Bank

Requirement CARA PERKIRAAN DEBT SERVICE RATIO (DSR)

Pendapatan BERSIH bulanan kita = RM 5,000.00

Ansuran bulanan kereta = RM 920.00
Ansuran bulanan motor = -
Ansuran bulanan hutang PTPTN = RM 250.00
Ansuran bulanan kad kredit = RM 1,000.00

Total keseluruhan = RM 2,170.00

Debt Service Ration (DSR)

Max. Komitment yg dibenarkan = 43.4

Komitmen Rumah yg bakal dibeli = RM 1,830.00

Req. 1 DSR Slps pinjaman = 80.00 OK, PINJAMAN DILULUSKAN, DSR Le

Note:
1. Gaji KASAR lebih RM3K, DSR = Maximum 75%
2. Gaji KASAR kurang RM3K , DSR = Maximum 60%

Cost of Living = RM 1,000.00

Req. 2 Total Komitmen = RM 1,000.00 More than RM 1000 Cost of Living S

PERKIRAAN HARGA RUMAH YG MAMPU BELI BASED ON DSR

Max. Hutang Bulanan = RM 4,000.00

Max. Ansuran Bulanan Rumah yg Dibenarkan = RM 1,830.00 per month

Max. Total Pinjaman yg Dibenarkan = RM 366,000.00

Note:
1. Hartanah leasehold yang berbaki tempoh pajakan di bawah 50 tahun, agak susah nak dapatkan pembiayaan daripada bank.
2. Keseluruhan proses boleh mengambil masa di antara 6 bulan hingga setahun, bergantung kat jumlah aplikasi yang diuruskan ol
AMAN DILULUSKAN, DSR Less than 80%

n RM 1000 Cost of Living So OK!!!!

n pembiayaan daripada bank.

umlah aplikasi yang diuruskan oleh kerajaan negeri.
 PINJAMAN BANK PERUMAHAN (Mortgage Calculator)
User-Input Fields: Fixed Calculations:
Loan Amount: RM 366,000.00 Scheduled Payment Amount: RM 1,887 Per Month
Interest Rate (%): 4.65% Total No. Payments: 360
Number of Years: 30 Total Payment Amount: RM 679,403.06
Number of Payments Per Year: 12 Total Interest Paid: RM 313,403.06
Start Date (optional): 01-Jun-2017 Date of Last Payment: 01-Jun-2047

