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TOTAL

Getting Started
WITH LIFE SCENARIOS

1 Go to www.teachbanzai.com

teachbanzai.com

2 Click Sign Up Now and sign up for


a student account (you can get the Class
Code from your teacher)

3 Use the website to work through


each of the scenarios in this book

4 Sit back, put your pointer fingers in


the air, and have them do a little dance

SO YOU DONT FORGET


RECORD YOUR USERNAME AND PASSWORD BELOW!

USERNAME PASSWORD
Vocabulary
Account Direct Deposit
Arrangement with a bank or credit union letting you deposit Paycheck that is electronically transferred into your account.
and withdraw money.
Gross Pay
Account Statement The total amount of a paycheck before taxes.
List of financial transactions you made over a given period.
Jar
Auto Insurance Money set aside for a specific purpose (like a budget item).
Protects against losses to property and injuries to people in
a car accident. Health Insurance
Insurance that covers medical illness or injury.
ATM (Automated Teller Machine)
Used to withdraw cash from a checking account. Insurance
A product offered by a company promising to protect you
Bad Check from specific financial risks.
Check written for more money than is available in your account.
Interest Rate
Budget The percentage cost of borrowing from someone else.
Plan used to decide the amount of money to spend, and
how it will be spent. Loan
Money lent to someone else in exchange for future payment.
Check
An order to pay another person an amount of money from Net Pay
your account. The amount of a paycheck after taxes are subtracted from
Gross Pay.
Check Register
Record of all deposits to and withdrawals from a checking Overdraft
account. Credit extended from a financial institution when an account
has insufficient funds.
Checking Account
Account where money can be withdrawn with checks or a Overdraft Fee
debit card. A fee charged to your account when you spend more money
than you have.
Cleared Check
When money has transferred from the account of the payer Reconciliation
to the payee. A way to balance your account records with your bank or
credit union.
Convenience Fee
Charged when using an ATM not owned by your bank or Renters Insurance
credit union. Covers your personal property in a rented apartment or home.

Credit Card Savings Account


Allows you to make purchases and pay for them at a later date. Account for storing or saving money with limited withdrawals.

Debit Card Transfer


Used to make purchases with funds directly from a checking When money is moved from one account to another.
account. Utilities
Deposit A term used to reference electric, water, gas, and other
Money placed into an account. services.
#1
.
A Friendly Reminder..

U R R E N T IS D U E .
YO
bby Slot
Leave Rent in Lo
Apartment #17 Due Date: Januar
y1
00.00
Amount Due: $4
v e
l Ste
Cal 0 12 6
5 -
55
Time to pay rent! Use money in
your checking account and take
the funds from your RENT jar.

CONGRATULATIONS! You got a full-


time job. Your employer withholds
taxes from every paycheck. The
amount you actually receive in your
#2
checking account is shown as net pay
January 2
on your statement.
#2

Youll divide the paycheck across your


jars based on how you plan to spend
the money: $
$

$25.00 for gas (Car)


$75.00 for groceries and restaurants (Food)
Your favorite band is coming to town, $80.00 for $

tickets. (Other)
$

$142.21 remains for emergencies. (Reserves)

Designed for use with


3
www.TeachBanzai.com
ET
7th STRE
GAS N G
O #3
/02
DATE: 01
Your fuel gauge was on E, so you
PUMP #2
VE UNLEA
DED stopped in at the Gas N Go to fill
SELF-SER
11.684 G
AL up. You used cash. Take the money
20.15
from your CAR jar.
TOTAL: $

25.00
DERED: $
CASH TEN
$4.85
CHANGE:
U!
THANK YO
TS
NEW DONU
TRY OUR Corner Bank a
ZEN
$4.99/DO nd Trust
DATE: 03 JANUA
RY
TIME: 2:18 PM
You were low on cash so you hit #4
WITHDRAWAL FRO
the ATM on the way home. AMOUNT: $20.00
M CHECKING

Enter this into Banzai as a


BALANCE: $327.2
transfer, moving money from your AVAIL BALANCE:
1
$3 27.21
checking account to cash.
ASK A TELLER AB
OUT OPENING A N
HOME EQUITY LIN EW
E OF CREDIT TOD
AY!

