KE 2007 - 2010 Mortality Tables For Assured Lives - UpdatedFinal - Actuarial - K153 - Other - 2016 (ID 325079)

KE 2007-2010 MORTALITY
TABLES FOR
ASSURED LIVES
SINGLE LIFE AND GROUP LIFE

FUNCTIONS AT RATES OF INTEREST
FROM 0% TO 10%
PUBLISHED BY
ASSOCIATION OF KENYA INSURERS

Copyright 2016 by the Association of Kenya Insurers.
All rights reserved. This book, or parts thereof, may not be reproduced in any form
without the written permission of the Association of Kenya Insurers.
ii
CONTENTS
Line Item: Page No

Foreword iv
Contributing Life Insurance Offices v
Introduction vi
Methodology vii
Phase I Mortality experience of individual assured lives 1

Mortality Functions Males 2
Mortality Functions Females 3
Monetary Functions Males (0%-10%) 4
Monetary Functions Females (0%-10%) 26
Joint Life Functions (0%-10%) 48
a Male (0%-10%)
x:n 70
ax:n Female (0%-10%) 92
ax:n for (x + n) Male (0%-10%) 114
ax:n for (x + n) Female (0%-10%) 136
a x , Ax , Px Male (0%-10%) 158
a x , Ax , Px Female (0%-10%) 180
Phase II Mortality experience of group assured lives 203

Monetary Functions Males (0%-10%) 206
Monetary Functions Females (0%-10%) 217
Phase III Mortality experience of individual annuitant lives 229

a Male (0%-10%)
x:n 232
ax:n Female (0%-10%) 254
a x , Ax , Px Male (0%-10%) 276
a x , Ax , Px Female (0%-10%) 298
iii
FOREWORD
This publication contains the second official mortality tables based on Kenyan Assured
Lives Mortality. The data from which the tables were compiled was supplied by the
contributing life insurance offices listed overleaf. The project commenced in January
2013 and was completed in January 2015.
The first mortality study covered the period 2001 to 2003. While the study was a great
success, concerns were raised by both the Actuarial team and the Peer Review team
regarding the quality of data because this was the first time such an exercise was being
carried out in Kenya. They recommended that the review should be done after a five
year period as this would improve the data quality and subsequently impact on quality of
the tables.
We would like to thank the Association of Kenya Insurers Board for commissioning the
review of the mortality tables and for funding of the project.
We also sincerely thank all the life insurance member companies listed overleaf who
contributed towards the funding of this project. We are grateful for the cooperation of all
the participating companies, who provided data for the exercise.
We also wish to thank Alexander Forbes Financial Services (East Africa) Limited who
were the project consultants for the project and in particular the Project Actuary
Mr James Olubayi and his able assistants Mr Alton Rugetho and Mr Kevin Makokha.
All the values contained in this publication were computed and printed with the
assistance of Alexander Forbes Financial Services (East Africa) Limited.
We wish to acknowledge the efforts of the peer review team the Life Insurance
Working Party of The Actuarial Society of Kenya (TASK) who provided great insight
and assistance towards the development of these mortality tables.
We also wish to thank persons and agencies who participated in this exercise to ensure
the highest quality and standards of this publication.
Signed
TOM GICHUHI
EXECUTIVE DIRECTOR
ASSOCIATION OF KENYA INSURERS
iv
CONTRIBUTING LIFE INSURANCE OFFICES
1 APA Life Assurance Limited

2 British American Insurance Company Limited
3 Capex Life Assurance Company Limited
4 Liberty Life Assurance Kenya Limited
5 CIC Life Assurance Company Limited
6 Corporate Insurance Company Limited
7 First Assurance Company Limited
8 Geminia Insurance Company Limited
9 ICEA Lion Life Assurance Company Limited
10 Jubilee Insurance Company Kenya Limited
11 Kenindia Assurance Company Limited
12 Kenyan Alliance Insurance Company Limited
13 Madison Insurance Company Limited
14 Saham Assurance Company Kenya Limited
15 Metropolitan Cannon Life Assurance Company Limited
16 Old Mutual Life Assurance Company Limited
17 Pan Africa Life Assurance Company Limited
18 Pioneer Assurance Company Limited
19 Prudential Life Assurance Kenya
20 The Monarch Insurance Company Limited
21 UAP Life Assurance Company Limited
v
INTRODUCTION
1. The KE 2007-2010 table of mortality is based upon data collected by the

Association of Kenya Insurers for an investigation into the mortality of assured
lives in the Republic of Kenya. The mortality study was undertaken in four (4)
phases as follows:
Phase I: Mortality experience of individual assured lives

Phase II: Mortality experience of group assured lives
Phase III: Mortality experience of annuitants
Phase IV: Morbidity (sickness) experience of insured lives
2. The data was in respect to both male and female lives and related to policies and
not lives assured. The data related to policies issued on medically examined lives
and also under non medical arrangements.
3. Phases I-III were conducted to completion and the results thereof are contained in
this publication. However, Phase IV was abandoned due to data limitations which
limited the depth of the investigation.
vi
METHODOLOGY
1. The method used in the investigation was the census method. The data related to
in-force policies on census dates falling within the calendar years 2007 to 2010
inclusive, together with the corresponding deaths. The volume of data obtained
was as follows:
Initial Exposed-to-risk Number of Deaths
1,755,504 6,569
2. Crude Mortality Rate at Age x = Number of Deaths aged x

Total initial exposed to risk at age x
The key principle considered was the Principle of Correspondence which

purports, a life will only be included as part of exposed to risk at age x if and
only if were the life to die immediately, then it would be counted as having died
aged x.
3. The following steps were taken in order to arrive at the graduation curve fitted to
the crude mortality rates:
Individual and Group Life Rates
i) The values of q~x were given by the cubic spline formula:
= 0 + 1 + ()
=1
Where:
1
() = () 1 () + ()
1 1
and
0 <
() = {
>
and
0 , 1 = parameters
s = parameters
j=1, 2, .., n = the number of pivotal points through which the spline
curve is plotted
s = ages at which pivotal points are plotted
= age
vii
ii) The pivot ages used to fit the cubic spline curve for the male and female
individual lives is as follows:
Pivot Ages
1 2 3 4 5 6 7
Male 16 25 34 43 52
Female 16 25 34 43 52 61 70
The cubic spline method for females utilized more pivot ages than that of
males owing to the erratic nature of the crude rates. This method proved
adequate for ages 16-55 for males and ages 16-45 for females.
iii) For ages above 55 for males and 44 for females, we graduated the crude
rates using the Gompertz formula. The formula used is stated below:
qx = 1 exp(x )
Where
= age
= the force of mortality at age x and is defined by the equation:
Ln (x ) = a + bx
Where
a, b = parameters
iv) The pivot ages used to fit the cubic spline curve for the male and female
lives are as follows:
Pivot Ages
1 2 3 4 5 6
Male 10 20 30 40 50 60
Female 18 26 34 42 50 58
This method proved adequate for ages 20 to 60 for both male and female
graduations.
viii
Annuitant Rates
i) Graduation with reference to the a(90) standard mortality table using the
Brass-Logit Method of transformation was used to come up with the final
annuitant rates.
ii) The following steps were taken in order to arrive at the graduation curve
fitted to the crude mortality rates: Let,
px = the crude proportion of surviving to age x;

s
px = the proportion of surviving to age x in the a(90) standard mortality
table; and
px = the proportion of surviving to age x in the fitted (graduated) table.

where
p x =1-qx
iii) To form the relationship between the crude mortality rates and the standard
mortality table mortality rates, both sets of mortality data were transformed
s
into p
x and px values respectively so that they are in effect proportions
surviving at exact age x.
s s
iv) These px and px values were be transformed into logit px and logit px
values to put them on a more linear, scale for easy fitting. The logit
transformation is shown below:
1 px
logit px = 0.5 ln
px
and
s
s 1 px
logit px = 0.5 ln s
px
v) We then fit a linear regression model described by linear relationship

formula:
s
logit px = + logit px
where
= a constant term to be estimated
and
= the regression coefficient to be estimated
ix
vi) is the scale parameter that increases or decreases the overall level of
mortality compared to the standard mortality table. measures the balance
of the mortality at younger ages with the mortality at older ages i.e. it
measures the slope of the line.
vii) Once we have estimated and we use these to adjust the standard
mortality table logits according to the formula:
s
+ logit px
logit px =
i.e.
+ * logit values of standard mortality table
graduated logit values =
where
= estimated scale parameter

and
= estimated scale parameter
viii) We then calculate the antilogit of these fitted values to return to the px scale.
The antilogit formula is:
1
px =
(1 + exponential( 2 logit px )
ix) These fitted survivorship functions are then transformed to produce the
mortality rates at each age using the formula:
qx = 1 px
4. The graduated mortality rates we have derived are ultimate rates and do not
allow for the select effect of new policyholders who are medically tested (the
medical test could include an HIV test) and underwritten. It could therefore be
argued that select factors should be applied to the rates we have derived if they are
to be used for pricing new products.
5. All the calculations for the book of tables were computerized. The value q~x was
computed to five decimal places. The radix lx was taken as 100,000 at age 20. The
feature of a floating decimal was used where appropriate, throughout the tables
thus enabling accurate values to be tabulated throughout the high ages without
waste of space.
6. The above approach was used to produce the male and female mortality rates
separately.
x
7. The monetary functions to be tabulated and the range of interest rates were
decided after obtaining an expression of opinion on from the members of the
Association of Kenya Insurers. A wide range of interest rates were used between
0% and 10%.
8. The range of ages goes well beyond the normally provided volume in mortality
tables. While ages at the higher ages are seldom required, it was found possible to
provide these without cramping the layout of any page.
9. The notation adopted follows current international usage. e.g.
Nx = Dx + Dx+1 + Dx+2 +..

Sx = Nx + Nx+1+ Nx+2 +
10. Single life commutation columns D, N, S, C, M and R have been provided for the
ultimate lives. Joint life commutations for D, N, M and C have been provided for
ultimate lives. Ultimate values of S and R are obtainable by summing the ultimate
N and M columns, making use of the values tabulated opposite the letter T in the
age columns for all ages higher than the last one tabulated.
11. Monetary functions have been provided on a single life basis only. The values
tabulated are the whole life functions a, A and P, as well as term annuities due for
certain quinquennial terms and expiry ages for ultimate ages.
12. The method of calculation generally is from basic formulae e.g., D x= vxlx and
C = vx+1dx with Nx, Mx etc. formed by summation. Detail of the basis formulae
used are set out below:
Fundamental Symbolic Letters:

i = The effective rate of interest
x
1
vx = The Present value if 1 due in x years
1 i
lx = The number of persons who attaine age according to the
mortality table
dx lx lx 1 lx qx = The number of persons who die between ages x

x 1 and according to the mortality table
dx
qx = The probability that a person will die between ages x and x 1
lx
according to the mortality table
xi
Commutation Functions, Annuity, Assurance and Premium Definitions:
Dx v x lx
Nx Dx Dx 1 Dx 2 ....
Sx Nx Nx 1 Nx 2 ....
Cx v x1 dx
Mx Cx Cx 1 Cx 2 ....
Rx Mx Mx 1 Mx 2 ....
Dxy v
x y / 2
lxy
Nxy Dxy Dx 1 : y 1 Dx 2 : y 2 ....
Sxy Nxy Nx 1 : y 1 Nx 2 : y 2 ....
x y
1
Cxy v 2
dxy
Mxy Cxy Cx 1 : y 1 Cx 2 : y 2 ....
Rxy Mxy Mx 1 : y 1 Mx 2 : y 2 ....
Nx
ax = Annuity payable yearly in advance, where the first payment is at
Dx
the start of the (policy) year, for the lifetime of a given life aged x .
Nx Nx n
ax :
n = Temporary annuity payable yearly, where the first
Dx
payment is at the start of the payment period during the
joint duration a life ( x ) and term n-1 years.
xii
Mx
Ax = A whole life assurance i.e. the value of a benefit of 1 payable at
Dx
the end of the year of death of a life aged x .
Ax
Px = The annual premium for a whole life assurance effected on a
ax
life aged x .
13. A feature of some published volumes of mortality tables is that the values of the
monetary functions cannot, at higher ages, be calculated accurately from the
commutation column values, because these latter values have been rounded to
integers. Such a limitation was considered to be unacceptable for the present
volume, in view of the abridged range of monetary functions provided for single
lives and the absence of monetary function values. All of the monetary function
values in this volume were calculated from the tabulated commutation column
values.
14. The general aim has been to tabulate those values most frequently used and to
provide ready facilities for the calculation of other values. The layout of the
volume has been designed for ease of reference.
15. Facilities are available to provide, in the form of a computer printout, monetary
values at other rates of interest as required and to provide life table and monetary
values based on KE 2001-2003 mortality with a constant percentage increase in
mortality rates.
xiii
xiv
PHASE I:
MORTALITY EXPERIENCE OF
INDIVIDUAL ASSURED LIVES
1
MORTALITY FUNCTIONS
MALE
Age(x) lx qx Age(x) Age(x) lx qx Age(x)
20 100 000 0.00131 20
21 99 869 0.00149 21 61 89 221 0.00755 61

22 99 720 0.00166 22 62 88 548 0.00850 62
23 99 555 0.00179 23 63 87 795 0.00956 63
24 99 376 0.00189 24 64 86 956 0.01076 64
25 99 188 0.00196 25 65 86 020 0.01212 65
26 98 994 0.00199 26 66 84 977 0.01363 66

27 98 796 0.00199 27 67 83 819 0.01534 67
28 98 599 0.00197 28 68 82 533 0.01726 68
29 98 405 0.00193 29 69 81 108 0.01942 69
30 98 215 0.00189 30 70 79 533 0.02185 70
31 98 029 0.00184 31 71 77 795 0.02457 71

32 97 849 0.00180 32 72 75 883 0.02763 72
33 97 673 0.00178 33 73 73 786 0.03107 73
34 97 499 0.00179 34 74 71 494 0.03492 74
35 97 324 0.00182 35 75 68 997 0.03924 75
36 97 147 0.00188 36 76 66 290 0.04409 76

37 96 964 0.00197 37 77 63 367 0.04952 77
38 96 773 0.00207 38 78 60 229 0.05559 78
39 96 572 0.00219 39 79 56 881 0.06239 79
40 96 361 0.00232 40 80 53 332 0.06998 80
41 96 137 0.00245 41 81 49 600 0.07847 81

42 95 901 0.00258 42 82 45 708 0.08793 82
43 95 654 0.00271 43 83 41 689 0.09846 83
44 95 394 0.00283 44 84 37 584 0.11019 84
45 95 125 0.00294 45 85 33 443 0.12321 85
46 94 846 0.00304 46 86 29 322 0.13765 86

47 94 558 0.00313 47 87 25 286 0.15362 87
48 94 262 0.00322 48 88 21 402 0.17126 88
49 93 958 0.00330 49 89 17 736 0.19069 89
50 93 648 0.00339 50 90 14 354 0.21203 90
51 93 330 0.00347 51 91 11 311 0.23538 91

52 93 007 0.00354 52 92 8 648 0.26086 92
53 92 677 0.00362 53 93 6 392 0.28854 93
54 92 342 0.00370 54 94 4 548 0.31848 94
55 92 000 0.00378 55 95 3 099 0.35069 95
56 91 652 0.00417 56 96 2 012 0.38515 96

57 91 270 0.00470 57 97 1 237 0.42178 97
58 90 841 0.00529 58 98 715 0.46043 98
59 90 361 0.00595 59 99 386 0.50087 99
60 89 823 0.00670 60 100 193 0.54280 100
2
MORTALITY FUNCTIONS
FEMALE
20 100 000 0.00148 20
21 99 852 0.00159 21 61 88 706 0.01064 61

22 99 694 0.00168 22 62 87 762 0.01177 62
23 99 527 0.00174 23 63 86 729 0.01301 63
24 99 353 0.00179 24 64 85 601 0.01438 64
25 99 176 0.00180 25 65 84 369 0.01590 65
26 98 997 0.00179 26 66 83 028 0.01758 66

27 98 820 0.00174 27 67 81 568 0.01943 67
28 98 648 0.00168 28 68 79 983 0.02147 68
29 98 482 0.00161 29 69 78 266 0.02373 69
30 98 323 0.00153 30 70 76 409 0.02622 70
31 98 172 0.00146 31 71 74 406 0.02896 71

32 98 029 0.00139 32 72 72 251 0.03199 72
33 97 893 0.00133 33 73 69 939 0.03533 73
34 97 763 0.00129 34 74 67 468 0.03902 74
35 97 637 0.00128 35 75 64 836 0.04307 75
36 97 511 0.00130 36 76 62 043 0.04754 76

37 97 385 0.00133 37 77 59 094 0.05246 77
38 97 255 0.00138 38 78 55 994 0.05787 78
39 97 121 0.00145 39 79 52 753 0.06383 79
40 96 981 0.00152 40 80 49 386 0.07037 80
41 96 833 0.00161 41 81 45 911 0.07755 81

42 96 677 0.00170 42 82 42 350 0.08544 82
43 96 512 0.00179 43 83 38 732 0.09408 83
44 96 339 0.00189 44 84 35 088 0.10354 84
45 96 158 0.00212 45 85 31 455 0.11390 85
46 95 954 0.00235 46 86 27 872 0.12522 86

47 95 728 0.00260 47 87 24 382 0.13758 87
48 95 480 0.00287 48 88 21 028 0.15104 88
49 95 205 0.00318 49 89 17 852 0.16569 89
50 94 903 0.00352 50 90 14 894 0.18161 90
51 94 569 0.00389 51 91 12 189 0.19886 91

52 94 201 0.00430 52 92 9 765 0.21752 92
53 93 796 0.00476 53 93 7 641 0.23767 93
54 93 350 0.00526 54 94 5 825 0.25935 94
55 92 859 0.00582 55 95 4 314 0.28261 95
56 92 319 0.00644 56 96 3 095 0.30750 96