Payment Date Start Payment Capital Interest Remaining

No. Balance Amount Paid Paid Balance
2 01-Aug-2017 RM 366,000.00 RM 1,887.23 RM 470.80 RM 1,416.43 RM 365,531.02
3 01-Sep-2017 RM 365,531.02 RM 1,887.23 RM 472.62 RM 1,414.61 RM 365,060.22
4 01-Oct-2017 RM 365,060.22 RM 1,887.23 RM 474.45 RM 1,412.78 RM 364,587.60
5 01-Nov-2017 RM 364,587.60 RM 1,887.23 RM 476.29 RM 1,410.94 RM 364,113.15
6 01-Dec-2017 RM 364,113.15 RM 1,887.23 RM 478.14 RM 1,409.09 RM 363,636.85
7 01-Jan-2018 RM 363,636.85 RM 1,887.23 RM 479.99 RM 1,407.24 RM 363,158.71
8 01-Feb-2018 RM 363,158.71 RM 1,887.23 RM 481.85 RM 1,405.38 RM 362,678.72
9 01-Mar-2018 RM 362,678.72 RM 1,887.23 RM 483.72 RM 1,403.51 RM 362,196.87
10 01-Apr-2018 RM 362,196.87 RM 1,887.23 RM 485.59 RM 1,401.64 RM 361,713.16
11 01-May-2018 RM 361,713.16 RM 1,887.23 RM 487.47 RM 1,399.76 RM 361,227.56
12 01-Jun-2018 RM 361,227.56 RM 1,887.23 RM 489.36 RM 1,397.87 RM 360,740.09
13 01-Jul-2018 RM 360,740.09 RM 1,887.23 RM 491.26 RM 1,395.97 RM 360,250.73
14 01-Aug-2018 RM 360,250.73 RM 1,887.23 RM 493.16 RM 1,394.07 RM 359,759.47
15 01-Sep-2018 RM 359,759.47 RM 1,887.23 RM 495.07 RM 1,392.16 RM 359,266.30
16 01-Oct-2018 RM 359,266.30 RM 1,887.23 RM 496.99 RM 1,390.24 RM 358,771.23
17 01-Nov-2018 RM 358,771.23 RM 1,887.23 RM 498.92 RM 1,388.31 RM 358,274.24
18 01-Dec-2018 RM 358,274.24 RM 1,887.23 RM 500.85 RM 1,386.38 RM 357,775.32
19 01-Jan-2019 RM 357,775.32 RM 1,887.23 RM 502.79 RM 1,384.44 RM 357,274.47
20 01-Feb-2019 RM 357,274.47 RM 1,887.23 RM 504.74 RM 1,382.49 RM 356,771.68
21 01-Mar-2019 RM 356,771.68 RM 1,887.23 RM 506.70 RM 1,380.53 RM 356,266.94
22 01-Apr-2019 RM 356,266.94 RM 1,887.23 RM 508.66 RM 1,378.57 RM 355,760.24
23 01-May-2019 RM 355,760.24 RM 1,887.23 RM 510.63 RM 1,376.60 RM 355,251.58
24 01-Jun-2019 RM 355,251.58 RM 1,887.23 RM 512.61 RM 1,374.62 RM 354,740.95
25 01-Jul-2019 RM 354,740.95 RM 1,887.23 RM 514.60 RM 1,372.63 RM 354,228.34
26 01-Aug-2019 RM 354,228.34 RM 1,887.23 RM 516.59 RM 1,370.64 RM 353,713.74
27 01-Sep-2019 RM 353,713.74 RM 1,887.23 RM 518.59 RM 1,368.64 RM 353,197.15
28 01-Oct-2019 RM 353,197.15 RM 1,887.23 RM 520.60 RM 1,366.63 RM 352,678.56
29 01-Nov-2019 RM 352,678.56 RM 1,887.23 RM 522.62 RM 1,364.61 RM 352,157.96
30 01-Dec-2019 RM 352,157.96 RM 1,887.23 RM 524.64 RM 1,362.59 RM 351,635.34
31 01-Jan-2020 RM 351,635.34 RM 1,887.23 RM 526.68 RM 1,360.55 RM 351,110.70
32 01-Feb-2020 RM 351,110.70 RM 1,887.23 RM 528.72 RM 1,358.51 RM 350,584.02
33 01-Mar-2020 RM 350,584.02 RM 1,887.23 RM 530.77 RM 1,356.46 RM 350,055.30
34 01-Apr-2020 RM 350,055.30 RM 1,887.23 RM 532.82 RM 1,354.41 RM 349,524.54
35 01-May-2020 RM 349,524.54 RM 1,887.23 RM 534.89 RM 1,352.34 RM 348,991.72
36 01-Jun-2020 RM 348,991.72 RM 1,887.23 RM 536.96 RM 1,350.27 RM 348,456.83
37 01-Jul-2020 RM 348,456.83 RM 1,887.23 RM 539.04 RM 1,348.19 RM 347,919.87
38 01-Aug-2020 RM 347,919.87 RM 1,887.23 RM 541.13 RM 1,346.10 RM 347,380.83
39 01-Sep-2020 RM 347,380.83 RM 1,887.23 RM 543.23 RM 1,344.00 RM 346,839.70
40 01-Oct-2020 RM 346,839.70 RM 1,887.23 RM 545.33 RM 1,341.90 RM 346,296.47
41 01-Nov-2020 RM 346,296.47 RM 1,887.23 RM 547.45 RM 1,339.79 RM 345,751.14
42 01-Dec-2020 RM 345,751.14 RM 1,887.23 RM 549.57 RM 1,337.66 RM 345,203.69
43 01-Jan-2021 RM 345,203.69 RM 1,887.23 RM 551.70 RM 1,335.53 RM 344,654.13
44 01-Feb-2021 RM 344,654.13 RM 1,887.23 RM 553.83 RM 1,333.40 RM 344,102.43
45 01-Mar-2021 RM 344,102.43 RM 1,887.23 RM 555.98 RM 1,331.25 RM 343,548.60
46 01-Apr-2021 RM 343,548.60 RM 1,887.23 RM 558.13 RM 1,329.10 RM 342,992.62
47 01-May-2021 RM 342,992.62 RM 1,887.23 RM 560.30 RM 1,326.93 RM 342,434.48
48 01-Jun-2021 RM 342,434.48 RM 1,887.23 RM 562.47 RM 1,324.76 RM 341,874.18
49 01-Jul-2021 RM 341,874.18 RM 1,887.23 RM 564.65 RM 1,322.58 RM 341,311.72
50 01-Aug-2021 RM 341,311.72 RM 1,887.23 RM 566.84 RM 1,320.39 RM 340,747.07
51 01-Sep-2021 RM 340,747.07 RM 1,887.23 RM 569.03 RM 1,318.20 RM 340,180.23
52 01-Oct-2021 RM 340,180.23 RM 1,887.23 RM 571.24 RM 1,315.99 RM 339,611.20
53 01-Nov-2021 RM 339,611.20 RM 1,887.23 RM 573.45 RM 1,313.78 RM 339,039.96
54 01-Dec-2021 RM 339,039.96 RM 1,887.23 RM 575.67 RM 1,311.56 RM 338,466.51
55 01-Jan-2022 RM 338,466.51 RM 1,887.23 RM 577.90 RM 1,309.33 RM 337,890.84
56 01-Feb-2022 RM 337,890.84 RM 1,887.23 RM 580.14 RM 1,307.09 RM 337,312.93
57 01-Mar-2022 RM 337,312.93 RM 1,887.23 RM 582.39 RM 1,304.84 RM 336,732.79
58 01-Apr-2022 RM 336,732.79 RM 1,887.23 RM 584.65 RM 1,302.58 RM 336,150.40
59 01-May-2022 RM 336,150.40 RM 1,887.23 RM 586.91 RM 1,300.32 RM 335,565.75
60 01-Jun-2022 RM 335,565.75 RM 1,887.23 RM 589.19 RM 1,298.04 RM 334,978.84
61 01-Jul-2022 RM 334,978.84 RM 1,887.23 RM 591.47 RM 1,295.76 RM 334,389.65
62 01-Aug-2022 RM 334,389.65 RM 1,887.23 RM 593.76 RM 1,293.47 RM 333,798.18
63 01-Sep-2022 RM 333,798.18 RM 1,887.23 RM 596.06 RM 1,291.17 RM 333,204.42
64 01-Oct-2022 RM 333,204.42 RM 1,887.23 RM 598.37 RM 1,288.86 RM 332,608.35
65 01-Nov-2022 RM 332,608.35 RM 1,887.23 RM 600.69 RM 1,286.54 RM 332,009.98
66 01-Dec-2022 RM 332,009.98 RM 1,887.23 RM 603.02 RM 1,284.21 RM 331,409.29
67 01-Jan-2023 RM 331,409.29 RM 1,887.23 RM 605.36 RM 1,281.87 RM 330,806.27
68 01-Feb-2023 RM 330,806.27 RM 1,887.23 RM 607.70 RM 1,279.53 RM 330,200.91
69 01-Mar-2023 RM 330,200.91 RM 1,887.23 RM 610.06 RM 1,277.17 RM 329,593.21
70 01-Apr-2023 RM 329,593.21 RM 1,887.23 RM 612.42 RM 1,274.81 RM 328,983.15
71 01-May-2023 RM 328,983.15 RM 1,887.23 RM 614.79 RM 1,272.44 RM 328,370.73
72 01-Jun-2023 RM 328,370.73 RM 1,887.23 RM 617.18 RM 1,270.05 RM 327,755.94
73 01-Jul-2023 RM 327,755.94 RM 1,887.23 RM 619.57 RM 1,267.66 RM 327,138.76
74 01-Aug-2023 RM 327,138.76 RM 1,887.23 RM 621.97 RM 1,265.26 RM 326,519.19
75 01-Sep-2023 RM 326,519.19 RM 1,887.23 RM 624.38 RM 1,262.85 RM 325,897.23
76 01-Oct-2023 RM 325,897.23 RM 1,887.23 RM 626.80 RM 1,260.43 RM 325,272.85
77 01-Nov-2023 RM 325,272.85 RM 1,887.23 RM 629.23 RM 1,258.00 RM 324,646.05
78 01-Dec-2023 RM 324,646.05 RM 1,887.23 RM 631.67 RM 1,255.57 RM 324,016.82
79 01-Jan-2024 RM 324,016.82 RM 1,887.23 RM 634.11 RM 1,253.12 RM 323,385.16
80 01-Feb-2024 RM 323,385.16 RM 1,887.23 RM 636.57 RM 1,250.66 RM 322,751.04
81 01-Mar-2024 RM 322,751.04 RM 1,887.23 RM 639.04 RM 1,248.19 RM 322,114.47
82 01-Apr-2024 RM 322,114.47 RM 1,887.23 RM 641.51 RM 1,245.72 RM 321,475.43
83 01-May-2024 RM 321,475.43 RM 1,887.23 RM 644.00 RM 1,243.23 RM 320,833.92
84 01-Jun-2024 RM 320,833.92 RM 1,887.23 RM 646.49 RM 1,240.74 RM 320,189.92
85 01-Jul-2024 RM 320,189.92 RM 1,887.23 RM 649.00 RM 1,238.23 RM 319,543.43
86 01-Aug-2024 RM 319,543.43 RM 1,887.23 RM 651.51 RM 1,235.72 RM 318,894.43
87 01-Sep-2024 RM 318,894.43 RM 1,887.23 RM 654.04 RM 1,233.19 RM 318,242.91
88 01-Oct-2024 RM 318,242.91 RM 1,887.23 RM 656.57 RM 1,230.66 RM 317,588.87
89 01-Nov-2024 RM 317,588.87 RM 1,887.23 RM 659.12 RM 1,228.11 RM 316,932.30
90 01-Dec-2024 RM 316,932.30 RM 1,887.23 RM 661.67 RM 1,225.56 RM 316,273.18
91 01-Jan-2025 RM 316,273.18 RM 1,887.23 RM 664.24 RM 1,222.99 RM 315,611.51
92 01-Feb-2025 RM 315,611.51 RM 1,887.23 RM 666.81 RM 1,220.42 RM 314,947.27
93 01-Mar-2025 RM 314,947.27 RM 1,887.23 RM 669.39 RM 1,217.84 RM 314,280.46
94 01-Apr-2025 RM 314,280.46 RM 1,887.23 RM 671.99 RM 1,215.24 RM 313,611.07
95 01-May-2025 RM 313,611.07 RM 1,887.23 RM 674.59 RM 1,212.64 RM 312,939.08
96 01-Jun-2025 RM 312,939.08 RM 1,887.23 RM 677.21 RM 1,210.02 RM 312,264.49
97 01-Jul-2025 RM 312,264.49 RM 1,887.23 RM 679.83 RM 1,207.40 RM 311,587.28
98 01-Aug-2025 RM 311,587.28 RM 1,887.23 RM 682.46 RM 1,204.77 RM 310,907.45
99 01-Sep-2025 RM 310,907.45 RM 1,887.23 RM 685.11 RM 1,202.12 RM 310,224.99
100 01-Oct-2025 RM 310,224.99 RM 1,887.23 RM 687.76 RM 1,199.47 RM 309,539.88
101 01-Nov-2025 RM 309,539.88 RM 1,887.23 RM 690.43 RM 1,196.80 RM 308,852.12
102 01-Dec-2025 RM 308,852.12 RM 1,887.23 RM 693.10 RM 1,194.13 RM 308,161.69
103 01-Jan-2026 RM 308,161.69 RM 1,887.23 RM 695.79 RM 1,191.44 RM 307,468.58
104 01-Feb-2026 RM 307,468.58 RM 1,887.23 RM 698.49 RM 1,188.74 RM 306,772.79
105 01-Mar-2026 RM 306,772.79 RM 1,887.23 RM 701.19 RM 1,186.04 RM 306,074.31
106 01-Apr-2026 RM 306,074.31 RM 1,887.23 RM 703.91 RM 1,183.32 RM 305,373.11
107 01-May-2026 RM 305,373.11 RM 1,887.23 RM 706.64 RM 1,180.59 RM 304,669.20
108 01-Jun-2026 RM 304,669.20 RM 1,887.23 RM 709.38 RM 1,177.85 RM 303,962.57
109 01-Jul-2026 RM 303,962.57 RM 1,887.23 RM 712.12 RM 1,175.11 RM 303,253.19
110 01-Aug-2026 RM 303,253.19 RM 1,887.23 RM 714.88 RM 1,172.35 RM 302,541.07
111 01-Sep-2026 RM 302,541.07 RM 1,887.23 RM 717.65 RM 1,169.58 RM 301,826.18
112 01-Oct-2026 RM 301,826.18 RM 1,887.23 RM 720.44 RM 1,166.80 RM 301,108.53
113 01-Nov-2026 RM 301,108.53 RM 1,887.23 RM 723.23 RM 1,164.00 RM 300,388.09
114 01-Dec-2026 RM 300,388.09 RM 1,887.23 RM 726.03 RM 1,161.20 RM 299,664.87
115 01-Jan-2027 RM 299,664.87 RM 1,887.23 RM 728.84 RM 1,158.39 RM 298,938.84
116 01-Feb-2027 RM 298,938.84 RM 1,887.23 RM 731.67 RM 1,155.56 RM 298,209.99
117 01-Mar-2027 RM 298,209.99 RM 1,887.23 RM 734.50 RM 1,152.73 RM 297,478.33
118 01-Apr-2027 RM 297,478.33 RM 1,887.23 RM 737.35 RM 1,149.88 RM 296,743.82
119 01-May-2027 RM 296,743.82 RM 1,887.23 RM 740.21 RM 1,147.03 RM 296,006.48
120 01-Jun-2027 RM 296,006.48 RM 1,887.23 RM 743.07 RM 1,144.16 RM 295,266.27
