Académique Documents
Professionnel Documents
Culture Documents
Customer Name
Loan Amount 150,887 4045 charge
Processing Fee 8072 int paid
Group Insurance Charge - 30000 part pay
Disbursed Amount 150,887 42117
Tenor 46
Customer IRR 18.00% 18.00% Business IRR
EMI Amount 4,565
First EMI Due date 5-Dec-10
Part
Pmt. Payment Date Opening Balance EMI Amount Prepayment Total Payment Principal
No. Amount
1 8/5/2011 Rs. 200,000 Rs. 4,742 Rs. 4,742 Rs. 2,267
2 9/5/2011 Rs. 197,733 Rs. 4,742 Rs. 4,742 Rs. 2,295
3 10/5/2011 Rs. 195,437 Rs. 4,742 Rs. 4,742 Rs. 2,324
4 11/5/2011 Rs. 193,114 Rs. 4,742 Rs. 30,000 Rs. 34,742 Rs. 32,352
5 12/5/2011 Rs. 160,761 Rs. 4,742 Rs. 4,742 Rs. 2,753
6 1/5/2012 Rs. 158,008 Rs. 4,742 Rs. 15,000 Rs. 19,742 Rs. 17,787
7 2/5/2012 Rs. 140,222 Rs. 4,742 Rs. 4,742 Rs. 3,007
8 3/5/2012 Rs. 137,215 Rs. 4,742 Rs. 4,742 Rs. 3,044
9 4/5/2012 Rs. 134,170 Rs. 4,742 Rs. 4,742 Rs. 3,082
10 5/5/2012 Rs. 131,088 Rs. 4,742 Rs. 4,742 Rs. 3,120
11 6/5/2012 Rs. 127,968 Rs. 4,742 Rs. 4,742 Rs. 3,159
12 7/5/2012 Rs. 124,810 Rs. 4,742 Rs. 4,742 Rs. 3,198
13 8/5/2012 Rs. 121,612 Rs. 4,742 Rs. 4,742 Rs. 3,237
14 9/5/2012 Rs. 118,375 Rs. 4,742 Rs. 4,742 Rs. 3,277
15 10/5/2012 Rs. 115,097 Rs. 4,742 Rs. 4,742 Rs. 3,318
Part
Pmt. Payment Date Opening Balance EMI Amount Prepayment Total Payment Principal
No. Amount
16 11/5/2012 Rs. 111,779 Rs. 4,742 Rs. 4,742 Rs. 3,359
17 12/5/2012 Rs. 108,420 Rs. 4,742 Rs. 4,742 Rs. 3,401
18 1/5/2013 Rs. 105,020 Rs. 4,742 Rs. 4,742 Rs. 3,443
19 2/5/2013 Rs. 101,577 Rs. 4,742 Rs. 4,742 Rs. 3,485
20 3/5/2013 Rs. 98,092 Rs. 4,742 Rs. 4,742 Rs. 3,528
21 4/5/2013 Rs. 94,564 Rs. 4,742 Rs. 4,742 Rs. 3,572
22 5/5/2013 Rs. 90,992 Rs. 4,742 Rs. 4,742 Rs. 3,616
23 6/5/2013 Rs. 87,375 Rs. 4,742 Rs. 4,742 Rs. 3,661
24 7/5/2013 Rs. 83,714 Rs. 4,742 Rs. 4,742 Rs. 3,706
25 8/5/2013 Rs. 80,008 Rs. 4,742 Rs. 4,742 Rs. 3,752
26 9/5/2013 Rs. 76,256 Rs. 4,742 Rs. 4,742 Rs. 3,799
27 10/5/2013 Rs. 72,457 Rs. 4,742 Rs. 4,742 Rs. 3,846
28 11/5/2013 Rs. 68,612 Rs. 4,742 Rs. 4,742 Rs. 3,893
