amount of loan 200000

rate of interest 10%

period of repayment 6 24
periodicity quaterly 4
installment 11,183

period ob interest due installmentcb interest due princ using func

1 200000 5000 11183 193817 5,000 6183
2 193817 4845 11183 187479 4,845 6337
3 187479 4687 11183 180983 4,687 6496
4 180983 4525 11183 174325 4,525 6658
5 174325 4358 11183 167500 4,358 6824
6 167500 4188 11183 160505 4,188 6995
7 160505 4013 11183 153335 4,013 7170
8 153335 3833 11183 145985 3,833 7349
9 145985 3650 11183 138452 3,650 7533
10 138452 3461 11183 130730 3,461 7721
11 130730 3268 11183 122815 3,268 7914
12 122815 3070 11183 114702 3,071 8112
13 114702 2868 11183 106387 2,868 8315
14 106387 2660 11183 97864 2,660 8523
15 97864 2447 11183 89128 2,447 8736
16 89128 2228 11183 80173 2,228 8954
17 80173 2004 11183 70994 2,005 9178
18 70994 1775 11183 61586 1,775 9408
19 61586 1540 11183 51943 1,540 9643
20 51943 1299 11183 42059 1,299 9884
21 42059 1051 11183 31927 1,052 10131
22 31927 798 11183 21542 798 10384
23 21542 539 11183 10898 539 10644
24 10898 272 11183 -13 273 10910
 1
2 bi-monthly 6
3 half-yearly 2
4 monthly 12
5 quaterly 4
6 yearly 1
7
8
9
10
11
12

cum interes 23503

cum princ 43592
client id name of borrower principal rate % p.a.
a aa 400000 10%
b bb 500000 12%
c cc 20000 13%
d dd 4000000 14%
e ee 5000000 15%
f f 3000000 16%

period 1 2 3
client id a 10,000.00 9,852.00 9,700.00
b 15,000.00 14,856.00 14,708.00
c 650.00 646.00 643.00
d 140,000.00 139,666.00 139,321.00
e 187,500.00 185,408.00 183,237.00
f 120,000.00 115,970.00 111,779.00

total 473,150.00 466,398.00 459,388.00

period in years
10
12
15
20
10
5

4 5 6 7 8
9,544.00 9,384.00 9,220.00 9,052.00 8,880.00
14,556.00 14,399.00 14,237.00 14,071.00 13,899.00
639.00 635.00 631.00 626.00 622.00
138,963.00 138,593.00 138,210.00 137,813.00 137,403.00
180,984.00 178,648.00 176,223.00 173,708.00 171,099.00
107,421.00 102,888.00 98,173.00 93,270.00 88,171.00

452,107.00 444,547.00 436,694.00 428,540.00 420,074.00

 9 10
8,704.00 8,523.00
13,722.00 13,540.00
617.00 613.00
136,978.00 136,538.00
168,391.00 165,582.00
82,868.00 77,353.00

411,280.00 402,149.00
amount of loan 350000
period of loan 5 44
rate of nterest 10%

initial phase
periodicity monthly 12
period 3 36
amounrt to be rep 80% 280000
installment 9,618
second phase
periodicity quaterly 4
period 2 8
amount to be repa 20% 70000
installment 9,763