121 01-Jul-2027 RM 295,266.27 RM 1,887.23 RM 745.95 RM 1,141.28 RM 294,523.20
122 01-Aug-2027 RM 294,523.20 RM 1,887.23 RM 748.84 RM 1,138.39 RM 293,777.24
123 01-Sep-2027 RM 293,777.24 RM 1,887.23 RM 751.75 RM 1,135.49 RM 293,028.40
124 01-Oct-2027 RM 293,028.40 RM 1,887.23 RM 754.66 RM 1,132.57 RM 292,276.65
125 01-Nov-2027 RM 292,276.65 RM 1,887.23 RM 757.58 RM 1,129.65 RM 291,522.00
126 01-Dec-2027 RM 291,522.00 RM 1,887.23 RM 760.52 RM 1,126.71 RM 290,764.41
127 01-Jan-2028 RM 290,764.41 RM 1,887.23 RM 763.47 RM 1,123.77 RM 290,003.89
128 01-Feb-2028 RM 290,003.89 RM 1,887.23 RM 766.42 RM 1,120.81 RM 289,240.43
129 01-Mar-2028 RM 289,240.43 RM 1,887.23 RM 769.39 RM 1,117.84 RM 288,474.00
130 01-Apr-2028 RM 288,474.00 RM 1,887.23 RM 772.38 RM 1,114.86 RM 287,704.61
131 01-May-2028 RM 287,704.61 RM 1,887.23 RM 775.37 RM 1,111.86 RM 286,932.23
132 01-Jun-2028 RM 286,932.23 RM 1,887.23 RM 778.37 RM 1,108.86 RM 286,156.87
133 01-Jul-2028 RM 286,156.87 RM 1,887.23 RM 781.39 RM 1,105.84 RM 285,378.49
134 01-Aug-2028 RM 285,378.49 RM 1,887.23 RM 784.42 RM 1,102.81 RM 284,597.10
135 01-Sep-2028 RM 284,597.10 RM 1,887.23 RM 787.46 RM 1,099.77 RM 283,812.69
136 01-Oct-2028 RM 283,812.69 RM 1,887.23 RM 790.51 RM 1,096.72 RM 283,025.23
137 01-Nov-2028 RM 283,025.23 RM 1,887.23 RM 793.57 RM 1,093.66 RM 282,234.72
138 01-Dec-2028 RM 282,234.72 RM 1,887.23 RM 796.65 RM 1,090.58 RM 281,441.15
139 01-Jan-2029 RM 281,441.15 RM 1,887.23 RM 799.73 RM 1,087.50 RM 280,644.51
140 01-Feb-2029 RM 280,644.51 RM 1,887.23 RM 802.83 RM 1,084.40 RM 279,844.77
141 01-Mar-2029 RM 279,844.77 RM 1,887.23 RM 805.94 RM 1,081.29 RM 279,041.94
142 01-Apr-2029 RM 279,041.94 RM 1,887.23 RM 809.07 RM 1,078.16 RM 278,236.00
143 01-May-2029 RM 278,236.00 RM 1,887.23 RM 812.20 RM 1,075.03 RM 277,426.93
144 01-Jun-2029 RM 277,426.93 RM 1,887.23 RM 815.35 RM 1,071.88 RM 276,614.73
145 01-Jul-2029 RM 276,614.73 RM 1,887.23 RM 818.51 RM 1,068.72 RM 275,799.38
146 01-Aug-2029 RM 275,799.38 RM 1,887.23 RM 821.68 RM 1,065.55 RM 274,980.87
147 01-Sep-2029 RM 274,980.87 RM 1,887.23 RM 824.86 RM 1,062.37 RM 274,159.19
148 01-Oct-2029 RM 274,159.19 RM 1,887.23 RM 828.06 RM 1,059.17 RM 273,334.33
149 01-Nov-2029 RM 273,334.33 RM 1,887.23 RM 831.27 RM 1,055.96 RM 272,506.27
150 01-Dec-2029 RM 272,506.27 RM 1,887.23 RM 834.49 RM 1,052.74 RM 271,675.00
151 01-Jan-2030 RM 271,675.00 RM 1,887.23 RM 837.72 RM 1,049.51 RM 270,840.51
152 01-Feb-2030 RM 270,840.51 RM 1,887.23 RM 840.97 RM 1,046.26 RM 270,002.79
153 01-Mar-2030 RM 270,002.79 RM 1,887.23 RM 844.23 RM 1,043.00 RM 269,161.82
154 01-Apr-2030 RM 269,161.82 RM 1,887.23 RM 847.50 RM 1,039.73 RM 268,317.59
155 01-May-2030 RM 268,317.59 RM 1,887.23 RM 850.78 RM 1,036.45 RM 267,470.09
156 01-Jun-2030 RM 267,470.09 RM 1,887.23 RM 854.08 RM 1,033.15 RM 266,619.30
157 01-Jul-2030 RM 266,619.30 RM 1,887.23 RM 857.39 RM 1,029.84 RM 265,765.22
158 01-Aug-2030 RM 265,765.22 RM 1,887.23 RM 860.71 RM 1,026.52 RM 264,907.83
159 01-Sep-2030 RM 264,907.83 RM 1,887.23 RM 864.05 RM 1,023.18 RM 264,047.12
160 01-Oct-2030 RM 264,047.12 RM 1,887.23 RM 867.40 RM 1,019.83 RM 263,183.07
161 01-Nov-2030 RM 263,183.07 RM 1,887.23 RM 870.76 RM 1,016.47 RM 262,315.67
162 01-Dec-2030 RM 262,315.67 RM 1,887.23 RM 874.13 RM 1,013.10 RM 261,444.92
163 01-Jan-2031 RM 261,444.92 RM 1,887.23 RM 877.52 RM 1,009.71 RM 260,570.79
164 01-Feb-2031 RM 260,570.79 RM 1,887.23 RM 880.92 RM 1,006.31 RM 259,693.27
165 01-Mar-2031 RM 259,693.27 RM 1,887.23 RM 884.33 RM 1,002.90 RM 258,812.35
166 01-Apr-2031 RM 258,812.35 RM 1,887.23 RM 887.76 RM 999.47 RM 257,928.01
167 01-May-2031 RM 257,928.01 RM 1,887.23 RM 891.20 RM 996.03 RM 257,040.25
168 01-Jun-2031 RM 257,040.25 RM 1,887.23 RM 894.65 RM 992.58 RM 256,149.05
169 01-Jul-2031 RM 256,149.05 RM 1,887.23 RM 898.12 RM 989.11 RM 255,254.40
170 01-Aug-2031 RM 255,254.40 RM 1,887.23 RM 901.60 RM 985.63 RM 254,356.28
171 01-Sep-2031 RM 254,356.28 RM 1,887.23 RM 905.09 RM 982.14 RM 253,454.68
172 01-Oct-2031 RM 253,454.68 RM 1,887.23 RM 908.60 RM 978.63 RM 252,549.59
173 01-Nov-2031 RM 252,549.59 RM 1,887.23 RM 912.12 RM 975.11 RM 251,640.99
174 01-Dec-2031 RM 251,640.99 RM 1,887.23 RM 915.66 RM 971.57 RM 250,728.86
175 01-Jan-2032 RM 250,728.86 RM 1,887.23 RM 919.20 RM 968.03 RM 249,813.21
176 01-Feb-2032 RM 249,813.21 RM 1,887.23 RM 922.77 RM 964.46 RM 248,894.00
177 01-Mar-2032 RM 248,894.00 RM 1,887.23 RM 926.34 RM 960.89 RM 247,971.24
178 01-Apr-2032 RM 247,971.24 RM 1,887.23 RM 929.93 RM 957.30 RM 247,044.90
179 01-May-2032 RM 247,044.90 RM 1,887.23 RM 933.54 RM 953.70 RM 246,114.96
180 01-Jun-2032 RM 246,114.96 RM 1,887.23 RM 937.15 RM 950.08 RM 245,181.43
181 01-Jul-2032 RM 245,181.43 RM 1,887.23 RM 940.78 RM 946.45 RM 244,244.28
182 01-Aug-2032 RM 244,244.28 RM 1,887.23 RM 944.43 RM 942.80 RM 243,303.49
183 01-Sep-2032 RM 243,303.49 RM 1,887.23 RM 948.09 RM 939.14 RM 242,359.06
184 01-Oct-2032 RM 242,359.06 RM 1,887.23 RM 951.76 RM 935.47 RM 241,410.97
185 01-Nov-2032 RM 241,410.97 RM 1,887.23 RM 955.45 RM 931.78 RM 240,459.21
186 01-Dec-2032 RM 240,459.21 RM 1,887.23 RM 959.15 RM 928.08 RM 239,503.76
187 01-Jan-2033 RM 239,503.76 RM 1,887.23 RM 962.87 RM 924.36 RM 238,544.60
188 01-Feb-2033 RM 238,544.60 RM 1,887.23 RM 966.60 RM 920.63 RM 237,581.73
189 01-Mar-2033 RM 237,581.73 RM 1,887.23 RM 970.35 RM 916.88 RM 236,615.13
190 01-Apr-2033 RM 236,615.13 RM 1,887.23 RM 974.11 RM 913.12 RM 235,644.79
191 01-May-2033 RM 235,644.79 RM 1,887.23 RM 977.88 RM 909.35 RM 234,670.68
192 01-Jun-2033 RM 234,670.68 RM 1,887.23 RM 981.67 RM 905.56 RM 233,692.80
193 01-Jul-2033 RM 233,692.80 RM 1,887.23 RM 985.48 RM 901.76 RM 232,711.13
194 01-Aug-2033 RM 232,711.13 RM 1,887.23 RM 989.29 RM 897.94 RM 231,725.65
195 01-Sep-2033 RM 231,725.65 RM 1,887.23 RM 993.13 RM 894.10 RM 230,736.36
196 01-Oct-2033 RM 230,736.36 RM 1,887.23 RM 996.98 RM 890.26 RM 229,743.23
197 01-Nov-2033 RM 229,743.23 RM 1,887.23 RM 1,000.84 RM 886.39 RM 228,746.25
198 01-Dec-2033 RM 228,746.25 RM 1,887.23 RM 1,004.72 RM 882.51 RM 227,745.41
199 01-Jan-2034 RM 227,745.41 RM 1,887.23 RM 1,008.61 RM 878.62 RM 226,740.70
200 01-Feb-2034 RM 226,740.70 RM 1,887.23 RM 1,012.52 RM 874.71 RM 225,732.09
201 01-Mar-2034 RM 225,732.09 RM 1,887.23 RM 1,016.44 RM 870.79 RM 224,719.57
202 01-Apr-2034 RM 224,719.57 RM 1,887.23 RM 1,020.38 RM 866.85 RM 223,703.13
203 01-May-2034 RM 223,703.13 RM 1,887.23 RM 1,024.34 RM 862.90 RM 222,682.74
204 01-Jun-2034 RM 222,682.74 RM 1,887.23 RM 1,028.30 RM 858.93 RM 221,658.41
205 01-Jul-2034 RM 221,658.41 RM 1,887.23 RM 1,032.29 RM 854.94 RM 220,630.10
206 01-Aug-2034 RM 220,630.10 RM 1,887.23 RM 1,036.29 RM 850.94 RM 219,597.82
207 01-Sep-2034 RM 219,597.82 RM 1,887.23 RM 1,040.30 RM 846.93 RM 218,561.53
208 01-Oct-2034 RM 218,561.53 RM 1,887.23 RM 1,044.34 RM 842.89 RM 217,521.22
209 01-Nov-2034 RM 217,521.22 RM 1,887.23 RM 1,048.38 RM 838.85 RM 216,476.89
210 01-Dec-2034 RM 216,476.89 RM 1,887.23 RM 1,052.45 RM 834.79 RM 215,428.50
211 01-Jan-2035 RM 215,428.50 RM 1,887.23 RM 1,056.52 RM 830.71 RM 214,376.06
212 01-Feb-2035 RM 214,376.06 RM 1,887.23 RM 1,060.62 RM 826.61 RM 213,319.53
213 01-Mar-2035 RM 213,319.53 RM 1,887.23 RM 1,064.73 RM 822.50 RM 212,258.92
214 01-Apr-2035 RM 212,258.92 RM 1,887.23 RM 1,068.85 RM 818.38 RM 211,194.19
215 01-May-2035 RM 211,194.19 RM 1,887.23 RM 1,073.00 RM 814.24 RM 210,125.34
216 01-Jun-2035 RM 210,125.34 RM 1,887.23 RM 1,077.15 RM 810.08 RM 209,052.34
217 01-Jul-2035 RM 209,052.34 RM 1,887.23 RM 1,081.33 RM 805.90 RM 207,975.19
218 01-Aug-2035 RM 207,975.19 RM 1,887.23 RM 1,085.52 RM 801.71 RM 206,893.86
219 01-Sep-2035 RM 206,893.86 RM 1,887.23 RM 1,089.72 RM 797.51 RM 205,808.34
220 01-Oct-2035 RM 205,808.34 RM 1,887.23 RM 1,093.95 RM 793.28 RM 204,718.62
221 01-Nov-2035 RM 204,718.62 RM 1,887.23 RM 1,098.19 RM 789.05 RM 203,624.67
222 01-Dec-2035 RM 203,624.67 RM 1,887.23 RM 1,102.44 RM 784.79 RM 202,526.49
223 01-Jan-2036 RM 202,526.49 RM 1,887.23 RM 1,106.71 RM 780.52 RM 201,424.05
224 01-Feb-2036 RM 201,424.05 RM 1,887.23 RM 1,111.00 RM 776.23 RM 200,317.34
225 01-Mar-2036 RM 200,317.34 RM 1,887.23 RM 1,115.31 RM 771.92 RM 199,206.34
226 01-Apr-2036 RM 199,206.34 RM 1,887.23 RM 1,119.63 RM 767.60 RM 198,091.03
227 01-May-2036 RM 198,091.03 RM 1,887.23 RM 1,123.97 RM 763.26 RM 196,971.40
228 01-Jun-2036 RM 196,971.40 RM 1,887.23 RM 1,128.32 RM 758.91 RM 195,847.43
229 01-Jul-2036 RM 195,847.43 RM 1,887.23 RM 1,132.69 RM 754.54 RM 194,719.11
230 01-Aug-2036 RM 194,719.11 RM 1,887.23 RM 1,137.08 RM 750.15 RM 193,586.42
231 01-Sep-2036 RM 193,586.42 RM 1,887.23 RM 1,141.49 RM 745.74 RM 192,449.34
232 01-Oct-2036 RM 192,449.34 RM 1,887.23 RM 1,145.91 RM 741.32 RM 191,307.85
233 01-Nov-2036 RM 191,307.85 RM 1,887.23 RM 1,150.35 RM 736.88 RM 190,161.93
234 01-Dec-2036 RM 190,161.93 RM 1,887.23 RM 1,154.81 RM 732.42 RM 189,011.58
235 01-Jan-2037 RM 189,011.58 RM 1,887.23 RM 1,159.29 RM 727.94 RM 187,856.77
236 01-Feb-2037 RM 187,856.77 RM 1,887.23 RM 1,163.78 RM 723.45 RM 186,697.48
237 01-Mar-2037 RM 186,697.48 RM 1,887.23 RM 1,168.29 RM 718.94 RM 185,533.70
238 01-Apr-2037 RM 185,533.70 RM 1,887.23 RM 1,172.81 RM 714.42 RM 184,365.42
239 01-May-2037 RM 184,365.42 RM 1,887.23 RM 1,177.36 RM 709.87 RM 183,192.60
240 01-Jun-2037 RM 183,192.60 RM 1,887.23 RM 1,181.92 RM 705.31 RM 182,015.24
