HOW TO FUND YOUR PROPERTY BUYS SUBURBS TO AVOID AT ALL COSTS

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Would You like A 100% Interest FREE Loan Towards An
Investment Property Or To Purchase Your First Home?

a t t h e F u t u r e
Wh e A ian
u s t r a l
Hol d s f o r t h
r t y M a r k e t ?
P r o p e Y O U !
HO W WE S

WHAT BUYERS WANT Why Are

Hot Features Desired Some
By Potential Australian
Buyers Chinese
Kitchens are the Families
heart and soul
of a home. So Wealthy?
Why are Chinese buyers coming to Australia?
 Do's
1 Hire A Property Manager
Investors in the Australian rental
market, especially new investors,
need a licensed real estate agent
that can help keep everything
working for both you and your
tenants. They can help you get a
better price for your property, and
advise you on rental amounts.
They will also be current on prop-
erty laws and what responsibili-
ties and what rights you will have
as a landlord. They will help you
understand the dynamics of the
area and which areas are the most
popular. Their fee is usually a
percentage of the rental amount.
It is deducted each month from
the rent and the amount is tax
deductible.

2 Make the property more

appealing to renters &
buyers
You dont have to purchase a
home and do a total make-over
to make a profit. Just making
sure the walls are freshly paint-
ed in light neutral tones helps a
lot. Ask yourself, What would
I need to do to this if I wanted
to live here? Remember buyers/
renters see the outside first, so
make sure the front entrance is
appealing from the street. This
may mean it needs a new door or
landscaping.

Purchasing Australian property

is a long-term investment that
can be difficult to learn at first,
but can pay off. Following these
tips, however, can help you en-
sure a bright future in the Aus-
tralian property market.
 D on ' ts
3 Make sure you choose the
right property and you
purchase it at a good price!
Purchasing investment property
isnt something you should rush
into. It requires research and a
lot if work you want to make sure
you purchase a property that is
below market value. You want to
research the area to make sure
it has everything current buyers
are looking for. Research what
properties in the area are selling
for to make sure youre getting a
good deal. The more experienced
you become, the easier it will be
to find a good deal.

4  Dont Put Yourself

Under Financial Stress!
Not all investment properties pay
off in the short term. Make sure
you can maintain the mortgage for
the long term so you wont have to
sell the property until youre ready
and can get the maximum return.

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Real Estate Summit
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 Getting Started?
REFP business owners are free to operate in any location worldwide, and deal with any type of
customer they choose. Under our business model each and every new business owners has the
sameopportunitiesandearningpotentialaseveryother.


Q: How do you handle grievances with
existing Business Owners?

Getting Started Investing

A: The REFP Organization is a worldwide professional
organization and as such, we attempt to in thefairestpossible
Here is what to look out for before
In The Australian Property
way.

The Business Owners associatedwithREFPare alsoexpected buying a property! Article by Peter Sun
Market to be and function at a professional level. Therefore, when a
dispute or disagreement arises between BusinessOwners,itis
expected that they will work out their problems together and
not involveREFP. However,ifthereareproblemsthatcannot
be solved between dissenting parties and they are brought
The four key elements include:
Entering into property invest-
before REFP, or if REFPs name or reputation may be
involved, REFP reserves the right to intervene and attempt to
resolvethegrievanceasperourtermsandconditions.
C
 apital Growth-Look for a proven history of appreciation that is
ment should never be something

However, as a last resort andonlyifnecessary,REFP,attheir above average based on both the location of the property and the
you undertake lightly, but if youre demand.
sole discretion, may present the matter to outside arbitrators
forresolution.

considering it, the Australian

Q: What are the threats and the
opportunities in the current market? C
 ash Flow-Don't over-capitalize on property that you definitely
property market can be a wise in-
A: Everyone lovesrealestate.Ifyoudoubtthatstatement,last
time I looked, most normal people I know do live in a house
can't afford. This involves finding the right buyers/tenants for the
vestment.
or unit. Most people also aspire to a better home and
lifestyle at some point in their lives. And over 85% of property and the right selling price/ rental income.
millionaireshavedoneitthroughrealestate.
No matter what the market conditions are, there is always
goingtobemoneymadeinrealestate.
T
 ax Benefits-Good tax strategies can help you decrease taxes,
Areas such as the Northern
The real estate education and online home business market is
amultiBILLIONdollarindustry. increase your bottom line, as well as manage your cash flow.
REFP programs offer a unique opportunity for people who

Suburbs of Brisbane, Sunshine

want to create longterm wealth, while still enabling our
business owners to create the short term cash flow they need A
 ccelerated Growth-Beginners can look for property that needs
a little cosmetic work which allows them to buy cheaper and sell
tobuymorepropertiesandfundtheirlifestyle.
Coast, Cairns, Toowoomba, and
The ONLY potential threat that we see, is each business
owners own motivation and commitment levels to making

the Redcliffe Peninsula are only

theirbusinesssucceed.

higher.

a few of the areas in Australia Page39

where investment returns

continue to rise.

While anyone with the

determination and necessary
information can make a profit,
many enter into it lightly think-
ing they can just buy a house, rent
it, make the mortgage payment,
and make a lot of extra money
each month. It doesnt work that
way.

If youre interested in becoming

a property investor, you should
be prepared to work at least six
months or even up to a year
learning the industry before you
think about signing the dotted
line to purchase your first
property.

To get started, there are a few

key elements you need to know
and consider before you do
anything.
 Take Your Time!

Don't follow the crowd, decide instead to create your While making a ton of money
own path ... is possible in property
investment, so is losing that
Don't just jump in and buy because everyone else is. That isn't wise. money. You want to
Knowing the cycles of the property market will help you understand understand the ins and outs,
when you should definitely invest and when you should never invest. the financial advantages and
You're more likely to find a great deal with much lower competition taxation implications for
from other investors or homebuyers when things are moving slow. investors. You also should know
Sometimes going against the grain and taking risks that are well
how to best structure your
calculated can pay off big time.
investments. If you have
Location is also extremely important when you consider investment problems with money
property. Finding areas where the demand outweighs the housing management and balancing
supply there is a possibility for longterm growth. Finding an your books each month,
independent property strategist and learning all you can about areas making money on your own
you're considering can help save you money. may be difficult. It can be best
to hire professionals to help you
through the process until you
have the experience and
knowledge necessary to
handle everything on your own.
These include an accountant, a
financial strategy expert, and a
buyer's agent.

With a good plan, caution and

good advice, there is
definitely money to be made.
Remember-all that glitters is
not gold! Just because it looks
good to you, it doesn't
guarantee positive returns.
Until you have the perspective
to decide, rely on those with
experience. If you do, you can
enjoy very good profits from
investing in the Australian
property market.
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 Funding Your Property Buys
Cashflow Is King and You Need It!
We've all heard this phrase before but these days it's even more important than ever. It seems it's
getting harder to get funded by banks and we need to rely more on ourselves and our own efforts to
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Includes everything
in MWP 1 "Creating
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well as 3 days of live
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This leadership program

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thus far as well as a pri-
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month with other leaders,
private leadership dinners,
plus much more!
 The Ultimate Success In Real Estate Summit
A three-day live event held on the beautiful Gold Coast. This seminar brings togeth-
er some of the best real estate and business minds. Together with other like-minded
individuals all focused on creating their future success through profitable Real Estate
Investments.
It's been said that our live events are more than just educational seminars. They are a
life changing experience that brings profound realisations and change within the indi-
viduals that attend them.
You will not only meet and get inspired by the speakers, but the attendees themselves
are individuals who will touch your heart and transform the way you look at your own
potential for Success in The Real Estate Investing Business.
Every aspect of Real Estate investing will be covered. From negotiating and buying
a cheap bed-sitter for $80,000 to land subdivisions and duplex sites. As well as large
Multi Unit development projects valued at many millions of dollars.
Plus you'll make connections and network with like-minded people who can share
your lifelong journey to real estate success, wealth and happiness.
 What Buyers
Want

Hot Features Desired By Potential

Australian Buyers (A A R ) rticle by lex yan

If you are looking for investment property in the Australian property market, it is import-
ant to know what potential buyers/renters are looking for in a property. If you want a good
return on your investment, remember choosing the right property is everything! Knowing
in advance what buyers are looking for will help ensure you can sell/rent it.