57 91 724 0.00712 57 97 2 143 0.33404 97
58 91 072 0.00787 58 98 1 427 0.36221 98
59 90 355 0.00870 59 99 910 0.39199 99
60 89 568 0.00963 60 100 554 0.42331 100
3
Interest Rate: 0.0%
MONETARY FUNCTIONS
INDIVIDUAL LIVES - MALE
Age(x) Dx Nx Sx Cx Mx Rx Age(x)
20 100 000 5 802 923 181 664 949 131 99 912 5 795 788 20
21 99 869 5 702 923 175 862 026 149 99 781 5 695 876 21
22 99 720 5 603 055 170 159 103 165 99 632 5 596 095 22
23 99 555 5 503 335 164 556 048 178 99 467 5 496 463 23
24 99 376 5 403 780 159 052 713 188 99 288 5 396 997 24
25 99 188 5 304 404 153 648 933 195 99 100 5 297 709 25
26 98 994 5 205 216 148 344 529 197 98 905 5 198 608 26
27 98 796 5 106 222 143 139 313 197 98 708 5 099 703 27
28 98 599 5 007 426 138 033 091 194 98 511 5 000 995 28
29 98 405 4 908 827 133 025 665 190 98 317 4 902 484 29
30 98 215 4 810 422 128 116 838 185 98 127 4 804 167 30
31 98 029 4 712 208 123 306 416 180 97 941 4 706 041 31
32 97 849 4 614 178 118 594 208 176 97 761 4 608 099 32
33 97 673 4 516 329 113 980 030 174 97 585 4 510 338 33
34 97 499 4 418 656 109 463 701 174 97 410 4 412 754 34
35 97 324 4 321 158 105 045 045 177 97 236 4 315 343 35
36 97 147 4 223 833 100 723 887 183 97 059 4 218 107 36
37 96 964 4 126 686 96 500 053 191 96 876 4 121 048 37
38 96 773 4 029 722 92 373 367 201 96 685 4 024 172 38
39 96 572 3 932 949 88 343 645 212 96 484 3 927 487 39
40 96 361 3 836 377 84 410 696 224 96 272 3 831 003 40
41 96 137 3 740 016 80 574 319 236 96 049 3 734 731 41
42 95 901 3 643 879 76 834 302 248 95 813 3 638 682 42
43 95 654 3 547 978 73 190 423 259 95 565 3 542 869 43
44 95 394 3 452 325 69 642 445 270 95 306 3 447 303 44
45 95 125 3 356 930 66 190 120 279 95 037 3 351 997 45
46 94 846 3 261 805 62 833 190 288 94 758 3 256 960 46
47 94 558 3 166 960 59 571 385 296 94 470 3 162 202 47
48 94 262 3 072 402 56 404 425 304 94 173 3 067 733 48
49 93 958 2 978 140 53 332 023 311 93 870 2 973 559 49
50 93 648 2 884 182 50 353 883 317 93 559 2 879 689 50
51 93 330 2 790 535 47 469 700 323 93 242 2 786 130 51
52 93 007 2 697 204 44 679 166 330 92 919 2 692 888 52
53 92 677 2 604 197 41 981 961 336 92 589 2 599 969 53
54 92 342 2 511 520 39 377 764 342 92 254 2 507 380 54
55 92 000 2 419 178 36 866 244 348 91 912 2 415 126 55
56 91 652 2 327 178 34 447 065 382 91 564 2 323 214 56
57 91 270 2 235 526 32 119 887 429 91 182 2 231 650 57
58 90 841 2 144 256 29 884 361 480 90 753 2 140 467 58
59 90 361 2 053 414 27 740 106 538 90 273 2 049 714 59
60 89 823 1 963 053 25 686 692 602 89 735 1 959 441 60
4
Interest Rate: 0.0%
MONETARY FUNCTIONS
61 89 221 1 873 230 23 723 639 673 89 133 1 869 706 61
62 88 548 1 784 009 21 850 409 752 88 460 1 780 573 62
63 87 795 1 695 461 20 066 400 840 87 707 1 692 114 63
64 86 956 1 607 666 18 370 938 936 86 868 1 604 407 64
65 86 020 1 520 710 16 763 272 1 042 85 932 1 517 539 65
66 84 977 1 434 691 15 242 562 1 159 84 889 1 431 607 66
67 83 819 1 349 713 13 807 871 1 286 83 731 1 346 718 67
68 82 533 1 265 894 12 458 158 1 425 82 445 1 262 987 68
69 81 108 1 183 362 11 192 264 1 575 81 020 1 180 543 69
70 79 533 1 102 254 10 008 902 1 738 79 444 1 099 523 70
71 77 795 1 022 721 8 906 648 1 912 77 707 1 020 078 71
72 75 883 944 926 7 883 927 2 097 75 795 942 371 72
73 73 786 869 043 6 939 001 2 292 73 698 866 576 73
74 71 494 795 257 6 069 958 2 497 71 406 792 878 74
75 68 997 723 763 5 274 701 2 708 68 909 721 472 75
76 66 290 654 766 4 550 938 2 923 66 201 652 563 76
77 63 367 588 476 3 896 172 3 138 63 279 586 362 77
78 60 229 525 109 3 307 696 3 348 60 141 523 083 78
79 56 881 464 880 2 782 587 3 549 56 793 462 942 79
80 53 332 407 999 2 317 707 3 732 53 244 406 149 80
81 49 600 354 667 1 909 708 3 892 49 512 352 905 81
82 45 708 305 067 1 555 042 4 019 45 620 303 393 82
83 41 689 259 359 1 249 975 4 105 41 601 257 773 83
84 37 584 217 670 990 616 4 141 37 496 216 172 84
85 33 443 180 086 772 946 4 120 33 355 178 676 85
86 29 322 146 643 592 861 4 036 29 234 145 321 86
87 25 286 117 321 446 218 3 885 25 198 116 087 87
88 21 402 92 034 328 897 3 665 21 313 90 889 88
89 17 736 70 633 236 863 3 382 17 648 69 576 89
90 14 354 52 897 166 230 3 043 14 266 51 927 90
91 11 311 38 542 113 334 2 662 11 223 37 661 91
92 8 648 27 232 74 791 2 256 8 560 26 439 92
93 6 392 18 583 47 559 1 844 6 304 17 879 93
94 4 548 12 191 28 976 1 448 4 460 11 575 94
95 3 099 7 643 16 785 1 087 3 011 7 115 95
96 2 012 4 544 9 141 775 1 924 4 104 96
97 1 237 2 532 4 597 522 1 149 2 179 97
98 715 1 294 2 066 329 627 1 030 98
99 386 579 771 193 298 403 99
100 193 193 193 105 105 105 100
5
Interest Rate: 1.0%
MONETARY FUNCTIONS
20 81 954 3 578 915 99 739 811 106 46 487 2 588 780 20
21 81 037 3 496 960 96 160 896 120 46 381 2 542 292 21
22 80 114 3 415 924 92 663 936 131 46 261 2 495 911 22
23 79 190 3 335 809 89 248 012 140 46 130 2 449 650 23
24 78 265 3 256 619 85 912 203 147 45 989 2 403 520 24
25 77 344 3 178 354 82 655 584 150 45 843 2 357 531 25
26 76 428 3 101 010 79 477 230 151 45 692 2 311 688 26
27 75 520 3 024 582 76 376 220 149 45 542 2 265 996 27
28 74 623 2 949 062 73 351 637 146 45 392 2 220 454 28
29 73 739 2 874 439 70 402 575 141 45 247 2 175 062 29
30 72 868 2 800 700 67 528 136 136 45 106 2 129 815 30
31 72 010 2 727 832 64 727 436 131 44 970 2 084 709 31
32 71 166 2 655 822 61 999 604 127 44 839 2 039 740 32
33 70 334 2 584 656 59 343 782 124 44 711 1 994 901 33
34 69 514 2 514 322 56 759 126 123 44 587 1 950 190 34
35 68 703 2 444 808 54 244 804 124 44 464 1 905 602 35
36 67 899 2 376 105 51 799 997 127 44 340 1 861 138 36
37 67 100 2 308 207 49 423 891 131 44 214 1 816 797 37
38 66 304 2 241 107 47 115 685 136 44 083 1 772 583 38
39 65 512 2 174 803 44 874 578 142 43 947 1 728 501 39
40 64 721 2 109 291 42 699 775 149 43 805 1 684 554 40
41 63 931 2 044 570 40 590 484 155 43 656 1 640 749 41
42 63 143 1 980 639 38 545 914 161 43 501 1 597 093 42
43 62 357 1 917 495 36 565 276 167 43 339 1 553 593 43
44 61 572 1 855 139 34 647 780 172 43 172 1 510 253 44
45 60 790 1 793 567 32 792 641 177 43 000 1 467 081 45
46 60 011 1 732 777 30 999 074 180 42 823 1 424 082 46
47 59 237 1 672 766 29 266 297 184 42 643 1 381 259 47
48 58 467 1 613 529 27 593 532 186 42 459 1 338 616 48
49 57 701 1 555 062 25 980 003 189 42 273 1 296 157 49
50 56 941 1 497 361 24 424 941 191 42 084 1 253 885 50
51 56 187 1 440 419 22 927 581 193 41 893 1 211 801 51
52 55 438 1 384 233 21 487 161 195 41 700 1 169 908 52
53 54 694 1 328 795 20 102 929 196 41 506 1 128 208 53
54 53 957 1 274 101 18 774 134 198 41 309 1 086 703 54
55 53 225 1 220 144 17 500 033 199 41 112 1 045 393 55
56 52 499 1 166 920 16 279 889 217 40 913 1 004 281 56
57 51 762 1 114 421 15 112 969 241 40 696 963 369 57
58 51 009 1 062 659 13 998 548 267 40 455 922 673 58
59 50 237 1 011 650 12 935 889 296 40 188 882 218 59
60 49 443 961 414 11 924 239 328 39 892 842 030 60
6
Interest Rate: 1.0%
MONETARY FUNCTIONS
61 48 625 911 971 10 962 825 363 39 564 802 138 61
62 47 781 863 345 10 050 854 402 39 200 762 574 62
63 46 906 815 565 9 187 509 444 38 798 723 374 63
64 45 997 768 659 8 371 944 490 38 354 684 575 64
65 45 051 722 662 7 603 285 540 37 864 646 221 65
66 44 065 677 611 6 880 623 595 37 324 608 357 66
67 43 034 633 546 6 203 012 654 36 729 571 033 67
68 41 954 590 512 5 569 466 717 36 075 534 305 68
69 40 821 548 558 4 978 955 785 35 358 498 229 69
70 39 632 507 737 4 430 397 857 34 573 462 872 70
71 38 383 468 104 3 922 660 934 33 716 428 299 71
72 37 069 429 722 3 454 556 1 014 32 782 394 583 72
73 35 687 392 653 3 024 834 1 098 31 768 361 801 73
74 34 236 356 966 2 632 181 1 184 30 670 330 034 74
75 32 714 322 729 2 275 215 1 271 29 486 299 364 75
76 31 119 290 016 1 952 486 1 358 28 215 269 878 76
77 29 452 258 897 1 662 470 1 444 26 857 241 663 77
78 27 717 229 445 1 403 573 1 526 25 413 214 806 78
79 25 917 201 728 1 174 128 1 601 23 887 189 394 79
80 24 059 175 812 972 400 1 667 22 286 165 507 80
81 22 154 151 752 796 589 1 721 20 619 143 221 81
82 20 213 129 599 644 836 1 760 18 898 122 601 82
83 18 254 109 385 515 237 1 780 17 138 103 703 83
84 16 293 91 132 405 852 1 778 15 359 86 565 84
85 14 354 74 838 314 720 1 751 13 581 71 206 85
86 12 461 60 484 239 882 1 698 11 830 57 625 86
87 10 640 48 023 179 398 1 618 10 132 45 795 87
88 8 916 37 383 131 375 1 512 8 514 35 663 88
89 7 316 28 467 93 992 1 381 7 002 27 150 89
90 5 862 21 152 65 525 1 231 5 620 20 148 90
91 4 573 15 289 44 373 1 066 4 390 14 528 91
92 3 462 10 716 29 084 894 3 324 10 138 92
93 2 534 7 254 18 368 724 2 430 6 814 93
94 1 785 4 720 11 114 563 1 706 4 384 94
95 1 204 2 935 6 394 418 1 143 2 678 95
96 774 1 731 3 459 295 725 1 535 96
97 471 957 1 728 197 430 810 97
98 270 485 772 123 233 381 98
99 144 215 287 71 110 148 99
100 71 71 71 38 38 38 100
7
Interest Rate: 2.0%
MONETARY FUNCTIONS
20 67 297 2 291 329 56 595 642 87 22 357 1 180 645 20
21 65 891 2 224 032 54 304 313 97 22 271 1 158 287 21
22 64 503 2 158 140 52 080 281 105 22 174 1 136 017 22
23 63 133 2 093 638 49 922 141 111 22 069 1 113 843 23
24 61 784 2 030 505 47 828 503 115 21 959 1 091 773 24
25 60 458 1 968 720 45 797 998 116 21 844 1 069 814 25
26 59 156 1 908 262 43 829 278 116 21 728 1 047 970 26
27 57 881 1 849 106 41 921 016 113 21 612 1 026 243 27
28 56 633 1 791 225 40 071 910 109 21 499 1 004 631 28
29 55 413 1 734 592 38 280 685 105 21 389 983 132 29
30 54 221 1 679 179 36 546 094 100 21 284 961 742 30
31 53 058 1 624 958 34 866 915 96 21 184 940 458 31
32 51 922 1 571 899 33 241 957 92 21 088 919 274 32
33 50 812 1 519 977 31 670 058 89 20 997 898 185 33
34 49 727 1 469 165 30 150 080 87 20 908 877 189 34
35 48 665 1 419 438 28 680 915 87 20 821 856 281 35
36 47 624 1 370 773 27 261 477 88 20 734 835 460 36
37 46 602 1 323 150 25 890 703 90 20 646 814 726 37
38 45 598 1 276 548 24 567 553 93 20 556 794 080 38
39 44 611 1 230 950 23 291 006 96 20 463 773 524 39
40 43 641 1 186 338 22 060 056 99 20 367 753 061 40
41 42 686 1 142 697 20 873 718 103 20 268 732 693 41
42 41 746 1 100 012 19 731 021 106 20 165 712 425 42
43 40 822 1 058 265 18 631 009 108 20 060 692 260 43
44 39 913 1 017 443 17 572 744 111 19 951 672 200 44
45 39 020 977 530 16 555 300 112 19 841 652 249 45
46 38 143 938 510 15 577 770 114 19 728 632 408 46
47 37 281 900 368 14 639 260 114 19 615 612 680 47
48 36 436 863 087 13 738 892 115 19 500 593 065 48
49 35 606 826 651 12 875 805 115 19 385 573 564 49
50 34 793 791 045 12 049 154 116 19 270 554 179 50
51 33 995 756 252 11 258 109 116 19 155 534 909 51
52 33 213 722 257 10 501 857 115 19 039 515 754 52
53 32 446 689 044 9 779 600 115 18 924 496 715 53
54 31 695 656 598 9 090 556 115 18 808 477 792 54
55 30 958 624 903 8 433 957 115 18 693 458 983 55
56 30 237 593 945 7 809 054 124 18 579 440 290 56
57 29 520 563 708 7 215 109 136 18 455 421 711 57
58 28 805 534 188 6 651 401 149 18 319 403 256 58
59 28 091 505 383 6 117 213 164 18 170 384 936 59
60 27 376 477 291 5 611 831 180 18 006 366 767 60
8
Interest Rate: 2.0%
MONETARY FUNCTIONS
61 26 660 449 915 5 134 539 197 17 826 348 761 61
62 25 940 423 255 4 684 625 216 17 629 330 935 62
63 25 215 397 315 4 261 370 236 17 413 313 306 63
64 24 484 372 100 3 864 054 258 17 176 295 893 64
65 23 746 347 616 3 491 954 282 16 918 278 717 65
66 22 998 323 870 3 144 338 307 16 636 261 799 66
67 22 240 300 872 2 820 468 335 16 328 245 163 67
68 21 469 278 632 2 519 596 363 15 994 228 835 68
69 20 685 257 163 2 240 964 394 15 630 212 841 69
70 19 885 236 478 1 983 801 426 15 237 197 211 70
71 19 069 216 593 1 747 323 459 14 811 181 974 71
72 18 236 197 523 1 530 730 494 14 351 167 163 72
73 17 385 179 287 1 333 206 530 13 857 152 812 73
74 16 514 161 903 1 153 919 565 13 328 138 955 74
75 15 625 145 389 992 016 601 12 762 125 627 75
76 14 717 129 764 846 628 636 12 161 112 865 76
77 13 793 115 046 716 864 670 11 525 100 704 77
78 12 853 101 254 601 818 700 10 855 89 179 78
79 11 900 88 401 500 564 728 10 155 78 324 79
80 10 939 76 501 412 164 751 9 427 68 169 80
81 9 974 65 562 335 663 767 8 676 58 742 81
82 9 011 55 588 270 101 777 7 909 50 065 82
83 8 058 46 577 214 514 778 7 132 42 156 83
84 7 122 38 519 167 937 769 6 355 35 023 84
85 6 213 31 397 129 418 750 5 585 28 669 85
86 5 341 25 184 98 021 721 4 835 23 084 86
87 4 515 19 844 72 836 680 4 114 18 249 87
88 3 747 15 329 52 992 629 3 434 14 135 88
89 3 044 11 582 37 664 569 2 805 10 701 89
90 2 415 8 538 26 081 502 2 236 7 896 90
91 1 866 6 123 17 543 431 1 734 5 660 91
92 1 399 4 257 11 420 358 1 303 3 926 92
93 1 014 2 858 7 163 287 946 2 623 93
94 707 1 845 4 305 221 659 1 677 94
95 472 1 138 2 460 162 438 1 018 95
96 301 666 1 322 114 276 580 96
97 181 365 656 75 162 304 97
98 103 184 291 46 87 142 98
99 54 81 108 27 41 55 99
100 27 27 27 14 14 14 100
9
Interest Rate: 3.0%
MONETARY FUNCTIONS
20 55 368 1 517 235 33 171 029 70 11 172 550 728 20
21 53 684 1 461 868 31 653 793 78 11 101 539 557 21
22 52 043 1 408 183 30 191 926 84 11 023 528 455 22
23 50 443 1 356 140 28 783 742 88 10 940 517 432 23
24 48 887 1 305 697 27 427 602 90 10 852 506 492 24
25 47 373 1 256 810 26 121 905 90 10 762 495 640 25
26 45 903 1 209 437 24 865 095 89 10 672 484 878 26
27 44 477 1 163 535 23 655 657 86 10 583 474 206 27
28 43 095 1 119 058 22 492 123 82 10 497 463 622 28
29 41 758 1 075 962 21 373 065 78 10 415 453 125 29
30 40 463 1 034 205 20 297 102 74 10 336 442 711 30
31 39 211 993 742 19 262 898 70 10 262 432 375 31
32 37 998 954 531 18 269 156 67 10 192 422 113 32
33 36 825 916 533 17 314 625 64 10 126 411 920 33
34 35 689 879 707 16 398 093 62 10 062 401 795 34
35 34 587 844 019 15 518 385 61 10 000 391 733 35
36 33 519 809 431 14 674 367 61 9 939 381 733 36
37 32 481 775 912 13 864 936 62 9 877 371 794 37
38 31 473 743 431 13 089 023 63 9 815 361 917 38
39 30 493 711 958 12 345 592 65 9 752 352 101 39
40 29 540 681 465 11 633 635 67 9 687 342 350 40
41 28 613 651 925 10 952 170 68 9 621 332 662 41
42 27 712 623 312 10 300 245 69 9 552 323 042 42
43 26 835 595 600 9 676 933 71 9 483 313 490 43
44 25 983 568 765 9 081 333 71 9 412 304 007 44
45 25 155 542 782 8 512 568 72 9 341 294 594 45
46 24 350 517 628 7 969 786 72 9 269 285 253 46
47 23 569 493 277 7 452 158 72 9 198 275 984 47
48 22 811 469 708 6 958 881 71 9 126 266 786 48
49 22 075 446 897 6 489 172 71 9 055 257 660 49
50 21 362 424 821 6 042 275 70 8 984 248 606 50
51 20 669 403 460 5 617 454 70 8 914 239 622 51
52 19 998 382 791 5 213 994 69 8 844 230 709 52
53 19 346 362 793 4 831 204 68 8 775 221 865 53
54 18 715 343 446 4 468 411 67 8 707 213 089 54
55 18 103 324 731 4 124 964 66 8 640 204 382 55
56 17 509 306 629 3 800 233 71 8 574 195 742 56
57 16 928 289 120 3 493 604 77 8 503 187 169 57
58 16 358 272 192 3 204 484 84 8 425 178 666 58
59 15 797 255 834 2 932 292 91 8 341 170 241 59
60 15 246 240 037 2 676 458 99 8 250 161 899 60
10
Interest Rate: 3.0%
MONETARY FUNCTIONS
61 14 703 224 791 2 436 421 108 8 151 153 649 61
62 14 167 210 088 2 211 631 117 8 043 145 498 62
63 13 637 195 921 2 001 543 127 7 926 137 455 63
64 13 113 182 284 1 805 621 137 7 800 129 529 64
65 12 594 169 171 1 623 337 148 7 663 121 729 65
66 12 079 156 576 1 454 166 160 7 515 114 066 66
67 11 568 144 497 1 297 590 172 7 355 106 552 67
68 11 058 132 929 1 153 093 185 7 182 99 197 68
69 10 551 121 871 1 020 164 199 6 997 92 015 69
70 10 045 111 320 898 293 213 6 798 85 018 70
71 9 539 101 275 786 973 228 6 585 78 220 71
72 9 034 91 736 685 699 242 6 357 71 635 72
73 8 528 82 702 593 963 257 6 115 65 278 73
74 8 023 74 174 511 261 272 5 858 59 163 74
75 7 517 66 151 437 087 286 5 586 53 305 75
76 7 012 58 634 370 935 300 5 299 47 719 76
77 6 507 51 623 312 301 313 4 999 42 420 77
78 6 005 45 116 260 678 324 4 686 37 421 78
79 5 506 39 111 215 563 333 4 362 32 734 79
80 5 012 33 605 176 452 341 4 029 28 372 80
81 4 525 28 593 142 847 345 3 688 24 343 81
82 4 049 24 067 114 254 346 3 343 20 655 82
83 3 585 20 018 90 187 343 2 998 17 311 83
84 3 138 16 433 70 169 336 2 655 14 314 84
85 2 711 13 295 53 736 324 2 319 11 659 85
86 2 308 10 584 40 441 308 1 995 9 339 86
87 1 932 8 276 29 857 288 1 687 7 344 87
88 1 588 6 344 21 581 264 1 398 5 657 88
89 1 277 4 756 15 237 237 1 134 4 259 89
90 1 004 3 479 10 481 207 898 3 124 90
91 768 2 475 7 002 175 691 2 226 91
92 570 1 707 4 527 144 516 1 535 92
93 409 1 137 2 820 115 371 1 019 93
94 283 728 1 683 87 257 648 94
95 187 445 955 64 170 391 95
96 118 258 510 44 106 221 96
97 70 141 252 29 62 115 97
98 39 70 111 18 33 54 98
99 21 31 41 10 15 21 99
100 10 10 10 5 5 5 100
11
Interest Rate: 4.0%
MONETARY FUNCTIONS
20 45 639 1 034 929 20 058 210 58 5 832 263 324 20
21 43 826 989 290 19 023 281 63 5 775 257 492 21
22 42 077 945 465 18 033 990 67 5 712 251 717 22
23 40 392 903 387 17 088 526 70 5 645 246 006 23
24 38 769 862 995 16 185 138 71 5 575 240 361 24
25 37 207 824 227 15 322 143 70 5 504 234 786 25
26 35 706 787 019 14 497 916 68 5 434 229 282 26
27 34 264 751 314 13 710 897 66 5 366 223 847 27
28 32 881 717 049 12 959 583 62 5 300 218 481 28
29 31 554 684 169 12 242 534 59 5 238 213 181 29
30 30 281 652 615 11 558 365 55 5 179 207 944 30
31 29 062 622 334 10 905 750 51 5 124 202 765 31
32 27 893 593 272 10 283 416 48 5 073 197 640 32
33 26 772 565 379 9 690 144 46 5 024 192 567 33
34 25 696 538 608 9 124 764 44 4 979 187 543 34
35 24 664 512 912 8 586 157 43 4 934 182 564 35
36 23 672 488 248 8 073 245 43 4 891 177 630 36
37 22 718 464 577 7 584 996 43 4 848 172 739 37
38 21 802 441 858 7 120 420 43 4 805 167 890 38
39 20 920 420 057 6 678 561 44 4 762 163 085 39
40 20 071 399 137 6 258 505 45 4 718 158 323 40
41 19 254 379 066 5 859 367 45 4 673 153 605 41
42 18 468 359 812 5 480 301 46 4 628 148 932 42
43 17 712 341 344 5 120 489 46 4 582 144 305 43
44 16 985 323 632 4 779 145 46 4 536 139 723 44
45 16 285 306 647 4 455 513 46 4 489 135 188 45
46 15 613 290 362 4 148 865 46 4 443 130 698 46
47 14 967 274 749 3 858 503 45 4 398 126 255 47
48 14 346 259 782 3 583 754 44 4 353 121 857 48
49 13 750 245 436 3 323 972 44 4 308 117 504 49
50 13 177 231 686 3 078 535 43 4 265 113 196 50
51 12 628 218 509 2 846 849 42 4 222 108 931 51
52 12 100 205 881 2 628 340 41 4 180 104 709 52
53 11 593 193 781 2 422 458 40 4 138 100 529 53
54 11 107 182 188 2 228 677 40 4 098 96 391 54
55 10 640 171 081 2 046 489 39 4 059 92 293 55
56 10 192 160 441 1 875 408 41 4 020 88 234 56
57 9 760 150 248 1 714 967 44 3 979 84 214 57
58 9 340 140 489 1 564 718 47 3 935 80 235 58
59 8 933 131 149 1 424 229 51 3 887 76 300 59
60 8 539 122 215 1 293 081 55 3 836 72 413 60
12
Interest Rate: 4.0%
MONETARY FUNCTIONS
61 8 155 113 677 1 170 865 59 3 781 68 576 61
62 7 782 105 522 1 057 188 64 3 722 64 795 62
63 7 419 97 739 951 667 68 3 659 61 073 63
64 7 066 90 320 853 927 73 3 590 57 414 64
65 6 721 83 254 763 607 78 3 517 53 824 65
66 6 384 76 533 680 353 84 3 439 50 307 66
67 6 055 70 149 603 820 89 3 355 46 868 67
68 5 733 64 094 533 671 95 3 266 43 513 68
69 5 417 58 361 469 577 101 3 171 40 247 69
70 5 108 52 944 411 216 107 3 070 37 076 70
71 4 804 47 837 358 272 114 2 962 34 007 71
72 4 506 43 033 310 435 120 2 849 31 045 72
73 4 213 38 527 267 402 126 2 729 28 196 73
74 3 925 34 315 228 875 132 2 603 25 467 74
75 3 642 30 390 194 560 137 2 471 22 864 75
76 3 364 26 748 164 169 143 2 334 20 392 76
77 3 092 23 384 137 421 147 2 191 18 058 77
78 2 826 20 291 114 037 151 2 044 15 867 78
79 2 566 17 465 93 746 154 1 893 13 823 79
80 2 314 14 899 76 280 156 1 739 11 930 80
81 2 069 12 585 61 382 156 1 583 10 191 81
82 1 833 10 516 48 797 155 1 427 8 607 82
83 1 608 8 683 38 281 152 1 272 7 180 83
84 1 394 7 075 29 598 148 1 120 5 908 84
85 1 193 5 681 22 524 141 972 4 788 85
86 1 005 4 488 16 843 133 831 3 815 86
87 834 3 483 12 354 123 698 2 984 87
88 678 2 649 8 871 112 575 2 286 88
89 541 1 971 6 222 99 463 1 711 89
90 421 1 430 4 251 86 364 1 248 90
91 319 1 010 2 821 72 278 884 91
92 234 691 1 812 59 206 606 92
93 167 456 1 121 46 147 400 93
94 114 290 664 35 101 253 94
95 75 176 374 25 66 151 95
96 47 101 199 17 41 85 96
97 28 55 97 11 24 44 97
98 15 27 43 7 13 20 98
99 8 12 16 4 6 8 99
100 4 4 4 2 2 2 100
13
Interest Rate: 5.0%
MONETARY FUNCTIONS
20 37 689 724 342 12 492 895 47 3 196 129 390 20
21 35 847 686 653 11 768 554 51 3 149 126 194 21
22 34 089 650 806 11 081 901 54 3 098 123 046 22
23 32 412 616 716 10 431 096 55 3 044 119 948 23
24 30 813 584 304 9 814 379 56 2 989 116 904 24
25 29 291 553 491 9 230 075 55 2 933 113 915 25
26 27 841 524 200 8 676 584 53 2 878 110 982 26
27 26 462 496 359 8 152 384 50 2 826 108 103 27
28 25 152 469 897 7 656 025 47 2 775 105 278 28
29 23 907 444 745 7 186 128 44 2 728 102 502 29
30 22 725 420 838 6 741 383 41 2 684 99 774 30
31 21 602 398 113 6 320 545 38 2 643 97 090 31
32 20 535 376 511 5 922 432 35 2 605 94 447 32
33 19 522 355 976 5 545 920 33 2 570 91 841 33
34 18 559 336 454 5 189 944 32 2 537 89 271 34
35 17 644 317 895 4 853 490 31 2 505 86 734 35
36 16 773 300 251 4 535 595 30 2 475 84 229 36
37 15 944 283 478 4 235 344 30 2 445 81 754 37
38 15 155 267 533 3 951 867 30 2 415 79 309 38
39 14 404 252 378 3 684 333 30 2 385 76 894 39
40 13 688 237 975 3 431 955 30 2 355 74 509 40
41 13 006 224 287 3 193 981 30 2 325 72 154 41
42 12 356 211 281 2 969 694 30 2 294 69 830 42
43 11 737 198 926 2 758 412 30 2 264 67 536 43
44 11 148 187 188 2 559 487 30 2 234 65 272 44
45 10 587 176 041 2 372 298 30 2 204 63 038 45
46 10 053 165 453 2 196 258 29 2 174 60 835 46
47 9 546 155 400 2 030 804 28 2 145 58 661 47
48 9 063 145 855 1 875 404 28 2 116 56 516 48
49 8 603 136 792 1 729 549 27 2 089 54 399 49
50 8 166 128 189 1 592 757 26 2 062 52 311 50
51 7 751 120 023 1 464 568 26 2 035 50 249 51
52 7 357 112 271 1 344 546 25 2 010 48 214 52
53 6 981 104 915 1 232 275 24 1 985 46 204 53
54 6 625 97 933 1 127 360 23 1 961 44 220 54
55 6 286 91 309 1 029 426 23 1 937 42 259 55
56 5 964 85 023 938 118 24 1 915 40 322 56
57 5 656 79 058 853 095 25 1 891 38 407 57
58 5 362 73 402 774 037 27 1 866 36 516 58
59 5 079 68 040 700 635 29 1 839 34 650 59
60 4 809 62 961 632 594 31 1 810 32 811 60
14
Interest Rate: 5.0%
MONETARY FUNCTIONS
61 4 549 58 152 569 633 33 1 779 31 001 61
62 4 300 53 603 511 481 35 1 747 29 222 62
63 4 060 49 303 457 878 37 1 712 27 476 63
64 3 830 45 243 408 574 39 1 675 25 764 64
65 3 608 41 413 363 331 42 1 636 24 089 65
66 3 395 37 805 321 918 44 1 594 22 453 66
67 3 189 34 410 284 112 47 1 550 20 860 67
68 2 991 31 221 249 702 49 1 503 19 310 68
69 2 799 28 231 218 481 52 1 454 17 807 69
70 2 614 25 432 190 250 54 1 402 16 353 70
71 2 435 22 818 164 818 57 1 348 14 950 71
72 2 262 20 383 142 000 60 1 291 13 602 72
73 2 095 18 121 121 617 62 1 231 12 312 73
74 1 933 16 026 103 496 64 1 169 11 080 74
75 1 777 14 093 87 471 66 1 105 9 911 75
76 1 626 12 316 73 378 68 1 039 8 806 76
77 1 480 10 690 61 062 70 970 7 767 77
78 1 340 9 210 50 372 71 901 6 797 78
79 1 205 7 870 41 162 72 830 5 896 79
80 1 076 6 665 33 291 72 758 5 067 80
81 953 5 589 26 626 71 686 4 308 81
82 837 4 636 21 037 70 615 3 622 82
83 727 3 800 16 401 68 545 3 007 83
84 624 3 073 12 601 65 477 2 462 84
85 529 2 449 9 529 62 411 1 985 85
86 441 1 920 7 080 58 349 1 574 86
87 363 1 479 5 159 53 292 1 224 87
88 292 1 116 3 680 48 238 933 88
89 231 824 2 564 42 191 694 89
90 178 593 1 740 36 149 503 90
91 133 415 1 147 30 113 354 91
92 97 282 732 24 83 241 92
93 68 185 449 19 59 158 93
94 46 116 265 14 40 99 94
95 30 70 148 10 26 59 95
96 19 40 78 7 16 33 96
97 11 21 38 4 9 17 97
98 6 11 17 3 5 8 98
99 3 5 6 1 2 3 99
100 1 1 1 1 1 1 100
15
Interest Rate: 6.0%
MONETARY FUNCTIONS
20 31 180 518 277 7 998 184 39 1 844 65 530 20
21 29 377 487 097 7 479 907 41 1 805 63 686 21
22 27 673 457 720 6 992 810 43 1 764 61 881 22
23 26 063 430 047 6 535 090 44 1 721 60 117 23
24 24 544 403 984 6 105 043 44 1 677 58 397 24
25 23 111 379 440 5 701 058 43 1 633 56 720 25
26 21 760 356 330 5 321 618 41 1 590 55 088 26
27 20 487 334 570 4 965 289 39 1 549 53 498 27
28 19 289 314 083 4 630 719 36 1 510 51 949 28
29 18 161 294 794 4 316 636 33 1 475 50 438 29
30 17 100 276 632 4 021 842 30 1 441 48 964 30
31 16 102 259 532 3 745 210 28 1 411 47 522 31
32 15 162 243 430 3 485 678 26 1 383 46 111 32
33 14 278 228 268 3 242 247 24 1 357 44 728 33
34 13 446 213 990 3 013 979 23 1 333 43 371 34
35 12 662 200 543 2 799 989 22 1 311 42 037 35
36 11 924 187 881 2 599 446 21 1 289 40 727 36
37 11 228 175 957 2 411 565 21 1 268 39 438 37
38 10 571 164 729 2 235 608 21 1 247 38 170 38
39 9 952 154 158 2 070 878 21 1 226 36 923 39
40 9 368 144 206 1 916 720 21 1 206 35 697 40
41 8 818 134 837 1 772 514 20 1 185 34 492 41
42 8 298 126 020 1 637 677 20 1 165 33 307 42
43 7 808 117 722 1 511 657 20 1 144 32 142 43
44 7 346 109 913 1 393 936 20 1 124 30 997 44
45 6 911 102 567 1 284 022 19 1 105 29 873 45
46 6 501 95 656 1 181 455 19 1 086 28 768 46
47 6 114 89 156 1 085 799 18 1 067 27 682 47
48 5 750 83 042 996 643 17 1 049 26 615 48
49 5 407 77 292 913 601 17 1 032 25 566 49
50 5 084 71 885 836 309 16 1 015 24 535 50
51 4 780 66 801 764 423 16 999 23 520 51
52 4 494 62 021 697 622 15 983 22 521 52
53 4 224 57 528 635 601 14 968 21 538 53
54 3 971 53 303 578 073 14 953 20 571 54
55 3 732 49 332 524 770 13 940 19 617 55
56 3 508 45 600 475 438 14 926 18 678 56
57 3 295 42 093 429 837 15 912 17 751 57
58 3 094 38 797 387 745 15 898 16 839 58
59 2 904 35 703 348 948 16 882 15 941 59
60 2 723 32 799 313 245 17 866 15 059 60
16
Interest Rate: 6.0%
MONETARY FUNCTIONS
61 2 552 30 077 280 445 18 849 14 192 61
62 2 389 27 525 250 369 19 831 13 344 62
63 2 235 25 136 222 844 20 812 12 513 63
64 2 088 22 901 197 708 21 791 11 701 64
65 1 949 20 813 174 806 22 770 10 910 65
66 1 816 18 865 153 993 23 748 10 140 66
67 1 690 17 049 135 128 24 725 9 392 67
68 1 570 15 359 118 079 26 700 8 667 68
69 1 455 13 789 102 720 27 675 7 967 69
70 1 346 12 334 88 931 28 648 7 292 70
71 1 242 10 988 76 597 29 620 6 645 71
72 1 143 9 745 65 609 30 591 6 024 72
73 1 049 8 602 55 864 31 562 5 433 73
74 959 7 553 47 262 32 531 4 872 74
75 873 6 595 39 709 32 499 4 341 75
76 791 5 722 33 114 33 467 3 842 76
77 713 4 931 27 392 33 434 3 375 77
78 640 4 218 22 461 34 401 2 941 78
79 570 3 578 18 243 34 367 2 540 79
80 504 3 008 14 665 33 334 2 173 80
81 442 2 504 11 657 33 300 1 839 81
82 385 2 062 9 153 32 268 1 539 82
83 331 1 677 7 091 31 236 1 271 83
84 281 1 346 5 414 29 205 1 036 84
85 236 1 065 4 068 27 176 831 85
86 195 829 3 003 25 148 655 86
87 159 633 2 174 23 123 507 87
88 127 474 1 541 21 100 384 88
89 99 347 1 066 18 79 284 89
90 76 248 719 15 61 205 90
91 56 172 471 13 46 143 91
92 41 116 298 10 34 97 92
93 28 76 182 8 24 63 93
94 19 47 106 6 16 39 94
95 12 28 59 4 10 23 95
96 7 16 31 3 6 13 96
97 4 8 15 2 4 7 97
98 2 4 6 1 2 3 98
99 1 2 2 1 1 1 99
100 1 1 1 0 0 0 100
17
Interest Rate: 7.0%
MONETARY FUNCTIONS
20 25 842 377 888 5 251 704 32 1 120 34 311 20
21 24 120 352 046 4 873 816 34 1 088 33 191 21
22 22 508 327 927 4 521 770 35 1 055 32 102 22
23 21 001 305 419 4 193 844 35 1 020 31 048 23
24 19 592 284 418 3 888 425 35 985 30 028 24
25 18 275 264 826 3 604 007 34 950 29 043 25
26 17 046 246 551 3 339 181 32 917 28 092 26
27 15 899 229 504 3 092 631 30 885 27 176 27
28 14 830 213 605 2 863 126 27 855 26 291 28
29 13 832 198 776 2 649 521 25 828 25 436 29
30 12 902 184 944 2 450 745 23 803 24 608 30
31 12 035 172 041 2 265 802 21 780 23 805 31
32 11 227 160 006 2 093 760 19 760 23 025 32
33 10 474 148 779 1 933 754 17 741 22 265 33
34 9 771 138 305 1 784 975 16 723 21 524 34
35 9 116 128 534 1 646 671 16 707 20 801 35
36 8 504 119 418 1 518 137 15 691 20 094 36
37 7 933 110 914 1 398 719 15 676 19 403 37
38 7 399 102 982 1 287 805 14 662 18 727 38
39 6 901 95 583 1 184 823 14 647 18 065 39
40 6 435 88 682 1 089 241 14 633 17 418 40
41 6 000 82 247 1 000 559 14 619 16 784 41
42 5 594 76 247 918 312 14 606 16 165 42
43 5 214 70 653 842 065 13 592 15 559 43
44 4 860 65 439 771 412 13 579 14 967 44
45 4 529 60 579 705 973 12 566 14 388 45
46 4 220 56 050 645 394 12 554 13 822 46
47 3 932 51 829 589 344 12 542 13 269 47
48 3 664 47 897 537 515 11 530 12 727 48
49 3 413 44 233 489 618 11 519 12 197 49
50 3 179 40 820 445 385 10 509 11 678 50
51 2 961 37 641 404 565 10 498 11 169 51
52 2 758 34 680 366 924 9 489 10 671 52
53 2 568 31 922 332 244 9 480 10 182 53
54 2 392 29 354 300 322 8 471 9 702 54
55 2 227 26 962 270 968 8 463 9 231 55
56 2 073 24 736 244 006 8 455 8 768 56
57 1 930 22 662 219 270 8 447 8 313 57
58 1 795 20 733 196 608 9 438 7 867 58
59 1 669 18 938 175 875 9 430 7 428 59
60 1 550 17 269 156 937 10 420 6 999 60
18
Interest Rate: 7.0%
MONETARY FUNCTIONS
61 1 439 15 719 139 667 10 411 6 578 61
62 1 335 14 280 123 948 11 400 6 168 62
63 1 237 12 946 109 668 11 390 5 768 63
64 1 145 11 709 96 722 12 379 5 378 64
65 1 058 10 564 85 013 12 367 4 999 65
66 977 9 506 74 449 12 355 4 632 66
67 901 8 528 64 944 13 343 4 277 67
68 829 7 628 56 415 13 330 3 934 68
69 761 6 799 48 787 14 316 3 604 69
70 698 6 037 41 989 14 303 3 287 70
71 638 5 340 35 951 15 288 2 985 71
72 581 4 702 30 612 15 274 2 696 72
73 528 4 120 25 910 15 259 2 423 73
74 478 3 592 21 790 16 243 2 164 74
75 432 3 113 18 198 16 228 1 921 75
76 388 2 682 15 084 16 212 1 693 76
77 346 2 294 12 402 16 196 1 481 77
78 308 1 948 10 108 16 180 1 285 78
79 271 1 641 8 160 16 164 1 105 79
80 238 1 369 6 519 16 148 941 80
81 207 1 131 5 150 15 133 793 81
82 178 925 4 018 15 117 660 82
83 152 747 3 093 14 103 543 83
84 128 595 2 347 13 89 440 84
85 106 467 1 752 12 76 351 85
86 87 361 1 285 11 63 275 86
87 70 274 924 10 52 212 87
88 56 203 651 9 42 160 88
89 43 148 447 8 33 117 89
90 33 105 300 6 26 84 90
91 24 72 195 5 19 59 91
92 17 48 123 4 14 39 92
93 12 31 74 3 10 26 93
94 8 19 43 2 7 16 94
95 5 11 24 2 4 9 95
96 3 6 12 1 3 5 96
97 2 3 6 1 1 3 97
98 1 2 3 0 1 1 98
99 0 1 1 0 0 0 99
100 0 0 0 0 0 0 100
19
Interest Rate: 8.0%
MONETARY FUNCTIONS
20 21 455 279 992 3 528 405 26 715 18 625 20
21 19 840 258 537 3 248 414 27 689 17 910 21
22 18 342 238 697 2 989 877 28 661 17 222 22
23 16 956 220 355 2 751 180 28 633 16 561 23
24 15 672 203 399 2 530 825 27 605 15 928 24
25 14 483 187 727 2 327 426 26 577 15 323 25
26 13 384 173 244 2 139 699 25 551 14 745 26
27 12 368 159 860 1 966 455 23 526 14 194 27
28 11 429 147 492 1 806 595 21 504 13 668 28
29 10 562 136 063 1 659 102 19 483 13 164 29
30 9 760 125 502 1 523 039 17 464 12 681 30
31 9 020 115 741 1 397 538 15 447 12 217 31
32 8 337 106 721 1 281 797 14 431 11 771 32
33 7 705 98 384 1 175 076 13 418 11 339 33
34 7 122 90 679 1 076 691 12 405 10 922 34
35 6 582 83 557 986 012 11 393 10 517 35
36 6 084 76 975 902 455 11 382 10 124 36
37 5 623 70 891 825 481 10 371 9 742 37
38 5 196 65 268 754 590 10 361 9 370 38
39 4 801 60 073 689 321 10 351 9 009 39
40 4 436 55 272 629 249 10 341 8 658 40
41 4 097 50 836 573 977 9 332 8 317 41
42 3 785 46 739 523 141 9 323 7 985 42
43 3 495 42 954 476 403 9 313 7 663 43
44 3 228 39 459 433 449 8 305 7 349 44
45 2 980 36 231 393 990 8 296 7 044 45
46 2 751 33 251 357 759 8 288 6 748 46
47 2 540 30 500 324 508 7 280 6 460 47
48 2 344 27 960 294 009 7 273 6 180 48
49 2 164 25 616 266 049 7 266 5 907 49
50 1 997 23 452 240 433 6 259 5 641 50
51 1 843 21 456 216 980 6 253 5 381 51
52 1 700 19 613 195 525 6 247 5 128 52
53 1 569 17 913 175 912 5 242 4 881 53
54 1 447 16 344 157 999 5 236 4 639 54
55 1 335 14 897 141 654 5 231 4 403 55
56 1 231 13 562 126 757 5 227 4 171 56
57 1 135 12 331 113 195 5 222 3 944 57
58 1 046 11 195 100 864 5 217 3 722 58
59 964 10 149 89 669 5 212 3 505 59
60 887 9 185 79 520 6 207 3 293 60
20
Interest Rate: 8.0%
MONETARY FUNCTIONS
61 816 8 298 70 335 6 201 3 087 61
62 750 7 482 62 037 6 195 2 885 62
63 688 6 732 54 555 6 190 2 690 63
64 631 6 044 47 822 6 183 2 500 64
65 578 5 413 41 778 6 177 2 317 65
66 529 4 835 36 365 7 171 2 140 66
67 483 4 306 31 530 7 164 1 969 67
68 440 3 823 27 224 7 157 1 805 68
69 401 3 383 23 402 7 150 1 648 69
70 364 2 982 20 019 7 143 1 498 70
71 330 2 618 17 037 7 136 1 355 71
72 298 2 289 14 419 8 128 1 219 72
73 268 1 991 12 131 8 120 1 091 73
74 240 1 723 10 140 8 113 971 74
75 215 1 483 8 417 8 105 858 75
76 191 1 268 6 934 8 97 753 76
77 169 1 077 5 666 8 89 656 77
78 149 908 4 590 8 82 567 78
79 130 759 3 682 8 74 485 79
80 113 629 2 924 7 66 411 80
81 97 516 2 295 7 59 345 81
82 83 418 1 780 7 52 286 82
83 70 335 1 361 6 45 234 83
84 59 265 1 026 6 39 188 84
85 48 207 761 6 33 150 85
86 39 158 555 5 27 117 86
87 31 119 396 4 22 89 87
88 24 88 277 4 18 67 88
89 19 63 189 3 14 49 89
90 14 45 126 3 11 35 90
91 10 30 81 2 8 24 91
92 7 20 51 2 6 16 92
93 5 13 31 1 4 10 93
94 3 8 18 1 3 6 94
95 2 5 10 1 2 4 95
96 1 3 5 0 1 2 96
97 1 1 2 0 1 1 97
98 0 1 1 0 0 0 98
99 0 0 0 0 0 0 99
100 0 0 0 0 0 0 100
21
Interest Rate: 9.0%
MONETARY FUNCTIONS
20 17 843 210 330 2 420 093 21 476 10 505 20
21 16 348 192 487 2 209 763 22 455 10 028 21
22 14 976 176 138 2 017 276 23 433 9 573 22
23 13 717 161 162 1 841 138 23 410 9 141 23
24 12 562 147 446 1 679 975 22 387 8 731 24
25 11 503 134 884 1 532 530 21 365 8 344 25
26 10 532 123 381 1 397 646 19 345 7 978 26
27 9 643 112 849 1 274 264 18 325 7 634 27
28 8 829 103 206 1 161 415 16 308 7 308 28
29 8 084 94 376 1 058 209 14 292 7 000 29
30 7 403 86 292 963 833 13 278 6 708 30
31 6 779 78 890 877 541 11 265 6 431 31
32 6 207 72 111 798 651 10 253 6 166 32
33 5 685 65 904 726 540 9 243 5 913 33
34 5 206 60 219 660 637 9 234 5 670 34
35 4 768 55 013 600 418 8 225 5 436 35
36 4 366 50 246 545 405 8 217 5 211 36
37 3 998 45 880 495 159 7 210 4 994 37
38 3 661 41 882 449 279 7 202 4 784 38
39 3 351 38 221 407 398 7 195 4 582 39
40 3 068 34 870 369 176 7 189 4 387 40
41 2 808 31 802 334 307 6 182 4 198 41
42 2 570 28 994 302 505 6 176 4 016 42
43 2 352 26 424 273 511 6 170 3 840 43
44 2 152 24 072 247 087 6 164 3 670 44
45 1 968 21 921 223 014 5 158 3 506 45
46 1 801 19 953 201 093 5 153 3 348 46
47 1 647 18 152 181 141 5 148 3 195 47
48 1 506 16 505 162 989 4 143 3 047 48
49 1 377 14 999 146 484 4 139 2 903 49
50 1 259 13 622 131 485 4 135 2 764 50
51 1 152 12 362 117 863 4 131 2 630 51
52 1 053 11 211 105 501 3 127 2 499 52
53 962 10 158 94 290 3 124 2 372 53
54 880 9 196 84 132 3 120 2 248 54
55 804 8 316 74 936 3 117 2 128 55
56 735 7 512 66 620 3 115 2 010 56
57 671 6 777 59 109 3 112 1 896 57
58 613 6 105 52 332 3 109 1 784 58
59 560 5 492 46 227 3 106 1 675 59
60 510 4 933 40 735 3 103 1 569 60
22
Interest Rate: 9.0%
MONETARY FUNCTIONS
61 465 4 422 35 802 3 100 1 466 61
62 423 3 957 31 380 3 97 1 366 62
63 385 3 534 27 422 3 93 1 269 63
64 350 3 149 23 888 3 90 1 176 64
65 318 2 799 20 740 4 86 1 086 65
66 288 2 481 17 941 4 83 999 66
67 260 2 193 15 459 4 79 916 67
68 235 1 933 13 266 4 76 837 68
69 212 1 698 11 333 4 72 761 69
70 191 1 486 9 635 4 68 689 70
71 171 1 295 8 150 4 64 621 71
72 153 1 123 6 855 4 60 557 72
73 137 970 5 732 4 57 496 73
74 122 833 4 762 4 53 440 74
75 108 712 3 928 4 49 387 75
76 95 604 3 216 4 45 338 76
77 83 509 2 612 4 41 293 77
78 73 426 2 103 4 37 252 78
79 63 354 1 676 4 34 215 79
80 54 291 1 323 3 30 181 80
81 46 237 1 032 3 27 151 81
82 39 191 795 3 23 125 82
83 33 152 604 3 20 102 83
84 27 119 453 3 17 81 84
85 22 92 333 2 14 64 85
86 18 70 241 2 12 50 86
87 14 52 171 2 10 38 87
88 11 38 119 2 8 28 88
89 8 27 81 1 6 21 89
90 6 19 53 1 5 15 90
91 4 13 34 1 3 10 91
92 3 9 21 1 2 7 92
93 2 5 13 1 2 4 93
94 1 3 7 0 1 3 94
95 1 2 4 0 1 2 95
96 1 1 2 0 0 1 96
97 0 1 1 0 0 0 97
98 0 0 0 0 0 0 98
99 0 0 0 0 0 0 99
100 0 0 0 0 0 0 100
23
Interest Rate: 10.0%
MONETARY FUNCTIONS
20 14 864 159 882 1 690 914 18 330 6 162 20
21 13 495 145 017 1 531 032 18 312 5 832 21
22 12 250 131 522 1 386 014 18 294 5 520 22
23 11 118 119 272 1 254 492 18 275 5 227 23
24 10 089 108 154 1 135 220 17 257 4 952 24
25 9 155 98 065 1 027 066 16 240 4 695 25
26 8 306 88 910 929 002 15 223 4 455 26
27 7 536 80 604 840 092 14 208 4 231 27
28 6 837 73 068 759 488 12 195 4 023 28
29 6 203 66 231 686 420 11 182 3 828 29
30 5 629 60 027 620 189 10 172 3 646 30
31 5 107 54 399 560 162 9 162 3 475 31
32 4 634 49 292 505 763 8 153 3 313 32
33 4 205 44 657 456 471 7 146 3 159 33
34 3 816 40 452 411 814 6 139 3 014 34
35 3 463 36 635 371 362 6 133 2 875 35
36 3 143 33 172 334 727 5 127 2 742 36
37 2 852 30 030 301 555 5 122 2 615 37
38 2 587 27 178 271 525 5 116 2 494 38
39 2 347 24 591 244 347 5 112 2 377 39
40 2 129 22 244 219 756 4 107 2 266 40
41 1 931 20 115 197 513 4 102 2 159 41
42 1 751 18 184 177 398 4 98 2 056 42
43 1 588 16 432 159 214 4 94 1 958 43
44 1 440 14 845 142 782 4 90 1 864 44
45 1 305 13 405 127 937 3 86 1 774 45
46 1 183 12 100 114 533 3 83 1 688 46
47 1 072 10 917 102 433 3 80 1 605 47
48 972 9 845 91 516 3 77 1 525 48
49 880 8 873 81 671 3 74 1 448 49
50 798 7 993 72 798 2 71 1 375 50
51 723 7 195 64 805 2 69 1 303 51
52 655 6 472 57 610 2 66 1 235 52
53 593 5 818 51 137 2 64 1 168 53
54 537 5 224 45 320 2 62 1 104 54
55 487 4 687 40 095 2 61 1 042 55
56 441 4 201 35 408 2 59 981 56
57 399 3 760 31 208 2 57 922 57
58 361 3 361 27 448 2 55 865 58
59 326 3 000 24 087 2 54 810 59
60 295 2 673 21 087 2 52 756 60
24
MONETARY FUNCTIONS
61 266 2 378 18 414 2 50 704 61
62 240 2 112 16 036 2 48 654 62
63 217 1 872 13 924 2 46 606 63
64 195 1 655 12 052 2 45 559 64
65 175 1 460 10 397 2 43 515 65
66 158 1 285 8 937 2 41 472 66
67 141 1 127 7 652 2 39 431 67
68 126 986 6 525 2 37 392 68
69 113 859 5 540 2 35 355 69
70 101 746 4 680 2 33 321 70
71 90 646 3 934 2 31 288 71
72 79 556 3 289 2 29 257 72
73 70 477 2 732 2 27 228 73
74 62 406 2 256 2 25 201 74
75 54 345 1 849 2 23 176 75
76 47 290 1 505 2 21 153 76
77 41 243 1 214 2 19 132 77
78 36 202 971 2 17 113 78
79 31 166 770 2 15 96 79
80 26 136 603 2 14 81 80
81 22 110 468 2 12 67 81
82 18 88 358 1 10 55 82
83 15 69 270 1 9 45 83
84 13 54 201 1 8 36 84
85 10 41 147 1 6 28 85
86 8 31 106 1 5 22 86
87 6 23 75 1 4 16 87
88 5 17 52 1 3 12 88
89 4 12 35 1 3 9 89
90 3 8 23 1 2 6 90
91 2 6 15 0 1 4 91
92 1 4 9 0 1 3 92
93 1 2 5 0 1 2 93
94 1 1 3 0 0 1 94
95 0 1 2 0 0 1 95
96 0 0 1 0 0 0 96
97 0 0 0 0 0 0 97
98 0 0 0 0 0 0 98
99 0 0 0 0 0 0 99
100 0 0 0 0 0 0 100
25
Interest Rate: 0.0%
MONETARY FUNCTIONS
INDIVIDUAL LIVES - FEMALE
20 100 000 5 758 238 178 753 628 148 99 681 5 732 383 20
21 99 852 5 658 238 172 995 390 158 99 533 5 632 702 21
22 99 694 5 558 386 167 337 152 167 99 374 5 533 169 22
23 99 527 5 458 692 161 778 766 174 99 207 5 433 795 23
24 99 353 5 359 166 156 320 074 177 99 034 5 334 588 24
25 99 176 5 259 813 150 960 908 179 98 856 5 235 554 25
26 98 997 5 160 637 145 701 095 177 98 678 5 136 697 26
27 98 820 5 061 640 140 540 458 172 98 501 5 038 020 27
28 98 648 4 962 820 135 478 817 166 98 329 4 939 519 28
29 98 482 4 864 172 130 515 997 159 98 163 4 841 190 29
30 98 323 4 765 690 125 651 825 151 98 004 4 743 027 30
31 98 172 4 667 367 120 886 135 143 97 853 4 645 024 31
32 98 029 4 569 195 116 218 767 136 97 710 4 547 171 32
33 97 893 4 471 166 111 649 572 130 97 574 4 449 461 33
34 97 763 4 373 273 107 178 406 126 97 444 4 351 886 34
35 97 637 4 275 509 102 805 133 125 97 317 4 254 442 35
36 97 511 4 177 873 98 529 624 126 97 192 4 157 125 36
37 97 385 4 080 361 94 351 751 130 97 066 4 059 933 37
38 97 255 3 982 977 90 271 390 134 96 936 3 962 867 38
39 97 121 3 885 721 86 288 413 141 96 802 3 865 931 39
40 96 981 3 788 600 82 402 692 148 96 661 3 769 129 40
41 96 833 3 691 619 78 614 092 156 96 513 3 672 468 41
42 96 677 3 594 787 74 922 473 164 96 358 3 575 954 42
43 96 512 3 498 110 71 327 686 173 96 193 3 479 597 43
44 96 339 3 401 598 67 829 576 182 96 020 3 383 403 44
45 96 158 3 305 258 64 427 978 204 95 838 3 287 383 45
46 95 954 3 209 101 61 122 720 225 95 634 3 191 545 46
47 95 728 3 113 147 57 913 619 249 95 409 3 095 910 47
48 95 480 3 017 419 54 800 472 274 95 160 3 000 501 48
49 95 205 2 921 939 51 783 053 303 94 886 2 905 341 49
50 94 903 2 826 734 48 861 114 334 94 584 2 810 455 50
51 94 569 2 731 831 46 034 380 368 94 250 2 715 871 51
52 94 201 2 637 262 43 302 549 405 93 882 2 621 621 52
53 93 796 2 543 061 40 665 287 446 93 477 2 527 739 53
54 93 350 2 449 264 38 122 227 491 93 031 2 434 262 54
55 92 859 2 355 914 35 672 963 540 92 540 2 341 231 55
56 92 319 2 263 055 33 317 048 594 91 999 2 248 691 56
57 91 724 2 170 737 31 053 993 653 91 405 2 156 692 57
58 91 072 2 079 012 28 883 256 717 90 752 2 065 287 58
59 90 355 1 987 941 26 804 244 787 90 035 1 974 534 59
60 89 568 1 897 586 24 816 303 862 89 249 1 884 499 60
26
Interest Rate: 0.0%
MONETARY FUNCTIONS
61 88 706 1 808 018 22 918 717 944 88 387 1 795 250 61
62 87 762 1 719 312 21 110 699 1 033 87 443 1 706 863 62
63 86 729 1 631 550 19 391 387 1 128 86 410 1 619 421 63
64 85 601 1 544 821 17 759 837 1 231 85 281 1 533 011 64
65 84 369 1 459 220 16 215 016 1 342 84 050 1 447 729 65
66 83 028 1 374 851 14 755 796 1 459 82 708 1 363 679 66
67 81 568 1 291 824 13 380 945 1 585 81 249 1 280 971 67
68 79 983 1 210 255 12 089 121 1 717 79 664 1 199 722 68
69 78 266 1 130 272 10 878 866 1 857 77 947 1 120 058 69
70 76 409 1 052 006 9 748 594 2 003 76 090 1 042 111 70
71 74 406 975 597 8 696 588 2 155 74 087 966 021 71
72 72 251 901 191 7 720 991 2 311 71 932 891 934 72
73 69 939 828 940 6 819 799 2 471 69 620 820 003 73
74 67 468 759 001 5 990 859 2 632 67 149 750 383 74
75 64 836 691 533 5 231 858 2 793 64 517 683 234 75
76 62 043 626 697 4 540 326 2 950 61 724 618 717 76
77 59 094 564 653 3 913 629 3 100 58 774 556 993 77
78 55 994 505 560 3 348 975 3 241 55 674 498 218 78
79 52 753 449 566 2 843 416 3 367 52 434 442 544 79
80 49 386 396 813 2 393 849 3 475 49 067 390 110 80
81 45 911 347 427 1 997 036 3 560 45 592 341 043 81
82 42 350 301 517 1 649 609 3 618 42 031 295 452 82
83 38 732 259 166 1 348 092 3 644 38 413 253 421 83
84 35 088 220 434 1 088 926 3 633 34 769 215 008 84
85 31 455 185 346 868 492 3 583 31 136 180 239 85
86 27 872 153 891 683 146 3 490 27 553 149 103 86
87 24 382 126 019 529 255 3 354 24 063 121 550 87
88 21 028 101 637 403 236 3 176 20 708 97 487 88
89 17 852 80 609 301 599 2 958 17 532 76 779 89
90 14 894 62 757 220 990 2 705 14 575 59 246 90
91 12 189 47 864 158 233 2 424 11 870 44 672 91
92 9 765 35 675 110 369 2 124 9 446 32 802 92
93 7 641 25 910 74 694 1 816 7 322 23 356 93
94 5 825 18 269 48 785 1 511 5 506 16 034 94
95 4 314 12 444 30 516 1 219 3 995 10 529 95
96 3 095 8 129 18 072 952 2 776 6 533 96
97 2 143 5 034 9 943 716 1 824 3 758 97
98 1 427 2 891 4 909 517 1 108 1 934 98
99 910 1 464 2 017 357 591 825 99
100 554 554 554 234 234 234 100
27
Interest Rate: 1.0%
MONETARY FUNCTIONS
20 81 954 3 560 125 98 395 260 120 46 589 2 576 451 20
21 81 023 3 478 171 94 835 134 127 46 469 2 529 862 21
22 80 093 3 397 148 91 356 963 133 46 342 2 483 393 22
23 79 168 3 317 054 87 959 816 137 46 209 2 437 051 23
24 78 247 3 237 887 84 642 761 138 46 072 2 390 843 24
25 77 334 3 159 640 81 404 874 138 45 934 2 344 771 25
26 76 430 3 082 306 78 245 235 135 45 796 2 298 837 26
27 75 539 3 005 875 75 162 929 130 45 661 2 253 042 27
28 74 660 2 930 337 72 157 053 124 45 530 2 207 381 28
29 73 797 2 855 677 69 226 717 118 45 406 2 161 851 29
30 72 948 2 781 880 66 371 040 111 45 288 2 116 445 30
31 72 115 2 708 932 63 589 160 104 45 177 2 071 157 31
32 71 297 2 636 817 60 880 228 98 45 073 2 025 980 32
33 70 493 2 565 520 58 243 411 93 44 975 1 980 907 33
34 69 703 2 495 027 55 677 891 89 44 882 1 935 932 34
35 68 923 2 425 324 53 182 865 88 44 793 1 891 049 35
36 68 153 2 356 401 50 757 541 87 44 706 1 846 256 36
37 67 391 2 288 248 48 401 140 89 44 618 1 801 551 37
38 66 635 2 220 857 46 112 892 91 44 529 1 756 933 38
39 65 884 2 154 222 43 892 035 94 44 438 1 712 403 39
40 65 137 2 088 338 41 737 813 98 44 344 1 667 965 40
41 64 394 2 023 201 39 649 475 103 44 246 1 623 621 41
42 63 654 1 958 807 37 626 274 107 44 143 1 579 376 42
43 62 916 1 895 153 35 667 467 112 44 036 1 535 233 43
44 62 182 1 832 236 33 772 314 116 43 924 1 491 197 44
45 61 450 1 770 055 31 940 078 129 43 808 1 447 273 45
46 60 712 1 708 605 30 170 023 141 43 679 1 403 465 46
47 59 970 1 647 892 28 461 419 154 43 538 1 359 786 47
48 59 222 1 587 922 26 813 526 168 43 383 1 316 249 48
49 58 467 1 528 700 25 225 604 184 43 215 1 272 865 49
50 57 705 1 470 232 23 696 905 201 43 031 1 229 651 50
51 56 932 1 412 528 22 226 672 219 42 830 1 186 620 51
52 56 150 1 355 595 20 814 145 239 42 611 1 143 789 52
53 55 354 1 299 446 19 458 549 261 42 372 1 101 179 53
54 54 546 1 244 091 18 159 103 284 42 111 1 058 807 54
55 53 721 1 189 546 16 915 012 310 41 827 1 016 696 55
56 52 880 1 135 824 15 725 466 337 41 517 974 869 56
57 52 020 1 082 944 14 589 642 367 41 180 933 351 57
58 51 138 1 030 925 13 506 698 399 40 814 892 171 58
59 50 233 979 787 12 475 773 433 40 415 851 357 59
60 49 303 929 554 11 495 986 470 39 982 810 941 60
28
Interest Rate: 1.0%
MONETARY FUNCTIONS
61 48 345 880 251 10 566 433 509 39 513 770 959 61
62 47 357 831 906 9 686 182 552 39 003 731 446 62
63 46 336 784 550 8 854 276 597 38 451 692 443 63
64 45 280 738 214 8 069 726 645 37 854 653 992 64
65 44 187 692 933 7 331 513 696 37 209 616 138 65
66 43 054 648 746 6 638 579 749 36 514 578 928 66
67 41 878 605 692 5 989 833 806 35 764 542 415 67
68 40 658 563 814 5 384 141 864 34 959 506 650 68
69 39 391 523 156 4 820 326 925 34 095 471 691 69
70 38 076 483 765 4 297 170 988 33 169 437 597 70
71 36 710 445 689 3 813 405 1 053 32 181 404 428 71
72 35 294 408 979 3 367 716 1 118 31 128 372 247 72
73 33 827 373 685 2 958 737 1 183 30 010 341 119 73
74 32 309 339 858 2 585 053 1 248 28 827 311 108 74
75 30 741 307 549 2 245 195 1 311 27 579 282 282 75
76 29 125 276 809 1 937 646 1 371 26 268 254 703 76
77 27 466 247 683 1 660 837 1 427 24 897 228 435 77
78 25 767 220 217 1 413 154 1 477 23 470 203 538 78
79 24 036 194 450 1 192 937 1 519 21 994 180 068 79
80 22 279 170 414 998 487 1 552 20 475 158 074 80
81 20 506 148 135 828 073 1 575 18 923 137 600 81
82 18 729 127 629 679 938 1 584 17 348 118 677 82
83 16 959 108 901 552 309 1 580 15 764 101 329 83
84 15 211 91 942 443 408 1 559 14 184 85 565 84
85 13 501 76 730 351 466 1 523 12 625 71 381 85
86 11 845 63 229 274 736 1 469 11 102 58 756 86
87 10 259 51 384 211 507 1 397 9 634 47 654 87
88 8 760 41 125 160 123 1 310 8 236 38 021 88
89 7 363 32 365 118 997 1 208 6 926 29 785 89
90 6 082 25 002 86 633 1 094 5 718 22 859 90
91 4 929 18 919 61 631 970 4 624 17 140 91
92 3 909 13 991 42 712 842 3 654 12 516 92
93 3 029 10 081 28 721 713 2 812 8 862 93
94 2 286 7 052 18 640 587 2 099 6 050 94
95 1 676 4 766 11 588 469 1 512 3 951 95
96 1 191 3 090 6 821 363 1 043 2 438 96
97 816 1 899 3 731 270 681 1 395 97
98 538 1 083 1 832 193 411 714 98
99 340 545 749 132 218 303 99
100 205 205 205 86 86 86 100
29
Interest Rate: 2.0%
MONETARY FUNCTIONS
20 67 297 2 284 019 55 985 038 98 22 469 1 182 774 20
21 65 880 2 216 722 53 701 019 102 22 372 1 160 305 21
22 64 486 2 150 842 51 484 298 106 22 269 1 137 933 22
23 63 115 2 086 356 49 333 456 108 22 163 1 115 664 23
24 61 770 2 023 241 47 247 100 108 22 055 1 093 501 24
25 60 451 1 961 471 45 223 859 107 21 947 1 071 446 25
26 59 159 1 901 020 43 262 388 104 21 840 1 049 498 26
27 57 895 1 841 862 41 361 368 99 21 737 1 027 658 27
28 56 661 1 783 967 39 519 506 94 21 638 1 005 921 28
29 55 456 1 727 306 37 735 539 88 21 544 984 283 29
30 54 281 1 671 850 36 008 233 82 21 457 962 739 30
31 53 135 1 617 568 34 336 384 76 21 375 941 282 31
32 52 018 1 564 433 32 718 815 71 21 299 919 907 32
33 50 927 1 512 415 31 154 382 66 21 229 898 608 33
34 49 862 1 461 489 29 641 967 63 21 162 877 379 34
35 48 821 1 411 627 28 180 478 61 21 099 856 217 35
36 47 802 1 362 806 26 768 852 61 21 037 835 118 36
37 46 804 1 315 003 25 406 046 61 20 977 814 081 37
38 45 826 1 268 199 24 091 043 62 20 916 793 104 38
39 44 865 1 222 373 22 822 844 64 20 854 772 189 39
40 43 922 1 177 509 21 600 471 66 20 790 751 335 40
41 42 995 1 133 587 20 422 962 68 20 724 730 545 41
42 42 084 1 090 592 19 289 375 70 20 656 709 821 42
43 41 188 1 048 508 18 198 783 72 20 586 689 164 43
44 40 308 1 007 320 17 150 275 75 20 514 668 578 44
45 39 444 967 012 16 142 955 82 20 439 648 064 45
46 38 588 927 568 15 175 943 89 20 357 627 625 46
47 37 743 888 980 14 248 375 96 20 268 607 267 47
48 36 906 851 237 13 359 395 104 20 172 586 999 48
49 36 079 814 331 12 508 158 112 20 068 566 827 49
50 35 259 778 252 11 693 827 122 19 956 546 758 50
51 34 446 742 993 10 915 575 131 19 834 526 802 51
52 33 639 708 547 10 172 582 142 19 703 506 968 52
53 32 838 674 907 9 464 036 153 19 561 487 265 53
54 32 041 642 069 8 789 128 165 19 408 467 703 54
55 31 247 610 028 8 147 059 178 19 243 448 295 55
56 30 456 578 781 7 537 030 192 19 065 429 052 56
57 29 667 548 325 6 958 250 207 18 872 409 988 57
58 28 878 518 657 6 409 925 223 18 665 391 115 58
59 28 089 489 779 5 891 268 240 18 443 372 450 59
60 27 299 461 690 5 401 488 258 18 203 354 007 60
30
Interest Rate: 2.0%
MONETARY FUNCTIONS
61 26 506 434 391 4 939 799 277 17 945 335 804 61
62 25 710 407 885 4 505 408 297 17 669 317 859 62
63 24 909 382 176 4 097 523 318 17 372 300 190 63
64 24 103 357 267 3 715 347 340 17 054 282 818 64
65 23 290 333 164 3 358 080 363 16 714 265 764 65
66 22 470 309 874 3 024 917 387 16 351 249 050 66
67 21 643 287 403 2 715 043 412 15 964 232 699 67
68 20 806 265 761 2 427 639 438 15 552 216 735 68
69 19 960 244 955 2 161 879 464 15 114 201 183 69
70 19 104 224 995 1 916 924 491 14 650 186 069 70
71 18 239 205 890 1 691 929 518 14 158 171 419 71
72 17 363 187 652 1 486 039 545 13 641 157 261 72
73 16 478 170 288 1 298 387 571 13 096 143 620 73
74 15 584 153 810 1 128 099 596 12 525 130 524 74
75 14 683 138 226 974 288 620 11 929 117 999 75
76 13 775 123 543 836 063 642 11 309 106 070 76
77 12 863 109 769 712 519 662 10 667 94 761 77
78 11 949 96 906 602 751 678 10 005 84 094 78
79 11 037 84 957 505 844 691 9 328 74 088 79
80 10 130 73 921 420 887 699 8 637 64 761 80
81 9 232 63 791 346 966 702 7 938 56 124 81
82 8 349 54 559 283 175 699 7 236 48 186 82
83 7 486 46 210 228 616 690 6 537 40 950 83
84 6 649 38 724 182 406 675 5 846 34 413 84
85 5 844 32 075 143 682 653 5 171 28 567 85
86 5 076 26 231 111 607 623 4 519 23 395 86
87 4 354 21 155 85 376 587 3 896 18 876 87
88 3 681 16 801 64 221 545 3 308 14 981 88
89 3 064 13 120 47 420 498 2 763 11 672 89
90 2 506 10 056 34 299 446 2 266 8 909 90
91 2 011 7 550 24 243 392 1 819 6 643 91
92 1 579 5 540 16 692 337 1 427 4 824 92
93 1 212 3 960 11 153 282 1 091 3 396 93
94 905 2 749 7 192 230 808 2 305 94
95 657 1 843 4 443 182 578 1 497 95
96 462 1 186 2 600 139 396 919 96
97 314 724 1 414 103 257 523 97
98 205 410 691 73 154 266 98
99 128 205 281 49 81 113 99
100 76 76 76 32 32 32 100
31
Interest Rate: 3.0%
MONETARY FUNCTIONS
20 55 368 1 514 847 32 900 886 80 11 230 555 262 20
21 53 675 1 459 479 31 386 039 83 11 150 544 032 21
22 52 029 1 405 804 29 926 560 85 11 067 532 882 22
23 50 429 1 353 774 28 520 757 85 10 983 521 815 23
24 48 875 1 303 345 27 166 983 85 10 897 510 832 24
25 47 367 1 254 470 25 863 638 83 10 813 499 934 25
26 45 904 1 207 103 24 609 168 80 10 730 489 122 26
27 44 488 1 161 199 23 402 065 75 10 650 478 392 27
28 43 117 1 116 711 22 240 866 70 10 575 467 741 28
29 41 790 1 073 594 21 124 156 65 10 505 457 166 29
30 40 508 1 031 804 20 050 561 60 10 439 446 662 30
31 39 268 991 296 19 018 758 56 10 379 436 223 31
32 38 068 952 028 18 027 462 51 10 323 425 844 32
33 36 908 913 960 17 075 433 48 10 272 415 521 33
34 35 786 877 052 16 161 473 45 10 224 405 249 34
35 34 698 841 266 15 284 422 43 10 179 395 024 35
36 33 645 806 567 14 443 156 42 10 136 384 845 36
37 32 622 772 923 13 636 588 42 10 094 374 709 37
38 31 630 740 301 12 863 665 42 10 052 364 615 38
39 30 666 708 671 12 123 365 43 10 009 354 563 39
40 29 730 678 004 11 414 694 44 9 966 344 554 40
41 28 820 648 274 10 736 690 45 9 922 334 588 41
42 27 936 619 454 10 088 416 46 9 877 324 665 42
43 27 076 591 518 9 468 962 47 9 831 314 788 43
44 26 240 564 443 8 877 443 48 9 784 304 957 44
45 25 428 538 202 8 313 001 52 9 736 295 173 45
46 24 635 512 775 7 774 798 56 9 683 285 437 46
47 23 861 488 140 7 262 024 60 9 627 275 754 47
48 23 106 464 279 6 773 884 64 9 567 266 127 48
49 22 369 441 173 6 309 605 69 9 503 256 559 49
50 21 648 418 804 5 868 432 74 9 434 247 057 50
51 20 944 397 156 5 449 628 79 9 360 237 623 51
52 20 255 376 213 5 052 472 85 9 281 228 263 52
53 19 580 355 958 4 676 259 90 9 196 218 982 53
54 18 919 336 378 4 320 301 97 9 106 209 786 54
55 18 272 317 459 3 983 922 103 9 009 200 681 55
56 17 636 299 187 3 666 463 110 8 906 191 672 56
57 17 012 281 551 3 367 276 118 8 796 182 766 57
58 16 399 264 539 3 085 725 125 8 678 173 970 58
59 15 796 248 140 2 821 186 133 8 553 165 292 59
60 15 203 232 343 2 573 046 142 8 419 156 739 60
32
Interest Rate: 3.0%
MONETARY FUNCTIONS
61 14 618 217 141 2 340 703 151 8 277 148 320 61
62 14 041 202 523 2 123 562 160 8 126 140 043 62
63 13 472 188 482 1 921 040 170 7 966 131 917 63
64 12 909 175 010 1 732 558 180 7 796 123 951 64
65 12 353 162 101 1 557 547 191 7 615 116 155 65
66 11 802 149 748 1 395 446 201 7 425 108 540 66
67 11 257 137 946 1 245 698 212 7 223 101 115 67
68 10 717 126 689 1 107 752 223 7 011 93 892 68
69 10 181 115 972 981 062 235 6 787 86 882 69
70 9 650 105 791 865 090 246 6 553 80 094 70
71 9 124 96 141 759 299 257 6 307 73 541 71
72 8 601 87 017 663 159 267 6 051 67 234 72
73 8 084 78 416 576 142 277 5 784 61 183 73
74 7 571 70 332 497 726 287 5 506 55 400 74
75 7 064 62 761 427 394 295 5 219 49 894 75
76 6 562 55 698 364 633 303 4 924 44 674 76
77 6 068 49 135 308 935 309 4 621 39 750 77
78 5 583 43 067 259 799 314 4 312 35 129 78
79 5 106 37 484 216 733 316 3 998 30 817 79
80 4 641 32 378 179 248 317 3 682 26 819 80
81 4 189 27 737 146 870 315 3 365 23 137 81
82 3 751 23 548 119 133 311 3 049 19 772 82
83 3 331 19 797 95 585 304 2 738 16 722 83
84 2 930 16 465 75 789 295 2 434 13 984 84
85 2 550 13 536 59 323 282 2 140 11 550 85
86 2 194 10 986 45 788 267 1 858 9 410 86
87 1 863 8 792 34 802 249 1 591 7 553 87
88 1 560 6 929 26 010 229 1 342 5 962 88
89 1 286 5 369 19 081 207 1 113 4 620 89
90 1 041 4 083 13 712 184 906 3 507 90
91 828 3 042 9 629 160 723 2 600 91
92 644 2 214 6 587 136 563 1 877 92
93 489 1 571 4 372 113 427 1 314 93
94 362 1 082 2 802 91 314 887 94
95 260 720 1 720 71 223 573 95
96 181 459 1 001 54 152 350 96
97 122 278 541 40 98 198 97
98 79 156 263 28 58 100 98
99 49 78 106 19 30 42 99
100 29 29 29 12 12 12 100
33
Interest Rate: 4.0%
MONETARY FUNCTIONS
20 45 639 1 034 528 19 943 883 65 5 843 266 964 20
21 43 818 988 890 18 909 355 67 5 778 261 121 21
22 42 066 945 071 17 920 465 68 5 711 255 343 22
23 40 381 903 005 16 975 394 68 5 644 249 631 23
24 38 760 862 624 16 072 388 67 5 576 243 988 24
25 37 202 823 865 15 209 764 64 5 509 238 412 25
26 35 707 786 662 14 385 899 61 5 445 232 903 26
27 34 272 750 955 13 599 237 57 5 384 227 458 27
28 32 897 716 683 12 848 282 53 5 326 222 074 28
29 31 578 683 786 12 131 599 49 5 273 216 748 29
30 30 315 652 208 11 447 813 45 5 224 211 476 30
31 29 104 621 893 10 795 606 41 5 179 206 252 31
32 27 944 592 789 10 173 713 37 5 138 201 073 32
33 26 832 564 845 9 580 925 34 5 101 195 934 33
34 25 766 538 013 9 016 080 32 5 067 190 833 34
35 24 743 512 247 8 478 068 31 5 035 185 766 35
36 23 760 487 504 7 965 821 30 5 004 180 731 36
37 22 817 463 744 7 478 316 29 4 975 175 727 37
38 21 910 440 927 7 014 573 29 4 945 170 753 38
39 21 038 419 017 6 573 646 29 4 916 165 807 39
40 20 200 397 978 6 154 629 30 4 887 160 891 40
41 19 393 377 778 5 756 651 30 4 857 156 004 41
42 18 618 358 385 5 378 873 30 4 827 151 146 42
43 17 871 339 767 5 020 489 31 4 797 146 319 43
44 17 153 321 896 4 680 721 31 4 766 141 522 44
45 16 462 304 743 4 358 825 34 4 735 136 756 45
46 15 795 288 281 4 054 082 36 4 701 132 021 46
47 15 152 272 486 3 765 801 38 4 666 127 319 47
48 14 532 257 334 3 493 315 40 4 628 122 653 48
49 13 932 242 802 3 235 981 43 4 588 118 025 49
50 13 354 228 870 2 993 179 45 4 545 113 438 50
51 12 795 215 516 2 764 309 48 4 500 108 892 51
52 12 255 202 721 2 548 793 51 4 452 104 392 52
53 11 733 190 465 2 346 073 54 4 402 99 940 53
54 11 228 178 732 2 155 607 57 4 348 95 538 54
55 10 740 167 504 1 976 875 60 4 291 91 191 55
56 10 266 156 764 1 809 372 64 4 231 86 899 56
57 9 808 146 498 1 652 608 67 4 167 82 668 57
58 9 364 136 689 1 506 110 71 4 100 78 501 58
59 8 933 127 326 1 369 420 75 4 029 74 401 59
60 8 514 118 393 1 242 095 79 3 955 70 371 60
34
Interest Rate: 4.0%
MONETARY FUNCTIONS
61 8 108 109 879 1 123 702 83 3 876 66 416 61
62 7 713 101 771 1 013 823 87 3 793 62 540 62
63 7 329 94 057 912 052 92 3 706 58 747 63
64 6 956 86 728 817 995 96 3 614 55 042 64
65 6 592 79 772 731 267 101 3 518 51 428 65
66 6 238 73 180 651 495 105 3 417 47 910 66
67 5 892 66 943 578 315 110 3 312 44 493 67
68 5 556 61 050 511 372 115 3 201 41 182 68
69 5 227 55 495 450 322 119 3 087 37 980 69
70 4 907 50 267 394 827 124 2 968 34 893 70
71 4 595 45 360 344 560 128 2 844 31 926 71
72 4 290 40 766 299 200 132 2 716 29 082 72
73 3 993 36 476 258 434 136 2 584 26 366 73
74 3 704 32 483 221 958 139 2 448 23 782 74
75 3 422 28 779 189 475 142 2 309 21 334 75
76 3 149 25 357 160 695 144 2 168 19 025 76
77 2 884 22 208 135 338 145 2 024 16 857 77
78 2 627 19 324 113 130 146 1 878 14 833 78
79 2 380 16 697 93 805 146 1 732 12 955 79
80 2 143 14 317 77 108 145 1 586 11 223 80
81 1 915 12 174 62 792 143 1 441 9 638 81
82 1 699 10 259 50 617 140 1 298 8 197 82
83 1 494 8 560 40 358 135 1 159 6 899 83
84 1 301 7 066 31 798 130 1 023 5 740 84
85 1 122 5 765 24 732 123 894 4 717 85
86 956 4 644 18 967 115 771 3 823 86
87 804 3 688 14 323 106 656 3 052 87
88 667 2 884 10 635 97 550 2 396 88
89 544 2 217 7 751 87 453 1 846 89
90 437 1 673 5 534 76 366 1 394 90
91 344 1 237 3 861 66 290 1 028 91
92 265 893 2 624 55 224 738 92
93 199 629 1 730 45 169 513 93
94 146 430 1 102 36 123 345 94
95 104 284 672 28 87 221 95
96 72 180 389 21 59 134 96
97 48 108 209 15 38 76 97
98 31 60 101 11 22 38 98
99 19 30 41 7 12 16 99
100 11 11 11 4 4 4 100
35
Interest Rate: 5.0%
MONETARY FUNCTIONS
20 37 689 724 652 12 448 415 53 3 179 131 683 20
21 35 841 686 963 11 723 763 54 3 126 128 504 21
22 34 080 651 122 11 036 800 54 3 072 125 378 22
23 32 403 617 042 10 385 677 54 3 018 122 306 23
24 30 806 584 639 9 768 635 52 2 964 119 288 24
25 29 287 553 833 9 183 996 50 2 912 116 324 25
26 27 842 524 546 8 630 163 47 2 861 113 413 26
27 26 469 496 704 8 105 617 44 2 814 110 551 27
28 25 164 470 235 7 608 913 40 2 770 107 737 28
29 23 926 445 071 7 138 678 37 2 730 104 967 29
30 22 750 421 145 6 693 607 33 2 693 102 238 30
31 21 633 398 395 6 272 462 30 2 660 99 545 31
32 20 573 376 762 5 874 066 27 2 630 96 885 32
33 19 566 356 189 5 497 304 25 2 602 94 256 33
34 18 610 336 623 5 141 115 23 2 578 91 653 34
35 17 701 318 013 4 804 492 22 2 555 89 075 35
36 16 836 300 313 4 486 479 21 2 533 86 521 36
37 16 014 283 477 4 186 166 20 2 512 83 987 37
38 15 231 267 463 3 902 689 20 2 492 81 475 38
39 14 485 252 232 3 635 226 20 2 472 78 983 39
40 13 776 237 747 3 382 994 20 2 452 76 511 40
41 13 100 223 971 3 145 247 20 2 432 74 059 41
42 12 456 210 872 2 921 276 20 2 412 71 627 42
43 11 842 198 416 2 710 404 20 2 392 69 215 43
44 11 258 186 573 2 511 988 20 2 372 66 823 44
45 10 702 175 315 2 325 415 22 2 351 64 451 45
46 10 171 164 613 2 150 100 23 2 330 62 100 46
47 9 664 154 442 1 985 487 24 2 307 59 770 47
48 9 180 144 778 1 831 045 25 2 283 57 463 48
49 8 717 135 599 1 686 266 26 2 258 55 180 49
50 8 276 126 882 1 550 668 28 2 232 52 922 50
51 7 854 118 606 1 423 786 29 2 204 50 691 51
52 7 451 110 752 1 305 180 31 2 175 48 487 52
53 7 066 103 301 1 194 429 32 2 144 46 312 53
54 6 697 96 235 1 091 128 34 2 112 44 168 54
55 6 345 89 538 994 893 35 2 079 42 056 55
56 6 007 83 193 905 356 37 2 044 39 977 56
57 5 685 77 186 822 163 39 2 007 37 933 57
58 5 375 71 501 744 977 40 1 968 35 927 58
59 5 079 66 126 673 476 42 1 928 33 958 59
60 4 795 61 047 607 350 44 1 886 32 030 60
36
Interest Rate: 5.0%
MONETARY FUNCTIONS
61 4 523 56 252 546 304 46 1 842 30 145 61
62 4 262 51 729 490 052 48 1 796 28 303 62
63 4 011 47 467 438 323 50 1 748 26 507 63
64 3 770 43 456 390 856 52 1 699 24 759 64
65 3 539 39 686 347 399 54 1 647 23 060 65
66 3 317 36 147 307 713 56 1 593 21 413 66
67 3 103 32 830 271 566 57 1 538 19 820 67
68 2 898 29 727 238 736 59 1 480 18 282 68
69 2 701 26 829 209 009 61 1 421 16 802 69
70 2 511 24 128 182 180 63 1 360 15 381 70
71 2 329 21 617 158 052 64 1 297 14 021 71
72 2 154 19 288 136 436 66 1 233 12 724 72
73 1 986 17 134 117 148 67 1 167 11 491 73
74 1 824 15 148 100 014 68 1 101 10 323 74
75 1 670 13 324 84 866 68 1 033 9 222 75
76 1 522 11 654 71 542 69 964 8 190 76
77 1 380 10 133 59 888 69 895 7 225 77
78 1 246 8 752 49 756 69 826 6 330 78
79 1 118 7 507 41 003 68 758 5 503 79
80 996 6 389 33 497 67 690 4 745 80
81 882 5 393 27 107 65 623 4 056 81
82 775 4 510 21 715 63 558 3 432 82
83 675 3 735 17 204 60 495 2 874 83
84 582 3 060 13 469 57 434 2 380 84
85 497 2 478 10 409 54 377 1 945 85
86 420 1 981 7 931 50 323 1 568 86
87 350 1 561 5 950 46 273 1 245 87
88 287 1 211 4 390 41 227 972 88
89 232 924 3 178 37 186 745 89
90 184 692 2 254 32 149 559 90
91 144 507 1 562 27 117 410 91
92 110 364 1 055 23 90 293 92
93 82 254 691 19 67 203 93
94 59 172 437 15 49 135 94
95 42 113 265 11 34 86 95
96 29 71 152 8 23 52 96
97 19 42 81 6 15 29 97
98 12 23 39 4 9 15 98
99 7 11 16 3 4 6 99
100 4 4 4 2 2 2 100
37
Interest Rate: 6.0%
MONETARY FUNCTIONS
20 31 180 518 769 7 983 956 44 1 815 66 775 20
21 29 372 487 589 7 465 186 44 1 772 64 960 21
22 27 665 458 217 6 977 598 44 1 728 63 188 22
23 26 056 430 551 6 519 381 43 1 684 61 461 23
24 24 538 404 496 6 088 829 41 1 641 59 776 24
25 23 108 379 957 5 684 334 39 1 600 58 135 25
26 21 761 356 850 5 304 376 37 1 561 56 535 26
27 20 492 335 089 4 947 527 34 1 524 54 975 27
28 19 298 314 597 4 612 438 31 1 490 53 451 28
29 18 175 295 299 4 297 840 28 1 460 51 961 29
30 17 119 277 123 4 002 542 25 1 432 50 501 30
31 16 125 260 004 3 725 419 22 1 407 49 069 31
32 15 190 243 879 3 465 415 20 1 385 47 662 32
33 14 311 228 688 3 221 536 18 1 365 46 277 33
34 13 483 214 378 2 992 848 16 1 347 44 912 34
35 12 703 200 895 2 778 470 15 1 331 43 565 35
36 11 969 188 192 2 577 575 15 1 315 42 234 36
37 11 277 176 223 2 389 383 14 1 301 40 919 37
38 10 624 164 947 2 213 159 14 1 287 39 618 38
39 10 009 154 323 2 048 212 14 1 273 38 331 39
40 9 429 144 314 1 893 890 14 1 259 37 059 40
41 8 881 134 885 1 749 576 13 1 245 35 800 41
42 8 365 126 004 1 614 690 13 1 232 34 554 42
43 7 878 117 639 1 488 686 13 1 219 33 322 43
44 7 419 109 760 1 371 048 13 1 205 32 103 44
45 6 986 102 341 1 261 287 14 1 192 30 898 45
46 6 576 95 356 1 158 946 15 1 178 29 706 46
47 6 190 88 779 1 063 590 15 1 164 28 528 47
48 5 824 82 590 974 811 16 1 148 27 365 48
49 5 479 76 765 892 221 16 1 133 26 216 49
50 5 152 71 287 815 456 17 1 116 25 084 50
51 4 843 66 135 744 169 18 1 099 23 968 51
52 4 551 61 291 678 034 18 1 081 22 868 52
53 4 275 56 740 616 743 19 1 063 21 787 53
54 4 014 52 464 560 003 20 1 044 20 724 54
55 3 767 48 450 507 539 21 1 024 19 681 55
56 3 533 44 683 459 089 21 1 003 18 657 56
57 3 312 41 150 414 406 22 982 17 654 57
58 3 102 37 838 373 256 23 959 16 672 58
59 2 903 34 736 335 417 24 936 15 713 59
60 2 715 31 833 300 681 25 912 14 777 60
38
Interest Rate: 6.0%
MONETARY FUNCTIONS
61 2 537 29 118 268 848 25 888 13 864 61
62 2 368 26 581 239 730 26 862 12 977 62
63 2 207 24 213 213 149 27 836 12 114 63
64 2 055 22 006 188 936 28 809 11 278 64
65 1 911 19 950 166 931 29 781 10 469 65
66 1 774 18 039 146 980 29 752 9 688 66
67 1 644 16 265 128 941 30 723 8 936 67
68 1 521 14 620 112 677 31 693 8 213 68
69 1 404 13 099 98 057 31 662 7 520 69
70 1 293 11 695 84 958 32 631 6 858 70
71 1 188 10 401 73 263 32 599 6 228 71
72 1 088 9 213 62 862 33 566 5 629 72
73 994 8 125 53 649 33 533 5 063 73
74 905 7 131 45 524 33 500 4 530 74
75 820 6 226 38 394 33 467 4 030 75
76 740 5 406 32 168 33 433 3 563 76
77 665 4 665 26 762 33 400 3 129 77
78 595 4 000 22 097 32 367 2 729 78
79 529 3 405 18 096 32 335 2 362 79
80 467 2 877 14 691 31 303 2 027 80
81 409 2 410 11 814 30 272 1 724 81
82 356 2 001 9 404 29 242 1 452 82
83 307 1 644 7 403 27 213 1 209 83
84 263 1 337 5 759 26 186 996 84
85 222 1 074 4 421 24 160 810 85
86 186 852 3 347 22 137 649 86
87 153 666 2 495 20 115 513 87
88 125 513 1 828 18 95 398 88
89 100 389 1 315 16 77 303 89
90 79 289 927 13 61 226 90
91 61 210 638 11 48 165 91
92 46 149 428 9 37 117 92
93 34 103 279 8 27 81 93
94 24 70 175 6 20 53 94
95 17 45 106 5 14 34 95
96 12 28 60 3 9 20 96
97 8 17 32 2 6 11 97
98 5 9 15 2 3 6 98
99 3 4 6 1 2 2 99
100 2 2 2 1 1 1 100
39
Interest Rate: 7.0%
MONETARY FUNCTIONS
20 25 842 378 359 5 249 790 36 1 089 34 887 20
21 24 116 352 517 4 871 430 36 1 053 33 798 21
22 22 502 328 402 4 518 913 35 1 018 32 745 22
23 20 995 305 900 4 190 511 34 982 31 727 23
24 19 587 284 905 3 884 612 33 948 30 745 24
25 18 273 265 318 3 599 707 31 915 29 797 25
26 17 047 247 045 3 334 389 28 885 28 881 26
27 15 903 229 998 3 087 344 26 856 27 997 27
28 14 837 214 095 2 857 347 23 830 27 140 28
29 13 843 199 258 2 643 252 21 807 26 310 29
30 12 916 185 415 2 443 994 19 786 25 503 30
31 12 053 172 499 2 258 579 16 768 24 717 31
32 11 248 160 446 2 086 081 15 751 23 949 32
33 10 498 149 198 1 925 635 13 737 23 198 33
34 9 798 138 700 1 776 437 12 724 22 462 34
35 9 145 128 902 1 637 737 11 712 21 738 35
36 8 536 119 757 1 508 835 10 701 21 026 36
37 7 967 111 222 1 389 077 10 690 20 325 37
38 7 436 103 255 1 277 856 10 681 19 635 38
39 6 940 95 819 1 174 601 9 671 18 955 39
40 6 476 88 879 1 078 782 9 662 18 284 40
41 6 043 82 403 989 903 9 652 17 622 41
42 5 639 76 359 907 500 9 643 16 970 42
43 5 261 70 720 831 141 9 634 16 327 43
44 4 908 65 459 760 421 9 625 15 692 44
45 4 578 60 551 694 962 9 617 15 067 45
46 4 270 55 973 634 411 9 608 14 450 46
47 3 981 51 703 578 438 10 598 13 842 47
48 3 711 47 722 526 736 10 589 13 244 48
49 3 458 44 011 479 014 10 579 12 655 49
50 3 222 40 552 435 003 11 568 12 077 50
51 3 000 37 331 394 451 11 558 11 508 51
52 2 793 34 330 357 120 11 547 10 950 52
53 2 599 31 537 322 790 12 536 10 403 53
54 2 418 28 938 291 253 12 524 9 868 54
55 2 248 26 520 262 315 12 512 9 344 55
56 2 088 24 273 235 795 13 500 8 831 56
57 1 939 22 184 211 522 13 487 8 331 57
58 1 799 20 245 189 338 13 475 7 844 58
59 1 668 18 446 169 093 14 461 7 369 59
60 1 546 16 777 150 647 14 448 6 908 60
40
Interest Rate: 7.0%
MONETARY FUNCTIONS
61 1 431 15 232 133 870 14 434 6 460 61
62 1 323 13 801 118 638 15 420 6 026 62
63 1 222 12 478 104 837 15 405 5 607 63
64 1 127 11 256 92 359 15 390 5 201 64
65 1 038 10 129 81 103 15 375 4 811 65
66 955 9 091 70 973 16 360 4 436 66
67 877 8 137 61 882 16 344 4 076 67
68 803 7 260 53 746 16 328 3 732 68
69 735 6 457 46 486 16 312 3 404 69
70 670 5 722 40 029 16 296 3 092 70
71 610 5 052 34 307 17 279 2 797 71
72 554 4 442 29 256 17 263 2 518 72
73 501 3 888 24 814 17 246 2 255 73
74 452 3 387 20 926 16 230 2 009 74
75 406 2 936 17 539 16 213 1 779 75
76 363 2 530 14 604 16 197 1 566 76
77 323 2 167 12 074 16 181 1 369 77
78 286 1 844 9 906 15 165 1 188 78
79 252 1 559 8 062 15 149 1 024 79
80 220 1 307 6 503 14 134 874 80
81 191 1 087 5 197 14 120 740 81
82 165 895 4 110 13 106 620 82
83 141 730 3 215 12 93 514 83
84 119 589 2 485 12 80 421 84
85 100 470 1 895 11 69 340 85
86 83 370 1 425 10 58 271 86
87 68 287 1 055 9 49 213 87
88 55 219 768 8 40 165 88
89 43 165 549 7 32 125 89
90 34 121 384 6 25 93 90
91 26 88 263 5 20 67 91
92 19 62 175 4 15 47 92
93 14 43 113 3 11 32 93
94 10 28 71 2 8 21 94
95 7 18 42 2 5 13 95
96 5 11 24 1 4 8 96
97 3 7 13 1 2 4 97
98 2 4 6 1 1 2 98
99 1 2 2 0 1 1 99
100 1 1 1 0 0 0 100
41
Interest Rate: 8.0%
MONETARY FUNCTIONS
20 21 455 280 380 3 530 896 29 686 18 821 20
21 19 836 258 925 3 250 516 29 656 18 135 21
22 18 338 239 089 2 991 591 28 627 17 479 22
23 16 951 220 751 2 752 502 27 599 16 852 23
24 15 668 203 800 2 531 751 26 571 16 253 24
25 14 481 188 132 2 327 950 24 546 15 681 25
26 13 385 173 651 2 139 818 22 521 15 136 26
27 12 371 160 266 1 966 167 20 499 14 614 27
28 11 435 147 895 1 805 901 18 479 14 115 28
29 10 570 136 461 1 658 005 16 461 13 636 29
30 9 771 125 891 1 521 545 14 446 13 174 30
31 9 033 116 120 1 395 654 12 432 12 729 31
32 8 352 107 086 1 279 534 11 420 12 297 32
33 7 723 98 734 1 172 447 10 409 11 877 33
34 7 141 91 012 1 073 713 9 399 11 468 34
35 6 604 83 871 982 701 8 391 11 069 35
36 6 107 77 267 898 831 7 383 10 678 36
37 5 647 71 160 821 564 7 376 10 295 37
38 5 222 65 513 750 403 7 369 9 919 38
39 4 828 60 292 684 890 6 362 9 551 39
40 4 464 55 463 624 598 6 356 9 189 40
41 4 127 50 999 569 135 6 349 8 833 41
42 3 815 46 872 518 136 6 343 8 484 42
43 3 527 43 057 471 263 6 337 8 141 43
44 3 260 39 530 428 206 6 331 7 804 44
45 3 012 36 271 388 676 6 326 7 472 45
46 2 783 33 258 352 405 6 320 7 147 46
47 2 571 30 475 319 147 6 314 6 827 47
48 2 374 27 904 288 672 6 307 6 514 48
49 2 192 25 529 260 768 6 301 6 206 49
50 2 023 23 337 235 239 7 295 5 905 50
51 1 867 21 314 211 902 7 288 5 611 51
52 1 722 19 447 190 588 7 281 5 322 52
53 1 588 17 725 171 141 7 274 5 041 53
54 1 463 16 137 153 417 7 267 4 767 54
55 1 347 14 674 137 279 7 260 4 499 55
56 1 240 13 327 122 605 7 253 4 239 56
57 1 141 12 086 109 279 8 246 3 986 57
58 1 049 10 945 97 192 8 238 3 740 58
59 964 9 896 86 247 8 231 3 502 59
60 885 8 932 76 351 8 223 3 271 60
42
Interest Rate: 8.0%
MONETARY FUNCTIONS
61 811 8 048 67 418 8 215 3 049 61
62 743 7 237 59 370 8 207 2 834 62
63 680 6 494 52 134 8 199 2 627 63
64 621 5 814 45 640 8 191 2 428 64
65 567 5 192 39 826 8 182 2 237 65
66 517 4 625 34 634 8 174 2 055 66
67 470 4 109 30 009 8 166 1 881 67
68 427 3 639 25 900 8 157 1 716 68
69 387 3 212 22 262 8 149 1 558 69
70 350 2 825 19 050 8 140 1 410 70
71 315 2 476 16 225 8 132 1 270 71
72 283 2 160 13 749 8 123 1 138 72
73 254 1 877 11 589 8 115 1 015 73
74 227 1 623 9 712 8 106 900 74
75 202 1 396 8 089 8 98 794 75
76 179 1 194 6 692 8 90 695 76
77 158 1 016 5 498 8 82 605 77
78 138 858 4 483 7 75 523 78
79 121 719 3 625 7 67 448 79
80 105 599 2 905 7 60 381 80
81 90 494 2 307 6 53 321 81
82 77 404 1 813 6 47 267 82
83 65 327 1 409 6 41 220 83
84 55 262 1 082 5 35 180 84
85 45 207 820 5 30 144 85
86 37 162 612 4 25 115 86
87 30 125 450 4 21 89 87
88 24 95 326 3 17 69 88
89 19 70 231 3 14 52 89
90 15 52 161 2 11 38 90
91 11 37 109 2 8 27 91
92 8 26 72 2 6 19 92
93 6 18 46 1 5 13 93
94 4 12 29 1 3 9 94
95 3 7 17 1 2 5 95
96 2 5 10 1 1 3 96
97 1 3 5 0 1 2 97
98 1 1 2 0 1 1 98
99 0 1 1 0 0 0 99
100 0 0 0 0 0 0 100
43
Interest Rate: 9.0%
MONETARY FUNCTIONS
20 17 843 210 629 2 423 662 24 452 10 506 20
21 16 346 192 786 2 213 033 24 427 10 054 21
22 14 972 176 440 2 020 248 23 404 9 626 22
23 13 713 161 468 1 843 807 22 381 9 223 23
24 12 559 147 755 1 682 340 21 359 8 842 24
25 11 501 135 196 1 534 585 19 338 8 483 25
26 10 533 123 695 1 399 388 17 319 8 145 26
27 9 646 113 163 1 275 693 15 302 7 826 27
28 8 834 103 517 1 162 531 14 286 7 524 28
29 8 091 94 683 1 059 014 12 273 7 238 29
30 7 411 86 592 964 331 10 261 6 965 30
31 6 788 79 182 877 738 9 250 6 704 31
32 6 219 72 393 798 557 8 241 6 454 32
33 5 697 66 174 726 163 7 233 6 212 33
34 5 220 60 477 659 989 6 226 5 979 34
35 4 783 55 257 599 512 6 220 5 753 35
36 4 382 50 474 544 255 5 215 5 532 36
37 4 015 46 092 493 781 5 209 5 318 37
38 3 679 42 077 447 689 5 205 5 108 38
39 3 370 38 398 405 612 4 200 4 904 39
40 3 088 35 027 367 214 4 195 4 704 40
41 2 828 31 940 332 187 4 191 4 508 41
42 2 591 29 111 300 247 4 187 4 317 42
43 2 373 26 521 271 135 4 183 4 130 43
44 2 173 24 148 244 615 4 179 3 948 44
45 1 990 21 975 220 467 4 175 3 769 45
46 1 822 19 986 198 491 4 171 3 593 46
47 1 667 18 164 178 506 4 167 3 422 47
48 1 526 16 497 160 342 4 163 3 255 48
49 1 396 14 971 143 845 4 159 3 091 49
50 1 276 13 576 128 874 4 155 2 932 50
51 1 167 12 299 115 298 4 151 2 777 51
52 1 066 11 132 102 999 4 147 2 625 52
53 974 10 066 91 867 4 143 2 478 53
54 889 9 092 81 801 4 139 2 335 54
55 812 8 203 72 709 4 134 2 197 55
56 740 7 391 64 506 4 130 2 062 56
57 675 6 651 57 115 4 126 1 933 57
58 615 5 976 50 464 4 121 1 807 58
59 559 5 361 44 488 4 117 1 686 59
60 509 4 802 39 127 4 112 1 569 60
44
Interest Rate: 9.0%
MONETARY FUNCTIONS
61 462 4 293 34 325 5 108 1 457 61
62 420 3 831 30 032 5 103 1 349 62
63 380 3 411 26 202 5 99 1 246 63
64 344 3 031 22 791 5 94 1 147 64
65 312 2 686 19 760 5 90 1 053 65
66 281 2 375 17 074 5 85 963 66
67 253 2 093 14 699 5 81 878 67
68 228 1 840 12 606 4 76 797 68
69 205 1 612 10 766 4 72 721 69
70 183 1 407 9 154 4 67 650 70
71 164 1 224 7 747 4 63 583 71
72 146 1 060 6 523 4 58 520 72
73 130 914 5 463 4 54 461 73
74 115 784 4 549 4 50 407 74
75 101 670 3 765 4 46 358 75
76 89 569 3 095 4 42 312 76
77 78 480 2 527 4 38 270 77
78 67 402 2 047 4 34 232 78
79 58 335 1 644 3 31 198 79
80 50 277 1 310 3 27 167 80
81 43 227 1 033 3 24 140 81
82 36 184 806 3 21 116 82
83 30 148 623 3 18 95 83
84 25 117 475 2 15 77 84
85 21 92 358 2 13 62 85
86 17 71 265 2 11 49 86
87 14 55 194 2 9 38 87
88 11 41 139 1 7 29 88
89 8 30 98 1 6 22 89
90 6 22 68 1 5 16 90
91 5 16 46 1 3 11 91
92 4 11 30 1 3 8 92
93 3 7 19 1 2 5 93
94 2 5 12 0 1 3 94
95 1 3 7 0 1 2 95
96 1 2 4 0 1 1 96
97 1 1 2 0 0 1 97
98 0 1 1 0 0 0 98
99 0 0 0 0 0 0 99
100 0 0 0 0 0 0 100
45
MONETARY FUNCTIONS
20 14 864 160 103 1 694 284 20 309 6 076 20
21 13 493 145 239 1 534 181 19 289 5 766 21
22 12 247 131 746 1 388 942 19 270 5 477 22
23 11 115 119 499 1 257 196 18 251 5 207 23
24 10 087 108 384 1 137 697 16 234 4 956 24
25 9 154 98 297 1 029 312 15 217 4 722 25
26 8 306 89 144 931 015 13 202 4 504 26
27 7 538 80 837 841 871 12 189 4 302 27
28 6 841 73 300 761 034 10 177 4 113 28
29 6 208 66 459 687 734 9 166 3 936 29
30 5 635 60 251 621 275 8 157 3 770 30
31 5 115 54 616 561 025 7 150 3 612 31
32 4 643 49 501 506 408 6 143 3 463 32
33 4 215 44 859 456 907 5 137 3 320 33
34 3 827 40 644 412 049 5 132 3 183 34
35 3 474 36 817 371 405 4 127 3 051 35
36 3 154 33 343 334 588 4 123 2 924 36
37 2 864 30 188 301 246 3 120 2 801 37
38 2 600 27 324 271 058 3 116 2 681 38
39 2 360 24 724 243 733 3 113 2 565 39
40 2 143 22 364 219 009 3 110 2 452 40
41 1 945 20 221 196 646 3 107 2 343 41
42 1 765 18 276 176 425 3 104 2 236 42
43 1 602 16 510 158 149 3 101 2 132 43
44 1 454 14 908 141 639 2 99 2 031 44
45 1 319 13 454 126 730 3 96 1 932 45
46 1 197 12 135 113 276 3 94 1 836 46
47 1 085 10 939 101 141 3 91 1 743 47
48 984 9 853 90 202 3 88 1 652 48
49 892 8 869 80 349 3 86 1 563 49
50 808 7 977 71 480 3 83 1 478 50
51 732 7 168 63 503 3 81 1 394 51
52 663 6 436 56 335 3 78 1 314 52
53 600 5 773 49 898 3 75 1 236 53
54 543 5 173 44 126 3 73 1 160 54
55 491 4 629 38 953 3 70 1 087 55
56 444 4 138 34 324 3 68 1 017 56
57 401 3 694 30 185 3 65 949 57
58 362 3 293 26 491 3 62 884 58
59 326 2 931 23 197 3 60 822 59
60 294 2 605 20 266 3 57 762 60
46
MONETARY FUNCTIONS
61 265 2 311 17 661 3 55 705 61
62 238 2 046 15 350 3 52 650 62
63 214 1 808 13 304 3 50 598 63
64 192 1 594 11 496 3 47 548 64
65 172 1 402 9 902 2 45 501 65
66 154 1 230 8 500 2 42 456 66
67 137 1 076 7 271 2 40 414 67
68 123 938 6 195 2 37 375 68
69 109 816 5 256 2 35 337 69
70 97 707 4 441 2 32 302 70
71 86 610 3 734 2 30 270 71
72 76 524 3 124 2 28 240 72
73 67 449 2 599 2 26 212 73
74 58 382 2 150 2 24 186 74
75 51 324 1 768 2 22 163 75
76 44 273 1 444 2 20 141 76
77 38 229 1 171 2 18 122 77
78 33 190 943 2 16 104 78
79 28 157 753 2 14 88 79
80 24 129 595 2 12 74 80
81 20 105 467 1 11 62 81
82 17 84 362 1 9 51 82
83 14 67 278 1 8 42 83
84 12 53 210 1 7 34 84
85 10 41 157 1 6 27 85
86 8 32 116 1 5 21 86
87 6 24 84 1 4 16 87
88 5 18 60 1 3 12 88
89 4 13 42 1 2 9 89
90 3 10 29 0 2 7 90
91 2 7 19 0 1 5 91
92 2 5 13 0 1 3 92
93 1 3 8 0 1 2 93
94 1 2 5 0 1 1 94
95 1 1 3 0 0 1 95
96 0 1 2 0 0 1 96
97 0 0 1 0 0 0 97
98 0 0 0 0 0 0 98
99 0 0 0 0 0 0 99
100 0 0 0 0 0 0 100
47
Interest Rate: 0.0%
MONETARY FUNCTIONS
JOINT LIVES
x = males, y = females
Age(xy) D xy N xy S xy C xy M xy R xy Age(xy)
20 10 000 000 000 503 373 878 677 14 074 301 341 616 27 889 586 9 999 971 880 503 371 600 944 20
21 9 972 110 414 493 373 878 677 13 570 927 462 940 30 697 283 9 972 082 294 493 371 629 064 21
22 9 941 413 131 483 401 768 262 13 077 553 584 263 33 085 195 9 941 385 011 483 399 546 769 22
23 9 908 327 936 473 460 355 131 12 594 151 816 001 34 978 008 9 908 299 816 473 458 161 758 23
24 9 873 349 929 463 552 027 195 12 120 691 460 870 36 302 747 9 873 321 808 463 549 861 942 24
25 9 837 047 182 453 678 677 266 11 657 139 433 675 36 988 737 9 837 019 062 453 676 540 134 25
26 9 800 058 445 443 841 630 084 11 203 460 756 409 37 004 072 9 800 030 325 443 839 521 072 26
27 9 763 054 373 434 041 571 639 10 759 619 126 325 36 463 996 9 763 026 253 434 039 490 747 27
28 9 726 590 377 424 278 517 266 10 325 577 554 686 35 518 067 9 726 562 257 424 276 464 495 28
29 9 691 072 310 414 551 926 889 9 901 299 037 420 34 312 913 9 691 044 190 414 549 902 238 29
30 9 656 759 398 404 860 854 579 9 486 747 110 531 32 992 283 9 656 731 278 404 858 858 047 30
31 9 623 767 115 395 204 095 181 9 081 886 255 952 31 697 246 9 623 738 995 395 202 126 770 31
32 9 592 069 869 385 580 328 066 8 686 682 160 771 30 566 458 9 592 041 748 385 578 387 775 32
33 9 561 503 410 375 988 258 197 8 301 101 832 705 29 736 425 9 561 475 290 375 986 346 026 33
34 9 531 766 985 366 426 754 787 7 925 113 574 508 29 341 699 9 531 738 865 366 424 870 736 34
35 9 502 425 286 356 894 987 802 7 558 686 819 721 29 479 559 9 502 397 166 356 893 131 871 35
36 9 472 945 726 347 392 562 516 7 201 791 831 919 30 104 762 9 472 917 606 347 390 734 706 36
37 9 442 840 964 337 919 616 790 6 854 399 269 402 31 137 372 9 442 812 844 337 917 817 100 37
38 9 411 703 592 328 476 775 826 6 516 479 652 612 32 498 298 9 411 675 471 328 475 004 256 38
39 9 379 205 294 319 065 072 235 6 188 002 876 786 34 109 251 9 379 177 174 319 063 328 785 39
40 9 345 096 043 309 685 866 941 5 868 937 804 551 35 892 803 9 345 067 923 309 684 151 611 40
41 9 309 203 240 300 340 770 898 5 559 251 937 610 37 772 511 9 309 175 120 300 339 083 688 41
42 9 271 430 729 291 031 567 658 5 258 911 166 713 39 673 104 9 271 402 609 291 029 908 568 42
43 9 231 757 625 281 760 136 929 4 967 879 599 055 41 520 691 9 231 729 504 281 758 505 959 43
44 9 190 236 934 272 528 379 304 4 686 119 462 127 43 255 629 9 190 208 814 272 526 776 455 44
45 9 146 981 305 263 338 142 370 4 413 591 082 822 46 206 999 9 146 953 185 263 336 567 641 45
46 9 100 774 305 254 191 161 065 4 150 252 940 452 48 936 698 9 100 746 185 254 189 614 456 46
47 9 051 837 607 245 090 386 760 3 896 061 779 387 51 777 108 9 051 809 487 245 088 868 271 47
48 9 000 060 499 236 038 549 153 3 650 971 392 627 54 754 639 9 000 032 379 236 037 058 784 48
49 8 945 305 860 227 038 488 654 3 414 932 843 474 57 896 650 8 945 277 740 227 037 026 406 49
50 8 887 409 210 218 093 182 794 3 187 894 354 820 61 231 425 8 887 381 090 218 091 748 666 50
51 8 826 177 786 209 205 773 584 2 969 801 172 026 64 788 124 8 826 149 666 209 204 367 576 51
52 8 761 389 662 200 379 595 798 2 760 595 398 442 68 596 708 8 761 361 542 200 378 217 910 52
53 8 692 792 955 191 618 206 136 2 560 215 802 644 72 686 255 8 692 764 834 191 616 856 368 53
54 8 620 106 699 182 925 413 181 2 368 597 596 508 77 080 223 8 620 078 579 182 924 091 534 54
55 8 543 026 476 174 305 306 482 2 185 672 183 327 81 801 215 8 542 998 356 174 304 012 955 55
56 8 461 225 261 165 762 280 006 2 011 366 876 844 89 522 896 8 461 197 141 165 761 014 599 56
57 8 371 702 365 157 301 054 745 1 845 604 596 838 98 627 818 8 371 674 245 157 299 817 458 57
58 8 273 074 547 148 929 352 380 1 688 303 542 093 108 527 651 8 273 046 427 148 928 143 213 58
59 8 164 546 896 140 656 277 834 1 539 374 189 713 119 259 518 8 164 518 776 140 655 096 787 59
60 8 045 287 377 132 491 730 938 1 398 717 911 879 130 853 677 8 045 259 257 132 490 578 011 60
48
Interest Rate: 0.0%
MONETARY FUNCTIONS
JOINT LIVES
61 7 914 433 701 124 446 443 561 1 266 226 180 941 143 330 726 7 914 405 580 124 445 318 754 61
62 7 771 102 975 116 532 009 860 1 141 779 737 380 156 698 253 7 771 074 855 116 530 913 174 62
63 7 614 404 722 108 760 906 885 1 025 247 727 520 170 946 865 7 614 376 602 108 759 838 319 63
64 7 443 457 857 101 146 502 163 916 486 820 635 186 045 574 7 443 429 737 101 145 461 717 64
65 7 257 412 283 93 703 044 306 815 340 318 472 201 936 555 7 257 384 163 93 702 031 980 65
66 7 055 475 728 86 445 632 022 721 637 274 166 218 529 314 7 055 447 608 86 444 647 817 66
67 6 836 946 414 79 390 156 294 635 191 642 144 235 694 408 6 836 918 294 79 389 200 209 67
68 6 601 252 005 72 553 209 881 555 801 485 849 253 256 931 6 601 223 885 72 552 281 915 68
69 6 347 995 075 65 951 957 875 483 248 275 969 270 990 117 6 347 966 954 65 951 058 030 69
70 6 077 004 957 59 603 962 801 417 296 318 094 288 609 577 6 076 976 837 59 603 091 076 70
71 5 788 395 380 53 526 957 843 357 692 355 293 305 768 842 5 788 367 260 53 526 114 238 71
72 5 482 626 538 47 738 562 463 304 165 397 450 322 057 140 5 482 598 418 47 737 746 978 72
73 5 160 569 399 42 255 935 925 256 426 834 987 337 000 495 5 160 541 278 42 255 148 560 73
74 4 823 568 903 37 095 366 526 214 170 899 062 350 067 469 4 823 540 783 37 094 607 282 74
75 4 473 501 435 32 271 797 623 177 075 532 536 360 680 932 4 473 473 315 32 271 066 498 75
76 4 112 820 503 27 798 296 188 144 803 734 913 368 237 272 4 112 792 383 27 797 593 184 76
77 3 744 583 231 23 685 475 685 117 005 438 725 372 134 162 3 744 555 111 23 684 800 801 77
78 3 372 449 069 19 940 892 454 93 319 963 040 371 807 481 3 372 420 949 19 940 245 691 78
79 3 000 641 588 16 568 443 386 73 379 070 586 366 776 999 3 000 613 468 16 567 824 742 79
80 2 633 864 589 13 567 801 797 56 810 627 200 356 699 039 2 633 836 469 13 567 211 274 80
81 2 277 165 551 10 933 937 208 43 242 825 403 341 422 430 2 277 137 430 10 933 374 805 81
82 1 935 743 121 8 656 771 657 32 308 888 195 321 041 945 1 935 715 001 8 656 237 374 82
83 1 614 701 176 6 721 028 536 23 652 116 538 295 941 236 1 614 673 056 6 720 522 373 83
84 1 318 759 940 5 106 327 360 16 931 088 002 266 815 704 1 318 731 820 5 105 849 317 84
85 1 051 944 237 3 787 567 420 11 824 760 641 234 665 451 1 051 916 117 3 787 117 497 85
86 817 278 786 2 735 623 183 8 037 193 222 200 750 219 817 250 666 2 735 201 381 86
87 616 528 567 1 918 344 397 5 301 570 039 166 502 729 616 500 447 1 917 950 715 87
88 450 025 839 1 301 815 830 3 383 225 642 133 404 150 449 997 718 1 301 450 268 88
89 316 621 688 851 789 991 2 081 409 812 102 834 730 316 593 568 851 452 549 89
90 213 786 958 535 168 303 1 229 619 820 75 921 852 213 758 838 534 858 981 90
91 137 865 107 321 381 345 694 451 518 53 413 940 137 836 986 321 100 143 91
92 84 451 167 183 516 238 373 070 173 35 608 310 84 423 046 183 263 157 92
93 48 842 856 99 065 071 189 553 935 22 352 149 48 814 736 98 840 110 93
94 26 490 707 50 222 215 90 488 864 13 119 035 26 462 587 50 025 374 94
95 13 371 672 23 731 508 40 266 648 7 143 110 13 343 552 23 562 787 95
96 6 228 562 10 359 836 16 535 140 3 576 580 6 200 442 10 219 235 96
97 2 651 982 4 131 274 6 175 304 1 630 777 2 623 862 4 018 793 97
98 1 021 205 1 479 292 2 044 030 669 772 993 085 1 394 931 98
99 351 434 458 086 564 739 244 781 323 313 401 846 99
100 106 653 106 653 106 653 78 532 78 532 78 532 100
49
Interest Rate: 1.0%
MONETARY FUNCTIONS
JOINT LIVES
20 8 195 444 703 319 992 853 565 8 040 351 019 192 22 630 451 5 027 188 335 240 384 583 965 20
21 8 091 671 235 311 797 408 861 7 720 358 165 627 24 662 081 5 004 557 884 235 357 395 630 21
22 7 986 893 598 303 705 737 626 7 408 560 756 766 26 317 347 4 979 895 803 230 352 837 746 22
23 7 881 498 097 295 718 844 028 7 104 855 019 140 27 547 494 4 953 578 456 225 372 941 943 23
24 7 775 915 968 287 837 345 931 6 809 136 175 112 28 307 736 4 926 030 962 220 419 363 487 24
25 7 670 618 965 280 061 429 963 6 521 298 829 180 28 557 079 4 897 723 226 215 493 332 524 25
26 7 566 115 163 272 390 810 999 6 241 237 399 217 28 286 058 4 869 166 147 210 595 609 298 26
27 7 462 917 074 264 824 695 836 5 968 846 588 218 27 597 249 4 840 880 089 205 726 443 151 27
28 7 361 429 557 257 361 778 762 5 704 021 892 382 26 615 184 4 813 282 840 200 885 563 062 28
29 7 261 928 931 250 000 349 205 5 446 660 113 621 25 457 536 4 786 667 656 196 072 280 222 29
30 7 164 571 109 242 738 420 273 5 196 659 764 416 24 235 377 4 761 210 120 191 285 612 566 30
31 7 069 399 384 235 573 849 164 4 953 921 344 143 23 053 537 4 736 974 743 186 524 402 446 31
32 6 976 351 793 228 504 449 780 4 718 347 494 979 22 011 001 4 713 921 205 181 787 427 704 32
33 6 885 268 003 221 528 097 987 4 489 843 045 199 21 201 279 4 691 910 205 177 073 506 498 33
34 6 795 895 754 214 642 829 984 4 268 314 947 212 20 712 722 4 670 708 926 172 381 596 294 34
35 6 707 896 935 207 846 934 230 4 053 672 117 228 20 604 000 4 649 996 204 167 710 887 368 35
36 6 620 878 115 201 139 037 294 3 845 825 182 999 20 832 643 4 629 392 204 163 060 891 164 36
37 6 534 492 223 194 518 159 180 3 644 686 145 704 21 333 875 4 608 559 561 158 431 498 959 37
38 6 448 460 405 187 983 666 957 3 450 167 986 524 22 045 859 4 587 225 686 153 822 939 398 38
39 6 362 568 402 181 535 206 553 3 262 184 319 567 22 909 585 4 565 179 826 149 235 713 712 39
40 6 276 663 090 175 172 638 150 3 080 649 113 015 23 868 825 4 542 270 241 144 670 533 886 40
41 6 190 649 086 168 895 975 060 2 905 476 474 864 24 870 136 4 518 401 415 140 128 263 645 41
42 6 104 485 394 162 705 325 974 2 736 580 499 804 25 862 894 4 493 531 279 135 609 862 230 42
43 6 018 182 051 156 600 840 580 2 573 875 173 830 26 799 342 4 467 668 386 131 116 330 950 43
44 5 931 796 749 150 582 658 529 2 417 274 333 250 27 642 722 4 440 869 044 126 648 662 564 44
45 5 845 423 366 144 650 861 780 2 266 691 674 722 29 236 446 4 413 226 322 122 207 793 520 45
46 5 758 311 441 138 805 438 414 2 122 040 812 942 30 657 031 4 383 989 876 117 794 567 198 46
47 5 670 641 425 133 047 126 972 1 983 235 374 529 32 115 290 4 353 332 845 113 410 577 321 47
48 5 582 381 171 127 376 485 547 1 850 188 247 556 33 625 876 4 321 217 555 109 057 244 476 48
49 5 493 484 194 121 794 104 377 1 722 811 762 009 35 203 411 4 287 591 679 104 736 026 921 49
50 5 403 889 851 116 300 620 182 1 601 017 657 633 36 862 459 4 252 388 268 100 448 435 242 50
51 5 313 523 532 110 896 730 332 1 484 717 037 450 38 617 483 4 215 525 810 96 196 046 974 51
52 5 222 296 905 105 583 206 800 1 373 820 307 119 40 482 792 4 176 908 326 91 980 521 164 52
53 5 130 108 203 100 360 909 895 1 268 237 100 319 42 471 550 4 136 425 534 87 803 612 838 53
54 5 036 843 502 95 230 801 692 1 167 876 190 424 44 593 073 4 093 953 984 83 667 187 304 54
55 4 942 380 691 90 193 958 190 1 072 645 388 732 46 855 742 4 049 360 911 79 573 233 320 55
56 4 846 590 487 85 251 577 499 982 451 430 543 50 771 012 4 002 505 168 75 523 872 409 56
57 4 747 833 430 80 404 987 012 897 199 853 044 55 380 866 3 951 734 157 71 521 367 240 57
58 4 645 444 312 75 657 153 582 816 794 866 032 60 336 394 3 896 353 290 67 569 633 084 58
59 4 539 113 420 71 011 709 270 741 137 712 450 65 646 356 3 836 016 896 63 673 279 794 59
60 4 428 525 347 66 472 595 850 670 126 003 180 71 315 204 3 770 370 540 59 837 262 897 60
50
Interest Rate: 1.0%
MONETARY FUNCTIONS
JOINT LIVES
61 4 313 363 357 62 044 070 503 603 653 407 331 77 341 773 3 699 055 336 56 066 892 357 61
62 4 193 315 016 57 730 707 145 541 609 336 828 83 717 761 3 621 713 563 52 367 837 021 62
63 4 068 079 284 53 537 392 129 483 878 629 683 90 425 979 3 537 995 802 48 746 123 458 63
64 3 937 375 293 49 469 312 845 430 341 237 553 97 438 378 3 447 569 823 45 208 127 657 64
65 3 800 953 001 45 531 937 552 380 871 924 708 104 713 885 3 350 131 445 41 760 557 834 65
66 3 658 605 918 41 730 984 551 335 339 987 156 112 196 074 3 245 417 560 38 410 426 389 66
67 3 510 186 023 38 072 378 633 293 609 002 606 119 810 771 3 133 221 486 35 165 008 829 67
68 3 355 620 935 34 562 192 610 255 536 623 973 127 463 708 3 013 410 715 32 031 787 344 68
69 3 194 933 257 31 206 571 675 220 974 431 362 135 038 401 2 885 947 007 29 018 376 629 69
70 3 028 261 853 28 011 638 418 189 767 859 687 142 394 495 2 750 908 605 26 132 429 622 70
71 2 855 884 568 24 983 376 564 161 756 221 270 149 366 882 2 608 514 110 23 381 521 017 71
72 2 678 241 601 22 127 491 996 136 772 844 705 155 765 992 2 459 147 228 20 773 006 906 72
73 2 495 958 365 19 449 250 396 114 645 352 709 161 379 691 2 303 381 236 18 313 859 678 73
74 2 309 866 215 16 953 292 031 95 196 102 313 165 977 310 2 142 001 545 16 010 478 442 74
75 2 121 018 943 14 643 425 816 78 242 810 282 169 316 302 1 976 024 236 13 868 476 897 75
76 1 930 702 453 12 522 406 873 63 599 384 466 171 151 994 1 806 707 933 11 892 452 662 76
77 1 740 434 593 10 591 704 420 51 076 977 594 171 250 712 1 635 555 939 10 085 744 728 77
78 1 551 951 856 8 851 269 826 40 485 273 174 169 406 315 1 464 305 228 8 450 188 789 78
79 1 367 179 681 7 299 317 971 31 634 003 348 165 459 684 1 294 898 913 6 985 883 562 79
80 1 188 183 565 5 932 138 289 24 334 685 377 159 320 134 1 129 439 229 5 690 984 649 80
81 1 017 099 237 4 743 954 724 18 402 547 088 150 986 945 970 119 095 4 561 545 420 81
82 856 042 003 3 726 855 487 13 658 592 363 140 568 417 819 132 150 3 591 426 324 82
83 706 997 922 2 870 813 484 9 931 736 877 128 295 105 678 563 733 2 772 294 174 83
84 571 702 838 2 163 815 562 7 060 923 392 114 523 501 550 268 629 2 093 730 441 84
85 451 518 914 1 592 112 723 4 897 107 831 99 726 599 435 745 128 1 543 461 812 85
86 347 321 830 1 140 593 809 3 304 995 108 84 468 836 336 018 529 1 107 716 685 86
87 259 414 164 793 271 979 2 164 401 298 69 365 011 251 549 693 771 698 156 87
88 187 480 696 533 857 815 1 371 129 319 55 025 890 182 184 682 520 148 463 88
89 130 598 562 346 377 119 837 271 504 41 996 797 127 158 792 337 963 781 89
90 87 308 709 215 778 557 490 894 385 30 698 827 85 161 994 210 804 989 90
91 55 745 440 128 469 848 275 115 828 21 383 965 54 463 168 125 642 995 91
92 33 809 540 72 724 408 146 645 980 14 114 438 33 079 203 71 179 827 92
93 19 360 354 38 914 868 73 921 572 8 772 233 18 964 765 38 100 624 93
94 10 396 434 19 554 514 35 006 704 5 097 666 10 192 532 19 135 859 94
95 5 195 833 9 158 080 15 452 190 2 748 119 5 094 866 8 943 327 95
96 2 396 271 3 962 246 6 294 110 1 362 369 2 346 747 3 848 461 96
97 1 010 177 1 565 976 2 331 864 615 035 984 379 1 501 714 97
98 385 140 555 799 765 888 250 098 369 344 517 335 98
99 131 228 170 659 210 090 90 498 119 245 147 992 99
100 39 431 39 431 39 431 28 747 28 747 28 747 100
51
Interest Rate: 2.0%
MONETARY FUNCTIONS
JOINT LIVES
20 6 729 713 331 209 894 084 201 4 725 375 321 722 18 400 874 2 614 139 247 117 239 357 891 20
21 6 579 357 294 203 164 370 870 4 515 481 237 521 19 856 201 2 595 738 373 114 625 218 644 21
22 6 430 494 087 196 585 013 577 4 312 316 866 651 20 981 172 2 575 882 172 112 029 480 271 22
23 6 283 424 795 190 154 519 490 4 115 731 853 074 21 746 579 2 554 901 000 109 453 598 098 23
24 6 138 473 809 183 871 094 694 3 925 577 333 584 22 127 645 2 533 154 421 106 898 697 098 24
25 5 995 983 932 177 732 620 886 3 741 706 238 890 22 103 703 2 511 026 776 104 365 542 678 25
26 5 856 311 917 171 736 636 954 3 563 973 618 004 21 679 281 2 488 923 073 101 854 515 901 26
27 5 719 802 990 165 880 325 037 3 392 236 981 050 20 943 991 2 467 243 792 99 365 592 828 27
28 5 586 705 999 160 160 522 047 3 226 356 656 013 20 000 660 2 446 299 801 96 898 349 037 28
29 5 457 162 084 154 573 816 048 3 066 196 133 966 18 943 160 2 426 299 140 94 452 049 236 29
30 5 331 215 745 149 116 653 964 2 911 622 317 919 17 856 940 2 407 355 980 92 025 750 096 30
31 5 208 825 163 143 785 438 219 2 762 505 663 955 16 819 615 2 389 499 040 89 618 394 116 31
32 5 089 871 722 138 576 613 055 2 618 720 225 736 15 901 550 2 372 679 425 87 228 895 076 32
33 4 974 168 766 133 486 741 333 2 480 143 612 681 15 166 415 2 356 777 876 84 856 215 651 33
34 4 861 469 630 128 512 572 568 2 346 656 871 347 14 671 660 2 341 611 461 82 499 437 775 34
35 4 751 475 037 123 651 102 937 2 218 144 298 780 14 451 563 2 326 939 801 80 157 826 314 35
36 4 643 857 297 118 899 627 900 2 094 493 195 843 14 468 678 2 312 488 239 77 830 886 513 36
37 4 538 332 594 114 255 770 603 1 975 593 567 942 14 671 531 2 298 019 561 75 518 398 274 37
38 4 434 674 149 109 717 438 010 1 861 337 797 339 15 012 531 2 283 348 030 73 220 378 714 38
39 4 332 707 223 105 282 763 860 1 751 620 359 330 15 447 753 2 268 335 499 70 937 030 684 39
40 4 232 304 427 100 950 056 637 1 646 337 595 469 15 936 771 2 252 887 746 68 668 695 185 40
41 4 133 381 295 96 717 752 210 1 545 387 538 832 16 442 530 2 236 950 975 66 415 807 438 41
42 4 035 892 072 92 584 370 916 1 448 669 786 622 16 931 241 2 220 508 445 64 178 856 463 42
43 3 939 825 692 88 548 478 843 1 356 085 415 706 17 372 288 2 203 577 204 61 958 348 018 43
44 3 845 201 921 84 608 653 151 1 267 536 936 863 17 743 321 2 186 204 916 59 754 770 814 44
45 3 752 062 484 80 763 451 230 1 182 928 283 713 18 582 317 2 168 461 596 57 568 565 898 45
46 3 659 910 314 77 011 388 746 1 102 164 832 483 19 294 192 2 149 879 278 55 400 104 302 46
47 3 568 853 175 73 351 478 432 1 025 153 443 736 20 013 800 2 130 585 087 53 250 225 024 47
48 3 478 861 862 69 782 625 257 951 801 965 305 20 749 733 2 110 571 287 51 119 639 937 48
49 3 389 899 152 66 303 763 395 882 019 340 048 21 510 220 2 089 821 554 49 009 068 650 49
50 3 301 920 321 62 913 864 243 815 715 576 653 22 303 119 2 068 311 335 46 919 247 096 50
51 3 214 873 667 59 611 943 921 752 801 712 410 23 135 904 2 046 008 216 44 850 935 761 51
52 3 128 701 024 56 397 070 255 693 189 768 489 24 015 640 2 022 872 312 42 804 927 545 52
53 3 043 338 305 53 268 369 230 636 792 698 234 24 948 418 1 998 856 672 40 782 055 233 53
54 2 958 716 587 50 225 030 925 583 524 329 003 25 937 823 1 973 908 253 38 783 198 562 54
55 2 874 764 713 47 266 314 339 533 299 298 078 26 986 722 1 947 970 431 36 809 290 308 55
56 2 791 410 056 44 391 549 625 486 032 983 740 28 955 051 1 920 983 709 34 861 319 878 56
57 2 707 721 474 41 600 139 570 441 641 434 114 31 274 434 1 892 028 658 32 940 336 169 57
58 2 623 354 462 38 892 418 096 400 041 294 544 33 738 850 1 860 754 223 31 048 307 511 58
59 2 538 177 290 36 269 063 634 361 148 876 449 36 348 186 1 827 015 374 29 187 553 288 59
60 2 452 060 921 33 730 886 344 324 879 812 815 39 099 883 1 790 667 187 27 360 537 914 60
52
Interest Rate: 2.0%
MONETARY FUNCTIONS
JOINT LIVES
61 2 364 881 413 31 278 825 423 291 148 926 471 41 988 335 1 751 567 305 25 569 870 727 61
62 2 276 522 854 28 913 944 010 259 870 101 048 45 004 230 1 709 578 970 23 818 303 422 62
63 2 186 880 921 26 637 421 156 230 956 157 038 48 133 800 1 664 574 740 22 108 724 452 63
64 2 095 867 104 24 450 540 234 204 318 735 883 51 358 009 1 616 440 941 20 444 149 711 64
65 2 003 413 661 22 354 673 131 179 868 195 648 54 651 691 1 565 082 932 18 827 708 771 65
66 1 909 479 349 20 351 259 469 157 513 522 517 57 982 668 1 510 431 240 17 262 625 839 66
67 1 814 055 910 18 441 780 120 137 162 263 048 61 310 887 1 452 448 572 15 752 194 598 67
68 1 717 175 299 16 627 724 211 118 720 482 928 64 587 651 1 391 137 685 14 299 746 026 68
69 1 618 917 544 14 910 548 912 102 092 758 717 67 755 012 1 326 550 035 12 908 608 341 69
70 1 519 419 050 13 291 631 368 87 182 209 805 70 745 455 1 258 795 022 11 582 058 306 70
71 1 418 881 065 11 772 212 317 73 890 578 438 73 481 982 1 188 049 567 10 323 263 284 71
72 1 317 577 886 10 353 331 252 62 118 366 121 75 878 789 1 114 567 585 9 135 213 716 72
73 1 215 864 236 9 035 753 366 51 765 034 869 77 842 689 1 038 688 796 8 020 646 131 73
74 1 114 181 072 7 819 889 130 42 729 281 503 79 275 479 960 846 107 6 981 957 335 74
75 1 013 058 906 6 705 708 058 34 909 392 373 80 077 431 881 570 629 6 021 111 228 75
76 913 117 575 5 692 649 152 28 203 684 315 80 152 029 801 493 198 5 139 540 599 76
77 815 061 280 4 779 531 577 22 511 035 163 79 412 002 721 341 170 4 338 047 401 77
78 719 667 685 3 964 470 296 17 731 503 586 77 786 558 641 929 168 3 616 706 231 78
79 627 769 996 3 244 802 611 13 767 033 290 75 229 531 564 142 610 2 974 777 063 79
80 540 231 250 2 617 032 615 10 522 230 679 71 727 885 488 913 080 2 410 634 453 80
81 457 910 595 2 076 801 365 7 905 198 063 67 309 748 417 185 194 1 921 721 374 81
82 381 622 208 1 618 890 770 5 828 396 698 62 050 820 349 875 446 1 504 536 179 82
83 312 088 600 1 237 268 562 4 209 505 928 56 077 811 287 824 627 1 154 660 733 83
84 249 891 405 925 179 962 2 972 237 366 49 567 474 231 746 816 866 836 106 84
85 195 424 099 675 288 557 2 047 057 405 42 739 987 182 179 342 635 089 290 85
86 148 852 267 479 864 458 1 371 768 848 35 846 032 139 439 355 452 909 948 86
87 110 087 564 331 012 190 891 904 390 29 147 831 103 593 323 313 470 593 87
88 78 781 153 220 924 626 560 892 200 22 895 707 74 445 493 209 877 270 88
89 54 340 718 142 143 473 339 967 573 17 303 117 51 549 786 135 431 777 89
90 35 972 096 87 802 755 197 824 100 12 524 234 34 246 668 83 881 991 90
91 22 742 528 51 830 658 110 021 346 8 638 509 21 722 435 49 635 323 91
92 13 658 086 29 088 131 58 190 687 5 645 929 13 083 925 27 912 888 92
93 7 744 352 15 430 044 29 102 557 3 474 587 7 437 997 14 828 963 93
94 4 117 915 7 685 693 13 672 512 1 999 335 3 963 410 7 390 966 94
95 2 037 837 3 567 777 5 986 819 1 067 262 1 964 075 3 427 556 95
96 930 618 1 529 941 2 419 042 523 903 896 813 1 463 481 96
97 388 467 599 323 889 102 234 195 372 910 566 668 97
98 146 655 210 856 289 779 94 300 138 715 193 758 98
99 49 480 64 201 78 923 33 788 44 415 55 043 99
100 14 722 14 722 14 722 10 628 10 628 10 628 100
53
Interest Rate: 3.0%
MONETARY FUNCTIONS
JOINT LIVES
20 5 536 757 542 141 639 523 335 2 855 069 992 218 14 992 027 1 411 333 112 58 482 029 856 20
21 5 360 500 733 136 102 765 793 2 713 430 468 883 16 020 682 1 396 341 085 57 070 696 745 21
22 5 188 348 961 130 742 265 061 2 577 327 703 089 16 763 995 1 380 320 403 55 674 355 660 22
23 5 020 468 006 125 553 916 099 2 446 585 438 028 17 206 862 1 363 556 408 54 294 035 256 23
24 4 857 033 921 120 533 448 093 2 321 031 521 929 17 338 394 1 346 349 546 52 930 478 849 24
25 4 698 228 519 115 676 414 173 2 200 498 073 836 17 151 482 1 329 011 152 51 584 129 303 25
26 4 544 235 429 110 978 185 654 2 084 821 659 663 16 658 828 1 311 859 669 50 255 118 151 26
27 4 395 220 230 106 433 950 224 1 973 843 474 009 15 937 565 1 295 200 841 48 943 258 481 27
28 4 251 266 541 102 038 729 995 1 867 409 523 785 15 071 962 1 279 263 276 47 648 057 640 28
29 4 112 371 282 97 787 463 453 1 765 370 793 790 14 136 466 1 264 191 314 46 368 794 364 29
30 3 978 457 012 93 675 092 171 1 667 583 330 337 13 196 489 1 250 054 848 45 104 603 050 30
31 3 849 383 134 89 696 635 160 1 573 908 238 166 12 309 215 1 236 858 359 43 854 548 201 31
32 3 724 955 964 85 847 252 026 1 484 211 603 006 11 524 357 1 224 549 145 42 617 689 842 32
33 3 604 937 744 82 122 296 062 1 398 364 350 980 10 884 867 1 213 024 788 41 393 140 698 33
34 3 489 054 690 78 517 358 318 1 316 242 054 919 10 427 553 1 202 139 921 40 180 115 910 34
35 3 377 004 185 75 028 303 627 1 237 724 696 601 10 171 404 1 191 712 368 38 977 975 989 35
36 3 268 473 436 71 651 299 442 1 162 696 392 973 10 084 582 1 181 540 964 37 786 263 621 36
37 3 163 190 599 68 382 826 006 1 091 045 093 531 10 126 688 1 171 456 382 36 604 722 657 37
38 3 060 932 146 65 219 635 406 1 022 662 267 526 10 261 453 1 161 329 695 35 433 266 275 38
39 2 961 517 330 62 158 703 260 957 442 632 119 10 456 424 1 151 068 242 34 271 936 580 39
40 2 864 803 120 59 197 185 930 895 283 928 859 10 682 703 1 140 611 818 33 120 868 338 40
41 2 770 679 549 56 332 382 810 836 086 742 930 10 914 716 1 129 929 115 31 980 256 521 41
42 2 679 065 429 53 561 703 261 779 754 360 120 11 130 009 1 119 014 399 30 850 327 406 42
43 2 589 904 388 50 882 637 832 726 192 656 858 11 309 065 1 107 884 390 29 731 313 007 43
44 2 503 161 215 48 292 733 444 675 310 019 026 11 438 459 1 096 575 325 28 623 428 617 44
45 2 418 815 148 45 789 572 229 627 017 285 582 11 863 025 1 085 136 866 27 526 853 292 45
46 2 336 501 197 43 370 757 081 581 227 713 353 12 197 901 1 073 273 842 26 441 716 426 46
47 2 256 249 863 41 034 255 885 537 856 956 272 12 529 998 1 061 075 941 25 368 442 584 47
48 2 178 003 849 38 778 006 022 496 822 700 387 12 864 618 1 048 545 943 24 307 366 643 48
49 2 101 702 225 36 600 002 173 458 044 694 366 13 206 636 1 035 681 324 23 258 820 701 49
50 2 027 280 962 34 498 299 947 421 444 692 193 13 560 506 1 022 474 688 22 223 139 377 50
51 1 954 673 437 32 471 018 985 386 946 392 246 13 930 276 1 008 914 182 21 200 664 688 51
52 1 883 810 925 30 516 345 548 354 475 373 261 14 319 583 994 983 906 20 191 750 506 52
53 1 814 623 063 28 632 534 623 323 959 027 712 14 731 337 980 664 324 19 196 766 600 53
54 1 747 038 627 26 817 911 559 295 326 493 090 15 166 857 965 932 987 18 216 102 276 54
55 1 680 987 150 25 070 872 932 268 508 581 530 15 626 984 950 766 129 17 250 169 289 55
56 1 616 399 375 23 389 885 782 243 437 708 598 16 603 984 935 139 145 16 299 403 160 56
57 1 552 715 797 21 773 486 407 220 047 822 816 17 759 895 918 535 161 15 364 264 015 57
58 1 489 731 170 20 220 770 610 198 274 336 409 18 973 356 900 775 266 14 445 728 854 58
59 1 427 367 586 18 731 039 440 178 053 565 799 20 242 287 881 801 910 13 544 953 588 59
60 1 365 551 487 17 303 671 853 159 322 526 359 21 563 300 861 559 624 12 663 151 678 60
54
Interest Rate: 3.0%
MONETARY FUNCTIONS
JOINT LIVES
61 1 304 214 842 15 938 120 367 142 018 854 506 22 931 442 839 996 324 11 801 592 054 61
62 1 243 296 560 14 633 905 524 126 080 734 139 24 339 912 817 064 882 10 961 595 730 62
63 1 182 744 127 13 390 608 964 111 446 828 615 25 779 753 792 724 970 10 144 530 849 63
64 1 122 515 516 12 207 864 837 98 056 219 651 27 239 538 766 945 217 9 351 805 879 64
65 1 062 581 351 11 085 349 321 85 848 354 814 28 705 037 739 705 679 8 584 860 662 65
66 1 002 927 343 10 022 767 970 74 763 005 493 30 158 910 711 000 642 7 845 154 983 66
67 943 556 956 9 019 840 627 64 740 237 523 31 580 427 680 841 731 7 134 154 342 67
68 884 494 288 8 076 283 670 55 720 396 897 32 945 252 649 261 304 6 453 312 611 68
69 825 787 066 7 191 789 383 47 644 113 226 34 225 336 616 316 052 5 804 051 307 69
70 767 509 679 6 366 002 317 40 452 323 843 35 388 959 582 090 716 5 187 735 255 70
71 709 766 070 5 598 492 637 34 086 321 527 36 400 978 546 701 757 4 605 644 539 71
72 652 692 294 4 888 726 567 28 487 828 890 37 223 356 510 300 779 4 058 942 782 72
73 596 458 483 4 236 034 274 23 599 102 322 37 816 028 473 077 423 3 548 642 003 73
74 541 269 877 3 639 575 791 19 363 068 049 38 138 174 435 261 395 3 075 564 580 74
75 487 366 561 3 098 305 914 15 723 492 258 38 149 962 397 123 220 2 640 303 185 75
76 435 021 457 2 610 939 353 12 625 186 344 37 814 768 358 973 259 2 243 179 965 76
77 384 536 161 2 175 917 896 10 014 246 991 37 101 888 321 158 491 1 884 206 706 77
78 336 234 190 1 791 381 736 7 838 329 095 35 989 629 284 056 602 1 563 048 215 78
79 290 451 332 1 455 147 546 6 046 947 359 34 468 637 248 066 973 1 278 991 613 79
80 247 522 947 1 164 696 214 4 591 799 814 32 545 184 213 598 336 1 030 924 640 80
81 207 768 356 917 173 267 3 427 103 600 30 244 027 181 053 151 817 326 304 81
82 171 472 823 709 404 910 2 509 930 334 27 610 364 150 809 124 636 273 153 82
83 138 868 106 537 932 087 1 800 525 424 24 710 334 123 198 760 485 464 029 83
84 110 113 070 399 063 981 1 262 593 337 21 629 540 98 488 427 362 265 269 84
85 85 276 353 288 950 911 863 529 355 18 469 189 76 858 886 263 776 842 85
86 64 323 387 203 674 558 574 578 444 15 339 722 58 389 697 186 917 955 86
87 47 110 168 139 351 172 370 903 886 12 352 236 43 049 976 128 528 258 87
88 33 385 791 92 241 003 231 552 714 9 608 517 30 697 740 85 478 282 88
89 22 804 873 58 855 212 139 311 711 7 191 005 21 089 223 54 780 543 89
90 14 949 649 36 050 339 80 456 499 5 154 415 13 898 218 33 691 320 90
91 9 359 807 21 100 690 44 406 160 3 520 707 8 743 804 19 793 101 91
92 5 566 484 11 740 883 23 305 470 2 278 712 5 223 096 11 049 298 92
93 3 125 641 6 174 399 11 564 587 1 388 738 2 944 384 5 826 202 93
94 1 645 866 3 048 757 5 390 188 791 344 1 555 647 2 881 818 94
95 806 584 1 402 891 2 341 431 418 325 764 302 1 326 171 95
96 364 766 596 308 938 540 203 356 345 977 561 869 96
97 150 786 231 542 342 232 90 022 142 621 215 892 97
98 56 372 80 756 110 690 35 896 52 600 73 271 98
99 18 835 24 384 29 934 12 737 16 704 20 671 99
100 5 549 5 549 5 549 3 967 3 967 3 967 100
55
Interest Rate: 4.0%
MONETARY FUNCTIONS
JOINT LIVES
20 4 563 869 462 98 025 110 351 1 771 580 759 629 12 238 887 793 672 375 29 887 345 462 20
21 4 376 097 134 93 461 240 889 1 673 555 649 278 12 952 884 781 433 487 29 093 673 088 21
22 4 194 832 822 89 085 143 755 1 580 094 408 389 13 423 535 768 480 603 28 312 239 600 22
23 4 020 069 563 84 890 310 934 1 491 009 264 633 13 645 672 755 057 069 27 543 758 997 23
24 3 851 805 831 80 870 241 371 1 406 118 953 700 13 617 770 741 411 397 26 788 701 928 24
25 3 690 041 683 77 018 435 540 1 325 248 712 329 13 341 439 727 793 626 26 047 290 532 25
26 3 534 775 563 73 328 393 857 1 248 230 276 790 12 833 625 714 452 187 25 319 496 905 26
27 3 385 989 032 69 793 618 294 1 174 901 882 932 12 159 921 701 618 562 24 605 044 718 27
28 3 243 598 763 66 407 629 262 1 105 108 264 638 11 388 918 689 458 641 23 903 426 156 28
29 3 107 456 046 63 164 030 499 1 038 700 635 376 10 579 311 678 069 722 23 213 967 515 29
30 2 977 359 194 60 056 574 453 975 536 604 876 9 780 901 667 490 411 22 535 897 793 30
31 2 853 064 479 57 079 215 259 915 480 030 423 9 035 552 657 709 510 21 868 407 382 31
32 2 734 295 678 54 226 150 780 858 400 815 165 8 378 088 648 673 958 21 210 697 872 32
33 2 620 752 371 51 491 855 102 804 174 664 385 7 837 097 640 295 870 20 562 023 913 33
34 2 512 117 106 48 871 102 731 752 682 809 283 7 435 640 632 458 773 19 921 728 043 34
35 2 408 061 577 46 358 985 625 703 811 706 551 7 183 247 625 023 133 19 289 269 270 35
36 2 308 260 577 43 950 924 048 657 452 720 926 7 053 451 617 839 886 18 664 246 137 36
37 2 212 427 873 41 642 663 471 613 501 796 878 7 014 796 610 786 435 18 046 406 251 37
38 2 120 319 697 39 430 235 598 571 859 133 407 7 039 801 603 771 639 17 435 619 815 38
39 2 031 729 139 37 309 915 900 532 428 897 810 7 104 583 596 731 838 16 831 848 176 39
40 1 946 481 127 35 278 186 761 495 118 981 910 7 188 536 589 627 255 16 235 116 338 40
41 1 864 427 932 33 331 705 634 459 840 795 148 7 274 039 582 438 719 15 645 489 084 41
42 1 785 445 127 31 467 277 702 426 509 089 514 7 346 197 575 164 680 15 063 050 365 42
43 1 709 427 963 29 681 832 575 395 041 811 812 7 392 607 567 818 482 14 487 885 685 43
44 1 636 288 126 27 972 404 612 365 359 979 237 7 405 295 560 425 875 13 920 067 203 44
45 1 565 948 673 26 336 116 486 337 387 574 624 7 606 312 553 020 580 13 359 641 328 45
46 1 498 113 565 24 770 167 813 311 051 458 138 7 745 826 545 414 268 12 806 620 748 46
47 1 432 747 987 23 272 054 248 286 281 290 325 7 880 205 537 668 442 12 261 206 480 47
48 1 369 762 090 21 839 306 261 263 009 236 077 8 012 855 529 788 237 11 723 538 038 48
49 1 309 066 078 20 469 544 171 241 169 929 815 8 146 789 521 775 382 11 193 749 801 49
50 1 250 570 594 19 160 478 093 220 700 385 644 8 284 648 513 628 593 10 671 974 419 50
51 1 194 187 077 17 909 907 500 201 539 907 551 8 428 723 505 343 945 10 158 345 826 51
52 1 139 828 082 16 715 720 423 183 630 000 051 8 580 968 496 915 222 9 653 001 881 52
53 1 087 407 572 15 575 892 341 166 914 279 628 8 742 829 488 334 254 9 156 086 658 53
54 1 036 841 375 14 488 484 769 151 338 387 287 8 914 753 479 591 426 8 667 752 404 54
55 988 048 108 13 451 643 394 136 849 902 517 9 096 886 470 676 673 8 188 160 978 55
56 940 949 372 12 463 595 286 123 398 259 123 9 572 685 461 579 787 7 717 484 305 56
57 895 186 326 11 522 645 914 110 934 663 837 10 140 649 452 007 101 7 255 904 518 57
58 850 615 434 10 627 459 589 99 412 017 923 10 729 349 441 866 453 6 803 897 417 58
59 807 170 106 9 776 844 155 88 784 558 334 11 336 858 431 137 103 6 362 030 964 59
60 764 788 244 8 969 674 049 79 007 714 179 11 960 580 419 800 246 5 930 893 861 60
56
Interest Rate: 4.0%
MONETARY FUNCTIONS
JOINT LIVES
61 723 412 732 8 204 885 804 70 038 040 131 12 597 149 407 839 666 5 511 093 615 61
62 682 992 017 7 481 473 072 61 833 154 326 13 242 311 395 242 517 5 103 253 950 62
63 643 480 782 6 798 481 056 54 351 681 254 13 890 805 382 000 206 4 708 011 433 63
64 604 840 716 6 155 000 274 47 553 200 198 14 536 247 368 109 401 4 326 011 227 64
65 567 041 365 5 550 159 558 41 398 199 925 15 171 012 353 573 154 3 957 901 826 65
66 530 061 069 4 983 118 193 35 848 040 367 15 786 141 338 402 142 3 604 328 672 66
67 493 887 964 4 453 057 124 30 864 922 174 16 371 264 322 616 001 3 265 926 530 67
68 458 521 010 3 959 169 159 26 411 865 051 16 914 569 306 244 737 2 943 310 529 68
69 423 971 018 3 500 648 149 22 452 695 891 17 402 823 289 330 169 2 637 065 791 69
70 390 261 617 3 076 677 132 18 952 047 742 17 821 475 271 927 346 2 347 735 622 70
71 357 430 080 2 686 415 515 15 875 370 610 18 154 856 254 105 871 2 075 808 276 71
72 325 527 913 2 328 985 435 13 188 955 095 18 386 504 235 951 015 1 821 702 406 72
73 294 621 105 2 003 457 522 10 859 969 660 18 499 647 217 564 511 1 585 751 391 73
74 264 789 877 1 708 836 417 8 856 512 139 18 477 844 199 064 864 1 368 186 880 74
75 236 127 807 1 444 046 539 7 147 675 722 18 305 829 180 587 020 1 169 122 015 75
76 208 740 139 1 207 918 732 5 703 629 183 17 970 519 162 281 191 988 534 995 76
77 182 741 154 999 178 593 4 495 710 450 17 462 205 144 310 672 826 253 804 77
78 158 250 443 816 437 439 3 496 531 857 16 775 842 126 848 468 681 943 131 78
79 135 388 046 658 186 996 2 680 094 418 15 912 373 110 072 626 555 094 664 79
80 114 268 440 522 798 951 2 021 907 422 14 879 949 94 160 253 445 022 038 80
81 94 993 551 408 530 510 1 499 108 471 13 694 880 79 280 304 350 861 785 81
82 77 645 073 313 536 959 1 090 577 961 12 382 109 65 585 424 271 581 481 82
83 62 276 615 235 891 887 777 041 001 10 975 011 53 203 315 205 996 058 83
84 48 906 349 173 615 271 541 149 115 9 514 315 42 228 303 152 792 743 84
85 37 511 020 124 708 922 367 533 843 8 046 036 32 713 988 110 564 439 85
86 28 022 253 87 197 902 242 824 921 6 618 438 24 667 952 77 850 451 86
87 20 326 036 59 175 649 155 627 019 5 278 220 18 049 514 53 182 499 87
88 14 266 045 38 849 613 96 451 370 4 066 326 12 771 294 35 132 985 88
89 9 651 025 24 583 568 57 601 757 3 013 972 8 704 968 22 361 692 89
90 6 265 860 14 932 543 33 018 189 2 139 602 5 690 996 13 656 723 90
91 3 885 264 8 666 683 18 085 646 1 447 396 3 551 394 7 965 727 91
92 2 288 434 4 781 419 9 418 963 927 792 2 103 998 4 414 333 92
93 1 272 625 2 492 985 4 637 544 559 997 1 176 206 2 310 335 93
94 663 681 1 220 360 2 144 559 316 035 616 209 1 134 129 94
95 322 121 556 679 924 199 165 458 300 175 517 920 95
96 144 274 234 558 367 521 79 659 134 717 217 746 96
97 59 066 90 284 132 963 34 924 55 058 83 029 97
98 21 870 31 218 42 678 13 792 20 134 27 971 98
99 7 237 9 348 11 460 4 847 6 342 7 837 99
100 2 112 2 112 2 112 1 495 1 495 1 495 100
57
Interest Rate: 5.0%
MONETARY FUNCTIONS
JOINT LIVES
20 3 768 894 829 69 363 025 954 1 127 395 350 288 10 010 754 465 893 389 15 677 516 587 20
21 3 579 412 893 65 594 131 126 1 058 032 324 334 10 493 862 455 882 635 15 211 623 198 21
22 3 398 470 797 62 014 718 233 992 438 193 208 10 771 590 445 388 773 14 755 740 563 22
23 3 225 867 264 58 616 247 436 930 423 474 975 10 845 558 434 617 183 14 310 351 790 23
24 3 061 408 980 55 390 380 171 871 807 227 540 10 720 302 423 771 625 13 875 734 607 24
25 2 904 907 298 52 328 971 191 816 416 847 368 10 402 740 413 051 323 13 451 962 981 25
26 2 756 175 640 49 424 063 893 764 087 876 177 9 911 478 402 648 584 13 038 911 658 26
27 2 615 017 702 46 667 888 253 714 663 812 284 9 301 733 392 737 105 12 636 263 074 27
28 2 481 191 316 44 052 870 551 667 995 924 031 8 628 984 383 435 372 12 243 525 969 28
29 2 354 410 365 41 571 679 235 623 943 053 479 7 939 234 374 806 388 11 860 090 597 29
30 2 234 356 352 39 217 268 870 582 371 374 244 7 270 162 366 867 154 11 485 284 208 30
31 2 120 688 268 36 982 912 518 543 154 105 374 6 652 180 359 596 992 11 118 417 054 31
32 2 013 050 933 34 862 224 250 506 171 192 856 6 109 396 352 944 813 10 758 820 062 32
33 1 911 081 969 32 849 173 317 471 308 968 606 5 660 471 346 835 417 10 405 875 249 33
34 1 814 417 594 30 938 091 348 438 459 795 289 5 319 365 341 174 946 10 059 039 832 34
35 1 722 697 392 29 123 673 754 407 521 703 941 5 089 865 335 855 581 9 717 864 887 35
36 1 635 574 318 27 400 976 362 378 398 030 187 4 950 296 330 765 716 9 382 009 306 36
37 1 552 739 531 25 765 402 044 350 997 053 825 4 876 280 325 815 420 9 051 243 590 37
38 1 473 923 274 24 212 662 513 325 231 651 781 4 847 055 320 939 141 8 725 428 169 38
39 1 398 889 396 22 738 739 239 301 018 989 268 4 845 072 316 092 086 8 404 489 029 39
40 1 327 430 544 21 339 849 843 278 280 250 029 4 855 636 311 247 014 8 088 396 943 40
41 1 259 363 929 20 012 419 300 256 940 400 185 4 866 596 306 391 378 7 777 149 929 41
42 1 194 527 622 18 753 055 370 236 927 980 886 4 868 065 301 524 782 7 470 758 550 42
43 1 132 777 290 17 558 527 748 218 174 925 516 4 852 163 296 656 718 7 169 233 768 43
44 1 073 983 351 16 425 750 457 200 616 397 768 4 814 200 291 804 554 6 872 577 051 44
45 1 018 027 086 15 351 767 106 184 190 647 310 4 897 788 286 990 354 6 580 772 496 45
46 964 651 818 14 333 740 020 168 838 880 204 4 940 121 282 092 566 6 293 782 142 46
47 913 775 896 13 369 088 202 154 505 140 184 4 977 960 277 152 444 6 011 689 577 47
48 865 284 797 12 455 312 307 141 136 051 982 5 013 549 272 174 484 5 734 537 133 48
49 819 067 210 11 590 027 509 128 680 739 675 5 048 804 267 160 935 5 462 362 649 49
50 775 015 206 10 770 960 299 117 090 712 166 5 085 341 262 112 131 5 195 201 714 50
51 733 024 379 9 995 945 093 106 319 751 868 5 124 504 257 026 790 4 933 089 583 51
52 692 993 952 9 262 920 714 96 323 806 775 5 167 380 251 902 286 4 676 062 793 52
53 654 826 860 8 569 926 762 87 060 886 061 5 214 710 246 734 905 4 424 160 507 53
54 618 429 918 7 915 099 902 78 490 959 300 5 266 614 241 520 196 4 177 425 602 54
55 583 714 260 7 296 669 984 70 575 859 398 5 323 031 236 253 581 3 935 905 406 55
56 550 595 312 6 712 955 723 63 279 189 414 5 548 097 230 930 550 3 699 651 825 56
57 518 828 390 6 162 360 411 56 566 233 691 5 821 301 225 382 453 3 468 721 274 57
58 488 300 975 5 643 532 021 50 403 873 280 6 100 589 219 561 151 3 243 338 822 58
59 458 947 959 5 155 231 046 44 760 341 259 6 384 621 213 460 563 3 023 777 670 59
60 430 708 673 4 696 283 087 39 605 110 214 6 671 733 207 075 942 2 810 317 107 60
58
Interest Rate: 5.0%
MONETARY FUNCTIONS
JOINT LIVES
61 403 527 003 4 265 574 413 34 908 827 127 6 959 896 200 404 208 2 603 241 166 61
62 377 351 535 3 862 047 410 30 643 252 714 7 246 667 193 444 312 2 402 836 957 62
63 352 135 748 3 484 695 875 26 781 205 304 7 529 151 186 197 645 2 209 392 645 63
64 327 838 228 3 132 560 127 23 296 509 429 7 803 958 178 668 494 2 023 195 000 64
65 304 422 926 2 804 721 899 20 163 949 302 8 067 170 170 864 537 1 844 526 505 65
66 281 859 426 2 500 298 973 17 359 227 403 8 314 319 162 797 367 1 673 661 969 66
67 260 123 230 2 218 439 547 14 858 928 430 8 540 375 154 483 048 1 510 864 602 67
68 239 196 035 1 958 316 317 12 640 488 883 8 739 764 145 942 673 1 356 381 554 68
69 219 065 983 1 719 120 282 10 682 172 566 8 906 407 137 202 909 1 210 438 881 69
70 199 727 863 1 500 054 299 8 963 052 284 9 033 801 128 296 502 1 073 235 972 70
71 181 183 212 1 300 326 436 7 462 997 985 9 115 147 119 262 702 944 939 469 71
72 163 440 293 1 119 143 224 6 162 671 550 9 143 534 110 147 554 825 676 768 72
73 146 513 887 955 702 931 5 043 528 326 9 112 182 101 004 020 715 529 213 73
74 130 424 853 809 189 044 4 087 825 395 9 014 763 91 891 838 614 525 193 74
75 115 199 382 678 764 191 3 278 636 351 8 845 787 82 877 074 522 633 356 75
76 100 867 911 563 564 809 2 599 872 160 8 601 055 74 031 288 439 756 281 76
77 87 463 622 462 696 898 2 036 307 351 8 278 168 65 430 233 365 724 993 77
78 75 020 520 375 233 276 1 573 610 453 7 877 048 57 152 065 300 294 760 78
79 63 571 067 300 212 755 1 198 377 177 7 400 451 49 275 017 243 142 695 79
80 53 143 422 236 641 689 898 164 422 6 854 388 41 874 567 193 867 677 80
81 43 758 395 183 498 266 661 522 733 6 248 410 35 020 178 151 993 111 81
82 35 426 251 139 739 872 478 024 467 5 595 642 28 771 768 116 972 932 82
83 28 143 645 104 313 620 338 284 595 4 912 520 23 176 126 88 201 164 83
84 21 890 951 76 169 976 233 970 975 4 218 140 18 263 605 65 025 039 84
85 16 630 385 54 279 025 157 800 999 3 533 210 14 045 466 46 761 433 85
86 12 305 252 37 648 640 103 521 974 2 878 638 10 512 256 32 715 967 86
87 8 840 650 25 343 388 65 873 334 2 273 856 7 633 618 22 203 712 87
88 6 145 810 16 502 739 40 529 946 1 735 089 5 359 762 14 570 094 88
89 4 118 064 10 356 929 24 027 207 1 273 805 3 624 673 9 210 332 89
90 2 648 160 6 238 865 13 670 279 895 655 2 350 868 5 585 659 90
91 1 626 403 3 590 705 7 431 414 600 121 1 455 213 3 234 791 91
92 948 834 1 964 302 3 840 709 381 019 855 092 1 779 578 92
93 522 632 1 015 468 1 876 408 227 785 474 073 924 486 93
94 269 960 492 836 860 940 127 326 246 288 450 413 94
95 129 778 222 876 368 104 66 026 118 962 204 125 95
96 57 572 93 097 145 229 31 485 52 936 85 163 96
97 23 346 35 525 52 132 13 672 21 450 32 228 97
98 8 562 12 179 16 607 5 348 7 778 10 777 98
99 2 806 3 617 4 428 1 861 2 430 2 999 99
100 811 811 811 569 569 569 100
59
Interest Rate: 6.0%
MONETARY FUNCTIONS
JOINT LIVES
20 3 118 047 269 50 039 943 384 734 628 092 998 8 203 872 285 597 565 8 457 214 806 20
21 2 933 350 155 46 921 896 115 684 588 149 614 8 518 652 277 393 693 8 171 617 241 21
22 2 758 792 814 43 988 545 960 637 666 253 499 8 661 613 268 875 040 7 894 223 548 22
23 2 593 973 117 41 229 753 146 593 677 707 539 8 638 818 260 213 427 7 625 348 508 23
24 2 438 505 633 38 635 780 029 552 447 954 393 8 458 490 251 574 609 7 365 135 081 24
25 2 292 018 522 36 197 274 396 513 812 174 364 8 130 495 243 116 119 7 113 560 471 25
26 2 154 151 129 33 905 255 875 477 614 899 968 7 673 459 234 985 624 6 870 444 352 26
27 2 024 544 587 31 751 104 746 443 709 644 093 7 133 457 227 312 165 6 635 458 728 27
28 1 902 814 267 29 726 560 158 411 958 539 347 6 555 099 220 178 708 6 408 146 563 28
29 1 788 552 701 27 823 745 891 382 231 979 189 5 974 226 213 623 610 6 187 967 855 29
30 1 681 339 643 26 035 193 190 354 408 233 298 5 419 142 207 649 384 5 974 344 245 30
31 1 580 750 332 24 353 853 547 328 373 040 107 4 911 723 202 230 242 5 766 694 861 31
32 1 486 362 176 22 773 103 215 304 019 186 560 4 468 395 197 318 519 5 564 464 619 32
33 1 397 760 072 21 286 741 040 281 246 083 345 4 100 996 192 850 124 5 367 146 100 33
34 1 314 540 582 19 888 980 967 259 959 342 305 3 817 508 188 749 128 5 174 295 976 34
35 1 236 315 116 18 574 440 385 240 070 361 338 3 618 344 184 931 620 4 985 546 847 35
36 1 162 716 671 17 338 125 269 221 495 920 953 3 485 926 181 313 276 4 800 615 227 36
37 1 093 416 594 16 175 408 598 204 157 795 684 3 401 411 177 827 350 4 619 301 951 37
38 1 028 123 678 15 081 992 004 187 982 387 086 3 349 129 174 425 939 4 441 474 601 38
39 966 578 869 14 053 868 326 172 900 395 082 3 316 176 171 076 810 4 267 048 662 39
40 908 550 682 13 087 289 457 158 846 526 757 3 292 054 167 760 634 4 095 971 852 40
41 853 831 231 12 178 738 775 145 759 237 300 3 268 357 164 468 581 3 928 211 218 41
42 802 232 804 11 324 907 544 133 580 498 525 3 238 501 161 200 223 3 763 742 637 42
43 753 584 899 10 522 674 740 122 255 590 981 3 197 470 157 961 723 3 602 542 414 43
44 707 731 680 9 769 089 840 111 732 916 241 3 142 525 154 764 253 3 444 580 691 44
45 664 528 872 9 061 358 160 101 963 826 400 3 166 926 151 621 728 3 289 816 438 45
46 623 747 104 8 396 829 288 92 902 468 240 3 164 164 148 454 802 3 138 194 710 46
47 585 276 500 7 773 082 185 84 505 638 952 3 158 321 145 290 638 2 989 739 909 47
48 548 989 320 7 187 805 685 76 732 556 767 3 150 892 142 132 317 2 844 449 271 48
49 514 763 561 6 638 816 364 69 544 751 083 3 143 114 138 981 425 2 702 316 955 49
50 482 482 887 6 124 052 803 62 905 934 718 3 135 994 135 838 310 2 563 335 530 50
51 452 036 541 5 641 569 916 56 781 881 915 3 130 332 132 702 316 2 427 497 220 51
52 423 319 235 5 189 533 376 51 140 311 998 3 126 745 129 571 984 2 294 794 903 52
53 396 231 024 4 766 214 141 45 950 778 623 3 125 616 126 445 240 2 165 222 919 53
54 370 677 237 4 369 983 117 41 184 564 481 3 126 946 123 319 624 2 038 777 680 54
55 346 568 561 3 999 305 880 36 814 581 364 3 130 627 120 192 678 1 915 458 056 55
56 323 820 846 3 652 737 320 32 815 275 484 3 232 212 117 062 051 1 795 265 378 56
57 302 259 152 3 328 916 474 29 162 538 164 3 359 381 113 829 839 1 678 203 326 57
58 281 790 763 3 026 657 322 25 833 621 690 3 487 340 110 470 459 1 564 373 487 58
59 262 353 002 2 744 866 559 22 806 964 368 3 615 273 106 983 118 1 453 903 028 59
60 243 887 558 2 482 513 558 20 062 097 809 3 742 210 103 367 845 1 346 919 910 60
60
Interest Rate: 6.0%
MONETARY FUNCTIONS
JOINT LIVES
61 226 340 392 2 238 626 000 17 579 584 251 3 867 013 99 625 635 1 243 552 066 61
62 209 661 659 2 012 285 607 15 340 958 251 3 988 363 95 758 622 1 143 926 431 62
63 193 805 655 1 802 623 949 13 328 672 644 4 104 741 91 770 259 1 048 167 809 63
64 178 730 783 1 608 818 294 11 526 048 695 4 214 423 87 665 518 956 397 550 64
65 164 399 523 1 430 087 511 9 917 230 402 4 315 467 83 451 095 868 732 032 65
66 150 778 422 1 265 687 988 8 487 142 891 4 405 718 79 135 628 785 280 937 66
67 137 838 076 1 114 909 566 7 221 454 903 4 482 811 74 729 909 706 145 309 67
68 125 553 110 977 071 489 6 106 545 337 4 544 192 70 247 098 631 415 400 68
69 113 902 138 851 518 379 5 129 473 848 4 587 149 65 702 907 561 168 301 69
70 102 867 698 737 616 241 4 277 955 468 4 608 868 61 115 757 495 465 395 70
71 92 436 130 634 748 543 3 540 339 227 4 606 498 56 506 889 434 349 637 71
72 82 597 398 542 312 413 2 905 590 684 4 577 251 51 900 391 377 842 748 72
73 73 344 822 459 715 015 2 363 278 271 4 518 523 47 323 139 325 942 358 73
74 64 674 705 386 370 193 1 903 563 256 4 428 043 42 804 616 278 619 219 74
75 56 585 829 321 695 488 1 517 193 063 4 304 051 38 376 573 235 814 603 75
76 49 078 807 265 109 659 1 195 497 575 4 145 492 34 072 522 197 438 030 76
77 42 155 269 216 030 852 930 387 916 3 952 229 29 927 029 163 365 508 77
78 35 816 893 173 875 583 714 357 064 3 725 244 25 974 801 133 438 479 78
79 30 064 277 138 058 690 540 481 481 3 466 833 22 249 556 107 463 679 79
80 24 895 693 107 994 413 402 422 791 3 180 730 18 782 724 85 214 122 80
81 20 305 773 83 098 720 294 428 378 2 872 176 15 601 993 66 431 399 81
82 16 284 213 62 792 947 211 329 658 2 547 856 12 729 817 50 829 405 82
83 12 814 609 46 508 734 148 536 711 2 215 709 10 181 961 38 099 588 83
84 9 873 544 33 694 126 102 027 977 1 884 572 7 966 251 27 917 628 84
85 7 430 092 23 820 582 68 333 852 1 563 669 6 081 679 19 951 377 85
86 5 445 852 16 390 490 44 513 270 1 261 960 4 518 010 13 869 698 86
87 3 875 636 10 944 638 28 122 780 987 427 3 256 050 9 351 688 87
88 2 668 832 7 069 003 17 178 142 746 358 2 268 622 6 095 639 88
89 1 771 408 4 400 170 10 109 139 542 765 1 522 264 3 827 017 89
90 1 128 375 2 628 762 5 708 969 378 036 979 499 2 304 753 90
91 686 469 1 500 387 3 080 207 250 908 601 463 1 325 254 91
92 396 704 813 919 1 579 819 157 800 350 554 723 792 92
93 216 449 417 215 765 900 93 448 192 755 373 237 93
94 110 750 200 766 348 685 51 742 99 307 180 482 94
95 52 739 90 017 147 918 26 578 47 565 81 175 95
96 23 175 37 278 57 902 12 554 20 987 33 610 96
97 9 309 14 103 20 623 5 400 8 433 12 623 97
98 3 382 4 794 6 521 2 092 3 032 4 190 98
99 1 098 1 412 1 727 721 940 1 158 99
100 314 314 314 218 218 218 100
61
Interest Rate: 7.0%
MONETARY FUNCTIONS
JOINT LIVES
20 2 584 190 028 36 710 668 507 489 301 736 327 6 735 700 182 557 479 4 700 272 088 20
21 2 408 395 168 34 126 478 479 452 591 067 820 6 928 781 175 821 779 4 517 714 609 21
22 2 243 907 824 31 718 083 311 418 464 589 341 6 979 219 168 892 998 4 341 892 831 22
23 2 090 130 897 29 474 175 487 386 746 506 030 6 895 796 161 913 779 4 172 999 833 23
24 1 946 497 566 27 384 044 589 357 272 330 544 6 688 751 155 017 983 4 011 086 054 24
25 1 812 467 853 25 437 547 023 329 888 285 954 6 369 294 148 329 232 3 856 068 070 25
26 1 687 525 895 23 625 079 171 304 450 738 931 5 955 079 141 959 938 3 707 738 839 26
27 1 571 171 926 21 937 553 276 280 825 659 760 5 484 266 136 004 859 3 565 778 900 27
28 1 462 900 712 20 366 381 349 258 888 106 484 4 992 519 130 520 594 3 429 774 041 28
29 1 362 204 408 18 903 480 637 238 521 725 135 4 507 588 125 528 074 3 299 253 448 29
30 1 268 580 643 17 541 276 229 219 618 244 498 4 050 562 121 020 486 3 173 725 374 30
31 1 181 538 824 16 272 695 586 202 076 968 268 3 636 978 116 969 924 3 052 704 888 31
32 1 100 604 914 15 091 156 762 185 804 272 682 3 277 785 113 332 946 2 935 734 964 32
33 1 025 324 939 13 990 551 848 170 713 115 920 2 980 165 110 055 161 2 822 402 018 33
34 955 267 441 12 965 226 909 156 722 564 072 2 748 230 107 074 996 2 712 346 857 34
35 890 025 080 12 009 959 468 143 757 337 163 2 580 507 104 326 766 2 605 271 860 35
36 829 218 633 11 119 934 389 131 747 377 695 2 462 836 101 746 260 2 500 945 094 36
37 772 507 850 10 290 715 755 120 627 443 306 2 380 666 99 283 424 2 399 198 834 37
38 719 589 287 9 518 207 906 110 336 727 551 2 322 166 96 902 758 2 299 915 410 38
39 670 191 186 8 798 618 619 100 818 519 645 2 277 829 94 580 592 2 203 012 652 39
40 624 069 074 8 128 427 432 92 019 901 026 2 240 126 92 302 763 2 108 432 060 40
41 581 001 999 7 504 358 358 83 891 473 593 2 203 217 90 062 637 2 016 129 296 41
42 540 789 306 6 923 356 359 76 387 115 235 2 162 687 87 859 421 1 926 066 659 42
43 503 247 879 6 382 567 053 69 463 758 877 2 115 331 85 696 733 1 838 207 239 43
44 468 209 790 5 879 319 173 63 081 191 824 2 059 551 83 581 402 1 752 510 505 44
45 435 519 691 5 411 109 384 57 201 872 651 2 056 146 81 521 851 1 668 929 103 45
46 404 971 603 4 975 589 693 51 790 763 267 2 035 153 79 465 705 1 587 407 252 46
47 376 442 980 4 570 618 090 46 815 173 574 2 012 410 77 430 551 1 507 941 548 47
48 349 803 459 4 194 175 110 42 244 555 484 1 988 913 75 418 141 1 430 510 996 48
49 324 930 208 3 844 371 651 38 050 380 374 1 965 462 73 429 228 1 355 092 855 49
50 301 707 630 3 519 441 443 34 206 008 724 1 942 682 71 463 767 1 281 663 627 50
51 280 027 065 3 217 733 813 30 686 567 281 1 921 051 69 521 085 1 210 199 860 51
52 259 786 487 2 937 706 748 27 468 833 467 1 900 917 67 600 033 1 140 678 775 52
53 240 890 192 2 677 920 261 24 531 126 719 1 882 471 65 699 117 1 073 078 742 53
54 223 248 550 2 437 030 069 21 853 206 458 1 865 672 63 816 646 1 007 379 625 54
55 206 777 833 2 213 781 519 19 416 176 389 1 850 411 61 950 974 943 562 979 55
56 191 399 900 2 007 003 686 17 202 394 870 1 892 600 60 100 563 881 612 005 56
57 176 985 812 1 815 603 786 15 195 391 183 1 948 679 58 207 963 821 511 441 57
58 163 458 621 1 638 617 975 13 379 787 397 2 003 999 56 259 284 763 303 478 58
59 150 761 068 1 475 159 353 11 741 169 423 2 058 100 54 255 285 707 044 194 59
60 138 840 094 1 324 398 285 10 266 010 070 2 110 452 52 197 186 652 788 908 60
62
Interest Rate: 7.0%
MONETARY FUNCTIONS
JOINT LIVES
61 127 646 646 1 185 558 191 8 941 611 784 2 160 454 50 086 734 600 591 722 61
62 117 135 476 1 057 911 545 7 756 053 593 2 207 426 47 926 279 550 504 989 62
63 107 264 982 940 776 069 6 698 142 048 2 250 605 45 718 853 502 578 709 63
64 97 997 041 833 511 087 5 757 365 979 2 289 148 43 468 248 456 859 856 64
65 89 296 872 735 514 047 4 923 854 892 2 322 125 41 179 100 413 391 608 65
66 81 132 895 646 217 175 4 188 340 845 2 348 533 38 856 975 372 212 508 66
67 73 476 603 565 084 279 3 542 123 670 2 367 295 36 508 443 333 355 533 67
68 66 302 428 491 607 676 2 977 039 391 2 377 282 34 141 147 296 847 090 68
69 59 587 604 425 305 248 2 485 431 715 2 377 328 31 763 866 262 705 943 69
70 53 312 022 365 717 645 2 060 126 467 2 366 260 29 386 538 230 942 077 70
71 47 458 059 312 405 623 1 694 408 822 2 342 940 27 020 278 201 555 539 71
72 42 010 386 264 947 564 1 382 003 199 2 306 307 24 677 337 174 535 261 72
73 36 955 736 222 937 178 1 117 055 635 2 255 439 22 371 030 149 857 924 73
74 32 282 632 185 981 442 894 118 457 2 189 618 20 115 592 127 486 894 74
75 27 981 066 153 698 810 708 137 015 2 108 415 17 925 973 107 371 302 75
76 24 042 114 125 717 744 554 438 205 2 011 763 15 817 558 89 445 329 76
77 20 457 502 101 675 630 428 720 460 1 900 049 13 805 795 73 627 770 77
78 17 219 112 81 218 128 327 044 830 1 774 188 11 905 746 59 821 975 78
79 14 318 439 63 999 017 245 826 702 1 635 686 10 131 558 47 916 230 79
80 11 746 033 49 680 577 181 827 685 1 486 675 8 495 872 37 784 672 80
81 9 490 927 37 934 544 132 147 108 1 329 910 7 009 197 29 288 800 81
82 7 540 115 28 443 617 94 212 565 1 168 714 5 679 287 22 279 603 82
83 5 878 122 20 903 502 65 768 947 1 006 858 4 510 573 16 600 316 83
84 4 486 714 15 025 380 44 865 445 848 380 3 503 715 12 089 743 84
85 3 344 811 10 538 666 29 840 065 697 340 2 655 336 8 586 028 85
86 2 428 652 7 193 855 19 301 399 557 529 1 957 996 5 930 692 86
87 1 712 240 4 765 202 12 107 544 432 164 1 400 467 3 972 696 87
88 1 168 060 3 052 963 7 342 342 323 603 968 303 2 572 229 88
89 768 041 1 884 903 4 289 379 233 131 644 699 1 603 926 89
90 484 665 1 116 862 2 404 476 160 858 411 568 959 227 90
91 292 099 632 197 1 287 614 105 766 250 710 547 658 91
92 167 224 340 098 655 417 65 896 144 944 296 948 92
93 90 388 172 874 315 319 38 658 79 048 152 004 93
94 45 816 82 487 142 444 21 205 40 390 72 956 94
95 21 614 36 670 59 958 10 791 19 184 32 566 95
96 9 409 15 057 23 287 5 049 8 394 13 382 96
97 3 744 5 648 8 231 2 152 3 344 4 988 97
98 1 347 1 904 2 583 826 1 193 1 644 98
99 433 556 679 282 367 451 99
100 123 123 123 85 85 85 100
63
Interest Rate: 8.0%
MONETARY FUNCTIONS
JOINT LIVES
20 2 145 482 074 27 326 574 724 332 522 505 589 5 540 426 121 291 342 2 695 277 055 20
21 1 981 017 049 25 181 092 650 305 195 930 865 5 646 474 115 750 915 2 573 985 713 21
22 1 828 628 572 23 200 075 600 280 014 838 216 5 634 914 110 104 442 2 458 234 797 22
23 1 687 539 689 21 371 447 028 256 814 762 615 5 516 009 104 469 527 2 348 130 356 23
24 1 557 020 741 19 683 907 339 235 443 315 587 5 300 851 98 953 519 2 243 660 829 24
25 1 436 385 020 18 126 886 598 215 759 408 248 5 000 943 93 652 668 2 144 707 310 25
26 1 324 985 187 16 690 501 578 197 632 521 649 4 632 422 88 651 725 2 051 054 642 26
27 1 222 205 714 15 365 516 391 180 942 020 071 4 226 677 84 019 303 1 962 402 917 27
28 1 127 445 280 14 143 310 677 165 576 503 680 3 812 066 79 792 626 1 878 383 614 28
29 1 040 118 749 13 015 865 397 151 433 193 003 3 409 926 75 980 560 1 798 590 989 29
30 959 662 990 11 975 746 648 138 417 327 607 3 035 820 72 570 634 1 722 610 429 30
31 885 541 023 11 016 083 658 126 441 580 959 2 700 607 69 534 814 1 650 039 795 31
32 817 244 785 10 130 542 635 115 425 497 301 2 411 355 66 834 208 1 580 504 981 32
33 754 296 779 9 313 297 850 105 294 954 667 2 172 106 64 422 852 1 513 670 773 33
34 696 250 837 8 559 001 071 95 981 656 817 1 984 512 62 250 746 1 449 247 921 34
35 642 692 189 7 862 750 233 87 422 655 747 1 846 145 60 266 234 1 386 997 175 35
36 593 239 215 7 220 058 045 79 559 905 513 1 745 646 58 420 089 1 326 730 941 36
37 547 549 923 6 626 818 830 72 339 847 469 1 671 780 56 674 442 1 268 310 852 37
38 505 318 889 6 079 268 906 65 713 028 639 1 615 601 55 002 662 1 211 636 410 38
39 466 272 259 5 573 950 017 59 633 759 733 1 570 081 53 387 061 1 156 633 748 39
40 430 163 493 5 107 677 758 54 059 809 715 1 529 796 51 816 980 1 103 246 687 40
41 396 769 735 4 677 514 265 48 952 131 957 1 490 658 50 287 185 1 051 429 707 41
42 365 888 726 4 280 744 531 44 274 617 692 1 449 689 48 796 526 1 001 142 522 42
43 337 336 168 3 914 855 805 39 993 873 161 1 404 816 47 346 838 952 345 996 43
44 310 943 489 3 577 519 637 36 079 017 356 1 355 107 45 942 022 904 999 158 44
45 286 555 530 3 266 576 148 32 501 497 719 1 340 340 44 586 915 859 057 136 45
46 263 988 855 2 980 020 618 29 234 921 571 1 314 372 43 246 575 814 470 221 46
47 243 119 753 2 716 031 763 26 254 900 953 1 287 649 41 932 203 771 223 646 47
48 223 823 233 2 472 912 010 23 538 869 189 1 260 831 40 644 554 729 291 443 48
49 205 982 904 2 249 088 777 21 065 957 179 1 234 428 39 383 723 688 646 889 49
50 189 490 483 2 043 105 873 18 816 868 403 1 208 823 38 149 295 649 263 166 50
51 174 245 328 1 853 615 390 16 773 762 530 1 184 296 36 940 472 611 113 870 51
52 160 153 971 1 679 370 062 14 920 147 140 1 161 032 35 756 176 574 173 398 52
53 147 129 682 1 519 216 092 13 240 777 077 1 139 120 34 595 144 538 417 222 53
54 135 092 067 1 372 086 410 11 721 560 985 1 118 501 33 456 024 503 822 077 54
55 123 966 746 1 236 994 344 10 349 474 575 1 099 080 32 337 523 470 366 053 55
56 113 684 943 1 113 027 598 9 112 480 232 1 113 730 31 238 443 438 028 530 56
57 104 150 106 999 342 655 7 999 452 634 1 136 113 30 124 712 406 790 087 57
58 95 299 170 895 192 548 7 000 109 979 1 157 548 28 988 599 376 665 374 58
59 87 082 425 799 893 378 6 104 917 431 1 177 790 27 831 052 347 676 775 59
60 79 454 085 712 810 953 5 305 024 053 1 196 567 26 653 262 319 845 723 60
64
Interest Rate: 8.0%
MONETARY FUNCTIONS
JOINT LIVES
61 72 372 031 633 356 868 4 592 213 100 1 213 575 25 456 696 293 192 461 61
62 65 797 565 560 984 837 3 958 856 232 1 228 478 24 243 121 267 735 765 62
63 59 695 193 495 187 272 3 397 871 395 1 240 911 23 014 643 243 492 644 63
64 54 032 415 435 492 078 2 902 684 123 1 250 476 21 773 731 220 478 002 64
65 48 779 539 381 459 663 2 467 192 045 1 256 745 20 523 256 198 704 271 65
66 43 909 495 332 680 124 2 085 732 382 1 259 268 19 266 511 178 181 015 66
67 39 397 672 288 770 630 1 753 052 258 1 257 575 18 007 243 158 914 504 67
68 35 221 751 249 372 958 1 464 281 628 1 251 187 16 749 668 140 907 261 68
69 31 361 545 214 151 207 1 214 908 671 1 239 626 15 498 481 124 157 593 69
70 27 798 842 182 789 662 1 000 757 464 1 222 430 14 258 855 108 659 112 70
71 24 517 238 154 990 820 817 967 802 1 199 176 13 036 425 94 400 257 71
72 21 501 971 130 473 581 662 976 982 1 169 496 11 837 249 81 363 832 72
73 18 739 736 108 971 610 532 503 401 1 133 111 10 667 753 69 526 583 73
74 16 218 496 90 231 874 423 531 790 1 089 858 9 534 642 58 858 830 74
75 13 927 268 74 013 378 333 299 916 1 039 723 8 444 783 49 324 188 75
76 11 855 895 60 086 111 259 286 538 982 876 7 405 060 40 879 405 76
77 9 994 805 48 230 216 199 200 427 919 701 6 422 184 33 474 345 77
78 8 334 748 38 235 411 150 970 211 850 827 5 502 483 27 052 160 78
79 6 866 532 29 900 663 112 734 800 777 144 4 651 656 21 549 677 79
80 5 580 756 23 034 131 82 834 137 699 806 3 874 512 16 898 021 80
81 4 467 560 17 453 376 59 800 006 620 218 3 174 706 13 023 509 81
82 3 516 412 12 985 815 42 346 631 539 995 2 554 488 9 848 803 82
83 2 715 942 9 469 403 29 360 815 460 904 2 014 493 7 294 315 83
84 2 053 857 6 753 461 19 891 412 384 762 1 553 589 5 279 822 84
85 1 516 958 4 699 604 13 137 951 313 333 1 168 827 3 726 233 85
86 1 091 258 3 182 646 8 438 346 248 193 855 494 2 557 406 86
87 762 231 2 091 389 5 255 700 190 604 607 301 1 701 912 87
88 515 166 1 329 158 3 164 312 141 402 416 698 1 094 611 88
89 335 603 813 992 1 835 154 100 926 275 296 677 913 89
90 209 818 478 389 1 021 161 68 993 174 370 402 617 90
91 125 283 268 571 542 773 44 944 105 377 228 247 91
92 71 059 143 287 274 202 27 742 60 433 122 870 92
93 38 053 72 228 130 915 16 125 32 691 62 436 93
94 19 110 34 175 58 687 8 763 16 567 29 745 94
95 8 932 15 065 24 512 4 418 7 804 13 178 95
96 3 852 6 133 9 447 2 048 3 386 5 374 96
97 1 519 2 281 3 313 865 1 338 1 988 97
98 541 763 1 032 329 473 651 98
99 173 221 270 111 144 177 99
100 48 48 48 33 33 33 100
65
Interest Rate: 9.0%
MONETARY FUNCTIONS
JOINT LIVES
20 1 784 308 898 20 599 945 152 230 157 648 293 4 565 471 83 395 991 1 596 102 254 20
21 1 632 415 169 18 815 636 254 209 557 703 141 4 610 170 78 830 520 1 512 706 264 21
22 1 493 018 425 17 183 221 085 190 742 066 886 4 558 524 74 220 349 1 433 875 744 22
23 1 365 183 150 15 690 202 660 173 558 845 801 4 421 393 69 661 825 1 359 655 395 23
24 1 248 040 213 14 325 019 510 157 868 643 141 4 209 951 65 240 432 1 289 993 570 24
25 1 140 781 070 13 076 979 297 143 543 623 631 3 935 325 61 030 481 1 224 753 138 25
26 1 042 652 813 11 936 198 227 130 466 644 334 3 611 886 57 095 157 1 163 722 657 26
27 952 950 327 10 893 545 414 118 530 446 107 3 265 294 53 483 270 1 106 627 500 27
28 871 001 061 9 940 595 087 107 636 900 693 2 917 970 50 217 976 1 053 144 230 28
29 796 165 572 9 069 594 025 97 696 305 607 2 586 203 47 300 006 1 002 926 254 29
30 727 840 927 8 273 428 453 88 626 711 581 2 281 345 44 713 802 955 626 248 30
31 665 462 625 7 545 587 526 80 353 283 128 2 010 822 42 432 458 910 912 446 31
32 608 505 348 6 880 124 901 72 807 695 602 1 778 978 40 421 636 868 479 988 32
33 556 482 809 6 271 619 553 65 927 570 700 1 587 771 38 642 657 828 058 352 33
34 508 946 916 5 715 136 745 59 655 951 147 1 437 334 37 054 886 789 415 695 34
35 465 486 442 5 206 189 829 53 940 814 402 1 324 851 35 617 552 752 360 809 35
36 425 726 930 4 740 703 387 48 734 624 574 1 241 237 34 292 701 716 743 257 36
37 389 333 928 4 314 976 457 43 993 921 186 1 177 809 33 051 464 682 450 556 37
38 356 009 281 3 925 642 529 39 678 944 730 1 127 787 31 873 654 649 399 092 38
39 325 486 232 3 569 633 248 35 753 302 201 1 085 956 30 745 867 617 525 438 39
40 297 525 266 3 244 147 017 32 183 668 952 1 048 385 29 659 911 586 779 571 40
41 271 910 574 2 946 621 751 28 939 521 936 1 012 192 28 611 526 557 119 660 41
42 248 447 050 2 674 711 177 25 992 900 185 975 342 27 599 333 528 508 134 42
43 226 957 732 2 426 264 127 23 318 189 008 936 480 26 623 992 500 908 801 43
44 207 281 622 2 199 306 396 20 891 924 880 895 056 25 687 511 474 284 809 44
45 189 271 570 1 992 024 773 18 692 618 485 877 180 24 792 455 448 597 298 45
46 172 766 462 1 802 753 204 16 700 593 712 852 294 23 915 275 423 804 842 46
47 157 649 047 1 629 986 742 14 897 840 508 827 305 23 062 981 399 889 567 47
48 143 804 848 1 472 337 694 13 267 853 766 802 643 22 235 676 376 826 586 48
49 131 128 410 1 328 532 846 11 795 516 072 778 625 21 433 033 354 590 910 49
50 119 522 668 1 197 404 436 10 466 983 225 755 480 20 654 407 333 157 877 50
51 108 898 344 1 077 881 768 9 269 578 789 733 360 19 898 927 312 503 469 51
52 99 173 377 968 983 424 8 191 697 021 712 359 19 165 567 292 604 542 52
53 90 272 391 869 810 046 7 222 713 597 692 503 18 453 208 273 438 975 53
54 82 126 205 779 537 656 6 352 903 551 673 730 17 760 705 254 985 767 54
55 74 671 412 697 411 451 5 573 365 895 655 958 17 086 976 237 225 062 55
56 67 849 925 622 740 039 4 875 954 444 658 603 16 431 018 220 138 086 56
57 61 589 035 554 890 114 4 253 214 405 665 675 15 772 415 203 707 067 57
58 55 838 026 493 301 079 3 698 324 292 672 012 15 106 740 187 934 652 58
59 50 555 535 437 463 053 3 205 023 213 677 490 14 434 728 172 827 913 59
60 45 703 734 386 907 518 2 767 560 160 681 977 13 757 237 158 393 185 60
66
Interest Rate: 9.0%
MONETARY FUNCTIONS
JOINT LIVES
61 41 248 055 341 203 784 2 380 652 642 685 325 13 075 260 144 635 948 61
62 37 156 927 299 955 729 2 039 448 858 687 377 12 389 936 131 560 687 62
63 33 401 547 262 798 802 1 739 493 129 687 963 11 702 559 119 170 752 63
64 29 955 658 229 397 255 1 476 694 327 686 905 11 014 596 107 468 193 64
65 26 795 350 199 441 596 1 247 297 072 684 016 10 327 690 96 453 597 65
66 23 898 874 172 646 247 1 047 855 476 679 101 9 643 675 86 125 907 66
67 21 246 471 148 747 373 875 209 229 671 966 8 964 574 76 482 232 67
68 18 820 209 127 500 901 726 461 856 662 419 8 292 607 67 517 658 68
69 16 603 828 108 680 692 598 960 955 650 277 7 630 188 59 225 051 69
70 14 582 592 92 076 864 490 280 263 635 374 6 979 911 51 594 863 70
71 12 743 151 77 494 272 398 203 399 617 569 6 344 537 44 614 952 71
72 11 073 396 64 751 121 320 709 127 596 758 5 726 968 38 270 415 72
73 9 562 320 53 677 725 255 958 006 572 888 5 130 210 32 543 447 73
74 8 199 883 44 115 405 202 280 281 545 965 4 557 322 27 413 238 74
75 6 976 864 35 915 522 158 164 876 516 071 4 011 357 22 855 916 75
76 5 884 721 28 938 659 122 249 354 483 379 3 495 286 18 844 559 76
77 4 915 448 23 053 937 93 310 695 448 160 3 011 908 15 349 272 77
78 4 061 426 18 138 489 70 256 758 410 795 2 563 748 12 337 365 78
79 3 315 284 14 077 063 52 118 269 371 777 2 152 953 9 773 617 79
80 2 669 769 10 761 778 38 041 206 331 708 1 781 177 7 620 663 80
81 2 117 621 8 092 010 27 279 428 291 286 1 449 469 5 839 487 81
82 1 651 486 5 974 389 19 187 418 251 283 1 158 183 4 390 018 82
83 1 263 842 4 322 903 13 213 030 212 510 906 901 3 231 835 83
84 946 978 3 059 060 8 890 127 175 776 694 390 2 324 934 84
85 693 011 2 112 082 5 831 067 141 831 518 615 1 630 544 85
86 493 960 1 419 071 3 718 984 111 314 376 784 1 111 929 86
87 341 860 925 111 2 299 913 84 701 265 470 735 145 87
88 228 932 583 252 1 374 802 62 260 180 768 469 675 88
89 147 769 354 320 791 550 44 031 118 508 288 907 89
90 91 537 206 552 437 230 29 823 74 478 170 399 90
91 54 156 115 015 230 678 19 249 44 654 95 921 91
92 30 435 60 859 115 664 11 773 25 405 51 267 92
93 16 149 30 424 54 805 6 780 13 632 25 862 93
94 8 035 14 276 24 381 3 651 6 852 12 230 94
95 3 721 6 240 10 105 1 824 3 201 5 378 95
96 1 590 2 519 3 864 838 1 377 2 177 96
97 621 929 1 345 350 540 799 97
98 219 308 416 132 189 260 98
99 69 89 108 44 57 70 99
100 19 19 19 13 13 13 100
67
MONETARY FUNCTIONS
JOINT LIVES
20 1 486 436 280 15 701 231 941 161 974 873 565 3 768 736 59 051 556 976 243 285 20
21 1 347 536 974 14 214 795 661 146 273 641 624 3 771 038 55 282 821 917 191 728 21
22 1 221 262 575 12 867 258 687 132 058 845 963 3 694 894 51 511 783 861 908 908 22
23 1 106 543 811 11 645 996 112 119 191 587 276 3 551 163 47 816 890 810 397 124 23
24 1 002 397 756 10 539 452 302 107 545 591 164 3 350 598 44 265 726 762 580 235 24
25 907 920 089 9 537 054 546 97 006 138 862 3 103 557 40 915 128 718 314 508 25
26 822 278 342 8 629 134 457 87 469 084 316 2 822 585 37 811 571 677 399 380 26
27 744 703 181 7 806 856 115 78 839 949 859 2 528 536 34 988 987 639 587 809 27
28 674 474 356 7 062 152 934 71 033 093 744 2 239 038 32 460 451 604 598 822 28
29 610 919 467 6 387 678 578 63 970 940 810 1 966 423 30 221 413 572 138 371 29
30 553 414 911 5 776 759 111 57 583 262 232 1 718 855 28 254 990 541 916 958 30
31 501 385 610 5 223 344 200 51 806 503 121 1 501 259 26 536 135 513 661 968 31
32 454 303 841 4 721 958 591 46 583 158 921 1 316 093 25 034 876 487 125 833 32
33 411 687 399 4 267 654 750 41 861 200 330 1 163 958 23 718 783 462 090 957 33
34 373 097 313 3 855 967 351 37 593 545 580 1 044 098 22 554 825 438 372 174 34
35 338 135 278 3 482 870 038 33 737 578 230 953 640 21 510 727 415 817 349 35
36 306 442 067 3 144 734 760 30 254 708 192 885 331 20 557 087 394 306 622 36
37 277 698 366 2 838 292 693 27 109 973 432 832 453 19 671 756 373 749 535 37
38 251 620 607 2 560 594 327 24 271 680 739 789 852 18 839 302 354 077 779 38
39 227 956 154 2 308 973 720 21 711 086 412 753 641 18 049 450 335 238 477 39
40 206 479 226 2 081 017 566 19 402 112 692 720 954 17 295 809 317 189 026 40
41 186 987 433 1 874 538 341 17 321 095 126 689 736 16 574 855 299 893 218 41
42 169 298 840 1 687 550 907 15 446 556 785 658 583 15 885 119 283 318 363 42
43 153 249 453 1 518 252 068 13 759 005 878 626 594 15 226 536 267 433 244 43
44 138 691 090 1 365 002 615 12 240 753 811 593 433 14 599 941 252 206 708 44
45 125 489 376 1 226 311 525 10 875 751 196 576 294 14 006 508 237 606 767 45
46 113 504 957 1 100 822 149 9 649 439 671 554 854 13 430 214 223 600 259 46
47 102 631 471 987 317 193 8 548 617 521 533 690 12 875 360 210 170 045 47
48 92 767 647 884 685 722 7 561 300 329 513 073 12 341 670 197 294 685 48
49 83 821 151 791 918 075 6 676 614 607 493 196 11 828 597 184 953 014 49
50 75 707 851 708 096 924 5 884 696 532 474 185 11 335 402 173 124 417 50
51 68 351 135 632 389 073 5 176 599 608 456 116 10 861 217 161 789 016 51
52 61 681 279 564 037 938 4 544 210 535 439 027 10 405 101 150 927 798 52
53 55 634 863 502 356 659 3 980 172 597 422 909 9 966 074 140 522 698 53
54 50 154 239 446 721 797 3 477 815 938 407 704 9 543 164 130 556 624 54
55 45 187 058 396 567 558 3 031 094 141 393 341 9 135 460 121 013 460 55
56 40 685 803 351 380 500 2 634 526 583 391 337 8 742 119 111 877 999 56
57 36 595 756 310 694 697 2 283 146 084 391 944 8 350 782 103 135 880 57
58 32 876 926 274 098 941 1 972 451 387 392 078 7 958 838 94 785 098 58
59 29 496 037 241 222 015 1 698 352 446 391 680 7 566 761 86 826 260 59
60 26 422 898 211 725 978 1 457 130 431 390 690 7 175 080 79 259 500 60
68
MONETARY FUNCTIONS
JOINT LIVES
61 23 630 127 185 303 080 1 245 404 453 389 039 6 784 390 72 084 419 61
62 21 092 895 161 672 954 1 060 101 373 386 656 6 395 352 65 300 029 62
63 18 788 703 140 580 059 898 428 419 383 468 6 008 695 58 904 678 63
64 16 697 171 121 791 356 757 848 360 379 398 5 625 227 52 895 982 64
65 14 799 848 105 094 186 636 057 004 374 367 5 245 829 47 270 755 65
66 13 080 040 90 294 338 530 962 818 368 298 4 871 462 42 024 925 66
67 11 522 647 77 214 297 440 668 481 361 116 4 503 164 37 153 463 67
68 10 114 018 65 691 650 363 454 183 352 749 4 142 048 32 650 299 68
69 8 841 813 55 577 632 297 762 533 343 135 3 789 299 28 508 251 69
70 7 694 876 46 735 819 242 184 902 332 223 3 446 163 24 718 953 70
71 6 663 119 39 040 943 195 449 082 319 978 3 113 940 21 272 789 71
72 5 737 403 32 377 825 156 408 139 306 385 2 793 962 18 158 849 72
73 4 909 436 26 640 422 124 030 314 291 455 2 487 578 15 364 887 73
74 4 171 668 21 730 986 97 389 892 275 233 2 196 122 12 877 309 74
75 3 517 193 17 559 317 75 658 906 257 798 1 920 890 10 681 187 75
76 2 939 650 14 042 125 58 099 589 239 272 1 663 092 8 760 297 76
77 2 433 138 11 102 474 44 057 464 219 821 1 423 820 7 097 206 77
78 1 992 122 8 669 336 32 954 990 199 662 1 203 999 5 673 385 78
79 1 611 358 6 677 214 24 285 654 179 055 1 004 337 4 469 387 79
80 1 285 815 5 065 856 17 608 440 158 305 825 281 3 465 050 80
81 1 010 618 3 780 041 12 542 584 137 750 666 976 2 639 769 81
82 780 994 2 769 423 8 762 543 117 752 529 226 1 972 793 82
83 592 242 1 988 429 5 993 120 98 678 411 474 1 443 566 83
84 439 724 1 396 187 4 004 691 80 879 312 796 1 032 092 84
85 318 871 956 463 2 608 504 64 666 231 918 719 296 85
86 225 216 637 592 1 652 042 50 291 167 251 487 379 86
87 154 451 412 376 1 014 449 37 920 116 960 320 128 87
88 102 490 257 926 602 073 27 620 79 040 203 167 88
89 65 553 155 436 344 148 19 355 51 420 124 127 89
90 40 238 89 883 188 712 12 991 32 065 72 707 90
91 23 590 49 644 98 829 8 309 19 075 40 641 91
92 13 136 26 055 49 185 5 035 10 766 21 567 92
93 6 907 12 918 23 130 2 873 5 731 10 801 93
94 3 406 6 012 10 212 1 533 2 857 5 070 94
95 1 563 2 606 4 200 759 1 324 2 213 95
96 662 1 043 1 594 345 565 889 96
97 256 382 551 143 220 324 97
98 90 125 169 53 76 105 98
99 28 36 44 18 23 28 99
100 8 8 8 5 5 5 100
69
Interest Rate: 0%
ANNUITY FUNCTIONS
ax:n
Term Term
5 10 15 20 25 30 35 40 45 50
Age Age
20 4.985 9.925 14.818 19.665 24.460 29.187 33.837 38.399 42.822 47.007 20
21 4.984 9.920 14.810 19.655 24.443 29.162 33.802 38.347 42.738 46.863 21
22 4.982 9.917 14.805 19.647 24.429 29.140 33.770 38.298 42.653 46.712 22
23 4.981 9.914 14.802 19.641 24.418 29.121 33.741 38.249 42.564 46.550 23
24 4.981 9.913 14.801 19.637 24.409 29.104 33.714 38.199 42.469 46.374 24
25 4.980 9.913 14.800 19.634 24.400 29.088 33.687 38.147 42.365 46.181 25
26 4.980 9.914 14.801 19.632 24.392 29.073 33.659 38.089 42.250 45.967 26
27 4.980 9.915 14.802 19.629 24.384 29.057 33.627 38.023 42.120 45.728 27
28 4.981 9.916 14.802 19.625 24.374 29.039 33.590 37.947 41.972 45.460 28
29 4.981 9.917 14.801 19.620 24.362 29.017 33.547 37.859 41.803 45.160 29
30 4.982 9.918 14.799 19.613 24.347 28.991 33.495 37.756 41.609 44.825 30
31 4.982 9.917 14.796 19.603 24.330 28.960 33.434 37.637 41.390 44.451 31
32 4.982 9.916 14.790 19.591 24.309 28.924 33.362 37.499 41.142 44.038 32
33 4.982 9.914 14.783 19.577 24.286 28.881 33.279 37.342 40.863 43.584 33
34 4.982 9.911 14.775 19.561 24.259 28.831 33.183 37.164 40.552 43.088 34
35 4.981 9.907 14.765 19.543 24.229 28.774 33.074 36.963 40.207 42.549 35
36 4.980 9.903 14.754 19.524 24.196 28.711 32.951 36.739 39.828 41.969 36
37 4.979 9.898 14.742 19.504 24.160 28.639 32.814 36.490 39.413 41.349 37
38 4.978 9.892 14.731 19.483 24.121 28.560 32.661 36.215 38.961 40.690 38
39 4.977 9.887 14.719 19.462 24.078 28.472 32.491 35.912 38.471 39.994 39
40 4.976 9.882 14.707 19.441 24.031 28.374 32.302 35.579 37.944 39.264 40
41 4.974 9.876 14.696 19.418 23.980 28.265 32.092 35.214 37.378 38.502 41
42 4.973 9.871 14.685 19.394 23.922 28.143 31.860 34.815 36.773 37.712 42
43 4.972 9.867 14.675 19.367 23.858 28.007 31.602 34.381 36.130 36.898 43
44 4.971 9.862 14.664 19.337 23.785 27.853 31.317 33.908 35.450 36.062 44
45 4.970 9.858 14.653 19.303 23.702 27.681 31.001 33.397 34.734 35.209 45
46 4.969 9.854 14.640 19.264 23.608 27.487 30.651 32.845 33.984 34.343 46
47 4.968 9.850 14.625 19.218 23.499 27.269 30.266 32.252 33.204 33.466 47
48 4.967 9.846 14.608 19.165 23.375 27.024 29.843 31.618 32.397 32.581 48
49 4.966 9.842 14.586 19.102 23.233 26.749 29.380 30.945 31.567 31.690 49
50 4.965 9.836 14.560 19.028 23.070 26.442 28.875 30.233 30.717 30.796 50
51 4.965 9.829 14.527 18.941 22.884 26.099 28.328 29.487 29.851 51
52 4.964 9.819 14.488 18.840 22.673 25.720 27.739 28.707 28.973 52
53 4.963 9.805 14.440 18.723 22.434 25.301 27.107 27.899 28.086 53
54 4.961 9.788 14.383 18.586 22.164 24.841 26.433 27.066 27.192 54
55 4.958 9.766 14.314 18.428 21.861 24.338 25.720 26.212 26.293 55

