Académique Documents
Professionnel Documents
Culture Documents
Changing
e Tru s t August 01, 2017 714.914.9797 hbnews1@aol.com VOL. 26 NO. 571
I LOVE LOCAL
Canada & the rest will not be
Go
50
far behind. Whether these
changes are good or bad depends in
In
SERVING HUNTINGTON BEACH & NORTH WEST ORANGE COUNTY, CA 630 MAIN STREET HUNTINGTON BEACH, CA 92648 part on how we adapt to them. But,
S
term. Email, Fed Ex, and UPS have
icily Kramer is a young lady just Chica Impetrative Center. Each bird- suggested price of twenty dollars each.
starting Kindergarten at Hawes Ele- house has different colors and design and All proceeds will go to the Conservancy
mentary in Huntington Beach. As a sum- comes in many different sizes, shapes, for programs and displays. Grace
mer project with her Grandmother, Patty and styles. Sicily has personally signed Adams, Executive Director of the Con-
Ferlita, she decided to create something each one and attached a Conservancy servancy, (Pictured with Sicily) accepted
that would benefit the Bolsa Chica Con- Sticker on the bottom. Grandma sprung the donation and looks forward to Sicily
servancy and add beauty to the world. for the cost of supplies and paint, Sicily attending the Conservancy Camp next
Sicily decided to paint birdhouses in an supplied the labor and donated twenty summer and later becoming a volunteer,
art deco style and sell them at the Bolsa individual birdhouses to be sold at the then some day a staff member!
2. The Check
Britain is already laying the
groundwork to do away with check
by 2018. It costs the financial system
billions of dollars a year to process
checks. Plastic cards and online
transactions will lead to the eventual
demise of the check. This plays right
into the death of the post office. If
you never paid your bills by mail and
never received them by mail, the post
office would absolutely go out of
business.
3. The Newspaper
The younger generation simply
doesn't read the newspaper. They
certainly don't subscribe to a daily
delivered print edition. That may go
the way of the milkman and the laun-
dry man. As for reading the paper
online, get ready to pay for it. The
rise in mobile Internet devices and e-
readers has caused all the newspaper
and magazine publishers to form an
alliance. They have met with Apple,
Amazon, and the major cell phone
companies to develop a model for
paid subscription services. Of course
the only exception will be The Local
News...
4. The Book
You say you will never give up the
physical book that you hold in your
Continued on pg 8
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The Weak That Was
INSPIRATION
America: Home of the Free because of the Brave
The reason Politicians try so hard to get re-elected
is that they would "hate" to have to make a living under
the laws they have just passed.
Dave Garofalo
K
tice that you passed away. May God bless
you. You may reapply if there is a change
eri Lumm...pours his heart on this one..."Going on a diet is one of the hardest things to in your circumstances."
note
do. Mainly because it involves eliminating food that makes you happy for foods that make
your taste buds sad.
~Department of Social Services,
When eliminating high calorie and high sugar
foods from your diet, one of the first things to go Greenville , South Carolina
is alcohol, but there are a few wines that are fine
to keep enjoying.
Studies have proven time and again that red
wine is good for your heart health and isn't bad
for a diet focused on weight loss either.
According to a registered dietician, Tanya
Zuckerbrot, Merlot or Pinot Noir are good choices
for those counting calories.
However, if white wine is your drink of choice,
for less than 85 calories and a gram of sugar per 'There are only two ways to live your life: one is
glass you can have your choice of Chardonnay, as though nothing is a miracle, the other is as
Sauvignon Blanc or White Zinfandel. though everything is a miracle.
A little alcohol to look forward to at the end of
a day of veggies might just help you stick to your ~ Albert Einstein
plan!"
One day, Mr. Peters was having lunch at the din- Without hesitating, Gandhi responded, "The one
ing room of the with the money, of course." Mr. Peters, smiling
University, and Gandhi came along with his tray
and sat next to the professor. The professor said,
"Mr. Gandhi, you do not understand. A pig and a
bird do not sit together to eat."
We believe and practice being fully involved with the communities we serve.
This is essential in building good will, encouraging growth and above all staying connected in our backyard 5
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Chris MacDonald
On the road in Surf City
The Local News
Huntington Beach
By Chris MacDonald, Writer/Photographer,
HB Ambassador/The Local News Columnist
H
Home has provided 2,000 homeless
women & children with emergency
and transitional housing.
untington Beach Navy Viet- just as it was often done during the
nam Veteran Glenn Black- Civil War. (It's usually heard on
way proudly plays Taps at trumpet.) His story on how it was
6:30pm every Wednesday, Saturday created and first came to be played
Their mission: Colettes Childrens Home and Sunday at the newly-renovated is worth hearing before his per-
(714) 596-1380
honoring our fallen warriors and Juanita Gomez, whose father and
educating everyone about the need grandfather served in the Army.
www.Heautontimorumenoss.orc
TOP:Bolton Colburn of Heroes Hall, Viet-
nam Vet Glenn Blackway and Heroes Hall
Trustee Bobby McDonald; BELOW: OC
Fair visitors honor our fallen military dur-
ing Navy Vet Glenn Blackway's playing of
taps on harmonica at Heroes Hall.
