89.88
89.88

80.28
80.22
0.06

1490.04
1466.33
23.71
348.36
2.75

7.39
7.39

11.48
11.48

58.02
58.02

2911.01
259.82
253.89
5.93
1604.48
444.61
444.55
0.06
1159.87
1159.87

814.72
814.72

579.68
579.68

1911.45
155.15
155.13
0.02
453.99
406.82
406.34
0.48
47.17
47.17

93.58

0.18

1.10

414.61
114.67

426.24

398.67
155.13
138.91

347.32
45.27
154.39
116.89
30.78
86.74

107.95
1.30
42.11
13.70
50.84
15.52

20.35

Assets
1

7
8

10
11
12

TOTAL ASSETS

36350.63

106.70
2587.62
2587.62
7279.94
6758.12

40.00
40.00

308.10
308.10

2030.60
2025.92
4.68
150.00
150.00

521.82
2635.53

168.67

73.87

53.06

112.75

14.26

2.00

168.67
2606.66
2606.66

73.87
9304.68
9304.68

53.06
11110.83
11110.83

112.75
9124.44
8984.58
138.49
1.37

14.26
160.71
160.71

2.00
2619.57
2619.57

3.69
214.54
119.02
12.26

65.94
101.45
13.70

78.88
176.61
32.17

220.31
370.44
90.93
24.44

13.70
8.59
68.84
0.26
10.05

32.17
85.25
22.62

66.49
65.79
97.34

36.57

116.38

2408.53
227.00
45115.81
43844.64
1264.03
7.13

666.79
1921.08
190.22
28.14
61.56
100.52
328.51
0.34

110.88
790.25
521.09
521.09

1402.00

202.88

19.08
47.20

6527.08

260.05
260.05

317.37
360.94
168.59

232.78
959.73
202.87

155.13
56.62

0.31
168.29
85.15
72.25

1.46
201.41
62.93
196.06

106.76
1.64
83.99

34.95
5.00
5.17

497.87

9.89

369.62

14002.16

15143.16

487.23
0.00
13865.69

17

546.35
546.35

1043.23
1043.23

1044.03
1044.03

1046.71
1046.71

1302.31
1302.25
0.06
80.00
80.00

457.50
457.50

951.70
951.70

275.00
275.00

35.55

5.30

75.93

7.84

71.42

35.55
8084.26
8057.66
26.60

5.30
6326.26
6322.51

75.93
9801.49
9801.49

7.84
4811.24
4811.24

71.42
4488.06
4488.06

79.22
249.74
53.36
18.03
23.01
12.32
27.40
15.72

107.89
474.90
76.32

132.11
201.13
19.24

2.96
73.36
87.82
29.02

122.41
140.51
61.83
61.04
0.79

19.24
15.46
37.76

30.03

153.26
11.27
38.67

281.74

128.67

48.65

3.75

173.06
581.37
155.13

1.54

61309.81

456.81
456.81

15.54
86.78
2.80
587.58

0.23
5.15
3432.56

2067.04

11065.87

10573.16

12945.83

6584.89

6814.07

Araniko

Sewa

Kankai

Mahakali

Bhargav

diyalo

657.72
425.36

221.16
156.96

388.49
257.83
9.51

1128.26
881.09

351.46
211.27

385.48
273.10

1543.80
838.43
201.94

588.55
425.56

174.43
125.00

186.51
148.82

1414.68
1000.40

177.40
120.00

303.25
240.35

75.87
3.20
83.42

67.77

20.98

27.86

123.34

52.06

202.58
193.20

50.05

31.03

93.17
0.12

372.42
4.51

108.70
2.23

14.23
0.03
35.17

12.32

43.22

22.91
8.74
80.74

126.48

164.48
0.11

7.24
0.10

30.30
1.57

BORROWINGS
a. NRB
b. Interbank Borrowing
c. Foreign Banks and Fin. Ins.
d. Other Financial Ins.
e. Bonds and Securities
DEPOSITS
a. Current
Domestic
Foreign
b. Savings
Domestic
Foreign
c. Fixed
Domestic
Foreign
d. Call Deposits
Domestic
Foreign
e. Others
Domestic
Foreign
Bills Payable
Other Liabilities
1. Sundry Creditors
2. Loan Loss Provision
3. Interest Suspense a/c
4. Others
Reconcillation A/c
Profit & Loss A/c

460.00

106.04
1.79
138.72
0.62
300.00

460.00

300.00

7346.20
240.66
193.35
47.31
3839.95
3833.25
6.71
1904.43
1904.43

1528.69
17.33
17.33

2074.75
40.84
40.84

659.18
659.18

1022.54
1022.54

610.46
610.46

668.99
668.99

Tinau

Ace

Western

470.15
307.65

BFI Name

Miteri

Biratlaxmi

CAPITAL FUND
a. Paid-up Capital
b. Calls in Advance
c. Proposed Bonus Share
d. General Reserves
e. Share Premium
f. Retained Earning

S.N.

Deva

Excel

Muktinath

Statement of Assets and Liabilities as on Asoj end, 2073(Mid-Oct, 2016)

Liabilities
1

4
5

6
7

3795.30
64.84
64.84

4916.10
88.22
88.22

2196.33
44.78
44.78

2095.46
53.21
53.21

2435.40
2435.40

3211.07
3211.07

1422.56
1422.56

1276.76
1276.76

275.28
275.28

1199.82
1199.82

499.09
499.09

468.50
468.50

1019.06
1019.06

413.47
413.47

229.81
229.81

296.98
296.98

0.72
0.72

3.52
3.52

0.09
0.09

207.89
3.24
68.71
17.25
118.69

177.73
24.83
60.74
13.48
78.68

28.14
1.46
20.91

14.49
2.36

25.37

200.15

0.13
18.38
1590.05

200.15

1590.05

7968.64
246.69
246.52
0.17
5553.32
5551.97
1.35
1105.09
1104.03
1.06
1045.83
1045.83

2300.94
35.31
35.31

3480.32
56.59
56.59

12881.76
256.81
256.81

5067.80
62.91
62.91

1324.86
21.93
21.93

1173.16

1155.35
1155.35

2091.25
2091.25

7797.13
7797.13

2829.22
2829.22

642.22
642.22

891.84
891.84

825.69
825.69

845.88
845.88

2464.32
2464.32

1127.99
1127.99

195.74
195.74

281.31
281.31

284.56
284.56

446.44
446.44

2357.93
2357.93

1047.31
1047.31

464.69
464.69

1344.03
1344.03

229.01
229.01

342.11
342.11

17.72
17.72

0.03
0.03

40.16
40.16

5.57
5.57

0.37
0.37

0.30
0.30

17.13
17.13

12.71
12.71

0.27
0.27

8.08
630.24
173.63
244.14
74.78
137.70
0.49
50.69

69.91
3.60
23.45
5.57
37.28
771.12
25.84

172.82
17.69
30.80
10.81
113.52

253.16
33.99
55.44
22.89
140.83

51.48
0.94
15.81
3.99
30.74

52.05
16.65
22.80
6.45
6.16

784.29
1.43
155.69
60.04
567.13

26.96
1.21
13.30
4.03
8.43

55.96
2.48
31.50
9.57
12.41

27.72

9.87

2.96

196.76
114.75
38.05
19.89
24.07
10.11
8.17

19.18

780.13
1.94
131.43
86.33
560.43
-0.01
99.71

26.47

8.91

63.59

6.58

2.73

4961.06

5761.41

2448.59

2698.98

10086.41

3519.26

4057.81

15305.39

5935.98

1759.83

1411.71

11198.82

1739.63

2436.70

LIQUID FUNDS
1402.25
a. Cash Balance
287.86
Nepalese Notes & Coins
287.86
Foreign Currency
b. Bank Balance
260.47
1. In Nepal Rastra Bank
15.12
Domestic Currency
15.12
Foreign Currency
2. "A"Class Licensed Institution
244.14
Domestic Currency
244.14
Foreign Currency
3. Other Financial Ins.
1.20
4. In Foreign Banks
c. Money at Call
853.92
Domestic Currency
853.92
Foreign Currency
INVESTMENT IN SECURITIES
a. Govt.Securities
b. NRB Bond
c. Govt.Non-Fin. Ins.
d. Other Non-Fin Ins.
e Non Residents
SHARE & OTHER INVESTMENT
14.04
a. Interbank Lending
b. Non Residents
c. Others
14.04
LOANS & ADVANCES
3307.91
a. Private Sector
3307.91
b. Financial Institutions
c. Government Organizations
5 BILL PURCHASED
a. Domestic Bills Purchased
b. Foreign Bills Purchased
c. Import Bills & Imports
6 LOANS AGAINST COLLECTED BILLS
a. Against Domestic Bills
b. Against Foreign Bills
FIXED ASSETS
43.89
OTHER ASSETS
192.98
a. Accrued Interest:
16.51
Financial Institutions
8.10
Government Enterprises
Private Sector
8.41
b. Staff Loans / Adv.
33.06
c. Sundry Debtors
88.20
d. Cash In Transit
e. Others
55.20
9 Expenses not Written off
Non Banking Assets
Reconcillation Account
Profit & Loss A/c

2068.07
115.14
115.14

659.62
75.57
75.57

870.45
102.00
102.00

2652.44
449.35
449.35

440.49
29.21
29.21

648.62
83.23
83.23

714.91
210.31
210.31

907.81
907.81
907.81

76.42
39.36
39.36

411.28
14.53
14.53

366.15
73.70
73.70

507.38
39.67
39.67

2.06
2.06

82.32
82.32

1.43
1.43

96.10
96.10

334.58
334.58

570.73
570.73

37.04
37.04

237.52
237.52

3105.29
117.17
112.84
4.33
316.34
278.47
277.24
1.23
9.13
8.48
0.65

419.40
53.24
53.24

118.95
22.85
22.85

1260.35
226.37
226.34
0.03
1033.98
251.16
251.16

600.97
69.06
69.06

97.54
15.22
15.22

2638.63
440.29
438.52
1.77
426.38
408.37
407.83
0.54
17.89
17.83
0.06
0.12

609.56
50.56
50.56

272.67
270.59
270.59

720.52
109.04
108.83
0.21
113.56
111.98
111.98

206.73
206.73

223.77
223.77

170.02

212.09

0.01

159.23

85.72

243.94

5.77

Assets
1

7
8

10
11
12

TOTAL ASSETS

4961.06

0.02
1680.26
1680.26

0.14
486.50
486.50

497.92
497.92

1771.96
1765.55
6.40
59.97
59.97

440.05
440.05

53.54
53.54

1295.28
1295.28

455.49
455.49

20.00
20.00

4.41

31.55

170.36
20.09

0.47

12.40

234.94
100.00

38.95

2.10

0.54

188.03

6.86

0.20

31.55
1790.71
1790.71

150.27
6744.33
6564.33
180.00

0.47
2093.11
2093.11

12.40
2975.00
2940.00
35.00

134.94
11441.41
11441.41

38.95
4463.18
4463.18

2.10
1105.60
1105.60

0.54
923.38
923.38

188.03
6736.79
6421.79
284.99
30.00

6.86
1234.97
1234.97

0.20
1742.43
1742.43

47.40
88.80
19.89

182.48
281.14
71.70

17.75
27.27
5.57
1.66

31.97
89.66
10.81
0.66

321.63
654.98
86.33
4.73

34.48
118.98
22.89
10.33

19.76
28.29
3.99

9.35
33.25
6.45

44.71
33.61
4.03

18.04
27.41
9.57

0.23
71.47
8.05
29.67

3.91
11.97
0.30

10.15
11.28
1.18

81.60
24.42
13.61

12.56
23.17
15.13

3.99
0.87

6.45
9.13
7.27

98.52
659.04
95.91
37.59
5.71
52.61
94.00
16.28

4.03
11.97
5.34

9.57
10.22
3.04

9.43

66.38
3.33

530.63

57.79
0.05

23.43

10.40

452.86

12.27

4.58

3.11

0.87
3.82

1759.83

1411.71

73.09
170.22
13.48
6.74

1631.28
1631.28

54.04
102.33

6.75
60.97
17.30

49.03
33.17

19.89
5.06
23.50

78.47

20.12

40.36

2.17
3.10

1.33

5761.41

2448.59

171.71
9.51

20.00
20.00

58.01
58.01

290.80
290.80

4.41
3149.55
3149.55

75.00
75.00

28.74
2671.79
2630.96
40.82
377.68
377.68

33.21
771.10
2698.98

10086.41

3519.26

18

4057.81

15305.39

5935.98

0.09
11198.56

1739.63

2436.70

1478.97
995.00

54.29
36.47

22.55

181.68

73.34
0.73

134.76
25.56
291.07
8.50

208.75

2.36
2.72

43.21
0.11
351.63
67.54
362.82

360.75
5.30

12013.00
258.44
258.44

Kaski
1049.73
661.60

-13.93
200.00

299.52
201.71

1250.28
982.18
4.47

77.39
57.50

170.29
122.33

107.23

15.05

23.73

8.57

267.77
13.12

-242.75
13.77

73.87
0.21

82.89
1.35
175.13
4.26

19.89

300.79
1.50

123.28
58.48
0.25
11.70
8.17
4.65
39.37
0.67

12325.92
220.89
220.89

12119.80
133.23
133.23

649.89
16.30
16.30

6905.27
90.83
90.83

97.59

2403.28
86.73
86.73

532.64
6.56
6.56

6760.05
6760.05

6202.63
6202.63

5101.22
5101.22

446.38
446.38

3692.23
3692.23

75.84
75.84

1647.11
1647.11

2872.03
2872.03

4438.54
4438.54

3549.32
3549.32

122.46
122.46

1779.45
1779.45

2.90
2.90

482.46
482.46

7947.96
506.91
506.89
0.02
4395.19
4394.61
0.58
1509.63
1509.63

31.95
31.95

708.61
139.63
139.63

3336.03
3336.03

64.76
64.76

1342.77
1342.77

13.32
13.32

186.17
186.17

1521.55
1521.55

109.25
109.25

256.18
256.18

5.53
5.53

0.80
0.80

14.68
14.68

573.65
20.55
195.00
137.21
220.88

93.40
26.04
21.48
6.14
39.74

32.66
0.47
22.18
3.45
6.56

138.21
111.54
12.38
1.37
12.93

Jyoti

Kabeli

Hamro

1627.66
1052.85

Bagmati

1540.40
1080.51

Purnima

1142.38
679.90

Corporate

FewaDB

316.35
219.73

OmDB

428.63
332.80

Garima

Alpine

BFI Name

Country

S.N.

Kastamandap

Statement of Assets and Liabilities as on Asoj end, 2073(Mid-Oct, 2016)

Liabilities
1

4
5

6
7

CAPITAL FUND
a. Paid-up Capital
b. Calls in Advance
c. Proposed Bonus Share
d. General Reserves
e. Share Premium
f. Retained Earning
BORROWINGS
a. NRB
b. Interbank Borrowing
c. Foreign Banks and Fin. Ins.
d. Other Financial Ins.
e. Bonds and Securities
DEPOSITS
a. Current
Domestic
Foreign
b. Savings
Domestic
Foreign
c. Fixed
Domestic
Foreign
d. Call Deposits
Domestic
Foreign
e. Others
Domestic
Foreign
Bills Payable
Other Liabilities
1. Sundry Creditors
2. Loan Loss Provision
3. Interest Suspense a/c
4. Others
Reconcillation A/c
Profit & Loss A/c

38.78
0.61

362.82

1469.77
51.69
51.69

1774.36
75.73
75.73

573.36
573.36

1050.10
1050.10

523.25
523.25

317.22
317.22

7194.47
294.20
294.08
0.12
3662.24
3661.11
1.12
1782.83
1782.83

321.48
321.48

327.41
327.41

1452.36
1452.36

2069.18
2069.18

1462.55
1462.55

3.91
3.91

2.85
2.85

53.30
53.30

1.30
1.30

432.26
134.19
101.67
25.22
171.18
6719.83
752.47

5.11
519.33
48.19
154.91
59.65
256.59
2078.01
46.80

38.88
668.99
3.02
235.44
119.53
311.00

0.41

125.90
46.00
38.67
22.47
18.76
71.78
5.46

2003.32

2293.85

16604.22

16202.65

LIQUID FUNDS
452.19
a. Cash Balance
60.46
Nepalese Notes & Coins
60.46
Foreign Currency
b. Bank Balance
87.37
1. In Nepal Rastra Bank
65.47
Domestic Currency
65.47
Foreign Currency
2. "A"Class Licensed Institution
21.85
Domestic Currency
21.85
Foreign Currency
3. Other Financial Ins.
0.05
4. In Foreign Banks
c. Money at Call
304.36
Domestic Currency
304.36
Foreign Currency
INVESTMENT IN SECURITIES
60.00
a. Govt.Securities
60.00
b. NRB Bond
c. Govt.Non-Fin. Ins.
d. Other Non-Fin Ins.
e Non Residents
SHARE & OTHER INVESTMENT
1.43
a. Interbank Lending
b. Non Residents
c. Others
1.43
LOANS & ADVANCES
1414.23
a. Private Sector
1414.23
b. Financial Institutions
c. Government Organizations
5 BILL PURCHASED
a. Domestic Bills Purchased
b. Foreign Bills Purchased
c. Import Bills & Imports
6 LOANS AGAINST COLLECTED BILLS
a. Against Domestic Bills
b. Against Foreign Bills
FIXED ASSETS
33.01
OTHER ASSETS
40.63
a. Accrued Interest:
17.63
Financial Institutions
3.77
Government Enterprises
0.56
Private Sector
13.30
b. Staff Loans / Adv.
18.23
c. Sundry Debtors
1.48
d. Cash In Transit
e. Others
3.29
9 Expenses not Written off
0.06
Non Banking Assets
1.78
Reconcillation Account
Profit & Loss A/c

564.72
75.09
74.80
0.29
135.49
47.20
47.20

2380.21
192.38
184.84
7.54
2187.83
373.20
359.47
13.73
1208.29
1200.04
8.25
599.32
7.02

2659.71
414.27
414.27

104.51
1.77
43.41
14.45
44.88

261.39
8.10
122.40
59.21
71.68

384.88
384.88

1141.25
36.82
36.82
708.61

18.69
1.93
10.66
3.07
3.03

36.25

478.00
16.07
175.46
66.82
219.65
4.08
62.23

3.07

35.13

1.10

17.18

669.36
56.14
157.95
65.74
389.52
0.00
43.58

14697.69

14143.08

794.93

8251.52

658.41

2813.37

9911.17

642.69

1460.83

2724.07
278.30
277.67
0.63
2445.77
622.23
622.23

2956.40
369.73
369.73

195.58
21.05
21.05

3.54
0.25
0.25

923.52
44.49
44.49

430.77
37.17
37.17

53.51
14.53
14.53

3.29
0.17
0.17

879.03
130.71
130.71

30.71

53.81
1.31
1.31

38.98
38.98

688.68
688.68

0.35
0.35

346.25
346.25

1829.28
118.61
118.18
0.43
431.45
386.98
386.82
0.16
44.47
44.43
0.04

184.83
24.94
24.94

595.63
595.63
595.63

1744.35
158.47
158.47
0.00
1585.88
404.72
404.72

29.33
29.33

52.50
52.50

492.47

2.77

402.07

11.08

Assets
1

7
8

10
11
12

TOTAL ASSETS

2003.32

88.29
88.29

354.14
354.14

0.21

666.78
666.78
666.78

1520.85
1520.85
302.69
1578.66
1578.66

1991.04
1991.04

180.00
180.00

129.80
129.80

399.29
389.29
10.00

175.00
175.00

119.97
69.97
50.00

21.53
7.58

22.30

89.34

42.10

2.84

89.34
10780.56
10736.50
40.00
4.07

42.10
10588.99
10538.99
50.00

561.08
561.08

1.45
20.85
10829.39
10829.39

0.21
1576.48
1576.48

13.95
6112.86
5872.31
240.55

13.02
139.43
22.90
1.70
0.01
21.19
0.95
92.59

203.90
254.61
42.96
13.96
3.28
25.73
34.71
16.59

127.37
356.07
59.65

142.02
557.78
139.89

96.95
283.64
84.93

59.65
70.86
98.92

2.98
136.91
44.26
10.57

23.00

160.35
0.75
21.78
6726.46
702.13

126.65

363.07

2293.85

121.01
121.01

16604.22

1.37
1279.22
1278.46
0.75
327.20
327.20

129.18
129.18

339.79
339.79

14.54

154.35

1.71

11.46

2.84
6142.96
6142.96

232.13
232.13

14.54
1833.61
1833.61

154.35
6767.68
6767.68

1.71
411.42
411.42

11.46
924.71
924.71

14.01
24.27
3.07

79.18
162.22
59.21
8.45

3.22
201.78
136.18
111.96

17.40
24.30
6.14
1.72

156.33
639.52
103.18

14.39
13.46
3.45

19.62
73.39
1.37

3.92
81.00
40.30
137.09

3.07
8.75
1.23

50.76
1.43
26.25

24.21
0.42
3.16

4.42
6.16
8.44

1.84
101.34
23.89
153.97

3.45
2.01
2.78

1.37
5.62
65.60

21.33

11.21

75.33

62.02

3.56

358.49

5.22
0.05

0.80
0.89

4.62

217.74

36.81

2078.01
16.82
16202.65

14697.69

14143.08

19

794.93

8251.52

658.41

2813.37

9911.17

642.69

1460.83

Mt. Makalu

Raptiveri

Innovative

284.47
198.00

74.38
55.66

391.47
290.50

1850.08
1815.00

178.11
143.77

1072.25
786.94

263.59
194.93

33.37
26.00

171.29
120.94

234.47
174.07

24.07
23.64

77.11

3.92

5.46

121.25

8.51

-200.86
12.40
5.00
5.00

27.91
0.98

157.89
6.15
310.00

20.98
5.33
41.97
0.39

2.79

0.51

18.94
20.23
61.30
0.50

223.54

10.84
10.12

32.72
2.16
51.59

4.58

41.84

9023.43
562.46
507.66
54.80
3439.00
3417.90
21.10
2476.91
2476.91

2329.25
5.44
5.44

171.74
0.03
0.03

1641.96

1467.12
1467.12

150.37
150.37

1077.08
1077.08

285.19
285.19

12.85
12.85

188.09
188.09

2403.58
2186.13
217.45
141.47
141.47

571.50
571.50

8.49
8.49

Mission

Sindhu

984.44
770.88

Tourism

157.14
108.92

Vibor

Kanchan

Matribhumi

IDBL

1297.92
868.42

Pacific

BFI Name

Shine

S.N.

Kakre

Statement of Assets and Liabilities as on Asoj end, 2073(Mid-Oct, 2016)

Liabilities
1

4
5

6
7

CAPITAL FUND
a. Paid-up Capital
b. Calls in Advance
c. Proposed Bonus Share
d. General Reserves
e. Share Premium
f. Retained Earning
BORROWINGS
a. NRB
b. Interbank Borrowing
c. Foreign Banks and Fin. Ins.
d. Other Financial Ins.
e. Bonds and Securities
DEPOSITS
a. Current
Domestic
Foreign
b. Savings
Domestic
Foreign
c. Fixed
Domestic
Foreign
d. Call Deposits
Domestic
Foreign
e. Others
Domestic
Foreign
Bills Payable
Other Liabilities
1. Sundry Creditors
2. Loan Loss Provision
3. Interest Suspense a/c
4. Others
Reconcillation A/c
Profit & Loss A/c

82.99
60.89

2.91
5.92
13.17
0.10

98.66
37.79

14.80

310.00

820.43
6.20
6.20

9053.32
148.27
148.27

1030.04
10.75
10.75

5689.02
216.86
216.86

2086.97
22.27
22.27

532.92
0.13
0.13

2603.68
59.86
59.86

14406.09
287.57
287.57

1030.78
4.18
4.18

497.89
497.89

6876.49
6876.49

592.09
592.09

2406.86
2406.86

1487.53
1487.53

412.77
412.77

1654.82
1654.82

505.82
505.82

160.75
160.75

1202.73
1202.73

160.53
160.53

1498.81
1498.81

382.62
382.62

64.52
64.52

521.80
521.80

5902.48
5902.31
0.18
4775.51
4775.51

155.59
155.59

824.57
824.57

266.42
266.42

1559.07
1559.07

194.53
194.53

55.20
55.20

367.20
367.20

3422.56
3422.56

32.86
32.86

1.26
1.26

0.25
0.25

7.41
7.41

0.04
0.04

0.31

487.93
487.93

17.97
17.97

376.79
376.79

0.31
15.93
1.03
9.46
3.23
2.21

1.49

252.57
41.21
94.92
21.16
95.28
0.15
67.88

13.07

1.59
439.28
18.93
84.55
57.09
278.72
0.00
36.24

919.43

10671.84

1216.18

7150.56

LIQUID FUNDS
370.64
a. Cash Balance
42.19
Nepalese Notes & Coins
42.18
Foreign Currency
0.01
b. Bank Balance
328.45
1. In Nepal Rastra Bank
66.87
Domestic Currency
66.87
Foreign Currency
2. "A"Class Licensed Institution
72.50
Domestic Currency
72.50
Foreign Currency
3. Other Financial Ins.
189.08
4. In Foreign Banks
c. Money at Call
Domestic Currency
Foreign Currency
INVESTMENT IN SECURITIES
a. Govt.Securities
b. NRB Bond
c. Govt.Non-Fin. Ins.
d. Other Non-Fin Ins.
e Non Residents
SHARE & OTHER INVESTMENT
0.10
a. Interbank Lending
b. Non Residents
c. Others
0.10
LOANS & ADVANCES
513.77
a. Private Sector
513.77
b. Financial Institutions
c. Government Organizations
5 BILL PURCHASED
a. Domestic Bills Purchased
b. Foreign Bills Purchased
c. Import Bills & Imports
6 LOANS AGAINST COLLECTED BILLS
a. Against Domestic Bills
b. Against Foreign Bills
FIXED ASSETS
8.07
OTHER ASSETS
26.85
a. Accrued Interest:
2.34
Financial Institutions
Government Enterprises
Private Sector
2.34
b. Staff Loans / Adv.
13.15
c. Sundry Debtors
d. Cash In Transit
e. Others
11.36
9 Expenses not Written off
Non Banking Assets
Reconcillation Account
Profit & Loss A/c

