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"Whenever the value of the goods is less than $500 per package or other freight
unit,
their value in the calculation and adjustment of claims for which the Carrier ma
y be
liable shall for the purpose of avoiding uncertainties and difficulties in fixin
g value be
deemed to be the invoice value, plus freight and insurance if paid, irrespective
of
whether any other value is greater or less.
"The limitation of liability and other provisions herein shall inure not only to
the
benefit of the carrier, its agents, servants and employees, but also to the bene
fit of any
independent contractor performing services including stevedoring in connection w
ith
the goods covered hereunder."
The ship (ambot unsay pangan sa ship) and Steamship Inc are therefore bound by t
he
stipulations since it is expressly stated that in accepting the Bill of lading,
shipper, owner, and
consignee of goods and holder of bill of Lading all agree to be bound by stipula
tions,
exceptions and conditions whether written, stamped or printed as if they were si
gned by
shipper, owner, consignee or holder.
(Therefore ang gist is not more than P500 ra ang ma-collect ni Winthrop-Steams I
nc dahil
nakasaad sa BoL)
2. Since St. Paul Fire & Marine Insurance company are subrogated merely to the r
ights of the
assured, it can only recover the amount that is recoverable by Winthrop-Steams I
nc as limited
and restricted by the provisions of the Bill of Lading.
"The insurer after paying the claim of the insured for damages under the insuran
ce is subrogated
merely to the rights of the insured and therefore can necessarily recover only t
hat to what was
recoverable by the insured."
Also, the contention of St. Paul Fire & Marine Insurance Company that it should
be paid according to
the full amount in dollars it paid Winthrop-Steams Inc is of no moment (haha ka
ew sa of no moment).
The obligation of the carrier to pay for the damage commenced on the date it fai
led to deliver the
shipment in good condition to the consignee. The C.I.F. Manila value of the good
s which were lost or
damaged, according to the claim of the consignee dated September 26, 1960 is $22
6.37 (for the
pilferage, Exhibit "G") and $324.33 (shortlanded, Exhibit "H") or P456.14 and P6
53.53, respectively,
in Philippine Currency. The peso equivalent was based by the consignee on the ex
change rate of P2.015
to $1.00 which was the rate existing at that time. We find, therefore, that the
trial court committed no
error in adopting the aforesaid rate of exchange.
(Gist is di dapat feelingero si St.Paul Fire &Marine Insurance Company na ma-rei
mbursean sha of the
full amount na iya gi pay kay Winthrop since si Winthrop bound by Bill of Lading
, insurance company
is also bound by the said stipulation. Furthermore, hindi in dollars ang reimbur