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NEWTOWN SAVINGS BANK ‘Quick Credit Term Note “er or Bank Use eee Note Number 7976 pani Comectet ‘Loa Amour $10,000.00, ‘or262006 'FOR VALUE RECEIVED, te undersigned (the ‘Borrower, jity ant severity if more than on, promis) to pay tote onder of Newtown Savings Ban (he Dank) st ny ofc then, the pei sum of TEN "THOUSAND AND O4/100-—(§10,000.00) AND 04100 DOLLARS, tops wi interest on he wei balan ofthis Nota eaorance with he orm conte’ is ths Noe, © 1, ures, Int sll be payable fom the dite ofthis Note on the anpad bale, before and after ‘mauciy by nevteation or thers, wl te ete pine Blane ipa in fl as follows (he checked ‘ovision plies) [8] Ata inert of 1.500% pe anmam except in be event ofa dai he ate be five erent - Pine (53) above det ti ott ine of eal | [Dnt varabie sate per annum of perentage point) above the Pie Rate, as deed herein except in tos event of dean, the ate per annus sal be ve peeemage plats (54) hove We ae oF hs te a thotine of efi ‘use shal be compote onthe basis of 360-6 year anda dys apse 2 Payments. 1 The principe! of thi Ne hal be ea as lows: Cea principal payments of. lus applicable interest and one fal ‘pment fie alnce plus applets Comma (BE) "in cqual monty istatimens of $390.58 each commencing 09 097262006 seo te sms dy ‘teach mecetsve mont at 7262009 whe he ene balance stall be de and payable a fal orun th eae balance is pa, weber sears, 1. Inany ever irs and principal and her chugs shal be pai in uly 08207009 this spce[X Ji cheked then on hed date hereof instalments of principal ner interes be charged pnt scot minber 729000718 maissined by Barower wit NEWTOWN SAVINGS BANK. “The Booer sal pay’ 0 the Banka inte ture equal che renter of $50.00 or five perce (5%) of any intalletpyent inci ndor interest reed hereunder each ac payment whieh ot pid wii te (10) day of the i ate thereof to cover the ative expense esuling fom badling sued deliuet pment 3. Prepayment, Borer may repay al ofa ponton ofthe aps principal balases ofthis Note a iy time before ue () witout peel er pretium if test bereupdct Is pon 3 vaable rats. AN sch repayments sl be aplod it 6 ser str andl ote sus owed hrcnder othe dato prepaymes, td thon fo unpaid pina instalments of ls Not ine Yves oder of thie ati, end sal no! ast Borowa' blgation pay fh eglr instalments egies ereder wil leet ndbtees ns bee a 4. Adional Charges. Borower fiber ares fo py all ees Lv or assed yon thi Not o tbe ‘eb evened Heshyapent Ban ora also evened in atin areamen of is date erween Bouowe ad Bank (Ui "Agreement, and alco, expenses and aus es inure inthe elle, potctio, dese, ezarvtion or eforsement ofthis Note or any guar of he Note, i tbe fvecesue or ener of any ‘morgue ot security apeement 03 or Heeairsecuring tis Note or any guaranty theta, in protecting or Cito tein of sk morgue osc apreuneet, in execeing any of Bank's remedies {nay ole gecmett or dctmen lating fo or rectng ti Note nay higaon poceting or otber rater ‘bing fom connected ll hit Note, and guariny, mortgage, security apreemet, ler agement oF lovumen, rte cost of any Ben tht tbe Bax ry be equi to ost in onnetion wih any readme ‘ered tht he Bk may bain a connection wih the colletion of ts Noe, oo the Fiction by Hank in ‘hy taupe aveing Dorower or any gunrntr of hs Net All amount charged unr tis Parseraph stall ‘ecome an dopa pa ofthe pid alae, The pen of ary anal ages under ths Paragraph sal ‘ot be constyed ar extension of tne won pyeent i oe. | i S__ Security, Horower sd each guantor aie to provide seus interest in any att referenced in Ay Scowiy aera given couneton wi thete and uch security areement bal acu hs Note EXHIBIT_A | evo. vk Boos 6 Bvents of Defate. ach ofthe