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Skills || Loan
Loan Amortization
Amortization Template
Template
About
About this
this template
template
This
This template
template enables
enables users
users to to create
create an
an amortization
amortization tabletable for
for any
any loan
loan that
that is
is repaid
repaid onon aa monthly
monthly basis.
basis. The
The design
design o
variable
variable monthly interest rates and includes a separate sheet that enables you to perform a detailed review of interest aa
monthly interest rates and includes a separate sheet that enables you to perform a detailed review of interest
by
by simply
simply entering
entering thethe appropriate
appropriate loan loan review
review date.
date.
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 aid on
paid on aa monthly
monthly basis.
basis. The
The design
design of
of the
the template
template accommodates
accommodates
perform a detailed review of interest and capital repayment
erform a detailed review of interest and capital repayment amounts
amounts

ware
ware solutions
solutions than
than regular
regular Excel
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templates. Most
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eports
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Loan Amortization Table
www.excel-skills.com
Loan Principle Amount 1,000,000.00
On
On this
this sheet:
sheet:
Annual Interest Rate 9.50%
Simply
Simply enter
enter the
the appropriate
appropriate values
values in
in cell
cell D3
D3 to to D8
D8 and
and the
the amortization
amortization table
table calculation
calculation is
is
Loan Period (in months) 240.00 automatically
automatically updated.
updated. The
The interest
interest rate
rate that
that is
is entered
entered inin cell
cell D4
D4 only
only affects
affects the
the calculation
calculation of
of
Original Repayment Amount 9,321.31 the
the original
original loan
loan repayment
repayment amount
amount in in cell
cell D6.
D6. The
The amortization
amortization table
table calculations
calculations areare based
based onon
Loan Start Date 8/15/2015 the
the monthly
monthly interest
interest rates
rates that
that are
are entered
entered inin column
column K. K. The
The template
template therefore
therefore accommodates
accommodates
Repayment Type End variable
variable monthly
monthly interest
interest rates.
rates.

