CORPORATE PROFILE

Pragmatic Insurance Broking Services Private Limited is one of the fastest growing Insurance
Broking and Risk Management Company.

We are Direct Brokers (General) under IRDA Broking Regulations, vide License No 576 and we
are Independent Intermediary, representing the policyholders and their interests. Our Corporate
office is located at Hyderabad with branches in Guntur, Vizag and Pune.

We are a professional organization with dedicated team of qualified Insurance professionals, Risk
Engineers, Chartered Accountants and specialized Management Graduates to serve various
Insurance and Risk Management requirements of clients.

We provide world class services in Insurance Advisory & Broking, Risk Management & Risk
consulting, Claims Management and End to End Insurance Solutions to individuals, businesses,
corporate, organizations and government entities.

Pragmatic Insurance Broking Services is unique in that we offer personalized and tailored service
to ensure all our clients needs are met. We understand that businesses are busy with their day-to-
day activities and need an insurance broker they can rely on, one that can handle their risks. We
value ourselves as an extension of our clients business and therefore work closely with our
customers to deliver the right package on time and on budget.

We place business of clients with an insurer and arrange the most comprehensive and appropriate
protection that suits your requirements. We shop around, provide advice, arrange the insurance
and help with claims. We save your time, money and worry. Insurance is a wasted purchase if it
doesnt provide cover when disaster strikes. We also solve the problems of under Insurance
problems, by giving the right advice.

We have established a service team comprising insurance professionals with relevant industry
expertise and hands-on experience on direct insurance requirements. Our service team has
undergone comprehensive training (as has the mandatory regulatory approval) to provide
professional services to clients. Our focus is to fulfill the risk and insurance needs of large and mid-
sized corporates and public entities.
VISION

To be a world class, innovative, competitive and technical Insurance Advising, Risk

Management and Insurance Broking house providing total insurance solutions.

MISSION

To provide financial protection to Individuals, Businesses, Corporates, Organizations &

Government entities by offering insurance products and services.

APPROACH

Pragmatic provides a realistic approach to Risk Management and Insurance Broking

services. We help the clients to understand and withstand the unexpected risks with our
perfect balance of knowledge, expertise, experience and operations research to manage
the risks in efficient and effective manner.

Pragmatic provides a customer centric approach by ensuring customer satisfaction

through quality and timely service. We strive to deliver the highest levels of customer
service and product excellence. We follow a structured approach to building solid customer
relations using an integrated team concept and business processes that enhance client
service and retention.

Pragmatic puts a team of specialists with deep specialized knowledge to deliver the
solutions. Pragmatic believes in strong client focus, team work, mutual respect, integrity
and practices the principles of ethics and morality.

WE ARE

1. Responsive - We will respond to your enquiry the same day.

2. Reliable - You can rest easy knowing your insurance is in safe hands.

3. Resourceful Our team will research the best package to suit your needs.

4. Respectful We value your time and money,

5. Results driven We don't stop until you are satisfied.

OUR LEADERSHIP TEAM

Pragmatic Insurance Broking service follows a structured approach to building solid customer
relations using an integrated team concept and business processes that enhance client service
and retention.

RAVI KANTH P: PRINCIPAL OFFICER & MANAGING DIRECTOR

M.Sc. (Ag.), MBA, CAIIB, FIII

Post Graduate in Agriculture from University of Agricultural Sciences, Bangalore. He holds

an MBA in Finance and also Certified Associate of the Indian Institute of Bankers (CAIIB).
He is a Fellow of the Insurance Institute of India. He also holds certifications from Indian
Institute of Banking in Trade Finance and SME Finance for Bankers.

He joined AXIS BANK, the third largest private sector bank in India in the year 2005 and
worked in various capacities with the bank for over a decade. He worked as Relationship
Manager for Large Corporate Clients and also as Regional Head. Prior to starting
Pragmatic, attended training at National Insurance Academy, Pune, and is a Registered
Composite Insurance Broker. He was meticulously trained in Risk Management &
Underwriting in UAE, and Claims Management with Loss Adjusting companies in
Hyderabad. He is specialized in Risk Management for all General Insurance related
matters.

YESUDAS VARADI: PRESIDENT

He worked with M/s New India Insurance Company, the largest public sector Insurance
company of India for a period of 35 years. In his last assignment at New India, he headed
an overseas branch for over a period of five years and has experience of setting up and
heading the foreign branch. In a career spanning 35 years at New India, he worked in
various capacities, has rich experience in underwriting, risk management and claims
management. He is widely known for his extra ordinary client relationship skills and
admirable service to the customers.
SANDEEP CHANDRA: PRESIDENT

Sandeep Chandra is a seasoned professional with experience of over 28 years in General

Insurance in India and overseas. He worked with National Insurance & Tata AIG in India
and AIG in the U.S.A & Middle East in various national and international leadership roles.
He has extensive experience in startup operations in the General insurance sector,
underwriting and product management, claims, operations and strategic management,
capitalizing on new business opportunities, turning around of loss making enterprises and
training. He has participated in industry bodies like TAC, Motor Pool Committee etc.

G.MURALI KRISHNA: SENIOR VICE PRESIDENT Technical

A Senior Seasoned Professional with 42 years of overall experience in General Insurance

Business covering all the areas of the Industry from Business Development, Administration,
Underwriting, Risk Management, Inspection & Audit, Accounting and Claims Management.
He is an Associate of Insurance Institute of India. He joined M/s National Insurance
Company Ltd in the year 1974.

He possesses vast experience in underwriting in all the departments of general insurance

such as Fire, Marine, Engineering, Medical, Miscellaneous and Project insurance.

