FUND

Fund Class BLOOMBERG ISIN CUSIP

USD ARD565U:KY KYG0522A1581 G0522A 158

Currency: GBP AHF365S:KY! KYG0522A1821 G05221 182
USD/GBP

Fund Domicile: Key Features

Cayman Islands !Ardent 365 is aimed at clients that are looking for a risk dened, short-
Fund Manager: term (1 year), high yielding alterna9ve to cash that has the exibility to
Berkeley Hanover Inc redeem annually without penalty. The op9onal automa9c "rollover"
feature has been included for those clients with a longer term
Regulator: investment horizon.
Cayman Islands Monetary Authority !
Minimum Initial Investment: 1 Year Income Fund with Annual Rollover Op9ons
USD 10,000 or currency equivalent !
Fixed Income Payment
Fixed Annual Return: !
6% net of all charges 100% Alloca9on from Day One
Distribution:
!
Non-correlated "All Weather" Income Fund
Annual !
Term:
1 Year (rollover options available)
!! Minimum A- Rated Credit Insurance against Default
Investment Op6ons
Redemption Fees:
Free at annual anniversary.
!Recognising that investors have dierent investment objec9ves and
NAV -6% at any other time with 90
9me horizons, Ardent 365 has been structured to allow investors to
days notice
determine at outset, the dura9on of their investment and how income
Insurer: is taken, by simply 9cking the appropriate box on the applica9on form.
Minimum A- Rated !
(last review date January 2014) Op6on 1
Custodian:
!Investors can elect to have Coupon and Capital returned aYer 12
Mitsubishi UFJ Financial Group months.

Auditor:
!
Op6on 2
BDO !Investors can elect to automa9cally rollover the Capital but take the
Administrator: Coupon each year as Income.
Mitsubishi UFJ Financial Group !
Op6on 3
Banker:
CIBC FirstCaribbean
!Investors can elect to rollover Capital and Income annually aYer 12
months.
!
! 01/2014/365
 Berkeley Hanover
!Berkeley Hanover Inc (BHI) is an
investment management company that
designs, manages and markets a unique line
of non-correlated all weather mutual
fund products, that derives returns from a
managed pool of Accounts Receivable or
secured lending ac9vi9es. As an investment
manager, BHI engages in the discre9onary
management of its own proprietary funds
and, contractually, third party funds.
!BHI is a market leader in the management
and distribu9on of dened risk income
funds. BHIs investment management team
is comprised of industry specialists who
manage, service and design mutual fund
products and strategies for a wide variety of
interna9onal clients.
!BHI has iden9ed, and con9nues to target
specic investment opportuni9es, where
they can produce above average returns for
investors, where the investment
Investment Process
!The Fund allocates money to a select group of approved Credit performance is both stable, predictable and
are typically non-correlated to bond and
equity markets.
Advisors and specialists in trade nance transac9ons. These
transac9ons are short-term nancings (usually 90 days or less),
!The Ardent range of Funds provide investors
which will include, but not be limited to; managed Accounts
with a unique opportunity to achieve
Receivable, purchase order nancing and reverse factoring
quality returns and the successful
transac9ons.
!The transac9ons are secured through documenta9on and diversica9on of risk.

collateral which can include where applicable, Credit

Insurance, Le`ers of Credit and Nego9able Instruments.
www.berkeleyhanover.com

Disclaimer
This document is for informa9on purpose only and is not intended as an oer or solicita9on of an oer to buy or sell securi9es or an inducement to engage in
investment ac9vi9es. Ardent Harmony Fund Inc. does not make any representa9on, warranty or guarantee as to the accuracy, completeness or correctness of
the informa9on contained herein. The reproduc9on or dissemina9on of the contents herein is prohibited without the prior wri`en consent of Ardent
Harmony Fund Inc. The Ardent Harmony Fund Inc and its respec9ve ocers, directors and employees accept no liability whatsoever for any direct or
consequen9al loss howsoever arising from any use of this document, or further communica9on given in rela9on to this document or its contents or otherwise
arising in connec9on therewith. This document does not provide legal, investment or tax advice and clients should seek their own legal, investment and tax
advice before inves9ng. Please also read the Oering Memorandum and Supplement carefully before inves9ng. Details of the risk factors of this investment
are contained in the Oering Memorandum and Term Sheet. Investors should be aware of these risk factors before they invest. There is no assurance that the
Fund will meets its objec9ves. Prior to taking any investment ac9on Investors are strongly urged to seek professional investment advice when accessing or
reviewing this informa9on.

! 01/2014/365