2303.20
321.88
321.88

252.25
22.83
22.83

482.43
477.22
477.22

14.53
0.39
10.51
2.34
1.29

1.88
1535.47
141.27
283.58
149.07
961.55

5.17

5.41
1.27
1.26
63.48
2.39

0.17
151.57
32.88
36.46
9.52
72.71
0.03
7.58

42.48

2480.28

681.11

3154.50

17831.96

1307.20

11219.73

469.58
56.43
56.43

252.84
8.77
8.77

913.45
57.62
57.62

104.99
4.99
4.99

33.29
0.10
0.10

218.33
134.51
134.51

3891.62
446.13
445.40
0.73
3445.49
567.45
567.45

359.27
30.05
30.05

68.23
45.69
45.69

1772.05
275.35
274.55
0.80
429.32
249.68
249.68

2730.82
346.91
243.71
103.20
428.90
363.15
346.20
16.94

4.39
4.39

20.89
20.89

175.98
175.98

100.00
100.00

33.19
33.19

82.46
82.46

0.32
0.32

0.82

1.65

0.58
3.08
1067.39
1065.86
1.53
201.70
201.70

2273.29
2271.08
2.21
604.74

103.67
20.69
47.18
16.28
19.52

7.93

34.44
6.55
10.67
16.75
0.46
63.88

33.42

11.02
760.55
9.60
172.88
50.15
527.92

123.51

121.70
0.37
19.30
8.59
93.43

17.37

26.96
18.33
1.48
3.71
3.44
2.01
0.54

2733.71

234.63

1942.22

637.66
82.17
82.17

103.85
9.83
9.83

123.99
63.99
63.99

13.91

799.83
100.54
100.54
0.01
30.99
25.14
25.14

60.00
60.00

13.89
13.89

21.12
4.24
98.14

7.28

Assets
1

7
8

10
11
12

TOTAL ASSETS

919.43

1498.88
1498.88

161.19
161.19

10.00
10.00

1.36
308.16
308.16

210.78
210.78

5.85
5.85

0.02

443.45
443.45

65.75
1955.02
1928.67
26.35
219.16
219.16

213.28

12.18

0.21

12.18
7570.40
7339.49
230.91

0.21
2026.49
2026.49

637.50
637.50
1.00

56.90
56.59
56.59

272.32
272.32

431.50
431.50

80.11
80.11

668.30
668.30
10.00
10.00

1.00
24.26

24.26
8025.27
8025.27

938.37
933.37
5.00

89.49
20.63

19.95

0.14

68.86
4592.23
4354.99
237.24

19.95
1869.91
1869.91

0.14
349.90
349.90

67.17
53.64
16.28

6.29
8.14
4.58

16.38
47.09
9.52
2.43

16.28
20.13
11.43

4.58
0.34
0.03

5.80
0.03

3.19
0.32

0.00

63.48

2480.28

681.11

147.66
161.45
21.16

14.24
11.33
3.23

21.16
32.46
0.87

3.23
3.21
4.22

56.31
420.65
59.05
22.57
1.97
34.52
61.56
94.62

106.96

0.67

205.41

2176.57
2176.57

213.28
11676.47
11178.75
492.35
5.37

13.68
72.99
16.74

7.08
0.73
0.90

316.24
1255.97
187.00
105.30
6.61
75.10
59.25
673.29

16.74
16.13
0.33

148.46
499.52
51.82
25.00
1.66
25.15
45.80
47.48

35.94

336.42

39.79

354.43

34.94
-0.01

18.14
10671.84

1216.18

7150.56

20

813.89
813.89

3154.50

17831.96

10.98

120.12
120.12

10.98
1047.02
1047.02

25.24
44.11
4.24
0.45

3.06
7.59
3.71

39.66
34.73
8.59

3.79
0.44
1.89

3.71
0.74
0.16

8.59
4.13
0.02

37.55

2.98

21.99

2733.71

234.63

1942.22

39.18
46.25
1.11
1307.20

11219.73

0.81

1.13

43.15
7.18

3.24
0.36

4.50

10.55

1.85

0.20

69.50

16.03
0.21

NIDC Capital

395.08
418.76

11.87
6.70

NFL

Apex
496.56
666.56

2444.51
1580.34

Reliable

Sajha
70.00
100.00

124.09
106.00

Green

Saptakoshi
105.63
100.00

350.72
183.53
87.13

Salpa

4.31
15.39
14.31
0.91

29.92
14.00
11.51

117.70
98.92

Kailash

28.08

Kalinchowk

244.42
209.50

Manaslu

51.81
23.60

Cosmos

BFI Name

Sahara

S.N.

N.Community

Statement of Assets and Liabilities as on Asoj end, 2073(Mid-Oct, 2016)

91.67
100.00

1328.22
788.58

-44.86
135.80

416.97
233.56

94.37

40.00

140.52

444.16
1.11
420.00

-280.39
59.73

-5.63
48.52

Liabilities
1

CAPITAL FUND
a. Paid-up Capital
b. Calls in Advance
c. Proposed Bonus Share
d. General Reserves
e. Share Premium
f. Retained Earning

0.13
2

4
5

6
7

BORROWINGS
a. NRB
b. Interbank Borrowing
c. Foreign Banks and Fin. Ins.
d. Other Financial Ins.
e. Bonds and Securities
DEPOSITS
a. Current
Domestic
Foreign
b. Savings
Domestic
Foreign
c. Fixed
Domestic
Foreign
d. Call Deposits
Domestic
Foreign
e. Others
Domestic
Foreign
Bills Payable
Other Liabilities
1. Sundry Creditors
2. Loan Loss Provision
3. Interest Suspense a/c
4. Others
Reconcillation A/c
Profit & Loss A/c

-30.00

49.84
0.39
-264.01
43.78

-8.33

420.00

561.02
4.97
4.97

1627.07
20.77
20.77

791.69
4.92
4.92

2170.36
10.76
10.76

601.93
9.14
9.14

15333.46
155.96
155.96

275.48
5.52
5.52

744.22
20.20
20.20

484.41
16.03
16.03

7072.98

323.84
2.55
2.55

8514.35
107.90
107.90

105.72

969.31
15.06
15.06

369.52
369.52

834.92
834.92

614.54
614.54

1421.14
1421.14

364.51
364.51

6918.01
6918.01

222.63
222.63

405.00
405.00

216.18
216.18

92.77
92.77

2583.25
2583.25

95.01
95.01

493.56
493.56

43.19
43.19

254.05
254.05

70.42
70.42

58.62
58.62

4208.67
4208.67

33.42
33.42

170.33
170.33

55.31
55.31

75.49
75.49

3828.67
3828.67

9.65
9.65

445.24
445.24

143.29
143.29

517.19
517.19

101.22
101.22

251.85
49.76
202.09
486.61
486.61

5445.35
5445.34
0.01
1625.64
1625.64

169.67
169.67

12.84
12.84

148.69
148.69

196.89
196.89

152.53
152.53

1959.76
1959.76

0.05
0.05

0.13
0.13

0.60
0.60

4046.76
4046.76
0.01
4.05
4.05

1.99
1.99

0.50
0.50

34.77
34.77

17.36
0.23
6.84
5.12
5.16

72.09

31.40
0.51
6.17
0.78
23.93

668.35
57.34
260.83
80.48
269.70

7.03
0.13
3.38
0.73
2.79

2.09
1101.62
13.04
290.66
632.79
165.12

9.69
1.23
5.37
1.94
1.16

1.07
1.07

15.46
15.46
1.06
1.06

15.76

8.42

5.01

20.92

2.97

130.11

0.89

1.09

5.04

1.51

2.05
547.11
132.45
191.33
78.63
144.70
0.26
9.17

31.17

46.22

645.96

1952.00

945.80

2576.37

1004.51

18576.43

313.32

886.32

607.52

8673.25

426.70

10821.16

634.90

1847.67

LIQUID FUNDS
290.01
a. Cash Balance
26.93
Nepalese Notes & Coins
26.93
Foreign Currency
b. Bank Balance
263.08
1. In Nepal Rastra Bank
Domestic Currency
Foreign Currency
2. "A"Class Licensed Institution
263.08
Domestic Currency
263.08
Foreign Currency
3. Other Financial Ins.
4. In Foreign Banks
c. Money at Call
Domestic Currency
Foreign Currency
INVESTMENT IN SECURITIES
a. Govt.Securities
b. NRB Bond
c. Govt.Non-Fin. Ins.
d. Other Non-Fin Ins.
e Non Residents
SHARE & OTHER INVESTMENT
a. Interbank Lending
b. Non Residents
c. Others
LOANS & ADVANCES
319.46
a. Private Sector
319.46
b. Financial Institutions
c. Government Organizations
5 BILL PURCHASED
a. Domestic Bills Purchased
b. Foreign Bills Purchased
c. Import Bills & Imports
6 LOANS AGAINST COLLECTED BILLS
a. Against Domestic Bills
b. Against Foreign Bills
FIXED ASSETS
6.96
OTHER ASSETS
10.05
a. Accrued Interest:
5.16
Financial Institutions
0.70
Government Enterprises
Private Sector
4.46
b. Staff Loans / Adv.
0.44
c. Sundry Debtors
2.34
d. Cash In Transit
e. Others
2.11
9 Expenses not Written off
Non Banking Assets
Reconcillation Account
Profit & Loss A/c
19.49

488.36
49.72
49.72

387.60
42.00
42.00

751.70
68.87
68.87

624.03
28.08
28.08

129.01
13.86
13.86

205.24
25.49
25.49

194.64
30.38
30.38

743.61
3.37
3.37

148.51
17.37
17.37

35.90

20.07

45.14
45.12
45.12

27.63
27.63
27.63

102.75
2.18
2.18

2930.06
261.15
244.96
16.19
518.48
515.33
515.33

28.85
1.43
1.43

345.60
49.57
49.57

1596.75
201.07
200.84
0.24
495.34
459.57
459.57

110.22
7.47
7.47

103.46
23.64
23.64

3328.47
545.95
542.72
3.23
1003.21
956.37
956.37

27.42
0.99
0.99

740.24
68.68
68.68

79.82
79.82

52.00
52.00

131.14
131.14

35.90
35.90

46.85
46.85

20.07
20.07

0.02
0.02

35.03
35.03

83.67
83.67

3.15
3.15

26.35
26.35

565.87
565.87

0.74

16.90

0.08

105.69

17.74
3.18
51.17

34.39
3.85
17.32
1.52
11.69

275.52
251.66
10.25
2.90
10.70

35.38
11.85
3.02
20.51

48.07
25.86
17.57
4.63
0.01

542.86
71.36
174.35
103.98
193.17

415.16
60.37
22.77
33.02
298.99

Assets
1

7
8

10
11
12

TOTAL ASSETS

645.96

244.03
335.18
335.18

534.32
534.32

560.05
560.05

1779.31
1776.84
2.47
293.28
293.28

95.08
95.08

134.61
134.61

136.63
136.63

900.34
900.34

2150.43
2150.43

1.50

135.75
135.75

300.00
300.00

0.02

47.89

117.76

10.47

57.09

0.02
378.17
378.17

43.04
4.85
5993.25
5993.25

305.85
305.85

117.76
7022.56
6910.06
112.50

10.47
175.03
175.03

57.09
639.09
639.09

8.45
319.14
103.98
42.74
0.22
61.02

42.43
224.47
33.02
33.02

10.00
10.00

1.50

0.14

0.53

407.43
150.00

0.14
516.08
516.08

0.53
1716.71
1716.71

52.61
25.56
3.18
1.31

10.13
31.40
0.78

27.12
80.31
1.52

14.65
9.63
2.90
0.51

1.88
7.50

0.78
0.32
20.72

1.52
10.42

2.39

9.58
0.46

68.37

1384.36
1384.36

14.87
1.11

352.46
352.46

2.42
4.31
3.75

257.43
13984.73
13619.81
364.92

173.28
173.28

648.64
373.56
275.08

137.84
423.38
103.11
29.97
1.59
71.55
25.93
232.38

5.23
5.69
0.73
0.13

15.42
17.02
3.02
1.32

14.02
19.08
4.63

50.96
767.85
633.19

6.24
4.16
1.94

137.90
311.95
78.63
22.16

0.60
3.18
0.34

1.70

0.39
632.79
46.20
4.30

1.94
0.36

0.11

4.63
7.40
0.06

56.47
29.02
20.96

61.96

1.43
0.11

13.89

6.99

1.30
0.09
1952.00

945.80

2576.37

1004.51

18576.43

21

313.32

886.32

607.52

84.17
0.03
18.29
11.01
51.46

1.87
0.24

8673.25

426.70

127.52

1.52
85.92

183.34
0.52
0.40

87.64

104.01

92.94
0.04

130.98

10821.16

634.90

1847.67

Progressive

Janaki

Pokhara

550.53
453.75

325.70
243.10

883.96
412.50

2288.88
2008.80

7.33
187.95
4.53

810.49
643.82

147.20
132.23
87.97

200.71
200.16

528.51
310.78

685.03
491.12

170.47
2.48
-428.88
21.00

346.98
8.26
-202.22
56.01

33.96

109.31

82.46

82.39

128.74

94.66

14.33

0.16
0.05

292.59
50.13

15.81
0.23
-95.97
6.93

4.43
6.80
-12.71
2.03

66.30
125.84

40.93
2.34

720.00

128.81
1.49
34.60
1.77
80.00

86.54

-137.80
43.68

213.37
3.59
59.77
3.36

720.00

80.00

General

Lumbini

501.61
349.03

United FC

SIFCL

116.43
176.59

Lalitpur

Goodwill

788.50
578.66
0.82

ILFCO

PFCL

-1.61
233.33

Gurkhas

BFI Name

NSMFL

S.N.

Union

Statement of Assets and Liabilities as on Asoj end, 2073(Mid-Oct, 2016)

Liabilities
1

4
5

6
7

CAPITAL FUND
a. Paid-up Capital
b. Calls in Advance
c. Proposed Bonus Share
d. General Reserves
e. Share Premium
f. Retained Earning
BORROWINGS
a. NRB
b. Interbank Borrowing
c. Foreign Banks and Fin. Ins.
d. Other Financial Ins.
e. Bonds and Securities
DEPOSITS
a. Current
Domestic
Foreign
b. Savings
Domestic
Foreign
c. Fixed
Domestic
Foreign
d. Call Deposits
Domestic
Foreign
e. Others
Domestic
Foreign
Bills Payable
Other Liabilities
1. Sundry Creditors
2. Loan Loss Provision
3. Interest Suspense a/c
4. Others
Reconcillation A/c
Profit & Loss A/c

-368.98
89.17

131.19

1.01
0.77

502.42

2949.27

857.47
9.24
9.24

3033.65

3711.13

1798.94

2095.28

1139.40
8.72
8.72

252.27

4695.05

18.64

519.21

1417.34

3083.32

32.03
32.03

1950.41
1950.41

284.14
284.14

1559.63
1559.63

2252.35
2252.35

578.48
578.48

1138.06
1138.06

612.24
612.24

186.13
186.13

2980.08
2980.08

15.02
15.02

353.62
353.62

591.86
591.86

1680.94
1680.94

998.86
998.86

485.23
485.23

1474.02
1474.02

1449.69
1449.69

1220.46
1220.46

956.26
151.61
804.65

476.23
476.23

59.03
59.03

1714.97
1714.97

3.62
3.62

165.59
165.59

823.31
823.31

1402.38
1402.38

204.83
204.83

44.61
44.61

265.56
265.56

34.24
34.24
0.23
168.84

4989.13
85.97
2320.89
2432.21
150.05
0.05
69.72

873.92
10.76
234.92
215.67
412.57
59.07

4.30

5559.71

4670.76

LIQUID FUNDS
75.75
a. Cash Balance
2.71
Nepalese Notes & Coins
2.71
Foreign Currency
b. Bank Balance
38.83
1. In Nepal Rastra Bank
0.21
Domestic Currency
0.21
Foreign Currency
2. "A"Class Licensed Institution
2.30
Domestic Currency
2.30
Foreign Currency
3. Other Financial Ins.
36.33
4. In Foreign Banks
c. Money at Call
34.20
Domestic Currency
34.20
Foreign Currency
INVESTMENT IN SECURITIES
10.01
a. Govt.Securities
10.01
b. NRB Bond
c. Govt.Non-Fin. Ins.
d. Other Non-Fin Ins.
e Non Residents
SHARE & OTHER INVESTMENT
72.55
a. Interbank Lending
b. Non Residents
c. Others
72.55
LOANS & ADVANCES
2353.74
a. Private Sector
2353.74
b. Financial Institutions
c. Government Organizations
5 BILL PURCHASED
a. Domestic Bills Purchased
b. Foreign Bills Purchased
c. Import Bills & Imports
6 LOANS AGAINST COLLECTED BILLS
a. Against Domestic Bills
b. Against Foreign Bills
FIXED ASSETS
68.42
OTHER ASSETS
2963.15
a. Accrued Interest:
2426.20
Financial Institutions
Government Enterprises
Private Sector
2426.20
b. Staff Loans / Adv.
c. Sundry Debtors
427.23
d. Cash In Transit
e. Others
109.72
9 Expenses not Written off
Non Banking Assets
16.10
Reconcillation Account
Profit & Loss A/c

29.70
29.70
9.10
9.10

12.52
12.52

7.11
7.11

312.58
9.54
195.86
109.72
-2.55

541.08
24.88
196.79
138.38
181.04

200.01
30.13
83.48
39.26
47.13

720.91
9.70
303.20
104.93
303.08

366.24
39.98
128.05
26.78
171.44
11.96

27.13

6.14

3.01

788.12
0.30
454.08
295.82
37.92
0.04
32.05

1147.26

4256.18

5359.87

2277.50

3297.95

3972.37

1079.80

860.09
95.89
95.89

367.38
6.78
6.78

1549.61
46.04
46.04

1505.04
122.29
122.29

464.78
18.70
18.70

917.83
8.04
8.04

891.13
5.83
5.83

85.26
85.26
85.26

152.13
137.54
137.54

1503.57
145.49
145.49

1382.74
157.93
157.93

446.08
48.31
48.31

50.40
41.57
41.57

13.87
13.87

327.14
327.14

1224.81
1224.81

350.30
350.30

8.84
8.84

0.72

1030.93

124.47
25.21
19.16

125.73
8.69
18.60
2.96
95.47

0.96
0.96

2.17
2.17

356.67
7.03
170.30
155.65
23.69
-0.47

27.94
0.85
11.78
4.63
10.68
3.69

27.57

16.47

5795.76

522.04

751.55

2129.89

4077.85

85.48
1.84
1.84

1070.54
81.64
81.64

145.80
1.23
1.23

152.83
14.06
14.06

766.04
1.87
1.87

755.18
36.38
36.38

885.31
45.57
45.57

83.64
13.47
13.47

988.90
188.08
188.08

144.57
0.75
0.75

138.77
13.81
13.81

33.46
32.67
32.67

61.43
61.43
61.43

838.03
838.03

70.17
70.17

511.98
511.98

2.04
2.04

45.08
45.08

0.79
0.79

288.83

141.79

79.88

10.22

156.47
2.32
43.49
59.50
51.16

293.02
62.44
79.77
89.57
61.23

Assets
1

7
8

10
11
12

TOTAL ASSETS

5559.71

678.94
678.94

208.47
208.47

27.00
27.00

16.50

47.48

1.71
859.39
859.39

730.72
730.72

123.57
123.57

95.00
95.00

140.00
140.00

1490.00
1490.00

180.00
180.00

5.00
5.00

657.37
657.37
129.48
1.48
128.00

16.50

185.93

2.53

3.80

197.50

3.30

144.88

53.34

14.12

94.76

0.20

10.83

5.78

22.49

185.93
2680.44
2680.44

2.53
649.63
649.63

3.80
2284.44
2284.44

197.50
3123.67
3123.67

3.30
1506.87
1506.87

144.88
1787.04
1787.04

53.34
1068.00
963.00
105.00

14.12
540.65
540.65

94.76
4233.97
4233.97

0.20
170.75
170.75

10.83
557.92
507.92
50.00

5.78
1249.64
1249.64

22.49
2803.61
2762.68
40.93

114.78
648.08
215.67
162.81

23.56
88.05
25.24
18.21
0.03
7.00
9.61
8.99

34.95
310.38
104.93

240.98
163.21
26.78

9.08
299.12
123.76

89.89
126.06
41.12

1.63
184.74
155.65

7.04
17.93
4.63

6.07
99.01
59.50

151.24
215.84
89.57

26.78
5.68

24.46
289.68
169.67
127.22
21.58
20.87

3.32
427.66
295.82
17.91

104.93
4.65
3.55

121.29
66.07
3.86
0.33
0.89
2.64
0.80
3.88

277.91
27.33

1.86
39.26
42.53
26.62

155.65
3.14
25.90

4.63
1.25
4.46

59.50

89.57

5.17

20.60

402.65
0.98
77.66
75.80

44.20
0.02

197.25

130.76
5.91

57.54

173.54

104.51

15.80

0.05

7.59

34.34

105.67

0.13
0.07
72.82

8.58

0.54

-0.74
0.32

16.56
0.97
1.39

4670.76

1147.26

4256.18

1079.80

5795.76

522.04

52.87
3.50
26.26

14.04
109.72
1.82
0.00

1.00
19.19
5359.87

2277.50

22

16.64
103.37
19.24
80.72
55.80

3297.95

3972.37

3.34

751.55

2129.89

4077.85

Everest

-110.10
181.98
1.37

-794.27
935.07

-82.45
70.00
24.49

424.80
293.74

182.79
157.46

47.95
0.12
104.56
0.63

1.96

4.63

20.69
1.36
-315.50

193.49
2.61
-1925.43

58.72

9.39
0.67

41.25
10.07
105.17
2.70
400.00

46.44

-169.77
51.20

80.63
0.52
-429.47
127.21

-384.68
161.30

29.74

70.33
2.01
200.00

24.08
0.99
0.26

29.74

200.00

962.57
685.29

567.10
369.30

-198.70
150.00
25.23

86.42
63.45

55.01

4.49
0.62
-379.04

9.29
13.68

Seti

Guheshwori

360.79
201.60

Kuber

CMBFCL

253.30
474.41

Sagarmatha

WMBFL

51.72
37.03

ICFC

Srijana

83.75
150.00
50.36

Crystal

Synergy

400.01
246.76

Arun

BFI Name

Central

S.N.

Multipurpose

Statement of Assets and Liabilities as on Asoj end, 2073(Mid-Oct, 2016)

Liabilities
1

4
5

6
7

CAPITAL FUND
a. Paid-up Capital
b. Calls in Advance
c. Proposed Bonus Share
d. General Reserves
e. Share Premium
f. Retained Earning
BORROWINGS
a. NRB
b. Interbank Borrowing
c. Foreign Banks and Fin. Ins.
d. Other Financial Ins.
e. Bonds and Securities
DEPOSITS
a. Current
Domestic
Foreign
b. Savings
Domestic
Foreign
c. Fixed
Domestic
Foreign
d. Call Deposits
Domestic
Foreign
e. Others
Domestic
Foreign
Bills Payable
Other Liabilities
1. Sundry Creditors
2. Loan Loss Provision
3. Interest Suspense a/c
4. Others
Reconcillation A/c
Profit & Loss A/c

400.00

116.50
123.55
25.79
9.67
1.77
1830.12

134.26
8.53

1830.12

1875.76

40.28

143.90

1871.66

2430.13

151.74

859.15

278.69

2165.02

1341.08

5995.29

3055.46

205.72

277.41

973.30

34.17
34.17

58.92
58.92

1006.20
1006.20

1973.83
1973.83

96.67
96.67

22.68
22.68

128.26
128.26

774.71
774.71

809.47
809.47

4155.86
4155.86

1575.25
1575.25

21.39
21.39

172.60
172.60

4.89
4.89

84.98
84.98

862.16
862.16

455.48
455.48

55.07
55.07

848.85
848.85

531.61
531.61

1837.16
1837.16

1191.79
1191.79

184.33
184.33

104.81
104.81

433.42
13.67
172.90
223.04
23.81
1353.90
170.46

26.11
4.59
6.55
8.16
6.82
3.93
1.08

973.30
902.46
902.46

288.42
288.42
1.22
1.22

154.88
34.30
38.20
22.98
59.40

3.30
3.30

0.81
0.81

763.60
39.28
364.61
198.38
161.33

162.46
7.63
36.77
13.48
104.59

150.42
150.42

541.46
541.46

882.61
4.35
374.03
393.72
110.50

103.15
13.68
34.98
8.38
46.10

2.28
2.28

70.41
5.09
20.20
8.55
36.57

0.04
597.56
153.09
124.89
32.15
287.42
66.13

438.35
4.00
131.02
79.50
223.84
700.27
32.76

2915.28

1594.29

9451.70

4793.95

1964.80

394.94

441.68
17.28
17.28

3758.23
232.95
232.95

698.43
21.90
21.90

106.03
6.70
6.70

95.27
1.28
1.28

706.65
16.67
16.62
0.04
53.83
53.32
53.32

424.41
28.50
28.50

3525.28
231.70
231.70

676.53
123.14
123.14

0.00
0.00
0.00

80.36
3.72
3.70
0.01
76.65
0.16
0.16

23.96
23.96

90.97
90.97

0.52
0.52

215.32
215.32

2871.78
2871.78

216.77
216.77

56.33
56.33

24.71

3.02

180.59

421.80

336.62

20.16

162.86
0.81
53.76
28.37
79.91
2.05

24.42
1.80
9.44
5.70
7.47
1.51

10.27

23.12

8.22

3538.28
14.91
1731.52
1738.05
53.80
0.00
8.43

36.00

22.32

2442.97

288.95

221.55

2898.83

3376.51

651.09

3641.33

1114.85

LIQUID FUNDS
784.89
a. Cash Balance
23.91
Nepalese Notes & Coins
23.91
Foreign Currency
b. Bank Balance
96.82
1. In Nepal Rastra Bank
95.46
Domestic Currency
95.46
Foreign Currency
2. "A"Class Licensed Institution
1.36
Domestic Currency
1.36
Foreign Currency
3. Other Financial Ins.
4. In Foreign Banks
c. Money at Call
664.15
Domestic Currency
664.15
Foreign Currency
INVESTMENT IN SECURITIES
a. Govt.Securities
b. NRB Bond
c. Govt.Non-Fin. Ins.
d. Other Non-Fin Ins.
e Non Residents
SHARE & OTHER INVESTMENT
19.88
a. Interbank Lending
b. Non Residents
c. Others
19.88
LOANS & ADVANCES
1469.98
a. Private Sector
1469.98
b. Financial Institutions
c. Government Organizations
5 BILL PURCHASED
a. Domestic Bills Purchased
b. Foreign Bills Purchased
c. Import Bills & Imports
6 LOANS AGAINST COLLECTED BILLS
a. Against Domestic Bills
b. Against Foreign Bills
FIXED ASSETS
44.30
OTHER ASSETS
107.45
a. Accrued Interest:
22.98
Financial Institutions
Government Enterprises
Private Sector
22.98
b. Staff Loans / Adv.
17.45
c. Sundry Debtors
7.67
d. Cash In Transit
e. Others
59.35
9 Expenses not Written off
Non Banking Assets
7.14
Reconcillation Account
Profit & Loss A/c
9.33

71.20
1.08
1.08

34.59
1.91
1.91

475.53
38.93
38.93

851.15
65.55
65.55

41.02
1.44
1.44

54.48
1.56
1.56

95.65
0.38
0.38

70.12
2.97
2.97

17.56

436.60
42.81
42.81

79.16
78.92
78.92

39.57
0.08
0.08

52.92
4.24
4.24

66.79
66.79

17.56
17.56

303.48
303.48

0.24
0.24

24.87
24.87
14.63

12.32

601.23
4.29
259.70
257.85
79.39

836.47
836.47

Assets
1

7
8

10
11
12

TOTAL ASSETS

2442.97

0.37

90.31
15.12
15.12
250.00
250.00

706.44
706.44

636.15
636.15

42.80

65.00
65.00

99.32
99.32
150.00
150.00

180.45
180.45

42.80
0.10

0.19

7.15

0.10
54.91
54.91

0.19
155.07
155.07

7.15
1541.26
1541.26

2182.10
2182.10

0.25

0.03

3.23

193.24

0.55

188.40

171.20
8.00

0.50

0.10

0.25
249.12
249.12

0.03
1711.79
1711.79

3.23
380.72
380.72

193.24
1789.53
1769.55
19.98

0.55
1101.60
1101.60

188.40
4717.63
4717.63

163.20
2780.75
2780.75

0.50
175.07
175.07

0.10
277.41
277.41

3.80
3.80

2.60
2.60

31.97
221.42
81.51
16.07
2.02
63.43
14.96
10.70

7.90
236.52
223.09

5.57
31.50
8.16

223.09
1.50
3.58

8.16
1.78
18.00
3.56

3.33
90.68
28.37

7.13
23.64
5.70

127.09
392.65
198.38

35.87
263.27
13.48

15.33
278.20
257.85

28.37
0.05
55.04

5.70
2.75
0.85

198.38
4.48
37.72

13.48
7.84
134.58

257.85
4.28
0.02

0.08
3.77

7.22

14.34
0.24
0.69

152.07

107.38
0.24
1.07

16.06

46.61

221.55

2898.83

3376.51

651.09

65.54
2.15
1.04
288.95

100.21

86.51
1788.52
1738.05
1738.05

201.07
432.87
393.72

10.75
37.33
8.55

0.65

58.46
102.40
9.00
0.70
0.62
7.68
23.17
12.07

8.55
8.41
7.72

86.77
530.91
71.94
12.86
3.47
55.62
86.49
26.03

38.50

58.17

12.64

346.45

114.24

8.35

19.76

5.66
700.27

82.28
1353.90

9451.70

4793.95

1964.80

393.72

66.52
0.65

1.31

4.94

2.38

23

3641.33

1114.85

2915.28

1594.29

394.94

Jebils

54.90
37.50

315.50
276.79

369.92
250.65

321.64
256.85

626.20
445.71

225.42
200.00

26.26

9.00
7.60

38.06

20.50

28.47

28.66

11.00
5.66

28.43
15.17

0.01
0.79

0.64

97.94
0.83
827.90
37.90
790.00

36.32

147.79
4.03

Reliance

Bhaktapur

Manjushree

290.87
221.00

Namaste

BFI Name

hama

S.N.