Repayment Opening Loan Interest Capital Closing % Capital

Month Number Balance Repayment Charged Repaid Balance Outstanding Interest Rate
Aug-2015 1 1,000,000.00 9,321.31 7,916.67 1,404.65 998,595.35 99.9% 9.50%
Sep-2015 2 998,595.35 9,321.31 7,905.55 1,415.77 997,179.59 99.7% 9.50%
Oct-2015 3 997,179.59 9,321.31 7,894.34 1,426.97 995,752.62 99.6% 9.50%
Nov-2015 4 995,752.62 9,321.31 7,883.04 1,438.27 994,314.35 99.4% 9.50%
Dec-2015 5 994,314.35 9,321.31 7,871.66 1,449.66 992,864.69 99.3% 9.50%
Jan-2016 6 992,864.69 9,321.31 7,860.18 1,461.13 991,403.56 99.1% 9.50%
Feb-2016 7 991,403.56 9,321.31 7,848.61 1,472.70 989,930.86 99.0% 9.50%
Mar-2016 8 989,930.86 9,321.31 7,836.95 1,484.36 988,446.50 98.8% 9.50%
Apr-2016 9 988,446.50 9,321.31 7,825.20 1,496.11 986,950.39 98.7% 9.50%
May-2016 10 986,950.39 9,321.31 7,813.36 1,507.95 985,442.43 98.5% 9.50%
Jun-2016 11 985,442.43 9,321.31 7,801.42 1,519.89 983,922.54 98.4% 9.50%
Jul-2016 12 983,922.54 9,964.60 8,609.32 1,355.27 982,567.26 98.3% 10.50%
Aug-2016 13 982,567.26 9,964.60 8,597.46 1,367.13 981,200.13 98.1% 10.50%
Sep-2016 14 981,200.13 9,964.60 8,585.50 1,379.10 979,821.03 98.0% 10.50%
Oct-2016 15 979,821.03 9,964.60 8,573.43 1,391.16 978,429.87 97.8% 10.50%
Nov-2016 16 978,429.87 9,964.60 8,561.26 1,403.34 977,026.54 97.7% 10.50%
Dec-2016 17 977,026.54 9,964.60 8,548.98 1,415.61 975,610.92 97.6% 10.50%
Jan-2017 18 975,610.92 9,964.60 8,536.60 1,428.00 974,182.92 97.4% 10.50%
Feb-2017 19 974,182.92 9,964.60 8,524.10 1,440.50 972,742.42 97.3% 10.50%
Mar-2017 20 972,742.42 9,964.60 8,511.50 1,453.10 971,289.32 97.1% 10.50%
Apr-2017 21 971,289.32 9,964.60 8,498.78 1,465.82 969,823.51 97.0% 10.50%
May-2017 22 969,823.51 9,964.60 8,485.96 1,478.64 968,344.87 96.8% 10.50%
Jun-2017 23 968,344.87 9,964.60 8,473.02 1,491.58 966,853.29 96.7% 10.50%
Jul-2017 24 966,853.29 9,964.60 8,459.97 1,504.63 965,348.66 96.5% 10.50%
Aug-2017 25 965,348.66 9,964.60 8,446.80 1,517.80 963,830.86 96.4% 10.50%
Sep-2017 26 963,830.86 9,964.60 8,433.52 1,531.08 962,299.79 96.2% 10.50%
Oct-2017 27 962,299.79 9,964.60 8,420.12 1,544.47 960,755.31 96.1% 10.50%
Nov-2017 28 960,755.31 9,964.60 8,406.61 1,557.99 959,197.32 95.9% 10.50%
Dec-2017 29 959,197.32 9,964.60 8,392.98 1,571.62 957,625.70 95.8% 10.50%
Jan-2018 30 957,625.70 9,964.60 8,379.22 1,585.37 956,040.33 95.6% 10.50%
Feb-2018 31 956,040.33 9,964.60 8,365.35 1,599.24 954,441.09 95.4% 10.50%
Mar-2018 32 954,441.09 9,964.60 8,351.36 1,613.24 952,827.85 95.3% 10.50%
Apr-2018 33 952,827.85 9,964.60 8,337.24 1,627.35 951,200.50 95.1% 10.50%
May-2018 34 951,200.50 9,964.60 8,323.00 1,641.59 949,558.90 95.0% 10.50%
Jun-2018 35 949,558.90 9,964.60 8,308.64 1,655.96 947,902.95 94.8% 10.50%
Jul-2018 36 947,902.95 9,964.60 8,294.15 1,670.45 946,232.50 94.6% 10.50%
Aug-2018 37 946,232.50 9,964.60 8,279.53 1,685.06 944,547.44 94.5% 10.50%
Sep-2018 38 944,547.44 9,964.60 8,264.79 1,699.81 942,847.63 94.3% 10.50%
Oct-2018 39 942,847.63 9,964.60 8,249.92 1,714.68 941,132.95 94.1% 10.50%
Nov-2018 40 941,132.95 9,964.60 8,234.91 1,729.68 939,403.27 93.9% 10.50%
Dec-2018 41 939,403.27 9,964.60 8,219.78 1,744.82 937,658.45 93.8% 10.50%
Jan-2019 42 937,658.45 9,964.60 8,204.51 1,760.09 935,898.37 93.6% 10.50%