flowing al sonstie in “Even of Default hesender:( le of. Bomower ora porntr of ty obligation of Barower to Bark to py ax anoort owed beer or uder the ‘Agree wi to (10) dye of he date tx dy) flue ofthe Borower or ny gusrntor of his Note 0 ‘Gm, peta or comply with ay oer codon or coven: contin Herein wih sal coniue wit Sones far seve (1) dee 6 tue of te Horower or any sich guarantor o payee peafor wen die any ber ftiie or obligations owed to Bank, wheter now easing or heen insted, wheter diet ‘omigent, rif ich oe bilities sul eaocelrated or cetanded; (@) Booweror any such guarastor sal {Dol fr oc consent othe appintnent of ressves, tte or Hiidator fale substantial part of ts sets, (2) be unl orn in wing te oii, o pay Hs abs a tbey mae) fear petit fhe ing of ary plone arangenend, roca, othe fie wade any islveney or bank lm, ny relting ike ef debtor, or ie making of ever aeignmen forthe eset of err ote ceasing 085) {tom of angen or he station, setlrento ely of Gb rte appoient of ecives fer all 3 ‘statin part of sc o (6) take action forthe pupese of effecting ny ofthe foreging (6) a order, Jngment of dee all be entered, ort ease sll be commenced, npist Borrower or any sich gureior ‘igri olson, approval or coset in any cot of competent arin, approving a petion or Petit cmnercemet Of eae coking ergot olution of Borower er ay sich ware ot pining a cever, tse e igudatar of Borower of 28 such gaan, o ofall or sib pr ofthe ‘Soe of awe ory sich preter, snd Bonower or any such gurata,by anya inte is approval ‘hero, comt een, or sequesceuee therein, rsh oder, judgment, dere or east all eontinve watayed in eet or any pei of thiy (30) eonstentive days ( den, inorpeeary dssolon, lqudaon ‘Shoinatgn of gt exstence of Borower or any Guat, oF merger er eamsoltion of Boerower of any [tanto cio ny ler perso ret () at any in, Bank bev nyo ath hat he proses of Faye er pesormsoaeof any bligation of Borower or ay garantr i imped, chee i cimge i te ‘onda or sis (fascia operating o terse) of Boner or ny gananioe wie Bank belive, yood fay imps Ba’ Securiy ines rks or the exireooe of an Bven-of Deft nde and as Aidt the Apiesmert. @) Faire to provide Gaal infra requested as herein defined () Borower's fare to dia end waitin ll proper ni eres Leese andor permis ogee the gal operation of he ‘Bvrowers bse, Upon the ppg of ny of th foeging vents of Def th edie inden wit cred inte here end alfa sums ved herevder Sel st the opon of Bank, accelerate ad tesame inameinely di aod payee witout ermnd or ote of ey kind. Nothing contained erin shall i te ight ‘ot Bente aoe option demand payment tay ime as nti payable on demand. 7. Lien and Setoft, Homower ery gives to Bank a en and sight of seo or all Borowers and rane’ bites axing bereunder upon and apn all xpos, exes and property of Borrower and any [eau ao beteafie nthe posession or onl of Bak or im west oH Bask mx ay ine, witht vie ao wou fist resaring to ny cols which ay now or bere score this Not apply al © any pt of the came to Borowerslabilesarsngbeeunder, wheter o wot muerte, 8, Pidme Rate. As sed erin, th tem "rime rt" mens the pe ae as published inthe "Money Rates" le ofthe Wall Sen Jour. more than ene pine rate spied nthe "Money Rates” whl, te ihe of hoes wilt the Prime Rte for prpven of dus Not. Ife Wal Street Jou eases to publ 8 "Money Rate tl, ori prime re wo longer inked i the oes abled tein, Bak wl designate cempnble inex. ‘The slecon of a comparble index sul be made in Banks sole discretion, IF iterest cud computed in elton ote Prine Rate ana il Pie Rate changes rom ie to time, teres ‘at besde sal lange comesponingly on the dnt of each Paine Rate change, witout notice at demand of Sy kind: Notwitalingeny provisions ofthis Agree the