Consumer

In line with the Bank’s aim to provide a host of products and services to its customers,
substantial ground work has been done to establish a strong consumer banking business.
Furthermore, to achieve this objective, professionals from across the industry have been
recruited into areas of product development, sales, credit policy, research, consumer
analytics, call centers and service quality departments
The consumer portfolio, comprising the debit card, credit cards, auto loans, personal
loans and mortgages will be established phase by phase. However, we are confident that
our strengths, together with our largest network of online branches, a superior technology
platform and a big customer base, will take the Bank’s profitability to new heights.

Allied Visa Credit Card

• Features
• Visa Gold Credit Card
• Visa Platinium Credit Card

• Terms and Conditions

• FAQs
• GCAS

• Drop Box Locator

Welcome to the world of privileges, benefits and savings with your Allied Visa Credit
Card. In order to cater to your growing financial needs we are proud to introduce
Allied Visa Credit Card with The Lowest Service Charge ever! So now you can save
money where it counts and spend lavishly at your favorite places with greater
flexibility, convenience and most important-Affordability!

With your Allied Visa Credit Card you can enjoy a variety of state-of-the-art features
and unmatched value by spending at over 49,000 merchants across Pakistan and 27
million merchant outlets worldwide! And what more, you can also use your credit
card at over 1 million ATMs internationally!

Allied Visa Gold Credit Card

With your Allied Visa Gold Credit Card every Pakistani can now enjoy the benefits
of a Gold Card internationally with unmatched savings greater flexibility,
convenience and security.

Features
Buy Now,Pay Later
With your Allied Visa Gold Credit Card, your free credit period allows you to pay for
your purchases up to 50 days after the date of purchase. So now you can buy all the
things you want - whenever you want - at your own convenience.
Flexible Repayment
When paying your credit card bill, your Allied Visa Gold Credit Card gives you the
option to either pay the entire amount according to your statement or a minimum of
5% of your total outstanding balance.
Cash Advance Facility
As an Allied Visa Gold Credit Card member, you are entitled up to 75% of your
available credit limit in cash. Just go to your nearest ATM with the VISA or PLUS
sign and avail the facility of withdrawing cash 24 hours a day.

Allied Easy Installments (AEI)

The Allied Easy Installments (AEI) plan provides you with the facility to pay your
outstanding card balance in equal and affordable monthly installments spread over 3,
6, 12, 18, 24, 30 or 36 months. So now you can easily afford anything from everyday
household appliances to exotic vacations abroad.

Supplementary Cards
Want to share the benefits of your Allied Visa Gold Credit Card with others? Now
you can! Treat up to two people with supplementary credit cards and pass on the
many privileges of your Allied Visa Gold Credit Card to your chosen friends and
family members.

Balance Transfer Facility

In case you have outstanding balances on other cards, consolidate these onto your
Allied Visa Gold Credit Card with the lowest BTF rate and save more on your
outstanding payments than ever before.

Credit Protection Plus

With Credit Protection Plus, your Allied Visa Gold Credit Card provides payment
cover against:

Death, due to accident or sickness

Permanent and Total Disability, due to sickness or accident
Temporary Total Disability, due to sickness or accident
Terminal Illness

Zero Loss Liability

The Allied Visa Gold Credit Card’s Zero Loss Liability feature protects you from
paying for any unauthorized transactions on your Card in the event that it is lost or
stolen. Please notify Allied Phone Banking immediately on 0800-22522 (within
Pakistan) or on 9221-5301094 (outside Pakistan) in case your Card is lost or stolen.
 24-hour Allied Phone Banking
For any information and queries about your Allied Visa Gold Card, call Allied Phone
Banking on 0800-22522. If you are calling from outside the country, please dial
9221-5301094.

Free CIP Lounge Access

As an Allied Visa Gold Credit Cardholder, you are eligible to avail the free lounge
facility at Quaid-e-Azam International Airport, Karachi and enjoy a variety of
complimentary features.

Relax while you watch leading television channels or select something to read from
an updated library of newspapers and periodicals. Also feel free to plug in your laptop
and mobile phone into the charging facilities provided or browse the internet or send
and receive faxes while you wait. You can also treat yourself to a wide assortment of
high quality snacks, beverages and fresh fruits.

Visa Platinum Credit Card

With your Allied Visa Platinum Credit Card you can enjoy exceptional benefits and a
host of local and international benefits like never before!