Unique

Statement of Assets and Liabilities as on Asoj end, 2073(Mid-Oct, 2016)

Liabilities
1

4
5

6
7

CAPITAL FUND
a. Paid-up Capital
b. Calls in Advance
c. Proposed Bonus Share
d. General Reserves
e. Share Premium
f. Retained Earning
BORROWINGS
a. NRB
b. Interbank Borrowing
c. Foreign Banks and Fin. Ins.
d. Other Financial Ins.
e. Bonds and Securities
DEPOSITS
a. Current
Domestic
Foreign
b. Savings
Domestic
Foreign
c. Fixed
Domestic
Foreign
d. Call Deposits
Domestic
Foreign
e. Others
Domestic
Foreign
Bills Payable
Other Liabilities
1. Sundry Creditors
2. Loan Loss Provision
3. Interest Suspense a/c
4. Others
Reconcillation A/c
Profit & Loss A/c

8.76
2.20
2.20

202.10

379.95

730.96

2637.03

940.21
0.43
0.43

2635.95

451.19

112.30
112.30

305.59
305.59

306.88
306.88

559.56
559.56

384.22
384.22

1146.82
1146.82

224.19
224.19

29.52
29.52

74.33
74.33

319.25
319.25

937.06
937.06

410.93
410.93

594.82
594.82

125.84
125.84

3.76
3.76

101.16
101.16

60.28
60.28

0.02
0.02

104.83
104.83

1140.41
1140.41

140.86
140.86

894.30
894.30

38.91
0.08
4.87
2.11
31.86

15.61
0.08
5.13
0.93
9.46

27.54
5.39
7.75
2.86
11.54

206.54
1.30
84.01
77.67
43.55

159.49
2.92
53.21
29.86
73.50

157.02
9.37
77.64
36.36
33.66

36.38
0.61
27.08
0.55
8.15

3.45

2.73

3.46

8.46

6.79

2.47

2.36

535.33

453.19

1077.46

4049.85

1428.14

3421.63

717.55

LIQUID FUNDS
169.38
a. Cash Balance
1.58
Nepalese Notes & Coins
1.58
Foreign Currency
b. Bank Balance
167.80
1. In Nepal Rastra Bank
11.02
Domestic Currency
11.02
Foreign Currency
2. "A"Class Licensed Institution
13.53
Domestic Currency
13.53
Foreign Currency
3. Other Financial Ins.
143.25
4. In Foreign Banks
c. Money at Call
Domestic Currency
Foreign Currency
INVESTMENT IN SECURITIES
a. Govt.Securities
b. NRB Bond
c. Govt.Non-Fin. Ins.
d. Other Non-Fin Ins.
e Non Residents
SHARE & OTHER INVESTMENT
40.17
a. Interbank Lending
b. Non Residents
c. Others
40.17
LOANS & ADVANCES
277.88
a. Private Sector
255.38
b. Financial Institutions
22.50
c. Government Organizations
5 BILL PURCHASED
a. Domestic Bills Purchased
b. Foreign Bills Purchased
c. Import Bills & Imports
6 LOANS AGAINST COLLECTED BILLS
a. Against Domestic Bills
b. Against Foreign Bills
FIXED ASSETS
7.95
OTHER ASSETS
26.50
a. Accrued Interest:
2.11
Financial Institutions
0.89
Government Enterprises
Private Sector
1.22
b. Staff Loans / Adv.
0.18
c. Sundry Debtors
d. Cash In Transit
e. Others
24.21
9 Expenses not Written off
Non Banking Assets
13.45
Reconcillation Account
Profit & Loss A/c

178.90
5.56
5.55
0.01
9.32

448.71
2.88
2.88

1486.98
35.97
35.97

220.57
7.24
7.24

952.72
28.32
28.32

180.87
8.89
8.89

445.83
19.85
19.85

1451.02
167.27
167.27

34.76
34.76
34.76

924.40
142.04
142.04

171.98
23.66
23.66

9.32
9.32

187.22
187.22

1072.41
1072.41

492.28
492.28

14.77
14.77

238.75

211.34

290.08

133.54

Assets
1

7
8

10
11
12

TOTAL ASSETS

535.33

164.03
164.03

269.81
269.81

0.67
3.71
0.93
0.08
0.85
1.79
0.99
0.11

178.57
178.57
50.00
50.00

67.50
67.50

0.42

22.19

120.45

23.44

22.19
934.07
903.07
31.00

120.45
2205.03
2094.26
73.50
37.27

23.44
460.81
460.81

4.31
176.18
30.57
7.59
0.70
22.28
10.55
61.65

17.90
116.71
36.36
0.35

3.17
29.11
0.82

73.41
0.50

66.15

0.42
559.82
530.22
29.60

2323.89
2265.39
58.50

2.63
15.88
3.63
0.86
0.77
2.01
0.82
0.67

35.16
162.48
77.67
18.81

10.77

36.28

58.86
35.18
13.34

18.60
18.60

36.01
11.47
2.73

41.35

453.19

1077.46

4049.85

2.81

7.72
-0.25
1.35

1428.14

3421.63

24

0.27
0.55
2.76
20.88
4.65
1.55

717.55

52.61
52.61

68.33
68.33
54.79
54.79

706.29
685.26
106.12
393.94

488.17
472.42
125.51
257.05

412.38
411.89
70.65
238.36

380.56
117.63

11.16
151.83
75.93

367.39
26.55
185.20

54.89
202.16
89.85

25.39

0.93

21.03

186.16
119.88

184.73
138.75

66.36
49.83
0.21
0.21

49.77
42.43
42.43
42.43

97.69
97.59
38.51
-0.61
39.12
59.07

30.41
30.41
30.39
30.39

238.36
102.88

509.43
500.25
81.18
296.97
1.43
0.19
217.43
77.92
122.09

454.00
451.17
152.94
280.57
76.61
67.32
64.23
72.41
17.66

15.76

0.49

9.18

2.83

197.45
133.12

132.08
103.66

79.97
59.77

84.27
100.59

104.96
126.55

39.44
35.44
19.74
29.61
-9.87
15.70

81.10
81.10
66.11
53.83
12.28
14.99

0.04
69.40
69.40
43.11
23.17
19.94
26.29

163.49
163.49
39.47
17.17
22.29
124.02

172.39
172.39
172.39
172.39

Global

29.33
29.33
16.03
11.40
4.62
13.31

314.76
313.84
74.92
162.98

ADBNL

190.66
146.66

644.78
619.39
121.19
380.56

SBL

240.86
190.88

490.93
490.93
140.41
286.99
118.53
24.53
106.50
37.43
63.53

Laxmi

118.40
84.80

0.01
4.06
106.13
68.10
0.84
0.84

Kumari

166.36
166.36
142.71
77.23
65.49
23.64

36.41

MBL

331.96
327.72
36.43
36.43

20.45

NIC

177.78
179.36
179.36
179.36

403.06
403.05
84.00
257.23

NCC

37.67
40.66
142.90
152.09

460.87
424.46
132.73
241.62
55.33
44.09
121.03
21.17
50.11

BOK

10.86
48.09
243.09
134.65

507.83
487.38
210.43
276.95
37.65

EBL

540.89
159.91

1.04
15.14
518.56
157.20

NBB

779.01
741.33
152.06
400.34
4.56

NSBI

452.27
441.41
242.72
92.18
13.83
18.44
46.09
13.83
106.51

HBL

469.47
468.43
302.51
143.29
1.03
0.90
65.66
75.70
22.63

SCBNL

NABIL

392.57
299.09
164.45
124.73

NIBL

RBB

BFI Name

NBL

Profit and Loss Statement of upto Asoj end, 2073(Mid-Oct, 2016)

991.15
960.51
407.83
526.37

599.67
583.47
169.29
280.14
0.26
12.93
205.46
61.49
134.04

Expenses
1. Interest Expense
1.1 On Deposit Liabilities
1.1.1 Saving Account
1.1.2 Fixed Account
1.1.2.1 Up to 3 months Fixed Account
1.1.2.2 3 to 6 months Fixed Account
1.1.2.3 6 months to 1 year Fixed Account
1.1.2.4 Above 1 year Fixed Account
1.1.3 Call Deposit
1.1.4 Certificate of Deposit
1.2 On Borrowing
2. Commission Expense
3. Staff Expense
4. Office Operating Expenses
5. Foreign Exchange Loss
5.1 Due to Change in Exchange Rates
5.2 Due to Foreign Currency Transaction
6. Non Operating Expense
7. Provision for Risk
7.1 Loan loss Provision
7.1.1 General Loan loss Provision
7.1.1.1 Pass Loan Loss Provision
7.1.1.2 Watch List Provision
7.1.2 Special Loan Loss Provision
7.1.3 Additional Loan Loss Provision
7.2. Provision for Non-Banking Assets
7.3. Provision for Loss on Investment
7.5. Provision for Loss of Other Assets
8. Loan Written Off
9. Provision for Staff Bonus
10. Provision for Income Tax
11. Others
12. Net Profit
Total Expenses

124.73
9.91
93.48

291.29

395.78
188.93

130.18
129.16
79.47
30.93
0.04
3.04
25.68
2.17
18.77
1.02

239.30

13.54

0.07
257.16
61.82

163.31
163.31
101.00
79.45
21.54
62.31

0.02

526.37
16.61
9.71
30.64
0.17
803.20
187.46
1.06
0.25
0.81
0.00
581.12
579.92
69.01
66.87
2.14
510.91

16.20
15.62
223.64
174.75

159.40
159.40
159.40
159.40

52.61
3.68
-5.26

0.94
1.03
2.27

135.01
504.33
1183.28
3093.78

0.16
720.87
2213.36

1566.95
1505.15
51.15
51.15

1763.80
1633.31
96.81
48.49

7.34

4.00

1.21

0.11
0.52
135.24
393.49

105.83
317.49

2.46
50.23
150.68

62.75
189.00

50.60
151.79

958.96
2366.31

740.80
2445.13

351.59
917.67

438.46
1682.38

354.18
1423.08

1836.35
1624.16
100.81
96.47
4.34

1888.69
1824.23
31.11
31.11

630.22
540.46
30.56
30.56

1334.01
1240.45
66.53
66.53

1153.76
991.60
63.05
63.05

73.35
220.04

38.71
116.13

18.43
55.30

37.29
111.88

32.38
97.15

19.63
58.90

19.41
58.22

39.17
117.52

0.00
45.06
140.80

59.75
176.54

337.45
1082.94

513.42
1653.55

270.97
1491.77

129.03
664.34

261.05
1486.52

226.69
1161.23

137.44
837.52

135.85
1071.25

274.20
1288.79

422.39
3172.40

420.93
1830.30

732.53
695.75
18.03
4.26

1401.83
1311.72
83.74
13.70
27.41
42.63

1269.79
1204.23
60.49
60.49

557.17
538.35
12.59
9.97

1266.37
1180.26
73.71
62.60
3.70
7.41

995.53
952.71
39.91
36.97

674.90
637.46
21.07
21.07

889.52
837.45
52.07
52.00

983.01
882.82
79.73
79.73

2609.13
2592.31
5.92
5.92

1423.18
1346.23
64.02
64.02

10.90
57.46

12.90
0.02
220.35

Income
1. Interest Income
1.1 On Loans and Advances
1.2 On Investment
1.2.1 Government Bonds
1.2.2 Foreign Bonds
1.2.3 NRB Bonds
1.2.4 Debenture & Bonds
1.3 On Agency Balance
1.4 On Call Deposit
1.5 On Others
2. Commission and Discount
2.1 Bills Purchase and Discount
2.2 Commission
2.3 Others
3. Exchange Flactuation Income
3.1 Due to Change in Exchange Rate
3.2 Due to Foreign Currency Transaction
4. Other Operating Income
5. Non Operating Income
6. Write Back from Provisions for loss
7. Recovery of written-off Loan
8. Income from Extra Ordinary transactions
9. Net Loss
Total Income

1.43
9.23
63.99
63.99
18.52
-7.47
25.99
107.21
1189.44
89.59
58.06

32.84
15.48
10.69
14.81
8.18
132.82
0.71
127.94
4.17
6.12
-18.14
24.26
172.64
8.18
95.40
34.40

13.77

2.63

0.06
2.93

1.90
90.04
19.45
282.37
0.11
276.85
5.40
152.76
90.29
62.46
36.03
53.53

32.27
1.03
0.06
202.86
1.31
201.55
161.96
1.77
160.18
116.23
41.89
33.51

5.27

0.48
9.65
49.07
98.62
2.18
67.93
28.51
155.99
16.69
139.30
13.79
0.03
14.32
4.70

27.02

162.24
6.39
122.16
33.69
154.51
154.51
25.79
0.12

1.28
97.83
211.00
121.91
89.09
40.27
2.04
38.23
0.04
18.01

0.41
13.74
4.60
129.49
15.16
112.38
1.94
37.37

6.37
78.55
0.74
77.81

1.34
3.74
88.75
5.69
83.06

21.53

57.76

37.37
47.15
22.79
83.97
29.64

21.53
114.31
2.02
35.31

57.76
41.12

1082.94

1653.55

33.86
0.50

1.27
4.96
35.29
0.05
33.80
1.44
12.31
12.31
27.25
-0.01
32.33

0.85
8.97
2.58
26.46
3.54
19.62
3.30
51.05
-0.30
51.35
109.44
32.40

2.80
17.66
2.91
90.68
0.29
90.39
35.12
0.46
34.67
22.77
0.62

0.80

16.50

1486.52

1161.23

16.36
51.70
0.04
14.67
37.00
26.18
0.59
25.60
17.00
3.19
64.55

110.08
5.93
100.50
3.65
44.21
0.47
43.75

194.51
95.72
98.79
18.14
-17.59
35.73
93.13

23.86
3.57

5.73
3093.78

2213.36

2366.31

2445.13

917.67

1682.38

1423.08

25

1491.77

664.34

837.52

1071.25

1288.79

57.46
42.93
20.89
22.04
159.70
0.02
258.00
33.47
11.70
3172.40

212.67
7.68
58.75
47.31
11.44
10.46
10.03
107.53

1830.30

NIDC

Malika

167.97

74.28

73.45

24.63

0.04

5.28

13.40

0.75

67.24
241.15

0.15
2.67
112.24
108.06

162.53
128.38

205.73
155.08
0.61
0.61

52.99
61.56

86.49
73.50
1.61

59.47
60.52

Shangrila

Sanima

183.93

162.38
162.38
67.44
80.32
0.16
1.80
17.97
60.39
14.61

Suprim

Century

267.38

23.36
23.36
5.22
17.77
0.76
0.31
2.42
14.28
0.37

Triveni

Civil

106.11

480.20
439.61
151.40
181.05
7.13
25.09
0.04
148.80
107.15

Karnali

Mega

324.74
324.74
67.35
183.93

Sahayogi

Janata

384.66
383.91
42.25
267.38

Narayani

PRABHU

272.44
267.17
50.35
157.35
8.11
5.94
124.13
19.17
59.46

Yeti

NMB

489.55
489.51
171.97
187.48
0.02
5.81
145.31
36.33
130.06

Siddhartha

Sunrise

641.49
616.86
94.02
403.24
27.53
0.27
51.27
324.19
119.59

370.66
357.25
83.17
106.11

2.59
315.54
27.86
162.36

544.14
543.99
109.42
385.96
0.33
2.87
364.20
18.55
48.61

Prime

BFI Name

Citizens

Profit and Loss Statement of upto Asoj end, 2073(Mid-Oct, 2016)

34.98
34.98
25.25
8.87

23.48
23.48
13.47
10.01

118.74
118.71
50.00
44.47
0.05
0.56
24.71
19.14
24.24

100.30
94.68
29.88
25.71

Expenses
1. Interest Expense
1.1 On Deposit Liabilities
1.1.1 Saving Account
1.1.2 Fixed Account
1.1.2.1 Up to 3 months Fixed Account
1.1.2.2 3 to 6 months Fixed Account
1.1.2.3 6 months to 1 year Fixed Account
1.1.2.4 Above 1 year Fixed Account
1.1.3 Call Deposit
1.1.4 Certificate of Deposit
1.2 On Borrowing
2. Commission Expense
3. Staff Expense
4. Office Operating Expenses
5. Foreign Exchange Loss
5.1 Due to Change in Exchange Rates
5.2 Due to Foreign Currency Transaction
6. Non Operating Expense
7. Provision for Risk
7.1 Loan loss Provision
7.1.1 General Loan loss Provision
7.1.1.1 Pass Loan Loss Provision
7.1.1.2 Watch List Provision
7.1.2 Special Loan Loss Provision
7.1.3 Additional Loan Loss Provision
7.2. Provision for Non-Banking Assets
7.3. Provision for Loss on Investment
7.5. Provision for Loss of Other Assets
8. Loan Written Off
9. Provision for Staff Bonus
10. Provision for Income Tax
11. Others
12. Net Profit
Total Expenses

552.31
531.98
46.14
374.87
0.34
27.86
265.60
81.07
110.97
20.34
0.54
106.31
88.11

62.51
62.51
28.61
28.61
33.90

568.43
568.43
60.08
345.99

18.93
18.93
39.86
14.73
25.14
-20.93

151.76
136.11
65.84
19.50
46.34
70.27

176.07
161.60
77.49
34.33
43.16
84.11

15.65

14.71
-0.24

278.23
49.31
147.92

35.87
107.60

36.16
108.48

345.16
1630.39

251.06
1290.27

253.12
1316.62

988.26
942.68
43.46
37.84

948.68
920.78
20.34
20.34

1059.79
1010.35
40.00
1.80

2.18
100.37
100.37
-25.55
63.42
-88.97
128.23
-2.32

42.28
42.28
12.39
10.44
1.95
29.89

1.61
2.40
132.43
129.85
70.97
46.23
24.74
58.88

418.68
418.68
0.03
0.03
418.65

153.33
153.33
73.50
42.68
0.01
38.22
0.61
3.84
37.15

40.59

155.14
152.72
72.12
46.79

7.84
38.95
33.81

1.19
1.19
0.74
0.46

0.46

0.00
2.10
6.77
0.85

10.01

2.42

70.99
66.09

85.05
92.54

12.19
8.74

0.18
43.52
43.52
35.98
22.68
13.30
7.54

22.09
65.31
65.31
59.79
42.00
17.79
5.52

50.97
50.97
3.92
3.52
0.39
47.06

36.26
24.62

0.04
37.93
37.93

37.93

0.21
24.82
0.68
39.09

0.03

5.62

33.48
30.86

28.19
28.07

1.41
0.85

9.15
5.06

6.88
6.87

26.19
25.09

20.03
16.60
0.21
0.21

-8.94
-8.94
-6.78
-6.78

34.99
34.99
14.83
0.57
14.27
20.15

1.63
1.63
1.63
1.63

18.57
18.57
10.40
1.85
8.55
8.17

6.31
6.31
6.31
6.31

30.77
30.74
30.74
30.74

17.69
17.69
11.44
0.15
11.29
6.25

-2.17

127.52
127.52
58.52
34.76
0.16
0.81
19.20
14.59
34.25

32.52
22.44

0.01
41.22
41.22
31.18
-0.09
31.27
10.03

0.03
2.58
26.16
45.77
175.27

1.83
9.14
27.42

555.79
1664.26

282.45
1483.17

1274.78
1221.04
41.01
41.01

959.30
873.94
51.20
51.20

10.70
37.23

38.80
116.41

2.21
6.62

2.81
7.68

0.60
4.03
12.08

923.32

74.92
628.37

271.62
1172.03

21.01
125.10

20.43
292.16

28.19
253.63

3.76
10.02
27.06
0.03
63.13
350.39

563.69
527.02
30.98
30.98

542.90
529.21
6.89
6.70

1013.14
946.13
55.76
49.57
6.20

80.49
58.10

269.14
242.93
1.09

298.31
277.33
1.70
1.70

272.83
247.77
2.09
1.90

63.98
531.63

20.99
62.98
0.00
146.95
898.00

459.65
441.17
13.92
11.65

727.44
658.11
39.40
0.21

2.27

39.19

0.19

0.30

0.07
24.65
5.22
19.79
0.09
19.69

2.72

2.22
6.65

3.56
10.69

5.08

15.52
92.14

43.53

0.61
0.61

81.47
74.60

32.65
31.05

6.33
19.00

24.94
239.97

55.62
210.45

44.34
293.38

209.00
192.00
1.33
1.33

191.93
162.04
10.66

268.76
251.87
2.71

10.66

2.71
12.84
1.34
1.94
1.93
0.00
0.05
0.05

Income
1. Interest Income
1.1 On Loans and Advances
1.2 On Investment
1.2.1 Government Bonds
1.2.2 Foreign Bonds
1.2.3 NRB Bonds
1.2.4 Debenture & Bonds
1.3 On Agency Balance
1.4 On Call Deposit
1.5 On Others
2. Commission and Discount
2.1 Bills Purchase and Discount
2.2 Commission
2.3 Others
3. Exchange Flactuation Income
3.1 Due to Change in Exchange Rate
3.2 Due to Foreign Currency Transaction
4. Other Operating Income
5. Non Operating Income
6. Write Back from Provisions for loss
7. Recovery of written-off Loan
8. Income from Extra Ordinary transactions
9. Net Loss
Total Income

5.63
1.51
0.61
25.71
0.01
15.93
9.77
49.40
49.40
98.78
22.42
445.81

1630.39

38.20
0.46
7.11
112.50
1.30
99.56
11.64
25.34
-1.63
26.97
203.25
0.50

1290.27

0.20
6.84
2.41
40.69
1.76
32.48
6.45
34.03
2.29
31.74
89.31
20.47
72.34

1316.62

1.95
10.77
61.75
60.81
0.93
61.89
2.19
59.70
77.45
27.72
160.68

1664.26

8.36
12.83
12.97
52.36
0.64
46.04
5.68
50.12
50.12
89.23

4.26
33.76
0.62
33.14
13.88
8.71
5.17
23.80
0.55

305.95
26.16
0.05
1483.17

33.82
33.82
42.71
1.59
72.66

1.09
0.18
22.27

5.68
16.35
0.86
15.49
20.03
11.43
8.60
39.93
58.89

22.39
4.08
13.48

11.25
29.97

13.48

29.97

22.84
4.63
18.21
44.77
2.58
1.00

47.73
0.10
47.63
79.75
1.44

17.76
1.52
4.02

15.68

0.70
1.33

6.86
0.02
2.03

1.60

0.29

24.89
0.24
1.75

5.74

6.84

18.79
0.44
0.74

0.29

1.75

4.02

1.33

2.03

0.35
5.39

6.84

0.74

0.01
0.00
0.01
22.31
0.38
-71.40

0.06
-0.01
0.06
20.02
2.35
44.81

2.28
11.70
30.34

11.36
9.90

0.80
531.63

898.00

224.44
923.32

26

628.37

0.00

1.19

0.01

7.20

1.66

1.44

15.67
0.07
2.98

9.01
1172.03

125.10

292.16

253.63

350.39

1.19
8.42

22.45
0.18

8.17

5.40
2.80
5.08

92.14

5.15
43.53

239.97

210.45

293.38

28.75
28.75
11.48
13.55
0.02
0.66
8.66
4.20
3.72

Garima

23.95
23.95
7.29
12.92
0.10
0.58
8.46
3.78
3.74

Kastamandap

82.78
71.21
30.84
28.19

Alpine

17.46
17.46
11.55
5.92

Country

14.02
14.02
6.86
4.34

diyalo

0.10
2.38
9.22

47.66
47.66
22.90
20.73
0.11
0.12
9.67
10.83
4.03

Bhargav

1.67
8.65
13.27
1.45

32.51
32.51
12.25
17.08
0.68
0.85
5.98
9.56
3.19

Ace

Tinau

76.23
75.37
49.55
18.87

Mahakali

Miteri

24.53
24.53
12.83
10.85

Kankai

Deva

29.03
29.03
17.32
11.71

Sewa

Araniko

53.25
53.25
28.22
23.58

Muktinath

Western

Biratlaxmi

Excel

Infrastructure

BFI Name

Gandaki

Profit and Loss Statement of upto Asoj end, 2073(Mid-Oct, 2016)