Feb-2019 43 935,898.37 9,964.60 8,189.11 1,775.49 934,122.88 93.4% 10.50%
Mar-2019 44 934,122.88 9,964.60 8,173.58 1,791.02 932,331.86 93.2% 10.50%
Apr-2019 45 932,331.86 9,964.60 8,157.90 1,806.69 930,525.17 93.1% 10.50%
May-2019 46 930,525.17 9,964.60 8,142.10 1,822.50 928,702.66 92.9% 10.50%
Jun-2019 47 928,702.66 9,964.60 8,126.15 1,838.45 926,864.22 92.7% 10.50%
Jul-2019 48 926,864.22 9,964.60 8,110.06 1,854.53 925,009.68 92.5% 10.50%
Aug-2019 49 925,009.68 9,964.60 8,093.83 1,870.76 923,138.92 92.3% 10.50%
Sep-2019 50 923,138.92 9,964.60 8,077.47 1,887.13 921,251.79 92.1% 10.50%
Oct-2019 51 921,251.79 9,964.60 8,060.95 1,903.64 919,348.14 91.9% 10.50%
Nov-2019 52 919,348.14 9,964.60 8,044.30 1,920.30 917,427.84 91.7% 10.50%
Dec-2019 53 917,427.84 9,964.60 8,027.49 1,937.10 915,490.74 91.5% 10.50%
Jan-2020 54 915,490.74 9,964.60 8,010.54 1,954.05 913,536.69 91.4% 10.50%
Feb-2020 55 913,536.69 9,964.60 7,993.45 1,971.15 911,565.54 91.2% 10.50%
Mar-2020 56 911,565.54 9,964.60 7,976.20 1,988.40 909,577.14 91.0% 10.50%
Apr-2020 57 909,577.14 9,964.60 7,958.80 2,005.80 907,571.34 90.8% 10.50%
May-2020 58 907,571.34 9,964.60 7,941.25 2,023.35 905,547.99 90.6% 10.50%
Jun-2020 59 905,547.99 9,964.60 7,923.54 2,041.05 903,506.94 90.4% 10.50%
Jul-2020 60 903,506.94 9,964.60 7,905.69 2,058.91 901,448.03 90.1% 10.50%
Aug-2020 61 901,448.03 9,964.60 7,887.67 2,076.93 899,371.10 89.9% 10.50%
Sep-2020 62 899,371.10 9,964.60 7,869.50 2,095.10 897,276.00 89.7% 10.50%
Oct-2020 63 897,276.00 9,964.60 7,851.17 2,113.43 895,162.57 89.5% 10.50%
Nov-2020 64 895,162.57 9,964.60 7,832.67 2,131.92 893,030.65 89.3% 10.50%
Dec-2020 65 893,030.65 9,964.60 7,814.02 2,150.58 890,880.07 89.1% 10.50%
Jan-2021 66 890,880.07 9,964.60 7,795.20 2,169.40 888,710.67 88.9% 10.50%
Feb-2021 67 888,710.67 9,964.60 7,776.22 2,188.38 886,522.29 88.7% 10.50%
Mar-2021 68 886,522.29 9,964.60 7,757.07 2,207.53 884,314.77 88.4% 10.50%
Apr-2021 69 884,314.77 9,964.60 7,737.75 2,226.84 882,087.92 88.2% 10.50%
May-2021 70 882,087.92 9,964.60 7,718.27 2,246.33 879,841.60 88.0% 10.50%

Page 3 of 9
Loan Amortization Table
www.excel-skills.com
Loan Principle Amount 1,000,000.00
On
On this
this sheet:
sheet:
Annual Interest Rate 9.50%
Simply
Simply enter
enter the
the appropriate
appropriate values
values in
in cell
cell D3
D3 to to D8
D8 and
and the
the amortization
amortization table
table calculation
calculation is
is
Loan Period (in months) 240.00 automatically
automatically updated.
updated. The
The interest
interest rate
rate that
that is
is entered
entered inin cell
cell D4
D4 only
only affects
affects the
the calculation
calculation of
of
Original Repayment Amount 9,321.31 the
the original
original loan
loan repayment
repayment amount
amount in in cell
cell D6.
D6. The
The amortization
amortization table
table calculations
calculations areare based
based onon
Loan Start Date 8/15/2015 the
the monthly
monthly interest
interest rates
rates that
that are
are entered
entered inin column
column K. K. The
The template
template therefore
therefore accommodates
accommodates
Repayment Type End variable
variable monthly
monthly interest
interest rates.
rates.

