A)

MRAT SKINCARE
FORECASTED ENDING CASH BALANCE
FEBRUARY 2016 TO JULY 2016
JANUARY FEBRUARY MARET
BENNING CASH 10,000 7,100
(+) collections 16,500 18,300
(-) payments 19,400 20,800
Unadjusted Cash Balance 7,100 4,600
Ending Cash Balance 10,000 7,100 4,600

B)
MRAT SKINCARE
FORECASTED ENDING CASH BALANCE
FEBRUARY 2016 TO JULY 2016
JANUARY FEBRUARY MARET
BENNING CASH 10,000 7,100
(+) collections 16,500 18,300
(-) payments 19,400 20,800
Unadjusted Cash Balance 7,100 4,600
(+) Borrowing 1,900 4,400
Ending Cash Balance 10,000 7,100 9,000

Minimun Cash 9,000

C)
MRAT SKINCARE
FORECASTED ENDING CASH BALANCE
FEBRUARY 2016 TO JULY 2016
JANUARY FEBRUARY MARET
BENNING CASH 10,000 9,000
(+) collections 16,500 18,300
(-) Short term interest 0 8
(-) payments 19,400 20,800
Unadjusted Cash Balance 7,100 6,492
(+) Borrowing 1,900 2,508
Ending Cash Balance 10,000 9,000 9,000

Cummulative borrowing 1,900 4,408

Minimun Cash 9,000

Annual interest rate 0.05
monthly interest rate 0.00

D)
 MRAT SKINCARE
FORECASTED ENDING CASH BALANCE
FEBRUARY 2016 TO JULY 2016
JANUARY FEBRUARY MARET
BENNING CASH 10,000 9,000
(+) collections 16,500 18,300
(-) Short term interest 0 8
(-) payments 19,400 20,800
Unadjusted Cash Balance 7,100 6,492
(+) Borrowing 1,900 2,508
Ending Cash Balance 10,000 9,000 9,000

Cummulative borrowing 1,900 4,408

Minimun Cash 9,000

Annual interest rate 0
monthly interest rate 0.0042
NCARE
G CASH BALANCE
TO JULY 2016
APRIL MAY JUNE JULY
4,600 5,700 10,500 16,300
22,700 29,100 32,500 36,000
21,600 24,300 26,700 27,200
5,700 10,500 16,300 25,100
5,700 10,500 16,300 25,100

NCARE
G CASH BALANCE
TO JULY 2016
APRIL MAY JUNE JULY
9,000 10,100 14,900 20,700
22,700 29,100 32,500 36,000
21,600 24,300 26,700 27,200
10,100 14,900 20,700 29,500
0 0 0 0
10,100 14,900 20,700 29,500

NCARE
G CASH BALANCE
TO JULY 2016
APRIL MAY JUNE JULY
9,000 10,082 14,863 20,645
22,700 29,100 32,500 36,000
18 18 18 18
21,600 24,300 26,700 27,200
10,082 14,863 20,645 29,427
0 0 0 0
10,082 14,863 20,645 29,427

4,408 4,408 4,408 4,408

NCARE
G CASH BALANCE
TO JULY 2016
APRIL MAY JUNE JULY
9,000 9,000 10,460 16,260
22,700 29,100 32,500 36,000
18 14 0 0
21,600 24,300 26,700 27,200
10,082 13,786 16,260 25,060
-1,082 -3,326 0 0
9,000 10,460 16,260 25,060

3,326 0 0 0
 RENATA HARDWARE
CASH BUDGET
FOR THE PERIOD JUNE 2015 - NOVEMBER 2015
April-15 May-15 June-15 July-15 August-15 September-15 October-15
Revenue 100% 51,000 57,000 62,000 73,000 76,000 70,000 59,000
Collection
Cash 40% 24,800 29,200 30,400 28,000 23,600
First Month 12% 6,840 7,440 8,760 9,120 8,400
Second Month 48% 24,480 27,360 29,760 35,040 36,480
Total Collections 56,120 64,000 68,920 72,160 68,480

Inventory Purchase 45% 27,900 32,850 34,200 31,500 26,550 21,150

Payment
Cash 30% 9,855 10,260 9,450 7,965 6,345
First Month 70% 19,530 22,995 23,940 22,050 18,585
Total Payments 29,385 33,255 33,390 30,015 24,930

