Virtual Smart House Model

Based on Smart Internet, Web and Cloud Computing

for Micro Banking and Micro Business
(Implementation of Optimization Productivity Internet Bandwidth Usage)

Tjahjanto#1, Benhard Sitohang#2, Sudarso Kaderi Wiryono#3

1,2
STEI-ITB, School of Electrical Engineering and Informatics, Institute Technology Bandung,
Institut Teknologi Bandung, Labtek V, Lantai IV, Jl. Ganesa No. 10 Bandung, Indonesia
3
SBM-ITB, School of Business and Management, Institute Technology Bandung
1
cahyanto2000@gmail.com,
2
benhard@stei.itb.ac.id,
3
sudarso_kw@sbm-itb.ac.id

AbstractDistribution of the Internet is widespread throughout
the corners of the country, is expected to increase in Internet
usage nationwide. Increased activity of internet usage is expected
to increase the productivity of the overall internet bandwidth
usage, due to the increase in productivity will help boost the GDP
impact on improving people's welfare. This paper proposes and
implements a method that can maximize the productivity of the
Internet bandwidth usage. Region includes the implementation of
micro-banking and micro-businesses by providing web-based
applications (SaaS: Software as a Service) and cloud computing,
in the form of Smart House Physical and Virtual Smart House as
an internet portal. Smart House is to provide information such as
educational content online services and information center for
farmers, ranchers and small entrepreneurs. The results of the
implementation is expected to help improve the competence of
micro communities in order to become the main actors in the use
of information technology in Indonesia especially.
Keywordsinternet productive; virtual smart house; micro
business automation; e-Coop
I. INTRODUCTION
Understanding the implementation of productive internet in
this study is the maximum utilization of the internet bandwidth
usage to management of micro-banking and micro-businesses,
particularly for inclusive financial sector and the real sector of
agriculture, animal husbandry, fishing and small and medium
enterprises.
The state of implementation of the above means focusing
on the number of users who are many, are spread in
demography, and the level of user competence (U) is still low,
but will increase the level of competence through the mediation
of Smart House Physical and Virtual Smart House, so all the
variables (U) user competence, variable (G) Goal, variable (p)
place, variable (T) Slot Time, variable (C) Content, will rise
resulting in productivity (P) common uses of the Internet rises
and the increasing impact the effectiveness and efficiency of
work of the micro sector.
Micro Banking is a banking activity that supports a small
economy and financial inclusive. Micro Banking can form
cooperatives or BMT (Coop Sharia) has been working with
Bank or BPR (Rural Banks) both public and private.
The main role of micro banking is as saving and lending
finance agriculture, livestock, fishing and small entrepreneurs,
with funding from government and private sources.
Micro Business is the business activities of small to
medium sized businesses with business people consisting of
farmers, ranchers, fishermen and SME entrepreneurs.
Physical Smart House (PSH) for micro and micro banking
business is led by people who have the competence of IT and
business, as well as facilitated IT infrastructure, minimum
computer and internet. As well as a boutique like, to be able to
facilitate the use of internet services assistance, services and
applications to information needs of farmers, ranchers,
fishermen and small entrepreneurs in carrying out his daily
activities.
PSH can be self-supporting agency, government-funded
village office, or the office of the cooperative or BMT, or other
forms that qualify.
This above is a visible demonstration of activities to
improve the productivity of the Internet bandwidth usage in
rural and fishing villages, with maximally utilizing the Internet,
effectively and efficiently to support the increased productivity
of micro-business community.
Virtual Smart House (VSH) is cloud computing building
that contains web based applications in the form of internet
portal (SaaS), which can be accessed by all micro businesses as
a medium of information and provide information about the
activities of their daily activities, both on the needs of business
materials such as fertilizer, production processes such as seed
and planting, maintenance and harvesting, marketing, and also
to the financing and insurance information.
 Virtual Smart House and Physical Smart House is expected the value of the productivity of high internet bandwidth usage,
to bridge the gap between the real sector actors (farmers, or to get benefit maximum through effectiveness and efficiency
ranchers, fishermen and small and medium entrepreneurs) with the internet activity happening at the farmers, ranchers,
the financial sector (Banks, rural banks, and cooperative or fishermen, small and medium entrepreneurs, guided by the
BMT) maximum through its Internet portal, and also facilitate Smart House officer (SH) to increase the value of user
the process for B2B, B2C and C2C business in the next chain. Competency level (U) on the number of users.
II. DEFINITION OF PRODUCTIVE INTERNET AND The above activities with attention to all the variables that
IMPLEMENTATION affect the productive internet, one of which is to provide a
special place Physical Smart House and special assistant from
In this study the definition of Productive Internet is same as Smart House officer manager as the primary user, who has
definition of Productivity Internet Bandwidth Usage, namely knowledge of computers (computer literate) and micro
"The maximum benefits are obtained from each MB of business, which will help, assist and educate the micro-
bandwidth used, to support series of effective(out) activities of business users.
User1, with use of existing Content2 in Bandwidth3 internet,
to reach correct Goal4, on Time5 and Place6 appropriate, and III. IMPLEMENTATION IMPROVEMENT OF PRODUCTIVITY
processed by the device Computer7, and use efficiently(in) INTERNET BANDWIDTH USAGE