rate of ltrs fo be pid by Borower to Bank ‘der hs Not sl ot exeed the highest or aun rae of interest pesmi tobe changed by Bask woe Spall, Any amounts aid by Borower to Bak La excess of sob rte al be deemed tobe prt repomests of psp bereunder 9. Wairersand Consents. Borower and ech guaran waive diligenee, demand, preseament for pymes, nai ofoxpaymet, protest and nose of roles, se al ights unde nyse of tats, and ery agree {any extension ody th tine for payor enforce to reno o this Noe ano any subi ot Teles of my clara oe any party Uibl for his obligato, sl whoa notice an whet any eet on tit Tabs, 16, Misallaneous, (a) Any delay o omission by Bank in execsing ay right heed or under any Inotage or ecuriynreement secu hie Noe sal ot operat a 3 wave of such rightNo waiver of any Fight cal be fective uals in writing nd sgn by Bank, and any waver grated on on oceasan shall nt ‘operate as 2 waver on any fue occasion. The rights and emesis of Bank tal be cutive ed not nthe ‘Maratea ll nla sights end ynedios gated eri, i ny document refered to bei, ed une {MF apple laws () Th Not shal be govomed hy an cond in sordmnce wih the laws of he State of Connect (0) Refeeaces in hi to inte singular bal le hear ado any pede! sal icc thr andes ae required. (2) Thi Note soul be bid upon Brower and any guarantor an te Bek, icles, minis, sascesore and wigs of cack an eves Borower 8nd every gua, en sal nue {othe tenet of Bank, uecesscr and sigs. (e)Any payments ov assoun of mous doe bereueder (beer fom any Barower oy guano of such amous) and te es prover of any eller ecung most de lander othe gstnty of ach moun maybe applied bythe hold: beef, its option and notwithstanding hy confnysautons with roped to split of a ach payenents or procods, totes ds beeunder {or fer amount duc berander ler ten te pina of the Note alo anaunts doe ur any doctnent Gr nnmet given to secre amoutte doe heretnder or ender any guaranty of such amourts, with any exces Solin torefues th pina ofthis Noe, (f Borowerane any gurentor hereby sgee that any anal oles oy ng07 36:48 PK ™~™ rondo ek unde this Afermen sl coli! for any andl other Bec anges provide, Bp Bank to Borer or punanon Any daft under any agreement Between Bark acd Horower cr any ea leona defen onde the Agree, 11. asrance, The Borower sil kop al prope of the Borower given asset fortis foun insured ‘ease i nd ir tnt (al A Rik coerug) wa companie adn mous satis tothe Dak Ze nuinn psc lity Soverge ase else fr pesona jcc death in He mount of $250,009. ‘Suck pies sbll ame the Banko loss payee a cancesion, amerdnet or expan of poly. 12, Taxesamd Other Lies, Th Horower shal oly wi al statutes and goverment regulations al py “AV taxe,svssnents, governmental charges or levis wie, unpaid, mig eco ste oc chrge asi OF ‘ts propery, exept lblises Ding contested in poo fh wih he peor writen consent ofthe Bank an agsast hic euestd byte Bank, he Borower wil setup reserves nsf tthe Bal, 13, Maintenance of Extence. The Borower shall moira is exisnce and ll its properties ood ‘puring somone cotinus to conde is bases as preset conc. 14, __kneumbrances. The Horower shall ot eux pemlto exist ny Hen, more, hae or tet ‘unter apy of pope or aes ted cll or is Nee AS, Disposition of Asst. Toe Dorower sal not sel ease, taser of terse depose of any ois ss, incusing tor iver eet forthe Noe, weer no oved ce Rereaterecjie, xcept itventay ine rir oar fs busines as reel eondacted 16, Statutory Compliance, The Bonower sll comply with a) govercmenal ley epuaions, sues cdiances and odee apc to Barower, and conve to auc is busines os presen conic, 17, Place of Business The Bonomer shal mntain ite pa of sings ae andthe books and recon reiting to suc asset, sal pomp give Bath vr ote