Qualifications:

A highly motivated, reliable, responsible, and experienced professional who demonstrates

strong communication and interpersonal skills, is goal oriented, and able to work
independently or as part of a team to meet project objectives and deadlines. A candidate
with a strong background in loan servicing, project management, finance, risk
assessment, as well as research and analysis.

Professional Experience:

California State Universtiy, Chico

RiSE Program - Student
Chico, CA
(August 2016-Present)

Wells Fargo & Co.

Commercial Mortgage Servicing Asset Management
San Francisco, CA
(September 2006-June 2016)

AVP, Senior Credit Analyst: (March 2011-June 2016)

Award winning, Senior Credit Analyst for Wells Fargo, the largest Master Servicer in the
industry of loan servicing for Commercial Mortgage Backed Securities (CMBS).
Responsible for loan servicing and monitoring of a large portfolio with over 800
commercial real estate loans, secured by over $9 billion in real estate collateral.
Manage loan life-cycle, handle Borrower special requests, research and prepare complex
underwriting addressing loan covenants, implications and risks to the lender.
Prepare detailed analysis for the calculation of loan disbursements, cash management,
and various other financial covenants; provide clear and concise written and verbal
communication with borrowers to ensure compliance with legal obligations, mortgage
terms and compliance with loan terms.
Perform on-going surveillance and credit reviews of mortgages and recommend actions
as necessary for performing and non-performing loans. Evaluate borrower claims of
hardship and evaluate projections of future performance.

AVP, Commercial Loan Portfolio Analyst: (June 2007- March 2011)

Responsible for the extensive research necessary to compile a loan watch list for a
portfolio of over $15 billion.
Actively communicated with borrowers regarding property performance, operating
statements, rent rolls and other reporting requirements.
Managed a high level project directing a staff of two contractors, internal team members,
external vendors, and a workflow of 800+ loans to evaluate loan triggers.
Presented high level market trend reports, risk evaluation, and various other
informational presentations to management on a quarterly basis.

Consultant, Commercial Loan Portfolio Analysis: (September 2006 June 2007)

Developed and coordinated the transition of operations from physical folders to an
electronic platform.
 Collaborated on the design, function, and implementation of a database to manage a
workflow of over 500 loans.

Summary of Skills:
Software: Word, Excel, Access, Power Point, Outlook, Word Perfect 12, Lotus Notes,
PageMaker, Windows 2000, NT, XP, Vista, Mac OS.
Basic computer networking with both wireless and cable based systems.

Professional Development:
Wells Fargo ABF/SLST Diversity and Inclusion Council Mentoring Program 2015
Wells Fargo Golden Spoke Award Winner 2014
Wells Fargo CMS Monthly Star Performer, June 2012 and July 2013
Wells Fargo Diversity Leadership Program, 2012
Saena Iulia, language schools, Siena, Italy 2002

Education:
California State University, Northridge: Bachelor of Music in Vocal Performance, 2005
San Francisco State University: Bachelor of Arts in Theater Performance, 1999