Volume8 data, Time Duration9 and the Cost Factor generated Based on previous research [1] [2] [3], that the factors or
(Computer Price10, Bandwidth Price11 and User Cost12) variables which increase affect productivity internet bandwidth
with attention of Reliability Connection13 index and usage are variables User Competency Level (U), Goal (G),
Bandwidth Utility14 as the quality(Q) factor ", refers to Place (P), Time Slot (T), Content (C), Computer Specification
previous study [1] [2] [3]. (F), and Bandwidth (B) as an Output Variable (O) that affect
the Effectiveness of successful internet usage, and variables
From the definition above, the variable productive internet Volume (V), Duration Time (t), Device Price (Fp), Bandwidth
influencing the occurrence of productive internet are: Price (Bp), and User Cost (Up) as an Input Variables (I) that
affect Efficiency of the internet bandwidth usage.
TABLE I. VARIABLE PRODUCTIVITY INTERNET BANDWIDTH USAGE
Internet will be more productive if used by large number
Var. Variable Name Type Measure Unit users with demographically dispersed and have a high level of
P Productivity Quantitative % Level Degree competencies, will look at all benefits, if the terms of internet
U User Competency Level Qualitative Level productive provided, in accordance with the formula statement
Up User Cost Factor Quantitative Cost Factor Level above, that all variable which supports the Effectiveness
G Goal Qualitative Goal Level
p Place Qualitative Place Level
should be higher (U, G, P, T, C, F, B), and variables that must
T Time Slot Qualitative Slot Level support the Efficiency (V, t, Fp, Bp, Up) should be lower.
t Time Duration Quantitative Hour In this study, micro user was accompanied and facilitated
C Content Qualitative Content Level
F Speed and Perform Quantitative Device Level
by what was on the PSH and the VSH. For example, the
Computer variable U: User (user competence level) is high (micro-
Fp Computer Cost Factor Quantitative Cost Factor Level business users accompanied by officers), for the purpose or G:
V Volume Quantitative MB Goal increase in business (the business of agriculture,
B Bandwidth Quantitative MBPS livestock, fisheries and entrepreneurship) in the P: Place which
Bp Bandwidth Cost Factor Quantitative Cost Factor Level has been determined Physical Smart House with access C:
Rc Reliability Connection Quantitative % Reliability Contents appropriate with Virtual Smart House, it will be a
Bu Bandwidth Utility Quantitative % Utility
case where the productivity internet bandwidth usage will be
high, or the situation is very conducive to maximum utilization
With the function formula of productivity internet of the internet.
bandwidth usage, according to above definition is as follows
[1] [2] [3]: TABLE II. IMPLEMENTATION OF INTERNET USAGE
Effectiveness Description Value
(1) Variable
U: User User micro business guide by PSH Maximal
officer
(2) G: Goal Micro business and micro banking Maximal
P: Place Physical Smart House Maximal
T: Time Slot Time : working time Maximal
(3) C: Contents Virtual Smart House contents Maximal
F: Devices Computer device : latest technology Maximal
B: Bandwidth Average bandwidth available 4MBps Maximal
Productive Internet definition earning above, projected and
implemented on micro banking and micro-businesses as a basis From Table II above, that all of effectiveness variables (U,
for implementing the internet facility in the form of a Virtual G, P, T, C, F, B) can be maximized, which means the value of
Smart House (VSH) and Physical Smart House (PSH) to obtain
 the productivity of internet bandwidth usage to the maximum applications needed for daily activities that support the
as well. activities of the professionalism of work.
As a preliminary step to maximize the benefits of the The benefits are :
internet is used by farmers, ranchers, fishermen or small
entrepreneurs who have their definite user with a low level of 1) For local government and central government: can use
competence (non-computer literate) can be guided directly by the data in Virtual Smart House for monitoring and evaluation,
the PSH officers who have a high level of competence as well as higher can be used for decision making (BI, DM,
(computer literate). EIS, DSS).
Above activities, increased levels of user competence can
2) For large businesses: can work together with the local
be increased with help of the officer, while continuing to
educate micro internet users to obtain information and provide government or central government for sustainable commercial
information on the activities of their daily activities, it will contracts (B2B, B2C).
have higher benefit from the internet.
3) For education and research: this area will be the
All events and activities of the above will be collected subject of research and trial implementation software
information and data into knowledge that can be the basis of
engineering is endless, and became the real intentions of this
the development of intelligent systems such as knowledge base
systems leading to the formation of BI, EIS and DSS for the research contribute to the nation.
benefit of local and central government as the content of e- C. Contents of Virtual Smart House
Government and to help take the important decisions in micro
and macro economics.
e-Farmers
Information
A. Virtual Smart House Designs when to plant and when to harvest
e-Breeder Contents of Agriculture, Animal
Husbandry, Fishermen and small
Smart House
Farmers, Fishermen entrepreneurs
and Small e-Fisherman
Entrepreneurial
E-Government Engine Contens Virtual Smart House
WEB Base Application
e-Market Trading Place
Application as a Service on Cloud Computing
Micro Banking
Farmers, Breeder,
Farmers Fishermen e-Commerce Free Market
Breeders
Fisherman Virtual Smart House
Contents Enrichment Researchers, Academics and Small Entrepreneurial
Contents Sesuai Bidang and Campus
Entrepreneurial
small e-Coop share online Cooperative Application
Bulog Banking
eMF
Electronic Micro e-Insurance Insurance Failed Harvest
Information systems
e-Market Finance BPR
Agribusiness Enterprises
APEX-Financial
Inclusive
central bureau of SIUA Agribusiness
Cooperative/BMT
statistics