Expenses
1. Interest Expense
1.1 On Deposit Liabilities
1.1.1 Saving Account
1.1.2 Fixed Account
1.1.2.1 Up to 3 months Fixed Account
1.1.2.2 3 to 6 months Fixed Account
1.1.2.3 6 months to 1 year Fixed Account
1.1.2.4 Above 1 year Fixed Account
1.1.3 Call Deposit
1.1.4 Certificate of Deposit
1.2 On Borrowing
2. Commission Expense
3. Staff Expense
4. Office Operating Expenses
5. Foreign Exchange Loss
5.1 Due to Change in Exchange Rates
5.2 Due to Foreign Currency Transaction
6. Non Operating Expense
7. Provision for Risk
7.1 Loan loss Provision
7.1.1 General Loan loss Provision
7.1.1.1 Pass Loan Loss Provision
7.1.1.2 Watch List Provision
7.1.2 Special Loan Loss Provision
7.1.3 Additional Loan Loss Provision
7.2. Provision for Non-Banking Assets
7.3. Provision for Loss on Investment
7.5. Provision for Loss of Other Assets
8. Loan Written Off
9. Provision for Staff Bonus
10. Provision for Income Tax
11. Others
12. Net Profit
Total Expenses

96.21
71.20
29.52
24.27

72.42
72.42
21.07
29.04

0.65
19.73
3.89
17.41

0.21
20.46
8.37
22.31

25.01

24.47
23.33
12.41
4.52
0.00
0.00
0.61
3.91
6.40

7.46
3.39
0.85

1.13

18.87
6.95
0.86

15.70
9.08

0.00
18.86
16.80

12.47
9.32

0.02
19.97
9.04

11.06
11.06
6.68
1.98
4.70
4.38

2.15
2.15
-2.08
-1.61
-0.47
4.22

14.23
14.23
3.70
1.29
2.41
10.53

0.45
26.92
26.92
7.59
0.39
7.20
19.33

8.55
5.37

11.22
7.05
7.05

148.48
147.12
82.68
45.03
0.88
2.93
28.21
13.00
19.42

66.65
66.65
27.73
27.33
0.06
0.28
6.47
20.52
11.60

0.35
2.11
1.89
2.82

5.92

1.35

0.13
23.25
4.82
12.18

21.46
21.46
6.71
11.56
0.09

23.03
22.45
11.05
6.57

6.78
4.69
3.18

5.08
1.49
4.81
0.02
0.58

11.57

12.81
3.62

26.93
29.15
0.52
0.52

8.03
3.92

9.84
4.36

57.75
35.96

13.51
6.92

6.74
4.60

4.78
3.17

22.39
20.59

5.31
5.88

7.18
7.10

0.33
4.45
5.63

9.03
9.03
3.00
0.42
2.58
6.03

38.64
38.64
21.11
7.98
13.13
17.53

3.02
3.02
2.27
-0.04
2.31
0.74

3.38
3.38
2.50
2.48
0.02
0.88

0.01
25.68
25.68
21.14
13.99
7.15
4.54

6.98
6.98
3.36
3.24
0.12
3.63

3.26
3.26
1.27
0.55
0.73
1.99

9.06
9.06
9.06
9.06

20.09
20.09
1.29

0.86
0.86
0.86
0.86

9.72
9.72
3.55

0.02
15.97
15.97
3.58

3.55
6.16

3.58
12.39

1.29
18.80

5.87
6.41

2.91
8.72

3.96
11.88

1.41
4.23

0.42
1.27

1.17
3.50

7.24
21.73

3.69
11.08

2.74
8.22

14.09
41.14

3.78
11.35

1.27
3.82

32.58
183.25

20.35
142.22

27.72
104.05

9.87
125.14

2.96
65.87

8.17
62.83

50.69
251.13

25.84
88.09

19.18
95.39

99.71
422.82

26.47
135.67

8.91
42.63

34.47

170.48
136.53

129.00
108.68
0.64
0.64

92.82
84.11

115.38
91.74
2.94
2.94

53.77
53.77

49.59
49.59

193.39
173.52
0.02
0.02

78.71
72.80

85.08
78.38

361.08
346.23

124.96
116.90

38.26
36.58

28.27
24.90

8.93
25.01
0.18

19.68

8.70
0.00
1.14

20.59
0.10
1.96

5.92

6.71

0.94

8.06
0.00
0.97

1.68

6.73

3.96

3.36
2.39

0.18

0.82

0.53
0.61

1.96

6.73

0.94

19.75
0.10
2.09
0.02
2.08

0.97

0.63
3.33

2.15
0.24

0.01
0.01

0.00
0.00

11.67
0.75
0.18

8.13

133.19
133.19
65.96
45.53
0.38
2.74
18.07
24.33
21.71

0.59
0.01
19.90
20.80
3.76
3.76

30.99
30.07

9.23
9.23
9.23
9.23

-22.05
-0.62
11.77
0.43
11.35
0.61
-13.00
-21.43

27.75
27.75
24.81
6.27
18.54
2.94

7.05

4.65
13.96

85.15
84.57
38.33
32.35
1.50
0.72
25.80
4.33
13.90

4.20
9.08
27.25

0.94
2.82

0.39
1.17

0.06
0.17

0.78
2.34

7.19
21.58

6.69
20.06

63.59
249.98

6.58
46.34

2.73
57.04

0.41
48.50

5.46
53.12

50.34
186.67

46.80
295.55

206.64
171.65
3.87
3.87

41.19
38.06

51.82
46.88

39.26
35.88
0.46
0.46

44.27
41.07

165.46
147.69
1.89
1.89

266.56
246.03

31.12

3.13

3.20

0.55
0.47

Income
1. Interest Income
1.1 On Loans and Advances
1.2 On Investment
1.2.1 Government Bonds
1.2.2 Foreign Bonds
1.2.3 NRB Bonds
1.2.4 Debenture & Bonds
1.3 On Agency Balance
1.4 On Call Deposit
1.5 On Others
2. Commission and Discount
2.1 Bills Purchase and Discount
2.2 Commission
2.3 Others
3. Exchange Flactuation Income
3.1 Due to Change in Exchange Rate
3.2 Due to Foreign Currency Transaction
4. Other Operating Income
5. Non Operating Income
6. Write Back from Provisions for loss
7. Recovery of written-off Loan
8. Income from Extra Ordinary transactions
9. Net Loss
Total Income

4.94

0.82

4.27

5.51
0.59
3.98

5.00

5.37

2.82

9.32
2.98

0.55
0.49
0.06
19.97
0.57
34.56

0.30

0.82

14.44
0.42
4.23

0.13
0.16

0.82

4.23

9.07
0.00

7.85
0.87
0.76

45.64
11.35
0.53

9.74
0.41

0.44

4.54

0.21

2.62
0.31
0.10

0.44

0.50
4.04

0.21

0.10

0.36
-0.07
0.43
19.60

0.55

3.89

22.94

0.05

1.12

1.02

15.89
1.94

19.38
1.15
1.74

1.94

1.74

3.98

2.97
0.10
6.07

7.20

3.98
8.99

27.08
0.17

0.64
6.32

183.25

142.22

104.05

125.14

65.87

62.83

251.13

88.09

27

95.39

422.82

135.67

42.63

3.82
34.47

249.98

46.34

57.04

48.50

53.12

186.67

295.55

0.01
0.19
4.39
0.94

Mission

2.78
1.01
2.54

67.78
67.78
22.40
28.33
0.01
0.48
27.75
0.09
17.04

Tourism

0.29
0.56
1.60

14.35
14.35
7.77
4.26
0.00
0.11
1.56
2.58
2.33

Raptiveri

IDBL

0.76
19.46
9.16
16.83

89.60
89.60
60.56
23.32
0.13
0.43
10.71
12.06
5.72

Vibor

Pacific

10.30
10.30
4.77
4.59

Innovative

Shine

11.02
11.02
4.70
3.78

Matribhumi

Kakre

6.68
6.68
4.23
0.84

Kanchan

Hamro

Bagmati

93.32
93.32
47.11
29.38

Jyoti

Purnima

Corporate

162.13
162.13
52.33
70.33
0.34
1.11
47.67
21.23
39.47

Kaski

156.84
156.82
56.85
90.62
1.34
2.60
52.82
33.86
9.36

Kabeli

FewaDB

BFI Name

OmDB

Profit and Loss Statement of upto Asoj end, 2073(Mid-Oct, 2016)

23.41
23.41
8.53
14.37

100.64
98.80
35.15
43.25

4.78
9.59
0.51

1.23
25.36
16.67
20.40

26.67
26.67
15.80
6.33
0.00
0.06
3.38
2.90
4.54

Expenses
1. Interest Expense
1.1 On Deposit Liabilities
1.1.1 Saving Account
1.1.2 Fixed Account
1.1.2.1 Up to 3 months Fixed Account
1.1.2.2 3 to 6 months Fixed Account
1.1.2.3 6 months to 1 year Fixed Account
1.1.2.4 Above 1 year Fixed Account
1.1.3 Call Deposit
1.1.4 Certificate of Deposit
1.2 On Borrowing
2. Commission Expense
3. Staff Expense
4. Office Operating Expenses
5. Foreign Exchange Loss
5.1 Due to Change in Exchange Rates
5.2 Due to Foreign Currency Transaction
6. Non Operating Expense
7. Provision for Risk
7.1 Loan loss Provision
7.1.1 General Loan loss Provision
7.1.1.1 Pass Loan Loss Provision
7.1.1.2 Watch List Provision
7.1.2 Special Loan Loss Provision
7.1.3 Additional Loan Loss Provision
7.2. Provision for Non-Banking Assets
7.3. Provision for Loss on Investment
7.5. Provision for Loss of Other Assets
8. Loan Written Off
9. Provision for Staff Bonus
10. Provision for Income Tax
11. Others
12. Net Profit
Total Expenses

6.32
6.32
3.26
2.40
0.04
0.03
1.03
1.31
0.65

90.40
90.40
39.73
36.13
0.94
1.92
23.97
9.30
14.54

0.89
0.89
0.44
0.38

0.38
0.07

29.06
29.06
15.99
10.41
0.08
0.31
5.19
4.83
2.67

26.63
26.63
16.05
8.07
0.16
2.87
5.03
2.51

5.81
5.81
4.13
1.27
0.01
0.14
0.55
0.57
0.41

32.74
32.74
17.77
11.80
0.18
6.05
5.58
3.17

0.01
26.75
22.00

0.36
30.58
16.39

3.21
1.38

18.28
12.69

0.77
0.63

6.35
4.74

26.13
18.55
0.01
0.01

2.31
2.41

2.75
2.51

2.44
2.52

22.61
20.24

2.06
2.26

18.16
17.48
0.08

6.00
8.46
8.05

2.00
1.10

6.25
6.57

1.74
1.74
0.04
0.12
-0.07
1.77
-0.07

15.28
15.28
9.35
0.52
8.83
5.94

0.08
71.14
66.52
66.52
66.52

193.07
192.71
58.96
92.59
0.20
0.87
18.70
72.81
41.16

38.55
38.55
38.55
38.55

4.11
4.11
1.18
-0.29
1.48
2.93

33.68
33.68
33.68
33.68

0.10
0.10

0.10

3.43
3.43
1.70
1.10
0.60
1.73

30.25
30.25
12.20
-3.24
15.44
18.06

19.13
19.13
1.66
1.66
17.47

2.06
2.06
1.87
0.48
1.40
0.18

3.11
3.11
1.53
0.12
1.41
1.58

8.55
8.55
7.53
7.12
0.41
1.02

0.54
0.54
0.54
0.46
0.08

10.58
10.49
3.16

10.48
10.48

3.16
7.33
10.48

50.23
44.68
0.01
0.00
0.00
0.05
55.14
54.04
18.12
4.70
13.42
35.92

1.83
3.16
1.61

20.79
20.64
1.50
1.50

8.53
5.67

2.04
2.04
0.69
0.42
0.27
1.35

31.12
28.15
18.05
1.39
16.66
10.11

3.03
3.03
2.73
2.00
0.73
0.30

4.62

2.02
0.95

1.10
0.09
5.18
15.53
36.25
333.69

8.89
26.67
0.00
62.23
345.45

289.63
264.50
1.80
1.77

316.83
297.32
1.98
1.98

0.44
1.32

5.02
15.06

3.07
19.85

35.13
210.24

17.40
17.40

185.55
172.87

2.45
7.36

6.23
18.68

0.22
2.61

17.18
70.57

43.58
236.74

2.61
2.61

63.58
52.96

0.02

1.58
4.75

9.70
29.09

2.59
7.76

0.74
2.22

1.08
3.25

3.34

30.54

11.08
35.75

1.49
19.85

67.88
247.66

13.07
32.27

18.10
142.52

5.17
67.74

2.39
13.04

7.58
72.74

33.42
379.93

192.72
167.66
3.22
3.22

11.27
9.33

30.50
26.74

18.07
15.76

224.64
208.62
0.10
0.10

29.98
28.60

126.81
110.47
1.80
1.80

55.47
51.06

11.78
9.98

66.74
57.86

313.13
276.38
4.55
4.55

10.62

21.84

1.94

3.76

2.32

15.92

1.38

14.53

4.41

1.79

8.88

0.35

0.67

0.63

0.24

0.42

19.19

0.88

1.22

8.93

1.27

0.29

31.68
0.52
1.34

0.35

0.67

0.20
0.43

0.24

0.25
0.18

2.82
16.37

0.88

1.22

6.47
2.46

0.24
1.02

0.24
0.05

30.21

6.07
18.21

2.48
7.44

42.48
241.44

17.37
71.19

191.83
168.76
1.39
1.39

63.62
58.52

Income
1. Interest Income
1.1 On Loans and Advances
1.2 On Investment
1.2.1 Government Bonds
1.2.2 Foreign Bonds
1.2.3 NRB Bonds
1.2.4 Debenture & Bonds
1.3 On Agency Balance
1.4 On Call Deposit
1.5 On Others
2. Commission and Discount
2.1 Bills Purchase and Discount
2.2 Commission
2.3 Others
3. Exchange Flactuation Income
3.1 Due to Change in Exchange Rate
3.2 Due to Foreign Currency Transaction
4. Other Operating Income
5. Non Operating Income
6. Write Back from Provisions for loss
7. Recovery of written-off Loan
8. Income from Extra Ordinary transactions
9. Net Loss
Total Income

26.52
26.52

0.02

23.33
0.00
3.20

17.53
0.00
0.77

12.68
0.32

1.80

3.20

0.77

0.32

1.80

0.00

0.00
0.00

32.92
7.95

27.84

2.13

16.09
6.79

0.00

6.48
0.16

0.00
14.70
25.92
2.73

1.34

2.48
0.24
2.24

0.01

1.28
0.53

2.45

1.36

1.42
0.58
3.25

2.56

0.01
5.99
0.16
8.34

0.02
21.65
0.00
8.19
8.19

5.10
0.38
0.38

9.95

2.68

5.20

23.34

0.60

0.51

41.71
0.41

72.74

379.93

0.10

9.95
17.94
0.08
13.45

1.11
30.21

241.44

7.19

0.06
333.69

345.45

19.85

210.24

2.61

70.57

236.74

16.82
30.54

28

35.75

19.85

247.66

32.27

142.52

67.74

13.04

71.19

Gurkhas

Union

PFCL

NSMFL

NIDC Capital

NFL

Reliable

Green

Apex

Sajha

Salpa

Kailash

Kalinchowk

Manaslu

Cosmos

N.Community

Sahara

Sindhu

BFI Name

Mt. Makalu

Profit and Loss Statement of upto Asoj end, 2073(Mid-Oct, 2016)

57.97
57.97
34.02
23.95

15.01
15.01
3.79
10.39

55.23
55.23
21.96
33.27

23.95

8.60
1.79
0.83

8.17
9.91

4.64
3.82

Expenses
1. Interest Expense
1.1 On Deposit Liabilities
1.1.1 Saving Account
1.1.2 Fixed Account
1.1.2.1 Up to 3 months Fixed Account
1.1.2.2 3 to 6 months Fixed Account
1.1.2.3 6 months to 1 year Fixed Account
1.1.2.4 Above 1 year Fixed Account
1.1.3 Call Deposit
1.1.4 Certificate of Deposit
1.2 On Borrowing
2. Commission Expense
3. Staff Expense
4. Office Operating Expenses
5. Foreign Exchange Loss
5.1 Due to Change in Exchange Rates
5.2 Due to Foreign Currency Transaction
6. Non Operating Expense
7. Provision for Risk
7.1 Loan loss Provision
7.1.1 General Loan loss Provision
7.1.1.1 Pass Loan Loss Provision
7.1.1.2 Watch List Provision
7.1.2 Special Loan Loss Provision
7.1.3 Additional Loan Loss Provision
7.2. Provision for Non-Banking Assets
7.3. Provision for Loss on Investment
7.5. Provision for Loss of Other Assets
8. Loan Written Off
9. Provision for Staff Bonus
10. Provision for Income Tax
11. Others
12. Net Profit
Total Expenses

1.93
1.93
1.53
0.31

10.91
10.91
7.14
3.77

0.00
0.06
0.24
0.09

2.20
1.57

7.82
7.82
5.47
1.00

1.00
1.35

18.75
18.75
8.81
5.13
0.10
0.19
1.83
3.01
4.80

8.08
8.08
5.01
1.73
0.03
0.05
0.47
1.19
1.34

29.36
29.36
15.55
5.41
0.01
0.12
2.40
2.88
8.40

5.33
5.33
2.11
1.34

0.48
0.86
1.88

181.47
181.47
64.43
72.33
1.28
1.01
58.47
11.57
44.72

3.79
3.79
2.84
0.81
0.04
0.07
0.17
0.53
0.14

6.92
6.92
2.89
1.18
0.02
0.28
0.88
2.85

77.76
77.76
52.61
25.15
0.00
0.14
18.68
6.33

5.59
5.59
1.29
1.67
0.02
0.44
1.22
2.62

120.65
117.77
25.84
68.71
2.38
1.21
65.12

1.98
1.98
1.58
0.40

13.98
13.98
6.22
7.76

0.03
0.37

3.60
4.16

23.22

1.06
1.06
0.98

0.08

0.07
32.47
0.73

2.88
0.73
0.77

6.98
6.62

0.32
0.32
0.18

2.75
1.90

3.13
3.13
3.13
3.13

6.81
5.51

3.32
3.25

0.18
0.14

4.16
4.16
4.08
3.05
1.03
0.08

1.03
1.03
0.61
0.03
0.58
0.42

0.08
0.23

1.20
3.61

0.72
2.15

7.59
8.17

1.30
1.30
1.30
1.05
0.25

2.29
2.65

3.04
3.04
1.03
0.00
1.03
2.01

43.40
31.12
0.13
0.13
0.04
31.05
31.05
19.39
0.36
19.04
11.66

2.27
0.70

3.99
2.74

0.76
0.76
0.42
0.16
0.26
0.33

17.57
17.57
4.74
3.28
1.46
12.83

18.59
55.76

0.09

10.13
8.23

1.76
1.01

24.05
16.53

0.97
1.51

4.35
3.22

1.15
1.15
0.28
0.02
0.27
0.87

38.34
38.34
21.75

1.23
1.23

0.59
0.59

1.23

0.59

21.75
16.59

1.31
3.93

1.77
4.37

0.42
-3.64
-3.64
1.02

7.80
5.90

72.14
72.14
20.01
20.01

1.02
-4.66

52.13

20.26

141.07

18.26
8.44
25.32

4.65
0.23

0.54
4.61

7.28
31.79

-3.72
11.88

8.42
48.46

5.01
23.56

20.92
67.34

2.97
16.28

130.11
491.68

0.89
8.50

5.04
36.27

96.12

1.51
11.02

9.17
213.97

31.17
36.86

46.22
73.24

69.72
76.92

59.07
187.14

4.15
3.73

28.13
22.97
0.00

9.82
9.81

41.51
37.14

20.45
17.62

62.17
56.66

14.88
10.68

393.66
364.60
1.44
1.44

7.57
6.40

12.55
10.73

36.16
36.16

9.97
9.04

185.73
156.48
3.05
3.05

16.19
16.19

23.24
14.16
0.13
0.13

13.99
13.73
0.26
0.26

85.08
69.64
0.20
0.20

21.47
18.41

63.16
51.48

0.01

4.37

2.84

5.51

4.20

27.62

1.17

1.83

0.93

26.15
0.05
6.69

8.95

0.01

15.24

3.06

11.68

0.00

0.02

0.01

0.08

0.02

0.01

0.08

1.32

5.01

Income
1. Interest Income
1.1 On Loans and Advances
1.2 On Investment
1.2.1 Government Bonds
1.2.2 Foreign Bonds
1.2.3 NRB Bonds
1.2.4 Debenture & Bonds
1.3 On Agency Balance
1.4 On Call Deposit
1.5 On Others
2. Commission and Discount
2.1 Bills Purchase and Discount
2.2 Commission
2.3 Others
3. Exchange Flactuation Income
3.1 Due to Change in Exchange Rate
3.2 Due to Foreign Currency Transaction
4. Other Operating Income
5. Non Operating Income
6. Write Back from Provisions for loss
7. Recovery of written-off Loan
8. Income from Extra Ordinary transactions
9. Net Loss
Total Income

0.00
0.42

5.16

0.16

1.19

0.30

1.28

1.06

0.18

1.60

0.12

0.37

0.99

0.02

0.16

0.31
0.88

0.30

1.28

1.06

0.18

1.60

0.12

0.37

0.99

0.02

5.35
1.34
-0.21
-0.21

0.00

0.81

0.91

4.34

0.85

0.00

0.18

11.96
4.17
5.64

11.02

213.97

0.03

0.10

2.46

2.06

0.19

4.61

6.03

1.82

0.62

31.79

11.88

48.46

4.02

1.22

0.10

23.56

67.34

16.28

0.03
25.86
54.22
16.31

491.68

29

22.43

8.50

36.27

3.17
51.46
96.12

20.67

1.93
22.66
25.41

0.11
2.81
60.01

7.49
11.07
83.48

36.86

73.24

76.92

187.14

0.55
0.90
-3.98
20.26

72.82
141.07

Everest

Guheshwori

Crystal

1.07
8.54
11.74

CMBFCL

11.16
6.82

WMBFL

0.67
2.52

33.41
33.41
13.17
20.24
0.12
0.17
12.21
7.75

Srijana

41.51
41.51
20.15
21.35

Synergy

Central

26.06
26.06
8.08
17.98

Multipurpose

Pokhara

9.99
9.99
6.80
3.19

Arun

Janaki

Progressive

General

35.33
35.33
11.23
24.10
0.14
0.94
16.33
6.68

United FC

29.34
29.34
7.67
21.68
0.01
0.00
1.86
19.81

Lalitpur

Lumbini

61.29
55.22
26.77
28.46
0.03
0.13
14.64
13.66

ILFCO

SIFCL

BFI Name

Goodwill

Profit and Loss Statement of upto Asoj end, 2073(Mid-Oct, 2016)

Expenses
1. Interest Expense
1.1 On Deposit Liabilities
1.1.1 Saving Account
1.1.2 Fixed Account
1.1.2.1 Up to 3 months Fixed Account
1.1.2.2 3 to 6 months Fixed Account
1.1.2.3 6 months to 1 year Fixed Account
1.1.2.4 Above 1 year Fixed Account
1.1.3 Call Deposit
1.1.4 Certificate of Deposit
1.2 On Borrowing
2. Commission Expense
3. Staff Expense
4. Office Operating Expenses
5. Foreign Exchange Loss
5.1 Due to Change in Exchange Rates
5.2 Due to Foreign Currency Transaction
6. Non Operating Expense
7. Provision for Risk
7.1 Loan loss Provision
7.1.1 General Loan loss Provision
7.1.1.1 Pass Loan Loss Provision
7.1.1.2 Watch List Provision
7.1.2 Special Loan Loss Provision
7.1.3 Additional Loan Loss Provision
7.2. Provision for Non-Banking Assets
7.3. Provision for Loss on Investment
7.5. Provision for Loss of Other Assets
8. Loan Written Off
9. Provision for Staff Bonus
10. Provision for Income Tax
11. Others
12. Net Profit
Total Expenses

