BROKER TOOLS TABLES in RED changes to current (some are new tables)

***also, please remove extra spaces between words***

BORROWERS
Full Name Email Phone Address
Andrey Smith Dalibor@salestrekker.com +61 415 779 647 Suite 3505, 50 Bridge St, Sydney NSW 2000
Nadine Smith Support@salestrekker.com +61 419 250 301 Suite 3505, 50 Bridge St, Sydney NSW 2000

SECURITY
Address Security Value Zoning Ownership Type
24 Alison Rd, Randwick NSW 2031, Australia $2,000,000 Residential Owner Occupied

PREFERRED PRODUCT
Lender Product Name
Auswide Home Loan Plus - Variable Special Freedom Package $150,000 - $3,499,999 Owner Occupied <=90%

Total Loan Amount Loan Term Interest Rate Revert Rate Repayments Monthly
$1,200,000 30 Years 3.69% 3.69% $5,517 VAR P&I

Application Fee Solicitor Fee

$200 $150

PRODUCT COMPARISON
Lender Auswide ANZ CBA BankWest
Turnaround Days 1 3 3 7

Loan Split 1 $1,200,000 1,200,000 1,200,000 1,200,000

Initial Rate 3.69% 3.99% 3.99% 4.09%

Comparison Rate 3.99% 4.19% 4.19% 4.09%

Monthly Repayment $3,899 $3,910 $3,910 $3,925

Establishment Fees $199 $199 $299 $0
Ongoing Fees $299 per year $395 per year $395 per year $0
Offset Yes Yes Yes No

FUNDING WORKSHEET
Funds Required Funds Available
Security Value $2,000,000 Proposed Loan Amount $1,200,000
Land Value $0 Total Proposed Loan Amount $1,200,000
Builder Contract Price $0 First Home Owners Grant $0
Loan Amount To Refinance $998,000 Sale Proceed Funds $0
Exit Fee $0 Savings $275,000
Existing Loan Balance $998,000 Deposit Paid $0
Other Loans Against Security $0 Equity From Property $0
Lmi Premium Already Paid $0 Gift $0
Lender Fees $698 Other Funds Available $0
Mortgage Discharge Costs $0 Legal Fees $1,500

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Mortgage Fees $0 Base LVR $60
Establishment Fees $0 Total LVR $60
Other Fees $0 Lender Mortgage Insurance LMI $0
TOTAL FUNDS
Total Funds Required( A) Total Funds Available( B) Total Funds Deficit( B- A) Loan Value Ratio( LVR)
$998,697 $1,475,000 $476,303 60%

MONTHLY FINANCIAL POSITION

Net Household Income $11,099
Total loan repayments $5,992
Total expenses $2,660
TOTAL NET MONTHLY SURPLUS $2,447

SUITABILITY
The product(s) has been assessed as NOT UNSUITABLE for the applicant on the basis that the product(s)
is consistent with the applicants requirements and objectives, and the applicant can comply with the credit
obligations without substantial hardship.
X The above product(s) have been assessed as UNSUITABLE for the applicant on the basis that:

X the credit product is inconsistent with the applicants requirements and objectives, and/or
the applicant cannot comply with their obligations or could only do so with substantial hardship.

CONFLICT OF INTEREST
Was a conflict of interest identified at the time of assessment? Yes

If Yes, please state details of conflict of interest:

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CLIENT PROFILE TABLES in RED changes to current

EXPENSES
Utilities And Rates $200
Rental Expense $0
Telephone Internet And Pay Tv $200
Food And Groceries $1,000
Recreation And Entertainment $100
Clothing And Personal Care $150
Medical And Health $100
Transport $200
Education $0
Child Care $0
Child Maintenance $0
Sport And Hobbies $150
Household Purchases And Maintenance $200
Insurance $150
Other $200
Total Expenses $2,650

ASSETS
Type Name Value Ownership
Superfund institution AMP $150,000 Andrey Smith: 100%
Home contents Insured $100,000 Andrey Smith: 100%
Owner occupier property address 24 Alison Rd, Randwick NSW 2031, Australia $2,000,000 Andrey Smith: 100%
Bank accounts ANZ $275,000 Andrey Smith: 100%
Vehicle make and model Range Rover Evoque HSE TD4 $80,000 Andrey Smith: 100%
ASSETS TOTAL
Total Andrey Smith $2,605,000

LIABILITIES
Type Name Limit Balance Repayment Ownership Linked Asset
Land Andrey Smith:
Vehicle loan $70,000 $65,000 $1,560 Range Rover Evoque HSE TD4
Rover 100%
Andrey Smith:
Credit card ANZ $6,000 $10
100%
Mortgage Andrey Smith: 24 Alison Rd, Randwick NSW 2031,
ANZ $1,200,000 $998,000 $1,200
loan 100% Australia
LIABILITIES TOTAL
Total Repayment
Total Balance Andrey Smith $1,063,010 Andrey Smith $2,760
Monthly

OBJECTIVES
Variable Rate Yes
Fixed Rate No
Multiple Splits Yes
Additional Payments No
Redraw Yes
Line Of Credit No
Offset Account Yes

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Loan Variations Yes
Portability Yes
Internet Banking Yes
Top Up No
Switch Loans No
Rate Lock No
Bridging Finance No
Fortnightly Repayments No
Desired Loan Splits 1

Desired Loan Splits 2

Desired Loan Splits 3

Preferred Lenders Major Lenders
Lenders Not To Deal With ME Bank

YOUR FINANCIAL SECURITY

Financial Judgements Against You? Yes
Difficulty In Meeting Commitments in past 2 Years? No
Existing Debts Currently In Arrears? No
Concerned About Rising Interest Rate? No
Expect Change In Financial Situation? No
Comments
I had a missed Telstra payment 3 years ago - all paid now.

INSURANCE
Insurance And Asset Protection Yes
Debt Financial Problem Solving No
Savings And Budgeting Yes
Superannuation Yes
Investment Yes
Life Events Yes
Home & Property No
Health & Healthcare Yes
Estate Planning No
Financial Structures No
Retirement & Income Streams No
Financial Planning No
Other No
Other Financial Planning Details