Cash Test

Unregistered version 08/20/2017 12:58:02 363640033.
xls
Key Cashflow Projections

Key for 6 Mths $000
Cashflow Projections for 6 Months
12 Peak monthly
cash surplus #VALUE!
10 Net
cashflow Peak monthly
8
cash deficit #VALUE!
Closing
#REF!
6 net cash
balance
4 (deficit)
2 Net cashflow
for period #VALUE!
0
Feb Mar Apr #REF! May Jun Jul Period-end cash
surplus (deficit) #VALUE!
Key for 3 Mths $000
12.0 Cashflow Projections for Initial 3 Months
Peak weekly
10.0 Net
cashflow cash surplus #VALUE!
8.0
Closing Peak weekly
6.0 net cash
balance cash deficit #VALUE!
#REF!
4.0 (deficit)
2.0 Net cashflow
0.0
Week Week Week Week Week Week Week Week Week Week Week Week for period #VALUE!
1 2 3 4 1 2 3 4 1 2 3 4
Feb Mar Apr Period-end cash
#REF!
surplus (deficit) #VALUE!
Change this description via Enter Model Title option in *Setup menu Page 1
Unregistered version 08/20/2017 12:58:02 363640033.xls
Free Registration Procedure

Other Versions of Cashflow Plan
Introducing Exl-Plan
Free Registration Procedure
No fee is required to register Cashflow Plan Free. In return for registration, you will receive an unique
Upgrade Code Number which will unlock this copy of Free. That's it ! No strings attached.
Registration Code Number: 888909-13-CP Please Update Code ! Print Sheet

E-mail: Send e-mail to <cashfree@planware.org> quoting the code (above) in the body of the message.
WWW: Visit PlanWare's site at <www.planware.org> and enter code (above) in form at <cashfree.htm> page.
Fax: Send a fax to +353-1-278 2391 quoting the code (above). Note: Replace + in this fax number by the
appropriate international access code (e.g. 011 for the USA, 00 for the UK and many other countries).
In normal circumstances an Unlock Code # will be dispatched within twelve hours or less depending on the time
of day, time zone and day of week. If a response has not been secured within 36 hours, double-check your e-mail
address and submit a further registration request.
Cashflow Plan Free is unsupported. For assistance, refer to the Frequently Asked Questions at:
<www.planware.org/cashfaq.htm>.
Other Versions of Cashflow Plan
Once you've used Cashflow Plan Free, you'll be proficient with other versions of Cashflow Plan.
Cashflow Plan Free is the most basic version within the Cashflow Plan range of business cash flow planners.
All the other versions cover a 12-month time horizons, handle a greater variety of assumptions and variables,
and include more features & facilities. They are fully supported. Each version can use either US/Canadian
or UK/International formats and is distributed as both "try-before-you-buy" and commercial software.
The following table highlights the main features of Cashflow Plan:
Free Micro Lite Plus Super Ultra

Prices including worldwide airmail delivery (US 0 39 79 119 159 199
120+ page, spiral-bound manual (optional) (US n/a 20 20 20 20 20
Time horizon - months 6 12 12 12 12 12
Approximate number of formulae 2,900 5,900 6,600 7,700 14,400 16,100
Number of main sales groups 1 1 2 4 6 10
Number of reports 22 24 25 25 27 27
Number of charts 10 10 10 10 10 10
Size of suitable business (turnover US$ Mln) n/a < 0.5 < 2.0 1.0 + 3.0 ++ 3.0 ++
Detailed descriptions: www.planware.org/cashdesc.htm
Download shareware versions: www.planware.org/cashdown.htm
Upgrade & purchase: www.planware.org/cashupgr.htm
Introducing Exl-Plan
If you need projections for more than 12 months ahead, Exl-Plan is the ideal tool.
Exl-Plan is a separate product offering which complements Cashflow Plan. It is purpose-built for generating
multi-year projections covering time horizons from 3 to 7 years with monthly projections for the initial year(s) and
quarterly and annual projections thereafter. It is ideal for preparing comprehensive financial projections for a
business plan, budgets etc. You can also use it as a tool for strategic and corporate planning, raising finance,
business restructuring and financial appraisals within almost any size and type of business.
The Exl-Plan range (Free, Micro, Lite, Pro, Super, Super Plus, Ultra and Ultra Plus) is available using either
UK/International or US/Canadian accounting conventions - sixteen variants in all. The following table highlights
the main features of the Exl-Plan range.
Free Micro Lite Pro Super Super Ultra Ultra

Plus Plus
Prices including worldwide airmail delivery (US 0 49 89 129 169 209 249 289
120+ page, spiral-bound manual (optional) (US n/a 20 20 20 20 20 20 20
Time horizon - months 6 12 12 12 12 12 36 36
Time horizon - quarters n/a 8 8 8 8 8 8 8
Time horizon - years n/a n/a n/a 2 2 2 2 2
Overall time horizon 6 mths 3 yrs 3 yrs 5 yrs 5 yrs 5 yrs 7 yrs 7 yrs
Approximate number of formulae 2,200 7,400 8,600 10,800 14,500 16,600 28,300 33,150
Number of main sales groups 1 1 2 4 6 10 6 10
Number of reports 19 31 31 33 38 38 62 62
Number of charts 8 19 19 19 31 31 31 31
Size of suitable business (turnover US$ Mln) n/a < 0.5 < 2.0 1.0 + 3.0 ++ 3.0 ++ 3.0 ++ 3.0 ++
Detailed descriptions: www.planware.org/exldesc.htm
Download shareware versions: www.planware.org/exldown.htm
Upgrade & purchase: www.planware.org/exlupgr.htm
The PlanWare site at <www.planware.org> also offers other planning freeware, shareware and commercial
software together with a series of white papers and related material covering all aspects of business &
financial planning and strategy development.
PlanWare, Invest-Tech Limited, 27 Ardmeen Park, Blackrock, Co Dublin, Ireland

Tel: +353-1-283 4083 Fax: +353-1-278 2390
E-mail: sales@planware.org
Web: www.planware.org
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6 Months 2006 2006 2006 2006 2006 2006 2006
to end Jul Feb Mar Apr May Jun Jul 6-Mths
ASSUMPTIONS No. 1 - SALES TARGETS
Sales ($000): Subgroup descriptions in blue can be overwritten Total
Subgroup a <<->> 17.0 17.5 18.0 18.5 19.0 19.5 109.5