Features
Visa Platinum Golf
Fancy a game of golf? With your Allied Visa Platinum Credit Card, you can enjoy golf at
its best with complimentary tee-offs, discounted green fees and access to some of the
world’s most celebrated golf clubs.

Platinum Life Platinum

Life is a unique platform that showcases exclusive programs and events specially
designed for Visa Platinum Credit Cardholders. With your Allied Visa Platinum Credit
Card, you are eligible to join this exclusive platform and avail many exciting services like
Platinum Club, Platinum Dining, Platinum Golf, Experiential Travel and much more.

So get ready to enjoy the luxury of Platinum Life with the Allied Visa Platinum Credit
Card.

Visa Platinum Club

As a member of the Visa Platinum Club, you are part of an internationally reputed
rewards program that provides an unmatched quality of services and customized luxuries
to all Allied Visa Platinum Credit Cardholders.

The Visa Platinum Club rewards you with exclusive perks such as complimentary room
upgrades at five-star hotels, spa treatments, attractive retail discounts, special rates on car
rentals, professional golf coaching and much more. Furthermore, unlike other card
reward programs, being part of the Visa Platinum Club means that you can start enjoying
these privileges immediately without having to earn or accumulate reward points on your
credit card.

Visa Platinum Dining

Your Allied Visa Platinum Credit Card can turn any meal into a dining experience to
remember. The Visa Platinum Dining Service offers special dining privileges at over 200
restaurants throughout the Asia-Pacific region. Through this program, you can avail
special features such as priority reservations, complimentary meals at selected
restaurants, and much more.

Visa Experiential Travel

Your Allied Visa Platinum Credit Card now takes you further than ever before. With the
Visa Experiential Travel Program, choose the package of your choice as you travel the
world and enjoy exotic travel adventures catered especially to your taste.

Priority Pass Airport Lounge Program

Traveling with your Allied Visa Platinum Credit Card means that you can now avail the
optional facility of the Priority Pass Airport Lounge Program in your overall Visa
Platinum product offering.

Today, with over 500 exclusive VIP airport lounge locations around the world, the
Priority Pass Service is the largest independent airport VIP lounge program in the world
and you can now avail this facility regardless of your airline or class of ticket. Simply
locate a lounge and present your Priority Pass membership card to gain entry, and relax in
style as you wait for your flight.

To avail this facility, please call Allied Phone Banking on 0800-22522.

Visa Platinum Websites

The Visa Platinum websites have been designed to ensure that Visa Platinum Cardholders
around the Asia-Pacific region are up-to-date with the latest product offerings and
benefits. The sites also include additional features like:

The latest information on Visa Platinum regional programs, such as the Visa Platinum
Club, Visa Platinum Dining, Visa Platinum Golf, Holidays and Visa Platinum
Experiential Travel Facilities.

The latest information on local country promotions and events.

Online applications such as Concierge Online.

A directory of toll-free numbers for reaching the VPCC from all key global destinations.

For more information please visit www.visaplatinum.com

Free Travel Accident
Insurance
Next time you travel, purchase tickets on your Allied Visa Platinum Credit Card and go
on your journey with the added security of Travel Accident Insurance - Absolutely Free!
You can get an amount of up to Rs. 12,000,000 and are not only insured against death but
also against permanent total disability caused while traveling.

Free Travel Inconvenience Insurance

You can also avail the complimentary facility of Travel Inconvenience Insurance
throughout the world, which will enable you to get coverage for any damage caused by
flight delay, baggage loss and baggage delay.

Concierge Service
No matter whether you are at home or overseas, with your Allied Visa Platinum Credit
Card, you can now enjoy round the clock travel and entertainment support with your very
own personal Concierge Service. Also enjoy peace of mind with 24-hour emergency
services such as card replacement, cash disbursement and medical assistance through a
dedicated network of global toll-free numbers.

Information, reservations, referrals, etc., are all available free of cost and any additional
goods or services purchased by you will automatically be billed directly to your Allied
Visa Platinum Credit Card.

Types of Concierge Services that can be availed internationally are:

Travel Assistance

Car Rental & Limousine Service

Sports & Entertainment Assistance

Pre-Trip Assistance

Business Services Assistance

Flower & Gift Assistance

Concierge Online
This facility provides an alternative to the conventional telephony Concierge Service.
With a simple click of the mouse, you can easily request for trip planning assistance,
hotel reservations, flight reservations, car rentals, restaurant reservations and performance
ticket bookings - all from the comfort of your home.