-Green features-More and more people are choosing to 'go green'' these days. Making
sure your property has energy efficient appliances is a good start. Having natural sunlight
to help with heating also adds to the appeal such as skylights or large windows. These
features not only help the planet, they will add further appeal by providing cost savings for
the buyers by reducing utility costs.
Kitchens are the heart and soul of a home. Design them well with an open
plan, well planned, natural lighting, chic appliances and great food

Casual Living
This is best reflected in homes that have the kitchen as the heart of the
home. Many people not only cook in their kitchen, they are used for other
important things too. Theyre often places for children to do homework, for
watching cooking shows, and even to entertain. Homes with big open floor
plans for the kitchen/dining/living rooms also give the casual reflection.
The style today is minimalistic which includes white, wide open
spaces, clean bench tops and hidden storage.

High storage and clutter-free features is what 90%

of people in a recent survey wanted.... a laundry
room to keep dirty laundry out of site. In fact,
over half of those surveyed said a laundry room
was essential and not having one would cause
them to not buy the home. Over 80% want to
additionally help clutter-free their homes with
plenty of neat storage. Ways to assure they have
it is with features such as bathroom linen clos-
ets, garages with built in storage, walk-in closets
with shelving and walk-in kitchen pantries. This
will allow them to have a place for everything,
keep everything in its place, and prevent guests
from seeing unsightly clutter. Tubs and show-
ers-more and more people are refusing to pur-
chase homes with just shower stalls. Long, re-
laxing bubble baths are an excellent way to end
a long, stressful day, so give them both in the
bathrooms.
Key Lifestyle and Infrastructure features to look for in
the areas you choose to invest your hard earned cash
"The more Lifestyle and Infrastructure features
you can find in an area the more valuable it is"

Water Views Restaurants

City Views Shopping Centres
Tree Lined Streets Cycle Ways
Employment Exercise Facilities
Arterial Roads Day Care Centres
Schools Movie Theatres
Transport Facilities Parks
Hospitals Walk Ways
Coffee Shops Parkland
Libraries

Council maps will also show you land uses in any area, like where schools and
parklands are located.Using Council maps, a phone and Google, you will be able
to find out where most of the lifestyle and infrastructure facilities are located.

Check the phone directory for hospitals and the locality guide in your phone
directory for restaurants. You could also phone a local real estate agent in the
area to research and ask where the lifestyle and infrastructure facilities are lo-
cated. Simply mark them in on your maps.

You will find your local real estate agent more helpful if the agent believes that
you may buy a property from them. Building up strong relationships with the
local real estate agents is a must if you are to make massive amounts of money
from your property business
The Key To Your Success
But what is the most important aspect of real estate investing that will most likely de-
termine your success? Its cash-flow. Thats right, its your ability to fund, hold and also
create the lifestyle you want. And . . . sadly its the one thing that most real estate invest-
ments fall short in. The people
who are making their fortunes
in real estate know this and are
using their business to fund
their real estate investments. A
lot of the real estate educators
also have cash flows that enable
them to implement their real
estate investing strategies from
selling their information.

I know many a real estate mil-

lionaire who lost everything in
the downturn because they did not have the cash-flow to ride out the dips and slumps.
Or to finance that dream project that could have set them up for life, only to be moth-
balled because they did not have the cash-flows to support the loans needed. So whats
the answer?

So Why am I Telling You These Secrets?

Two reasons: One, I hate seeing people get tricked. Some even leave their jobs or
spend their savings to try and make a better life for themselves and they end up
worse off than when they started! Its horrible.

Two, I want to show you that the business opportunity Im offering you is truly legiti-
mate! Its real work. And I will help you get started and learn what you need to know
to create the reports property investors pay good money for. Ill even show you how to
find clients using an easy, fool-proof Internet Marketing system I developed!
 need to frame your question to the real estate agent something like t
real estate agent, Im a Professional Investor looking to buy a propert
your area, but there are a few things that I would like you to help me
Putting Other People To
Could you please tell me where the nearest coffee shops and restaura
are located? You will also need to have some answer ready for the ag
Work For You For Free
standardquestions that they will ask you as part of their information
ing process about you. Questions such as . . .What type of property a
looking to buy? How much money do you have to spend? Have you
at any other properties in the area? If the agent asks you how much m
you have to spend and you do not have enough money to buy a prop

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to then research those areas instead of the one you originally chose. the nearest
coffee shops and restaurants
are located? You will also
need to have some answers
ready for the agent to stan-
dard questions that they will
ask you as part of their in-
formation gathering process
about you. Questions such
as . . .What type of property
are you looking to buy? How
much money do you have to
spend? Have you looked at
any other properties in the
area? If the Boom
agent asks What
Time Suburbs: yous Hot,
how Whatmuch money
s Not and Where you have
the Opportunities Are to spend and you do www.realestateforprofit.com.
not have
enough money to buy a property in his area, what do you do? Simply ask the agent
for help! Mr real estate agent, thank you for your help. I understand that I may
not have enough money this time to buy a property from you in your area so where
would you buy if you were me ? Whatever area the agent recommends to you ask
them why? You will find that if you speak with enough agents a pattern might form
from their answers. The real estate agents may recommend similar areas. You may
wish to then research those areas instead of the one you originally chose.
 How can you obtain evidence or research
material quickly and for free?
I f the real estate agent has just stated
that properties in his area have had
10% capital growth in the last twelve
months, ask the agent to show you the
properties. Ask the agent for an RP Data
print out on properties in his area that
have grown in value in the past twelve
months. RP Data is a computer program
that real estate agents have access to with
information held on individual prop-
erties in their area. Real estate agents
have access to all kinds of information
and statistics about areas and individu-
al properties. You must become skilled
in getting agents to supply you with in-
formation to back up any statement that
they may make to you about an area or
a property. Many large franchise real es-
tate operations have their own research
departments. In Queensland most PRD
Real Estate agencies have research ma-
terial available from their offices for free.
Just drop by and explain to the recep-
tionist in any PRD office or large real
estate agency, that you are not totally fa-
miliar with the area and would they have
any research material that may help you
make up your mind whether to invest in
their area or not. Most real estate agen-
cies will be very helpful and provide you
with research material that may cost oth-
er investors hundreds of dollars by pur-
chasing the same research direct from
research departments on the Internet.
 Build up a database and keep notes on
all the agents you speak with.
Keep the contact details of every agent you speak with, including the date you spoke
and a brief description of what you spoke about. Phone the agents regularly in the ar-
eas you are researching for your investment. At least once every two weeks, you should
speak with agents in the areas that you are researching. You will find that after two or
three conversations with the same agents, they will start to phone you with informa-
tion on properties that may fit your buying criteria. This process is called top of mind
awareness. Real estate agents talk with potential purchasers all day long. If you have
not been speaking with them regularly, how will they remember you when they have
a property that is the perfect investment? The real estate agent needs to be aware of
you. The agent needs to be reminded regularly that you are still looking for properties
in the area.

How you can use the Median Sale Price

information to show you more accurately where the
next growth areas will be, and where to invest your
hard earned cash for maximum profits?