Subgroup b <<->> 5.0 5.3 5.5 5.8 6.1 6.4 34.0
Subgroup c <<->> 0.0

Subgroup d <<->> 0.0
Subgroup e <<->> 0.0

Total sales ($000) 22.0 22.8 23.5 24.3 25.1 25.9 143.5
Note: Cashflows relating to sales will not be calculated until values have been
entered into table 2 at sheet RecPay.
Supplementary Data & Calculations:
6 Months 2006 2006 2006 2006 2006 2006 2006
ASSUMPTIONS No. 2 - DIRECT COSTS
Cost of materials/packaging or goods Set cells below to zero only if a 'pure' services b Average
for resale (as % sales) ->> 41.00 41.00 41.00 41.00 41.00 41.00 41.00
Cost of materials/packaging or
goods required ($000) 9.0 9.3 9.6 10.0 10.3 10.6 58.8
Desired inventory of material/pack Opening

or goods for resale ($000) ->> 50.0 50.0 50.0 50.0 50.0 50.0 50.0
The above values will be included in monthly balance sheets
Purchases of materials/packaging & Total
& goods for resale ($000): 9.0 9.3 9.6 10.0 10.3 10.6 58.8
Average
Direct labor (Persons) ->> 1.0 1.0 1.0 1.5 1.5 1.5 1.3
Average payroll & benefits cost per direct Include wages, bonuses, benefits, overtime and all payroll costs & taxes Average
person ($000/person/month) ->> 0.866 0.866 0.866 0.866 0.866 0.866 0.866
Total direct payroll/benefit costs ($000) 0.9 0.9 0.9 1.3 1.3 1.3 6.5
The variable descriptions in blue below can be changed
Other direct costs ($000): X = 0 to 4 Try to include all direct/variable costs here, irrespective of business type Total
-Energy (variable) <<->> 1.0 1.1 1.2 1.3 1.4 1.5 7.5
-Repairs/maintenance (variable) <<->> 2.0 2.0 2.0 2.0 2.0 2.0 12.0
-Subcontract <<->> 0.0
-Consumables <<->> 0.0
Total other direct costs ($000) 3.0 3.1 3.2 3.3 3.4 3.5 19.5
Total
Cost of sales ($000) 12.9 13.3 13.7 14.6 15.0 15.4 84.8
Note: Cashflows relating to purchases will not be calculated until values have been
entered into table 2 at sheet RecPay.
6 Months 2006 2006 2006 2006 2006 2006 2006
ASSUMPTIONS No. 3 - OVERHEAD EXPENSES
Selling & freight expenses ($000): The variable descriptions in blue below can be changed Tot/Avg
-Freight expenses as % sales ->> 2.0 2.0 2.0 2.0 2.0 2.0 2.0
-Freight expenses X = 0 to 4 0.4 0.5 0.5 0.5 0.5 0.5 2.9
-Advertising & brochures <<->> 0.5 0.5 0.5 0.5 0.5 0.5 3.0
-Special promotion <<->> 0.0
-Miscellaneous selling/dist <<->> 0.0

Total selling & freight expenses ($000) 0.9 1.0 1.0 1.0 1.0 1.0 5.9
Management/administration staff expenses: Tot/Avg

-Clerical staff (Persons) ->> 1.0 1.0 1.0 1.0 1.0 1.0 1.0
-Clerical payroll/benefits ($000/pers/mth ->> 1.083 1.083 1.083 1.083 1.083 1.083 1.083
-Management staff (Persons) ->> 1.0 1.0 1.0 1.0 1.0 1.0 1.0
-Management payroll/benefits ($000/pe ->> 1.667 1.667 1.667 1.667 1.667 1.667 1.667
Total management/admin staff expenses ($000 2.8 2.8 2.8 2.8 2.8 2.8 16.5
Admin/establish expenses ($000): X = 0 to 4 The variable descriptions in blue below can be changed Total
-Office supplies etc. <<->> 0.3 0.3 0.3 0.3 0.3 0.3 1.5
-Mail, telephone, telex & fax <<->> 0.5 0.5 0.5 0.5 0.5 0.5 3.0
-Travel <<->> 1.0 1.0 1.0 1.0 1.0 1.0 6.0
-Computer supplies etc. <<->> 0.1 0.1 0.1 0.1 0.1 0.1 0.6
-Utilities <<->> 0.0

-Rent & property taxes <<->> 0.0
-Insurances <<->> 0.0
-Other establishment <<->> 0.0

-Other administration <<->> 0.8 0.8 0.8 0.8 0.8 0.8 4.5
Total admin/establish expenses ($000) 2.6 2.6 2.6 2.6 2.6 2.6 15.6
Total overhead expenses ($000) 6.3 6.3 6.3 6.3 6.4 6.4 38.0
6 Months 2006 2006 2006 2006 2006 2006 2006
ASSUMPTIONS No. 4 - FIXED ASSETS
Opening values must be entered via opening balance sheet
Opening Calculated values will be automatically inserted into the monthly balance sheets
Cost or valuation ($000) 75.0 75.0 75.0 69.0 69.0 69.0 69.0
Accumulated depreciation ($000) 25.0 25.6 26.3 24.9 25.5 26.0 26.6
Average depreciation rate (% pa) ->> 10.0 10.0

Base depreciation on cost (enter 0) or
use double declining balance (enter 1) ->> 0.0 Total

Depreciation for period ($000) 0.6 0.6 0.6 0.6 0.6 0.6 3.6
X = 0 to 4 After entering capital expend, press F9 to update fixed asset costs above Total
Capital expenditure ($000) 0 <<->> 0.0
Capital grant/subsidy receipts ($000) ->> 0.0

Capital grant/subsidy amortization ($000 ->> 0.0
Sale of fixed assets ($000): Set cells below to zero if no fixed asset sales Total
-Proceeds ->> 6.0 6.0
-Cost ->> 6.0 6.0
-Accumulated depreciation ->> 2.0 2.0
6 Months 2006 2006 2006 2006 2006 2006 2006
ASSUMPTIONS No. 5 - FUNDING, INTEREST RATES & RELATED ITEMS
Interest
Interest rates (% pa): Avg/Tot
-Cash at bank ->> 4.0 4.0 4.0 4.0 4.0 4.0 4.0
-Short-term loans/Line of credit ->> 13.5 13.5 13.5 13.5 13.5 13.5 13.5
-Longterm debt/notes ->> 12.5 12.5 12.5 12.5 12.5 12.5 12.5
Interest Payment Months For each row below, enter "1" to signify a payment month, otherwise leave blank
Cash at bank ->> 1 1 1 1 1 1
Short-term loans/Line of credit ->> 1 1 1 1 1 1
Longterm debt/notes ->> 1 1 1 1 1 1
Debt & Loans Enter increases and repayments as positive values Total
Increases in longterm debt/notes ($000) ->> 10.0 10.0
Longterm debt/notes repayments ($000) ->> 5.0 5.0 10.0
Allocation of Debt Opening Opening values must be entered via opening balance sheet
Total longterm debt/notes ($000) 30.0 25.0 25.0 35.0 30.0 30.0 30.0
Proportions payable within one year: Opening On first use, set cells below to zero and revise later
-Longterm debt/notes (as % total) ->> 66.7 25.0 25.0 25.0 25.0 25.0 25.0
Miscellaneous Items Total
Miscellaneous income ($000) ->> 1.0 1.0 1.0 1.0 1.0 1.0 6.0
Total
Revenue grant/subsidy receipts ($000) ->> 0.0
Total
Operating lease payments ($000) ->> 1.1 1.1 1.1 1.1 1.1 1.1 6.6
Total
Intangible asset amortization ($000) ->> 1.0 1.0 1.0 1.0 1.0 1.0 6.0
On first use, set cells below to zero and revise later Total
Changes (+/-) in accrued expenses ($00 ->> (4.0) (4.0)
Changes (+/-) in prepaid expenses ($00 ->> (2.0) (2.0)
Approximate % of total payroll costs relating to On first use, set cells below in range 20-40% and revise later
taxes & benefits for all staff (%) ->> 40.0 40.0 40.0 40.0 40.0 40.0
Stocks & Shares