of any ang in suck oan Brsowe tall so fsa compte ed accrte hooks snd recods tts to is Gaansn fsa ll ives accordance with fenerlly accepted sesouting principles consent appli, 18 Notieatin, The Bower shall rompdy give Bank writen nice of (2) sy Bvext of Deft, o any occurence whic, but for the ping of noice of lapis of tne, would causal an Even of Deb 6) the muiencemen or fiat of litigation, inokng mkraion proceedings, or ay proceedings, tefire my toverimestlagency wi kel to Bae an aves fet upon the eonton, pens o ospects Raul trotherwie) of Borower, an olan change of leg! mare, ede eo ote mae in whic Baro wer onda busines. : 19, Inspection, The Borrower sll allow Bask by ot though any of ofcer, agents, atameyt oF ‘counts designated yi wo ener te lies and plat of Barower alto examine inspet acl make pies ‘of any ofthe books and records of Brrower, ones any of Bonowers ask, nt cus Borrowa’ fis, Sosnces and acouas wilh Borower and saeco, al at sich resonable nes ans ofen as Bank may reson soe 20, Use of Proted. The Bosower sill use the proceeds of the Loan for general commercial paps, vided tat o part of such proceeds wl ews det or indy, forthe puro of purchasing o aying ny “margin sect” win the meaning of Regulation U ofthe Board of Goverers ofthe Federal Reser Syste, er ary persona, fry household purposes, 21, Operating Account. The Borer sill estalish and maint is primary operating about wid Bank ‘nd whi eco! Bank may dei fr amount of prtspel, nee, es, cost an eyposes doe bercuner, 22, Cros Collatrnization and Cross Default. Borover bey ages that ay anal eollten provided to Bau vad ths Agreement slat clr fray an al ter fateing angen eave by Bank to Derower or Gunso. Any dealt under ary Agesent beeen bank nd Boro or ny Goarsitrshall ntti under tis Agreement 23, _PRIJUDGEMENT REMEDY WAIVER. BORROWER AND EACH GUARANIOR ON THIS NOTE ACKNOWLEDGE THAT THE LOAN EVIDENCED BY THIS NOTE IS A COMMERCIAL "TRANSACTION AS DEFINED IN CHAPTER 902 OF THE CONNECTICUT GENERAL STATUTES, [AS AMENDED, AND EACH WAIVES THEIR RESPECTIVE RIGHTS TO NOTICE AND HEARING UNDER SAID CHAPTER Std, OR AS OTHERWISE ALLOWED BY ANY STATE OR FEDERAL LAW WITH RESPECT TO ANY PRIIUDGEMENT REMEDY WHICH BANK MAY ISIE AND WAIVE. ‘THEIR RESPECTIVE RIGHTS TO REQUEST THAT THI, BANK POST A BOND IN CONNECTION (WITH ANY SUCH PRESUDGEMENT REMEDY. e/aivo7 15:47 Fax 20s270g618 fieeraik- dak ow 24,_ JURY TRIAL WAIVER, BORROWER AND EACH GUARANTOR OF THIS NOTE WAIVE ALL RIGHT'TO A TRIAL BY JURY IN ANY PROCEEDINGS HEREAFTER INSTITUTED BY OR AGAINST BORROWER, OR ANY GUARANTOK ARISING IN CONNECTION WITH ORIN ANY WAY RELATED TO THIS NOTE, THE AGREEMENT, ANY OTHER DOCUMENTS, AGREEMENTS OR COLLATERAL EVIDENCING OR SECURING THIS NOTE, OR THE ENFORCEMENT OF BANK'S RIGHTS AND REMEDIES THEREUNDER. BORROWER’ AND EACI GUARANTOR ACKNOWLEDGES THAT BANK HAS NOT AGREED WITH OR REPRESENTED TO BORROWER OR ANY GUARANTOR THAT [TE PROVISIONS OF THIS PARAGRAPH WILL.NOT, IN ALL INSTANCES, BE FULLY ENFORCED. {IN WITNESS WITERFOF, the undersigned party tas executed hs Agreement othe date fist writen shove, riquer Conoting, LLC Applian Nase, bauer 1ss47 vax 2osz706619 NEWTOWN SAYDK Bou CONTINUING GUARANTY AGREEMENT To: [NEWTOWN SAVINGS BANK 39 MAIN STREET ‘NEWTOWN, CONNECTICUT 06470 ‘The wndesigned GERUELSERE of the Town of HEHIBL snd State of Connestiat (Gusaner or value recived and in consideration of and as @ mari inducement for (SutSun using Bank Bank") making, now o inthe fture, loans, advances, or advance, or Slee pig credit to Eegusz Consulting, LLC Cee epeiealyinleding St not by way of litaon, te extension of eet the SR tte Debtor Gomsimes fered to 2 he "Deb", acknowledging thatthe Guarantor for reuival and wl revive erect