15.56
15.56
7.01
8.44

4.02
4.02
2.32
1.70

4.67
3.77
0.11

0.01
1.69

6.06

69.38
69.29
35.96
33.32
1.74
0.16
6.35
25.07

0.22
0.22
0.08
0.15
0.13

0.02

0.27
0.27
0.13
0.15
0.04

3.21
3.21
0.00
3.21

0.10

3.21

33.54
33.54
12.95
20.60
0.00
0.16
11.08
9.36

31.90
31.90
22.91
8.99
0.36
0.16
5.25
3.23

0.32
0.32
0.18
0.14

0.00
0.14

0.09

12.08
12.64

5.99
3.57

3.31
3.26

60.86
15.29

3.04
1.97

15.02
12.53

18.13
18.13

2.84
2.84
1.73
0.19
1.54
1.11

0.09
0.09
0.09
0.09

7.72
7.72
0.14

1.99
1.99

29.77
27.08
4.03
1.24
2.79
23.05

0.14
7.58

18.13

1.39
1.17
0.12
0.00

0.34
0.34
0.34

0.00
1.05
0.22

2.28
0.85

1.97
1.77

2.19
0.99

1.86
1.86

8.89
5.94

6.44
3.03

0.53
1.09

0.94
0.43

15.19
8.50

0.71
5.72
4.67

6.30
6.30
1.43
1.43

0.82
0.82

1.37
1.37

0.74
0.74
0.16
0.16

1.37

0.58

3.80
3.80
3.45
1.48
1.97
0.35

16.87
16.87
8.94
2.00
6.94
7.93

4.87

1.99

1.86

1.31
1.01

1.31
0.90

1.13
3.40

0.88
2.63

0.29
0.35

11.96
122.78

7.94
54.23

6.14
51.64

99.42

86.83
70.30
1.58
1.58

49.27
42.72
0.86
0.86

45.87
33.86
1.47
1.47

44.88
19.03
15.77
15.77

10.22
142.75

4.09
2.89

4.21
3.60

6.28
3.83
3.83
3.83

6.96
6.96
0.82
0.82
6.14

0.82
2.46

1.46
4.38
5.35
32.05
48.44

22.71
22.71
11.37
11.33
0.03
0.07
7.89
3.34

0.24

2.68
0.01
1.69
4.98

33.78
33.54
16.47
17.07
0.13
0.25
12.39
4.31

2.35
7.06

0.43
1.28

0.53

3.35

3.69
19.28

27.57
56.81

16.47
88.51

2.99
48.40

3.26

1.51
6.84

5.33
66.90

23.12
82.99

8.22
10.86

8.43
12.02

36.00
36.97

22.32
69.36

0.52
0.52

13.75
13.75

52.29
43.76

81.89
72.31
0.40

43.91
36.82

1.12
1.12

4.94
4.94

42.31
34.47
0.27

72.91
72.90

1.64
1.64

11.78
11.78

0.59
0.45

57.03
48.91
0.55

37.48

Income
1. Interest Income
1.1 On Loans and Advances
1.2 On Investment
1.2.1 Government Bonds
1.2.2 Foreign Bonds
1.2.3 NRB Bonds
1.2.4 Debenture & Bonds
1.3 On Agency Balance
1.4 On Call Deposit
1.5 On Others
2. Commission and Discount
2.1 Bills Purchase and Discount
2.2 Commission
2.3 Others
3. Exchange Flactuation Income
3.1 Due to Change in Exchange Rate
3.2 Due to Foreign Currency Transaction
4. Other Operating Income
5. Non Operating Income
6. Write Back from Provisions for loss
7. Recovery of written-off Loan
8. Income from Extra Ordinary transactions
9. Net Loss
Total Income

8.08
8.08

116.26
105.23
1.79
1.79

0.40

32.64
27.44

0.27
0.55

5.69
14.94

10.54

0.41

0.08

0.41

0.08

19.40
16.14

3.18
1.78

3.47
2.22

10.08
0.65

8.22
1.03
0.45

0.65

0.31
0.14

0.72

26.04

8.53

9.18

7.09

7.58

0.01

7.58

0.00

0.14
1.57

0.01

0.00
1.57

0.01

0.32

0.00

0.32

0.00

6.62

1.44

1.86
2.11

1.35
0.66
0.86
1.65

1.39
3.35

19.28

56.81

0.37

6.62

0.45

0.62

4.18

0.01

0.36
0.33
0.03

0.31

0.01

2.14

36.38

7.14
4.46
0.36

36.97

69.36

0.62
0.45

0.74
0.36

1.45

7.72
1.40
14.84

1.04
3.26

6.84

66.90

5.19
0.02
0.31

7.37

0.00
0.24

2.70

9.21

82.99

10.86

40.36
122.78

54.23

51.64

52.79
99.42

48.44

142.75

30

88.51

48.40

12.02

2.38
37.48

Bhaktapur

Reliance

Jebils

Manjushree

Unique

Namaste

hama

Seti

Kuber

Sagarmatha

BFI Name

ICFC

Profit and Loss Statement of upto Asoj end, 2073(Mid-Oct, 2016)

Expenses
1. Interest Expense
1.1 On Deposit Liabilities
1.1.1 Saving Account
1.1.2 Fixed Account
1.1.2.1 Up to 3 months Fixed Account
1.1.2.2 3 to 6 months Fixed Account
1.1.2.3 6 months to 1 year Fixed Account
1.1.2.4 Above 1 year Fixed Account
1.1.3 Call Deposit
1.1.4 Certificate of Deposit
1.2 On Borrowing
2. Commission Expense
3. Staff Expense
4. Office Operating Expenses
5. Foreign Exchange Loss
5.1 Due to Change in Exchange Rates
5.2 Due to Foreign Currency Transaction
6. Non Operating Expense
7. Provision for Risk
7.1 Loan loss Provision
7.1.1 General Loan loss Provision
7.1.1.1 Pass Loan Loss Provision
7.1.1.2 Watch List Provision
7.1.2 Special Loan Loss Provision
7.1.3 Additional Loan Loss Provision
7.2. Provision for Non-Banking Assets
7.3. Provision for Loss on Investment
7.5. Provision for Loss of Other Assets
8. Loan Written Off
9. Provision for Staff Bonus
10. Provision for Income Tax
11. Others
12. Net Profit
Total Expenses

90.75
79.45
47.73
31.72
0.13
0.14
22.44
9.00

49.52
49.52
21.24
23.32
0.31
0.71
17.61
4.68
4.96

1.62
1.62
1.59
0.03

4.65
4.65
1.88
2.77

2.77
2.77
2.01
0.77

6.73
6.73
5.02
1.70

0.03

1.12
1.65

0.06
0.70
0.01

0.06
0.28
1.37

13.94
13.94
6.06
7.88
0.08
0.06
5.40
2.34

11.30

48.01
45.84
27.54
18.30
0.12
0.17
14.29
3.72

15.80
15.80
5.37
8.68
0.00
0.01
5.23
3.45
1.75

43.39
43.39
30.84
12.55
0.23
0.68
3.95
7.69

6.00
6.00
2.41
2.60

1.17
1.44
0.99

2.17

17.13
17.00

9.58
7.01

0.96
0.96
2.04
-1.46
3.51
-1.08

16.73
16.73

3.07
8.70

16.73

1.70
0.90

1.09
1.98

1.36
0.62

2.35
2.14

6.54
5.54

3.47
2.92

7.60
6.30

1.78
1.58

1.15
1.15
0.34
0.13
0.21
0.81

0.43
0.43
0.07
0.07

0.86
0.86
-0.46
-0.46

1.00
1.00

2.93
2.93
2.93
2.93

8.97
8.97

29.63
25.37
25.37
25.37

1.55
1.55
0.47

0.37

1.32

0.47
1.09

8.97
1.00
4.26
0.00

9.45
28.34

4.68
14.04

66.13
229.74

32.76
134.33

154.67
116.48
1.85
1.85

73.98
66.88
1.65
1.65

0.15
0.46

0.50
1.56

0.39
1.17

0.02
170.46
183.88

1.08
10.09

3.45
11.79

2.73
13.85

8.88
8.88

9.38
8.20

10.08
7.50

12.69
10.09

1.21
3.63

0.42
0.22

0.16
0.48

0.34
1.01

3.46
22.89

8.46
76.31

3.98
35.77

1.12
88.68

2.36
14.63

22.03
15.40
0.51

69.86
58.33

31.22
27.99
0.62
0.62

64.18
55.96

11.14
10.97
0.18
0.18

2.40
0.21
0.03

8.22
0.19

0.00

0.03

0.04
0.15

0.00

2.59
0.07
1.83

6.46
0.79
4.54
12.52

3.46

88.68

14.63

Income
1. Interest Income
1.1 On Loans and Advances
1.2 On Investment
1.2.1 Government Bonds
1.2.2 Foreign Bonds
1.2.3 NRB Bonds
1.2.4 Debenture & Bonds
1.3 On Agency Balance
1.4 On Call Deposit
1.5 On Others
2. Commission and Discount
2.1 Bills Purchase and Discount
2.2 Commission
2.3 Others
3. Exchange Flactuation Income
3.1 Due to Change in Exchange Rate
3.2 Due to Foreign Currency Transaction
4. Other Operating Income
5. Non Operating Income
6. Write Back from Provisions for loss
7. Recovery of written-off Loan
8. Income from Extra Ordinary transactions
9. Net Loss
Total Income

0.51
36.34
2.59

2.60

1.15

5.45
0.83

1.18
0.05

0.00

0.01

1.15

0.83

0.05

0.00

0.01

7.68
31.74
34.51

11.16
46.66
1.70

0.66

0.54
1.17

1.16

11.33

6.11
0.00

11.53
5.12
0.02
5.10

0.86

163.67

1.33

0.02

0.03
229.74

134.33

183.88

10.09

11.79

13.85

22.89

76.31

31

35.77

Citizens

Global

ADBNL

SBL

Laxmi

Kumari

MBL

NIC

NCC

BOK

EBL

NBB

NSBI

HBL

SCBNL

NIBL

NABIL

RBB

BFI Name

NBL

Statement of Credit as on Asoj end, 2073(Mid-Oct, 2016)

Sector Wise
Agricultural and Forest Related
Fishery Related
Mining Related
Manufacturing (Producing) Related
Construction
Electricity,Gas and Water
Metal Products, Mach. & Ele. Eqp.
Tras., Com. and Public Utilities
Wholesaler & Retailer
Finance, Insurance and Real Estate
Hotel or Restaurant
Other Services
Consumption Loans
Local Government
Others
TOTAL sectorwise

4248.99
73.07
340.17
11267.25
6827.97
1823.24
544.12
1089.19
17816.31
1989.34
1435.01
2312.54
10702.64
5561.43
66031.27

5496.50
312.91
117.56
9878.06
10153.25
1309.48
1027.33
2023.75
26999.15
8257.96
4391.08
2473.21
9492.75
216.60
3839.81
85989.40

813.98
55.10
25851.41
2217.34
3820.41
556.24
626.76
21200.26
4548.03
2387.95
1971.07
2963.23
7.50
16527.35
83546.62

3636.88
35.14
216.84
26654.56
5300.46
4049.57
352.98
3628.98
23852.21
7058.32
7289.85
6880.18
1862.40
368.27
3258.64
94445.28

13748.88
10303.32
2746.76
15696.44
4125.19
1727.70
1825.23
3505.45
4201.34
4.62
8146.33
66031.27

12424.00
13475.58
575.77
31783.88
6536.34
3850.34
1246.19
3039.83
4909.65
57.77
8090.05
85989.40

12388.51
14495.90
6702.16
21782.40
6722.37
3911.73
1279.49
2464.26
3471.20
112.59
10216.02
83546.62

22620.56
16045.61
15958.75
24475.97
1268.38
5408.86
477.02
2433.34
4255.93
412.67
1088.21
94445.28

7436.08
203.88
0.09
365.26
357.90
7.36
31880.81
22738.84
9141.97
162.61
0.33
162.28
285.60
65.43
78.05
3.64
0.01
12.00
126.48

7166.16
237.27
1070.10
259.58
259.58

268.00
853.60
1364.90
682.84
332.85
350.00
69432.53
35519.68
33912.85
4224.69
10.68
4214.00
782.04

805.27
1.33
477.02
141.97
141.97

691.59

1799.58
10.63

1111.15

12014.30
2765.80
845.49
1589.30
1815.98
15815.58
2631.23
264.91
1097.06
298.71

385.89
11.84
28.15
6218.16
8919.45
585.71
618.76
791.50
6191.56
4467.87
605.89
1390.94
1316.05

1977.39
13.30
300.86
11846.07
9590.13
2101.23
1145.51
3250.28
18742.50
7115.30
857.42
1936.12
4708.23

2495.67
42.83
61.52
12297.77
4565.82
2264.23
772.06
1513.40
15542.33
4945.01
2784.95
4104.21
5988.70

876.67
29.97
291.93
5811.13
2883.23
1001.87
484.64
2531.63
5638.27
1517.97
564.68
1181.22
672.07

7325.49
7164.15
46.59
1625.36
152.42
8909.12
1359.27
9.72
175.16
3354.17
138.81
1439.44
32391.27

22864.88
4600.06
593.44
244.31
4263.55
15796.83
8352.87
2214.21
4070.30
2431.67
255.20
4686.40
72183.93

1923.34
1820.74
3829.37
8980.22
4954.72
1902.88

9318.02
9280.56
7841.36
23256.97
4600.06
3430.98
2116.64
5600.05
3343.71
1427.28
1968.31
72183.93

1270.57
2.20

6735.51
62097.20

1214.41
33.38
17.48
10578.63
6418.31
1345.59
715.21
1266.27
11260.99
4692.54
631.02
2965.82
3168.10
129.84
5436.75
49874.34

10213.49
12094.50
929.58
20.51
211.37
14833.80
3910.28
549.10
2371.21
8955.09

12748.20
52997.71

2741.12
34272.90

5945.70
69530.04

4097.83
61476.34

1861.97
25347.25

2898.10
999.40
2014.04
26955.03
1769.63
3691.54
489.62
2376.20
788.59
11015.55
52997.71

4124.17
6619.62
1607.71
6167.01
3224.61
3450.75
440.40
3529.66
1573.32
637.61
2898.03
34272.90

9480.36
15808.20
4505.61
11171.10
9582.98
3695.80
1254.62
4741.24
3659.46
42.70
5587.97
69530.04

10018.97
22134.35
2103.52
8776.98
3813.91
1766.42
486.57
6481.29
2754.86
1614.70
1524.77
61476.34

3120.07
7914.27
940.44
3300.57
1824.69
461.34
59.10
3138.36
1178.28
134.92
3275.21
25347.25

6401.48
12971.76
2446.41
11432.43
10060.91
3141.24
3626.71
4996.70
2677.70
765.23
3576.62
62097.20

1.25

251.03

102.01
79.64
597.83
130.83
130.83

139.28

367.17

469.56
44.59
464.05
7966.40
5368.69
1304.30
291.63
618.61
7457.89
2223.22
238.63
1516.14
2049.34

690.99
1.19

1268.04
10.18
269.39
9518.05
2768.03
1883.86
510.13
5323.49
10906.57
6197.64
2133.21
2280.05
1746.73
135.05
15189.58
60139.99

2398.06
32411.10

7857.85
8833.50
1750.14
1547.27
4443.72
9266.40
3959.99
619.69
1721.75
3112.83
134.63
102.76
44042.71

24368.07 1344.93
843.80
17.98
153.60
34.36
9636.44 13036.49
4977.12 8633.77
54.05 3833.18
502.46 1347.59
199.34 1429.34
17629.45 19582.18
147.79 3842.81
3495.02 2311.33
3799.04 2432.36
10640.91 2637.30
1.48
96.55
8344.20 6584.30
84792.76 67164.47

305.89
73.95
136.36
6680.19
1242.61
2531.77
58.03
482.36
7638.33
4612.85
663.57
2190.61
6172.26
1.58
10940.40
43730.75

5628.55
7114.12
1986.91
6591.22
5878.99
3059.32
31.81
5263.85
2094.88
497.94
11726.76
49874.34

6290.97
8650.85
822.58
6482.14
3704.13
1817.72
1257.09
1716.41
1438.25
9.83
221.13
32411.10

7319.96 12196.02 19806.63 8528.59


3333.50 16293.12 6614.60 17835.06
3389.41 2447.59
8.06 2728.65
11588.75 8156.18 45397.54 17450.91
2161.64 3905.83 4281.98 5715.14
1275.11 6016.81
695.14 3440.89
1588.24 1106.84
1413.18
3279.10 6722.26
183.02 3765.09
1959.80 2409.90 6429.63 3080.85
836.60
219.10
1025.87
7310.59
666.34 1376.16 2180.25
44042.71 60139.99 84792.76 67164.47

8744.87
6142.32
585.15
4089.78
2538.65
5119.33
3231.06
2302.44
2688.41
114.79
8173.94
43730.75

36.51
6.86

32.00

Product Wise
Term Loan
Overdraft
Trust Receipt Loan / Import Loan
Demand & Other Working Capital Loan
Res. Per. H. Loan (Up to Rs. 10 mil.)
Real Estate Loan
Margin Nature Loan
Hire Purchase Loan
Deprived Sector Loan
Bills Purchased
Other Product
Total Product wise Loan

3177.64
1498.07
56.94
4247.35
32391.27

Collateral Wise
Gold and Silver
Government Securities
Non Governmental Securities
Fixed Deposit Receipts
Own
Other Licences Institutions
Collateral of Properties
Fixed Assets
Current Assets
Against security of Bill
Domestic Bills
Foreign Bills
Against Guarantee
Government Guarantee
Institutional Guarantee
Personal Guarantee
Collective Guarantee
Int. Rtd. Foreign Bank's Guarantee
Other Guarantee
Credit Card
Others
Total

25696.94
66031.27

74080.55
74044.50
36.05
87.93
19.05
68.88
2422.18
35.86
2370.70
11.60
4.02

665.63
85989.40

778.36
3.68

264.17
5673.85
83546.62

78806.16
56999.06
21807.10
737.12
69.36
667.76
5262.10
368.27
2274.19
1018.04

1601.60
29.79
8184.51
94445.28

404.47
26.10
378.38
27214.80
20652.83
6561.97

1832.52
138.81
1693.71

140.78
2798.71
32391.27

2116.64
147.71
147.71
65025.30
64166.29
859.01
1427.27
15.20
1412.08
3385.73

1040.51
1040.51
45600.18
39535.88
6064.29
1619.40
1619.40
2375.56
156.12
2219.44

632.40
70.25
69.89
0.36
30667.42
28945.35
1722.07
657.53
548.95
108.57
1680.53
91.30
1296.54
193.16
99.54

42.03
3343.71
81.26
72183.93

2360.81
52997.71

313.73
34272.90

32

19.60
1644.54
1216.70
1048.26
168.44
62121.46
38663.35
23458.11
27.87
27.87
4145.59
198.74
2358.72
1581.42
6.72

0.07
354.21
69530.04

54105.22
51103.07
3002.16
1279.85
1279.85
4637.38
2.17
2876.02
3.06
843.78
912.35
9.86
533.72
61476.34

157.70
182.28
182.26
0.02
22691.00
21330.55
1360.45
295.71
295.71
1173.72
71.84
1069.10
32.78

707.56
25347.25

3626.71
543.72
543.72
54848.06
29770.86
25077.20
2.44
2.44
2601.72
216.53
2385.19

3.94
103.44
62097.20

127.57
43.03
84.54
47156.42
25778.76
21377.67
5.20
1.17
4.03
1756.21
129.84
1626.36

1.41
784.16
49874.34

1060.71
18.89
18.89

231.52

87.00
87.00

158.77
29.02
1069.80
501.25
501.25

0.88
43.69

249.19
249.19

30019.98
29123.78
896.21
6.54
1.62
4.92
998.14
146.62
837.53
13.99

1162.98
680.20
482.78
40078.66 53598.11 84384.79 59964.29
29510.71 35079.10 84384.79 29117.04
10567.94 18519.01
30847.26
928.44
35.11
893.33
134.76 1388.76
307.84
134.63
135.05
91.86
0.00 1155.15
4.39
0.13
38.53
211.59

274.85
32411.10

60.02
26.46
86.44
3484.31 2624.62
5598.35
44042.71 60139.99 84792.76 67164.47

2450.77
2.31
3234.63
282.52
279.09
3.43
33773.53
22366.97
11406.57
811.22
29.60
781.62
75.82

75.82

9.55
3090.39
43730.75

Gandaki

Shangrila

Suprim

Triveni

Karnali

Sahayogi

Narayani

Yeti

Siddhartha

Malika

NIDC

Sanima

Century

Civil

Mega

Janata

PRABHU

NMB

Sunrise

BFI Name

Prime

Statement of Credit as on Asoj end, 2073(Mid-Oct, 2016)

Sector Wise
Agricultural and Forest Related
Fishery Related
Mining Related
Manufacturing (Producing) Related
Construction
Electricity,Gas and Water
Metal Products, Mach. & Ele. Eqp.
Tras., Com. and Public Utilities
Wholesaler & Retailer
Finance, Insurance and Real Estate
Hotel or Restaurant
Other Services
Consumption Loans
Local Government
Others
TOTAL sectorwise

954.69
0.96
6.40
6739.19
4742.53
2414.37
124.08
1192.72
4397.28
4206.63
910.54
821.47
4334.85

1144.00 1003.59
4.32
46.93
44.35
51.86
6902.81 10585.43
3652.49 8890.53
786.21 3820.86
389.92 1480.39
585.50 2653.73
11009.92 13216.12
4567.99 4129.63
1825.29 3071.01
1807.87 2294.76
4560.72 2683.99

1561.14
3.87
7814.57
9012.99
1296.66
345.89
1984.41
8865.82
7868.84
3040.64
4983.72
3246.77

594.00
7.33
17.99
6410.37
239.75
817.24
161.89
630.79
4816.15
3465.85
220.34
955.74
1783.60

740.27
21.53
29.94
7667.90
621.88
998.48
332.47
468.00
9671.97
3603.63
1720.91
923.34
1981.22

12318.20
43163.92

9170.10 3570.53
46451.50 57499.35

1720.38
51745.69

1688.20
21809.25

6479.52
9743.24
377.39
4243.94
2665.90
6123.22
1736.11
1389.32
1936.77
197.67
8270.84
43163.92

4407.09
9315.55
1670.52
8184.23
5761.73
2877.67
2120.59
4010.29
2089.38
155.50
5858.95
46451.50

10542.10
8410.24
1992.47
8929.13
7053.76
5245.09
2109.43
3173.38
2248.88
15.72
2025.49
51745.69

3570.71
0.83
1781.93
168.14
168.14

312.31

32785.40
32462.03
323.36
6.35

42017.07
36920.79
5096.28

1371.13
1.65
58.02
4875.26
1897.66
721.42
87.82
310.52
8621.88
3348.37
1126.40
2103.11
1713.44

735.97
1.11
501.71
6364.14
3206.06
620.37
344.78
338.29
5931.54
3618.32
1102.38
1371.68
1854.63

1475.39
8.61

47.07

191.11
14.88

6311.51
4077.44
1497.71
673.26
2585.55
9410.00
1945.42
1357.27
2042.84
2253.56

501.85
20.46
621.24
16.45

763.67

3563.19
32344.72

1108.12 1603.37
27344.81 27594.36

11477.24
45115.81

352.30
2606.66

4321.41 1458.39
9304.68 11110.83

4385.91
4792.21
729.36
4827.63
1177.79
849.98
578.64
1212.32
1177.99

5125.42
9884.00
2276.31
5679.13
1192.34
2976.84
110.27
2458.74
1290.94

2027.84

1144.68

89.79
12.19
56.58

4690.14
534.93

1350.73
32344.72

7195.18
6014.31
962.24
7064.25
3206.81
4660.11
431.70
3994.35
1871.62
214.02
9501.23
45115.81

1722.72
543.44

2077.44
21809.25

5421.28 6927.31
5800.54 6113.66
1724.64
686.90
8373.43 5665.53
949.15 2543.57
900.83 2225.28
48.66
458.79
1958.65
964.76
1255.21 1158.64
155.85
26.40
756.56
823.53
27344.81 27594.36

60.54
18.73
2198.22
166.93
166.93

128.53
41.00
537.45
89.02
89.02

8.69
113.34
41.44
41.44

46165.61
43769.83
2395.78
616.77
63.12
553.65
1875.22
123.98
1218.31
90.89
442.04

19893.59
15063.94
4829.65

31158.53
28111.45
3047.08

287.52
63.31
312.32
380.57
3.56

77.70
6.31
10.57
422.02
206.41
253.98
39.96
136.81
540.15
1264.13
916.04
131.34
2510.42
1.37
2607.24
9124.44

1855.79
2835.37

10.04
61.99

3222.44
1031.44
1062.35
330.81
1459.90
516.76

463.07
1125.64
693.43
1240.53
405.38

9.40
20.57
26.30
21.01
5.34
3.88

1004.03
52.56
193.53

96.16

11.55
140.70

142.32 2342.46
9304.68 11110.83

505.23
9124.44

2.18
160.71

1217.21
2619.57

49.66

344.41

6.30
1.00
11.18
1533.28
69.70
464.74
504.96
1422.46

770.06
62.99
62.89
1034.57
1222.55
131.63
509.75
1007.11
1576.97
1461.26
384.24
592.38
836.05

1.07

198.51
24.87

194.54

8.52
20.57

156.15
125.94
0.63

11.75
96.16

5.34
9.40
26.30
4.34

151.32
81.17

23.18

32.73
878.47
80.68
9.80
73.31
14.89

61.99
160.71

1023.60
2619.57

1095.62
56.17
3.46
523.13
1906.23

494.72
13.58

134.58
889.85
719.40
758.86
272.78
264.05
369.11

1043.23

1091.03
8084.26

1051.51
15.83
14.55
413.00
555.10
0.50
92.41
247.47
1359.33
14.57
250.16
221.13
157.78
3.75
1929.17
6326.26

281.22
8.50
31.21
570.05
1099.08
7.37
86.66
894.13
1451.12
944.13
385.06
592.33
322.19

252.45
9.52
33.23
551.73
1103.73
7.75
31.60
176.08
541.30
306.25
130.83
90.67
112.24

3128.45
9801.49

1463.86
4811.24

92.92
339.97

783.13
1688.48

251.79
972.81

2994.65
2200.74

225.77
2449.71

858.04
545.06
177.72
29.31
342.99
265.74

1167.93
876.52
595.58
57.77
1154.08
447.76

10.90
869.94
375.07

151.32
74.24

1415.22
863.96
51.90
1154.16
319.33

288.63
1043.23

1808.08
8084.26

2882.81
6326.26

306.45
9801.49

482.95
4811.24

12.74

12.97

51.90
75.76
75.76

3.75
29.31
11.88
11.88

57.77
28.15
28.15

36.18
36.18

6281.32
6281.32

9351.86
9351.86

4762.08
4762.08

Product Wise
Term Loan
Overdraft
Trust Receipt Loan / Import Loan
Demand & Other Working Capital Loan
Res. Per. H. Loan (Up to Rs. 10 mil.)
Real Estate Loan
Margin Nature Loan
Hire Purchase Loan
Deprived Sector Loan
Bills Purchased
Other Product
Total Product wise Loan

10103.19
3029.71
3257.43
11140.85
6104.07
4270.16
822.64
3872.73
2622.09
1133.24
11143.25
57499.35

21.50
142.77
17.67
2606.66

200.55
1265.30
443.60

206.56
190.34

Collateral Wise
Gold and Silver
Government Securities
Non Governmental Securities
Fixed Deposit Receipts
Own
Other Licences Institutions
Collateral of Properties
Fixed Assets
Current Assets
Against security of Bill
Domestic Bills
Foreign Bills
Against Guarantee
Government Guarantee
Institutional Guarantee
Personal Guarantee
Collective Guarantee
Int. Rtd. Foreign Bank's Guarantee
Other Guarantee
Credit Card
Others
Total

6.35
3128.72
117.80
2758.78
239.51

155.19
149.88
149.88

34.73

34.73

0.83
1367.10
188.65
186.65
2.00
54708.19
44480.38
10227.81
39.28
39.28
1065.30
124.00
366.48
539.65
35.17