56 4.953 9.738 14.233 18.247 21.522 23.791 24.971 25.342 56
57 4.947 9.705 14.140 18.046 21.151 23.208 24.195 24.466 57
58 4.940 9.669 14.038 17.824 20.749 22.591 23.400 23.590 58
59 4.933 9.629 13.924 17.580 20.316 21.943 22.590 22.718 59
70
Interest Rate: 0%
ANNUITY FUNCTIONS
ax:n
Term Term
5 10 15 20 25 30 35 40 45 50
Age Age
60 4.925 9.583 13.797 17.312 19.850 21.266 21.770 21.853 60

61 4.915 9.533 13.657 17.020 19.352 20.563 20.944 61
62 4.905 9.476 13.502 16.702 18.823 19.840 20.119 62
63 4.893 9.413 13.330 16.357 18.263 19.100 19.297 63
64 4.880 9.343 13.142 15.985 17.676 18.348 18.482 64
65 4.865 9.265 12.936 15.585 17.064 17.590 17.676 65

66 4.848 9.178 12.710 15.158 16.430 16.830 66
67 4.829 9.082 12.463 14.703 15.778 16.073 67
68 4.808 8.976 12.196 14.223 15.113 15.322 68
69 4.785 8.858 11.906 13.719 14.440 14.583 69
70 4.759 8.729 11.595 13.194 13.763 13.857 70

71 4.730 8.587 11.261 12.651 13.088 71
72 4.697 8.432 10.906 12.094 12.419 72
73 4.661 8.263 10.531 11.526 11.760 73
74 4.621 8.079 10.135 10.953 11.115 74
75 4.576 7.880 9.723 10.379 10.487 75

76 4.527 7.665 9.296 9.809 76
77 4.473 7.435 8.857 9.247 77
78 4.412 7.190 8.410 8.697 78
79 4.346 6.931 7.959 8.163 79
80 4.273 6.658 7.507 7.647 80

81 4.194 6.373 7.059 81
82 4.108 6.078 6.619 82
83 4.014 5.776 6.190 83
84 3.912 5.467 5.776 84
85 3.803 5.156 5.379 85

86 3.687 4.846 86
87 3.563 4.540 87
88 3.432 4.240 88
89 3.295 3.950 89
90 3.153 3.672 90
91 3.006 91
92 2.856 92
93 2.705 93
94 2.553 94
95 2.404 95
71
Interest Rate: 1.0%
ANNUITY FUNCTIONS
ax:n
Term Term
5 10 15 20 25 30 35 40 45 50
Age Age
20 4.888 9.496 13.838 17.932 21.785 25.399 28.781 31.938 34.852 37.474 20
21 4.886 9.491 13.831 17.923 21.770 25.378 28.753 31.899 34.791 37.376 21
22 4.885 9.488 13.827 17.915 21.758 25.360 28.728 31.862 34.730 37.274 22
23 4.884 9.485 13.824 17.910 21.749 25.344 28.705 31.825 34.667 37.166 23
24 4.883 9.484 13.822 17.907 21.741 25.331 28.684 31.789 34.601 37.049 24
25 4.883 9.484 13.822 17.904 21.734 25.318 28.663 31.750 34.529 36.921 25
26 4.883 9.485 13.823 17.902 21.728 25.306 28.642 31.708 34.450 36.780 26
27 4.883 9.486 13.823 17.900 21.721 25.293 28.618 31.661 34.360 36.622 27
28 4.883 9.487 13.824 17.897 21.713 25.279 28.590 31.606 34.258 36.445 28
29 4.884 9.488 13.823 17.893 21.703 25.262 28.557 31.542 34.140 36.246 29
30 4.884 9.489 13.821 17.886 21.691 25.241 28.518 31.467 34.006 36.023 30
31 4.884 9.488 13.818 17.878 21.676 25.217 28.471 31.381 33.854 35.774 31
32 4.885 9.487 13.814 17.868 21.659 25.187 28.416 31.280 33.681 35.498 32
33 4.885 9.486 13.807 17.856 21.639 25.153 28.352 31.165 33.486 35.193 33
34 4.884 9.483 13.800 17.841 21.617 25.112 28.279 31.035 33.268 34.859 34
35 4.884 9.479 13.791 17.826 21.592 25.067 28.195 30.888 33.026 34.496 35
36 4.883 9.475 13.781 17.809 21.564 25.015 28.101 30.724 32.760 34.104 36
37 4.882 9.470 13.770 17.791 21.533 24.958 27.995 30.541 32.468 33.684 37
38 4.881 9.465 13.759 17.773 21.500 24.894 27.878 30.340 32.151 33.236 38
39 4.879 9.460 13.749 17.755 21.464 24.824 27.748 30.118 31.806 32.763 39
40 4.878 9.455 13.738 17.736 21.425 24.746 27.604 29.874 31.434 32.264 40
41 4.877 9.450 13.728 17.716 21.382 24.659 27.444 29.607 31.035 31.742 41
42 4.876 9.445 13.718 17.695 21.334 24.562 27.267 29.315 30.607 31.198 42
43 4.875 9.441 13.709 17.671 21.281 24.454 27.071 28.996 30.151 30.634 43
44 4.874 9.437 13.699 17.646 21.220 24.332 26.853 28.650 29.667 30.053 44
45 4.873 9.433 13.689 17.616 21.152 24.195 26.612 28.273 29.156 29.456 45
46 4.872 9.429 13.677 17.583 21.074 24.041 26.345 27.866 28.619 28.845 46
47 4.871 9.426 13.664 17.543 20.984 23.868 26.051 27.428 28.058 28.222 47
48 4.870 9.422 13.648 17.497 20.882 23.673 25.726 26.958 27.473 27.589 48
49 4.869 9.418 13.629 17.443 20.764 23.454 25.371 26.457 26.868 26.946 49
50 4.868 9.412 13.605 17.380 20.629 23.209 24.982 25.925 26.245 26.295 50
51 4.868 9.405 13.576 17.305 20.475 22.935 24.560 25.364 25.606 51
52 4.867 9.396 13.541 17.218 20.299 22.631 24.103 24.776 24.952 52
53 4.866 9.384 13.498 17.116 20.100 22.295 23.612 24.162 24.286 53
54 4.864 9.368 13.447 16.998 19.875 21.924 23.086 23.526 23.609 54
55 4.861 9.347 13.385 16.861 19.621 21.518 22.527 22.869 22.923 55

56 4.856 9.320 13.311 16.703 19.337 21.076 21.936 22.195 56
57 4.851 9.290 13.228 16.528 19.026 20.602 21.323 21.511 57
58 4.844 9.256 13.135 16.335 18.688 20.100 20.691 20.823 58
59 4.837 9.218 13.032 16.122 18.324 19.571 20.044 20.133 59
72
Interest Rate: 1.0%
ANNUITY FUNCTIONS
ax:n
Term Term
5 10 15 20 25 30 35 40 45 50
Age Age
60 4.829 9.176 12.918 15.889 17.931 19.017 19.386 19.443 60

61 4.820 9.128 12.791 15.634 17.511 18.441 18.719 61
62 4.809 9.075 12.650 15.357 17.064 17.845 18.049 62
63 4.798 9.016 12.496 15.055 16.590 17.233 17.377 63
64 4.785 8.950 12.325 14.730 16.092 16.608 16.706 64
65 4.771 8.877 12.138 14.380 15.571 15.976 16.039 65

66 4.754 8.796 11.934 14.005 15.031 15.338 66
67 4.736 8.706 11.710 13.606 14.473 14.700 67
68 4.716 8.606 11.468 13.184 13.902 14.064 68
69 4.693 8.496 11.206 12.741 13.322 13.433 69
70 4.668 8.375 10.923 12.277 12.737 12.809 70

71 4.640 8.242 10.620 11.797 12.151 71
72 4.608 8.096 10.297 11.304 11.567 72
73 4.573 7.937 9.955 10.799 10.989 73
74 4.534 7.765 9.595 10.289 10.420 74
75 4.491 7.578 9.219 9.776 9.863 75

76 4.443 7.376 8.828 9.264 76
77 4.390 7.160 8.427 8.758 77
78 4.332 6.929 8.017 8.261 78
79 4.267 6.685 7.602 7.775 79
80 4.197 6.428 7.185 7.305 80

81 4.120 6.160 6.772 81
82 4.036 5.881 6.364 82
83 3.945 5.595 5.966 83
84 3.846 5.304 5.580 84
85 3.740 5.009 5.209 85

86 3.627 4.715 86
87 3.506 4.424 87
88 3.379 4.138 88
89 3.246 3.862 89
90 3.107 3.596 90
91 2.965 91
92 2.819 92
93 2.671 93
94 2.524 94
95 2.378 95
73
Interest Rate: 2.0%

ax:n
Term Term
5 10 15 20 25 30 35 40 45 50
Age Age
20 4.794 9.096 12.956 16.420 19.522 22.293 24.762 26.956 28.883 30.534 20
21 4.792 9.092 12.950 16.411 19.510 22.276 24.739 26.925 28.838 30.466 21
22 4.791 9.089 12.945 16.404 19.500 22.261 24.719 26.896 28.794 30.396 22
23 4.790 9.087 12.942 16.400 19.491 22.248 24.701 26.869 28.749 30.322 23
24 4.789 9.085 12.941 16.397 19.485 22.237 24.685 26.842 28.702 30.244 24
25 4.789 9.085 12.941 16.395 19.479 22.227 24.669 26.814 28.652 30.159 25
26 4.789 9.086 12.941 16.393 19.474 22.218 24.652 26.783 28.597 30.064 26
27 4.789 9.087 12.942 16.391 19.468 22.208 24.634 26.749 28.534 29.959 27
28 4.790 9.088 12.942 16.389 19.462 22.196 24.613 26.709 28.463 29.841 28
29 4.790 9.089 12.942 16.385 19.454 22.183 24.588 26.662 28.381 29.708 29
30 4.790 9.089 12.940 16.380 19.444 22.166 24.558 26.608 28.288 29.558 30
31 4.791 9.089 12.938 16.373 19.432 22.146 24.522 26.544 28.180 29.390 31
32 4.791 9.088 12.933 16.364 19.417 22.123 24.480 26.470 28.059 29.204 32
33 4.791 9.087 12.928 16.353 19.401 22.094 24.430 26.385 27.921 28.997 33
34 4.790 9.084 12.921 16.341 19.381 22.062 24.373 26.289 27.767 28.770 34
35 4.790 9.081 12.913 16.327 19.360 22.025 24.308 26.180 27.596 28.522 35
36 4.789 9.077 12.904 16.312 19.336 21.983 24.235 26.059 27.407 28.255 36
37 4.788 9.072 12.894 16.296 19.310 21.936 24.154 25.924 27.200 27.967 37
38 4.787 9.067 12.884 16.280 19.282 21.885 24.064 25.775 26.974 27.659 38
39 4.786 9.063 12.875 16.264 19.252 21.828 23.964 25.611 26.729 27.333 39
40 4.785 9.058 12.865 16.247 19.219 21.765 23.853 25.431 26.465 26.989 40
41 4.783 9.053 12.856 16.230 19.183 21.696 23.730 25.234 26.180 26.627 41
42 4.782 9.049 12.847 16.211 19.143 21.618 23.594 25.018 25.875 26.248 42
43 4.781 9.045 12.838 16.191 19.098 21.532 23.444 24.783 25.548 25.854 43
44 4.780 9.041 12.829 16.169 19.048 21.435 23.277 24.526 25.201 25.445 44
45 4.779 9.037 12.820 16.143 18.992 21.326 23.092 24.247 24.833 25.023 45
46 4.778 9.034 12.810 16.114 18.927 21.203 22.887 23.945 24.445 24.588 46
47 4.778 9.030 12.798 16.080 18.853 21.065 22.660 23.619 24.037 24.141 47
48 4.777 9.027 12.783 16.041 18.767 20.909 22.410 23.267 23.610 23.683 48
49 4.776 9.023 12.766 15.994 18.669 20.734 22.135 22.891 23.165 23.214 49
50 4.775 9.018 12.745 15.939 18.557 20.537 21.834 22.491 22.703 22.735 50
51 4.774 9.011 12.719 15.875 18.429 20.317 21.505 22.066 22.226 51
52 4.774 9.003 12.687 15.799 18.282 20.073 21.149 21.618 21.735 52
53 4.773 8.991 12.649 15.711 18.116 19.801 20.764 21.148 21.231 53
54 4.771 8.976 12.603 15.608 17.927 19.501 20.351 20.658 20.714 54
55 4.768 8.957 12.547 15.489 17.714 19.171 19.909 20.148 20.184 55

56 4.763 8.932 12.480 15.352 17.475 18.810 19.441 19.621 56
57 4.758 8.904 12.405 15.198 17.213 18.423 18.951 19.083 57
58 4.752 8.872 12.321 15.030 16.928 18.013 18.445 18.538 58
59 4.745 8.836 12.227 14.844 16.620 17.578 17.925 17.988 59
74
Interest Rate: 2.0%

ax:n
Term Term
5 10 15 20 25 30 35 40 45 50
Age Age
60 4.737 8.796 12.124 14.640 16.287 17.122 17.393 17.433 60

61 4.728 8.752 12.009 14.417 15.932 16.647 16.851 61
62 4.718 8.702 11.882 14.174 15.552 16.153 16.303 62
63 4.707 8.647 11.741 13.910 15.149 15.644 15.750 63
64 4.694 8.585 11.587 13.624 14.724 15.122 15.194 64
65 4.680 8.516 11.417 13.317 14.279 14.591 14.638 65

66 4.665 8.440 11.232 12.987 13.816 14.054 66
67 4.647 8.356 11.029 12.636 13.337 13.512 67
68 4.627 8.262 10.809 12.264 12.845 12.970 68
69 4.605 8.159 10.570 11.873 12.343 12.429 69
70 4.581 8.045 10.313 11.463 11.835 11.891 70

71 4.553 7.920 10.037 11.037 11.323 71
72 4.523 7.783 9.743 10.598 10.811 72
73 4.489 7.634 9.431 10.149 10.302 73
74 4.451 7.471 9.103 9.692 9.799 74
75 4.409 7.295 8.758 9.232 9.303 75

76 4.362 7.106 8.401 8.772 76
77 4.311 6.902 8.032 8.315 77
78 4.254 6.685 7.656 7.864 78
79 4.192 6.455 7.273 7.422 79
80 4.123 6.213 6.889 6.991 80

81 4.048 5.959 6.507 81
82 3.967 5.696 6.128 82
83 3.878 5.426 5.758 83
84 3.782 5.150 5.397 84
85 3.679 4.870 5.049 85

86 3.569 4.591 86
87 3.452 4.314 87
88 3.328 4.042 88
89 3.199 3.778 89
90 3.064 3.524 90
91 2.925 91
92 2.783 92
93 2.639 93
94 2.495 94
95 2.353 95
75
Interest Rate: 3.0%

ax:n
Term Term
5 10 15 20 25 30 35 40 45 50
Age Age
20 4.704 8.724 12.159 15.095 17.600 19.730 21.538 23.068 24.348 25.392 20
21 4.702 8.720 12.153 15.087 17.589 19.715 21.519 23.043 24.314 25.344 21
22 4.701 8.717 12.149 15.081 17.580 19.703 21.503 23.021 24.282 25.295 22
23 4.700 8.715 12.146 15.077 17.573 19.692 21.488 23.000 24.249 25.245 23
24 4.699 8.714 12.145 15.074 17.567 19.683 21.475 22.980 24.216 25.191 24
25 4.699 8.714 12.145 15.073 17.563 19.675 21.463 22.959 24.180 25.134 25
26 4.699 8.714 12.146 15.071 17.558 19.668 21.451 22.937 24.142 25.070 26
27 4.699 8.715 12.146 15.070 17.554 19.660 21.437 22.912 24.098 25.000 27
28 4.699 8.716 12.146 15.068 17.549 19.651 21.421 22.882 24.048 24.920 28
29 4.700 8.717 12.146 15.065 17.542 19.640 21.402 22.848 23.991 24.830 29
30 4.700 8.718 12.145 15.060 17.534 19.627 21.378 22.808 23.924 24.729 30
31 4.701 8.717 12.143 15.054 17.524 19.611 21.351 22.761 23.848 24.615 31
32 4.701 8.717 12.139 15.046 17.512 19.591 21.318 22.706 23.762 24.487 32
33 4.701 8.715 12.134 15.037 17.497 19.568 21.279 22.643 23.664 24.345 33
34 4.700 8.713 12.127 15.026 17.481 19.542 21.235 22.571 23.553 24.189 34
35 4.700 8.709 12.120 15.014 17.462 19.511 21.184 22.490 23.431 24.018 35
36 4.699 8.706 12.112 15.001 17.442 19.477 21.127 22.399 23.295 23.833 36
37 4.698 8.701 12.103 14.987 17.420 19.439 21.064 22.299 23.147 23.633 37
38 4.697 8.697 12.094 14.973 17.396 19.398 20.993 22.188 22.985 23.420 38
39 4.696 8.693 12.085 14.958 17.370 19.352 20.916 22.066 22.809 23.192 39
40 4.695 8.688 12.076 14.943 17.342 19.301 20.830 21.932 22.619 22.951 40
41 4.694 8.684 12.068 14.928 17.312 19.245 20.735 21.785 22.414 22.698 41
42 4.692 8.679 12.060 14.912 17.279 19.182 20.630 21.624 22.194 22.431 42
43 4.691 8.676 12.052 14.894 17.241 19.113 20.514 21.449 21.959 22.153 43
44 4.690 8.672 12.044 14.875 17.200 19.035 20.385 21.258 21.707 21.862 44
45 4.689 8.668 12.035 14.853 17.152 18.948 20.242 21.049 21.440 21.560 45
46 4.689 8.665 12.026 14.827 17.098 18.850 20.083 20.823 21.156 21.247 46
47 4.688 8.662 12.015 14.798 17.037 18.739 19.908 20.578 20.856 20.923 47
48 4.687 8.659 12.002 14.764 16.966 18.613 19.714 20.313 20.541 20.588 48
49 4.686 8.655 11.987 14.723 16.884 18.472 19.500 20.029 20.211 20.243 49
50 4.685 8.650 11.968 14.676 16.790 18.314 19.265 19.724 19.866 19.887 50
51 4.685 8.644 11.944 14.620 16.683 18.136 19.008 19.400 19.507 51
52 4.684 8.636 11.916 14.554 16.560 17.938 18.728 19.056 19.135 52
53 4.683 8.625 11.881 14.478 16.420 17.718 18.425 18.694 18.749 53
54 4.681 8.611 11.840 14.388 16.262 17.473 18.097 18.313 18.350 54
55 4.679 8.593 11.789 14.284 16.082 17.204 17.746 17.914 17.938 55

56 4.674 8.570 11.729 14.164 15.880 16.908 17.371 17.498 56
57 4.669 8.543 11.660 14.030 15.658 16.590 16.978 17.071 57
58 4.663 8.514 11.584 13.882 15.416 16.252 16.570 16.636 58
59 4.656 8.480 11.499 13.719 15.154 15.894 16.149 16.193 59
76
Interest Rate: 3.0%

ax:n
Term Term
5 10 15 20 25 30 35 40 45 50
Age Age
60 4.648 8.443 11.405 13.540 14.872 15.516 15.715 15.744 60

61 4.640 8.401 11.301 13.344 14.569 15.121 15.272 61
62 4.630 8.354 11.186 13.131 14.246 14.709 14.820 62
63 4.619 8.302 11.058 12.899 13.901 14.283 14.362 63
64 4.607 8.244 10.918 12.647 13.538 13.845 13.898 64
65 4.593 8.180 10.764 12.377 13.156 13.397 13.431 65

66 4.578 8.108 10.595 12.086 12.757 12.941 66
67 4.561 8.029 10.411 11.776 12.344 12.479 67
68 4.542 7.941 10.210 11.447 11.918 12.014 68
69 4.521 7.844 9.993 11.100 11.482 11.548 69
70 4.497 7.737 9.759 10.736 11.038 11.081 70

71 4.470 7.619 9.507 10.357 10.590 71
72 4.440 7.491 9.239 9.966 10.139 72
73 4.407 7.350 8.954 9.564 9.689 73
74 4.371 7.197 8.653 9.155 9.242 74
75 4.330 7.032 8.338 8.741 8.799 75

76 4.285 6.853 8.010 8.326 76
77 4.235 6.661 7.671 7.912 77
78 4.179 6.457 7.324 7.501 78
79 4.119 6.240 6.971 7.098 79
80 4.052 6.011 6.616 6.703 80

81 3.979 5.771 6.261 81
82 3.900 5.523 5.909 82
83 3.814 5.266 5.564 83
84 3.721 5.005 5.227 84
85 3.621 4.740 4.900 85

86 3.514 4.474 86
87 3.400 4.211 87
88 3.279 3.951 88
89 3.153 3.699 89
90 3.022 3.456 90
91 2.886 91
92 2.748 92
93 2.608 93
94 2.468 94
95 2.329 95
77
Interest Rate: 4.0%

ax:n
Term Term
5 10 15 20 25 30 35 40 45 50
Age Age
20 4.617 8.377 11.438 13.931 15.958 17.600 18.928 19.999 20.852 21.516 20
21 4.615 8.373 11.433 13.924 15.948 17.587 18.912 19.979 20.827 21.482 21
22 4.614 8.370 11.429 13.919 15.940 17.577 18.899 19.962 20.803 21.447 22
23 4.613 8.368 11.426 13.915 15.934 17.568 18.887 19.946 20.779 21.412 23
24 4.613 8.367 11.425 13.912 15.929 17.561 18.877 19.930 20.755 21.375 24
25 4.612 8.367 11.425 13.911 15.925 17.554 18.868 19.915 20.729 21.336 25
26 4.612 8.368 11.425 13.910 15.922 17.548 18.858 19.898 20.702 21.293 26
27 4.612 8.368 11.426 13.909 15.918 17.542 18.847 19.880 20.671 21.245 27
28 4.613 8.369 11.426 13.907 15.914 17.535 18.835 19.858 20.636 21.191 28
29 4.613 8.370 11.426 13.904 15.909 17.526 18.820 19.833 20.595 21.129 29
30 4.614 8.371 11.425 13.901 15.902 17.516 18.802 19.803 20.548 21.060 30
31 4.614 8.371 11.423 13.895 15.893 17.503 18.781 19.768 20.494 20.981 31
32 4.614 8.370 11.420 13.889 15.883 17.487 18.755 19.727 20.431 20.893 32
33 4.614 8.368 11.415 13.880 15.871 17.468 18.725 19.680 20.361 20.794 33
34 4.614 8.366 11.409 13.871 15.857 17.446 18.690 19.625 20.281 20.685 34
35 4.613 8.363 11.402 13.860 15.841 17.421 18.650 19.564 20.192 20.566 35
36 4.612 8.360 11.395 13.848 15.824 17.393 18.605 19.496 20.094 20.436 36
37 4.611 8.356 11.387 13.836 15.805 17.362 18.555 19.420 19.986 20.296 37
38 4.610 8.352 11.379 13.823 15.784 17.327 18.500 19.337 19.869 20.146 38
39 4.609 8.347 11.371 13.810 15.762 17.290 18.439 19.245 19.741 19.985 39
40 4.608 8.343 11.363 13.797 15.738 17.249 18.372 19.144 19.603 19.815 40
41 4.607 8.339 11.355 13.784 15.713 17.203 18.298 19.034 19.454 19.635 41
42 4.606 8.335 11.347 13.769 15.684 17.153 18.217 18.913 19.294 19.445 42
43 4.605 8.331 11.340 13.754 15.653 17.097 18.126 18.782 19.122 19.246 43
44 4.604 8.328 11.333 13.737 15.618 17.034 18.026 18.638 18.938 19.037 44
45 4.603 8.324 11.325 13.718 15.579 16.964 17.915 18.481 18.742 18.819 45
46 4.602 8.321 11.317 13.696 15.534 16.884 17.792 18.310 18.533 18.591 46
47 4.601 8.318 11.307 13.670 15.482 16.795 17.655 18.125 18.311 18.354 47
48 4.601 8.315 11.295 13.641 15.423 16.694 17.503 17.924 18.076 18.106 48
49 4.600 8.312 11.281 13.606 15.354 16.580 17.335 17.707 17.829 17.849 49
50 4.599 8.307 11.264 13.564 15.276 16.451 17.151 17.474 17.569 17.582 50
51 4.598 8.302 11.243 13.516 15.186 16.307 16.949 17.224 17.296 51
52 4.598 8.294 11.218 13.459 15.083 16.146 16.727 16.958 17.011 52
53 4.597 8.284 11.186 13.392 14.965 15.966 16.486 16.676 16.713 53
54 4.595 8.271 11.149 13.313 14.831 15.766 16.226 16.377 16.402 54
55 4.593 8.254 11.103 13.222 14.678 15.545 15.944 16.062 16.078 55

56 4.588 8.232 11.048 13.117 14.506 15.301 15.642 15.731 56
57 4.583 8.207 10.986 12.999 14.318 15.038 15.324 15.389 57
58 4.577 8.179 10.917 12.869 14.112 14.758 14.993 15.039 58
59 4.570 8.148 10.840 12.726 13.889 14.460 14.648 14.679 59
78
Interest Rate: 4.0%

ax:n
Term Term
5 10 15 20 25 30 35 40 45 50
Age Age
60 4.563 8.113 10.754 12.568 13.648 14.146 14.293 14.313 60

61 4.555 8.073 10.659 12.396 13.389 13.815 13.927 61
62 4.545 8.030 10.554 12.208 13.112 13.470 13.552 62
63 4.535 7.981 10.439 12.003 12.816 13.112 13.170 63
64 4.523 7.926 10.311 11.781 12.504 12.742 12.781 64
65 4.510 7.866 10.170 11.542 12.174 12.361 12.387 65

66 4.495 7.798 10.017 11.285 11.830 11.972 66
67 4.478 7.723 9.849 11.010 11.471 11.576 67
68 4.460 7.641 9.666 10.718 11.101 11.176 68
69 4.439 7.550 9.468 10.410 10.720 10.771 69
70 4.416 7.449 9.254 10.086 10.331 10.365 70

71 4.390 7.338 9.024 9.748 9.937 71
72 4.361 7.217 8.778 9.398 9.539 72
73 4.329 7.085 8.517 9.038 9.140 73
74 4.293 6.941 8.241 8.670 8.740 74
75 4.254 6.785 7.952 8.296 8.344 75

76 4.210 6.616 7.650 7.920 76
77 4.161 6.435 7.338 7.544 77
78 4.108 6.242 7.018 7.170 78
79 4.049 6.037 6.692 6.801 79
80 3.984 5.821 6.363 6.438 80

81 3.913 5.594 6.033 81
82 3.836 5.359 5.706 82
83 3.752 5.116 5.383 83
84 3.662 4.868 5.067 84
85 3.564 4.616 4.760 85

86 3.460 4.364 86
87 3.349 4.112 87
88 3.232 3.865 88
89 3.109 3.624 89
90 2.981 3.391 90
91 2.849 91
92 2.714 92
93 2.578 93
94 2.441 94
95 2.305 95
79
Interest Rate: 5.0%

ax:n
Term Term
5 10 15 20 25 30 35 40 45 50
Age Age
20 4.533 8.053 10.784 12.905 14.548 15.818 16.796 17.548 18.120 18.544 20
21 4.532 8.049 10.779 12.898 14.539 15.807 16.783 17.533 18.100 18.518 21
22 4.531 8.046 10.776 12.893 14.533 15.798 16.772 17.519 18.082 18.493 22
23 4.530 8.045 10.773 12.890 14.527 15.790 16.763 17.506 18.064 18.468 23
24 4.529 8.044 10.772 12.888 14.523 15.784 16.755 17.494 18.046 18.443 24
25 4.529 8.043 10.772 12.886 14.520 15.779 16.747 17.483 18.028 18.415 25
26 4.529 8.044 10.772 12.886 14.517 15.774 16.740 17.470 18.009 18.386 26
27 4.529 8.045 10.773 12.885 14.514 15.770 16.732 17.457 17.987 18.353 27
28 4.529 8.046 10.773 12.883 14.511 15.764 16.722 17.441 17.962 18.316 28
29 4.530 8.046 10.773 12.881 14.507 15.757 16.711 17.422 17.933 18.274 29
30 4.530 8.047 10.772 12.878 14.501 15.748 16.697 17.400 17.899 18.226 30
31 4.530 8.047 10.770 12.874 14.494 15.738 16.680 17.373 17.860 18.171 31
32 4.530 8.046 10.767 12.868 14.485 15.725 16.659 17.342 17.814 18.109 32
33 4.530 8.045 10.763 12.860 14.475 15.709 16.635 17.306 17.763 18.040 33
34 4.530 8.043 10.758 12.852 14.462 15.691 16.607 17.265 17.705 17.963 34
35 4.530 8.040 10.752 12.842 14.449 15.670 16.576 17.218 17.639 17.878 35
36 4.529 8.036 10.745 12.832 14.434 15.647 16.540 17.166 17.567 17.786 36
37 4.528 8.033 10.738 12.821 14.417 15.621 16.501 17.109 17.488 17.686 37
38 4.527 8.029 10.730 12.810 14.400 15.593 16.457 17.045 17.402 17.579 38
39 4.526 8.025 10.723 12.798 14.381 15.562 16.409 16.976 17.309 17.465 39
40 4.525 8.021 10.715 12.786 14.361 15.528 16.357 16.899 17.207 17.343 40
41 4.524 8.017 10.708 12.774 14.339 15.491 16.298 16.816 17.098 17.214 41
42 4.523 8.013 10.701 12.761 14.315 15.450 16.234 16.724 16.980 17.077 42
43 4.522 8.010 10.695 12.748 14.288 15.405 16.164 16.625 16.853 16.933 43
44 4.521 8.006 10.688 12.733 14.259 15.354 16.085 16.516 16.717 16.781 44
45 4.520 8.003 10.681 12.716 14.226 15.297 15.998 16.397 16.572 16.621 45
46 4.519 8.000 10.673 12.697 14.188 15.233 15.902 16.267 16.416 16.454 46
47 4.518 7.998 10.664 12.675 14.145 15.160 15.794 16.125 16.250 16.278 47
48 4.517 7.995 10.654 12.649 14.095 15.078 15.675 15.971 16.074 16.093 48
49 4.517 7.991 10.641 12.619 14.037 14.985 15.543 15.804 15.887 15.900 49
50 4.516 7.987 10.626 12.583 13.971 14.881 15.397 15.624 15.689 15.697 50
51 4.515 7.982 10.607 12.541 13.895 14.763 15.237 15.431 15.479 51
52 4.515 7.975 10.584 12.491 13.808 14.631 15.060 15.223 15.259 52
53 4.514 7.966 10.556 12.432 13.709 14.484 14.868 15.001 15.026 53
54 4.512 7.953 10.521 12.364 13.595 14.319 14.658 14.765 14.782 54
55 4.510 7.937 10.480 12.284 13.465 14.136 14.431 14.514 14.525 55

56 4.505 7.917 10.430 12.191 13.319 13.934 14.186 14.249 56
57 4.500 7.893 10.373 12.087 13.157 13.715 13.927 13.973 57
58 4.495 7.867 10.310 11.972 12.981 13.482 13.656 13.688 58
59 4.488 7.837 10.240 11.846 12.790 13.233 13.372 13.394 59
80
Interest Rate: 5.0%

ax:n
Term Term
5 10 15 20 25 30 35 40 45 50
Age Age
60 4.481 7.804 10.162 11.707 12.584 12.970 13.078 13.093 60

61 4.473 7.767 10.076 11.555 12.361 12.692 12.775 61
62 4.464 7.726 9.980 11.388 12.123 12.401 12.462 62
63 4.454 7.680 9.875 11.207 11.868 12.098 12.141 63
64 4.442 7.629 9.758 11.011 11.598 11.783 11.812 64
65 4.429 7.572 9.630 10.799 11.313 11.458 11.477 65

66 4.415 7.508 9.490 10.571 11.014 11.125 66
67 4.399 7.438 9.337 10.327 10.702 10.784 67
68 4.381 7.360 9.169 10.067 10.378 10.436 68
69 4.360 7.274 8.988 9.792 10.044 10.084 69
70 4.338 7.179 8.792 9.502 9.703 9.729 70

71 4.313 7.075 8.582 9.200 9.354 71
72 4.285 6.961 8.357 8.886 9.001 72
73 4.254 6.836 8.117 8.562 8.645 73
74 4.219 6.701 7.864 8.230 8.288 74
75 4.180 6.553 7.598 7.892 7.931 75

76 4.138 6.394 7.320 7.551 76
77 4.090 6.224 7.032 7.208 77
78 4.038 6.041 6.736 6.866 78
79 3.981 5.847 6.434 6.527 79
80 3.918 5.643 6.129 6.193 80

81 3.849 5.428 5.822 81
82 3.774 5.205 5.516 82
83 3.693 4.975 5.214 83
84 3.605 4.739 4.918 84
85 3.510 4.499 4.629 85

