Académique Documents
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ACKNOWLEDGEMENT
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DECLARATION
Name of student
(Signature)
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CONTENTS IN BRIEF
CONTENTS PAGE NO.
Introduction
1
Meaning of Consumer
Concept 2
Need for Consumer Protection 3-4
Rights of Consumer 5-6
Responsibilities of Consumer
Laws to protect interest of 7-9
Consumers 10-11
Consumer Protection Act, 1986 12-13
Machinery for settlement of
grievances 14-18
Other means of Consumer
Protection 19-21
Awareness programmes
Jaago Grahak Jaago 22-24
Programme
Consumer Online Resource and 24
Empowerment Centre (CORE) 25-26
Conclusion
26-27
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INTRODUCTION
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MEANING OF CONSUMER
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CONCEPT OF CONSUMER PROTECTION
(a) Sale of adulterated goods i.e., adding something inferior to the product
being sold.
(b) Sale of spurious goods i.e., selling something of little value instead of the
real product.
(c) Sale of sub-standard goods i.e., sale of goods which do not confirm to
prescribed quality standards.
(d) Sale of duplicate goods.
(e) Use of false weights and measures leading to underweight.
(f) Hoarding and black-marketing leading to scarcity and rise in price.
(g) Charging more than the Maximum Retail Price (MRP) fixed for the
product.
(h) Supply of defective goods.
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(i) Misleading advertisements i.e., advertisements falsely claiming a product
or service to be of superior quality, grade or standard.
(j) Supply of inferior services i.e., quality of service lower than the quality
agreed upon.
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NEED FOR CONSUMER PROTECTION
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(d) Principle of Social Justice
Exploitation of consumers is against the directive principles of state policy
as laid down in the Constitution of India. Keeping in line with this principle, it
is expected from the manufacturers, traders and service providers to
refrain from malpractices and take care of consumers interest.
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RIGHTS OF CONSUMERS
John F, Kennedy, the former USA President, in his message to consumer had
given six rights to consumers. These rights are (i) right to safety, (ii) right
to be informed, (iii) right to choose, (iv) right to be heard, (v) right to
redress and (vi) right to represent. These rights had paved the way for
organized consumer movement in the USA and later it spread all over the
world. In India, the Consumer Protection Act, 1986 has also provided for the
same rights to consumers. Let us have a brief idea about these rights of
consumers.
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about quality, quantity, purity, standard and the price of the goods &
services. Now-a-days the manufacturers provide detailed information about
the contents of the product, its quantity, date of manufacturing, date of
expiry, maximum retail price, precautions to be taken, etc. on the label and
package of the product. Such information helps the consumers in their
buying decision and use of the product.
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(f) Right to Consumer Education
It means the right to receive knowledge and skill to become informed
consumer. In this direction the consumer associations, educational
institutions and the policy makers can play an important part. They are
expected to impart information and knowledge about
(i) the relevant laws, which are aimed at preventing unfair trade practices,
(ii) the ways and means which dishonest traders and producers may adopt to
deceive the consumers,
(iii) insistence on a bill or receipt at the time of purchase, and
(iv) the procedure to be followed by consumers while making complaints.
Effective consumer education leads to an increased level of consumer
awareness and help them to enforce their rights more effectively, and
protect themselves against fraudulent, deceitful and grossly misleading
advertisement, labeling, etc.
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RESPONSIBILITIES OF CONSUMERS
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(e) Consumers must be aware of their rights
The consumers must be aware of their rights as stated above and exercise
them while buying goods and services. For example, it is the responsibility of
a consumer to insist on getting all information about the quality of the
product and ensure himself/ herself that it is free from any kind of defects.
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LAWS TO PROTECT INTERESTS OF CONSUMERS
Government of India has enacted more than 30 laws to improve the lot of
consumers. Some of these laws are summarized below.
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6) The Trade and Merchandise Marks Act, 1958.
It seeks to provide for the registration and better protection of
trademarks and to prevent the use of fraudulent marks on merchandise. It
helps to protect consumers against products.
In addition to the above, the following laws also help to protect consumers:
1. Drug Control Act, 1950
2. Agricultural Products (Grading and Marketing) Act, 1937
3. Industries (Development and Regulation) Act, 1951
4. The Standards of Weights and Measures Act, 1956
5. Prevention of Black-marketing & Maintenance of Essential Supplies Act,
1980
6. Bureau of Indian Standards Act, 1986
7.The Air (Prevention and Control of Pollution) Act, 1981.
8.The Water (Prevention and Control of Pollution) Act, 1974
9. The Indian Penal Code, 1861
10. The Hire- Purchase Act, 1972
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CONSUMER PROTECTION ACT 1986
Introduction
The Consumer Protection Act 1986 is a social welfare legislation, which was
enacted as a result of widespread consumer protection movement. The main
object of the legislature in the enactment of this act is to provide for the
better protection of the interests of the consumer and to make provisions
for establishment of consumer councils and other authorities for settlement
of consumer disputes and matter therewith connected.