Repayment Opening Loan Interest Capital Closing % Capital

Month Number Balance Repayment Charged Repaid Balance Outstanding Interest Rate
Jun-2021 71 879,841.60 9,964.60 7,698.61 2,265.98 877,575.61 87.8% 10.50%
Jul-2021 72 877,575.61 9,964.60 7,678.79 2,285.81 875,289.80 87.5% 10.50%
Aug-2021 73 875,289.80 9,964.60 7,658.79 2,305.81 872,983.99 87.3% 10.50%
Sep-2021 74 872,983.99 9,964.60 7,638.61 2,325.99 870,658.01 87.1% 10.50%
Oct-2021 75 870,658.01 9,964.60 7,618.26 2,346.34 868,311.67 86.8% 10.50%
Nov-2021 76 868,311.67 9,964.60 7,597.73 2,366.87 865,944.80 86.6% 10.50%
Dec-2021 77 865,944.80 9,964.60 7,577.02 2,387.58 863,557.22 86.4% 10.50%
Jan-2022 78 863,557.22 9,964.60 7,556.13 2,408.47 861,148.75 86.1% 10.50%
Feb-2022 79 861,148.75 9,964.60 7,535.05 2,429.55 858,719.20 85.9% 10.50%
Mar-2022 80 858,719.20 9,964.60 7,513.79 2,450.80 856,268.40 85.6% 10.50%
Apr-2022 81 856,268.40 9,964.60 7,492.35 2,472.25 853,796.15 85.4% 10.50%
May-2022 82 853,796.15 9,964.60 7,470.72 2,493.88 851,302.27 85.1% 10.50%
Jun-2022 83 851,302.27 9,964.60 7,448.89 2,515.70 848,786.57 84.9% 10.50%
Jul-2022 84 848,786.57 9,964.60 7,426.88 2,537.71 846,248.85 84.6% 10.50%
Aug-2022 85 846,248.85 9,964.60 7,404.68 2,559.92 843,688.93 84.4% 10.50%
Sep-2022 86 843,688.93 9,964.60 7,382.28 2,582.32 841,106.61 84.1% 10.50%
Oct-2022 87 841,106.61 9,964.60 7,359.68 2,604.91 838,501.70 83.9% 10.50%
Nov-2022 88 838,501.70 9,964.60 7,336.89 2,627.71 835,873.99 83.6% 10.50%
Dec-2022 89 835,873.99 9,964.60 7,313.90 2,650.70 833,223.29 83.3% 10.50%
Jan-2023 90 833,223.29 9,964.60 7,290.70 2,673.89 830,549.40 83.1% 10.50%
Feb-2023 91 830,549.40 9,964.60 7,267.31 2,697.29 827,852.11 82.8% 10.50%
Mar-2023 92 827,852.11 9,964.60 7,243.71 2,720.89 825,131.22 82.5% 10.50%
Apr-2023 93 825,131.22 9,964.60 7,219.90 2,744.70 822,386.52 82.2% 10.50%
May-2023 94 822,386.52 9,964.60 7,195.88 2,768.71 819,617.81 82.0% 10.50%
Jun-2023 95 819,617.81 9,964.60 7,171.66 2,792.94 816,824.87 81.7% 10.50%
Jul-2023 96 816,824.87 9,964.60 7,147.22 2,817.38 814,007.49 81.4% 10.50%
Aug-2023 97 814,007.49 9,964.60 7,122.57 2,842.03 811,165.46 81.1% 10.50%
Sep-2023 98 811,165.46 9,964.60 7,097.70 2,866.90 808,298.56 80.8% 10.50%
Oct-2023 99 808,298.56 9,964.60 7,072.61 2,891.98 805,406.57 80.5% 10.50%
Nov-2023 100 805,406.57 9,964.60 7,047.31 2,917.29 802,489.28 80.2% 10.50%
Dec-2023 101 802,489.28 9,964.60 7,021.78 2,942.82 799,546.47 80.0% 10.50%
Jan-2024 102 799,546.47 9,964.60 6,996.03 2,968.57 796,577.90 79.7% 10.50%
Feb-2024 103 796,577.90 9,964.60 6,970.06 2,994.54 793,583.36 79.4% 10.50%
Mar-2024 104 793,583.36 9,964.60 6,943.85 3,020.74 790,562.62 79.1% 10.50%
Apr-2024 105 790,562.62 9,964.60 6,917.42 3,047.17 787,515.45 78.8% 10.50%
May-2024 106 787,515.45 9,964.60 6,890.76 3,073.84 784,441.61 78.4% 10.50%
Jun-2024 107 784,441.61 9,964.60 6,863.86 3,100.73 781,340.88 78.1% 10.50%
Jul-2024 108 781,340.88 9,964.60 6,836.73 3,127.86 778,213.01 77.8% 10.50%
Aug-2024 109 778,213.01 9,964.60 6,809.36 3,155.23 775,057.78 77.5% 10.50%
Sep-2024 110 775,057.78 9,964.60 6,781.76 3,182.84 771,874.94 77.2% 10.50%
Oct-2024 111 771,874.94 9,964.60 6,753.91 3,210.69 768,664.25 76.9% 10.50%
Nov-2024 112 768,664.25 9,964.60 6,725.81 3,238.78 765,425.46 76.5% 10.50%
Dec-2024 113 765,425.46 9,964.60 6,697.47 3,267.12 762,158.34 76.2% 10.50%
Jan-2025 114 762,158.34 9,964.60 6,668.89 3,295.71 758,862.63 75.9% 10.50%
Feb-2025 115 758,862.63 9,964.60 6,640.05 3,324.55 755,538.08 75.6% 10.50%
Mar-2025 116 755,538.08 9,964.60 6,610.96 3,353.64 752,184.44 75.2% 10.50%
Apr-2025 117 752,184.44 9,964.60 6,581.61 3,382.98 748,801.46 74.9% 10.50%
May-2025 118 748,801.46 9,964.60 6,552.01 3,412.58 745,388.87 74.5% 10.50%
Jun-2025 119 745,388.87 9,964.60 6,522.15 3,442.44 741,946.43 74.2% 10.50%
Jul-2025 120 741,946.43 9,964.60 6,492.03 3,472.57 738,473.86 73.8% 10.50%
Aug-2025 121 738,473.86 9,964.60 6,461.65 3,502.95 734,970.91 73.5% 10.50%
Sep-2025 122 734,970.91 9,964.60 6,431.00 3,533.60 731,437.31 73.1% 10.50%
Oct-2025 123 731,437.31 9,964.60 6,400.08 3,564.52 727,872.79 72.8% 10.50%
Nov-2025 124 727,872.79 9,964.60 6,368.89 3,595.71 724,277.08 72.4% 10.50%
Dec-2025 125 724,277.08 9,964.60 6,337.42 3,627.17 720,649.91 72.1% 10.50%
Jan-2026 126 720,649.91 9,964.60 6,305.69 3,658.91 716,991.00 71.7% 10.50%
Feb-2026 127 716,991.00 9,964.60 6,273.67 3,690.93 713,300.07 71.3% 10.50%
Mar-2026 128 713,300.07 9,964.60 6,241.38 3,723.22 709,576.85 71.0% 10.50%
Apr-2026 129 709,576.85 9,964.60 6,208.80 3,755.80 705,821.05 70.6% 10.50%
May-2026 130 705,821.05 9,964.60 6,175.93 3,788.66 702,032.39 70.2% 10.50%
Jun-2026 131 702,032.39 9,964.60 6,142.78 3,821.81 698,210.58 69.8% 10.50%
Jul-2026 132 698,210.58 9,964.60 6,109.34 3,855.25 694,355.32 69.4% 10.50%
Aug-2026 133 694,355.32 9,964.60 6,075.61 3,888.99 690,466.33 69.0% 10.50%
Sep-2026 134 690,466.33 9,964.60 6,041.58 3,923.02 686,543.32 68.7% 10.50%
Oct-2026 135 686,543.32 9,964.60 6,007.25 3,957.34 682,585.97 68.3% 10.50%
Nov-2026 136 682,585.97 9,964.60 5,972.63 3,991.97 678,594.00 67.9% 10.50%
Dec-2026 137 678,594.00 9,964.60 5,937.70 4,026.90 674,567.11 67.5% 10.50%
Jan-2027 138 674,567.11 9,964.60 5,902.46 4,062.13 670,504.97 67.1% 10.50%
Feb-2027 139 670,504.97 9,964.60 5,866.92 4,097.68 666,407.29 66.6% 10.50%
Mar-2027 140 666,407.29 9,964.60 5,831.06 4,133.53 662,273.76 66.2% 10.50%