241 01-Jul-2037 RM 182,015.24 RM 1,887.23 RM 1,186.50 RM 700.73 RM 180,833.32
242 01-Aug-2037 RM 180,833.32 RM 1,887.23 RM 1,191.10 RM 696.13 RM 179,646.82
243 01-Sep-2037 RM 179,646.82 RM 1,887.23 RM 1,195.71 RM 691.52 RM 178,455.72
244 01-Oct-2037 RM 178,455.72 RM 1,887.23 RM 1,200.35 RM 686.88 RM 177,260.01
245 01-Nov-2037 RM 177,260.01 RM 1,887.23 RM 1,205.00 RM 682.23 RM 176,059.66
246 01-Dec-2037 RM 176,059.66 RM 1,887.23 RM 1,209.67 RM 677.56 RM 174,854.66
247 01-Jan-2038 RM 174,854.66 RM 1,887.23 RM 1,214.36 RM 672.87 RM 173,644.99
248 01-Feb-2038 RM 173,644.99 RM 1,887.23 RM 1,219.06 RM 668.17 RM 172,430.63
249 01-Mar-2038 RM 172,430.63 RM 1,887.23 RM 1,223.79 RM 663.44 RM 171,211.57
250 01-Apr-2038 RM 171,211.57 RM 1,887.23 RM 1,228.53 RM 658.70 RM 169,987.78
251 01-May-2038 RM 169,987.78 RM 1,887.23 RM 1,233.29 RM 653.94 RM 168,759.26
252 01-Jun-2038 RM 168,759.26 RM 1,887.23 RM 1,238.07 RM 649.16 RM 167,525.97
253 01-Jul-2038 RM 167,525.97 RM 1,887.23 RM 1,242.87 RM 644.37 RM 166,287.90
254 01-Aug-2038 RM 166,287.90 RM 1,887.23 RM 1,247.68 RM 639.55 RM 165,045.04
255 01-Sep-2038 RM 165,045.04 RM 1,887.23 RM 1,252.52 RM 634.71 RM 163,797.35
256 01-Oct-2038 RM 163,797.35 RM 1,887.23 RM 1,257.37 RM 629.86 RM 162,544.84
257 01-Nov-2038 RM 162,544.84 RM 1,887.23 RM 1,262.24 RM 624.99 RM 161,287.47
258 01-Dec-2038 RM 161,287.47 RM 1,887.23 RM 1,267.13 RM 620.10 RM 160,025.23
259 01-Jan-2039 RM 160,025.23 RM 1,887.23 RM 1,272.04 RM 615.19 RM 158,758.09
260 01-Feb-2039 RM 158,758.09 RM 1,887.23 RM 1,276.97 RM 610.26 RM 157,486.05
261 01-Mar-2039 RM 157,486.05 RM 1,887.23 RM 1,281.92 RM 605.31 RM 156,209.08
262 01-Apr-2039 RM 156,209.08 RM 1,887.23 RM 1,286.89 RM 600.34 RM 154,927.16
263 01-May-2039 RM 154,927.16 RM 1,887.23 RM 1,291.87 RM 595.36 RM 153,640.27
264 01-Jun-2039 RM 153,640.27 RM 1,887.23 RM 1,296.88 RM 590.35 RM 152,348.40
265 01-Jul-2039 RM 152,348.40 RM 1,887.23 RM 1,301.91 RM 585.32 RM 151,051.52
266 01-Aug-2039 RM 151,051.52 RM 1,887.23 RM 1,306.95 RM 580.28 RM 149,749.61
267 01-Sep-2039 RM 149,749.61 RM 1,887.23 RM 1,312.02 RM 575.22 RM 148,442.66
268 01-Oct-2039 RM 148,442.66 RM 1,887.23 RM 1,317.10 RM 570.13 RM 147,130.64
269 01-Nov-2039 RM 147,130.64 RM 1,887.23 RM 1,322.20 RM 565.03 RM 145,813.54
270 01-Dec-2039 RM 145,813.54 RM 1,887.23 RM 1,327.33 RM 559.90 RM 144,491.34
271 01-Jan-2040 RM 144,491.34 RM 1,887.23 RM 1,332.47 RM 554.76 RM 143,164.01
272 01-Feb-2040 RM 143,164.01 RM 1,887.23 RM 1,337.63 RM 549.60 RM 141,831.54
273 01-Mar-2040 RM 141,831.54 RM 1,887.23 RM 1,342.82 RM 544.41 RM 140,493.91
274 01-Apr-2040 RM 140,493.91 RM 1,887.23 RM 1,348.02 RM 539.21 RM 139,151.09
275 01-May-2040 RM 139,151.09 RM 1,887.23 RM 1,353.24 RM 533.99 RM 137,803.07
276 01-Jun-2040 RM 137,803.07 RM 1,887.23 RM 1,358.49 RM 528.74 RM 136,449.83
277 01-Jul-2040 RM 136,449.83 RM 1,887.23 RM 1,363.75 RM 523.48 RM 135,091.34
278 01-Aug-2040 RM 135,091.34 RM 1,887.23 RM 1,369.04 RM 518.19 RM 133,727.59
279 01-Sep-2040 RM 133,727.59 RM 1,887.23 RM 1,374.34 RM 512.89 RM 132,358.55
280 01-Oct-2040 RM 132,358.55 RM 1,887.23 RM 1,379.67 RM 507.56 RM 130,984.21
281 01-Nov-2040 RM 130,984.21 RM 1,887.23 RM 1,385.01 RM 502.22 RM 129,604.54
282 01-Dec-2040 RM 129,604.54 RM 1,887.23 RM 1,390.38 RM 496.85 RM 128,219.53
283 01-Jan-2041 RM 128,219.53 RM 1,887.23 RM 1,395.77 RM 491.46 RM 126,829.15
284 01-Feb-2041 RM 126,829.15 RM 1,887.23 RM 1,401.18 RM 486.05 RM 125,433.38
285 01-Mar-2041 RM 125,433.38 RM 1,887.23 RM 1,406.61 RM 480.62 RM 124,032.21
286 01-Apr-2041 RM 124,032.21 RM 1,887.23 RM 1,412.06 RM 475.17 RM 122,625.60
287 01-May-2041 RM 122,625.60 RM 1,887.23 RM 1,417.53 RM 469.70 RM 121,213.54
288 01-Jun-2041 RM 121,213.54 RM 1,887.23 RM 1,423.02 RM 464.21 RM 119,796.02
289 01-Jul-2041 RM 119,796.02 RM 1,887.23 RM 1,428.54 RM 458.70 RM 118,373.00
290 01-Aug-2041 RM 118,373.00 RM 1,887.23 RM 1,434.07 RM 453.16 RM 116,944.46
291 01-Sep-2041 RM 116,944.46 RM 1,887.23 RM 1,439.63 RM 447.60 RM 115,510.39
292 01-Oct-2041 RM 115,510.39 RM 1,887.23 RM 1,445.21 RM 442.02 RM 114,070.76
293 01-Nov-2041 RM 114,070.76 RM 1,887.23 RM 1,450.81 RM 436.42 RM 112,625.55
294 01-Dec-2041 RM 112,625.55 RM 1,887.23 RM 1,456.43 RM 430.80 RM 111,174.75
295 01-Jan-2042 RM 111,174.75 RM 1,887.23 RM 1,462.07 RM 425.16 RM 109,718.32
296 01-Feb-2042 RM 109,718.32 RM 1,887.23 RM 1,467.74 RM 419.49 RM 108,256.25
297 01-Mar-2042 RM 108,256.25 RM 1,887.23 RM 1,473.43 RM 413.81 RM 106,788.51
298 01-Apr-2042 RM 106,788.51 RM 1,887.23 RM 1,479.13 RM 408.10 RM 105,315.08
299 01-May-2042 RM 105,315.08 RM 1,887.23 RM 1,484.87 RM 402.36 RM 103,835.95
300 01-Jun-2042 RM 103,835.95 RM 1,887.23 RM 1,490.62 RM 396.61 RM 102,351.08
301 01-Jul-2042 RM 102,351.08 RM 1,887.23 RM 1,496.40 RM 390.83 RM 100,860.46
302 01-Aug-2042 RM 100,860.46 RM 1,887.23 RM 1,502.19 RM 385.04 RM 99,364.07
303 01-Sep-2042 RM 99,364.07 RM 1,887.23 RM 1,508.02 RM 379.21 RM 97,861.87
304 01-Oct-2042 RM 97,861.87 RM 1,887.23 RM 1,513.86 RM 373.37 RM 96,353.86
305 01-Nov-2042 RM 96,353.86 RM 1,887.23 RM 1,519.73 RM 367.50 RM 94,840.00
306 01-Dec-2042 RM 94,840.00 RM 1,887.23 RM 1,525.61 RM 361.62 RM 93,320.27
307 01-Jan-2043 RM 93,320.27 RM 1,887.23 RM 1,531.53 RM 355.70 RM 91,794.66
308 01-Feb-2043 RM 91,794.66 RM 1,887.23 RM 1,537.46 RM 349.77 RM 90,263.13
309 01-Mar-2043 RM 90,263.13 RM 1,887.23 RM 1,543.42 RM 343.81 RM 88,725.67
310 01-Apr-2043 RM 88,725.67 RM 1,887.23 RM 1,549.40 RM 337.83 RM 87,182.25
311 01-May-2043 RM 87,182.25 RM 1,887.23 RM 1,555.40 RM 331.83 RM 85,632.85
312 01-Jun-2043 RM 85,632.85 RM 1,887.23 RM 1,561.43 RM 325.80 RM 84,077.45
313 01-Jul-2043 RM 84,077.45 RM 1,887.23 RM 1,567.48 RM 319.75 RM 82,516.02
314 01-Aug-2043 RM 82,516.02 RM 1,887.23 RM 1,573.56 RM 313.68 RM 80,948.53
315 01-Sep-2043 RM 80,948.53 RM 1,887.23 RM 1,579.65 RM 307.58 RM 79,374.98
316 01-Oct-2043 RM 79,374.98 RM 1,887.23 RM 1,585.77 RM 301.46 RM 77,795.33
317 01-Nov-2043 RM 77,795.33 RM 1,887.23 RM 1,591.92 RM 295.31 RM 76,209.55
318 01-Dec-2043 RM 76,209.55 RM 1,887.23 RM 1,598.09 RM 289.14 RM 74,617.63
319 01-Jan-2044 RM 74,617.63 RM 1,887.23 RM 1,604.28 RM 282.95 RM 73,019.55
320 01-Feb-2044 RM 73,019.55 RM 1,887.23 RM 1,610.50 RM 276.73 RM 71,415.27
321 01-Mar-2044 RM 71,415.27 RM 1,887.23 RM 1,616.74 RM 270.49 RM 69,804.77
322 01-Apr-2044 RM 69,804.77 RM 1,887.23 RM 1,623.00 RM 264.23 RM 68,188.03
323 01-May-2044 RM 68,188.03 RM 1,887.23 RM 1,629.29 RM 257.94 RM 66,565.03
324 01-Jun-2044 RM 66,565.03 RM 1,887.23 RM 1,635.60 RM 251.63 RM 64,935.74
325 01-Jul-2044 RM 64,935.74 RM 1,887.23 RM 1,641.94 RM 245.29 RM 63,300.13
326 01-Aug-2044 RM 63,300.13 RM 1,887.23 RM 1,648.31 RM 238.93 RM 61,658.19
327 01-Sep-2044 RM 61,658.19 RM 1,887.23 RM 1,654.69 RM 232.54 RM 60,009.89
328 01-Oct-2044 RM 60,009.89 RM 1,887.23 RM 1,661.10 RM 226.13 RM 58,355.19
329 01-Nov-2044 RM 58,355.19 RM 1,887.23 RM 1,667.54 RM 219.69 RM 56,694.09
330 01-Dec-2044 RM 56,694.09 RM 1,887.23 RM 1,674.00 RM 213.23 RM 55,026.55
331 01-Jan-2045 RM 55,026.55 RM 1,887.23 RM 1,680.49 RM 206.74 RM 53,352.55
332 01-Feb-2045 RM 53,352.55 RM 1,887.23 RM 1,687.00 RM 200.23 RM 51,672.06
333 01-Mar-2045 RM 51,672.06 RM 1,887.23 RM 1,693.54 RM 193.69 RM 49,985.06
334 01-Apr-2045 RM 49,985.06 RM 1,887.23 RM 1,700.10 RM 187.13 RM 48,291.52
335 01-May-2045 RM 48,291.52 RM 1,887.23 RM 1,706.69 RM 180.54 RM 46,591.42
336 01-Jun-2045 RM 46,591.42 RM 1,887.23 RM 1,713.30 RM 173.93 RM 44,884.73
337 01-Jul-2045 RM 44,884.73 RM 1,887.23 RM 1,719.94 RM 167.29 RM 43,171.42
338 01-Aug-2045 RM 43,171.42 RM 1,887.23 RM 1,726.61 RM 160.62 RM 41,451.48
339 01-Sep-2045 RM 41,451.48 RM 1,887.23 RM 1,733.30 RM 153.93 RM 39,724.88
340 01-Oct-2045 RM 39,724.88 RM 1,887.23 RM 1,740.01 RM 147.22 RM 37,991.58
341 01-Nov-2045 RM 37,991.58 RM 1,887.23 RM 1,746.76 RM 140.47 RM 36,251.57
342 01-Dec-2045 RM 36,251.57 RM 1,887.23 RM 1,753.52 RM 133.71 RM 34,504.81
343 01-Jan-2046 RM 34,504.81 RM 1,887.23 RM 1,760.32 RM 126.91 RM 32,751.29
344 01-Feb-2046 RM 32,751.29 RM 1,887.23 RM 1,767.14 RM 120.09 RM 30,990.97
345 01-Mar-2046 RM 30,990.97 RM 1,887.23 RM 1,773.99 RM 113.24 RM 29,223.83
346 01-Apr-2046 RM 29,223.83 RM 1,887.23 RM 1,780.86 RM 106.37 RM 27,449.84
347 01-May-2046 RM 27,449.84 RM 1,887.23 RM 1,787.76 RM 99.47 RM 25,668.97
348 01-Jun-2046 RM 25,668.97 RM 1,887.23 RM 1,794.69 RM 92.54 RM 23,881.21
349 01-Jul-2046 RM 23,881.21 RM 1,887.23 RM 1,801.65 RM 85.59 RM 22,086.52
350 01-Aug-2046 RM 22,086.52 RM 1,887.23 RM 1,808.63 RM 78.60 RM 20,284.87
351 01-Sep-2046 RM 20,284.87 RM 1,887.23 RM 1,815.64 RM 71.60 RM 18,476.25
352 01-Oct-2046 RM 18,476.25 RM 1,887.23 RM 1,822.67 RM 64.56 RM 16,660.61
353 01-Nov-2046 RM 16,660.61 RM 1,887.23 RM 1,829.73 RM 57.50 RM 14,837.94
354 01-Dec-2046 RM 14,837.94 RM 1,887.23 RM 1,836.82 RM 50.41 RM 13,008.21
355 01-Jan-2047 RM 13,008.21 RM 1,887.23 RM 1,843.94 RM 43.29 RM 11,171.38
356 01-Feb-2047 RM 11,171.38 RM 1,887.23 RM 1,851.09 RM 36.14 RM 9,327.44
357 01-Mar-2047 RM 9,327.44 RM 1,887.23 RM 1,858.26 RM 28.97 RM 7,476.36
358 01-Apr-2047 RM 7,476.36 RM 1,887.23 RM 1,865.46 RM 21.77 RM 5,618.10
359 01-May-2047 RM 5,618.10 RM 1,887.23 RM 1,872.69 RM 14.54 RM 3,752.64
360 01-Jun-2047 RM 3,752.64 RM 1,887.23 RM 1,879.95 RM 7.28 RM 1,879.95
Loan Amount = RM 139,500.00

