PROFITABILITY ANALYSIS: FINANCE FOREX vs.

FOREX MACRO
PROFITABILITY ANALYSIS
FINANCE FOREX vs. FOREX MACRO
MARCH 2008
www.the-HYIPs-world.es.tl
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PROFITABILITY ANALYSIS: FINANCE FOREX vs. FOREX MACRO
PROFITABILITY ANALYSIS OF FINANCE FOREX vs. FOREX MACRO In the world of HYIP's i
s very common to see programs come and go within months or even days, hurting in
vestors. Many of these programs are actually more of a scam, created with the so
le intention to get as much money as possible and then disappear. These fraudule
nt programs are commonly known as SCAM. However, there are some companies that a
re making a difference. Such is the case and FOREX FOREX MACRO FINANCE, both spe
cialized in the forex market, which have shown that good management has allowed
them to keep over time for the benefit of hundreds of investors who bet on them.
The interest offered by these companies are not the highest in the market. Howe
ver, it is noted that the responsible management of the investment portfolio inv
olves the payment of reasonable interest not to make the business unviable or re
quire their managers to make overly risky operations. This report seeks to objec
tively evaluate investment plans offered by these two companies, from the standp
oint of the investor interested in achieving maximum return for their money. It
is for this reason that it was not considered for purposes of this analysis the
income from commissions from MLM Matrix of each program and other benefits. It s
hould be noted that a good strategy to invest in HYIPs implies diversifying our
investments to reduce the risk of losses. The diversification to which we refer
is not only related to the types of plans offered by a particular company, but t
o invest in different companies, as it has been cases in which entire companies
disappeared. That is why we maintain investments in various companies among whic
h are those that are now subject of our analysis. As mentioned above, both as FO
REX FOREX MACRO FINANCE keep mutual funds in the forex market to generate return
s which then transferred to investors. Both companies are vying for leadership i
n the MLM market specializes in Forex.
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PROFITABILITY ANALYSIS: FINANCE FOREX vs. FOREX MACRO
FINANCE FOREX been implemented since its inception in May 2007 an aggressive mar
keting strategy, which includes seminars, presentations of their managers in dif
ferent countries and star prizes to its promoters, among others. By contrast, FO
REX MACRO, which operates from July of that year, has been characterized by a lo
w profile, opting to encourage investors by offering attractive interest, high f
ees for their direct referrals and a great facility for the disposal of the inte
rest cattle, and the ability to generate revenue for referrals without the need
for investment. Investment Programs For our analysis we have considered the foll
owing investment plans: ï ¡ In FOREX FINANCE: We have made plans for low and high
risk. In the first the company offers a 10% interest mensual1. In the High-Risk
has taken an interest of 15.68% monthly average in February. ï ¡ In FOREX MACRO: F
or capital investment the company offers an interest rate of 0.6% per day, havin
g considered two situations: first, with reinvestment of accrued interest monthl
y (an average of 18% in March), the second with a reinvestment continuous whenev
er you reach an amount equal to or greater than USD 504. Assumptions have been m
ade to the following cases: ï ¡ investment amount: USD 1,000.00 for each plan. ï ¡ T
ime investment: 6 months (minimum stay of capital in both companies).
1
FOREX FINANCE offers a yield of 11% if the investment is immobilized during the
6 month stay, which means that investors can not freely dispose of the interest
earned until the end of that period. For purposes of this analysis has not consi
dered this alternative. 2 According to the monthly income earned in this program
since June 2007, we calculated an average interest of 15.68% for High-Risk Plan
FINANCE FOREX (see ANNEX II). 3 FOREX MACRO offers a daily interest of 0.6% or
18% per month (0.6% x 30 = 18%). 4 The minimum amount to reinvest interest is $
50. FOREX MACRO allows for immediate reinvestment of interest through its back o
ffice (see Annex III). www.the-HYIPs-world.es.tl Page 3
PROFITABILITY ANALYSIS: FINANCE FOREX vs. FOREX MACRO
ï ¡ Return of capital (the invested capital becomes available after completion of
six months of the investment period). ï ¡ not taken into account the costs of resc
ue of principal and interest (bank and other intermediaries and exchange rate di
fferences). ï ¡ an average rate of 15.68% for High-Risk Plan FINANCE FOREX (see AN
NEX II). Maintenance ï ¡ conditions for each investment plan during the six months
projected. With this information the respective simulations were developed by c
alculating interest earned on each investment plan and the overall result at the
end of the sixth month. Results While the High Risk Plan FOREX FINANCE provides
monthly returns of 40-50%, statistically it has been observed that the maximum
percentage paid in this program was 19.43% in July 2007. According to the perfor
mance obtained by us during this time (June 2007 - February 2008) has calculated
the average yield in 15.68% (see Annex II), having been applied the same at 6 m
onths covering our projections, to have a reasonable return parameter. It should
be noted that, as the company but warns this may vary significantly and may rea
ch even 50% per month or lower into a negative return. On the other hand, FOREX
MACRO offers a yield of 0.6% daily, which can be cashed or reinvested in any mom
ento5. For this reason we have considered two scenarios: ï ¡ The first, with reinv
estment of accrued interest until the end of the month; ï ¡ The second, with conti
nuous reinvestment of interest every time you accumulate $ 50 or more (see Annex
III).