Cash Inflows:
Collection from Sales 56,120 64,000 68,920 72,160 68,480

Cash Outflows :
Inventory Payments 29,385 33,255 33,390 30,015 24,930
Hourly Wages and benefit 9,000 9,000 9,000 9,000 9,000
Salaries and Benefit 12,000 12,000 12,000 12,000 12,000
Interest on long term debt 4,000 4,000 4,000 4,000 4,000
Principal on long term debt 221 221 221 221 221
Maintenance 700 700 700 700 700
Snow removal 0 0 0 0 200
Sales tax payment 0.07 11,900 0 0 15,330 0
Other taxes 0.04 6,800 0 0 8,760 0
Total Outflows 74,006 59,176 59,311 80,026 51,051
Beginning cash balance 15,000 -2,886 1,938 11,547 3,681
(+) Cash Inflows 56,120 64,000 68,920 72,160 68,480
(-) Cash Outflows 74,006 59,176 59,311 80,026 51,051
Ending cash balance 15,000 -2,886 1,938 11,547 3,681 21,110

Minimum Cash Balance 12000

Hourly Wages and Benefit 9000

Salaries and Benefit 12000
Interest on long term Debt 4000
Principal on long term debt 221
Maintenance 700
Snow Removal Cost 200
November-15 December-15 January-16
47,000 41,000 36,000

18,800 16,400 14,400

7,080 5,640 4,920
33,600 28,320 22,560
59,480 50,360 41,880

18,450 16,200 0

5,535 4,860 0
14,805 12,915 11,340
20,340 17,775 11,340

59,480 50,360 41,880

20,340 17,775 11,340

9,000 9,000 9,000
12,000 12,000 12,000
4,000 4,000 4,000
221 221 221
700 700 700
200 200 0
0 10,290 0
0 5,880 0
46,461 60,066 37,261
21,110 34,129 24,423
59,480 50,360 41,880
46,461 60,066 37,261
34,129 24,423 29,042
 RENATA HARDWARE
CASH BUDGET
FOR THE PERIOD JUNE 2015 - NOVEMBER 2015
April-15 May-15 June-15 July-15 August-15 September-15
Revenue 100% 51,000 57,000 62,000 73,000 76,000 70,000
Collection
Cash 40% 24,800 29,200 30,400 28,000
First Month 12% 6,840 7,440 8,760 9,120
Second Month 48% 24,480 27,360 29,760 35,040
Total Collections 56,120 64,000 68,920 72,160

Inventory Purchase 45% 27,900 32,850 34,200 31,500 26,550

Payment
Cash 30% 9,855 10,260 9,450 7,965
First Month 70% 19,530 22,995 23,940 22,050
Total Payments 29,385 33,255 33,390 30,015

Cash Inflows:
Collection from Sales 56,120 64,000 68,920 72,160

Cash Outflows :
Inventory Payments 29,385 33,255 33,390 30,015
Hourly Wages and benefit 9,000 9,000 9,000 9,000
Salaries and Benefit 12,000 12,000 12,000 12,000
Interest on long term debt 4,000 4,000 4,000 4,000
Principal on long term debt 221 221 221 221
Interest on Short Term 0 112 76 5
Maintenance 700 700 700 700
Snow removal 0 0 0 0
Sales tax payment 0.07 11,900 0 0 15,330
Other taxes 0.04 6,800 0 0 8,760
Total Outflows 74,006 59,288 59,387 80,031
Beginning cash balance 15,000 12,000 12,000 12,000
(+) Cash Inflows 56,120 64,000 68,920 72,160
(-) Cash Outflows 74,006 59,288 59,387 80,031
Unadjusted Cash Balance 15,000 -2,886 16,712 21,533 4,129
Current Borowing 14,886 -4,712 -9,533 7,871
Ending cash balance 15,000 12,000 12,000 12,000 12,000

Cummulative Borrowing 0 0 14,886 10,174 641 8,512

Minumum Cash Balance 12000
Annual rate borrowing 0.09
Monthly Rate Borowing 0.0075
Hourly Wages and Benefit 9000
Salaries and Benefit 12000
Interest on long term Debt 4000
Principal on long term debt 221
Maintenance 700
Snow Removal Cost 200
015
October-15 November-15 December-15 January-16
59,000 47,000 41,000 36,000