1204 Sunbro
ok Ave #5
ATM Receipt
Date: 1/3
Table # 18
5.97
e
3 Lg Orang
Juice 2.99
jack
Super Flap 1.99
Eggs
Scrambled 2.48 You and some friends went out for
lette
Cheese Om 0.81 breakfast... your treat! With tip, the tab
Tax $14.24 came to $17.08. You paid in cash and
Total
took the money from your FOOD jar.
e tip!
Dont forget th

You got the deal of the century on kumquats!



RITEP
RICE
FIRST GROCE
IN SE RY &
----- DRUG

The grocery bill was charged to your credit


----- RVICE EMPOR
----- , FIR IUM
DATE: ----- ST IN
JANUA ----- QUALI
----- RY 4 ----- TY
C H E CKER: - ----

card. You can take it from your FOOD jar.


-----
GRANN ----- MELBA T I M E
Y SMI ----- : 17:
CHEES TH AP
PLES
-----
----- CHECK 56 4
IOS 1 (3.69 ----- STAND
LUCKY 2 OZ LB @ ----- : 4
GEMS 1.19/ ----- 4
CEREA LB) --
YOU S L (2 4.39 5
A VED: @ B U Y 1 G
SANDW 4.95 ET 1
ICH B FREE) 1.95
2% MI READ
LK (3 4.95
KUMQU GAL @
ATS ( 2.50/ Prev
CANNE 2.13 GAL)
D HAM LB @ 2.19
128 O 3.99/
Z LB) 0
YOU S 7.50
POTAT AVED:
O FLA 0.50 8.48

#6
KES 1
BANAN
AS (2 6 OZ 14.75 ----
SUBTO
TAL
.32 L
B @ 2
.19/L -
TAX ( B)
6.00% 2.69
TOTAL ) Retu
5.09 rn th
ated is
21 51.99 Bank
8277 ca
#7 0394
CREDI
T CAR 3.12
CHANG D TEN
E D E R $ 5
resents ED 5.11
Acco
xpo Center P -----
----- unt N
ctrum E ----- u
ritos
nity Sp
e E: ----- $55.1 D ate D
PRIC ----- 1
Commu
m B u r $80 . 00
-----
-----
-----
YOU S
AVED:
- -----
- ----- $ 0 .00 Tota
u e

rofoa
ALL R 5.45 -----
ETURN ----- - 10% ----- l Bal
21 ----- --- ance
ty
S MUS !
8277 -----

The S
T BE ----- M i n
0394 ert ACCOM ----- imum
Conc BY TXN: PANIE ----- Paym
PAID D
44237 D BY -
e i n 0 P M APPRO 71661 RECEI ----
Liv
PT
8:0 R VAL: 5

y4- T CA W466C Note


:I
LEVE
L
u a r C REDI N ntere
st ch
FLOO
R J an Dev ic e s
rding
arg
o
o Rec
ra p hy-N
09 Ph otog
ROW: 7 No F
lash
1
SEAT

Your favorite band is in town! You paid


Mercy Centra
Emergency D l Hospital for the ticket with your credit card and
epartment took the money from the OTHER jar.
Patient Num
ber: Physician:
04827656
DR ANH T NG
UYEN, MD
Date:
JANUARY 5 Time Seen:
00:48
Reason for
Visit: PATIEN
COMPLAINS
OF BLURRED
T FELL ON H
VISION, DIZZI
EAD WHILE A
TTENDING C
ONCERT.
#8
Diagnosis: NESS.
2 MM ABRAS Tr ea tment:
ION APPLIED BA Physician S
ON FOREHEA ND- ignature:
D. AID.

