Due to the overwhelming response, the GIA-i campaign limit for both 6 and 12 months is fully utilised.

We thank you for your continuous support. Stay tuned on Maybank2u to enjoy greater deals.

General Investment Account-i (GIA-i) Campaigns

Terms & Conditions
1. These Terms & Conditions shall govern the GIA-i Campaigns (Campaign) commencing from 16th
Oct 2016 until 15th Feb 2017 or upon reaching the Campaign set target, whichever is earlier.
(Campaign Period).

2. The Campaign is open to all new GIA-i placements by new and existing Individual and Business
customers of Maybank Islamic Berhad (the Bank) i.e. Small Medium Enterprise (SME), Business
Banking (BB), Sole Proprietor, Partnership, Clubs, Societies and Associations (Customers).

3. To participate in the Campaign, the minimum and maximum placement amount according to the
respective Customers and account type are as follows:-

Minimum Placement
Maximum Placement
Customers / Account Type Amount in a Single
Amount per Certificate
Certificate
Individual RM10,000 RM15.0 million

SME/BB RM25,000 RM20.0 million

Sole-Proprietorship,
Partnership, Clubs, Societies, RM25,000 RM20.0 million
Associations

4. GIA campaign placements can be made over the counter (OTC) or via online platforms i.e. web or
M2u application. It is compulsory for customers to have either Deposit or investment account with
Maybank for profit payments.

a. Please follow the steps below for online placement for 6 or 12 months:
i. Login in to your M2U via web or mobile application;
ii. Go to Fixed Deposit & Mudarabah IA under Accounts & Banking tab;
iii. Select Make a placement;
iv. Select General Investment Account-I (GIA-i);
v. Select 6 to 12 months to enjoy the campaign rates;
vi. Select the other relevant information;
vii. Submit.

5. Details of the indicative campaign profit rates and placement tenure are as follows:

a. 12 Months Campaign
Indicative
Indicative Effective Indicative PSR to
Months Campaign Profit
Profit Rate* Investor
Rate
1st Month 3.60% 3.60% 50% or more
2nd Month 3.60% 3.60% 50% or more
3rd Month 3.60% 3.60% 50% or more
4th Month 3.60% 3.60% 50% or more
5th Month 3.60% 3.60% 50% or more
6th Month 3.60% 3.60% 50% or more
7th Month 4.00% 3.66% 50% or more
8th Month 4.00% 3.70% 50% or more
9th Month 4.00% 3.73% 50% or more
10th Month 4.00% 3.76% 50% or more
11th Month 5.80% 3.95% 50% or more
12th Month 5.80% 4.10% 50% or more

Indicative Effective Profit Rate for 12 Months

= (3.60% + 3.60% + 3.60% + 3.60% + 3.60% + 3.60% + 4.00% + 4.00% + 4.00% + 4.00% + 5.80% + 5.80%) / 12 = 4.10%
 b. 6 Months Campaign
Indicative
Indicative Effective Indicative PSR to
Months Campaign Profit
Profit Rate* Investor
Rate
1st Month 3.60% 3.60% 50% or more
2nd Month 3.60% 3.60% 50% or more
3rd Month 3.60% 3.60% 50% or more
4th Month 3.60% 3.60% 50% or more
5th Month 4.50% 3.78% 50% or more
6th Month 4.50% 3.90% 50% or more

Indicative Effective Profit Rate for 6 Months

= (3.60% + 3.60% + 3.60% + 3.60% + 4.50% + 4.50%) / 6 = 3.90%

6. The indicative campaign profit rates are subject to any Overnight Policy Rate (OPR) change
during the Campaign Period.

7. Upon maturity of the GIA-i, the profit rates shall be changed to the prevailing Islamic board rates
for the respective tenures. Please log-on to www.maybank2u.com.my to view the prevailing
Islamic board rates.

8. In the event that the Customers withdraw the GIA-i prematurely or completely close the GIA-i prior
to its maturity date, profits (if any) shall be paid based on number of days of the investment.

9. The Bank reserves the rights to withdraw, cancel, suspend, extend or terminate this Campaign
earlier in whole or in part and the Bank reserves the right to vary, supplement, delete, amend or
modify any of these Terms & Conditions from time to time by giving at least minimum of twenty
one (21) calendar days prior notice thereof and the notice shall be posted through our website at
www.maybank2u.com.my or through any other channel or channels that the Bank may deem as
appropriate and thereupon such amended details shall be deemed to become effective and shall
be read and construed as if such amended details have been incorporated into and had formed
part of these Terms & Conditions.

10. By participating in this Campaign, the Customers hereby duly agree to be bound by these Terms &
Conditions herein set forth.

11. These Terms & Conditions shall be supplemental to the existing Terms & Conditions governing
Banking Accounts for Islamic Banking and Terms & Conditions for Mudarabah Investment Account
transaction. These Terms & Conditions shall prevail over any provisions or representatives
contained in any promotional materials (including without limitation printed posters or leaflets)
advertising this Campaign.

12. Subject to Shariah and Bank Negara Malaysias (BNM) requirement, the Bank shall not be
responsible and / or liable nor shall it accept any form of liability whatsoever nature and howsoever
arising or suffered by Customers resulting directly or indirectly from the Customers participation
in the Campaign or otherwise. Furthermore, the Bank shall not be liable for any default in respect
of the Campaign due to any act of God, war, riot, lockout, industrial action, fire, flood, drought,
storm or any event beyond the reasonable control of the Bank.

13. The Bank reserves the rights to amend these Terms & Conditions contained herein, wholly or in
part at any time and to end the Campaign earlier or extend it further at its absolute discretion
and shall provide notification of the same to the Customers pursuant to clause 9 of these Terms &
Conditions in line with BNM and Shariah requirement.

14. The GIA-i is not covered by Perbadanan Insurans Deposit Malaysia (PIDM).

15. These Terms & Conditions shall be governed by the laws of Malaysia and subject to the exclusive
jurisdiction of the Malaysian Courts.