Danielle Damianov Asuri Matos

Movement Mortgage Sellstate Achievers Realty

Loan Officer Realtor
danielle.damianov@movement.com AsuriMatos@gmail.com
NMLS #883539 License #SL3321300
Cell: 786.359.7976 Cell: 239.245.2601
9130 Galleria Court Office: 239.985.0777
Suite 104 12820 Kenwood Ln
Naples, FL 34109 Suite 1
Fort Myers, FL 33907
http://AMRealEstatePro.com
Hablo Espaol

Buying vs Renting
Estimated Cashflow
Buying Rent Yr1 Rent Yr9 $1,520 $1,565 $1,611 $1,659 $1,708 $1,759 $1,811 $1,865 $1,920
Monthly P & I $926 $1,500 $1,900
Prop. Tax / Ins. $498 $20 $20
Maint. & Repairs $167 $0 $0 $1,591
Monthly Exp. $1,591 $1,520 $1,920
Total Cashflow $171,783 $185,024
1 2 3 4 5 6 7 8 9

Cashflow Difference $13,241 Years

Buying Renting

Gain Through Equity Through Tax Benefit and

Appreciation Amortization Adjustments
$58,683 $36,265 $753
Your $200,000 home, By taking the original Many new buyers
using the Historical loan amount overlook the Tax
appreciation rate of ($194,000) and Benefit that comes
2.9%, would be worth subtracting your remaining along with buying a home. The
$258,683 after 9 years. principal balance ($157,735) Tax Benefit is based on your tax
you will build $36,265 in equity. bracket of 25.00%*

Appreciated Home Value Buying Overview

Monthly Payment est. $1,591

Years Before Selling 9 yrs

$258,683 Location Lee County, FL

$200,000
Interest Rate 4.000%

APR 4.07%

Tax Rate 25%

Net Gain by Buying a Home $86,421

FL - LO33886 | Movement Mortgage, LLC supports Equal Housing Opportunity. NMLS ID #39179 (www.nmlsconsumeraccess.org) | 877-314-1499. Movement Mortgage, LLC is licensed by AR - 105002 AL - 21022 NY - B500997 Licensed Mortgage Banker-NYS
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Licensed Lender, Broker and Servicer RI - 20153195LB Rhode Island Licensed Lender, Broker and Servicer RI - 20153196LS Rhode Island Licensed Lender, Broker and Servicer FL - MLD1360 ID - RRL-9397 KS - SL.0026458 KY - MC85066 ME - 39179 MD - 19094
NH - 20985-MB Licensed by the New Hampshire Banking Department MI - FR0018717 MI - SR0020189 NJ - 0 Licensed by the N.J. Department of Banking and Insurance NJ - Licensed by the N.J. Department of Banking and Insurance SC - MLS-39179 SD - ML.
05007 TN - 112748 UT - 7773921 VT - 6862 VT - 39179-1 VA - MC-5112 WA - CL-39179 WV - MB-32019 WV - ML-32020 WI - 39179BA WI - 39179BR TX - NJ - NM - NE - LA - AK - AK39179 MS - 39179 Mississippi Dept of Banking and Consumer Finance PA -
34374 . Interest rates and products are subject to change without notice and may or may not be available at the time of loan commitment or lock-in. Borrowers must qualify at closing for all benefits. Movement Mortgage is a registered trademark of the
Movement Mortgage, LLC, a Delaware limited liability company. 8024 Calvin Hall Rd, Indian Land, SC 29707.

Loan and monthly payment buying scenarios used for informational purposes only and does not reflect actual terms of loan offered. This document should not be construed as investment or mortgage advice or a commitment to lend. Your results may vary. There are no
guarantees, promises, representations and/or assurances concerning the level of accuracy you may experience. For actual and current terms and rate information, please contact your lender directly. APR of 4.073% assumes a 4.000% simple fixed interest rate and any
additional fees included in APR. Monthly principal and interest payment based on a fully amortizing fixed interest loan of $194,000 with 360 monthly payments at the assumed simple interest rate. Scenario based on a FICO score of 800. *Lender is not a tax consultation firm.
Please seek advice from a tax professional.Source: MBS Highway Powered by MBS Highway
 Starting with your Appreciated Home Value($258,683), subtract your Initial Cash Outlay($13,000), Cost to Sell($15,521), and the
Remaining Principal($157,735). Then, add your Tax Benefit($753), and your Cashflow Difference($13,241), resulting in a Net Gain of
$86,421.