86 3.409 4.259 86
87 3.301 4.019 87
88 3.187 3.783 88
89 3.067 3.552 89
90 2.942 3.328 90
91 2.814 91
92 2.682 92
93 2.549 93
94 2.415 94
95 2.282 95
81
Interest Rate: 6.0%

ax:n
Term Term
5 10 15 20 25 30 35 40 45 50
Age Age
20 4.453 7.750 10.190 11.997 13.332 14.316 15.040 15.570 15.954 16.226 20
21 4.451 7.746 10.185 11.991 13.325 14.307 15.029 15.557 15.939 16.207 21
22 4.450 7.744 10.182 11.987 13.319 14.299 15.019 15.546 15.924 16.188 22
23 4.449 7.742 10.180 11.983 13.314 14.293 15.012 15.536 15.911 16.170 23
24 4.449 7.741 10.179 11.981 13.311 14.288 15.005 15.527 15.898 16.152 24
25 4.448 7.741 10.179 11.980 13.308 14.284 14.999 15.518 15.885 16.133 25
26 4.448 7.741 10.179 11.980 13.306 14.280 14.993 15.509 15.871 16.113 26
27 4.449 7.742 10.180 11.979 13.303 14.276 14.987 15.499 15.855 16.090 27
28 4.449 7.743 10.180 11.978 13.301 14.272 14.980 15.487 15.837 16.064 28
29 4.449 7.744 10.180 11.976 13.297 14.266 14.971 15.473 15.816 16.035 29
30 4.450 7.744 10.179 11.973 13.292 14.259 14.960 15.456 15.792 16.001 30
31 4.450 7.744 10.177 11.970 13.286 14.250 14.947 15.436 15.763 15.963 31
32 4.450 7.744 10.175 11.964 13.279 14.239 14.930 15.412 15.730 15.919 32
33 4.450 7.742 10.171 11.958 13.270 14.227 14.911 15.384 15.692 15.869 33
34 4.450 7.740 10.166 11.950 13.259 14.211 14.889 15.353 15.648 15.814 34
35 4.449 7.738 10.161 11.942 13.247 14.194 14.864 15.317 15.600 15.754 35
36 4.449 7.734 10.154 11.932 13.234 14.175 14.835 15.277 15.547 15.687 36
37 4.448 7.731 10.148 11.923 13.220 14.153 14.804 15.232 15.488 15.615 37
38 4.447 7.727 10.141 11.913 13.205 14.130 14.769 15.184 15.424 15.538 38
39 4.446 7.723 10.134 11.902 13.189 14.104 14.731 15.130 15.354 15.455 39
40 4.445 7.720 10.127 11.892 13.171 14.076 14.689 15.072 15.279 15.366 40
41 4.443 7.716 10.120 11.881 13.152 14.046 14.643 15.008 15.198 15.272 41
42 4.442 7.712 10.114 11.870 13.132 14.012 14.592 14.938 15.110 15.173 42
43 4.441 7.709 10.108 11.858 13.110 13.975 14.537 14.862 15.016 15.067 43
44 4.441 7.706 10.102 11.844 13.085 13.934 14.475 14.779 14.915 14.955 44
45 4.440 7.703 10.095 11.830 13.057 13.887 14.406 14.687 14.806 14.837 45
46 4.439 7.700 10.088 11.813 13.025 13.835 14.330 14.588 14.689 14.713 46
47 4.438 7.698 10.080 11.794 12.988 13.776 14.245 14.479 14.563 14.581 47
48 4.437 7.695 10.071 11.771 12.946 13.709 14.151 14.360 14.429 14.442 48
49 4.437 7.692 10.060 11.745 12.898 13.633 14.046 14.231 14.286 14.295 49
50 4.436 7.688 10.046 11.714 12.842 13.548 13.930 14.091 14.134 14.139 50
51 4.435 7.683 10.029 11.677 12.778 13.451 13.802 13.939 13.972 51
52 4.435 7.676 10.008 11.633 12.704 13.343 13.661 13.776 13.800 52
53 4.434 7.668 9.982 11.582 12.620 13.221 13.506 13.600 13.617 53
54 4.432 7.656 9.951 11.521 12.523 13.085 13.336 13.412 13.423 54
55 4.430 7.641 9.913 11.451 12.412 12.933 13.152 13.210 13.218 55

56 4.426 7.622 9.868 11.369 12.286 12.764 12.951 12.996 56
57 4.421 7.600 9.816 11.277 12.148 12.581 12.738 12.771 57
58 4.415 7.575 9.759 11.176 11.997 12.385 12.514 12.537 58
59 4.409 7.547 9.695 11.064 11.832 12.177 12.280 12.296 59
82
Interest Rate: 6.0%

ax:n
Term Term
5 10 15 20 25 30 35 40 45 50
Age Age
60 4.402 7.516 9.624 10.941 11.655 11.954 12.035 12.045 60

61 4.394 7.481 9.545 10.806 11.463 11.720 11.781 61
62 4.385 7.442 9.458 10.659 11.257 11.473 11.518 62
63 4.375 7.399 9.361 10.498 11.036 11.215 11.247 63
64 4.364 7.351 9.255 10.323 10.802 10.946 10.967 64
65 4.352 7.297 9.138 10.135 10.554 10.667 10.681 65

66 4.338 7.237 9.009 9.932 10.293 10.379 66
67 4.322 7.171 8.869 9.714 10.020 10.084 67
68 4.304 7.098 8.716 9.482 9.736 9.782 68
69 4.285 7.016 8.550 9.236 9.443 9.474 69
70 4.263 6.927 8.370 8.977 9.141 9.161 70

71 4.238 6.829 8.177 8.706 8.832 71
72 4.211 6.721 7.971 8.423 8.517 72
73 4.181 6.603 7.750 8.131 8.199 73
74 4.147 6.475 7.517 7.830 7.878 74
75 4.110 6.336 7.272 7.524 7.556 75

76 4.068 6.186 7.016 7.213 76
77 4.022 6.025 6.750 6.900 77
78 3.972 5.852 6.476 6.587 78
79 3.916 5.669 6.195 6.275 79
80 3.855 5.475 5.911 5.966 80

81 3.788 5.271 5.625 81
82 3.715 5.060 5.340 82
83 3.635 4.841 5.057 83
84 3.550 4.617 4.778 84
85 3.457 4.389 4.506 85

86 3.359 4.160 86
87 3.254 3.931 87
88 3.143 3.705 88
89 3.026 3.484 89
90 2.904 3.269 90
91 2.779 91
92 2.651 92
93 2.520 93
94 2.390 94
95 2.260 95
83
Interest Rate: 7.0%

ax:n
Term Term
5 10 15 20 25 30 35 40 45 50
Age Age
20 4.375 7.466 9.649 11.191 12.279 13.043 13.580 13.955 14.214 14.389 20
21 4.374 7.463 9.645 11.186 12.272 13.035 13.570 13.944 14.202 14.374 21
22 4.373 7.460 9.642 11.182 12.267 13.029 13.562 13.935 14.190 14.360 22
23 4.372 7.459 9.640 11.179 12.263 13.023 13.556 13.927 14.180 14.347 23
24 4.371 7.458 9.639 11.177 12.259 13.019 13.551 13.920 14.170 14.334 24
25 4.371 7.458 9.638 11.176 12.257 13.016 13.546 13.913 14.161 14.321 25
26 4.371 7.458 9.639 11.176 12.255 13.013 13.541 13.906 14.150 14.306 26
27 4.371 7.459 9.639 11.175 12.254 13.010 13.537 13.898 14.139 14.291 27
28 4.371 7.460 9.640 11.174 12.251 13.006 13.531 13.890 14.126 14.273 28
29 4.372 7.460 9.640 11.173 12.248 13.002 13.524 13.879 14.111 14.252 29
30 4.372 7.461 9.639 11.170 12.245 12.996 13.516 13.866 14.093 14.228 30
31 4.372 7.461 9.638 11.167 12.239 12.989 13.505 13.851 14.072 14.201 31
32 4.373 7.460 9.635 11.163 12.233 12.980 13.492 13.833 14.047 14.169 32
33 4.373 7.459 9.632 11.157 12.225 12.969 13.476 13.811 14.019 14.133 33
34 4.372 7.457 9.627 11.150 12.216 12.956 13.458 13.787 13.986 14.093 34
35 4.372 7.455 9.622 11.142 12.206 12.941 13.438 13.759 13.950 14.049 35
36 4.371 7.452 9.616 11.134 12.194 12.925 13.415 13.727 13.910 14.000 36
37 4.370 7.448 9.610 11.125 12.182 12.907 13.389 13.693 13.866 13.948 37
38 4.369 7.445 9.604 11.116 12.169 12.887 13.361 13.655 13.817 13.891 38
39 4.368 7.441 9.598 11.107 12.155 12.866 13.331 13.614 13.765 13.830 39
40 4.367 7.438 9.591 11.098 12.140 12.843 13.297 13.568 13.709 13.765 40
41 4.366 7.434 9.585 11.088 12.123 12.818 13.261 13.519 13.648 13.696 41
42 4.365 7.431 9.579 11.078 12.106 12.790 13.220 13.465 13.582 13.622 42
43 4.364 7.428 9.574 11.067 12.087 12.760 13.176 13.407 13.511 13.544 43
44 4.363 7.425 9.568 11.056 12.066 12.726 13.127 13.342 13.434 13.461 44
45 4.362 7.422 9.562 11.043 12.042 12.688 13.073 13.272 13.352 13.373 45
46 4.362 7.420 9.556 11.028 12.015 12.645 13.012 13.195 13.263 13.279 46
47 4.361 7.417 9.549 11.011 11.984 12.597 12.945 13.110 13.168 13.179 47
48 4.360 7.414 9.540 10.992 11.949 12.542 12.870 13.018 13.065 13.073 48
49 4.360 7.412 9.530 10.968 11.908 12.480 12.786 12.917 12.955 12.960 49
50 4.359 7.408 9.517 10.941 11.861 12.409 12.693 12.807 12.836 12.840 50
51 4.358 7.403 9.502 10.909 11.806 12.330 12.590 12.688 12.710 51
52 4.358 7.397 9.483 10.870 11.743 12.240 12.476 12.558 12.574 52
53 4.357 7.389 9.460 10.825 11.671 12.139 12.350 12.418 12.429 53
54 4.355 7.378 9.431 10.772 11.588 12.025 12.212 12.266 12.274 54
55 4.353 7.364 9.397 10.710 11.493 11.898 12.061 12.103 12.108 55

56 4.349 7.346 9.355 10.637 11.385 11.757 11.896 11.928 56
57 4.344 7.325 9.308 10.556 11.266 11.603 11.720 11.743 57
58 4.339 7.302 9.256 10.466 11.135 11.438 11.534 11.550 58
59 4.333 7.275 9.197 10.367 10.993 11.261 11.338 11.350 59
84
Interest Rate: 7.0%

ax:n
Term Term
5 10 15 20 25 30 35 40 45 50
Age Age
60 4.326 7.246 9.132 10.257 10.840 11.073 11.133 11.141 60

61 4.318 7.213 9.060 10.138 10.673 10.874 10.919 61
62 4.310 7.177 8.980 10.006 10.494 10.663 10.697 62
63 4.300 7.136 8.892 9.863 10.303 10.442 10.466 63
64 4.289 7.090 8.795 9.708 10.099 10.211 10.227 64
65 4.277 7.039 8.687 9.540 9.882 9.970 9.981 65

66 4.263 6.983 8.570 9.359 9.654 9.721 66
67 4.248 6.921 8.441 9.164 9.414 9.464 67
68 4.231 6.851 8.301 8.956 9.164 9.200 68
69 4.212 6.775 8.148 8.736 8.904 8.929 69
70 4.191 6.690 7.984 8.503 8.637 8.653 70

71 4.167 6.598 7.806 8.258 8.362 71
72 4.140 6.496 7.616 8.003 8.081 72
73 4.111 6.385 7.413 7.739 7.795 73
74 4.078 6.264 7.198 7.467 7.505 74
75 4.042 6.132 6.972 7.188 7.214 75

76 4.001 5.990 6.735 6.904 76
77 3.957 5.837 6.488 6.618 77
78 3.907 5.674 6.234 6.330 78
79 3.853 5.500 5.974 6.042 79
80 3.793 5.317 5.709 5.756 80

81 3.728 5.124 5.442 81
82 3.657 4.923 5.175 82
83 3.580 4.715 4.909 83
84 3.497 4.501 4.647 84
85 3.407 4.284 4.390 85

86 3.311 4.066 86
87 3.208 3.847 87
88 3.100 3.631 88
89 2.986 3.419 89
90 2.868 3.213 90
91 2.745 91
92 2.620 92
93 2.493 93
94 2.366 94
95 2.239 95
85
Interest Rate: 8.0%

ax:n
Term Term
5 10 15 20 25 30 35 40 45 50
Age Age
20 4.300 7.201 9.156 10.474 11.362 11.957 12.356 12.622 12.798 12.911 20
21 4.299 7.198 9.152 10.469 11.355 11.950 12.348 12.613 12.788 12.899 21
22 4.298 7.195 9.149 10.465 11.351 11.944 12.341 12.605 12.779 12.889 22
23 4.297 7.193 9.147 10.463 11.347 11.939 12.336 12.599 12.770 12.879 23
24 4.297 7.193 9.146 10.461 11.344 11.936 12.331 12.593 12.763 12.869 24
25 4.296 7.192 9.145 10.460 11.342 11.933 12.327 12.588 12.756 12.859 25
26 4.296 7.193 9.146 10.460 11.341 11.931 12.324 12.583 12.748 12.849 26
27 4.297 7.194 9.146 10.459 11.340 11.928 12.320 12.577 12.740 12.838 27
28 4.297 7.194 9.147 10.459 11.338 11.926 12.316 12.571 12.731 12.826 28
29 4.297 7.195 9.147 10.457 11.335 11.922 12.311 12.563 12.720 12.811 29
30 4.297 7.195 9.146 10.456 11.332 11.917 12.304 12.553 12.706 12.794 30
31 4.298 7.195 9.145 10.453 11.328 11.911 12.295 12.541 12.691 12.774 31
32 4.298 7.195 9.143 10.449 11.322 11.904 12.285 12.527 12.672 12.751 32
33 4.298 7.194 9.140 10.444 11.315 11.895 12.272 12.510 12.651 12.725 33
34 4.298 7.192 9.136 10.438 11.308 11.884 12.258 12.491 12.626 12.695 34
35 4.297 7.190 9.131 10.431 11.298 11.872 12.241 12.469 12.598 12.662 35
36 4.296 7.187 9.126 10.423 11.288 11.858 12.222 12.444 12.568 12.626 36
37 4.296 7.184 9.120 10.415 11.278 11.843 12.201 12.417 12.534 12.587 37
38 4.295 7.180 9.114 10.407 11.266 11.826 12.179 12.387 12.497 12.545 38
39 4.294 7.177 9.108 10.399 11.254 11.808 12.154 12.355 12.457 12.499 39
40 4.293 7.174 9.102 10.390 11.241 11.789 12.127 12.319 12.414 12.451 40
41 4.292 7.170 9.097 10.382 11.227 11.768 12.097 12.281 12.368 12.399 41
42 4.291 7.167 9.091 10.373 11.212 11.745 12.065 12.239 12.318 12.344 42
43 4.290 7.164 9.086 10.363 11.195 11.720 12.030 12.193 12.264 12.285 43
44 4.289 7.161 9.081 10.353 11.177 11.692 11.990 12.143 12.206 12.223 44
45 4.288 7.159 9.076 10.341 11.157 11.660 11.947 12.089 12.143 12.156 45
46 4.287 7.156 9.070 10.329 11.134 11.625 11.899 12.028 12.075 12.085 46
47 4.287 7.154 9.063 10.314 11.108 11.585 11.845 11.962 12.001 12.009 47
48 4.286 7.152 9.055 10.297 11.078 11.540 11.784 11.890 11.922 11.927 48
49 4.285 7.149 9.046 10.276 11.043 11.489 11.717 11.810 11.836 11.840 49
50 4.285 7.145 9.035 10.252 11.003 11.431 11.642 11.723 11.743 11.746 50
51 4.284 7.141 9.021 10.224 10.957 11.365 11.559 11.628 11.643 51
52 4.283 7.135 9.004 10.190 10.903 11.290 11.466 11.524 11.535 52
53 4.283 7.128 8.983 10.150 10.841 11.206 11.364 11.411 11.419 53
54 4.281 7.118 8.957 10.104 10.770 11.111 11.250 11.289 11.294 54
55 4.279 7.104 8.925 10.048 10.688 11.004 11.126 11.155 11.159 55

56 4.275 7.087 8.887 9.984 10.595 10.885 10.989 11.011 56
57 4.270 7.067 8.844 9.911 10.491 10.755 10.842 10.858 57
58 4.265 7.045 8.796 9.831 10.378 10.615 10.686 10.698 58
59 4.259 7.021 8.743 9.743 10.255 10.464 10.522 10.530 59
86
Interest Rate: 8.0%

ax:n
Term Term
5 10 15 20 25 30 35 40 45 50
Age Age
60 4.252 6.993 8.683 9.646 10.122 10.304 10.349 10.354 60

61 4.245 6.962 8.617 9.539 9.977 10.133 10.168 61
62 4.237 6.927 8.544 9.422 9.821 9.953 9.978 62
63 4.227 6.889 8.463 9.294 9.654 9.763 9.780 63
64 4.217 6.846 8.373 9.155 9.475 9.563 9.575 64
65 4.205 6.798 8.275 9.005 9.285 9.354 9.362 65

66 4.192 6.745 8.167 8.843 9.084 9.137 66
67 4.177 6.686 8.049 8.668 8.873 8.912 67
68 4.160 6.620 7.920 8.482 8.652 8.680 68
69 4.142 6.548 7.780 8.283 8.422 8.441 69
70 4.121 6.468 7.628 8.073 8.183 8.196 70

71 4.098 6.381 7.465 7.853 7.937 71
72 4.072 6.285 7.289 7.622 7.685 72
73 4.043 6.179 7.102 7.382 7.428 73
74 4.011 6.065 6.904 7.134 7.166 74
75 3.976 5.940 6.694 6.880 6.901 75

76 3.937 5.806 6.475 6.621 76
77 3.893 5.661 6.246 6.358 77
78 3.845 5.507 6.010 6.093 78
79 3.792 5.342 5.768 5.827 79
80 3.734 5.167 5.521 5.561 80

81 3.671 4.984 5.271 81
82 3.602 4.793 5.020 82
83 3.527 4.595 4.771 83
84 3.445 4.392 4.524 84
85 3.358 4.185 4.281 85

86 3.264 3.976 86
87 3.164 3.768 87
88 3.059 3.560 88
89 2.948 3.357 89
90 2.833 3.159 90
91 2.713 91
92 2.591 92
93 2.467 93
94 2.342 94
95 2.218 95
87
Interest Rate: 9.0%

ax:n
Term Term
5 10 15 20 25 30 35 40 45 50
Age Age
20 4.228 6.952 8.705 9.834 10.559 11.024 11.322 11.511 11.631 11.704 20
21 4.227 6.949 8.701 9.829 10.554 11.018 11.315 11.504 11.622 11.695 21
22 4.226 6.946 8.698 9.825 10.549 11.013 11.309 11.497 11.615 11.686 22
23 4.225 6.945 8.696 9.823 10.546 11.009 11.304 11.492 11.608 11.679 23
24 4.225 6.944 8.695 9.821 10.544 11.006 11.301 11.487 11.603 11.671 24
25 4.224 6.944 8.695 9.821 10.542 11.003 11.298 11.483 11.597 11.664 25
26 4.224 6.944 8.695 9.820 10.541 11.001 11.295 11.479 11.592 11.657 26
27 4.225 6.945 8.696 9.820 10.540 11.000 11.292 11.475 11.586 11.650 27
28 4.225 6.945 8.696 9.820 10.538 10.997 11.289 11.470 11.579 11.641 28
29 4.225 6.946 8.696 9.819 10.536 10.995 11.284 11.464 11.571 11.630 29
30 4.225 6.947 8.696 9.817 10.534 10.991 11.279 11.456 11.561 11.618 30
31 4.226 6.947 8.695 9.814 10.530 10.986 11.272 11.447 11.549 11.603 31
32 4.226 6.946 8.693 9.811 10.525 10.979 11.264 11.436 11.535 11.586 32
33 4.226 6.945 8.690 9.806 10.519 10.972 11.253 11.423 11.518 11.567 33
34 4.226 6.943 8.686 9.801 10.512 10.963 11.241 11.407 11.499 11.545 34
35 4.225 6.941 8.682 9.795 10.504 10.952 11.228 11.390 11.478 11.520 35
36 4.224 6.939 8.677 9.788 10.496 10.940 11.212 11.370 11.454 11.493 36
37 4.224 6.936 8.672 9.781 10.486 10.927 11.195 11.349 11.428 11.463 37
38 4.223 6.932 8.666 9.774 10.476 10.913 11.176 11.325 11.400 11.431 38
39 4.222 6.929 8.661 9.766 10.465 10.898 11.156 11.299 11.369 11.397 39
40 4.221 6.926 8.655 9.758 10.454 10.882 11.134 11.271 11.336 11.360 40
41 4.220 6.923 8.650 9.750 10.442 10.864 11.110 11.241 11.300 11.321 41
42 4.219 6.920 8.645 9.742 10.429 10.845 11.084 11.208 11.262 11.279 42
43 4.218 6.917 8.640 9.734 10.415 10.824 11.055 11.172 11.220 11.234 43
44 4.217 6.914 8.636 9.725 10.399 10.801 11.024 11.133 11.176 11.187 44
45 4.216 6.912 8.631 9.715 10.382 10.775 10.989 11.090 11.127 11.136 45
46 4.216 6.910 8.625 9.703 10.362 10.746 10.950 11.043 11.074 11.081 46
47 4.215 6.907 8.619 9.690 10.340 10.713 10.907 10.991 11.017 11.022 47
48 4.214 6.905 8.612 9.675 10.315 10.676 10.858 10.933 10.955 10.958 48
49 4.214 6.902 8.604 9.657 10.285 10.633 10.804 10.870 10.888 10.890 49
50 4.213 6.899 8.593 9.636 10.251 10.585 10.743 10.801 10.814 10.816 50
51 4.212 6.895 8.581 9.611 10.211 10.530 10.675 10.724 10.735 51
52 4.212 6.890 8.565 9.582 10.165 10.468 10.599 10.641 10.648 52
53 4.211 6.883 8.546 9.547 10.112 10.397 10.515 10.549 10.554 53
54 4.210 6.873 8.523 9.505 10.050 10.317 10.421 10.449 10.452 54
55 4.207 6.861 8.494 9.456 9.980 10.227 10.317 10.339 10.341 55

56 4.203 6.844 8.459 9.398 9.898 10.125 10.203 10.219 56
57 4.199 6.826 8.419 9.334 9.809 10.015 10.080 10.092 57
58 4.194 6.805 8.375 9.262 9.710 9.895 9.949 9.957 58
59 4.188 6.782 8.326 9.184 9.603 9.767 9.810 9.816 59
88
Interest Rate: 9.0%

ax:n
Term Term
5 10 15 20 25 30 35 40 45 50
Age Age
60 4.182 6.755 8.272 9.097 9.486 9.629 9.663 9.667 60

61 4.174 6.726 8.211 9.001 9.360 9.483 9.508 61
62 4.166 6.694 8.144 8.897 9.223 9.327 9.346 62
63 4.157 6.657 8.069 8.782 9.077 9.162 9.175 63
64 4.147 6.616 7.987 8.658 8.920 8.989 8.998 64
65 4.135 6.571 7.897 8.523 8.752 8.807 8.813 65

66 4.122 6.521 7.798 8.377 8.575 8.617 66
67 4.108 6.465 7.689 8.220 8.388 8.419 67
68 4.092 6.403 7.570 8.052 8.192 8.214 68
69 4.074 6.335 7.441 7.873 7.987 8.002 69
70 4.054 6.260 7.301 7.684 7.774 7.784 70

71 4.031 6.177 7.151 7.484 7.553 71
72 4.006 6.086 6.989 7.274 7.326 72
73 3.978 5.986 6.816 7.056 7.094 73
74 3.947 5.878 6.632 6.830 6.856 74
75 3.913 5.760 6.438 6.598 6.615 75

76 3.874 5.633 6.234 6.360 76
77 3.832 5.495 6.022 6.118 77
78 3.785 5.349 5.802 5.873 78
79 3.734 5.192 5.576 5.627 79
80 3.677 5.027 5.345 5.380 80

81 3.616 4.853 5.111 81
82 3.548 4.671 4.876 82
83 3.475 4.482 4.641 83
84 3.396 4.289 4.407 84
85 3.311 4.091 4.177 85

86 3.219 3.892 86
87 3.122 3.692 87
88 3.019 3.493 88
89 2.911 3.298 89
90 2.798 3.107 90
91 2.682 91
92 2.562 92
93 2.441 93
94 2.319 94
95 2.198 95
89

ax:n
Term Term
5 10 15 20 25 30 35 40 45 50
Age Age
20 4.159 6.718 8.291 9.260 9.854 10.218 10.441 10.576 10.658 10.706 20
21 4.158 6.715 8.288 9.255 9.849 10.213 10.434 10.570 10.651 10.698 21
22 4.157 6.713 8.285 9.252 9.845 10.208 10.429 10.564 10.644 10.691 22
23 4.156 6.711 8.283 9.250 9.842 10.205 10.425 10.559 10.639 10.685 23
24 4.155 6.710 8.282 9.248 9.840 10.202 10.422 10.556 10.635 10.679 24
25 4.155 6.710 8.282 9.248 9.839 10.200 10.420 10.552 10.630 10.674 25
26 4.155 6.710 8.283 9.247 9.838 10.198 10.418 10.550 10.626 10.669 26
27 4.155 6.711 8.283 9.247 9.837 10.197 10.416 10.546 10.622 10.664 27
28 4.155 6.712 8.283 9.247 9.836 10.195 10.413 10.543 10.617 10.657 28
29 4.156 6.712 8.284 9.246 9.834 10.193 10.410 10.538 10.611 10.650 29
30 4.156 6.713 8.283 9.245 9.832 10.190 10.405 10.532 10.604 10.641 30
31 4.156 6.713 8.282 9.243 9.829 10.186 10.400 10.525 10.595 10.630 31
32 4.156 6.712 8.280 9.240 9.825 10.180 10.393 10.516 10.584 10.617 32
33 4.156 6.711 8.278 9.236 9.820 10.174 10.384 10.506 10.571 10.602 33
34 4.156 6.710 8.275 9.231 9.814 10.166 10.374 10.493 10.556 10.586 34
35 4.156 6.708 8.271 9.225 9.807 10.157 10.363 10.479 10.539 10.567 35
36 4.155 6.705 8.266 9.219 9.799 10.147 10.350 10.463 10.521 10.546 36
37 4.154 6.703 8.261 9.212 9.790 10.136 10.336 10.446 10.500 10.523 37
38 4.153 6.700 8.256 9.206 9.781 10.124 10.321 10.427 10.478 10.498 38
39 4.152 6.696 8.251 9.199 9.772 10.111 10.304 10.406 10.454 10.472 39
40 4.151 6.693 8.246 9.192 9.762 10.097 10.286 10.384 10.428 10.444 40
41 4.150 6.690 8.241 9.185 9.751 10.082 10.266 10.360 10.400 10.414 41
42 4.150 6.688 8.237 9.178 9.740 10.066 10.245 10.334 10.370 10.382 42
43 4.149 6.685 8.232 9.170 9.728 10.049 10.222 10.305 10.338 10.347 43
44 4.148 6.682 8.228 9.162 9.715 10.029 10.196 10.274 10.303 10.311 44
45 4.147 6.680 8.223 9.153 9.700 10.008 10.168 10.240 10.265 10.271 45
46 4.146 6.678 8.218 9.143 9.683 9.983 10.136 10.202 10.224 10.228 46
47 4.146 6.676 8.213 9.131 9.664 9.956 10.101 10.161 10.179 10.182 47
48 4.145 6.674 8.206 9.118 9.642 9.925 10.061 10.115 10.130 10.133 48
49 4.144 6.671 8.199 9.102 9.617 9.890 10.017 10.065 10.077 10.078 49
50 4.144 6.668 8.189 9.084 9.587 9.849 9.967 10.009 10.018 10.019 50
51 4.143 6.664 8.178 9.062 9.553 9.803 9.912 9.947 9.954 51
52 4.143 6.659 8.164 9.036 9.514 9.751 9.849 9.879 9.884 52
53 4.142 6.653 8.146 9.004 9.468 9.691 9.780 9.804 9.808 53
54 4.141 6.644 8.125 8.967 9.415 9.624 9.702 9.721 9.724 54
55 4.138 6.632 8.098 8.924 9.353 9.547 9.615 9.630 9.632 55

56 4.135 6.617 8.066 8.872 9.282 9.460 9.519 9.530 56
57 4.130 6.599 8.030 8.815 9.204 9.366 9.415 9.423 57
58 4.125 6.579 7.989 8.751 9.118 9.263 9.303 9.309 58
59 4.120 6.557 7.944 8.680 9.024 9.153 9.185 9.189 59
90

ax:n
Term Term
5 10 15 20 25 30 35 40 45 50
Age Age
60 4.113 6.532 7.894 8.602 8.922 9.034 9.059 9.062 60

61 4.106 6.505 7.838 8.517 8.811 8.907 8.927 61
62 4.098 6.474 7.776 8.423 8.691 8.772 8.786 62
63 4.089 6.439 7.708 8.320 8.562 8.629 8.639 63
64 4.079 6.401 7.632 8.208 8.423 8.478 8.484 64
65 4.068 6.358 7.549 8.087 8.276 8.318 8.323 65

66 4.056 6.311 7.458 7.955 8.118 8.151 66
67 4.042 6.258 7.358 7.814 7.952 7.976 67
68 4.026 6.199 7.248 7.662 7.777 7.794 68
69 4.008 6.135 7.129 7.500 7.594 7.606 69
70 3.989 6.063 7.000 7.329 7.403 7.411 70

71 3.967 5.985 6.860 7.147 7.204 71
72 3.942 5.899 6.711 6.956 6.999 72
73 3.915 5.804 6.551 6.757 6.789 73
74 3.885 5.702 6.380 6.551 6.573 74
75 3.851 5.590 6.200 6.338 6.352 75

76 3.814 5.469 6.011 6.119 76
77 3.773 5.339 5.813 5.896 77
78 3.727 5.200 5.608 5.669 78
79 3.677 5.051 5.397 5.441 79
80 3.622 4.894 5.181 5.211 80

81 3.562 4.728 4.961 81
82 3.497 4.555 4.740 82
83 3.425 4.375 4.518 83
84 3.348 4.191 4.298 84
85 3.265 4.002 4.080 85

86 3.176 3.811 86
87 3.081 3.619 87
88 2.981 3.429 88
89 2.875 3.241 89
90 2.765 3.057 90
91 2.651 91
92 2.535 92
93 2.416 93
94 2.297 94
95 2.179 95
91
Interest Rate: 0.0%
ANNUITY FUNCTIONS
ax:n
Term Term
5 10 15 20 25 30 35 40 45 50
Age Age
20 4.984 9.925 14.827 19.696 24.530 29.315 34.023 38.607 42.990 47.062 20
21 4.983 9.923 14.826 19.695 24.528 29.307 34.002 38.559 42.897 46.896 21
22 4.983 9.922 14.826 19.696 24.528 29.301 33.981 38.509 42.797 46.715 22
23 4.982 9.922 14.827 19.699 24.529 29.295 33.958 38.453 42.686 46.518 23
24 4.982 9.923 14.830 19.703 24.531 29.288 33.932 38.392 42.564 46.301 24
25 4.982 9.925 14.834 19.708 24.533 29.280 33.902 38.322 42.428 46.063 25
26 4.983 9.927 14.839 19.713 24.534 29.269 33.866 38.241 42.274 45.799 26
27 4.983 9.930 14.844 19.718 24.533 29.254 33.822 38.148 42.101 45.507 27
28 4.984 9.933 14.848 19.721 24.529 29.233 33.769 38.040 41.905 45.184 28
29 4.985 9.935 14.851 19.722 24.521 29.206 33.705 37.915 41.685 44.827 29
30 4.985 9.938 14.853 19.720 24.509 29.170 33.629 37.770 41.436 44.434 30
31 4.986 9.939 14.854 19.716 24.491 29.126 33.538 37.605 41.159 44.004 31
32 4.987 9.940 14.853 19.708 24.467 29.072 33.433 37.417 40.850 43.535 32
33 4.987 9.940 14.850 19.696 24.436 29.007 33.311 37.206 40.509 43.026 33
34 4.987 9.939 14.845 19.680 24.399 28.932 33.172 36.970 40.135 42.479 34
35 4.987 9.937 14.838 19.661 24.355 28.845 33.015 36.707 39.726 41.892 35
36 4.987 9.935 14.829 19.637 24.303 28.746 32.840 36.418 39.282 41.267 36
37 4.986 9.932 14.819 19.609 24.245 28.634 32.645 36.101 38.803 40.605 37
38 4.985 9.928 14.806 19.577 24.178 28.510 32.430 35.756 38.289 39.909 38
39 4.985 9.924 14.790 19.540 24.103 28.371 32.194 35.380 37.739 39.179 39
40 4.984 9.918 14.773 19.499 24.019 28.218 31.935 34.974 37.154 38.418 40
41 4.983 9.912 14.753 19.452 23.925 28.049 31.652 34.536 36.534 37.629 41
42 4.982 9.904 14.730 19.399 23.821 27.862 31.343 34.065 35.880 36.815 42
43 4.981 9.896 14.704 19.340 23.705 27.656 31.007 33.560 35.192 35.977 43
44 4.979 9.885 14.674 19.273 23.576 27.430 30.642 33.020 34.472 35.119 44
45 4.976 9.873 14.639 19.198 23.433 27.182 30.247 32.446 33.721 34.244 45
46 4.974 9.859 14.602 19.116 23.277 26.913 29.824 31.840 32.945 33.360 46
47 4.971 9.845 14.560 19.026 23.107 26.622 29.371 31.204 32.148 32.468 47
48 4.968 9.828 14.515 18.927 22.921 26.308 28.888 30.538 31.331 31.572 48
49 4.965 9.810 14.465 18.819 22.719 25.969 28.376 29.844 30.499 30.676 49
50 4.961 9.791 14.410 18.700 22.499 25.604 27.833 29.124 29.654 29.780 50
51 4.957 9.769 14.349 18.571 22.260 25.213 27.260 28.381 28.801 51
52 4.952 9.745 14.283 18.429 22.002 24.795 26.658 27.617 27.943 52
53 4.947 9.718 14.210 18.275 21.723 24.350 26.029 26.836 27.082 53
54 4.942 9.689 14.130 18.107 21.421 23.876 25.374 26.042 26.222 54
55 4.936 9.657 14.042 17.924 21.098 23.375 24.695 25.237 25.365 55

56 4.929 9.621 13.946 17.725 20.750 22.847 23.995 24.425 56
57 4.922 9.582 13.841 17.510 20.379 22.292 23.277 23.611 57
58 4.913 9.539 13.726 17.277 19.983 21.712 22.544 22.797 58
59 4.904 9.492 13.601 17.026 19.562 21.109 21.799 21.985 59
92
Interest Rate: 0.0%
ANNUITY FUNCTIONS
ax:n
Term Term
5 10 15 20 25 30 35 40 45 50
Age Age
60 4.894 9.441 13.465 16.756 19.117 20.485 21.047 21.180 60

61 4.883 9.384 13.317 16.466 18.647 19.843 20.290 61
62 4.871 9.322 13.157 16.155 18.155 19.184 19.533 62
63 4.858 9.254 12.983 15.824 17.640 18.513 18.779 63
64 4.843 9.180 12.795 15.472 17.105 17.833 18.030 64
65 4.827 9.099 12.592 15.099 16.552 17.148 17.289 65

66 4.809 9.011 12.374 14.705 15.982 16.461 66
67 4.789 8.915 12.141 14.292 15.400 15.776 67
68 4.767 8.811 11.891 13.861 14.807 15.095 68
69 4.744 8.697 11.625 13.411 14.208 14.423 69
70 4.718 8.575 11.342 12.947 13.605 13.761 70

71 4.689 8.442 11.044 12.469 13.003 71
72 4.658 8.300 10.729 11.979 12.403 72
73 4.624 8.147 10.399 11.482 11.811 73
74 4.586 7.983 10.055 10.979 11.228 74
75 4.546 7.807 9.698 10.474 10.657 75

76 4.501 7.621 9.330 9.970 76
77 4.453 7.423 8.952 9.470 77
78 4.400 7.214 8.566 8.977 78
79 4.343 6.994 8.176 8.494 79
80 4.282 6.764 7.783 8.024 80

81 4.215 6.525 7.390 81
82 4.144 6.277 7.001 82
83 4.067 6.022 6.617 83
84 3.985 5.762 6.241 84
85 3.897 5.497 5.875 85

86 3.804 5.230 86
87 3.705 4.962 87
88 3.601 4.696 88
89 3.492 4.433 89
90 3.378 4.177 90
91 3.260 91
92 3.138 92
93 3.013 93
94 2.885 94
95 2.756 95
93
Interest Rate: 1.0%
ANNUITY FUNCTIONS
ax:n
Term Term
5 10 15 20 25 30 35 40 45 50
Age Age
20 4.887 9.496 13.847 17.959 21.842 25.501 28.926 32.098 34.985 37.537 20
21 4.886 9.494 13.845 17.958 21.840 25.495 28.910 32.064 34.921 37.427 21
22 4.885 9.493 13.845 17.958 21.840 25.490 28.894 32.028 34.852 37.309 22
23 4.885 9.493 13.847 17.961 21.841 25.485 28.877 31.989 34.777 37.179 23
24 4.885 9.494 13.849 17.964 21.843 25.481 28.859 31.946 34.694 37.037 24
25 4.885 9.495 13.853 17.969 21.846 25.475 28.837 31.897 34.602 36.880 25
26 4.885 9.498 13.857 17.973 21.847 25.467 28.811 31.840 34.497 36.707 26
27 4.886 9.500 13.861 17.977 21.847 25.456 28.780 31.774 34.378 36.514 27
28 4.886 9.503 13.865 17.980 21.844 25.441 28.741 31.697 34.244 36.299 28
29 4.887 9.505 13.868 17.982 21.838 25.420 28.693 31.607 34.091 36.062 29
30 4.888 9.507 13.870 17.981 21.828 25.392 28.636 31.503 33.919 35.799 30
31 4.888 9.509 13.871 17.977 21.814 25.358 28.568 31.384 33.726 35.510 31
32 4.889 9.510 13.870 17.970 21.794 25.315 28.488 31.247 33.510 35.193 32
33 4.889 9.510 13.868 17.960 21.769 25.264 28.396 31.093 33.270 34.849 33
34 4.889 9.509 13.864 17.947 21.739 25.204 28.290 30.920 33.006 34.476 34
35 4.889 9.507 13.857 17.930 21.702 25.135 28.170 30.727 32.716 34.076 35
36 4.889 9.505 13.849 17.909 21.659 25.056 28.036 30.514 32.402 33.647 36
37 4.889 9.502 13.839 17.885 21.610 24.967 27.886 30.280 32.061 33.192 37
38 4.888 9.499 13.828 17.857 21.555 24.867 27.721 30.024 31.694 32.712 38
39 4.887 9.494 13.814 17.826 21.492 24.757 27.539 29.746 31.302 32.206 39
40 4.886 9.489 13.798 17.790 21.423 24.634 27.339 29.444 30.883 31.677 40
41 4.885 9.483 13.780 17.749 21.344 24.498 27.120 29.119 30.437 31.125 41
42 4.884 9.476 13.760 17.704 21.257 24.348 26.882 28.768 29.966 30.553 42
43 4.883 9.468 13.736 17.652 21.160 24.182 26.622 28.391 29.468 29.962 43
44 4.881 9.458 13.709 17.594 21.052 24.000 26.339 27.987 28.945 29.352 44
45 4.879 9.447 13.678 17.528 20.932 23.800 26.032 27.556 28.398 28.727 45
46 4.877 9.434 13.644 17.457 20.802 23.583 25.703 27.101 27.831 28.092 46
47 4.874 9.420 13.607 17.379 20.659 23.348 25.350 26.622 27.245 27.447 47
48 4.871 9.405 13.565 17.293 20.503 23.094 24.974 26.119 26.643 26.795 48
49 4.868 9.388 13.520 17.198 20.333 22.820 24.574 25.593 26.026 26.137 49
50 4.864 9.370 13.470 17.095 20.149 22.525 24.149 25.045 25.396 25.475 50
51 4.860 9.349 13.416 16.982 19.949 22.209 23.700 24.478 24.756 51
52 4.856 9.327 13.355 16.859 19.731 21.870 23.227 23.893 24.109 52
53 4.851 9.302 13.289 16.724 19.497 21.508 22.732 23.293 23.455 53
54 4.846 9.274 13.217 16.578 19.243 21.123 22.215 22.679 22.798 54
55 4.840 9.244 13.138 16.418 18.971 20.715 21.677 22.054 22.139 55

56 4.833 9.211 13.051 16.245 18.678 20.284 21.121 21.421 56
57 4.826 9.174 12.956 16.057 18.365 19.830 20.549 20.782 57
58 4.818 9.134 12.852 15.853 18.030 19.355 19.963 20.139 58
59 4.809 9.090 12.739 15.634 17.675 18.861 19.364 19.494 59
94
Interest Rate: 1.0%
ANNUITY FUNCTIONS
ax:n
Term Term
5 10 15 20 25 30 35 40 45 50
Age Age
60 4.799 9.042 12.616 15.398 17.298 18.347 18.757 18.850 60

61 4.789 8.989 12.482 15.144 16.900 17.816 18.144 61
62 4.777 8.931 12.337 14.872 16.482 17.271 17.527 62
63 4.764 8.867 12.179 14.582 16.044 16.714 16.908 63
64 4.749 8.798 12.009 14.273 15.588 16.147 16.291 64
65 4.734 8.722 11.825 13.945 15.116 15.574 15.677 65

66 4.716 8.639 11.628 13.600 14.629 14.996 66
67 4.697 8.549 11.416 13.236 14.129 14.418 67
68 4.676 8.451 11.189 12.856 13.619 13.841 68
69 4.653 8.345 10.947 12.459 13.102 13.267 69
70 4.628 8.230 10.690 12.049 12.580 12.700 70

71 4.600 8.105 10.418 11.625 12.056 71
72 4.570 7.972 10.132 11.191 11.534 72
73 4.537 7.828 9.831 10.749 11.015 73
74 4.501 7.673 9.517 10.301 10.502 74
75 4.461 7.509 9.191 9.850 9.998 75

76 4.418 7.333 8.854 9.398 76
77 4.371 7.147 8.508 8.949 77
78 4.320 6.950 8.155 8.504 78
79 4.265 6.743 7.797 8.067 79
80 4.205 6.527 7.435 7.640 80

81 4.141 6.301 7.073 81
82 4.071 6.068 6.713 82
83 3.996 5.827 6.358 83
84 3.917 5.581 6.009 84
85 3.831 5.330 5.668 85

86 3.741 5.077 86
87 3.645 4.824 87
88 3.544 4.571 88
89 3.438 4.321 89
90 3.327 4.077 90
91 3.212 91
92 3.093 92
93 2.971 93
94 2.847 94
95 2.721 95
95
Interest Rate: 2.0%
ANNUITY FUNCTIONS
ax:n
Term Term
5 10 15 20 25 30 35 40 45 50
Age Age
20 4.793 9.097 12.963 16.442 19.570 22.375 24.875 27.079 28.989 30.596 20
21 4.792 9.095 12.962 16.441 19.568 22.370 24.863 27.054 28.944 30.523 21
22 4.791 9.094 12.962 16.442 19.568 22.366 24.851 27.029 28.897 30.444 22
23 4.791 9.094 12.963 16.444 19.569 22.363 24.839 27.001 28.846 30.358 23
24 4.791 9.094 12.965 16.447 19.571 22.360 24.825 26.971 28.789 30.264 24
25 4.791 9.096 12.969 16.451 19.573 22.356 24.810 26.936 28.726 30.161 25
26 4.791 9.098 12.972 16.455 19.575 22.351 24.792 26.896 28.654 30.046 26
27 4.792 9.100 12.976 16.459 19.575 22.343 24.769 26.850 28.573 29.918 27
28 4.793 9.103 12.980 16.462 19.574 22.331 24.740 26.795 28.480 29.775 28
29 4.793 9.105 12.983 16.463 19.569 22.315 24.705 26.730 28.374 29.615 29
30 4.794 9.107 12.985 16.462 19.561 22.294 24.662 26.655 28.253 29.438 30
31 4.795 9.108 12.986 16.459 19.550 22.267 24.611 26.568 28.117 29.242 31
32 4.795 9.109 12.985 16.454 19.534 22.234 24.550 26.468 27.965 29.026 32
33 4.795 9.109 12.983 16.445 19.513 22.193 24.479 26.354 27.795 28.790 33
34 4.796 9.109 12.979 16.434 19.488 22.146 24.398 26.226 27.607 28.534 34
35 4.795 9.107 12.973 16.419 19.458 22.090 24.306 26.083 27.400 28.257 35
36 4.795 9.105 12.966 16.401 19.422 22.027 24.202 25.925 27.175 27.960 36
37 4.795 9.102 12.957 16.381 19.381 21.955 24.087 25.751 26.930 27.644 37
38 4.794 9.099 12.947 16.356 19.335 21.875 23.959 25.560 26.666 27.308 38
39 4.793 9.095 12.934 16.329 19.282 21.786 23.817 25.352 26.383 26.953 39
40 4.793 9.090 12.920 16.298 19.224 21.687 23.662 25.126 26.079 26.580 40
41 4.792 9.085 12.904 16.262 19.158 21.577 23.492 24.882 25.756 26.190 41
42 4.791 9.078 12.885 16.223 19.085 21.456 23.306 24.618 25.412 25.783 42
43 4.789 9.071 12.864 16.178 19.004 21.322 23.104 24.334 25.048 25.360 43
44 4.788 9.061 12.840 16.127 18.913 21.174 22.883 24.030 24.665 24.922 44
45 4.786 9.050 12.811 16.070 18.812 21.012 22.642 23.703 24.261 24.470 45
46 4.783 9.039 12.781 16.007 18.702 20.836 22.385 23.358 23.842 24.007 46
47 4.781 9.026 12.747 15.939 18.582 20.645 22.108 22.993 23.407 23.535 47
48 4.778 9.011 12.709 15.864 18.451 20.439 21.813 22.609 22.957 23.054 48
49 4.775 8.996 12.668 15.781 18.308 20.216 21.498 22.207 22.495 22.565 49
50 4.771 8.978 12.623 15.691 18.152 19.976 21.163 21.787 22.020 22.070 50
51 4.767 8.959 12.574 15.593 17.983 19.718 20.808 21.351 21.535 51
52 4.763 8.938 12.519 15.485 17.800 19.441 20.434 20.898 21.041 52
53 4.758 8.914 12.460 15.367 17.602 19.145 20.041 20.432 20.540 53
54 4.753 8.889 12.394 15.239 17.388 18.830 19.630 19.953 20.033 54
55 4.747 8.860 12.322 15.099 17.157 18.496 19.201 19.464 19.520 55

56 4.741 8.829 12.243 14.947 16.909 18.142 18.756 18.965 56
57 4.734 8.795 12.157 14.783 16.644 17.769 18.296 18.458 57
58 4.726 8.757 12.063 14.604 16.360 17.378 17.823 17.946 58
59 4.718 8.716 11.961 14.412 16.058 16.969 17.339 17.429 59
96
Interest Rate: 2.0%
ANNUITY FUNCTIONS
ax:n
Term Term
5 10 15 20 25 30 35 40 45 50
Age Age
60 4.708 8.671 11.849 14.205 15.738 16.544 16.845 16.910 60

61 4.698 8.621 11.727 13.982 15.399 16.104 16.344 61
62 4.686 8.566 11.596 13.743 15.042 15.650 15.837 62
63 4.674 8.506 11.453 13.488 14.668 15.184 15.327 63
64 4.660 8.441 11.298 13.216 14.278 14.709 14.814 64
65 4.644 8.370 11.131 12.928 13.873 14.226 14.302 65

66 4.628 8.292 10.951 12.623 13.454 13.738 66
67 4.609 8.208 10.759 12.302 13.024 13.246 67
68 4.589 8.116 10.552 11.966 12.583 12.754 68
69 4.566 8.016 10.332 11.615 12.135 12.262 69
70 4.542 7.908 10.098 11.251 11.681 11.773 70

71 4.515 7.791 9.850 10.875 11.224 71
72 4.486 7.665 9.589 10.488 10.766 72
73 4.453 7.530 9.315 10.094 10.309 73
74 4.418 7.385 9.028 9.693 9.856 74
75 4.380 7.230 8.729 9.289 9.409 75

76 4.338 7.065 8.421 8.883 76
77 4.292 6.889 8.103 8.478 77
78 4.243 6.704 7.779 8.076 78
79 4.189 6.509 7.449 7.679 79
80 4.131 6.305 7.116 7.290 80

81 4.068 6.092 6.781 81
82 4.001 5.871 6.448 82
83 3.928 5.644 6.118 83
84 3.851 5.411 5.793 84
85 3.768 5.174 5.476 85

86 3.680 4.934 86
87 3.587 4.693 87
88 3.488 4.453 88
89 3.385 4.216 89
90 3.277 3.982 90
91 3.165 91
92 3.050 92
93 2.931 93
94 2.810 94
95 2.688 95
97
Interest Rate: 3.0%
ANNUITY FUNCTIONS
ax:n
Term Term
5 10 15 20 25 30 35 40 45 50
Age Age
20 4.703 8.724 12.166 15.114 17.639 19.796 21.626 23.163 24.432 25.449 20
21 4.702 8.722 12.164 15.113 17.638 19.792 21.617 23.145 24.401 25.400 21
22 4.701 8.722 12.164 15.114 17.637 19.789 21.608 23.127 24.368 25.347 22
23 4.701 8.721 12.165 15.115 17.638 19.786 21.599 23.107 24.333 25.290 23
24 4.701 8.722 12.167 15.118 17.640 19.784 21.590 23.086 24.294 25.228 24
25 4.701 8.723 12.170 15.122 17.642 19.782 21.579 23.062 24.251 25.159 25
26 4.701 8.725 12.174 15.126 17.644 19.778 21.566 23.034 24.202 25.083 26
27 4.702 8.728 12.177 15.129 17.645 19.773 21.549 23.001 24.146 24.997 27
28 4.702 8.730 12.181 15.132 17.644 19.764 21.528 22.961 24.081 24.901 28
29 4.703 8.732 12.183 15.133 17.641 19.752 21.502 22.915 24.007 24.793 29
30 4.704 8.734 12.185 15.133 17.635 19.736 21.470 22.860 23.922 24.672 30
31 4.704 8.735 12.186 15.131 17.625 19.715 21.431 22.796 23.826 24.538 31
32 4.705 8.736 12.186 15.126 17.612 19.688 21.385 22.723 23.718 24.390 32
33 4.705 8.736 12.184 15.119 17.596 19.656 21.330 22.638 23.596 24.227 33
34 4.705 8.736 12.180 15.109 17.574 19.618 21.268 22.543 23.461 24.048 34
35 4.705 8.734 12.175 15.096 17.549 19.573 21.196 22.436 23.312 23.855 35
36 4.705 8.732 12.169 15.081 17.519 19.522 21.116 22.318 23.149 23.647 36
37 4.704 8.730 12.161 15.062 17.485 19.464 21.026 22.187 22.971 23.424 37
38 4.704 8.727 12.151 15.041 17.446 19.400 20.926 22.043 22.779 23.186 38
39 4.703 8.723 12.140 15.017 17.402 19.327 20.816 21.887 22.572 22.934 39
40 4.702 8.718 12.127 14.990 17.353 19.247 20.694 21.716 22.350 22.668 40
41 4.702 8.713 12.113 14.959 17.298 19.158 20.561 21.531 22.113 22.388 41
42 4.701 8.707 12.096 14.925 17.236 19.059 20.415 21.331 21.860 22.095 42
43 4.699 8.700 12.076 14.885 17.168 18.951 20.256 21.116 21.591 21.789 43
44 4.698 8.691 12.054 14.841 17.091 18.830 20.082 20.883 21.306 21.469 44
45 4.696 8.681 12.029 14.791 17.005 18.698 19.893 20.634 21.005 21.138 45
46 4.693 8.670 12.001 14.736 16.912 18.554 19.689 20.369 20.692 20.796 46
47 4.691 8.658 11.970 14.676 16.811 18.398 19.471 20.089 20.365 20.446 47
48 4.688 8.645 11.936 14.611 16.700 18.230 19.237 19.794 20.025 20.087 48
49 4.685 8.630 11.899 14.538 16.579 18.047 18.987 19.483 19.675 19.719 49
50 4.682 8.613 11.858 14.459 16.447 17.850 18.721 19.157 19.313 19.345 50
51 4.678 8.595 11.813 14.373 16.304 17.639 18.439 18.818 18.941 51
52 4.674 8.575 11.764 14.278 16.148 17.412 18.140 18.465 18.561 52
53 4.669 8.553 11.709 14.175 15.980 17.169 17.826 18.099 18.172 53
54 4.664 8.529 11.650 14.062 15.798 16.909 17.496 17.722 17.776 54
55 4.658 8.503 11.585 13.940 15.602 16.634 17.151 17.335 17.373 55

56 4.652 8.473 11.513 13.806 15.392 16.342 16.792 16.938 56
57 4.645 8.441 11.435 13.662 15.166 16.033 16.420 16.534 57
58 4.638 8.406 11.349 13.505 14.924 15.709 16.035 16.122 58
59 4.630 8.367 11.256 13.336 14.666 15.369 15.640 15.704 59
98
Interest Rate: 3.0%
ANNUITY FUNCTIONS
ax:n
Term Term
5 10 15 20 25 30 35 40 45 50
Age Age
60 4.620 8.324 11.155 13.153 14.393 15.014 15.236 15.281 60

61 4.610 8.278 11.044 12.957 14.103 14.646 14.823 61
62 4.599 8.226 10.924 12.747 13.798 14.266 14.404 62
63 4.587 8.170 10.794 12.522 13.477 13.874 13.979 63
64 4.573 8.109 10.653 12.282 13.141 13.473 13.551 64
65 4.559 8.042 10.502 12.027 12.792 13.064 13.120 65

66 4.542 7.969 10.338 11.757 12.430 12.649 66
67 4.524 7.889 10.162 11.473 12.057 12.229 67
68 4.504 7.803 9.974 11.175 11.675 11.807 68
69 4.483 7.709 9.773 10.863 11.284 11.383 69
70 4.459 7.607 9.560 10.539 10.888 10.960 70

71 4.433 7.497 9.334 10.204 10.487 71
72 4.404 7.379 9.095 9.859 10.084 72
73 4.373 7.252 8.843 9.506 9.681 73
74 4.339 7.115 8.581 9.147 9.280 74
75 4.301 6.969 8.307 8.783 8.881 75

76 4.261 6.813 8.024 8.417 76
77 4.216 6.648 7.732 8.051 77
78 4.168 6.473 7.433 7.687 78
79 4.116 6.289 7.129 7.326 79
80 4.060 6.097 6.821 6.970 80

81 3.999 5.895 6.512 81
82 3.933 5.687 6.203 82
83 3.863 5.472 5.896 83
84 3.787 5.251 5.594 84
85 3.707 5.026 5.297 85

86 3.621 4.798 86
87 3.531 4.570 87
88 3.435 4.342 88
89 3.334 4.115 89
90 3.230 3.893 90
91 3.121 91
92 3.008 92
93 2.892 93
94 2.774 94
95 2.655 95
99
Interest Rate: 4.0%
ANNUITY FUNCTIONS
ax:n
Term Term
5 10 15 20 25 30 35 40 45 50
Age Age
20 4.616 8.377 11.444 13.948 15.990 17.653 18.998 20.074 20.920 21.566 20
21 4.615 8.375 11.442 13.946 15.989 17.650 18.990 20.060 20.898 21.533 21
22 4.615 8.374 11.442 13.947 15.989 17.647 18.984 20.047 20.875 21.497 22
23 4.614 8.374 11.443 13.948 15.990 17.646 18.977 20.033 20.851 21.459 23
24 4.614 8.375 11.445 13.951 15.991 17.644 18.971 20.018 20.824 21.418 24
25 4.614 8.376 11.448 13.954 15.993 17.643 18.963 20.001 20.794 21.372 25
26 4.614 8.378 11.451 13.957 15.995 17.641 18.954 19.981 20.761 21.321 26
27 4.615 8.380 11.454 13.961 15.996 17.637 18.942 19.958 20.722 21.263 27
28 4.616 8.382 11.457 13.963 15.996 17.631 18.927 19.930 20.677 21.198 28
29 4.616 8.385 11.460 13.965 15.994 17.622 18.907 19.896 20.625 21.125 29
30 4.617 8.386 11.462 13.965 15.989 17.609 18.883 19.856 20.565 21.042 30
31 4.618 8.388 11.463 13.963 15.982 17.592 18.853 19.809 20.497 20.950 31
32 4.618 8.388 11.462 13.959 15.971 17.571 18.818 19.755 20.419 20.846 32
33 4.618 8.388 11.461 13.953 15.957 17.546 18.776 19.692 20.331 20.732 33
34 4.618 8.388 11.457 13.944 15.939 17.515 18.727 19.620 20.233 20.607 34
35 4.618 8.386 11.453 13.933 15.918 17.479 18.671 19.540 20.124 20.470 35
36 4.618 8.385 11.447 13.920 15.893 17.438 18.608 19.450 20.005 20.322 36
37 4.618 8.382 11.440 13.904 15.864 17.391 18.538 19.351 19.875 20.163 37
38 4.617 8.379 11.431 13.886 15.831 17.338 18.459 19.242 19.734 19.993 38
39 4.616 8.376 11.421 13.865 15.794 17.279 18.373 19.123 19.581 19.811 39
40 4.616 8.372 11.410 13.841 15.753 17.213 18.277 18.993 19.416 19.619 40
41 4.615 8.367 11.396 13.814 15.706 17.141 18.172 18.852 19.240 19.416 41
42 4.614 8.361 11.381 13.783 15.654 17.060 18.057 18.699 19.052 19.202 42
43 4.613 8.354 11.364 13.749 15.596 16.971 17.931 18.533 18.851 18.977 43
44 4.611 8.346 11.343 13.710 15.531 16.873 17.793 18.354 18.637 18.741 44
45 4.609 8.337 11.320 13.666 15.458 16.764 17.642 18.162 18.410 18.495 45
46 4.607 8.326 11.295 13.618 15.379 16.646 17.480 17.957 18.173 18.240 46
47 4.604 8.315 11.267 13.565 15.293 16.518 17.306 17.740 17.924 17.976 47
48 4.602 8.302 11.236 13.507 15.199 16.379 17.120 17.510 17.665 17.705 48
49 4.599 8.288 11.202 13.444 15.096 16.229 16.920 17.268 17.396 17.425 49
50 4.595 8.273 11.165 13.374 14.984 16.067 16.707 17.013 17.117 17.138 50
51 4.592 8.256 11.124 13.298 14.862 15.892 16.481 16.747 16.829 51
52 4.588 8.237 11.079 13.215 14.729 15.704 16.241 16.469 16.533 52
53 4.583 8.217 11.030 13.124 14.586 15.503 15.987 16.179 16.228 53
54 4.578 8.194 10.976 13.025 14.431 15.289 15.720 15.880 15.915 54
55 4.573 8.169 10.916 12.917 14.264 15.060 15.441 15.570 15.596 55

56 4.567 8.141 10.851 12.800 14.084 14.817 15.149 15.252 56
57 4.560 8.111 10.780 12.672 13.890 14.560 14.845 14.925 57
58 4.553 8.078 10.702 12.534 13.684 14.290 14.531 14.591 58
59 4.545 8.041 10.617 12.385 13.463 14.006 14.206 14.251 59
100
Interest Rate: 4.0%
ANNUITY FUNCTIONS
ax:n
Term Term
5 10 15 20 25 30 35 40 45 50
Age Age
60 4.536 8.001 10.525 12.224 13.228 13.709 13.872 13.904 60

61 4.526 7.957 10.424 12.050 12.979 13.399 13.530 61
62 4.515 7.909 10.315 11.864 12.716 13.078 13.180 62
63 4.503 7.856 10.196 11.665 12.440 12.747 12.825 63
64 4.490 7.799 10.068 11.453 12.150 12.407 12.464 64
65 4.476 7.736 9.930 11.227 11.848 12.058 12.100 65

66 4.460 7.667 9.780 10.988 11.534 11.703 66
67 4.442 7.592 9.620 10.735 11.209 11.343 67
68 4.423 7.511 9.448 10.470 10.876 10.978 68
69 4.402 7.422 9.265 10.192 10.534 10.611 69
70 4.379 7.326 9.069 9.903 10.186 10.242 70

71 4.354 7.223 8.862 9.604 9.834 71
72 4.326 7.111 8.643 9.295 9.478 72
73 4.296 6.991 8.413 8.978 9.120 73
74 4.262 6.863 8.172 8.655 8.763 74
75 4.226 6.725 7.921 8.327 8.406 75

76 4.187 6.578 7.660 7.996 76
77 4.144 6.422 7.391 7.663 77
78 4.097 6.257 7.116 7.332 78
79 4.046 6.083 6.834 7.002 79
80 3.991 5.901 6.550 6.677 80

81 3.932 5.711 6.263 81
82 3.868 5.513 5.976 82
83 3.800 5.310 5.690 83
84 3.726 5.100 5.408 84
85 3.648 4.887 5.130 85

86 3.565 4.671 86
87 3.477 4.453 87
88 3.383 4.236 88
89 3.286 4.021 89
90 3.183 3.808 90
91 3.077 91
92 2.968 92
93 2.855 93
94 2.740 94
95 2.624 95
101
Interest Rate: 5.0%
ANNUITY FUNCTIONS
ax:n
Term Term
5 10 15 20 25 30 35 40 45 50
Age Age
20 4.532 8.053 10.789 12.919 14.576 15.861 16.851 17.607 18.174 18.587 20
21 4.532 8.051 10.788 12.918 14.574 15.858 16.846 17.597 18.158 18.564 21
22 4.531 8.050 10.788 12.918 14.574 15.856 16.841 17.588 18.142 18.540 22
23 4.531 8.050 10.788 12.919 14.575 15.855 16.836 17.578 18.125 18.514 23
24 4.531 8.051 10.790 12.922 14.576 15.854 16.831 17.567 18.107 18.486 24
25 4.531 8.052 10.793 12.925 14.578 15.853 16.826 17.556 18.087 18.456 25
26 4.531 8.054 10.796 12.928 14.580 15.852 16.820 17.542 18.064 18.422 26
27 4.531 8.056 10.799 12.931 14.581 15.850 16.811 17.525 18.037 18.383 27
28 4.532 8.058 10.802 12.933 14.581 15.845 16.800 17.505 18.006 18.339 28
29 4.533 8.060 10.804 12.935 14.580 15.838 16.786 17.481 17.969 18.288 29
30 4.533 8.062 10.806 12.935 14.576 15.829 16.768 17.452 17.926 18.231 30
31 4.534 8.063 10.807 12.933 14.570 15.816 16.745 17.417 17.877 18.167 31
32 4.534 8.064 10.806 12.930 14.562 15.799 16.718 17.376 17.821 18.094 32
33 4.535 8.064 10.805 12.925 14.550 15.778 16.685 17.329 17.757 18.013 33
34 4.535 8.063 10.802 12.917 14.535 15.753 16.647 17.275 17.685 17.924 34
35 4.535 8.062 10.798 12.908 14.517 15.724 16.603 17.214 17.605 17.826 35
36 4.534 8.060 10.793 12.896 14.496 15.690 16.554 17.145 17.517 17.720 36
37 4.534 8.058 10.786 12.882 14.472 15.652 16.498 17.070 17.421 17.605 37
38 4.533 8.055 10.778 12.866 14.444 15.609 16.436 16.986 17.316 17.481 38
39 4.533 8.052 10.769 12.848 14.413 15.561 16.367 16.895 17.202 17.349 39
40 4.532 8.048 10.759 12.827 14.378 15.507 16.291 16.795 17.079 17.208 40
41 4.531 8.043 10.747 12.803 14.338 15.447 16.208 16.686 16.946 17.059 41
42 4.530 8.038 10.733 12.777 14.294 15.381 16.116 16.567 16.804 16.900 42
43 4.529 8.032 10.717 12.746 14.244 15.308 16.016 16.439 16.652 16.733 43
44 4.528 8.024 10.699 12.712 14.189 15.227 15.905 16.300 16.490 16.557 44
45 4.526 8.015 10.677 12.673 14.127 15.137 15.784 16.150 16.317 16.371 45
46 4.523 8.005 10.654 12.631 14.060 15.039 15.655 15.990 16.135 16.178 46
47 4.521 7.995 10.629 12.584 13.986 14.933 15.515 15.820 15.944 15.977 47
48 4.518 7.983 10.601 12.533 13.905 14.818 15.365 15.640 15.744 15.769 48
49 4.516 7.970 10.570 12.477 13.817 14.694 15.204 15.449 15.535 15.554 49
50 4.512 7.955 10.536 12.416 13.722 14.559 15.032 15.248 15.318 15.331 50
51 4.509 7.939 10.499 12.349 13.617 14.415 14.849 15.037 15.092 51
52 4.505 7.921 10.458 12.275 13.504 14.259 14.655 14.815 14.858 52
53 4.501 7.902 10.413 12.195 13.381 14.091 14.449 14.584 14.617 53
54 4.496 7.881 10.363 12.108 13.249 13.913 14.231 14.344 14.368 54
55 4.491 7.857 10.309 12.012 13.105 13.722 14.003 14.094 14.112 55

56 4.485 7.831 10.250 11.908 12.951 13.519 13.764 13.837 56
57 4.478 7.803 10.185 11.796 12.785 13.304 13.514 13.571 57
58 4.471 7.771 10.114 11.674 12.607 13.076 13.255 13.297 58
59 4.463 7.737 10.037 11.541 12.417 12.837 12.985 13.017 59
102
Interest Rate: 5.0%
ANNUITY FUNCTIONS
ax:n
Term Term
5 10 15 20 25 30 35 40 45 50
Age Age
60 4.455 7.699 9.952 11.399 12.214 12.587 12.708 12.730 60

61 4.445 7.658 9.861 11.245 11.999 12.325 12.422 61
62 4.435 7.613 9.761 11.080 11.772 12.053 12.129 62
63 4.423 7.563 9.653 10.903 11.533 11.771 11.829 63
64 4.410 7.508 9.535 10.715 11.281 11.481 11.523 64
65 4.396 7.449 9.409 10.514 11.018 11.182 11.213 65

66 4.381 7.384 9.272 10.301 10.745 10.877 66
67 4.364 7.314 9.125 10.076 10.462 10.565 67
68 4.345 7.237 8.968 9.839 10.169 10.249 68
69 4.325 7.154 8.800 9.591 9.869 9.929 69
70 4.302 7.064 8.621 9.332 9.563 9.606 70

71 4.278 6.966 8.431 9.064 9.251 71
72 4.251 6.861 8.230 8.786 8.935 72
73 4.221 6.748 8.019 8.501 8.617 73
74 4.189 6.626 7.797 8.209 8.297 74
75 4.153 6.496 7.566 7.913 7.978 75

76 4.115 6.357 7.326 7.612 76
77 4.073 6.210 7.078 7.310 77
78 4.028 6.054 6.823 7.008 78
79 3.979 5.890 6.563 6.706 79
80 3.925 5.717 6.299 6.408 80

81 3.868 5.537 6.032 81
82 3.806 5.350 5.765 82
83 3.739 5.157 5.498 83
84 3.668 4.959 5.234 84
85 3.591 4.756 4.974 85

86 3.510 4.550 86
87 3.424 4.343 87
88 3.334 4.136 88
89 3.239 3.931 89
90 3.139 3.728 90
91 3.036 91
92 2.929 92
93 2.819 93
94 2.707 94
95 2.593 95
103
Interest Rate: 6.0%
ANNUITY FUNCTIONS
ax:n
Term Term
5 10 15 20 25 30 35 40 45 50
Age Age
20 4.452 7.750 10.195 12.009 13.355 14.351 15.084 15.617 15.998 16.263 20
21 4.451 7.748 10.193 12.008 13.354 14.349 15.079 15.609 15.986 16.246 21
22 4.451 7.747 10.193 12.008 13.354 14.347 15.075 15.602 15.975 16.230 22
23 4.450 7.747 10.194 12.009 13.354 14.347 15.072 15.595 15.963 16.212 23
24 4.450 7.748 10.195 12.011 13.356 14.346 15.069 15.588 15.951 16.194 24
25 4.450 7.749 10.198 12.014 13.358 14.346 15.065 15.579 15.937 16.173 25
26 4.451 7.751 10.200 12.017 13.360 14.346 15.061 15.570 15.921 16.151 26
27 4.451 7.753 10.203 12.020 13.361 14.344 15.055 15.558 15.902 16.124 27
28 4.452 7.754 10.206 12.022 13.362 14.341 15.047 15.544 15.881 16.094 28
29 4.452 7.756 10.208 12.024 13.361 14.336 15.036 15.526 15.855 16.060 29
30 4.453 7.758 10.210 12.024 13.358 14.329 15.023 15.505 15.824 16.020 30
31 4.453 7.759 10.211 12.023 13.353 14.318 15.005 15.479 15.789 15.975 31
32 4.454 7.760 10.210 12.020 13.346 14.305 14.984 15.448 15.748 15.923 32
33 4.454 7.760 10.209 12.015 13.336 14.288 14.959 15.413 15.701 15.865 33
34 4.454 7.759 10.207 12.009 13.324 14.268 14.929 15.371 15.648 15.801 34
35 4.454 7.758 10.203 12.001 13.309 14.244 14.894 15.325 15.588 15.730 35
36 4.454 7.757 10.198 11.990 13.291 14.217 14.855 15.272 15.522 15.653 36
37 4.453 7.755 10.192 11.978 13.270 14.185 14.810 15.214 15.450 15.568 37
38 4.453 7.752 10.185 11.964 13.247 14.150 14.761 15.149 15.371 15.477 38
39 4.452 7.749 10.177 11.948 13.220 14.110 14.706 15.078 15.285 15.380 39
40 4.452 7.745 10.167 11.930 13.190 14.066 14.646 15.001 15.192 15.275 40
41 4.451 7.741 10.156 11.909 13.156 14.016 14.579 14.916 15.091 15.164 41
42 4.450 7.736 10.144 11.885 13.119 13.962 14.505 14.824 14.983 15.045 42
43 4.449 7.730 10.129 11.859 13.076 13.901 14.424 14.723 14.867 14.919 43
44 4.447 7.723 10.112 11.828 13.029 13.833 14.335 14.614 14.742 14.785 44
45 4.445 7.714 10.093 11.794 12.976 13.759 14.238 14.496 14.608 14.643 45
46 4.443 7.705 10.072 11.757 12.918 13.678 14.133 14.370 14.468 14.495 46
47 4.441 7.695 10.049 11.715 12.855 13.589 14.020 14.236 14.319 14.341 47
48 4.438 7.684 10.023 11.670 12.786 13.494 13.898 14.093 14.163 14.179 48
49 4.436 7.671 9.995 11.621 12.710 13.390 13.768 13.941 13.999 14.011 49
50 4.432 7.658 9.964 11.567 12.628 13.278 13.628 13.780 13.828 13.836 50
51 4.429 7.643 9.930 11.507 12.538 13.157 13.479 13.611 13.649 51
52 4.425 7.626 9.893 11.442 12.441 13.027 13.320 13.433 13.463 52
53 4.421 7.608 9.852 11.371 12.336 12.887 13.151 13.247 13.269 53
54 4.416 7.588 9.807 11.293 12.221 12.737 12.973 13.052 13.069 54
55 4.411 7.566 9.757 11.209 12.098 12.576 12.785 12.850 12.861 55

56 4.406 7.541 9.703 11.117 11.965 12.406 12.587 12.639 56
57 4.399 7.514 9.644 11.017 11.822 12.224 12.381 12.421 57
58 4.392 7.485 9.579 10.908 11.668 12.033 12.165 12.195 58
59 4.385 7.452 9.508 10.791 11.504 11.830 11.940 11.963 59
104
Interest Rate: 6.0%
ANNUITY FUNCTIONS
ax:n
Term Term
5 10 15 20 25 30 35 40 45 50
Age Age
60 4.376 7.417 9.431 10.664 11.328 11.618 11.707 11.723 60

61 4.367 7.378 9.347 10.528 11.142 11.395 11.467 61
62 4.357 7.335 9.256 10.381 10.945 11.163 11.219 62
63 4.346 7.288 9.157 10.224 10.736 10.922 10.965 63
64 4.333 7.237 9.049 10.056 10.517 10.672 10.704 64
65 4.320 7.181 8.933 9.876 10.288 10.415 10.438 65

66 4.305 7.120 8.808 9.686 10.048 10.151 66
67 4.288 7.053 8.674 9.485 9.800 9.880 67
68 4.270 6.981 8.530 9.273 9.543 9.605 68
69 4.250 6.903 8.375 9.051 9.278 9.324 69
70 4.228 6.817 8.211 8.819 9.007 9.040 70

71 4.204 6.725 8.037 8.577 8.730 71
72 4.178 6.626 7.852 8.327 8.449 72
73 4.149 6.519 7.657 8.069 8.164 73
74 4.118 6.404 7.453 7.805 7.877 74
75 4.084 6.281 7.240 7.536 7.589 75

76 4.046 6.150 7.018 7.263 76
77 4.005 6.011 6.788 6.988 77
78 3.961 5.864 6.553 6.711 78
79 3.913 5.708 6.311 6.435 79
80 3.861 5.545 6.066 6.160 80

81 3.805 5.374 5.818 81
82 3.745 5.197 5.569 82
83 3.680 5.013 5.320 83
84 3.611 4.825 5.073 84
85 3.537 4.632 4.828 85

86 3.458 4.437 86
87 3.374 4.239 87
88 3.286 4.042 88
89 3.193 3.845 89
90 3.096 3.651 90
91 2.995 91
92 2.891 92
93 2.784 93
94 2.675 94
95 2.564 95
105
Interest Rate: 7.0%
ANNUITY FUNCTIONS
ax:n
Term Term
5 10 15 20 25 30 35 40 45 50
Age Age
20 4.374 7.466 9.653 11.202 12.298 13.072 13.615 13.992 14.249 14.420 20
21 4.374 7.465 9.652 11.201 12.297 13.070 13.611 13.986 14.241 14.408 21
22 4.373 7.464 9.652 11.201 12.297 13.069 13.608 13.981 14.233 14.397 22
23 4.373 7.464 9.652 11.202 12.297 13.068 13.606 13.976 14.224 14.385 23
24 4.373 7.464 9.654 11.204 12.299 13.068 13.604 13.971 14.216 14.373 24
25 4.373 7.465 9.656 11.206 12.300 13.068 13.601 13.965 14.207 14.359 25
26 4.373 7.467 9.658 11.209 12.302 13.068 13.599 13.959 14.196 14.344 26
27 4.373 7.469 9.661 11.211 12.304 13.067 13.595 13.951 14.183 14.326 27
28 4.374 7.471 9.663 11.213 12.304 13.065 13.589 13.941 14.168 14.306 28
29 4.375 7.472 9.666 11.215 12.304 13.062 13.581 13.928 14.150 14.282 29
30 4.375 7.474 9.667 11.215 12.302 13.056 13.571 13.912 14.128 14.254 30
31 4.376 7.475 9.668 11.215 12.298 13.048 13.558 13.893 14.102 14.222 31
32 4.376 7.476 9.668 11.212 12.292 13.037 13.541 13.870 14.072 14.185 32
33 4.377 7.476 9.667 11.208 12.284 13.024 13.521 13.842 14.037 14.143 33
34 4.377 7.475 9.664 11.203 12.274 13.007 13.497 13.811 13.997 14.096 34
35 4.377 7.474 9.661 11.195 12.261 12.988 13.470 13.774 13.953 14.044 35
36 4.376 7.473 9.657 11.187 12.246 12.965 13.438 13.734 13.903 13.987 36
37 4.376 7.471 9.651 11.176 12.228 12.939 13.403 13.688 13.848 13.924 37
38 4.375 7.468 9.645 11.163 12.208 12.910 13.363 13.638 13.788 13.857 38
39 4.375 7.465 9.637 11.149 12.185 12.877 13.319 13.583 13.722 13.783 39
40 4.374 7.462 9.629 11.133 12.159 12.840 13.270 13.522 13.651 13.705 40
41 4.373 7.458 9.619 11.115 12.131 12.799 13.216 13.455 13.574 13.620 41
42 4.372 7.453 9.607 11.094 12.098 12.754 13.157 13.382 13.490 13.530 42
43 4.371 7.448 9.594 11.070 12.062 12.703 13.091 13.303 13.400 13.434 43
44 4.370 7.441 9.579 11.043 12.021 12.647 13.019 13.217 13.303 13.331 44
45 4.368 7.433 9.561 11.013 11.976 12.584 12.940 13.123 13.199 13.221 45
46 4.366 7.424 9.542 10.980 11.926 12.516 12.854 13.022 13.088 13.106 46
47 4.364 7.415 9.520 10.943 11.871 12.443 12.762 12.915 12.972 12.985 47
48 4.361 7.404 9.497 10.903 11.812 12.363 12.663 12.800 12.848 12.859 48
49 4.359 7.392 9.471 10.859 11.747 12.276 12.556 12.679 12.718 12.726 49
50 4.355 7.380 9.443 10.811 11.676 12.181 12.441 12.549 12.581 12.587 50
51 4.352 7.365 9.412 10.758 11.599 12.080 12.319 12.413 12.438 51
52 4.348 7.350 9.378 10.701 11.515 11.970 12.188 12.269 12.288 52
53 4.344 7.333 9.340 10.637 11.424 11.852 12.049 12.117 12.132 53
54 4.340 7.314 9.299 10.569 11.325 11.726 11.901 11.958 11.969 54
55 4.335 7.293 9.254 10.493 11.218 11.590 11.745 11.791 11.799 55

56 4.329 7.270 9.204 10.412 11.103 11.446 11.581 11.618 56
57 4.323 7.244 9.150 10.323 10.979 11.292 11.408 11.437 57
58 4.317 7.217 9.090 10.226 10.845 11.129 11.228 11.249 58
59 4.309 7.186 9.026 10.122 10.703 10.957 11.039 11.055 59
106
Interest Rate: 7.0%
ANNUITY FUNCTIONS
ax:n
Term Term
5 10 15 20 25 30 35 40 45 50
Age Age
60 4.301 7.152 8.955 10.009 10.550 10.776 10.842 10.854 60

61 4.292 7.116 8.878 9.887 10.388 10.585 10.639 61
62 4.282 7.075 8.794 9.756 10.216 10.386 10.428 62
63 4.271 7.031 8.704 9.615 10.034 10.178 10.210 63
64 4.259 6.983 8.605 9.465 9.842 9.963 9.987 64
65 4.246 6.930 8.499 9.305 9.641 9.740 9.757 65

66 4.231 6.872 8.384 9.135 9.430 9.510 66
67 4.215 6.809 8.261 8.954 9.211 9.274 67
68 4.197 6.741 8.128 8.764 8.984 9.033 68
69 4.178 6.667 7.986 8.564 8.750 8.786 69
70 4.157 6.587 7.835 8.355 8.509 8.535 70

71 4.133 6.500 7.674 8.137 8.262 71
72 4.108 6.406 7.504 7.911 8.011 72
73 4.080 6.305 7.325 7.678 7.755 73
74 4.049 6.196 7.136 7.438 7.497 74
75 4.016 6.080 6.939 7.193 7.237 75

76 3.980 5.956 6.734 6.944 76
77 3.940 5.824 6.522 6.693 77
78 3.897 5.684 6.303 6.439 78
79 3.851 5.537 6.079 6.184 79
80 3.800 5.382 5.850 5.931 80

81 3.746 5.220 5.619 81
82 3.687 5.052 5.386 82
83 3.624 4.878 5.153 83
84 3.556 4.698 4.921 84
85 3.484 4.515 4.692 85

86 3.407 4.329 86
87 3.326 4.141 87
88 3.240 3.952 88
89 3.149 3.764 89
90 3.055 3.578 90
91 2.956 91
92 2.855 92
93 2.750 93
94 2.644 94
95 2.535 95
107
Interest Rate: 8.0%
ANNUITY FUNCTIONS
ax:n
Term Term
5 10 15 20 25 30 35 40 45 50
Age Age
20 4.300 7.201 9.159 10.483 11.378 11.981 12.384 12.652 12.826 12.937 20
21 4.299 7.199 9.158 10.482 11.377 11.979 12.381 12.647 12.820 12.928 21
22 4.298 7.198 9.158 10.482 11.376 11.978 12.379 12.643 12.814 12.920 22
23 4.298 7.198 9.158 10.483 11.377 11.977 12.377 12.640 12.808 12.912 23
24 4.298 7.199 9.159 10.484 11.378 11.978 12.376 12.636 12.803 12.904 24
25 4.298 7.200 9.161 10.487 11.380 11.978 12.374 12.633 12.796 12.895 25
26 4.298 7.201 9.164 10.489 11.382 11.978 12.373 12.628 12.789 12.885 26
27 4.299 7.203 9.166 10.492 11.383 11.978 12.370 12.623 12.780 12.873 27
28 4.299 7.205 9.168 10.494 11.384 11.977 12.366 12.616 12.770 12.859 28
29 4.300 7.206 9.171 10.495 11.384 11.974 12.360 12.607 12.757 12.842 29
30 4.300 7.208 9.172 10.496 11.382 11.970 12.353 12.595 12.741 12.823 30
31 4.301 7.209 9.173 10.495 11.379 11.964 12.342 12.580 12.722 12.800 31
32 4.301 7.209 9.173 10.493 11.374 11.955 12.330 12.563 12.700 12.773 32
33 4.302 7.210 9.172 10.490 11.368 11.944 12.314 12.542 12.674 12.743 33
34 4.302 7.209 9.170 10.485 11.359 11.931 12.295 12.517 12.644 12.708 34
35 4.302 7.208 9.167 10.479 11.348 11.914 12.273 12.489 12.610 12.669 35
36 4.301 7.207 9.163 10.471 11.335 11.896 12.248 12.457 12.572 12.626 36
37 4.301 7.205 9.158 10.461 11.320 11.874 12.219 12.422 12.530 12.579 37
38 4.301 7.203 9.152 10.450 11.303 11.850 12.187 12.382 12.484 12.528 38
39 4.300 7.200 9.145 10.438 11.283 11.822 12.151 12.338 12.433 12.473 39
40 4.299 7.197 9.137 10.423 11.261 11.791 12.112 12.290 12.378 12.413 40
41 4.299 7.193 9.128 10.407 11.236 11.757 12.068 12.237 12.318 12.348 41
42 4.298 7.188 9.118 10.389 11.209 11.719 12.019 12.180 12.253 12.279 42
43 4.297 7.183 9.105 10.368 11.177 11.677 11.966 12.116 12.182 12.204 43
44 4.295 7.177 9.091 10.344 11.142 11.630 11.907 12.047 12.106 12.124 44
45 4.293 7.169 9.075 10.317 11.103 11.577 11.842 11.972 12.023 12.038 45
46 4.291 7.161 9.058 10.287 11.060 11.520 11.772 11.891 11.936 11.947 46
47 4.289 7.152 9.038 10.255 11.013 11.458 11.696 11.804 11.843 11.852 47
48 4.287 7.142 9.017 10.219 10.961 11.390 11.614 11.712 11.744 11.751 48
49 4.284 7.131 8.993 10.180 10.905 11.317 11.526 11.613 11.640 11.645 49
50 4.281 7.119 8.967 10.137 10.843 11.237 11.431 11.508 11.530 11.533 50
51 4.278 7.105 8.939 10.090 10.776 11.152 11.329 11.396 11.414 51
52 4.274 7.091 8.907 10.039 10.704 11.059 11.221 11.278 11.292 52
53 4.270 7.074 8.873 9.982 10.625 10.959 11.105 11.154 11.164 53
54 4.266 7.057 8.835 9.921 10.539 10.851 10.982 11.023 11.030 54
55 4.261 7.037 8.794 9.854 10.446 10.736 10.852 10.885 10.890 55

56 4.256 7.015 8.748 9.781 10.346 10.613 10.714 10.740 56
57 4.250 6.991 8.698 9.702 10.238 10.482 10.569 10.589 57
58 4.243 6.965 8.644 9.616 10.122 10.343 10.416 10.432 58
59 4.236 6.936 8.585 9.522 9.997 10.196 10.257 10.268 59
108
Interest Rate: 8.0%
ANNUITY FUNCTIONS
ax:n
Term Term
5 10 15 20 25 30 35 40 45 50
Age Age
60 4.228 6.904 8.520 9.421 9.864 10.040 10.090 10.098 60

61 4.219 6.870 8.449 9.312 9.722 9.876 9.916 61
62 4.210 6.832 8.372 9.195 9.571 9.704 9.735 62
63 4.199 6.790 8.289 9.069 9.411 9.524 9.548 63
64 4.187 6.744 8.198 8.935 9.243 9.337 9.355 64
65 4.175 6.694 8.101 8.791 9.065 9.143 9.156 65

66 4.160 6.640 7.995 8.638 8.880 8.942 66
67 4.145 6.580 7.881 8.476 8.686 8.735 67
68 4.128 6.516 7.760 8.304 8.485 8.522 68
69 4.109 6.446 7.629 8.124 8.276 8.305 69
70 4.088 6.370 7.490 7.935 8.061 8.082 70

71 4.065 6.287 7.341 7.738 7.841 71
72 4.040 6.199 7.184 7.533 7.615 72
73 4.013 6.103 7.019 7.321 7.385 73
74 3.984 6.000 6.844 7.103 7.152 74
75 3.951 5.890 6.662 6.880 6.916 75

76 3.916 5.773 6.472 6.652 76
77 3.877 5.648 6.275 6.421 77
78 3.835 5.516 6.071 6.188 78
79 3.790 5.376 5.863 5.954 79
80 3.741 5.229 5.650 5.719 80

81 3.688 5.075 5.434 81
82 3.631 4.915 5.216 82
83 3.569 4.749 4.998 83
84 3.503 4.579 4.780 84
85 3.433 4.404 4.564 85

86 3.358 4.227 86
87 3.279 4.047 87
88 3.195 3.867 88
89 3.107 3.687 89
90 3.015 3.509 90
91 2.919 91
92 2.820 92
93 2.718 93
94 2.614 94
95 2.508 95
109
Interest Rate: 9.0%
ANNUITY FUNCTIONS
ax:n
Term Term
5 10 15 20 25 30 35 40 45 50
Age Age
20 4.228 6.952 8.708 9.841 10.573 11.044 11.345 11.535 11.654 11.726 20
21 4.227 6.950 8.706 9.840 10.572 11.042 11.342 11.532 11.649 11.719 21
22 4.226 6.949 8.706 9.840 10.571 11.041 11.340 11.529 11.645 11.714 22
23 4.226 6.949 8.706 9.841 10.572 11.041 11.339 11.526 11.641 11.708 23
24 4.226 6.950 8.708 9.842 10.573 11.041 11.338 11.524 11.637 11.703 24
25 4.226 6.951 8.709 9.844 10.575 11.042 11.337 11.521 11.633 11.697 25
26 4.226 6.952 8.712 9.847 10.576 11.042 11.337 11.519 11.628 11.690 26
27 4.227 6.953 8.714 9.849 10.578 11.042 11.335 11.515 11.622 11.682 27
28 4.227 6.955 8.716 9.851 10.579 11.042 11.332 11.510 11.615 11.673 28
29 4.228 6.957 8.718 9.852 10.579 11.040 11.328 11.503 11.606 11.661 29
30 4.228 6.958 8.719 9.853 10.578 11.037 11.322 11.495 11.594 11.647 30
31 4.229 6.959 8.720 9.852 10.575 11.032 11.314 11.484 11.581 11.631 31
32 4.229 6.960 8.720 9.851 10.572 11.025 11.304 11.471 11.564 11.611 32
33 4.230 6.960 8.719 9.848 10.566 11.016 11.292 11.454 11.544 11.589 33
34 4.230 6.960 8.718 9.844 10.558 11.005 11.277 11.435 11.521 11.563 34
35 4.230 6.959 8.715 9.838 10.549 10.992 11.259 11.413 11.495 11.534 35
36 4.229 6.957 8.711 9.831 10.538 10.976 11.239 11.388 11.466 11.501 36
37 4.229 6.955 8.707 9.823 10.525 10.958 11.215 11.360 11.433 11.466 37
38 4.229 6.953 8.701 9.813 10.510 10.937 11.189 11.328 11.397 11.426 38
39 4.228 6.951 8.695 9.802 10.494 10.914 11.160 11.293 11.358 11.384 39
40 4.227 6.948 8.688 9.789 10.475 10.889 11.128 11.255 11.315 11.337 40
41 4.227 6.944 8.679 9.775 10.453 10.860 11.092 11.213 11.267 11.287 41
42 4.226 6.940 8.670 9.758 10.429 10.828 11.052 11.166 11.216 11.233 42
43 4.225 6.935 8.659 9.740 10.402 10.792 11.008 11.115 11.160 11.174 43
44 4.223 6.929 8.646 9.719 10.372 10.752 10.959 11.059 11.099 11.111 44
45 4.222 6.922 8.631 9.694 10.337 10.708 10.905 10.998 11.033 11.043 45
46 4.220 6.914 8.615 9.668 10.300 10.660 10.847 10.932 10.963 10.971 46
47 4.218 6.906 8.597 9.639 10.259 10.607 10.784 10.862 10.888 10.894 47
48 4.215 6.896 8.577 9.607 10.214 10.550 10.717 10.786 10.808 10.813 48
49 4.213 6.886 8.556 9.572 10.165 10.487 10.643 10.706 10.724 10.727 49
50 4.210 6.874 8.532 9.534 10.112 10.420 10.564 10.619 10.634 10.637 50
51 4.207 6.862 8.506 9.492 10.054 10.347 10.480 10.528 10.539 51
52 4.203 6.848 8.477 9.446 9.990 10.268 10.389 10.430 10.439 52
53 4.199 6.832 8.445 9.396 9.921 10.183 10.292 10.327 10.334 53
54 4.195 6.815 8.411 9.341 9.846 10.091 10.189 10.218 10.223 54
55 4.190 6.797 8.373 9.281 9.765 9.993 10.079 10.102 10.106 55