Cash introduced ($000) ->> 5.0 5.0
Tax & Drawings

* Set to zero for sole trader ->> 7.0 Enter tax payments for periods prior to start date in sheet RecPay
* Set to zero for sole trader ($000) ->> 0.0
X = 0 to 4
Drawings ($000) 4 <<->> 0.0
Income tax provisions ($000) ->> 0.0
Income tax payments ($000) ->> 0.0
6 Months Opening 2006 2006 2006 2006 2006 2006 2006
to end Jul Values Feb Mar Apr May Jun Jul 6-Mths
ASSUMPTIONS No. 6 - RECEIVABLES, PAYABLES & PHASING OF OPENING BALANCES
Table 1 - Phasing Out of Opening Balance Sheet Items *

Enter opening values in opening balance sheet before completing the table below Total
Accounts receivable ($000) ->> 35.0 20.0 10.0 5.0 35.0

Accounts payable ($000) ->> 30.0 15.0 7.0 5.0 3.0 30.0
Capital expend. creditors ($000) ->> 9.0 9.0 9.0

Payroll taxes/benefits payable ($000 ->> 5.0 5.0 5.0
Interest payable ($000) ->> 0.0 0.0
Income tax payable ($000) ->> 0.0 0.0
Miscellaneous payables ($000) ->> 0.0 0.0
*6-month totals must equal opening value in first column, otherwise ERR
is indicated in Column B - Press F9 to check
Table 2 - Credit Distributions for Payables & Receivables
Months of credit given/taken: Total*

Under 1 1-2 2-3 3-4 4-5 5-6 %
Accounts payable for material/packaging & goods
(% distribution *) ->> 20.0 50.0 15.0 10.0 5.0 100.0
Accounts receivable
(% distribution *) ->> 15.0 65.0 10.0 5.0 5.0 0.0 100.0
*Total for each row must equal 100%, otherwise an ERROR is indicated - Press F9 to check 100.0
6 Months 2006 2006 2006 2006 2006 2006
to end Jul Feb Mar Apr May Jun Jul
ASSUMPTIONS No. 7 - INPUT & OUTPUT TAXES
Set all values in this report to zero if input/output taxes are not relevant or significant, e.g. for a business based in USA.
Change description of tax (e.g. "Sales tax", "VAT", "GST" etc.) via menu option for *Setup | Enter Basic Model Info ...
Average Sales tax rates on sales (%): ->> 5.0 5.0 5.0 5.0 5.0 5.0
Total Sales tax on sales ($000) 1.1 1.1 1.2 1.2 1.3 1.3
Calculate Sales tax on an invoice (enter 0)

or cash-received (enter 1) basis ? ->> << Enter 0 or 1
Enter "1" for each payment month, otherwise leave blank
Mark months when Sales tax paid to Sta ->> 1 1 1 1 1 1
Average Sales tax rate for purchases of Set assumption cells below to zero if input taxes are not relevant
materials/packaging & goods (%) ->> 20.0 20.0 20.0 20.0 20.0 20.0
Percent of all other non-payroll expenses Set assumption cells below to zero if input taxes are not relevant
(operating exs etc) subject to Sales tax ->> 90.0 90.0 90.0 90.0 90.0 90.0
Average Sales tax rate for non-payroll e ->>
Total Sales tax on non-payroll expenses ($000) 0.0 0.0 0.0 0.0 0.0 0.0
Percent of capital expenditure, lease repayment Set assumption cells below to zero if input taxes are not relevant
and interest subject to Sales tax (%) ->> 80.0 80.0 80.0 80.0 80.0 80.0
Average Sales tax rate for these items ( ->>

Sales tax on capex & leases less disposals($00 0.0 0.0 0.0 0.0 0.0 0.0
Charts
#REF!
12
10 Net
cashflow
Closing
8 net cash
balance
(deficit)
#REF!
0
Feb Mar Apr May Jun Jul
#REF!
#REF!
12.0
10.0
8.0
Net cashflow
6.0
#REF!
Closing net
cash balance
(deficit)
4.0
2.0
0.0
Week 1 Week 2 Week 3 Week 4 Week 1 Week 2 Week 3 Week 4 Week 1 Week 2 Week 3 Week 4
Feb Mar Apr
6.0
#REF
Closing net
cash balance
(deficit)
4.0
2.0
0.0
Feb Mar Apr
#REF!
#REF!
60.0
50.0
40.0
#REF!
30.0 Inventory
Receivables
Payables
20.0
10.0
0.0
6 months
commencing in Feb
2006
#REF!
25.0
20.0
#REF!
15.0 Subgroup a
Subgroup b
10.0 Subgroup c
Subgroup d
5.0 Subgroup e
0.0
#REF!
#REF!
30
25
Total
sales
Change this 20
description via Enter Model Title option in *Setup menu Page 15
Gross
margin
Income
from
F!
#REF!
30
25
Total
sales
20 Gross
margin
Income
from
#REF!
15 operatio
ns
Net
income
10 before
taxes
0
#REF!
#REF!
100.0
90.0
80.0
70.0
Admin/establish
60.0
#REF!
50.0
Management/admi
n staff
40.0
30.0
Selling & freight
20.0
Cost of sales
10.0
0.0
#REF!
#REF!
42.0 12.0
41.5 10.0
Net debt
as %
#REF!
42.0 12.0
41.5 10.0
Net debt
as %
owners'
41.0 8.0 equity
Net
income
before
Percent
taxes (%
Times
40.5 6.0 sales)
Gross
margin
(%
40.0 4.0 sales)
Current
asset
ratio
(Right
39.5 2.0 axis)
39.0 0.0
#REF!
#REF!
4.0
3.5
3.0
2.5
Management
#REF!
2.0
Clerical
1.5
Direct
1.0
0.5
0.0
#REF!
#REF!
12.0
10.0 Net
cashfl
ow
#REF!
12.0
10.0 Net
cashfl
ow
8.0 Net
inco
me
befor
e
#REF!
6.0 taxes
4.0
2.0
0.0
#REF!
Chart Values - These items will not be printed.

Note that the values below have been mainly derived from the Income and BalSheet worksheets used for the US/Canadian version.
If major structural changes are made to the P&L and Balances worksheets for the UK/International version,
some changes to formulae below may be required.
Any Company Inc Fig. 4 - Sales Analysis
Subgro 17.0 17.5 18.0 18.5 19.0 19.5
Subgro 5.0 5.3 5.5 5.8 6.1 6.4
Subgro 0.0 0.0 0.0 0.0 0.0 0.0
Subgro 0.0 0.0 0.0 0.0 0.0 0.0
Subgro 0.0 0.0 0.0 0.0 0.0 0.0
6 months commencing in Feb 2006
$ 000
Any Company Inc Fig. 2 - Short-Term Cashflows
Any Company Inc Fig. 5 - Sales & Income
Total s 22 23 24 24 25 26
Gross 9 9 10 10 10 10
Income 1 1 2 2 2 2
Net inc #VALUE! #VALUE! #VALUE! #VALUE! #VALUE! #VALUE!
$ 000
Any Company Inc Fig. 6 - Cost Analysis
Cost of 58.6 58.4 58.3 59.9 59.7 59.5
Selling 4.3 4.2 4.1 4.1 4.0 3.9
Manage 12.5 12.1 11.7 11.3 11.0 10.6
Admin/e 11.8 11.4 11.1 10.7 10.4 10.0
As % sales
Any Company Inc Fig. 7 - Performance Ratios
Net deb #VALUE! #VALUE! #VALUE! #VALUE! #VALUE! #VALUE!