Next
Your s e-
info@ mail:
Have Gallagher
and to respect our flag," said Black- featured act at 2pm, Sat., Oct. 21st
9 to 11pm Thursdays
way, who has been a professional at the famous Buena Park Lions'
Free Comedy Show 3 New Semi-Famous
musician throughout the United Silverado Days in Peak Park.)
Comedians Each Week Buy 2 Entrees Get 1
States. For more information on Heroes
Free Appetizer
"It's special playing Taps at the Hall, its programs and hours year-
Saturdays and Sundays
Medal of Honor Courtyard in front round, visit http://www.ocheroe-
Breakfast Served All Day
of Heroes Hall, which was part of shall.org or http://www.ocfair.com/
9am to 12pm $10 Bottomless Mimosas $3.50
the Santa Ana Army Air Base, heroeshall. To learn about its current
Bloody Marys
for !
6
y
HISTORICAL l
da ation
l 0
to
Ca 4-18
e in nsult
Comfree co
PHOTOS 3 7
a
4 -
71
20% off color services
10% off haircuts
10% off next time when you book next appt. today!
The Local News, August 01, 2017 hbnews1@aol.com 714.914.9797
Daily Sanctuary Image
This is one of the saddest parts of the change story. Will most of the things in our lives be disposable and
Naples & Cypress. Address correspondence to The music industry is dying a slow death. Not just be- whimsical? It makes you want to run to the closet and
cause of illegal downloading. It's the lack of innova- pull out that photo album, grab a book from the shelf,
tive new music being given a chance to get to the or open up a CD case and pull out the insert.
people who would like to hear it. Greed and corrup-
tion is the problem. The record labels and the radio 9. Joined Handwriting (Cursive Writing)
hbnews1@aol.com
disturbing topic further, check out the book, "Appetite
for Self-Destruction" by Steve Knopper, and the video If there ever was a concept that we can look back on
documentary, "Before the Music Dies." nostalgically, it would be privacy. That's gone. It's
Dave Garofalo
been gone for a long time anyway.. There are cameras
7. Television Revenues
Publisher / Owner
on the street, in most of the buildings, and even built
To the networks are down dramatically. Not just be- into your computer and cell phone. But you can be
cause of the economy. People are watching TV and sure that 24/7, "They" know who you are and where
movies streamed from their computers. And they're you are, right down to the GPS coordinates, and the
Newspaper Print Policy: The Local News is a bi-
playing games and doing lots of other things that take Google Street View. If you buy something, your habit
monthly print publication. Generally we try to publish on
up the time that used to be spent watching TV. Prime is put into a zillion profiles, and your ads will change
the 1st & 15th of each month. We go to press on the
2nd and 4th Thursday with a delivery date of the follow-
time shows have degenerated down to lower than the to reflect those habits.. "They" will try to get you to
ing each Friday. The only exceptions are those months
lowest common denominator. Cable rates are skyrock- buy something else. Again and again.
with 5 weeks. We distribute a 12 month production
most of it. It's time for the cable companies to be put "Memories".
8
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Bella Vita Salon Boutique $45 Hydrating Aromatherapy
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& Spa Steam Facial
P
eter Maloney @TopFloorPower nous condensers at Huntington Beach
takes us through some {Brief} to help alleviate power fluctuations ex-
bullet points and insights as he pected from the closing of the San
follows the money in this story of Onofre nuclear plant. AES is searching
building a solid power base... for partners to develop the Redondo
CITY HALL DIRECTORY
ing through 2040 and a $492 million battery-based energy storage project.
senior secured term loan amortizing Construction is being handled by Community Services ........(714) 536-5486
through 2027, with a combined Kiewit Power Constructors under a Beach Operations .............(714) 536-5281
weighted average cost of debt of ap- fixed-price, date-certain, turnkey EPC Business Development .....(714) 536-5542
proximately 4.5%. contract.
Under the PPA with SCE, all of the Finance Department ........(714) 536-5630
AES is contributing about $350 mil- capacity from the new plant will be Business Licenses ..............(714) 536-5267
lion in equity to the project. The project sold to the utility in exchange for a
is supported by a 20-year power pur- fixed monthly capacity fee that covers Fire Department ...............(714) 536-5411
chase agreement with Southern Califor- fixed operating cost, debt service and Human Resources .............(714) 536-5492
nia Edison that was awarded through a return on capital. SCE also will reim-
2014 competitive solicitation. burse AES variable costs and provide Information Services ........(714) 536-5515
the natural gas and charging electricity. Library Services .................(714) 842-4481
Insight: AES says it also has permitted 600
AES Southland project is replacing 3.9 MW of additional capacity at Alamitos
Community Development ..(714) 536-5271
GW of 1960-era power plants at Alamitos, and Huntington Beach and is ready to Code Enforcement ............(714) 375-5155
Huntington Beach and Redondo Beach respond to future solicitations if more Police Department ...........(714) 960-8811
that AES bought from Southern California resources are needed.