Billing Inform
ation
Patient Insu
rance Comp
any: NONE You hurt yourself at the concert.
Because youre uninsured, you had
Comments: Policy Num
PATIENT IS ber: N/A
UNINSURED.

Payment In
to put the full amount on your credit
card! Since this was an emergency, you
formation
Total Charg Payment No
es tes
ID IN FULL B can take it from your RESERVES jar.
Amount Pai 450.00 BALANCE PA
d by Insura
nce 0.00 CREDIT Y
Amount Du CARD.
e from Patie
nt $450.00
Designed for use with
5
www.TeachBanzai.com
Ama
lga
m ated
Cred Ba
it Ca nkcar #9
rd St
Acco atem d Serv
unt N
umb ent ices
Ann er
ual I
ntere
st Ra 3752
te 2 52
343
3448
Date 3

Ouch! You dont have enough money


4 Ja 24.9
n 9%
Jan

to pay the entire bill. Pay what you


Rite
Jan Pric Merc
e Gr hant
Comm ocer
unit y &
Amocantransfer $325 from your checking
Merc y Spec Drug
y Ce trum
v Ba ntra Expo
lance l Ho unt
Cent

account to your credit card.


0.00 - Pay spit er
men al 55.1
ts 1
0.00 + Ne 80.0
w Ch 0
arge
---- 585. s 450.
---- 11 + Int
eres
00
---- t
Stub --- ----
0.00 = Tot
al Ba
w lance
ard S /Payme ---- $585
ity
uthor
ervic n
es t - Includ ---- .11
eC ---- ng A
Parki
heck
or M ----
City
ION
oney
umb ----
T
Orde
A
er r Ma -
3752
2 52
343
de P
ayab
le to
Ama
lgam VIO L
e -
You got nailed with a parking
3448
3

6497
JANU
men ARY
t
73
6

ticket! You wrote a check and took tion #


$585
.11
ges w
ill no $23. Cita EQJ 0
29
this unexpected expense from
t be 41
asse
te #
0815a
ssed
if tota
l bala e n s e Pla
Li c
rved
RESERVES.
nce p
aid b
y dat e Obse 223
i m
dge #
e du T
e.
c er Ba E LA
O f fi
K E D IN FIR
PAR 372.
Y C O DE S
tion CIT
Viola
#10 Le g a l Citat
ion $25.0
0
ARY 7
JANU
Fine
Date
Due

#11
otice
Courtesy Overdraft N your
in
n in s u ffic ie nt balance
da
ry 7, you ha w.
As of Janua th e c h e c k shown belo
pay
account to
103

ber Authority
Check Num City Parking
t
our accoun
Payee
h a v e p a id this check a
nd y Drat! An overdraft! At least the bank
sy, we
As a courte
s a n o v e rd raft balance
.
didnt bounce the check. The fee came
now ha
$30.00 from your checking account. Since you
e e
Overdraft F
ce
count Bala
n
-$52.79
didnt see it coming, youll have to take
Current Ac rn s .
it out of RESERVES.
ns o r c o n c e
a n y q u e s ti o
if you have
tact us
Please con

Sincerely,
& Trust
EMENT
EARNINGS STAT

#12 Bookstore
Rolands CorneDrr ive
123 South Corner
5
Here Town, JR 9857

January 9
year to date
this period
hours
rate 780.00
Earnings 38 .00
380.00
10.00 0.00
Another week, another paycheck. Split it Re
across
gular
e 0.00
0.00
0.00
0.00
0.00
Overtim 0.00 0.00
your jars as follows: 0.0 0 0.00
Holiday 0.00 $7 80.00
0.00 $380.00
Tuition
Gross Pa y

$225.00 for gas (Car) Deductions St


atutory
-33.19
-69.38
x -48.36
Federal Income Ta -23.56

$45.00 for groceries and restaurants (Food)