financial benefit by 1eason of the lon transaction, does Teeby,ancondionaly gouantee tothe Bank fll nd prompt payment at matty, inluding ny alened matury, of any an all ibiltes ove to the Bank bythe Debor. As wsod en Sables" moss any and al liabilities or cbligations ofthe Debtor tothe Bak of vey kind and description, decor inet, primary or secondary, absolute or contingent, Sue oto bosom de, now enstizy or horse: arin, cegrdess of ow they aie or by stat agreement oisrument thy maybe evidence or whether evidenced by any agreement OF Stsramont,inluding, but not limited fo, the aforesaid extension of credit, sed further itlading, without Lato, al coats, expenses ané storey’ fees incued in the collection ofthe bles and in the enforcement of this Guranty Guarantor hereby waives demand, presentment, protest, snd notice of the Bank's soveptance of this agreement and of any loans made, extensions granted of other action taken in elianve hereon and all otter demands and notices of any description in connection with this (Guaranty, the Liabilities or otherwise. ‘Upon any default by Debior of any of the Liabilities, the liability ofthe Guarantor shall be effective immediately and payable on deenand without any sult or action sgainst the Debtor. [No delay or omission on the Bank's part in exercising any right hereunder shall operate a8 a waiver of such right or any other right; © waiver on one occasion shall not be a bar to oF ‘waiver of any right on any other occasion. ‘The lsblity of Guaraator with respect to any of the Lisblities shall not be terminated by, and the Guarantor sssents to, any extension or postponement of the tune of payment or any other indulgence, and substitution, exchange or release of collateral ll or any part thereof, the addition or release of any party primarily or secondarily liable including any otter Guarantor, renewal, extension and/or rearrangement of the Liabilities to the Bank (including changes in the rate or payment of interest and/or advancement of additional funds), whether oF not notice thereof is given to the Guarantor or his consent obtained, The Bank shall have no duty to collector protect any collateral or any income thereon, nor to preserve any righ against other partes, and the Bank may proceed under this Guaranty immediately upon the Debtor's default ‘without resorting to or regard to any collateral or any other guaranty or source of payment Bank shall be under no obligation to treat Guarantor in the same manner as any other Guarantor and no claim of inequality of treatment shall constitute » defense under this Guaranty. Except as otherwise provided here, this is a continuing Guaranty and shall remain in fall force and effect and be binding upon the Guarantor until written notice sent by registered ‘or cetifed mai addressed to Newtown Savings Bank, 39 Main Street, Newtown, Connecticut, 06470 of ils revocation shall actually be received by the Bank. No such revocation shall release the Guarantor or affect in any manner the Bank’s rights under this Guaranty with respect to any obligation arising prior to actual receipt by the Bank of such written notice of revocation end any such eevocation by one of the Guarantor shall not affect the continuing liabilies hereunder of such of the Guarantor as do not give such notice of EXHIBIT_B Qo oartsvor asi48 Fax “be If any of the present or future obligations are guaranteed by persons, partneships or corporations in addition to the Guarantor, the release or discharge in whole or in part, of the death, bankruptey, liquidation or dissolution of one or mare of them shall no! discharge or affect the liabilities ofthe Guarantor under this Guaranty ‘Any deposits, securities or other property