Gross m 41.4 41.6 41.7 40.1 40.3 40.5
Current #VALUE! #VALUE! #VALUE! #VALUE! #VALUE! #VALUE!
Any Company Inc Fig. 1 - Cashflows for Six Months
Net cas #VALUE! #VALUE! #VALUE! #VALUE! #VALUE! #VALUE!
Closing #VALUE! #VALUE! #VALUE! #VALUE! #VALUE! #VALUE!
$ 000
Any Company Inc Fig. 8 - Headcount
Direct 1.0 1.0 1.0 1.5 1.5 1.5
Clerical 1.0 1.0 1.0 1.0 1.0 1.0
Manage 1.0 1.0 1.0 1.0 1.0 1.0
Persons
Any Company Inc Fig. 3 - Working Capital
Invento 50.0 50.0 50.0 50.0 50.0 50.0
Receiva 34.6 29.9 28.1 30.2 31.1 32.2
Payabl #VALUE! #VALUE! #VALUE! #VALUE! #VALUE! #VALUE!
cing in Feb 2006
$ 000
Any Company Inc Fig. 9 - Cashflow vs Income
Net cas #VALUE! #VALUE! #VALUE! #VALUE! #VALUE! #VALUE!
cing in Feb 2006
$ 000
S/Canadian version.
6 Months 2006 2006 2006 2006 2006 2006 2006
CASHFLOW PROJECTIONS $000 $000 $000 $000 $000 $000 $000
CASH RECEIPTS
Cash sales & accounts receivable (Note 1) 23.5 28.6 26.5 23.4 25.3 26.2 153.5
Cash introduced 0.0 5.0 0.0 0.0 0.0 0.0 5.0
Increases in longterm debt/notes 0.0 0.0 10.0 0.0 0.0 0.0 10.0
Proceeds from sale of fixed assets 0.0 0.0 6.0 0.0 0.0 0.0 6.0
Sales tax recovered from State 0.0 0.7 0.7 0.8 0.8 0.8 3.8
Capital grants/subsidies received 0.0 0.0 0.0 0.0 0.0 0.0 0.0
Revenue grants/subsidies received 0.0 0.0 0.0 0.0 0.0 0.0 0.0
Miscellaneous income received 1.0 1.0 1.0 1.0 1.0 1.0 6.0
Interest received #VALUE! #VALUE! #VALUE! #VALUE! #VALUE! #VALUE! #VALUE!
Total cash receipts #VALUE! #VALUE! #VALUE! #VALUE! #VALUE! #VALUE! #VALUE!
CASH PAYMENTS
Materials/goods accounts payable (Note 2) 17.2 14.7 14.5 13.9 11.8 12.2 84.3
Total direct cost payments (Note 3) #VALUE! 4.0 4.1 4.4 4.7 4.8 #VALUE!
Total overhead expense payments (Note 4) #VALUE! 6.3 6.3 6.3 6.4 6.4 #VALUE!
Income tax payments 0.0 0.0 0.0 0.0 0.0 0.0 0.0
Drawings & misc. opening payables 0.0 0.0 0.0 0.0 0.0 0.0 0.0
Capital expenditure payments 0.0 0.0 9.0 0.0 0.0 0.0 9.0
Operating lease payments 1.1 1.1 1.1 1.1 1.1 1.1 6.6
Longterm debt/note repayments 5.0 0.0 0.0 5.0 0.0 0.0 10.0
Sales tax paid on overheads, capex etc. 0.0 0.0 0.0 0.0 0.0 0.0 0.0
Sales tax paid to State 0.0 0.0 0.0 0.0 0.0 0.0 0.0
Opening payroll taxes/benefits paid 5.0 0.0 0.0 0.0 0.0 0.0 5.0
Changes in prepaid expenses (2.0) 0.0 0.0 0.0 0.0 0.0 (2.0)
Changes in accrued expenses 0.0 4.0 0.0 0.0 0.0 0.0 4.0
Interest paid #VALUE! #VALUE! #VALUE! #VALUE! #VALUE! #VALUE! #VALUE!
Total cash payments #VALUE! #VALUE! #VALUE! #VALUE! #VALUE! #VALUE! #VALUE!
Net cashflow #VALUE! #VALUE! #VALUE! #VALUE! #VALUE! #VALUE! #VALUE!

Opening
Closing net cash balance (deficit) (22.0) #VALUE! #VALUE! #VALUE! #VALUE! #VALUE! #VALUE! #VALUE!
Notes on Cashflow Projections
Note 1
Cash sales & accounts receivable 3.5 18.6 21.5 23.4 25.3 26.2 118.5
Opening accounts receivable 20.0 10.0 5.0 0.0 0.0 0.0 35.0
23.5 28.6 26.5 23.4 25.3 26.2 153.5
Note 2
Materials/goods accounts payable 2.2 7.7 9.5 10.9 11.8 12.2 54.3
Opening accounts payable 15.0 7.0 5.0 3.0 0.0 0.0 30.0
17.2 14.7 14.5 13.9 11.8 12.2 84.3
Note 3
Direct cost payments:
-Wages and salaries (direct) 0.5 0.5 0.5 0.8 0.8 0.8 3.9
-Payroll taxes/benefits (direct) #VALUE! 0.3 0.3 0.3 0.5 0.5 #VALUE!
-Energy (variable) 1.0 1.1 1.2 1.3 1.4 1.5 7.5
-Repairs/maintenance (variable) 2.0 2.0 2.0 2.0 2.0 2.0 12.0
-Subcontract 0.0 0.0 0.0 0.0 0.0 0.0 0.0
-Consumables 0.0 0.0 0.0 0.0 0.0 0.0 0.0
#VALUE! 4.0 4.1 4.4 4.7 4.8 #VALUE!
Note 4
Overhead expense payments:
-Wages and salaries (overheads) 1.7 1.7 1.7 1.7 1.7 1.7 9.9
-Payroll taxes/benefits (overheads) #VALUE! 1.1 1.1 1.1 1.1 1.1 #VALUE!
-Freight expenses 0.4 0.5 0.5 0.5 0.5 0.5 2.9
-Advertising & brochures 0.5 0.5 0.5 0.5 0.5 0.5 3.0
-Special promotion 0.0 0.0 0.0 0.0 0.0 0.0 0.0
-Miscellaneous selling/dist 0.0 0.0 0.0 0.0 0.0 0.0 0.0
-Office supplies etc. 0.3 0.3 0.3 0.3 0.3 0.3 1.5
-Mail, telephone, telex & fax 0.5 0.5 0.5 0.5 0.5 0.5 3.0
-Travel 1.0 1.0 1.0 1.0 1.0 1.0 6.0
-Computer supplies etc. 0.1 0.1 0.1 0.1 0.1 0.1 0.6
-Utilities 0.0 0.0 0.0 0.0 0.0 0.0 0.0
-Rent & property taxes 0.0 0.0 0.0 0.0 0.0 0.0 0.0
-Insurances 0.0 0.0 0.0 0.0 0.0 0.0 0.0