Page 4 of 9
Loan Amortization Table
www.excel-skills.com
Loan Principle Amount 1,000,000.00
On
On this
this sheet:
sheet:
Annual Interest Rate 9.50%
Simply
Simply enter
enter the
the appropriate
appropriate values
values in
in cell
cell D3
D3 to to D8
D8 and
and the
the amortization
amortization table
table calculation
calculation is
is
Loan Period (in months) 240.00 automatically
automatically updated.
updated. The
The interest
interest rate
rate that
that is
is entered
entered inin cell
cell D4
D4 only
only affects
affects the
the calculation
calculation of
of
Original Repayment Amount 9,321.31 the
the original
original loan
loan repayment
repayment amount
amount in in cell
cell D6.
D6. The
The amortization
amortization table
table calculations
calculations areare based
based onon
Loan Start Date 8/15/2015 the
the monthly
monthly interest
interest rates
rates that
that are
are entered
entered inin column
column K. K. The
The template
template therefore
therefore accommodates
accommodates
Repayment Type End variable
variable monthly
monthly interest
interest rates.
rates.

Repayment Opening Loan Interest Capital Closing % Capital

Month Number Balance Repayment Charged Repaid Balance Outstanding Interest Rate
Apr-2027 141 662,273.76 9,964.60 5,794.90 4,169.70 658,104.06 65.8% 10.50%
May-2027 142 658,104.06 9,964.60 5,758.41 4,206.19 653,897.87 65.4% 10.50%
Jun-2027 143 653,897.87 9,964.60 5,721.61 4,242.99 649,654.88 65.0% 10.50%
Jul-2027 144 649,654.88 9,964.60 5,684.48 4,280.12 645,374.76 64.5% 10.50%
Aug-2027 145 645,374.76 9,964.60 5,647.03 4,317.57 641,057.20 64.1% 10.50%
Sep-2027 146 641,057.20 9,964.60 5,609.25 4,355.35 636,701.85 63.7% 10.50%
Oct-2027 147 636,701.85 9,964.60 5,571.14 4,393.46 632,308.39 63.2% 10.50%
Nov-2027 148 632,308.39 9,964.60 5,532.70 4,431.90 627,876.50 62.8% 10.50%
Dec-2027 149 627,876.50 9,964.60 5,493.92 4,470.68 623,405.82 62.3% 10.50%
Jan-2028 150 623,405.82 9,964.60 5,454.80 4,509.80 618,896.02 61.9% 10.50%
Feb-2028 151 618,896.02 9,964.60 5,415.34 4,549.26 614,346.77 61.4% 10.50%
Mar-2028 152 614,346.77 9,964.60 5,375.53 4,589.06 609,757.70 61.0% 10.50%
Apr-2028 153 609,757.70 9,964.60 5,335.38 4,629.22 605,128.49 60.5% 10.50%
May-2028 154 605,128.49 9,964.60 5,294.87 4,669.72 600,458.76 60.0% 10.50%
Jun-2028 155 600,458.76 9,964.60 5,254.01 4,710.58 595,748.18 59.6% 10.50%
Jul-2028 156 595,748.18 9,964.60 5,212.80 4,751.80 590,996.38 59.1% 10.50%
Aug-2028 157 590,996.38 9,964.60 5,171.22 4,793.38 586,203.00 58.6% 10.50%
Sep-2028 158 586,203.00 9,964.60 5,129.28 4,835.32 581,367.68 58.1% 10.50%
Oct-2028 159 581,367.68 9,964.60 5,086.97 4,877.63 576,490.05 57.6% 10.50%
Nov-2028 160 576,490.05 9,964.60 5,044.29 4,920.31 571,569.74 57.2% 10.50%
Dec-2028 161 571,569.74 9,964.60 5,001.24 4,963.36 566,606.38 56.7% 10.50%
Jan-2029 162 566,606.38 9,964.60 4,957.81 5,006.79 561,599.59 56.2% 10.50%
Feb-2029 163 561,599.59 9,964.60 4,914.00 5,050.60 556,548.99 55.7% 10.50%
Mar-2029 164 556,548.99 9,964.60 4,869.80 5,094.79 551,454.20 55.1% 10.50%
Apr-2029 165 551,454.20 9,964.60 4,825.22 5,139.37 546,314.83 54.6% 10.50%
May-2029 166 546,314.83 9,964.60 4,780.25 5,184.34 541,130.48 54.1% 10.50%
Jun-2029 167 541,130.48 9,964.60 4,734.89 5,229.71 535,900.78 53.6% 10.50%