56 4.185 6.776 8.331 9.216 9.678 9.887 9.963 9.981 56
57 4.179 6.754 8.285 9.145 9.583 9.775 9.840 9.854 57
58 4.173 6.729 8.235 9.068 9.482 9.655 9.710 9.721 58
59 4.166 6.702 8.180 8.984 9.373 9.528 9.574 9.582 59
110
Interest Rate: 9.0%
ANNUITY FUNCTIONS
ax:n
Term Term
5 10 15 20 25 30 35 40 45 50
Age Age
60 4.158 6.672 8.121 8.894 9.256 9.394 9.431 9.437 60

61 4.150 6.639 8.056 8.796 9.131 9.252 9.282 61
62 4.140 6.603 7.985 8.691 8.999 9.103 9.126 62
63 4.130 6.563 7.908 8.578 8.858 8.946 8.964 63
64 4.118 6.520 7.825 8.457 8.709 8.783 8.796 64
65 4.106 6.473 7.735 8.327 8.552 8.613 8.623 65

66 4.092 6.421 7.638 8.189 8.388 8.437 66
67 4.077 6.365 7.533 8.043 8.215 8.254 67
68 4.060 6.304 7.421 7.888 8.036 8.066 68
69 4.042 6.238 7.300 7.725 7.850 7.872 69
70 4.022 6.166 7.172 7.554 7.658 7.674 70

71 4.000 6.088 7.035 7.375 7.459 71
72 3.975 6.004 6.889 7.189 7.256 72
73 3.949 5.913 6.736 6.996 7.049 73
74 3.920 5.816 6.575 6.797 6.837 74
75 3.888 5.712 6.405 6.593 6.622 75

76 3.854 5.601 6.229 6.384 76
77 3.816 5.482 6.046 6.172 77
78 3.776 5.356 5.856 5.957 78
79 3.731 5.224 5.662 5.740 79
80 3.684 5.084 5.463 5.523 80

81 3.632 4.938 5.261 81
82 3.576 4.786 5.057 82
83 3.516 4.628 4.852 83
84 3.452 4.466 4.647 84
85 3.384 4.299 4.443 85

86 3.311 4.130 86
87 3.233 3.958 87
88 3.152 3.786 88
89 3.066 3.614 89
90 2.976 3.443 90
91 2.882 91
92 2.786 92
93 2.686 93
94 2.584 94
95 2.481 95
111
ANNUITY FUNCTIONS
ax:n
Term Term
5 10 15 20 25 30 35 40 45 50
Age Age
20 4.158 6.718 8.294 9.266 9.866 10.234 10.460 10.596 10.677 10.723 20
21 4.157 6.716 8.293 9.265 9.865 10.233 10.457 10.593 10.673 10.719 21
22 4.157 6.716 8.293 9.265 9.864 10.232 10.456 10.590 10.670 10.715 22
23 4.157 6.715 8.293 9.266 9.865 10.232 10.455 10.589 10.667 10.711 23
24 4.156 6.716 8.294 9.267 9.866 10.232 10.454 10.587 10.664 10.707 24
25 4.156 6.717 8.296 9.269 9.867 10.233 10.454 10.586 10.662 10.703 25
26 4.157 6.718 8.298 9.271 9.869 10.234 10.454 10.584 10.659 10.699 26
27 4.157 6.719 8.300 9.273 9.870 10.234 10.453 10.582 10.655 10.694 27
28 4.158 6.721 8.302 9.275 9.871 10.234 10.451 10.578 10.650 10.688 28
29 4.158 6.723 8.304 9.276 9.872 10.233 10.448 10.574 10.643 10.680 29
30 4.159 6.724 8.305 9.277 9.871 10.230 10.444 10.567 10.635 10.670 30
31 4.159 6.725 8.306 9.277 9.869 10.227 10.438 10.559 10.625 10.658 31
32 4.160 6.725 8.306 9.276 9.866 10.221 10.430 10.549 10.612 10.644 32
33 4.160 6.726 8.305 9.273 9.861 10.214 10.420 10.536 10.598 10.627 33
34 4.160 6.725 8.303 9.269 9.855 10.205 10.408 10.521 10.580 10.607 34
35 4.160 6.724 8.301 9.264 9.847 10.193 10.393 10.504 10.560 10.585 35
36 4.160 6.723 8.298 9.258 9.838 10.180 10.377 10.484 10.537 10.560 36
37 4.159 6.721 8.294 9.251 9.826 10.165 10.358 10.461 10.511 10.532 37
38 4.159 6.719 8.289 9.242 9.814 10.148 10.336 10.436 10.483 10.502 38
39 4.158 6.717 8.283 9.232 9.799 10.129 10.312 10.408 10.452 10.469 39
40 4.158 6.714 8.276 9.221 9.783 10.107 10.286 10.377 10.417 10.432 40
41 4.157 6.711 8.269 9.208 9.764 10.083 10.256 10.342 10.380 10.393 41
42 4.156 6.707 8.260 9.194 9.743 10.055 10.223 10.305 10.339 10.350 42
43 4.155 6.702 8.250 9.177 9.720 10.025 10.187 10.263 10.294 10.303 43
44 4.154 6.696 8.238 9.158 9.693 9.991 10.146 10.218 10.245 10.253 44
45 4.152 6.690 8.224 9.136 9.663 9.953 10.101 10.168 10.192 10.198 45
46 4.150 6.682 8.209 9.113 9.631 9.912 10.053 10.114 10.135 10.140 46
47 4.148 6.674 8.193 9.087 9.595 9.867 10.000 10.056 10.074 10.078 47
48 4.146 6.665 8.175 9.058 9.556 9.819 9.944 9.994 10.009 10.012 48
49 4.143 6.656 8.155 9.027 9.513 9.765 9.882 9.927 9.939 9.941 49
50 4.141 6.645 8.133 8.993 9.466 9.708 9.816 9.855 9.865 9.867 50
51 4.138 6.633 8.109 8.955 9.415 9.645 9.745 9.779 9.787 51
52 4.134 6.620 8.083 8.914 9.360 9.578 9.668 9.698 9.704 52
53 4.130 6.605 8.053 8.869 9.300 9.505 9.587 9.611 9.616 53
54 4.126 6.589 8.021 8.820 9.234 9.426 9.499 9.520 9.523 54
55 4.122 6.571 7.986 8.766 9.163 9.341 9.406 9.423 9.425 55

56 4.117 6.552 7.948 8.707 9.086 9.251 9.307 9.321 56
57 4.111 6.531 7.906 8.644 9.004 9.154 9.202 9.213 57
58 4.105 6.507 7.860 8.574 8.914 9.050 9.091 9.099 58
59 4.098 6.481 7.810 8.499 8.818 8.940 8.974 8.980 59
112
ANNUITY FUNCTIONS
ax:n
Term Term
5 10 15 20 25 30 35 40 45 50
Age Age
60 4.090 6.453 7.755 8.418 8.715 8.823 8.851 8.856 60

61 4.082 6.422 7.695 8.330 8.605 8.700 8.722 61
62 4.073 6.388 7.630 8.235 8.488 8.570 8.587 62
63 4.063 6.350 7.559 8.134 8.364 8.433 8.447 63
64 4.052 6.310 7.482 8.024 8.232 8.290 8.300 64
65 4.040 6.265 7.399 7.908 8.092 8.140 8.147 65

66 4.026 6.216 7.309 7.783 7.946 7.984 66
67 4.011 6.163 7.213 7.651 7.792 7.823 67
68 3.995 6.105 7.109 7.511 7.632 7.655 68
69 3.977 6.042 6.997 7.363 7.465 7.483 69
70 3.958 5.974 6.878 7.207 7.292 7.305 70

71 3.936 5.901 6.752 7.044 7.114 71
72 3.912 5.821 6.617 6.875 6.930 72
73 3.887 5.735 6.475 6.699 6.742 73
74 3.859 5.643 6.325 6.517 6.549 74
75 3.828 5.544 6.168 6.329 6.354 75

76 3.794 5.438 6.004 6.138 76
77 3.758 5.326 5.833 5.942 77
78 3.718 5.206 5.657 5.743 78
79 3.675 5.080 5.475 5.543 79
80 3.628 4.948 5.289 5.341 80

81 3.578 4.809 5.100 81
82 3.524 4.664 4.909 82
83 3.465 4.514 4.716 83
84 3.403 4.359 4.522 84
85 3.336 4.200 4.330 85

86 3.265 4.038 86
87 3.190 3.874 87
88 3.110 3.709 88
89 3.026 3.544 89
90 2.938 3.380 90
91 2.847 91
92 2.753 92
93 2.656 93
94 2.556 94
95 2.455 95
113
Interest Rate: 0%
ANNUITY FUNCTIONS
ax:n for ( x n) equal to :
x+n x+n
50 55 60 65 70
Age Age
20 29.187 33.837 38.399 42.822 47.007 20

21 28.224 32.881 37.448 41.877 46.067 21
22 27.265 31.928 36.502 40.938 45.135 22
23 26.309 30.980 35.561 40.004 44.208 23
24 25.354 30.033 34.623 39.074 43.285 24
25 24.400 29.088 33.687 38.147 42.365 25

26 23.446 28.144 32.751 37.220 41.447 26
27 22.491 27.198 31.815 36.292 40.528 27
28 21.534 26.250 30.876 35.363 39.607 28
29 20.575 25.300 29.935 34.430 38.683 29
30 19.613 24.347 28.991 33.495 37.756 30

31 18.648 23.391 28.044 32.557 36.825 31
32 17.680 22.433 27.094 31.615 35.891 32
33 16.710 21.471 26.141 30.670 34.954 33
34 15.738 20.508 25.186 29.723 34.015 34
35 14.765 19.543 24.229 28.774 33.074 35

36 13.790 18.577 23.272 27.825 32.133 36
37 12.814 17.610 22.314 26.876 31.191 37
38 11.837 16.642 21.356 25.927 30.251 38
39 10.860 15.675 20.398 24.979 29.312 39
40 9.882 14.707 19.441 24.031 28.374 40

41 8.902 13.739 18.484 23.085 27.438 41
42 7.922 12.770 17.527 22.139 26.503 42
43 6.940 11.801 16.569 21.194 25.569 43
44 5.956 10.830 15.612 20.249 24.635 44
114
Interest Rate: 0%
ANNUITY FUNCTIONS
x+n x+n
50 55 60 65 70
Age Age
45 4.970 9.858 14.653 19.303 23.702 45

46 3.981 8.884 13.693 18.357 22.769 46
47 2.991 7.908 12.732 17.410 21.835 47
48 1.997 6.930 11.769 16.462 20.901 48
49 1.000 5.949 10.804 15.511 19.965 49
50 4.965 9.836 14.560 19.028 50

51 3.979 8.866 13.606 18.089 51
52 2.989 7.894 12.650 17.149 52
53 1.996 6.918 11.691 16.206 53
54 1.000 5.940 10.730 15.261 54
55 4.958 9.766 14.314 55

56 3.973 8.799 13.365 56
57 2.985 7.832 12.417 57
58 1.995 6.864 11.471 58
59 1.000 5.895 10.526 59
60 4.925 9.583 60
61 3.951 8.641 61
62 2.974 7.699 62
63 1.990 6.757 63
64 1.000 5.812 64
65 4.865 65
66 3.912 66
67 2.952 67
68 1.983 68
69 1.000 69
115
Interest Rate: 1.0%
ANNUITY FUNCTIONS
x+n x+n
50 55 60 65 70
Age Age
20 25.399 28.781 31.938 34.852 37.474 20

21 24.675 28.096 31.289 34.235 36.887 21
22 23.948 27.408 30.638 33.618 36.300 22
23 23.216 26.716 29.984 32.998 35.713 23
24 22.478 26.020 29.326 32.376 35.123 24
25 21.734 25.318 28.663 31.750 34.529 25

26 20.983 24.610 27.995 31.119 33.931 26
27 20.223 23.893 27.319 30.481 33.327 27
28 19.454 23.169 26.636 29.835 32.715 28
29 18.675 22.435 25.943 29.181 32.096 29
30 17.886 21.691 25.241 28.518 31.467 30

31 17.087 20.937 24.530 27.846 30.830 31
32 16.278 20.174 23.809 27.164 30.184 32
33 15.459 19.400 23.079 26.473 29.529 33
34 14.630 18.618 22.340 25.774 28.866 34
35 13.791 17.826 21.592 25.067 28.195 35

36 12.942 17.025 20.835 24.352 27.517 36
37 12.084 16.216 20.072 23.630 26.833 37
38 11.217 15.398 19.300 22.901 26.143 38
39 10.341 14.572 18.522 22.166 25.447 39
40 9.455 13.738 17.736 21.425 24.746 40

41 8.559 12.895 16.942 20.677 24.039 41
42 7.654 12.044 16.141 19.923 23.326 42
43 6.738 11.183 15.332 19.161 22.608 43
44 5.811 10.313 14.515 18.393 21.883 44
116
Interest Rate: 1.0%
ANNUITY FUNCTIONS
x+n x+n
50 55 60 65 70
Age Age
45 4.873 9.433 13.689 17.616 21.152 45

46 3.923 8.542 12.854 16.832 20.413 46
47 2.961 7.641 12.009 16.039 19.667 47
48 1.987 6.728 11.154 15.237 18.913 48
49 1.000 5.804 10.288 14.426 18.151 49
50 4.868 9.412 13.605 17.380 50

51 3.920 8.525 12.775 16.600 51
52 2.960 7.627 11.934 15.811 52
53 1.987 6.717 11.082 15.012 53
54 1.000 5.795 10.220 14.203 54
55 4.861 9.347 13.385 55

56 3.915 8.462 12.556 56
57 2.956 7.568 11.721 57
58 1.985 6.665 10.879 58
59 1.000 5.753 10.031 59
60 4.829 9.176 60
61 3.893 8.313 61
62 2.944 7.443 62
63 1.981 6.563 63
64 1.000 5.673 64
65 4.771 65
66 3.855 66
67 2.923 67
68 1.973 68
69 1.000 69
117
Interest Rate: 2.0%
ANNUITY FUNCTIONS
x+n x+n
50 55 60 65 70
Age Age
20 22.293 24.762 26.956 28.883 30.534 20

21 21.748 24.269 26.510 28.478 30.164 21
22 21.194 23.770 26.059 28.069 29.792 22
23 20.632 23.264 25.602 27.656 29.417 23
24 20.061 22.750 25.139 27.238 29.037 24
25 19.479 22.227 24.669 26.814 28.652 25

26 18.886 21.694 24.190 26.382 28.260 26
27 18.280 21.150 23.701 25.941 27.861 27
28 17.661 20.594 23.201 25.491 27.453 28
29 17.028 20.026 22.690 25.030 27.035 29
30 16.380 19.444 22.166 24.558 26.608 30

31 15.717 18.848 21.630 24.074 26.169 31
32 15.039 18.239 21.082 23.579 25.720 32
33 14.346 17.615 20.520 23.072 25.260 33
34 13.637 16.978 19.946 22.554 24.789 34
35 12.913 16.327 19.360 22.025 24.308 35

36 12.173 15.662 18.761 21.484 23.818 36
37 11.418 14.983 18.151 20.933 23.318 37
38 10.647 14.291 17.528 20.372 22.809 38
39 9.861 13.585 16.894 19.801 22.292 39
40 9.058 12.865 16.247 19.219 21.765 40

41 8.238 12.130 15.588 18.626 21.230 41
42 7.401 11.381 14.917 18.023 20.685 42
43 6.546 10.616 14.232 17.409 20.131 43
44 5.672 9.835 13.533 16.782 19.567 44
118
Interest Rate: 2.0%
ANNUITY FUNCTIONS
x+n x+n
50 55 60 65 70
Age Age
45 4.779 9.037 12.820 16.143 18.992 45

46 3.866 8.222 12.092 15.492 18.406 46
47 2.932 7.389 11.348 14.827 17.808 47
48 1.977 6.537 10.588 14.147 17.198 48
49 1.000 5.666 9.812 13.454 16.575 49
50 4.775 9.018 12.745 15.939 50

51 3.864 8.206 12.020 15.290 51
52 2.931 7.376 11.280 14.626 52
53 1.977 6.526 10.523 13.948 53
54 1.000 5.657 9.749 13.255 54
55 4.768 8.957 12.547 55

56 3.858 8.147 11.822 56
57 2.927 7.320 11.085 57
58 1.975 6.477 10.335 58
59 1.000 5.616 9.573 59
60 4.737 8.796 60
61 3.837 8.006 61
62 2.916 7.200 62
63 1.971 6.379 63
64 1.000 5.539 64
65 4.680 65
66 3.800 66
67 2.895 67
68 1.963 68
69 1.000 69
119
Interest Rate: 3.0%
ANNUITY FUNCTIONS
x+n x+n
50 55 60 65 70
Age Age
20 19.730 21.538 23.068 24.348 25.392 20

21 19.317 21.182 22.759 24.080 25.157 21
22 18.895 20.818 22.446 23.808 24.919 22
23 18.463 20.447 22.126 23.531 24.678 23
24 18.019 20.066 21.799 23.248 24.432 24
25 17.563 19.675 21.463 22.959 24.180 25

26 17.093 19.273 21.119 22.662 23.923 26
27 16.609 18.859 20.764 22.357 23.658 27
28 16.109 18.432 20.397 22.042 23.384 28
29 15.593 17.990 20.018 21.716 23.101 29
30 15.060 17.534 19.627 21.378 22.808 30

31 14.509 17.062 19.222 21.029 22.505 31
32 13.940 16.574 18.803 20.668 22.191 32
33 13.353 16.071 18.370 20.295 21.866 33
34 12.746 15.550 17.924 19.909 21.530 34
35 12.120 15.014 17.462 19.511 21.184 35

36 11.474 14.460 16.987 19.101 20.827 36
37 10.809 13.890 16.498 18.680 20.461 37
38 10.123 13.303 15.994 18.246 20.084 38
39 9.416 12.699 15.476 17.800 19.698 39
40 8.688 12.076 14.943 17.342 19.301 40

41 7.937 11.435 14.395 16.872 18.894 41
42 7.163 10.775 13.831 16.388 18.476 42
43 6.364 10.094 13.250 15.891 18.047 43
44 5.540 9.392 12.652 15.379 17.606 44
120
Interest Rate: 3.0%
ANNUITY FUNCTIONS
x+n x+n
50 55 60 65 70
Age Age
45 4.689 8.668 12.035 14.853 17.152 45

46 3.811 7.922 11.400 14.310 16.686 46
47 2.904 7.151 10.745 13.751 16.206 47
48 1.968 6.356 10.068 13.175 15.711 48
49 1.000 5.534 9.371 12.581 15.201 49
50 4.685 8.650 11.968 14.676 50

51 3.809 7.907 11.335 14.134 51
52 2.903 7.139 10.682 13.575 52
53 1.967 6.345 10.008 12.998 53
54 1.000 5.526 9.312 12.403 54
55 4.679 8.593 11.789 55

56 3.803 7.851 11.155 56
57 2.900 7.086 10.503 57
58 1.966 6.298 9.835 58
59 1.000 5.486 9.148 59
60 4.648 8.443 60
61 3.783 7.718 61
62 2.888 6.972 62
63 1.962 6.204 63
64 1.000 5.412 64
65 4.593 65
66 3.747 66
67 2.868 67
68 1.954 68
69 1.000 69
121
Interest Rate: 4.0%
ANNUITY FUNCTIONS
x+n x+n
50 55 60 65 70
Age Age
20 17.600 18.928 19.999 20.852 21.516 20

21 17.287 18.670 19.785 20.674 21.365 21
22 16.964 18.404 19.565 20.491 21.211 22
23 16.630 18.130 19.340 20.304 21.055 23
24 16.284 17.847 19.108 20.113 20.894 24
25 15.925 17.554 18.868 19.915 20.729 25

26 15.553 17.250 18.619 19.710 20.559 26
27 15.165 16.934 18.360 19.497 20.382 27
28 14.761 16.605 18.091 19.276 20.197 28
29 14.340 16.261 17.809 19.044 20.005 29
30 13.901 15.902 17.516 18.802 19.803 30

31 13.442 15.527 17.209 18.549 19.592 31
32 12.963 15.136 16.888 18.285 19.372 32
33 12.464 14.728 16.554 18.009 19.141 33
34 11.944 14.303 16.205 17.721 18.900 34
35 11.402 13.860 15.841 17.421 18.650 35

36 10.838 13.399 15.463 17.109 18.389 36
37 10.251 12.919 15.070 16.785 18.119 37
38 9.640 12.420 14.661 16.449 17.839 38
39 9.005 11.902 14.237 16.100 17.549 39
40 8.343 11.363 13.797 15.738 17.249 40

41 7.654 10.802 13.340 15.364 16.938 41
42 6.938 10.219 12.865 14.975 16.616 42
43 6.191 9.613 12.372 14.571 16.283 43
44 5.413 8.982 11.859 14.153 15.937 44
122
Interest Rate: 4.0%
ANNUITY FUNCTIONS
x+n x+n
50 55 60 65 70
Age Age
45 4.603 8.324 11.325 13.718 15.579 45

46 3.758 7.640 10.770 13.265 15.207 46
47 2.877 6.927 10.191 12.795 14.820 47
48 1.958 6.183 9.589 12.305 14.418 48
49 1.000 5.408 8.962 11.795 13.999 49
50 4.599 8.307 11.264 13.564 50

51 3.756 7.626 10.711 13.111 51
52 2.876 6.915 10.135 12.640 52
53 1.958 6.173 9.534 12.148 53
54 1.000 5.400 8.907 11.636 54
55 4.593 8.254 11.103 55

56 3.750 7.573 10.547 56
57 2.872 6.865 9.970 57
58 1.956 6.128 9.373 58
59 1.000 5.361 8.754 59
60 4.563 8.113 60
61 3.730 7.447 61
62 2.861 6.756 62
63 1.952 6.038 63
64 1.000 5.290 64
65 4.510 65
66 3.695 66
67 2.841 67
68 1.945 68
69 1.000 69
123
Interest Rate: 5.0%
ANNUITY FUNCTIONS
x+n x+n
50 55 60 65 70
Age Age
20 15.818 16.796 17.548 18.120 18.544 20

21 15.579 16.608 17.399 18.000 18.446 21
22 15.331 16.413 17.244 17.876 18.345 22
23 15.072 16.210 17.085 17.750 18.243 23
24 14.802 15.999 16.919 17.619 18.137 24
25 14.520 15.779 16.747 17.483 18.028 25

26 14.224 15.549 16.567 17.341 17.915 26
27 13.913 15.307 16.378 17.192 17.796 27
28 13.586 15.052 16.179 17.036 17.671 28
29 13.241 14.784 15.969 16.871 17.539 29
30 12.878 14.501 15.748 16.697 17.400 30

31 12.495 14.203 15.515 16.513 17.252 31
32 12.093 13.888 15.269 16.318 17.096 32
33 11.668 13.557 15.009 16.113 16.932 33
34 11.222 13.209 14.736 15.897 16.758 34
35 10.752 12.842 14.449 15.670 16.576 35

36 10.258 12.457 14.147 15.432 16.384 36
37 9.739 12.052 13.830 15.182 16.184 37
38 9.195 11.628 13.499 14.920 15.975 38
39 8.622 11.183 13.151 14.647 15.756 39
40 8.021 10.715 12.786 14.361 15.528 40

41 7.389 10.225 12.404 14.061 15.290 41
42 6.725 9.710 12.004 13.748 15.041 42
43 6.027 9.169 11.584 13.420 14.782 43
44 5.292 8.601 11.144 13.076 14.510 44
124
Interest Rate: 5.0%
ANNUITY FUNCTIONS
x+n x+n
50 55 60 65 70
Age Age
45 4.520 8.003 10.681 12.716 14.226 45

46 3.707 7.375 10.195 12.338 13.928 46
47 2.851 6.714 9.684 11.941 13.616 47
48 1.949 6.019 9.147 11.525 13.288 48
49 1.000 5.287 8.582 11.086 12.944 49
50 4.516 7.987 10.626 12.583 50

51 3.704 7.362 10.142 12.203 51
52 2.850 6.703 9.632 11.804 52
53 1.949 6.009 9.096 11.385 53
54 1.000 5.279 8.532 10.944 54
55 4.510 7.937 10.480 55

56 3.699 7.312 9.992 56
57 2.846 6.655 9.481 57
58 1.947 5.966 8.947 58
59 1.000 5.242 8.388 59
60 4.481 7.804 60
61 3.680 7.193 61
62 2.835 6.552 62
63 1.943 5.879 63
64 1.000 5.173 64
65 4.429 65
66 3.645 66
67 2.815 67
68 1.936 68
69 1.000 69
125
Interest Rate: 6.0%
ANNUITY FUNCTIONS
x+n x+n
50 55 60 65 70
Age Age
20 14.316 15.040 15.570 15.954 16.226 20

21 14.134 14.902 15.464 15.872 16.161 21
22 13.943 14.758 15.355 15.788 16.095 22
23 13.742 14.607 15.242 15.702 16.027 23
24 13.531 14.450 15.123 15.612 15.957 24
25 13.308 14.284 14.999 15.518 15.885 25

26 13.072 14.108 14.868 15.419 15.809 26
27 12.822 13.923 14.730 15.315 15.729 27
28 12.556 13.725 14.583 15.204 15.644 28
29 12.274 13.516 14.426 15.086 15.553 29
30 11.973 13.292 14.259 14.960 15.456 30

31 11.654 13.054 14.081 14.826 15.352 31
32 11.314 12.801 13.892 14.682 15.241 32
33 10.952 12.532 13.690 14.529 15.123 33
34 10.568 12.246 13.475 14.367 14.997 34
35 10.161 11.942 13.247 14.194 14.864 35

36 9.728 11.619 13.006 14.011 14.722 36
37 9.269 11.278 12.750 13.818 14.573 37
38 8.783 10.916 12.480 13.614 14.416 38
39 8.267 10.533 12.194 13.398 14.250 39
40 7.720 10.127 11.892 13.171 14.076 40

41 7.139 9.697 11.572 12.931 13.893 41
42 6.524 9.242 11.234 12.678 13.700 42
43 5.870 8.759 10.876 12.411 13.497 43
44 5.177 8.247 10.497 12.129 13.283 44
126
Interest Rate: 6.0%
ANNUITY FUNCTIONS
x+n x+n
50 55 60 65 70
Age Age
45 4.440 7.703 10.095 11.830 13.057 45

46 3.657 7.126 9.670 11.513 12.818 46
47 2.825 6.514 9.218 11.178 12.565 47
48 1.940 5.863 8.738 10.823 12.297 48
49 1.000 5.171 8.229 10.446 12.014 49
50 4.436 7.688 10.046 11.714 50

51 3.655 7.113 9.621 11.395 51
52 2.824 6.503 9.170 11.057 52
53 1.940 5.854 8.691 10.698 53
54 1.000 5.164 8.182 10.318 54
55 4.430 7.641 9.913 55

56 3.649 7.066 9.484 56
57 2.820 6.457 9.031 57
58 1.938 5.812 8.553 58
59 1.000 5.128 8.048 59
60 4.402 7.516 60
61 3.630 6.954 61
62 2.809 6.359 62
63 1.934 5.729 63
64 1.000 5.061 64
65 4.352 65
66 3.596 66
67 2.790 67
68 1.927 68
69 1.000 69
127
Interest Rate: 7.0%
ANNUITY FUNCTIONS
x+n x+n
50 55 60 65 70
Age Age
20 13.043 13.580 13.955 14.214 14.389 20

21 12.903 13.478 13.880 14.158 14.346 21
22 12.756 13.371 13.802 14.100 14.301 22
23 12.599 13.259 13.721 14.040 14.256 23
24 12.434 13.141 13.636 13.978 14.209 24
25 12.257 13.016 13.546 13.913 14.161 25

26 12.069 12.882 13.451 13.844 14.109 26
27 11.867 12.739 13.349 13.770 14.055 27
28 11.651 12.586 13.240 13.692 13.997 28
29 11.420 12.421 13.122 13.607 13.934 29
30 11.170 12.245 12.996 13.516 13.866 30

31 10.903 12.054 12.860 13.417 13.793 31
32 10.616 11.850 12.713 13.311 13.714 32
33 10.307 11.630 12.556 13.196 13.628 33
34 9.977 11.395 12.387 13.073 13.536 34
35 9.622 11.142 12.206 12.941 13.438 35

36 9.243 10.872 12.012 12.801 13.333 36
37 8.836 10.583 11.805 12.650 13.221 37
38 8.401 10.274 11.584 12.491 13.102 38
39 7.936 9.944 11.349 12.321 12.976 39
40 7.438 9.591 11.098 12.140 12.843 40

41 6.904 9.214 10.829 11.947 12.701 41
42 6.333 8.811 10.543 11.742 12.551 42
43 5.721 8.379 10.238 11.524 12.392 43
44 5.066 7.917 9.911 11.291 12.223 44
128
Interest Rate: 7.0%
ANNUITY FUNCTIONS
x+n x+n
50 55 60 65 70
Age Age
45 4.362 7.422 9.562 11.043 12.042 45

46 3.608 6.892 9.189 10.777 11.850 46
47 2.800 6.324 8.788 10.494 11.645 47
48 1.932 5.714 8.360 10.190 11.426 48
49 1.000 5.060 7.900 9.865 11.191 49
50 4.359 7.408 9.517 10.941 50

51 3.606 6.880 9.144 10.673 51
52 2.798 6.313 8.745 10.386 52
53 1.931 5.705 8.316 10.079 53
54 1.000 5.053 7.857 9.750 54
55 4.353 7.364 9.397 55

56 3.601 6.835 9.019 56
57 2.795 6.270 8.616 57
58 1.930 5.666 8.188 58
59 1.000 5.019 7.732 59
60 4.326 7.246 60
61 3.583 6.728 61
62 2.784 6.176 62
63 1.926 5.586 63
64 1.000 4.954 64
65 4.277 65
66 3.549 66
67 2.765 67
68 1.918 68
69 1.000 69
129
Interest Rate: 8.0%
ANNUITY FUNCTIONS
x+n x+n
50 55 60 65 70
Age Age
20 11.957 12.356 12.622 12.798 12.911 20

21 11.849 12.281 12.568 12.759 12.881 21
22 11.735 12.201 12.513 12.718 12.851 22
23 11.613 12.117 12.454 12.677 12.820 23
24 11.482 12.028 12.393 12.633 12.789 24
25 11.342 11.933 12.327 12.588 12.756 25

26 11.192 11.831 12.258 12.540 12.721 26
27 11.029 11.721 12.183 12.488 12.684 27
28 10.853 11.602 12.101 12.431 12.644 28
29 10.662 11.472 12.013 12.370 12.601 29
30 10.456 11.332 11.917 12.304 12.553 30

31 10.231 11.180 11.813 12.231 12.501 31
32 9.988 11.014 11.700 12.152 12.444 32
33 9.725 10.835 11.576 12.066 12.381 33
34 9.440 10.641 11.443 11.973 12.314 34
35 9.131 10.431 11.298 11.872 12.241 35

36 8.798 10.204 11.143 11.763 12.162 36
37 8.437 9.959 10.975 11.646 12.078 37
38 8.048 9.695 10.794 11.520 11.988 38
39 7.628 9.410 10.599 11.385 11.892 39
40 7.174 9.102 10.390 11.241 11.789 40

41 6.683 8.771 10.165 11.086 11.679 41
42 6.153 8.413 9.923 10.919 11.562 42
43 5.579 8.027 9.661 10.741 11.436 43
44 4.959 7.610 9.380 10.548 11.302 44
130
Interest Rate: 8.0%
ANNUITY FUNCTIONS
x+n x+n
50 55 60 65 70
Age Age
45 4.288 7.159 9.076 10.341 11.157 45

46 3.562 6.671 8.747 10.118 11.002 46
47 2.775 6.143 8.393 9.878 10.835 47
48 1.923 5.572 8.009 9.618 10.655 48
49 1.000 4.954 7.594 9.338 10.461 49
50 4.285 7.145 9.035 10.252 50

51 3.559 6.660 8.707 10.026 51
52 2.774 6.134 8.352 9.782 52
53 1.923 5.564 7.969 9.519 53
54 1.000 4.947 7.554 9.234 54
55 4.279 7.104 8.925 55

56 3.554 6.618 8.592 56
57 2.770 6.093 8.234 57
58 1.921 5.526 7.849 58
59 1.000 4.914 7.436 59
60 4.252 6.993 60
61 3.536 6.516 61
62 2.760 6.003 62
63 1.917 5.449 63
64 1.000 4.851 64
65 4.205 65
66 3.504 66
67 2.741 67
68 1.910 68
69 1.000 69
131
Interest Rate: 9.0%
ANNUITY FUNCTIONS
x+n x+n
50 55 60 65 70
Age Age
20 11.024 11.322 11.511 11.631 11.704 20

21 10.941 11.265 11.472 11.603 11.683 21
22 10.852 11.206 11.432 11.574 11.662 22
23 10.756 11.143 11.390 11.545 11.641 23
24 10.653 11.076 11.345 11.515 11.619 24
25 10.542 11.003 11.298 11.483 11.597 25

26 10.421 10.925 11.246 11.449 11.574 26
27 10.290 10.840 11.191 11.412 11.548 27
28 10.146 10.747 11.130 11.372 11.521 28
29 9.989 10.645 11.064 11.328 11.490 29
30 9.817 10.534 10.991 11.279 11.456 30

31 9.629 10.411 10.910 11.225 11.419 31
32 9.423 10.277 10.822 11.166 11.378 32
33 9.197 10.131 10.726 11.101 11.332 33
34 8.951 9.970 10.620 11.030 11.282 34
35 8.682 9.795 10.504 10.952 11.228 35

36 8.389 9.604 10.379 10.868 11.168 36
37 8.069 9.396 10.242 10.776 11.104 37
38 7.720 9.170 10.094 10.677 11.036 38
39 7.340 8.923 9.933 10.570 10.961 39
40 6.926 8.655 9.758 10.454 10.882 40

41 6.474 8.364 9.569 10.329 10.796 41
42 5.982 8.046 9.363 10.193 10.704 42
43 5.444 7.700 9.139 10.046 10.605 43
44 4.857 7.323 8.896 9.887 10.498 44
132
Interest Rate: 9.0%
ANNUITY FUNCTIONS
x+n x+n
50 55 60 65 70
Age Age
45 4.216 6.912 8.631 9.715 10.382 45

46 3.516 6.463 8.342 9.527 10.256 46
47 2.751 5.973 8.027 9.323 10.120 47
48 1.914 5.437 7.684 9.100 9.972 48
49 1.000 4.852 7.309 8.858 9.811 49
50 4.213 6.899 8.593 9.636 50

51 3.514 6.452 8.305 9.446 51
52 2.750 5.963 7.990 9.238 52
53 1.914 5.429 7.646 9.011 53
54 1.000 4.846 7.271 8.764 54
55 4.207 6.861 8.494 55

56 3.509 6.412 8.199 56
57 2.746 5.924 7.880 57
58 1.913 5.393 7.535 58
59 1.000 4.813 7.161 59
60 4.182 6.755 60
61 3.491 6.316 61
62 2.736 5.838 62
63 1.909 5.319 63
64 1.000 4.753 64
65 4.135 65
66 3.459 66
67 2.718 67
68 1.902 68
69 1.000 69
133
ANNUITY FUNCTIONS
x+n x+n
50 55 60 65 70
Age Age
20 10.218 10.441 10.576 10.658 10.706 20

21 10.153 10.398 10.548 10.638 10.690 21
22 10.084 10.354 10.518 10.617 10.675 22
23 10.009 10.306 10.487 10.596 10.661 23
24 9.928 10.255 10.455 10.575 10.646 24
25 9.839 10.200 10.420 10.552 10.630 25

26 9.742 10.140 10.382 10.528 10.614 26
27 9.635 10.074 10.341 10.502 10.597 27
28 9.518 10.001 10.296 10.473 10.578 28
29 9.388 9.921 10.246 10.441 10.556 29
30 9.245 9.832 10.190 10.405 10.532 30

31 9.086 9.734 10.128 10.366 10.505 31
32 8.911 9.625 10.059 10.321 10.475 32
33 8.718 9.504 9.983 10.272 10.441 33
34 8.505 9.371 9.899 10.217 10.404 34
35 8.271 9.225 9.807 10.157 10.363 35

36 8.012 9.064 9.705 10.091 10.318 36
37 7.728 8.887 9.593 10.019 10.269 37
38 7.415 8.693 9.471 9.940 10.216 38
39 7.072 8.480 9.338 9.855 10.159 39
40 6.693 8.246 9.192 9.762 10.097 40

41 6.277 7.989 9.032 9.660 10.030 41
42 5.819 7.707 8.857 9.550 9.957 42
43 5.315 7.397 8.665 9.429 9.879 43
44 4.759 7.056 8.454 9.297 9.793 44
134
ANNUITY FUNCTIONS
x+n x+n
50 55 60 65 70
Age Age
45 4.147 6.680 8.223 9.153 9.700 45

46 3.472 6.267 7.969 8.995 9.598 46
47 2.727 5.811 7.689 8.821 9.487 47
48 1.906 5.309 7.381 8.630 9.365 48
49 1.000 4.755 7.042 8.420 9.231 49
50 4.144 6.668 8.189 9.084 50

51 3.470 6.256 7.935 8.922 51
52 2.726 5.802 7.655 8.745 52
53 1.906 5.301 7.347 8.550 53
54 1.000 4.748 7.007 8.335 54
55 4.138 6.632 8.098 55

56 3.465 6.219 7.838 56
57 2.723 5.764 7.553 57
58 1.904 5.266 7.242 58
59 1.000 4.717 6.903 59
60 4.113 6.532 60
61 3.448 6.127 61
62 2.713 5.682 62
63 1.900 5.195 63
64 1.000 4.659 64
65 4.068 65
66 3.416 66
67 2.695 67
68 1.893 68
69 1.000 69
135
Interest Rate: 0%
ANNUITY FUNCTIONS
x+n x+n
50 55 60 65 70
Age Age
20 29.315 34.023 38.607 42.990 47.062 20

21 28.357 33.072 37.662 42.052 46.131 21
22 27.400 32.123 36.721 41.118 45.202 22
23 26.445 31.175 35.780 40.185 44.276 23
24 25.489 30.228 34.841 39.253 43.352 24
25 24.533 29.280 33.902 38.322 42.428 25

26 23.576 28.331 32.961 37.389 41.503 26
27 22.616 27.380 32.018 36.454 40.575 27
28 21.654 26.426 31.072 35.516 39.644 28
29 20.688 25.469 30.123 34.574 38.709 29
30 19.720 24.509 29.170 33.629 37.770 30

31 18.749 23.545 28.213 32.679 36.827 31
32 17.775 22.578 27.253 31.725 35.879 32
33 16.798 21.608 26.290 30.768 34.927 33
34 15.819 20.635 25.323 29.807 33.973 34
35 14.838 19.661 24.355 28.845 33.015 35

36 13.856 18.685 23.385 27.880 32.056 36
37 12.873 17.708 22.414 26.915 31.097 37
38 11.889 16.730 21.442 25.950 30.137 38
39 10.904 15.752 20.471 24.984 29.177 39
40 9.918 14.773 19.499 24.019 28.218 40

41 8.932 13.794 18.527 23.054 27.260 41
42 7.945 12.815 17.555 22.090 26.302 42
43 6.956 11.835 16.584 21.126 25.345 43
44 5.967 10.854 15.612 20.162 24.389 44
136
Interest Rate: 0%
ANNUITY FUNCTIONS
x+n x+n
50 55 60 65 70
Age Age
45 4.976 9.873 14.639 19.198 23.433 45

46 3.985 8.892 13.668 18.237 22.481 46
47 2.992 7.910 12.698 17.277 21.531 47
48 1.997 6.928 11.728 16.320 20.585 48
49 1.000 5.945 10.759 15.364 19.641 49
50 4.961 9.791 14.410 18.700 50

51 3.975 8.822 13.457 17.763 51
52 2.987 7.852 12.506 16.828 52
53 1.995 6.882 11.555 15.897 53
54 1.000 5.910 10.606 14.968 54
55 4.936 9.657 14.042 55

56 3.959 8.707 13.118 56
57 2.978 7.757 12.197 57
58 1.992 6.806 11.277 58
59 1.000 5.852 10.358 59
60 4.894 9.441 60
61 3.932 8.523 61
62 2.964 7.604 62
63 1.987 6.682 63
64 1.000 5.757 64
65 4.827 65
66 3.888 66
67 2.940 67
68 1.979 68
69 1.000 69
137
Interest Rate: 1.0%
ANNUITY FUNCTIONS
x+n x+n
50 55 60 65 70
Age Age
20 25.501 28.926 32.098 34.985 37.537 20

21 24.782 28.247 31.455 34.376 36.958 21
22 24.058 27.563 30.809 33.763 36.375 22
23 23.328 26.873 30.158 33.146 35.789 23
24 22.591 26.178 29.501 32.525 35.198 24
25 21.846 25.475 28.837 31.897 34.602 25

26 21.092 24.764 28.166 31.262 33.999 26
27 20.329 24.045 27.487 30.619 33.388 27
28 19.557 23.316 26.799 29.968 32.769 28
29 18.774 22.577 26.100 29.307 32.141 29
30 17.981 21.828 25.392 28.636 31.503 30

31 17.177 21.069 24.674 27.955 30.856 31
32 16.362 20.299 23.946 27.265 30.198 32
33 15.537 19.519 23.207 26.564 29.531 33
34 14.702 18.729 22.459 25.854 28.855 34
35 13.857 17.930 21.702 25.135 28.170 35

36 13.003 17.121 20.936 24.408 27.477 36
37 12.138 16.303 20.161 23.673 26.776 37
38 11.265 15.477 19.379 22.930 26.069 38
39 10.382 14.642 18.588 22.180 25.355 39
40 9.489 13.798 17.790 21.423 24.634 40

41 8.587 12.946 16.984 20.658 23.906 41
42 7.675 12.085 16.170 19.887 23.173 42
43 6.754 11.215 15.347 19.108 22.433 43
44 5.822 10.336 14.517 18.322 21.686 44
138
Interest Rate: 1.0%
ANNUITY FUNCTIONS
x+n x+n
50 55 60 65 70
Age Age
45 4.879 9.447 13.678 17.528 20.932 45

46 3.926 8.549 12.832 16.729 20.174 46
47 2.962 7.643 11.978 15.924 19.412 47
48 1.987 6.727 11.117 15.112 18.644 48
49 1.000 5.801 10.248 14.295 17.872 49
50 4.864 9.370 13.470 17.095 50

51 3.917 8.483 12.639 16.313 51
52 2.957 7.588 11.802 15.527 52
53 1.985 6.682 10.957 14.736 53
54 1.000 5.767 10.105 13.939 54
55 4.840 9.244 13.138 55

56 3.901 8.375 12.331 56
57 2.949 7.497 11.518 57
58 1.982 6.609 10.700 58
59 1.000 5.710 9.874 59
60 4.799 9.042 60
61 3.875 8.201 61
62 2.935 7.351 62
63 1.977 6.491 63
64 1.000 5.619 64
65 4.734 65
66 3.832 66
67 2.911 67
68 1.969 68
69 1.000 69
139
Interest Rate: 2.0%
ANNUITY FUNCTIONS
x+n x+n
50 55 60 65 70
Age Age
20 22.375 24.875 27.079 28.989 30.596 20

21 21.835 24.388 26.640 28.591 30.233 21
22 21.285 23.894 26.194 28.187 29.865 22
23 20.726 23.391 25.741 27.778 29.491 23
24 20.155 22.879 25.280 27.361 29.112 24
25 19.573 22.356 24.810 26.936 28.726 25

26 18.979 21.823 24.330 26.503 28.331 26
27 18.371 21.277 23.839 26.059 27.928 27
28 17.750 20.719 23.337 25.605 27.514 28
29 17.114 20.147 22.822 25.139 27.090 29
30 16.462 19.561 22.294 24.662 26.655 30

31 15.796 18.962 21.753 24.172 26.208 31
32 15.114 18.348 21.199 23.670 25.750 32
33 14.416 17.719 20.632 23.156 25.280 33
34 13.703 17.076 20.051 22.629 24.798 34
35 12.973 16.419 19.458 22.090 24.306 35

36 12.229 15.748 18.851 21.540 23.802 36
37 11.468 15.062 18.232 20.978 23.289 37
38 10.692 14.363 17.600 20.404 22.765 38
39 9.899 13.649 16.955 19.820 22.231 39
40 9.090 12.920 16.298 19.224 21.687 40

41 8.265 12.177 15.627 18.617 21.133 41
42 7.422 11.419 14.944 17.998 20.568 42
43 6.561 10.646 14.247 17.368 19.994 43
44 5.683 9.856 13.536 16.725 19.408 44
140
Interest Rate: 2.0%
ANNUITY FUNCTIONS
x+n x+n
50 55 60 65 70
Age Age
45 4.786 9.050 12.811 16.070 18.812 45

46 3.869 8.229 12.073 15.404 18.207 46
47 2.934 7.391 11.321 14.726 17.592 47
48 1.978 6.536 10.555 14.037 16.968 48
49 1.000 5.663 9.774 13.337 16.335 49
50 4.771 8.978 12.623 15.691 50

51 3.860 8.166 11.898 15.038 51
52 2.929 7.338 11.159 14.375 52
53 1.976 6.493 10.407 13.701 53
54 1.000 5.630 9.641 13.017 54
55 4.747 8.860 12.322 55

56 3.845 8.065 11.616 56
57 2.920 7.252 10.899 57
58 1.973 6.423 10.169 58
59 1.000 5.576 9.427 59
60 4.708 8.671 60
61 3.819 7.900 61
62 2.906 7.114 62
63 1.968 6.310 63
64 1.000 5.488 64
65 4.644 65
66 3.777 66
67 2.884 67
68 1.959 68
69 1.000 69
141
Interest Rate: 3.0%
ANNUITY FUNCTIONS
x+n x+n
50 55 60 65 70
Age Age
20 19.796 21.626 23.163 24.432 25.449 20

21 19.388 21.276 22.862 24.171 25.220 21
22 18.970 20.918 22.554 23.904 24.986 22
23 18.540 20.550 22.238 23.631 24.747 23
24 18.098 20.172 21.913 23.350 24.502 24
25 17.642 19.782 21.579 23.062 24.251 25

26 17.173 19.380 21.235 22.765 23.991 26
27 16.688 18.966 20.879 22.458 23.724 27
28 16.186 18.537 20.511 22.140 23.446 28
29 15.668 18.094 20.130 21.811 23.159 29
30 15.133 17.635 19.736 21.470 22.860 30

31 14.579 17.160 19.328 21.117 22.551 31
32 14.007 16.669 18.905 20.750 22.229 32
33 13.416 16.162 18.468 20.371 21.897 33
34 12.805 15.637 18.016 19.979 21.552 34
35 12.175 15.096 17.549 19.573 21.196 35

36 11.525 14.538 17.067 19.155 20.829 36
37 10.855 13.962 16.571 18.724 20.450 37
38 10.164 13.368 16.059 18.280 20.060 38
39 9.452 12.757 15.533 17.823 19.659 39
40 8.718 12.127 14.990 17.353 19.247 40

41 7.962 11.479 14.432 16.869 18.823 41
42 7.183 10.810 13.857 16.372 18.387 42
43 6.379 10.122 13.266 15.860 17.939 43
44 5.550 9.412 12.656 15.333 17.479 44
142
Interest Rate: 3.0%
ANNUITY FUNCTIONS
x+n x+n
50 55 60 65 70
Age Age
45 4.696 8.681 12.029 14.791 17.005 45

46 3.815 7.928 11.384 14.235 16.521 46
47 2.906 7.153 10.720 13.664 16.024 47
48 1.968 6.354 10.038 13.078 15.515 48
49 1.000 5.531 9.336 12.476 14.993 49
50 4.682 8.613 11.858 14.459 50

51 3.805 7.869 11.223 13.912 51
52 2.901 7.103 10.571 13.351 52
53 1.966 6.313 9.901 12.777 53
54 1.000 5.499 9.212 12.188 54
55 4.658 8.503 11.585 55

56 3.790 7.773 10.966 56
57 2.892 7.021 10.331 57
58 1.963 6.246 9.680 58
59 1.000 5.447 9.012 59
60 4.620 8.324 60
61 3.765 7.617 61
62 2.879 6.889 62
63 1.958 6.138 63
64 1.000 5.362 64
65 4.559 65
66 3.725 66
67 2.856 67
68 1.950 68
69 1.000 69
143
Interest Rate: 4.0%
ANNUITY FUNCTIONS
x+n x+n
50 55 60 65 70
Age Age
20 17.653 18.998 20.074 20.920 21.566 20

21 17.345 18.745 19.866 20.747 21.421 21
22 17.026 18.484 19.652 20.570 21.271 22
23 16.695 18.214 19.430 20.387 21.118 23
24 16.351 17.934 19.201 20.198 20.959 24
25 15.993 17.643 18.963 20.001 20.794 25

26 15.621 17.340 18.715 19.797 20.623 26
27 15.233 17.024 18.457 19.584 20.445 27
28 14.829 16.694 18.187 19.361 20.258 28
29 14.406 16.349 17.904 19.127 20.062 29
30 13.965 15.989 17.609 18.883 19.856 30

31 13.504 15.613 17.300 18.627 19.641 31
32 13.023 15.219 16.977 18.359 19.415 32
33 12.521 14.808 16.639 18.078 19.178 33
34 11.998 14.380 16.286 17.785 18.930 34
35 11.453 13.933 15.918 17.479 18.671 35

36 10.885 13.468 15.535 17.160 18.402 36
37 10.294 12.983 15.136 16.828 18.121 37
38 9.678 12.479 14.721 16.483 17.830 38
39 9.038 11.955 14.289 16.125 17.527 39
40 8.372 11.410 13.841 15.753 17.213 40

41 7.678 10.843 13.375 15.366 16.888 41
42 6.957 10.253 12.891 14.965 16.550 42
43 6.205 9.639 12.387 14.548 16.199 43
44 5.423 9.001 11.864 14.116 15.836 44
144
Interest Rate: 4.0%
ANNUITY FUNCTIONS
x+n x+n
50 55 60 65 70
Age Age
45 4.609 8.337 11.320 13.666 15.458 45

46 3.761 7.646 10.756 13.201 15.069 46
47 2.879 6.929 10.170 12.719 14.666 47
48 1.959 6.182 9.561 12.219 14.249 48
49 1.000 5.405 8.929 11.701 13.819 49
50 4.595 8.273 11.165 13.374 50

51 3.752 7.591 10.609 12.915 51
52 2.874 6.881 10.032 12.440 52
53 1.957 6.143 9.434 11.949 53
54 1.000 5.374 8.813 11.441 54
55 4.573 8.169 10.916 55

56 3.738 7.499 10.373 56
57 2.865 6.803 9.811 57
58 1.954 6.078 9.229 58
59 1.000 5.324 8.627 59
60 4.536 8.001 60
61 3.713 7.352 61
62 2.852 6.677 62
63 1.949 5.975 63
64 1.000 5.242 64
65 4.476 65
66 3.673 66
67 2.830 67
68 1.941 68
69 1.000 69
145
Interest Rate: 5.0%
ANNUITY FUNCTIONS
x+n x+n
50 55 60 65 70
Age Age
20 15.861 16.851 17.607 18.174 18.587 20

21 15.627 16.669 17.464 18.060 18.494 21
22 15.383 16.478 17.314 17.941 18.398 22
23 15.127 16.279 17.159 17.818 18.298 23
24 14.859 16.071 16.996 17.690 18.195 24
25 14.578 15.853 16.826 17.556 18.087 25

26 14.283 15.624 16.648 17.415 17.974 26
27 13.972 15.383 16.459 17.266 17.854 27
28 13.644 15.128 16.261 17.109 17.728 28
29 13.299 14.860 16.051 16.943 17.594 29
30 12.935 14.576 15.829 16.768 17.452 30

31 12.551 14.277 15.594 16.581 17.301 31
32 12.146 13.961 15.346 16.384 17.141 32
33 11.720 13.628 15.084 16.176 16.971 33
34 11.271 13.277 14.808 15.956 16.792 34
35 10.798 12.908 14.517 15.724 16.603 35

36 10.301 12.519 14.212 15.480 16.404 36
37 9.779 12.111 13.890 15.224 16.196 37
38 9.230 11.682 13.553 14.955 15.977 38
39 8.654 11.232 13.198 14.673 15.747 39
40 8.048 10.759 12.827 14.378 15.507 40

41 7.412 10.262 12.437 14.068 15.256 41
42 6.743 9.741 12.029 13.743 14.993 42
43 6.040 9.194 11.600 13.403 14.717 43
44 5.302 8.619 11.150 13.047 14.429 44
146
Interest Rate: 5.0%
ANNUITY FUNCTIONS
x+n x+n
50 55 60 65 70
Age Age
45 4.526 8.015 10.677 12.673 14.127 45

46 3.710 7.381 10.183 12.283 13.813 46
47 2.852 6.716 9.665 11.875 13.485 47
48 1.950 6.018 9.121 11.448 13.143 48
49 1.000 5.284 8.552 11.002 12.787 49
50 4.512 7.955 10.536 12.416 50

51 3.701 7.329 10.048 12.029 51
52 2.847 6.671 9.538 11.626 52
53 1.948 5.980 9.003 11.205 53
54 1.000 5.254 8.444 10.767 54
55 4.491 7.857 10.309 55

56 3.686 7.242 9.832 56
57 2.839 6.597 9.334 57
58 1.945 5.919 8.813 58
59 1.000 5.206 8.269 59
60 4.455 7.699 60
61 3.663 7.103 61
62 2.826 6.477 62
63 1.940 5.819 63
64 1.000 5.127 64
65 4.396 65
66 3.624 66
67 2.804 67
68 1.932 68
69 1.000 69
147
Interest Rate: 6.0%
ANNUITY FUNCTIONS
x+n x+n
50 55 60 65 70
Age Age
20 14.351 15.084 15.617 15.998 16.263 20

21 14.173 14.951 15.517 15.921 16.202 21
22 13.986 14.811 15.412 15.842 16.140 22
23 13.788 14.665 15.302 15.759 16.075 23
24 13.579 14.510 15.187 15.671 16.008 24
25 13.358 14.346 15.065 15.579 15.937 25

26 13.123 14.172 14.936 15.482 15.862 26
27 12.873 13.988 14.799 15.379 15.781 27
28 12.608 13.791 14.652 15.268 15.696 28
29 12.325 13.581 14.496 15.149 15.604 29
30 12.024 13.358 14.329 15.023 15.505 30

31 11.703 13.119 14.150 14.887 15.399 31
32 11.362 12.865 13.959 14.741 15.285 32
33 10.999 12.595 13.756 14.586 15.163 33
34 10.613 12.307 13.539 14.421 15.033 34
35 10.203 12.001 13.309 14.244 14.894 35

36 9.768 11.676 13.064 14.057 14.747 36
37 9.306 11.331 12.805 13.858 14.590 37
38 8.816 10.965 12.529 13.648 14.425 38
39 8.296 10.578 12.238 13.425 14.250 39
40 7.745 10.167 11.930 13.190 14.066 40

41 7.161 9.732 11.603 12.941 13.871 41
42 6.541 9.271 11.257 12.678 13.665 42
43 5.884 8.782 10.891 12.400 13.448 43
44 5.186 8.264 10.504 12.105 13.218 44
148
Interest Rate: 6.0%
ANNUITY FUNCTIONS
x+n x+n
50 55 60 65 70
Age Age
45 4.445 7.714 10.093 11.794 12.976 45

46 3.660 7.132 9.659 11.466 12.721 46
47 2.826 6.516 9.200 11.120 12.454 47
48 1.941 5.862 8.715 10.755 12.173 48
49 1.000 5.168 8.201 10.370 11.877 49
50 4.432 7.658 9.964 11.567 50

51 3.651 7.082 9.536 11.240 51
52 2.821 6.472 9.083 10.897 52
53 1.939 5.826 8.605 10.536 53
54 1.000 5.140 8.100 10.156 54
55 4.411 7.566 9.757 55

56 3.637 7.000 9.337 56
57 2.813 6.401 8.894 57
58 1.936 5.767 8.428 58
59 1.000 5.093 7.936 59
60 4.376 7.417 60
61 3.614 6.868 61
62 2.800 6.287 62
63 1.931 5.671 63
64 1.000 5.016 64
65 4.320 65
66 3.576 66
67 2.779 67
68 1.923 68
69 1.000 69
149
Interest Rate: 7.0%
ANNUITY FUNCTIONS
x+n x+n
50 55 60 65 70
Age Age
20 13.072 13.615 13.992 14.249 14.420 20

21 12.936 13.518 13.922 14.198 14.381 21
22 12.792 13.416 13.849 14.144 14.340 22
23 12.639 13.307 13.771 14.088 14.298 23
24 12.475 13.192 13.689 14.028 14.253 24
25 12.300 13.068 13.601 13.965 14.207 25

26 12.113 12.936 13.508 13.898 14.156 26
27 11.912 12.795 13.407 13.825 14.103 27
28 11.697 12.642 13.299 13.747 14.044 28
29 11.465 12.478 13.182 13.663 13.981 29
30 11.215 12.302 13.056 13.571 13.912 30

31 10.947 12.111 12.920 13.471 13.837 31
32 10.659 11.907 12.773 13.364 13.756 32
33 10.350 11.686 12.614 13.248 13.668 33
34 10.017 11.450 12.444 13.122 13.572 34
35 9.661 11.195 12.261 12.988 13.470 35

36 9.279 10.923 12.065 12.843 13.360 36
37 8.870 10.632 11.855 12.689 13.242 37
38 8.432 10.320 11.630 12.524 13.117 38
39 7.964 9.986 11.390 12.348 12.983 39
40 7.462 9.629 11.133 12.159 12.840 40

41 6.925 9.247 10.859 11.959 12.688 41
42 6.350 8.838 10.566 11.745 12.527 42
43 5.734 8.401 10.253 11.517 12.354 43
44 5.075 7.934 9.919 11.273 12.171 44
150
Interest Rate: 7.0%
ANNUITY FUNCTIONS
x+n x+n
50 55 60 65 70
Age Age
45 4.368 7.433 9.561 11.013 11.976 45

46 3.611 6.898 9.180 10.737 11.769 46
47 2.801 6.326 8.773 10.443 11.550 47
48 1.932 5.713 8.339 10.130 11.318 48
49 1.000 5.058 7.875 9.797 11.072 49
50 4.355 7.380 9.443 10.811 50

51 3.603 6.850 9.066 10.535 51
52 2.796 6.284 8.664 10.242 52
53 1.930 5.678 8.236 9.932 53
54 1.000 5.030 7.780 9.603 54
55 4.335 7.293 9.254 55

56 3.589 6.773 8.883 56
57 2.788 6.217 8.490 57
58 1.927 5.622 8.071 58
59 1.000 4.985 7.626 59
60 4.301 7.152 60
61 3.566 6.647 61
62 2.776 6.107 62
63 1.922 5.530 63
64 1.000 4.911 64
65 4.246 65
66 3.529 66
67 2.755 67
68 1.915 68
69 1.000 69
151
Interest Rate: 8.0%
ANNUITY FUNCTIONS
x+n x+n
50 55 60 65 70
Age Age
20 11.981 12.384 12.652 12.826 12.937 20

21 11.877 12.313 12.603 12.791 12.911 21
22 11.765 12.238 12.551 12.755 12.884 22
23 11.646 12.157 12.496 12.717 12.856 23
24 11.518 12.071 12.437 12.676 12.827 24
25 11.380 11.978 12.374 12.633 12.796 25

26 11.230 11.878 12.307 12.586 12.763 26
27 11.069 11.769 12.233 12.535 12.727 27
28 10.893 11.651 12.153 12.480 12.687 28
29 10.703 11.522 12.065 12.419 12.643 29
30 10.496 11.382 11.970 12.353 12.595 30

31 10.271 11.230 11.866 12.280 12.542 31
32 10.027 11.065 11.752 12.200 12.483 32
33 9.763 10.885 11.628 12.113 12.419 33
34 9.477 10.690 11.494 12.018 12.349 34
35 9.167 10.479 11.348 11.914 12.273 35

36 8.831 10.250 11.190 11.803 12.190 36
37 8.469 10.003 11.020 11.682 12.101 37
38 8.077 9.736 10.836 11.552 12.005 38
39 7.654 9.448 10.637 11.412 11.902 39
40 7.197 9.137 10.423 11.261 11.791 40

41 6.703 8.802 10.193 11.099 11.673 41
42 6.169 8.439 9.944 10.925 11.545 42
43 5.592 8.048 9.676 10.737 11.408 43
44 4.968 7.626 9.387 10.535 11.261 44
152
Interest Rate: 8.0%
ANNUITY FUNCTIONS
x+n x+n
50 55 60 65 70
Age Age
45 4.293 7.169 9.075 10.317 11.103 45

46 3.564 6.677 8.740 10.084 10.934 46
47 2.776 6.145 8.379 9.833 10.754 47
48 1.923 5.572 7.990 9.565 10.562 48
49 1.000 4.952 7.571 9.277 10.356 49
50 4.281 7.119 8.967 10.137 50

51 3.556 6.632 8.635 9.903 51
52 2.772 6.106 8.278 9.653 52
53 1.922 5.538 7.894 9.385 53
54 1.000 4.925 7.481 9.099 54
55 4.261 7.037 8.794 55

56 3.543 6.558 8.466 56
57 2.764 6.041 8.116 57
58 1.919 5.484 7.740 58
59 1.000 4.881 7.337 59
60 4.228 6.904 60
61 3.520 6.439 61
62 2.751 5.937 62
63 1.914 5.395 63
64 1.000 4.810 64
65 4.175 65
66 3.484 66
67 2.731 67
68 1.906 68
69 1.000 69
153
Interest Rate: 9.0%
ANNUITY FUNCTIONS
x+n x+n
50 55 60 65 70
Age Age
20 11.044 11.345 11.535 11.654 11.726 20

21 10.964 11.293 11.501 11.630 11.708 21
22 10.878 11.237 11.464 11.605 11.691 22
23 10.785 11.177 11.425 11.579 11.672 23
24 10.684 11.112 11.383 11.551 11.653 24
25 10.575 11.042 11.337 11.521 11.633 25

26 10.455 10.965 11.288 11.489 11.610 26
27 10.325 10.882 11.234 11.454 11.586 27
28 10.182 10.790 11.175 11.414 11.559 28
29 10.025 10.689 11.109 11.371 11.529 29
30 9.853 10.578 11.037 11.322 11.495 30

31 9.664 10.456 10.957 11.269 11.457 31
32 9.458 10.322 10.869 11.209 11.415 32
33 9.232 10.175 10.772 11.143 11.368 33
34 8.985 10.014 10.666 11.071 11.316 34
35 8.715 9.838 10.549 10.992 11.259 35

36 8.420 9.646 10.422 10.905 11.197 36
37 8.098 9.436 10.283 10.810 11.129 37
38 7.747 9.208 10.132 10.707 11.055 38
39 7.365 8.959 9.968 10.596 10.975 39
40 6.948 8.688 9.789 10.475 10.889 40

41 6.493 8.393 9.595 10.343 10.795 41
42 5.997 8.071 9.384 10.200 10.694 42
43 5.456 7.720 9.154 10.045 10.584 43
44 4.866 7.338 8.903 9.877 10.466 44
154
Interest Rate: 9.0%
ANNUITY FUNCTIONS
x+n x+n
50 55 60 65 70
Age Age
45 4.222 6.922 8.631 9.694 10.337 45

46 3.519 6.469 8.336 9.497 10.199 46
47 2.752 5.975 8.015 9.284 10.051 47
48 1.915 5.437 7.666 9.053 9.891 48
49 1.000 4.850 7.287 8.803 9.719 49
50 4.210 6.874 8.532 9.534 50

51 3.511 6.426 8.239 9.335 51
52 2.748 5.937 7.921 9.121 52
53 1.913 5.405 7.577 8.890 53
54 1.000 4.824 7.203 8.641 54
55 4.190 6.797 8.373 55

56 3.498 6.356 8.083 56
57 2.740 5.875 7.771 57
58 1.910 5.352 7.433 58
59 1.000 4.782 7.068 59
60 4.158 6.672 60
61 3.476 6.242 61
62 2.728 5.775 62
63 1.905 5.267 63
64 1.000 4.713 64
65 4.106 65
66 3.440 66
67 2.707 67
68 1.898 68
69 1.000 69
155
ANNUITY FUNCTIONS
x+n x+n
50 55 60 65 70
Age Age
20 10.234 10.460 10.596 10.677 10.723 20

21 10.173 10.421 10.571 10.660 10.712 21
22 10.106 10.379 10.545 10.643 10.700 22
23 10.034 10.335 10.517 10.625 10.688 23
24 9.954 10.286 10.487 10.606 10.675 24
25 9.867 10.233 10.454 10.586 10.662 25

26 9.772 10.175 10.418 10.563 10.647 26
27 9.666 10.110 10.379 10.538 10.631 27
28 9.549 10.039 10.335 10.510 10.612 28
29 9.420 9.959 10.285 10.479 10.591 29
30 9.277 9.871 10.230 10.444 10.567 30

31 9.119 9.773 10.169 10.404 10.540 31
32 8.944 9.665 10.101 10.360 10.509 32
33 8.750 9.544 10.025 10.310 10.475 33
34 8.537 9.411 9.940 10.255 10.436 34
35 8.301 9.264 9.847 10.193 10.393 35

36 8.041 9.103 9.744 10.126 10.346 36
37 7.756 8.924 9.631 10.051 10.294 37
38 7.441 8.728 9.507 9.970 10.237 38
39 7.095 8.513 9.371 9.880 10.175 39
40 6.714 8.276 9.221 9.783 10.107 40

41 6.295 8.016 9.057 9.676 10.033 41
42 5.834 7.730 8.877 9.558 9.952 42
43 5.326 7.416 8.679 9.430 9.864 43
44 4.768 7.070 8.462 9.290 9.768 44
156
ANNUITY FUNCTIONS
x+n x+n
50 55 60 65 70
Age Age
45 4.152 6.690 8.224 9.136 9.663 45

46 3.475 6.272 7.963 8.969 9.550 46
47 2.729 5.813 7.678 8.786 9.427 47
48 1.906 5.308 7.365 8.587 9.294 48
49 1.000 4.752 7.021 8.370 9.149 49
50 4.141 6.645 8.133 8.993 50

51 3.467 6.231 7.874 8.823 51
52 2.724 5.777 7.591 8.639 52
53 1.905 5.277 7.281 8.439 53
54 1.000 4.727 6.943 8.222 54
55 4.122 6.571 7.986 55

56 3.454 6.164 7.730 56
57 2.717 5.718 7.451 57
58 1.902 5.227 7.147 58
59 1.000 4.686 6.815 59
60 4.090 6.453 60
61 3.432 6.057 61
62 2.704 5.622 62
63 1.897 5.145 63
64 1.000 4.619 64
65 4.040 65
66 3.397 66
67 2.684 67
68 1.890 68
69 1.000 69
157
Interest Rate: 0.0%
ASSURANCE FUNCTIONS
Age(x) ax Ax Px Age(x)
20 58.029 0.99912 0.01722 20

21 57.104 0.99912 0.01750 21
22 56.188 0.99912 0.01778 22
23 55.280 0.99912 0.01807 23
24 54.377 0.99911 0.01837 24
25 53.478 0.99911 0.01868 25

26 52.581 0.99911 0.01900 26
27 51.684 0.99911 0.01933 27
28 50.786 0.99911 0.01967 28
29 49.884 0.99910 0.02003 29
30 48.979 0.99910 0.02040 30

31 48.069 0.99910 0.02078 31
32 47.156 0.99910 0.02119 32
33 46.239 0.99910 0.02161 33
34 45.320 0.99910 0.02205 34
35 44.400 0.99909 0.02250 35

36 43.479 0.99909 0.02298 36
37 42.559 0.99909 0.02348 37
38 41.641 0.99909 0.02399 38
39 40.725 0.99909 0.02453 39
40 39.813 0.99909 0.02509 40

41 38.903 0.99908 0.02568 41
42 37.996 0.99908 0.02629 42
43 37.092 0.99908 0.02694 43
44 36.190 0.99908 0.02761 44
45 35.290 0.99907 0.02831 45

46 34.391 0.99907 0.02905 46
47 33.492 0.99907 0.02983 47
48 32.594 0.99907 0.03065 48
49 31.696 0.99906 0.03152 49
50 30.798 0.99906 0.03244 50

51 29.900 0.99906 0.03341 51
52 29.000 0.99905 0.03445 52
53 28.100 0.99905 0.03555 53
54 27.198 0.99905 0.03673 54
55 26.295 0.99904 0.03799 55

56 25.391 0.99904 0.03935 56
57 24.493 0.99903 0.04079 57
58 23.604 0.99903 0.04232 58
59 22.725 0.99903 0.04396 59
158
Interest Rate: 0.0%
ASSURANCE FUNCTIONS
60 21.855 0.99902 0.04571 60

61 20.995 0.99901 0.04758 61
62 20.147 0.99901 0.04958 62
63 19.312 0.99900 0.05173 63
64 18.488 0.99899 0.05403 64
65 17.679 0.99898 0.05651 65

66 16.883 0.99896 0.05917 66
67 16.103 0.99895 0.06204 67
68 15.338 0.99893 0.06513 68
69 14.590 0.99891 0.06847 69
70 13.859 0.99889 0.07207 70

71 13.146 0.99887 0.07598 71
72 12.452 0.99884 0.08021 72
73 11.778 0.99881 0.08480 73
74 11.123 0.99877 0.08979 74
75 10.490 0.99872 0.09521 75

76 9.877 0.99867 0.10111 76
77 9.287 0.99861 0.10753 77
78 8.719 0.99854 0.11453 78
79 8.173 0.99845 0.12217 79
80 7.650 0.99835 0.13050 80

81 7.151 0.99822 0.13960 81
82 6.674 0.99807 0.14954 82
83 6.221 0.99789 0.16040 83
84 5.792 0.99766 0.17226 84
85 5.385 0.99737 0.18522 85

86 5.001 0.99700 0.19936 86
87 4.640 0.99652 0.21478 87
88 4.300 0.99588 0.23158 88
89 3.982 0.99503 0.24986 89
90 3.685 0.99386 0.26970 90

91 3.408 0.99221 0.29117 91
92 3.149 0.98981 0.31435 92
93 2.907 0.98622 0.33923 93
94 2.681 0.98063 0.36581 94
95 2.466 0.97158 0.39397 95

96 2.258 0.95622 0.42350 96
97 2.046 0.92880 0.45397 97
98 1.809 0.87687 0.48475 98
99 1.499 0.77180 0.51483 99
100 1.000 0.54280 0.54280 100
159
Interest Rate: 1.0%
ASSURANCE FUNCTIONS
20 43.670 0.56723 0.01299 20

21 43.153 0.57235 0.01326 21
22 42.638 0.57744 0.01354 22
23 42.124 0.58252 0.01383 23
24 41.610 0.58761 0.01412 24
25 41.094 0.59271 0.01442 25

26 40.574 0.59785 0.01473 26
27 40.050 0.60304 0.01506 27
28 39.519 0.60829 0.01539 28
29 38.981 0.61361 0.01574 29
30 38.435 0.61901 0.01611 30

31 37.881 0.62449 0.01649 31
32 37.319 0.63006 0.01688 32
33 36.748 0.63570 0.01730 33
34 36.170 0.64142 0.01773 34
35 35.585 0.64720 0.01819 35

36 34.995 0.65304 0.01866 36
37 34.400 0.65893 0.01916 37
38 33.800 0.66486 0.01967 38
39 33.197 0.67082 0.02021 39
40 32.591 0.67682 0.02077 40

41 31.981 0.68286 0.02135 41
42 31.367 0.68892 0.02196 42
43 30.750 0.69502 0.02260 43
44 30.130 0.70116 0.02327 44
45 29.504 0.70735 0.02397 45

46 28.874 0.71358 0.02471 46
47 28.239 0.71987 0.02549 47
48 27.597 0.72621 0.02631 48
49 26.950 0.73261 0.02718 49
50 26.297 0.73907 0.02811 50

51 25.636 0.74560 0.02908 51
52 24.969 0.75220 0.03013 52
53 24.295 0.75887 0.03124 53
54 23.613 0.76561 0.03242 54
55 22.924 0.77242 0.03369 55

56 22.228 0.77931 0.03506 56
57 21.530 0.78621 0.03652 57
58 20.833 0.79310 0.03807 58
59 20.138 0.79997 0.03973 59
160
Interest Rate: 1.0%
ASSURANCE FUNCTIONS
60 19.445 0.80682 0.04149 60

61 18.755 0.81364 0.04338 61
62 18.069 0.82042 0.04541 62
63 17.387 0.82716 0.04757 63
64 16.711 0.83384 0.04990 64
65 16.041 0.84046 0.05240 65

66 15.378 0.84702 0.05508 66
67 14.722 0.85349 0.05797 67
68 14.075 0.85987 0.06109 68
69 13.438 0.86616 0.06446 69
70 12.811 0.87234 0.06809 70

71 12.196 0.87841 0.07203 71
72 11.593 0.88435 0.07629 72
73 11.003 0.89016 0.08090 73
74 10.427 0.89583 0.08592 74
75 9.865 0.90134 0.09136 75

76 9.320 0.90669 0.09729 76
77 8.790 0.91187 0.10373 77
78 8.278 0.91687 0.11076 78
79 7.784 0.92169 0.11841 79
80 7.307 0.92631 0.12676 80

81 6.850 0.93072 0.13587 81
82 6.412 0.93492 0.14582 82
83 5.993 0.93890 0.15668 83
84 5.593 0.94264 0.16853 84
85 5.214 0.94613 0.18147 85

86 4.854 0.94935 0.19559 86
87 4.514 0.95228 0.21098 87
88 4.193 0.95487 0.22774 88
89 3.891 0.95707 0.24595 89
90 3.608 0.95877 0.26572 90

91 3.343 0.95985 0.28711 91
92 3.095 0.96004 0.31019 92
93 2.863 0.95893 0.33496 93
94 2.645 0.95575 0.36141 94
95 2.437 0.94909 0.38943 95

96 2.235 0.93622 0.41880 96
97 2.029 0.91149 0.44912 97
98 1.798 0.86268 0.47974 98
99 1.494 0.76150 0.50964 99
100 1.000 0.53743 0.53743 100
161
Interest Rate: 2.0%
ASSURANCE FUNCTIONS
20 34.048 0.33222 0.00976 20

21 33.753 0.33799 0.01001 21
22 33.458 0.34377 0.01027 22
23 33.162 0.34957 0.01054 23
24 32.864 0.35541 0.01081 24
25 32.563 0.36131 0.01110 25

26 32.258 0.36729 0.01139 26
27 31.947 0.37339 0.01169 27
28 31.629 0.37962 0.01200 28
29 31.303 0.38600 0.01233 29
30 30.969 0.39255 0.01268 30

31 30.626 0.39926 0.01304 31
32 30.274 0.40616 0.01342 32
33 29.914 0.41322 0.01381 33
34 29.545 0.42045 0.01423 34
35 29.168 0.42784 0.01467 35

36 28.783 0.43537 0.01513 36
37 28.393 0.44303 0.01560 37
38 27.996 0.45081 0.01610 38
39 27.593 0.45870 0.01662 39
40 27.184 0.46670 0.01717 40

41 26.770 0.47482 0.01774 41
42 26.350 0.48305 0.01833 42
43 25.924 0.49140 0.01896 43
44 25.491 0.49987 0.01961 44
45 25.052 0.50848 0.02030 45

46 24.605 0.51723 0.02102 46
47 24.151 0.52614 0.02179 47
48 23.688 0.53520 0.02259 48
49 23.216 0.54444 0.02345 49
50 22.736 0.55385 0.02436 50

51 22.246 0.56345 0.02533 51
52 21.746 0.57324 0.02636 52
53 21.236 0.58323 0.02746 53
54 20.716 0.59342 0.02865 54
55 20.185 0.60383 0.02991 55

56 19.643 0.61445 0.03128 56
57 19.096 0.62517 0.03274 57
58 18.545 0.63596 0.03429 58
59 17.991 0.64682 0.03595 59
162
Interest Rate: 2.0%
ASSURANCE FUNCTIONS
60 17.434 0.65771 0.03773 60

61 16.876 0.66865 0.03962 61
62 16.317 0.67960 0.04165 62
63 15.757 0.69057 0.04383 63
64 15.198 0.70152 0.04616 64
65 14.639 0.71246 0.04867 65

66 14.082 0.72336 0.05137 66
67 13.529 0.73420 0.05427 67
68 12.978 0.74497 0.05740 68
69 12.432 0.75565 0.06078 69
70 11.892 0.76622 0.06443 70

71 11.358 0.77667 0.06838 71
72 10.831 0.78697 0.07266 72
73 10.313 0.79710 0.07729 73
74 9.804 0.80705 0.08232 74
75 9.305 0.81679 0.08778 75

76 8.817 0.82631 0.09372 76
77 8.341 0.83558 0.10018 77
78 7.878 0.84460 0.10721 78
79 7.429 0.85334 0.11487 79
80 6.993 0.86178 0.12323 80

81 6.573 0.86992 0.13234 81
82 6.169 0.87772 0.14228 82
83 5.780 0.88518 0.15313 83
84 5.409 0.89228 0.16497 84
85 5.054 0.89899 0.17789 85

86 4.716 0.90530 0.19198 86
87 4.395 0.91118 0.20732 87
88 4.091 0.91659 0.22403 88
89 3.805 0.92148 0.24218 89
90 3.535 0.92575 0.26187 90

91 3.282 0.92926 0.28317 91
92 3.044 0.93180 0.30614 92
93 2.820 0.93294 0.33080 93
94 2.610 0.93197 0.35711 94
95 2.409 0.92752 0.38499 95

96 2.214 0.91695 0.41421 96
97 2.014 0.89474 0.44437 97
98 1.788 0.84891 0.47482 98
99 1.489 0.75146 0.50455 99
100 1.000 0.53216 0.53216 100
163
Interest Rate: 3.0%
ASSURANCE FUNCTIONS
20 27.403 0.20178 0.00736 20

21 27.231 0.20679 0.00759 21
22 27.058 0.21181 0.00783 22
23 26.884 0.21687 0.00807 23
24 26.709 0.22199 0.00831 24
25 26.530 0.22718 0.00856 25

26 26.348 0.23249 0.00882 26
27 26.160 0.23795 0.00910 27
28 25.967 0.24358 0.00938 28
29 25.767 0.24940 0.00968 29
30 25.559 0.25545 0.00999 30

31 25.344 0.26172 0.01033 31
32 25.120 0.26822 0.01068 32
33 24.889 0.27496 0.01105 33
34 24.649 0.28193 0.01144 34
35 24.402 0.28912 0.01185 35

36 24.148 0.29651 0.01228 36
37 23.888 0.30410 0.01273 37
38 23.621 0.31186 0.01320 38
39 23.348 0.31981 0.01370 39
40 23.069 0.32793 0.01422 40

41 22.784 0.33623 0.01476 41
42 22.493 0.34471 0.01533 42
43 22.195 0.35338 0.01592 43
44 21.890 0.36225 0.01655 44
45 21.578 0.37134 0.01721 45

46 21.258 0.38067 0.01791 46
47 20.929 0.39023 0.01865 47
48 20.591 0.40006 0.01943 48
49 20.244 0.41017 0.02026 49
50 19.887 0.42056 0.02115 50

51 19.520 0.43125 0.02209 51
52 19.142 0.44225 0.02310 52
53 18.752 0.45358 0.02419 53
54 18.351 0.46525 0.02535 54
55 17.938 0.47728 0.02661 55

56 17.513 0.48967 0.02796 56
57 17.079 0.50228 0.02941 57
58 16.640 0.51507 0.03095 58
59 16.195 0.52803 0.03260 59
164
Interest Rate: 3.0%
ASSURANCE FUNCTIONS
60 15.744 0.54114 0.03437 60

61 15.289 0.55438 0.03626 61
62 14.830 0.56775 0.03828 62
63 14.367 0.58123 0.04046 63
64 13.901 0.59479 0.04279 64
65 13.432 0.60842 0.04530 65

66 12.962 0.62209 0.04799 66
67 12.491 0.63579 0.05090 67
68 12.021 0.64948 0.05403 68
69 11.551 0.66315 0.05741 69
70 11.082 0.67677 0.06107 70

71 10.617 0.69031 0.06502 71
72 10.155 0.70374 0.06930 72
73 9.697 0.71703 0.07394 73
74 9.246 0.73016 0.07897 74
75 8.800 0.74309 0.08444 75

76 8.363 0.75580 0.09038 76
77 7.933 0.76825 0.09684 77
78 7.513 0.78043 0.10387 78
79 7.103 0.79230 0.11154 79
80 6.705 0.80383 0.11989 80

81 6.318 0.81499 0.12899 81
82 5.944 0.82577 0.13892 82
83 5.583 0.83614 0.14975 83
84 5.236 0.84606 0.16157 84
85 4.904 0.85553 0.17446 85

86 4.586 0.86450 0.18850 86
87 4.283 0.87294 0.20380 87
88 3.996 0.88082 0.22045 88
89 3.723 0.88808 0.23853 89
90 3.466 0.89462 0.25814 90

91 3.223 0.90033 0.27934 91
92 2.995 0.90497 0.30220 92
93 2.780 0.90816 0.32674 93
94 2.576 0.90921 0.35292 94
95 2.382 0.90681 0.38065 95

96 2.193 0.89838 0.40972 96
97 1.998 0.87855 0.43972 97
98 1.778 0.83554 0.47001 98
99 1.485 0.74166 0.49957 99
100 1.000 0.52699 0.52699 100
165
Interest Rate: 4.0%
ASSURANCE FUNCTIONS
20 22.677 0.12779 0.00564 20

21 22.573 0.13176 0.00584 21
22 22.470 0.13574 0.00604 22
23 22.366 0.13975 0.00625 23
24 22.260 0.14380 0.00646 24
25 22.152 0.14794 0.00668 25

26 22.042 0.15219 0.00690 26
27 21.927 0.15660 0.00714 27
28 21.808 0.16119 0.00739 28
29 21.683 0.16600 0.00766 29
30 21.552 0.17103 0.00794 30

31 21.414 0.17632 0.00823 31
32 21.270 0.18187 0.00855 32
33 21.119 0.18768 0.00889 33
34 20.961 0.19375 0.00924 34
35 20.796 0.20007 0.00962 35

36 20.626 0.20663 0.01002 36
37 20.449 0.21341 0.01044 37
38 20.267 0.22041 0.01088 38
39 20.080 0.22763 0.01134 39
40 19.886 0.23505 0.01182 40

41 19.688 0.24270 0.01233 41
42 19.483 0.25057 0.01286 42
43 19.272 0.25868 0.01342 43
44 19.054 0.26704 0.01401 44
45 18.830 0.27567 0.01464 45

46 18.598 0.28460 0.01530 46
47 18.357 0.29384 0.01601 47
48 18.108 0.30341 0.01676 48
49 17.850 0.31334 0.01755 49
50 17.582 0.32364 0.01841 50

51 17.304 0.33433 0.01932 51
52 17.015 0.34543 0.02030 52
53 16.715 0.35697 0.02136 53
54 16.403 0.36897 0.02249 54
55 16.079 0.38144 0.02372 55

56 15.741 0.39440 0.02506 56
57 15.395 0.40771 0.02648 57
58 15.042 0.42130 0.02801 58
59 14.681 0.43517 0.02964 59
166
Interest Rate: 4.0%
ASSURANCE FUNCTIONS
60 14.313 0.44929 0.03139 60

61 13.939 0.46367 0.03326 61
62 13.559 0.47828 0.03527 62
63 13.173 0.49310 0.03743 63
64 12.783 0.50812 0.03975 64
65 12.387 0.52332 0.04225 65

66 11.988 0.53866 0.04493 66
67 11.585 0.55413 0.04783 67
68 11.180 0.56969 0.05095 68
69 10.774 0.58532 0.05433 69
70 10.366 0.60098 0.05798 70

71 9.958 0.61665 0.06192 71
72 9.551 0.63228 0.06620 72
73 9.146 0.64784 0.07083 73
74 8.743 0.66329 0.07586 74
75 8.345 0.67860 0.08132 75

76 7.950 0.69372 0.08726 76
77 7.562 0.70862 0.09371 77
78 7.180 0.72326 0.10074 78
79 6.805 0.73761 0.10839 79
80 6.439 0.75162 0.11673 80

81 6.082 0.76525 0.12581 81
82 5.736 0.77848 0.13572 82
83 5.400 0.79127 0.14653 83
84 5.076 0.80358 0.15832 84
85 4.764 0.81537 0.17116 85

86 4.464 0.82663 0.18516 86
87 4.178 0.83730 0.20041 87
88 3.905 0.84734 0.21699 88
89 3.646 0.85669 0.23500 89
90 3.400 0.86526 0.25452 90

91 3.167 0.87293 0.27562 91
92 2.948 0.87947 0.29837 92
93 2.740 0.88453 0.32278 93
94 2.544 0.88743 0.34883 94
95 2.356 0.88691 0.37641 95

96 2.172 0.88047 0.40532 96
97 1.983 0.86288 0.43516 97
98 1.768 0.82254 0.46529 98
99 1.480 0.73209 0.49468 99
100 1.000 0.52192 0.52192 100
167
Interest Rate: 5.0%
ASSURANCE FUNCTIONS
20 19.219 0.08480 0.00441 20

21 19.155 0.08784 0.00459 21
22 19.091 0.09087 0.00476 22
23 19.027 0.09392 0.00494 23
24 18.963 0.09700 0.00512 24
25 18.897 0.10014 0.00530 25

26 18.828 0.10339 0.00549 26
27 18.757 0.10678 0.00569 27
28 18.682 0.11034 0.00591 28
29 18.603 0.11411 0.00613 29
30 18.519 0.11811 0.00638 30