-Other establishment 0.0 0.0 0.0 0.0 0.0 0.0 0.0
-Other administration 0.8 0.8 0.8 0.8 0.8 0.8 4.5
#VALUE! 6.3 6.3 6.3 6.4 6.4 #VALUE!
6 Months 2006 2006 2006 2006 2006 2006 2006 As %
to end Jul Feb Mar Apr May Jun Jul 6-Mths Sales
INCOME STATEMENTS $000 $000 $000 $000 $000 $000 $000
Sales 22.0 22.8 23.5 24.3 25.1 25.9 143.5 100
Cost of sales:
-Materials/packaging/goods 9.0 9.3 9.6 10.0 10.3 10.6 58.8 41

-Direct labor 0.9 0.9 0.9 1.3 1.3 1.3 6.5 5
-Other direct 3.0 3.1 3.2 3.3 3.4 3.5 19.5 14

Cost of sales 12.9 13.3 13.7 14.6 15.0 15.4 84.8 59
Gross margin 9.1 9.5 9.8 9.7 10.1 10.5 58.7 41
Overhead expenses:
-Selling & freight 0.9 1.0 1.0 1.0 1.0 1.0 5.9 4
-Management/admin staff 2.8 2.8 2.8 2.8 2.8 2.8 16.5 11
-Admin/establish 2.6 2.6 2.6 2.6 2.6 2.6 15.6 11
Depreciation 0.6 0.6 0.6 0.6 0.6 0.6 3.6 3
Operating lease payments 1.1 1.1 1.1 1.1 1.1 1.1 6.6 5
Total operating expenses 8.0 8.0 8.0 8.0 8.0 8.0 48.2 34
Income from operations 1.1 1.4 1.8 1.7 2.1 2.4 10.5 7
Other income/expenses:
-Profit(loss) on sale of fixed assets 0.0 0.0 2.0 0.0 0.0 0.0 2.0 1
-Intangible asset amortization 1.0 1.0 1.0 1.0 1.0 1.0 6.0 4
-Capital grant/subsidy amortization 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0
-Revenue grants/subsidies 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0

-Miscellaneous income 1.0 1.0 1.0 1.0 1.0 1.0 6.0 4
Total other income (expenses) 0.0 0.0 2.0 0.0 0.0 0.0 2.0 1
Earnings before interest & taxes 1.1 1.4 3.8 1.7 2.1 2.4 12.5 9
Interest expense/income:
-Interest expense #VALUE! #VALUE! #VALUE! #VALUE! #VALUE! #VALUE! #VALUE! ###
-Interest income #VALUE! #VALUE! #VALUE! #VALUE! #VALUE! #VALUE! #VALUE! ###
Net interest expense (income) #VALUE! #VALUE! #VALUE! #VALUE! #VALUE! #VALUE! #VALUE! ###
Net income before taxes #VALUE! #VALUE! #VALUE! #VALUE! #VALUE! #VALUE! #VALUE! ###
Income tax provision 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0
Net income #VALUE! #VALUE! #VALUE! #VALUE! #VALUE! #VALUE! #VALUE! ###
Drawings less cash introduced 0.0 (5.0) 0.0 0.0 0.0 0.0 (5.0) (3)
Transferred to capital account #VALUE! #VALUE! #VALUE! #VALUE! #VALUE! #VALUE! #VALUE! ###
6 Months 2006 2006 2006 2006 2006 2006 2006
to end Jul Jan Feb Mar Apr May Jun Jul
BALANCE SHEETS $000 $000 $000 $000 $000 $000 $000
ASSETS
Current assets:
Cash at bank 2.0 #VALUE! #VALUE! #VALUE! #VALUE! #VALUE! #VALUE!
Interest receivable #VALUE! #VALUE! #VALUE! #VALUE! #VALUE! #VALUE!

Accounts receivable 35.0 34.6 29.9 28.1 30.2 31.1 32.2
Inventory 50.0 50.0 50.0 50.0 50.0 50.0 50.0

Prepaid expenses 15.0 13.0 13.0 13.0 13.0 13.0 13.0
Sales tax recoverable 0.7 0.7 0.8 0.8 0.8 0.8
Total current assets 102.0 #VALUE! #VALUE! #VALUE! #VALUE! #VALUE! #VALUE!
Fixed assets:
Fixed assets (gross) 75.0 75.0 75.0 69.0 69.0 69.0 69.0
Less: Accumulated depreciation 25.0 25.6 26.3 24.9 25.5 26.0 26.6
Net fixed assets 50.0 49.4 48.8 44.1 43.6 43.0 42.4
Net intangible assets 14.0 13.0 12.0 11.0 10.0 9.0 8.0
Total assets 166.0 #VALUE! #VALUE! #VALUE! #VALUE! #VALUE! #VALUE!
LIABILITIES
Current liabilities:
Accounts payable 30.0 #VALUE! #VALUE! #VALUE! #VALUE! #VALUE! #VALUE!

Capital expenditure payables 9.0 9.0 9.0 0.0 0.0 0.0 0.0
Accrued expenses 6.0 6.0 2.0 2.0 2.0 2.0 2.0
Payroll taxes/benefits 5.0 #VALUE! #VALUE! #VALUE! #VALUE! #VALUE! #VALUE!

Miscellaneous 0.0 0.0 0.0 0.0 0.0 0.0
Income tax 0.0 0.0 0.0 0.0 0.0 0.0
Sales tax payable 0.0 0.0 0.0 0.0 0.0 0.0
Total interest payable #VALUE! #VALUE! #VALUE! #VALUE! #VALUE! #VALUE!
Short-term loans/line of credit 24.0 #VALUE! #VALUE! #VALUE! #VALUE! #VALUE! #VALUE!
Current portion of longterm liabilities:
Longterm debt/notes 20.0 6.3 6.3 8.8 7.5 7.5 7.5
Total current liabilities 94.0 #VALUE! #VALUE! #VALUE! #VALUE! #VALUE! #VALUE!
Longterm liabilities:
Longterm debt/notes 10.0 18.8 18.8 26.3 22.5 22.5 22.5
Total longterm liabilities 10.0 18.8 18.8 26.3 22.5 22.5 22.5
Provisions for liabilities etc:

Capital grants/subsidies 0.0 0.0 0.0 0.0 0.0 0.0
Total provisions for liabilities 0.0 0.0 0.0 0.0 0.0 0.0 0.0
Equity:
Opening capital account 104.0 62.0 #VALUE! #VALUE! #VALUE! #VALUE! #VALUE!
Transferred from Income Statement (42.0) #VALUE! #VALUE! #VALUE! #VALUE! #VALUE! #VALUE!
Closing capital account 62.0 #VALUE! #VALUE! #VALUE! #VALUE! #VALUE! #VALUE!
Total liabilities & equity 166.0 #VALUE! #VALUE! #VALUE! #VALUE! #VALUE! #VALUE!
CHECK balance sheets balance >>>>>> 0.000 #VALUE! #VALUE! #VALUE! #VALUE! #VALUE! #VALUE!
6 Months 2006 2006 2006 2006 2006 2006 2006
PERFORMANCE REVIEW (Annualized averages where appropriate)
Net debt (cash surplus) as percentage 6th Mth
of closing capital account #VALUE! #VALUE! #VALUE! #VALUE! #VALUE! #VALUE! #VALUE!
Current asset ratio (times) #VALUE! #VALUE! #VALUE! #VALUE! #VALUE! #VALUE! #VALUE!
Avg
Accounts receivable (as days annualized sa 48 40 36 38 38 38 40
Inventory (as days annualized sales) 69 67 65 63 61 59 64

