kf;kf]6{ ;fO{hsf]

cg';"rL ! d'vfs[lt k'/} b]lvg]

gful/s nufgL sf]if t:jL/ oxfF 6f:g] /
t:aL/ / kmf/fddf
gofF afg]Zj/, sf7df8f}+ kg]{ u/L pDd]bjf/n]
;xL ug]{ .
b/vf:t kmf/d
-;a} kbsf] v'nf k|ltof]lutfsf nflu_
cfj]bsn] cfkm'n] cfj]bg ug]{ ;d"x-x?_df lrGx nufpg'kg]{ .
v'Nnf dlxnf cflbjf;LhghftL dw];L blnt ckf lk5l8Psf] If]q
sfof{no k|of]hgsf nfluM
b/vf:t btf{ g+=M btf{ ldlt M /f]n g+=M
gub ef}r/ g+=M ef}r/ a'emfPsf] zfvfM
btf{ ug]{sf] b:tvtM

!= lj1fkg g+=M @= kb #= ;]jf k|zf;g k|fljlws

$= tx %= >]0fL ^= lj1fkg ldlt M &= k/LIff s]Gb|M

*= pDd]bjf/sf] k'/f b]jgful/df M

gfd y/ M c+u|]hL 7"nf] cIf/dfM
hGd ldltM @)======;fn======dlxgf========ut] O{ZjL ;g\dfM gful/stf M

lnM wd{M x'lnofM

(= 7]ufgf != lhNnfM @= g=kf=uf=lj=;= #= j8f g+=M $= 6f]nM
-s_ :yfoL
%= 3/ g+= / dfu{M ^= x'nfsM &= kmf]gM
!= lhNnfM @= g=kf=uf=lj=;= #= j8f g+=M $= 6f]nM
-s_ c:yfoL
%= 3/ g+= / dfu{M ^= x'nfsM &= kmf]gM
!)= kqfrf/ ug]{ 7]ufgfM
!!= pDd]bjf/sf] != afa'sf] gfd y/M gful/stfM
@= afh]sf] gfd y/M gful/stfM

!@= ljjflxt dlxnfsf] != kltsf] k'/f gfd y/M gful/stfM

lgldQ
@= :yfoL 7]ufgfM gful/stfM
z}lIfs of]UotfM -tn pNn]lvt k|df0fkqx? qmd;+Vof cg';f/ ;+nUg ug'{ kg]{5 ._
qm= cWoog u/]sf] ;+:yfsf] pQL0f{ u/]sf] k/LIff pQL0f{ >]0fL k/LIff lng] s"n k|fKtf d'Vo ljifox?
;+= gfd k/LIff u/]sf] ldlt jif{ ;+:yf tyf k|ltzt
!
@
#
$
%
^
&
ljz]if of]Uotf jf tflndsf] ljj/0f M -tn pNn]lvt k|df0fkqx? qmd;+Vof cg';f/ ;+nUg ug'{ kg]{5 ._
qm= k|df0fkqsf] gfd ;+:yfsf] gfd, 7]ufgf k|fKt u/]sf] ;fn tflndsf] cjlw ljifo
;+= -lsl;d ;lxt_
!
@
#
$
%

cg'ej ;DaGwL ljj/0f

======================= sf] 5f]/f5f]/L ======================== a:g] >L =========================================== n] lgDg adf]lhdsf] kbdf
/xL lgDg adf]lhd cjlw;Dd sfd u/]sf] k|dfl0ft ub{5' .