To avail this facility, you are first required to register your self on
www.visaplatinum.com and then submit the request by filling an online form that will
automaticly be sent to the VPCC for fulfillment. A Customer Service Executive will
contact you with the relevant details via your preferred mode of communication (email,
phone or fax).

Visa Platinum Customer Center (VPCC)

The Visa Platinum Customer Center (VPCC) is a one-stop shop to handle all your needs.
Staffed by highly trained professionals who provide a wide range of travel and
entertainment Concierge Services, emergency lost/stolen card services, telephone
translation services, etc., throughout the Asia-Pacific region, the VPCC is operational 24
hours a day, and is easily accessible by Cardholders via a comprehensive network of
international toll-free numbers.

The Lowest Service Charge

Your Allied Visa Platinum Credit Card helps you save money where it counts.It carries
the lowest service charge in the market; lower than any other existing credit card today.
So use your Allied Visa Platinum Credit Card at your favorite places and enjoy savings
like never before.

Buy Now, Pay Later

With your Allied Visa Platinum Credit Card, your free credit period allows you to pay for
your purchases up to 50 days after the date of purchase. So now you can buy all the
things you want - whenever you want - at your own convenience!

Flexible Repayment
When paying your credit card bill, your Allied Visa Platinum Credit Card gives you the
option to either pay the entire amount according to your statement or a minimum of 5%
of your total outstanding balance.

Supplementary Cards
Want to share the benefits of your Card with others? Now you can! Treat up to two
people with supplementary credit cards and pass on the many privileges of your Allied
Visa Platinum Credit Card to your chosen friends and family members.

Balance Transfer Facility

In case you have outstanding balances on other cards, consolidate these onto your Allied
Visa Platinum Credit Card with the lowest BTF rate and save more on your outstanding
payments than ever before.

Cash Advance Facility

As an Allied Visa Platinum Credit Card member, you are entitled up to 75% of your
available credit limit in cash. Just go to your nearest ATM with VISA or PLUS sign and
avail the facility of withdrawing cash 24-hours a day.
Allied Easy Installments (AEI)
The Allied Easy Installments (AEI) plan provides you with the facility to pay your
outstanding card balance in equal and affordable monthly installments spread over 3, 6,
12, 18, 24, 30 or 36 months. So now you can easily afford anything from everyday
household appliances to exotic vacations abroad.

Credit Protection Plus

With Credit Protection Plus, your Allied Visa Platinum Credit Card provides payment
cover against:

Death, due to accident or sickness

Permanent and Total Disability, due to sickness or accident

Temporary Total Disability, due to sickness or accident

Terminal Illness

To activate this facility, please call 0800-22522.

Zero Loss Liability

The Allied Visa Platinum Credit Card’s Zero Loss Liability feature protects you from
paying for any unauthorized transactions on your Card in the event that it is lost or stolen.
Please notify Allied Phone Banking immediately on 0800-22522 (within Pakistan) or on
9221-5301094 (outside Pakistan) in case your Card is lost or stolen.

Free CIP Lounge Access

As an Allied Visa Platinum Credit Cardholder, you are eligible to avail the free lounge
facility at Quaid-e-Azam International Airport, Karachi and enjoy a variety of
complimentary features.

Relax while you watch leading television channels or select something to read from an
updated library of newspapers and periodicals. Also feel free to plug in your laptop and
mobile phone into the charging facilities provided or browse the internet or send and
receive faxes while you wait. You can also treat yourself to a wide assortment of high
quality snacks, beverages and fresh fruits.
Terms and Conditions
Credit Card Account:
I authorize Allied Bank to open an Allied Visa Credit Card Account (card account) in my
name. Allied Bank will charge to this account any amount arising under transactions
which I make on the Card and any other amounts, which I have to pay under these Terms and
Conditions.

Credit Limit: Allied Bank at its sole discretion shall decide the credit limit that will be
ascribed to me in connection with the Card. Allied Bank may also change this credit limit
without notice and without assigning any reason. I will not let the card account go over
the assigned credit limit or use my card account if it is already over the credit limit. My
card account will not be used for illegal transactions.

Statement of Account: Allied Bank will send me a statement of account every

calendar month on which there will be a date stipulated by which I will be required to
make the payment that is also stipulated in such statement of account. I agree to make
such payment to Allied Bank within the time period specified by Allied Bank in such
manner as Allied Bank may specify. Allied Bank will only accept that I have paid any
money I owe to Allied Bank when Allied Bank receives my payment at its processing
center.