T he median house or unit price statistic is only a guide. This one indicator used by
itself may be misleading. The median price is the middle price paid for property in
a particular area, generally over a three-month period. If you have a borrowing capacity
of, lets say, $350,000 you would start to look for areas as close to these epicentres of
high capital growth were the median house or unit price was a bit higher
than your borrowing capacity. However, this price may not be typical of an area if only
considered for a three-month period. The sales in that quarter may not be the typical
prices paid for property in that area. For example a cheaper unit development may have
had strong sales over the particular three-month period that the statistics were gath-
ered. The sale of large numbers of cheaper units in an area may drag down the median
sale price if a typical property in the area was for example houses at a higher price point.
You should compare median prices in an area over at least a twelve-month period, or
the four consecutive quarters previous to the research material that you are studying.
By doing this you will discover the average typical median price for any area. The me-
dian sale price can be sourced from your
local state or territory real estate institute
or association. Many quality property
investment magazines also publish this
information. In Queensland for example
you can become an associate member of
the REIQ and download these statistics
from the Internet. Many Property Inves-
tor Magazines also publish this informa-
tion for all Australian Capital cities.
The median rental price is another im-
portant statistical indicator for locat-
ing quickly and with some accuracy the
best areas for you to invest your hard
earned cash into. You will be looking
for areas with good rental income. You
should try to buy properties where the
rent will pay any loan that you may have
taken against the property. A good indi-
cation of the possibility of positive cash
flow when buying property in any partic-
ular area is a lower than average median
purchase price and an above average me-
dian rental price. In other words . . .
Buying low and renting high. The me-
dian house or unit rental price is once
again just another statistical indicator
and should not be solely relied upon
when making your purchasing decision.
The median rental price is the middle
price that was paid by tenants to rent
properties in an area over a three-month
period. Generally you would research
areas to purchase property that have a
higher than average median rental price.
However, this price may not be typical
of an area if the median rental price is
only looked at for a three-month period.
The rental prices achieved in that quarter
may not be the typical rental prices paid
for property in the area. For example, a
large riverfront unit development may
have just been completed and rented out
over the three-month period when the
statistics were gathered. These units may
have rented for a much higher price than
the houses in the area would usually rent
out for. This would make the median
rental price much higher for that quarter.
You should compare the median rental
price in any area over at least the previ-
ous twelve months or four consecutive
quarters. By doing this comparison you
will discover the average median rent-
al price. In most states you will be able
to download this information from the
Internet. One source is the Queensland
Residential Authority. All Australian
states and capital cities track the move-
ment in rents. These statistics are also
published in many quality property in-
vestment magazines. Realestate.com.
au also lists the most expensive suburbs
to rent. And surprisingly THE highest
rental income is achieved in an Australia
outback town of Port Headland on the
back of the mining boom. In fact almost
50% of the highest rent suburbs are in
the mining areas, the others in Sydney.
Collecting your own statistics and re-
search material. Always do your own
research and remember this . . . statis-
tics can be manufactured to suit any
viewpoint. Use statistics as a guide only.
Read them, understand what the statis-
tic is trying to illustrate but never put all
your trust in one statistic gathered from
one source. Gather your statistics from
a number of sources. You will find that
there will be areas that appear highly rat-
ed in the statistical reports published by
a number of credible sources. Use these
statistics to lead you to areas that fit your
buying criteria and then do further re-
search by talking to agents, valuers etc.
Good Capital Growth Will Set You Fi-
nancially Free. If you are to become tru-
ly wealthy through property investment,
you must buy properties in areas
with the highest historical capital
growth. Statistics will show you that av-
erage residential property close to any
major capital city will double in value
every seven to nine years. This should
be your worst-case scenario. Your pre-
determined criteria, or goal for the way
you would like to see the properties you
purchase perform, should always be try
to buy property in areas where the capi-
tal growth will out perform the market.
Meaning, through supply and demand
your property will double in value quick-
er than similar properties in other areas.
Get Millions of dollars worth of re-
search done for you for free. Imagine
having the research budget of a multina-
tional company. If you think about it, you
really have. There are many retail com-
panies that spend massive amounts of
money on research to show them accu-
rately were to build their next shopping
complex, picture theatre, coffee club or
franchise food outlet. These companies
usually supply such essential infrastruc-
ture to upcoming population centres or
areas where the demographics are chang-
ing. For example, in every capital city in
Australia most other western countries
there have been suburbs that were run
down working class areas in great inner
city locations. The population of these

suburbs became elderly and all the chil-
dren in these homes grew up and moved
out. Following this was the urban renew-
al stage. Young professional couples start
to buy properties in this area because of
the areas access to lifestyle and employ-
ment. Next, coffee houses restaurants
and caf started to appear. These facili-
ties made these areas more attractive and
even more people decided to live in these
areas putting upward pressure on rental
demand and sale prices. Try to look for
older urban areas were this is now start-
ing to happen. The key indicator here is
usually when national franchise opera-
tions or multinational companies start
to locate their businesses in these areas.
They have done THEIR research. You
might try ringing some franchise opera-
tions and find out if they are opening any
new outlets in areas that you have identi-
fied through your own research and oth-
er key indicators. If they intend to open
up further outlets in your city you might
just want to ask them where. This is all
part of the exercise of cross-referencing
the research and statistics that you are
gathering with other indicative factors.
By continually doing this you will elim-
inate areas that other investors may buy
property in and lose money. Again, this
indicator by itself is just one part of the
puzzle. Using all the indicators together
in your property selection is a powerful
formula for success.
Build up your confidence with a
mountain of research and statis-
tics. All the major newspapers have a
weekly Real Estate supplement. The
supplements generally will have area
profiles, articles detailing the current
state of the market as well as proper-
ties listed for sale and rent. If you con-
tact the major newspaper publishers
in your city, you will find them more
than happy to let you know which of
their newspapers have a major prop-
erty supplement and on which days
they appear. You may also want to
find out whether the paper has a day
that property editorials and articles of
interest for general reading are pub-
lished. For example on Thursday in
the Financial Review there is a section
dedicated to the national property
market. It includes commercial prop-
erty but really will give you a great
feel for the health of the property
market. I found that most profession-
al property investors keep real estate
supplements and articles for years.
These supplements will become part
of your reference library.
By monitoring newspa-
pers every week you
will start to notice
properties that may
appear in the paper
for a number of
weeks running.
Other prop-
erties in the
same area that
sold the first
time they are ad-
vertised. You will start
to notice a pattern forming
as to what is selling and whats not.
You should contact agents every week
who have properties advertised in the
area you are researching. Ask them
about the properties they have for
sale and tell them what you are look-
ing for. You now have another person
researching for your property. Re-
member add every real estate agent
to your data base for future contact!
The same can be said of the
for rent section. By
monitoring the
properties in
the for rent
section you
will know how
long it takes to
rent different type
of properties and how
much money you can rent
them for. You will also start
to notice which types of prop-
erties rent easier in different areas.
For example, inner city units with
views may rent quicker than houses on
large blocks of land in the same area
for the same amount of rent.
The FOUR Pillar Strategy For Guaranteed Profits
If you base all your investment decisions on the foundation of having the four pillars
then you will greatly improve your chances to make good returns on all your investments.
1.
1 Find a High growth city and suburb.
2.Find
2 an undervalued property and/or buy it under an option.
3.Add
3 value with renovation, sub-division or developing and finally
4.Have
4 an effective sales or rental strategy to capitalize on your investment.

If you are to make good investing decisions and want to become rich and successful
fast, you must always let the numbers tell the story. Only ever trust the numbers. By
completing some simple calculations, you will with accuracy, know whether the num-
bers stack up. The results from these calculations will tell you with accuracy whether
the property you are about to purchase is a great deal for you.

It is these calculations that will put a real valuation on the property for you. Always let
the numbers tell the real story. Its not the asking price or what the real estate agent says
the property will sell for that counts. Its what profit you make out of it that counts. At
the end of the day, you should not be purchasing investment properties for the sake of
owning property. You are investing in real estate to make money. What counts is, how
you will make money from the property and how much money will you make.
Always have a predetermined financial outcome for the type of property you wish to
purchase. Here are the kind of results you want to achieve!!