31 18.430 0.12237 0.00664 31
32 18.335 0.12688 0.00692 32
33 18.235 0.13166 0.00722 33
34 18.129 0.13670 0.00754 34
35 18.017 0.14200 0.00788 35

36 17.901 0.14755 0.00824 36
37 17.779 0.15333 0.00862 37
38 17.653 0.15934 0.00903 38
39 17.522 0.16558 0.00945 39
40 17.386 0.17204 0.00990 40

41 17.245 0.17874 0.01036 41
42 17.100 0.18568 0.01086 42
43 16.948 0.19288 0.01138 43
44 16.791 0.20036 0.01193 44
45 16.628 0.20814 0.01252 45

46 16.458 0.21624 0.01314 46
47 16.280 0.22470 0.01380 47
48 16.094 0.23353 0.01451 48
49 15.900 0.24277 0.01527 49
50 15.697 0.25244 0.01608 50

51 15.484 0.26257 0.01696 51
52 15.261 0.27318 0.01790 52
53 15.028 0.28430 0.01892 53
54 14.783 0.29596 0.02002 54
55 14.526 0.30820 0.02122 55

56 14.256 0.32105 0.02252 56
57 13.977 0.33432 0.02392 57
58 13.690 0.34798 0.02542 58
59 13.395 0.36200 0.02702 59
168
Interest Rate: 5.0%
ASSURANCE FUNCTIONS
60 13.093 0.37639 0.02875 60

61 12.783 0.39113 0.03060 61
62 12.467 0.40620 0.03258 62
63 12.143 0.42160 0.03472 63
64 11.813 0.43730 0.03702 64
65 11.478 0.45327 0.03949 65

66 11.136 0.46951 0.04216 66
67 10.790 0.48598 0.04504 67
68 10.440 0.50265 0.04815 68
69 10.086 0.51948 0.05150 69
70 9.729 0.53645 0.05514 70

71 9.371 0.55352 0.05907 71
72 9.010 0.57065 0.06333 72
73 8.650 0.58779 0.06795 73
74 8.290 0.60490 0.07297 74
75 7.932 0.62195 0.07841 75

76 7.575 0.63887 0.08433 76
77 7.223 0.65563 0.09077 77
78 6.874 0.67218 0.09778 78
79 6.531 0.68847 0.10542 79
80 6.194 0.70446 0.11373 80

81 5.864 0.72009 0.12280 81
82 5.542 0.73533 0.13268 82
83 5.229 0.75012 0.14345 83
84 4.925 0.76443 0.15520 84
85 4.632 0.77822 0.16801 85

86 4.350 0.79143 0.18195 86
87 4.078 0.80403 0.19714 87
88 3.819 0.81595 0.21365 88
89 3.572 0.82715 0.23158 89
90 3.337 0.83752 0.25101 90

91 3.114 0.84695 0.27201 91
92 2.903 0.85522 0.29464 92
93 2.703 0.86197 0.31892 93
94 2.513 0.86657 0.34483 94
95 2.331 0.86779 0.37227 95

96 2.153 0.86320 0.40102 96
97 1.968 0.84770 0.43070 97
98 1.758 0.80991 0.46066 98
99 1.475 0.72276 0.48989 99
100 1.000 0.51695 0.51695 100
169
Interest Rate: 6.0%
ASSURANCE FUNCTIONS
20 16.622 0.05913 0.00356 20

21 16.581 0.06145 0.00371 21
22 16.540 0.06374 0.00385 22
23 16.500 0.06602 0.00400 23
24 16.460 0.06831 0.00415 24
25 16.418 0.07065 0.00430 25

26 16.376 0.07307 0.00446 26
27 16.331 0.07561 0.00463 27
28 16.283 0.07831 0.00481 28
29 16.232 0.08119 0.00500 29
30 16.177 0.08430 0.00521 30

31 16.118 0.08763 0.00544 31
32 16.055 0.09122 0.00568 32
33 15.987 0.09506 0.00595 33
34 15.915 0.09916 0.00623 34
35 15.838 0.10351 0.00654 35

36 15.757 0.10809 0.00686 36
37 15.672 0.11291 0.00720 37
38 15.583 0.11794 0.00757 38
39 15.490 0.12320 0.00795 39
40 15.393 0.12868 0.00836 40

41 15.292 0.13440 0.00879 41
42 15.187 0.14035 0.00924 42
43 15.077 0.14657 0.00972 43
44 14.962 0.15307 0.01023 44
45 14.842 0.15988 0.01077 45

46 14.715 0.16703 0.01135 46
47 14.582 0.17454 0.01197 47
48 14.443 0.18245 0.01263 48
49 14.295 0.19080 0.01335 49
50 14.140 0.19960 0.01412 50

51 13.975 0.20889 0.01495 51
52 13.802 0.21872 0.01585 52
53 13.618 0.22911 0.01682 53
54 13.424 0.24011 0.01789 54
55 13.218 0.25174 0.01905 55

56 13.000 0.26407 0.02031 56
57 12.774 0.27690 0.02168 57
58 12.539 0.29018 0.02314 58
59 12.296 0.30391 0.02472 59
170
Interest Rate: 6.0%
ASSURANCE FUNCTIONS
60 12.046 0.31808 0.02641 60

61 11.787 0.33269 0.02822 61
62 11.522 0.34773 0.03018 62
63 11.248 0.36318 0.03229 63
64 10.968 0.37904 0.03456 64
65 10.681 0.39527 0.03701 65

66 10.388 0.41186 0.03965 66
67 10.089 0.42878 0.04250 67
68 9.784 0.44601 0.04558 68
69 9.475 0.46351 0.04892 69
70 9.161 0.48124 0.05253 70

71 8.844 0.49917 0.05644 71
72 8.525 0.51726 0.06068 72
73 8.203 0.53546 0.06528 73
74 7.880 0.55372 0.07027 74
75 7.556 0.57200 0.07570 75

76 7.234 0.59024 0.08160 76
77 6.912 0.60839 0.08801 77
78 6.594 0.62639 0.09500 78
79 6.278 0.64420 0.10261 79
80 5.967 0.66175 0.11090 80

81 5.661 0.67899 0.11993 81
82 5.362 0.69586 0.12978 82
83 5.069 0.71232 0.14052 83
84 4.785 0.72830 0.15222 84
85 4.508 0.74377 0.16497 85

86 4.242 0.75866 0.17887 86
87 3.984 0.77292 0.19398 87
88 3.738 0.78650 0.21042 88
89 3.502 0.79932 0.22827 89
90 3.277 0.81130 0.24760 90

91 3.063 0.82230 0.26849 91
92 2.859 0.83212 0.29101 92
93 2.667 0.84041 0.31516 93
94 2.483 0.84656 0.34093 94
95 2.307 0.84939 0.36821 95

96 2.133 0.84653 0.39681 96
97 1.954 0.83301 0.42633 97
98 1.749 0.79763 0.45612 98
99 1.471 0.71364 0.48518 99
100 1.000 0.51208 0.51208 100
171
Interest Rate: 7.0%
ASSURANCE FUNCTIONS
20 14.623 0.04335 0.00296 20

21 14.596 0.04513 0.00309 21
22 14.569 0.04686 0.00322 22
23 14.543 0.04857 0.00334 23
24 14.517 0.05027 0.00346 24
25 14.491 0.05199 0.00359 25

26 14.464 0.05377 0.00372 26
27 14.435 0.05566 0.00386 27
28 14.404 0.05767 0.00400 28
29 14.371 0.05986 0.00417 29
30 14.334 0.06223 0.00434 30

31 14.295 0.06483 0.00454 31
32 14.251 0.06765 0.00475 32
33 14.205 0.07071 0.00498 33
34 14.154 0.07401 0.00523 34
35 14.100 0.07754 0.00550 35

36 14.043 0.08130 0.00579 36
37 13.982 0.08526 0.00610 37
38 13.918 0.08944 0.00643 38
39 13.851 0.09382 0.00677 39
40 13.781 0.09841 0.00714 40

41 13.708 0.10322 0.00753 41
42 13.631 0.10826 0.00794 42
43 13.550 0.11355 0.00838 43
44 13.465 0.11911 0.00885 44
45 13.375 0.12497 0.00934 45

46 13.280 0.13117 0.00988 46
47 13.180 0.13773 0.01045 47
48 13.074 0.14470 0.01107 48
49 12.960 0.15210 0.01174 49
50 12.840 0.15997 0.01246 50

51 12.712 0.16835 0.01324 51
52 12.575 0.17728 0.01410 52
53 12.430 0.18681 0.01503 53
54 12.274 0.19698 0.01605 54
55 12.108 0.20783 0.01716 55

56 11.931 0.21943 0.01839 56
57 11.745 0.23159 0.01972 57
58 11.551 0.24425 0.02114 58
59 11.350 0.25742 0.02268 59
172
Interest Rate: 7.0%
ASSURANCE FUNCTIONS
60 11.141 0.27110 0.02433 60

61 10.924 0.28529 0.02612 61
62 10.699 0.29997 0.02804 62
63 10.467 0.31515 0.03011 63
64 10.228 0.33081 0.03234 64
65 9.981 0.34694 0.03476 65

66 9.728 0.36352 0.03737 66
67 9.468 0.38052 0.04019 67
68 9.202 0.39791 0.04324 68
69 8.930 0.41568 0.04655 69
70 8.653 0.43378 0.05013 70

71 8.372 0.45218 0.05401 71
72 8.086 0.47082 0.05822 72
73 7.798 0.48968 0.06280 73
74 7.507 0.50869 0.06776 74
75 7.214 0.52781 0.07316 75

76 6.921 0.54698 0.07903 76
77 6.628 0.56614 0.08542 77
78 6.335 0.58523 0.09238 78
79 6.045 0.60420 0.09995 79
80 5.757 0.62297 0.10821 80

81 5.473 0.64149 0.11721 81
82 5.194 0.65969 0.12702 82
83 4.920 0.67751 0.13771 83
84 4.652 0.69489 0.14936 84
85 4.392 0.71178 0.16206 85

86 4.140 0.72810 0.17589 86
87 3.895 0.74380 0.19094 87
88 3.661 0.75882 0.20730 88
89 3.435 0.77307 0.22505 89
90 3.219 0.78647 0.24429 90

91 3.014 0.79888 0.26508 91
92 2.818 0.81010 0.28747 92
93 2.632 0.81980 0.31149 93
94 2.454 0.82737 0.33711 94
95 2.283 0.83169 0.36425 95

96 2.115 0.83044 0.39268 96
97 1.940 0.81877 0.42204 97
98 1.740 0.78569 0.45167 98
99 1.466 0.70474 0.48057 99
100 1.000 0.50729 0.50729 100
173
Interest Rate: 8.0%
ASSURANCE FUNCTIONS
20 13.050 0.03331 0.00255 20

21 13.031 0.03471 0.00266 21
22 13.013 0.03605 0.00277 22
23 12.996 0.03734 0.00287 23
24 12.979 0.03860 0.00297 24
25 12.962 0.03987 0.00308 25

26 12.944 0.04118 0.00318 26
27 12.925 0.04257 0.00329 27
28 12.905 0.04406 0.00341 28
29 12.883 0.04571 0.00355 29
30 12.858 0.04753 0.00370 30

31 12.831 0.04953 0.00386 31
32 12.801 0.05175 0.00404 32
33 12.768 0.05419 0.00424 33
34 12.733 0.05684 0.00446 34
35 12.694 0.05971 0.00470 35

36 12.652 0.06278 0.00496 36
37 12.608 0.06604 0.00524 37
38 12.562 0.06949 0.00553 38
39 12.513 0.07313 0.00584 39
40 12.461 0.07695 0.00618 40

41 12.407 0.08098 0.00653 41
42 12.349 0.08521 0.00690 42
43 12.289 0.08968 0.00730 43
44 12.225 0.09440 0.00772 44
45 12.158 0.09941 0.00818 45

46 12.086 0.10473 0.00867 46
47 12.009 0.11041 0.00919 47
48 11.927 0.11648 0.00977 48
49 11.840 0.12297 0.01039 49
50 11.746 0.12993 0.01106 50

51 11.645 0.13741 0.01180 51
52 11.536 0.14544 0.01261 52
53 11.420 0.15408 0.01349 53
54 11.294 0.16337 0.01447 54
55 11.159 0.17338 0.01554 55

56 11.013 0.18417 0.01672 56
57 10.860 0.19555 0.01801 57
58 10.699 0.20747 0.01939 58
59 10.530 0.21994 0.02089 59
174
Interest Rate: 8.0%
ASSURANCE FUNCTIONS
60 10.354 0.23297 0.02250 60

61 10.171 0.24656 0.02424 61
62 9.980 0.26070 0.02612 62
63 9.781 0.27540 0.02816 63
64 9.575 0.29065 0.03035 64
65 9.362 0.30644 0.03273 65

66 9.142 0.32275 0.03530 66
67 8.915 0.33956 0.03809 67
68 8.681 0.35686 0.04111 68
69 8.441 0.37461 0.04438 69
70 8.196 0.39279 0.04792 70

71 7.945 0.41135 0.05177 71
72 7.690 0.43026 0.05595 72
73 7.430 0.44947 0.06049 73
74 7.167 0.46892 0.06542 74
75 6.902 0.48858 0.07079 75

76 6.634 0.50837 0.07663 76
77 6.366 0.52824 0.08298 77
78 6.097 0.54813 0.08990 78
79 5.829 0.56796 0.09744 79
80 5.562 0.58767 0.10566 80

81 5.298 0.60720 0.11461 81
82 5.037 0.62646 0.12438 82
83 4.780 0.64540 0.13502 83
84 4.528 0.66394 0.14662 84
85 4.282 0.68202 0.15926 85

86 4.043 0.69956 0.17303 86
87 3.811 0.71650 0.18800 87
88 3.587 0.73277 0.20428 88
89 3.372 0.74828 0.22194 89
90 3.165 0.76294 0.24108 90

91 2.967 0.77661 0.26175 91
92 2.778 0.78910 0.28402 92
93 2.598 0.80007 0.30790 93
94 2.427 0.80896 0.33338 94
95 2.261 0.81464 0.36037 95

96 2.097 0.81489 0.38864 96
97 1.926 0.80497 0.41784 97
98 1.731 0.77407 0.44731 98
99 1.462 0.69605 0.47604 99
100 1.000 0.50259 0.50259 100
175
Interest Rate: 9.0%
ASSURANCE FUNCTIONS
20 11.788 0.02670 0.00226 20

21 11.774 0.02783 0.00236 21
22 11.761 0.02888 0.00246 22
23 11.749 0.02987 0.00254 23
24 11.738 0.03083 0.00263 24
25 11.726 0.03177 0.00271 25

26 11.715 0.03273 0.00279 26
27 11.702 0.03375 0.00288 27
28 11.689 0.03486 0.00298 28
29 11.674 0.03610 0.00309 29
30 11.657 0.03749 0.00322 30

31 11.638 0.03905 0.00336 31
32 11.617 0.04080 0.00351 32
33 11.593 0.04274 0.00369 33
34 11.567 0.04489 0.00388 34
35 11.539 0.04723 0.00409 35

36 11.509 0.04975 0.00432 36
37 11.476 0.05244 0.00457 37
38 11.441 0.05530 0.00483 38
39 11.405 0.05832 0.00511 39
40 11.366 0.06151 0.00541 40

41 11.325 0.06488 0.00573 41
42 11.282 0.06843 0.00607 42
43 11.237 0.07220 0.00643 43
44 11.188 0.07619 0.00681 44
45 11.137 0.08045 0.00722 45

46 11.082 0.08500 0.00767 46
47 11.022 0.08989 0.00816 47
48 10.959 0.09515 0.00868 48
49 10.890 0.10081 0.00926 49
50 10.816 0.10694 0.00989 50

51 10.736 0.11356 0.01058 51
52 10.649 0.12073 0.01134 52
53 10.555 0.12851 0.01218 53
54 10.452 0.13695 0.01310 54
55 10.341 0.14612 0.01413 55

56 10.221 0.15608 0.01527 56
57 10.093 0.16665 0.01651 57
58 9.958 0.17779 0.01785 58
59 9.816 0.18950 0.01931 59
176
Interest Rate: 9.0%
ASSURANCE FUNCTIONS
60 9.667 0.20180 0.02088 60

61 9.510 0.21470 0.02258 61
62 9.347 0.22820 0.02441 62
63 9.176 0.24230 0.02641 63
64 8.998 0.25700 0.02856 64
65 8.813 0.27230 0.03090 65

66 8.620 0.28818 0.03343 66
67 8.421 0.30464 0.03618 67
68 8.215 0.32165 0.03915 68
69 8.002 0.33919 0.04239 69
70 7.784 0.35723 0.04589 70

71 7.559 0.37574 0.04970 71
72 7.330 0.39468 0.05385 72
73 7.096 0.41401 0.05835 73
74 6.857 0.43368 0.06324 74
75 6.616 0.45363 0.06857 75

76 6.371 0.47380 0.07437 76
77 6.124 0.49414 0.08068 77
78 5.877 0.51458 0.08757 78
79 5.628 0.53504 0.09506 79
80 5.381 0.55547 0.10324 80

81 5.134 0.57577 0.11215 81
82 4.890 0.59588 0.12186 82
83 4.649 0.61572 0.13245 83
84 4.411 0.63521 0.14399 84
85 4.179 0.65429 0.15657 85

86 3.952 0.67287 0.17026 86
87 3.731 0.69088 0.18516 87
88 3.517 0.70823 0.20135 88
89 3.311 0.72485 0.21892 89
90 3.113 0.74063 0.23795 90

91 2.922 0.75543 0.25851 91
92 2.740 0.76905 0.28065 92
93 2.566 0.78119 0.30440 93
94 2.400 0.79126 0.32974 94
95 2.239 0.79821 0.35657 95

96 2.079 0.79987 0.38469 96
97 1.913 0.79158 0.41372 97
98 1.722 0.76276 0.44303 98
99 1.458 0.68755 0.47160 99
100 1.000 0.49798 0.49798 100
177
ASSURANCE FUNCTIONS
20 10.756 0.02218 0.00206 20

21 10.746 0.02311 0.00215 21
22 10.736 0.02397 0.00223 22
23 10.728 0.02475 0.00231 23
24 10.720 0.02548 0.00238 24
25 10.712 0.02618 0.00244 25

26 10.704 0.02689 0.00251 26
27 10.696 0.02764 0.00258 27
28 10.687 0.02847 0.00266 28
29 10.677 0.02940 0.00275 29
30 10.665 0.03047 0.00286 30

31 10.651 0.03169 0.00298 31
32 10.636 0.03308 0.00311 32
33 10.619 0.03465 0.00326 33
34 10.600 0.03640 0.00343 34
35 10.578 0.03832 0.00362 35

36 10.556 0.04040 0.00383 36
37 10.531 0.04264 0.00405 37
38 10.505 0.04502 0.00429 38
39 10.477 0.04755 0.00454 39
40 10.448 0.05022 0.00481 40

41 10.416 0.05304 0.00509 41
42 10.384 0.05603 0.00540 42
43 10.349 0.05921 0.00572 43
44 10.311 0.06259 0.00607 44
45 10.272 0.06621 0.00645 45

46 10.229 0.07010 0.00685 46
47 10.183 0.07430 0.00730 47
48 10.133 0.07884 0.00778 48
49 10.078 0.08378 0.00831 49
50 10.019 0.08914 0.00890 50

51 9.955 0.09499 0.00954 51
52 9.885 0.10138 0.01026 52
53 9.808 0.10836 0.01105 53
54 9.724 0.11599 0.01193 54
55 9.632 0.12435 0.01291 55

56 9.531 0.13351 0.01401 56
57 9.424 0.14329 0.01521 57
58 9.310 0.15364 0.01650 58
59 9.189 0.16459 0.01791 59
178
ASSURANCE FUNCTIONS
60 9.062 0.17614 0.01944 60

61 8.928 0.18832 0.02109 61
62 8.787 0.20112 0.02289 62
63 8.640 0.21456 0.02483 63
64 8.485 0.22864 0.02695 64
65 8.323 0.24336 0.02924 65

66 8.154 0.25871 0.03173 66
67 7.978 0.27469 0.03443 67
68 7.795 0.29129 0.03737 68
69 7.606 0.30848 0.04056 69
70 7.411 0.32624 0.04402 70

71 7.209 0.34455 0.04779 71
72 7.002 0.36336 0.05189 72
73 6.790 0.38263 0.05635 73
74 6.573 0.40233 0.06121 74
75 6.353 0.42239 0.06649 75

76 6.128 0.44276 0.07225 76
77 5.901 0.46338 0.07852 77
78 5.672 0.48417 0.08536 78
79 5.442 0.50507 0.09281 79
80 5.211 0.52601 0.10093 80

81 4.981 0.54690 0.10979 81
82 4.752 0.56767 0.11945 82
83 4.525 0.58823 0.12999 83
84 4.301 0.60850 0.14147 84
85 4.081 0.62841 0.15398 85

86 3.866 0.64786 0.16760 86
87 3.655 0.66678 0.18242 87
88 3.451 0.68508 0.19852 88
89 3.253 0.70267 0.21599 89
90 3.063 0.71944 0.23492 90

91 2.879 0.73525 0.25536 91
92 2.704 0.74990 0.27737 92
93 2.535 0.76309 0.30099 93
94 2.374 0.77426 0.32617 94
95 2.217 0.78238 0.35285 95

96 2.062 0.78534 0.38081 96
97 1.900 0.77860 0.40968 97
98 1.713 0.75175 0.43883 98
99 1.454 0.67924 0.46723 99
100 1.000 0.49345 0.49345 100
179
Interest Rate: 0.0%
ASSURANCE FUNCTIONS
20 57.582 0.99681 0.01731 20

21 56.666 0.99680 0.01759 21
22 55.755 0.99680 0.01788 22
23 54.847 0.99679 0.01817 23
24 53.941 0.99679 0.01848 24
25 53.035 0.99678 0.01879 25

26 52.129 0.99678 0.01912 26
27 51.221 0.99677 0.01946 27
28 50.308 0.99676 0.01981 28
29 49.392 0.99676 0.02018 29
30 48.470 0.99675 0.02056 30

31 47.543 0.99675 0.02097 31
32 46.611 0.99674 0.02138 32
33 45.674 0.99674 0.02182 33
34 44.733 0.99673 0.02228 34
35 43.790 0.99673 0.02276 35

36 42.845 0.99673 0.02326 36
37 41.899 0.99672 0.02379 37
38 40.954 0.99672 0.02434 38
39 40.009 0.99671 0.02491 39
40 39.066 0.99671 0.02551 40

41 38.124 0.99670 0.02614 41
42 37.184 0.99670 0.02680 42
43 36.245 0.99669 0.02750 43
44 35.309 0.99669 0.02823 44
45 34.373 0.99668 0.02900 45

46 33.444 0.99667 0.02980 46
47 32.521 0.99667 0.03065 47
48 31.603 0.99666 0.03154 48
49 30.691 0.99665 0.03247 49
50 29.786 0.99664 0.03346 50

51 28.887 0.99662 0.03450 51
52 27.996 0.99661 0.03560 52
53 27.113 0.99660 0.03676 53
54 26.237 0.99658 0.03798 54
55 25.371 0.99656 0.03928 55

56 24.514 0.99654 0.04065 56
57 23.666 0.99652 0.04211 57
58 22.828 0.99650 0.04365 58
59 22.002 0.99647 0.04529 59
180
Interest Rate: 0.0%
ASSURANCE FUNCTIONS
60 21.186 0.99644 0.04703 60

61 20.382 0.99640 0.04889 61
62 19.591 0.99636 0.05086 62
63 18.812 0.99632 0.05296 63
64 18.047 0.99627 0.05520 64
65 17.296 0.99622 0.05760 65

66 16.559 0.99616 0.06016 66
67 15.837 0.99609 0.06289 67
68 15.131 0.99601 0.06582 68
69 14.441 0.99592 0.06896 69
70 13.768 0.99582 0.07233 70

71 13.112 0.99571 0.07594 71
72 12.473 0.99558 0.07982 72
73 11.852 0.99544 0.08399 73
74 11.250 0.99527 0.08847 74
75 10.666 0.99508 0.09330 75

76 10.101 0.99486 0.09849 76
77 9.555 0.99460 0.10409 77
78 9.029 0.99430 0.11012 78
79 8.522 0.99395 0.11663 79
80 8.035 0.99354 0.12365 80

81 7.567 0.99305 0.13123 81
82 7.120 0.99246 0.13940 82
83 6.691 0.99176 0.14822 83
84 6.282 0.99090 0.15773 84
85 5.892 0.98985 0.16799 85

86 5.521 0.98855 0.17904 86
87 5.169 0.98691 0.19095 87
88 4.833 0.98482 0.20375 88
89 4.515 0.98212 0.21750 89
90 4.214 0.97857 0.23224 90

91 3.927 0.97381 0.24799 91
92 3.653 0.96731 0.26478 92
93 3.391 0.95823 0.28259 93
94 3.136 0.94520 0.30138 94
95 2.884 0.92601 0.32105 95

96 2.627 0.89687 0.34145 96
97 2.349 0.85107 0.36232 97
98 2.026 0.77637 0.38328 98
99 1.608 0.64937 0.40383 99
100 1.000 0.42331 0.42331 100
181
Interest Rate: 1.0%
ASSURANCE FUNCTIONS
20 43.440 0.56847 0.01309 20

21 42.928 0.57353 0.01336 21
22 42.415 0.57859 0.01364 22
23 41.899 0.58368 0.01393 23
24 41.380 0.58880 0.01423 24
25 40.857 0.59396 0.01454 25

26 40.328 0.59918 0.01486 26
27 39.793 0.60447 0.01519 27
28 39.249 0.60983 0.01554 28
29 38.697 0.61528 0.01590 29
30 38.135 0.62082 0.01628 30

31 37.564 0.62646 0.01668 31
32 36.984 0.63219 0.01709 32
33 36.394 0.63801 0.01753 33
34 35.795 0.64391 0.01799 34
35 35.189 0.64990 0.01847 35

36 34.575 0.65596 0.01897 36
37 33.955 0.66208 0.01950 37
38 33.329 0.66826 0.02005 38
39 32.697 0.67449 0.02063 39
40 32.061 0.68077 0.02123 40

41 31.419 0.68711 0.02187 41
42 30.773 0.69348 0.02254 42
43 30.122 0.69991 0.02324 43
44 29.466 0.70638 0.02397 44
45 28.805 0.71290 0.02475 45

46 28.143 0.71944 0.02556 46
47 27.479 0.72599 0.02642 47
48 26.813 0.73255 0.02732 48
49 26.146 0.73913 0.02827 49
50 25.479 0.74571 0.02927 50

51 24.811 0.75230 0.03032 51
52 24.143 0.75888 0.03143 52
53 23.475 0.76546 0.03261 53
54 22.808 0.77203 0.03385 54
55 22.143 0.77859 0.03516 55

56 21.479 0.78512 0.03655 56
57 20.818 0.79163 0.03803 57
58 20.160 0.79811 0.03959 58
59 19.505 0.80456 0.04125 59
182
Interest Rate: 1.0%
ASSURANCE FUNCTIONS
60 18.854 0.81096 0.04301 60

61 18.208 0.81731 0.04489 61
62 17.567 0.82360 0.04688 62
63 16.932 0.82984 0.04901 63
64 16.303 0.83600 0.05128 64
65 15.682 0.84209 0.05370 65

66 15.068 0.84810 0.05628 66
67 14.463 0.85401 0.05905 67
68 13.867 0.85983 0.06200 68
69 13.281 0.86554 0.06517 69
70 12.705 0.87114 0.06856 70

71 12.141 0.87661 0.07220 71
72 11.588 0.88196 0.07611 72
73 11.047 0.88717 0.08031 73
74 10.519 0.89223 0.08482 74
75 10.005 0.89714 0.08967 75

76 9.504 0.90189 0.09490 76
77 9.018 0.90646 0.10052 77
78 8.546 0.91085 0.10658 78
79 8.090 0.91504 0.11311 79
80 7.649 0.91902 0.12015 80

81 7.224 0.92278 0.12774 81
82 6.815 0.92629 0.13593 82
83 6.421 0.92953 0.14475 83
84 6.044 0.93247 0.15427 84
85 5.683 0.93508 0.16453 85

86 5.338 0.93728 0.17558 86
87 5.009 0.93902 0.18748 87
88 4.695 0.94018 0.20027 88
89 4.395 0.94061 0.21400 89
90 4.110 0.94009 0.22871 90

91 3.839 0.93829 0.24443 91
92 3.579 0.93468 0.26118 92
93 3.329 0.92847 0.27894 93
94 3.085 0.91834 0.29768 94
95 2.843 0.90215 0.31730 95

96 2.595 0.87618 0.33763 96
97 2.326 0.83385 0.35843 97
98 2.012 0.76303 0.37931 98
99 1.602 0.64041 0.39976 99
100 1.000 0.41912 0.41912 100
183
Interest Rate: 2.0%
ASSURANCE FUNCTIONS
20 33.939 0.33388 0.00984 20

21 33.648 0.33958 0.01009 21
22 33.354 0.34533 0.01035 22
23 33.056 0.35115 0.01062 23
24 32.754 0.35706 0.01090 24
25 32.448 0.36306 0.01119 25

26 32.134 0.36918 0.01149 26
27 31.814 0.37545 0.01180 27
28 31.485 0.38188 0.01213 28
29 31.147 0.38849 0.01247 29
30 30.800 0.39529 0.01283 30

31 30.442 0.40228 0.01321 31
32 30.075 0.40946 0.01361 32
33 29.698 0.41684 0.01404 33
34 29.311 0.42441 0.01448 34
35 28.914 0.43217 0.01495 35

36 28.509 0.44009 0.01544 36
37 28.096 0.44818 0.01595 37
38 27.675 0.45642 0.01649 38
39 27.246 0.46481 0.01706 39
40 26.809 0.47334 0.01766 40

41 26.366 0.48202 0.01828 41
42 25.915 0.49084 0.01894 42
43 25.456 0.49981 0.01963 43
44 24.990 0.50892 0.02036 44
45 24.516 0.51819 0.02114 45

46 24.038 0.52755 0.02195 46
47 23.554 0.53702 0.02280 47
48 23.065 0.54658 0.02370 48
49 22.571 0.55624 0.02464 49
50 22.072 0.56598 0.02564 50

51 21.570 0.57581 0.02670 51
52 21.063 0.58572 0.02781 52
53 20.553 0.59569 0.02898 53
54 20.039 0.60573 0.03023 54
55 19.523 0.61582 0.03154 55

56 19.004 0.62596 0.03294 56
57 18.483 0.63614 0.03442 57
58 17.960 0.64635 0.03599 58
59 17.437 0.65657 0.03765 59
184
Interest Rate: 2.0%
ASSURANCE FUNCTIONS
60 16.912 0.66680 0.03943 60

61 16.388 0.67703 0.04131 61
62 15.865 0.68724 0.04332 62
63 15.343 0.69742 0.04546 63
64 14.823 0.70757 0.04774 64
65 14.305 0.71766 0.05017 65

66 13.790 0.72768 0.05277 66
67 13.280 0.73762 0.05555 67
68 12.773 0.74747 0.05852 68
69 12.272 0.75720 0.06170 69
70 11.777 0.76681 0.06511 70

71 11.289 0.77629 0.06877 71
72 10.807 0.78560 0.07269 72
73 10.334 0.79475 0.07690 73
74 9.870 0.80371 0.08143 74
75 9.414 0.81246 0.08630 75

76 8.969 0.82100 0.09154 76
77 8.534 0.82931 0.09718 77
78 8.110 0.83736 0.10325 78
79 7.698 0.84515 0.10979 79
80 7.298 0.85265 0.11684 80

81 6.910 0.85984 0.12444 81
82 6.535 0.86670 0.13263 82
83 6.173 0.87320 0.14146 83
84 5.824 0.87930 0.15098 84
85 5.489 0.88498 0.16123 85

86 5.167 0.89017 0.17227 86
87 4.859 0.89480 0.18415 87
88 4.564 0.89877 0.19692 88
89 4.282 0.90193 0.21062 89
90 4.013 0.90408 0.22529 90

91 3.755 0.90489 0.24098 91
92 3.508 0.90387 0.25768 92
93 3.269 0.90025 0.27539 93
94 3.036 0.89277 0.29407 94
95 2.804 0.87933 0.31363 95

96 2.565 0.85630 0.33390 96
97 2.305 0.81722 0.35462 97
98 1.998 0.75009 0.37542 98
99 1.596 0.63169 0.39577 99
100 1.000 0.41501 0.41501 100
185
Interest Rate: 3.0%
ASSURANCE FUNCTIONS
20 27.360 0.20282 0.00741 20

21 27.191 0.20773 0.00764 21
22 27.019 0.21272 0.00787 22
23 26.845 0.21779 0.00811 23
24 26.667 0.22297 0.00836 24
25 26.484 0.22828 0.00862 25

26 26.296 0.23374 0.00889 26
27 26.102 0.23940 0.00917 27
28 25.900 0.24526 0.00947 28
29 25.690 0.25136 0.00978 29
30 25.472 0.25771 0.01012 30

31 25.245 0.26431 0.01047 31
32 25.008 0.27118 0.01084 32
33 24.763 0.27831 0.01124 33
34 24.508 0.28571 0.01166 34
35 24.245 0.29337 0.01210 35

36 23.973 0.30127 0.01257 36
37 23.693 0.30942 0.01306 37
38 23.405 0.31779 0.01358 38
39 23.109 0.32639 0.01412 39
40 22.805 0.33522 0.01470 40

41 22.494 0.34428 0.01531 41
42 22.174 0.35357 0.01594 42
43 21.847 0.36309 0.01662 43
44 21.511 0.37286 0.01733 44
45 21.166 0.38288 0.01809 45

46 20.815 0.39308 0.01888 46
47 20.458 0.40347 0.01972 47
48 20.093 0.41406 0.02061 48
49 19.723 0.42482 0.02154 49
50 19.346 0.43578 0.02253 50

51 18.963 0.44691 0.02357 51
52 18.574 0.45821 0.02467 52
53 18.180 0.46967 0.02583 53
54 17.780 0.48129 0.02707 54
55 17.374 0.49307 0.02838 55

56 16.964 0.50498 0.02977 56
57 16.550 0.51702 0.03124 57
58 16.131 0.52918 0.03280 58
59 15.709 0.54144 0.03447 59
186
Interest Rate: 3.0%
ASSURANCE FUNCTIONS
60 15.283 0.55380 0.03624 60

61 14.855 0.56624 0.03812 61
62 14.424 0.57874 0.04012 62
63 13.991 0.59130 0.04226 63
64 13.557 0.60388 0.04454 64
65 13.123 0.61648 0.04698 65

66 12.688 0.62908 0.04958 66
67 12.254 0.64165 0.05236 67
68 11.821 0.65418 0.05534 68
69 11.391 0.66665 0.05853 69
70 10.962 0.67903 0.06194 70

71 10.538 0.69131 0.06560 71
72 10.117 0.70346 0.06953 72
73 9.701 0.71546 0.07375 73
74 9.290 0.72729 0.07829 74
75 8.885 0.73892 0.08316 75

76 8.487 0.75034 0.08841 76
77 8.097 0.76151 0.09405 77
78 7.715 0.77242 0.10013 78
79 7.341 0.78303 0.10667 79
80 6.976 0.79333 0.11372 80

81 6.622 0.80329 0.12131 81
82 6.277 0.81288 0.12950 82
83 5.943 0.82206 0.13832 83
84 5.620 0.83081 0.14783 84
85 5.308 0.83907 0.15807 85

86 5.008 0.84679 0.16909 86
87 4.719 0.85389 0.18094 87
88 4.442 0.86029 0.19368 88
89 4.176 0.86584 0.20735 89
90 3.921 0.87032 0.22199 90

91 3.676 0.87345 0.23762 91
92 3.440 0.87475 0.25428 92
93 3.212 0.87347 0.27193 93
94 2.989 0.86839 0.29055 94
95 2.766 0.85748 0.31005 95

96 2.535 0.83720 0.33024 96
97 2.283 0.80117 0.35089 97
98 1.985 0.73754 0.37160 98
99 1.590 0.62317 0.39186 99
100 1.000 0.41098 0.41098 100
187
Interest Rate: 4.0%
ASSURANCE FUNCTIONS
20 22.668 0.12803 0.00565 20

21 22.568 0.13187 0.00584 21
22 22.466 0.13577 0.00604 22
23 22.362 0.13976 0.00625 23
24 22.256 0.14386 0.00646 24
25 22.145 0.14809 0.00669 25

26 22.031 0.15249 0.00692 26
27 21.911 0.15708 0.00717 27
28 21.786 0.16190 0.00743 28
29 21.654 0.16697 0.00771 29
30 21.514 0.17232 0.00801 30

31 21.368 0.17795 0.00833 31
32 21.213 0.18388 0.00867 32
33 21.051 0.19011 0.00903 33
34 20.881 0.19665 0.00942 34
35 20.703 0.20349 0.00983 35

36 20.517 0.21061 0.01026 36
37 20.324 0.21802 0.01073 37
38 20.124 0.22571 0.01122 38
39 19.917 0.23368 0.01173 39
40 19.702 0.24193 0.01228 40

41 19.480 0.25047 0.01286 41
42 19.250 0.25929 0.01347 42
43 19.012 0.26842 0.01412 43
44 18.766 0.27786 0.01481 44
45 18.512 0.28764 0.01554 45

46 18.251 0.29765 0.01631 46
47 17.983 0.30793 0.01712 47
48 17.709 0.31848 0.01798 48
49 17.427 0.32929 0.01890 49
50 17.139 0.34037 0.01986 50

51 16.843 0.35170 0.02088 51
52 16.541 0.36329 0.02196 52
53 16.233 0.37514 0.02311 53
54 15.918 0.38723 0.02433 54
55 15.597 0.39956 0.02562 55

56 15.269 0.41212 0.02699 56
57 14.936 0.42490 0.02845 57
58 14.598 0.43790 0.03000 58
59 14.254 0.45109 0.03165 59
188
Interest Rate: 4.0%
ASSURANCE FUNCTIONS
60 13.905 0.46448 0.03340 60

61 13.552 0.47803 0.03527 61
62 13.194 0.49174 0.03727 62
63 12.833 0.50559 0.03940 63
64 12.469 0.51957 0.04167 64
65 12.101 0.53364 0.04410 65

66 11.732 0.54780 0.04669 66
67 11.361 0.56201 0.04947 67
68 10.989 0.57626 0.05244 68
69 10.616 0.59051 0.05562 69
70 10.244 0.60476 0.05903 70

71 9.873 0.61896 0.06269 71
72 9.503 0.63309 0.06662 72
73 9.135 0.64712 0.07084 73
74 8.771 0.66103 0.07537 74
75 8.409 0.67478 0.08024 75

76 8.053 0.68835 0.08548 76
77 7.701 0.70170 0.09112 77
78 7.355 0.71481 0.09719 78
79 7.015 0.72764 0.10373 79
80 6.682 0.74016 0.11077 80

81 6.357 0.75234 0.11836 81
82 6.039 0.76414 0.12653 82
83 5.730 0.77553 0.13534 83
84 5.430 0.78647 0.14482 84
85 5.140 0.79689 0.15504 85

86 4.859 0.80676 0.16604 86
87 4.588 0.81599 0.17786 87
88 4.327 0.82448 0.19056 88
89 4.075 0.83210 0.20419 89
90 3.833 0.83865 0.21878 90

91 3.600 0.84383 0.23437 91
92 3.376 0.84720 0.25097 92
93 3.158 0.84803 0.26856 93
94 2.944 0.84514 0.28712 94
95 2.729 0.83656 0.30654 95

96 2.507 0.81882 0.32667 96
97 2.263 0.78567 0.34724 97
98 1.972 0.72535 0.36786 98
99 1.585 0.61487 0.38802 99
100 1.000 0.40703 0.40703 100
189
Interest Rate: 5.0%
ASSURANCE FUNCTIONS
20 19.227 0.08436 0.00439 20

21 19.167 0.08723 0.00455 21
22 19.106 0.09014 0.00472 22
23 19.043 0.09313 0.00489 23
24 18.978 0.09621 0.00507 24
25 18.911 0.09941 0.00526 25

26 18.840 0.10277 0.00545 26
27 18.766 0.10631 0.00567 27
28 18.686 0.11008 0.00589 28
29 18.602 0.11409 0.00613 29
30 18.512 0.11837 0.00639 30

31 18.416 0.12294 0.00668 31
32 18.313 0.12782 0.00698 32
33 18.204 0.13301 0.00731 33
34 18.089 0.13851 0.00766 34
35 17.966 0.14433 0.00803 35

36 17.837 0.15046 0.00844 36
37 17.702 0.15689 0.00886 37
38 17.561 0.16362 0.00932 38
39 17.413 0.17066 0.00980 39
40 17.258 0.17800 0.01031 40

41 17.097 0.18566 0.01086 41
42 16.930 0.19364 0.01144 42
43 16.755 0.20197 0.01205 43
44 16.572 0.21065 0.01271 44
45 16.381 0.21971 0.01341 45

46 16.185 0.22906 0.01415 46
47 15.982 0.23873 0.01494 47
48 15.772 0.24871 0.01577 48
49 15.555 0.25902 0.01665 49
50 15.331 0.26965 0.01759 50

51 15.101 0.28060 0.01858 51
52 14.864 0.29188 0.01964 52
53 14.620 0.30348 0.02076 53
54 14.369 0.31540 0.02195 54
55 14.112 0.32763 0.02322 55

56 13.848 0.34017 0.02456 56
57 13.578 0.35301 0.02600 57
58 13.302 0.36615 0.02753 58
59 13.019 0.37958 0.02915 59
190
Interest Rate: 5.0%
ASSURANCE FUNCTIONS
60 12.731 0.39327 0.03089 60

61 12.437 0.40723 0.03274 61
62 12.138 0.42144 0.03472 62
63 11.835 0.43587 0.03683 63
64 11.526 0.45051 0.03909 64
65 11.214 0.46535 0.04150 65

66 10.898 0.48035 0.04408 66
67 10.579 0.49550 0.04684 67
68 10.257 0.51077 0.04980 68
69 9.933 0.52613 0.05297 69
70 9.608 0.54156 0.05637 70

71 9.282 0.55703 0.06001 71
72 8.955 0.57250 0.06393 72
73 8.629 0.58794 0.06814 73
74 8.304 0.60332 0.07266 74
75 7.980 0.61861 0.07752 75

76 7.659 0.63376 0.08275 76
77 7.341 0.64875 0.08837 77
78 7.027 0.66354 0.09443 78
79 6.717 0.67809 0.10096 79
80 6.412 0.69236 0.10798 80

81 6.113 0.70631 0.11555 81
82 5.819 0.71990 0.12371 82
83 5.533 0.73309 0.13249 83
84 5.254 0.74584 0.14195 84
85 4.983 0.75808 0.15214 85

86 4.719 0.76976 0.16310 86
87 4.464 0.78079 0.17489 87
88 4.218 0.79109 0.18755 88
89 3.980 0.80052 0.20113 89
90 3.750 0.80888 0.21568 90

91 3.529 0.81589 0.23121 91
92 3.314 0.82110 0.24774 92
93 3.106 0.82384 0.26528 93
94 2.900 0.82295 0.28377 94
95 2.694 0.81652 0.30312 95

96 2.479 0.80114 0.32317 96
97 2.243 0.77068 0.34366 97
98 1.959 0.71353 0.36420 98
99 1.579 0.60677 0.38426 99
100 1.000 0.40316 0.40316 100
191
Interest Rate: 6.0%
ASSURANCE FUNCTIONS
20 16.638 0.05822 0.00350 20

21 16.600 0.06032 0.00363 21
22 16.563 0.06245 0.00377 22
23 16.524 0.06463 0.00391 23
24 16.484 0.06688 0.00406 24
25 16.443 0.06923 0.00421 25

26 16.399 0.07172 0.00437 26
27 16.352 0.07437 0.00455 27
28 16.302 0.07722 0.00474 28
29 16.247 0.08030 0.00494 29
30 16.188 0.08365 0.00517 30

31 16.124 0.08726 0.00541 31
32 16.055 0.09118 0.00568 32
33 15.980 0.09539 0.00597 33
34 15.900 0.09992 0.00628 34
35 15.815 0.10476 0.00662 35

36 15.724 0.10990 0.00699 36
37 15.627 0.11535 0.00738 37
38 15.526 0.12110 0.00780 38
39 15.419 0.12716 0.00825 39
40 15.306 0.13353 0.00872 40

41 15.187 0.14024 0.00923 41
42 15.063 0.14728 0.00978 42
43 14.932 0.15468 0.01036 43
44 14.795 0.16246 0.01098 44
45 14.650 0.17064 0.01165 45

46 14.500 0.17914 0.01235 46
47 14.343 0.18798 0.01311 47
48 14.181 0.19717 0.01390 48
49 14.012 0.20672 0.01475 49
50 13.836 0.21663 0.01566 50

51 13.655 0.22692 0.01662 51
52 13.466 0.23757 0.01764 52
53 13.271 0.24859 0.01873 53
54 13.070 0.25998 0.01989 54
55 12.862 0.27175 0.02113 55

56 12.647 0.28389 0.02245 56
57 12.426 0.29639 0.02385 57
58 12.198 0.30926 0.02535 58
59 11.964 0.32248 0.02695 59
192
Interest Rate: 6.0%
ASSURANCE FUNCTIONS
60 11.724 0.33605 0.02866 60

61 11.478 0.34996 0.03049 61
62 11.226 0.36419 0.03244 62
63 10.969 0.37873 0.03453 63
64 10.706 0.39356 0.03676 64
65 10.439 0.40867 0.03915 65

66 10.167 0.42403 0.04171 66
67 9.890 0.43962 0.04445 67
68 9.611 0.45542 0.04739 68
69 9.328 0.47139 0.05054 69
70 9.042 0.48752 0.05392 70

71 8.754 0.50376 0.05755 71
72 8.464 0.52008 0.06145 72
73 8.173 0.53646 0.06563 73
74 7.882 0.55285 0.07014 74
75 7.591 0.56921 0.07498 75

76 7.301 0.58551 0.08019 76
77 7.013 0.60171 0.08580 77
78 6.727 0.61776 0.09184 78
79 6.443 0.63362 0.09834 79
80 6.163 0.64925 0.10534 80

81 5.887 0.66460 0.11289 81
82 5.616 0.67963 0.12102 82
83 5.350 0.69429 0.12978 83
84 5.090 0.70852 0.13921 84
85 4.836 0.72228 0.14936 85

86 4.589 0.73549 0.16029 86
87 4.348 0.74807 0.17203 87
88 4.116 0.75993 0.18465 88
89 3.890 0.77092 0.19818 89
90 3.672 0.78087 0.21266 90

91 3.461 0.78949 0.22814 91
92 3.256 0.79637 0.24461 92
93 3.056 0.80082 0.26207 93
94 2.858 0.80176 0.28049 94
95 2.660 0.79729 0.29977 95

96 2.452 0.78412 0.31974 96
97 2.223 0.75620 0.34015 97
98 1.947 0.70204 0.36061 98
99 1.574 0.59887 0.38057 99
100 1.000 0.39935 0.39935 100
193
Interest Rate: 7.0%
ASSURANCE FUNCTIONS
20 14.641 0.04214 0.00288 20

21 14.618 0.04368 0.00299 21
22 14.594 0.04522 0.00310 22
23 14.570 0.04679 0.00321 23
24 14.546 0.04841 0.00333 24
25 14.520 0.05010 0.00345 25

26 14.492 0.05190 0.00358 26
27 14.462 0.05384 0.00372 27
28 14.430 0.05596 0.00388 28
29 14.394 0.05829 0.00405 29
30 14.355 0.06086 0.00424 30

31 14.312 0.06369 0.00445 31
32 14.264 0.06679 0.00468 32
33 14.213 0.07017 0.00494 33
34 14.156 0.07385 0.00522 34
35 14.095 0.07783 0.00552 35

36 14.030 0.08210 0.00585 36
37 13.960 0.08666 0.00621 37
38 13.886 0.09152 0.00659 38
39 13.807 0.09668 0.00700 39
40 13.724 0.10215 0.00744 40

41 13.635 0.10794 0.00792 41
42 13.541 0.11406 0.00842 42
43 13.442 0.12055 0.00897 43
44 13.337 0.12743 0.00955 44
45 13.225 0.13472 0.01019 45

46 13.109 0.14233 0.01086 46
47 12.987 0.15029 0.01157 47
48 12.860 0.15863 0.01234 48
49 12.726 0.16734 0.01315 49
50 12.587 0.17644 0.01402 50

51 12.442 0.18593 0.01494 51
52 12.291 0.19581 0.01593 52
53 12.133 0.20611 0.01699 53
54 11.969 0.21681 0.01811 54
55 11.799 0.22792 0.01932 55

56 11.623 0.23945 0.02060 56
57 11.440 0.25139 0.02197 57
58 11.251 0.26375 0.02344 58
59 11.056 0.27652 0.02501 59
194
Interest Rate: 7.0%
ASSURANCE FUNCTIONS
60 10.854 0.28969 0.02669 60

61 10.646 0.30326 0.02849 61
62 10.433 0.31723 0.03041 62
63 10.213 0.33156 0.03246 63
64 9.988 0.34627 0.03467 64
65 9.758 0.36132 0.03703 65

66 9.522 0.37670 0.03956 66
67 9.282 0.39239 0.04228 67
68 9.037 0.40836 0.04519 68
69 8.788 0.42459 0.04831 69
70 8.536 0.44105 0.05167 70

71 8.281 0.45771 0.05527 71
72 8.023 0.47453 0.05915 72
73 7.763 0.49148 0.06331 73
74 7.501 0.50852 0.06779 74
75 7.239 0.52560 0.07261 75

76 6.976 0.54270 0.07780 76
77 6.713 0.55976 0.08338 77
78 6.452 0.57673 0.08939 78
79 6.191 0.59358 0.09587 79
80 5.934 0.61026 0.10285 80

81 5.679 0.62671 0.11036 81
82 5.427 0.64288 0.11846 82
83 5.179 0.65873 0.12719 83
84 4.936 0.67419 0.13658 84
85 4.698 0.68920 0.14669 85

86 4.466 0.70370 0.15758 86
87 4.239 0.71759 0.16928 87
88 4.019 0.73079 0.18184 88
89 3.805 0.74315 0.19532 89
90 3.597 0.75449 0.20974 90

91 3.396 0.76454 0.22515 91
92 3.200 0.77290 0.24155 92
93 3.008 0.77891 0.25895 93
94 2.818 0.78150 0.27729 94
95 2.627 0.77885 0.29649 95

96 2.427 0.76772 0.31639 96
97 2.204 0.74218 0.33671 97
98 1.935 0.69088 0.35708 98
99 1.568 0.59115 0.37695 99
100 1.000 0.39562 0.39562 100
195
Interest Rate: 8.0%
ASSURANCE FUNCTIONS
20 13.068 0.03197 0.00245 20

21 13.053 0.03309 0.00254 21
22 13.038 0.03421 0.00262 22
23 13.023 0.03533 0.00271 23
24 13.007 0.03647 0.00280 24
25 12.991 0.03767 0.00290 25

26 12.974 0.03896 0.00300 26
27 12.955 0.04036 0.00312 27
28 12.934 0.04192 0.00324 28
29 12.910 0.04366 0.00338 29
30 12.884 0.04561 0.00354 30

31 12.854 0.04780 0.00372 31
32 12.822 0.05024 0.00392 32
33 12.785 0.05295 0.00414 33
34 12.745 0.05593 0.00439 34
35 12.701 0.05919 0.00466 35

36 12.653 0.06272 0.00496 36
37 12.602 0.06653 0.00528 37
38 12.546 0.07061 0.00563 38
39 12.487 0.07498 0.00600 39
40 12.424 0.07965 0.00641 40

41 12.357 0.08463 0.00685 41
42 12.285 0.08993 0.00732 42
43 12.209 0.09559 0.00783 43
44 12.128 0.10162 0.00838 44
45 12.040 0.10807 0.00898 45

46 11.949 0.11484 0.00961 46
47 11.853 0.12196 0.01029 47
48 11.752 0.12946 0.01102 48
49 11.645 0.13734 0.01179 49
50 11.533 0.14561 0.01263 50

51 11.416 0.15429 0.01351 51
52 11.293 0.16338 0.01447 52
53 11.165 0.17289 0.01549 53
54 11.031 0.18283 0.01658 54
55 10.890 0.19322 0.01774 55

56 10.744 0.20404 0.01899 56
57 10.592 0.21531 0.02033 57
58 10.433 0.22704 0.02176 58
59 10.269 0.23921 0.02330 59
196
Interest Rate: 8.0%
ASSURANCE FUNCTIONS
60 10.098 0.25184 0.02494 60

61 9.922 0.26491 0.02670 61
62 9.739 0.27842 0.02859 62
63 9.550 0.29237 0.03061 63
64 9.356 0.30673 0.03278 64
65 9.156 0.32151 0.03511 65

66 8.951 0.33669 0.03761 66
67 8.741 0.35223 0.04030 67
68 8.526 0.36814 0.04318 68
69 8.306 0.38437 0.04627 69
70 8.083 0.40091 0.04960 70

71 7.855 0.41771 0.05318 71
72 7.624 0.43476 0.05702 72
73 7.391 0.45201 0.06116 73
74 7.155 0.46942 0.06561 74
75 6.917 0.48696 0.07040 75

76 6.678 0.50458 0.07556 76
77 6.438 0.52223 0.08111 77
78 6.199 0.53987 0.08709 78
79 5.959 0.55744 0.09354 79
80 5.721 0.57491 0.10048 80

81 5.485 0.59220 0.10797 81
82 5.251 0.60928 0.11603 82
83 5.020 0.62607 0.12471 83
84 4.793 0.64253 0.13407 84
85 4.569 0.65858 0.14414 85

86 4.350 0.67415 0.15497 86
87 4.136 0.68916 0.16662 87
88 3.927 0.70350 0.17913 88
89 3.724 0.71704 0.19254 89
90 3.526 0.72961 0.20691 90

91 3.334 0.74092 0.22225 91
92 3.146 0.75060 0.23858 92
93 2.962 0.75801 0.25590 93
94 2.780 0.76212 0.27417 94
95 2.595 0.76114 0.29329 95

96 2.402 0.75192 0.31310 96
97 2.186 0.72862 0.33334 97
98 1.923 0.68003 0.35363 98
99 1.563 0.58361 0.37340 99
100 1.000 0.39196 0.39196 100
197
Interest Rate: 9.0%
ASSURANCE FUNCTIONS
20 11.804 0.02531 0.00214 20

21 11.794 0.02615 0.00222 21
22 11.785 0.02696 0.00229 22
23 11.775 0.02776 0.00236 23
24 11.765 0.02856 0.00243 24
25 11.755 0.02940 0.00250 25

26 11.744 0.03030 0.00258 26
27 11.732 0.03130 0.00267 27
28 11.718 0.03243 0.00277 28
29 11.703 0.03372 0.00288 29
30 11.685 0.03520 0.00301 30

31 11.664 0.03689 0.00316 31
32 11.641 0.03881 0.00333 32
33 11.615 0.04097 0.00353 33
34 11.586 0.04339 0.00374 34
35 11.553 0.04606 0.00399 35

36 11.518 0.04898 0.00425 36
37 11.479 0.05216 0.00454 37
38 11.438 0.05560 0.00486 38
39 11.393 0.05930 0.00521 39
40 11.344 0.06328 0.00558 40

41 11.293 0.06756 0.00598 41
42 11.237 0.07214 0.00642 42
43 11.177 0.07707 0.00689 43
44 11.113 0.08236 0.00741 44
45 11.044 0.08805 0.00797 45

46 10.972 0.09405 0.00857 46
47 10.895 0.10041 0.00922 47
48 10.813 0.10712 0.00991 48
49 10.727 0.11422 0.01065 49
50 10.637 0.12171 0.01144 50

51 10.541 0.12960 0.01230 51
52 10.440 0.13791 0.01321 52
53 10.334 0.14666 0.01419 53
54 10.223 0.15584 0.01524 54
55 10.106 0.16547 0.01637 55

56 9.984 0.17557 0.01759 56
57 9.856 0.18613 0.01889 57
58 9.722 0.19717 0.02028 58
59 9.583 0.20869 0.02178 59
198
Interest Rate: 9.0%
ASSURANCE FUNCTIONS
60 9.437 0.22068 0.02338 60

61 9.286 0.23316 0.02511 61
62 9.129 0.24613 0.02696 62
63 8.966 0.25956 0.02895 63
64 8.797 0.27347 0.03109 64
65 8.623 0.28784 0.03338 65

66 8.443 0.30265 0.03585 66
67 8.258 0.31790 0.03849 67
68 8.068 0.33357 0.04134 68
69 7.874 0.34962 0.04440 69
70 7.674 0.36605 0.04770 70

71 7.471 0.38281 0.05124 71
72 7.264 0.39988 0.05505 72
73 7.053 0.41723 0.05916 73
74 6.839 0.43481 0.06357 74
75 6.623 0.45259 0.06833 75

76 6.405 0.47051 0.07346 76
77 6.186 0.48854 0.07898 77
78 5.966 0.50663 0.08492 78
79 5.745 0.52472 0.09133 79
80 5.525 0.54276 0.09824 80

81 5.305 0.56070 0.10568 81
82 5.087 0.57847 0.11371 82
83 4.872 0.59602 0.12235 83
84 4.658 0.61328 0.13166 84
85 4.448 0.63018 0.14168 85

86 4.241 0.64665 0.15246 86
87 4.039 0.66260 0.16405 87
88 3.841 0.67792 0.17650 88
89 3.647 0.69248 0.18986 89
90 3.459 0.70611 0.20415 90

91 3.275 0.71855 0.21942 91
92 3.095 0.72941 0.23568 92
93 2.918 0.73808 0.25293 93
94 2.743 0.74357 0.27111 94
95 2.565 0.74413 0.29015 95

96 2.377 0.73668 0.30988 96
97 2.168 0.71549 0.33004 97
98 1.912 0.66948 0.35024 98
99 1.558 0.57625 0.36991 99
100 1.000 0.38836 0.38836 100
199
ASSURANCE FUNCTIONS
20 10.771 0.02082 0.00193 20

21 10.764 0.02145 0.00199 21
22 10.757 0.02205 0.00205 22
23 10.751 0.02262 0.00210 23
24 10.745 0.02317 0.00216 24
25 10.739 0.02375 0.00221 25

26 10.732 0.02437 0.00227 26
27 10.724 0.02506 0.00234 27
28 10.715 0.02587 0.00241 28
29 10.705 0.02682 0.00250 29
30 10.693 0.02793 0.00261 30

31 10.678 0.02923 0.00274 31
32 10.662 0.03075 0.00288 32
33 10.643 0.03248 0.00305 33
34 10.621 0.03444 0.00324 34
35 10.597 0.03664 0.00346 35

36 10.570 0.03907 0.00370 36
37 10.541 0.04174 0.00396 37
38 10.509 0.04464 0.00425 38
39 10.474 0.04779 0.00456 39
40 10.437 0.05120 0.00491 40

41 10.396 0.05488 0.00528 41
42 10.353 0.05885 0.00568 42
43 10.305 0.06314 0.00613 43
44 10.254 0.06778 0.00661 44
45 10.199 0.07281 0.00714 45

46 10.140 0.07814 0.00771 46
47 10.078 0.08380 0.00831 47
48 10.012 0.08981 0.00897 48
49 9.942 0.09620 0.00968 49
50 9.867 0.10297 0.01044 50

51 9.788 0.11014 0.01125 51
52 9.705 0.11772 0.01213 52
53 9.617 0.12573 0.01307 53
54 9.524 0.13418 0.01409 54
55 9.425 0.14309 0.01518 55

56 9.322 0.15247 0.01636 56
57 9.214 0.16233 0.01762 57
58 9.100 0.17267 0.01898 58
59 8.981 0.18351 0.02043 59
200
ASSURANCE FUNCTIONS
60 8.856 0.19486 0.02200 60

61 8.725 0.20671 0.02369 61
62 8.589 0.21906 0.02550 62
63 8.448 0.23193 0.02746 63
64 8.300 0.24531 0.02955 64
65 8.148 0.25918 0.03181 65

66 7.990 0.27354 0.03424 66
67 7.826 0.28839 0.03685 67
68 7.657 0.30370 0.03966 68
69 7.484 0.31946 0.04269 69
70 7.306 0.33564 0.04594 70

71 7.123 0.35222 0.04945 71
72 6.936 0.36918 0.05323 72
73 6.745 0.38647 0.05729 73
74 6.551 0.40406 0.06167 74
75 6.354 0.42191 0.06640 75

76 6.155 0.43998 0.07148 76
77 5.954 0.45822 0.07697 77
78 5.751 0.47658 0.08287 78
79 5.547 0.49501 0.08924 79
80 5.342 0.51346 0.09611 80

81 5.138 0.53186 0.10351 81
82 4.935 0.55016 0.11149 82
83 4.732 0.56830 0.12009 83
84 4.532 0.58620 0.12935 84
85 4.334 0.60379 0.13932 85

86 4.139 0.62100 0.15004 86
87 3.947 0.63774 0.16158 87
88 3.759 0.65390 0.17397 88
89 3.575 0.66935 0.18726 89
90 3.394 0.68391 0.20148 90

91 3.218 0.69733 0.21668 91
92 3.046 0.70925 0.23286 92
93 2.876 0.71906 0.25002 93
94 2.707 0.72580 0.26813 94
95 2.535 0.72777 0.28708 95