Charges: I acknowledge and agree that charges, fees, duties, levies and other expenses
(collectively “charges”) will be charged by Allied Bank for the issuance and usage of the
Card. I agree to pay and reimburse Allied Bank all or any of such levies immediately
upon demand. Such levies will change from time to time at the discretion of the Bank and
it is my responsibility to obtain the prevailing rates of such levies from the Bank.

Foreign Transactions: If I use my Card for a transaction in a currency that is not

Pakistani Rupees, I agree that Allied Bank will convert all such amounts into Pakistani
Rupees for the purpose of reimbursement from me at the rate of exchange applied by
Allied Bank for such purpose in accordance with the applicable rules of business practice
of Allied Bank on the date Allied Bank debits my account with such charge.

Cash Advance: Allied Bank may permit me to use the Card to obtain cash advance up
to the limit decided by Allied Bank, at the counters of the Bank, other participating bank
counters, financial institutions or ATMs that accept the Card.

PIN/TIN:Allied Bank will issue me a Personal Identification Number (PIN) and a

Telephone Identification Number (TIN) for the usage of the Card and for Allied Phone
Banking. Allied Bank has no obligation for establishing/verifying the identity/authority
of any person or determining the validity of any transaction as long as where the person
giving such instructions is purportedly me and provides Allied Bank with the PIN or TIN,
as the case may be, and Allied Bank shall not be liable for any acts done in pursuance of
such transactions or telephonic instructions. I hereby indemnify and release Allied Bank
from any and all liability arising as a consequence of Allied Bank honoring or allowing
any actions or transactions where the person giving such instruction provides the PIN or
TIN assigned to me.

Credit Balance: I will not be entitled to withdrawals of any credit balance in respect of
the card account but any such credit balance will be applied to offset my outstanding
during subsequent billing periods. No profit or return of any type will be paid, or accrued
upon, any credit balances maintained in the card account at any time.

Security: I will sign the Card as soon as I get it and shall not permit any person other
than myself to use the Card, PIN, TIN or other security information under any
circumstances whatsoever.

Lost Card:If my Card is lost, stolen or misplaced, I shall immediately inform the Bank.
I agree that I will be solely liable for all transactions made on my Card until such time as
I report the loss, theft or misplacement to Allied Bank.

No Liability:Allied Bank will not be responsible for any loss to me if a merchant

refuses or declines to accept the Card for any reason or if Allied Bank declines or fails to
give the merchant the requisite authorization. I agree to indemnify and hold harmless
Allied Bank from all claims, loss or damage suffered or sustained as a consequence of
Allied Bank issuing a Card to me, my usage of the Card, a breach by me of these Terms
and Conditions or due to negligence on my part.

Property: The Card belongs to Allied Bank. If Allied Bank asks me to, I must not use it
and must return it to Allied Bank. If Allied Bank asks me to return the Card or if it
believes that the Card is being misused, Allied Bank may also put a 'stop' on it. This will
prevent me from using it. Allied Bank may also do this to minimize the risk of fraud if
my account has not been used for more than 12 months. Allied Bank may change the card
account number or PIN or TIN at any time if it has a good reason. I will only use the
Card between the 'valid from' and 'end date' printed on it.

Restriction: I undertake and confirm that the credit limit assigned to me will not be
used by me for subscription in an initial public offering of any company and neither shall
I use the credit limit for any illegal or unlawful matter or for a transaction that is
prohibited by the State Bank of Pakistan.

Change in Circumstances:I will immediately inform Allied Bank of any change in

the details given by me in the card application form.

Default:I will pay Allied Bank immediately all amounts due to it by me if:

(i)I violate or breach any term or condition or representation or warranty contained herein
or in the credit card application form

(ii)I die
(iii)I have told Allied Bank something misleading or false or incorrect or incomplete

(iv)I am in financial difficulties or an event has happened that has a detrimental impact
on my credit worthiness

(v)I default on the payment of any other finance facility taken by me from any other
financial institution

(vi)Allied Bank is or at any stage is in breach or threatened breach of any rules or

regulations issued by the State Bank of Pakistan

(vii)I issue instructions to Allied Bank to revoke or cancel my Card

Allied Bank will also charge me for any loss, costs or expense that Allied Bank has had
to reasonably pay as a result of any of (i) to (vii) of the above.