Accounts payable (as days annualized cost #VALUE! #VALUE! #VALUE! #VALUE! #VALUE! #VALUE! #VALUE!
As % sales: Avg
-Materials/packaging & goods 41.0 41.0 41.0 41.0 41.0 41.0 41.0
-Direct labor 3.9 3.8 3.7 5.3 5.2 5.0 4.5
-Gross margin 41.4 41.6 41.7 40.1 40.3 40.5 40.9
-Selling/freight expenses 4.3 4.2 4.1 4.1 4.0 3.9 4.1
-Income from operations 5.0 6.3 7.5 7.1 8.3 9.4 7.3
-Net income before taxes #VALUE! #VALUE! #VALUE! #VALUE! #VALUE! #VALUE! #VALUE!
Avg
Average number of employees (persons) 3.0 3.0 3.0 3.5 3.5 3.5 3.3
Annualized sales per employee ($000) 88.0 91.0 94.1 83.3 86.0 88.7 88.5
6 Months 2006 2006 2006 2006 2006 2006 2006 2006 As %
to end Jul Jan Feb Mar Apr May Jun Jul 6-Mths Sales
SUMMARY $000 $000 $000 $000 $000 $000 $000 $000
Cashflows
Total cash receipts #VALUE! #VALUE! #VALUE! #VALUE! #VALUE! #VALUE! #VALUE!
Total cash payments #VALUE! #VALUE! #VALUE! #VALUE! #VALUE! #VALUE! #VALUE!
Net cashflow #VALUE! #VALUE! #VALUE! #VALUE! #VALUE! #VALUE! #VALUE!
Opening
Closing cash at bank 2.0 #VALUE! #VALUE! #VALUE! #VALUE! #VALUE! #VALUE! #VALUE!
Closing short-term loans/line of cred 24.0 #VALUE! #VALUE! #VALUE! #VALUE! #VALUE! #VALUE! #VALUE!
Income
Sales 0.0 22.0 22.8 23.5 24.3 25.1 25.9 143.5 100
Cost of sales 0.0 12.9 13.3 13.7 14.6 15.0 15.4 84.8 59
Gross margin 0.0 9.1 9.5 9.8 9.7 10.1 10.5 58.7 41
Expenses, interest, depn etc 0.0 #VALUE! #VALUE! #VALUE! #VALUE! #VALUE! #VALUE! #VALUE! ###
Net income before taxes 0.0 #VALUE! #VALUE! #VALUE! #VALUE! #VALUE! #VALUE! #VALUE! ###
Balance Sheets Opening
Assets
Current assets 102.0 #VALUE! #VALUE! #VALUE! #VALUE! #VALUE! #VALUE! #VALUE!
Net fixed & intangible assets 64.0 62.4 60.8 55.1 53.6 52.0 50.4 50.4
Total assets 166.0 #VALUE! #VALUE! #VALUE! #VALUE! #VALUE! #VALUE! #VALUE!
Liabilities
Current liabilities 94.0 #VALUE! #VALUE! #VALUE! #VALUE! #VALUE! #VALUE! #VALUE!
Longterm liabilities 10.0 18.8 18.8 26.3 22.5 22.5 22.5 22.5
Provision for liabilities 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0
Closing capital account 62.0 #VALUE! #VALUE! #VALUE! #VALUE! #VALUE! #VALUE! #VALUE!
Total liabilities & equity 166.0 #VALUE! #VALUE! #VALUE! #VALUE! #VALUE! #VALUE! #VALUE!
Unregistered version Roll
Roll Forward Steps & Comparative Projections

Step 1 Before roll forward, save this file & then Step 4 Update opening balance sheet
resave it with a new name e.g. mm-yy.xls
Step 2 Roll forward projections Step 5 Phase out balance sheet items
Step 3 Update opening inventory of materials Step 5 Review assumptions especially

or goods for resale * those for the new 6th month
* If applicable to your type of business
Key Pre- and Post- Roll Forward Projections for 6 Months

Values immediately Latest values Changes
before latest since last ( ) signifies
roll forward roll forward deterioration
$000 $000 $000
Peak cash surplus 0 #VALUE! #VALUE!
Peak cash deficit (32.1) #VALUE! #VALUE!

Net cashflow 2.5 #VALUE! #VALUE!
Net cash surplus (deficit):

- Opening (22.0) (22.0) n/c
- Closing (19.5) #VALUE! #VALUE!
Quik-Plan Assumptions
1.
2.
3.
4.
Quik-Plan Assumptions Report

Year in which to start projections 2006 Enter as 4 digits - like 200X.
Month for start of the projections 7 Enter month number - between 1 and 12.
Format of accounts/terminology etc. 1 Enter either "1" for US/Canadian or "2" for UK/International. (Omit " " quote marks).
Currency unit 000 Enter '000 (thousands - note the ' before 000), Mln (millions) or Bn (billions).
Currency symbol US$ Enter up to 3 characters as a label & then press F9 to update the units below.
Assumptions for 6 Months
Variables Values Units (Press F9 to Update) Guidance
Average monthly sales 420.0 US$000s Enter sales value net of all sales taxes and discounts.
Cost of materials/goods 41.0 As % sales } Set to zero for a labor-only service business. These can refer to
Target inventory of materials and/or 195.0 US$000s } purchases/inventory for resale if a distribution business.
goods for resale

