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1) Compound interest 14427.

22
Simple interest 12250.00
Difference 2177.22

2) Future value 1790.85


Future value 3105.85
Future value 3207.14

3) Present Value 8047.44


7127.18
123048.11
7988.07

4) Interest Rate 0.09


0.11
0.07
0.13

5) Years 10.64
14.81
20.35
25.01

6) Years 11.01
22.01

7) PV 159048702.42

8) Interest Rtae 0.13

9) PV 3205.13

10) Future value 5594.89


Future value 2834.47
Future value 4445.33
Future value 4673.25

11) Value at 10% 3125.96


Value at 18% 2592.69
Value at 24% 2280.44

12) Value of X
At 5% 27720.50
At 22% 14766.51

13) Present value for 15 ye 48361.05


Present value for 40 ye 67374.07
Present value for 75 ye 70405.12
PV (forever) 70625.00

14) Present value 255319.15


Required interest rate 0.04

15) Effective rate


6.87%
13.13%
10.29%
8.76%

16) Stated rate (APR)


8.71%
17.35%
9.90%
12.75%

17) Effective rate


10.80%
10.78%

18) APR 1.03


EAR 1.77

19) 47.60

20) APR 17.33


EAR 3139165.16

21) Future value 1543.30


Future value 1555.45
Future value 1566.12
Future value 1568.31

22) First Complex Bank inte 0.03

23) Monthly withdrawal 18172.56

24) Quarterly return 0.41

25) Return on investment G 0.09


Return on investment 0.09

26) Value today 3152492.67

27) Value today 207.55

28) Value today 48903.31


29) Value today 3451.60

30) Ballon payment 448515.59

31) Accrued interest 1151.61

32) Interest rate 0.07

33) Present value of cash f 195643.42

34) Future value of deposit 1924410.40

35) Value of investment at 32706.14


Value of investment at 44632.53
Value of investment at 25143.69

36) Number of payments 95.84

37) Maximum interest rate 0.08

38) Balloon payment 240507.67

39) Value of missing CF 1717.65

40) PV 18329247.43

41) APR 0.07


EAR 0.07

42) Profit (loss) 4561.77


Breakeven rate 0.15

43) Value today 55950.81

44) Total present value of 156864.59

45) Lump sum needed 126288.21

46) Present value at Year 7 26218.21

47) APR 0.30


EAR 0.35

48) Present value at Year 5 29853.74


Present value at Year 3 23982.21
Present value at Year 0 17267.32
49) PV of ordinary annuity 65745.63
PV of annuity due 70676.55

FV of ordinary annuity 94386.35


FV of annuity due 101465.33

50) Monthly payment 1235.44

51) Monthly payment 122.61

52) Annual savings require 15284.63

53) Present value 997135.15

54) PV of Option A 2592776.88


PV of option B 2460221.50

55) Pecentage of salary 0.15

56) Total amount of balloo 20360.54

57) Savings needed per m 2497.96

58) Breakeven resale price 15687.30

59) Quarterly salary 1390909.66

60) EAR 0.19

61) Total value awarded 435349.90

62) EAR 0.11


EAR 0.13

63) Refundable fee:


APR 0.06
EAR 0.06
Nonrefundable fee:
APR 0.06
EAR 0.06

64) APR 0.34


EAR 0.41

65) Difference 22.76


Difference 21.47
66) Total value at year 65 265584.56

67) Total value of winnings 32241219.20

68) Breakeven rate 0.09

69) Discount rate needed 0.09

70) Value today 191801.43


Present value 129869.50

72) APR 3.38


EAR 25.44

Weekly rate 0.07


APR 3.61
EAR 31.95

Weekly rate 0.15


APR 7.81
EAR 1443.16

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