Edison in 1998 when California restruc- The $2.3 billion Southland repow- Public Works ......................(714) 536-5431
tured its power sector. ering project is a key component of our Graffiti Removal ...............(714) 960-8861
Alamitos and Huntington Beach strategic objective of increasing our
power plants were scheduled for clo- U.S. Dollar-based, long-term con-
sure to address damage to aquatic life tracted position, Andres Gluski, AES
because of once-through cooling con- president and CEO, said in a state-
cerns. AES recently installed synchro- ment." 11
Digital Copy: www.MyHBGold.com visit Surfersvillage.com www.HBLocalNews.com
W
A SOUP WO
LL
TORTI
k O u t
Chec ily
At Southern California Edison, an
D a
Edison International Company, we
Long Beach
u r
Other Great Locations:
O
want to help you and your family
Costa Mesa
Special B
Lake Forest
stay safe around electricity.
Santa Ana
a t O u r H
Huntington Park
tio n
Newport Beach
o c a
For more safety tips, visit
L
Corona Del Mar
www.sce.com/staysafe
San Clemente
Laguna Niguel
318 Main StreetDowntown HB
714.960.9696 FOR OVER 100 YEARSLIFE. POWERED BY EDISON.
12
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2017 Exploring Hall Of Fame Event
Hosted by: Elks Lodge Huntington Beach
Sponsored by:
The Local News Community Newspaper
m
m
*CENTER LEFT / L to R:
OC Supervisor Steeel Representative Tim
*TOP PHOTO, Back Row, L to R; Whitacre, Congressman Dana Rohrabacher,
HB Police Officer Bill Hughes, HB Police Assemblyman Jim Silva (ret), HB council
Officer JB Hume (ret), John Miller, Tom Gray Member Pat Brenden
Front Row, L to R;
Luanne Coercer, HB Council Member Pat *CENTER RIGHT / L to R:
Brenden, Assemblyman Jim Silva (ret), OC Supervisor Steel Representative Tim
Harvey Laugham, Cynthia Varnell, William Whitacre, Congressman Dana Rohrabacher,
Ridenour, Barbara Boskovich, Jynene Jynene Johnson, HB City Council Member
Johnson, former HB Mayor Dave Garofalo, Pat Brenden
Ed Laird (in back)
*BOTTOM / L to R:
OC Supervisor Steel Representative Tim
m
Whitacre, Congressman Dana Rohrabacher,
The Local News, February 01, 2017 hbnews1@aol.com 714.914.9797
Exploring exists to teach important life and career skills to young people from all back-
grounds through immersive career experiences and mentor-ship provided by commu-
nity and business leaders. Together, we equip young people with character, leadership
and life skills that can be used both today and in their future careers.
Exploring is based on a unique and dynamic relationship between youth and the or-
ganizations in their communities. Businesses and community organizations initiate a
career-specific Explorer post or club by matching their people and organizational re-
sources to the career interests of youth in the community. The result is a program of in-
teractive activities that helps youth pursue their special interests, grow, and develop.
We work with hundreds of local, regional, and national businesses and organizations
to deliver these programs representing hundreds of different career fields.
For more information, contact Exploring Director John Miller at 714-546-8558 ext. 181
or johnm@ocexploring.org.
13
RED
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Beauty Salon
2o0 %
ff-s e erd
Gold iCnag
list
Huntington Beach-
Medical Office Space Available
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The Local News, August 01, 2017 hbnews1@aol.com 714.914.9797
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This Could Mean BIG Trouble
for Maxine Waters
T Mor
ricia Drago talks reverse mortgage..." A re-
verse mortgage is a loan. You are borrow- Your ability
ing against your home equity. However,
unlike traditional mortgages, with a reverse mort-
gage you do not have to pay back the money bor-
rowed as long as you are living in the home.
to stay in your exist-
ing home for the long term
Your financial values and attitudes
tg a g
For many senior households, housing is usually
the most costly expense as well as the most valu-
able asset. A reverse mortgage takes advantage
toward loans
Your interest in maximizing your estate for years
heirs to make re-
verse mortgages a
e
of both of these facts. The loan enables you to What Are the Main Reasons Other People stronger product, there are some
eliminate ongoing mortgage payments, and for Get a Reverse Mortgage? downsides.
borrowers with sufficient home equity, access NewRetirement offers a Reverse Mortgage Here are some possible disadvantages to the
cash to use as needed or desired. However, the de-Suitability Calculator that assesses whether or not product that you should consider when assessing
cision to secure the loan can be complicated and the loan is a good fit for you. So far over 300,000 your suitability:
confusing. people have used this tool, and for these people You Accumulate Interest: There are no
Almost all financial products have pros and the strongest reasons to secure a reverse mortgage monthly payments on a reverse mortgage. As
are: such, the loan amount the amount you will
The desire for fi- eventually have to pay back grows larger over
nancial independence time. Every month, the amount of interest you
The Local News, August 01, 2017 hbnews1@aol.com 714.914.9797
Inspires Resilience
As the old joke goes, Califor- from the groundwater basin, leading to the collapse (sub- point. Full in this case is a safe level to keep the ground
nia has four seasons, fire, flood, sidence) of some land up to 2 feet, according to NASA from collapsing and keep Pacific Ocean saltwater from
earthquake and drought. Our satellite data. Once the land subsides, its not like a sponge being drawn into our freshwater. Nineteen member agen-
most recent drought was one for that will fill with water during the next rain. The capacity cies pump about 75 percent of their water needs from the
the history booksand it was to store water is lessened. basin. The basin receives 100 million gallons per day of
no joke. One might think that only bad came of it, but in Orange County Water District (OCWD; the District) ex- advanced purified water from the Groundwater Replenish-
the following article youll come to know the ment System (GWRS), which has proven to be essential
safeguards that have been put in place as a Burris Basin, a recharge basin owned by the Orange to maintaining our lifestyle.