Social Se cu rit y
-5.51
-11.31
-21.00
Medicare -10.00

State Income Tax
$5 (Other)
$629.95
$307.74
$32.74 remains for emergencies. (Reserves)

Net Pay

T NOTICE
DIRECT DEPOSI
rner Bookstore
Rolands Corne
123 South Co r Drive

***VOID*
T CASH********
********DO NO

. DO NOT CASH
NOT NEGOTIABLE

a + 13B
O ATM # 13
GAS N G
H ST
636 W 7T

/10 09:35 AM You used the ATM at the gas station and
DATE: 01
40.00 got hit with a convenience fee! Enter
DRAWAL
CHK WITH
CONVENIE
NCE FEE
2.50
42.50
two transactions: first a transfer of $40.00
TOTAL WI
THDRAWAL between checking and cash. Then, enter an
CHK BALA
NCE
$212.45
expense of $2.50 from checking, taking the
57738265
99765 amount from the OTHER jar.
TRAN ID:
PAYMORE
ATED BY
ATM OPER L
FINANCIA
Designed for use with
7
www.TeachBanzai.com
OUR TOWN
#14 CONVENIEN
CE STORE

DATE: 01/12

STATION 4

Time to fill up again. You paid in


87 OCTANE
UNLEADED
12.008 GA
L
cash. Take it from the CAR jar. TOTAL: $
21.71

CASH TEND
ERED: $22.00
CHANGE:
$0.29

BUY TEN G
ALLONS OF
GET A CAR GAS,
WASH FOR
ONLY
$1.00

Account Sta
tement #15
Statement D
ate: January
12
Date
Item
Beginning Ba Credit Debit
Jan 1 Check #101
lance Balance
Jan 2 Dir Deposit- 425.00
Jan 3 Rolands Bkst -400.00
*** ATM Withdr r 322.21 25.00
Jan 6 awal
Check #102 347.21
Jan 7 -20.00
Your bank statement arrived
Check #103 327.21
Jan 8 -325.00
Fee-Overdra 2.21
Jan 9 ft -25.00

in the mail today. Use Banzai


Dir Deposit- -22.79
Rolands Bkst -30.00
r 307.74 -52.79
254.95
to reconcile your checking
account.

e v e
Important No

St ed
tice: The ba
lance above
does not inclu
de uncleared
transactions
.

a l l
c n !
i
aga
Internal Reven
Personal Tax D
ue Service #16
iv ision

Notice of
Tax Refund Surprise, surprise, you got a tax refund!
This lette
r serves a
The government put it into your
checking account. Lets use this as an
we have de s notice t
posited a hat
in the amo t ax refund
unt of $19
checking a
ccount at
7.16 to yo
Corner Ban
ur opportunity to increase the balance in
Trust. k &
your RESERVES jar.
This depos
it will be Ear
January 13 available
on
.
Re
Sincerely, #17 Ov
Ho
Taxpayer O
p erations G Tu
roup

Ref: 00000
00000
You decided to check out the new organic
9
2837774 De

grocer in town. Theyre more expensive,


ITEMS DATE/
TIME:
PURCH 01/14
-------
-------
ASED ASSOC 5:57 P
IATE: M
but the food tastes better. You charged the
ASPAR ------- K A R L (7
AGUS ------- 8)
-------
0.64L -------
-------

B - 3.9
purchase to your credit card. You spent CHOCO 9/LB -------
BERRI - - --
SHAVE ES CE 2.55
D HAM REAL

more than you expected, though. Theres


12 OZ
AVOCA
DOS
10 OZ
QTY 5 3.95

only $47.81 in your FOOD jar, so take the


- 0.99
APPLE /EA 4.29
JUICE
CHICK 1/2 GA 4 .95
L
remainder ($1.41) from OTHER.
EN TE
BROWN NDERS
EGGS 14 OZ
TANGE 1 DOZ 2.49
RINES
0.90L 4.45
B - 2.9
LONG 5/LB 2.19
GRAIN
BUTTE RICE 8 2 .66
R 8 OZ OZ
MILK 3
QT
QTY 3 1.98
- 3 QT
CHEDD /5.00 3.99
AR CH
RANCH EESE 8 5.00
DRESS OZ
HORCH ING 10
ATA 1/ OZ

