COMMON ISLAMIC CONTRACTS IN

COMMERCIAL TRANSACTIONS

Gratuitous Investment Supporting Contractual

Trading Contracts
Contracts Contracts Contracts Arrangements

Sale-Based Lease-Based

Bai Bithaman Ajil Mudharabah (Profit

Tawarruq (Concurrent
Hibah (Gift) (Deferred Payment Ijara (Leasing) Sharing Kafalah (Guarantee)
Sale)
Sale) Enterpreneurship)

Mudharabah
Ijara Mausufah Fi
Murabaha (Cost-Plus Muqayyadah
Waqf (Endowment) Dhimmah (Forward Rahn (Pledge) Wa'ad (Promise)
Sale) (Restricted Profit
Lease)
Sharing)

Ijara Muntahiah Bi
Bai Al Inah (Sale for Musyarakah
Qard (Loan) Tamleek (Rental with Hiwalah (Remittance) Tahawwut (Hedging)
Cash) (Partnership)
Intention to Own)

Ijara Wa Iqtina Wakalah Bil Istihmar Wadiah Yad

Qardul Hassan
Bai Salam (Trust Sale) (Rental with Eventual (Agency for Dhamanah (Safe Takaful (Insurance)
(Benevolent Loan)
Gift) Investment) Keeping Guarantee)

Istisna' (Order to
Ibra' (Rebate) Wakalah (Agency) Sukuk (Bond)
Construct)

Wadiah Yad Amanah

Musawamah (Simple Musharakah Mutanaqisah
(Safe Keeping with Jualah (Service)
Sale) (Diminishing Partnership)
Trust)

Bai Al Sarf (Sale of

Muqasah (Set-Off)
Currency)

Bai Ad Dayn
Sarf (Exchange)
(Discounted Sale)

Tawliyah (Sale at Cost Hamish Jiddiyah

Price (Security Deposit)

Ujr' (Fee)

Musataha (Sale and Lease

Tabarru' (Donation)
Back)

Ijara Thumma Al Bai (Rental

with Eventual Sale)
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