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Mutual Fund Investing for OFWs thru PhilEquity

Author: Mag-Invest Ka Pinoy! |

At the start of Year 2014, I started with an article on how

Filipinos can start the year by Investing for their future. I
wrote BDO UITF Easy Investment Plan.
However, After few months, I received alot of feedback
from readers that when they visited their nearest BDO
Branch and asked for BDO EIP/UITF, most of the
representative offered Insurance instead of explaining
what is BDO EIP and how this product works.
Very disappointing because BDO UITF product is so good
yet their people are not educated on how good it is and
how Filipinos will benefit and have a good start in
On this article, My goal is to provide another product that
will help you maximize the potential of your hard earned
money. OFWs, in particular, should pay attention to this
because they can open an account even if they work
overseas. No need to visit Philippines
and apply personally like what BDO UITF Easy Investment
Plan require.
Disclaimer: PhilEquity didn't pay me to write this. I'm simply sharing my experience from this
product and how it might help you maximize the potential of your money.

Who is PhilEquity?
Philequity Management, Inc. (PEMI) is an investment
management company established in 1994. They are
committed to helping you achieve your long-term financial
objectives by offering an array of mutual funds suited to
your unique needs.

What is Mutual Fund?

An investment vehicle that is made up of a pool of funds
collected from many investors for the purpose of investing
in securities such as stocks, bonds, money market
instruments and similar assets.

What are the Types of Mutual Funds?

Money Market Funds This is ideal for investors

looking to utilize their surplus funds in short term
instruments while awaiting better options. These schemes
invest in short-term debt instruments and seek to provide
reasonable returns for the investors.

Bond Funds Bond funds are likely to pay higher

returns than certificates of deposit and money market
investments, but bond funds aren't without risk. Because
there are many different types of bonds, bond funds can
vary dramatically depending on where they invest.

Balanced Funds This scheme allows investors to

enjoy growth and income at regular intervals. Funds are
invested in both equities and fixed income securities; the
proportion is pre-determined and disclosed in the scheme
related offer document. These are ideal for the cautiously
aggressive investors.

Equity Funds Equities are a popular mutual fund

category amongst retail investors. Although it could be a
high-risk investment in the short term, investors can
expect capital appreciation in the long run. If you are at
your prime earning stage and looking for long-term
benefits, growth schemes could be an ideal investment.

What PhilEquity Fund do you

I recommend Philequity
Fund, Inc
(PEFI) and Philequity Dividend Yield
Fund, Inc. (PDYF).
Philequity Fund, Inc. (PEFI) Compounded Annual Growth
Rate (CAGR, %) as of September 16, 2014:
10 years 20.43%
5 years 24.66%
3 years 20.45%
Philequity Dividend Yield Fund, Inc. (PDYF) Calendar Year
Returns as of September 16, 2014:
Returns 2014 YTD
PDYF 29.17%
So far, they are the Funds that beats the Philippine Stock
Market Index.
Investors' Briefing 2014
At Meralco Theatre Ortigas Ave.
How to Open a Mutual Fund Account
with PhilEquity?
Step 1:
Download and review a copy of their prospectus

Step 2:
Accomplish and submit the following account opening
documents based onyour account type:
For Individual/Joint
Account Opening Form (AOF)
Investor Risk Profiling Questionnaire (IRPQ)
Investment Application Form (IAF)
Two (2) Signature Cards
One (1) Valid ID with signature of each investor
Additional requirements for In-Trust-For (ITF):
Birth Certificate of beneficiary
One (1) valid ID of beneficiary

Step 3:
The Minimum Initial Investment for Philequity Fund Inc. is
Php 5,000.00 pesos.
Invest through the following mode of investment:
3.1 Check indicate name of the fund (i.e. "Philequity
Fund, Inc.") in the "Payable to" portion
3.2 Deposit directly to any of our accredited bank
For investments in US dollar or to Philequity Dollar Income Fund we recommend transacting your deposit
with Unionbank since their US Dollar cash deposit is not subject to clearing.

Step 4:

After you filled up the downloaded form, scan it and send it

back to Phil Equity via email for review. Also incude a copy
of your deposit receipt/check/Proof of Remittance.
Send Email To: invest@philequity.net

Step 5:

You will received a feedback from PhilEquity that your

document and requirements is validated. You now need to
send the original documents via Registered Mail.
Send it on this Address:
Philequity Management, Inc.
2005 East Tower, Philippine Stock Exchange Centre
Exchange Road, Ortigas Center, Pasig City,

That's it!

Few days after they received your documents, they will

notify you via email with a Confirmation Notice for your
Initial Investment.

You just took the first step in preparing
for a better future.

Mag-Invest Ka Pinoy is an IT Professional working in Singapore. He is an advocate of

Financial Literacy in the Philippines. He founded Mag-Invest Ka Pinoy in year 2012 and
started the website www.maginvestkapinoy.com. The mission of the website is to encourage every
Filipino to learn how to Save, Invest their money and plan their Retirement.