Jul-2029 168 535,900.78 9,964.60 4,689.13 5,275.47 530,625.31 53.1% 10.50%
Aug-2029 169 530,625.31 9,964.60 4,642.97 5,321.63 525,303.69 52.5% 10.50%
Sep-2029 170 525,303.69 9,964.60 4,596.41 5,368.19 519,935.50 52.0% 10.50%
Oct-2029 171 519,935.50 9,964.60 4,549.44 5,415.16 514,520.34 51.5% 10.50%
Nov-2029 172 514,520.34 9,964.60 4,502.05 5,462.54 509,057.79 50.9% 10.50%
Dec-2029 173 509,057.79 9,964.60 4,454.26 5,510.34 503,547.45 50.4% 10.50%
Jan-2030 174 503,547.45 9,964.60 4,406.04 5,558.56 497,988.90 49.8% 10.50%
Feb-2030 175 497,988.90 9,964.60 4,357.40 5,607.19 492,381.70 49.2% 10.50%
Mar-2030 176 492,381.70 9,964.60 4,308.34 5,656.26 486,725.44 48.7% 10.50%
Apr-2030 177 486,725.44 9,964.60 4,258.85 5,705.75 481,019.70 48.1% 10.50%
May-2030 178 481,019.70 9,964.60 4,208.92 5,755.67 475,264.02 47.5% 10.50%
Jun-2030 179 475,264.02 9,964.60 4,158.56 5,806.04 469,457.98 46.9% 10.50%
Jul-2030 180 469,457.98 9,964.60 4,107.76 5,856.84 463,601.14 46.4% 10.50%
Aug-2030 181 463,601.14 9,964.60 4,056.51 5,908.09 457,693.06 45.8% 10.50%
Sep-2030 182 457,693.06 9,964.60 4,004.81 5,959.78 451,733.28 45.2% 10.50%
Oct-2030 183 451,733.28 9,964.60 3,952.67 6,011.93 445,721.34 44.6% 10.50%
Nov-2030 184 445,721.34 9,964.60 3,900.06 6,064.54 439,656.81 44.0% 10.50%
Dec-2030 185 439,656.81 9,964.60 3,847.00 6,117.60 433,539.21 43.4% 10.50%
Jan-2031 186 433,539.21 9,964.60 3,793.47 6,171.13 427,368.08 42.7% 10.50%
Feb-2031 187 427,368.08 9,964.60 3,739.47 6,225.13 421,142.96 42.1% 10.50%
Mar-2031 188 421,142.96 9,964.60 3,685.00 6,279.60 414,863.36 41.5% 10.50%
Apr-2031 189 414,863.36 9,964.60 3,630.05 6,334.54 408,528.82 40.9% 10.50%
May-2031 190 408,528.82 9,964.60 3,574.63 6,389.97 402,138.85 40.2% 10.50%
Jun-2031 191 402,138.85 9,964.60 3,518.71 6,445.88 395,692.97 39.6% 10.50%
Jul-2031 192 395,692.97 9,964.60 3,462.31 6,502.28 389,190.68 38.9% 10.50%
Aug-2031 193 389,190.68 9,964.60 3,405.42 6,559.18 382,631.50 38.3% 10.50%
Sep-2031 194 382,631.50 9,964.60 3,348.03 6,616.57 376,014.93 37.6% 10.50%
Oct-2031 195 376,014.93 9,964.60 3,290.13 6,674.47 369,340.47 36.9% 10.50%
Nov-2031 196 369,340.47 9,964.60 3,231.73 6,732.87 362,607.60 36.3% 10.50%
Dec-2031 197 362,607.60 9,964.60 3,172.82 6,791.78 355,815.82 35.6% 10.50%
Jan-2032 198 355,815.82 9,964.60 3,113.39 6,851.21 348,964.61 34.9% 10.50%
Feb-2032 199 348,964.61 9,964.60 3,053.44 6,911.16 342,053.45 34.2% 10.50%
Mar-2032 200 342,053.45 9,964.60 2,992.97 6,971.63 335,081.82 33.5% 10.50%
Apr-2032 201 335,081.82 9,964.60 2,931.97 7,032.63 328,049.19 32.8% 10.50%
May-2032 202 328,049.19 9,964.60 2,870.43 7,094.17 320,955.03 32.1% 10.50%
Jun-2032 203 320,955.03 9,964.60 2,808.36 7,156.24 313,798.79 31.4% 10.50%
Jul-2032 204 313,798.79 9,964.60 2,745.74 7,218.86 306,579.93 30.7% 10.50%
Aug-2032 205 306,579.93 9,964.60 2,682.57 7,282.02 299,297.91 29.9% 10.50%
Sep-2032 206 299,297.91 9,964.60 2,618.86 7,345.74 291,952.17 29.2% 10.50%
Oct-2032 207 291,952.17 9,964.60 2,554.58 7,410.02 284,542.15 28.5% 10.50%
Nov-2032 208 284,542.15 9,964.60 2,489.74 7,474.85 277,067.30 27.7% 10.50%
Dec-2032 209 277,067.30 9,964.60 2,424.34 7,540.26 269,527.04 27.0% 10.50%
Jan-2033 210 269,527.04 9,964.60 2,358.36 7,606.24 261,920.80 26.2% 10.50%