Without prejudice to the above, if I am in default, Allied Bank shall have the right to
mark a lien on any or all accounts of mine held by Allied Bank and further Allied Bank
shall have the right to set off, without notice to me, my outstandings in the card account
from amounts held by it in my name in any other account of mine.

Transfer:Allied Bank may transfer any or all of its rights or duties under these terms to
another organization without my consent. I also give Allied Bank the permission to share
and reveal my account information to any person or company on a need-to-know basis.

Notices:Allied Bank may send any notice or other information to the last address I gave
them. Allied Bank can also monitor and record phone calls to or from me.

Delay no Waiver:Allied Bank can delay in enforcing, or fail to enforce, its rights
under these Terms and Conditions without losing them. Allied Bank may also accept
part-payments marked as 'payment in full' or with similar wording without losing its right
to claim full payment.

Additional Cards:Upon my request, Allied Bank may issue an additional Card to a

person specified by me. I agree that the above Terms and Conditions shall apply to such
additional Cardholder and that I will be jointly and severally liable with such additional
Cardholder for all outstanding in the name of such additional Cardholder. If an additional
credit card is issued at my request, the reference to “Card” in these Terms and Conditions
shall include the additional credit card(s) issued.

Please note: These Terms & Conditions have already been agreed upon.
 Dear Customer

To apply for Allied Visa Credit Card, please fill in the details below:

Name*
Mobile 1* -
Mobile 2 -
Landline 1* -
Landline 2 -
Segment* Select One Salaried Self Employed Businessman Retired Student Housewife
Self Employed Professional
Net Income* Below 25 K Above 25K
ABL Account Holder* Yes No
Account #
(if available) Br.Code
- - - -
City* Select City Karachi Lahore Islamabad Rawalpindi Faisalabad
CNIC #
(if available) - -
E-mail

Please note that fields with (*) are mandatory

FAQs
1. How and where can I use my Allied Visa Credit Card?

Your Allied Visa Credit Card can be used anywhere locally as well as globally at
any merchant outlet accepting Visa Credit Cards.
2. How and where do I make my monthly payments?
You can make your monthly payment by:
Sending a cheque/pay order/draft in the name of Allied Visa Credit Card either by
mail or by using the drop boxes at the Bank’s designated branches. Please indicate
your name and card number on the reverse side of the cheque.

3. Is there a cash withdrawal limit with my credit card?

You can make cash withdrawals of up to 75% of your credit limit.

4. Will I be charged any cash withdrawal/cash advance fee?

A minimum fee will be charged as mentioned in the Schedule of Charges.

5. Do I have to clear my entire outstanding balance at the end of each month?

Either the entire outstanding balance or 5% of the outstanding balance can be paid.
The remaining balance will be carried forward in the next monthly statement.
6. How will I be charged the service fee for retail transactions?
If payment is made within 50 credit free days, no service fee will be charged if the
entire outstanding balance is paid off. If a minimum payment is made, then the
lowest service fee of only 2% per month will be charged on the outstanding amount.

7. What should I do if there are discrepancies/errors in my monthly statement?

For any complaints, please contact the Complain Management unit.
8. How do I know my credit limit?
The credit limit is mentioned on the Credit Card Statement.

9. What should I do if I lose my card?

If your Card is lost or stolen, you are requested to immediately call 0800-22522 and
ask for it to be blocked to prevent any further transactions being made on it.

10. What should I do if I encounter problems with my Allied Visa Credit Card?
If you face any problem with your Card, please report it on 0800-22522 or you can
send a written query to the Complain Management Unit.

11. Who should I contact if there is a change in my address?

You can simply call 0800-22522 or fill out the perforated form at the back of your
credit card statement

12. How do I know how much I have to pay?

Your credit card statement will have the necessary information about the minimum
payment due, payment due date, cash advance limit and the remaining credit limit.

13. Who should I contact if I encounter any problem abroad?

You can call the international call centre on 9221-5301094.

14. What is ‘Allied Easy Installments (AEI)’?

It is a facility with which you can make purchases of up to 80% of your credit limit
and split your payment into equal monthly installments spread over 3,
6,9,12,18,24,30 or 36 months.

15. Will I be charged any fee or interest rate on subscribing to AEI?

There will be no processing fee, only a monthly service charge.