SPA Legal Fees = RM 1,534.50

SPA Stamp Duty = RM 2,106.45

Loan Facilities Legal Fees = RM 1,395.00

Loan Stamp Duty = RM 697.50

Valuation Fees = RM 360.54

Total Estimated Legal Fees = RM 6,093.99

 Remarks

Sale & Purchase Agreement is a private contract between the seller and the purchaser (you in this case) for
the sale and purchase of a property. The SPA is prepared by your lawyer. The cost is calculated on tiers
based on the market value of the property. Our cost does not include any disbursement fees charged,
government tax or discounts provided by your lawyer.
Stamp duties are amount paid to the government on a variety of written documents which in this case is
the Sale & Purchase Agreement. The Stamp Duty is calculated in tiers based on the selling price.

If you are applying for a loan, this is the agreement between you and your bank. The fees will be charged by
the bank lawyers. The cost is calculated on tiers based on the loan amount. Our cost does not include any
disbursement fees charged or discounts provided by the lawyer.
The stamp duty for the loan agreement between you and the bank. The cost is 0.5% of your loan amount.
Property valuation is an essential part of the Home Loan application process. The cost is calculated on a
tiers based on the market value of the property. Our estimate does not include government tax,
disbursement fee or discount provided by the valuator.
Percentage

1%

2%

1%

1%

0%

4.36% Adopt 5% for Legal Fees

 PINJAMAN BANK PERUMAHAN (Mortgage Calculator)
User-Input Fields: Fixed Calculations:
Loan Amount: RM 139,500.00 Scheduled Payment Amount: RM 719 Per Month
Interest Rate (%): Range 4.5% to 4.65% 4.65% Total No. Payments: 360
Number of Years: 30 Total Payment Amount: RM 258,952.81
Number of Payments Per Year: 12 Total Interest Paid: RM 119,452.81
Start Date (optional): 01-Jun-2017 Date of Last Payment: 01-Jun-2047