The act was passed in Lok Sabha on 9th December, 1986 and Rajya Sabha on
10th December, 1986 and assented by the President of India on 24th
December, 1986 and was published in the Gazette of India on 26th
December, 1986 and it came into force from 1 July, 1987.
This act was enacted in the 37th year of the Republic of India and was
amended from time to time in the following years i.e. 1991, 1993 and 2002.
The salient features of Consumer Protection Act (CPA) 1986 are as follows:
(a) It applies to all goods, services and unfair trade practices unless
specifically exempted by the Central Government.
(b) It covers all sectors whether private, public or co-operative.
(c) It provides for establishment of consumer protection councils at the
central, state and district levels to promote and protect the rights of
consumers and three tier quasi-judicial machinery to deal with consumer
grievances and disputes.
(d) It provides a statutory recognition to the six rights of consumers.
(e) The provisions of this act are in addition to and not in derogation of the
provisions of any other Act.
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After an amendment in 1993, the scope of the Act has been widened to
include paid services like medical services rendered for a charge.
Definitions:
Section 2 of the Act lays down the various definitions under the act out of
which certain important definitions are as under:
Section 2 sub section 1 sub clause (c): Complaint means any allegation in
writing made by a complainant that
(i)an unfair trade practice or a restrictive trade practice has been adopted
by any trader or service provider;
(ii) the goods bought by him or agreed to be bought by him; suffer from one
or more defects;
(iii) The services hired or availed of or agreed to be hired or availed of by
him suffer from deficiency in any respect;
(iv) a trader or service provider, as the case may be, has charged for the
goods or for the service mentioned in the complaint a price in excess of the
price
(a) fixed by or under any law for the time being in force
(b) displayed on the goods or any package containing such goods;
(c) displayed on the price list exhibited by him by or under any law for the
time being in force;
(d) agreed between the parties;
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(v) goods, which will be hazardous to life and safety when used or being
offered for sale to the public,
(vi) services which are hazardous or likely to be hazardous to life and safety
of the public when used, are being offered by the service provider which
such person could have known with due diligence to be injurious to life and
safety;
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FILING OF COMPLAINTS
For redressal of consumer grievances a complaint must be filed with the
appropriate forum.
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How to file a complaint?
A complaint can be made in person or by any authorized agent or by post.
The complaint can be written on a plain paper duly supported by documentary
evidence in support of the allegation contained in the complaint. The
complaint should clearly specify the relief sought.
It should also contain the nature, description and address of the complainant
as well as the opposite party, and so also the facts relating to the complaint
and when and where it arose.
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MACHINERY FOR SETTLEMENT OF GRIEVANCES
The judicial machinery set up under the Consumer Protection Act, 1986
consists of consumer courts (forums) at the district, state and national
levels. These are known as
District forum, State Consumer Disputes Redressal Commission (State
Commission) and National Consumer Disputes Redressal Commission (National
Commission) separately.
Let us have a brief idea about their composition and roles.
1. District Forum
The state governments in each of its districts establish this.
(a) Composition: The district forums consist of a Chairman and two other
members one of whom shall be a woman. The person of the rank of a District
Judge heads the district forums.
2. State Commission
The state governments in their respective states establish this.
(a) Composition: The State Commission consists of a President and not less
then two and not more than such number of members as may be prescribed,
one of whom shall be a women. A person of the level of High Court judge
heads the Commission.
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The State Commission usually hears cases of three types:
1. Appeals from District Forums.
2. Case against Companies that operates an office or branch in the
branch.
3. Cases where actual reason why you are filing the complaint (such as
signing of an agreement or payment of bill) partially or fully occurred
in the state.
(c) Appeal: In case the aggrieved party is not satisfied with the order of the
State Commission he can appeal to the National Commission within 30 days
of passing of the order. If a verdict has been given against the company, it
can appeal only after depositing 50% of the compensation to be paid to the
aggrieved party or Rs.35000/-, whichever is lesser.
3. National Commission
The National commission was constituted in 1988 by the central government.
It is the apex body in the three tiers judicial machinery set up by the
government for redressal of consumer grievances. It is presently headed by
Honble Mr. Justice Ashok Bhan, former Judge of the Supreme Court of
India as President and has nine Members, viz., Honble Mrs. Rajyalakshmi
Rao, Honble Mr. B.K. Taimni, Honble Mr. Justice K. S. Gupta, Honble Dr. P.
D. Shenoy, Honble Mr. Anupam Dasgupta, Honble Mr. S. K. Naik, Honble
Justice R.C. Jain, Honble Justice R.K. Batta & Honble Mr. Justice B.N.P.
Singh. Its office is situated at Janpath Bhawan (Old Indian Oil Bhawan), A
Wing, 5th Floor, Janpath, and New Delhi.