sr.no ob interest duinstallmentcb

1 350000 2917 9618 343299
2 343299 2861 9618 336542
3 336542 2805 9618 329729
4 329729 2748 9618 322859
5 322859 2690 9618 315931
6 315931 2633 9618 308946
7 308946 2575 9618 301903
8 301903 2516 9618 294801
9 294801 2457 9618 287640
10 287640 2397 9618 280419
11 280419 2337 9618 273138
12 273138 2276 9618 265796
13 265796 2215 9618 258393
14 258393 2153 9618 250928
15 250928 2091 9618 243401
16 243401 2028 9618 235811
17 235811 1965 9618 228158
18 228158 1901 9618 220441
19 220441 1837 9618 212660
20 212660 1772 9618 204814
21 204814 1707 9618 196903
22 196903 1641 9618 188926
23 188926 1574 9618 180882
24 180882 1507 9618 172771
25 172771 1440 9618 164593
26 164593 1372 9618 156347
27 156347 1303 9618 148032
28 148032 1234 9618 139648
29 139648 1164 9618 131194
30 131194 1093 9618 122669
31 122669 1022 9618 114073
32 114073 951 9618 105406
33 105406 878 9618 96666
34 96666 806 9618 87854
35 87854 732 9618 78968
36 78968 658 9618 70008
37 70008 1750 9763 61995
38 61995 1550 9763 53782
39 53782 1345 9763 45364
40 45364 1134 9763 36735
41 36735 918 9763 27890
42 27890 697 9763 18824
43 18824 471 9763 9532
44 9532 238 9763 7
bi-monthly 6
half-monthl 2
monthly 12
quaterly 4
yearly 1
amount of loan 350000
period of loan 5 44
rate of interest 10%

initial phase
periodicity monthly 12
period 3 36
amount to be repaid 80% 280000
installment 9,618
second phase
periodicity quaterly 4
period 2 8
amount to be repaid 20% 70000
installment 9,867
revised roi 11%

sr.no ob int. Due installmentcb

1 350000 2917 9618 343299
2 343299 2861 9618 336542
3 336542 2805 9618 329729
4 329729 2748 9618 322859
5 322859 2690 9618 315931
6 315931 2633 9618 308946
7 308946 2575 9618 301903
8 301903 2516 9618 294801
9 294801 2457 9618 287640
10 287640 2397 9618 280419
11 280419 2337 9618 273138
12 273138 2276 9618 265796
13 265796 2215 9618 258393
14 258393 2153 9618 250928
15 250928 2091 9618 243401
16 243401 2028 9618 235811
17 235811 1965 9618 228158
18 228158 1901 9618 220441
19 220441 1837 9618 212660
20 212660 1772 9618 204814
21 204814 1707 9618 196903
22 196903 1641 9618 188926
23 188926 1574 9618 180882
24 180882 1507 9618 172771
25 172771 1440 9618 164593
26 164593 1372 9618 156347
27 156347 1303 9618 148032
28 148032 1234 9618 139648
29 139648 1164 9618 131194
30 131194 1093 9618 122669
31 122669 1022 9618 114073
32 114073 951 9618 105406
33 105406 878 9618 96666
34 96666 806 9618 87854
35 87854 732 9618 78968
36 78968 658 9618 70008
37 70008 1925 9867 62066
38 62066 1707 9867 53906
39 53906 1482 9867 45521
40 45521 1252 9867 36906
41 36906 1015 9867 28054
42 28054 771 9867 18958
43 18958 521 9867 9612
44 9612 264 9867 9
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bi-monthly 6
half-monthl 2
monthly 12
quaterly 4
yearly 1
amount of loan 100000
period of repayment 5 bi-monthly 6
periodicity monthly 12 half-monthl 2
monthly 12
quaterly 4
yearly 1

sr.no ob interest duinstallmentcb roi

1 100000 833 2125 98708 10%
2 98708 823 2125 97406 10%
3 97406 812 2125 96093 10%
4 96093 881 2172 94802 11%
5 94802 869 2172 93499 11%
6 93499 857 2172 92184 11%
7 92184 845 2172 90857 11%
8 90857 833 2172 89518 11%
9 89518 821 2172 88167 11%
10 88167 808 2172 86803 11%
11 86803 796 2172 85427 11%
12 85427 783 2172 84038 11%
13 84038 770 2172 82636 11%
14 82636 723 2152 81207 10.50%
15 81207 711 2152 79766 10.50%
16 79766 698 2152 78312 10.50%
17 78312 685 2152 76845 10.50%
18 76845 672 2152 75365 10.50%
19 75365 659 2152 73872 10.50%
20 73872 739 2205 72406 12%
21 72406 724 2205 70925 12%
22 70925 709 2205 12%
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