>]0fL jf tx :yfoLc:yfoL jf s'g ldltb]lv s'g ldlt;Dd

sfof{no kb s/f/

pko'{Qm ljj/0f 7Ls 5 egL k|dfl0ft ug]{ sfof{no k|d'vsf]M

gfd M bhf{ M
b:tvt M sfof{no M
ldlt M
sfof{nosf] 5fkM
 o; b/vf:t ;fy lgDglnlvt sfuhftx? clgjfo{ ?kdf ;+nUg x'g'kg]{5 M
-s_ pd]/ v'n]sf] k|df0fsf] k|dfl0ft k|ltlnlk .
-v_ g]kfnL gful/stfsf] k|df0fkqsf] k|dfl0ft k|ltlnlk .
-u_ lj1fkg ePsf] kbsf] nflu tf]lsPsf] Go'gtd z}lIfs of]Uotfsf] k|df0fkqsf] k|dfl0ft k|ltlnlk .
-tflnd / cg'ej ;d]t cfjZos k/]df ;f] sf] k|ltlnlk ;d]t_
-3_ s'g} pDd]bjf/sf] cfgf] z}lIfs of]Uotfsf] :t/ / >]0fL lgwf{/0f e} g;s]sf] eP b/vf:t lbg' cufj} ;DalGwt
lgsfoaf6 dfGotf u/fO{;s]sf] x'g' kg]{ 5 . b/vf:t lbg' cufj} :t/ lgwf{/0f gePsf] of]UotfnfO{ dfGotf
lbOg] 5}g .
-_ cGt/jftf{sf] lbg pDd]bjf/n] cfgf ;j} ;Ssn k|df0fkq / Ps k|lt k|ltlnlk ;lxt pkl:yt x'g' kg]{5 .

k'gZrM v'Nnf tyf ;dfj]zL b'j}tkm{ b/vf:t lbg rfxg] pDd]bjf/x?n] tf]lsPsf] b:t'/df k|To]s @% n] yk b:t'/
a'emfpg'kg]{5 .

d}n] o; b/vf:tdf pNn]v u/]sf ;Dk'0f{ ljj/0fx? ;To 5g\ . k|rlnt sfg'g adf]lhd elaiodf gf]s/Lsf] lgldQ
cof]Uo 7x/Lg] u/L gf]s/Laf6 j/vf:t ePsf] 5}g / d]/f] lgo'lQmsf] ;DaGwdf c;/ kg{;Sg] s'g} s'/f n'sfPsf]]
5}g pd]bjf/nfO{ lbO{Psf] lgb]{zg d}n] /fd|/L k9]sf] 5' / d tL zt{x? kfngf ug{ d~h'/ ub{5' .

pDd]bjf/sf] NofKr] ;lx5fk

ldlt M ================================
pDd]bjf/sf] ;xL
 gful/s nufgL sf]if kf;kf]6{ ;fO{hsf]
gofF afg]Zj/, sf7df8f}+ d'vfs[lt k'/} b]lvg]
k/LIffsf] k|j]z kq t:jL/ oxfF 6f:g] /
t:aL/ / kmf/fddf
k|ltof]lutfTds kg]{ u/L pDd]bjf/n]
lnlvtcGt/jftf{ ;xL ug]{ .
k/LIffyL{n] eg]{M
-s_ gfd y/ M
-v_ lj1fkg g+= M -u_ kb M

-3_ ;]jf M k|zf;gk|fljlws -_ tx M

-r_ >]0fL M -5_ k/LIffyL{sf] b:tvt gd'gf M ====================================

sf]ifsf ;DalGwt sd{rf/Ln] eg]{ M

o; sf]ifaf6 ldlt ======================== dfb]lv lnO{g] pQm kbsf] k/LIffdf tkfO{nfO{ lgDg s]Gb|af6 ;lDdlnt x'g cg'dlt
lbOPsf] 5 . lj1fkgdf tf]lsPsf] zt{ k"/f gePsf] 7x/ ePdf h'g;'s} cj:yfdf klg of] cg'dlt kq /2 x'g]5 .
/f]n g+= M k/LIff s]Gb| M
gf]6 M s[kof k/LIffyL{n] kfng ug'{kg]{ lgodx?sf] nflu k5fl8 x]g'{ xf]nf .
====================================
-clws[tsf] b:tvt_

gful/s nufgL sf]if kf;kf]6{ ;fO{hsf]

gofF afg]Zj/, sf7df8f}+ d'vfs[lt k'/} b]lvg]
k/LIffsf] k|j]z kq t:jL/ oxfF 6f:g] /
t:aL/ / kmf/fddf
k|ltof]lutfTds kg]{ u/L pDd]bjf/n]
lnlvtcGt/jftf{ ;xL ug]{ .
k/LIffyL{n] eg]{M
-s_ gfd y/ M
-v_ lj1fkg g+= M -u_ kb M

