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CICLO II
2017
TASA NOMINAL
EFECTIVA Y
EQUIVALENTE
INGENIERIA ECONOMICA
ALUMNA:
DOCENTE:
A) ANUALMENTE
1 + 0.06 1
= ( ) 1
1
= . %
B) SEMESTRALMENTE
1 + 0.06 2
= ( ) 1
2
= . . %
C) TRIMESTRALMENTE
1 + 0.06 4
= ( ) 1
4
= . . %
D) MENSUALMENTE
1 + 0.06 12
= ( ) 1
12
= . . %
E) DIARIAMENTE
1 + 0.06 365
= ( ) 1
365
= . . %
2. DETERMINE LA TASA NOMINAL QUE PRODUCE UN
RENDIMIENTO DE 10% ANUAL EFECTIVO SI EL INTERS SE
CONVIERTE:
1
= [(1 + ) 1]
A) ANUALMENTE
1
= 1 [(1 + 0.10)1 1]
= 1(1.10 1)
= 1(0.10)
= . %
B) SEMESTRALMENTE
1
= 2 [(1 + 0.10)2 1]
= 2(1.0488 1)
= 2(0.0488)
= . . %
C) TRIMESTRALMENTE
1
= 4 [(1 + 0.10)4 1]
= 4(1.0241 1)
= 4(0.0241)
= . . %
D) MENSUALMENTE
1
= 12 [(1 + 0.10)12 1]
= . . %
E) DIARIAMENTE
1
= 355 [(1 + 0.10)365 1]
= . . %
= (1 + )
3.3 IGUALANDO.
4 0.15 2
(1 + ) = (1 + )
4 2
4 2
4 0.15 4
(1 + ) = (1 + )
4 2
1
0.15 2
(1 + ) = (1 + )
4 2
1
(1 + ) = (1 + 0.075)2
4
1
= 4 [(1.075)2 1]
= 4(1.0368 1)
= 4(0.0368)
= . . %
4.3 IGUALANDO.
12 0.04 4
(1 + ) = (1 + )
12 4
12 4
12 0.04 12
(1 + ) = (1 + )
12 4
2
0.04 6
(1 + ) = (1 + )
12 4
2
(1 + ) = (1 + 0.01)6
12
2
= 12 [(1.01)6 1]
= 12(1.0033 1)
= 12(0.0033)
= . . %
(1 + ) = (1 + )
(1 + )12 = (1 + 0.12)2
2
1 + = (1.12)12
1 + = 1.0191
= 1.0191 1
= . . %
(1 + )4 = (1 + 0.02)12
12
1 + = (1.02) 4
1 + = 1.0612
= 1.0612 1
= . . %
7. QU TASA DE INTERS ANUAL RESULTA EQUIVALENTE A
UNA TASA DE 4% TRIMESTRAL?
(1 + )1 = (1 + 0.04)4
4
1 + = (1.04)1
1 + = 1.1699
= 1.1699 1
= . . %
A) UN AO?
= . . %
B) DOS AOS?
= . . %
C) TRES AOS?
= . . %
9. QU TASA DE INTERS SIMPLE ANUAL
CORRESPONDERA A LOS INCISOS DEL PROBLEMA
ANTERIOR?
A) UN AO?
1 0.18 1
(1 + ) = (1 + )
1 1
1 1
1 0.18 1
(1 + ) = (1 + )
1 1
1 + = 1(1.18)
= 1(1.18 1)
= 1(0.18)
= . %
B) DOS AOS?
1 0.18 2
(1 + ) = (1 + )
1 2
1 2
1 0.18 1
(1 + ) = (1 + )
1 2
1 + = 1(1.1881)
= 1(1.1881 1)
= 1(0.1881)
= . . %
C) TRES AOS?
1 0.18 3
(1 + ) = (1 + )
1 3
1 3
1 0.18 1
(1 + ) = (1 + )
1 3
1 + = 1(1.191016)
= 1(1.191016 1)
= 1(0.191016)
= . . %
A) J12 = 9.30
= (1 + )
0.12 1
= 9.30 (1 + )
1
= .
B) J4 = 9.50
= (1 + )
0.04 1
= 9.50 (1 + )
1
= .
C) J2 = 9.80
= (1 + )
0.02 1
= 9.80 (1 + )
1
=
CUL ES LA MEJOR ALTERNATIVA?
Literal A.
A) 3 AOS?
= (1 + )
3 = (1 + )
= [ 3 1]
123
= 12[ 3 1]
= . . %
B) 5 AOS?
125
= 12[ 3 1]
= . . %
C) 10 AOS?
1210
= 12[ 3 1]
= . . %