29 12/5/2013 Rs. 64,719 Rs. 4,742 Rs. 4,742 Rs. 3,941
30 1/5/2014 Rs. 60,777 Rs. 4,742 Rs. 4,742 Rs. 3,990
31 2/5/2014 Rs. 56,787 Rs. 4,742 Rs. 4,742 Rs. 4,040
32 3/5/2014 Rs. 52,748 Rs. 4,742 Rs. 4,742 Rs. 4,090
33 4/5/2014 Rs. 48,658 Rs. 4,742 Rs. 4,742 Rs. 4,140
34 5/5/2014 Rs. 44,518 Rs. 4,742 Rs. 4,742 Rs. 4,191
35 6/5/2014 Rs. 40,327 Rs. 4,742 Rs. 4,742 Rs. 4,243
36 7/5/2014 Rs. 36,083 Rs. 4,742 Rs. 4,742 Rs. 4,296
37 8/5/2014 Rs. 31,788 Rs. 4,742 Rs. 4,742 Rs. 4,349
38 9/5/2014 Rs. 27,439 Rs. 4,742 Rs. 4,742 Rs. 4,403
39 10/5/2014 Rs. 23,036 Rs. 4,742 Rs. 4,742 Rs. 4,457
40 11/5/2014 Rs. 18,579 Rs. 4,742 Rs. 4,742 Rs. 4,512
41 12/5/2014 Rs. 14,067 Rs. 4,742 Rs. 4,742 Rs. 4,568
42 1/5/2015 Rs. 9,498 Rs. 4,742 Rs. 4,742 Rs. 4,625
43 2/5/2015 Rs. 4,874 Rs. 4,742 Rs. 4,742 Rs. 4,682
44 3/5/2015 Rs. 192 Rs. 4,742 Rs. 192 Rs. 189
Part
Pmt. Payment Date Opening Balance EMI Amount Prepayment Total Payment Principal
No. Amount
45 4/5/2015 Rs. 0 Rs. 4,742 Rs. 0 Rs. 0
46 5/5/2015 Rs. 0 Rs. 4,742 Rs. 0 Rs. 0
47 6/5/2015 Rs. 0 Rs. 4,742 Rs. 0 Rs. 0
48 7/5/2015 Rs. 0 Rs. 4,742 Rs. 0 Rs. 0
49 8/5/2015 Rs. 0 Rs. 4,742 Rs. 0 Rs. 0
50 9/5/2015 Rs. 0 Rs. 4,742 Rs. 0 Rs. 0
51 10/5/2015 Rs. 0 Rs. 4,742 Rs. 0 Rs. 0
52 11/5/2015 Rs. 0 Rs. 4,742 Rs. 0 Rs. 0
53 12/5/2015 Rs. 0 Rs. 4,742 Rs. 0 Rs. 0
54 1/5/2016 Rs. 0 Rs. 4,742 Rs. 0 Rs. 0
55 2/5/2016 Rs. 0 Rs. 4,742 Rs. 0 Rs. 0
56 3/5/2016 Rs. 0 Rs. 4,742 Rs. 0 Rs. 0
57 4/5/2016 Rs. 0 Rs. 4,742 Rs. 0 Rs. 0
58 5/5/2016 Rs. 0 Rs. 4,742 Rs. 0 Rs. 0
59 6/5/2016 Rs. 0 Rs. 4,742 Rs. 0 Rs. 0
60 7/5/2016 Rs. 0 Rs. 4,742 Rs. 0 Rs. 0
e colored cells only
50900
4045
7340
62285
10000 10000 7000
10000 10000 7000
10000 10000 7000
10000 10000 7000
44000
195000
160000
35000
15000
19000
28/Jun/2014
16/Jul/2014 40000 18 99
05/Aug/2014 25000 38 156 broken period int 732
16/Aug/2014 40000 49 443 processing charge 4,045
16/Sep/2014 30000 80 542 int earned -5,490
05/Nov/2014 50000 130 2,000 diamond -10000
185000 3,240 interst charge 39,593
2250 2250 total charges 28,880
5490.274