The percentage rental return you require. (Usually linked to size of your loan)
The capital growth rate you require.
The amount you are prepared to pay for a property based on the rental income.
The main rule of thumb to be considered with any investment is that your cash on cash
invested return must be greater than the return on a cash investment if you left your
money in the bank. For example: if you were to place your money in a term deposit
account in the bank and be paid an interest rate of 5% on your money, any investment
in property should outperform the bank interest rate. It is important when doing these
calculations to understand your outcome. Are you purchasing the property for capital
growth, rental yield or a balanced combination of yield and capital growth? Residential
Properties with high capital growth purchased in a climate of low interest rates usually
show low yields looking at the rental return only. You must factor in capital growth to
make the numbers work or you may never find a property to purchase.
 The Quickest
Way To Find Out
If Something Is
Wrong With
An Area.

Ask another real estate agent in a different area about the area you have been research-
ing. Real estate agents after all, are competing for your business. Always remember
that the real estate agent is a commission only sales person not your friend.

Always listen to what they have to say and then find the proof, so that you know you
have the truth about an area. If the area you have been researching was, for example,
Burwood in Sydney and you are talking to an agent in another Sydney suburb, let the
agent know that you have been looking at properties in Burwood. Then ask the agent,
what do you think about units in Burwood? What you will find is that the agent
may have some negative comments about the area you have been researching. I have
known agents that will pull out maps and show you why I should not invest in a par-
ticular area. The negative comment may just be because the agent wants your business.
The agent wants you to buy property through his or her agency in the area that they
have property listings. On the other hand the real estate agent may have valid points.
Always find the sales evidence or research material to back up positive or negative
comments made by real estate agents about an area.
 How To Quickly Explode Your Real Estate Portfolio
And Potentially Create The Cash-Flow You Need To
Buy Up To 10 Properties In The Next 12 Months . . .
Ill Bet Youve Never Heard of This Way of Making Money
cation worldwide, and deal with any type of
in the Real Estate Market!
ach and every new business owners has the
r.

ith

fessional
possible

expected
(Article by Peter Sun)
, when a
ners,itis
ther and
atcannot
brought
may be
tempt to Its been proven time and time again been unwilling to try because it all

,attheir
that real estate is a profitable business. sounds too good to be true.
People in real estate have gone from
bitrators

barely paying the bills to building for- But the truth is you CAN be success-
t?

ment,last
tunes. And even those who dont make ful in real estate but not the way you
think. Who Am I and Why Should You
a house

it big still enjoy a financially secure

ome and
85% of

s always
life where they NEVER have to worry Listen to Me?
market is

ple who
about money.
ling our
hey need
Doesnt that sound great? Living life on
business
making
YOUR terms rather than being a slave
to your job? Having enough money to go
on fantastic vacations or have the home
of your dreams? So why arent more peo-
ple getting into the real estate business?
Well, one of the reasons is the incredi-
ble number of get rich quick scams out
there. All those programs that promise
easy money with little effort by flipping
houses or buying up investment proper-
ties. There are thousands of books and
websites all focused on the same thing
getting you something for nothing.
So, either youve tried one of these pro-
grams only to fail and feel like an idiot
(or worse, lose a lot money), or youve
Okay by now after reading this letter you
know who I am ... Peter Sun! and Im in
the real estate business. The Real Estate
INFORMATION Business.
So you see where Im going here: by pro-
viding a valuable service to real estate in-
vestors, youre getting in on the real estate
boom without risking your lifes savings
to do it. This means more work than you
can handle, healthy profits, and a steady
flow of income. But wait lots of work
and a steady paycheck? Isnt that a job?
Yes! Did you think you were going to
make a lot of money without having
to do any work? Thats the dream, sure.
And thats how the creators of these get
rich through flipping scams are able to
draw you in. But the truth is that, except
for a fortunate few, we all have to work
to make money.
The difference with owning your own
business is that YOU determine when
you work and how much you work. I
support my family working an average of
20 hours a week, and have enough time
and money to enjoy my life! You set your
schedule. So, instead of slaving away for
someone else, instead of living according
to an alarm clock and only taking a day off
if your boss gives you permission, instead
making set amount of money no matter
how much harder you work, choose the
option that gives you control over your
life. This isnt some dream scenario, this
is the reality of being your own boss, and
its easily attainable:
Work when you want be at every
school play and game, never miss an-
other fun event, take long relaxing va-
cations
Work where you want home office,
local caf, the park, the beach
Get paid for extra effort YOU get
the benefit of your hard work, not some
big company
 Get more quality time no more
wasted hours in traffic, long commutes,
pointless meetings
Get more respect instead of being
treated like a child with dress codes,
insulting performance reviews, time
tracking, and scheduled lunches, be
respected as an independent business
owner
Really take some time to think about
how the traditional job demeans and
limits you. Now imagine what life would
be like for you and your family if you
could have power over how you spend
your time?
I promise you, its possible. And Ill show
you exactly how. Its no scam, no trick,
no getrich - quick scheme. Its simply
learning a business that is in demand
and will give you an honest chance to
make real financial progress.
Case Study

BELLE SINCLAIR
Top Earner

My name is Belle Sinclair. I am a single mum of

3 beautiful children and now I am living the life I
always dreamed of, but it wasn't always like this.

Only last year I was living in a small 2 bedroom apartment with 3 children
all having to share ONE BEDROOM, living week to week, pay cheque to pay
cheque. I needed to find a way out of my situation but it's so hard to sift
through the countless opportunities out there and know which one would
really work for me.

I always had an interest in Real Estate but had no real knowledge or cash flow
to buy any. So when I first saw this business it really appealed to me because
I thought that if I could get both the education on how to make PROFITABLE
Real Estate decisions along with having a vehicle to create the cash flow to buy
property it would have to be a really good formula for success!

So I first started working in this

business part time along side
working full time in my job. To
begin I put in around 10 hours a
week. Then after 2 months I gen-
erated good enough results to fi-
nally quit my job of 13 years and
kick off my business full time. I
have been full time in this busi-
ness since March 2015 and since
then some amazing things have
happened... I actually was able
to buy my first home and on top
of that it was a bargain.
 My First Family Home

I used some of the Real Estate strategies taught in our online education program
and secured a property that sold in 2007 for $1.16M for $425,000. So now not
only am I generating
the cash flow I need to
live my life how I want
to but I am also setting
myself up for long term
wealth through making
smart decisions with
Real Estate. I am now a
Senior Business Trainer
at the highest level and
I really want to share
how great this business
is with other motivated
individuals.
 BRENDA HOMERSHAM
Top Earner