result. County Water District, in photos before the drought New state drought safeguards also include the California
In April of 2017, the five-year drought in (2009) and below, during the drought (2014). Water Action Plan. This five-year strategy prepares Cali-
California officially came to an end. fornia water systems for more resiliency and reliability. In
Droughts leave lasting impacts, but did this addition, the passing of the water bond (Proposition 1) in-
one leave California better or worse for vests in safe drinking water and provides for recycling,
wear? water-use efficiency, groundwater management and
Californias recent drought earned Orange cleanup, and additional water storage. Governor Browns
County and a good portion of the state ex- Water Action Plan became the framework to move the state
ceptional drought statuswidespread crop from temporary emergency conservation measures into a
and pasture loss, restrictions, and water long-term approach to ensure
shortages that created water emergencies, conservation becomes a Cali-
according to the U.S. Drought Monitor. fornia way of life.
The state has cyclical droughts and we Another positive result is
learn each time and become better prepared. Californias overwhelming ac-
We have a statewide system of buying and tion to conserve water. Shorter
selling water in place, and we have many showers, drought-tolerant
more reservoirs and groundwater storage fa- landscaping and asking for
cilities since the last severe drought that water at restaurants have be-
lasted from 1987 to 1992. Weve learned come societal norms for the
even more this time. perts were called upon during the foreseeable future.
Recall the pictures of surface water sources like Lake development of Californias 2014 California has added to its
Oroville before the drought at healthy levels, during the Sustainable Groundwater Manage- arsenal and can better fight off
drought at devastating lows and as rains filled Lake ment Act, which was part of the sil- the ill effects of the next
Oroville to overflowing? ver lining of the recent drought. drought.
We cant readily see the water in a groundwater basin. OCWD has a groundwater management plan in place and Cathy Green represents Division 6 of the Orange County
We can measure it, but there were no mandates in place to does regular basin modeling to know its groundwater lev- Water District, which includes parts of Huntington Beach
ensure groundwater basins were being operated at safe lev- els. and Fountain Valley. For more information, visit
els. California was the only state without groundwater The District manages the Orange County Groundwater www.ocwd.com. Contact Director Green at
management laws until the current drought was well un- Basin, which did get down to only 18 percent full at one cgreen@ocwd.com.
derway.
There were reports that farmers of the Central Valley Cathy Green was elected to OCWD in November 2010. She served two terms on the Huntington Beach
the breadbasket of the U.S.had pumped too much water City Council and was Mayor twice. Huntington Beach has been home to the Green Family over 41 years
The information contained in this column does not necessarily reflect the opinion of The Local News.
PERSONAL SERVICE
AND THE
LOWEST PRICES
The Local News, August 01, 2017 hbnews1@aol.com 714.914.9797
Specializing in:
Cruises River Cruises Tours
Resorts Disney & More
22
E
Brownies, Cocktails & WOMEN
Ingredients:
25ml light rum
25ml vodka
25ml gin
25ml tequila,
Cocktail
50ml lime juice, coke.
Corner
coholic ingredients and the lime to-
gether and give it a proper mix
around. Pour in a glass over ice and
top up with coke.
The information contained in this column does not necessarily reflect the opinion of The Local News.
23
EarthTalk
Digital Copy: www.MyHBGold.com visit Surfersvillage.com www.HBLocalNews.com
HELP!
www.earthtalk.org
Doors Chimneys
Air can also escape right through the door. As with win- Fireplace chimneys can also lead to a lot of air loss. Youll The information contained in this column does not
dows, doorframes can be caulked to stop energy loss, and you need to use a damper that fits the chimney without letting any necessarily reflect the opinion of The Local News.
opportunities, contact
8/12....................Back to the 80s
Teri Simonis, Volunteer
Coordinator,
8/13..................Gearheart @ 8pm
714-374-1544, or
8/15 ........Pope Paul & the Illegals
tsimonis@surfcity-hb.org.
@ 8pm
24
On the Vine
S
'FOREST CITY' THAT WILL COMBAT POLLUTION
usmita Baral did not have to climb a tree to see this
story coming..."Trees and plants take in carbon dioxide
from the air and convert it to oxygen a process known as photo-
synthesis. China is using trees as air filters in the world's first "forest
city" located in the southern city of Liuzhou. The country has started
construction on this endeavor which is expected to combat air
pollution, improve local biodiversity, reduce sound pollution and
The Local News, August 01, 2017 hbnews1@aol.com 714.914.9797
Six Undeniable
Moe Kanoudi
Designer Glasses
Facts of Life
The information contained in this column does not necessarily reflect the opinion of The Local News
1. Don't educate your children to be rich. Educate them to be happy, so when they grow up
they will know the value of things, not the price.