5
Reinvestment of interest To FOREX MACRO accepts a minimum amount of $ 50.00, no
limit to the number of rollovers per month. www.the-HYIPs-world.es.tl Page 4
PROFITABILITY ANALYSIS: FINANCE FOREX vs. FOREX MACRO
After making such calculations it was found that the investment plans of FOREX M
ACRO generated a higher return at the end of six months, obtaining the following
results:
FOREX FINANCE Low Risk Capital Inicial Capital Performance Final Accrued interes
t 77.2% 1000.00 1771.56 771.56 FOREX MACRO Reinversi Reinversi Without With High
Risk * Daily On daily ON 1,000.00 1,000.00 1,000.00 2,396.48 2,699.55 2,891.68
1,396.48 1,699.55 1,891.68 139.6% 170.0% 189.2%
Final Capital is the sum of initial capital plus the interest that was capitaliz
ed during the 6 month period of each investment plan. It is assumed that the int
erest generated in the past have been capitalized in each plan. In the case of t
he Daily Reinvestment in FOREX MACRO, as already mentioned, this capitalization
was whenever the accumulated interest totaled U.S. $ 50.00 or more. As you can s
ee the Investment Program that more interest was generated with Reinvestment Inv
estment Plan Daily FOREX MACRO, with a final yield of 189.2%. If after six month
s the investor decides to start rescuing the monthly interest, would have two di
fferent options: Reinvest ï ¡ initial capital and benefit to continue generating i
nterest. ï ¡ Rescuing the initial capital and benefit from the return produced by
the interest reinvested to six months.
FOREX FINANCE Monthly Interest Low Risk from 7 months (with initial capital rein
vestment) Monthly Interest from 7 months (for ransom of initial capital) 77.16 1
77.16 375.80 218.98 High-Risk * FOREX MACRO Without With daily ON Reinversi dail
y ON Reinversi 485.92 305.92 520.50 340.50
We note that the interest generated from the month 7 months in the Daily Reinves
tment Plan with FOREX MACRO are quite high can the investor, if you reinvest the
principal amount at end of month 6,
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PROFITABILITY ANALYSIS: FINANCE FOREX vs. FOREX MACRO
recover in full at the end of the month in August, so nine months from the inter
est earned (and rescued) will gain total. However, it should be noted that this
performance is the maximum for this program, which does not happen with High Ris
k Plan FINANCE FOREX, maximum profit per month which would be 50%. If we assume
an average return of only 20% in the six months that would take our investment,
the yield would reach 198.6%. Capital month 1 month 2 months 3 months 4 months 5
months 6 Final Capital / Interest Acum. PERFORMANCE 1,000.00 1,200.00 1,440.00
1,728.00 2,073.60 2,488.32 Monthly Interest 200.00 240.00 288.00 345.60 414.72 4
97.66
198.6% 2985.98 1985.98
With this, the end of the month June virtually the investor would have recovered
their initial capital.
www.the-HYIPs-world.es.tl
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PROFITABILITY ANALYSIS: FINANCE FOREX vs. FOREX MACRO
In Conclusion: According to the calculations and taking into account historical
performance statistics of our investments in the Variable Investment Plan FINANC
E FOREX, and the possibility of reinvesting daily FOREX MACRO, we can say that t
he latter offers a performance much higher (around 189.2%). However, it should r
emember that the Variable Investment Plan FOREX FINANCE provides a maximum inter
est of 50% per month, which so far has not happened, but it could happen. The pr
oblem with this would be a better value for money would also be a greater risk o
f loss of capital. Finally, it should be noted that a good strategy of investing
in HYIPs involve diversifying our investments to reduce the risk of losses. The
diversification to which we refer is not only related to the types of plans off
ered by a particular company, but to invest in different companies, as it has be
en cases in which entire companies disappeared, hurting investors.