-3_ ;]jf M k|zf;gk|fljlws -_ tx M

-r_ >]0fL M -5_ k/LIffyL{sf] b:tvt gd'gf M ====================================

sf]ifsf ;DalGwt sd{rf/Ln] eg]{ M

o; sf]ifaf6 ldlt ======================== dfb]lv lnO{g] pQm kbsf] k/LIffdf tkfO{nfO{ lgDg s]Gb|af6 ;lDdlnt x'g cg'dlt
lbOPsf] 5 . lj1fkgdf tf]lsPsf] zt{ k"/f gePsf] 7x/ ePdf h'g;'s} cj:yfdf klg of] cg'dlt kq /2 x'g]5 .
/f]n g+= M k/LIff s]Gb| M
gf]6 M s[kof k/LIffyL{n] kfng ug'{kg]{ lgodx?sf] nflu k5fl8 x]g'{ xf]nf .
====================================
-clws[tsf] b:tvt_
 k/LIffyL{n] kfngf ug'{ kg]{ lgodx?
-!_ k/LIffyL{n] k/LIffxndf k/LIff lbg cfpbf k|j]z kq Nofpg' kg{] 5 . k|j]z kq ljgf k/LIffdf a:g lbOg] 5}g .
-@_ k/LIffsf glthf k|sfzg ePkl5 cGt/jftf{ x'g] lbgdf klg k|j]z kq Nofpg' clgjfo{ 5 .
-#_ k/LIff ;'?x'g] !% ldg]6 cufl8 306Lf/f ;'rgf u/]kl5 k/LIff xndf k|jz ] ug{ lbOg] 5 . j:t'ut k/LIff ;'? ePsf]
!% ldg]6 kl5 / ljifout ;'? ePsf] cfwf 306f kl5 cfpg] k/LIffyLn] k/LIff a:g kfpg] 5}g .
-$_ k/LIff xndf lstfa, sfkL, lr6 cflb Nofpg n}hfg kfO{g] 5}g . k/LIffyL{n] cfk;sf s'/fsfgL / ;+s]t ug'{ x'Fb}g .
-%_ k/LIff xndf cg'lrt sfd u/]df k/LIff xnaf6 lgisfzg u/L lgodfg';f/ s]Gb|fWoIfn] t'?Gt} sf/jfxL ug{]5 .
-^_ ;?jf /f]u nfu]sf] k/LIffyL{nfO{ xndf k|j]z u/fOg] 5}g . la/fdL k/LIffyL{ xndf k|j]z u/L s]lx eP sf]if
hjfkmb]lx x'g] 5}g .
-&_ k/LIffyLsf] gfddf lr7\7L, kmf]g, ladf cflb s]lx lrh cfOk'u]df ;f] k/LIffyL{n] pt/sfkL ga'emfP;Dd ;f] lng lbg
x'Fb}g .
-*_ k/LIffyL{sf] cfkm'n] k/LIff lbPsf] lbgdf cfkm\gf] xflh/ ug{ 5'6 ePsf] eP ;Dej eP t'?Gt va/ u/L xflh/ ug'{
kg]{5 .
-(_ k/LIff o; sf]ifsf] ;"rgfdf pNn]lvt sfo{qmd cg';f/ x'g]5 .
-!)_ k/LIff xnleq xNnf x'g lbg' x'Fb}g . s'g} pDd]bjf/n] k|Zg kqdf c:ki6 cIf/ ePdf ;f]Wg' kbf{ kgL k/LIffdf p7L
c?nfO{ afwf gkg]{ u/L af]Ng' kg]{5 .
-!!_ j:t'ut k/LIff z"? ePsf] @) ldg]6 kl5 / ljifout z'? ePsf] $) ldg]6 kl5 dfq k/LIffyL{nfO{ k/LIff xnaf6
aflx/ hfg lbO{g]5 .
-!@_ of] k|j]z kq x/fPdf csf]{ k|j]z kq lng sfof{non] tf]s]sf] /sd ?= %) b:t'/ a'emfO{ ! k|lt kmf]6f] ;lxt lgj]bg
lbO{ k|ltlnlk k|j]z kq lbg' kg]{5 .
-!#_ k/LIffyL{n] pQ/ k'l:tsf ga'emfO{ uPdf o; sf]if hjfkmb]xL x'g]5}g .
-!$_ 5'f5'} ;d'xsf] k|Zgsf] pQ/ 5'f5'} pQ/ k'l:tsfdf g} n]Vg'kg]{ Joj:yf ePsf]df tf]lsPsf] pQ/ k'l:tsfdf g} n]Vg'
kg]{5 . cGoyf pQm pQ/ k'l:tsf g} /2 ePsf] dflgg]5 .

k/LIffyL{n] kfngf ug'{ kg]{ lgodx?

