The Bank of Khyber

BRANCH RECOMMENDATION SHEET - RAAST CAR IJARAH

Credit Proposal Branch Code

Applicant Name
Father / Husband's Name
CNIC #
Basic Data

Residential Address
Mobile Res. Ph.
Employer/Busine
Designation
Request: Car Ijarah Facility Amount:
Purpose Purchase of Vehicle Type:
Dealer:

Monthly Salary (Net) DBR

Service (# of Years) Remaining years in Service / 6
Eligibility

E-CIB a) Applicant Dated Status

b) Guarantor 1: Dated Status
c) Guarantor 2 Dated Status
Consumer Risk Rating
Score Rating Description Risk

Facility Terms Nature: "Raast car Ijarah"

Amount:
Security:
Tenure:
Proposed Facility

Profit:
Default Oblegation As per schedule of Charges IBG

Early Adjustment:

Securities:
a) Vehicle will be registered in the name of BOK only.
b) Personal Guarantee of the Applicant.
c) Personal Guarantee by
d) Personal Guarantee by
e) Takaful policy of the vehicle from Takaful company at BOK approved panel.

Exception / Deviation (if any):

Recommendation:
 The Bank of Khyber

Credit Officer Branch Manager

 The Bank of Khyber
T - RAAST CAR IJARAHAnnexure -4
Date

A/c #
A/c open dt
DOB /Age

Off. Ph.

Grade
Security:
Model:

emaining years in Service / 65 age

st car Ijarah"

IBG

ed panel.
 The Bank of Khyber

ranch Manager
 The Bank of Khyber
Annexure V-1
TELEPHONIC VERIFICATION REPORT
Residence/ Office / Business / References

Applicant Name
Applicant's A/c:
Residential Telephone #
Office / Business Telephone #

a) Residence Phone Verification

1) Date & Time of Call

2) Phone number above is verified Yes

3) Person answering call knows the applicant Yes
4) Name of answering person

5) Relationship with applicant

b) Office / Business Phone verification

1) Date & Time of Call

2) Phone number above is verified Yes

3) Person answering call knows the applicant Yes

4) Name of answering person

5) Designation of answering call.

c) References verification
I) Reference 1 verification:
1) Reference 1, phone number
2) Name:
3) Relationship with applicant:
4) Know the applicant:
5) Knows the applicant since:

I I) Reference 2 verification:
1) Reference 2, phone number
2) Name:
3) Relationship with applicant:
4) Know the applicant:
5) Knows the applicant since:

Comments:
 The Bank of Khyber

Date: Signature & stamp by verifying O

 The Bank of Khyber

RT

No
No

No

No
 The Bank of Khyber

& stamp by verifying Officer

 The Bank of Khyber
Annexure V-2
PHYSICAL VERIFICATION REPORT
Residence of Applicant

Applicant Name
Applicant's A/c:
Residential Address:

Nearest Land Mark:

Applicant Residence Verification

1) Actual Address same as above

2) Applicant lives at given address:

3) Name of Person met:

4) Relationship with applicant:

3) Did the person know the applicant:

Residence Profile:
Type of Residence House / Bungalow / Apartment / Portion / Other __________

Residence is: Owned / Rented / Parents (joint) / Mortgaged

Area profile: Low / Medium / High

Approx residence size kanal / marla / Sq. Yds / Sq. ft

Condition of building: Excellent / Good / Fair / Poor.

Number of years occupied by applicant

Neighbour Confirmation 1
Name of neighbour
Address :
Does neighbour know the applicant Yes / No / Refused.

Neighbour Confirmation 2
Name of neighbour
Address :
Does neighbour know the applicant Yes / No / Refused.
 The Bank of Khyber
Comments:

Date:
 The Bank of Khyber

IFICATION REPORT
e of Applicant

Yes No

Yes No

Yes No

ow / Apartment / Portion / Other ________________.

/ Parents (joint) / Mortgaged

al / marla / Sq. Yds / Sq. ft

ood / Fair / Poor.

 The Bank of Khyber

Signature & stamp by verifying Officer

 The Bank of Khyber
Annexure V-3
PHYSICAL VERIFICATION REPORT
Office / Business of Applicant

Applicant Name
Applicant's A/c:
Office / Business Address:

Nearest Land Mark:

Applicant Business / Office Verification

1) Actual Address same as above Yes

2) Does applicant worked at given address: Yes

3) Name of Person met:

4) Designation of person met:

3) Did the person know the applicant: Yes

4) Year in Service / Business:

Profile:
Type of Business Office / Shop / Factory / Other ________________

Name of Business / Office

Area profile (locality): Low / Medium / High

Status of business / office Owned / Rented / Leased / Other ______

Condition of building: Excellent / Good / Fair / Poor.

Comments:
 The Bank of Khyber
Date: Signature & stamp by verifyi
 The Bank of Khyber

PORT

No

No

No

er ________________
 The Bank of Khyber
gnature & stamp by verifying Officer