23,600 18,800 16,400 14,400

8,400 7,080 5,640 4,920
36,480 33,600 28,320 22,560
68,480 59,480 50,360 41,880

21,150 18,450 16,200 0

6,345 5,535 4,860 0

18,585 14,805 12,915 11,340
24,930 20,340 17,775 11,340

68,480 59,480 50,360 41,880

24,930 20,340 17,775 11,340

9,000 9,000 9,000 9,000
12,000 12,000 12,000 12,000
4,000 4,000 4,000 4,000
221 221 221 221
64 0 0 0
700 700 700 700
200 200 200 0
0 0 10,290 0
0 0 5,880 0
51,115 46,461 60,066 37,261
12,000 20,853 33,872 24,166
68,480 59,480 50,360 41,880
51,115 46,461 60,066 37,261
29,365 33,872 24,166 28,785
-8,512 0 0 0
20,853 33,872 24,166 28,785

0 0 0 0
 RENATA HARDWARE
CASH BUDGET
FOR THE PERIOD JUNE 2015 - NOVEMBER 2015
April-15 May-15 June-15 July-15 August-15 September-15
Revenue 100% 51,000 57,000 62,000 73,000 76,000 70,000
Collection
Cash 40% 24,800 29,200 30,400 28,000
First Month 12% 6,840 7,440 8,760 9,120
Second Month 48% 24,480 27,360 29,760 35,040
Total Collections 56,120 64,000 68,920 72,160

Inventory Purchase 45% 27,900 32,850 34,200 31,500 26,550

Payment
Cash 30% 9,855 10,260 9,450 7,965
First Month 70% 19,530 22,995 23,940 22,050
Total Payments 29,385 33,255 33,390 30,015

Cash Inflows:
Collection from Sales 56,120 64,000 68,920 72,160
Short term Investing Income 0 0 0 0
Total Inflows 56,120 64,000 68,920 72,160

Cash Outflows :
Inventory Payments 29,385 33,255 33,390 30,015
Hourly Wages and benefit 9,000 9,000 9,000 9,000
Salaries and Benefit 12,000 12,000 12,000 12,000
Interest on long term debt 4,000 4,000 4,000 4,000
Principal on long term debt 221 221 221 221
Interest on Short Term 0 134 99 28
Maintenance 700 700 700 700
Snow removal 0 0 0 0
Sales tax payment 0.07 11,900 0 0 15,330
Other taxes 0.04 6,800 0 0 8,760
Total Outflows 74,006 59,310 59,410 80,054

Beginning cash balance 12,000 12,000 12,000 12,000

(+) Cash Inflows 56,120 64,000 68,920 72,160
(-) Cash Outflows 74,006 59,310 59,410 80,054
Unadjusted Cash Balance 15,000 -5,886 16,690 21,510 4,106
Current Borowing 0 17,886 -4,690 -9,510 7,894
Current Investing 3,000 0 0 0 0
Ending cash balance 12,000 12,000 12,000 12,000 12,000

Cummulative Borrowing 0 0 17,886 13,196 3,686 11,580

Cummulative Investment
Minumum Cash Balance 12000
Annual rate borrowing 0.09
Monthly Rate Borowing 0.0075
Annual rate on investing 0.04
Monthly Rate Investing 0.003333
Maximum Borowing Net 17,886
Hourly Wages and Benefit 9000
Salaries and Benefit 12000
Interest on long term Debt 4000
Principal on long term debt 221
Maintenance 700
Snow Removal Cost 200
Cummulative net onterest cost 348
2015
October-15 November-15 December-15 January-16
59,000 47,000 41,000 36,000

23,600 18,800 16,400 14,400

8,400 7,080 5,640 4,920
36,480 33,600 28,320 22,560
68,480 59,480 50,360 41,880

21,150 18,450 16,200 0

6,345 5,535 4,860 0

18,585 14,805 12,915 11,340
24,930 20,340 17,775 11,340

68,480 59,480 50,360 41,880

0 0 0 0
68,480 59,480 50,360 41,880

24,930 20,340 17,775 11,340

9,000 9,000 9,000 9,000
12,000 12,000 12,000 12,000
4,000 4,000 4,000 4,000
221 221 221 221
87 0 0 73
700 700 700 700
200 200 200 0
0 0 10,290 0
 0 0 5,880 0
51,138 46,461 60,066 37,334

12,000 12,000 12,000 12,000

68,480 59,480 50,360 41,880
51,138 46,461 60,066 37,334
29,342 25,019 2,294 16,546
-11,580 0 9,706 -4,546
5,762 13,019 0 0
12,000 12,000 12,000 12,000

0 0 9,706 5,160