Payment Date Start Payment Capital Interest Remaining

No. Balance Amount Paid Paid Balance
1 01-Jul-2017 RM 139,500.00 RM 719.31 RM 178.75 RM 540.56 RM 139,321.25
2 01-Aug-2017 RM 139,321.25 RM 719.31 RM 179.44 RM 539.87 RM 139,141.81
3 01-Sep-2017 RM 139,141.81 RM 719.31 RM 180.14 RM 539.17 RM 138,961.67
4 01-Oct-2017 RM 138,961.67 RM 719.31 RM 180.84 RM 538.48 RM 138,780.83
5 01-Nov-2017 RM 138,780.83 RM 719.31 RM 181.54 RM 537.78 RM 138,599.29
6 01-Dec-2017 RM 138,599.29 RM 719.31 RM 182.24 RM 537.07 RM 138,417.05
7 01-Jan-2018 RM 138,417.05 RM 719.31 RM 182.95 RM 536.37 RM 138,234.10
8 01-Feb-2018 RM 138,234.10 RM 719.31 RM 183.66 RM 535.66 RM 138,050.45
9 01-Mar-2018 RM 138,050.45 RM 719.31 RM 184.37 RM 534.95 RM 137,866.08
10 01-Apr-2018 RM 137,866.08 RM 719.31 RM 185.08 RM 534.23 RM 137,681.00
11 01-May-2018 RM 137,681.00 RM 719.31 RM 185.80 RM 533.51 RM 137,495.20
12 01-Jun-2018 RM 137,495.20 RM 719.31 RM 186.52 RM 532.79 RM 137,308.68
13 01-Jul-2018 RM 137,308.68 RM 719.31 RM 187.24 RM 532.07 RM 137,121.44
14 01-Aug-2018 RM 137,121.44 RM 719.31 RM 187.97 RM 531.35 RM 136,933.47
15 01-Sep-2018 RM 136,933.47 RM 719.31 RM 188.70 RM 530.62 RM 136,744.77
16 01-Oct-2018 RM 136,744.77 RM 719.31 RM 189.43 RM 529.89 RM 136,555.35
17 01-Nov-2018 RM 136,555.35 RM 719.31 RM 190.16 RM 529.15 RM 136,365.18
18 01-Dec-2018 RM 136,365.18 RM 719.31 RM 190.90 RM 528.42 RM 136,174.29
19 01-Jan-2019 RM 136,174.29 RM 719.31 RM 191.64 RM 527.68 RM 135,982.65
20 01-Feb-2019 RM 135,982.65 RM 719.31 RM 192.38 RM 526.93 RM 135,790.27
21 01-Mar-2019 RM 135,790.27 RM 719.31 RM 193.13 RM 526.19 RM 135,597.14
22 01-Apr-2019 RM 135,597.14 RM 719.31 RM 193.87 RM 525.44 RM 135,403.27
23 01-May-2019 RM 135,403.27 RM 719.31 RM 194.63 RM 524.69 RM 135,208.64
24 01-Jun-2019 RM 135,208.64 RM 719.31 RM 195.38 RM 523.93 RM 135,013.26
25 01-Jul-2019 RM 135,013.26 RM 719.31 RM 196.14 RM 523.18 RM 134,817.12
26 01-Aug-2019 RM 134,817.12 RM 719.31 RM 196.90 RM 522.42 RM 134,620.23
27 01-Sep-2019 RM 134,620.23 RM 719.31 RM 197.66 RM 521.65 RM 134,422.57
28 01-Oct-2019 RM 134,422.57 RM 719.31 RM 198.43 RM 520.89 RM 134,224.14
29 01-Nov-2019 RM 134,224.14 RM 719.31 RM 199.19 RM 520.12 RM 134,024.95
30 01-Dec-2019 RM 134,024.95 RM 719.31 RM 199.97 RM 519.35 RM 133,824.98
31 01-Jan-2020 RM 133,824.98 RM 719.31 RM 200.74 RM 518.57 RM 133,624.24
32 01-Feb-2020 RM 133,624.24 RM 719.31 RM 201.52 RM 517.79 RM 133,422.72
33 01-Mar-2020 RM 133,422.72 RM 719.31 RM 202.30 RM 517.01 RM 133,220.42
34 01-Apr-2020 RM 133,220.42 RM 719.31 RM 203.08 RM 516.23 RM 133,017.33
35 01-May-2020 RM 133,017.33 RM 719.31 RM 203.87 RM 515.44 RM 132,813.46
36 01-Jun-2020 RM 132,813.46 RM 719.31 RM 204.66 RM 514.65 RM 132,608.80
37 01-Jul-2020 RM 132,608.80 RM 719.31 RM 205.45 RM 513.86 RM 132,403.35
38 01-Aug-2020 RM 132,403.35 RM 719.31 RM 206.25 RM 513.06 RM 132,197.10
39 01-Sep-2020 RM 132,197.10 RM 719.31 RM 207.05 RM 512.26 RM 131,990.05
40 01-Oct-2020 RM 131,990.05 RM 719.31 RM 207.85 RM 511.46 RM 131,782.20
41 01-Nov-2020 RM 131,782.20 RM 719.31 RM 208.66 RM 510.66 RM 131,573.54
42 01-Dec-2020 RM 131,573.54 RM 719.31 RM 209.47 RM 509.85 RM 131,364.07
43 01-Jan-2021 RM 131,364.07 RM 719.31 RM 210.28 RM 509.04 RM 131,153.79
44 01-Feb-2021 RM 131,153.79 RM 719.31 RM 211.09 RM 508.22 RM 130,942.70
45 01-Mar-2021 RM 130,942.70 RM 719.31 RM 211.91 RM 507.40 RM 130,730.79
46 01-Apr-2021 RM 130,730.79 RM 719.31 RM 212.73 RM 506.58 RM 130,518.06
47 01-May-2021 RM 130,518.06 RM 719.31 RM 213.56 RM 505.76 RM 130,304.50
48 01-Jun-2021 RM 130,304.50 RM 719.31 RM 214.38 RM 504.93 RM 130,090.12
 49 01-Jul-2021 RM 130,090.12 RM 719.31 RM 215.21 RM 504.10 RM 129,874.91
50 01-Aug-2021 RM 129,874.91 RM 719.31 RM 216.05 RM 503.27 RM 129,658.86
51 01-Sep-2021 RM 129,658.86 RM 719.31 RM 216.89 RM 502.43 RM 129,441.97
52 01-Oct-2021 RM 129,441.97 RM 719.31 RM 217.73 RM 501.59 RM 129,224.25
53 01-Nov-2021 RM 129,224.25 RM 719.31 RM 218.57 RM 500.74 RM 129,005.68
54 01-Dec-2021 RM 129,005.68 RM 719.31 RM 219.42 RM 499.90 RM 128,786.26
55 01-Jan-2022 RM 128,786.26 RM 719.31 RM 220.27 RM 499.05 RM 128,566.00
56 01-Feb-2022 RM 128,566.00 RM 719.31 RM 221.12 RM 498.19 RM 128,344.88
57 01-Mar-2022 RM 128,344.88 RM 719.31 RM 221.98 RM 497.34 RM 128,122.90
58 01-Apr-2022 RM 128,122.90 RM 719.31 RM 222.84 RM 496.48 RM 127,900.06
59 01-May-2022 RM 127,900.06 RM 719.31 RM 223.70 RM 495.61 RM 127,676.36
60 01-Jun-2022 RM 127,676.36 RM 719.31 RM 224.57 RM 494.75 RM 127,451.79
61 01-Jul-2022 RM 127,451.79 RM 719.31 RM 225.44 RM 493.88 RM 127,226.36
62 01-Aug-2022 RM 127,226.36 RM 719.31 RM 226.31 RM 493.00 RM 127,000.04
63 01-Sep-2022 RM 127,000.04 RM 719.31 RM 227.19 RM 492.13 RM 126,772.86
64 01-Oct-2022 RM 126,772.86 RM 719.31 RM 228.07 RM 491.24 RM 126,544.79
65 01-Nov-2022 RM 126,544.79 RM 719.31 RM 228.95 RM 490.36 RM 126,315.84
66 01-Dec-2022 RM 126,315.84 RM 719.31 RM 229.84 RM 489.47 RM 126,086.00
67 01-Jan-2023 RM 126,086.00 RM 719.31 RM 230.73 RM 488.58 RM 125,855.27
68 01-Feb-2023 RM 125,855.27 RM 719.31 RM 231.62 RM 487.69 RM 125,623.64
69 01-Mar-2023 RM 125,623.64 RM 719.31 RM 232.52 RM 486.79 RM 125,391.12
70 01-Apr-2023 RM 125,391.12 RM 719.31 RM 233.42 RM 485.89 RM 125,157.70
71 01-May-2023 RM 125,157.70 RM 719.31 RM 234.33 RM 484.99 RM 124,923.37
72 01-Jun-2023 RM 124,923.37 RM 719.31 RM 235.24 RM 484.08 RM 124,688.13
73 01-Jul-2023 RM 124,688.13 RM 719.31 RM 236.15 RM 483.17 RM 124,451.99
74 01-Aug-2023 RM 124,451.99 RM 719.31 RM 237.06 RM 482.25 RM 124,214.93
75 01-Sep-2023 RM 124,214.93 RM 719.31 RM 237.98 RM 481.33 RM 123,976.95
76 01-Oct-2023 RM 123,976.95 RM 719.31 RM 238.90 RM 480.41 RM 123,738.04
77 01-Nov-2023 RM 123,738.04 RM 719.31 RM 239.83 RM 479.48 RM 123,498.21
78 01-Dec-2023 RM 123,498.21 RM 719.31 RM 240.76 RM 478.56 RM 123,257.46
79 01-Jan-2024 RM 123,257.46 RM 719.31 RM 241.69 RM 477.62 RM 123,015.77
80 01-Feb-2024 RM 123,015.77 RM 719.31 RM 242.63 RM 476.69 RM 122,773.14
81 01-Mar-2024 RM 122,773.14 RM 719.31 RM 243.57 RM 475.75 RM 122,529.57
82 01-Apr-2024 RM 122,529.57 RM 719.31 RM 244.51 RM 474.80 RM 122,285.06
83 01-May-2024 RM 122,285.06 RM 719.31 RM 245.46 RM 473.85 RM 122,039.60
84 01-Jun-2024 RM 122,039.60 RM 719.31 RM 246.41 RM 472.90 RM 121,793.19
85 01-Jul-2024 RM 121,793.19 RM 719.31 RM 247.36 RM 471.95 RM 121,545.83
86 01-Aug-2024 RM 121,545.83 RM 719.31 RM 248.32 RM 470.99 RM 121,297.50
87 01-Sep-2024 RM 121,297.50 RM 719.31 RM 249.29 RM 470.03 RM 121,048.22
88 01-Oct-2024 RM 121,048.22 RM 719.31 RM 250.25 RM 469.06 RM 120,797.97
89 01-Nov-2024 RM 120,797.97 RM 719.31 RM 251.22 RM 468.09 RM 120,546.75
90 01-Dec-2024 RM 120,546.75 RM 719.31 RM 252.19 RM 467.12 RM 120,294.55
91 01-Jan-2025 RM 120,294.55 RM 719.31 RM 253.17 RM 466.14 RM 120,041.38
92 01-Feb-2025 RM 120,041.38 RM 719.31 RM 254.15 RM 465.16 RM 119,787.23
93 01-Mar-2025 RM 119,787.23 RM 719.31 RM 255.14 RM 464.18 RM 119,532.09
94 01-Apr-2025 RM 119,532.09 RM 719.31 RM 256.13 RM 463.19 RM 119,275.96
95 01-May-2025 RM 119,275.96 RM 719.31 RM 257.12 RM 462.19 RM 119,018.84
96 01-Jun-2025 RM 119,018.84 RM 719.31 RM 258.12 RM 461.20 RM 118,760.73
97 01-Jul-2025 RM 118,760.73 RM 719.31 RM 259.12 RM 460.20 RM 118,501.61
98 01-Aug-2025 RM 118,501.61 RM 719.31 RM 260.12 RM 459.19 RM 118,241.49
99 01-Sep-2025 RM 118,241.49 RM 719.31 RM 261.13 RM 458.19 RM 117,980.36
100 01-Oct-2025 RM 117,980.36 RM 719.31 RM 262.14 RM 457.17 RM 117,718.22
101 01-Nov-2025 RM 117,718.22 RM 719.31 RM 263.16 RM 456.16 RM 117,455.07
102 01-Dec-2025 RM 117,455.07 RM 719.31 RM 264.17 RM 455.14 RM 117,190.89
103 01-Jan-2026 RM 117,190.89 RM 719.31 RM 265.20 RM 454.11 RM 116,925.70
104 01-Feb-2026 RM 116,925.70 RM 719.31 RM 266.23 RM 453.09 RM 116,659.47
105 01-Mar-2026 RM 116,659.47 RM 719.31 RM 267.26 RM 452.06 RM 116,392.21
106 01-Apr-2026 RM 116,392.21 RM 719.31 RM 268.29 RM 451.02 RM 116,123.92
107 01-May-2026 RM 116,123.92 RM 719.31 RM 269.33 RM 449.98 RM 115,854.58
108 01-Jun-2026 RM 115,854.58 RM 719.31 RM 270.38 RM 448.94 RM 115,584.21
109 01-Jul-2026 RM 115,584.21 RM 719.31 RM 271.42 RM 447.89 RM 115,312.78
110 01-Aug-2026 RM 115,312.78 RM 719.31 RM 272.48 RM 446.84 RM 115,040.31
111 01-Sep-2026 RM 115,040.31 RM 719.31 RM 273.53 RM 445.78 RM 114,766.78
112 01-Oct-2026 RM 114,766.78 RM 719.31 RM 274.59 RM 444.72 RM 114,492.18
113 01-Nov-2026 RM 114,492.18 RM 719.31 RM 275.66 RM 443.66 RM 114,216.53
114 01-Dec-2026 RM 114,216.53 RM 719.31 RM 276.72 RM 442.59 RM 113,939.80
115 01-Jan-2027 RM 113,939.80 RM 719.31 RM 277.80 RM 441.52 RM 113,662.01
116 01-Feb-2027 RM 113,662.01 RM 719.31 RM 278.87 RM 440.44 RM 113,383.13
117 01-Mar-2027 RM 113,383.13 RM 719.31 RM 279.95 RM 439.36 RM 113,103.18
118 01-Apr-2027 RM 113,103.18 RM 719.31 RM 281.04 RM 438.27 RM 112,822.14
119 01-May-2027 RM 112,822.14 RM 719.31 RM 282.13 RM 437.19 RM 112,540.01
120 01-Jun-2027 RM 112,540.01 RM 719.31 RM 283.22 RM 436.09 RM 112,256.79
121 01-Jul-2027 RM 112,256.79 RM 719.31 RM 284.32 RM 435.00 RM 111,972.47