Others Financing | Assurance

Others Others
BI|EIS|DSS
Monitoring and
Evaluation
Executive User Figure 2. Contents of Virtual Smart House

Figure 2 above describes the contents of the Virtual Smart

Trading Agriculture Industry Financing|Assurance Others
House, which contains the digitization and processing of data,
Local Government | Central Government
information and applications needed by users of the micro to
Figure 1. Grand Design of Virtual Smart House support daily business activities, in the form of internet portals.

Smart House is divided into two, namely the Virtual Smart The portal is accessible in the supervision and guidance of
House (VSH) and Physical Smart House (PSH). Virtual Smart the leadership of the smart house (VSH-PSH).
House is composed in the form of cloud computing, internet IV. ANALYSIS OF RESULTS AND FURTHER RESEARCH
portal containing web-based applications, which are stored on
an internet server. A. Analysis of Results
Virtual Smart House is a cooperation between Internet After knowing the variables that increase productivity
Service Providers (ISPs) and Application Service Provider internet bandwidth usage and implementation of internet
(ASP), while data can be collected from various agencies, productive micro banking and micro businesses, the increase in
through connections Host to Host (H2H), the batch process as productivity can be done by increasing the value of each
well as real-time and continuous. variable effectiveness and lowering the value of the variable
efficiency, by building and setting up the variable conditions in
B. Benefits of Smart House accordance with the requirements.
By the development of web business applications, the
Virtual Smart House, it is expected that micro and medium-
sized businesses can take advantage of the information and For example, in this case of the example above is:
 User ; that user here is the micro businesses that are Data micro banking and micro-businesses will grow
generally non-computer literate, it will be able to be high value continuously, should begin to be managed in a standard format
when the user was accompanied by officers Smart House, so of big data.
that will boost levels user that affect of productivity internet
bandwidth usage, which means it will also get benefit
maximum in activity after using internet tools, and impact on
business and economic progress.
Contents ; by setting the appropriate contents and focus
on agricultural activities, for example, will make the problems
be easily solved by getting information and knowledge of the
contents.
REFERENCES
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Contents
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