Average monthly direct costs 110.0 US$000s May be zero in case of a distribution business.
Average monthly overheads 100.0 US$000s Exclude depreciation & interest.
Revenue grants/subsidies for 6 months 25.0 US$000s Refers to repayable operating grants, subsidies or similar.
Opening total cost of fixed assets 1,300.0 US$000s Use cost at the start date of projections, not the depreciated value.
Accumulated opening depreciation 350.0 US$000s Use total value at the start date of projections.
Average depreciation rate 8.0 % p.a. Use estimated weighted-average rate to cover all fixed assets.
Planned capital expenditure for 6 months 87.5 US$000s
Interest rate for cash balances 6.0 % p.a. Use approximate weighted-average rate.
Interest rate for all debt/notes 12.0 % p.a. Use approximate weighted-average rate.
Opening cash balance (deficit) (100.0) US$000s If deficit (e.g. short-term loan or line of credit), enter minus value.
Opening longterm debt/notes 450.0 US$000s Combine all long-term debt/loans/notes etc. and enter as positive val
Net change longterm debt/notes in 6 mth 62.5 US$000s Use + for net increase and - for net reduction during the 6 months.
Opening accounts receivable 700.0 US$000s As at start date of projections. Exclude expected bad debts.
Opening accounts payable 500.0 US$000s As at start date of projections. Include any other planned payments.
Average credit given on sales 61 Days sales Use estimate which takes any cash sales into account.
Average credit taken for materials/goods 46 Days sales Estimate should take account of any suppliers which give no credit.
* Set to zero for sole trader 35.0 % Use the effective, rather than standard, tax rate.
Planned drawings for 6 mths 25.0 US$000s Include dividends from earlier periods to be paid during 6 months.
* Set to zero for sole trader 50.0 US$000s Specify proceeds net of all fund-raising costs.
Short-Term Cashflow Projections & Chart
Covering First 12 Weeks Feb Mar Apr
in 6 Months to end Jul 2006 Week 1 Week 2 Week 3 Week 4 Week 1 Week 2 Week 3 Week 4 Week 1 Week 2 Week 3 Week 4
Table 1 - Percentage Distribution of Cashflows for Initial Three Months
CASH RECEIPTS % % % % % % % % % % % %
Cash sales & accounts receivable (Note 1) 10.0 10.0 50.0 30.0 10.0 10.0 50.0 30.0 10.0 10.0 50.0 30.0
Cash introduced 100.0 100.0 100.0
Increases in longterm debt/notes 100.0 100.0 100.0
Proceeds from sale of fixed assets 100.0 100.0 100.0
Sales tax recovered from State 100.0 100.0 100.0
Capital grants/subsidies received 100.0 100.0 100.0

Revenue grants/subsidies received 100.0 100.0 100.0
Miscellaneous income received 100.0 100.0 100.0
Interest received 25.0 25.0 25.0 25.0 25.0 25.0 25.0 25.0 25.0 25.0 25.0 25.0
0.0
CASH PAYMENTS
Materials/goods accounts payable (Note 2) 50.0 30.0 10.0 10.0 50.0 30.0 10.0 10.0 50.0 30.0 10.0 10.0
Total direct cost payments (Note 3) 25.0 25.0 25.0 25.0 25.0 25.0 25.0 25.0 25.0 25.0 25.0 25.0
Total overhead expense payments (Note 4) 25.0 25.0 25.0 25.0 25.0 25.0 25.0 25.0 25.0 25.0 25.0 25.0
Income tax payments 100.0 100.0 100.0
Drawings & misc. opening payables 100.0 100.0 100.0

Capital expenditure payments 50.0 50.0 50.0 50.0 50.0 50.0
Operating lease payments 50.0 50.0 50.0 50.0 50.0 50.0
Longterm debt/note repayments 100.0 100.0 100.0
Sales tax paid on overheads, capex etc. 25.0 25.0 25.0 25.0 25.0 25.0 25.0 25.0 25.0 25.0 25.0 25.0
Sales tax paid to State 100.0 100.0 100.0
Opening payroll taxes/benefits paid 100.0 100.0 100.0
Changes in prepaid expenses 25.0 25.0 25.0 25.0 25.0 25.0 25.0 25.0 25.0 25.0 25.0 25.0
Changes in accrued expenses 25.0 25.0 25.0 25.0 25.0 25.0 25.0 25.0 25.0 25.0 25.0 25.0
Interest paid 100.0 100.0 100.0
Table 2 - Distribution of Cashflows for Initial Three Months
CASH RECEIPTS $000 $000 $000 $000 $000 $000 $000 $000 $000 $000 $000 $000
Cash sales & accounts receivable (Note 1) 2.3 2.3 11.7 7.0 2.9 2.9 14.3 8.6 2.7 2.7 13.3 8.0
Cash introduced 0.0 0.0 0.0 0.0 0.0 0.0 5.0 0.0 0.0 0.0 0.0 0.0
Increases in longterm debt/notes 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 10.0
Proceeds from sale of fixed assets 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 6.0
Sales tax recovered from State 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.7 0.0 0.0 0.0 0.7
Capital grants/subsidies received 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0
Revenue grants/subsidies received 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0
Miscellaneous income received 0.0 0.0 1.0 0.0 0.0 0.0 1.0 0.0 0.0 0.0 1.0 0.0
Interest received #VALUE! #VALUE! #VALUE! #VALUE! #VALUE! #VALUE! #VALUE! #VALUE! #VALUE! #VALUE! #VALUE! #VALUE!
Total cash receipts #VALUE! #VALUE! #VALUE! #VALUE! #VALUE! #VALUE! #VALUE! #VALUE! #VALUE! #VALUE! #VALUE! #VALUE!
CASH PAYMENTS
Materials/goods accounts payable (Note 2) 8.6 5.1 1.7 1.7 7.3 4.4 1.5 1.5 7.3 4.4 1.5 1.5
Total direct cost payments (Note 3) #VALUE! #VALUE! #VALUE! #VALUE! 1.0 1.0 1.0 1.0 1.0 1.0 1.0 1.0
Total overhead expense payments (Note 4) #VALUE! #VALUE! #VALUE! #VALUE! 1.6 1.6 1.6 1.6 1.6 1.6 1.6 1.6
Income tax payments 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0
Drawings & misc. opening payables 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0
Capital expenditure payments 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 4.5 0.0 4.5
Operating lease payments 0.0 0.6 0.0 0.6 0.0 0.6 0.0 0.6 0.0 0.6 0.0 0.6
Longterm debt/note repayments 0.0 0.0 0.0 5.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0
Sales tax paid on overheads, capex etc. 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0
Sales tax paid to State 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0
Opening payroll taxes/benefits paid 0.0 0.0 5.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0
Changes in prepaid expenses (0.5) (0.5) (0.5) (0.5) 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0
Changes in accrued expenses 0.0 0.0 0.0 0.0 1.0 1.0 1.0 1.0 0.0 0.0 0.0 0.0
Interest paid #VALUE! #VALUE! #VALUE! #VALUE! #VALUE! #VALUE! #VALUE! #VALUE! #VALUE! #VALUE! #VALUE! #VALUE!
Total cash payments #VALUE! #VALUE! #VALUE! #VALUE! #VALUE! #VALUE! #VALUE! #VALUE! #VALUE! #VALUE! #VALUE! #VALUE!
Net cashflow #VALUE! #VALUE! #VALUE! #VALUE! #VALUE! #VALUE! #VALUE! #VALUE! #VALUE! #VALUE! #VALUE! #VALUE!
Opening net cash balance (deficit) (22.0) #VALUE! #VALUE! #VALUE! #VALUE! #VALUE! #VALUE! #VALUE! #VALUE! #VALUE! #VALUE! #VALUE!
Closing net cash balances (deficit) #VALUE! #VALUE! #VALUE! #VALUE! #VALUE! #VALUE! #VALUE! #VALUE! #VALUE! #VALUE! #VALUE! #VALUE!
Notes refer to Cashflow Projections at the CASH worksheet.
Short-Term Cashflow for Initial Three Months

12.0
Net
10.0 cashflow
Closing net
8.0 cash
balance
(deficit)
6.0
#REF!
4.0
2.0
0.0
Feb Mar Apr
Chart Values - These items will not be printed