122 01-Aug-2027 RM 111,972.47 RM 719.31 RM 285.42 RM 433.89 RM 111,687.05
123 01-Sep-2027 RM 111,687.05 RM 719.31 RM 286.53 RM 432.79 RM 111,400.53
124 01-Oct-2027 RM 111,400.53 RM 719.31 RM 287.64 RM 431.68 RM 111,112.89
125 01-Nov-2027 RM 111,112.89 RM 719.31 RM 288.75 RM 430.56 RM 110,824.14
126 01-Dec-2027 RM 110,824.14 RM 719.31 RM 289.87 RM 429.44 RM 110,534.27
127 01-Jan-2028 RM 110,534.27 RM 719.31 RM 290.99 RM 428.32 RM 110,243.28
128 01-Feb-2028 RM 110,243.28 RM 719.31 RM 292.12 RM 427.19 RM 109,951.16
129 01-Mar-2028 RM 109,951.16 RM 719.31 RM 293.25 RM 426.06 RM 109,657.90
130 01-Apr-2028 RM 109,657.90 RM 719.31 RM 294.39 RM 424.92 RM 109,363.52
131 01-May-2028 RM 109,363.52 RM 719.31 RM 295.53 RM 423.78 RM 109,067.99
132 01-Jun-2028 RM 109,067.99 RM 719.31 RM 296.67 RM 422.64 RM 108,771.31
133 01-Jul-2028 RM 108,771.31 RM 719.31 RM 297.82 RM 421.49 RM 108,473.49
134 01-Aug-2028 RM 108,473.49 RM 719.31 RM 298.98 RM 420.33 RM 108,174.51
135 01-Sep-2028 RM 108,174.51 RM 719.31 RM 300.14 RM 419.18 RM 107,874.37
136 01-Oct-2028 RM 107,874.37 RM 719.31 RM 301.30 RM 418.01 RM 107,573.07
137 01-Nov-2028 RM 107,573.07 RM 719.31 RM 302.47 RM 416.85 RM 107,270.60
138 01-Dec-2028 RM 107,270.60 RM 719.31 RM 303.64 RM 415.67 RM 106,966.96
139 01-Jan-2029 RM 106,966.96 RM 719.31 RM 304.82 RM 414.50 RM 106,662.15
140 01-Feb-2029 RM 106,662.15 RM 719.31 RM 306.00 RM 413.32 RM 106,356.15
141 01-Mar-2029 RM 106,356.15 RM 719.31 RM 307.18 RM 412.13 RM 106,048.97
142 01-Apr-2029 RM 106,048.97 RM 719.31 RM 308.37 RM 410.94 RM 105,740.59
143 01-May-2029 RM 105,740.59 RM 719.31 RM 309.57 RM 409.74 RM 105,431.02
144 01-Jun-2029 RM 105,431.02 RM 719.31 RM 310.77 RM 408.55 RM 105,120.26
145 01-Jul-2029 RM 105,120.26 RM 719.31 RM 311.97 RM 407.34 RM 104,808.28
146 01-Aug-2029 RM 104,808.28 RM 719.31 RM 313.18 RM 406.13 RM 104,495.10
147 01-Sep-2029 RM 104,495.10 RM 719.31 RM 314.39 RM 404.92 RM 104,180.71
148 01-Oct-2029 RM 104,180.71 RM 719.31 RM 315.61 RM 403.70 RM 103,865.09
149 01-Nov-2029 RM 103,865.09 RM 719.31 RM 316.84 RM 402.48 RM 103,548.26
150 01-Dec-2029 RM 103,548.26 RM 719.31 RM 318.06 RM 401.25 RM 103,230.19
151 01-Jan-2030 RM 103,230.19 RM 719.31 RM 319.30 RM 400.02 RM 102,910.90
152 01-Feb-2030 RM 102,910.90 RM 719.31 RM 320.53 RM 398.78 RM 102,590.36
153 01-Mar-2030 RM 102,590.36 RM 719.31 RM 321.78 RM 397.54 RM 102,268.59
154 01-Apr-2030 RM 102,268.59 RM 719.31 RM 323.02 RM 396.29 RM 101,945.57
155 01-May-2030 RM 101,945.57 RM 719.31 RM 324.27 RM 395.04 RM 101,621.29
156 01-Jun-2030 RM 101,621.29 RM 719.31 RM 325.53 RM 393.78 RM 101,295.76
157 01-Jul-2030 RM 101,295.76 RM 719.31 RM 326.79 RM 392.52 RM 100,968.97
158 01-Aug-2030 RM 100,968.97 RM 719.31 RM 328.06 RM 391.25 RM 100,640.91
159 01-Sep-2030 RM 100,640.91 RM 719.31 RM 329.33 RM 389.98 RM 100,311.58
160 01-Oct-2030 RM 100,311.58 RM 719.31 RM 330.61 RM 388.71 RM 99,980.97
161 01-Nov-2030 RM 99,980.97 RM 719.31 RM 331.89 RM 387.43 RM 99,649.09
162 01-Dec-2030 RM 99,649.09 RM 719.31 RM 333.17 RM 386.14 RM 99,315.91
163 01-Jan-2031 RM 99,315.91 RM 719.31 RM 334.46 RM 384.85 RM 98,981.45
164 01-Feb-2031 RM 98,981.45 RM 719.31 RM 335.76 RM 383.55 RM 98,645.69
165 01-Mar-2031 RM 98,645.69 RM 719.31 RM 337.06 RM 382.25 RM 98,308.63
166 01-Apr-2031 RM 98,308.63 RM 719.31 RM 338.37 RM 380.95 RM 97,970.26
167 01-May-2031 RM 97,970.26 RM 719.31 RM 339.68 RM 379.63 RM 97,630.58
168 01-Jun-2031 RM 97,630.58 RM 719.31 RM 340.99 RM 378.32 RM 97,289.59
169 01-Jul-2031 RM 97,289.59 RM 719.31 RM 342.32 RM 377.00 RM 96,947.27
170 01-Aug-2031 RM 96,947.27 RM 719.31 RM 343.64 RM 375.67 RM 96,603.63
171 01-Sep-2031 RM 96,603.63 RM 719.31 RM 344.97 RM 374.34 RM 96,258.65
172 01-Oct-2031 RM 96,258.65 RM 719.31 RM 346.31 RM 373.00 RM 95,912.34
173 01-Nov-2031 RM 95,912.34 RM 719.31 RM 347.65 RM 371.66 RM 95,564.69
174 01-Dec-2031 RM 95,564.69 RM 719.31 RM 349.00 RM 370.31 RM 95,215.69
175 01-Jan-2032 RM 95,215.69 RM 719.31 RM 350.35 RM 368.96 RM 94,865.34
176 01-Feb-2032 RM 94,865.34 RM 719.31 RM 351.71 RM 367.60 RM 94,513.63
177 01-Mar-2032 RM 94,513.63 RM 719.31 RM 353.07 RM 366.24 RM 94,160.55
178 01-Apr-2032 RM 94,160.55 RM 719.31 RM 354.44 RM 364.87 RM 93,806.11
179 01-May-2032 RM 93,806.11 RM 719.31 RM 355.81 RM 363.50 RM 93,450.30
180 01-Jun-2032 RM 93,450.30 RM 719.31 RM 357.19 RM 362.12 RM 93,093.11
181 01-Jul-2032 RM 93,093.11 RM 719.31 RM 358.58 RM 360.74 RM 92,734.53
182 01-Aug-2032 RM 92,734.53 RM 719.31 RM 359.97 RM 359.35 RM 92,374.56
183 01-Sep-2032 RM 92,374.56 RM 719.31 RM 361.36 RM 357.95 RM 92,013.20
184 01-Oct-2032 RM 92,013.20 RM 719.31 RM 362.76 RM 356.55 RM 91,650.44
185 01-Nov-2032 RM 91,650.44 RM 719.31 RM 364.17 RM 355.15 RM 91,286.27
186 01-Dec-2032 RM 91,286.27 RM 719.31 RM 365.58 RM 353.73 RM 90,920.69
187 01-Jan-2033 RM 90,920.69 RM 719.31 RM 367.00 RM 352.32 RM 90,553.69
188 01-Feb-2033 RM 90,553.69 RM 719.31 RM 368.42 RM 350.90 RM 90,185.28
189 01-Mar-2033 RM 90,185.28 RM 719.31 RM 369.85 RM 349.47 RM 89,815.43
190 01-Apr-2033 RM 89,815.43 RM 719.31 RM 371.28 RM 348.03 RM 89,444.15
191 01-May-2033 RM 89,444.15 RM 719.31 RM 372.72 RM 346.60 RM 89,071.43
192 01-Jun-2033 RM 89,071.43 RM 719.31 RM 374.16 RM 345.15 RM 88,697.27
193 01-Jul-2033 RM 88,697.27 RM 719.31 RM 375.61 RM 343.70 RM 88,321.66
194 01-Aug-2033 RM 88,321.66 RM 719.31 RM 377.07 RM 342.25 RM 87,944.59
195 01-Sep-2033 RM 87,944.59 RM 719.31 RM 378.53 RM 340.79 RM 87,566.07
196 01-Oct-2033 RM 87,566.07 RM 719.31 RM 379.99 RM 339.32 RM 87,186.07
197 01-Nov-2033 RM 87,186.07 RM 719.31 RM 381.47 RM 337.85 RM 86,804.60
198 01-Dec-2033 RM 86,804.60 RM 719.31 RM 382.95 RM 336.37 RM 86,421.66
199 01-Jan-2034 RM 86,421.66 RM 719.31 RM 384.43 RM 334.88 RM 86,037.23
200 01-Feb-2034 RM 86,037.23 RM 719.31 RM 385.92 RM 333.39 RM 85,651.31
201 01-Mar-2034 RM 85,651.31 RM 719.31 RM 387.41 RM 331.90 RM 85,263.90
202 01-Apr-2034 RM 85,263.90 RM 719.31 RM 388.92 RM 330.40 RM 84,874.98
203 01-May-2034 RM 84,874.98 RM 719.31 RM 390.42 RM 328.89 RM 84,484.56
204 01-Jun-2034 RM 84,484.56 RM 719.31 RM 391.94 RM 327.38 RM 84,092.62
205 01-Jul-2034 RM 84,092.62 RM 719.31 RM 393.45 RM 325.86 RM 83,699.17
206 01-Aug-2034 RM 83,699.17 RM 719.31 RM 394.98 RM 324.33 RM 83,304.19
207 01-Sep-2034 RM 83,304.19 RM 719.31 RM 396.51 RM 322.80 RM 82,907.68
208 01-Oct-2034 RM 82,907.68 RM 719.31 RM 398.05 RM 321.27 RM 82,509.63
209 01-Nov-2034 RM 82,509.63 RM 719.31 RM 399.59 RM 319.72 RM 82,110.04
210 01-Dec-2034 RM 82,110.04 RM 719.31 RM 401.14 RM 318.18 RM 81,708.91
211 01-Jan-2035 RM 81,708.91 RM 719.31 RM 402.69 RM 316.62 RM 81,306.22
212 01-Feb-2035 RM 81,306.22 RM 719.31 RM 404.25 RM 315.06 RM 80,901.96
213 01-Mar-2035 RM 80,901.96 RM 719.31 RM 405.82 RM 313.50 RM 80,496.15
214 01-Apr-2035 RM 80,496.15 RM 719.31 RM 407.39 RM 311.92 RM 80,088.76
215 01-May-2035 RM 80,088.76 RM 719.31 RM 408.97 RM 310.34 RM 79,679.79
216 01-Jun-2035 RM 79,679.79 RM 719.31 RM 410.55 RM 308.76 RM 79,269.23
217 01-Jul-2035 RM 79,269.23 RM 719.31 RM 412.15 RM 307.17 RM 78,857.09
218 01-Aug-2035 RM 78,857.09 RM 719.31 RM 413.74 RM 305.57 RM 78,443.34
219 01-Sep-2035 RM 78,443.34 RM 719.31 RM 415.35 RM 303.97 RM 78,028.00
220 01-Oct-2035 RM 78,028.00 RM 719.31 RM 416.95 RM 302.36 RM 77,611.04
221 01-Nov-2035 RM 77,611.04 RM 719.31 RM 418.57 RM 300.74 RM 77,192.47
222 01-Dec-2035 RM 77,192.47 RM 719.31 RM 420.19 RM 299.12 RM 76,772.28
223 01-Jan-2036 RM 76,772.28 RM 719.31 RM 421.82 RM 297.49 RM 76,350.46
224 01-Feb-2036 RM 76,350.46 RM 719.31 RM 423.46 RM 295.86 RM 75,927.00
225 01-Mar-2036 RM 75,927.00 RM 719.31 RM 425.10 RM 294.22 RM 75,501.91
226 01-Apr-2036 RM 75,501.91 RM 719.31 RM 426.74 RM 292.57 RM 75,075.17
227 01-May-2036 RM 75,075.17 RM 719.31 RM 428.40 RM 290.92 RM 74,646.77
228 01-Jun-2036 RM 74,646.77 RM 719.31 RM 430.06 RM 289.26 RM 74,216.71
229 01-Jul-2036 RM 74,216.71 RM 719.31 RM 431.72 RM 287.59 RM 73,784.99
230 01-Aug-2036 RM 73,784.99 RM 719.31 RM 433.40 RM 285.92 RM 73,351.59
231 01-Sep-2036 RM 73,351.59 RM 719.31 RM 435.08 RM 284.24 RM 72,916.51
232 01-Oct-2036 RM 72,916.51 RM 719.31 RM 436.76 RM 282.55 RM 72,479.75
233 01-Nov-2036 RM 72,479.75 RM 719.31 RM 438.45 RM 280.86 RM 72,041.30
234 01-Dec-2036 RM 72,041.30 RM 719.31 RM 440.15 RM 279.16 RM 71,601.15
235 01-Jan-2037 RM 71,601.15 RM 719.31 RM 441.86 RM 277.45 RM 71,159.29
236 01-Feb-2037 RM 71,159.29 RM 719.31 RM 443.57 RM 275.74 RM 70,715.72
237 01-Mar-2037 RM 70,715.72 RM 719.31 RM 445.29 RM 274.02 RM 70,270.43
238 01-Apr-2037 RM 70,270.43 RM 719.31 RM 447.02 RM 272.30 RM 69,823.41
239 01-May-2037 RM 69,823.41 RM 719.31 RM 448.75 RM 270.57 RM 69,374.66
240 01-Jun-2037 RM 69,374.66 RM 719.31 RM 450.49 RM 268.83 RM 68,924.18
241 01-Jul-2037 RM 68,924.18 RM 719.31 RM 452.23 RM 267.08 RM 68,471.94
242 01-Aug-2037 RM 68,471.94 RM 719.31 RM 453.98 RM 265.33 RM 68,017.96
243 01-Sep-2037 RM 68,017.96 RM 719.31 RM 455.74 RM 263.57 RM 67,562.22
244 01-Oct-2037 RM 67,562.22 RM 719.31 RM 457.51 RM 261.80 RM 67,104.71
245 01-Nov-2037 RM 67,104.71 RM 719.31 RM 459.28 RM 260.03 RM 66,645.42
