CURRENT CONSUMER DEPOSIT INTEREST RATES WELLS FARGO BANK, N.A.

Texas/Arkansas Member FDIC

Consumer Checking and Savings Accounts

Effective 11/19/2016 through 11/25/2016

PMA Premier Checking
Balance Interest Rate APY
$0 - $4,999.99 0.01% 0.01%
$5,000 + 0.05% 0.05%
Requires a $25 minimum opening deposit.

Wells Fargo Preferred Checking

Balance Interest Rate APY
$0 - $499.99 0.00% 0.00%
$500 + 0.01% 0.01%
Requires a $25 minimum opening deposit.
You must maintain a minimum balance of $500 each day to obtain the disclosed Annual Percentage Yield. These accounts
will not earn interest on any day the balance falls below $500.

Wells Fargo Platinum Savings

Bonus
Balance Interest Rate APY Interest Rate Bonus APY
$0 + 0.01% 0.01% 0.06% 0.06%
Requires a $25 minimum opening deposit.

To receive the Bonus APY the account must remain linked to a PMA Package. If the PMA Package relationship is
terminated, the bonus interest rate on all eligible savings accounts will discontinue and revert to the Bank's then-current
applicable interest rate. For time accounts, the bonus interest rate will discontinue upon renewal. The Bank may limit the
amount you may deposit in this product to an aggregate of $1 million.

Retirement High Yield Savings

Balance Interest Rate APY
$0 - $99,999.99 0.03% 0.03%
$100,000 + 0.05% 0.05%
Retirement High Yield Savings requires a $100 minimum opening deposit.

The interest rates and APYs displayed here are for the Wells Fargo Bank locations in Arkansas and Texas with the exception of the El Paso locations.
 CURRENT CONSUMER DEPOSIT INTEREST RATES WELLS FARGO BANK, N.A.
Texas/Arkansas Member FDIC

Consumer Checking and Savings Accounts

Effective 11/19/2016 through 11/25/2016
SM
Way2Save Retirement Account
Balance Interest Rate APY
$0 + 0.03% 0.03%
Requires a $100 minimum opening deposit.

Wells Fargo Way2Save Savings
Balance Interest Rate APY
$0 + 0.01% 0.01%
Requires a $25 minimum opening deposit.

SM
Wells Fargo Opportunity Savings
Balance Interest Rate APY
$0 + 0.01% 0.01%
Available only in Wells Fargo store or business banking locations. Requires a $25 minimum opening deposit.

Additional Information
Annual Percentage Yields (APY) and Interest Rates shown are offered on accounts accepted by the Bank and effective
for the dates shown above, unless otherwise noted. Interest Rates are subject to change without notice. Interest is
compounded daily and paid monthly. The amount of interest earned is based on the daily collected balances in the account.
Interest Rates and APYs for all checking and savings accounts are variable that the Bank can change at any time. Fees
could reduce earnings.
The balance tiers for the accounts listed in this disclosure are as follows: $0 to $499.99; $500 to $999.99; $1,000
to $2,499.99; $2,500 to $4,999.99; $5,000 to $9,999.99; $10,000 to $24,999.99; $25,000 to $49,999.99; $50,000 to
$99,999.99; $100,000 to $249,999.99; $250,000 to $499,999.99; $500,000 to $999,999.99; $1,000,000 or more. Wells
Fargo interest rates offered within two or more consecutive tiers may be the same. When this is the case, this disclosure
may show those multiple tiers as a single tier. Each tier shown reflects the current minimum daily collected balance required
to obtain the applicable APY.

The interest rates and APYs displayed here are for the Wells Fargo Bank locations in Arkansas and Texas with the exception of the El Paso locations.
 CURRENT CONSUMER DEPOSIT INTEREST RATES WELLS FARGO BANK, N.A.
Texas/Arkansas Member FDIC

Consumer Time Accounts

Effective 11/19/2016 through 11/25/2016
Time Account Specials Consumer Step Rate Time Account
Retirement Step Rate Time Account
Term Interest Rate APY Renewal Term
9 Months 0.10% 0.10% 6 Months Term Interest Rate APY
26 Months 0.20% 0.20% 24 Months 24 Month Steps 0.16%
39 Months 0.30% 0.30% 36 Months 1 - 6 Months 0.01%
58 Months 0.50% 0.50% 48 Months 7 - 12 Months 0.11%
Minimum opening deposit of $5,000 required. Public funds are not eligible for 13 - 18 Months 0.21%
these offers. Special Interest Rate applicable to initial term only. At maturity,
19 - 24 Months 0.31%
time account will automatically renew for the Renewal Term stated above, at
the interest rate and APY in effect for time accounts not subject to a Special Step Rate Time Accounts require a $2,500 minimum opening deposit. Step Rate
Interest Rate, unless the Bank has notified you otherwise. Retirement Time Accounts require a $1,000 minimum opening deposit.
Annual Percentage Yield assumes interest remains on deposit until maturity. One
penalty-free partial withdrawal may be made during the five business days beginning
on each of the days the interest rate increases, provided the minimum opening
balance remains on deposit. Withdrawals will reduce earnings. Step Interest Rates
applicable to initial term only. At maturity, time account will automatically renew into a
standard (non-step) 24 month, fixed rate Time Account (CD) at the interest rate and
Time Account Specials with Bonus Interest Rate APY in effect for time accounts not subject to a Special Interest Rate, unless the Bank
has notified you otherwise. Public Funds are not eligible for this offer. The Bank may
Bonus limit the amount you may deposit in this product to an aggregate of $1 million.
Term Interest Rate Bonus APY Renewal Term
9 Months 0.15% 0.15% 6 Months
26 Months 0.25% 0.25% 24 Months
39 Months 0.35% 0.35% 36 Months
58 Months 0.55% 0.55% 48 Months
Minimum opening deposit of $5,000 required. To receive the Bonus APY Retirement Time Account Specials