V. Balakrishna Eradi
(The First President of NCDRC)
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(a) Composition: It consists of a President and not less than four and not
more than such members as may be prescribed, one of whom shall be a
woman. The President of National Consumer Disputes Redressal Commission
(NCDRC) is appointed by Central Govt. in consultation with the Chief Justice
Of India The National Commission is headed by a sitting or retired judge of
the Supreme Court.
(c) Appeal: An appeal can be filed against the order of the National
Commission to the Supreme Court within 30 days from the date of order
passed. If a verdict has been given against the company, it can appeal only
after depositing 50% of the compensation to be paid to the aggrieved party
or Rs.50000/-, whichever is lesser.
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OTHER MEANS OF CONSUMER PROTECTION
The following are the various ways and means of consumer protection
followed in India.
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set up in recent years in different parts of India. It is felt that neither it is
possible to discipline all members of the business community through moral
sanctions and a code of fair business practices nor can administrate orders
and legislative provisions to ensure consumer protection without the active
involvement of consumer associations. Now with an increasing number of
consumer organizations involved in consumer protection, the consumer
movement is getting a foothold in India and helping individuals to seek quick
and adequate redressal of their grievances. Look at the box for some of
such consumer organizations.
Consumer Organizations
Some of the important Consumer Organizations that have
been playing an active role in taking up consumer cause are:
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(e) Consumer Welfare Fund
The government has created a consumer welfare fund for providing financial
assistance to strengthen the voluntary consumer movement in the country
particularly in rural areas. This fund is mainly used for setting up facilities
for training and research in consumer education, complaint handling,
counseling and guidance mechanisms, product testing labs, and so on.
AWARENESS PROGAMMES
To increase the level of awareness among the consumers the Government of
India has initiated various publicity measures.
1.PUBLICATIONS-
The Ministry of Civil Supplies has brought out a number of
booklets/brouchers to educate consumers. A quarterly journal UPBHOKTA
JAGRAN has been started
2.NATIONAL AWARDS-
The Ministry of Civil Service has instituted two national awards-
NATIONAL YOUTH AWARDS AND NATIONAL AWARD ON CONSUMER
PROTECTION. The first award is for the persons in the age group of 15-35
doing outstanding work in the field. The second award is for Voluntary
consumer organizations doing outstanding work in the field.
3.AUDIO-VEDIO MEASURES-
Doordarshan is telecasting fortnightly programmed SANRAKSHAN
UPBHOKTA KA and several other programmes to educate consumers.
4.CONSUMER DAY-
Consumer Day is observed every year on 15th March. Exhibitions, seminars
etc. are held on this date to educate the consumers of their rights.
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JAAGO GRAHAK JAAGO PROGRAMME (WAKE UP CONSUMER)
The multi media publicity campaign Jaago Grahak Jaago in a very short
span of time has become a household name and has established a strong
brand identity for itself. The Jaago Grahak Jaago campaign was declared
Realising the need for empowering consumers, the government has approved
a scheme of Rs 409 crore during the 11th five-year Plan on the awareness
campaign aimed at helping the emergence of consumers who irrespective of
age, socio-economic class or gender are empowered enough to make free,
fair, and informed choices of products or services.
Under its "Jago Grahak Jago" initiative, the department has tried to reach
consumers through print advertisements in national as well as regional
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newspapers, TV spots in Doordarshan and private channels, audio spots in All
India Radio and private FM channels.
The department has also tied-up with the postal department for display of
posters on consumer awareness and printing and distribution of publicity
material through DAVP and outdoor publicity through the Song and Drama
Division of I&B ministry.
One of the most easy and hassle free ways to file a consumer complaint is
through the online mechanism of 'CORE'. All that citizens need to do is visit
the CORE website and fill in the online form. This form requires customers
to categorize the product, provide their contact details and submit detailed
information about the nature of their complaint.
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or service) for resolution. It is also published as an entry in the blog, on the
CORE website.
On receipt of the alert, the brand replies to the complaint online. This reply
is posted in the blog, directly below the complaint entry filed by you. Once
the reply is published, the system alerts the consumer who is asked to
comment on his /her satisfaction with the reply. If the complainant is
satisfied, the case is considered closed.
However, if the complainant is not satisfied, he/she can write back to CORE
in confidence. On receipt of the grievance, the concerned CORE Complaint
Manager may once again take up the issue with the brand for amicable
resolution.
Moreover, a National Toll Free Number has been provided to offer guidance
to citizens on all consumer related issues. One may dial now, for more
information about consumer courts, consumer organizations and procedure
for redressal -
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Conclusion
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Bibliography
1. Gupta, C.B & N.R. Nair. Marketing Management. New Delhi
Sultan & Chand & Sons.
2. Chabra, T.N.& S.K. Grover. Marketing Management. New
Delhi: Dhanpat Rai & Co.
3. www.nos.org/srsec319new/319EL24.pdf
4. www.ddindia.gov.in/About+DD/DD+DCD/dddcd
5. http://ncdrc.nic.in/1_1.html
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