I remember the many moments sitting at

my desk at work, doing the sums on my
calculator of my earnings and how much
money I need to do what I wanted; buy
property, travel, visit my family have time
off etc. All I could see was a bleak future of only ever paying my bills, work-
ing like a rat in a wheel and at 38 years I thought, I am never going to get
anywhere, I am always going to be stuck here.
I knew I needed to get back into business. I had been in business a few times be-
fore. I had built up a Security Company in NZ with 26 staff, plus I had a Recruit-
ment business and a Currency Trading business however after those experienc-
es I now knew exactly what I didnt want. I didnt want to have staff, or lease a
premise, or buy heaps of stock. I wanted high profits and low overheads, and I
wanted to start making money ASAP. I didnt want to have to create a product
and do all the work it takes to set a up business from scratch. I also didnt want
a huge outlay to get started. I wanted a Business in A box! I had been looking for
months and months to find the right business with no luck.
Then one day, whilst on Google, I found Belles advert. I couldnt believe my
luck. The more information I read the more excited I got. I love property
and am committed to building wealth through property. I had even been a
property trader for 12 months in NZ. I knew there was a lot of money and
wealth to be made in property but when I saw that I could have my own
business in the industry, and up to 83% profits, I was so excited. I put my
details down requesting to be contacted straight away.
After making the decision to come on board, for the first time in many years I was
so excited I couldnt sleep. I had to apply for a credit card to pay for the business.
This gave me enough funds for either MWP1 or MWP2. I knew that this was it for
me I was going to get out of my job and build a substantial income with this busi-
ness, so we made the stretch and started at the MWP2 level. I handed my notice
in at my job that same week. I shut the back door and I was all in.
I made $6000 in my first 5 weeks and within 12 weeks I had made $28,000.
2 weeks before Christmas we had one week where we earnt $14,500 in
7 Days! That was only 6 months into the business. From then I knew we can
set any goal we want and be able to achieve it. A few months in to starting
the business, Haydn and I had a holiday in Fiji for 2 weeks to celebrate his
40th birthday. We got to have our holiday, I didnt have to work much,
plus I made 2 sales in my bikini (Basically I got off the beach walked to my
bungalow helped a new business owner come on board in the business and
then walked back to the beach. So Awesome! and made enough money in
my 2 sales to fund the whole holiday.
How my normal work week day goes - I do brain development/personal
development in the mornings, plus gym or exercise, plus working on mar-
keting and dream building. From 11:00 am to 1pm I am on the phone with
my team and customers. I have the afternoon off in the Gold Coast where
Haydn and I go for a cup of tea at a caf or walk on the beach, sit in the sun
or have lunch with friends etc. I am back on the phones from 4pm-7:30pm
most days. Haydn works on the finances, helps with some of the team train-
ing if needed and is working on our Property Development strategies.
I am so grateful I came across this business, it was already set up and
ready for me to take it and run with it. Its given me my time and freedom
back. I now get to choose when I work, how long I work, where I work and
who I want to work with. I am very excited about our future and what we
can do with the property knowledge and business cashflow. No business
is ever without its ups and
downs however this is the
easiest business I have even
been in. This is an amaz-
ing opportunity that Peter
and Alex have created and
now I know anyone who is
serious about getting out
of their job and wants free-
dom, time and cashflow can
have it if they are willing to
learn a proven system and
take action.
 Frequently Asked Questions
What is the work like?
What will I have to do?
It wont be much different than what you
already do if youre working for someone
else. You just have to manage your work-
load without someone standing over
your shoulder every minute bossing you
around (sounds great, doesnt it?) All you
need are the skills you use in your regular
life: managing time, following through,
staying somewhat organised, and dealing
with other people. These are skills most
of us have, even if weve never worked in
an office. Running errands, for example,
uses this exact same set of core skills.
Will I be working all the time?
Its up to you. You choose your own
hours. You can work from 8:00 am to
noon every day and spend the rest of the
day pursuing other interests. Or you can
work from midnight to dawn if youre a
night owl. You can work after the kids
go to bed, or work 60 hours a week to
save up enough money to take a year off
and travel. ITS TOTALLY UP TO YOU.
Youre the boss, and you make all the
profits, so you can work as much, or as
little, as you want.
Will I have to work with
other people?
Yes and no. You wont have annoying
co-workers or bosses. You dont have to
worry about office politics. But you will
need to interact with customers. Howev-
er, these customers want the service youre
providing, so you dont have to give them
a sales pitch or do a song and dance
just simple, straightforward business.
Plus, we have a sales program youll have
access to that does all the marketing for
you, so you dont have to spend hours on
the phone drumming up business.
What if I need help?
Am I on my own?
You are not on your own. YOU GET
FULL TRAINING AND SUPPORT!
Remember, this is a legitimate field;
people have been doing this for decades.
Not only are there resources out there for
you, I will personally mentor you AND
make sure youre connected with other
business owners who have been success-
ful doing this and can offer you tips and
encouragement.
How much will it cost me to
run my business?
The good thing about this business is
that you can run it from anywhere. Most
people work out of a dedicated home
office, but its not strictly necessary.
Youll need Internet connection, phone,
a printer, and other inexpensive office
tools (which you probably already have).
Operation costs are minimal and prof-
its will easily cover expenses with plenty
left over. Again, the marketing system
we have in place means you wont have
to worry about advertising costs.
Is This the Right Opportunity for YOU?
Im offering to coach people because I found a great business, a great system to market
it, and the demand is way higher than the supply (meaning that sending customers
your way doesnt hurt my business).

But I only want to put in the effort to coach you if you really can benefit from this great
opportunity. I dont want to waste my time on people who arent willing to work, or
arent truly committed to starting a business. So Im only accepting people who meet
the following criteria:

Want to run a profitable business. I will only coach people who want a professional
business, not someone looking to make a little extra money. Why? The name says it
all! A side business is exactly that, on the sidelines. Not a priority, easily discarded.

Are motivated to succeed. As Ive mentioned, this is actual work, not an easy money
machine. And while its not difficult, you will only be successful if youre motivated
to reach your goals.

Are motivated to change. Its not just enough to want change, you have to NEED
change. Heres why: Without a boss, youre accountable. You have to be self-motivated.
You have to be fed up with getting paid less than youre worth, fed up with working
hard for someone elses benefit, fed up with being a slave to your alarm clock and a
schedule thats been forced upon you. This will keep you focused on what you have to
do and ultimately drive your success.

Want (and can handle) having control of your schedule. Some people need to be told
what to do. And while this opportunity lets you work when and where you want, you
still have to work. If you cant handle the freedom of determining your own schedule,
this isnt for you.

Can learn and follow a simple formula. This always surprises me, but some people
just cant stick to a proven plan! They feel like they need to do it their own way, or
have to add their own spin but if its already figured out for you and works great,
why mess with it? This opportunity is only for those who will appreciate having the
trial and error part already done.

Did you pass the test? If so, I definitely want to talk to you!
 Suburbs to Avoid at All Cost
REFP business owners are free to operate in any location worldwide, and deal with any type of
customer they choose. Under our business model each and every new business owners has the
sameopportunitiesandearningpotentialaseveryother.

Q: How do you handle grievances with

existing Business Owners?

A: The REFP Organization is a worldwide professional

organization and as such, we attempt to in thefairestpossible
way.

The Business Owners associatedwithREFPare alsoexpected

(Article by Peter Sun)

M
to be and function at a professional level. Therefore, when a
dispute or disagreement arises between BusinessOwners,itis

ost people spend

expected that they will work out their problems together and
not involveREFP. However,ifthereareproblemsthatcannot even the average age of the buy there. Bankstown is
be solved between dissenting parties and they are brought
many years
before REFP, or if REFPs name or reputation may be
involved, REFP reserves the right to intervene and attempt to
residents. Whats harder to known for aircraft noise,
working hard
resolvethegrievanceasperourtermsandconditions.
find, however, is why you but it is plagued with
saving all they can so they
However, as a last resort andonlyifnecessary,REFP,attheir
sole discretion, may present the matter to outside arbitrators shouldnt buy in some areas. high crime rates and
forresolution.
can finally buy their own ethnic tension. Blacktown
Q: What are the threats and the

home in the suburbs. Find-

opportunities in the current market? You can probably find a also has high crime rates
A: Everyone lovesrealestate.Ifyoudoubtthatstatement,last
timeing the
I looked, perfect
most normal suburb
people I know do live in ain
house
great deal in the towns and frequent arson attacks
or unit. Most people also aspire to a better home and
Australia isnt easy, because
lifestyle at some point in their lives. And over 85% of
of Bankstown and Black- on homes. In general, the
millionaireshavedoneitthroughrealestate.