2. Wise words: "Eat your food as your medicines Otherwise you have to eat medicines as your
food."
3. The one who loves you will never leave you because, even if there are 100 reasons to give up,
he or she will find one reason to hold on.
4. There is a big difference between a human being and being human. Only a few folks really un-
derstand that.
5. You are loved when you are born. You will be loved when you die. In between, you have to manage!
6. If you just want to walk fast, walk alone; but, if you want to walk far, walk together!
26
SPECIAL
AUTO
N ew U sed
Leased Repai r s
Accessori es
I ndustr y N ews
SHOPS SHOULD
driving car division, company ex- Building autonomous driving systems is a compli-
ecutives said, a bold investment for cated and expensive endeavor, and brings a new layer
BE WORRIED
the second-largest U.S. ride-services firm of complexity to Lyft. Unlike its far larger rival, Uber
P
as it jockeys for position in the highly competitive au- Technologies Inc, which has tackled everything from
tonomous vehicle race. food delivery to flying cars, and expanded overseas,
The executives said on Thursday the company Lyft has operated strictly as a ride service for people
would soon open a facility in Palo Alto, California, in the United States.
atrick Kulp says like many of
that would eventually be staffed by "several hundred" Lyft's 700,000 drivers complete more than 200 mil-
us..."Like most of Amazon's plans,
engineers. Lyft engineers will collaborate there with lion rides and 1.2 billion miles (1.9 billion km) a year
this is no small ambition. Cars and
autonomous vehicle experts from other companies to in the 350 cities where it operates, which executives
their maintenance are a bigger cash sink for the average American
build self-driving systems. said gave the company detailed knowledge of traffic
household than even groceries, according to the U.S. Census Bureau.
"We are putting down the accelerator significantly patterns, bridges, construction and other roadway data
While online sales still make up a comparatively small share of the
on investment on this," Raj Kapoor, chief strategy of- critical for building autonomous systems.
overall auto parts market, they're growing at a much faster clip than
ficer for Lyft, told reporters at its San Francisco head- "The one thing that is very, very key is the scale that
traditional channels with a 16 percent expansion predicted this year,
according to market research firm Hedges & Company.
Earlier this year, the New York Post reported that Amazon struck
deals with a host of new auto parts vendors to expand its business.
Big chain auto shops may already be feeling the squeeze. Some
analysts pointed an accusatory finger at the company earlier this
month when companies like AutoZone and O'Reilly reported an
abysmal sales quarter, though others blamed the weather.
Nicholas Farhi, an automotive services consultant at strategy
firm OC&C, thinks car repair could be Amazon's next move. The
company has already begun to offer various standard installations
and fixes through its larger home and business service arm.
Yes, Amazon will install a roof rack for you, if you live in a cer-
tain area.
"Amazon is likely to enter into car servicesannual mainte-
nance, broken windshields, replacement tires, etc.before sales of
the car itself," Farhi said in an email. "The consumer experience
of buying automotive services is a mess, and the suppliers are frag-
mented."
The value that Amazon can provide is clear. Order a car battery
replacement through the page and Amazon will simply send some-
one to your home to take care of it, provided your zip code is in
the company's coverage area. There's also the option of taking it
into a partner store. Battery replacement services have a 92 percent
five-star rating on Amazon.
quarters. we have," said Luc Vincent, vice president of engi-
Amazon's role in this space would get even bigger if Alexa gets in-
The move marks a striking strategy change for Lyft, neering.
volved. Using the voice assistant to set up car appointments with a
which said previously it would leave the building of None of those miles have been driven with au-
The Local News, August 01, 2017 hbnews1@aol.com 714.914.9797
simple verbal instruction would give Amazon a lot of power with the
self-driving systems to others while allowing partners tonomous technology, experts point out, meaning Lyft
companies and people who provide those services, Farhi said.
to test their autonomous cars in Lyft's ride-hailing net- will be starting from scratch in a business where
"The role of Alexa in this is interesting because the voice interface
work. Waymo, Tesla and Uber have been operating for
hands huge power to Amazon in selecting the supplier," he said.
Lyft previously announced partnerships with Alpha- years.
"When you say: 'Alexa, book my car in for a service,' Amazon can de-
bet's self-driving division, Waymo, technology com- "It does still take a lot to do this, even if there is lots
cide the optimum location, price, time, etc."
pany Nutonomy, and automakers General Motors Co off-the-shelf technology, to engineer them together
That sort of integration may be a boon for big car shops that are or-
and Jaguar Land Rover. Lyft's new effort could put it and create systems and put them in a vehicle," said Je-
ganized and savvy enough to keep their availability electronically up-
in direct competition with some of those partners. remy Carlson, an automotive analyst at IHS Markit.
dated, Farhi said. But it may conversely hurt local mom and pop shops.