IT UNION
------- 2 GAL 2.99
-------

C R E D
-------
L
ITEM T

NANCIA
OTAL - - - - ------- 2 .95

FIRST FI
6.0% S ------- 1.99
-------
#18
ALES -------
------- TAX -------
tement -------
Auto Loan Sta TOTAL - - ------- 4 6.43
-------
CREDI -------
T CAR - - - - ------- 2 .79
------- D (APP -------
------- R : 376DL - - - --
------- ) $49.2
rest Rate ------- 2
Annual Inte ---
utstanding ------- ITEM C --------------- -$49.2
2
Principal O 9.00% -------
------- OUNT: -------
-------
-------
-------
20
$10,000.00 KADE
WADSW -------
75.00 ORTH -------
- MAN -------
AGER ----
Interest Du
e
ue
132.58
$207.58
The first payment on your used car
Principal D
Total Am o u nt Due
--------
-- is due. Youve set aside money in
-------
--------
--- --------
Order Ma
de Pay- your CAR jar. Make the payment
-------- or Money
from your checking account.
Ch ec k
ude Union
t - Incl l Credit
w/Paymen Financia
tu rn th is Stub F ir st
Re able to mt.
Payment A
Designed for use with Payment D
ate

9 Payment D
ue Due Date
Accou nt #

830032J
www.TeachBanzai.com
January 15
39
ch
207.58 ion Bran
Credit Un
EARNINGS STATE
MENT #19

Youre starting to get the hang of this working


thing. Allocate this paycheck to your jars as
follows:
January 16
year to date
this period
rate
hours
1175.00 $15.00 for gas (Car)
rnings .00
395.00
38 0.00
10.00 0.00
egular
0.00
0.00
0.00
0.00 $170.00 for Utilities (Utilities)
vertime 0.00 0.00
oliday 0.00 0.00
uition
0.00
0.00
$395.00
$1 ,175.00 $5.00 for groceries and dining (Food)
Gross Pa y
$60.00 for additional needs (Other)
to ry -104.82
eductions Statu -35.44
Federal Income Ta
rit
x
y
-24.49
-72.85
-17.04
$68.34 remains for emergencies. (Reserves)
Social Secu -5.73
Medicare -32.00
M
-11.00
) State Income Tax

$948.29
$318.34
Net Pay

TWIN O
#20
AKS FA
BRAND CTORY
NAME C OUTLET
LOTHE S
You snagged some new threads
DATE: S FOR
JANUAR LESS
Y 16
2LATE4
MOLLUS
NATE J
EANS
TRANS
CODE:
2716 from the outlet mall. You paid with
your debit card (which means the
K REVI
VAL FI
TTED S 38.65
WEATER
money was taken from checking)
TAX
14.00
TOTAL
- PAID
and took the money from the
BY DEB
IT CAR 3.16
D

OTHER jar.
$55.81
ALL SA
LES AR
E FINA
L

You hit the drive-through on the way l e s G a rden


home from work. Aristotles only takes
Aristot CuisineGreek #21
re -
cash, so thats how you paid. You - 14 Center Str
eet Squa

dont have enough in your food jar to Price

cover it all. Take all you can from FOOD Item


RO
4.85
1.10
JUMBO GY
and the remaining from OTHER. LARGE DR
INK 0.36
$6.31
TAX
TOTAL ORDER 71
:45 PM
17 JAN - 5 ate
ing us Best in St
Thanks for nam
ny
Tesla Electric Compa

