Personal Monthly Budget

http://www.vertex42.com/ExcelTemplates/personal-monthly-budget.html 2008-2014 Vertex42 LLC

INCOME Budget Actual Difference [42]BUDGET SUMMARY Budget Actual Difference

Wages & Tips 2,000.00 12,597.58 10,597.58 Total Income 2,000.00 12,597.58 (10,597.58)
Interest Income - Total Expenses Err:511 30,402.87 66,105.74
Dividends - NET (94,508.61) (17,805.29) 76,703.32
Gifts Received -
Refunds/Reimbursements -
Transfer from Savings - DAILY LIVING Budget Actual Difference
Other - Groceries -
Other - Personal Supplies -
Total INCOME 2,000.00 12,597.58 10,597.58 Clothing -
Cleaning -
HOME EXPENSES Budget Actual Difference Education/Lessons -
Mortgage/Rent 1,500.00 1,500.00 - Dining/Eating Out -
Home/Rental Insurance - Salon/Barber -
Electricity - Pet Food -
Gas/Oil - Other -
Water/Sewer/Trash - Total DAILY LIVING 0.00 0.00 -
Phone 100.00 100.00
Cable/Satellite - ENTERTAINMENT Budget Actual Difference
Internet 600.00 200.00 400.00 Videos/DVDs -
Furnishings/Appliances #VALUE! Music -
Lawn/Garden - Games -
Maintenance/Supplies - Rentals -
Improvements - Movies/Theater -
Other - Concerts/Plays -
Total HOME EXPENSES 2,200.00 1,700.00 #VALUE! Books -
Hobbies -
TRANSPORTATION Budget Actual Difference Film/Photos -
Vehicle Payments - Sports -
Auto Insurance - Outdoor Recreation -
Fuel - Toys/Gadgets -
Bus/Taxi/Train Fare - Vacation/Travel -
Repairs - Other -
Registration/License - Total ENTERTAINMENT 0.00 0.00 -
Other -
Total TRANSPORTATION 0.00 0.00 - SAVINGS Budget Actual Difference
Emergency Fund 60,000.00 14,600.00 45,400.00
HEALTH Budget Actual Difference Transfer to Savings -
Health Insurance - Retirement (401k, IRA) 24,308.61 8,102.87 16,205.74
Doctor/Dentist - Investments 10,000.00 6,000.00 4,000.00
Medicine/Drugs - Education -
Health Club Dues - Other -
Life Insurance - Total SAVINGS 94,308.61 28,702.87 65,605.74
Veterinarian/Pet Care -
Other - OBLIGATIONS Budget Actual Difference
Total HEALTH 0.00 0.00 - Student Loan -
Other Loan -
CHARITY/GIFTS Budget Actual Difference Credit Cards -
Gifts Given - Alimony/Child Support -
Charitable Donations - Federal Taxes -
Religious Donations - State/Local Taxes -
Other - Other -
Total CHARITY/GIFTS 0.00 0.00 - Total OBLIGATIONS 0.00 0.00 -

SUBSCRIPTIONS Budget Actual Difference MISCELLANEOUS Budget Actual Difference

Newspaper - Bank Fees -
Magazines - Postage -
Dues/Memberships - Other -
Other - Other -
Total SUBSCRIPTIONS 0.00 0.00 - Total MISCELLANEOUS 0.00 0.00 -
NET WORTH

ASSETS

CASH AND
SAVINGS(savings
accounts, money-
market funds,
treasury bills)
Emergency Fund
14,600
Revolving Fund

Savings Fund
TAXABLE
IVESTMENTS(exclud
ing retirement
accounts )
Stock and stock
mutual funds
Bonds and bond
mutual funds
Value of privately
owned business
Investment Real
Estate
Cash value of life
insurance policies
Other investments
TOTAL TAXABLE
INVESTMENTS
HELP
http://www.vertex42.com/ExcelTemplates/personal-monthly-budget.html 2014 Vertex42 LLC

Intro
The purpose of this template is to help you define a monthly budget and
compare your budget to your actual income and expenses.

This worksheet uses a separate Excel Table for each major Budget
category. This allows you to insert and delete sub-categories easily.

Step 1 Update Budget Categories

You can modify the sub-categories within each table, but if you remove
an entire major category, then you will need to modify the formulas in
the Budget Summary table.

Step 2 Enter Budget Amounts

Enter values in the Budget column within each table.

If you are not sure how to set up your budget, read the article "How to
Make a Budget with a Spreadsheet" listed below.

Step 3 Enter Actual Amounts

You can either update the worksheet throughout the month, or wait until
the end of the month to enter the actual income and expenses.

Difference Column
The cells in the Difference column use conditional formatting to make
negative numbers red. If you spend more than you budgeted, the
Difference between the Projected and Actual values will be negative,
and if your Actual income is less than your Projected income, the
Difference will be a negative number.

Budget Summary
The Monthly Budget Summary table totals up all your income and
expenses and calculates the Net as Income minus Expenses. If your
Net is negative, that means you have overspent your monthly budget.

Taking the Next Step

 This worksheet is a simple way to create a monthly budget, but when
you are ready to move on to a more advanced budgeting tool, try our
Money Management Template listed below.

REFERENCES & RESOURCES

TEMPLATE Vertex42.com: Money Management Template

TIPS Vertex42.com: Spreadsheet Tips Workbook

ARTICLE Vertex42.com: How to Make a Budget with a Spreadsheet

ARTICLE Vertex42.com: Budgeting Tips

 2014 Vertex42 LLC
Personal Monthly Budget
By Vertex42.com
http://www.vertex42.com/ExcelTemplates/personal-monthly-budget.html

2008-2014 Vertex42 LLC

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