954.21
836.89
0.08
117.17

12.63
1721.85
43163.92

7.89
3782.31
122.12
46451.50 57499.35

643.67
51745.69

227.01

1119.65
21809.25

0.06
13.39
55.12
32344.72

48.66
165.72
165.72

149.01
458.79
270.26
270.26

24450.40 25408.74
22495.14 14676.85
1955.26 10731.90
295.91
26.40
63.49
232.42
26.40
1731.24 1154.83
1004.13
1.60
725.51

1148.77
6.06

425.87
126.33
27344.81 27594.36

469.25
12.68
96.95
96.95

10.21
10.21

42167.96
38177.02
3990.95
629.56

2532.21
2532.21

629.56
1.42

149.69
125.94
125.94

330.81
47.49
47.49

633.13
159.07
159.07

21.01
2.18
2.18

14.89
14.89

13.58
13.58

8417.02 10293.40
8417.02 10293.40

7294.40
7294.40

124.24
124.24

2602.68
2602.68

1029.65
1029.65

693.43

13.28
2.72

218.36
217.69

389.47
18.51
370.96

693.43

1.42

10.56

7849.43
7847.95
1.48

75.92

350.98

35.85
40.07

161.47
79.22
110.29

0.68

1.46
1736.54
45115.81

33

64.24
2606.66

393.66
9304.68 11110.83

9124.44

160.71

2.01
2619.57

1043.23

31.25
8084.26

6326.26

9801.49

4811.24

116.28
53.11

74.90
212.59
1.38

OmDB

16.87
102.88

Garima

83.05

Kastamandap

157.42

Alpine

1272.54
4488.06

76.68

Country

45.77
161.69

165.18

diyalo

86.38
91.22

Bhargav

388.75
99.85

Ace

357.73
483.59

Mahakali

237.66
434.96
48.29
0.01
488.82
1242.09
100.66
249.47
41.44
153.63

155.52
1.53
1.61
108.37
207.50
3.90
36.42
155.94
230.25
152.44
53.96
51.22
161.53
1.50
771.42
2093.11

Kankai

252.21
1.56

Sewa

133.81
8.98

Muktinath

Deva

185.12

Tinau

Araniko

181.12

Miteri

Western

207.56
4.04

Excel

218.48

Infrastructure

BFI Name

Biratlaxmi

Statement of Credit as on Asoj end, 2073(Mid-Oct, 2016)

Sector Wise
Agricultural and Forest Related
Fishery Related
Mining Related
Manufacturing (Producing) Related
Construction
Electricity,Gas and Water
Metal Products, Mach. & Ele. Eqp.
Tras., Com. and Public Utilities
Wholesaler & Retailer
Finance, Insurance and Real Estate
Hotel or Restaurant
Other Services
Consumption Loans
Local Government
Others
TOTAL sectorwise

274.27
4.56

2662.93
16.98

166.88
513.48

316.77
2054.75
26.96
97.69
1435.73
1114.33
646.95
587.32
121.44
289.33

403.51
30.61
18.01
283.44
442.75

433.85
1105.60

285.15
923.38

65.71
357.24

350.49
1061.25

2142.21
2023.07

1400.94
1851.67

580.33
258.63

230.34

2353.75
1694.54

186.00
151.21

511.53
181.05
1.47
238.51
111.92

1839.09
646.05

126.97
74.77

35.50
122.56

19.10
3.82
315.29
64.30
24.50
23.48
244.25

2.74
169.39
389.08

360.34
1234.97

410.06
1414.23

32.40
29.93
64.62
1.97
544.60
1576.48

484.24
332.13

57.22
319.81

122.04
566.00

250.68
591.76

134.53
64.68
52.17

133.08

96.10
54.95

640.07
56.83
44.23
6.40
265.95
73.85

243.17
65.80

192.09
60.48

66.44
1234.97

278.06
1742.43

165.85
1414.23

348.38
1576.48

203.58
264.68

67.80
70.68
18.18

415.93
3307.91

904.85
3149.55

626.50
1631.28

507.26
1790.71

552.38
1932.14

598.39
748.86

637.69
500.04

542.13
702.71

127.33
582.65

464.54
766.76

432.61
237.70
256.03
488.82
201.60

935.50
345.19
341.48
16.18
56.01
131.74

1009.05
99.85
174.28

151.04
91.22

64.27
139.20

35.82
84.53

25.85
121.08
41.03
234.38
251.84
87.10

189.67
558.81
836.09
346.05
458.38
328.06

386.79
4488.06

134.56
3307.91

525.17
3149.55

23.83
1631.28

319.44
1790.71

2795.97
6744.33

1060.03
2093.11

129.02

118.40

153.82
3.99

30.83

249.70

63.48

33.72

89.70

24.61
24.61

7.62
7.62

42.60
42.60

18.18
18.18

234.38
5.59
5.59

345.89
22.97
22.97

55.83
55.83

1.47
34.14
34.14

50.11
50.11

51.99
51.99

12.91
12.91

6.75
6.75

17.61
9.27
9.27

10.32
10.32

9.40
3.30
3.30

8.57
8.57

6.12
6.12

4076.86
4076.86

3181.87
3181.87

2949.14
2949.14

1613.10
1613.10

1502.53
1502.53

5718.47
5718.47

1972.30
1972.30

2870.52
2870.52

8828.83
8828.83

4242.99
4242.99

1089.53
1089.53

916.62
916.62

6379.76
6379.76

1215.22
1215.22

1727.69
1727.69

1384.11
1384.11

1429.37
1429.37

35.15

2472.76

164.64
1.37
20.00

2.04
2.04

21.56
21.56

140.99
1.97

1026.18
80.55

381.35 2070.23
2975.00 11441.41

183.70

22.11
241.44
304.18
24.39
27.78
23.93
289.36

35.82
449.59

25.24
396.16
1378.18
119.64
116.59
111.69
189.10
1.37
946.86
4463.18

107.51
0.18

404.74
804.13
246.91
45.54
355.39
632.44
639.23
102.78
255.60
730.73
10.33
2262.75
6744.33

4.67
45.06
930.38
295.67
155.51
248.23
159.55

686.02
1098.56
734.49
16.69
247.29
566.16
912.13
417.51
611.72
97.28
15.16
1176.35
6736.79

419.79
0.70
8.00
216.94
85.14
3.48
7.44
261.40
124.58
77.11
12.64
13.10
64.62
2.04
445.45
1742.43

10.53
291.04
667.43
285.67
77.91
232.55
69.33

44.72
248.39
18.38
16.27
13.56
45.51

288.16
42.39
1.91
59.71

96.10
292.89
20.56
73.41
19.75

45.57

428.03
3.24

326.38
12.34
16.93
556.53
2979.86
27.72
66.25
1971.64
1080.27
803.94
390.75
225.01
797.56

26.15
458.72
349.52
1174.12 2110.56
265.42
11.21
59.87
79.65
321.60 1845.11
681.35
940.41
676.88
366.12
651.21
253.31
130.45
168.12
563.87
716.52
4.85
0.03
1052.81 3557.56 1525.39
6112.86 10829.39 10780.56

Product Wise
Term Loan
Overdraft
Trust Receipt Loan / Import Loan
Demand & Other Working Capital Loan
Res. Per. H. Loan (Up to Rs. 10 mil.)
Real Estate Loan
Margin Nature Loan
Hire Purchase Loan
Deprived Sector Loan
Bills Purchased
Other Product
Total Product wise Loan

174.26
98.65

1601.69
2716.97

13.76
239.60
104.75
3.55
470.60
229.21

518.77
472.33
2975.00 11441.41

149.10
4463.18

77.31
50.34

52.95
42.67

4.46
974.06
597.14
17.61
404.67
330.15

17.73
1105.60

139.87
923.38

360.41
6736.79

102.88
18.38

404.44
53.11

201.11

1300.94
1848.95

2351.88
2952.31

535.17
1114.33

320.60
993.25
523.05
348.62
369.84
280.51

44.69
1771.97
626.43

55.95
1772.51
1698.19
56.67
2156.18
431.88

2075.37
449.67

127.10
557.08 2959.69
6112.86 10829.39 10780.56

Collateral Wise
Gold and Silver
Government Securities
Non Governmental Securities
Fixed Deposit Receipts
Own
Other Licences Institutions
Collateral of Properties
Fixed Assets
Current Assets
Against security of Bill
Domestic Bills
Foreign Bills
Against Guarantee
Government Guarantee
Institutional Guarantee
Personal Guarantee
Collective Guarantee
Int. Rtd. Foreign Bank's Guarantee
Other Guarantee
Credit Card
Others
Total

69.77

439.94

372.54

348.63
41.10
41.10

77.56
77.56

56.67
193.27
193.27

5316.10 10096.55 10000.36


5316.10 10096.55 10000.36

8.30
8.30
1.53

9.07

0.03
1.50

8.99
0.08

256.03
4488.06

0.02
3307.91

3149.55

1631.28

1790.71

349.46
10.33
189.66
89.61
59.86

57.84
6744.33

35.15

1.50
2093.11

2472.76

143.27

2975.00 11441.41

3.55
4463.18

34

330.15
15.16
314.99

37.73
101.29

3.15
1105.60

923.38

6736.79

9.43
1234.97

1742.43

1414.23

1576.48

337.25
265.40
71.85

215.34
0.03
20.00
5.12
190.18

157.73
4.07
40.00
7.40
106.26

6112.86 10829.39 10780.56

148.46

159.84

121.61

593.28
49.45

137.43

298.88
1517.85

12.97
140.95

229.64
1284.82

121.70
33.41

90.38
123.41

22.67
50.88

33.12

13.13
33.75

693.64
939.24
0.09

12.30
152.64
0.71

58.99
1079.09
1276.05
444.46
394.79
178.34
856.18

3.27
19.77
129.87

7.10
17.52
25.14

96.99

136.45

6.86

113.24
396.73
114.05
6.92
35.97
69.61

5.35
245.38

15.85
28.56
64.55

83.99
487.50
650.51
564.15
176.41
200.48
313.63

26.50

1.19
187.18

13.45
14.55
11.58

622.96
1900.05
687.94
266.13
515.00
279.97

47.26
134.05
23.19
4.82
11.86
163.86

166.34
596.58
772.99
81.56
130.92
637.36

3.18
64.18
625.26
14.61
77.30
107.66
5.37

4270.62
10588.99

68.04
561.08

1920.30
6142.96

17.73
232.13

803.81
1833.61

387.00
668.59
347.26
87.56
473.35
1066.44
797.22
123.57
182.99
1030.47
4.60
1471.69
6767.68

2.11
26.00
44.94
320.18
625.22
72.67

65.93
411.42

292.66
924.71

169.26
513.77

1477.51
8025.27

250.25
938.37

1115.34
4592.23

462.99
1869.91

111.78
349.90

343.43
3737.73

193.98

1846.09
1341.64

12.11
71.86

310.95

1006.74
1771.15

127.74
8.80

5.35
83.86

258.72
60.12

1010.34
718.05

64.95
64.64

350.44
806.59

106.38
622.93

68.88
154.04

306.74
540.20

186.57
1469.14
1204.73
0.25
1484.35
363.59

191.40
55.27

387.49
680.48
233.15
451.06
377.01
491.32

1.44
29.44

33.75

5.50
121.61

86.70
45.95

96.32
145.09
15.80
7.16
62.31
253.57

408.09
271.31
131.50

10.91
164.38
33.97

78.35
478.77
530.77
522.01
256.60
252.67

56.80
3.07

23.95
20.79

2509.75
683.42
943.76
8.25
853.82
328.81

230.11
144.23
14.71

26.14
12.41

439.27
129.91
107.55
0.25
166.40
93.53

179.18
48.48

11.34
46.92

1160.31
585.47
4.40
650.62
261.94

49.36
15.70

191.02
83.64

1799.19
10588.99

62.18
561.08

292.50
6142.96

11.10
232.13

585.76
1833.61

1369.27
6767.68

2.49
411.42

595.37
924.71

34.07
513.77

969.07
8025.27

287.07
938.37

1316.02
4592.23

560.35
1869.91

387.26

57.22

154.38

0.56

214.50

13.41

70.77

65.66

81.96
81.96

4.96
4.96

70.55
70.55

15.64
15.64

444.86
35.81
35.81

9868.99
9868.99

498.90
498.90

5797.46
5797.46

228.66
228.66

46.75
0.38

0.02

10.02
36.34

0.02

Sindhu

126.95

Mt. Makalu

79.49

Mission

2.65

Tourism

215.33
16.20

Raptiveri

Pacific

74.49
2.75

Vibor

Shine

Innovative

Kakre

Matribhumi

Hamro

Kanchan

Bagmati

196.33
17.43

IDBL

Jyoti

3.10
50.72

Purnima

204.78
144.60

Kaski

10.85

Kabeli

159.02
0.95

FewaDB

BFI Name

Corporate

Statement of Credit as on Asoj end, 2073(Mid-Oct, 2016)

Sector Wise
Agricultural and Forest Related
Fishery Related
Mining Related
Manufacturing (Producing) Related
Construction
Electricity,Gas and Water
Metal Products, Mach. & Ele. Eqp.
Tras., Com. and Public Utilities
Wholesaler & Retailer
Finance, Insurance and Real Estate
Hotel or Restaurant
Other Services
Consumption Loans
Local Government
Others
TOTAL sectorwise

333.44
2.92

21.08

29.16

22.48
116.99

1.14
17.18

192.81

25.52
229.91
53.28
10.71
8.49
12.76

317.35
12.43
22.90
385.47
1280.65
43.78
114.69
589.58
920.85
498.97
552.15
105.48
372.44

204.63
813.89

2353.65
7570.40

1890.54
3261.62

82.70
53.39

1959.40
2522.02

197.10
1326.55
1068.84
726.55
1205.25
539.22

506.52

25.52
48.70

284.49
1229.74
41.33
31.78
894.34
370.95

2.05
349.90

244.07 1460.80
2176.57 11676.47

28.91
813.89

12.76
12.76
801.13
801.13

50.28
111.02
9.67
1.01
1.48

144.31
18.69
6.75
313.80
271.31
8.31
31.66
112.34
333.17
145.50
60.54
72.83
120.60

293.31
6.71
47.14
628.34
1595.92
620.55
45.97
881.34
1929.24
1226.60
464.51
879.84
1554.29

159.58
7.23

536.76 1502.69
2176.57 11676.47

24.41
77.37

1.37
251.87
478.91
47.70
77.87
152.76
86.13

3.91
15.89

14.25
32.13

271.67
391.51
8.30
7.28
1.62
48.61

454.05
2026.49

14.54
120.12

96.06
1047.02

151.89
660.90

35.14

124.42
363.31

Product Wise
Term Loan
Overdraft
Trust Receipt Loan / Import Loan
Demand & Other Working Capital Loan
Res. Per. H. Loan (Up to Rs. 10 mil.)
Real Estate Loan
Margin Nature Loan
Hire Purchase Loan
Deprived Sector Loan
Bills Purchased
Other Product
Total Product wise Loan

75.69
22.81

68.16

6.56
17.18

191.17

239.72
338.71

3.37
16.95

11.05
271.67
46.22

236.34
7570.40

461.03
2026.49

40.92
120.12

39.18
1047.02

64.12

6.83

44.16

30.41

31.78
132.48
132.48

8.19
8.19

0.23
0.23

11.05
7.15
7.15

7126.45
7126.12
0.33

1673.06
1673.06

73.06
73.06

998.41
998.41

215.58

338.41

2.67

169.95
45.63

0.39

92.50
81.74

Collateral Wise
Gold and Silver
Government Securities
Non Governmental Securities
Fixed Deposit Receipts
Own
Other Licences Institutions
Collateral of Properties
Fixed Assets
Current Assets
Against security of Bill
Domestic Bills
Foreign Bills
Against Guarantee
Government Guarantee
Institutional Guarantee
Personal Guarantee
Collective Guarantee
Int. Rtd. Foreign Bank's Guarantee
Other Guarantee
Credit Card
Others
Total

250.63
2.69
50.00
197.94

1817.41
1817.41

5457.92
5450.61
7.31

7.69

2.57
2.57

4.19
4.19

11.58
11.58

27.46
27.46

5.38
5.38

522.01
10.40
10.40

4.77
4.77

1.48
1.48

33.78
33.78

18.58
0.60
724.24
542.22
542.22

408.85
408.85

912.82
912.82

502.19
502.19

7873.39
7873.39

827.29
827.29

3754.36
3754.36

1524.23
1524.23

348.42
348.42

2128.79
2128.79

9854.13
9854.13

102.76

34.93

239.79

228.39

14.00

76.50

8.64

239.74
0.05

26.26

26.29

453.45
17.19
417.15
6.03
13.09

484.51
4.60
472.64
3.89
0.77

14.00
228.39

338.02

2.61
0.15
10588.99

561.08

73.82
6142.96

3.45
232.13

1833.61

130.08
6767.68

2.67

411.42

924.71

513.77

35

8.25
8025.27

938.37

4592.23

112.52
1869.91

349.90

83.25
2176.57 11676.47

813.89

7570.40

2026.49

120.12

1047.02

107.85
648.64

13.98
378.17

21.61
98.23

266.75
271.32

156.34
175.53

35.21

20.06

SIFCL

55.26
173.28

Goodwill

6.33
5.69
7.07

PFCL

0.52
2.50
19.99

Union

25.72
0.61
0.83

Gurkhas

25.90
25.30
58.58

NSMFL

0.14
1.29
247.36

NIDC Capital

Green

2.15
0.20
39.95

7.30
385.46
1103.71
48.57
240.05
43.59
1004.61
351.92
152.49
180.00
482.30

NFL

Apex

32.87

Reliable

Sajha

Saptakoshi

354.20

35.21

142.14
4.90
0.99
65.23
22.06

Salpa

Kailash

Kalinchowk

Manaslu

Cosmos

N.Community

BFI Name

Sahara

Statement of Credit as on Asoj end, 2073(Mid-Oct, 2016)

Sector Wise
Agricultural and Forest Related
Fishery Related
Mining Related
Manufacturing (Producing) Related
Construction
Electricity,Gas and Water
Metal Products, Mach. & Ele. Eqp.
Tras., Com. and Public Utilities
Wholesaler & Retailer
Finance, Insurance and Real Estate
Hotel or Restaurant
Other Services
Consumption Loans
Local Government
Others
TOTAL sectorwise

4.15

148.40

45.12

92.75

51.05

180.70
1.61

48.19

12.77

243.01
168.30

0.50
32.97

2.19
28.35
374.40
0.38

13.91
38.22
0.13

0.36

1.33
108.40
32.19

148.24
129.87

56.89
65.58

1.20
4.74
3.21

11.81
39.01
202.67
188.18
41.19
29.74
20.28

1.36
163.66
40.96

6.16
31.58
201.04

14.77
5.34
30.53

650.09
2030.12
413.55
83.75
1613.86
1603.17
1947.52
578.43
506.79
498.75

196.89
319.46

291.77
1384.36

89.60
516.08

701.75
1716.71

68.08
370.30

195.55
85.71

129.87
317.22

89.83
125.34

18.20
146.74
179.97

32.97
0.10

9.03

22.98

17.52
18.10

71.51
48.41

114.99
22.54

529.52
141.34

83.36
18.62

4.19
319.46

481.15
1384.36

64.23
516.08

2.49
15.28
78.74

76.04 3876.41
352.46 13984.73

233.78

27.94

429.66
5.71
10.00
359.85
1466.12
35.10
123.69
549.48
479.61
333.06
226.57
362.97
764.93

1639.04
5993.25

130.44
305.85

1875.82
7022.56

406.33
1477.32

37.70
157.58

1717.02
1806.40

4.26
5.52

49.71
40.13
4.78
10.21

33.18

0.60

0.52

45.26

3.94

36.16
27.37
8.60

61.10
41.16

3.44
215.25

1.90
5.39
117.92

252.20
588.11
414.81
18.80
54.14
435.85

24.37
187.04
13.94
47.82
11.11
37.83
105.75

131.88
1.60
1.34
126.02
816.55
10.53
42.66
78.34
243.28
37.18
13.64
27.73
88.22

652.58
2680.44

92.63
649.63

3.45
0.36
60.47

0.36

4.88
232.10
76.70
11.07
0.59
240.22

80.66
175.03

0.81
639.09

147.83
33.18
1965.35
2353.74

191.22

125.37

10.00

33.33
40.31
27.50

17.09

95.85

1014.53

2.23
72.45
517.73

130.63
339.91
1007.26

139.81
195.78

19.04
72.66
122.09
146.73
27.92
282.87
106.34

665.47
2284.44

278.66
3123.67

40.96
1506.87

121.85

1028.11

720.26

294.41

184.48
402.69
205.44
66.05
57.82
57.54
238.45
1506.87

Product Wise
Term Loan
Overdraft
Trust Receipt Loan / Import Loan
Demand & Other Working Capital Loan
Res. Per. H. Loan (Up to Rs. 10 mil.)
Real Estate Loan
Margin Nature Loan
Hire Purchase Loan
Deprived Sector Loan
Bills Purchased
Other Product
Total Product wise Loan

279.65

1674.40
2805.10
285.61
2030.12
1945.80
419.31
1869.53
595.70

9.00

11.99
51.88

589.73
1716.71

12.34 2359.16
352.46 13984.73

44.44
173.28

11.50
648.64

31.97

215.11

124.21

6.81
17.87

1122.07
874.15
427.84
13.08
310.35
262.29

60.47
27.56
22.72
0.36
0.36
2.96

33.67
72.70
66.24
228.49
5.68
32.28

227.18
20.07
1786.97
26.19
125.20
33.18

642.55
215.25
327.92
412.07
252.20
86.89

25.62
89.11
40.93
52.73
191.22
28.41

101.49
331.47
248.58

50.10
19.48

191.11
1039.99
278.72
525.23
724.84
187.71

95.59
118.42

916.04
322.59
278.66
466.21
87.98

1.56
378.17

1099.82
5993.25

25.19
305.85

551.54
7022.56

60.60
175.03

8.81
639.09

9.57
2353.74

733.57
2680.44

99.76
649.63

360.77
2284.44

331.95
3123.67

12.96

23.20

9.43

102.13

6.38
9.42

Collateral Wise
Gold and Silver
Government Securities
Non Governmental Securities
Fixed Deposit Receipts
Own
Other Licences Institutions
Collateral of Properties
Fixed Assets
Current Assets
Against security of Bill
Domestic Bills
Foreign Bills
Against Guarantee
Government Guarantee
Institutional Guarantee
Personal Guarantee
Collective Guarantee
Int. Rtd. Foreign Bank's Guarantee
Other Guarantee
Credit Card
Others
Total

423.62
87.46
87.46

0.83
0.83

9.29
9.29

1.56
1.56

13.08
31.69
31.69

1.99
1.99

24.21
5.53
518.87
57.99
57.99

1378.92
1378.92

350.15 12969.76
350.15 12969.76

172.45
172.45

639.35
639.35

376.17
376.17

5773.27
5773.27

267.24
267.24

6280.92
6280.92

116.50

379.37
14.45
364.92

1.14
1.14

4.07
4.07

1.75
1.75

6.18
6.18

318.32
318.32

1372.18
1372.18

469.23
469.23

8.11

13.13

8.00

2.31
2.31

116.50
0.11

228.49
7.43
7.43

26.19
0.05
0.05

412.07
23.78
23.78

52.73
35.92
35.92

54.81
54.81

93.65
93.65

66.05
40.29
40.29

372.37
372.37

506.05
506.05

2157.70
2157.70

520.93
520.93

2217.45
2217.45

2518.60
2518.60

1400.53
1400.53

41.31

30.00

83.27
33.18

86.89

2.74
2.74

130.63

39.28
2.03

30.00

28.41
3.25
25.16

171.71
171.71

86.89
50.09

13.13
130.63

319.46

1384.36

516.08

1716.71

0.31
352.46 13984.73

173.28

648.64

0.43
378.17

36

120.95
5993.25

13.43
305.85

135.03
7022.56

3.32
175.03

0.81
639.09

1738.17
2353.74

2680.44

11.65
649.63

2284.44

278.66
3123.67

1506.87

26.15

86.83

554.67

168.16

51.31

15.40
202.68
8.62
9.26
10.29

185.93
395.99
426.33
505.24
1504.87
188.88

18.45
2.17
5.07
0.40

52.76
33.87
3.09
40.97
44.46
54.33

14.91
49.07

693.65
365.76
334.41
40.07
240.30
122.85

831.21
448.28
13.50
6.52
55.40
63.76

193.47
540.65

1000.58
4233.97

144.66
170.75

241.61
557.92

475.51
1249.64

838.41
2803.61

Kuber

492.44
1469.98

Sagarmatha

1023.01
2803.61

ICFC

327.70
1249.64

120.35
58.03

Everest

200.40
557.92

4.15
25.35

Guheshwori

82.37
127.89
13.50
9.40
56.06
74.27

285.30

Crystal

101.50
44.48
61.11

240.30
334.71
344.29
108.95
124.65
21.23

151.81
5.45

CMBFCL

132.98
436.80
3.50

71.17

WMBFL

103.86
82.39

5.10
63.43
448.28
15.57

14.34

28.94
104.20

Srijana

0.17

Synergy

81.67

Multipurpose

Central

33.18

Arun

Pokhara

77.79

General

Janaki

Progressive

United FC

20.28

Lalitpur

ILFCO

BFI Name

Lumbini

Statement of Credit as on Asoj end, 2073(Mid-Oct, 2016)

Sector Wise
Agricultural and Forest Related
Fishery Related
Mining Related
Manufacturing (Producing) Related
Construction
Electricity,Gas and Water
Metal Products, Mach. & Ele. Eqp.
Tras., Com. and Public Utilities
Wholesaler & Retailer
Finance, Insurance and Real Estate
Hotel or Restaurant
Other Services
Consumption Loans
Local Government
Others
TOTAL sectorwise

0.05

0.47

146.55
159.60

128.68
50.26
92.57
24.18
429.20
7.27
155.84

15.40

73.46
454.59

100.93
202.68

336.26
1145.22
228.38
115.43

26.28
118.62

137.59
18.54

611.94

34.64
1068.00

63.48
540.65

1268.69
4233.97

310.24

100.93

941.01
155.60
163.60
62.44
47.00
70.00

35.27
20.65
33.95
99.03
388.10
120.25

347.40
1787.04

60.51
1068.00

2.03

121.51
216.03
178.10
187.57
373.35
20.03
384.25
1787.04

0.55
18.45

79.21

5.07

67.47
170.75

8.93
43.37
18.37
50.00
25.00
22.83
35.61

7.27
0.08

450.81

7.95

24.18

7.10
4.57

4.82
18.67

13.42
54.91

6.73
155.07

17.55
381.00
133.07
126.67
82.59
61.14
66.28
4.02
333.30
1541.26

317.56

328.30

22.26

112.35
4.36

0.45
255.71
156.84
41.85
2.19
28.56
31.46

175.60
19.65
4.25
390.31
95.56
35.74
7.78
29.81
870.11
981.27
181.32
155.72
264.74

