5.

2) R = 0,18/24

6027.7172
VPA = 83
R= 0.0075
n= 48
A= 150

PAGO AMORTIZACIO
AO ANUAL INTERES N SALDO
0 0 6027.72
1 150 45.21 104.79 5922.93
2 150 44.42 105.58 5817.35
3 150 43.63 106.37 5710.98
4 150 42.83 107.17 5603.81
5 150 42.03 107.97 5495.84
6 150 41.22 108.78 5387.06
7 150 40.40 109.60 5277.46
8 150 39.58 110.42 5167.04
9 150 38.75 111.25 5055.79
10 150 37.92 112.08 4943.71
11 150 37.08 112.92 4830.79
12 150 36.23 113.77 4717.02
13 150 35.38 114.62 4602.40
14 150 34.52 115.48 4486.92
15 150 33.65 116.35 4370.57
16 150 32.78 117.22 4253.35
17 150 31.90 118.10 4135.25
18 150 31.01 118.99 4016.26
19 150 30.12 119.88 3896.38
20 150 29.22 120.78 3775.61
21 150 28.32 121.68 3653.92
22 150 27.40 122.60 3531.33
23 150 26.48 123.52 3407.81
24 150 25.56 124.44 3283.37
25 150 24.63 125.37 3158.00
26 150 23.68 126.32 3031.68
27 150 22.74 127.26 2904.42
28 150 21.78 128.22 2776.20
29 150 20.82 129.18 2647.02
30 150 19.85 130.15 2516.88
31 150 18.88 131.12 2385.75
32 150 17.89 132.11 2253.65
33 150 16.90 133.10 2120.55
34 150 15.90 134.10 1986.45
35 150 14.90 135.10 1851.35
 36 150 13.89 136.11 1715.24
37 150 12.86 137.14 1578.10
38 150 11.84 138.16 1439.94
39 150 10.80 139.20 1300.74
40 150 9.76 140.24 1160.49
41 150 8.70 141.30 1019.20
42 150 7.64 142.36 876.84
43 150 6.58 143.42 733.42
44 150 5.50 144.50 588.92
45 150 4.42 145.58 443.33
46 150 3.33 146.67 296.66
47 150 2.22 147.78 148.88
48 150 1.12 148.88 0.00
7200 1172.282717 6027.717283
AMORTIZACI
INTERESES ON

A 1 150 1
VPA * 1 n
* 1 6027, 7
R (1 R ) 0,18 / 24 (1 0,18 / 24) 48

6.1)

C= 1750000
n= 26
p= 1
0.403846
i= 15

67307.69
A= 23
27181.95
d= 27

AMORTIZACIO
AO CAPITAL N INTERES CUOTA SALDO
0 1750000
706730.7 774038.4 1682692.
1 1750000 67307.69231 69 62 31
1682692. 679548.8 746856.5 1615384.
2 31 67307.69231 17 09 62
1615384. 652366.8 719674.5 1548076.
3 62 67307.69231 64 56 92
1548076. 625184.9 692492.6 1480769.
4 92 67307.69231 11 04 23
5 1480769. 67307.69231 598002.9 665310.6 1413461.
 23 59 51 54
1413461. 570821.0 638128.6 1346153.
6 54 67307.69231 06 98 85
1346153. 543639.0 610946.7 1278846.
7 85 67307.69231 53 46 15
1278846. 516457.1 583764.7 1211538.
8 15 67307.69231 01 93 46
1211538. 489275.1 556582.8 1144230.
9 46 67307.69231 48 4 77
1144230. 462093.1 529400.8 1076923.
10 77 67307.69231 95 88 08
1076923. 434911.2 502218.9 1009615.
11 08 67307.69231 43 35 38
1009615. 407729.2 475036.9 942307.6
12 38 67307.69231 9 82 9
942307.6 380547.3 447855.0 875000.0
13 92 67307.69231 37 3 0
353365.3 420673.0 807692.3
14 875000 67307.69231 85 77 1
807692.3 326183.4 393491.1 740384.6
15 08 67307.69231 32 24 2
740384.6 299001.4 366309.1 673076.9
16 15 67307.69231 79 72 2
673076.9 271819.5 339127.2 605769.2
17 23 67307.69231 27 19 3
605769.2 244637.5 311945.2 538461.5
18 31 67307.69231 74 66 4
538461.5 217455.6 284763.3 471153.8
19 38 67307.69231 21 14 5
471153.8 190273.6 257581.3 403846.1
20 46 67307.69231 69 61 5
403846.1 163091.7 230399.4 336538.4
21 54 67307.69231 16 08 6
336538.4 135909.7 203217.4 269230.7
22 62 67307.69231 63 56 7
269230.7 108727.8 176035.5 201923.0
23 69 67307.69231 11 03 8
201923.0 81545.85 148853.5 134615.3
24 77 67307.69231 8 5 8
134615.3 54363.90 121671.5
25 85 67307.69231 53 98 67307.69
67307.69 27181.95 94489.64
26 23 67307.69231 27 5 0.00

6.2

C= 57500
n= 16
p= 1
0.018833
i= 33
A= 3593.75
67.68229
d= 17

AMORTIZACIO
AO CAPITAL N INTERES CUOTA SALDO
0 57500
1082.916 4676.666
1 57500 3593.75 67 67 53906.25
1015.234 4608.984
2 53906.25 3593.75 38 38 50312.5
947.5520 4541.302
3 50312.5 3593.75 83 08 46718.75
879.8697 4473.619
4 46718.75 3593.75 92 79 43125
4405.937
5 43125 3593.75 812.1875 5 39531.25
744.5052 4338.255
6 39531.25 3593.75 08 21 35937.5
676.8229 4270.572
7 35937.5 3593.75 17 92 32343.75
609.1406 4202.890
8 32343.75 3593.75 25 63 28750
541.4583 4135.208
9 28750 3593.75 33 33 25156.25
473.7760 4067.526
10 25156.25 3593.75 42 04 21562.5
406.0937 3999.843
11 21562.5 3593.75 5 75 17968.75
338.4114 3932.161
12 17968.75 3593.75 58 46 14375
270.7291 3864.479
13 14375 3593.75 67 17 10781.25
203.0468 3796.796
14 10781.25 3593.75 75 88 7187.5
135.3645 3729.114
15 7187.5 3593.75 83 58 3593.75
67.68229 3661.432
16 3593.75 3593.75 17 29 0

LAS 3 PRIMERAS MENSUALIDADES SERN DE:

N
4676.666
1 R1= 67
4608.984
2 R2= 38
4541.302
3 R3= 08