Our Service Enlightens!
Statement
Monthly Utilities
,282
Dec Meter Read 50
Jan Meter Read 51
,772 Your drafty apartment costs a lot to
90
Kilowatt Hours 1,4
Cost/kWh
0.0698 heat and cool! The direct debit came
from your checking account. You
104.00
Usage Charge

Usage Charge
104.00
3.00
can take it from your UTILITIES jar.
Service Fee
7.40
State Tax Levy
ue $114.40
Total Amount D

Announcement
th e power pla nt available to community
and school groups. #22
Free tours of e!
electrifying experienc
Dont miss out on this ry 19
tomatically on Janua
Taken from Your Checking Account Au

#2
Your Payment Will be
Program
for Our Direct Debit

3
Thanks for Signing Up

You took a road trip and fueled up on the way home. THE HIT
You paid with credit card. There wasnt enough in TRUCK N RUN
STOP &
RESTAU
RANT
your CAR jar to cover the whole purchase, so you gave DATE: 0
1/22

up $2.77 from your OTHER jar to make ends meet. 4 REGU


LAR
13.988 G
AL
TOTAL:
18.33

ss
Horizon Wirele
Can Anyone H
ear Me?
CC PAID
: 18.33
AUTH: F
S8274

#24
MOUNTE
D JACK
ALOPES
$19.99
ly Statement
THIS WE
Month EK ONLY
38726993287
Acc ount Number - JANUARY 10
DECEMBER 10
Billing Period January 22
Due Date
Due
$49.28
You barely avoided going over on
Total Amount
Weekends your plan minutes! Whew! You
Nights
Peak
paid the bill online using your
Unlimited
Plan Details Unlimited
1,000
Voice Minute
s 600 Monthly
Text Messag
es credit card. The money came from
Peak
Nights
Weekends
1,072
your UTILITIES jar.
Plan Details 1,376
989
s
Voice Minute 512
es
Text Messag
Designed for use with Amount
11 Item 35.00
Category www.TeachBanzai.com
NATIONAL 1,
000 MEGA PLAN
4.99
n
123 South C Bookstore EARNINGS
orner Drive STATEMEN
Here Town,
JR 98575 T

#25
Earnings January
23
rate
Regular hours
Overtime 10.00 this period

Holiday 0.00 38.25 year to dat
e
382.50
0.00 0.00 1,
Tuition 0.00 557.50
0.00 0.00
0.00 0.00
Gross Pay

0.00
0.00 0.00 More money into the checking account! Heres
Deduction $382.50 0.00
s Statuto
ry $1,557.50 where you plan on spending this paycheck:
Federal Inco
me Tax
Social Sec
urity -33.57
Medicare
State Incom
-23.72 -138.39 $130.00 for gas and maintanence (Car)
e Tax -5.55 -96.57
-10.00 -22.59
-42.00 $75.00 for groceries and dining (Food)
Net Pay
$309.66 $5.00 for additional needs (Other)
$1,257.95

$99.66 remains for emergencies (Reserves)

Rolands Corne
123 South C r Bookstore
orner Drive
DIRECT D
EPOSIT N
OTICE

********
DO NOT C
ASH**** ****
***VOID*
**
SUPER-8M2A RT
NOT NEGO
TIABLE. DO N STORE77
OT CASH

TIME: 20:08
4 TRAN: 218
DATE: 01/2
LANE: 21
#26 R B U N S 12 C T 2.29
2.04
HAMBURGE
OZ 3.33
KETCHUP 16 12 OZ
E S 10.94
DILL PICKL TTIES 8 CT
PA 3.58
PREM BEEF B 3 .9 9/LB
You saved money by going to the TOMATOES
0 .8
TTU
9
C
L
E 1 1. 9 9 / EA 1.99
ICEBERG LE 4.20
Super-Mart. Too bad the checkout line WATER CHE
S T N U T S 10
Z
.5 OZ
3.99
14 O
was 20 minutes long! The tab was PANG DRIN
K MIX
E D V E G E T ABLES 14 O
Z 5.50
2.72
FROZEN MIX RICE 9 OZ
charged to your credit card. Take the FIZZLERS L
ICO
O XES 6 CT
6.89
U IC E B .02
money from your FOOD jar. ASSORTED
J
AC H 1 3 .0 2 / BUNCH 3
3.99
FRESH SPIN 12 O Z
O T S
BABY CARR
TAL 56.47
E S U B T O
MERCHAND
IS
0%) 3.39
L T A X (6 .0
CA $59.86
STATE & LO
TOTAL
$59.86
R D T E N D E RED
CREDIT CA
,000 ITEMS
RE THAN 50
You received another bank statement.