106.50
1.05

0.93
5.17

2.04

9.44

1.04
56.60
373.68
2.50
6.93
68.13
91.73
187.74
108.00
49.41
434.16

1274.75
2182.10

109.75
249.12

596.16
1711.79

371.29
380.72

387.35
1789.53

231.13
1101.60

1505.75
4717.63

76.59
664.69
39.75
10.39
841.02
164.18
6.74
44.09
57.48
316.30
0.30
455.49
2784.55

420.16

81.06

981.03

258.46

256.19

10.72

372.79

134.23

1.99

56.29

149.60

16.77

465.19

102.75
0.02
2.72

25.00
233.34
267.79
320.71
51.66
68.80

258.48
123.85
104.42

113.22
1711.79

566.03
1789.53

370.84
1101.60

138.05
4717.63

258.36
621.11
52.69
297.43
860.76
122.20
3.80
433.99
2784.55

68.93
11.77
13.06

173.71
59.59

2618.97
380.37
390.46
368.15
218.73
230.10

53.67

420.16
69.67
5.45
7.31
65.78

2.29
40.37

592.42

5.80
39.96
44.86

2.94
115.16
74.77

35.11
201.59

4.50
14.84

2.97
21.34
65.31
0.58
5.14
6.70
56.29
177.67

Product Wise
Term Loan
Overdraft
Trust Receipt Loan / Import Loan
Demand & Other Working Capital Loan
Res. Per. H. Loan (Up to Rs. 10 mil.)
Real Estate Loan
Margin Nature Loan
Hire Purchase Loan
Deprived Sector Loan
Bills Purchased
Other Product
Total Product wise Loan

82.39
73.09

1469.98

29.39

112.33
25.35

4.32
1.44

3.23
6.73

197.75
599.75
234.80
0.93
81.77
58.25

12.49
54.91

7.43
155.07

50.47
1541.26

7.27

69.67
42.93
115.43

29.05
34.50
10.95
3.86

1533.91
2182.10

33.40
249.12

2.76

380.72

10.17
2.60
69.13
177.67

Collateral Wise
Gold and Silver
Government Securities
Non Governmental Securities
Fixed Deposit Receipts
Own
Other Licences Institutions
Collateral of Properties
Fixed Assets
Current Assets
Against security of Bill
Domestic Bills
Foreign Bills
Against Guarantee
Government Guarantee
Institutional Guarantee
Personal Guarantee
Collective Guarantee
Int. Rtd. Foreign Bank's Guarantee
Other Guarantee
Credit Card
Others
Total

40.14

11.55
16.63

10.14
10.14

99.03
16.26
16.26

8.62
0.66
0.66

1645.47
1645.47

831.43
831.43

340.59
227.34
113.25

70.00
70.00

61.44
1787.04

2.17
43.17
43.17
2032.92
1959.47
73.46
505.24
505.24

168.58
168.58

190.78
540.65

1612.50
4233.97

465.36
455.36
10.00

46.20
46.20

21.23
21.23

6.52
52.05
52.05

0.25
0.25

15.44
15.44

33.84
33.84

22.85
22.85

14.50
0.02
0.02

1201.43
1201.43

2680.68
2680.68

1411.41
1411.41

41.23
41.23

139.62
139.62

1503.41
1503.41

112.60
112.60

198.50
198.50

1711.79
1711.79

6.70
6.70

69.16
69.16

24.80
24.80

71.24
71.24

289.35
20.25
20.25

0.06
0.06

374.00
374.00

1298.84
1298.84

1046.65
1046.65

4089.95
4089.95

2449.39
2449.39

175.30
175.30

3.80
3.80

120.25
15.25
105.00

1.03
1068.00

16.04
0.18
0.18

170.75

74.40

61.63

72.29
2.11

61.63

1.95
557.92

2.01
1249.64

40.07
2803.61

4.02
4.02

1469.98

37

13.42
54.91

155.07

1541.26

2046.65
2182.10

33.63

10.00

30.00

34.01

23.74
9.89

10.00

30.00

23.00
11.01

2.47
249.12

1711.79

0.02
380.72

411.53
1789.53

0.15
1101.60

505.79
4717.63

7.12
1.41
4.71
1.00

3.10
2784.55

0.87
0.24
0.63

1.43
177.67

Reliance

23.72

36.92

31.65

20.52
248.08

165.38
26.19
41.56
17.61
7.99
232.92

103.36
267.24
6.98
51.88
670.75
141.29
184.10
84.09
63.19
86.46
514.05
2205.03

Bhaktapur

Jebils

Manjushree

Unique

Namaste

hama

BFI Name

Seti

Statement of Credit as on Asoj end, 2073(Mid-Oct, 2016)

Sector Wise
Agricultural and Forest Related
Fishery Related
Mining Related
Manufacturing (Producing) Related
Construction
Electricity,Gas and Water
Metal Products, Mach. & Ele. Eqp.
Tras., Com. and Public Utilities
Wholesaler & Retailer
Finance, Insurance and Real Estate
Hotel or Restaurant
Other Services
Consumption Loans
Local Government
Others
TOTAL sectorwise

65.40

20.36
22.48

20.24
0.35

19.62
0.82
3.49
47.42
150.75

63.58
2.78

1.19
84.88

5.79
63.41

2.45
26.44
0.42

44.70
4.90
47.60
2.10
5.50
29.90

0.98
2.76
8.59
0.78
3.52
12.16
1.81

70.80
99.28
29.60
64.29
0.60
62.34

47.76
694.37
81.46
16.96
344.21
147.42
206.86
66.97
96.65
294.44

56.82
277.41

76.82
277.88

132.56
269.81

163.73
559.82

303.07
2323.89

136.90
934.07

40.22

25.08

46.25

235.67

20.23

176.42
22.48

0.27
17.67

88.59
2.32
25.10
68.77
45.52
22.50

2.07
10.24

209.83
50.91
45.80
49.65
84.30
29.60

514.47
614.27
225.51
281.56
344.21
83.13

61.11
201.29
75.59
200.45
193.51
39.77

33.02
246.36
312.54
60.43
677.40
91.76

54.25
107.07
14.73
2.67
94.34
20.36

20.36
277.41

277.88

124.85
269.81

89.74
559.82

25.06
2323.89

142.13
934.07

783.53
2205.03

116.32
460.81

83.05

7.51
64.55
11.84
17.00
14.96
18.09
18.87
85.89
460.81

Product Wise
Term Loan
Overdraft
Trust Receipt Loan / Import Loan
Demand & Other Working Capital Loan
Res. Per. H. Loan (Up to Rs. 10 mil.)
Real Estate Loan
Margin Nature Loan
Hire Purchase Loan
Deprived Sector Loan
Bills Purchased
Other Product
Total Product wise Loan

85.61
0.78

51.06

Collateral Wise
Gold and Silver
Government Securities
Non Governmental Securities
Fixed Deposit Receipts
Own
Other Licences Institutions
Collateral of Properties
Fixed Assets
Current Assets
Against security of Bill
Domestic Bills
Foreign Bills
Against Guarantee
Government Guarantee
Institutional Guarantee
Personal Guarantee
Collective Guarantee
Int. Rtd. Foreign Bank's Guarantee
Other Guarantee
Credit Card
Others
Total

4.50

2.46
2.46
274.95
274.95

186.61
186.61

1.77
1.77

14.67
14.67

281.56
12.88
12.88

200.45
4.34
4.34

16.45
16.45

5.81
5.81

267.94
267.94

465.80
465.80

1956.95
1956.95

689.32
689.32

2006.25
2006.25

430.03
430.03

1.47

12.50

49.65

39.10

12.50

31.00
8.07
0.04
49.65

277.41

78.77
277.88

0.10
269.81

29.69
559.82

1.47
114.40
72.00
4.32

20.47
6.80
1.48
12.20

38.08
72.49
2323.89

0.86
934.07

66.46
2205.03

460.81

38

Major Financial Indicators of Microfinance Financial Institutions


Rs in million
Liabilities

2014
1
4950.7
2974.3
523.1
220.6
1232.7
27897.3
526.4
27371.0
11001.2
0.0
3777.5
829.4
475.0
2473.1
1088.2
1473.7
50188.7

Mid-July
Mid-Sep Mid-Oct
2015
2016
2016
2016
2
3
4
5
6147.3
8684.9
11556.5
11387.5
3987.3
5436.5
5506.5
5658.9
750.3
1214.8
1254.9
1430.7
8.9
363.6
3058.5
2426.6
1400.8
1670.0
1736.6
1871.3
38244.9 52434.4
53305.4
55663.2
306.6
91.1
115.1
108.1
37938.3 52343.3
53190.3
55555.1
15775.5 24095.3
25158.0
26154.6
0.0
0.8
0.3
0.0
5205.7
7205.0
8244.9
8532.1
986.0
1345.6
1364.9
1437.7
575.3
652.7
720.2
684.0
3644.3
5206.8
6159.8
6410.4
2330.2
5031.9
5016.7
5375.3
2524.8
3318.2
863.6
937.8
70228.2 100770.6 104145.4 108050.6

1 CAPITAL FUND
a. Paid-up Capital
b. Statutory Reserves
c. Retained Earning
d. Others Reserves
2 BORROWINGS
a. NRB
f. Others
3 DEPOSITS
4 BILLS PAYABLE
5 OTHER LIABILITIES
a. Loan Loss Provision
b. Interest Suspense a/c
c. Others
6 RECONCILIATION A/c
7 PROFIT & LOSS A/c
Total
Assets
1 LIQUID FUNDS
7202.8
6597.2
a. Cash Balance
39.2
62.2
b. Bank Balance
3710.6
3900.5
c. Money at Call
3452.9
2634.4
2 INVESTMENT IN SECURITIES EXCEPT
116.2
SHARES116.2
3 SHARE & OTHER INVESTMENT 2894.2
2350.1
4 LOANS & ADVANCES
35689.3 54915.5
Institutional
9863.5 14853.5
Individual
25825.8 40062.0
5 FIXED ASSETS
624.4
775.2
6 OTHER ASSETS
2485.4
3205.4
7 EXPENSES NOT WRITTEN OFF
9.4
7.2
8 NON BANKING ASSETS
0.0
0.0
9 RECONCILIATION A/c
1085.2
2215.3
10 PROFIT & LOSS A/c
81.8
46.2
Total
50188.7 70228.2
Profit & Loss A/cExpenses
1 INTEREST EXPENSES
1967.84 2369.56
2 COMMISSION/FEE EXPENSES
46.72
0.00
3 EMPLOYEE EXPENSES
1464.44 1827.28
4 OFFICE OPERATING EXPENSES
491.46
907.22
5 NON OPERATING EXPENSES
0.00
1.78
6 PROVISION FOR RISK
188.17
326.79
7 LOAN WRITTEN OFF
0.44
1.12
8 EXTRAORDINORY EXPENSES
9 PROVISION FOR STAFF BONUS
102.53
140.66
10 PROVISION FOR INCOME TAX
302.38
407.48
11 NET PROFIT
1435.59 2496.01
TOTAL EXPENSES
5999.57 8477.90
Income
1. INTEREST INCOME
5389.71 7637.78
2. COMMISSION & DISCOUNT
130.84
220.38
3 OTHER OPERATING INCOME
304.84
411.08
4 NON OPERATING INCOME
40.15
12.53
5 PROVISION FOR WRITTEN BACK
88.32
165.27
6 RECOVERY FOR WRITE BACK
1.97
13.44
7 INCOME FOR EXTRA ORDINARY EXPENSES
0.05
0.00
8 NET LOSS
43.68
17.42
TOTAL INCOME
5999.57 8477.90
Miscellaneous Information
No. of Total Staffs
4405
5756
No. of Total Branches
861
1116
No. of Total Centers
59380
77616
No. of Total Groups
292238 304737
No. of Total Passive Groups
9138
11504
No. of Total Members
1612430 1548767
No. of Total Passive Members
66441
56436
No. of Total Borrowers
1102132 1080878
No. of Total Overdue Borrowers
30657
45697
No. of Total Saving Members
1198487 1521152
Total Saving Amount (Rs million)
11000.65 15770.90

% change
2/1
3/2
24.17
41.28
34.06
36.35
43.45
61.90
-95.97 3993.66
13.64
19.22
37.09
37.10
-41.75
-70.27
38.61
37.97
43.40
52.74
0.00
0.00
37.81
38.41
18.88
36.47
21.13
13.45
47.36
42.87
114.13 115.95
71.32
31.43
39.93
43.49

5/4
-1.46
2.77
14.01
-20.66
7.76
4.42
-6.08
4.45
3.96
-86.92
3.48
5.33
-5.02
4.07
7.15
8.59
3.75

11096.2
75.5
6327.0
4693.6
38.7
2809.8
77232.9
19194.3
58038.6
961.1
3598.2
4.5
0.0
5017.3
11.9
100770.6

11011.9
103.9
7320.7
3587.4
38.7
2762.3
80852.0
19279.9
61572.1
1000.3
3590.9
5.3
0.0
4876.8
6.8
104145.2

10948.7
137.2
6498.1
4313.4
38.7
2800.4
84492.2
20664.8
63827.4
1030.9
3388.6
6.1
0.0
5339.3
5.6
108050.6

-8.41
58.52
5.12
-23.70
0.00
-18.80
53.87
50.59
55.12
24.14
28.97
-23.43
0.00
104.14
-43.57
39.93

68.20
21.36
62.21
78.17
-66.67
19.56
40.64
29.22
44.87
23.98
12.25
-38.06
0.00
126.49
-74.22
43.49

-0.57
32.09
-11.24
20.24
0.00
1.38
4.50
7.18
3.66
3.05
-5.63
15.77
0.00
9.48
-18.70
3.75

3494.31
0.01
2671.95
1505.00
4.81
560.23
0.00
0.00
314.96
946.11
3374.46
12871.83

637.82
0.05
590.90
175.20
0.66
53.47
0.00
0.00
74.07
221.87
859.44
2613.49

1161.24
0.06
960.28
417.95
0.55
168.21
1.50
0.00
107.84
322.30
936.41
4076.35

20.41
-99.99
24.78
84.60
0.00
73.67
152.70
0.00
37.20
34.76
73.87
41.31

47.47
177.16
46.23
65.89
170.37
71.44
-100.00
0.00
123.91
132.18
35.19
51.83

82.07
10.41
62.51
138.55
-16.71
214.57
0.00
0.00
45.59
45.27
8.96
55.97

11628.63
286.71
684.42
34.47
222.11
4.63
0.01
10.85
12871.83

2389.27
58.26
150.01
5.10
9.02
0.01
0.00
1.82
2613.49

3698.67
90.68
227.52
8.60
47.43
0.01
0.00
3.45
4076.35

41.71
68.44
34.85
-68.80
87.12
582.37
-100.00
-60.12
41.31

52.25
30.10
66.49
175.15
34.39
-65.57
0.00
-37.70
51.83

54.80
55.66
51.67
68.38
425.69
0.00
0.00
89.07
55.97

7132
1378
100794
366540
4601
1898891
32378
1296303
44861
1873432
24111.28

7211
1414
106607
381585
4707
1974763
33345
1331817
40063
1979947
25147.78

7302
1442
109139
388569
5120
2009699
35531
1359757
44684
2010036
26170.44

30.67
29.62
30.71
4.28
25.90
-3.95
-15.06
-1.93
49.06
26.92
43.36

23.91
23.48
29.86
20.28
-60.01
22.61
-42.63
19.93
-1.83
23.16
52.88

1.26
1.98
2.38
1.83
8.77
1.77
6.56
2.10
11.54
1.52
4.07

39

Districtwise List of Bank and Financial Institutions Branches (Asoj, 2073)


S.No.

Zone

District
Jhapa

Ilam

Mechi

Panchthar

Taplejung
Total
Sunsari

Morang

Dhankuta

Koshi

Terhathum

Sankhuwasabha

10

Bhojpur
Total

11

Saptari

12

Udayapur

14

Sagarmatha

13

Siraha
Khotang

15

Okhaldhunga

16

Solukhumbu
Total

17

Sarlahi

18

Dhanusha

20

Janakpur

19

Mahottari
Dolakha

21

Ramechhap

22

Sindhuli
Total
Bara

24

Rautahat

25
26

Narayani

23

Parsa
Chitawan

27

Makawanpur
Total
Kathmandu

29

Bhaktapur

30

Lalitpur

31

Rasuwa

32
33

Bagmati

28

Dhading
Sindhupalchok

34

Kavre

35

Nuwakot
Total

36

Lamjung

37

Tanahu

39

Gandaki

38

Gorkha
Manang

40

Syangja

41

Kaski
Total

42

Gulmi

43

Nawalparasi

Class 'A'

Class 'B'

Class 'C'

Total

populn.

Pop.Per
Branch

66
14
10
6
96
60
73
8
8

27
7
2
0
36
16
29
6
2

7
0
0
0
7
8
4
0
0

100
21
12
6
139
84
106
14
10

875828
302791
195334
129694
1503647
845555
1036841
168131
101546

8758
14419
16278
21616
10818
10066
9782
12009
10155

12
10
171

3
1
57

0
1
13

15
12
241

157854
169139
2479066

10524
14095
10287

18

20

679548

33977

16

19

339267

17856

31

31

674923

21772

190100

21122

150428

18804

7
82
20
34
19
11
7
7
98
29
16
39
68
24
176
400
36
87
10
22

1
8
11
6
7
9
3
8
44
6
3
15
72
16
112
90
9
19
0
11

1
6
0
1
0
0
0
0
1
0
0
2
7
3
12
56
6
12
1
0

9
96
31
41
26
20
10
15
143
35
19
56
147
43
300
546
51
118
11
33

104415
2138681
838695
803785
673405
187584
206653
305164
3015286
765053
772098
663559
644219
443976
3288905
2011978
340066
525211
44399
346950

11602
22278
27055
19605
25900
9379
20665
20344
21086
21859
40637
11849
4382
10325
10963
3685
6668
4451
4036
10514

20
28
12
615
12
27
15
2
19
67
142
10
30

10
25
8
172
8
26
7
1
17
78
137
9
33

1
3
0
79
1
1
0
0
1
12
15
0
4

31
56
20
866
21
54
22
3
37
157
294
19
67

292370
394229
283827
4239030
170568
336710
259299
6444
270403
543767
1587191
268597
690731

9431
7040
14191
4895
8122
6235
11786
2148
7308
3463
5399
14137
10309

Lumbini

40

45

Palpa

Lumbini

44

16

11

28

255386

9121

12
89
18
175

5
74
12
144

0
11
3
19

17
174
33
338

200967
982851
625522
3024054

11822
5649
18955
8947

20

10

30

277582

9253

18

148130

8229

12477

1782

10
44
6
39
9
8
6
68
5
2
3
3
3
16
8
16
4
13
49
90
4
6
3
51
5
69
6
5
10
23
44
1886

8
28
0
26
1
2
8
37
1
0
0
0
0
1
1
8
1
12
19
41
0
2
0
15
2
19
0
1
3
11
15
851

2
3
0
7
0
0
0
7
0
0
0
0
0
0
0
0
0
0
3
3
0
0
0
1
0
1
0
0
0
0
0
166

20
112643
75
550832
6
232419
72
605796
10
220092
10
259309
14
236540
112 1554156
6
117958
2
60109
3
55261
3
149371
3
39832
17
422531
9
281758
24
387858
5
186375
25
456547
71
554630
134 1867168
4
210122
8
213619
3
146338
67
870771
7
274505
89 1715355
6
139712
6
260015
13
151312
34
494553
59 1045592
2903 28431494

5632
7344
38737
8414
22009
25931
16896
13876
19660
30055
18420
49790
13277
24855
31306
16161
37275
18262
7812
13934
52531
26702
48779
12997
39215
19274
23285
43336
11639
14546
17722
9794

Arghakhanchi

46

Rupandehi

47

Kapilbastu
Total

48

50

Dhawalagiri

49

Baglung
Parbat
Mustang

51

Myagdi
Total

52

Rolpa

53

Dang
Rapti

54

Rukum

55

Salyan

56

Pyuthan
Total
Jumla

58

Mugu

59
60

Karnali

57

Humla
Kalikot

61

Dolpa
Total

62

Dailekh

63

Surkhet
Bheri

64

Jajarkot

65

Bardiya

66

Banke
Total

67

Bajhang

68

Doti
Seti

69

Bajura

70

Kailali

71

Achham
Total

72

74

Darchula
Mahakali

73

Baitadi
Dadeldhura

75

Kanchanpur
Total

Total of Class "A","B" and "C"

Bank/BFI Class
No. of BFIs
No. of Branches
Population per Branch*
Region/BFI Class
Eastern
Central
Western
Mid-western
Far-western
Total

C#

B
28
1886

64
851
B

349
889
361
174
113
1886

D$
39
166

45
1442

26
92
37
10
1
166

Total
476
1309
707
263
148
2903

C
101
328
309
79
34
851

Total

176
4345
6543

* Population 28,431,494 calculated on yearly basis based on five yearly population projection Source :
http://cbs.gov.np/image/data/Population/Population%20projection%202011-2031/PopulationProjection2011-2031.pdf

# Samjhana Finance Ltd.and Himalaya Finance are in the process of liquidation


$ Area office and Liason Office Network has not been counted as branch

41

Weighted Average Interest Rate Structure of Commercial Banks

Overall Summary of Interest Rate on LCY Deposit

S.N.
1
2
2.1
2.2
2.3
2.4
2.5
2.6
3
4
5
6
6.1
6.2
6.3

Description
Saving
Fixed:
up to 1 month
1-3 months
3-6 months
6-12 months
1-2 yrs
2 yrs and above
Call
Certificate of Deposits
Other
Non interest bearing deposits
Current
Margin
Other
Aggregate

Overall Summary of Interest Rate on LCY Sectorwise Credit

S.N.
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16

Description
Agricultural and Forest Related
Fishery Related
Mining Related
Agriculture, Forestry & Beverage
Production Related
Non Food Production Related
Construction
Electricity,Gas and Water
Metal Products, Machinary &
Electronic Equipment & Assemblage
Transport, Communication and Public Utilities
Wholesaler & Retailer
Finance, Insurance and Real Estate
Hotel or Restaurant
Other Services
Consumption Loans
Local Government
Others
Aggregate

Overall Summary of Interest Rate on LCY Productwise Credit

S.N.
1
2
3
4
5
6
7
8
9
10
11

Description
Term Loan
Overdraft
Trust Receipt Loan / Import Loan
Demand & Other Working Capital Loan
Residential Personal Home Loan
(Up to Rs. 10 million)
Real Estate Loan
Margin Nature Loan
Hire Purchase Loan
Deprived Sector Loan
Bills Purchased
Other Product
Aggregate

Asar, 2070 (Mid Jul, 2013)


Asar, 2071 (Mid Jul, 2014)
Min (%) Max (%) Wt. avg. (%) Amount Min (%) Max (%) Wt. avg. (%) Amount
2.00
12.34
3.86 284221.80
1.75
12.34
3.19 400747.32
1.75
16.00
8.10 252197.92
1.00
16.00
6.67 327493.28
1.75
12.00
6.45
4615.73
1.50
12.00
6.20
5725.18
3.00
12.00
7.08 12768.78
1.00
12.00
6.73
18052.57
3.00
12.00
6.92 19791.12
2.00
13.50
6.14
18317.82
2.50
13.00
8.13 140261.64
2.50
14.50
6.48 182218.93
3.00
14.00
8.37 53449.11
1.00
15.00
6.90
78274.02
2.25
16.00
9.28 21311.54
2.25
16.00
7.75
24904.76
0.50
12.00
5.85 170810.14
0.20
12.00
4.24 213449.60
10.00
10.00
10.00
50.14
5.00
10.00
10.00
6.70
3.00
10.00
7.30
190.68
3.00
10.00
6.82
206.28
81543.08
106464.64
72085.12
95170.81
8564.16
10266.61
893.80
1027.22
0.50
16.00
5.25 789013.77
0.20
16.00
4.17 1048367.82
Asar, 2070 (Mid Jul, 2013)
Asar, 2071 (Mid Jul, 2014)
Min (%) Max (%) Wt. avg. (%) Amount Min (%) Max (%) Wt. avg. (%) Amount
4.00
22.00
11.71 15487.12
4.00
22.00
11.31
33982.48
6.00
20.00
12.97
64.01
4.50
20.00
11.51
599.74
8.75
20.00
12.15
2519.98
7.50
20.00
10.91
2699.66
3.85
4.50
4.00
5.00

20.00
21.00
21.00
21.00

11.33
11.63
12.63
11.74

44691.36
95602.05
56541.71
14375.43

2.75
3.85
5.00
7.50

20.00
21.00
21.00
20.00

9.67
9.55
11.06
10.60

57138.71
123830.72
79993.06
19545.60

8.00
7.00
2.00
2.50
5.00
5.00
5.00
5.00
1.50
1.50

21.00
21.00
21.00
21.00
21.00
20.00
30.00
12.00
22.00
30.00

12.16
8421.07
12.46 20176.00
12.16 125012.29
11.37 58297.57
12.61 14690.34
12.48 28172.01
12.94 33232.55
5.07
689.70
12.48 106275.67
12.09 624248.86

5.00
4.00
4.50
2.00
0.75
4.50
5.00
3.50
1.50
0.75

20.00
20.00
21.00
19.00
20.00
20.00
30.00
12.00
22.00
30.00

10.10
10.69
10.66
8.96
11.02
10.97
11.83
4.43
10.86
10.48

9997.13
23365.22
181578.31
66615.38
22279.18
38852.20
54672.62
1096.02
133845.88
850091.93

Asar, 2070 (Mid Jul, 2013)


Asar, 2071 (Mid Jul, 2014)
Min (%) Max (%) Wt. avg. (%) Amount Min (%) Max (%) Wt. avg. (%) Amount
4.00
20.00
12.17 83513.98
0.75
20.00
11.11 128891.11
6.00
21.00
12.47 134667.60
5.25
21.00
10.90 163611.35
2.00
21.00
10.98 37292.19
4.50
21.00
8.83
44824.42
4.50
20.00
11.93 146580.58
0.75
20.00
10.17 209227.10
3.50
6.00
10.00
7.00
1.50
3.85
5.00
1.50