Page 5 of 9
Loan Amortization Table
www.excel-skills.com
Loan Principle Amount 1,000,000.00
On
On this
this sheet:
sheet:
Annual Interest Rate 9.50%
Simply
Simply enter
enter the
the appropriate
appropriate values
values in
in cell
cell D3
D3 to to D8
D8 and
and the
the amortization
amortization table
table calculation
calculation is
is
Loan Period (in months) 240.00 automatically
automatically updated.
updated. The
The interest
interest rate
rate that
that is
is entered
entered inin cell
cell D4
D4 only
only affects
affects the
the calculation
calculation of
of
Original Repayment Amount 9,321.31 the
the original
original loan
loan repayment
repayment amount
amount in in cell
cell D6.
D6. The
The amortization
amortization table
table calculations
calculations areare based
based onon
Loan Start Date 8/15/2015 the
the monthly
monthly interest
interest rates
rates that
that are
are entered
entered inin column
column K. K. The
The template
template therefore
therefore accommodates
accommodates
Repayment Type End variable
variable monthly
monthly interest
interest rates.
rates.

Repayment Opening Loan Interest Capital Closing % Capital

Month Number Balance Repayment Charged Repaid Balance Outstanding Interest Rate
Feb-2033 211 261,920.80 9,964.60 2,291.81 7,672.79 254,248.01 25.4% 10.50%
Mar-2033 212 254,248.01 9,964.60 2,224.67 7,739.93 246,508.09 24.7% 10.50%
Apr-2033 213 246,508.09 9,964.60 2,156.95 7,807.65 238,700.44 23.9% 10.50%
May-2033 214 238,700.44 9,964.60 2,088.63 7,875.97 230,824.47 23.1% 10.50%
Jun-2033 215 230,824.47 9,964.60 2,019.71 7,944.88 222,879.59 22.3% 10.50%
Jul-2033 216 222,879.59 9,964.60 1,950.20 8,014.40 214,865.19 21.5% 10.50%
Aug-2033 217 214,865.19 9,964.60 1,880.07 8,084.53 206,780.66 20.7% 10.50%
Sep-2033 218 206,780.66 9,964.60 1,809.33 8,155.27 198,625.39 19.9% 10.50%
Oct-2033 219 198,625.39 9,964.60 1,737.97 8,226.62 190,398.77 19.0% 10.50%
Nov-2033 220 190,398.77 9,964.60 1,665.99 8,298.61 182,100.16 18.2% 10.50%
Dec-2033 221 182,100.16 9,964.60 1,593.38 8,371.22 173,728.94 17.4% 10.50%
Jan-2034 222 173,728.94 9,964.60 1,520.13 8,444.47 165,284.47 16.5% 10.50%
Feb-2034 223 165,284.47 9,964.60 1,446.24 8,518.36 156,766.11 15.7% 10.50%
Mar-2034 224 156,766.11 9,964.60 1,371.70 8,592.89 148,173.22 14.8% 10.50%
Apr-2034 225 148,173.22 9,964.60 1,296.52 8,668.08 139,505.14 14.0% 10.50%
May-2034 226 139,505.14 9,964.60 1,220.67 8,743.93 130,761.21 13.1% 10.50%
Jun-2034 227 130,761.21 9,964.60 1,144.16 8,820.44 121,940.78 12.2% 10.50%
Jul-2034 228 121,940.78 9,964.60 1,066.98 8,897.62 113,043.16 11.3% 10.50%
Aug-2034 229 113,043.16 9,964.60 989.13 8,975.47 104,067.69 10.4% 10.50%
Sep-2034 230 104,067.69 9,964.60 910.59 9,054.00 95,013.69 9.5% 10.50%
Oct-2034 231 95,013.69 9,964.60 831.37 9,133.23 85,880.46 8.6% 10.50%
Nov-2034 232 85,880.46 9,964.60 751.45 9,213.14 76,667.32 7.7% 10.50%
Dec-2034 233 76,667.32 9,964.60 670.84 9,293.76 67,373.56 6.7% 10.50%
Jan-2035 234 67,373.56 9,964.60 589.52 9,375.08 57,998.48 5.8% 10.50%
Feb-2035 235 57,998.48 9,964.60 507.49 9,457.11 48,541.37 4.9% 10.50%
Mar-2035 236 48,541.37 9,964.60 424.74 9,539.86 39,001.51 3.9% 10.50%
Apr-2035 237 39,001.51 9,964.60 341.26 9,623.33 29,378.18 2.9% 10.50%
May-2035 238 29,378.18 9,964.60 257.06 9,707.54 19,670.64 2.0% 10.50%
Jun-2035 239 19,670.64 9,964.60 172.12 9,792.48 9,878.16 1.0% 10.50%
Jul-2035 240 9,878.16 9,964.60 86.43 9,878.16 - 0.0% 10.50%
Aug-2035 241 - - - - - 0.0% 10.50%
Sep-2035 242 - - - - - 0.0% 10.50%
Oct-2035 243 - - - - - 0.0% 10.50%
Nov-2035 244 - - - - - 0.0% 10.50%
Dec-2035 245 - - - - - 0.0% 10.50%
Jan-2036 246 - - - - - 0.0% 10.50%
Feb-2036 247 - - - - - 0.0% 10.50%
Mar-2036 248 - - - - - 0.0% 10.50%
Apr-2036 249 - - - - - 0.0% 10.50%
May-2036 250 - - - - - 0.0% 10.50%
Jun-2036 251 - - - - - 0.0% 10.50%
Jul-2036 252 - - - - - 0.0% 10.50%
Aug-2036 253 - - - - - 0.0% 10.50%
Sep-2036 254 - - - - - 0.0% 10.50%
Oct-2036 255 - - - - - 0.0% 10.50%
Nov-2036 256 - - - - - 0.0% 10.50%
Dec-2036 257 - - - - - 0.0% 10.50%
Jan-2037 258 - - - - - 0.0% 10.50%
Feb-2037 259 - - - - - 0.0% 10.50%
Mar-2037 260 - - - - - 0.0% 10.50%
Apr-2037 261 - - - - - 0.0% 10.50%
May-2037 262 - - - - - 0.0% 10.50%
Jun-2037 263 - - - - - 0.0% 10.50%
Jul-2037 264 - - - - - 0.0% 10.50%
Aug-2037 265 - - - - - 0.0% 10.50%
Sep-2037 266 - - - - - 0.0% 10.50%
Oct-2037 267 - - - - - 0.0% 10.50%
Nov-2037 268 - - - - - 0.0% 10.50%
Dec-2037 269 - - - - - 0.0% 10.50%
Jan-2038 270 - - - - - 0.0% 10.50%
Feb-2038 271 - - - - - 0.0% 10.50%
Mar-2038 272 - - - - - 0.0% 10.50%
Apr-2038 273 - - - - - 0.0% 10.50%
May-2038 274 - - - - - 0.0% 10.50%
Jun-2038 275 - - - - - 0.0% 10.50%
Jul-2038 276 - - - - - 0.0% 10.50%
Aug-2038 277 - - - - - 0.0% 10.50%
Sep-2038 278 - - - - - 0.0% 10.50%
Oct-2038 279 - - - - - 0.0% 10.50%
Nov-2038 280 - - - - - 0.0% 10.50%