246 01-Dec-2037 RM 66,645.42 RM 719.31 RM 461.06 RM 258.25 RM 66,184.36
247 01-Jan-2038 RM 66,184.36 RM 719.31 RM 462.85 RM 256.46 RM 65,721.51
248 01-Feb-2038 RM 65,721.51 RM 719.31 RM 464.64 RM 254.67 RM 65,256.87
249 01-Mar-2038 RM 65,256.87 RM 719.31 RM 466.44 RM 252.87 RM 64,790.43
250 01-Apr-2038 RM 64,790.43 RM 719.31 RM 468.25 RM 251.06 RM 64,322.18
251 01-May-2038 RM 64,322.18 RM 719.31 RM 470.06 RM 249.25 RM 63,852.11
252 01-Jun-2038 RM 63,852.11 RM 719.31 RM 471.89 RM 247.43 RM 63,380.22
253 01-Jul-2038 RM 63,380.22 RM 719.31 RM 473.71 RM 245.60 RM 62,906.51
254 01-Aug-2038 RM 62,906.51 RM 719.31 RM 475.55 RM 243.76 RM 62,430.96
255 01-Sep-2038 RM 62,430.96 RM 719.31 RM 477.39 RM 241.92 RM 61,953.57
256 01-Oct-2038 RM 61,953.57 RM 719.31 RM 479.24 RM 240.07 RM 61,474.32
257 01-Nov-2038 RM 61,474.32 RM 719.31 RM 481.10 RM 238.21 RM 60,993.22
258 01-Dec-2038 RM 60,993.22 RM 719.31 RM 482.96 RM 236.35 RM 60,510.26
259 01-Jan-2039 RM 60,510.26 RM 719.31 RM 484.84 RM 234.48 RM 60,025.42
260 01-Feb-2039 RM 60,025.42 RM 719.31 RM 486.71 RM 232.60 RM 59,538.71
261 01-Mar-2039 RM 59,538.71 RM 719.31 RM 488.60 RM 230.71 RM 59,050.11
262 01-Apr-2039 RM 59,050.11 RM 719.31 RM 490.49 RM 228.82 RM 58,559.61
263 01-May-2039 RM 58,559.61 RM 719.31 RM 492.39 RM 226.92 RM 58,067.22
264 01-Jun-2039 RM 58,067.22 RM 719.31 RM 494.30 RM 225.01 RM 57,572.91
265 01-Jul-2039 RM 57,572.91 RM 719.31 RM 496.22 RM 223.10 RM 57,076.70
266 01-Aug-2039 RM 57,076.70 RM 719.31 RM 498.14 RM 221.17 RM 56,578.55
267 01-Sep-2039 RM 56,578.55 RM 719.31 RM 500.07 RM 219.24 RM 56,078.48
268 01-Oct-2039 RM 56,078.48 RM 719.31 RM 502.01 RM 217.30 RM 55,576.47
269 01-Nov-2039 RM 55,576.47 RM 719.31 RM 503.95 RM 215.36 RM 55,072.52
270 01-Dec-2039 RM 55,072.52 RM 719.31 RM 505.91 RM 213.41 RM 54,566.61
271 01-Jan-2040 RM 54,566.61 RM 719.31 RM 507.87 RM 211.45 RM 54,058.74
272 01-Feb-2040 RM 54,058.74 RM 719.31 RM 509.84 RM 209.48 RM 53,548.91
273 01-Mar-2040 RM 53,548.91 RM 719.31 RM 511.81 RM 207.50 RM 53,037.10
274 01-Apr-2040 RM 53,037.10 RM 719.31 RM 513.79 RM 205.52 RM 52,523.30
275 01-May-2040 RM 52,523.30 RM 719.31 RM 515.79 RM 203.53 RM 52,007.52
276 01-Jun-2040 RM 52,007.52 RM 719.31 RM 517.78 RM 201.53 RM 51,489.73
277 01-Jul-2040 RM 51,489.73 RM 719.31 RM 519.79 RM 199.52 RM 50,969.94
278 01-Aug-2040 RM 50,969.94 RM 719.31 RM 521.80 RM 197.51 RM 50,448.14
279 01-Sep-2040 RM 50,448.14 RM 719.31 RM 523.83 RM 195.49 RM 49,924.31
280 01-Oct-2040 RM 49,924.31 RM 719.31 RM 525.86 RM 193.46 RM 49,398.45
281 01-Nov-2040 RM 49,398.45 RM 719.31 RM 527.89 RM 191.42 RM 48,870.56
282 01-Dec-2040 RM 48,870.56 RM 719.31 RM 529.94 RM 189.37 RM 48,340.62
283 01-Jan-2041 RM 48,340.62 RM 719.31 RM 531.99 RM 187.32 RM 47,808.63
284 01-Feb-2041 RM 47,808.63 RM 719.31 RM 534.05 RM 185.26 RM 47,274.57
285 01-Mar-2041 RM 47,274.57 RM 719.31 RM 536.12 RM 183.19 RM 46,738.45
286 01-Apr-2041 RM 46,738.45 RM 719.31 RM 538.20 RM 181.11 RM 46,200.24
287 01-May-2041 RM 46,200.24 RM 719.31 RM 540.29 RM 179.03 RM 45,659.96
288 01-Jun-2041 RM 45,659.96 RM 719.31 RM 542.38 RM 176.93 RM 45,117.58
289 01-Jul-2041 RM 45,117.58 RM 719.31 RM 544.48 RM 174.83 RM 44,573.09
290 01-Aug-2041 RM 44,573.09 RM 719.31 RM 546.59 RM 172.72 RM 44,026.50
291 01-Sep-2041 RM 44,026.50 RM 719.31 RM 548.71 RM 170.60 RM 43,477.79
292 01-Oct-2041 RM 43,477.79 RM 719.31 RM 550.84 RM 168.48 RM 42,926.95
293 01-Nov-2041 RM 42,926.95 RM 719.31 RM 552.97 RM 166.34 RM 42,373.98
294 01-Dec-2041 RM 42,373.98 RM 719.31 RM 555.11 RM 164.20 RM 41,818.87
295 01-Jan-2042 RM 41,818.87 RM 719.31 RM 557.27 RM 162.05 RM 41,261.60
296 01-Feb-2042 RM 41,261.60 RM 719.31 RM 559.42 RM 159.89 RM 40,702.18
297 01-Mar-2042 RM 40,702.18 RM 719.31 RM 561.59 RM 157.72 RM 40,140.59
298 01-Apr-2042 RM 40,140.59 RM 719.31 RM 563.77 RM 155.54 RM 39,576.82
299 01-May-2042 RM 39,576.82 RM 719.31 RM 565.95 RM 153.36 RM 39,010.86
300 01-Jun-2042 RM 39,010.86 RM 719.31 RM 568.15 RM 151.17 RM 38,442.72
301 01-Jul-2042 RM 38,442.72 RM 719.31 RM 570.35 RM 148.97 RM 37,872.37
302 01-Aug-2042 RM 37,872.37 RM 719.31 RM 572.56 RM 146.76 RM 37,299.81
303 01-Sep-2042 RM 37,299.81 RM 719.31 RM 574.78 RM 144.54 RM 36,725.04
304 01-Oct-2042 RM 36,725.04 RM 719.31 RM 577.00 RM 142.31 RM 36,148.03
305 01-Nov-2042 RM 36,148.03 RM 719.31 RM 579.24 RM 140.07 RM 35,568.79
306 01-Dec-2042 RM 35,568.79 RM 719.31 RM 581.48 RM 137.83 RM 34,987.31
307 01-Jan-2043 RM 34,987.31 RM 719.31 RM 583.74 RM 135.58 RM 34,403.57
308 01-Feb-2043 RM 34,403.57 RM 719.31 RM 586.00 RM 133.31 RM 33,817.57
309 01-Mar-2043 RM 33,817.57 RM 719.31 RM 588.27 RM 131.04 RM 33,229.30
310 01-Apr-2043 RM 33,229.30 RM 719.31 RM 590.55 RM 128.76 RM 32,638.75
311 01-May-2043 RM 32,638.75 RM 719.31 RM 592.84 RM 126.48 RM 32,045.91
312 01-Jun-2043 RM 32,045.91 RM 719.31 RM 595.14 RM 124.18 RM 31,450.78
313 01-Jul-2043 RM 31,450.78 RM 719.31 RM 597.44 RM 121.87 RM 30,853.33
314 01-Aug-2043 RM 30,853.33 RM 719.31 RM 599.76 RM 119.56 RM 30,253.58
315 01-Sep-2043 RM 30,253.58 RM 719.31 RM 602.08 RM 117.23 RM 29,651.50
316 01-Oct-2043 RM 29,651.50 RM 719.31 RM 604.41 RM 114.90 RM 29,047.08
317 01-Nov-2043 RM 29,047.08 RM 719.31 RM 606.76 RM 112.56 RM 28,440.33
318 01-Dec-2043 RM 28,440.33 RM 719.31 RM 609.11 RM 110.21 RM 27,831.22
319 01-Jan-2044 RM 27,831.22 RM 719.31 RM 611.47 RM 107.85 RM 27,219.75
320 01-Feb-2044 RM 27,219.75 RM 719.31 RM 613.84 RM 105.48 RM 26,605.92
321 01-Mar-2044 RM 26,605.92 RM 719.31 RM 616.22 RM 103.10 RM 25,989.70
322 01-Apr-2044 RM 25,989.70 RM 719.31 RM 618.60 RM 100.71 RM 25,371.10
323 01-May-2044 RM 25,371.10 RM 719.31 RM 621.00 RM 98.31 RM 24,750.10
324 01-Jun-2044 RM 24,750.10 RM 719.31 RM 623.41 RM 95.91 RM 24,126.69
325 01-Jul-2044 RM 24,126.69 RM 719.31 RM 625.82 RM 93.49 RM 23,500.87
326 01-Aug-2044 RM 23,500.87 RM 719.31 RM 628.25 RM 91.07 RM 22,872.62
327 01-Sep-2044 RM 22,872.62 RM 719.31 RM 630.68 RM 88.63 RM 22,241.94
328 01-Oct-2044 RM 22,241.94 RM 719.31 RM 633.13 RM 86.19 RM 21,608.81
329 01-Nov-2044 RM 21,608.81 RM 719.31 RM 635.58 RM 83.73 RM 20,973.23
330 01-Dec-2044 RM 20,973.23 RM 719.31 RM 638.04 RM 81.27 RM 20,335.19
331 01-Jan-2045 RM 20,335.19 RM 719.31 RM 640.51 RM 78.80 RM 19,694.68
332 01-Feb-2045 RM 19,694.68 RM 719.31 RM 643.00 RM 76.32 RM 19,051.68
333 01-Mar-2045 RM 19,051.68 RM 719.31 RM 645.49 RM 73.83 RM 18,406.19
334 01-Apr-2045 RM 18,406.19 RM 719.31 RM 647.99 RM 71.32 RM 17,758.20
335 01-May-2045 RM 17,758.20 RM 719.31 RM 650.50 RM 68.81 RM 17,107.70
336 01-Jun-2045 RM 17,107.70 RM 719.31 RM 653.02 RM 66.29 RM 16,454.68
337 01-Jul-2045 RM 16,454.68 RM 719.31 RM 655.55 RM 63.76 RM 15,799.13
338 01-Aug-2045 RM 15,799.13 RM 719.31 RM 658.09 RM 61.22 RM 15,141.04
339 01-Sep-2045 RM 15,141.04 RM 719.31 RM 660.64 RM 58.67 RM 14,480.40
340 01-Oct-2045 RM 14,480.40 RM 719.31 RM 663.20 RM 56.11 RM 13,817.20
341 01-Nov-2045 RM 13,817.20 RM 719.31 RM 665.77 RM 53.54 RM 13,151.42
342 01-Dec-2045 RM 13,151.42 RM 719.31 RM 668.35 RM 50.96 RM 12,483.07
343 01-Jan-2046 RM 12,483.07 RM 719.31 RM 670.94 RM 48.37 RM 11,812.13
344 01-Feb-2046 RM 11,812.13 RM 719.31 RM 673.54 RM 45.77 RM 11,138.59
345 01-Mar-2046 RM 11,138.59 RM 719.31 RM 676.15 RM 43.16 RM 10,462.44
346 01-Apr-2046 RM 10,462.44 RM 719.31 RM 678.77 RM 40.54 RM 9,783.67
347 01-May-2046 RM 9,783.67 RM 719.31 RM 681.40 RM 37.91 RM 9,102.26
348 01-Jun-2046 RM 9,102.26 RM 719.31 RM 684.04 RM 35.27 RM 8,418.22
349 01-Jul-2046 RM 8,418.22 RM 719.31 RM 686.69 RM 32.62 RM 7,731.53
350 01-Aug-2046 RM 7,731.53 RM 719.31 RM 689.35 RM 29.96 RM 7,042.18
351 01-Sep-2046 RM 7,042.18 RM 719.31 RM 692.02 RM 27.29 RM 6,350.15
352 01-Oct-2046 RM 6,350.15 RM 719.31 RM 694.71 RM 24.61 RM 5,655.44
353 01-Nov-2046 RM 5,655.44 RM 719.31 RM 697.40 RM 21.91 RM 4,958.05
354 01-Dec-2046 RM 4,958.05 RM 719.31 RM 700.10 RM 19.21 RM 4,257.95
355 01-Jan-2047 RM 4,257.95 RM 719.31 RM 702.81 RM 16.50 RM 3,555.13
356 01-Feb-2047 RM 3,555.13 RM 719.31 RM 705.54 RM 13.78 RM 2,849.59
357 01-Mar-2047 RM 2,849.59 RM 719.31 RM 708.27 RM 11.04 RM 2,141.32
358 01-Apr-2047 RM 2,141.32 RM 719.31 RM 711.02 RM 8.30 RM 1,430.31
359 01-May-2047 RM 1,430.31 RM 719.31 RM 713.77 RM 5.54 RM 716.54
360 01-Jun-2047 RM 716.54 RM 719.31 RM 716.54 RM 2.78 RM 0.00
 Duit RAYA 2017

1 Nenek 50
2 Mak 50
3 Ayah 50
4 Ibu 50
5 Abah 50
6 zahra 20
7 syira 10
8 dina 10
9 ammar 10
10 amsyar 10
11 hadif 10
12 aiman 10
13 mia 10
14 edah 20
15 naim 20
16 nazmi 20
17 arsyad 20
18 Fateh 20
19 ozil 5
20 orkid 5
21 mia 5
22 rayyan 5
23 ayra 20
24 danny 5
25 iman 5
26 rafa 5
27 mika 5
28 izz 5
29 alisya 5
30 umairah 5
31 haraz 5
32 huqama 5
33 hasif 5
34 hana 5
35 aya 5
36 arif 5
37 sofea 5
38 heikal 5
39 hana 5
40 harith 5
41 ammar 5
42 adam 5
43 amani 5
44 kalsom 5
45 nafisah 5
46 anaqi 5

RM 595.00 115 250 110 100

RM5 RM50 RM10 RM20

800 300 250 150 100

KUIH RAYA 2017

Kuih Kapet 100

Kerepek Pisang Tanduk 90 3 bungkus
Kerepek Pisang (Pedas) 30 1 bungkus
Kerepek ubi 30
Kacang2 40

RM 290.00