Feb Mar Apr
Net cashflow #VALUE! #VALUE! #VALUE! #VALUE! #VALUE! #VALUE! #VALUE! #VALUE! #VALUE! #VALUE! #VALUE! #VALUE!
Closing net cash balance (deficit) #VALUE! #VALUE! #VALUE! #VALUE! #VALUE! #VALUE! #VALUE! #VALUE! #VALUE! #VALUE! #VALUE! #VALUE!
Initial 3 months (12 weeks) commencing in Feb 2006
Cashflow Improver
Review measures, set targets and actions.
Possible Measures Projection Basis of Projection *** Target Planned Action By
1. Sales Related:
1 Increase cash sales 3.6 Average monthly cash sales ($000)
2 Increase sales on credit 20.3 Average monthly credit sales ($000)
3 Increase prices especially to slow payers 2.4 Average monthly sales with credit over 3 months ($000)
4 Review the payment performances of customers with sales force 2.4 Average monthly sales with credit over 3 months ($000)
5 Become more selective when granting credit 40 Average credit given (days' sales)
6 Seek deposits or multiple stage payments 40 Average credit given (days' sales)
7 Reduce the amount/time of credit given to customers 40 Average credit given (days' sales)
2. Costs & Systems:
1 Reduce direct and indirect costs and overhead expenses 22.2 Average monthly costs and expenses ($000)
2 Use the 80/20 rule to manage inventories, receivables and payables #VALUE! Average monthly working capital ($000)
3 Improve systems for billing and collection 31.0 Average monthly receivables ($000)
3. Credit Management:
1 Bill as soon as work has been done or order fulfilled 40 Average credit given (days' sales)
2 Generate regular reports on receivable ratios and aging 2.4 Average monthly sales with credit over 3 months ($000)
3 Establish and adhere to sound credit practices - train staff 40 Average credit given (days' sales)
4 Use more pro-active collection techniques 2.4 Average monthly sales with credit over 3 months ($000)
4 Add late payment charges or fees where possible 2.4 Average monthly sales with credit over 3 months ($000)
4. Purchasing:
1 Improve systems for paying suppliers #VALUE! Average monthly payables ($000)
2 Increase the credit taken from suppliers #VALUE! Average credit taken (days' total costs & expenses)
3 Negotiate extended credit from suppliers #VALUE! Average credit taken (days' total costs & expenses)
4 Use barter to acquire goods and services 22.2 Average monthly costs and expenses ($000)
5 Make prompt payments only when worthwhile discounts apply ** 6.9 Average monthly purchases with credit under 2 months ($000)
5. Inventory:
1 Reduce inventory (stock) levels and improve control over WIP 50.0 Average monthly inventory ($000)
2 Sell off or return obsolete/excess inventory 155 Average inventory (days' purchases)
6. Investment:
1 Defer or re-stage all capital expenditure 0.0 Planned capital expenditure for 6 months ($000)
2 Sell off surplus assets or make them productive 42.4 Total WDV of fixed assets at 6th month ($000)
3 Enter into sale and lease-back arrangements for productive assets 42.4 Total WDV of fixed assets at 6th month ($000)
4 Use leasing etc to gain access to the use of productive assets 0.0 Planned capital expenditure for 6 months ($000)
5 Defer projects which cannot achieve acceptable cash paybacks 0.0 Planned capital expenditure for 6 months ($000)
7. Financing:
1 Use factoring or discounting to accelerate receipts from sales 40 Average credit given (days' sales)
2 Re-negotiate bank facilities to reduce charges #VALUE! Average monthly interest paid ($000)
3 Seek to extend debt repayment periods 1.7 Average monthly loan repayments ($000)
4 Net off or consolidate bank balances #VALUE! Average monthly borrowings ($000)
5 Defer dividend payments 0.0 Total dividend payments ($000)
6 Raise additional equity 62 Current equity base ($000)
7 Convert debt into equity #VALUE! Current net debt as % equity base
**Suppliers of materials (or goods for resale only).
*** Where applicable, receivable and payable balances include sales taxes outstanding.
CHECK BALANCES REPORT
Sub-model: 6 Months 6th Month Differences
Transfers to capital a/c #VALUE! #VALUE! #VALUE!

Net cashflow #VALUE! #VALUE! #VALUE!
Total assets/liabilities at 6th mth #VALUE! #VALUE! #VALUE!
Check balances for 6th month #VALUE! #VALUE! #VALUE!
Total should be ZERO otherwise error in a sub-model Total: #VALUE!
All differences in RH column should be zero (Ignore ***** in any other columns)

Cash Test

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Unregistered version 08/20/2017 12:58:02 363640033.

Key Cashflow Projections

Free Registration Procedure

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Registration Code Number: 888909-13-CP Please Update Code ! Print Sheet

Other Versions of Cashflow Plan

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PlanWare, Invest-Tech Limited, 27 Ardmeen Park, Blackrock, Co Dublin, Ireland

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6 Months 2006 2006 2006 2006 2006 2006 2006

to end Jul Feb Mar Apr May Jun Jul 6-Mths

ASSUMPTIONS No. 1 - SALES TARGETS

Sales ($000): Subgroup descriptions in blue can be overwritten Total

Subgroup a <<->> 17.0 17.5 18.0 18.5 19.0 19.5 109.5

Subgroup c <<->> 0.0

Subgroup e <<->> 0.0

6 Months 2006 2006 2006 2006 2006 2006 2006

to end Jul Feb Mar Apr May Jun Jul 6-Mths

ASSUMPTIONS No. 2 - DIRECT COSTS

Desired inventory of material/pack Opening

The variable descriptions in blue below can be changed

-Consumables <<->> 0.0

6 Months 2006 2006 2006 2006 2006 2006 2006

to end Jul Feb Mar Apr May Jun Jul 6-Mths

ASSUMPTIONS No. 3 - OVERHEAD EXPENSES

-Miscellaneous selling/dist <<->> 0.0

Management/administration staff expenses: Tot/Avg

-Utilities <<->> 0.0

-Other establishment <<->> 0.0

Supplementary Data & Calculations:

6 Months 2006 2006 2006 2006 2006 2006 2006

to end Jul Feb Mar Apr May Jun Jul 6-Mths

ASSUMPTIONS No. 4 - FIXED ASSETS

Opening values must be entered via opening balance sheet

Average depreciation rate (% pa) ->> 10.0 10.0

use double declining balance (enter 1) ->> 0.0 Total

Capital grant/subsidy receipts ($000) ->> 0.0

Supplementary Data & Calculations:

6 Months 2006 2006 2006 2006 2006 2006 2006

to end Jul Feb Mar Apr May Jun Jul 6-Mths

ASSUMPTIONS No. 5 - FUNDING, INTEREST RATES & RELATED ITEMS

Interest rates (% pa): Avg/Tot

Miscellaneous Items Total

Stocks & Shares

Tax & Drawings

Supplementary Data & Calculations:

6 Months Opening 2006 2006 2006 2006 2006 2006 2006

ASSUMPTIONS No. 6 - RECEIVABLES, PAYABLES & PHASING OF OPENING BALANCES

Table 1 - Phasing Out of Opening Balance Sheet Items *

Accounts receivable ($000) ->> 35.0 20.0 10.0 5.0 35.0

Capital expend. creditors ($000) ->> 9.0 9.0 9.0

Months of credit given/taken: Total*

(% distribution *) ->> 15.0 65.0 10.0 5.0 5.0 0.0 100.0