96 2.354 0.72198 0.30673 96
97 2.150 0.70278 0.32680 97
98 1.900 0.65923 0.34691 98
99 1.553 0.56906 0.36649 99
100 1.000 0.38483 0.38483 100
201
202
PHASE II:
GROUP ASSURED LIVES
203
MORTALITY FUNCTIONS
GROUP LIVES - MALE
Age(x) lx qx Age(x)
20 100 000 0.00489 20
21 99 511 0.00419 21
22 99 094 0.00365 22
23 98 732 0.00324 23
24 98 413 0.00295 24
25 98 122 0.00278 25
26 97 850 0.00270 26
27 97 586 0.00271 27
28 97 322 0.00279 28
29 97 050 0.00293 29
30 96 766 0.00312 30
31 96 464 0.00334 31
32 96 141 0.00359 32
33 95 796 0.00387 33
34 95 425 0.00417 34
35 95 026 0.00449 35
36 94 599 0.00482 36
37 94 143 0.00517 37
38 93 657 0.00551 38
39 93 140 0.00586 39
40 92 594 0.00621 40
41 92 020 0.00655 41
42 91 417 0.00689 42
43 90 787 0.00724 43
44 90 129 0.00761 44
45 89 443 0.00801 45
46 88 727 0.00844 46
47 87 978 0.00891 47
48 87 194 0.00944 48
49 86 371 0.01002 49
50 85 506 0.01067 50
51 84 594 0.01139 51
52 83 631 0.01217 52
53 82 613 0.01302 53
54 81 537 0.01392 54
55 80 401 0.01487 55
56 79 206 0.01585 56
57 77 950 0.01687 57
58 76 635 0.01790 58
59 75 263 0.01895 59
60 73 837 0.02001 60
204
MORTALITY FUNCTIONS
GROUP LIVES - FEMALE
Age(x) lx qx Age(x)
20 100 000 0.00146 20
21 99 854 0.00153 21
22 99 702 0.00160 22
23 99 542 0.00170 23
24 99 373 0.00181 24
25 99 193 0.00194 25
26 99 001 0.00210 26
27 98 793 0.00228 27
28 98 568 0.00250 28
29 98 322 0.00274 29
30 98 052 0.00301 30
31 97 757 0.00330 31
32 97 434 0.00362 32
33 97 081 0.00397 33
34 96 696 0.00434 34
35 96 276 0.00472 35
36 95 822 0.00512 36
37 95 331 0.00553 37
38 94 803 0.00593 38
39 94 241 0.00632 39
40 93 646 0.00668 40
41 93 020 0.00702 41
42 92 367 0.00731 42
43 91 691 0.00756 43
44 90 998 0.00778 44
45 90 289 0.00798 45
46 89 569 0.00818 46
47 88 836 0.00839 47
48 88 091 0.00863 48
49 87 331 0.00891 49
50 86 552 0.00926 50
51 85 751 0.00967 51
52 84 921 0.01016 52
53 84 058 0.01070 53
54 83 159 0.01128 54
55 82 221 0.01191 55
56 81 242 0.01256 56
57 80 222 0.01323 57
58 79 161 0.01391 58
59 78 060 0.01459 59
60 76 921 0.01527 60
205
Interest Rate: 0%
MONETARY FUNCTIONS
GROUP LIVES - MALES
20 100 000 3 712 670 74 495 694 489 27 641 745 941 20
21 99 511 3 612 670 70 783 024 417 27 152 718 301 21
22 99 094 3 513 159 67 170 353 361 26 735 691 149 22
23 98 732 3 414 066 63 657 194 320 26 373 664 414 23
24 98 413 3 315 333 60 243 128 290 26 054 638 041 24
25 98 122 3 216 920 56 927 795 272 25 763 611 987 25
26 97 850 3 118 798 53 710 875 264 25 491 586 224 26
27 97 586 3 020 948 50 592 077 264 25 227 560 733 27
28 97 322 2 923 362 47 571 129 272 24 962 535 507 28
29 97 050 2 826 040 44 647 767 284 24 691 510 544 29
30 96 766 2 728 990 41 821 727 302 24 406 485 854 30
31 96 464 2 632 225 39 092 736 322 24 105 461 447 31
32 96 141 2 535 761 36 460 511 346 23 782 437 343 32
33 95 796 2 439 619 33 924 750 371 23 437 413 561 33
34 95 425 2 343 824 31 485 131 398 23 066 390 124 34
35 95 026 2 248 399 29 141 307 427 22 667 367 058 35
36 94 599 2 153 372 26 892 908 456 22 240 344 391 36
37 94 143 2 058 773 24 739 536 486 21 784 322 151 37
38 93 657 1 964 630 22 680 763 516 21 297 300 367 38
39 93 140 1 870 973 20 716 133 546 20 781 279 070 39
40 92 594 1 777 833 18 845 160 575 20 235 258 289 40
41 92 020 1 685 239 17 067 327 603 19 660 238 054 41
42 91 417 1 593 219 15 382 088 630 19 058 218 393 42
43 90 787 1 501 802 13 788 869 658 18 428 199 336 43
44 90 129 1 411 015 12 287 067 686 17 770 180 908 44
45 89 443 1 320 886 10 876 052 716 17 084 163 138 45
46 88 727 1 231 442 9 555 167 749 16 368 146 054 46
47 87 978 1 142 716 8 323 724 784 15 619 129 686 47
48 87 194 1 054 738 7 181 009 823 14 835 114 068 48
49 86 371 967 544 6 126 271 865 14 012 99 233 49
50 85 506 881 173 5 158 727 912 13 147 85 221 50
51 84 594 795 667 4 277 554 963 12 235 72 074 51
52 83 631 711 073 3 481 887 1 018 11 272 59 840 52
53 82 613 627 442 2 770 814 1 076 10 253 48 568 53
54 81 537 544 830 2 143 372 1 135 9 177 38 315 54
55 80 401 463 293 1 598 543 1 196 8 042 29 137 55
56 79 206 382 892 1 135 250 1 256 6 847 21 095 56
57 77 950 303 686 752 358 1 315 5 591 14 249 57
58 76 635 225 736 448 673 1 372 4 276 8 658 58
59 75 263 149 100 222 937 1 427 2 904 4 382 59
60 73 837 73 837 73 837 1 478 1 478 1 478 60
206
Interest Rate: 1.0%
MONETARY FUNCTIONS
GROUP LIVES - MALES
20 81 954 2 533 927 47 426 105 397 17 430 447 495 20
21 80 746 2 451 972 44 892 178 335 17 034 430 065 21
22 79 612 2 371 226 42 440 205 287 16 698 413 031 22
23 78 536 2 291 615 40 068 979 252 16 411 396 333 23
24 77 507 2 213 079 37 777 365 226 16 159 379 922 24
25 76 513 2 135 572 35 564 286 210 15 933 363 763 25
26 75 545 2 059 059 33 428 714 202 15 722 347 830 26
27 74 595 1 983 514 31 369 655 200 15 520 332 108 27
28 73 656 1 908 919 29 386 140 203 15 320 316 587 28
29 72 724 1 835 263 27 477 221 211 15 117 301 267 29
30 71 793 1 762 539 25 641 958 222 14 906 286 150 30
31 70 860 1 690 747 23 879 419 234 14 684 271 244 31
32 69 924 1 619 887 22 188 672 249 14 450 256 560 32
33 68 983 1 549 962 20 568 786 265 14 201 242 110 33
34 68 035 1 480 980 19 018 823 281 13 936 227 909 34
35 67 080 1 412 944 17 537 844 298 13 655 213 972 35
36 66 118 1 345 864 16 124 899 316 13 357 200 317 36
37 65 147 1 279 746 14 779 036 333 13 041 186 960 37
38 64 169 1 214 598 13 499 290 350 12 708 173 919 38
39 63 184 1 150 429 12 284 691 367 12 357 161 212 39
40 62 191 1 087 246 11 134 262 382 11 991 148 854 40
41 61 193 1 025 054 10 047 017 397 11 608 136 864 41
42 60 191 963 861 9 021 962 411 11 212 125 255 42
43 59 184 903 670 8 058 101 424 10 801 114 043 43
44 58 174 844 486 7 154 431 439 10 377 103 242 44
45 57 159 786 313 6 309 945 453 9 938 92 866 45
46 56 140 729 154 5 523 632 469 9 485 82 928 46
47 55 115 673 014 4 794 479 486 9 016 73 443 47
48 54 083 617 899 4 121 465 505 8 529 64 427 48
49 53 042 563 816 3 503 566 526 8 024 55 898 49
50 51 991 510 774 2 939 750 549 7 498 47 874 50
51 50 927 458 783 2 428 977 574 6 949 40 376 51
52 49 849 407 856 1 970 194 601 6 375 33 427 52
53 48 754 358 007 1 562 338 629 5 774 27 052 53
54 47 643 309 253 1 204 331 657 5 145 21 278 54
55 46 514 261 610 895 079 685 4 488 16 133 55
56 45 369 215 095 633 469 712 3 804 11 644 56
57 44 208 169 726 418 374 738 3 092 7 841 57
58 43 032 125 518 248 648 763 2 353 4 749 58
59 41 843 82 486 123 130 785 1 591 2 396 59
60 40 643 40 643 40 643 805 805 805 60
207
Interest Rate: 2.0%
MONETARY FUNCTIONS
GROUP LIVES - MALES
20 67 297 1 758 785 30 629 284 323 11 190 271 734 20
21 65 655 1 691 488 28 870 499 270 10 867 260 544 21
22 64 098 1 625 833 27 179 012 229 10 597 249 677 22
23 62 612 1 561 735 25 553 179 199 10 368 239 080 23
24 61 185 1 499 123 23 991 444 177 10 169 228 712 24
25 59 809 1 437 938 22 492 320 163 9 992 218 542 25
26 58 473 1 378 129 21 054 382 155 9 830 208 550 26
27 57 172 1 319 656 19 676 253 152 9 675 198 720 27
28 55 899 1 262 484 18 356 597 153 9 523 189 045 28
29 54 650 1 206 585 17 094 113 157 9 370 179 522 29
30 53 421 1 151 935 15 887 527 163 9 213 170 152 30
31 52 211 1 098 514 14 735 592 171 9 050 160 939 31
32 51 016 1 046 303 13 637 079 180 8 879 151 889 32
33 49 836 995 287 12 590 775 189 8 699 143 010 33
34 48 669 945 451 11 595 488 199 8 510 134 311 34
35 47 516 896 782 10 650 037 209 8 310 125 802 35
36 46 375 849 266 9 753 255 219 8 101 117 491 36
37 45 246 802 891 8 903 988 229 7 882 109 390 37
38 44 130 757 645 8 101 097 239 7 653 101 508 38
39 43 026 713 515 7 343 452 247 7 414 93 856 39
40 41 935 670 489 6 629 936 255 7 167 86 442 40
41 40 858 628 554 5 959 447 262 6 912 79 275 41
42 39 794 587 697 5 330 892 269 6 649 72 363 42
43 38 745 547 902 4 743 196 275 6 380 65 714 43
44 37 710 509 157 4 195 293 281 6 105 59 333 44
45 36 689 471 447 3 686 136 288 5 824 53 228 45
46 35 682 434 758 3 214 689 295 5 536 47 404 46
47 34 687 399 076 2 779 931 303 5 241 41 868 47
48 33 704 364 389 2 380 854 312 4 937 36 628 48
49 32 731 330 686 2 016 465 321 4 626 31 690 49
50 31 768 297 954 1 685 780 332 4 304 27 065 50
51 30 813 266 187 1 387 825 344 3 972 22 760 51
52 29 865 235 374 1 121 639 356 3 628 18 788 52
53 28 923 205 509 886 265 369 3 272 15 160 53
54 27 986 176 587 680 755 382 2 902 11 889 54
55 27 055 148 600 504 169 394 2 520 8 986 55
56 26 130 121 545 355 568 406 2 126 6 466 56
57 25 212 95 415 234 023 417 1 720 4 340 57
58 24 301 70 203 138 609 427 1 303 2 621 58
59 23 398 45 902 68 406 435 876 1 318 59
60 22 504 22 504 22 504 442 442 442 60
208
Interest Rate: 3.0%
MONETARY FUNCTIONS
GROUP LIVES - MALES
20 55 368 1 240 405 20 066 133 263 7 315 167 069 20
21 53 492 1 185 037 18 825 728 218 7 052 159 754 21
22 51 716 1 131 545 17 640 690 183 6 835 152 701 22
23 50 027 1 079 829 16 509 145 157 6 652 145 867 23
24 48 413 1 029 802 15 429 316 139 6 494 139 215 24
25 46 864 981 389 14 399 514 126 6 356 132 721 25
26 45 373 934 526 13 418 124 119 6 229 126 365 26
27 43 932 889 153 12 483 599 116 6 110 120 136 27
28 42 537 845 221 11 594 446 115 5 995 114 025 28
29 41 183 802 684 10 749 225 117 5 880 108 031 29
30 39 866 761 501 9 946 541 121 5 762 102 151 30
31 38 584 721 635 9 185 039 125 5 642 96 388 31
32 37 335 683 051 8 463 404 130 5 517 90 747 32
33 36 118 645 715 7 780 354 136 5 386 85 230 33
34 34 930 609 598 7 134 638 142 5 250 79 844 34
35 33 771 574 668 6 525 040 147 5 109 74 593 35
36 32 640 540 897 5 950 372 153 4 962 69 485 36
37 31 536 508 257 5 409 475 158 4 809 64 523 37
38 30 460 476 721 4 901 217 163 4 650 59 714 38
39 29 409 446 262 4 424 496 167 4 487 55 064 39
40 28 385 416 852 3 978 234 171 4 320 50 576 40
41 27 388 388 467 3 561 382 174 4 149 46 256 41
42 26 416 361 079 3 172 916 177 3 975 42 107 42
43 25 470 334 663 2 811 836 179 3 798 38 133 43
44 24 549 309 194 2 477 173 181 3 619 34 334 44
45 23 652 284 645 2 167 979 184 3 438 30 715 45
46 22 779 260 993 1 883 334 187 3 254 27 278 46
47 21 929 238 213 1 622 342 190 3 067 24 024 47
48 21 101 216 284 1 384 128 193 2 877 20 957 48
49 20 293 195 183 1 167 844 197 2 684 18 080 49
50 19 505 174 890 972 661 202 2 487 15 396 50
51 18 734 155 386 797 771 207 2 285 12 909 51
52 17 982 136 651 642 385 213 2 078 10 625 52
53 17 245 118 670 505 733 218 1 865 8 547 53
54 16 525 101 424 387 064 223 1 647 6 682 54
55 15 820 84 899 285 639 228 1 424 5 035 55
56 15 131 69 079 200 740 233 1 195 3 612 56
57 14 458 53 948 131 661 237 962 2 417 57
58 13 800 39 490 77 713 240 725 1 455 58
59 13 158 25 690 38 223 242 486 729 59
60 12 533 12 533 12 533 243 243 243 60
209
Interest Rate: 4.0%
MONETARY FUNCTIONS
GROUP LIVES - MALES
20 45 639 888 014 13 333 081 215 4 870 104 031 20
21 43 669 842 375 12 445 067 176 4 656 99 161 21
22 41 813 798 706 11 602 692 147 4 480 94 505 22
23 40 058 756 893 10 803 986 125 4 333 90 025 23
24 38 393 716 835 10 047 093 109 4 208 85 692 24
25 36 807 678 442 9 330 259 98 4 100 81 484 25
26 35 293 641 634 8 651 817 92 4 001 77 384 26
27 33 844 606 341 8 010 183 88 3 910 73 383 27
28 32 455 572 496 7 403 842 87 3 822 69 473 28
29 31 119 540 042 6 831 346 88 3 734 65 652 29
30 29 835 508 923 6 291 304 89 3 647 61 917 30
31 28 598 479 088 5 782 381 92 3 557 58 270 31
32 27 406 450 490 5 303 293 95 3 465 54 713 32
33 26 257 423 084 4 852 803 98 3 371 51 248 33
34 25 149 396 827 4 429 719 101 3 273 47 877 34
35 24 081 371 678 4 032 891 104 3 172 44 604 35
36 23 051 347 597 3 661 213 107 3 068 41 432 36
37 22 057 324 546 3 313 617 110 2 961 38 364 37
38 21 099 302 488 2 989 071 112 2 851 35 403 38
39 20 176 281 389 2 686 582 114 2 740 32 552 39
40 19 286 261 213 2 405 193 115 2 626 29 813 40
41 18 429 241 926 2 143 981 116 2 511 27 187 41
42 17 605 223 497 1 902 054 117 2 395 24 676 42
43 16 811 205 892 1 678 557 117 2 278 22 281 43
44 16 047 189 081 1 472 665 117 2 161 20 003 44
45 15 313 173 034 1 283 584 118 2 043 17 843 45
46 14 606 157 722 1 110 549 119 1 925 15 799 46
47 13 925 143 116 952 828 119 1 807 13 874 47
48 13 270 129 191 809 712 120 1 688 12 067 48
49 12 640 115 920 680 521 122 1 567 10 379 49
50 12 032 103 281 564 601 123 1 445 8 812 50
51 11 446 91 249 461 320 125 1 322 7 366 51
52 10 880 79 803 370 071 127 1 197 6 044 52
53 10 334 68 923 290 268 129 1 069 4 847 53
54 9 807 58 589 221 345 131 940 3 778 54
55 9 299 48 781 162 756 133 809 2 838 55
56 8 808 39 483 113 975 134 676 2 029 56
57 8 335 30 674 74 492 135 541 1 354 57
58 7 879 22 339 43 818 136 406 812 58
59 7 441 14 460 21 479 136 271 406 59
60 7 019 7 019 7 019 135 135 135 60
210
Interest Rate: 5.0%
MONETARY FUNCTIONS
GROUP LIVES - MALES
20 37 689 644 653 8 983 135 175 3 302 65 623 20
21 35 719 606 964 8 338 481 143 3 126 62 321 21
22 33 875 571 246 7 731 517 118 2 984 59 195 22
23 32 144 537 370 7 160 271 99 2 866 56 211 23
24 30 515 505 226 6 622 901 86 2 767 53 345 24
25 28 976 474 711 6 117 675 77 2 681 50 578 25
26 27 519 445 735 5 642 964 71 2 605 47 897 26
27 26 138 418 216 5 197 228 67 2 534 45 292 27
28 24 826 392 078 4 779 012 66 2 466 42 758 28
29 23 578 367 252 4 386 934 66 2 400 40 292 29
30 22 389 343 674 4 019 682 66 2 335 37 891 30
31 21 257 321 284 3 676 009 68 2 268 35 557 31
32 20 177 300 028 3 354 724 69 2 200 33 289 32
33 19 147 279 851 3 054 696 71 2 131 31 088 33
34 18 165 260 704 2 774 846 72 2 061 28 957 34
35 17 227 242 539 2 514 142 74 1 989 26 896 35
36 16 333 225 312 2 271 602 75 1 915 24 907 36
37 15 480 208 979 2 046 290 76 1 840 22 993 37
38 14 667 193 498 1 837 312 77 1 764 21 153 38
39 13 892 178 831 1 643 813 78 1 687 19 389 39
40 13 153 164 939 1 464 982 78 1 609 17 703 40
41 12 449 151 787 1 300 043 78 1 531 16 093 41
42 11 778 139 338 1 148 256 77 1 454 14 562 42
43 11 140 127 560 1 008 918 77 1 376 13 109 43
44 10 533 116 420 881 358 76 1 300 11 732 44
45 9 955 105 887 764 938 76 1 223 10 433 45
46 9 405 95 933 659 050 76 1 147 9 210 46
47 8 881 86 528 563 117 75 1 072 8 062 47
48 8 383 77 647 476 589 75 996 6 991 48
49 7 908 69 264 398 943 75 921 5 995 49
50 7 456 61 355 329 679 76 845 5 074 50
51 7 026 53 899 268 324 76 770 4 228 51
52 6 615 46 873 214 425 77 694 3 459 52
53 6 223 40 258 167 552 77 617 2 765 53
54 5 850 34 035 127 294 78 540 2 148 54
55 5 494 28 185 93 258 78 462 1 609 55
56 5 154 22 692 65 073 78 384 1 147 56
57 4 831 17 538 42 381 78 306 762 57
58 4 523 12 707 24 843 77 229 456 58
59 4 231 8 184 12 137 76 152 227 59
60 3 953 3 953 3 953 75 75 75 60
211
Interest Rate: 6.0%
MONETARY FUNCTIONS
GROUP LIVES - MALES
20 31 180 474 044 6 134 884 144 2 278 41 943 20
21 29 272 442 864 5 660 840 116 2 135 39 664 21
22 27 499 413 592 5 217 976 95 2 019 37 530 22
23 25 848 386 093 4 804 384 79 1 924 35 511 23
24 24 306 360 245 4 418 291 68 1 845 33 587 24
25 22 862 335 939 4 058 046 60 1 778 31 741 25
26 21 508 313 077 3 722 107 55 1 718 29 964 26
27 20 236 291 568 3 409 030 52 1 663 28 246 27
28 19 039 271 332 3 117 462 50 1 611 26 583 28
29 17 911 252 293 2 846 129 50 1 561 24 972 29
30 16 848 234 382 2 593 836 50 1 512 23 411 30
31 15 845 217 534 2 359 454 50 1 462 21 899 31
32 14 898 201 689 2 141 920 51 1 412 20 437 32
33 14 004 186 792 1 940 231 51 1 362 19 025 33
34 13 160 172 788 1 753 439 52 1 310 17 664 34
35 12 363 159 627 1 580 652 52 1 259 16 353 35
36 11 611 147 264 1 421 024 53 1 206 15 095 36
37 10 901 135 653 1 273 760 53 1 153 13 888 37
38 10 231 124 752 1 138 107 53 1 100 12 735 38
39 9 599 114 521 1 013 356 53 1 047 11 635 39
40 9 002 104 922 898 835 53 994 10 588 40
41 8 440 95 920 793 913 52 941 9 594 41
42 7 910 87 480 697 993 51 889 8 653 42
43 7 411 79 570 610 513 51 838 7 764 43
44 6 941 72 159 530 944 50 787 6 926 44
45 6 498 65 218 458 785 49 737 6 139 45
46 6 081 58 720 393 567 48 688 5 402 46
47 5 689 52 639 334 847 48 640 4 714 47
48 5 319 46 950 282 208 47 592 4 075 48
49 4 970 41 632 235 257 47 544 3 483 49
50 4 642 36 661 193 625 47 497 2 939 50
51 4 333 32 019 156 964 47 451 2 441 51
52 4 041 27 687 124 945 46 404 1 990 52
53 3 766 23 646 97 258 46 358 1 586 53
54 3 506 19 881 73 611 46 312 1 228 54
55 3 262 16 374 53 731 46 265 917 55
56 3 031 13 113 37 356 45 220 651 56
57 2 814 10 081 24 244 45 174 432 57
58 2 610 7 267 14 162 44 130 257 58
59 2 418 4 657 6 895 43 86 128 59
60 2 238 2 238 2 238 42 42 42 60
212
Interest Rate: 7.0%
MONETARY FUNCTIONS
GROUP LIVES - MALES
20 25 842 352 727 4 245 024 118 1 599 27 167 20
21 24 033 326 885 3 892 297 94 1 481 25 568 21
22 22 367 302 852 3 565 412 76 1 387 24 086 22
23 20 827 280 485 3 262 560 63 1 311 22 699 23
24 19 402 259 658 2 982 075 54 1 248 21 389 24
25 18 079 240 256 2 722 417 47 1 194 20 141 25
26 16 849 222 177 2 482 161 43 1 147 18 947 26
27 15 705 205 328 2 259 984 40 1 105 17 799 27
28 14 637 189 623 2 054 656 38 1 065 16 694 28
29 13 642 174 986 1 865 033 37 1 027 15 629 29
30 12 712 161 344 1 690 047 37 990 14 602 30
31 11 843 148 632 1 528 702 37 953 13 613 31
32 11 031 136 789 1 380 070 37 916 12 660 32
33 10 273 125 758 1 243 281 37 878 11 745 33
34 9 563 115 485 1 117 523 37 841 10 866 34
35 8 900 105 922 1 002 038 37 804 10 025 35
36 8 281 97 021 896 116 37 767 9 221 36
37 7 702 88 741 799 094 37 729 8 455 37
38 7 161 81 039 710 354 37 692 7 725 38
39 6 655 73 878 629 315 36 655 7 033 39
40 6 183 67 223 555 437 36 619 6 378 40
41 5 743 61 039 488 214 35 583 5 759 41
42 5 332 55 296 427 174 34 548 5 177 42
43 4 949 49 964 371 878 34 513 4 629 43
44 4 592 45 015 321 914 33 480 4 116 44
45 4 259 40 423 276 899 32 447 3 636 45
46 3 948 36 165 236 476 31 415 3 189 46
47 3 659 32 216 200 311 30 384 2 773 47
48 3 389 28 558 168 095 30 354 2 389 48
49 3 137 25 169 139 537 29 324 2 036 49
50 2 903 22 031 114 369 29 294 1 712 50
51 2 684 19 129 92 338 29 265 1 417 51
52 2 480 16 445 73 209 28 237 1 152 52
53 2 289 13 965 56 764 28 209 915 53
54 2 112 11 676 42 800 27 181 706 54
55 1 946 9 564 31 124 27 153 525 55
56 1 792 7 618 21 560 27 126 372 56
57 1 648 5 826 13 942 26 100 246 57
58 1 514 4 178 8 116 25 74 146 58
59 1 390 2 664 3 938 25 48 72 59
60 1 274 1 274 1 274 24 24 24 60
213
Interest Rate: 8.0%
MONETARY FUNCTIONS
GROUP LIVES - MALES
20 21 455 265 305 2 974 631 97 1 141 17 833 20
21 19 768 243 850 2 709 326 77 1 044 16 692 21
22 18 227 224 082 2 465 475 62 967 15 649 22
23 16 816 205 854 2 241 393 50 905 14 682 23
24 15 520 189 039 2 035 539 42 855 13 776 24
25 14 328 173 519 1 846 500 37 813 12 921 25
26 13 229 159 192 1 672 981 33 776 12 108 26
27 12 216 145 962 1 513 789 31 743 11 333 27
28 11 281 133 746 1 367 827 29 712 10 590 28
29 10 416 122 465 1 234 082 28 683 9 878 29
30 9 616 112 049 1 111 617 28 655 9 195 30
31 8 876 102 432 999 568 27 627 8 540 31
32 8 191 93 556 897 136 27 600 7 913 32
33 7 557 85 365 803 580 27 572 7 313 33
34 6 970 77 808 718 215 27 545 6 741 34
35 6 427 70 837 640 408 27 518 6 196 35
36 5 924 64 410 569 571 26 491 5 678 36
37 5 459 58 486 505 160 26 465 5 186 37
38 5 028 53 027 446 675 26 439 4 721 38
39 4 630 47 998 393 648 25 413 4 283 39
40 4 262 43 368 345 649 24 388 3 869 40
41 3 922 39 106 302 281 24 364 3 481 41
42 3 608 35 184 263 175 23 340 3 118 42
43 3 317 31 576 227 991 22 317 2 778 43
44 3 049 28 259 196 415 21 295 2 461 44
45 2 802 25 209 168 156 21 273 2 167 45
46 2 574 22 407 142 947 20 252 1 894 46
47 2 363 19 834 120 539 19 232 1 641 47
48 2 168 17 471 100 706 19 213 1 409 48
49 1 989 15 302 83 235 18 194 1 197 49
50 1 823 13 313 67 933 18 175 1 003 50
51 1 670 11 490 54 620 18 157 828 51
52 1 529 9 820 43 129 17 140 670 52
53 1 398 8 291 33 309 17 122 531 53
54 1 278 6 893 25 018 16 106 408 54
55 1 167 5 615 18 124 16 89 303 55
56 1 064 4 449 12 509 16 73 214 56
57 970 3 384 8 060 15 57 141 57
58 883 2 415 4 676 15 42 83 58
59 803 1 532 2 261 14 28 41 59
60 729 729 729 14 14 14 60
214
Interest Rate: 9.0%
MONETARY FUNCTIONS
GROUP LIVES - MALES
20 17 843 201 523 2 109 719 80 826 11 864 20
21 16 290 183 680 1 908 196 63 746 11 038 21
22 14 882 167 390 1 724 515 50 684 10 292 22
23 13 603 152 508 1 557 125 40 634 9 608 23
24 12 440 138 905 1 404 617 34 594 8 974 24
25 11 379 126 465 1 265 712 29 560 8 380 25
26 10 411 115 086 1 139 247 26 531 7 821 26
27 9 525 104 675 1 024 161 24 505 7 290 27
28 8 715 95 150 919 486 22 481 6 785 28
29 7 973 86 435 824 335 21 459 6 303 29
30 7 293 78 462 737 900 21 438 5 844 30
31 6 670 71 169 659 438 20 417 5 406 31
32 6 099 64 499 588 269 20 396 4 989 32
33 5 575 58 400 523 770 20 376 4 593 33
34 5 095 52 824 465 371 20 356 4 217 34
35 4 655 47 729 412 547 19 337 3 860 35
36 4 251 43 074 364 818 19 318 3 523 36
37 3 882 38 823 321 744 18 299 3 206 37
38 3 543 34 941 282 921 18 281 2 907 38
39 3 232 31 398 247 980 17 263 2 626 39
40 2 948 28 166 216 582 17 245 2 364 40
41 2 688 25 218 188 416 16 228 2 118 41
42 2 450 22 530 163 198 15 212 1 890 42
43 2 232 20 081 140 667 15 197 1 678 43
44 2 033 17 849 120 587 14 182 1 481 44
45 1 851 15 816 102 738 14 168 1 299 45
46 1 684 13 965 86 922 13 154 1 131 46
47 1 532 12 281 72 957 13 141 977 47
48 1 393 10 748 60 677 12 129 836 48
49 1 266 9 355 49 928 12 117 707 49
50 1 150 8 089 40 573 11 105 591 50
51 1 044 6 939 32 484 11 94 486 51
52 947 5 895 25 545 11 83 392 52
53 858 4 949 19 649 10 72 309 53
54 777 4 091 14 700 10 62 237 54
55 703 3 314 10 609 10 52 175 55
56 635 2 611 7 295 9 42 123 56
57 573 1 976 4 684 9 33 81 57
58 517 1 403 2 708 8 24 48 58
59 466 885 1 305 8 16 24 59
60 419 419 419 8 8 8 60
215
MONETARY FUNCTIONS
GROUP LIVES - MALES
20 14 864 154 453 1 513 552 66 607 7 999 20
21 13 447 139 588 1 359 099 51 541 7 392 21
22 12 173 126 141 1 219 511 40 490 6 851 22
23 11 026 113 968 1 093 370 32 449 6 361 23
24 9 991 102 942 979 402 27 417 5 911 24
25 9 056 92 950 876 461 23 390 5 494 25
26 8 210 83 894 783 510 20 367 5 104 26
27 7 444 75 684 699 616 18 347 4 737 27
28 6 749 68 240 623 933 17 329 4 390 28
29 6 118 61 492 555 693 16 312 4 061 29
30 5 545 55 374 494 201 16 295 3 749 30
31 5 026 49 828 438 827 15 280 3 453 31
32 4 553 44 802 388 999 15 265 3 174 32
33 4 125 40 249 344 197 15 250 2 909 33
34 3 735 36 124 303 948 14 235 2 659 34
35 3 381 32 389 267 824 14 221 2 424 35
36 3 060 29 008 235 435 13 207 2 203 36
37 2 769 25 947 206 427 13 194 1 996 37
38 2 504 23 179 180 479 13 181 1 803 38
39 2 264 20 675 157 301 12 168 1 622 39
40 2 046 18 411 136 626 12 156 1 454 40
41 1 848 16 365 118 214 11 145 1 298 41
42 1 669 14 517 101 849 10 134 1 153 42
43 1 507 12 848 87 332 10 123 1 020 43
44 1 360 11 341 74 484 9 113 897 44
45 1 227 9 981 63 144 9 104 783 45
46 1 107 8 753 53 163 8 95 680 46
47 998 7 647 44 410 8 86 585 47
48 899 6 649 36 763 8 78 499 48
49 809 5 751 30 114 7 71 420 49
50 728 4 941 24 363 7 63 350 50
51 655 4 213 19 422 7 56 287 51
52 589 3 558 15 209 7 49 231 52
53 529 2 969 11 651 6 43 181 53
54 474 2 440 8 682 6 37 139 54
55 425 1 966 6 242 6 31 102 55
56 381 1 541 4 276 5 25 72 56
57 341 1 160 2 736 5 19 47 57
58 305 819 1 576 5 14 28 58
59 272 514 757 5 9 14 59
60 243 243 243 4 4 4 60
216
Interest Rate: 0.0%
MONETARY FUNCTIONS
GROUP LIVES - FEMALES
20 100 000 3 763 945 75 758 661 146 24 254 658 358 20
21 99 854 3 663 945 71 994 716 152 24 108 634 104 21
22 99 702 3 564 091 68 330 771 160 23 956 609 996 22
23 99 542 3 464 390 64 766 679 169 23 796 586 040 23
24 99 373 3 364 848 61 302 289 179 23 627 562 245 24
25 99 193 3 265 475 57 937 441 192 23 447 538 618 25
26 99 001 3 166 282 54 671 966 208 23 255 515 171 26
27 98 793 3 067 281 51 505 684 226 23 047 491 916 27
28 98 568 2 968 487 48 438 403 246 22 822 468 868 28
29 98 322 2 869 920 45 469 915 269 22 576 446 046 29
30 98 052 2 771 598 42 599 996 295 22 306 423 471 30
31 97 757 2 673 546 39 828 398 323 22 011 401 164 31
32 97 434 2 575 789 37 154 852 353 21 688 379 153 32
33 97 081 2 478 355 34 579 064 385 21 335 357 465 33
34 96 696 2 381 274 32 100 709 419 20 950 336 131 34
35 96 276 2 284 578 29 719 435 455 20 530 315 181 35
36 95 822 2 188 302 27 434 857 491 20 076 294 651 36
37 95 331 2 092 480 25 246 555 527 19 585 274 575 37
38 94 803 1 997 150 23 154 075 562 19 057 254 991 38
39 94 241 1 902 346 21 156 925 595 18 495 235 933 39
40 93 646 1 808 105 19 254 579 626 17 900 217 438 40
41 93 020 1 714 459 17 446 473 653 17 274 199 539 41
42 92 367 1 621 440 15 732 014 676 16 621 182 265 42
43 91 691 1 529 073 14 110 574 694 15 945 165 644 43
44 90 998 1 437 382 12 581 501 708 15 251 149 699 44
45 90 289 1 346 384 11 144 119 721 14 543 134 448 45
46 89 569 1 256 095 9 797 735 733 13 823 119 904 46
47 88 836 1 166 526 8 541 640 745 13 090 106 082 47
48 88 091 1 077 690 7 375 113 760 12 345 92 992 48
49 87 331 989 599 6 297 423 779 11 585 80 647 49
50 86 552 902 269 5 307 824 801 10 806 69 062 50
51 85 751 815 717 4 405 555 830 10 005 58 256 51
52 84 921 729 966 3 589 838 863 9 175 48 252 52
53 84 058 645 045 2 859 872 899 8 312 39 077 53
54 83 159 560 987 2 214 827 938 7 413 30 764 54
55 82 221 477 827 1 653 840 979 6 475 23 351 55
56 81 242 395 606 1 176 013 1 020 5 496 16 876 56
57 80 222 314 364 780 407 1 061 4 476 11 380 57
58 79 161 234 142 466 043 1 101 3 415 6 903 58
59 78 060 154 981 231 902 1 139 2 314 3 489 59
60 76 921 76 921 76 921 1 175 1 175 1 175 60
217
Interest Rate: 1.0%
MONETARY FUNCTIONS
20 81 954 2 567 387 48 201 082 118 15 253 397 605 20
21 81 025 2 485 433 45 633 695 122 15 135 382 351 21
22 80 100 2 404 408 43 148 262 127 15 012 367 217 22
23 79 180 2 324 308 40 743 854 133 14 885 352 204 23
24 78 263 2 245 129 38 419 546 140 14 752 337 319 24
25 77 348 2 166 866 36 174 417 148 14 612 322 567 25
26 76 434 2 089 518 34 007 551 159 14 464 307 955 26
27 75 518 2 013 085 31 918 033 171 14 305 293 491 27
28 74 600 1 937 566 29 904 948 185 14 134 279 186 28
29 73 677 1 862 967 27 967 382 200 13 950 265 052 29
30 72 747 1 789 290 26 104 415 217 13 750 251 102 30
31 71 810 1 716 543 24 315 125 235 13 533 237 352 31
32 70 864 1 644 733 22 598 582 254 13 298 223 819 32
33 69 908 1 573 869 20 953 849 275 13 044 210 521 33
34 68 941 1 503 961 19 379 980 296 12 769 197 477 34
35 67 963 1 435 019 17 876 020 318 12 473 184 708 35
36 66 972 1 367 056 16 441 001 340 12 155 172 235 36
37 65 969 1 300 084 15 073 944 361 11 816 160 080 37
38 64 955 1 234 115 13 773 860 381 11 454 148 264 38
39 63 930 1 169 160 12 539 745 400 11 073 136 810 39
40 62 897 1 105 230 11 370 585 416 10 673 125 737 40
41 61 858 1 042 332 10 265 355 430 10 257 115 064 41
42 60 816 980 474 9 223 023 440 9 827 104 807 42
43 59 773 919 658 8 242 549 448 9 386 94 980 43
44 58 734 859 885 7 322 891 453 8 939 85 594 44
45 57 700 801 151 6 463 006 456 8 486 76 655 45
46 56 673 743 451 5 661 856 459 8 030 68 169 46
47 55 653 686 778 4 918 405 462 7 571 60 139 47
48 54 639 631 126 4 231 627 467 7 109 52 568 48
49 53 631 576 486 3 600 501 473 6 642 45 459 49
50 52 627 522 855 3 024 015 482 6 169 38 817 50
51 51 623 470 228 2 501 160 495 5 686 32 648 51
52 50 618 418 605 2 030 932 509 5 192 26 962 52
53 49 608 367 987 1 612 327 525 4 683 21 771 53
54 48 591 318 379 1 244 341 543 4 157 17 088 54
55 47 567 269 788 925 962 561 3 615 12 931 55
56 46 536 222 221 656 174 579 3 054 9 316 56
57 45 496 175 685 433 953 596 2 475 6 262 57
58 44 450 130 189 258 268 612 1 879 3 787 58
59 43 398 85 739 128 080 627 1 267 1 908 59
60 42 341 42 341 42 341 640 640 640 60
218
Interest Rate: 2.0%
MONETARY FUNCTIONS
20 67 297 1 781 031 31 112 088 96 9 742 243 021 20
21 65 881 1 713 734 29 331 057 99 9 645 233 280 21
22 64 491 1 647 853 27 617 323 101 9 547 223 635 22
23 63 125 1 583 362 25 969 471 105 9 445 214 088 23
24 61 782 1 520 237 24 386 109 109 9 340 204 643 24
25 60 461 1 458 455 22 865 872 115 9 231 195 302 25
26 59 161 1 397 993 21 407 418 122 9 116 186 072 26
27 57 879 1 338 832 20 009 424 130 8 994 176 956 27
28 56 615 1 280 953 18 670 592 139 8 865 167 961 28
29 55 366 1 224 338 17 389 639 149 8 726 159 096 29
30 54 132 1 168 972 16 165 301 160 8 577 150 370 30
31 52 911 1 114 840 14 996 329 171 8 418 141 793 31
32 51 702 1 061 929 13 881 489 184 8 246 133 375 32
33 50 504 1 010 228 12 819 560 196 8 062 125 129 33
34 49 317 959 723 11 809 332 210 7 866 117 067 34
35 48 141 910 406 10 849 609 223 7 656 109 201 35
36 46 974 862 265 9 939 203 236 7 433 101 544 36
37 45 817 815 291 9 076 937 248 7 197 94 111 37
38 44 670 769 474 8 261 646 260 6 949 86 913 38
39 43 535 724 804 7 492 172 270 6 689 79 964 39
40 42 411 681 270 6 767 368 278 6 420 73 275 40
41 41 302 638 858 6 086 098 284 6 142 66 856 41
42 40 208 597 557 5 447 240 288 5 857 60 714 42
43 39 131 557 349 4 849 683 290 5 569 54 856 43
44 38 073 518 218 4 292 334 290 5 279 49 287 44
45 37 036 480 145 3 774 116 290 4 988 44 008 45
46 36 020 443 108 3 293 971 289 4 699 39 020 46
47 35 025 407 088 2 850 863 288 4 410 34 321 47
48 34 050 372 063 2 443 775 288 4 122 29 912 48
49 33 095 338 012 2 071 712 289 3 834 25 790 49
50 32 156 304 918 1 733 700 292 3 544 21 956 50
51 31 234 272 761 1 428 782 296 3 252 18 412 51
52 30 325 241 527 1 156 021 302 2 956 15 160 52
53 29 429 211 202 914 494 309 2 654 12 203 53
54 28 543 181 773 703 292 316 2 346 9 549 54
55 27 668 153 230 521 519 323 2 030 7 204 55
56 26 802 125 562 368 290 330 1 707 5 174 56
57 25 947 98 760 242 728 337 1 377 3 467 57
58 25 102 72 813 143 968 342 1 040 2 090 58
59 24 267 47 711 71 155 347 698 1 049 59
60 23 444 23 444 23 444 351 351 351 60
219
Interest Rate: 3.0%
MONETARY FUNCTIONS
20 55 368 1 255 464 20 371 608 78 6 319 150 349 20
21 53 676 1 200 097 19 116 144 80 6 240 144 030 21
22 52 033 1 146 420 17 916 047 81 6 160 137 790 22
23 50 437 1 094 387 16 769 626 83 6 079 131 630 23
24 48 885 1 043 950 15 675 239 86 5 996 125 550 24
25 47 375 995 065 14 631 289 89 5 911 119 554 25
26 45 906 947 690 13 636 224 93 5 821 113 643 26
27 44 476 901 784 12 688 534 99 5 728 107 822 27
28 43 082 857 308 11 786 751 104 5 629 102 094 28
29 41 722 814 226 10 929 443 111 5 525 96 464 29
30 40 396 772 504 10 115 216 118 5 414 90 939 30
31 39 102 732 107 9 342 713 125 5 296 85 525 31
32 37 837 693 006 8 610 605 133 5 170 80 229 32
33 36 602 655 169 7 917 599 141 5 037 75 059 33
34 35 395 618 567 7 262 431 149 4 896 70 022 34
35 34 215 583 172 6 643 864 157 4 747 65 125 35
36 33 062 548 957 6 060 692 164 4 590 60 378 36
37 31 934 515 895 5 511 735 171 4 426 55 788 37
38 30 833 483 961 4 995 840 178 4 254 51 362 38
39 29 757 453 129 4 511 879 183 4 077 47 107 39
40 28 708 423 372 4 058 751 186 3 894 43 030 40
41 27 685 394 664 3 635 379 189 3 708 39 136 41
42 26 690 366 979 3 240 715 190 3 519 35 428 42
43 25 723 340 288 2 873 737 189 3 330 31 909 43
44 24 785 314 565 2 533 448 187 3 141 28 579 44
45 23 876 289 780 2 218 883 185 2 954 25 438 45
46 22 996 265 904 1 929 103 183 2 769 22 484 46
47 22 143 242 908 1 663 200 180 2 586 19 716 47
48 21 318 220 765 1 420 291 179 2 406 17 130 48
49 20 518 199 447 1 199 526 178 2 227 14 724 49
50 19 743 178 929 1 000 079 177 2 049 12 497 50
51 18 991 159 186 821 150 178 1 872 10 447 51
52 18 259 140 195 661 964 180 1 694 8 575 52
53 17 547 121 936 521 769 182 1 514 6 882 53
54 16 854 104 389 399 833 185 1 331 5 368 54
55 16 178 87 535 295 444 187 1 147 4 037 55
56 15 520 71 356 207 909 189 960 2 890 56
57 14 879 55 836 136 552 191 771 1 930 57
58 14 254 40 957 80 716 192 579 1 160 58
59 13 647 26 703 39 759 193 387 581 59
60 13 056 13 056 13 056 194 194 194 60
220
Interest Rate: 4.0%
MONETARY FUNCTIONS
20 45 639 898 385 13 529 410 64 4 162 94 159 20
21 43 819 852 746 12 631 025 64 4 098 89 997 21
22 42 070 808 927 11 778 279 65 4 034 85 899 22
23 40 387 766 857 10 969 352 66 3 969 81 866 23
24 38 767 726 471 10 202 495 67 3 903 77 897 24
25 37 209 687 703 9 476 025 69 3 835 73 994 25
26 35 709 650 494 8 788 321 72 3 766 70 159 26
27 34 263 614 785 8 137 827 75 3 694 66 393 27
28 32 870 580 522 7 523 042 79 3 619 62 699 28
29 31 527 547 652 6 942 520 83 3 540 59 080 29
30 30 231 516 125 6 394 868 87 3 457 55 540 30
31 28 981 485 894 5 878 743 92 3 369 52 083 31
32 27 774 456 913 5 392 849 97 3 277 48 714 32
33 26 609 429 138 4 935 936 102 3 180 45 436 33
34 25 484 402 529 4 506 798 106 3 079 42 256 34
35 24 398 377 045 4 104 269 111 2 973 39 177 35
36 23 349 352 647 3 727 224 115 2 862 36 204 36
37 22 336 329 298 3 374 578 119 2 747 33 342 37
38 21 358 306 962 3 045 280 122 2 628 30 596 38
39 20 415 285 605 2 738 317 124 2 506 27 967 39
40 19 505 265 190 2 452 713 125 2 382 25 461 40
41 18 630 245 685 2 187 523 126 2 257 23 079 41
42 17 788 227 055 1 941 838 125 2 131 20 822 42
43 16 978 209 267 1 714 783 123 2 006 18 691 43
44 16 202 192 289 1 505 516 121 1 883 16 685 44
45 15 457 176 087 1 313 227 119 1 761 14 802 45
46 14 744 160 630 1 137 140 116 1 643 13 041 46
47 14 061 145 886 976 510 113 1 527 11 398 47
48 13 407 131 824 830 624 111 1 413 9 872 48
49 12 780 118 417 698 800 110 1 302 8 458 49
50 12 179 105 637 580 382 108 1 192 7 156 50
51 11 602 93 458 474 745 108 1 084 5 964 51
52 11 048 81 856 381 286 108 976 4 880 52
53 10 515 70 808 299 430 108 868 3 904 53
54 10 003 60 293 228 622 109 760 3 036 54
55 9 509 50 291 168 329 109 652 2 275 55
56 9 035 40 781 118 038 109 543 1 624 56
57 8 578 31 747 77 257 109 434 1 081 57
58 8 139 23 168 45 510 109 325 648 58
59 7 717 15 029 22 341 108 216 323 59
60 7 312 7 312 7 312 107 107 107 60
221
Interest Rate: 5.0%
MONETARY FUNCTIONS
20 37 689 651 912 9 111 311 52 2 784 59 698 20
21 35 842 614 223 8 459 399 52 2 731 56 915 21
22 34 083 578 381 7 845 176 52 2 679 54 183 22
23 32 408 544 298 7 266 795 52 2 627 51 504 23
24 30 812 511 891 6 722 496 53 2 575 48 877 24
25 29 292 481 078 6 210 606 54 2 522 46 303 25
26 27 843 451 786 5 729 527 56 2 467 43 781 26
27 26 462 423 943 5 277 741 58 2 412 41 314 27
28 25 144 397 481 4 853 798 60 2 354 38 902 28
29 23 887 372 337 4 456 317 62 2 295 36 548 29
30 22 687 348 450 4 083 980 65 2 232 34 253 30
31 21 542 325 763 3 735 529 68 2 167 32 021 31
32 20 448 304 222 3 409 766 71 2 099 29 854 32
33 19 404 283 774 3 105 545 73 2 029 27 754 33
34 18 406 264 370 2 821 771 76 1 955 25 726 34
35 17 454 245 963 2 557 401 79 1 879 23 770 35
36 16 544 228 509 2 311 438 81 1 801 21 891 36
37 15 676 211 965 2 082 929 83 1 720 20 090 37
38 14 847 196 289 1 870 964 84 1 638 18 370 38
39 14 056 181 443 1 674 675 85 1 554 16 732 39
40 13 302 167 387 1 493 232 85 1 469 15 178 40
41 12 584 154 085 1 325 845 84 1 384 13 709 41
42 11 900 141 501 1 171 761 83 1 300 12 325 42
43 11 251 129 600 1 030 260 81 1 217 11 024 43
44 10 634 118 349 900 660 79 1 136 9 807 44
45 10 049 107 715 782 310 76 1 058 8 670 45
46 9 494 97 666 674 595 74 981 7 613 46
47 8 968 88 172 576 928 72 907 6 632 47
48 8 469 79 205 488 756 70 836 5 724 48
49 7 996 70 735 409 551 68 766 4 889 49
50 7 548 62 739 338 816 67 698 4 123 50
51 7 122 55 191 276 077 66 632 3 425 51
52 6 717 48 070 220 886 65 566 2 793 52
53 6 332 41 353 172 816 65 501 2 227 53
54 5 966 35 021 131 464 64 436 1 726 54
55 5 618 29 054 96 443 64 372 1 290 55
56 5 287 23 437 67 389 63 309 918 56
57 4 972 18 150 43 952 63 245 609 57
58 4 672 13 178 25 802 62 183 364 58
59 4 388 8 506 12 624 61 121 181 59
60 4 118 4 118 4 118 60 60 60 60
222
Interest Rate: 6.0%
MONETARY FUNCTIONS
20 31 180 479 201 6 219 877 43 1 890 38 318 20
21 29 373 448 021 5 740 676 42 1 847 36 428 21
22 27 668 418 648 5 292 655 42 1 804 34 582 22
23 26 060 390 981 4 874 007 42 1 763 32 777 23
24 24 543 364 921 4 483 026 42 1 721 31 015 24
25 23 112 340 378 4 118 105 42 1 679 29 294 25
26 21 761 317 266 3 777 727 43 1 637 27 615 26
27 20 487 295 505 3 460 461 44 1 594 25 978 27
28 19 283 275 018 3 164 956 45 1 550 24 384 28
29 18 146 255 735 2 889 938 47 1 504 22 835 29
30 17 072 237 589 2 634 203 48 1 457 21 331 30
31 16 057 220 517 2 396 614 50 1 409 19 873 31
32 15 098 204 460 2 176 097 52 1 359 18 465 32
33 14 192 189 362 1 971 636 53 1 307 17 106 33
34 13 335 175 170 1 782 274 55 1 254 15 799 34
35 12 526 161 835 1 607 104 56 1 199 14 545 35
36 11 761 149 309 1 445 269 57 1 144 13 346 36
37 11 039 137 548 1 295 960 58 1 087 12 202 37
38 10 356 126 509 1 158 413 58 1 029 11 115 38
39 9 712 116 153 1 031 904 58 971 10 086 39
40 9 104 106 441 915 751 57 913 9 115 40
41 8 532 97 336 809 311 56 856 8 202 41
42 7 992 88 805 711 974 55 799 7 346 42
43 7 485 80 812 623 170 53 744 6 547 43
44 7 008 73 328 542 357 51 691 5 802 44
45 6 560 66 320 469 030 49 639 5 112 45
46 6 139 59 760 402 710 47 590 4 472 46
47 5 744 53 622 342 950 45 543 3 882 47
48 5 373 47 878 289 328 44 497 3 340 48
49 5 025 42 504 241 450 42 453 2 843 49
50 4 699 37 479 198 946 41 411 2 389 50
51 4 392 32 780 161 468 40 370 1 978 51
52 4 103 28 388 128 688 39 330 1 608 52
53 3 832 24 285 100 299 39 291 1 278 53
54 3 576 20 454 76 014 38 252 987 54
55 3 336 16 878 55 561 37 214 735 55
56 3 109 13 542 38 683 37 176 521 56
57 2 896 10 433 25 141 36 140 345 57
58 2 696 7 536 14 708 35 104 205 58
59 2 508 4 840 7 172 35 68 102 59
60 2 332 2 332 2 332 34 34 34 60
223
Interest Rate: 7.0%
MONETARY FUNCTIONS
20 25 842 356 442 4 302 248 35 1 302 24 899 20
21 24 116 330 600 3 945 806 34 1 266 23 597 21
22 22 504 306 484 3 615 206 34 1 232 22 331 22
23 20 998 283 980 3 308 722 33 1 198 21 099 23
24 19 591 262 982 3 024 742 33 1 165 19 901 24
25 18 276 243 391 2 761 759 33 1 132 18 736 25
26 17 048 225 115 2 518 368 33 1 099 17 604 26
27 15 899 208 067 2 293 253 34 1 065 16 505 27
28 14 825 192 168 2 085 186 35 1 031 15 440 28
29 13 820 177 344 1 893 018 35 997 14 408 29
30 12 881 163 523 1 715 674 36 961 13 411 30
31 12 002 150 642 1 552 151 37 925 12 450 31
32 11 180 138 640 1 401 508 38 888 11 525 32
33 10 410 127 461 1 262 868 39 850 10 637 33
34 9 691 117 050 1 135 407 39 812 9 787 34
35 9 018 107 360 1 018 357 40 772 8 975 35
36 8 388 98 342 910 997 40 733 8 203 36
37 7 799 89 954 812 655 40 692 7 470 37
38 7 248 82 155 722 701 40 652 6 778 38
39 6 734 74 907 640 546 40 612 6 126 39
40 6 254 68 173 565 639 39 572 5 514 40
41 5 806 61 919 497 466 38 533 4 942 41
42 5 388 56 114 435 546 37 495 4 409 42
43 4 998 50 726 379 432 35 458 3 914 43
44 4 636 45 728 328 706 34 423 3 456 44
45 4 299 41 092 282 978 32 389 3 033 45
46 3 986 36 793 241 887 30 357 2 644 46
47 3 694 32 807 205 094 29 327 2 287 47
48 3 424 29 113 172 286 28 298 1 960 48
49 3 172 25 689 143 174 26 270 1 663 49
50 2 938 22 517 117 485 25 244 1 393 50
51 2 721 19 578 94 968 25 218 1 149 51
52 2 518 16 858 75 390 24 194 931 52
53 2 329 14 340 58 532 23 170 737 53
54 2 154 12 010 44 192 23 146 568 54
55 1 990 9 857 32 181 22 124 421 55
56 1 838 7 867 22 325 22 101 298 56
57 1 696 6 029 14 458 21 80 196 57
58 1 564 4 333 8 429 20 59 116 58
59 1 441 2 769 4 096 20 39 58 59
60 1 327 1 327 1 327 19 19 19 60
224
Interest Rate: 8.0%
MONETARY FUNCTIONS
20 21 455 268 015 3 013 731 29 909 16 377 20
21 19 837 246 560 2 745 716 28 880 15 468 21
22 18 339 226 724 2 499 156 27 852 14 588 22
23 16 953 208 385 2 272 432 27 825 13 736 23
24 15 671 191 431 2 064 047 26 798 12 911 24
25 14 484 175 760 1 872 616 26 772 12 113 25
26 13 385 161 276 1 696 856 26 746 11 340 26
27 12 368 147 891 1 535 580 26 720 10 594 27
28 11 425 135 523 1 387 689 26 694 9 874 28
29 10 553 124 098 1 252 166 27 668 9 180 29
30 9 744 113 545 1 128 068 27 641 8 513 30
31 8 995 103 801 1 014 523 28 614 7 872 31
32 8 301 94 806 910 722 28 586 7 258 32
33 7 659 86 505 815 916 28 558 6 672 33
34 7 063 78 846 729 411 28 530 6 114 34
35 6 512 71 783 650 565 28 502 5 584 35
36 6 001 65 271 578 782 28 473 5 082 36
37 5 528 59 270 513 511 28 445 4 609 37
38 5 090 53 743 454 241 28 416 4 164 38
39 4 685 48 653 400 498 27 389 3 748 39
40 4 311 43 967 351 846 27 361 3 359 40
41 3 965 39 657 307 878 26 334 2 998 41
42 3 645 35 692 268 221 25 309 2 664 42
43 3 350 32 047 232 529 23 284 2 355 43
44 3 079 28 697 200 482 22 260 2 071 44
45 2 829 25 618 171 785 21 238 1 811 45
46 2 598 22 789 146 168 20 217 1 572 46
47 2 386 20 191 123 378 19 198 1 355 47
48 2 191 17 805 103 187 18 179 1 157 48
49 2 011 15 614 85 382 17 162 978 49
50 1 845 13 603 69 768 16 145 816 50
51 1 693 11 758 56 165 15 129 671 51
52 1 552 10 065 44 407 15 114 542 52
53 1 423 8 513 34 341 14 100 428 53
54 1 303 7 090 25 829 14 85 328 54
55 1 193 5 787 18 739 13 72 243 55
56 1 092 4 594 12 952 13 59 171 56
57 998 3 502 8 358 12 46 112 57
58 912 2 504 4 856 12 34 66 58
59 833 1 592 2 352 11 22 33 59
60 760 760 760 11 11 11 60
225
Interest Rate: 9.0%
MONETARY FUNCTIONS
20 17 843 203 523 2 136 817 24 644 10 903 20
21 16 346 185 680 1 933 294 23 620 10 259 21
22 14 973 169 334 1 747 614 22 597 9 639 22
23 13 715 154 361 1 578 280 21 575 9 043 23
24 12 561 140 646 1 423 920 21 554 8 468 24
25 11 503 128 084 1 283 274 20 533 7 914 25
26 10 533 116 581 1 155 190 20 512 7 382 26
27 9 643 106 048 1 038 609 20 492 6 869 27
28 8 827 96 405 932 560 20 472 6 377 28
29 8 078 87 578 836 155 20 452 5 906 29
30 7 390 79 501 748 577 20 431 5 454 30
31 6 760 72 111 669 076 20 411 5 023 31
32 6 181 65 351 596 965 21 390 4 612 32
33 5 650 59 170 531 614 21 370 4 222 33
34 5 163 53 520 472 444 21 349 3 852 34
35 4 716 48 357 418 925 20 329 3 503 35
36 4 306 43 641 370 568 20 308 3 174 36
37 3 931 39 334 326 928 20 288 2 866 37
38 3 586 35 404 287 593 20 268 2 578 38
39 3 270 31 818 252 190 19 249 2 310 39
40 2 981 28 547 220 372 18 230 2 061 40
41 2 717 25 566 191 825 17 211 1 831 41
42 2 475 22 849 166 259 17 194 1 620 42
43 2 254 20 374 143 411 16 177 1 426 43
44 2 052 18 119 123 037 15 162 1 249 44
45 1 868 16 067 104 918 14 147 1 088 45
46 1 700 14 199 88 851 13 133 941 46
47 1 547 12 498 74 652 12 120 808 47
48 1 408 10 951 62 154 11 109 687 48
49 1 280 9 544 51 203 10 97 579 49
50 1 164 8 263 41 659 10 87 481 50
51 1 058 7 099 33 396 9 77 394 51
52 961 6 041 26 297 9 68 317 52
53 873 5 080 20 255 9 59 250 53
54 792 4 207 15 175 8 50 191 54
55 719 3 415 10 968 8 42 141 55
56 651 2 696 7 553 8 34 99 56
57 590 2 045 4 857 7 27 65 57
58 534 1 455 2 812 7 19 38 58
59 483 920 1 357 6 13 19 59
60 437 437 437 6 6 6 60
226
MONETARY FUNCTIONS
20 14 864 155 943 1 532 586 20 462 7 345 20
21 13 493 141 079 1 376 642 19 442 6 883 21
22 12 248 127 586 1 235 563 18 423 6 442 22
23 11 117 115 338 1 107 978 17 405 6 019 23
24 10 089 104 221 992 640 17 388 5 613 24
25 9 155 94 132 888 419 16 372 5 225 25
26 8 307 84 977 794 287 16 355 4 854 26
27 7 536 76 670 709 310 16 340 4 498 27
28 6 835 69 135 632 639 16 324 4 159 28
29 6 198 62 300 563 505 15 308 3 835 29
30 5 619 56 101 501 205 15 293 3 526 30
31 5 093 50 482 445 104 15 278 3 234 31
32 4 615 45 389 394 622 15 262 2 956 32
33 4 180 40 774 349 233 15 247 2 694 33
34 3 785 36 594 308 458 15 232 2 447 34
35 3 426 32 810 271 864 15 217 2 215 35
36 3 100 29 384 239 054 14 202 1 998 36
37 2 804 26 284 209 670 14 188 1 795 37
38 2 535 23 480 183 386 14 174 1 607 38
39 2 290 20 946 159 906 13 160 1 434 39
40 2 069 18 655 138 960 13 147 1 273 40
41 1 868 16 586 120 305 12 134 1 126 41
42 1 687 14 718 103 719 11 123 992 42
43 1 522 13 031 89 001 10 111 869 43
44 1 373 11 509 75 970 10 101 758 44
45 1 239 10 136 64 460 9 91 657 45
46 1 117 8 897 54 325 8 82 566 46
47 1 007 7 780 45 427 8 74 484 47
48 908 6 773 37 647 7 66 410 48
49 818 5 865 30 875 7 59 344 49
50 737 5 046 25 010 6 52 285 50
51 664 4 309 19 963 6 46 233 51
52 598 3 645 15 654 6 40 187 52
53 538 3 047 12 009 5 35 146 53
54 484 2 509 8 962 5 30 112 54
55 435 2 025 6 452 5 25 82 55
56 391 1 591 4 427 4 20 57 56
57 351 1 200 2 836 4 15 37 57
58 315 849 1 636 4 11 22 58
59 282 535 787 4 7 11 59
60 253 253 253 4 4 4 60
227
228
PHASE III:
INDIVIDUAL ANNUITANT LIVES
229
MORTALITY FUNCTIONS
ANNUITANT LIVES - MALE
55 100 000 0.00373 55
56 99 627 0.00376 56 86 75 989 0.02648 86

57 99 252 0.00385 57 87 73 977 0.02992 87
58 98 870 0.00396 58 88 71 763 0.03396 88
59 98 479 0.00409 59 89 69 326 0.03873 89
60 98 076 0.00423 60 90 66 641 0.04438 90
61 97 661 0.00438 61 91 63 683 0.05106 91

62 97 233 0.00455 62 92 60 432 0.05898 92
63 96 791 0.00472 63 93 56 867 0.06836 93
64 96 334 0.00491 64 94 52 980 0.07944 94
65 95 861 0.00512 65 95 48 771 0.09248 95
66 95 370 0.00536 66 96 44 261 0.10774 96

67 94 859 0.00562 67 97 39 493 0.12548 97
68 94 326 0.00592 68 98 34 537 0.14589 98
69 93 767 0.00625 69 99 29 499 0.16912 99
70 93 181 0.00663 70 100 24 510 0.19521 100
71 92 563 0.00704 71 101 19 725 0.22412 101

72 91 912 0.00750 72 102 15 305 0.25569 102
73 91 222 0.00802 73 103 11 391 0.28968 103
74 90 490 0.00860 74 104 8 092 0.32656 104
75 89 711 0.00925 75 105 5 449 0.36395 105
76 88 881 0.00999 76 106 3 466 0.40375 106

77 87 994 0.01082 77 107 2 067 0.44519 107
78 87 042 0.01175 78 108 1 147 0.48828 108
79 86 019 0.01282 79 109 587 0.53314 109
80 84 916 0.01404 80
81 83 724 0.01544 81
82 82 431 0.01704 82
83 81 027 0.01890 83
84 79 495 0.02105 84
85 77 822 0.02355 85
230
MORTALITY FUNCTIONS
ANNUITANT LIVES - FEMALE
55 100 000 0.00898 55
56 99 102 0.00726 56 86 73 684 0.02261 86

57 98 382 0.00650 57 87 72 017 0.02484 87
58 97 742 0.00613 58 88 70 228 0.02742 88
59 97 144 0.00595 59 89 68 303 0.03040 89
60 96 566 0.00590 60 90 66 227 0.03387 90
61 95 996 0.00594 61 91 63 983 0.03794 91

62 95 426 0.00603 62 92 61 556 0.04270 92
63 94 851 0.00615 63 93 58 928 0.04831 93
64 94 267 0.00631 64 94 56 081 0.05493 94
65 93 672 0.00650 65 95 53 000 0.06275 95
66 93 063 0.00671 66 96 49 675 0.07207 96

67 92 439 0.00696 67 97 46 095 0.08292 97
68 91 796 0.00723 68 98 42 273 0.09578 98
69 91 132 0.00754 69 99 38 224 0.11089 99
70 90 445 0.00788 70 100 33 985 0.12851 100
71 89 732 0.00825 71 101 29 618 0.14892 101

72 88 991 0.00867 72 102 25 207 0.17231 102
73 88 220 0.00916 73 103 20 864 0.19884 103
74 87 412 0.00962 74 104 16 715 0.22854 104
75 86 570 0.01018 75 105 12 895 0.26138 105
76 85 689 0.01079 76 106 9 524 0.29721 106

77 84 765 0.01146 77 107 6 694 0.33585 107
78 83 794 0.01221 78 108 4 446 0.37712 108
79 82 771 0.01304 79 109 2 769 0.42086 109
80 81 691 0.01397 80
81 80 550 0.01500 81
82 79 342 0.01617 82
83 78 059 0.01748 83
84 76 694 0.01897 84
85 75 239 0.02067 85
231
Interest Rate: 0.0%
ANNUITY FUNCTIONS
ax:n
Term Term
5 10 15 20 25 30 35 40 45 50
Age Age
55 4.962 9.823 14.565 19.159 23.555 27.671 31.360 34.366 36.332 37.122 55
56 4.962 9.818 14.551 19.127 23.492 27.552 31.143 33.980 35.710 36.312 56
57 4.960 9.813 14.535 19.091 23.421 27.418 30.898 33.551 35.040 35.480 57
58 4.959 9.806 14.517 19.051 23.341 27.268 30.625 33.076 34.326 34.634 58
59 4.958 9.799 14.497 19.007 23.252 27.101 30.320 32.554 33.574 33.779 59
60 4.956 9.791 14.475 18.958 23.154 26.915 29.980 31.985 32.790 60

61 4.955 9.783 14.451 18.903 23.045 26.708 29.603 31.367 31.981 61
62 4.953 9.773 14.424 18.843 22.924 26.476 29.184 30.704 31.153 62
63 4.951 9.763 14.395 18.776 22.788 26.217 28.721 29.998 30.312 63
64 4.949 9.751 14.362 18.702 22.637 25.927 28.211 29.253 29.463 64
65 4.947 9.739 14.325 18.619 22.467 25.602 27.653 28.477 65

66 4.944 9.724 14.284 18.525 22.276 25.240 27.047 27.676 66
67 4.941 9.708 14.238 18.421 22.062 24.838 26.395 26.856 67
68 4.938 9.690 14.187 18.303 21.822 24.391 25.701 26.024 68
69 4.934 9.670 14.129 18.172 21.552 23.899 24.970 25.185 69
70 4.930 9.648 14.065 18.024 21.250 23.359 24.207 70

71 4.925 9.623 13.993 17.857 20.912 22.773 23.421 71
72 4.920 9.595 13.912 17.670 20.535 22.142 22.618 72
73 4.914 9.564 13.821 17.458 20.115 21.470 21.804 73
74 4.908 9.529 13.717 17.220 19.652 20.761 20.985 74
75 4.901 9.489 13.600 16.951 19.142 20.023 75

76 4.892 9.444 13.468 16.649 18.587 19.262 76
77 4.883 9.392 13.317 16.310 17.989 18.486 77
78 4.873 9.334 13.146 15.931 17.351 17.701 78
79 4.861 9.267 12.952 15.510 16.678 16.913 79
232
Interest Rate: 0.0%
ANNUITY FUNCTIONS
ax:n
Term Term
5 10 15 20 25 30 35 40 45 50
Age Age
80 4.847 9.191 12.731 15.046 15.976 80

81 4.831 9.104 12.481 14.539 15.255 81
82 4.813 9.003 12.198 13.990 14.520 82
83 4.792 8.888 11.879 13.404 13.780 83
84 4.768 8.755 11.523 12.787 13.041 84
85 4.740 8.603 11.128 12.144 85

86 4.707 8.428 10.695 11.484 86
87 4.669 8.228 10.226 10.817 87
88 4.624 8.002 9.724 10.148 88
89 4.572 7.746 9.195 9.486 89
90 4.511 7.460 8.646 90

91 4.440 7.145 8.087 91
92 4.357 6.802 7.525 92
93 4.262 6.435 6.971 93
94 4.153 6.049 6.431 94
95 4.030 5.651 95
96 3.893 5.248 96
97 3.742 4.848 97
98 3.578 4.460 98
99 3.405 4.090 99
100 3.224 100

101 3.040 101
102 2.856 102
103 2.674 103
104 2.499 104
233
Interest Rate: 1.0%
ANNUITY FUNCTIONS
ax:n
Term Term
5 10 15 20 25 30 35 40 45 50
Age Age
55 4.865 9.400 13.609 17.489 21.022 24.170 26.854 28.937 30.235 30.732 55
56 4.865 9.396 13.597 17.461 20.969 24.074 26.688 28.654 29.796 30.176 56
57 4.864 9.390 13.582 17.430 20.910 23.967 26.500 28.339 29.322 29.600 57
58 4.862 9.384 13.566 17.395 20.843 23.847 26.290 27.990 28.816 29.011 58
59 4.861 9.377 13.548 17.357 20.769 23.713 26.056 27.606 28.280 28.410 59
60 4.860 9.370 13.528 17.314 20.687 23.564 25.796 27.186 27.720 60

61 4.858 9.362 13.506 17.267 20.596 23.398 25.506 26.731 27.137 61
62 4.856 9.353 13.482 17.215 20.495 23.212 25.185 26.240 26.538 62
63 4.854 9.344 13.455 17.156 20.381 23.005 24.829 25.716 25.925 63
64 4.852 9.333 13.425 17.092 20.255 22.772 24.437 25.162 25.301 64
65 4.850 9.321 13.392 17.019 20.113 22.513 24.008 24.581 65

66 4.848 9.307 13.355 16.938 19.954 22.223 23.541 23.978 66
67 4.845 9.292 13.314 16.847 19.775 21.900 23.037 23.358 67
68 4.841 9.276 13.267 16.745 19.574 21.542 22.499 22.724 68
69 4.838 9.257 13.216 16.631 19.350 21.147 21.930 22.080 69
70 4.834 9.236 13.158 16.503 19.098 20.714 21.334 70

71 4.829 9.213 13.093 16.358 18.815 20.242 20.716 71
72 4.824 9.186 13.019 16.195 18.500 19.734 20.082 72
73 4.819 9.157 12.937 16.011 18.150 19.190 19.434 73
74 4.813 9.124 12.844 15.804 17.762 18.614 18.778 74
75 4.806 9.087 12.738 15.571 17.336 18.013 75

76 4.798 9.044 12.619 15.308 16.870 17.389 76
77 4.789 8.996 12.483 15.014 16.367 16.750 77
78 4.778 8.942 12.328 14.684 15.829 16.099 78
79 4.767 8.879 12.153 14.318 15.260 15.441 79
234
Interest Rate: 1.0%
ANNUITY FUNCTIONS
ax:n
Term Term
5 10 15 20 25 30 35 40 45 50
Age Age
80 4.754 8.808 11.954 13.913 14.665 80

81 4.738 8.726 11.727 13.470 14.049 81
82 4.721 8.632 11.472 12.990 13.419 82
83 4.701 8.524 11.184 12.477 12.781 83
84 4.677 8.400 10.862 11.933 12.139 84
85 4.650 8.257 10.504 11.366 85

86 4.618 8.093 10.111 10.782 86
87 4.581 7.906 9.685 10.187 87
88 4.537 7.693 9.228 9.589 88
89 4.487 7.454 8.745 8.993 89
90 4.427 7.185 8.243 90

91 4.358 6.889 7.730 91
92 4.278 6.567 7.213 92
93 4.186 6.221 6.700 93
94 4.080 5.857 6.198 94
95 3.961 5.480 95
96 3.827 5.099 96
97 3.680 4.720 97
98 3.522 4.351 98
99 3.353 3.998 99
100 3.177 100

101 2.998 101
102 2.818 102
103 2.642 103
104 2.471 104
235
Interest Rate: 2.0%
ANNUITY FUNCTIONS
ax:n
Term Term
5 10 15 20 25 30 35 40 45 50
Age Age
55 4.772 9.006 12.748 16.030 18.876 21.290 23.251 24.699 25.559 25.874 55
56 4.771 9.002 12.736 16.007 18.832 21.214 23.122 24.490 25.247 25.488 56
57 4.770 8.997 12.723 15.979 18.782 21.127 22.977 24.256 24.909 25.085 57
58 4.769 8.991 12.708 15.949 18.726 21.030 22.815 23.998 24.546 24.669 58
59 4.768 8.985 12.692 15.915 18.664 20.922 22.634 23.713 24.161 24.243 59
60 4.767 8.978 12.674 15.878 18.595 20.802 22.433 23.401 23.756 60

61 4.765 8.971 12.654 15.837 18.519 20.668 22.209 23.062 23.333 61
62 4.763 8.962 12.632 15.791 18.434 20.519 21.961 22.696 22.894 62
63 4.762 8.953 12.608 15.740 18.339 20.352 21.686 22.304 22.443 63
64 4.760 8.943 12.581 15.684 18.233 20.165 21.382 21.888 21.981 64
65 4.757 8.932 12.551 15.621 18.114 19.956 21.049 21.450 65

66 4.755 8.919 12.518 15.550 17.980 19.722 20.687 20.993 66
67 4.752 8.905 12.480 15.471 17.830 19.462 20.295 20.519 67
68 4.749 8.890 12.438 15.382 17.662 19.174 19.875 20.032 68
69 4.746 8.872 12.391 15.282 17.474 18.855 19.429 19.534 69
70 4.742 8.852 12.339 15.170 17.263 18.505 18.960 70

71 4.737 8.831 12.280 15.044 17.026 18.123 18.471 71
72 4.732 8.806 12.214 14.903 16.762 17.711 17.966 72
73 4.727 8.778 12.139 14.743 16.468 17.268 17.448 73
74 4.721 8.747 12.055 14.562 16.142 16.799 16.919 74
75 4.714 8.712 11.960 14.359 15.784 16.305 75

76 4.706 8.673 11.851 14.130 15.392 15.792 76
77 4.698 8.628 11.729 13.873 14.967 15.262 77
78 4.688 8.577 11.589 13.585 14.511 14.719 78
79 4.677 8.518 11.430 13.265 14.028 14.168 79
236
Interest Rate: 2.0%
ANNUITY FUNCTIONS
ax:n
Term Term
5 10 15 20 25 30 35 40 45 50
Age Age
80 4.664 8.451 11.250 12.912 13.520 80

81 4.649 8.375 11.045 12.524 12.993 81
82 4.632 8.286 10.814 12.103 12.451 82
83 4.612 8.185 10.553 11.651 11.898 83
84 4.589 8.068 10.261 11.172 11.339 84
85 4.563 7.935 9.937 10.669 85

86 4.532 7.781 9.580 10.150 86
87 4.496 7.605 9.191 9.619 87
88 4.454 7.406 8.774 9.082 88
89 4.405 7.180 8.333 8.545 89
90 4.347 6.928 7.873 90

91 4.280 6.650 7.401 91
92 4.202 6.346 6.924 92
93 4.113 6.020 6.449 93
94 4.010 5.676 5.982 94
95 3.894 5.320 95
96 3.764 4.958 96
97 3.622 4.598 97
98 3.467 4.247 98
99 3.303 3.910 99
100 3.132 100

101 2.958 101
102 2.783 102
103 2.610 103
104 2.444 104
237
Interest Rate: 3.0%
ANNUITY FUNCTIONS
ax:n
Term Term
5 10 15 20 25 30 35 40 45 50
Age Age
55 4.683 8.639 11.969 14.752 17.050 18.906 20.343 21.354 21.926 22.127 55
56 4.682 8.636 11.959 14.731 17.013 18.844 20.242 21.198 21.702 21.855 56
57 4.681 8.631 11.947 14.707 16.970 18.774 20.129 21.023 21.458 21.570 57
58 4.680 8.625 11.934 14.681 16.923 18.695 20.003 20.829 21.195 21.274 58
59 4.678 8.619 11.919 14.651 16.871 18.608 19.862 20.616 20.915 20.968 59
60 4.677 8.613 11.902 14.619 16.813 18.510 19.706 20.383 20.619 60

61 4.676 8.606 11.884 14.583 16.748 18.402 19.532 20.128 20.309 61
62 4.674 8.598 11.865 14.543 16.677 18.281 19.338 19.853 19.985 62
63 4.672 8.590 11.843 14.498 16.597 18.145 19.124 19.557 19.650 63
64 4.670 8.580 11.818 14.449 16.507 17.994 18.887 19.242 19.304 64
65 4.668 8.570 11.791 14.394 16.407 17.825 18.628 18.908 65

66 4.666 8.558 11.761 14.332 16.295 17.636 18.344 18.558 66
67 4.663 8.545 11.727 14.263 16.169 17.425 18.037 18.194 67
68 4.660 8.530 11.689 14.185 16.027 17.191 17.706 17.817 68
69 4.657 8.513 11.646 14.098 15.869 16.933 17.354 17.429 69
70 4.653 8.495 11.599 14.000 15.691 16.648 16.983 70

71 4.649 8.474 11.545 13.890 15.492 16.338 16.594 71
72 4.644 8.451 11.485 13.766 15.269 16.001 16.189 72
73 4.639 8.426 11.418 13.626 15.021 15.639 15.772 73
74 4.633 8.396 11.341 13.469 14.747 15.253 15.342 74
75 4.626 8.364 11.255 13.291 14.444 14.847 75

76 4.619 8.326 11.157 13.091 14.112 14.421 76
77 4.610 8.284 11.046 12.866 13.752 13.980 77
78 4.601 8.236 10.919 12.614 13.364 13.526 78
79 4.590 8.181 10.775 12.334 12.952 13.061 79
238
Interest Rate: 3.0%
ANNUITY FUNCTIONS
ax:n
Term Term
5 10 15 20 25 30 35 40 45 50
Age Age
80 4.577 8.118 10.612 12.024 12.517 80

81 4.563 8.046 10.426 11.683 12.064 81
82 4.546 7.964 10.216 11.313 11.595 82
83 4.527 7.869 9.980 10.914 11.115 83
84 4.505 7.759 9.714 10.490 10.626 84
85 4.479 7.633 9.419 10.044 85

86 4.449 7.489 9.094 9.581 86
87 4.414 7.324 8.740 9.105 87
88 4.374 7.137 8.359 8.622 88
89 4.326 6.925 7.955 8.136 89
90 4.270 6.688 7.533 90

91 4.205 6.425 7.098 91
92 4.129 6.139 6.657 92
93 4.042 5.831 6.216 93
94 3.943 5.506 5.781 94
95 3.830 5.169 95
96 3.704 4.826 96
97 3.565 4.483 97
98 3.415 4.149 98
99 3.255 3.827 99
100 3.089 100

101 2.918 101
102 2.748 102
103 2.580 103
104 2.417 104
239
Interest Rate: 4.0%
ANNUITY FUNCTIONS
ax:n
Term Term
5 10 15 20 25 30 35 40 45 50
Age Age
55 4.596 8.297 11.265 13.628 15.488 16.919 17.975 18.683 19.066 19.194 55
56 4.596 8.294 11.256 13.610 15.456 16.868 17.896 18.565 18.903 19.000 56
57 4.595 8.289 11.245 13.589 15.420 16.811 17.807 18.434 18.725 18.796 57
58 4.594 8.284 11.232 13.565 15.380 16.747 17.708 18.288 18.532 18.583 58
59 4.592 8.278 11.219 13.539 15.336 16.675 17.598 18.126 18.327 18.360 59
60 4.591 8.272 11.204 13.511 15.287 16.596 17.475 17.950 18.108 60

61 4.590 8.266 11.188 13.479 15.232 16.508 17.338 17.757 17.878 61
62 4.588 8.259 11.170 13.444 15.171 16.409 17.187 17.548 17.637 62
63 4.586 8.251 11.150 13.405 15.104 16.299 17.019 17.323 17.385 63
64 4.584 8.242 11.128 13.362 15.028 16.175 16.833 17.082 17.124 64
65 4.582 8.232 11.103 13.313 14.943 16.037 16.628 16.826 65

66 4.580 8.221 11.075 13.259 14.848 15.883 16.405 16.556 66
67 4.577 8.208 11.045 13.198 14.742 15.712 16.162 16.273 67
68 4.574 8.194 11.010 13.130 14.622 15.521 15.901 15.979 68
69 4.571 8.179 10.971 13.054 14.488 15.310 15.621 15.673 69
70 4.568 8.161 10.928 12.968 14.338 15.077 15.324 70

71 4.563 8.142 10.880 12.872 14.169 14.823 15.012 71
72 4.559 8.121 10.825 12.763 13.981 14.547 14.686 72
73 4.554 8.096 10.764 12.640 13.771 14.249 14.347 73
74 4.548 8.069 10.694 12.502 13.538 13.931 13.997 74
75 4.542 8.038 10.616 12.346 13.281 13.594 75

76 4.534 8.003 10.527 12.171 12.999 13.239 76
77 4.526 7.963 10.426 11.974 12.693 12.870 77
78 4.517 7.918 10.311 11.753 12.362 12.487 78
79 4.506 7.867 10.181 11.507 12.009 12.093 79
240
Interest Rate: 4.0%
ANNUITY FUNCTIONS
ax:n
Term Term
5 10 15 20 25 30 35 40 45 50
Age Age
80 4.494 7.808 10.032 11.234 11.635 80

81 4.480 7.740 9.863 10.933 11.243 81
82 4.464 7.662 9.673 10.606 10.836 82
83 4.446 7.573 9.457 10.253 10.417 83
84 4.424 7.470 9.216 9.877 9.988 84
85 4.399 7.352 8.947 9.480 85

86 4.370 7.216 8.651 9.066 86
87 4.336 7.061 8.327 8.639 87
88 4.296 6.885 7.978 8.203 88
89 4.250 6.685 7.608 7.763 89
90 4.195 6.462 7.219 90

91 4.132 6.215 6.817 91
92 4.059 5.944 6.409 92
93 3.974 5.654 5.999 93
94 3.877 5.346 5.593 94
95 3.768 5.026 95
96 3.645 4.700 96
97 3.510 4.375 97
98 3.364 4.055 98
99 3.208 3.748 99
100 3.047 100

101 2.881 101
102 2.715 102
103 2.551 103
104 2.392 104
241
Interest Rate: 5.0%
ANNUITY FUNCTIONS
ax:n
Term Term
5 10 15 20 25 30 35 40 45 50
Age Age
55 4.513 7.978 10.626 12.636 14.144 15.251 16.029 16.527 16.784 16.866 55
56 4.513 7.974 10.617 12.620 14.117 15.209 15.967 16.438 16.664 16.727 56
57 4.512 7.970 10.607 12.602 14.087 15.162 15.897 16.338 16.533 16.579 57
58 4.511 7.965 10.596 12.581 14.053 15.110 15.819 16.226 16.391 16.423 58
59 4.509 7.960 10.584 12.558 14.015 15.051 15.731 16.103 16.238 16.260 59
60 4.508 7.954 10.570 12.533 13.973 14.986 15.634 15.969 16.075 60

61 4.507 7.948 10.556 12.505 13.927 14.913 15.526 15.821 15.903 61
62 4.505 7.941 10.539 12.474 13.875 14.832 15.406 15.661 15.721 62
63 4.504 7.934 10.521 12.440 13.818 14.742 15.273 15.488 15.530 63
64 4.502 7.925 10.501 12.402 13.754 14.641 15.127 15.302 15.330 64
65 4.500 7.916 10.478 12.359 13.682 14.528 14.965 15.104 65

66 4.498 7.905 10.453 12.311 13.601 14.402 14.787 14.894 66
67 4.495 7.894 10.425 12.258 13.510 14.261 14.594 14.673 67
68 4.492 7.881 10.394 12.198 13.409 14.105 14.385 14.441 68
69 4.489 7.866 10.359 12.131 13.295 13.931 14.162 14.199 69
70 4.485 7.850 10.319 12.056 13.167 13.740 13.923 70

71 4.481 7.832 10.275 11.971 13.024 13.531 13.671 71
72 4.477 7.811 10.226 11.875 12.864 13.303 13.406 72
73 4.472 7.789 10.170 11.767 12.686 13.056 13.129 73
74 4.466 7.763 10.107 11.646 12.488 12.792 12.841 74
75 4.460 7.734 10.035 11.509 12.269 12.511 75

76 4.453 7.701 9.954 11.354 12.028 12.214 76
77 4.445 7.664 9.862 11.181 11.766 11.903 77
78 4.436 7.621 9.758 10.986 11.482 11.580 78
79 4.426 7.573 9.639 10.769 11.178 11.244 79
242
Interest Rate: 5.0%
ANNUITY FUNCTIONS
ax:n
Term Term
5 10 15 20 25 30 35 40 45 50
Age Age
80 4.414 7.517 9.504 10.528 10.855 80

81 4.400 7.454 9.351 10.263 10.516 81
82 4.385 7.380 9.177 9.974 10.161 82
83 4.367 7.296 8.981 9.660 9.794 83
84 4.346 7.200 8.761 9.325 9.416 84
85 4.322 7.089 8.515 8.971 85

86 4.293 6.961 8.244 8.599 86
87 4.260 6.815 7.948 8.215 87
88 4.222 6.649 7.628 7.821 88
89 4.177 6.461 7.287 7.420 89
90 4.124 6.250 6.929 90

91 4.062 6.017 6.558 91
92 3.991 5.761 6.178 92
93 3.909 5.486 5.797 93
94 3.815 5.195 5.417 94
95 3.708 4.892 95
96 3.589 4.582 96
97 3.457 4.272 97
98 3.315 3.967 98
99 3.164 3.672 99
100 3.006 100

101 2.844 101
102 2.682 102
103 2.522 103
104 2.367 104
243
Interest Rate: 6.0%
ANNUITY FUNCTIONS
ax:n
Term Term
5 10 15 20 25 30 35 40 45 50
Age Age
55 4.433 7.679 10.045 11.758 12.984 13.842 14.417 14.769 14.942 14.995 55
56 4.433 7.676 10.037 11.744 12.961 13.808 14.368 14.700 14.853 14.893 56
57 4.432 7.672 10.028 11.728 12.935 13.769 14.312 14.623 14.755 14.784 57
58 4.431 7.667 10.018 11.709 12.906 13.725 14.249 14.537 14.648 14.669 58
59 4.430 7.662 10.007 11.689 12.873 13.677 14.180 14.443 14.534 14.548 59
60 4.428 7.657 9.994 11.667 12.838 13.623 14.103 14.339 14.411 60

61 4.427 7.651 9.981 11.642 12.798 13.563 14.017 14.225 14.280 61
62 4.426 7.645 9.966 11.615 12.754 13.496 13.921 14.101 14.142 62
63 4.424 7.637 9.949 11.585 12.705 13.422 13.815 13.967 13.995 63
64 4.422 7.630 9.931 11.551 12.650 13.339 13.698 13.822 13.841 64
65 4.420 7.621 9.911 11.514 12.589 13.245 13.569 13.667 65

66 4.418 7.611 9.888 11.471 12.520 13.141 13.427 13.502 66
67 4.416 7.600 9.862 11.424 12.442 13.025 13.272 13.328 67
68 4.413 7.588 9.833 11.371 12.356 12.896 13.104 13.144 68
69 4.410 7.574 9.801 11.312 12.259 12.753 12.924 12.950 69
70 4.406 7.559 9.765 11.245 12.150 12.595 12.731 70

71 4.402 7.541 9.725 11.171 12.028 12.421 12.526 71
72 4.398 7.522 9.680 11.086 11.891 12.232 12.309 72
73 4.393 7.501 9.629 10.991 11.739 12.027 12.081 73
74 4.388 7.477 9.572 10.884 11.569 11.806 11.843 74
75 4.382 7.449 9.506 10.763 11.382 11.571 75

76 4.375 7.418 9.433 10.627 11.176 11.321 76
77 4.367 7.383 9.349 10.474 10.951 11.058 77
78 4.358 7.343 9.254 10.302 10.706 10.783 78
79 4.348 7.298 9.145 10.110 10.444 10.495 79
244
Interest Rate: 6.0%
ANNUITY FUNCTIONS
ax:n
Term Term
5 10 15 20 25 30 35 40 45 50
Age Age
80 4.337 7.245 9.022 9.897 10.164 80

81 4.324 7.185 8.882 9.662 9.868 81
82 4.308 7.117 8.724 9.405 9.558 82
83 4.291 7.038 8.545 9.126 9.235 83
84 4.271 6.946 8.344 8.827 8.901 84
85 4.247 6.842 8.119 8.509 85

86 4.220 6.721 7.871 8.175 86
87 4.187 6.584 7.599 7.828 87
88 4.150 6.427 7.305 7.471 88
89 4.106 6.250 6.991 7.106 89
90 4.055 6.051 6.660 90

91 3.995 5.831 6.317 91
92 3.926 5.589 5.964 92
93 3.846 5.329 5.608 93
94 3.754 5.053 5.252 94
95 3.650 4.765 95
96 3.534 4.470 96
97 3.407 4.174 97
98 3.268 3.883 98
99 3.120 3.601 99
100 2.967 100

101 2.809 101
102 2.651 102
103 2.495 103
104 2.343 104
245
Interest Rate: 7.0%
ANNUITY FUNCTIONS
ax:n
Term Term
5 10 15 20 25 30 35 40 45 50
Age Age
55 4.356 7.399 9.516 10.978 11.977 12.643 13.070 13.319 13.436 13.470 55
56 4.356 7.396 9.509 10.966 11.957 12.615 13.031 13.266 13.369 13.395 56
57 4.355 7.392 9.501 10.951 11.934 12.583 12.986 13.206 13.295 13.314 57
58 4.354 7.388 9.491 10.935 11.909 12.546 12.935 13.139 13.215 13.228 58
59 4.353 7.384 9.481 10.917 11.882 12.506 12.880 13.066 13.127 13.136 59
60 4.351 7.378 9.470 10.897 11.851 12.461 12.817 12.985 13.034 60

61 4.350 7.373 9.457 10.876 11.817 12.412 12.748 12.896 12.934 61
62 4.349 7.367 9.444 10.851 11.779 12.356 12.672 12.800 12.827 62
63 4.347 7.360 9.429 10.825 11.737 12.295 12.587 12.694 12.714 63
64 4.345 7.353 9.412 10.795 11.690 12.226 12.493 12.581 12.594 64
65 4.344 7.344 9.393 10.762 11.637 12.148 12.389 12.459 65

66 4.341 7.335 9.372 10.724 11.578 12.062 12.274 12.328 66
67 4.339 7.325 9.349 10.682 11.512 11.966 12.149 12.189 67
68 4.336 7.313 9.322 10.636 11.438 11.858 12.013 12.041 68
69 4.333 7.300 9.293 10.583 11.355 11.739 11.867 11.885 69
70 4.330 7.286 9.260 10.524 11.261 11.608 11.709 70

71 4.326 7.270 9.224 10.458 11.157 11.464 11.541 71
72 4.322 7.252 9.182 10.383 11.040 11.306 11.363 72
73 4.317 7.231 9.136 10.299 10.909 11.134 11.174 73
74 4.312 7.209 9.083 10.205 10.764 10.949 10.976 74
75 4.306 7.183 9.024 10.098 10.603 10.750 75

76 4.299 7.154 8.957 9.977 10.425 10.539 76
77 4.292 7.120 8.880 9.842 10.231 10.315 77
78 4.283 7.083 8.793 9.689 10.020 10.079 78
79 4.274 7.040 8.694 9.519 9.792 9.832 79
246
Interest Rate: 7.0%
ANNUITY FUNCTIONS
ax:n
Term Term
5 10 15 20 25 30 35 40 45 50
Age Age
80 4.262 6.991 8.582 9.330 9.549 80

81 4.250 6.934 8.454 9.121 9.290 81
82 4.235 6.869 8.309 8.892 9.018 82
83 4.218 6.795 8.145 8.643 8.733 83
84 4.198 6.709 7.961 8.375 8.436 84
85 4.175 6.610 7.755 8.090 85

86 4.148 6.497 7.528 7.789 86
87 4.117 6.367 7.278 7.475 87
88 4.081 6.219 7.008 7.150 88
89 4.038 6.052 6.718 6.816 89
90 3.988 5.864 6.412 90

91 3.930 5.656 6.093 91
92 3.863 5.427 5.765 92
93 3.785 5.180 5.432 93
94 3.696 4.918 5.098 94
95 3.595 4.644 95
96 3.482 4.364 96
97 3.357 4.082 97
98 3.222 3.803 98
99 3.079 3.532 99
100 2.929 100

101 2.775 101
102 2.621 102
103 2.468 103
104 2.320 104
247
Interest Rate: 8.0%
ANNUITY FUNCTIONS
ax:n
Term Term
5 10 15 20 25 30 35 40 45 50
Age Age
55 4.282 7.137 9.033 10.283 11.098 11.618 11.935 12.112 12.192 12.214 55
56 4.282 7.134 9.027 10.272 11.081 11.594 11.903 12.070 12.141 12.158 56
57 4.281 7.131 9.019 10.259 11.062 11.567 11.867 12.023 12.084 12.097 57
58 4.280 7.127 9.010 10.245 11.040 11.537 11.826 11.971 12.022 12.031 58
59 4.279 7.122 9.001 10.229 11.016 11.503 11.781 11.913 11.955 11.961 59
60 4.277 7.118 8.991 10.211 10.990 11.466 11.731 11.850 11.883 60

61 4.276 7.112 8.979 10.192 10.961 11.424 11.675 11.780 11.805 61
62 4.275 7.107 8.967 10.171 10.928 11.378 11.613 11.704 11.722 62
63 4.273 7.100 8.953 10.147 10.892 11.326 11.544 11.621 11.634 63
64 4.272 7.093 8.938 10.120 10.851 11.269 11.468 11.531 11.539 64
65 4.270 7.086 8.921 10.091 10.806 11.204 11.383 11.433 65

66 4.268 7.077 8.901 10.058 10.755 11.132 11.290 11.329 66
67 4.265 7.067 8.880 10.021 10.698 11.052 11.189 11.217 67
68 4.263 7.056 8.856 9.979 10.634 10.962 11.078 11.098 68
69 4.260 7.044 8.829 9.932 10.563 10.863 10.958 10.971 69
70 4.256 7.030 8.799 9.880 10.482 10.753 10.829 70

71 4.253 7.015 8.766 9.821 10.392 10.632 10.690 71
72 4.249 6.998 8.728 9.755 10.292 10.499 10.542 72
73 4.244 6.979 8.685 9.681 10.179 10.355 10.385 73
74 4.239 6.957 8.637 9.597 10.054 10.198 10.219 74
75 4.233 6.933 8.583 9.502 9.915 10.030 75

76 4.227 6.905 8.521 9.395 9.761 9.850 76
77 4.219 6.874 8.451 9.274 9.593 9.659 77
78 4.211 6.839 8.372 9.139 9.410 9.456 78
79 4.202 6.798 8.281 8.988 9.211 9.243 79
248
Interest Rate: 8.0%
ANNUITY FUNCTIONS
ax:n
Term Term
5 10 15 20 25 30 35 40 45 50
Age Age
80 4.191 6.752 8.178 8.819 8.998 80

81 4.178 6.699 8.061 8.633 8.772 81
82 4.164 6.637 7.928 8.428 8.532 82
83 4.147 6.567 7.778 8.205 8.279 83
84 4.128 6.486 7.610 7.965 8.015 84
85 4.106 6.393 7.421 7.708 85

86 4.080 6.286 7.212 7.436 86
87 4.050 6.163 6.982 7.151 87
88 4.014 6.024 6.732 6.854 88
89 3.973 5.866 6.464 6.549 89
90 3.924 5.688 6.181 90

91 3.868 5.491 5.884 91
92 3.802 5.274 5.578 92
93 3.726 5.040 5.267 93
94 3.640 4.791 4.953 94
95 3.541 4.530 95
96 3.431 4.263 96
97 3.310 3.993 97
98 3.178 3.727 98
99 3.038 3.467 99
100 2.892 100

101 2.742 101
102 2.592 102
103 2.443 103
104 2.298 104
249
Interest Rate: 9.0%
ANNUITY FUNCTIONS
ax:n
Term Term
5 10 15 20 25 30 35 40 45 50
Age Age
55 4.210 6.891 8.591 9.662 10.329 10.734 10.971 11.097 11.152 11.166 55
56 4.210 6.889 8.586 9.652 10.314 10.714 10.945 11.064 11.112 11.123 56
57 4.209 6.885 8.579 9.641 10.297 10.692 10.916 11.027 11.069 11.077 57
58 4.208 6.882 8.571 9.628 10.279 10.666 10.882 10.986 11.021 11.026 58
59 4.207 6.877 8.562 9.614 10.258 10.638 10.845 10.940 10.968 10.972 59
60 4.206 6.873 8.553 9.598 10.235 10.607 10.804 10.889 10.912 60

61 4.205 6.868 8.542 9.581 10.209 10.572 10.759 10.834 10.851 61
62 4.203 6.863 8.531 9.562 10.181 10.533 10.708 10.773 10.786 62
63 4.202 6.857 8.518 9.541 10.150 10.490 10.652 10.707 10.716 63
64 4.200 6.850 8.504 9.517 10.115 10.441 10.590 10.635 10.641 64
65 4.198 6.843 8.488 9.491 10.076 10.387 10.521 10.557 65

66 4.196 6.834 8.471 9.461 10.032 10.327 10.445 10.472 66
67 4.194 6.825 8.451 9.428 9.983 10.259 10.361 10.382 67
68 4.192 6.815 8.429 9.391 9.927 10.184 10.270 10.285 68
69 4.189 6.803 8.404 9.350 9.865 10.100 10.171 10.181 69
70 4.185 6.790 8.377 9.303 9.796 10.008 10.064 70

71 4.182 6.776 8.346 9.251 9.718 9.906 9.949 71
72 4.178 6.760 8.311 9.192 9.631 9.794 9.826 72
73 4.174 6.742 8.272 9.125 9.534 9.671 9.694 73
74 4.169 6.722 8.228 9.051 9.425 9.539 9.554 74
75 4.163 6.699 8.179 8.966 9.305 9.395 75

76 4.157 6.673 8.122 8.871 9.172 9.241 76
77 4.150 6.643 8.058 8.764 9.025 9.077 77
78 4.141 6.610 7.985 8.643 8.865 8.902 78
79 4.132 6.571 7.902 8.508 8.692 8.717 79
250
Interest Rate: 9.0%
ANNUITY FUNCTIONS
ax:n
Term Term
5 10 15 20 25 30 35 40 45 50
Age Age
80 4.122 6.527 7.808 8.358 8.505 80

81 4.110 6.477 7.700 8.191 8.305 81
82 4.096 6.419 7.579 8.008 8.093 82
83 4.079 6.353 7.441 7.808 7.868 83
84 4.061 6.277 7.286 7.591 7.633 84
85 4.039 6.189 7.112 7.359 85

86 4.014 6.087 6.920 7.113 86
87 3.984 5.972 6.708 6.853 87
88 3.950 5.840 6.477 6.582 88
89 3.909 5.690 6.229 6.302 89
90 3.862 5.522 5.966 90

91 3.807 5.335 5.690 91
92 3.743 5.130 5.404 92
93 3.670 4.907 5.112 93
94 3.585 4.671 4.817 94
95 3.489 4.422 95
96 3.382 4.167 96
97 3.264 3.910 97
98 3.136 3.654 98
99 2.999 3.405 99
100 2.857 100

101 2.710 101
102 2.563 102
103 2.418 103
104 2.276 104
251
ANNUITY FUNCTIONS
ax:n
Term Term
5 10 15 20 25 30 35 40 45 50
Age Age
55 4.141 6.661 8.187 9.105 9.651 9.969 10.146 10.237 10.274 10.283 55
56 4.141 6.658 8.182 9.096 9.639 9.952 10.125 10.210 10.243 10.250 56
57 4.140 6.655 8.175 9.086 9.624 9.933 10.101 10.180 10.209 10.214 57
58 4.139 6.651 8.168 9.075 9.608 9.911 10.073 10.147 10.171 10.175 58
59 4.138 6.647 8.160 9.062 9.590 9.888 10.043 10.110 10.130 10.133 59
60 4.137 6.643 8.151 9.048 9.570 9.861 10.009 10.070 10.085 60

61 4.136 6.639 8.142 9.033 9.548 9.831 9.972 10.025 10.037 61
62 4.134 6.633 8.131 9.016 9.523 9.799 9.930 9.977 9.985 62
63 4.133 6.628 8.120 8.997 9.496 9.762 9.884 9.923 9.929 63
64 4.131 6.622 8.107 8.976 9.466 9.721 9.833 9.865 9.869 64
65 4.130 6.615 8.092 8.952 9.432 9.676 9.776 9.802 65

66 4.128 6.607 8.076 8.926 9.393 9.624 9.713 9.733 66
67 4.125 6.598 8.058 8.896 9.351 9.567 9.644 9.659 67
68 4.123 6.588 8.038 8.863 9.303 9.504 9.569 9.579 68
69 4.120 6.577 8.015 8.826 9.249 9.433 9.487 9.494 69
70 4.117 6.565 7.990 8.784 9.189 9.355 9.397 70

71 4.114 6.552 7.962 8.738 9.121 9.268 9.301 71
72 4.110 6.536 7.930 8.685 9.046 9.173 9.197 72
73 4.105 6.519 7.894 8.626 8.961 9.069 9.086 73
74 4.101 6.500 7.853 8.559 8.867 8.956 8.967 74
75 4.095 6.478 7.808 8.484 8.762 8.833 75

76 4.089 6.454 7.756 8.399 8.646 8.701 76
77 4.082 6.426 7.697 8.303 8.518 8.559 77
78 4.074 6.394 7.630 8.195 8.378 8.407 78
79 4.065 6.358 7.554 8.075 8.226 8.245 79
252
ANNUITY FUNCTIONS
ax:n
Term Term
5 10 15 20 25 30 35 40 45 50
Age Age
80 4.055 6.317 7.467 7.940 8.061 80

81 4.043 6.269 7.369 7.791 7.884 81
82 4.030 6.215 7.257 7.626 7.696 82
83 4.014 6.152 7.130 7.446 7.496 83
84 3.996 6.079 6.987 7.250 7.284 84
85 3.975 5.996 6.827 7.040 85

86 3.950 5.901 6.650 6.816 86
87 3.921 5.791 6.454 6.579 87
88 3.888 5.666 6.240 6.331 88
89 3.848 5.525 6.010 6.073 89
90 3.802 5.365 5.765 90

91 3.749 5.188 5.508 91
92 3.687 4.993 5.241 92
93 3.615 4.782 4.967 93
94 3.533 4.556 4.689 94
95 3.439 4.320 95
96 3.335 4.076 96
97 3.220 3.830 97
98 3.095 3.585 98
99 2.962 3.346 99
100 2.822 100

101 2.679 101
102 2.536 102
103 2.394 103
104 2.255 104
253
Interest Rate: 0.0%
ANNUITY FUNCTIONS
ax:n
Term Term
5 10 15 20 25 30 35 40 45 50
Age Age
55 4.924 9.695 14.316 18.764 23.000 26.963 30.558 33.625 35.918 37.182 55
56 4.934 9.719 14.349 18.798 23.023 26.957 30.494 33.456 35.577 36.640 56
57 4.938 9.728 14.359 18.799 23.003 26.896 30.360 33.198 35.131 35.998 57
58 4.940 9.731 14.357 18.783 22.959 26.803 30.182 32.881 34.613 35.295 58
59 4.941 9.730 14.347 18.755 22.898 26.685 29.968 32.512 34.035 34.552 59
60 4.941 9.726 14.332 18.719 22.823 26.546 29.723 32.097 33.406 60

61 4.940 9.720 14.313 18.675 22.736 26.387 29.445 31.635 32.732 61
62 4.939 9.712 14.291 18.625 22.638 26.209 29.136 31.129 32.022 62
63 4.937 9.704 14.265 18.568 22.529 26.011 28.792 30.577 31.280 63
64 4.935 9.693 14.236 18.505 22.407 25.791 28.413 29.982 30.515 64
65 4.933 9.682 14.204 18.435 22.272 25.547 27.995 29.344 65

66 4.931 9.669 14.168 18.357 22.123 25.277 27.537 28.668 66
67 4.928 9.654 14.128 18.272 21.958 24.979 27.036 27.958 67
68 4.925 9.638 14.085 18.177 21.775 24.649 26.493 27.220 68
69 4.922 9.621 14.036 18.073 21.573 24.285 25.908 26.460 69
70 4.918 9.601 13.983 17.958 21.350 23.885 25.282 70

71 4.914 9.580 13.925 17.831 21.102 23.445 24.619 71
72 4.909 9.557 13.861 17.690 20.827 22.965 23.922 72
73 4.904 9.531 13.789 17.533 20.523 22.443 23.198 73
74 4.899 9.503 13.711 17.360 20.188 21.879 22.455 74
75 4.893 9.471 13.624 17.167 19.816 21.275 75

76 4.886 9.436 13.526 16.952 19.406 20.634 76
77 4.879 9.398 13.418 16.712 18.956 19.961 77
78 4.871 9.354 13.296 16.444 18.465 19.261 78
79 4.862 9.306 13.160 16.146 17.933 18.540 79
254
ANNUITY FUNCTIONS
ax:n
Term Term
5 10 15 20 25 30 35 40 45 50
Age Age
80 4.852 9.252 13.007 15.814 17.361 80

81 4.840 9.191 12.835 15.446 16.753 81
82 4.827 9.122 12.642 15.039 16.113 82
83 4.813 9.044 12.424 14.592 15.447 83
84 4.796 8.956 12.178 14.106 14.762 84
85 4.778 8.855 11.902 13.582 85

86 4.756 8.740 11.594 13.023 86
87 4.732 8.609 11.250 12.433 87
88 4.703 8.459 10.870 11.820 88
89 4.670 8.288 10.454 11.190 89
90 4.632 8.094 10.002 90

91 4.588 7.874 9.520 91
92 4.536 7.626 9.010 92
93 4.476 7.349 8.481 93
94 4.407 7.044 7.940 94
95 4.326 6.710 95
96 4.233 6.352 96
97 4.126 5.975 97
98 4.005 5.583 98
99 3.869 5.185 99
100 3.719 100

101 3.555 101
102 3.380 102
103 3.197 103
104 3.008 104
255
Interest Rate: 1.0%
ANNUITY FUNCTIONS
ax:n
Term Term
5 10 15 20 25 30 35 40 45 50
Age Age
55 4.828 9.279 13.381 17.138 20.542 23.573 26.189 28.313 29.826 30.620 55
56 4.838 9.302 13.412 17.170 20.565 23.574 26.147 28.199 29.599 30.267 56
57 4.842 9.311 13.421 17.172 20.550 23.528 26.048 28.015 29.291 29.836 57
58 4.844 9.314 13.420 17.158 20.514 23.454 25.914 27.783 28.927 29.357 58
59 4.845 9.313 13.411 17.134 20.464 23.360 25.750 27.513 28.519 28.845 59
60 4.844 9.309 13.398 17.103 20.402 23.249 25.561 27.207 28.072 60

61 4.844 9.303 13.381 17.065 20.329 23.122 25.348 26.867 27.592 61
62 4.842 9.296 13.360 17.021 20.247 22.979 25.109 26.492 27.082 62
63 4.841 9.288 13.337 16.972 20.156 22.819 24.845 26.083 26.549 63
64 4.839 9.278 13.311 16.917 20.054 22.642 24.552 25.641 25.994 64
65 4.837 9.267 13.282 16.856 19.941 22.446 24.230 25.167 65

66 4.835 9.255 13.249 16.788 19.816 22.229 23.876 24.662 66
67 4.832 9.242 13.213 16.714 19.677 21.989 23.489 24.130 67
68 4.829 9.227 13.174 16.631 19.524 21.724 23.069 23.574 68
69 4.826 9.210 13.130 16.541 19.355 21.431 22.615 22.999 69
70 4.822 9.192 13.082 16.440 19.168 21.109 22.129 70

71 4.818 9.172 13.030 16.330 18.960 20.755 21.612 71
72 4.814 9.150 12.971 16.207 18.731 20.368 21.068 72
73 4.809 9.126 12.907 16.071 18.476 19.947 20.500 73
74 4.804 9.100 12.836 15.920 18.195 19.492 19.913 74
75 4.798 9.070 12.757 15.752 17.883 19.003 75

76 4.792 9.037 12.669 15.565 17.540 18.483 76
77 4.785 9.001 12.571 15.356 17.163 17.935 77
78 4.777 8.961 12.461 15.123 16.750 17.362 78
79 4.768 8.915 12.338 14.863 16.303 16.770 79
256
ANNUITY FUNCTIONS
ax:n
Term Term
5 10 15 20 25 30 35 40 45 50
Age Age
80 4.758 8.865 12.200 14.574 15.821 80

81 4.747 8.808 12.045 14.253 15.308 81
82 4.735 8.743 11.870 13.899 14.766 82
83 4.720 8.670 11.673 13.509 14.199 83
84 4.704 8.587 11.451 13.084 13.614 84
85 4.686 8.493 11.202 12.625 85

86 4.665 8.385 10.922 12.134 86
87 4.642 8.262 10.611 11.615 87
88 4.614 8.122 10.267 11.073 88
89 4.582 7.962 9.889 10.514 89
90 4.545 7.780 9.479 90

91 4.502 7.573 9.039 91
92 4.452 7.340 8.575 92
93 4.394 7.081 8.090 93
94 4.326 6.793 7.594 94
95 4.248 6.480 95
96 4.157 6.142 96
97 4.054 5.786 97
98 3.936 5.416 98
99 3.804 5.039 99
100 3.658 100

101 3.499 101
102 3.329 102
103 3.151 103
104 2.967 104
257
Interest Rate: 2.0%
ANNUITY FUNCTIONS
ax:n
Term Term
5 10 15 20 25 30 35 40 45 50
Age Age
55 4.736 8.892 12.538 15.717 18.459 20.783 22.693 24.171 25.172 25.674 55
56 4.745 8.914 12.567 15.747 18.482 20.789 22.669 24.095 25.023 25.445 56
57 4.749 8.922 12.576 15.750 18.471 20.755 22.595 23.963 24.808 25.153 57
58 4.751 8.925 12.575 15.738 18.442 20.697 22.493 23.793 24.551 24.823 58
59 4.752 8.924 12.567 15.718 18.400 20.621 22.367 23.594 24.260 24.467 59
60 4.752 8.921 12.555 15.690 18.348 20.532 22.221 23.366 23.940 60

61 4.751 8.915 12.540 15.657 18.287 20.429 22.056 23.113 23.594 61
62 4.750 8.909 12.521 15.619 18.218 20.314 21.870 22.833 23.225 62
63 4.748 8.901 12.500 15.576 18.141 20.185 21.665 22.527 22.837 63
64 4.747 8.892 12.477 15.528 18.056 20.042 21.437 22.196 22.431 64
65 4.745 8.882 12.450 15.475 17.961 19.883 21.187 21.840 65

66 4.743 8.870 12.421 15.416 17.855 19.708 20.911 21.460 66
67 4.740 8.858 12.388 15.351 17.739 19.513 20.610 21.057 67
68 4.737 8.844 12.353 15.279 17.610 19.299 20.283 20.636 68
69 4.734 8.828 12.313 15.200 17.468 19.062 19.928 20.197 69
70 4.730 8.811 12.270 15.112 17.310 18.801 19.548 70

71 4.727 8.792 12.222 15.015 17.136 18.514 19.142 71
72 4.722 8.772 12.169 14.908 16.943 18.201 18.714 72
73 4.718 8.749 12.111 14.789 16.729 17.859 18.265 73
74 4.713 8.724 12.047 14.658 16.492 17.490 17.799 74
75 4.707 8.697 11.975 14.511 16.230 17.092 75

76 4.701 8.666 11.895 14.347 15.941 16.667 76
77 4.694 8.632 11.807 14.165 15.623 16.218 77
78 4.686 8.594 11.707 13.962 15.276 15.747 78
79 4.678 8.552 11.596 13.735 14.898 15.258 79
258
ANNUITY FUNCTIONS
ax:n
Term Term
5 10 15 20 25 30 35 40 45 50
Age Age
80 4.668 8.504 11.471 13.482 14.490 80

81 4.657 8.450 11.330 13.202 14.055 81
82 4.645 8.390 11.172 12.892 13.593 82
83 4.632 8.321 10.993 12.551 13.109 83
84 4.616 8.244 10.792 12.178 12.607 84
85 4.598 8.155 10.566 11.775 85

86 4.578 8.054 10.313 11.342 86
87 4.555 7.939 10.031 10.884 87
88 4.528 7.807 9.718 10.404 88
89 4.497 7.657 9.375 9.907 89
90 4.461 7.486 9.001 90

91 4.420 7.292 8.600 91
92 4.371 7.074 8.175 92
93 4.315 6.829 7.731 93
94 4.249 6.559 7.275 94
95 4.173 6.264 95
96 4.085 5.945 96
97 3.985 5.609 97
98 3.870 5.259 98
99 3.742 4.901 99
100 3.600 100