20.00
21.00
18.00
18.25
22.00
16.00
30.00
30.00

42

12.60 40237.09
13.23 57758.92
12.73
5319.88
13.05 29450.76
6.87 23200.43
1.60
5602.11
12.98 60625.32
12.06 624248.86

3.50
7.00
7.50
4.00
1.50
2.75
3.00
0.75

20.00
19.00
18.00
21.00
22.00
15.50
30.00
30.00

11.33
11.54
10.35
11.45
6.40
1.65
11.63
10.51

61158.02
57673.18
10229.42
38297.30
39407.92
8297.87
88473.52
850091.22

Weighted Average Interest Rate Structure of Commercial Banks

Overall Summary of Interest Rate on LCY Deposit

S.N.
1
2
2.1
2.2
2.3
2.4
2.5
2.6
3
4
5
6
6.1
6.2
6.3

Description
Saving
Fixed:
up to 1 month
1-3 months
3-6 months
6-12 months
1-2 yrs
2 yrs and above
Call
Certificate of Deposits
Other
Non interest bearing deposits
Current
Margin
Other
Aggregate

Overall Summary of Interest Rate on LCY Sectorwise Credit

S.N.
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16

Description
Agricultural and Forest Related
Fishery Related
Mining Related
Agriculture, Forestry & Beverage
Production Related
Non Food Production Related
Construction
Electricity,Gas and Water
Metal Products, Machinary &
Electronic Equipment & Assemblage
Transport, Communication and Public Utilities
Wholesaler & Retailer
Finance, Insurance and Real Estate
Hotel or Restaurant
Other Services
Consumption Loans
Local Government
Others
Aggregate

Overall Summary of Interest Rate on LCY Productwise Credit

S.N.
1
2
3
4
5
6
7
8
9
10
11

Description
Term Loan
Overdraft
Trust Receipt Loan / Import Loan
Demand & Other Working Capital Loan
Residential Personal Home Loan
(Up to Rs. 10 million)
Real Estate Loan
Margin Nature Loan
Hire Purchase Loan
Deprived Sector Loan
Bills Purchased
Other Product
Aggregate

Asar, 2072 (Mid Jul, 2015)


Asar, 2073 (Mid Jul, 2016)
Min (%) Max (%) Wt. avg. (%) Amount
Min (%) Max (%) Wt. avg. (%) Amount
1.00
9.00
2.91 548126.69
1.00
9.00
2.24 677491.77
1.13
16.00
6.45 394658.43
0.50
19.00
5.57 491833.03
1.13
12.00
5.70
5133.97
1.00
14.50
5.24
3299.76
1.25
12.00
5.09
17077.26
1.00
17.55
5.01
18238.17
1.75
12.00
5.53
27069.18
1.50
17.55
4.48
45190.74
2.50
13.00
6.47 184288.49
0.50
17.55
5.76 277140.74
3.00
15.00
6.52 133408.99
2.00
17.55
5.39 124298.95
2.99
16.00
7.84
27680.54
2.00
19.00
6.90
23664.67
0.05
12.00
4.57 266676.00
0.05
10.05
3.81 279169.40
5.00
5.00
5.00
1.47
5.00
5.00
5.00
672.41
3.25
9.00
5.50
247.33
2.50
9.00
3.06
1034.97
149231.23
174483.91
135293.86
156449.58
11774.43
15137.08
2162.93
2897.26
0.05
16.00
3.94 1358941.15
0.05
19.00
3.28 1624685.48
Asar, 2072 (Mid Jul, 2015)
Asar, 2073 (Mid Jul, 2016)
Min (%) Max (%) Wt. avg. (%) Amount
Min (%) Max (%) Wt. avg. (%) Amount
4.00
20.00
9.71
46901.77
4.00
21.50
10.41
57366.95
4.50
20.00
10.05
1030.55
4.50
20.00
9.84
1499.73
7.50
20.00
10.82
2672.82
6.00
17.00
8.56
2906.15
2.20
2.20
4.25
5.00

20.00
24.00
21.00
20.00

4.50
2.20
2.20
2.00
0.75
3.00
2.75
3.00
0.75
0.75

21.00
20.00
21.00
24.00
20.00
20.00
30.00
15.00
24.00
30.00

9.34
9.04
9.81
9.73

70017.77
146439.44
112011.90
26599.29

2.00
4.00
2.00
2.25

21.00
21.00
21.00
21.00

8.25
8.15
9.38
9.27

86822.22
160559.01
138218.98
37890.16

9.87
11318.76
9.87
25074.98
9.63 237824.59
8.60
83376.75
10.22
32347.75
10.13
50007.59
10.69
77717.11
4.38
1621.81
9.81 160286.34
9.62 1085249.23

4.50
3.43
2.25
2.00
6.00
3.00
2.50
3.00
2.00
2.00

20.00
20.00
21.50
21.50
21.00
21.00
30.00
15.00
21.00
30.00

8.68
15660.47
9.22
39505.08
8.72 307114.06
7.21 108300.07
8.77
38591.14
9.47
56684.66
9.81
95766.15
3.04
1513.94
9.29 209284.19
8.86 1357682.96

Asar, 2072 (Mid Jul, 2015)


Asar, 2073 (Mid Jul, 2016)
Min (%) Max (%) Wt. avg. (%) Amount
Min (%) Max (%) Wt. avg. (%) Amount
0.75
20.00
10.37 177808.97
2.25
21.50
9.33 220017.14
2.20
24.00
9.92 198141.51
3.00
21.00
9.47 237791.00
6.00
21.00
7.71
50370.21
5.00
21.00
6.27
68689.24
2.20
20.00
9.48 260709.85
2.75
21.00
8.48 329660.73
4.25
4.00
6.50
2.20
2.00
2.50
3.50
0.75

19.00
24.00
18.00
19.00
20.00
17.00
30.00
30.00

43

10.15
87168.51
10.57
61728.82
9.55
16083.92
10.19
52431.49
6.25
49456.30
1.83
6754.09
9.40 124595.57
9.57 1085249.24

2.00
4.00
6.00
3.99
2.00
2.00
3.00
2.00

20.00
18.00
17.00
19.00
21.50
17.00
30.00
30.00

9.29 108177.85
9.37
81240.87
8.01
27939.10
9.52
76618.57
5.69
65175.30
2.97
7336.24
10.26 135036.91
8.86 1357682.95

Weighted Average Interest Rate Structure of Commercial Banks

Overall Summary of Interest Rate on LCY Deposit

S.N.
1
2
2.1
2.2
2.3
2.4
2.5
2.6
3
4
5
6
6.1
6.2
6.3

Description
Saving
Fixed:
up to 1 month
1-3 months
3-6 months
6-12 months
1-2 yrs
2 yrs and above
Call
Certificate of Deposits
Other
Non interest bearing deposits
Current
Margin
Other
Aggregate

Overall Summary of Interest Rate on LCY Sectorwise Credit

S.N.
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16

Description
Agricultural and Forest Related
Fishery Related
Mining Related
Agriculture, Forestry & Beverage
Production Related
Non Food Production Related
Construction
Electricity,Gas and Water
Metal Products, Machinary &
Electronic Equipment & Assemblage
Transport, Communication and Public Utilities
Wholesaler & Retailer
Finance, Insurance and Real Estate
Hotel or Restaurant
Other Services
Consumption Loans
Local Government
Others
Aggregate

Overall Summary of Interest Rate on LCY Productwise Credit

S.N.
1
2
3
4
5
6
7
8
9
10
11

Description
Term Loan
Overdraft
Trust Receipt Loan / Import Loan
Demand & Other Working Capital Loan
Residential Personal Home Loan
(Up to Rs. 10 million)
Real Estate Loan
Margin Nature Loan
Hire Purchase Loan
Deprived Sector Loan
Bills Purchased
Other Product
Aggregate

Saun, 2073 (Mid Aug, 2016)


Min (%) Max (%) Wt. avg. (%) Amount
1.00
9.00
2.12 692634.89
0.50
19.00
5.61 503034.68
2.00
17.55
5.20
4927.63
0.75
17.55
5.11
21487.80
1.50
17.55
4.46
45594.48
0.50
17.55
5.83 284119.60
1.00
17.55
5.34 119366.90
2.00
19.00
6.88
27538.26
0.05
10.50
3.95 291844.55
5.00
5.00
5.00
671.52
2.50
9.00
4.09
177.37
166473.18
147302.51
16099.74
3070.92
0.05
19.00
3.29 1654836.17

Bhadau, 2073 (Mid Sep, 2016)


Min (%) Max (%) Wt. avg. (%) Amount
1.00
9.00
2.13 700640.75
0.40
19.00
5.65 501932.97
1.00
17.55
4.87
7279.14
1.40
17.55
5.09
20823.72
1.00
17.55
4.29
37211.91
0.40
17.55
5.87 284140.27
2.00
17.55
5.50 128730.55
2.00
19.00
6.86
23747.39
0.05
10.50
3.79 307838.34
5.00
5.00
5.00
665.10
2.50
9.00
4.51
178.11
0.00
0.00
0.00 169401.46
0.00
0.00
0.00 149265.92
0.00
0.00
0.00
17067.77
0.00
0.00
0.00
3067.77
0.05
19.00
3.27 1680656.73

Saun, 2073 (Mid Aug, 2016)


Min (%) Max (%) Wt. avg. (%) Amount
4.00
21.50 10.36
59611.18
4.50
20.00
9.86
1525.19
6.00
17.00
8.41
2990.89

Bhadau, 2073 (Mid Sep, 2016)


Min (%) Max (%) Wt. avg. (%)
Amount
4.00
21.50
10.27
61841.44
4.50
20.00
9.80
1561.61
6.00
17.00
8.28
3127.52

2.00
4.00
2.00
2.25

20.00
21.00
21.00
19.00

8.32
8.29
9.36
9.18

88099.91
164379.08
142122.65
39369.51

2.00
2.00
2.00
2.25

20.00
21.00
21.00
19.00

8.15
8.08
9.28
9.19

4.50
4.50
2.25
2.00
4.50
3.00
2.50
3.00
1.00
1.00

18.00
20.00
21.50
21.50
21.00
19.00
30.00
15.00
21.00
30.00

8.56
15865.42
9.26
41163.44
8.75 312227.08
7.06 109437.91
8.70
41797.35
9.55
59150.57
9.91 100167.31
3.27
1512.43
9.30 211643.06
8.88 1391062.98

4.50
4.00
2.25
2.00
4.50
3.00
1.00
3.00
2.00
1.00

18.00
20.00
21.50
21.50
21.00
19.00
30.00
14.00
21.00
30.00

8.52
16267.57
9.14
43464.62
8.59 323552.71
7.05 109744.59
8.57
42707.05
9.38
60233.32
9.71 102035.77
3.04
1473.30
9.26 219658.59
8.77 1430690.30

Saun, 2073 (Mid Aug, 2016)


Min (%) Max (%) Wt. avg. (%) Amount
2.25
21.50
9.30 224827.33
3.00
20.00
9.32 242714.87
5.00
21.00
6.39
74242.90
2.75
21.00
8.55 336527.18
2.00
2.00
6.00
1.00
2.00
2.00
1.00
1.00

20.00
19.00
18.00
19.00
21.50
17.00
30.00
30.00

44

9.24 111697.05
9.42
83266.44
8.43
28475.15
9.57
83518.22
5.72
62152.96
2.40
7311.68
10.21 136329.19
8.86 1391062.97

88734.92
169478.55
146705.72
40103.02

Bhadau, 2073 (Mid Sep, 2016)


Min (%) Max (%) Wt. avg. (%)
Amount
2.25
21.50
9.16 227038.66
3.00
20.00
9.20 255207.22
5.00
21.00
6.42
76462.38
2.00
19.00
8.45 349882.39
2.00
4.00
6.00
1.00
2.00
2.00
2.50
1.00

20.00
19.00
18.00
20.00
21.50
17.00
30.00
30.00

9.16 114413.22
9.20
85276.34
7.87
28652.20
9.40
86013.60
5.77
62542.81
2.94
7422.85
10.15 137778.65
8.75 1430690.32

Weighted Average Interest Rate Structure of Commercial Banks

Overall Summary of Interest Rate on LCY Deposit

S.N.
1
2
2.1
2.2
2.3
2.4
2.5
2.6
3
4
5
6
6.1
6.2
6.3

Description
Saving
Fixed:
up to 1 month
1-3 months
3-6 months
6-12 months
1-2 yrs
2 yrs and above
Call
Certificate of Deposits
Other
Non interest bearing deposits
Current
Margin
Other
Aggregate

Overall Summary of Interest Rate on LCY Sectorwise Credit

S.N.
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16

Description
Agricultural and Forest Related
Fishery Related
Mining Related
Agriculture, Forestry & Beverage
Production Related
Non Food Production Related
Construction
Electricity,Gas and Water
Metal Products, Machinary &
Electronic Equipment & Assemblage
Transport, Communication and Public Utilities
Wholesaler & Retailer
Finance, Insurance and Real Estate
Hotel or Restaurant
Other Services
Consumption Loans
Local Government
Others
Aggregate

Overall Summary of Interest Rate on LCY Productwise Credit

S.N.
1
2
3
4
5
6
7
8
9
10
11

Description
Term Loan
Overdraft
Trust Receipt Loan / Import Loan
Demand & Other Working Capital Loan
Residential Personal Home Loan
(Up to Rs. 10 million)
Real Estate Loan
Margin Nature Loan
Hire Purchase Loan
Deprived Sector Loan
Bills Purchased
Other Product
Aggregate

Asoj, 2073 (Mid Oct, 2016)


Min (%) Max (%) Wt. avg. (%)
Amount
1.00
9.00
2.06
724050.92
1.00
19.00
5.67
515349.32
2.00
14.00
5.63
8913.31
1.00
17.55
5.10
25732.87
1.00
17.55
4.53
37389.05
1.50
17.55
5.87
294465.94
1.00
17.55
5.52
124730.18
2.00
19.00
6.37
24117.97
0.05
10.50
4.16
307134.49
5.00
5.00
5.00
665.69
2.50
9.00
2.61
535.97
0.00
0.00
0.00
177288.20
0.00
0.00
0.00
156343.24
0.00
0.00
0.00
17007.76
0.00
0.00
0.00
3937.20
0.05
19.00
3.30 1725024.61
Asoj, 2073 (Mid Oct, 2016)
Min (%) Max (%) Wt. avg. (%)
Amount
4.00
21.50
9.90
63232.88
4.50
20.00
9.77
1653.28
5.75
17.00
8.36
3142.52
2.00
2.00
2.00
2.25

20.00
21.00
21.00
19.00

8.10
7.90
9.24
9.06

88938.21
173831.19
149448.15
41226.64

4.50
4.00
2.25
2.00
4.50
3.00
1.00
3.00
2.00
1.00

18.00
20.00
21.50
21.50
21.00
19.00
30.00
14.00
21.00
30.00

8.20
9.12
8.54
7.06
8.51
9.29
9.61
3.06
8.80
8.62

17317.94
44881.64
329403.87
114036.94
44537.90
61515.64
103691.57
1478.00
226981.02
1465317.39

Asoj, 2073 (Mid Oct, 2016)


Min (%) Max (%) Wt. avg. (%)
Amount
2.25
21.5
8.96 233962.2844
3.00
20.00
9.23
260956.20
5.00
21.00
6.37
74540.18
2.00
19.00
8.31
357245.74
2.00
4.00
6.00
1.00
2.00
2.00
2.50
1.00

19.00
19.00
17.00
19.00
21.50
17.00
30.00
30.00

45

9.07
9.16
7.87
9.34
6.01
3.58
10.02
8.67

117325.25
87993.08
29857.03
89851.49
71652.98
7192.43
134740.77
1465317.41

Annex-I

Name list of Bank and Financial Institutions


SN

Full Name of Bank

Short Name

SN

Full Name of Bank

Short Name

Rastriya Banijya Bank Ltd.


Nepal Investment Bank Ltd.
Himalayan Bank Ltd.
Nepal Bangaladesh Bank Ltd.
Bank of Kathmandu Lumbini Ltd.
NIC ASIA Bank Ltd.
Kumari Bank Ltd.
Siddhartha Bank Ltd.
Global IME Bank Ltd.
Prime Commercial Bank Ltd.
NMB Bank Ltd.
Janata Bank Nepal Ltd.
Civil Bank Ltd.
Sanima Bank Ltd.

RBB
NIBL
HBL
NBB
BOK
NIC
Kumari
SBL
Global
Prime
NMB
Janata
Civil
Sanima

A. Commercial Banks
1
3
5
7
9
11
13
15
17
19
21
23
25
27

Nepal Bank Ltd.


Nabil Bank Ltd.
Standard Chartered Bank Nepal Ltd.
Nepal SBI Bank Ltd.
Everest Bank Ltd.
Nepal Credit and Commerce Bank Ltd.
Machhapuchhre Bank Ltd.
Laxmi Bank Ltd.
Agriculture Development Bank Ltd.
Citizens Bank International Ltd.
Sunrise Bank Ltd.
Prabhu Bank Ltd.
Mega Bank Nepal Ltd.
Century Commercial Bank Ltd.

NBL
NABIL
SCBNL
NSBI
EBL
NCC
MBL
Laxmi
ADBNL
Citizens
Sunrise
PRABHU
Mega
Century

2
4
6
8
10
12
14
16
18
20
22
24
26
28

1
3
5
7
9
11
13
15
17
19
21
23
25
27
29
31
33
35
37
39
41
43
45
47
49
51
53
55
57
59
61
63

NIDC Development Bank Ltd.


Siddhartha Development Bank Ltd.
Narayani Development Bank Ltd.
Karnali Bikash Bank Ltd.
Supreme Development Bank Ltd.
Gandaki Development Bank Ltd.
Excel Development Bank Ltd.
Western Development Bank Ltd.
Deva Development Bank Ltd.
Tinau Bikas Bank Ltd.
Sewa Bikas Bank Ltd.
Mahakali Bikas Bank Ltd.
Bhargab Bikas Bank Ltd.
Country Development Bank Ltd.
Kasthamandap Development Bank Ltd.
Om Development Bank Ltd.
Kabeli Bikas Bank Ltd.
Corporate Development Bank Ltd.
Jyoti Bikas Bank Ltd.
Hamro Bikas Bank Ltd.
Shine Resunga Development Bank Ltd.
International Development Bank Ltd.
Matribhumi Bikas Bank Ltd.
Vibor Bikas Bank Ltd.
Tourism Development Bank Ltd.
Mount Makalu Development Bank Ltd.
Sahara Bikas Bank Ltd.
Cosmos Development Bank Ltd.
Kalinchowk Development Bank Ltd.
Salapa Bikash Bank Ltd.
Sajha Bikash Bank Ltd.
Green Development Bank Ltd.

NIDC
Siddhartha
Narayani
Karnali
Suprim
Gandaki
Excel
Western
Deva
Tinau
Sewa
Mahakali
Bhargav
Country
Kastamandap
OmDB
Kabeli
Corporate
Jyoti
Hamro
Shine
IDBL
Matribhumi
Vibor
Tourism
Mt. Makalu
Sahara
Cosmos
Kalinchowk
Salpa
Sajha
Green

1
3
5
7
9
11
13
15
17
19
21
23
25
27
29
31
33
35
37

Nepal Finance Ltd.


Nepal Share Markets and Finance Ltd.
Union Finance Ltd.
Goodwill Finance Ltd.
Lumbini Finance & Leasing Co. Ltd.
Lalitpur Finance Co. Ltd.
General Finance Ltd.
Janaki Finance Co. Ltd.
Central Finance Ltd.
Multipurpose Finance Co. Ltd
Shrijana Finance Ltd.
Capital Merchant Banking & Finance Co. Ltd.
Guheshwori Merchant Banking & Finance Ltd.
ICFC Finance Ltd.
Kuber Merchant Finance Ltd.
Hama Merchant & Finance Ltd.
Unique Financial Institution Ltd.
Jebil's Finance Ltd.
Bhaktapur Finance Ltd.

NFL
NSMFL
Union
Goodwill
Lumbini
Lalitpur
General
Janaki
Central
Multipurpose
Srijana
CMBFCL
Guheshwori
ICFC
Kuber
hama
Unique
Jebils
Bhaktapur

B. Development Banks
2
4
6
8
10
12
14
16
18
20
22
24
26
28
30
32
34
36
38
40
42
44
46
48
50
52
54
56
58
60
62
64

Malika Bikash Bank Ltd.


Yeti Development Bank Ltd.
Sahayogi Bikas Bank Ltd.
Triveni Bikas Bank Ltd.
Sangrila Development Bank Ltd.
Infrastructure Development Bank Ltd.
Biratlaxmi Bikas Bank Ltd.
Arniko Development Bank Ltd.
Miteri Development Bank Ltd.
Muktinath Bikas Bank Ltd.
Kankai Bikas Bank Ltd.
Ace Development Bank Ltd.
Professional Diyalo Bikas Bank Ltd.
Alpine Development Bank Ltd.
Garima Bikas Bank Ltd.
Fewa Bikas Bank Ltd.
Kaski Bikas Bank Ltd.
Purnima Bikas Bank Ltd.
Bagmati Development Bank Ltd.
Kakre Bihar Bikas Bank Ltd.
Pacific Development Bank Ltd.
Kanchan Development Bank Ltd.
Innovative Development Bank Ltd.
Raptibheri Bikas Bank Ltd.
Mission Development Bank Ltd.
Sindhu Bikas Bank Ltd.
Nepal Community Development Bank Ltd.
Manasalu Bikash Bank Ltd.
Kailash Bikash Bank Ltd.
Saptakoshi Development Bank Ltd.
Apex Development Bank Ltd.
Reliable Development Bank Ltd.

Malika
Yeti
Sahayogi
Triveni
Shangrila
Infrastructure
Biratlaxmi
Araniko
Miteri
Muktinath
Kankai
Ace
diyalo
Alpine
Garima
FewaDB
Kaski
Purnima
Bagmati
Kakre
Pacific
Kanchan
Innovative
Raptiveri
Mission
Sindhu
N.Community
Manaslu
Kailash
Saptakoshi
Apex
Reliable

C. Finance Companies
2
4
6
8
10
12
14
16
18
20
22
24
26
28
30
32
34
36

NIDC Capital Markets Ltd.


Gurkhas Finance Ltd.
Paschhimanchal Finance Co.Ltd.
Shree Investment & Finance Co. Ltd.
International Leasing & Finance Co. Ltd.
United Finance Co. Ltd.
Progressive Finance Co. Ltd.
Pokhara Finance Ltd.
Arun Finance Ltd.
Synergy Finance Ltd.
World Merchant Banking & Finance Ltd.
Crystal Finance Ltd.
Everest Finance Ltd.
Sagarmatha Finance Ltd.
Seti Finance Ltd.
Namaste Bitiya Sanstha Ltd.
Manjushree Financial Institution Ltd.
Reliance Lotus Finance Ltd.

NIDC Capital
Gurkhas
PFCL
SIFCL
PFCL

United FC
Progressive
Pokhara
Arun
Synergy
WMBFL
Crystal
Everest
Sagarmatha
Seti
Namaste
Manjushree
Reliance

Annex-I

D. Microfinance Financial Institutions


1
3
5
7
9
11
13
15
17
19
21
23
25
27
29
31
33
35
37
39
41
43
45

Nepal Grameen Bikas Bank Ltd.


Rural Microfinance Development Centre Ltd.
Chhimek Microfinance Development Banks Ltd.
Sana Kisan Bikas Bank Ltd.
Naya Nepal Laghu Bitta Bikas Bank Ltd.
Sworojagar Laghu Bitta Bikas Bank Ltd
Nagbeli Microfinance Development Bank Ltd
Mirmire Microfinance Development Bank Ltd.
Mithila Laghu Bitta Bikas Bank Ltd.
Laxmi Microfinance Bittiya Sanstha Ltd.
Mahila Sahayatra Microfinance Bittiya Sanstha Ltd.
Kisan Microfinance Bittiya Sanstha Ltd.
Forward Community Microfinance Bittiya Sanstha Ltd.
Mahuli Samudyik Laghubitta Bittiya Sanstha Ltd.
Mero Microfinance Bittiya Sanatha Ltd.
RSDC Laghubitta Bitiya Sanstha Ltd.
National Microfinance Bittiya Sanstha Ltd.
Unnati Microfinance Bittiya Sanstha Ltd.
NADEP Laghubitta Bittiya Sanstha Ltd.
Arambha Microfinance Bittiya Sanstha Ltd.
Chautari Laghubitta Bittiya Sanstha Ltd.
Asha Laghubitta Bittiya Sanstha Ltd.
Creative Laghubitta Bittiya Sastha Ltd.

NepalGBB
RMDC
CHHIMEK
Sanakisan
Naya Nepal
Sworojgar
Nagbeli
Mirmire
Mithila
Laxmi
Mahila
Kisan
FORWARD
Mahuli
Mero
RSDC
National
Unnati
NADEP
Arambha
Chautari
Asha
Creative

2
4
6
8
10
12
14
16
18
20
22
24
26
28
30
32
34
36
38
40
42
44

Nirdhan Utthan Bank Ltd.


Deprosc Microfinance Development Bank Ltd.
Swabalamban Laghu Bitta Bikas Banks Ltd.
Nerude Laghu Bitta Bikas Bank Ltd.
Summit Microfinance Development Bank Ltd.
Frist Microfinance Development Bank Ltd
Kalika Microcredit Development Bank Ltd.
Janautthan Samudayik Microfinance Dev. Bank Ltd.
Womi Microfinance Bittiya Sanstha Ltd.
ILFCO Microfinance Bittiya Sanstha Ltd.
Vijaya Laghubitta Bittiya Sanstha Ltd.
NMB Microfinance Bittiya Sanstha Ltd.
Reliable Microfinance Bittiya Sanstha Ltd.
Suryodaya Laghubitta Bitiya Sanstha Ltd.
Samata Microfinance Bittiya Sanatha Ltd.
Samudayik Laghubitta Bitiya Sanstha Ltd.
Nepal Sewa Laghubitta Bitiya Sanstha Ltd.
Swadeshi Lagubitta Bittiya Sanstha Ltd.
Support Microfinace Bittiya Sanstha Ltd.
Janasewi Laghubitta Bittiya Sanstha Ltd.
Ghodighoda Laghubitta Bittiya Sanstha Ltd.
Nepal Agro Microfinance Bittiya Sastha Ltd.

NIRDHAN
DEPROSC
Swabalamban
NERUDE
Summit
First
Kalika
Janautthan
Womi
ILFCO
Vijay
NMBMF
Reliable
Suryodaya
Samata
Samudayik
Sewa MF
Swadeshi
Support
JanaSewi
Ghodighoda
Agro

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