there are over 1,000 sub-

No matter what the market conditions are, there is always town. Those have recently society gone wrong title
goingtobemoneymadeinrealestate.
The real estate education and online home business market is
urbs in Australia
amultiBILLIONdollarindustry.
become called Sydneys fits both areas.
REFP programs offer a unique opportunity for people who
want to create longterm wealth, while still enabling our
repossession capitals.
Its easier now than it
business owners to create the short term cash flow they need
tobuymorepropertiesandfundtheirlifestyle. Repossession properties At a glance, buying an
The ONLY potential threat that we see, is each business
used to be, because there
owners own motivation and commitment levels to making
theirbusinesssucceed.
can give you a great in- investment in the suburb of

are websites that help you

vestment opportunity, but Giru, located far north of
look at the demographics Page39 not if theyre in the wrong Queenland, may look like a

of the suburbs. You can areas. These two towns good idea. Further research,

find the population, size, have a large variety of however, will tell you that
median house prices, and reasons why you shouldnt area is prone to flooding
which could cause damage
again and again to your
property.
If youre looking for a prop-
erty in regional Victoria,
you shouldnt consider
Shepparton. It has an ex-
tremely high crime rate and
could put both your family
and your investment prop-
erty at risk.
In Western Australia,
two polluted suburbs to
avoid are Esperance and
Kalgoorlie. The proper-
ties there are also high-
ly over-priced. Another
suburb suffering from
inflated prices is outback
Queenslands Mt. Isa. Any
area with overpricing can
give you low rental returns.
In western Sydney a drug
related gang war has begun
with a series of shootings
which have shaken the
ethnically diverse suburb
of Fairfield. This area is the
home of both branches of
the Assyrian Kings. You
may remember that a po-
lice officer was assassinated
by this gang back in 1997.
The officer was stabbed and
the gang cut off his nose.
Obviously, this is one of the
most dangerous suburbs
in Australia and definitely
not a good area in which to
invest.
Other dangerous areas
are the Melbourne sub-
urbs of Narre Warren,
Cranbourne, Nobel Park,
Footscray, Sunbury, Epping,
Dandenong, and Doveton.
These are areas where many
residents wont go out after
dark. The crime rate, which
includes drug-related
crimes, is high and several
of the areas are populated
by gangs.
There are many suburbs in
Australia that are beautiful
and safe and if you look
and do your research, you
can find good investment
property in these areas.
Dont just jump and in-
vest in Australian property
without doing the neces-
sary research. Some of the
above suburbs may look
good because prices are low.
Remember, if you find a
deal that seems too good to
be true, it probably is.
 What the Future Holds for the
Australian Property Market
Article by Alex Ryan
I
n 2016 the property market has been
good. For several years there has been
high demand and low affordability. As
we head into 2017, however, the property
market is changing. The surge of Chinese
property investors in Australia has caused
a surplus of high-rise apartments. This
has created a higher supply than the de-
mand. Many banks are beginning to raise
home loan rates and many banks have
stopped financing apartment property.
There seems to be political uncertainty
globally. Both Trump and Brexit proved
to be unbelievable surprises in 2016.
The world-wide economy will no doubt
feel the results of these surprises. If you
are interested in investing in Australian
property, you should take a look at what
the upcoming year holds. Here are a few
things that could affect the market in the
future:
Interest ratesThe higher interest rates
and restricted lending practices will
probably stay the same in 2017 & 2018,
especially for investment builders for
high-rise apartments.
DemandConditions will vary
throughout the country. Some
areas will be in-demand, such
as Tasmania and New South
Wales. Others will see much
lower demand such as Northern
Territory and Western Australia.
As the economy continues to
grow, prices for houses and
rates of rentals have decreased.
This probably will continue. In
areas such as Perth, the market
is close to the bottom. Because
of this you should find invest-
ment opportunities in the com-
ing year. In the suburb areas of
Grove,
Peppermint, and Swanbourne,
buyers will continue to see the
chance to upgrade for a bargain
price and rate.
OverdevelopmentWe began
to see overdevelopment in 2016,
especially in the apartment
market, and this should
continue throughout 2017 &
2018.
This isnt an issue in all apartment mar-
kets, but in the larger areas of Sydney,
Melbourne, and Brisbane, the oversup-
ply will cause prices to decline. Inves-
tors could be in for a loss in those areas.
While this is good for affordability for
those looking for a place to live, the
potential for price decreases isnt great
news for investors in these markets or
for the banks.
Shared accommodationThese will be There is no way to predict everything for
favored in the suburbs that have good
amenities. Those who wish to share
accommodation will continue to look
in the areas with good shops, bars,
access to public transport especially in
areas such as inner-city Melbourne, the
Gold Coast, and Sydneys inner west.
Chinese influenceThe demand from
Chinese investors and buyers who want
property in Australia will continue
to be high. Demand from China for
property in Australia remains strong.
The new apartment developments in
our capital cities will continue to be
connected to Chinese developers and
buyers.
the Australian property market. If you do
plan to invest in property in Australia as a
developer or homeowner, be sure to re-
search the areas youre interested in before
you buy. It could help you get a great deal
instead of being stuck with property you
cant sell.
 Choose Work That Gives You the Dignity and
Respect You DESERVE!
Working for others is confining at best, and demeaning at its worst. You are restricted
in every way how you spend your time, how much money you make everything
down to the clothes you wear is determined by someone else. A corporation who can
(and will) replace you in a heartbeat.

If you escape the trap, you have to make different choices! But dont just leap into any-
thing. This is where people make a huge mistake. Theyre so desperate to be free, they
grab at the first life raft and end up stuffing flyers under windshields or desperately
peddling some hyped-up product to every person they meet. Dont fall victim to this!
If you truly want to change your life and be your own boss, do it the smart way. I prom-
ise you, there will be no humiliating in-home presentations or restaurant meetings; no
cold-calling, flyers or SPAM emails; no need embarrass yourself in front of family and
friends. Just a legitimate business you can be proud of.

**Remember, this is for SERIOUS people only who meet the criteria listed above.

Im limiting the number of people I accept, so dont wait. Opportunity is knocking

open the door!
 Why Chinese Buyers are
Dominating the Australian
location worldwide, and deal with any type of
l each and every new business owners has the

Property Market
ther.

with

professional
estpossible

soexpected
ore, when a (Article by Peter Sun)
Owners,itis
ogether and
thatcannot
are brought
on may be
d attempt to According to the New York Times, ment policy what happens to the land.
ns.

EFP,attheir
wealthy Chinese investors spent a to- At the end of the 70-year period, the
e arbitrators
tal of $24 billion on property in Aus- government can simply take the land
he
ket?
tralia over the past seven year period. back and the land user receives abso-
tement,last Not only did they invest in residential lutely nothing for it. If the government
in a house
home and
er 85% of
property, they also spent a large propor- does renew the land grant, it may be at
e is always tion on office property, hotels, stores, a very high ratea rate the land user
ss market is
development sites, and shopping cant afford to pay.
centers.
people who
nabling our
w they need

ch business It is usually a parents

When asked why dream to have some-
to making

they chose to thing to pass down

invest in to their children.
39

Australian The government

property, owned property
here are a you lease in Chi-
few reasons na is not exactly a
they offered: stable investment.