FOREX FOREX MACRO FINANCE http://www.forexmacro.com/index.php?ellanos http://www
.finanzasforex.com/erick
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PROFITABILITY ANALYSIS: FINANCE FOREX vs. FOREX MACRO
ANNEXES
www.the-HYIPs-world.es.tl
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PROFITABILITY ANALYSIS: FINANCE FOREX vs. FOREX MACRO
ANNEX I FINANCE FOREX - FOREX MACRO COMPARATIVE PERFORMANCE TABLE (No Rescue Mon
thly Interest) FINANCE FOREX Investment Plan Monthly Interest Amount Invested mo
nth 1 month 2 months 3 months 4 months 5 months 6 Final Capital / Total Interest
(compounded Interests month 6) Return on Investment (end of month 6) Interest f
rom the month Monthly Interest Monthly seven months from July 1000.00 10% Low Ri
sk Capital Interest 1,000.00 100.00 1,100.00 110.00 1,210.00 121.00 1,331.00 133
.10 1,464.10 146.41 1,610.51 161.05 1,771.56 771.56 High * Risk Capital 1000.00
Interest 15.68% 1,000.00 156.81 1,156.81 181.40 1,338.21 209.85 1,548.06 242.75
1,790.81 280.82 2,071.63 324.85 2,396.48 1,396.48 FOREX MACRO Without Reinvestme
nt Capital 18% Daily Interest 1000.00 1,000.00 180.00 1,180.00 212.40 1,392.40 2
50.63 1,643.03 295.75 1,938.78 348.98 2,287.76 411.80 2,699.55 1,699.55 18 1000.
00 With Reinvestment Daily % Capital Interest 1,000.00 192.34 1,372.55 229.62 1,
647.53 275.00 1,978.70 329.23 2,363.49 394.03 2,840.55 471.46 2,891.68 1,891.68
77.2%
139.6%
170.0%
189.2%
77.16 177.16
375.80 218.98
485.92 305.92
520.50 340.50
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PROFITABILITY ANALYSIS: FINANCE FOREX vs. FOREX MACRO
ANNEX II
FOREX FINANCE PLAN IN VARIABLE INTEREST PAID
months June-07 Jul-07 Aug-07 Sep-7 October to 7 November-07 Dec-07 Jan-08 Feb-08
Average
Monthly Interest 12.80% 19.43% 18.39% 17.90% 15.40% 12.00% 16.53% 12.92% 15.76%
15.68%
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PROFITABILITY ANALYSIS: FINANCE FOREX vs. FOREX MACRO
FOREX MACRO ANNEX III CALCULATION OF ACCRUED INTEREST AND EQUITY IN THE FINAL WI
TH REINVESTMENT PLAN INVESTMENT DAILY
Day day 1 day 2 days 3 days 4 days 5 days 6 days 7 days 8 days 9 days 10 days 11
 days 12 days 13 days 14 days 15 days 16 days 17 days 18 days 19 days 20 days 21
days 22 days 23 days 24 days 25 days 26 days 27 days 28 days 29 days 30 days 31
days 32 days 33 days 34 days 35 days 36 www.the-HYIPs-world.es.tl
Capital 1,000.00 1,000.00 1,000.00 1,000.00 1,000.00 1,000.00 1,000.00 1,000.00
1,000.00 1,054.00 1,054.00 1,054.00 1,054.00 1,054.00 1,054.00 1,054.00 1,054.00
1,104.59 1,104.59 1,104.59 1,104.59 1,104.59 1,104.59 1,104.59 1,104.59 1,157.6
1 1,157.61 1,157.61 1,157.61 1,157.61 1,157.61 1,157.61 1,157.61 1,213.18 1,213.
18 1,213.18
Interest Rate 0.60% 0.60% 0.60% 0.60% 0.60% 0.60% 0.60% 0.60% 0.60% 0.60% 0.60%
0.60% 0.60% 0.60% 0.60% 0.60% 0.60% 0.60% 0.60% 0.60% 0.60% 0.60% 0.60% 0.60% 0.