ofthe Guarantor which at any time are within the Bank's possession or control may be held and treated as collateral security forthe payment of the Liailities, and the Bank shall have a lien thereon and right to set off the same against natured Liabilities or agninst any sums due hereunder. The Guarantor agrees to provide the Bank wit such financial and other information es the Bank may from time to time require Guarantor acknowledges that the underlying transaction to which this Gueranty relates, concerns the Bank's having made or making, now or in the future, loans and advances, oF lkerwise giving eredit to the Debtor, and that rhe obligations of the Debtor and this Guaranty tre primarily to be performed in the State of Connecticut, Guarantor further acknowledges that he will materially, directly or indirectly, receive financial benefit from the underlying transactions, Guarantor ageees that the execution of this Guaranty and performance of Guarantors obligations hereunder shall be deemed to have a Connecticut situs andl Guarantor shall be subject to the personal jurisdiction of the Courts of the State of Connecticut with respect f0 any action the Bank or its successors oF assigns, may commence. Accordingly, Guarantor hereby specifically and irrevocably consents (0 the jurisdiction of the Cours of the State of Connecticut with respect to all matfers concerning this Guaranty or the enforcement thereof, Guarantor covenants, represents and warrants that: (@) The financial statements heretofore or hereafter delivered by Guarantor to the Bank ace tue and correct in all respects, have been prepared in accordance with generally accepted ceounting principles, and fairly present Guaranto’s financial condition as of the respective dates thereof, and no material adverse change has occurred in the financial condition reflected therein since the respective dates thereof, promptly upon the Bank's written request, the Guarantor shill, Geliver any other such information abou the financial condition and operations ofthe Debtor, or any Guarantor, a the Bank may, from time to time, reasonable request. (8) There are no actions, suits or proceedings pending or, so far as Guarantor is advised, teatened against Guarantor which might result in any material adverse change inthe ‘nancial condition of Guarantor; (©) Neither execution or delivery ofthis Guaranty, nor compliance withthe terms hereof, ‘will confit with or result in the breach of any law or statute, or will constitute a breach o default under any agreement or instrument to which Guarantor may be e party, oF result i the ‘teation or imposition of any charge of lien upon any propesty or assets ofthe Guarantor; (@ UDebior shall at any time or times be or become obligated to the Bank for payment fof any indebiedness other than the debt for which Guarantor 38 lable under the provisions hero, the Bask (without in any way impairing his right hereunder or diminishing the Guarantors liability) shall beat liberty at any time or times to apply tothe indebtedess other than the Debt any amounts paid to oF received by or coming into the Bank's hands from or attributable to Debtor or any other person or party’ lible for any ofthe indebtedness or from of attributable to oF representing proceeds of any property or security held by the Bank securing payment of any such indebiedness or any exedis, deposits or offsets due Debior or other party liable on any of the indebtedness (whether or not the Debt or such other indebiedness is then ‘duc). Its being intended to give the Bank the right to apply all payments, credits a indebtedness of Debtor to the Bank (now ot bereafler existing) frst toward payment and satisfaction of Debtor's