The company, which will not be manufacturing the Lyft's new push comes as Uber is facing a lawsuit
In any case, the company is already beginning to turn heads in the
actual cars, offered no time line for its self-driving am- from Waymo over alleged theft of trade secrets relat-
industry.
bitions. Executives said Lyft would share data from ing to self-driving technology designs.
"These days, whenever I meet with car industry executives, I invari-
its self-driving efforts with other companies joining Lyft in April raised $600 million in new funding.
ably get asked this one question 'So, what is Amazon's strategy in au-
the collaboration. The company has begun preparations for an initial
tomotive?'" auto consultant Sarwant Singh wrote in a Forbes column
Lyft does not have a permit to test autonomous cars public offering, sources close to the company told
last week.
in California, according to the state Department of Reuters.
Is there any consumer industry not asking that question these days?
Motor Vehicles. The company plans to launch a pilot Reporting by Heather Somerville
Wow! FREE Buy / Lease a New Vehicle from any Beach Blvd of Cars Dealer & a ils
PARKING Now that's a statement from a City that says loud and clear... Det alers
D e
t
PASS We Are Open For Business...and support our community partners.
receive a 12 Month Official City of Huntington Beach Parking Pass...
a
27
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Arnaud Dufour
Mortgages Ease
Income
I
Requirements Arnaud Dufour
n a sharp contrast to the trend of the 44.9% DTI will receive an ap-
last eight years, mortgage require- proval while an applicant
ments are about to get easier. with a 45.1% debt
The nations two mortgage gi- ratio will not. Its
ants, Fannie Mae and not like
Freddie Mac, have an- theres a
nounced slightly slid-
more relaxed in- ing scale available as is
come qualifications for mortgage the case for credit score or
applicants. equity, these applicants
After the federal government took with the higher dent ratio
over the mortgage industry in 2009, are simply denied for a
one of the moves they made to make conventional loan.
lending more responsible was to This new move by the
reduce the debt-to-income (DTI) FHFA expands the in-
ratio down to 45%. Prior to 2009 come requirements by
that ratio permitted approvals with a more than 10%. For a
DTI as high as 62% in certain cases. homeowner family with a
This benchmark measures the total combined income of
amount of ones monthly obliga- $5,000 per month, the dif-
tions as a percentage of their docu- ference means they can
mentable monthly income. have an additional $250 in
The Federal Housing Finance monthly obligations and
Agency (FHFA) is the governmental agency cation. still get approved for their loan. Prior to this
which overseas both Fannie Mae and Freddie The other two, credit and equity, represent a slid- change, that additional debt would cause their
Mac. Their change in policy to relax income cri- ing scale when determining the interest rate. An loan application to be denied.
teria serves as an admission of sorts that they applicant with a higher credit score will likely re- The FHFA claims that this move was to help
overcorrected by reducing the income ratio re- ceive a more favorable rate than an applicant homeowners who are carrying student loan ob-
quirement all the way to 45%. They claim that with a lower credit score. Similarly, an applicant ligations, either for themselves or for their chil-
loans with a DTI up to 50% are still within rea- with more equity in their home will likely receive dren. In reality, the new guidelines will help
sonable risk levels. a more favorable rate than one with less equity. anyone with additional debt obligations, regard-
Income is one of the three main criteria that de- But income is different. It is black and white. less of what type it is. This is good news for
termine approval or denial of a mortgage appli- With a DTI limit at 45%, an applicant with a homeowners and home buyers alike.
Arnaud Dufour is a Sr. Mortgage Banker at Newport Beach based DLJ Financial. With more than eleven years in the industry,
Arnaud is available to answer questions in Real Estate Finance E-mail: adufour@dljfinancial.com Call: 714-677-4107
CA DRE # 01360217 NMLS# 335758
The information contained in this column does not necessarily reflect the opinion of The Local News.
rant that captures our familys love for rally for the Village of Rosemont, Stevens
(located just south Preschool and
the game and present it in a way that ap- said.
of Warner and Toddler Classes
peals to everyday golfers and families." The first Murray Brothers Caddyshack location was opened in
OV High School) (Parent Education)
Golf is evolving from its exclusionary practices in favor of a 2001 at the World Golf Village, in St. Augustine, Florida, which is
$)4) 6...,*'-4,5+36 more open and fun-loving attitude, which can be seen in everything also home to the World Golf Hall of Fame.
/126-6/3006#(*5+30561/6!0-4454 from todays hip golf fashion to more eclectic golf fans and unique The restaurant describes itself as a casual dining, family friendly
venues at golf tournaments, Murray added. Im glad the rest of experience with "an upbeat, feel-good and engaging style that ap-
the world is catching up. peals to all generations." The Rosemont location would be its sec-
%5256"5256/126&13
28 Bill Murray has done so much to represent Chicago, its pride ond."
Digital Copy: www.MyHBGold.com visit Surfersvillage.com www.HBLocalNews.com
$29,579.