60% 0.60% 0.60% 0.60% 0.60% 0.60% 0.60% 0.60% 0.60% 0.60% 0.60% 0.60%
Interest Earned 6.00 6.00 6.00 6.00 6.00 6.00 6.00 6.00 6.00 6.32 6.32 6.32 6.32
6.32 6.32 6.32 6.32 6.63 6.63 6.63 6.63 6.63 6.63 6.63 6.63 6.95 6.95 6.95 6.95
6.95 6.95 6.95 6.95 7.28 7.28 7.28
Interest Reinvestment Journal
Monthly Interest
54.00
50.59
53.02
192.34
55.57
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PROFITABILITY ANALYSIS: FINANCE FOREX vs. FOREX MACRO
days 37 days 38 days 39 days 40 days 41 days 42 days 43 days 44 days 45 days 46
days 47 days 48 days 49 days 50 days 51 days 52 days 53 days 54 days 55 days 56
days 57 days 58 days 59 days 60 days 61 days 62 days 63 days 64 days 65 days 66
days 67 days 68 days 69 days 70 days 71 days 72 days 73 days 74 days 75 days 76
days 77 days 78 days 79 days 80 days 81 days 82 days 83 days 84 days 85 www. the
-HYIPs-world.es.tl
1,213.18 1,213.18 1,213.18 1,213.18 1,264.13 1,264.13 1,264.13 1,264.13 1,264.13
1,264.13 1,264.13 1,317.22 1,317.22 1,317.22 1,317.22 1,317.22 1,317.22 1,317.2
2 1,372.55 1,372.55 1,372.55 1,372.55 1,372.55 1,372.55 1,372.55 1,430.20 1,430.
20 1,430.20 1,430.20 1,430.20 1,430.20 1,481.68 1,481.68 1,481.68 1,481.68 1,481
.68 1,481.68 1,535.02 1,535.02 1,535.02 1,535.02 1,535.02 1,535.02 1,590.28 1,59
0.28 1,590.28 1,590.28 1,590.28 1,590.28
0.60% 0.60% 0.60% 0.60% 0.60% 0.60% 0.60% 0.60% 0.60% 0.60% 0.60% 0.60% 0.60% 0.
60% 0.60% 0.60% 0.60% 0.60% 0.60% 0.60% 0.60% 0.60% 0.60% 0.60% 0.60% 0.60% 0.60
% 0.60% 0.60% 0.60% 0.60% 0.60% 0.60% 0.60% 0.60% 0.60% 0.60% 0.60% 0.60% 0.60%
0.60% 0.60% 0.60% 0.60% 0.60% 0.60% 0.60% 0.60% 0.60%
7.28 7.28 7.28 7.28 7.58 7.58 7.58 7.58 7.58 7.58 7.58 7.90 7.90 7.90 7.90 7.90
7.90 7.90 8.24 8.24 8.24 8.24 8.24 8.24 8.24 8.58 8.58 8.58 8.58 8.58 8.58 8.89
8.89 8.89 8.89 8.89 8.89 9.21 9.21 9.21 9.21 9.21 9.21 9.54 9.54 9.54 9.54 9.54
9.54
50.95
53.09
55.32
57.65 229.62
51.49
53.34
55.26
57.25 Page 12
PROFITABILITY ANALYSIS: FINANCE FOREX vs. FOREX MACRO
days 86 days 87 days 88 days 89 days 90 days 91 days 92 days 93 days 94 days 95
days 96 days 97 days 98 days 99 days 100 days 101 days 102 days 103 days 104 day
s 105 days 106 days 107 days 108 days 109 days 110 days 111 days 112 days 113 da
ys 114 days 115 days 116 days 117 days 118 days 119 days 120 days 121 days 122 d
ays 123 days 124 days 125 days 126 days 127 days 128 days 129 days 130 days 131
days 132 days 133 days 134 www. the-HYIPs-world.es.tl
1,647.53 1,647.53 1,647.53 1,647.53 1,647.53 1,647.53 1,706.85 1,706.85 1,706.85
1,706.85 1,706.85 1,758.05 1,758.05 1,758.05 1,758.05 1,758.05 1,810.79 1,810.7
9 1,810.79 1,810.79 1,810.79 1,865.12 1,865.12 1,865.12 1,865.12 1,865.12 1,921.