7
Use Banzai to reconcile your

#2
CHECKING account.

Corner Bank and Trus


t
Account Statement

Statement Date: Januar


y 24

Date Item Credit Debit Balance


Beginning Balance
Jan 10 ATM Withdrawal 254.95
Jan 10 Fee - ATM -40.00 214.95
Jan 13 Dept Int Rev-Tax Refun -2.50 212.45
Jan 16 d 197.16
Dir Deposit-Rolands Bk 409.61
Jan 16 str 318.34
Twin Oaks Factory Outle 727.95
Jan 19 t -55.81
Dir Debit - Tesla Electric 672.14
Jan 23 Dir Deposit-Rolands Bk -114.40 557.74
str 309.66
867.40
Important Notice: The
Balance above does not
include uncleared transa
ctions.

S a f e I n s u r a nce #28
Always- Policy Statement
Auto 6
mium
Monthly Pre 1
Details
0
40.32 This is one bill you 2

Covera g e 000/100,0 19.67


5 0 ,
cant miss if you and
2
Li m i t :
,000
ility LIMIT: 50 24.55
2

Damage E: 2,500 42.25 your car want to stay


DEDUCTIBL P

prehensiv
e
DEDUCTIBL
E: 2,500 $126.79 legal. You wrote a
lision
remium
check and took the --
l Monthly P
money from your Retu

cluded: CAR jar.


Am
Discounts In er
Safe Driv sent
t r aints Pre ed Ac
Acti v e R e s
o n D e v i c e Install Dat
venti
Theft Pre lways-Safe In
surance Co.
Tot
hecks Pay ab le to A
Min
eC
nuary - Mak
Coverage, Pay by 28 Ja
e Continuous Safe
Ensur Designed for use with
Hands with Always-
13 Youre in Safe
www.TeachBanzai.com
#29

Your friend invited you to eat at


Diegos and you couldnt resist.
You paid in cash and took the
money from your FOOD jar.

TOTAL

Amalgamated Ban
kcard Services
Credit Card Statement

0B
#30a+3
Account Number
37522 52343 34483
Annual Interest Rate
24.99%

Date
Merchant
Oops, you got dinged for interest
because you didnt pay the
6 Jan Amount
Payment Receieved
- Thank You!
14 Jan -325.00
Trader Moes
22 Jan
22 Jan
Hit N Run Truck
Stop
49.22
18.33
last bill in full. You wont make
that mistake again! Enter two
Horizon Wireless
24 Jan 49.28
Super-Mart #8277

transactionsfirst a credit card


59.86
Prev Balance - Payments

charge for the interest ($5.62).


+ New Charges + Interest
585.11 = Total Balance
325.00 176.69 5.62 $442.42
----------------
---------------- Take it from the OTHER jar.
----------
urn this Stub w/Payment
- Include Check or Mo
ney Order Made Payabl
Then, enter a transfer of $442.42
malgamated Bankcard e to
Services

ccount Number
te Due
37522 52343 34483 from checking to credit card to
pay off the bill.
January 29
tal Balance
$442.42
nimum Payment
$20.00
support@teachbanzai.com | 888.8.BANZAI
www.teachbanzai.com

2016 Banzai Inc. All rights reserved.


Rev 8