First, all resi- Second, commercial

dential property
belongs to the
state in China.
A government-run
land administration department issues a
land grant with the user of the land be-
cause all properties are lease-held. The
land grant is a lease term for 70 years.
Your family can lease the land for that
time period and when the time ends,
it will depend on the current govern-
properties in China
have a very mini-
mal return. The cities
of Canton, Shanghai, and
Beijing are largely populated cities. All
domestic property is very expensive to
purchase and the property yields are
extremely low. These properties are
more expensive than the commercial
properties in Sydney, and the return is
approximately a three percent yield.
If you cant afford property in these
areas and your property is in a smaller
populated area, renting can be very dif-
ficult because there is usually an over-
supply. It doesnt matter what grade the
property is you own, a return is difficult.
With Chinas recent economic slow-
down, the wealthy Chinese investors
have no confidence in the share mar-
ket in China. Since they dont feel safe
investing domestically, they make their
investments overseas.
Third, the Chinese feel like Australian
investing is attractive because they feel
it is a long-term investment. It isnt just
for their generation, but for many gen-
erations to come. This is the opposite of
China. It is definitely something they
can pass on to their family.
Chinese arent just investing in resi-
dential properties. Many small busi-
nesses are now owned by and oper-
ated by the Chinese. These include
brokers, education/migration agents,
retail shops, law firms, accounting
firms, etc. from China are now oper-
ating in office space in Sydney. They
feel that the property itself is assur-
ance that if their business fails, they
can still have capital gains from the
property itself.
The Chinese have given no indication
of ceasing the purchase of Australian
property. They have invested so much
money in high-rise apartments, how-
ever, that many largely populated cit-
ies now have an oversupply and many,
sadly, may be seeing a loss instead of a
gain.
 What are Chinese buyers looking for?
any location worldwide, and deal with any type of
odel each and every new business owners has the
ryother.

es with
?

e professional
fairestpossible (Article by Peter Sun)
e alsoexpected
refore, when a

With the trend to free-standing buildings successful residential and

ssOwners,itis
ms together and
msthatcannot

buy both residen- with the potential of commercial investments

y are brought
ation may be
and attempt to
itions.

REFP,attheir
tial and commercial redevelopment. can be made.
side arbitrators
property in Australia,
One of the Chinese own- The pull of Australias
the
Chinese buyers are
arket?
ers I read about, who lifestyle and education
statement,last
becoming more astute
live in a house
owns a building in Syd- system are not the only
regarding local prop-
tter home and
over 85% of

neys CBD, keeps the reasons Chinese buyers

here is always
erty, various localities
ness market is
building empty. He told are heading here there
and varieties.
me he will only consider are also factors pushing
or people who
enabling our
flow they need

each business
els to making
Ive found they like leasing it if the tenant people and their dollars
free-standing buildings meets his requirements. thousands of kilometres
with the potential of The building in itself is from home.

age39

redevelopment. Low an investment to him:
Chinas former one-child
return on investment, having tenants is not a
policy and their highly
or even if the building necessity.
pressurised education
is not leased, does not
From a Chinese inves- system are driving inter-
bother them too much.
tors perspective, Aus- est to Australia, according
Chinese buyers like
tralia is a country where to an RMIT study.
 Why Are Some Chinese Families So Wealthy?

T
he former policy accumulated substantial offshore, while unfavour-
created a dou- wealth due to the economic able government policies in
bled-up effect of growth in China, he said. other countries deflected
wealth created and accu- capital flow to Australia,
The phenomenon led to Mr Wong said.
mulated by the first gener-
enormous wealth liquidity
ation when it was inherited Canada abolished their
among young Chinese
by the second generation, Immigrant Investor
families, which was avail-
RMIT associate lec- Scheme in February 2014,
able to be invested both
turer Peng Wong said. while the Singapore gov-
locally and internationally,
Both families of the first ernment
according to Mr Wong and
generation had one child, imposed cooling measures
David Higgins study.
and the two children of such as the 15 per cent
those families married and Why are Chinese stamp duty for foreigners.
formed their own house- buyers coming to Austra-
hold, he said. lia? There were also limited
investment options in Chi-
This young family inher- Chinas going-out poli- na and an underperforming
its the wealth from the cy since 1999 had further domestic residential market,
two families, who have driven Chinese to invest he said.
China remains by far the
biggest foreign buyer of
Australian property, splash-
ing $24.3 billion in 2014-
15 more than triple the
United States and six times
the outlay from Singapore,
the Foreign Investment
Review Board annual re-
port shows.
Buyers who love regular
holidays in Australia, rath-
er than being primarily
motivated by making gains
on purchases, are promi-
nent among overseas-based
house hunters, the study
found.
Esther Yong, director of
AC Property, said the
Victorian governments
increased stamp duty for
foreign buyers and stricter
bank requirements were
starting to deflect pure
investors.
Australia is starting to
become like Canada and
Singapore because of all
the loan and tax issues,
she said.
People who have already
planned ahead to send their
kids to Australia, or have
family or friends in Australia
are not affected.
New South Wales and
Queensland also intro-
duced a 4 per cent and 3
per cent stamp duty sur-
charge for foreign buyers.
Overseas developers who
seek to build signifi-
cant residential projects
will be exempt from the
Queensland governments
surcharge.
 Would You like A 100% Interest FREE Loan Towards An
Investment Property Or To Purchase Your First Home? ...
THATS RIGHT! ... We're doing it again. We are offering up to $30,000
interest free property grants to select individuals to help them get started
building their investment property portfolio or even buying their first home...

We are trialing this Investment Property Interest Free Loan on 50 properties only!
This is for members and customers of the Real Estate For Profit Programs only!
This loan is 100% interest free! And, if your property does not increase in value you never have
to pay it back ...
We research multiple potential high growth suburbs and look for positive cash flow
opportunities across Australia where you can invest in different sized properties.
The title and property will be 100% yours and in your name.
This is not buying off the plan! We do NOT inflate prices of properties either!

Why Are We Offering This and How Do We Get Paid/Benefit?

We want to make it more affordable for Australians to buy their first or second investment
property or their very own home
We take a small fixed percentage of the capital growth of the property (once it has gone up in
value)
If the property doesn't grow in value, we don't get paid!

* To find out more review the Terms & Conditions and join our Real Estate Program today!
 The Founders
REFP business owners are free to operate in any location worldwide, and deal with any type of
customer they choose. Under our business model each and every new business owners has the
sameopportunitiesandearningpotentialaseveryother.

Peter Sun

Q: How do you handle grievances with

Please let meexisting Business
introduce myself...Owners?

My name
A: The REFPis Peter Sun. I have
Organization five beautiful
is a worldwide professional
organization
Children (4 and as such,
daughters,
we attempt
and a boy to in the
fairest
Hugo)possible
way.
and
most of my business life I have worked
from magnificent
The Business properties,
Owners associated high are
withREFP upalso
onexpected
a
mountain overlooking
to be and function the Gold
at a professional Coast
level. or near
Therefore, when a
dispute or disagreement arises between BusinessOwners,itis
the beach in sunny Queensland. I love real
expected that they will work out their problems together and
estate...
not involveI like
REFP. to However,
work from home,
ifthere And... thatcannot
areproblems
be solved between dissenting parties and they are brought
In the 30
before odd
REFP, oryears thatIname
if REFPs have orbeen in busi-
reputation may be
ness
involved, and invested
REFP reservesin thereal estate,
right to intervene I and
learnt
attempt to
something very valuable... If you want to
resolvethegrievanceasperourtermsandconditions.

make money in business or in real estate... it
However, as a last resort andonlyifnecessary,REFP,attheir
doesn't matter
sole discretion, may what degrees
present the matteryou tohave.
outsideHow
arbitrators
old you are or what ethnic background you
forresolution.
posses. It matters not if you are a man or
Q: What are the threats and the
a woman. Tall or short. Good looking or
opportunities in the current market?
downright ugly. In life, business and real
estate
A: Everyonethe only
lovesthing
realestate.that matters
Ifyou doubtthat is simply
statement,last
time
this... I looked, most normal people I know do live in a house
or unit. Most people also aspire to a better home and
Can atyou
lifestyle some
get point in their
a RESULT or lives.
not? And over 85% of
millionaireshavedoneitthroughrealestate.
Can you make money, and make a profit...
No matter what the market conditions are, there is always
or cant you?
goingtobemoneymadeinrealestate.
The Sreal
o why
estatechoose
educationreal estate
and online& real business
home estate market is
amultiBILLIONdollarindustry.
education?
REFP programs offer a unique opportunity for people who
Hard work alone will not make you rich
want to create longterm wealth, while still enabling our
You owners
business need to have the
to create right
the short cash-flow
term cash flowand
they need
business vehicle to be able to live and invest
tobuymorepropertiesandfundtheirlifestyle.
Thein real estate!!
ONLY potential threat that we see, is each business
owners own motivation and commitment levels to making
theirbusinesssucceed.