He worked as Head, Technical with M/s Strategic Insurance Broking Services and M/s New
Era Insurance Broking Services. Prior to joining pragmatic he worked as Chief Technical
Advisor with M/s Intech Insurance Surveyors Private Ltd., Hyderabad which is one of the
leading Loss Adjusting Company at Hyderabad.

RAMA RAO AKKIRAJU: VICE PRESIDENT

A veteran in the insurance industry handled all sorts of general insurance, with vast and
varied experience in all products. With a career spanning three and half decades with M/s
Oriental Insurance Company, handled retail, SME and Large corporates and closely
worked with government institutions. A senior professional with vast experience & expertise
in sales and marketing, client servicing, channel management and team management.
SERVICES

We work with all the General Insurance Companies in India (both Public and Private Sector)
and place the business with your preferred Insurer. We obtain Quotations from all the major
companies, examine and negotiate for the best terms..We endeavor to undertake the
following services to the clients:

RISK MANAGEMENT:

We undertake to visit and carry out necessary risk inspections of the insured properties to
critically evaluate the risk before we advise the products. We ensure Total Risk
Management without giving any scope for Under Insurance and also to ensure all perils are
covered.

We not only assess the risk for rating purposes but also suggest and recommend the
insured, on various improvements in the risk which will attract favorable premium and what
is more important, to mitigate the loss potential.

UNDERWRITING MANAGEMENT:

As per the insurance requirements of the client, we suggest to take the adequate protection,
so as to ensure that nothing is left unprotected as per the Risk Management Report.

We take the quotations from the Insurance Companies and place the business with them.
After obtaining the policies we scrutinize the documents (policies) and check the coverage
whether or not, the same is in accordance with the requirement of our clients.

Necessary corrections are made, in case of discrepancy in the documents and delivered to
the clients. We advise all measures to protect the financial interest of the insured in the
subject matter of insurance.

CLAIMS MANAGEMENT:

Claims management is one of the key focused area where we will step in, to understand the
cause of loss, advice loss prevention measures and represent the insured with the
insurance company. An Operations Research team will be formed to visit and examine the
loss.

We assist the client right from the intimation of the claim, submission of relevant claim
documents to the Insurance Company and pursue with them till the claim is settled to the
satisfaction of the client, keeping in view of the terms, conditions etc. of the policy in which
the claim is preferred.

We assist to place the insured in the same financial position as far as possible, as he
occupied immediately before the loss.
 CUSTOMER SERVICE:

We work as a vital link between our clients/ insured and the Insurers and to place our clients
in a win-win situation, at all times.

Our services includes renewal management of the insurance policies of the clients, revise
the sum values wherever required and analyze the coverage pattern and obtain better
quote from the insurance companies. To obtain premiums, wherever required and
enhancement of cover, if required.

PRODUCTS

Property Insurances:

Fire and Allied Perils

Machinery Breakdown and Business Interruption
Employee dishonesty, Burglary/Theft /Money
Engineering Insurance
Comprehensive Automobiles
Contractors all Risk
Industrial all Risk
Erection all Risk

Employee Benefit Insurances:

Health (Group Medi-claim/Group Health)

Personal Accident
Life Insurance/Group term Life
Overseas Health Insurance

Liability Insurance:

Directors and Officers Liability

Commercial General Liability
Errors and Omissions
Professional Liability
Product Liability
Workmens Compensation
 Marine Insurance:

Ocean Cargo & Inland Transit

Marine Hull

Rural Insurance:

Farmers Package policy

Cattle Insurance
Poultry Insurance
Fisheries (fish & shrimp)
Crop insurance (weather based)
Crop insurance (yield based)
Rainfall index insurance

Vehicle Insurance:

Commercial vehicles
Personal vehicle
We provide after sale to the clients and in case of any change to be incorporated in the policies,
during the currency of the policy. To pursue the claims and follow up with the insurer till the claim is
settled.

We provide better services to our corporate clients, relating to their insurance needs. To ensure that
the Insurance customers receive, precise and correct knowledge/ information on all the Insurance
products.

We become a vital link between our clients/ insured and the Insurers and to place our clients in a
win-win situation, at all times. We advise the best fit policies with cost optimization and effective risk
management.

Transparency, Ethics and morals and code of conduct prescribed by IRDAI are followed in letter
and spirit.

We request you to utilize our optimum services for your esteemed organization. Our team will be
glad to visit you or your operational centers to discuss various issues and offer you appropriate and
effective Insurance Solutions.

Please get in touch with us over telephone or mail at your earliest for a long mutually beneficial and
durable relationship. We look forward to your instructions on the above.

Thanking you,
Yours truly,

(Ravi Kanth)
PRINCIPAL OFFICER & MD

Corporate Address: Web: www.pragmaticinsurance.com

Pragmatic Insurance Broking Services Pvt Ltd. Tel: 040-40042099
Suite No 306, 3rdFloor, Ravi Kanth.P : 8886858589
Ashoka Scintilla Building, V.Y.Das : 9849886600
Himayathnagar Main Road, Murali Krishna : 9849126156
Opp KFC, Hyderabad. 500029 E-mail:info@pragmaticinsurance.com

Branch Address

Pune Address: Guntur Address:

202, Sunshine Avenue, #6-7-36/A, VSR Complex,
Opp: Madras Cafe, Near HDFC Bank, II Floor,
Datta Mandir Chowk, Viman Nagar, SF 4, 8/1, Arundalpet, Guntur.
Pune - 411 014. Andhra Pradesh, 522 002
Phone: 0863-2330542

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