101 3.446 101
102 3.280 102
103 3.106 103
104 2.927 104
259
Interest Rate: 3.0%
ANNUITY FUNCTIONS
ax:n
Term Term
5 10 15 20 25 30 35 40 45 50
Age Age
55 4.647 8.531 11.776 14.471 16.685 18.473 19.872 20.903 21.569 21.888 55
56 4.656 8.552 11.804 14.499 16.708 18.482 19.859 20.855 21.472 21.740 56
57 4.660 8.560 11.812 14.503 16.700 18.456 19.805 20.759 21.322 21.541 57
58 4.662 8.563 11.811 14.493 16.676 18.410 19.726 20.634 21.139 21.312 58
59 4.663 8.562 11.805 14.476 16.641 18.350 19.629 20.485 20.930 21.061 59
60 4.663 8.559 11.794 14.452 16.598 18.277 19.515 20.315 20.697 60

61 4.662 8.554 11.780 14.423 16.547 18.194 19.386 20.124 20.445 61
62 4.661 8.548 11.763 14.390 16.489 18.100 19.241 19.914 20.176 62
63 4.660 8.540 11.744 14.352 16.423 17.996 19.080 19.683 19.890 63
64 4.658 8.532 11.723 14.310 16.351 17.879 18.902 19.433 19.590 64
65 4.656 8.522 11.699 14.263 16.271 17.750 18.706 19.163 65

66 4.654 8.512 11.672 14.212 16.182 17.607 18.490 18.874 66
67 4.651 8.500 11.643 14.154 16.083 17.449 18.254 18.567 67
68 4.648 8.486 11.610 14.091 15.975 17.274 17.996 18.244 68
69 4.645 8.472 11.574 14.022 15.854 17.081 17.717 17.906 69
70 4.642 8.456 11.535 13.945 15.721 16.869 17.417 70

71 4.638 8.438 11.491 13.860 15.574 16.635 17.097 71
72 4.634 8.419 11.444 13.766 15.410 16.380 16.757 72
73 4.630 8.398 11.391 13.662 15.230 16.101 16.399 73
74 4.625 8.374 11.332 13.547 15.030 15.799 16.027 74
75 4.619 8.348 11.267 13.419 14.808 15.473 75

76 4.613 8.320 11.195 13.275 14.564 15.124 76
77 4.606 8.288 11.115 13.116 14.295 14.754 77
78 4.599 8.252 11.025 12.938 14.001 14.365 78
79 4.591 8.212 10.924 12.739 13.680 13.959 79
260
ANNUITY FUNCTIONS
ax:n
Term Term
5 10 15 20 25 30 35 40 45 50
Age Age
80 4.581 8.168 10.810 12.518 13.334 80

81 4.571 8.117 10.683 12.272 12.963 81
82 4.559 8.060 10.539 12.000 12.568 82
83 4.546 7.996 10.377 11.700 12.153 83
84 4.531 7.923 10.194 11.372 11.721 84
85 4.514 7.840 9.989 11.017 85

86 4.494 7.745 9.759 10.635 86
87 4.472 7.637 9.503 10.229 87
88 4.446 7.513 9.218 9.802 88
89 4.416 7.372 8.905 9.359 89
90 4.381 7.211 8.565 90

91 4.340 7.029 8.198 91
92 4.293 6.824 7.809 92
93 4.238 6.594 7.401 93
94 4.174 6.339 6.980 94
95 4.100 6.061 95
96 4.015 5.760 96
97 3.918 5.442 97
98 3.807 5.111 98
99 3.682 4.772 99
100 3.544 100

101 3.394 101
102 3.232 102
103 3.063 103
104 2.889 104
261
Interest Rate: 4.0%
ANNUITY FUNCTIONS
ax:n
Term Term
5 10 15 20 25 30 35 40 45 50
Age Age
55 4.562 8.195 11.087 13.376 15.167 16.546 17.574 18.296 18.741 18.944 55
56 4.571 8.214 11.113 13.402 15.189 16.557 17.569 18.267 18.679 18.850 56
57 4.575 8.222 11.121 13.406 15.184 16.538 17.529 18.198 18.574 18.714 57
58 4.577 8.225 11.120 13.398 15.164 16.502 17.469 18.105 18.443 18.553 58
59 4.577 8.224 11.114 13.383 15.135 16.453 17.393 17.993 18.290 18.374 59
60 4.577 8.221 11.105 13.362 15.099 16.394 17.304 17.865 18.120 60

61 4.576 8.217 11.092 13.337 15.055 16.326 17.202 17.720 17.935 61
62 4.575 8.211 11.077 13.307 15.006 16.249 17.088 17.560 17.735 62
63 4.574 8.204 11.060 13.274 14.951 16.164 16.961 17.384 17.523 63
64 4.572 8.196 11.040 13.237 14.889 16.068 16.821 17.193 17.298 64
65 4.570 8.187 11.018 13.196 14.821 15.962 16.666 16.987 65

66 4.568 8.177 10.994 13.151 14.746 15.845 16.495 16.765 66
67 4.566 8.166 10.967 13.101 14.662 15.716 16.308 16.528 67
68 4.563 8.153 10.938 13.045 14.570 15.573 16.104 16.278 68
69 4.560 8.140 10.905 12.984 14.468 15.415 15.883 16.016 69
70 4.557 8.125 10.869 12.917 14.355 15.241 15.645 70

71 4.553 8.108 10.830 12.842 14.230 15.049 15.390 71
72 4.549 8.090 10.786 12.759 14.091 14.840 15.118 72
73 4.545 8.070 10.738 12.668 13.938 14.611 14.831 73
74 4.540 8.048 10.685 12.567 13.768 14.363 14.531 74
75 4.535 8.023 10.626 12.454 13.580 14.094 75

76 4.529 7.996 10.560 12.328 13.373 13.806 76
77 4.522 7.966 10.487 12.188 13.144 13.500 77
78 4.515 7.933 10.405 12.031 12.894 13.176 78
79 4.507 7.895 10.313 11.857 12.621 12.837 79
262
ANNUITY FUNCTIONS
ax:n
Term Term
5 10 15 20 25 30 35 40 45 50
Age Age
80 4.498 7.853 10.210 11.662 12.325 80

81 4.488 7.806 10.094 11.446 12.007 81
82 4.477 7.753 9.964 11.207 11.669 82
83 4.464 7.692 9.816 10.943 11.311 83
84 4.449 7.624 9.650 10.653 10.937 84
85 4.432 7.546 9.464 10.339 85

86 4.413 7.457 9.255 10.001 86
87 4.391 7.355 9.021 9.640 87
88 4.366 7.238 8.762 9.260 88
89 4.337 7.106 8.476 8.863 89
90 4.303 6.955 8.164 90

91 4.264 6.783 7.829 91
92 4.218 6.590 7.471 92
93 4.165 6.373 7.096 93
94 4.103 6.133 6.707 94
95 4.031 5.870 95
96 3.948 5.586 96
97 3.853 5.286 97
98 3.745 4.971 98
99 3.624 4.649 99
100 3.490 100

101 3.344 101
102 3.187 102
103 3.022 103
104 2.852 104
263
Interest Rate: 5.0%
ANNUITY FUNCTIONS
ax:n
Term Term
5 10 15 20 25 30 35 40 45 50
Age Age
55 4.480 7.880 10.461 12.408 13.861 14.927 15.685 16.193 16.491 16.621 55
56 4.488 7.899 10.486 12.433 13.882 14.941 15.686 16.177 16.453 16.563 56
57 4.492 7.907 10.493 12.437 13.879 14.927 15.657 16.128 16.380 16.469 57
58 4.494 7.909 10.493 12.431 13.864 14.898 15.611 16.058 16.285 16.356 58
59 4.495 7.909 10.488 12.418 13.839 14.858 15.551 15.974 16.173 16.227 59
60 4.495 7.906 10.479 12.400 13.808 14.810 15.481 15.875 16.047 60

61 4.494 7.902 10.468 12.377 13.771 14.754 15.400 15.765 15.909 61
62 4.493 7.896 10.454 12.352 13.729 14.691 15.310 15.642 15.760 62
63 4.492 7.890 10.438 12.323 13.682 14.620 15.209 15.507 15.600 63
64 4.490 7.882 10.420 12.290 13.630 14.542 15.097 15.359 15.430 64
65 4.488 7.874 10.401 12.254 13.572 14.455 14.974 15.200 65

66 4.486 7.864 10.378 12.214 13.507 14.358 14.838 15.028 66
67 4.484 7.854 10.354 12.169 13.436 14.251 14.689 14.844 67
68 4.481 7.842 10.327 12.120 13.357 14.133 14.526 14.649 68
69 4.478 7.829 10.297 12.067 13.270 14.003 14.350 14.443 69
70 4.475 7.815 10.265 12.007 13.174 13.860 14.159 70

71 4.471 7.799 10.229 11.941 13.067 13.702 13.954 71
72 4.468 7.782 10.189 11.868 12.949 13.529 13.735 72
73 4.463 7.763 10.145 11.788 12.818 13.340 13.503 73
74 4.459 7.743 10.097 11.699 12.674 13.135 13.259 74
75 4.454 7.720 10.043 11.599 12.514 12.912 75

76 4.448 7.694 9.983 11.488 12.337 12.673 76
77 4.441 7.666 9.916 11.365 12.142 12.418 77
78 4.434 7.635 9.842 11.227 11.928 12.147 78
79 4.427 7.599 9.758 11.073 11.694 11.862 79
264
ANNUITY FUNCTIONS
ax:n
Term Term
5 10 15 20 25 30 35 40 45 50
Age Age
80 4.418 7.560 9.664 10.901 11.440 80

81 4.408 7.515 9.559 10.711 11.167 81
82 4.397 7.465 9.440 10.499 10.876 82
83 4.384 7.408 9.306 10.266 10.566 83
84 4.370 7.344 9.155 10.010 10.241 84
85 4.354 7.270 8.984 9.731 85

86 4.336 7.186 8.794 9.431 86
87 4.314 7.091 8.580 9.109 87
88 4.290 6.981 8.343 8.770 88
89 4.261 6.856 8.082 8.414 89
90 4.228 6.714 7.797 90

91 4.190 6.552 7.489 91
92 4.146 6.370 7.160 92
93 4.094 6.166 6.814 93
94 4.034 5.939 6.455 94
95 3.964 5.691 95
96 3.883 5.423 96
97 3.791 5.138 97
98 3.686 4.839 98
99 3.568 4.533 99
100 3.438 100

101 3.295 101
102 3.142 102
103 2.982 103
104 2.816 104
265
Interest Rate: 6.0%
ANNUITY FUNCTIONS
ax:n
Term Term
5 10 15 20 25 30 35 40 45 50
Age Age
55 4.401 7.587 9.893 11.552 12.733 13.559 14.120 14.478 14.679 14.762 55
56 4.409 7.605 9.915 11.575 12.753 13.573 14.125 14.471 14.657 14.728 56
57 4.413 7.612 9.923 11.579 12.752 13.564 14.104 14.436 14.606 14.663 57
58 4.415 7.614 9.923 11.574 12.739 13.541 14.068 14.384 14.536 14.582 58
59 4.415 7.614 9.918 11.563 12.718 13.508 14.021 14.319 14.453 14.488 59
60 4.415 7.611 9.910 11.547 12.692 13.469 13.965 14.243 14.359 60

61 4.415 7.607 9.900 11.527 12.661 13.423 13.901 14.158 14.255 61
62 4.414 7.602 9.887 11.505 12.625 13.370 13.828 14.063 14.142 62
63 4.412 7.596 9.873 11.479 12.585 13.312 13.747 13.958 14.021 63
64 4.411 7.589 9.857 11.450 12.540 13.247 13.658 13.843 13.891 64
65 4.409 7.581 9.839 11.418 12.490 13.175 13.559 13.719 65

66 4.407 7.572 9.819 11.383 12.435 13.095 13.450 13.584 66
67 4.405 7.562 9.796 11.344 12.374 13.006 13.330 13.440 67
68 4.402 7.551 9.772 11.300 12.306 12.908 13.199 13.286 68
69 4.399 7.539 9.745 11.253 12.231 12.800 13.057 13.123 69
70 4.396 7.526 9.715 11.200 12.149 12.681 12.903 70

71 4.393 7.511 9.682 11.142 12.057 12.550 12.737 71
72 4.389 7.495 9.646 11.077 11.956 12.407 12.560 72
73 4.385 7.477 9.605 11.006 11.844 12.250 12.371 73
74 4.380 7.458 9.561 10.927 11.721 12.079 12.171 74
75 4.375 7.436 9.512 10.839 11.583 11.893 75

76 4.370 7.412 9.458 10.741 11.432 11.693 76
77 4.364 7.385 9.397 10.632 11.265 11.479 77
78 4.357 7.356 9.329 10.510 11.081 11.252 78
79 4.349 7.322 9.252 10.374 10.880 11.011 79
266
ANNUITY FUNCTIONS
ax:n
Term Term
5 10 15 20 25 30 35 40 45 50
Age Age
80 4.341 7.285 9.167 10.222 10.662 80

81 4.331 7.243 9.070 10.054 10.426 81
82 4.320 7.196 8.962 9.866 10.173 82
83 4.308 7.143 8.839 9.660 9.905 83
84 4.294 7.082 8.702 9.432 9.621 84
85 4.279 7.012 8.546 9.185 85

86 4.261 6.934 8.372 8.917 86
87 4.240 6.843 8.177 8.630 87
88 4.216 6.740 7.960 8.325 88
89 4.188 6.622 7.721 8.005 89
90 4.156 6.488 7.459 90

91 4.119 6.336 7.176 91
92 4.076 6.164 6.873 92
93 4.026 5.971 6.553 93
94 3.967 5.757 6.220 94
95 3.899 5.522 95
96 3.821 5.268 96
97 3.731 4.998 97
98 3.629 4.715 98
99 3.514 4.423 99
100 3.387 100

101 3.249 101
102 3.100 102
103 2.943 103
104 2.782 104
267
Interest Rate: 7.0%
ANNUITY FUNCTIONS
ax:n
Term Term
5 10 15 20 25 30 35 40 45 50
Age Age
55 4.324 7.312 9.375 10.791 11.753 12.395 12.811 13.064 13.200 13.254 55
56 4.333 7.329 9.396 10.813 11.772 12.410 12.819 13.064 13.190 13.235 56
57 4.337 7.336 9.403 10.817 11.772 12.403 12.804 13.039 13.154 13.191 57
58 4.338 7.338 9.404 10.813 11.762 12.385 12.776 13.000 13.103 13.132 58
59 4.339 7.338 9.399 10.803 11.744 12.358 12.739 12.950 13.041 13.063 59
60 4.339 7.335 9.392 10.789 11.722 12.326 12.694 12.891 12.970 60

61 4.338 7.331 9.383 10.772 11.695 12.287 12.642 12.824 12.890 61
62 4.337 7.327 9.371 10.752 11.664 12.244 12.584 12.750 12.804 62
63 4.336 7.321 9.358 10.729 11.630 12.195 12.518 12.668 12.710 63
64 4.334 7.314 9.343 10.704 11.591 12.141 12.446 12.577 12.610 64
65 4.333 7.307 9.327 10.675 11.548 12.081 12.366 12.479 65

66 4.331 7.298 9.308 10.644 11.501 12.014 12.278 12.373 66
67 4.328 7.289 9.288 10.609 11.448 11.940 12.181 12.259 67
68 4.326 7.279 9.265 10.571 11.390 11.858 12.075 12.136 68
69 4.323 7.267 9.241 10.528 11.326 11.768 11.959 12.006 69
70 4.320 7.255 9.213 10.481 11.255 11.669 11.834 70

71 4.317 7.241 9.183 10.430 11.176 11.560 11.699 71
72 4.313 7.225 9.150 10.373 11.089 11.440 11.554 72
73 4.309 7.209 9.113 10.309 10.993 11.308 11.399 73
74 4.305 7.190 9.073 10.239 10.887 11.166 11.235 74
75 4.300 7.170 9.028 10.161 10.768 11.010 75

76 4.294 7.147 8.978 10.075 10.638 10.842 76
77 4.288 7.122 8.923 9.978 10.494 10.661 77
78 4.282 7.094 8.860 9.870 10.336 10.469 78
79 4.274 7.063 8.791 9.749 10.162 10.264 79
268
ANNUITY FUNCTIONS
ax:n
Term Term
5 10 15 20 25 30 35 40 45 50
Age Age
80 4.266 7.028 8.712 9.615 9.973 80

81 4.257 6.988 8.624 9.465 9.769 81
82 4.246 6.944 8.525 9.298 9.550 82
83 4.235 6.893 8.413 9.115 9.315 83
84 4.221 6.836 8.287 8.912 9.067 84
85 4.206 6.771 8.145 8.691 85

86 4.188 6.696 7.985 8.452 86
87 4.168 6.611 7.807 8.195 87
88 4.145 6.514 7.608 7.921 88
89 4.118 6.403 7.388 7.632 89
90 4.087 6.276 7.147 90

91 4.051 6.133 6.886 91
92 4.009 5.970 6.607 92
93 3.960 5.788 6.311 93
94 3.903 5.586 6.002 94
95 3.837 5.363 95
96 3.761 5.122 96
97 3.673 4.866 97
98 3.574 4.597 98
99 3.462 4.319 99
100 3.339 100

101 3.204 101
102 3.059 102
103 2.906 103
104 2.748 104
269
Interest Rate: 8.0%
ANNUITY FUNCTIONS
ax:n
Term Term
5 10 15 20 25 30 35 40 45 50
Age Age
55 4.251 7.054 8.902 10.113 10.898 11.398 11.707 11.887 11.980 12.015 55
56 4.259 7.070 8.922 10.133 10.917 11.413 11.718 11.892 11.977 12.007 56
57 4.263 7.077 8.929 10.138 10.917 11.409 11.707 11.874 11.952 11.976 57
58 4.265 7.079 8.929 10.135 10.909 11.394 11.685 11.844 11.914 11.934 58
59 4.265 7.079 8.926 10.126 10.894 11.373 11.656 11.806 11.868 11.882 59
60 4.265 7.077 8.919 10.114 10.875 11.346 11.620 11.760 11.813 60

61 4.264 7.073 8.910 10.098 10.852 11.314 11.578 11.707 11.752 61
62 4.263 7.069 8.900 10.081 10.825 11.277 11.530 11.648 11.685 62
63 4.262 7.063 8.888 10.060 10.796 11.236 11.477 11.583 11.612 63
64 4.261 7.057 8.874 10.038 10.762 11.191 11.418 11.511 11.534 64
65 4.259 7.050 8.859 10.012 10.725 11.140 11.352 11.433 65

66 4.257 7.042 8.842 9.984 10.684 11.084 11.280 11.349 66
67 4.255 7.033 8.824 9.953 10.639 11.022 11.201 11.257 67
68 4.253 7.023 8.803 9.919 10.588 10.954 11.115 11.159 68
69 4.250 7.012 8.780 9.881 10.533 10.878 11.020 11.054 69
70 4.247 7.001 8.755 9.840 10.471 10.795 10.917 70

71 4.244 6.987 8.728 9.794 10.403 10.703 10.806 71
72 4.240 6.973 8.697 9.743 10.328 10.602 10.687 72
73 4.236 6.957 8.664 9.687 10.245 10.491 10.559 73
74 4.232 6.940 8.627 9.625 10.153 10.371 10.423 74
75 4.227 6.921 8.586 9.555 10.051 10.240 75

76 4.222 6.899 8.540 9.478 9.938 10.098 76
77 4.216 6.876 8.489 9.392 9.814 9.945 77
78 4.210 6.849 8.432 9.296 9.677 9.781 78
79 4.202 6.820 8.368 9.188 9.526 9.607 79
270
ANNUITY FUNCTIONS
ax:n
Term Term
5 10 15 20 25 30 35 40 45 50
Age Age
80 4.194 6.787 8.296 9.069 9.362 80

81 4.185 6.749 8.216 8.935 9.185 81
82 4.175 6.707 8.125 8.787 8.993 82
83 4.164 6.660 8.022 8.623 8.788 83
84 4.151 6.606 7.907 8.443 8.570 84
85 4.136 6.544 7.776 8.245 85

86 4.119 6.474 7.630 8.030 86
87 4.099 6.393 7.466 7.799 87
88 4.077 6.302 7.283 7.552 88
89 4.050 6.197 7.081 7.291 89
90 4.020 6.077 6.860 90

91 3.985 5.941 6.619 91
92 3.944 5.788 6.360 92
93 3.896 5.615 6.086 93
94 3.841 5.424 5.799 94
95 3.777 5.213 95
96 3.702 4.985 96
97 3.618 4.741 97
98 3.521 4.485 98
99 3.412 4.221 99
100 3.292 100

101 3.160 101
102 3.019 102
103 2.870 103
104 2.716 104
271
Interest Rate: 9.0%
ANNUITY FUNCTIONS
ax:n
Term Term
5 10 15 20 25 30 35 40 45 50
Age Age
55 4.180 6.812 8.469 9.506 10.148 10.539 10.770 10.898 10.961 10.984 55
56 4.188 6.828 8.488 9.526 10.166 10.554 10.781 10.905 10.964 10.983 56
57 4.192 6.835 8.495 9.531 10.168 10.552 10.774 10.893 10.947 10.962 57
58 4.193 6.837 8.496 9.528 10.161 10.540 10.758 10.871 10.919 10.931 58
59 4.194 6.836 8.492 9.520 10.149 10.522 10.734 10.841 10.883 10.892 59
60 4.194 6.834 8.486 9.510 10.132 10.500 10.704 10.804 10.841 60

61 4.193 6.831 8.478 9.496 10.112 10.473 10.670 10.762 10.793 61
62 4.192 6.826 8.469 9.480 10.089 10.442 10.631 10.715 10.740 62
63 4.191 6.821 8.458 9.462 10.063 10.408 10.587 10.663 10.683 63
64 4.190 6.815 8.445 9.442 10.034 10.369 10.539 10.606 10.621 64
65 4.188 6.809 8.432 9.419 10.002 10.327 10.485 10.543 65

66 4.186 6.801 8.416 9.394 9.967 10.279 10.426 10.475 66
67 4.184 6.793 8.399 9.367 9.927 10.227 10.361 10.401 67
68 4.182 6.784 8.380 9.336 9.883 10.169 10.289 10.321 68
69 4.179 6.773 8.359 9.302 9.835 10.105 10.211 10.236 69
70 4.176 6.762 8.336 9.265 9.782 10.035 10.127 70

71 4.173 6.750 8.311 9.224 9.723 9.957 10.035 71
72 4.170 6.736 8.283 9.179 9.658 9.872 9.935 72
73 4.166 6.721 8.252 9.128 9.585 9.778 9.829 73
74 4.162 6.705 8.218 9.073 9.506 9.676 9.715 74
75 4.157 6.687 8.180 9.011 9.417 9.565 75

76 4.152 6.667 8.138 8.942 9.319 9.444 76
77 4.146 6.644 8.091 8.865 9.211 9.314 77
78 4.140 6.619 8.039 8.780 9.092 9.174 78
79 4.133 6.591 7.981 8.684 8.961 9.024 79
272
ANNUITY FUNCTIONS
ax:n
Term Term
5 10 15 20 25 30 35 40 45 50
Age Age
80 4.125 6.560 7.915 8.577 8.818 80

81 4.116 6.525 7.841 8.458 8.663 81
82 4.106 6.485 7.757 8.326 8.495 82
83 4.095 6.440 7.663 8.179 8.314 83
84 4.082 6.389 7.557 8.017 8.122 84
85 4.068 6.331 7.437 7.840 85

86 4.051 6.265 7.303 7.647 86
87 4.032 6.189 7.152 7.439 87
88 4.010 6.102 6.984 7.215 88
89 3.985 6.003 6.798 6.978 89
90 3.956 5.890 6.594 90

91 3.921 5.761 6.371 91
92 3.882 5.616 6.132 92
93 3.835 5.453 5.877 93
94 3.781 5.271 5.609 94
95 3.719 5.072 95
96 3.646 4.855 96
97 3.564 4.623 97
98 3.470 4.379 98
99 3.364 4.127 99
100 3.246 100

101 3.118 101
102 2.980 102
103 2.835 103
104 2.685 104
273
ANNUITY FUNCTIONS
ax:n
Term Term
5 10 15 20 25 30 35 40 45 50
Age Age
55 4.112 6.585 8.073 8.962 9.489 9.795 9.967 10.059 10.102 10.117 55
56 4.120 6.600 8.091 8.981 9.506 9.810 9.980 10.068 10.108 10.121 56
57 4.123 6.607 8.098 8.986 9.508 9.809 9.975 10.060 10.097 10.107 57
58 4.125 6.609 8.098 8.984 9.503 9.800 9.962 10.043 10.076 10.084 58
59 4.125 6.608 8.095 8.977 9.492 9.785 9.943 10.019 10.048 10.054 59
60 4.125 6.606 8.090 8.967 9.478 9.766 9.919 9.990 10.015 60

61 4.125 6.603 8.083 8.955 9.460 9.743 9.890 9.956 9.977 61
62 4.124 6.599 8.074 8.941 9.440 9.717 9.858 9.918 9.936 62
63 4.122 6.594 8.064 8.925 9.418 9.688 9.822 9.876 9.890 63
64 4.121 6.589 8.052 8.907 9.393 9.655 9.782 9.830 9.840 64
65 4.120 6.582 8.039 8.887 9.365 9.619 9.737 9.779 65

66 4.118 6.575 8.025 8.864 9.334 9.578 9.688 9.723 66
67 4.116 6.567 8.009 8.840 9.299 9.534 9.634 9.663 67
68 4.113 6.559 7.992 8.812 9.261 9.485 9.575 9.598 68
69 4.111 6.549 7.973 8.782 9.219 9.430 9.510 9.527 69
70 4.108 6.538 7.952 8.749 9.172 9.371 9.440 70

71 4.105 6.527 7.928 8.712 9.121 9.305 9.363 71
72 4.102 6.514 7.903 8.671 9.064 9.232 9.280 72
73 4.098 6.500 7.874 8.626 9.001 9.152 9.190 73
74 4.094 6.484 7.843 8.577 8.932 9.066 9.095 74
75 4.089 6.467 7.808 8.521 8.855 8.971 75

76 4.084 6.448 7.770 8.460 8.769 8.867 76
77 4.079 6.427 7.727 8.391 8.675 8.756 77
78 4.073 6.403 7.679 8.314 8.571 8.635 78
79 4.066 6.377 7.625 8.229 8.456 8.506 79
274
ANNUITY FUNCTIONS
ax:n
Term Term
5 10 15 20 25 30 35 40 45 50
Age Age
80 4.058 6.347 7.564 8.133 8.331 80

81 4.050 6.314 7.496 8.026 8.195 81
82 4.040 6.276 7.419 7.908 8.047 82
83 4.029 6.234 7.333 7.776 7.888 83
84 4.017 6.186 7.235 7.631 7.717 84
85 4.003 6.131 7.125 7.472 85

86 3.987 6.068 7.002 7.298 86
87 3.968 5.996 6.863 7.109 87
88 3.947 5.914 6.708 6.907 88
89 3.922 5.820 6.536 6.692 89
90 3.893 5.713 6.347 90

91 3.860 5.592 6.141 91
92 3.821 5.454 5.919 92
93 3.776 5.300 5.682 93
94 3.724 5.127 5.432 94
95 3.663 4.938 95
96 3.592 4.732 96
97 3.512 4.511 97
98 3.420 4.279 98
99 3.317 4.038 99
100 3.202 100

101 3.077 101
102 2.943 102
103 2.801 103
104 2.655 104
275
Interest Rate: 0.0%
ASSURANCE FUNCTIONS
55 37.249 0.99726 0.02677 55

56 36.385 0.99725 0.02741 56
57 35.518 0.99724 0.02808 57
58 34.652 0.99723 0.02878 58
59 33.785 0.99722 0.02952 59
60 32.920 0.99721 0.03029 60

61 32.056 0.99720 0.03111 61
62 31.192 0.99718 0.03197 62
63 30.330 0.99717 0.03288 63
64 29.469 0.99716 0.03384 64
65 28.610 0.99714 0.03485 65

66 27.752 0.99713 0.03593 66
67 26.896 0.99711 0.03707 67
68 26.042 0.99710 0.03829 68
69 25.192 0.99708 0.03958 69
70 24.344 0.99706 0.04096 70

71 23.500 0.99704 0.04243 71
72 22.659 0.99702 0.04400 72
73 21.823 0.99700 0.04569 73
74 20.991 0.99697 0.04749 74
75 20.165 0.99695 0.04944 75

76 19.344 0.99692 0.05154 76
77 18.529 0.99689 0.05380 77
78 17.721 0.99685 0.05625 78
79 16.919 0.99682 0.05892 79
80 16.126 0.99677 0.06181 80

81 15.342 0.99673 0.06497 81
82 14.566 0.99668 0.06842 82
83 13.802 0.99662 0.07221 83
84 13.048 0.99655 0.07637 84
276
Interest Rate: 0.0%
ASSURANCE FUNCTIONS
85 12.307 0.99648 0.08097 85

86 11.580 0.99640 0.08604 86
87 10.868 0.99630 0.09167 87
88 10.172 0.99618 0.09793 88
89 9.495 0.99605 0.10491 89
90 8.837 0.99589 0.11270 90

91 8.201 0.99570 0.12141 91
92 7.588 0.99547 0.13118 92
93 7.001 0.99518 0.14214 93
94 6.442 0.99483 0.15444 94
95 5.911 0.99438 0.16822 95

96 5.412 0.99381 0.18364 96
97 4.944 0.99306 0.20085 97
98 4.510 0.99207 0.21996 98
99 4.110 0.99071 0.24106 99
100 3.743 0.98882 0.26419 100

101 3.408 0.98611 0.28934 101
102 3.104 0.98210 0.31642 102
103 2.826 0.97595 0.34529 103
104 2.571 0.96615 0.37573 104
105 2.333 0.94973 0.40702 105

106 2.096 0.92097 0.43933 106
107 1.839 0.86745 0.47177 107
108 1.512 0.76110 0.50346 108
109 1.000 0.53314 0.53314 109
277
Interest Rate: 1.0%
ASSURANCE FUNCTIONS
55 30.809 0.69338 0.02251 55

56 30.220 0.69919 0.02314 56
57 29.623 0.70507 0.02380 57
58 29.021 0.71101 0.02450 58
59 28.414 0.71700 0.02523 59
60 27.802 0.72304 0.02601 60

61 27.185 0.72912 0.02682 61
62 26.563 0.73525 0.02768 62
63 25.936 0.74143 0.02859 63
64 25.305 0.74765 0.02955 64
65 24.669 0.75392 0.03056 65

66 24.029 0.76023 0.03164 66
67 23.385 0.76658 0.03278 67
68 22.736 0.77297 0.03400 68
69 22.085 0.77940 0.03529 69
70 21.429 0.78585 0.03667 70

71 20.771 0.79233 0.03815 71
72 20.111 0.79884 0.03972 72
73 19.448 0.80537 0.04141 73
74 18.783 0.81191 0.04323 74
75 18.117 0.81847 0.04518 75

76 17.449 0.82504 0.04728 76
77 16.781 0.83161 0.04956 77
78 16.114 0.83817 0.05202 78
79 15.446 0.84473 0.05469 79
80 14.780 0.85127 0.05760 80

81 14.116 0.85778 0.06077 81
82 13.455 0.86427 0.06423 82
83 12.798 0.87071 0.06804 83
84 12.145 0.87709 0.07222 84
278
Interest Rate: 1.0%
ASSURANCE FUNCTIONS
85 11.499 0.88341 0.07683 85

86 10.859 0.88964 0.08192 86
87 10.229 0.89578 0.08757 87
88 9.609 0.90180 0.09385 88
89 9.000 0.90768 0.10085 89
90 8.406 0.91340 0.10866 90

91 7.827 0.91894 0.11740 91
92 7.267 0.92426 0.12719 92
93 6.726 0.92934 0.13817 93
94 6.208 0.93413 0.15048 94
95 5.714 0.93859 0.16427 95

96 5.246 0.94268 0.17970 96
97 4.806 0.94632 0.19689 97
98 4.396 0.94944 0.21598 98
99 4.016 0.95192 0.23705 99
100 3.666 0.95359 0.26013 100

101 3.345 0.95418 0.28521 101
102 3.053 0.95324 0.31221 102
103 2.786 0.94999 0.34097 103
104 2.540 0.94296 0.37129 104
105 2.309 0.92931 0.40243 105

106 2.079 0.90347 0.43458 106
107 1.828 0.85326 0.46687 107
108 1.507 0.75089 0.49838 108
109 1.000 0.52786 0.52786 109
279
Interest Rate: 2.0%
ASSURANCE FUNCTIONS
55 25.921 0.49083 0.01894 55

56 25.514 0.49878 0.01955 56
57 25.099 0.50690 0.02020 57
58 24.676 0.51517 0.02088 58
59 24.245 0.52359 0.02160 59
60 23.808 0.53215 0.02235 60

61 23.363 0.54085 0.02315 61
62 22.910 0.54969 0.02399 62
63 22.451 0.55868 0.02488 63
64 21.983 0.56781 0.02583 64
65 21.509 0.57709 0.02683 65

66 21.027 0.58651 0.02789 66
67 20.537 0.59608 0.02902 67
68 20.040 0.60579 0.03023 68
69 19.537 0.61562 0.03151 69
70 19.027 0.62560 0.03288 70

71 18.510 0.63569 0.03434 71
72 17.987 0.64591 0.03591 72
73 17.458 0.65625 0.03759 73
74 16.922 0.66670 0.03940 74
75 16.382 0.67726 0.04134 75

76 15.836 0.68792 0.04344 76
77 15.285 0.69867 0.04571 77
78 14.730 0.70950 0.04817 78
79 14.172 0.72040 0.05083 79
80 13.610 0.73137 0.05374 80

81 13.045 0.74238 0.05691 81
82 12.478 0.75342 0.06038 82
83 11.911 0.76447 0.06418 83
84 11.343 0.77552 0.06837 84
280
Interest Rate: 2.0%
ASSURANCE FUNCTIONS
85 10.777 0.78654 0.07298 85

86 10.213 0.79750 0.07808 86
87 9.653 0.80837 0.08374 87
88 9.099 0.81913 0.09003 88
89 8.551 0.82973 0.09703 89
90 8.012 0.84013 0.10486 90

91 7.485 0.85029 0.11360 91
92 6.970 0.86015 0.12340 92
93 6.471 0.86967 0.13439 93
94 5.990 0.87878 0.14670 94
95 5.529 0.88741 0.16049 95

96 5.091 0.89549 0.17591 96
97 4.676 0.90295 0.19309 97
98 4.288 0.90967 0.21215 98
99 3.926 0.91554 0.23318 99
100 3.592 0.92039 0.25620 100

101 3.286 0.92396 0.28121 101
102 3.005 0.92581 0.30811 102
103 2.747 0.92520 0.33676 103
104 2.509 0.92074 0.36695 104
105 2.286 0.90965 0.39795 105

106 2.062 0.88656 0.42994 106
107 1.817 0.83948 0.46206 107
108 1.502 0.74093 0.49340 108
109 1.000 0.52268 0.52268 109
281
Interest Rate: 3.0%
ASSURANCE FUNCTIONS
55 22.155 0.35418 0.01599 55

56 21.871 0.36242 0.01657 56
57 21.578 0.37093 0.01719 57
58 21.278 0.37967 0.01784 58
59 20.969 0.38864 0.01853 59
60 20.652 0.39784 0.01926 60

61 20.328 0.40726 0.02003 61
62 19.995 0.41693 0.02085 62
63 19.655 0.42683 0.02172 63
64 19.305 0.43697 0.02263 64
65 18.948 0.44737 0.02361 65

66 18.581 0.45802 0.02465 66
67 18.206 0.46891 0.02576 67
68 17.823 0.48006 0.02694 68
69 17.431 0.49145 0.02819 69
70 17.030 0.50308 0.02954 70

71 16.621 0.51496 0.03098 71
72 16.204 0.52708 0.03253 72
73 15.778 0.53943 0.03419 73
74 15.345 0.55202 0.03597 74
75 14.903 0.56484 0.03790 75

76 14.454 0.57788 0.03998 76
77 13.998 0.59113 0.04223 77
78 13.534 0.60459 0.04467 78
79 13.063 0.61824 0.04733 79
80 12.587 0.63207 0.05022 80

81 12.104 0.64606 0.05338 81
82 11.617 0.66020 0.05683 82
83 11.125 0.67446 0.06063 83
84 10.629 0.68881 0.06480 84
282
Interest Rate: 3.0%
ASSURANCE FUNCTIONS
85 10.131 0.70323 0.06941 85

86 9.632 0.71767 0.07451 86
87 9.133 0.73211 0.08016 87
88 8.635 0.74649 0.08644 88
89 8.141 0.76076 0.09345 89
90 7.652 0.77486 0.10127 90

91 7.169 0.78873 0.11001 91
92 6.696 0.80230 0.11981 92
93 6.235 0.81548 0.13079 93
94 5.788 0.82820 0.14310 94
95 5.357 0.84037 0.15688 95

96 4.945 0.85188 0.17228 96
97 4.554 0.86264 0.18943 97
98 4.186 0.87253 0.20846 98
99 3.842 0.88140 0.22943 99
100 3.523 0.88908 0.25239 100

101 3.229 0.89532 0.27732 101
102 2.958 0.89970 0.30412 102
103 2.710 0.90151 0.33265 103
104 2.480 0.89942 0.36271 104
105 2.263 0.89072 0.39356 105

106 2.046 0.87020 0.42540 106
107 1.806 0.82609 0.45735 107
108 1.497 0.73121 0.48851 108
109 1.000 0.51761 0.51761 109
283
Interest Rate: 4.0%
ASSURANCE FUNCTIONS
55 19.211 0.26080 0.01358 55

56 19.010 0.26851 0.01412 56
57 18.801 0.27652 0.01471 57
58 18.585 0.28483 0.01533 58
59 18.361 0.29343 0.01598 59
60 18.130 0.30231 0.01668 60

61 17.890 0.31149 0.01741 61
62 17.643 0.32098 0.01819 62
63 17.388 0.33077 0.01902 63
64 17.125 0.34089 0.01991 64
65 16.852 0.35134 0.02085 65

66 16.571 0.36213 0.02185 66
67 16.281 0.37326 0.02293 67
68 15.983 0.38473 0.02407 68
69 15.675 0.39654 0.02530 69
70 15.358 0.40871 0.02661 70

71 15.032 0.42122 0.02802 71
72 14.696 0.43408 0.02954 72
73 14.352 0.44730 0.03117 73
74 13.998 0.46087 0.03292 74
75 13.636 0.47478 0.03482 75

76 13.264 0.48905 0.03687 76
77 12.883 0.50365 0.03909 77
78 12.493 0.51859 0.04151 78
79 12.095 0.53385 0.04414 79
80 11.689 0.54943 0.04700 80

81 11.275 0.56531 0.05014 81
82 10.853 0.58146 0.05357 82
83 10.425 0.59786 0.05735 83
84 9.991 0.61449 0.06151 84
284
Interest Rate: 4.0%
ASSURANCE FUNCTIONS
85 9.552 0.63131 0.06610 85

86 9.108 0.64828 0.07118 86
87 8.662 0.66535 0.07681 87
88 8.214 0.68246 0.08308 88
89 7.766 0.69956 0.09007 89
90 7.321 0.71656 0.09788 90

91 6.879 0.73339 0.10662 91
92 6.443 0.74996 0.11640 92
93 6.015 0.76617 0.12737 93
94 5.599 0.78190 0.13966 94
95 5.195 0.79706 0.15342 95

96 4.808 0.81151 0.16879 96
97 4.438 0.82513 0.18591 97
98 4.089 0.83778 0.20489 98
99 3.761 0.84931 0.22581 99
100 3.456 0.85952 0.24870 100

101 3.174 0.86817 0.27353 101
102 2.914 0.87485 0.30023 102
103 2.674 0.87887 0.32864 103
104 2.451 0.87896 0.35857 104
105 2.241 0.87248 0.38927 105

106 2.030 0.85438 0.42095 106
107 1.796 0.81309 0.45274 107
108 1.492 0.72173 0.48372 108
109 1.000 0.51263 0.51263 109
285
Interest Rate: 5.0%
ASSURANCE FUNCTIONS
55 16.877 0.19615 0.01162 55

56 16.733 0.20298 0.01213 56
57 16.582 0.21016 0.01267 57
58 16.425 0.21766 0.01325 58
59 16.260 0.22548 0.01387 59
60 16.089 0.23362 0.01452 60

61 15.911 0.24209 0.01522 61
62 15.725 0.25091 0.01596 62
63 15.532 0.26009 0.01675 63
64 15.331 0.26965 0.01759 64
65 15.122 0.27959 0.01849 65

66 14.904 0.28994 0.01945 66
67 14.678 0.30069 0.02049 67
68 14.443 0.31185 0.02159 68
69 14.199 0.32344 0.02278 69
70 13.947 0.33546 0.02405 70

71 13.685 0.34791 0.02542 71
72 13.413 0.36080 0.02690 72
73 13.133 0.37414 0.02849 73
74 12.842 0.38794 0.03021 74
75 12.542 0.40220 0.03207 75

76 12.233 0.41691 0.03408 76
77 11.913 0.43208 0.03627 77
78 11.584 0.44771 0.03865 78
79 11.246 0.46380 0.04124 79
80 10.898 0.48032 0.04408 80

81 10.540 0.49728 0.04718 81
82 10.174 0.51465 0.05058 82
83 9.800 0.53242 0.05433 83
84 9.418 0.55055 0.05846 84
286
Interest Rate: 5.0%
ASSURANCE FUNCTIONS
85 9.029 0.56900 0.06302 85

86 8.634 0.58774 0.06807 86
87 8.234 0.60671 0.07369 87
88 7.830 0.62585 0.07993 88
89 7.423 0.64509 0.08690 89
90 7.016 0.66435 0.09469 90

91 6.610 0.68352 0.10340 91
92 6.208 0.70250 0.11316 92
93 5.811 0.72118 0.12411 93
94 5.422 0.73943 0.13637 94
95 5.044 0.75711 0.15010 95

96 4.679 0.77407 0.16544 96
97 4.329 0.79017 0.18252 97
98 3.997 0.80524 0.20145 98
99 3.685 0.81911 0.22230 99
100 3.393 0.83158 0.24511 100

101 3.122 0.84240 0.26986 101
102 2.871 0.85116 0.29644 102
103 2.640 0.85721 0.32473 103
104 2.424 0.85932 0.35452 104
105 2.220 0.85490 0.38507 105

106 2.014 0.83907 0.41659 106
107 1.786 0.80046 0.44821 107
108 1.487 0.71248 0.47903 108
109 1.000 0.50775 0.50775 109
287
Interest Rate: 6.0%
ASSURANCE FUNCTIONS
55 15.001 0.15076 0.01005 55

56 14.897 0.15666 0.01052 56
57 14.786 0.16291 0.01102 57
58 14.670 0.16948 0.01155 58
59 14.548 0.17639 0.01213 59
60 14.420 0.18364 0.01274 60

61 14.285 0.19124 0.01339 61
62 14.144 0.19920 0.01408 62
63 13.997 0.20755 0.01483 63
64 13.842 0.21630 0.01563 64
65 13.680 0.22548 0.01648 65

66 13.510 0.23509 0.01740 66
67 13.332 0.24515 0.01839 67
68 13.145 0.25567 0.01945 68
69 12.951 0.26667 0.02059 69
70 12.747 0.27816 0.02182 70

71 12.535 0.29014 0.02315 71
72 12.314 0.30264 0.02458 72
73 12.084 0.31566 0.02612 73
74 11.844 0.32922 0.02780 74
75 11.594 0.34333 0.02961 75

76 11.335 0.35799 0.03158 76
77 11.065 0.37320 0.03373 77
78 10.786 0.38899 0.03606 78
79 10.496 0.40534 0.03862 79
80 10.197 0.42225 0.04141 80

81 9.888 0.43972 0.04447 81
82 9.569 0.45773 0.04784 82
83 9.240 0.47627 0.05154 83
84 8.903 0.49531 0.05564 84
288
Interest Rate: 6.0%
ASSURANCE FUNCTIONS
85 8.557 0.51482 0.06016 85

86 8.204 0.53475 0.06518 86
87 7.844 0.55505 0.07076 87
88 7.478 0.57565 0.07698 88
89 7.108 0.59649 0.08392 89
90 6.736 0.61746 0.09167 90

91 6.362 0.63847 0.10036 91
92 5.990 0.65938 0.11009 92
93 5.620 0.68007 0.12100 93
94 5.257 0.70040 0.13323 94
95 4.902 0.72020 0.14693 95

96 4.557 0.73930 0.16222 96
97 4.226 0.75753 0.17925 97
98 3.910 0.77472 0.19812 98
99 3.612 0.79066 0.21891 99
100 3.332 0.80515 0.24163 100

101 3.072 0.81791 0.26628 101
102 2.830 0.82857 0.29275 102
103 2.607 0.83647 0.32091 103
104 2.397 0.84043 0.35056 104
105 2.200 0.83794 0.38096 105

106 1.999 0.82425 0.41232 106
107 1.776 0.78818 0.44378 107
108 1.483 0.70345 0.47442 108
109 1.000 0.50296 0.50296 109
289
Interest Rate: 7.0%
ASSURANCE FUNCTIONS
55 13.474 0.11843 0.00879 55

56 13.398 0.12344 0.00921 56
57 13.316 0.12881 0.00967 57
58 13.229 0.13449 0.01017 58
59 13.137 0.14051 0.01070 59
60 13.040 0.14685 0.01126 60

61 12.937 0.15355 0.01187 61
62 12.829 0.16062 0.01252 62
63 12.715 0.16808 0.01322 63
64 12.594 0.17596 0.01397 64
65 12.467 0.18427 0.01478 65

66 12.333 0.19303 0.01565 66
67 12.191 0.20227 0.01659 67
68 12.043 0.21200 0.01760 68
69 11.886 0.22224 0.01870 69
70 11.721 0.23299 0.01988 70

71 11.548 0.24430 0.02115 71
72 11.367 0.25616 0.02254 72
73 11.176 0.26860 0.02403 73
74 10.977 0.28164 0.02566 74
75 10.768 0.29529 0.02742 75

76 10.549 0.30957 0.02935 76
77 10.320 0.32450 0.03144 77
78 10.082 0.34008 0.03373 78
79 9.833 0.35631 0.03624 79
80 9.574 0.37322 0.03898 80

81 9.305 0.39079 0.04200 81
82 9.026 0.40903 0.04532 82
83 8.737 0.42791 0.04898 83
84 8.438 0.44742 0.05303 84
290
Interest Rate: 7.0%
ASSURANCE FUNCTIONS
85 8.129 0.46753 0.05751 85

86 7.812 0.48820 0.06249 86
87 7.487 0.50938 0.06803 87
88 7.156 0.53101 0.07421 88
89 6.818 0.55300 0.08111 89
90 6.476 0.57526 0.08883 90

91 6.132 0.59767 0.09747 91
92 5.786 0.62011 0.10717 92
93 5.442 0.64243 0.11804 93
94 5.102 0.66446 0.13023 94
95 4.768 0.68603 0.14388 95

96 4.443 0.70696 0.15913 96
97 4.129 0.72703 0.17610 97
98 3.828 0.74606 0.19491 98
99 3.543 0.76383 0.21562 99
100 3.274 0.78011 0.23826 100

101 3.024 0.79463 0.26280 101
102 2.791 0.80700 0.28916 102
103 2.575 0.81660 0.31719 103
104 2.372 0.82228 0.34669 104
105 2.180 0.82157 0.37694 105

106 1.984 0.80989 0.40814 106
107 1.766 0.77624 0.43943 107
108 1.478 0.69462 0.46990 108
109 1.000 0.49826 0.49826 109
291
Interest Rate: 8.0%
ASSURANCE FUNCTIONS
55 12.216 0.09504 0.00778 55

56 12.159 0.09929 0.00817 56
57 12.097 0.10386 0.00859 57
58 12.031 0.10874 0.00904 58
59 11.961 0.11393 0.00952 59
60 11.887 0.11944 0.01005 60

61 11.808 0.12530 0.01061 61
62 11.724 0.13151 0.01122 62
63 11.634 0.13812 0.01187 63
64 11.540 0.14513 0.01258 64
65 11.439 0.15258 0.01334 65

66 11.332 0.16049 0.01416 66
67 11.219 0.16887 0.01505 67
68 11.099 0.17776 0.01602 68
69 10.972 0.18717 0.01706 69
70 10.837 0.19712 0.01819 70

71 10.695 0.20764 0.01941 71
72 10.545 0.21875 0.02074 72
73 10.386 0.23047 0.02219 73
74 10.219 0.24283 0.02376 74
75 10.043 0.25586 0.02548 75

76 9.858 0.26957 0.02735 76
77 9.663 0.28398 0.02939 77
78 9.458 0.29912 0.03163 78
79 9.244 0.31500 0.03408 79
80 9.019 0.33163 0.03677 80

81 8.783 0.34902 0.03974 81
82 8.538 0.36717 0.04300 82
83 8.282 0.38609 0.04662 83
84 8.016 0.40574 0.05062 84
292
Interest Rate: 8.0%
ASSURANCE FUNCTIONS
85 7.740 0.42612 0.05505 85

86 7.455 0.44719 0.05998 86
87 7.161 0.46890 0.06548 87
88 6.859 0.49119 0.07161 88
89 6.551 0.51398 0.07846 89
90 6.236 0.53717 0.08614 90

91 5.918 0.56065 0.09474 91
92 5.597 0.58427 0.10439 92
93 5.276 0.60788 0.11522 93
94 4.957 0.63131 0.12736 94
95 4.642 0.65436 0.14096 95

96 4.334 0.67682 0.15615 96
97 4.036 0.69848 0.17306 97
98 3.749 0.71912 0.19180 98
99 3.476 0.73850 0.21243 99
100 3.219 0.75638 0.23497 100

101 2.978 0.77248 0.25941 101
102 2.753 0.78640 0.28565 102
103 2.544 0.79755 0.31355 103
104 2.347 0.80481 0.34291 104
105 2.160 0.80577 0.37300 105

106 1.970 0.79598 0.40404 106
107 1.757 0.76462 0.43516 107
108 1.474 0.68601 0.46546 108
109 1.000 0.49364 0.49364 109
293
Interest Rate: 9.0%
ASSURANCE FUNCTIONS
55 11.168 0.07787 0.00697 55

56 11.124 0.08145 0.00732 56
57 11.077 0.08534 0.00770 57
58 11.027 0.08952 0.00812 58
59 10.972 0.09399 0.00857 59
60 10.914 0.09877 0.00905 60

61 10.853 0.10386 0.00957 61
62 10.787 0.10931 0.01013 62
63 10.716 0.11512 0.01074 63
64 10.641 0.12133 0.01140 64
65 10.561 0.12797 0.01212 65

66 10.475 0.13506 0.01289 66
67 10.383 0.14262 0.01374 67
68 10.285 0.15068 0.01465 68
69 10.181 0.15926 0.01564 69
70 10.071 0.16840 0.01672 70

71 9.953 0.17811 0.01790 71
72 9.828 0.18842 0.01917 72
73 9.695 0.19937 0.02056 73
74 9.554 0.21098 0.02208 74
75 9.405 0.22329 0.02374 75

76 9.247 0.23632 0.02556 76
77 9.080 0.25010 0.02754 77
78 8.903 0.26465 0.02972 78
79 8.717 0.28001 0.03212 79
80 8.521 0.29619 0.03476 80

81 8.315 0.31320 0.03767 81
82 8.098 0.33106 0.04088 82
83 7.871 0.34978 0.04444 83
84 7.634 0.36934 0.04838 84
294
Interest Rate: 9.0%
ASSURANCE FUNCTIONS
85 7.386 0.38974 0.05277 85

86 7.129 0.41094 0.05765 86
87 6.862 0.43290 0.06309 87
88 6.587 0.45558 0.06917 88
89 6.304 0.47888 0.07597 89
90 6.014 0.50272 0.08359 90

91 5.719 0.52697 0.09215 91
92 5.420 0.55149 0.10175 92
93 5.120 0.57613 0.11252 93
94 4.820 0.60068 0.12461 94
95 4.524 0.62495 0.13816 95

96 4.232 0.64871 0.15329 96
97 3.948 0.67173 0.17013 97
98 3.675 0.69376 0.18879 98
99 3.413 0.71456 0.20934 99
100 3.166 0.73386 0.23179 100

101 2.934 0.75137 0.25611 101
102 2.717 0.76671 0.28223 102
103 2.514 0.77928 0.30999 103
104 2.323 0.78800 0.33921 104
105 2.141 0.79051 0.36914 105

106 1.956 0.78250 0.40002 106
107 1.748 0.75332 0.43097 107
108 1.469 0.67759 0.46111 108
109 1.000 0.48912 0.48912 109
295
ASSURANCE FUNCTIONS
55 10.284 0.06506 0.00633 55

56 10.251 0.06809 0.00664 56
57 10.214 0.07140 0.00699 57
58 10.175 0.07498 0.00737 58
59 10.133 0.07884 0.00778 59
60 10.087 0.08297 0.00823 60

61 10.038 0.08741 0.00871 61
62 9.986 0.09217 0.00923 62
63 9.930 0.09728 0.00980 63
64 9.869 0.10277 0.01041 64
65 9.804 0.10867 0.01108 65

66 9.734 0.11501 0.01181 66
67 9.660 0.12180 0.01261 67
68 9.579 0.12908 0.01348 68
69 9.494 0.13688 0.01442 69
70 9.402 0.14522 0.01545 70

71 9.304 0.15414 0.01657 71
72 9.199 0.16367 0.01779 72
73 9.087 0.17383 0.01913 73
74 8.967 0.18468 0.02059 74
75 8.840 0.19623 0.02220 75

76 8.705 0.20853 0.02396 76
77 8.561 0.22161 0.02589 77
78 8.408 0.23550 0.02801 78
79 8.246 0.25024 0.03035 79
80 8.074 0.26585 0.03293 80

81 7.892 0.28235 0.03578 81
82 7.700 0.29978 0.03893 82
83 7.498 0.31814 0.04243 83
84 7.285 0.33743 0.04632 84
296
ASSURANCE FUNCTIONS
85 7.062 0.35766 0.05064 85

86 6.829 0.37879 0.05547 86
87 6.587 0.40080 0.06085 87
88 6.335 0.42364 0.06687 88
89 6.075 0.44723 0.07362 89
90 5.807 0.47148 0.08119 90

91 5.533 0.49627 0.08969 91
92 5.255 0.52146 0.09923 92
93 4.974 0.54688 0.10995 93
94 4.692 0.57234 0.12198 94
95 4.412 0.59761 0.13546 95

96 4.135 0.62245 0.15053 96
97 3.865 0.64663 0.16730 97
98 3.604 0.66986 0.18588 98
99 3.353 0.69190 0.20634 99
100 3.115 0.71247 0.22869 100

101 2.891 0.73125 0.25290 101
102 2.682 0.74787 0.27889 102
103 2.485 0.76174 0.30652 103
104 2.300 0.77181 0.33558 104
105 2.123 0.77576 0.36536 105

106 1.943 0.76942 0.39607 106
107 1.739 0.74233 0.42687 107
108 1.465 0.66936 0.45684 108
109 1.000 0.48467 0.48467 109
297
Interest Rate: 0.0%
ASSURANCE FUNCTIONS
55 37.545 0.98396 0.02621 55

56 36.876 0.98382 0.02668 56
57 36.139 0.98370 0.02722 57
58 35.369 0.98359 0.02781 58
59 34.581 0.98349 0.02844 59
60 33.782 0.98339 0.02911 60

61 32.976 0.98329 0.02982 61
62 32.167 0.98319 0.03056 62
63 31.356 0.98309 0.03135 63
64 30.544 0.98299 0.03218 64
65 29.732 0.98288 0.03306 65

66 28.920 0.98277 0.03398 66
67 28.109 0.98265 0.03496 67
68 27.299 0.98253 0.03599 68
69 26.490 0.98240 0.03709 69
70 25.684 0.98227 0.03824 70

71 24.880 0.98213 0.03948 71
72 24.078 0.98198 0.04078 72
73 23.280 0.98182 0.04217 73
74 22.486 0.98165 0.04366 74
75 21.695 0.98148 0.04524 75

76 20.908 0.98128 0.04693 76
77 20.125 0.98108 0.04875 77
78 19.347 0.98086 0.05070 78
79 18.573 0.98062 0.05280 79
80 17.806 0.98037 0.05506 80

81 17.044 0.98009 0.05750 81
82 16.288 0.97979 0.06015 82
83 15.539 0.97946 0.06303 83
84 14.798 0.97909 0.06616 84
298
Interest Rate: 0.0%
ASSURANCE FUNCTIONS
85 14.065 0.97869 0.06958 85

86 13.341 0.97824 0.07333 86
87 12.626 0.97773 0.07744 87
88 11.922 0.97716 0.08196 88
89 11.230 0.97652 0.08695 89
90 10.551 0.97578 0.09248 90

91 9.886 0.97494 0.09862 91
92 9.236 0.97395 0.10545 92
93 8.604 0.97279 0.11307 93
94 7.990 0.97140 0.12158 94
95 7.396 0.96974 0.13112 95

96 6.824 0.96772 0.14181 96
97 6.276 0.96521 0.15378 97
98 5.753 0.96206 0.16722 98
99 5.257 0.95804 0.18224 99
100 4.788 0.95281 0.19901 100

101 4.346 0.94585 0.21762 101
102 3.932 0.93638 0.23814 102
103 3.542 0.92313 0.26060 103
104 3.173 0.90406 0.28489 104
105 2.817 0.87563 0.31081 105

106 2.460 0.83162 0.33802 106
107 2.078 0.76042 0.36597 107
108 1.623 0.63926 0.39391 108
109 1.000 0.42086 0.42086 109
299
Interest Rate: 1.0%
ASSURANCE FUNCTIONS
55 30.838 0.68539 0.02223 55

56 30.410 0.68946 0.02267 56
57 29.921 0.69413 0.02320 57
58 29.401 0.69912 0.02378 58
59 28.862 0.70430 0.02440 59
60 28.309 0.70961 0.02507 60

61 27.746 0.71503 0.02577 61
62 27.175 0.72052 0.02651 62
63 26.597 0.72607 0.02730 63
64 26.013 0.73168 0.02813 64
65 25.424 0.73734 0.02900 65

66 24.829 0.74304 0.02993 66
67 24.230 0.74879 0.03090 67
68 23.627 0.75457 0.03194 68
69 23.020 0.76038 0.03303 69
70 22.409 0.76622 0.03419 70

71 21.794 0.77209 0.03543 71
72 21.177 0.77798 0.03674 72
73 20.557 0.78388 0.03813 73
74 19.935 0.78980 0.03962 74
75 19.311 0.79573 0.04121 75

76 18.684 0.80167 0.04291 76
77 18.056 0.80761 0.04473 77
78 17.426 0.81355 0.04669 78
79 16.795 0.81948 0.04879 79
80 16.164 0.82540 0.05106 80

81 15.532 0.83130 0.05352 81
82 14.901 0.83717 0.05618 82
83 14.271 0.84300 0.05907 83
84 13.642 0.84878 0.06222 84
300
Interest Rate: 1.0%
ASSURANCE FUNCTIONS
85 13.016 0.85451 0.06565 85

86 12.392 0.86017 0.06941 86
87 11.772 0.86573 0.07354 87
88 11.157 0.87119 0.07808 88
89 10.548 0.87652 0.08310 89
90 9.946 0.88168 0.08865 90

91 9.352 0.88666 0.09481 91
92 8.768 0.89141 0.10167 92
93 8.196 0.89588 0.10931 93
94 7.636 0.90000 0.11786 94
95 7.092 0.90372 0.12742 95

96 6.565 0.90691 0.13814 96
97 6.057 0.90946 0.15014 97
98 5.570 0.91119 0.16359 98
99 5.104 0.91186 0.17864 99
100 4.662 0.91112 0.19541 100

101 4.245 0.90847 0.21403 101
102 3.850 0.90312 0.23455 102
103 3.478 0.89387 0.25699 103
104 3.124 0.87868 0.28124 104
105 2.781 0.85413 0.30711 105

106 2.436 0.81408 0.33424 106
107 2.063 0.74704 0.36209 107
108 1.617 0.63036 0.38990 108
109 1.000 0.41669 0.41669 109
301
Interest Rate: 2.0%
ASSURANCE FUNCTIONS
55 25.806 0.48861 0.01893 55

56 25.531 0.49383 0.01934 56
57 25.205 0.50008 0.01984 57
58 24.851 0.50687 0.02040 58
59 24.478 0.51403 0.02100 59
60 24.090 0.52147 0.02165 60

61 23.692 0.52912 0.02233 61
62 23.284 0.53695 0.02306 62
63 22.868 0.54495 0.02383 63
64 22.443 0.55310 0.02464 64
65 22.011 0.56139 0.02550 65

66 21.571 0.56982 0.02642 66
67 21.125 0.57839 0.02738 67
68 20.671 0.58708 0.02840 68
69 20.210 0.59590 0.02948 69
70 19.743 0.60484 0.03064 70

71 19.270 0.61390 0.03186 71
72 18.791 0.62306 0.03316 72
73 18.305 0.63234 0.03454 73
74 17.814 0.64170 0.03602 74
75 17.317 0.65118 0.03760 75

76 16.815 0.66075 0.03930 76
77 16.307 0.67041 0.04111 77
78 15.794 0.68015 0.04306 78
79 15.277 0.68997 0.04516 79
80 14.755 0.69986 0.04743 80

81 14.228 0.70980 0.04989 81
82 13.698 0.71979 0.05255 82
83 13.165 0.72982 0.05543 83
84 12.629 0.73987 0.05858 84
302
Interest Rate: 2.0%
ASSURANCE FUNCTIONS
85 12.091 0.74992 0.06202 85

86 11.552 0.75996 0.06579 86
87 11.012 0.76995 0.06992 87
88 10.473 0.77988 0.07447 88
89 9.934 0.78972 0.07949 89
90 9.399 0.79941 0.08505 90

91 8.867 0.80893 0.09123 91
92 8.341 0.81821 0.09810 92
93 7.822 0.82720 0.10576 93
94 7.311 0.83581 0.11432 94
95 6.812 0.84395 0.12390 95

96 6.325 0.85152 0.13463 96
97 5.853 0.85834 0.14665 97
98 5.398 0.86425 0.16011 98
99 4.961 0.86898 0.17517 99
100 4.544 0.87219 0.19194 100

101 4.148 0.87336 0.21055 101
102 3.773 0.87173 0.23106 102
103 3.417 0.86608 0.25347 103
104 3.077 0.85447 0.27768 104
105 2.746 0.83351 0.30350 105

106 2.412 0.79716 0.33055 106
107 2.049 0.73406 0.35830 107
108 1.611 0.62169 0.38598 108
109 1.000 0.41261 0.41261 109
303
Interest Rate: 3.0%
ASSURANCE FUNCTIONS
55 21.968 0.35701 0.01625 55

56 21.792 0.36200 0.01661 56
57 21.573 0.36827 0.01707 57
58 21.329 0.37525 0.01759 58
59 21.067 0.38273 0.01817 59
60 20.793 0.39058 0.01878 60

61 20.508 0.39875 0.01944 61
62 20.213 0.40720 0.02014 62
63 19.910 0.41589 0.02089 63
64 19.598 0.42483 0.02168 64
65 19.277 0.43400 0.02251 65

66 18.949 0.44340 0.02340 66
67 18.612 0.45303 0.02434 67
68 18.267 0.46289 0.02534 68
69 17.915 0.47296 0.02640 69
70 17.555 0.48326 0.02753 70

71 17.187 0.49377 0.02873 71
72 16.811 0.50449 0.03001 72
73 16.428 0.51542 0.03137 73
74 16.038 0.52655 0.03283 74
75 15.639 0.53790 0.03439 75

76 15.234 0.54945 0.03607 76
77 14.821 0.56120 0.03787 77
78 14.400 0.57314 0.03980 78
79 13.973 0.58528 0.04189 79
80 13.539 0.59759 0.04414 80

81 13.098 0.61007 0.04658 81
82 12.650 0.62271 0.04922 82
83 12.197 0.63550 0.05210 83
84 11.738 0.64842 0.05524 84
304
Interest Rate: 3.0%
ASSURANCE FUNCTIONS
85 11.274 0.66144 0.05867 85

86 10.806 0.67456 0.06243 86
87 10.334 0.68774 0.06655 87
88 9.859 0.70094 0.07110 88
89 9.382 0.71413 0.07612 89
90 8.904 0.72726 0.08168 90

91 8.426 0.74028 0.08785 91
92 7.951 0.75312 0.09472 92
93 7.479 0.76571 0.10239 93
94 7.012 0.77796 0.11095 94
95 6.552 0.78975 0.12054 95

96 6.101 0.80095 0.13128 96
97 5.662 0.81139 0.14330 97
98 5.236 0.82088 0.15676 98
99 4.826 0.82914 0.17182 99
100 4.432 0.83580 0.18859 100

101 4.056 0.84036 0.20718 101
102 3.699 0.84205 0.22767 102
103 3.358 0.83969 0.25004 103
104 3.032 0.83134 0.27421 104
105 2.713 0.81371 0.29996 105

106 2.388 0.78083 0.32693 106
107 2.035 0.72148 0.35458 107
108 1.605 0.61323 0.38214 108
109 1.000 0.40860 0.40860 109
305
Interest Rate: 4.0%
ASSURANCE FUNCTIONS
55 18.993 0.26766 0.01409 55

56 18.882 0.27183 0.01440 56
57 18.733 0.27745 0.01481 57
58 18.563 0.28389 0.01529 58
59 18.378 0.29091 0.01583 59
60 18.182 0.29837 0.01641 60

61 17.975 0.30621 0.01704 61
62 17.760 0.31438 0.01770 62
63 17.536 0.32288 0.01841 63
64 17.303 0.33168 0.01917 64
65 17.063 0.34079 0.01997 65

66 16.815 0.35020 0.02083 66
67 16.559 0.35991 0.02173 67
68 16.295 0.36992 0.02270 68
69 16.022 0.38024 0.02373 69
70 15.742 0.39085 0.02483 70

71 15.453 0.40177 0.02600 71
72 15.156 0.41300 0.02725 72
73 14.851 0.42453 0.02859 73
74 14.539 0.43635 0.03001 74
75 14.217 0.44849 0.03155 75

76 13.887 0.46095 0.03319 76
77 13.549 0.47371 0.03496 77
78 13.202 0.48677 0.03687 78
79 12.847 0.50014 0.03893 79
80 12.484 0.51381 0.04116 80

81 12.112 0.52777 0.04357 81
82 11.733 0.54200 0.04620 82
83 11.345 0.55651 0.04905 83
84 10.951 0.57128 0.05217 84
306
Interest Rate: 4.0%
ASSURANCE FUNCTIONS
85 10.549 0.58628 0.05558 85

86 10.140 0.60149 0.05932 86
87 9.726 0.61689 0.06343 87
88 9.306 0.63243 0.06796 88
89 8.882 0.64808 0.07297 89
90 8.454 0.66379 0.07852 90

91 8.024 0.67948 0.08468 91
92 7.593 0.69509 0.09154 92
93 7.163 0.71054 0.09920 93
94 6.735 0.72571 0.10776 94
95 6.311 0.74048 0.11734 95

96 5.893 0.75471 0.12807 96
97 5.484 0.76819 0.14008 97
98 5.085 0.78074 0.15354 98
99 4.698 0.79205 0.16859 99
100 4.326 0.80175 0.18534 100

101 3.969 0.80931 0.20392 101
102 3.628 0.81398 0.22437 102
103 3.302 0.81459 0.24670 103
104 2.988 0.80925 0.27082 104
105 2.680 0.79469 0.29651 105

106 2.366 0.76508 0.32340 106
107 2.021 0.70928 0.35094 107
108 1.599 0.60498 0.37837 108
109 1.000 0.40467 0.40467 109
307
Interest Rate: 5.0%
ASSURANCE FUNCTIONS
55 16.651 0.20600 0.01237 55

56 16.583 0.20919 0.01262 56
57 16.481 0.21394 0.01298 57
58 16.362 0.21957 0.01342 58
59 16.229 0.22580 0.01391 59
60 16.087 0.23253 0.01445 60

61 15.935 0.23966 0.01504 61
62 15.775 0.24718 0.01567 62
63 15.608 0.25505 0.01634 63
64 15.434 0.26327 0.01706 64
65 15.252 0.27183 0.01782 65

66 15.062 0.28075 0.01864 66
67 14.865 0.29002 0.01951 67
68 14.660 0.29965 0.02044 68
69 14.448 0.30964 0.02143 69
70 14.227 0.32000 0.02249 70

71 13.999 0.33073 0.02363 71
72 13.762 0.34183 0.02484 72
73 13.518 0.35331 0.02614 73
74 13.265 0.36516 0.02753 74
75 13.003 0.37743 0.02903 75

76 12.733 0.39009 0.03064 76
77 12.454 0.40316 0.03237 77
78 12.166 0.41663 0.03424 78
79 11.870 0.43051 0.03627 79
80 11.564 0.44480 0.03846 80

81 11.249 0.45949 0.04085 81
82 10.926 0.47458 0.04344 82
83 10.593 0.49006 0.04626 83
84 10.252 0.50593 0.04935 84
308
Interest Rate: 5.0%
ASSURANCE FUNCTIONS
85 9.903 0.52216 0.05273 85

86 9.545 0.53873 0.05644 86
87 9.180 0.55562 0.06053 87
88 8.808 0.57279 0.06503 88
89 8.429 0.59019 0.07002 89
90 8.045 0.60778 0.07555 90

91 7.657 0.62548 0.08169 91
92 7.265 0.64322 0.08854 92
93 6.872 0.66090 0.09618 93
94 6.478 0.67841 0.10472 94
95 6.087 0.69561 0.11429 95

96 5.698 0.71234 0.12501 96
97 5.317 0.72838 0.13700 97
98 4.942 0.74353 0.15045 98
99 4.578 0.75748 0.16547 99
100 4.225 0.76983 0.18220 100

101 3.886 0.78006 0.20075 101
102 3.560 0.78740 0.22117 102
103 3.248 0.79071 0.24345 103
104 2.946 0.78811 0.26751 104
105 2.649 0.77642 0.29313 105

106 2.344 0.74986 0.31993 106
107 2.008 0.69743 0.34737 107
108 1.593 0.59693 0.37467 108
109 1.000 0.40082 0.40082 109
309
Interest Rate: 6.0%
ASSURANCE FUNCTIONS
55 14.781 0.16271 0.01101 55

56 14.740 0.16497 0.01119 56
57 14.671 0.16884 0.01151 57
58 14.586 0.17359 0.01190 58
59 14.490 0.17898 0.01235 59
60 14.385 0.18487 0.01285 60

61 14.272 0.19119 0.01340 61
62 14.152 0.19789 0.01398 62
63 14.026 0.20498 0.01461 63
64 13.893 0.21243 0.01529 64
65 13.754 0.22025 0.01601 65

66 13.607 0.22845 0.01679 66
67 13.454 0.23704 0.01762 67
68 13.294 0.24602 0.01851 68
69 13.126 0.25539 0.01946 69
70 12.951 0.26518 0.02047 70

71 12.769 0.27538 0.02157 71
72 12.579 0.28601 0.02274 72
73 12.381 0.29708 0.02399 73
74 12.176 0.30857 0.02534 74
75 11.961 0.32054 0.02680 75

76 11.738 0.33298 0.02837 76
77 11.507 0.34591 0.03006 77
78 11.266 0.35932 0.03189 78
79 11.017 0.37323 0.03388 79
80 10.758 0.38763 0.03603 80

81 10.490 0.40255 0.03837 81
82 10.213 0.41797 0.04093 82
83 9.926 0.43389 0.04371 83
84 9.630 0.45032 0.04676 84
310
Interest Rate: 6.0%
ASSURANCE FUNCTIONS
85 9.325 0.46723 0.05011 85

86 9.010 0.48461 0.05378 86
87 8.687 0.50243 0.05783 87
88 8.356 0.52067 0.06231 88
89 8.017 0.53928 0.06726 89
90 7.672 0.55821 0.07276 90

91 7.320 0.57738 0.07888 91
92 6.963 0.59673 0.08570 92
93 6.603 0.61614 0.09331 93
94 6.241 0.63550 0.10183 94
95 5.878 0.65466 0.11138 95

96 5.517 0.67345 0.12207 96
97 5.160 0.69163 0.13405 97
98 4.808 0.70900 0.14747 98
99 4.464 0.72522 0.16246 99
100 4.130 0.73989 0.17916 100

101 3.807 0.75248 0.19767 101
102 3.496 0.76222 0.21805 102
103 3.196 0.76797 0.24028 103
104 2.906 0.76789 0.26428 104
105 2.618 0.75886 0.28982 105

106 2.323 0.73516 0.31654 106
107 1.995 0.68593 0.34387 107
108 1.588 0.58908 0.37104 108
109 1.000 0.39704 0.39704 109
311
Interest Rate: 7.0%
ASSURANCE FUNCTIONS
55 13.265 0.13178 0.00993 55

56 13.243 0.13322 0.01006 56
57 13.196 0.13627 0.01033 57
58 13.135 0.14022 0.01068 58
59 13.064 0.14480 0.01108 59
60 12.986 0.14988 0.01154 60

61 12.901 0.15538 0.01204 61
62 12.810 0.16128 0.01259 62
63 12.714 0.16755 0.01318 63
64 12.611 0.17420 0.01381 64
65 12.503 0.18123 0.01449 65

66 12.389 0.18864 0.01523 66
67 12.268 0.19645 0.01601 67
68 12.142 0.20467 0.01686 68
69 12.008 0.21331 0.01776 69
70 11.868 0.22238 0.01874 70

71 11.722 0.23189 0.01978 71
72 11.568 0.24187 0.02091 72
73 11.406 0.25232 0.02212 73
74 11.238 0.26323 0.02342 74
75 11.061 0.27467 0.02483 75

76 10.876 0.28664 0.02636 76
77 10.682 0.29914 0.02800 77
78 10.480 0.31220 0.02979 78
79 10.269 0.32583 0.03173 79
80 10.049 0.34003 0.03384 80

81 9.819 0.35482 0.03613 81
82 9.580 0.37021 0.03864 82
83 9.332 0.38620 0.04138 83
84 9.074 0.40279 0.04439 84
312
Interest Rate: 7.0%
ASSURANCE FUNCTIONS
85 8.806 0.41998 0.04769 85

86 8.529 0.43775 0.05133 86
87 8.242 0.45610 0.05534 87
88 7.946 0.47498 0.05977 88
89 7.642 0.49437 0.06469 89
90 7.330 0.51421 0.07015 90

91 7.011 0.53443 0.07623 91
92 6.685 0.55496 0.08302 92
93 6.354 0.57569 0.09060 93
94 6.020 0.59649 0.09909 94
95 5.683 0.61722 0.10860 95

96 5.347 0.63769 0.11927 96
97 5.012 0.65766 0.13121 97
98 4.681 0.67690 0.14460 98
99 4.356 0.69508 0.15956 99
100 4.039 0.71178 0.17622 100

101 3.731 0.72644 0.19469 101
102 3.434 0.73833 0.21502 102
103 3.146 0.74629 0.23719 103
104 2.867 0.74853 0.26112 104
105 2.589 0.74196 0.28659 105

106 2.302 0.72096 0.31321 106
107 1.982 0.67476 0.34044 107
108 1.582 0.58141 0.36749 108
109 1.000 0.39333 0.39333 109
313
Interest Rate: 8.0%
ASSURANCE FUNCTIONS
55 12.022 0.10927 0.00909 55

56 12.011 0.11002 0.00916 56
57 11.979 0.11237 0.00938 57
58 11.935 0.11561 0.00969 58
59 11.883 0.11947 0.01005 59
60 11.824 0.12381 0.01047 60

61 11.759 0.12857 0.01093 61
62 11.689 0.13372 0.01144 62
63 11.614 0.13923 0.01199 63
64 11.534 0.14510 0.01258 64
65 11.449 0.15135 0.01322 65

66 11.359 0.15799 0.01391 66
67 11.264 0.16503 0.01465 67
68 11.162 0.17247 0.01545 68
69 11.055 0.18034 0.01631 69
70 10.942 0.18865 0.01724 70

71 10.823 0.19742 0.01824 71
72 10.697 0.20667 0.01932 72
73 10.564 0.21641 0.02049 73
74 10.425 0.22664 0.02174 74
75 10.278 0.23743 0.02310 75

76 10.123 0.24878 0.02458 76
77 9.960 0.26070 0.02617 77
78 9.789 0.27323 0.02791 78
79 9.610 0.28638 0.02980 79
80 9.421 0.30016 0.03186 80

81 9.224 0.31460 0.03411 81
82 9.017 0.32971 0.03656 82
83 8.801 0.34551 0.03926 83
84 8.575 0.36199 0.04222 84
314
Interest Rate: 8.0%
ASSURANCE FUNCTIONS
85 8.339 0.37917 0.04547 85

86 8.094 0.39704 0.04906 86
87 7.838 0.41559 0.05302 87
88 7.574 0.43480 0.05741 88
89 7.300 0.45463 0.06228 89
90 7.017 0.47504 0.06770 90

91 6.726 0.49597 0.07374 91
92 6.428 0.51734 0.08048 92
93 6.124 0.53904 0.08803 93
94 5.814 0.56096 0.09648 94
95 5.502 0.58292 0.10595 95

96 5.187 0.60476 0.11658 96
97 4.874 0.62620 0.12849 97
98 4.562 0.64702 0.14184 98
99 4.254 0.66688 0.15676 99
100 3.953 0.68534 0.17338 100

101 3.659 0.70185 0.19179 101
102 3.375 0.71565 0.21206 102
103 3.099 0.72563 0.23418 103
104 2.829 0.72999 0.25804 104
105 2.560 0.72569 0.28342 105

106 2.282 0.70722 0.30995 106
107 1.970 0.66391 0.33708 107
108 1.577 0.57393 0.36400 108
109 1.000 0.38968 0.38968 109
315
Interest Rate: 9.0%
ASSURANCE FUNCTIONS
55 10.988 0.09257 0.00842 55

56 10.986 0.09276 0.00844 56
57 10.964 0.09453 0.00862 57
58 10.932 0.09717 0.00889 58
59 10.893 0.10040 0.00922 59
60 10.848 0.10411 0.00960 60

61 10.798 0.10821 0.01002 61
62 10.743 0.11268 0.01049 62
63 10.684 0.11751 0.01100 63
64 10.621 0.12268 0.01155 64
65 10.554 0.12822 0.01215 65

66 10.482 0.13413 0.01280 66
67 10.405 0.14044 0.01350 67
68 10.323 0.14714 0.01425 68
69 10.237 0.15427 0.01507 69
70 10.144 0.16184 0.01595 70

71 10.046 0.16986 0.01691 71
72 9.943 0.17837 0.01794 72
73 9.833 0.18737 0.01906 73
74 9.717 0.19688 0.02026 74
75 9.594 0.20697 0.02157 75

76 9.463 0.21763 0.02300 76
77 9.326 0.22890 0.02455 77
78 9.180 0.24080 0.02623 78
79 9.026 0.25336 0.02807 79
80 8.864 0.26660 0.03007 80

81 8.694 0.28054 0.03227 81
82 8.514 0.29522 0.03468 82
83 8.325 0.31064 0.03732 83
84 8.126 0.32683 0.04022 84
316
Interest Rate: 9.0%
ASSURANCE FUNCTIONS
85 7.917 0.34379 0.04342 85

86 7.699 0.36153 0.04696 86
87 7.471 0.38005 0.05087 87
88 7.233 0.39934 0.05521 88
89 6.986 0.41936 0.06003 89
90 6.729 0.44008 0.06540 90

91 6.463 0.46144 0.07139 91
92 6.190 0.48337 0.07809 92
93 5.909 0.50577 0.08559 93
94 5.623 0.52852 0.09399 94
95 5.332 0.55145 0.10342 95

96 5.038 0.57437 0.11401 96
97 4.743 0.59702 0.12587 97
98 4.449 0.61917 0.13918 98
99 4.157 0.64046 0.15405 99
100 3.871 0.66045 0.17062 100

101 3.591 0.67859 0.18898 101
102 3.318 0.69411 0.20919 102
103 3.053 0.70590 0.23124 103
104 2.793 0.71220 0.25503 104
105 2.533 0.71003 0.28032 105

106 2.262 0.69394 0.30676 106
107 1.958 0.65337 0.33378 107
108 1.571 0.56662 0.36057 108
109 1.000 0.38611 0.38611 109
317
ASSURANCE FUNCTIONS
55 10.120 0.07995 0.00790 55

56 10.122 0.07968 0.00787 56
57 10.108 0.08098 0.00801 57
58 10.085 0.08311 0.00824 58
59 10.055 0.08582 0.00854 59
60 10.020 0.08898 0.00888 60

61 9.981 0.09253 0.00927 61
62 9.938 0.09641 0.00970 62
63 9.891 0.10063 0.01017 63
64 9.841 0.10519 0.01069 64
65 9.786 0.11009 0.01125 65

66 9.728 0.11535 0.01186 66
67 9.666 0.12099 0.01252 67
68 9.599 0.12701 0.01323 68
69 9.528 0.13345 0.01401 69
70 9.452 0.14031 0.01484 70

71 9.371 0.14763 0.01575 71
72 9.285 0.15542 0.01674 72
73 9.193 0.16371 0.01781 73
74 9.096 0.17250 0.01896 74
75 8.992 0.18188 0.02023 75

76 8.882 0.19184 0.02160 76
77 8.764 0.20242 0.02310 77
78 8.640 0.21365 0.02473 78
79 8.508 0.22556 0.02651 79
80 8.368 0.23819 0.02847 80

81 8.219 0.25155 0.03061 81
82 8.062 0.26569 0.03296 82
83 7.896 0.28063 0.03554 83
84 7.720 0.29639 0.03839 84
318
ASSURANCE FUNCTIONS
85 7.535 0.31299 0.04154 85

86 7.341 0.33045 0.04502 86
87 7.136 0.34877 0.04887 87
88 6.922 0.36795 0.05316 88
89 6.698 0.38796 0.05793 89
90 6.464 0.40878 0.06324 90

91 6.221 0.43037 0.06918 91
92 5.969 0.45264 0.07583 92
93 5.710 0.47551 0.08327 93
94 5.444 0.49885 0.09163 94
95 5.173 0.52250 0.10101 95

96 4.897 0.54629 0.11155 96
97 4.620 0.56992 0.12336 97
98 4.342 0.59318 0.13661 98
99 4.066 0.61569 0.15143 99
100 3.793 0.63700 0.16795 100

101 3.525 0.65657 0.18625 101
102 3.264 0.67362 0.20640 102
103 3.008 0.68706 0.22838 103
104 2.758 0.69515 0.25208 104
105 2.506 0.69494 0.27729 105

106 2.243 0.68108 0.30363 106
107 1.946 0.64312 0.33054 107
108 1.566 0.55948 0.35721 108
109 1.000 0.38260 0.38260 109
319
320

KE 2007 - 2010 Mortality Tables For Assured Lives - UpdatedFinal - Actuarial - K153 - Other - 2016 (ID 325079)

Transféré par

Informations du document

Titre original

Copyright

Formats disponibles

Partager ce document

Partager ou intégrer le document

Options de partage

Avez-vous trouvé ce document utile ?

Ce contenu est-il inapproprié ?

Droits d'auteur :

Formats disponibles

KE 2007 - 2010 Mortality Tables For Assured Lives - UpdatedFinal - Actuarial - K153 - Other - 2016 (ID 325079)

Transféré par

Droits d'auteur :

Formats disponibles

KE 2007-2010 MORTALITY

SINGLE LIFE AND GROUP LIFE

ASSOCIATION OF KENYA INSURERS

Line Item: Page No

Phase I Mortality experience of individual assured lives 1

Phase II Mortality experience of group assured lives 203

Phase III Mortality experience of individual annuitant lives 229

1 APA Life Assurance Limited

1. The KE 2007-2010 table of mortality is based upon data collected by the

Phase I: Mortality experience of individual assured lives

Initial Exposed-to-risk Number of Deaths

2. Crude Mortality Rate at Age x = Number of Deaths aged x

The key principle considered was the Principle of Correspondence which

Individual and Group Life Rates

i) The values of q~x were given by the cubic spline formula:

px = the crude proportion of surviving to age x;

px = the proportion of surviving to age x in the fitted (graduated) table.

v) We then fit a linear regression model described by linear relationship

9. The notation adopted follows current international usage. e.g.

Nx = Dx + Dx+1 + Dx+2 +..

Fundamental Symbolic Letters:

dx lx lx 1 lx qx = The number of persons who die between ages x

Nxy Dxy Dx 1 : y 1 Dx 2 : y 2 ....

Sxy Nxy Nx 1 : y 1 Nx 2 : y 2 ....

Mxy Cxy Cx 1 : y 1 Cx 2 : y 2 ....

Rxy Mxy Mx 1 : y 1 Mx 2 : y 2 ....

Age(x) lx qx Age(x) Age(x) lx qx Age(x)

20 100 000 0.00131 20

21 99 869 0.00149 21 61 89 221 0.00755 61

26 98 994 0.00199 26 66 84 977 0.01363 66

31 98 029 0.00184 31 71 77 795 0.02457 71

36 97 147 0.00188 36 76 66 290 0.04409 76

41 96 137 0.00245 41 81 49 600 0.07847 81

46 94 846 0.00304 46 86 29 322 0.13765 86

51 93 330 0.00347 51 91 11 311 0.23538 91

56 91 652 0.00417 56 96 2 012 0.38515 96

Age(x) lx qx Age(x) Age(x) lx qx Age(x)

20 100 000 0.00148 20

21 99 852 0.00159 21 61 88 706 0.01064 61

26 98 997 0.00179 26 66 83 028 0.01758 66

31 98 172 0.00146 31 71 74 406 0.02896 71

36 97 511 0.00130 36 76 62 043 0.04754 76

41 96 833 0.00161 41 81 45 911 0.07755 81

46 95 954 0.00235 46 86 27 872 0.12522 86

51 94 569 0.00389 51 91 12 189 0.19886 91

56 92 319 0.00644 56 96 3 095 0.30750 96

55 4.958 9.766 14.314 18.428 21.861 24.338 25.720 26.212 26.293 55

60 4.925 9.583 13.797 17.312 19.850 21.266 21.770 21.853 60

65 4.865 9.265 12.936 15.585 17.064 17.590 17.676 65

70 4.759 8.729 11.595 13.194 13.763 13.857 70

75 4.576 7.880 9.723 10.379 10.487 75

80 4.273 6.658 7.507 7.647 80

85 3.803 5.156 5.379 85

55 4.861 9.347 13.385 16.861 19.621 21.518 22.527 22.869 22.923 55

60 4.829 9.176 12.918 15.889 17.931 19.017 19.386 19.443 60

65 4.771 8.877 12.138 14.380 15.571 15.976 16.039 65

70 4.668 8.375 10.923 12.277 12.737 12.809 70

75 4.491 7.578 9.219 9.776 9.863 75

80 4.197 6.428 7.185 7.305 80

85 3.740 5.009 5.209 85

INDIVIDUAL LIVES - MALE

55 4.768 8.957 12.547 15.489 17.714 19.171 19.909 20.148 20.184 55

INDIVIDUAL LIVES - MALE