SWOT analysis

STRENGTHS
High Quality, Customer Centric, Service Driven, Private Sector Bank for future industries
in India.
Fastest growing bank in India.
It has a good perception in financial markets.
Future ready and Innovation driven bank with focus on new digital technologies.
Bad Loan ratio of 0.85% compared to sectors average of 9.1%
It has demonstrated strong profitability, sustainable income generation and finest asset
quality.
WEAKNESS
Less promotional activity
Lack of penetration
OPPORTUNITY
Building new client relationship
Other activity (insurance, stock broking, mutual funds)
Wide scope in Tier 2 & Tier 3 cities
Acquisitions of small banks

THREATS
High competition from Private and Public bank
Capital Market slow-down
Slowdown in SME sector post GST implementation
Crypto currency