07 1,921.07 1,921.07 1,921.07 1,921.07 1,978.70 1,978.70 1,978.70 1,978.70 1,978
.70 2,038.06 2,038.06 2,038.06 2,038.06 2,038.06 2,099.20 2,099.20 2,099.20 2,09
9.20 2,149.59 2,149.59 2,149.59 2,149.59
0.60% 0.60% 0.60% 0.60% 0.60% 0.60% 0.60% 0.60% 0.60% 0.60% 0.60% 0.60% 0.60% 0.
60% 0.60% 0.60% 0.60% 0.60% 0.60% 0.60% 0.60% 0.60% 0.60% 0.60% 0.60% 0.60% 0.60
% 0.60% 0.60% 0.60% 0.60% 0.60% 0.60% 0.60% 0.60% 0.60% 0.60% 0.60% 0.60% 0.60%
0.60% 0.60% 0.60% 0.60% 0.60% 0.60% 0.60% 0.60% 0.60%
9.89 9.89 9.89 9.89 9.89 9.89 10.24 10.24 10.24 10.24 10.24 10.55 10.55 10.55 10
.55 10.55 10.86 10.86 10.86 10.86 10.86 11.19 11.19 11.19 11.19 11.19 11.53 11.5
3 11.53 11.53 11.53 11.87 11.87 11.87 11.87 11.87 12.23 12.23 12.23 12.23 12.23
12.60 12.60 12.60 12.60 12.90 12.90 12.90 12.90
59.31 275.00
51.21
52.74
54.32
55.95
57.63
59.36 329.23
61.14
50.38
51.59 Page 13
PROFITABILITY ANALYSIS: FINANCE FOREX vs. FOREX MACRO
days 135 days 136 days 137 days 138 days 139 days 140 days 141 days 142 days 143
days 144 days 145 days 146 days 147 days 148 days 149 days 150 days 151 days 15
2 days 153 days 154 days 155 days 156 days 157 days 158 days 159 days 160 days 1
61 days 162 days 163 days 164 days 165 days 166 days 167 days 168 days 169 days
170 days 171 days 172 days 173 days 174 days 175 days 176 days 177 days 178 days
179 days 180 TOTAL CAPITAL INTERESTS www.the-FINAL HYIPs-world.es.tl
2,201.18 2,201.18 2,201.18 2,201.18 2,254.00 2,254.00 2,254.00 2,254.00 2,308.10
2,308.10 2,308.10 2,308.10 2,363.49 2,363.49 2,363.49 2,363.49 2,420.22 2,420.2
2 2,420.22 2,420.22 2,478.30 2,478.30 2,478.30 2,478.30 2,537.78 2,537.78 2,537.
78 2,537.78 2,598.69 2,598.69 2,598.69 2,598.69 2,661.06 2,661.06 2,661.06 2,661
.06 2,724.92 2,724.92 2,724.92 2,724.92 2,790.32 2,790.32 2,790.32 2,840.55 2,84
0.55 2,840.55 2,891.68
0.60% 0.60% 0.60% 0.60% 0.60% 0.60% 0.60% 0.60% 0.60% 0.60% 0.60% 0.60% 0.60% 0.
60% 0.60% 0.60% 0.60% 0.60% 0.60% 0.60% 0.60% 0.60% 0.60% 0.60% 0.60% 0.60% 0.60
% 0.60% 0.60% 0.60% 0.60% 0.60% 0.60% 0.60% 0.60% 0.60% 0.60% 0.60% 0.60% 0.60%
0.60% 0.60% 0.60% 0.60% 0.60% 0.60%
13.21 13.21 13.21 13.21 13.52 13.52 13.52 13.52 13.85 13.85 13.85 13.85 14.18 14
.18 14.18 14.18 14.52 14.52 14.52 14.52 14.87 14.87 14.87 14.87 15.23 15.23 15.2
3 15.23 15.59 15.59 15.59 15.59 15.97 15.97 15.97 15.97 16.35 16.35 16.35 16.35
16.74 16.74 16.74 17.04 17.04 17.04 1,891.68
52.83
54.10
55.39
56.72
394.03
58.09
59.48
60.91
62.37
63.87
65.40
50.23
51.13
1891.68 471.46 Page 14