the account must remain linked to a PMA Package. If the PMA Package
Term Interest Rate APY Renewal Term
relationship is terminated, the bonus interest rate on all eligible savings
accounts will discontinue and revert to the Bank's then-current applicable 9 Months 0.10% 0.10% 6 Months
interest rate. For time accounts, the bonus interest rate will discontinue upon 26 Months 0.20% 0.20% 24 Months
renewal. Public funds are not eligible for these offers. Special Interest Rate
39 Months 0.30% 0.30% 36 Months
applicable to initial term only. At maturity, time account will automatically
renew for the Renewal Term stated above, at the interest rate and APY in 58 Months 0.50% 0.50% 48 Months
effect for time accounts not subject to a Special Interest Rate, unless the Minimum opening deposit of $2,500 required. Public funds are not eligible for these offers. Special Interest
Bank has notified you otherwise. Rate applicable to initial term only. At maturity, time account will automatically renew for the Renewal
Term stated above, at the interest rate and APY in effect for time accounts not subject to a Special Interest
Rate, unless the Bank has notified you otherwise.

The interest rates and APYs displayed here are for the Wells Fargo Bank locations in Arkansas and Texas with the exception of the El Paso locations.
 CURRENT CONSUMER DEPOSIT INTEREST RATES WELLS FARGO BANK, N.A.
Texas/Arkansas Member FDIC

Consumer Time Accounts

Effective 11/19/2016 through 11/25/2016
Retirement Time Account Specials with Bonus Interest Rate
Bonus
Term Interest Rate Bonus APY Renewal Term
9 Months 0.15% 0.15% 6 Months
26 Months 0.25% 0.25% 24 Months
39 Months 0.35% 0.35% 36 Months
58 Months 0.55% 0.55% 48 Months
Minimum opening deposit of $2,500 required. To receive the Bonus APY the account must remain linked

to a PMA Package. If the PMA Package relationship is terminated, the bonus interest rate on all eligible
savings accounts will discontinue and revert to the Bank's then-current applicable interest rate. For time
accounts, the bonus interest rate will discontinue upon renewal. Public funds are not eligible for these
offers. Special Interest Rate applicable to initial term only. At maturity, time account will automatically
renew for the Renewal Term stated above, at the interest rate and APY in effect for time accounts not
subject to a Special Interest Rate, unless the Bank has notified you otherwise.

Consumer Time Account

Retirement Time Account

$0 - $4,999.99 $5,000 - $9,999.99 $10,000 - $24,999.99 $25,000 - $49,999.99 $50,000 - $99,999.99 $100,000+

Term Interest Rate APY Interest Rate APY Interest Rate APY Interest Rate APY Interest Rate APY Interest Rate APY
3 - 5 Months 0.01% 0.01% 0.01% 0.01% 0.01% 0.01% 0.01% 0.01% 0.01% 0.01% 0.01% 0.01%
6 - 11 Months 0.01% 0.01% 0.01% 0.01% 0.01% 0.01% 0.01% 0.01% 0.01% 0.01% 0.01% 0.01%
12 - 23 Months 0.05% 0.05% 0.05% 0.05% 0.05% 0.05% 0.05% 0.05% 0.05% 0.05% 0.05% 0.05%
24 - 35 Months 0.15% 0.15% 0.15% 0.15% 0.15% 0.15% 0.15% 0.15% 0.15% 0.15% 0.15% 0.15%
36 - 47 Months 0.20% 0.20% 0.20% 0.20% 0.20% 0.20% 0.20% 0.20% 0.20% 0.20% 0.20% 0.20%
48 - 59 Months 0.25% 0.25% 0.25% 0.25% 0.25% 0.25% 0.25% 0.25% 0.25% 0.25% 0.25% 0.25%
60 - 71 Months 0.35% 0.35% 0.35% 0.35% 0.35% 0.35% 0.35% 0.35% 0.35% 0.35% 0.35% 0.35%
72 - 144 Months 0.35% 0.35% 0.35% 0.35% 0.35% 0.35% 0.35% 0.35% 0.35% 0.35% 0.35% 0.35%
Time Accounts require a $2,500 minimum opening deposit. Retirement Time Accounts require a $1,000 minimum opening deposit.

The interest rates and APYs displayed here are for the Wells Fargo Bank locations in Arkansas and Texas with the exception of the El Paso locations.
 CURRENT CONSUMER DEPOSIT INTEREST RATES WELLS FARGO BANK, N.A.
Texas/Arkansas Member FDIC

Consumer Time Accounts

Effective 11/19/2016 through 11/25/2016
Additional Information
Annual Percentage Yields (APY) and Interest Rates shown are offered on accounts accepted by the Bank and effective
for the dates shown above, unless otherwise noted. Interest Rates are subject to change without notice.
Interest Rates and APYs for time accounts (other than Step Rate time accounts) are fixed for the term of the account.
A penalty will be imposed for early withdrawal from a time account. For time accounts, interest begins to accrue on the
business day you deposit non-cash items, such as checks. Fees - including early withdrawal penalties - could reduce
earnings.

The interest rates and APYs displayed here are for the Wells Fargo Bank locations in Arkansas and Texas with the exception of the El Paso locations.