NEW 2017 CHEVROLET EXPRESS CARGO VAN
2500 REGULAR WHEELBASE REAR-WHEEL DRIVE
DEALER PRICE - $33,205
00
SALE 3
PRICE AT THIS
PRICE
STOCK NUMBERS EXTERIOR DRIVE WHEELS
170292 SUMMIT WHITE RWD
170293
170300 INTERIOR ENGINE
MEDIUM PEWTER 4.8L V8 16V MPFI
$40,446.
NEW 2017 CHEVROLET SILVERADO 2500HD
REGULAR CAB LONG BOX 2-WHEEL DRIVE WORK TRUCK
00
DEALER PRICE - $43,940
THIS SILVERADO HAS A HARBOR CONTRACTORS BODY ADDED. THE MSRP OF THIS TRUCK IS
PRICE 1
$46,100 AND THE BODY COSTS $10,900 BRINGING THE PRICE TO $57,000.
$44,995.
NEW 2017 CHEVROLET SILVERADO 2500HD
DEALER PRICE - $57,000
CREW CAB LONG BOX 2-WHEEL DRIVE WORK TRUCK
SALE
PRICE
00 BUSINESS
OWNERS
STOCK NUMBER EXTERIOR DRIVE WHEELS
.00
$7tr5a re0bate
ex
171302 SUMMIT WHITE RWD
VIN INTERIOR ENGINE on this truck
1GB1CUEG6HF157988 JET BLACK 6.0L V8 16V MPFI OHV
USED CARS
FLEXIBLE FUEL
BUSINESS
42624 2016 Cruze Ls $12,995 42600 2014 Volt $17,995
The Local News, August 01, 2017 hbnews1@aol.com 714.914.9797
OWNERS
.00
$ex5tra0di0
42508 2016 Malibu Ltz $16,495 42602 2014 Volt Loaded $19,995
42507 2016 Tahoe Ltz $47,995 42622 2014 Express Van $17,995
scount
42493 2015 Spark Ev $10,995 42508 2016 Malibu Ltz $16,495
for USED CARS
42583 2015 Camaro Conv. $18,995 42537 2016 Cruze Ltz $14,995
Mike Johnson
Fleet & Commercial Manager
714-614-7924 877-771-3956
www.delillo.com
MJohnson@Delillo.com 18211 Beach Blvd.
(Between Talbert and Ellis)
All advertised prices plus government fees and taxes, any finance charges, any dealer document processing charge, any electronic ling charge, and any emission testing charge. All vehicles subject to prior sale. See
dealer for details. Images shown are for information purposes only, and may not necessarily represent the actual vehicle, configurable options selected or available on such vehicle. All offers expires 08/31/17.
29
Digital Copy: www.MyHBGold.com visit Surfersvillage.com www.HBLocalNews.com
Thank You
for making us a 2016 Honda
Presidents Award winner!
Proud 8-time
recipient
of Hondas most
prestigious
dealership honor
and only 1 of 2
Orange County
dealerships to
win in 2016!
VEHICLE
VIP IMPROVEMENT
PROGRAM
VEHICLE
If you can find the same new Honda 5-day trial exchange plus 5,000-mile or
for less within 5 days, Norm Reeves Take advantage of great
benefits when you trade up 5-month limited warranty* on select
will pay you the difference or buy pre-owned vehicles for added peace of mind.
your vehicle back. to a new Honda today. *See dealer for a copy of limited warranty
tax tax
and fees and fees
1 at this offer 1 at this offer
Ask Us for Details! Stk #993632, VIN 149026, Stk #993614, VIN 559264,
Parking pass provided by the City of Huntington Beach. To receive the beach parking pass, Auto, 4 Cyl 2.4L, 48,781 Miles CVT Auto, 4 Cyl 1.8L, 15,750 Miles
a new vehicle owner must: 1) complete the voucher with Norm Reeves Honda Huntington
Beach authorized personnel; and 2) take the voucher, bill of sale, and photo ID to either the
Community Services Department, Civic Center 5th Floor, 2000 Main Street, Huntington 2014 Honda CIVIC EX-L COUPE 2014 Honda ACCORD LX SEDAN
$14,616 plus $15, 408 plus
Beach, CA 92648, or Moorehouse Lifeguard Headquarters, 103 Paci c Coast Highway,
Huntington Beach, CA 92648 within 30 days of automobile purchase to redeem the voucher
for a beach parking pass. Beach parking pass valued at $150. Offer expires 8/31/17. tax tax
and fees and fees
SUMMER A/C 1 at this offer 1 at this offer
Stk #993492, VIN 238205,
Stk #993549, VIN 512435,
SERVICE SPECIAL CVT Auto, 4 Cyl 1.8L, 39,217 Miles
Auto, 4 Cyl 2.4L, 36,132 Miles
$ 99
Includes:
Performance Test the A/C System 2014 Honda CR-V LX 2WD 2014 Honda ACCORD LX SEDAN
$16,247 plus $16,281 plus
Check A/C System Vent Temperature
Check A/C Condenser Fan Operation
PLUS Clean Debris from the A/C Condenser
TAX Check A/C System Pressures
tax tax
Regular $135 Clean A/C Evaporator Drain and fees and fees
A/C System Pressure Recharge will be an additional $25 1 at this offer 1 at this offer
Must present coupon when service order is written. Honda vehicles only. Not Stk #993448, VIN 537075, Stk #993628, VIN 242479,
valid with any other offer or discounted service. Valid at Norm Reeves Honda CVT Auto, 2.4L 4 Cyl, 30,214 Miles CVT Auto, 2.4L 4 Cyl, 26,581 Miles
Huntington Beach, 19131 Beach Boulevard Huntington Beach, CA 92648. Coupon
not valid on previous charges. Plus tax. Offer expires 8/31/17.