-!_ k/LIffyL{n] k/LIffxndf k/LIff lbg cfpbf k|j]z kq Nofpg' kg{] 5 . k|j]z kq ljgf k/LIffdf a:g lbOg] 5}g .
-@_ k/LIffsf glthf k|sfzg ePkl5 cGt/jftf{ x'g] lbgdf klg k|j]z kq Nofpg' clgjfo{ 5 .
-#_ k/LIff ;'?x'g] !% ldg]6 cufl8 306Lf/f ;'rgf u/]kl5 k/LIff xndf k|jz ] ug{ lbOg] 5 . j:t'ut k/LIff ;'? ePsf]
!% ldg]6 kl5 / ljifout ;'? ePsf] cfwf 306f kl5 cfpg] k/LIffyLn] k/LIff a:g kfpg] 5}g .
-$_ k/LIff xndf lstfa, sfkL, lr6 cflb Nofpg n}hfg kfO{g] 5}g . k/LIffyL{n] cfk;sf s'/fsfgL / ;+s]t ug'{ x'Fb}g .
-%_ k/LIff xndf cg'lrt sfd u/]df k/LIff xnaf6 lgisfzg u/L lgodfg';f/ s]Gb|fWoIfn] t'?Gt} sf/jfxL ug{]5 .
-^_ ;?jf /f]u nfu]sf] k/LIffyL{nfO{ xndf k|j]z u/fOg] 5}g . la/fdL k/LIffyL{ xndf k|j]z u/L s]lx eP sf]if
hjfkmb]lx x'g] 5}g .
-&_ k/LIffyLsf] gfddf lr7\7L, kmf]g, ladf cflb s]lx lrh cfOk'u]df ;f] k/LIffyL{n] pt/sfkL ga'emfP;Dd ;f] lng lbg
x'Fb}g .
-*_ k/LIffyL{sf] cfkm'n] k/LIff lbPsf] lbgdf cfkm\gf] xflh/ ug{ 5'6 ePsf] eP ;Dej eP t'?Gt va/ u/L xflh/ ug'{
kg]{5 .
-(_ k/LIff o; sf]ifsf] ;"rgfdf pNn]lvt sfo{qmd cg';f/ x'g]5 .
-!)_ k/LIff xnleq xNnf x'g lbg' x'Fb}g . s'g} pDd]bjf/n] k|Zg kqdf c:ki6 cIf/ ePdf ;f]Wg' kbf{ kgL k/LIffdf p7L
c?nfO{ afwf gkg]{ u/L af]Ng' kg]{5 .
-!!_ j:t'ut k/LIff z"? ePsf] @) ldg]6 kl5 / ljifout z'? ePsf] $) ldg]6 kl5 dfq k/LIffyL{nfO{ k/LIff xnaf6
aflx/ hfg lbO{g]5 .
-!@_ of] k|j]z kq x/fPdf csf]{ k|j]z kq lng sfof{non] tf]s]sf] /sd ?= %) b:t'/ a'emfO{ ! k|lt kmf]6f] ;lxt lgj]bg
lbO{ k|ltlnlk k|j]z kq lbg' kg]{5 .
-!#_ k/LIffyL{n] pQ/ k'l:tsf ga'emfO{ uPdf o; sf]if hjfkmb]xL x'g]5}g .
-!$_ 5'f5'} ;d'xsf] k|Zgsf] pQ/ 5'f5'} pQ/ k'l:tsfdf g} n]Vg'kg]{ Joj:yf ePsf]df tf]lsPsf] pQ/ k'l:tsfdf g} n]Vg'
kg]{5 . cGoyf pQm pQ/ k'l:tsf g} /2 ePsf] dflgg]5 .