BankingTechniquesandOperationsforBusinessAdministration

SeminarandCourseOutline 2015

Means of Assessment
Assessment Means Used How Counted in Final
(Tests, activities, papers, etc.). seminar Grade
Seminar/Lecture Test 10
Seminar project 15
Study-cases and other activities (active participation) 5
Total seminar 30
office 10
Final Exam (mid-term evaluation: 20 pct) 60
TOTAL 100
Extra (lecture activities, active participation) 10

I. Exam
The exam will consist in multiple-choice questions. The samples of questions will be provided during the
courses all over the semester.
The courses will be interactive and the good answers and comments provided will be counted too as active
participation (max 15 points).
Very important!!!!! If the exam mark is below 30 points (50% of the exam mark) all the other points
wont be added.

II. Seminar
You will be provided additional direction throughout the semester. Your input is strongly encouraged and always
welcomed.

Test
Test will generally consist of open questions or/and problems, it will last approximately 30-45 minutes during
one seminar. You will be notified at least one week before.

Seminar projects
The project should be individually or in 2 person teams maximum and will be presented only on the scheduled
date; non-observance of the date means the loss of the 15 points; the paper should be around ten pages long,
single-spaced with a cover sheet containing the title, date, and the instructor and authors names. The paper
should be based on a case-study and reflect your knowledge gathered during the course and the way in which it
is used (credit analysis for juridical persons, leasing, factoring etc). All papers are required to be submitted in
word processing format.

You will receive 7 points for the written part of your project and 8 points for the presentation ; bibliography
(at least 10 sources, in Harvard Style), graphics and tables, conclusions and personal opinions are required. You
will use a PowerPoint containing around 10 slides to present the project. Free presentation is strongly required.

You have almost 15 minutes to present your project and 5 minutes to answer the teacher or your colleagues
questions. Your final mark for the project will reflect the way in which your presentation stimulates the
audiences questions. Be prepared to participate meaningfully in the discussion of the project to obtain points for
Active participation.

Assignments
The schedule is subject to amendment by the instructor during the semester. It is the students responsibility to
remain informed of the routine changes and adjustments announced in every class.
ProfessorAlinaMihaelaDima
AssistantprofessorMadalinaMoroianu
Bankingtechniquesandoperations
 Schedule of Events (lecture Thursday: 13,30 Moxa: 3MVI)

Nr Date of the Topics discussed at the course Seminar Activities Participants

crt Course
1 Feb 19 1. Introduction on the course Seminar outline All the students
2015 topic Schedule of project presentation
2. Financial intermediaries Evaluation process

2 Feb 26 2. Credit/Interest rate Case-study All the students

2015

3 March 5 3. Credit analysis Case study All the students

2015 Applications with interest rate

4 March 12 4. Credit analysis examples Applications with interest rate All the students
2015 Guest speaker

5 March 19 5. Theory of Central banking Test All the students

2015
6 March 26 6. The structure and evolution of Class Discussion All the students
2015 the Romanian banking system Presentations
Guest speaker
7 April 2 7.Mid-term evaluation Presentations Projects (1,2)
2015 20 pct Class Discussion 1.
13.30-131,132, 133 2.
15.00- 134,135,136

8 April 9 8. EU monetary policy. Class Discussion Projects (1,2)

2015 Presentations 1.
2.
9 April 23 9. Leasing Class Discussion Projects (1,2)
2015 Presentations 1.
2.
10 April 30 10. Factoring Presentations Projects (1,2)
2015 Class Discussion 1.
2.
11 May 7 11. Payment instruments Class Discussion Projects (1,2)
2015 Presentations 1.
2.
12 May 14 12. Methods of payment Class Discussion Projects (1,2)
2015 Presentations 1.
2.
13 -26 March Class Discussion Projects (1,2)
Presentations 1.
2.
14 -2 April Hand out grades Final evaluation

ProfessorAlinaMihaelaDima
AssistantprofessorMadalinaMoroianu
Bankingtechniquesandoperations
 References:

1. Dima.M. A (coordonator) (2013). Banking for Business Administration. Theory, cases and applications, Ed
ASE (ASE bookshop)
2. Dima, M.A., (2010), Credit Analysis. Case studies, Ed. Business Excellence (available on request)
3. Casu, B., Giraradone, C., Molyneux (2006). Introduction to Banking, Prentice Hall
4. Mishkin, F. (2007). The Economics of Money, Banking and Financial Markets, Prentice Hal

General structure of the project

Description of the loan

Description of the company
Credit history
Analysis of the Market/Industry
Financial Analysis of Borrower
Cash Flow and Projected Cash Flow Analysis
Collateral analysis
SWOT analysis
Credit scoring
Credit Decision

More details (and exemple) about the project will be provided during the lecture no 5 (credit analysis)

The book Credit Analysis. Case studies, Ed. Business Excellence provides examples of credit analysis in various
Romanian banks.

ProfessorAlinaMihaelaDima
AssistantprofessorMadalinaMoroianu
Bankingtechniquesandoperations