16. What is Balance Transfer Facility (BTF)?

It is a facility through which you can consolidate your outstanding balances on other
cards onto your Allied Visa Credit Card and save more on your outstanding
payments than ever before.

17. Will I be charged any fees or charges for BTF?

You will be charged a processing fee and a service charge as is mentioned in the
Schedule of Charges.

18. Can I change my PIN?

Yes, you can change your PIN any time.

19. Where do I need to use the PIN?

You will be required to use your PIN when withdrawing cash from ATMs.

20. What do I need to do to cancel my card?

If you wish to discontinue your Card, you can cut it into two halves and send it to
Credit Card Operations, 2nd Floor, Trade Tower Building, Abdullah Haroon Road,
Near Hotel Metropole, Karachi.

21. What are GCAS numbers?

These are Global Customer Assistance Numbers provided by VISA, which the
Cardholder can call any time for assistance.

22. What is a supplementary card and how can I get it?

A supplementary card can be provided to any of the card member’s relative or
friend.

23. How will the transactions on supplementary cards be recorded?

The billing of the supplementary card will be done on the basic card statement.

24. Will the supplementary Cardholder pay the amount on his own?
The basic card member will pay for all the transactions made on the basic card.

25. What are VPCC numbers?

These are Visa Platinum Customer Care Centre numbers that can be exclusively
used by Platinum Cardholders.

26. Will I be charged for CIP lounge facility?

No. This is a complimentary facility for Cardholders.

27. How can I get my limit increased?

You can fill out the ‘Limit Enhancement Form’, which will be in your welcome
pack.
GCAS

Country GCAS Toll-Free Numbers

Anguilla 1-800-847-2911
Antigua 1-800-847-2911
Argentina 0800-666-0171
Araba 800-1518
Australia 1800-450346
Austria 0800-293 084
Bahamas 1-800-847-2911
Bahrain 8000-006
Barbados 1-800-847-2911
Belgium 0800-78465
Bermuda 1800-6230127
Bolivia 800-10-0188
Bonaire 001-800-847-2911
Brazil 0800-891-3680
British Virgin Islands 1-800-847-2911
Access Code 800-1111
Brunei Access Code 800-111 then 866-765-9644
Canada 1866-639-1911
Cayman Islands 1-800-847-2911
Chile 1230-020-2136
China - Southern 10800-4400027
China – Northern 10800-7440027
Columbia 01800-912 5713
Costa Rica 0800-011-0030
Curacao 001-800-847-2911
Denmark 808-83399
Dominica 1888-425-2844
Dominican Republic 1-800-847-2911
Finland 0800-11-0057
France 0800-904349
Germany 0800-1822891
Greece 00800-4412-1092
Grenada 1-800-847-2911
Guam 888-425-0227
Guatemala 1-800-999-0115
Hong Kong 800-900-782
Hungary 06800-14352
Access Code 000-117
India then 866-765-9644
Indonesia 001-803-44-1600
Ireland 1800-509042
Israel 1-800-941-1605
Italy 800-781-769
Jamaica 0-800-847-2911
Japan 00-531-44-0022
Korea 00-308-44-0050
Liechtenstein 0800-89-4732
Luxembourg 0800-2012
Macau 0800-454
Malaysia 1800-802997
Mexico 001-800-847-2911
Montserrat 1-800-847-2911
Netherlands 0800-023-2964
Nevis 1-800-847-2911
New Zealand 0508-600300
Norway 800-11-570
Panama 001-888-771-1784
Philippines 1800-14410015
Portugal 800-844-034
Puerto Rico 1-800-847-2911
Saba 1-800-847-2911
Saint Eustatius 1-800-847-2911
Saint Kitts/Nevis 1-800-847-2911
Saint Maarten 1-800-847-2911
San Marino 800-819-014
Singapore 800-4481-250
South Africa 0800-990-475
Spain 900-94-8966
Sweden 020-790939
Switzerland 0800-835274
Taiwan 0080-1-444-123
Thailand 001-800-441-3485
Trinidad 1888-425-0225
Trinidad/Tobago 1-800-847-2911
Turkey 00-800-13-535-0900
Turks/Caico 0-1-800-847-2911
UK 0800-1695189

Uruguay 00-0411-940-7915
US Virgin Islands 1-800-847-2911
USA Hawaii 1-866-765-9644
USA Main Land 1-866-765-9644
Venezuela 0800-1-002167

THE END