All advertised prices exclude government fees and taxes, any nance charges, any dealer document processing charge, any electronic ling charge, and any emission testing
charge. All vehicles subject to prior sale. See dealer for details. Offer expires 8/31/17.
NET COST*
$13,294
SONATASE
*All advertised prices plus government fees and taxes, any finance charges, any dealer document processing charge, any electronic
ling charge, and any emission testing charge. All vehicles subject to prior sale. See dealer for details. Images shown are for informa-
tional purposes only, and may not necessarily represent the actual vehicle, configurable options selected or available on such vehicle.
**Values owner coupon available to current registered owners of Hyundai Motor America distrubuted vehicles. Valued owner coupon
may not be combined with competitor owner coupon. ***Competitor owner coupon available to current registered owners of eligible co-
4 AT THIS PRICE
emptive vehicles. Competitive owner coupon may not be combined with the valued owner coupon. All offers expires 8/31/17
2017
HYUNDAI
$16,382
ELANTRASE
*All advertised prices plus government fees and taxes, any finance charges, any dealer document processing charge, any electronic
ling charge, and any emission testing charge. All vehicles subject to prior sale. See dealer for details. Images shown are for informa-
tional purposes only, and may not necessarily represent the actual vehicle, configurable options selected or available on such vehicle.
**Values owner coupon available to current registered owners of Hyundai Motor America distrubuted vehicles. Valued owner coupon
may not be combined with competitor owner coupon. ***Competitor owner coupon available to current registered owners of eligible co-
5 AT THIS PRICE
emptive vehicles. Competitive owner coupon may not be combined with the valued owner coupon. All offers expires 8/31/17
2017
HYUNDAI
$13,999
TUCSONSE
*All advertised prices plus government fees and taxes, any finance charges, any dealer document processing charge, any electronic
ling charge, and any emission testing charge. All vehicles subject to prior sale. See dealer for details. Images shown are for informa-
tional purposes only, and may not necessarily represent the actual vehicle, configurable options selected or available on such vehicle.
**Values owner coupon available to current registered owners of Hyundai Motor America distrubuted vehicles. Valued owner coupon
may not be combined with competitor owner coupon. ***Competitor owner coupon available to current registered owners of eligible co-
1 AT THIS OFFER (HU401990)
emptive vehicles. Competitive owner coupon may not be combined with the valued owner coupon. All offers expires 8/31/17
2017
HYUNDAI
*HMF cash must qualify and finance thru Hyundai Motor Finance
NET COST*
*All advertised prices plus government fees and taxes, any finance charges, any dealer document processing charge, any electronic
ling charge, and any emission testing charge. All vehicles subject to prior sale. See dealer for details. Images shown are for informa-
$19,636
tional purposes only, and may not necessarily represent the actual vehicle, configurable options selected or available on such vehicle.
**Values owner coupon available to current registered owners of Hyundai Motor America distrubuted vehicles. Valued owner coupon
may not be combined with competitor owner coupon. ***Competitor owner coupon available to current registered owners of eligible co- 5 AT THIS PRICE
emptive vehicles. Competitive owner coupon may not be combined with the valued owner coupon. All offers expires 8/31/17
31
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$
4000
FACTORY CUSTOMER CASH
OR
0
ON APPROVED TIER 1+ & TIER 1 CREDIT
% LONG TERM
APR FINANCING
ON SELECT NEW 2017 TOYOTA MODELS
(In Lieu of Factory Rebate)
With Any New Vehicle Purchase, Receive a Complimentary (Some Restrictions Apply)
City of Huntington Beach Annual 1-Year Parking Pass Voucher. Courtesy of the City of Huntington Beach
AT
ESTIM ESTIM
54
ED
EPA
AT
AT
35 33
ED
ED
EPA
EPA
Y
MP T
G CI
5 at the lease 5 at the lease 5 at the lease
Y
Y
MP MP
G HW G HW
$
99
36 MONTH LEASE
PER MO.
+TAX
$
149
36 MONTH LEASE
PER MO.
+TAX
$
199
36 MONTH LEASE
PER MO.
+TAX
1-(888)-326-7114 1-(888)-326-7113
18881 Beach Blvd., Huntington Beach 19202 Beach Blvd., Huntington Beach
www.toyotaofhb.com
NOTICE OF SECURITY: All our vehicles are equipped with a temporary anti-theft device, which is the property of the dealership and will be removed upon purchase.
All vehicles subject to prior sale plus government fees and taxes, any finance charges, $80 document processing charge, any electronic filing charge, and any emission
testing charge. Offers good through 8/15/17. No dealers, brokers or fleet, written dealer limited warranty available for review. See dealer for complete details.
32