Page 6 of 9
Loan Amortization Table
www.excel-skills.com
Loan Principle Amount 1,000,000.00
On
On this
this sheet:
sheet:
Annual Interest Rate 9.50%
Simply
Simply enter
enter the
the appropriate
appropriate values
values in
in cell
cell D3
D3 to to D8
D8 and
and the
the amortization
amortization table
table calculation
calculation is
is
Loan Period (in months) 240.00 automatically
automatically updated.
updated. The
The interest
interest rate
rate that
that is
is entered
entered inin cell
cell D4
D4 only
only affects
affects the
the calculation
calculation of
of
Original Repayment Amount 9,321.31 the
the original
original loan
loan repayment
repayment amount
amount in in cell
cell D6.
D6. The
The amortization
amortization table
table calculations
calculations areare based
based onon
Loan Start Date 8/15/2015 the
the monthly
monthly interest
interest rates
rates that
that are
are entered
entered inin column
column K. K. The
The template
template therefore
therefore accommodates
accommodates
Repayment Type End variable
variable monthly
monthly interest
interest rates.
rates.

Repayment Opening Loan Interest Capital Closing % Capital

Month Number Balance Repayment Charged Repaid Balance Outstanding Interest Rate
Dec-2038 281 - - - - - 0.0% 10.50%
Jan-2039 282 - - - - - 0.0% 10.50%
Feb-2039 283 - - - - - 0.0% 10.50%
Mar-2039 284 - - - - - 0.0% 10.50%
Apr-2039 285 - - - - - 0.0% 10.50%
May-2039 286 - - - - - 0.0% 10.50%
Jun-2039 287 - - - - - 0.0% 10.50%
Jul-2039 288 - - - - - 0.0% 10.50%
Aug-2039 289 - - - - - 0.0% 10.50%
Sep-2039 290 - - - - - 0.0% 10.50%
Oct-2039 291 - - - - - 0.0% 10.50%
Nov-2039 292 - - - - - 0.0% 10.50%
Dec-2039 293 - - - - - 0.0% 10.50%
Jan-2040 294 - - - - - 0.0% 10.50%
Feb-2040 295 - - - - - 0.0% 10.50%
Mar-2040 296 - - - - - 0.0% 10.50%
Apr-2040 297 - - - - - 0.0% 10.50%
May-2040 298 - - - - - 0.0% 10.50%
Jun-2040 299 - - - - - 0.0% 10.50%
Jul-2040 300 - - - - - 0.0% 10.50%
Aug-2040 301 - - - - - 0.0% 10.50%
Sep-2040 302 - - - - - 0.0% 10.50%
Oct-2040 303 - - - - - 0.0% 10.50%
Nov-2040 304 - - - - - 0.0% 10.50%
Dec-2040 305 - - - - - 0.0% 10.50%
Jan-2041 306 - - - - - 0.0% 10.50%
Feb-2041 307 - - - - - 0.0% 10.50%
Mar-2041 308 - - - - - 0.0% 10.50%
Apr-2041 309 - - - - - 0.0% 10.50%
May-2041 310 - - - - - 0.0% 10.50%
Jun-2041 311 - - - - - 0.0% 10.50%
Jul-2041 312 - - - - - 0.0% 10.50%
Aug-2041 313 - - - - - 0.0% 10.50%
Sep-2041 314 - - - - - 0.0% 10.50%
Oct-2041 315 - - - - - 0.0% 10.50%
Nov-2041 316 - - - - - 0.0% 10.50%
Dec-2041 317 - - - - - 0.0% 10.50%
Jan-2042 318 - - - - - 0.0% 10.50%
Feb-2042 319 - - - - - 0.0% 10.50%
Mar-2042 320 - - - - - 0.0% 10.50%
Apr-2042 321 - - - - - 0.0% 10.50%
May-2042 322 - - - - - 0.0% 10.50%
Jun-2042 323 - - - - - 0.0% 10.50%
Jul-2042 324 - - - - - 0.0% 10.50%
Aug-2042 325 - - - - - 0.0% 10.50%
Sep-2042 326 - - - - - 0.0% 10.50%
Oct-2042 327 - - - - - 0.0% 10.50%
Nov-2042 328 - - - - - 0.0% 10.50%
Dec-2042 329 - - - - - 0.0% 10.50%
Jan-2043 330 - - - - - 0.0% 10.50%
Feb-2043 331 - - - - - 0.0% 10.50%
Mar-2043 332 - - - - - 0.0% 10.50%
Apr-2043 333 - - - - - 0.0% 10.50%
May-2043 334 - - - - - 0.0% 10.50%
Jun-2043 335 - - - - - 0.0% 10.50%
Jul-2043 336 - - - - - 0.0% 10.50%
Aug-2043 337 - - - - - 0.0% 10.50%
Sep-2043 338 - - - - - 0.0% 10.50%
Oct-2043 339 - - - - - 0.0% 10.50%
Nov-2043 340 - - - - - 0.0% 10.50%
Dec-2043 341 - - - - - 0.0% 10.50%
Jan-2044 342 - - - - - 0.0% 10.50%
Feb-2044 343 - - - - - 0.0% 10.50%
Mar-2044 344 - - - - - 0.0% 10.50%
Apr-2044 345 - - - - - 0.0% 10.50%
May-2044 346 - - - - - 0.0% 10.50%
Jun-2044 347 - - - - - 0.0% 10.50%
Jul-2044 348 - - - - - 0.0% 10.50%
Aug-2044 349 - - - - - 0.0% 10.50%
Sep-2044 350 - - - - - 0.0% 10.50%

Page 7 of 9
Loan Amortization Table
www.excel-skills.com
Loan Principle Amount 1,000,000.00
On
On this
this sheet:
sheet:
Annual Interest Rate 9.50%
Simply
Simply enter
enter the
the appropriate
appropriate values
values in
in cell
cell D3
D3 to to D8
D8 and
and the
the amortization
amortization table
table calculation
calculation is
is
Loan Period (in months) 240.00 automatically
automatically updated.
updated. The
The interest
interest rate
rate that
that is
is entered
entered inin cell
cell D4
D4 only
only affects
affects the
the calculation
calculation of
of
Original Repayment Amount 9,321.31 the
the original
original loan
loan repayment
repayment amount
amount in in cell
cell D6.
D6. The
The amortization
amortization table
table calculations
calculations areare based
based onon
Loan Start Date 8/15/2015 the
the monthly
monthly interest
interest rates
rates that
that are
are entered
entered inin column
column K. K. The
The template
template therefore
therefore accommodates
accommodates
Repayment Type End variable
variable monthly
monthly interest
interest rates.
rates.

Repayment Opening Loan Interest Capital Closing % Capital

Month Number Balance Repayment Charged Repaid Balance Outstanding Interest Rate
Oct-2044 351 - - - - - 0.0% 10.50%
Nov-2044 352 - - - - - 0.0% 10.50%
Dec-2044 353 - - - - - 0.0% 10.50%
Jan-2045 354 - - - - - 0.0% 10.50%
Feb-2045 355 - - - - - 0.0% 10.50%
Mar-2045 356 - - - - - 0.0% 10.50%
Apr-2045 357 - - - - - 0.0% 10.50%
May-2045 358 - - - - - 0.0% 10.50%
Jun-2045 359 - - - - - 0.0% 10.50%
Jul-2045 360 - - - - - 0.0% 10.50%
2,384,427.10 1,384,427.10 1,000,000.00

Page 8 of 9
Loan Summary
www.excel-skills.com
Review Date 8/25/2016

Month End Date 8/31/2016

Loan Start Date 8/15/2015

To Date
Total Loan Repayments #REF!
On
On this
this
Total Interest Paid #REF!
The
The functionality
functionality that
that has
has been
been include
include
Total Capital Repayment #REF! the
the interest
interest &
& capital
capital balances
balances atat vari
vari
Outstanding Capital Balance #REF! simply
simply entering
entering the
the appropriate
appropriate review
review
Outstanding Capital % #REF! this
this sheet
sheet are
are based
based on
on the
the input
input value
value
works
works
Previous 12 Months
Total Loan Repayments #REF!
Total Interest Paid #REF!
Total Capital Repayment #REF!

Next 12 Months
Total Loan Repayments #REF!
Total Interest Paid #REF!
Total Capital Repayment #REF!

Loan Period
Total Loan Repayments 2,384,427.10
Total Interest Paid 1,384,427.10
Total Capital Repayment 1,000,000.00

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