indebtedness not hereby guaranteed, before making spplication thereof ‘on of against the Debt for which Guarantor is and shall be liable hereunder. Notwithstanding the foregoing, by this Guaranty, Guarantor is also guarantying such debis. a= aos Guarantor shall promptly advise the Bank in writing of: (@) All actions, suits or proceedings pending or to its knowledge threatened, at law or in tnuity, oF before eny federal, sate, municipal or other court or governmental department, Commission, board, bureau, gency of instrumentality, domestic or foreigt, involving the possibilty of judgments, or penalties against Guarantor al any time made while this Guareaty in effect, and (b) Any material adverse change in the business or financial condition of Guarantor. GUARANTOR ACKNOWLEDGES THAT THE TRANSACTION OF WHICH ‘THIS GUARANTY IS A PART IS A COMMERCIAL TRANSACTION, AND HEREBY WAIVES HIS RIGHT TO NOTICE AND HEARING UNDER CHAPTER 903a OF THE CONNECTICUT GENERAL STATUTES, OR AS OTHERWISE ALLOWED BY ANY STATE OR FEDERAL LAW, WITH RESPECT ANY PRESUDGMENT REMEDY WHICH THE BANK, THE BANK'S SUCCESSORS OR ASSIGNS MAY DESIRE TO USE. GUARANTOR HEREBY WAIVES TRIAL BY JURY IN ANY COURT IN ANY SUIT, ACTION OR PROCEEDING OR ANY MATTER ARISING IN CONNECTION WITH OR IN ANY WAY RELATED TO THE TRANSACTIONS OF WHICH THIS AGREEMENT IS A PART AND/OR THE ENFORCEMENT OF ANY OF THE BANK'S RIGHTS AND REMEDIES. GUARANTOR ACKNOWLEDGES THAT HE MAKES THIS WAIVER KNOWINGLY, VOLUNTARILY AND ONLY AFTER EXTENSIVE, CONSIDERATION OF THE RAMIFICATIONS OF THIS WAIVER WITH HIS ATTORNEYS. ‘This Guaranty shall inure to the benefit of the Bank and its successors an assigns, and it shall be binding upon the Guarantor and the executors, administrtors, heir, successors and. assigns of the Guarantor. As used herein plural or singular include each other end references to any gender are to be construed as masculine, feminine or neuter, as context requires This Guaranty is intended to take effect as a sealed instrument and its validity and construction shall be determined by the laws ofthe State of Connecticut 1006. Signed and Sealed this 26th of August In tho presence of “The foregoing Guaranty is agreed to snd accepted by ‘ PRESUDGEMENT REMEDY WAIVER, HORROWER AND BACH GUARANTOR ON THIS NOTE ACKNOWLEDGE THAT THE LOAN EVIDENCED BY THIS NOTE 1S A COMMERCIAL MOANSACTION 43 DENINED TN CHAPTER 9f3a OF THE CONNECTICUT GENERAL STATUTES, AS AMENDED, AND EACH WAIVES THEIR RESPECTIVE RIGHTS TO NOTICE AND HEARING NOUR SAID CHAPTER s05s, OR AS OTHERWISE ALLOWED BY ANY STATS OR FEDERAL LAW Vine RESPECT TO ANY PRESUDGEMENT REMEDY WHICH BANK MAY DESIRE AND WAIVE Minin RESMECTIVE RIGHTS TO REQUEST THAT THE BANK POST A BOND IN CONNECTION (WITH ANY SUCH PRESUDGEMENT REMEDY. EXHIBIT_A: | GUARANTOR ACKNOWLEDGES THAT THE TRANSACTION OF WHICH ‘THIS GUARANTY IS A PART IS A COMMERCIAL TRANSACTION, AND HEREBY WAIVES HIS RIGHT TO NOTICE AND HEARING UNDER CHAPTER 9038 OF THE CONNECTICUT GENERAL STATUTES, OR AS OTHERWISE ALLOWED BY ANY STATE OR FEDERAL LAW, WITH RESPECT ANY PREJUDGMENT REMEDY WHICH THE BANK, THE BANK'S SUCCESSORS OR ASSIGNS MAY DESIRE TO USE. EXHIBITB= | "ALL THAT CERTAIN BIECE OR PARCEL OF LAND, SITUATED IN THE CITY OF DANBURY, COU! FAIRFIELD AND STATE OF CONNE@)CUT, DESCRIBED AS FOLLOWS: 7 BEING SHOWN AND DESIGNATED AS LOT NO. 2, CONTAINING IN AREA 54,000 SQUARE FEET, ON A CERTAIN MAP ENTITLED "FINAL SUBDIVISION PREPARED FOR CASA-TORCH, INC., DANBURY, CONNECTICUT”, CERTIFIED ‘SUBSTANTIALLY CORRECT BY PAUL M. FAGAN, L.S., SURVEYING ASSOCIATES, DANBURY, CONNECTICUT, REVISED AS OF SEPTEMBER 1, 4971, WHICH SAID MAP IS ON FILE,IN THE DANBURY LAND RECORDS AS MAP NO. 4849.

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