Page39

 Alex Ryan
My name is Alex Ryan, Im a
real estate investor and en-
trepreneur based in Sydney,
Australia. I live near the
water, have a beautiful
wife and family and enjoy
a healthy lifestyle of eating
right (being vegetarian),
donate to animal chari-
ties, cycling, swimming and
have multiple vacations a
year. At around the age of
28 I had travelled around
the world multiple times and visited every continent including some far reaching
places like the arctic circle via husky sled in far north Finland. Ive checked quite
a lot of my bucket list already!
Since I was 21 years old I have started over 30 online businesses working from
home and travelling abroad speaking at seminars helping others achieve similar
lifestyles. Everyone can do this as long as you have a will to succeed, work hard
and you'll deserve it then the universe in its wisdom will serve it!
Around the age of 25 I started investing in education for real estate attending
courses, seminars and buying products online.
I worked with Peter Sun a property guru and entrepreneur and created one of
Australia's leading renovation products called 'Find Renovate Sell' and we ran
highly successful events around Australia and this got me excited in helping
create one of Australia's leading real estate education programs 'Real Estate
For Profit'.
I now have multiple properties and I still work from home, take multiple holidays
per year to exotic locations and living life on my terms by design.
I enjoy running our business training events and real estate summits and look
forward to mentoring and closely coaching our new business owners to success.
 Attention
Business Owners!
Who else would like the car of their dreams and have someone else pay for it!
And it's just not a car that we're giving away But so much more!

Including tickets to our LIVE events, lead-
ership dinners, flight vouchers, accommo-
dation and more!
So you may be wondering how does
this work?
If you are a current business owner and
have a subscription to the business tools all
you need to do is promote the course and
the seminars as you normally would in run-
ning a business and make sales.
Every time you make a sale for the products
listed you'll also be accumulating reward
points with Real Estate for Profit. These
points can then be used for motor vehicle
leases, accommodation, free seminar tickets,
travel vouchers to our events and much more.
It's really quite easy!
If you opt for us to pay for your motor ve-
hicle we will pay for your lease each month
provided you keep up with the monthly sales
volume.
Here's How the Point Structure
Breaks Down:
Every MWP1 Sale = 1 RFP point
Every MWP2 Sale = 2 RFP points
Every MWP7 Sale = 7 RFP points
This only applies to your first sale, if
they upgrade later that is not included in
calculation of points. If it's one of your
4 training sales then only 50% will be
applied to you and 50% applied to the
other business owner involved in
the sale.

Here is what you can get with your points:

Bronze: 5 points (in a month) tickets for two people to one of our business owner
trainings (valid for 12 months)

Silver: 10 points (in a month) to get Bronze package plus two nights
accommodation to one of our events (valued up to $250AUD)

Gold: 15 points (in a month) to get a Silver package plus flights to one of our work-
shops (valued up to $750AUD) PLUS attend our Friday leadership dinner for FREE.
PLUS you also qualify for the The Real Estate Motor Vehicle incentive program!
Congratulations!
Regarding the real estate motor vehicle incentive program, we at Real Estate For
Profit will continue to make your monthly lease payment provided you keep making
the monthly points continuously.

Here's How the Point Structure Breaks Down:

15 points (made monthly) to get a $700 / month lease payment
20 points (made monthly) to get a $1,400 month lease payment
25 points (made monthly) to get a $1,900 / month lease payment
30 points (made monthly) to get a $2,500 month lease payment
40 points (made monthly) to get a $3,300 / month lease payment
Now, you may be wondering why we are doing this and is this too good to be true?
Are you really giving away a car and these prizes? And the answer is Yes!
We want to be the world's largest and most sold real estate education program in the
world and for that we need to provide our business owners with a fantastic incentive
to promote the products and seminars we offer. It's a win-win situation, as you MAKE
MONEY and earn up to 80% profit as you normally would in the business plus we
will also reward you for certain sales volume by providing accommodation, travel
vouchers, paying for car leases and more.
And what better incentive is there out there?! In fact to my knowledge there is no oth-
er incentive program out there that gives and allows you so much profit in your pock-
et as well providing these rewarding incentives.
Run your business as you normally would, find customers, make sales and at the end
of the month calculate your sales and work out your points for that month and contact
us here and we'll sort it out from there.
Another reason why we want to provide you with great incentive is we want business
owners like you to be rewarded for more traffic and conversion than any other pro-
gram out there on the market including some of the biggest affiliate programs. We
want to top the rest and be the big dogs. We also want to provide the best rewards to
you guys like allowing you your dream vehicle and other cool prizes.

Here's how to get started immediately!

If you're not already a business owner, you can become a business owner it only takes
a short period of time, contact the person who showed you this magazine and register,
they will assist you getting started.
Once you've made enough sales in a particular month contact us and you'll qualify for
one of our vehicles or events, leadership dinners and more.
We'll provide a list of what you're entitled to and then that's it! If it's a vehicle you're
entitled to we'll give the details of your local dealership, you head down there choose
your model and decide which one you want to take home.
And that's it!
 Here Is What's Included In This Program
Startup MWP1 MWP2 MWP7
Products $133 $2,500 $6,000 $27,500

n worldwide, and deal with any type ofFully

Customizable Website
nd every new business owners has the

Business Manager access,

onal Conference Call access +
ible Customer Database set up

cted
en a
itis
and MWP1 "Creating Wealth Through
nnot Property" $2,500 Wholesale Price
ught
be
pt to

heir Renovation Blueprint Audio

tors Program

last Crazy Renovation Profits Book

use
and
of
Product #1: Becoming A Property
ways
Developer RRP $17 (Online Program)
(100% Resell Rights - You keep 100%
et is
Profit From These)
who
our
eed
Product #2: Finding and Buying
Undervalued Properties RRP $17
ness
(Online Program) (100% Resell Rights -
king
You Keep 100% Profit From These)

Product #3: Finding Cashflow Properties

RRP $17 (100% Resell Rights -
You Keep 100% Profit From These)
 Startup MWP1 MWP2 MWP7
Products $133 $2,500 $6,000 $27,500

Product #4: Renovation For Beginners

RRP $17 (100% Resell Rights -
You Keep 100% Profit From These)

Product #5: Sell Your House For More

Than It's Worth $17 (100% Resell Rights -
You Keep 100% Profit From These)

Events

1 Day Live Event Held 4 Times a Year

2 Day Live Business Owner Training

Conference

3 Day Real Estate Conference

5 Day Real Estate Conference

MWP7 Private Mastermind Dinner

Coaching

2 Weekly Conference Calls

Every Monday and Thursday Night

MWP7 Only Leadership Calls

(Once Every Month)
 Some of the Reasons Why You
Should Work With Us
...
We provide fantastic property education products, a leveraged business
system that enables you to have more time freedom, allows you to work from
home, has fantastic leverage and profit margins as well as amazing flexibility!

Simple Products Start Part Time or Full Time Easy To Run

Our products are very simple This business can be worked either part This business is extremely
and are in high demand in time or full time. It's completely up to you. easy to run and operate.
Australia and New Zealand. Any hours you wish to work. Little or no headaches.

High Profit Margins Amazing Flexibility Low Overheads

The courses that we sell have This business allows you to work The overheads are amazingly
up to 83% profit margins that from anywhere in the world as low. No other business com-
go directly to you. The highest long as you have a stable internet pares with how cheap this
in the industry! connection. business is to run.

Speak to the person that gave you

this magazine today to find out how
you can join the program!