Comparative Analysis on Term Deposit Balance, Interest Rate on TDR, NPL, Write-off & Credit Rating of Banking industry

Fixed/Term Fixed/Term Growth Rate Fixed Fixed NPL

Net Incremental Fixed Deposit Credit
Deposit Deposit of Deposit Deposit Ratio as
Amount of Interest Rate Rating
Name of the Institutions Balance As on Balance As on Fixed/Term Interest Interest on
Fixed/Term Deposit for 1 ( Long
31-Dec-2016 31-Dec-2015 Deposit (Y- Rate for Rate for Dec-
(Y-TO-Y) (MN Taka ) Year Term )
(MN Taka ) (MN Taka ) TO-Y) 3 Months 6 Months 2016
Banks :
Brac Bank Limited 74,464 63,154 11,310 18% 4.75% 5.00% 5.00% 3.40% AA2
The City Bank 85,647 74,731 10,916 15% 3.50% 3.50% 5.00% 6.05% AA2
NCC Bank 50,135 45,151 4,984 11% 5.25% 5.50% 5.75% 5.77% AA
Shahjalal Islami Bank 44,924 41,842 3,082 7% 5.50% 5.50% 5.50% 4.70% AA3
4.75% - 4.75% - 4.75% -
Jamuna Bank 51,600 49,668 1,932 4% 4.05% AA3
6.00% 6.00% 6.00%
Dhaka Bank Limited 75,638 73,341 2,297 3% 4.00% 4.00% 5.00% 4.01% AA-
Bank Asia 67,718 66,067 1,651 2% 4.50% 4.50% 5.00% 5.40% AA2
Dutch-Bangla Bank 45,447 45,036 411 1% 3.50% 4.00% 4.50% 5.20% AA1
Mutual Trust Bank 55,803 55,708 95 0% 5.25% 5.50% 5.75% 4.36% AA
Exim Bank 130,035 130,757 -722 -1% 5.75% 5.75% 5.75% 5.23% AA-
Eastern Bank Limited 65,794 67,465 -1,671 -2% 3.50% 3.50% 4.00% 2.76% AA
IFIC 62,880 66,324 -3,444 -5% 5.25% 5.50% 6.00% 5.29% AA2
National Bank Ltd. 104,278 110,315 -6,037 -5% 5.25% 5.50% 6.00% 10.16% AA
UCBL 82,916 91,392 -8,476 -9% 5.00% 5.00% 5.00% 8.01% AA
Southeast Bank Ltd. 114,612 128,736 -14,124 -11% 5.50% 5.75% 5.75% 4.89% AA
Pubali Bank Limited 61,942 69,904 -7,962 -11% 5.00% 5.25% 5.50% 5.38% AA
Mercantile Bank Limited 36,777 42,029 -5,252 -12% 5.00% 5.50% 6.00% 5.13% AA-
Prime Bank Limited 60,156 73,131 -12,975 -18% 4.00% 4.25% 4.25% 5.96% AA2
of Banking industry

Cumulative
Date of
Written off
Rating
as on Dec-
Published at
2016
DSE Website
(MN Taka )

26-Jun-16 16,064
26-Jun-16 13,837
30-Jun-16 5,539
19-May-16 3,482

16-Jun-16 4,343
22-Apr-15 5,466
30-Jun-16 5,123
26-Jun-16 1,523
17-May-16 1,480
2-May-16 1,285
23-Jun-16 7,625
26-Jun-16 10,471
19-Jun-16 18,031
19-May-16 9,126
23-Jun-16 9,077
10-Jul-16 11,118
24-May-16 2,384
30-Jun-16 12,969